GOVT. OF RAJASTHAN RAJASTHAN INITIATIVES INCLUSIVE APPROACH ON HOUSING IN URBAN SECTOR PRESENTATION BY G.S. Sandhu Additional Chief Secretary Urban Development,

GOVT. OF RAJASTHAN

RAJASTHANINITIATIVES

INCLUSIVE APPROACH ON

HOUSINGIN

URBAN SECTOR

PRESENTATION BYG.S. Sandhu

Additional Chief SecretaryUrban Development, Housing

& Local Self Govt.Rajasthan

12th April,2013

NHB, NEW DELHI

GOVT. OF RAJASTHAN

Area 342,000 sq km Largest State in India

Population 68.62 million (2011)

StateCapital

Jaipur

Districts 33

UrbanPopulation

23.38%

Cities andTowns

222 (census towns)184 ( Municipal towns)

PopulationDensity

201 persons persquare km (2011 Census)

RAJASTHAN FACTFILE

MajorCities

Jaipur, Jodhpur, Udaipur, Kota, Ajmer, Bikaner, Bhilwara, Alwar, Bharatpur

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GOVT. OF RAJASTHAN

RAJASTHAN – WHERE CITY PLANNING IS A TRADITION

Jaipur , Jodhpur, Jaisalmer , Udaipur, Bikaner etc are internationally known for its urban planning and architecture. The rulers of erstwhile princely states of Rajasthan patronized wide roads, excellent infrastructure, recreation areas, public parks etc. & traditional building art and artisans which made Rajasthan rich in heritage buildings, monuments & PLANNED WALLED CITIES.

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GOVT. OF RAJASTHAN

HOUSING SCENARIO

* 56% shortage in EWS and 40% shortage in LIG category.

ALL INDIA 18.78 MILLION*RAJASTHAN 1.07 MILLION

CATEGORY WISE HOUSING SHORTAGE

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GOVT. OF RAJASTHAN5

GOVT. OF RAJASTHAN6

1.0 – Master Plans for all Urban Areas 2.0 – Rajasthan Township Policy – 20103.0 – Slum Development Policy - 20124.0 – Land Conversion Rules U/S 90-A 5.0 – Model Building Regulations(All ULB’s) – 2010/136.0 - Policy of Transferable Development Rights – 20127.0 – Prashasan Shehron ke sang Abhiyaan – 20128.0 - Affordable Housing Policy 2009 9.0 - Project of Mass Housing in 50 Cities/Towns10.0 - Mukhyamantri Shahari BPL Awas Yojana

GOVT. OF RAJASTHAN

Highlights of

Policy Initiatives

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GOVT. OF RAJASTHAN8

Master Plans for All the Cities/Towns

In 2009 – Only 65 Towns had Master Plans..The State Government took a decision to prepare Master Plans for all the 184 ULB towns through outsourcing.Now Rajasthan is the only state where all 184 ULB towns have Master Plans / Land use Plans.Residential Land use – sufficiently earmarked in all the towns looking to population projections in next 25 years – Areas also reserved for Affordable Housing – Close to Industrial areas / Major work centers.

GOVT. OF RAJASTHAN9

Affordable Housing Policy - Approach

Role of Public sector – Model no.1 RHB Schemes– 50% EWS,LIG and 20% MIG AUrban Local Bodies Schemes – 25% EWS,LIG and 20% MIG A

Role of Private Sector – 15% of Plots in any township for EWS,LIG Group Housing Project – 5% of FAR for EWS,LIG

Public – Private Partnership – Model no.2,3,4 and 5

GOVT. OF RAJASTHAN

AFFORDABLE HOUSING POLICY - 2009

Initial target of over 1,25,000 houses for EWS, LIG and MIG category in 5 years

Target revised upwards to 5.0 lakhs houses looking to over whelming response from private developers

TARGET

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GOVT. OF RAJASTHAN

Model No-2:

Private developers on Private land : Buy back by the Govt. Selected developers to take up construction

of EWS/LIG/MIG-A flats (G+2/G+3 format) on minimum 40% of the total land for EWS/LIG & 12% for MIG A.

Built up EWS/LIG/MIG-A flats to be handed over to the nodal agency (Rajasthan Avas Vikas & Infrastructure Limited) at pre-determined prices, to be allotted to the eligible beneficiaries.

Developer free to construct MIG-B/HIG flats on remaining land.

Several incentives offered to developers.

AFFORDABLE HOUSING POLICY – 2009 Public Private partnership Models

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GOVT. OF RAJASTHAN

HIGHLIGHTS OF THE POLICYAFFORDABLE HOUSING POLICY - 2009

ULBs to identify private lands for acquisition and set apart for construction of houses to the developercost of acquisition +10% shall be payable by the selected developer

Land owners whose lands already under acquisition for residential schemes of Development Authorities / UITs /ULBs. may be used for creation of stock under Affordable Housing Policy like in Model No.2.

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52% of the land will be used for EWS/LIG/MIG-A as per Model No: 2 of the policyRemaining 48% land allowed to be used for HIG and other category of flats .

GOVT. OF RAJASTHAN

HIGHLIGHTS OF THE POLICY

Model No-4:

Private developers on Government land: Free land by Govt. in lieu of constructed houses(For Rental housing or outright sale basis)


The ULBs to offer Government Land for construction of EWS/LIG flats through open bidding process.Land is offered free of cost but the bidding parameter is the maximum number of flats offered by the bidderThe developer offering the maximum Flats is awarded the project.

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GOVT. OF RAJASTHAN

Model No-5Slum Housing : on PPP Model

HIGHLIGHTS OF THE POLICYAFFORDABLE HOUSING POLICY - 2009

To encourage PPP Model for Slum RedevelopmentSlum Development Policy issued by the State Government on 22.08.2012..Slums situated on Govt. land as well as on private lands can be taken up for RedevelopmentSeveral incentives – FAR 4.0 , Commercial 10% , High rise permitted on developers segment

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GOVT. OF RAJASTHAN

INCENTIVES TO THE DEVELOPER

FAR – DOUBLE OF THE PERMISSIBLE FAR, FACILITY OF TDR AS PER TDR POLICY COMPLETE WAIVER OF -

1. EDC2. BUILDING PLAN APPROVAL FEES,3. CONVERSION CHARGES

COMMERCIAL USE UPTO 10% OF PLOT AREA FAST TRACK APPROVAL OF THE PROJECT BUY BACK OF THE FLATS BY THE NODAL AGENCY OF

THE STATE GOVT. AT PRE-DETERMINED PRICE i.e Rs 750 /* per sq ft ON SUPER BUILT UP AREA for EWS/LIG & Rs 1000/- per sq ft for MIG-A

(*Price revised to Rs 850.00 per sq ft looking to extra ordinary rise in construction cost .)


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GOVT. OF RAJASTHAN


Land Cost - nilCeiling cost of EWS flats - Rs. 2.40 lacs (Revised 2.75 lacs)Ceiling cost of LIG flats - Rs. 3.75 lacs (Revised 4.25 lacs)Super Builtup area of EWS - 325 Sqft ( 2 rooms, kitchen, WC, bath)Super Builtup area of LIG - 500 Sqft ( 3 rooms, kitchen, WC, bath)Super Builtup area of MIG-A - 700 Sqft ( 2BHK Flat )Bank loan to be made available to BeneficiariesStamp Duty for EWS flat - Rs. 10.00 per flat ( 8% earlier)Stamp Duty for LIG flat - Rs.25.00 per flat.Interest subsidy of 5% in EMIs, upto loan of Rs. 1.00 lacs(Being revised to Rs 5.0 lacs) under ISHUP scheme.SUBSIDY OF Rs 12,500/ FLAT APPROVED BY GOI FOR JAIPUR CITY PROJECTS UNDER “AFFORDABLE HOUSING IN PARTNERSHIP” OF GOI, TO BE TRANSFERRED TO BENEFICIARIES .

Benefits to the Allottees

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GOVT. OF RAJASTHAN

Any developer fulfilling the following criteria will be eligible to apply under various models.

Experience in building construction works for at least three years with good track record of

quality construction works.

Total net worth (Reserve & Capital) of last three years (of the company or its sister concern or

consortium) equivalent to at least 10% of the project cost (excluding land cost) i.e. cost of

proposed EWS/LIG houses.

under model no.2, the developer should hold at least 5.0 acres of land in the concerned

The developer should have executed minimum 2.0 acres of Residential or other type of

Development in a single project during the last 3 years. (As a developer or builder or as

construction agency)

Joint venture or Special Purpose Vehicle by private developers will also be eligible under the

Policy.

AFFORDABLE HOUSING POLICY – 2009- ELIGIBILITY FOR DEVELOPERS 17

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GOVT. OF RAJASTHAN

Site to be selected / approved should preferably be

in the vicinity of existing infrastructure, so as to

minimize delay and cost in extending various services

to the scheme area.


Criteria for Site Selection for Affordable Housing Schemes

Proper Approach.

Availability of Local Transport.

Availability of Water & Electricity.

Primary School to be in near vicinity.

Primary Health Center facility nearby.

GOVT. OF RAJASTHAN

•SEWERAGE TREATMENT PLANTWASTE WATER RECYCLING PARK – 5% OF TOTAL BUILT UP AREAPARKING FOR TWO WHEELERS IN

EWS/LIG AND FOUR WHEELERS IN MIG-A AREAGATED COMMUNITY/SECURITYLIVELIHOOD CENTRE – 1% OF TOTAL

BUILT UP AREA SCHEME OF SWARN JAYANTI ROJGAR

YOJANA FOR TRAINING WOMEN

AFFORDABLE HOUSING POLICY – 2009 FACILITIES IN THE SCHEME 19

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GOVT. OF RAJASTHAN

Time allowed for completion of the project as

follows:-

EWS/LIG flats 200 nos. - 01year

EWS/LIG flats 400 nos. - 02years

EWS/LIG flats 600 nos./above - 03years

THIRD PARTY INSPECTION FOR QUALITY ASSURANCE

If the developer completes EWS/LIG flats within the

scheduled period without getting any extension, the

developer will get extra incentive of 0.5 TDR/FAR after

obtaining completion certificate from the nodal agency.

TIME ALLOWED FOR COMPLETION OF THE PROJECT.

AFFORDABLE HOUSING POLICY - 2009 20

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GOVT. OF RAJASTHAN

FINANCING MODEL IN THE POLICY RAJASTHAN AVAS VIKAS & INFRASTRUCTURE

LIMITED – Nodal agency for implementation of the policy

HFC’s/Banks involved for loan to the benefeciaries. Escrow account between Local body – Developer –

Beneficiary- To ensure Stagewise Payment to developer

VAT exemption Allotment/lease deed of the flat-directly mortgaged

to the bank. Extra comfort to the banks by ULBs in case of

default- possesion of the flat to be taken & re- alloted to next benefeciary. Payment to be made to Bank BY ULB hence ZERO Risk to Banks


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GOVT. OF RAJASTHAN

FINANCING MODEL IN THE POLICY – CREATION OF CORPUS /RESERVE FUND


Dedicated Reserve/Corpus Fund of Rs 100.00 cr created in RAVIL for providing finance to the developer on the executed work so that stage wise payment to the developer is not delayed.

The Fund to be raised upto Rs 500.00 cr depending upon future requirements

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GOVT. OF RAJASTHAN

HOUSING FINANACE – IMPORTANT INITIATIVE

Joint venture of IFCI, NHB AND STATE GOVT. To provide easy housing loan to persons with income group of 8000 – 20,000 per month

FIPB Approval Awaited. Micro financing companies to be involved

for housing loan to persons with lesser income.

DEDICATED HOUSING FINANCE COMPANY FOR RAJASTHAN

MOU SIGNED – TRIPARTITE AGREEMENT BETWEEN THREE SATKEHOLDERS

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GOVT. OF RAJASTHAN

Identification of beneficiary ( footpath dwellers, taxi

& rikshaw dwellers, etc. )

information to the beneficiary about government’s

Affordable Housing Initiatives.

Helping him/her in filing of application form for

allotment and in all after procedures like giving

information about dues, registry and procurement of

housing loans from Bank.House loan under ISHUP

being sanctioned by the Banks

Providing information about Self Employment

Schemes.


Role of NGO’s:

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GOVT. OF RAJASTHAN

Model No. - 1 – Mandatory provision More than 15,000 flats/plots reserved in schemes of RHB/Urban Local

bodies / Private developers Model No. - 2 – On private land Phase – I : Work on 14 projects having more than 14,000 houses in 8

Towns at completion stage. Phase – II : 24 projects in 13 Towns approved and registration for

more than 21,000 houses received. Phase – III : 18 Developers have submitted their expression of interest

for more than 18 Towns. Model No. - 4 - On Government land JODHPUR DEVELOPMENT AUTHORITY and UIT KOTA – work at

completion stage for more than 5,000 houses.

ACTION ON IMPLEMENTATION OF POLICY


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GOVT. OF RAJASTHAN26

Project of Mass Housing in 50 Cities/ Towns

To undertake large scale Low Cost Housing projects for EWS & LIG category on the Government lands situated in about 50 cities/Towns being offered to Developers.

Out of total land parcel, EWS/LIG/MIG A housing to be constructed on 75 percent of the area, remaining 25 percent of the land will be allotted to developer, free of cost to cross-subsidise the cost of dwelling units.

Bidding by developers is to quote per sqft rate with maximum ceiling rate is Rs. 1000.00 per sqft. incentives viz- FAR (2.25) (without betterment levy), complete waiver of Building plan approval fees, commercial use upto 10% of land area.


MukhyaMantri Shahari BPL Awas YojanaHon’ble CM’s Budget Announcement 2012-13 - To fulfill Social Commitment of providing housing to the persons below poverty line A direct subsidy of Rs 75,000.00 to BPL family – To construct One Room unit.Additional subsidy of Rs 5000.00 for construction of Toilet30 sq mt plot to be allotted free of cost Beneficiary allowed to construct his houseHomeless persons , persons having less than 25 sq mt built up area or kutcha houses in the BPL list are eligible for the subsidy.

1.0 lac houses / year to be constructed Rs 500.00 cr loan (per Year)being taken from HUDCO

GOVT. OF RAJASTHAN

THANK YOU

28RAJASTHAN TOWNSHIP POLICY 2010

Township Policy to promote Integrated Schemes in Private SectorSeveral incentives being offered to developers having townships on 10.0 ha or more area of landSpecial Townships – IT Township , Educational Township , Industrial Township , etc are also permittedAffordable Housing on Land Under Sick Industrial units15% of plots to be reserved for Affordable Housing in each of the township schemesGovernment land falling within the Township area can also be allotted if 75% of land is under possession of developerClubbing of two or more adjoining schemes also allowedProcess of approvals simplified under Sec. 90 A of Land Revenue Act with max limit of 45 days

GOVT. OF RAJASTHAN

SLUM DEVELOPMENT POLICY 2012

The Private developer may take up the redevelopment project on any slum identified by the Local Body or interested developer may also identify other suitable slum / slums which can be taken up for redevelopment after obtaining consent from slum dwellers

Slums situated on private lands can also be taken up subject to conditions i.e. Consent from slum dwellers and private land owners , projects can be taken up on mutually agreed terms with land owner and local body


a. Development of Affordable houses under State Affordable Housing Policy in lieu of Floor Area Ratio (FAR) granted as per the Policy.b. Development of Green spaces- Parks/ Open Spaces/Playgrounds /Water Bodies etc. as per the provision of Master Plan/ Sector Plan.c. Development of Master Plan/ Sector Plan roads including road wideningd. Development of Public Parking lots,e. Development of City level Facilities/other public purposes as per Master Plan proposals.f. Slum rehabilitation scheme under Slum Development Policy 2012.g. In lieu of land surrendered for other purposes as specified by the State Government.

TRANSFERABLE DEVLOPMENT RIGHTS POLICY 2012Rajasthan , The only State in North India to implement TDR Policy

Tool for creation of facilities without Land Acquisition

GOVT. OF RAJASTHAN

THANK YOU

31PRASHASAN SHEHRON KE SANG ABHIYAAN 2012

A Special Campaign to provide relief to persons living in Urban Areas – with an Human centric approachRegularization of Unauthorized colonies existing on Agriculture land in Urban areasTitle to plot holders – A major relief to provide Housing An Unique experiment of involving Dedicated Consultants in each of ULB to provide Technical support in Town Planning and Engineering fieldMore than 5000 Layout Plan got preparedAbout 2.0 lacs title deed issued – Plot holders can now construct houses and also get house loan etc.Title deed to Slum Dwellers – Over 30,000Building Plan Approvals

GOVT. OF RAJASTHAN

32ISSUES TO BE CONSIDERED TO PROMOTE AFFORDABLE HOUSING

LUKEWARM RESPONSE OF THE BANKS TO PROVIDE HOUSE LOAN TO EWS/LIG CATEGORIESLOW SANCTIONS/DISBURSEMENTS - ONLY 48% OF THE APPLICATION SANCTIONED AND 25% DISBURSED UPTO MARCH,2013LOW LOAN AMOUNT – ONLY Rs 1.0 LAC FOR EWS LEAVING A BIG GAP TO MEET THE COST OF HOUSE WHICH IS Rs 2.75 LACS

SUBSIDY UNDER RAJIV AVAS YOJANA TO BE EXTENDED TO PROJECTS UNDER THIS POLICY

ENVIRONMENT CLEARANCE DELAYS AFFORDABLE HOUSING PROJECTS

STEEP INCREASE IN COST OF BUILDING MATERIALS Ex. CEMENT BAG FROM Rs 170 TO 300 PER BAG STEEL Rs 35 PER KG TO 50 , LABOUR WAGES FROM Rs 150 TO 300 UNSKILLED AND Rs 300 to 500 SKILLEDINCOME TAX /SERVICE TAX EXEMPTIONS NEEDED

GOVT. OF RAJASTHAN

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGIONACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGION

M/s Sintex Industries (Behind Pink Pearl) Jaipur – 432 UnitsM/s Sintex Industries (Behind Pink Pearl) Jaipur – 432 Units

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GOVT. OF RAJASTHAN


M/s Siddha Infra Project (Jaipur) – 400 Units M/s Siddha Infra Project (Jaipur) – 400 Units

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GOVT. OF RAJASTHAN

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN CHAKSUACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN CHAKSU

M/s PATNI BUILDERS PVT. LTD. (CHAKSU) – 1880 UnitsM/s PATNI BUILDERS PVT. LTD. (CHAKSU) – 1880 Units

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GOVT. OF RAJASTHAN

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES

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GOVT. OF RAJASTHAN

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITE JODHPUR – MODEL NO. 4ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITE JODHPUR – MODEL NO. 4

ARIHANT BUILDERS JODHPUR – 1300 UNITS

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GOVT. OF RAJASTHAN


M/s Sintex Industries (Behind Pink Pearl) JaipurM/s Sintex Industries (Behind Pink Pearl) Jaipur

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GOVT. OF RAJASTHAN

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN CHAKSUACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN CHAKSU

M/s PATNI BUILDERS PVT. LTD. (CHAKSU)M/s PATNI BUILDERS PVT. LTD. (CHAKSU)

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GOVT. OF RAJASTHAN

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITE JODHPUR – MODEL NO. 4ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITE JODHPUR – MODEL NO. 4

ARIHANT BUILDERS JODHPUR

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GOVT. OF RAJASTHANBakliwal Builders Kota – EWS Flats

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GOVT. OF RAJASTHAN

ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES

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GOVT. OF RAJASTHANBakliwal Builders Kota – LIG Flats

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GOVT. OF RAJASTHAN

THANK YOU

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Documents

GOVT. OF RAJASTHAN RAJASTHAN INITIATIVES INCLUSIVE APPROACH ON HOUSING IN URBAN SECTOR PRESENTATION BY G.S. Sandhu Additional Chief Secretary Urban Development,