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Shire Funding Solutions A range of cash flow solutions for UK businesses

Shire Funding Solutions

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A range of cashflow solutions for UK businesses

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Page 1: Shire Funding Solutions

Shire Funding SolutionsA range of cash flow solutions for UK businesses

Page 2: Shire Funding Solutions

Shire Funding Solutions

We understand that cash flow is the lifeblood of a business and offer you our range of funding options to help support and grow your business where traditional funding is not available. These options allow an immediate injection of cash into your business for:-

• Working capital• Business expansion• Purchasing stock• Clear debts

Page 3: Shire Funding Solutions

Funding Solutions

Invoice Finance

• Generate the cash tied up in your invoices and release working capital …

Page 4: Shire Funding Solutions

Funding Solutions

Invoice Finance

• Invoice Factoring – collection of outstanding invoices

• Invoice Discounting – cash is in your bank within 48 hours

• Confidential Invoice Discounting – customers remain totally unaware of a funder’s involvement

Page 5: Shire Funding Solutions

Unsecured Business Loans

• A range of loans for investment, development or for whatever your business needs…

Funding Solutions

Investm

ent

Develop

men

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Other

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Funding Solutions

Unsecured Business Loans

• 16% of small businesses are reportedly looking to borrow money and nearly 40% of those are being turned down by banks

• Shire Funding Solutions work with a range of funders, matching your needs to the lending criteria on offer.

Page 7: Shire Funding Solutions

Commercial Mortgages

• Use the equity in your premises to access funds for your business…

Funding Solutions

Page 8: Shire Funding Solutions

Funding SolutionsCommercial Mortgages

• A loan secured on commercial property including a shop, warehouse, factory, workshop and garage etc.

• The cost of secured lending is typically at a lower interest rate than an unsecured loan

• Lender holds title deeds

Page 9: Shire Funding Solutions

Funding Solutions

Merchant Cash Advance

• Turn future card sales into cash today!• A convenient, flexible means of raising funds for

businesses that use credit and/or debit cards and is tailor-made for retailers and those in the hospitality and leisure sector.

Page 10: Shire Funding Solutions

Funding Solutions

Merchant Cash flow Advance

Future revenue of card sales can be used to obtain an unsecured business loan which is repaid through an agreed percentage of future transactions.

• No need to produce a business plan or forecast• No security required• No fixed repayment value• No repayment dates• No fixed term agreement• No penalties

Page 11: Shire Funding Solutions

Bridging Loans

A bridging loan is an ideal short-term secured loan and can be used to solve temporary cash shortfall when buying a property or paying for a major renovation.

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Bridging Loans

Benefits

Bridging loans can be a good means of funding for:-

• Purchasing one property before selling another • Purchasing a property before a long-term mortgage is in place• Purchasing property in need of repair/renovation until repairs are completed

Bridging loans come in two forms:-

• Open Bridging Loans: When buying a property and the contract for sale has not yet been completed

• Closed Bridging Loans: Where the contract for sale has been completed but there is a delay in the receipt of funds

Page 13: Shire Funding Solutions

Shire Funding SolutionsShire Funding Solutions is committed to providing

innovative, simple and effective finance solutions for UK businesses. We’re based in the Midlands and have thousands of satisfied customers

across the UK.

Call now for more information on 01827 300357