Were you in the Armed Forces?

VA LOANS:GETTING OURVETERANS INTOHOMES

Then you can apply for a Veteran’s Administration loan with us – a qualified VA lender! Take advantage of your right to apply for a VA loan to get into your new home or refinance your current loan!

Highlights of VA Loans:• 100% Financing• No cash reserves• Closing costs are limited by VA• Loans are prepayable without penalty• Loans up to $1,050,000 in some areas• No monthly mortgage insurance premiums

Who is Eligible?• Veterans• Reservists & National Guard

Reservists & National Guard members who have not served active duty call may still qualify for 100% financing

• Qualified surviving spouses

What You Need:• Certificate of Eligibility or CE• Form DD214

Are you a veteran, reservist, active-duty personnel, or surviving spouse of a veteran?

For more information and details on how to qualify for a VA Loan, please do not hesitate to contact me with your questions!

• Seller is required to pay certain closing costs thus decreasing the closing costs for the borrower

• VA funding fee may be financed• Seller credit up to 6% to be applied to closing costs• Gifts allowed for closing costs & Prepaids

First Capital is a Residential Mortgage Lender, and an RMR Financial company, licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act, license #415-0027. For informational purposes only. Please contact your Mortgage Advisor for information about mortgage products and your eligibility for home financing.