2016 NAIC SUMMER NATIONAL MEETING

2016 NAIC SUMMER NATIONAL MEETING

FINAL REGISTRATION LIST AS 9/8/2016 COMMISSIONERS, DIRECTORS AND SUPERINTENDENTS OF INSURANCE Altmaier, David Florida Office of Insurance Reg Tallahassee, FL Badolato, Richard New Jersey Dept of Banking and Ins Trenton, NJ Cali, Laura Oregon Division of Financial Reg Salem, OR Cameron, Dean Idaho Dept of Ins Boise, ID Chaney, Mike Mississippi Ins Dept Jackson, MS Cioppa, Eric Maine Bureau of Ins Augusta, ME Deiter, Larry South Dakota Div of Ins Pierre, SD Doak, John Oklahoma Ins Dept Oklahoma City, OK Donelon, James Louisiana Dept of Ins Baton Rouge, LA Dowling, Anne Melissa Illinois Dept of Ins Chicago, IL Dwyer, Elizabeth Rhode Island Div of Ins Cranston, RI Farmer, Raymond South Carolina Dept of Ins Columbia, SC Franchini, John New Mexico Ofc of the Superintendent Santa Fe, NM Gerhart, Nick Iowa Ins Div Des Moines, IA Glause, Thomas Wyoming Ins Dept Cheyenne, WY Hamm, Adam North Dakota Ins Dept Bismarck, ND Hartt, Peter New Jersey Dept of Banking & Ins Trenton, NJ

Hess, Leslie Arizona Dept of Ins Phoenix, AZ Hudgens, Ralph Georgia Ofc of Ins & Fire Safety Atlanta, GA Huff, John Missouri Dept of Ins Jefferson City, MO Ilagan, Artemio Guam Regulatory Division Barrigada, GU Ito, Gordon Hawaii Ins Div Honolulu, HI Jones, Dave California Dept of Ins Sacramento, CA Judson, Daniel Massachusetts Div of Ins Boston, MA Kerr, Allen Arkansas Ins Dept Little Rock, AR Kiser, Todd Utah Ins Dept Salt Lake City, UT Kreidler, Mike Washington Ofc of the Ins Cmsr Olympia, WA Lindeen, Monica Montana Ofc of the Ins Cmsr Helena, MT Mattax, David Texas Dept of Ins Austin, TX Maynard, Brian Kentucky Dept of Ins Frankfort, KY McPeak, Julie Tennessee Dept of Commerce & Ins Nashville, TN McPharlin, Patrick Michigan Dept of Ins & Financial Svcs Lansing, MI Miller, Teresa Pennsylvania Ins Dept Harrisburg, PA Nickel, Ted Wisconsin Ofc of the Ins Cmsr Madison, WI Pieciak, Michael Vermont Dept of Financial Reg Montpelier, VT

Ramge, Bruce Nebraska Dept of Ins Lincoln, NE Redmer, Jr., Alfred Maryland Ins Admin Baltimore, MD Richardson, Barbara Nevada Div of Ins Carson City, NV Riley, Michael West Virginia Ofc of the Ins Cmsr Charleston, WV Robertson, Stephen Indiana Dept of Ins Indianapolis, IN Rothman, Mike Minnesota Dept of Commerce St. Paul, MN Salazar, Marguerite Colorado Div of Ins Denver, CO Selzer, Ken Kansas Dept of Ins Topeka, KS Sevigny, Roger New Hampshire Ins Dept Concord, NH Taylor, Mary Ohio Dept of Ins Columbus, OH Vullo, Maria New York Dept of Financial Services New York, NY Wade, Katharine Connecticut Ins Dept Hartford, CT Weyne, Angela Puerto Rico Ofc of the Ins Cmsr Guaynabo, PR Wing-Heier, Lori Alaska Division of Ins Anchorage, AK


ALL OTHER REGISTRANTS (A) Abbott, Elizabeth California Office of the Patient Advocate Sacramento, CA Abitz, Kenneth Kansas Dept of Ins Topeka, KS Acebo, William Assurant Miami, FL Acevedo, Bailey Community Service Society of New York New York, NY Adamczyk, Ian Prudential Financial, Inc. Newark, NJ Adams-Harris, Jean Johnson Lambert LLP Atlanta, GA Adolf, Maureen Sutherland Law New York, NY Ahmann, Matthew Principal Financial Group Des Moines, IA Ahn, Cristina PricewaterhouseCoopers Florham Park, NJ Ahrens, Rhonda Nebraska Dept of Ins Lincoln, NE Ailes, Justin American Land Title Association Washington, DC Akel, Omar Nevada Div of Ins Carson City, NV Alberts, David Mayer Brown New York, NY Albrizio, Rosemarie AXA Equitable Life Ins Co Jersey City, NJ Alerte, Frank Brown & Brown, Inc. Daytona Beach, FL Alexander, Lois NAIC Kansas City, MO Alfano, Joseph A Aetna Hartford, CT

Alldredge, Neil NAMIC Indianapolis, IN Allegue, Raul Travelers Hartford, CT Allen, Gary Aflac Columbus, GA Allen, Nicole Swiss Re Washington, DC Allen-Berry, Lydia Beazley Group Philadelphia, PA Altman, Jessica Pennsylvania Ins Dept Harrisburg, PA Alton, Jeff CNA Insurance Chicago, IL Alvarado, Caren Crum & Forster Eatontown, NJ Amini, Gordon Oklahoma Ins Dept Oklahoma City, OK Andersen, Cindy Illinois Dept of Ins Chicago, IL Andersen, Fred Minnesota Dept of Commerce St. Paul, MN Andersen, Joshua ReliaMax Surety Co Sioux Falls, SD Anderson, Chris Anderson Insights LLC New York, NY Anderson, Doug Bailey Cavalieri LLC Columbus, OH Anderson, Erik New York Life Insurance Co New York, NY Anderson, Gary Massachusetts Div of Ins Boston, MA Anderson, Mel Arkansas Ins Dept Little Rock, AR Anderson, Robyn Old Republic National Title Ins Co Minneapolis, MN

Anderson, Susan Homesite Insurance Boston, MA Anderson, Todd Blue Cross Blue Shield of Michigan Lansing, MI Angel, Brian Aflac Columbus, GA Angell, Charles Alabama Dept of Ins Montgomery, AL Angoff, Jay Mehri & Skalet Washington, DC Annotti, Joseph American Fraternal Alliance Oak Brook, IL Ansehl, Robert White and Williams New York, NY Apt, Benjamin U.S. Dept of Labor Washington, DC Arfanis, Williiam Connecticut Ins Dept Hartford, CT Ario, Joel Manatt Health Solutions Albany, NY Arite, Joseph Guarantee Trust Life Insurance Company Glenview, IL Armstrong, Barry INS Reglatory Insurance Services. Inc. Philadelphia, PA Armstrong, Jack Liberty Mutual Insurance Boston, MA Armstrong, Jim Iowa Ins Div Des Moines, IA Arney, Tracy UnitedHealthcare Fishers, IN Arnold, Constance Pennsylvania Ins Dept Harrisburg, PA Arpin, Josh NAIC Kansas City, MO Arscott, Brian NAIC Kansas City, MO


Askerlund, Nancy Utah Ins Dept Salt Lake, UT Atkinson, Amy Munich American Reassurance Company Atlanta, GA Aufenthie, Chris North Dakota Ins Dept Bismarck, ND August, Victoria Maryland Ins Admin Baltimore, MD Austin, Jennifer KPMG LLP New York, NY Austin, Peter Travelers Hartford, CT Austin, Renee Wyoming Ins Dept Cheyenne, WY Avery, Michelle Veris Consulting LLC Reston, VA Ayers, Vicki Virginia Bureau of Ins Richmond, VA (B) Babbitt, Ed Western & Southern Financial Group Cincinnati, OH Baca, Roberta New Mexico Ofc of the Superintendent Santa Fe, NM Bach, Amy United Policyholders San Francisco, CA Bach, Suzanne U.S. Dept of Labor Washington, DC Backus, Lee DC Dept of Ins Securities & Banking Washington, DC Bagley, Erin Coverys Boston, MA Bailey, Sarah Alaska Division of Ins Juneau, AK Baird, Amanda Ohio Dept of Ins Columbus, OH Balady, Michele Travelers Las Vegas, NV

Baldwin, J. Kevin Illinois Ofc of the Special Deputy Chicago, IL Ball, Stephen CSAA Insurance Group Walnut Creek, CA Balogh, Megan CUNA Mutual Group Madison, WI Bank, Jonathan Locke Lord Los Angeles, CA Banks, Mark Equitable Life & Casualty Ins Co Salt Lake City, UT Bannister, Brienne Fair American Insurance and Reinsurance Co New York, NY Barbarowicz, Robert Michelman & Robinson, LLP Los Angeles, CA Barber, Jeff Montana Ofc of the Ins Cmsr Helena, MT Barclay, Lee Washington Ofc of the Ins Cmsr Olympia, WA Bardzik, Steven NAIC New York, NY Barnard, Cynthia Pacific Life Insurance Company Newport Beach, CA Barnert, Douglas Barnert Associates, Inc. New York, NY Barnett, Mallori South Dakota Div of Ins Pierre, SD Barnhart, Richard MassMutual Springfield, MA Barratt, Brett Utah Ins Dept Salt Lake City, UT Barrett, Hugh Massachusetts Mutual Life Insurance Co. Springfield, MA Barron, Ed PwC London, London Barry, Daniel TIAA New York, NY

Barry, Michael Insurance Information Institute New York, NY Bartell, Thomas The Hartford Financial Services Group, Inc. Hartford, CT Bartlett, Douglas New Hampshire Ins Dept Concord, NH Barton, David New Mexico Ofc of the Superintendent Santa Fe, NM Basini, Leigha CMS/CCIIO/HHS Bethesda, MD Bates, Richard State Farm Bloomington, IL Battle, Althelia Virginia Bureau of Ins Richmond, VA Batts, Sandra Kentucky Dept of Ins Frankfort, KY Bauer, John NAIC Kansas City, MO Bauer, John Prudential Financial Newark, NJ Baughman, Jeff Washington Ofc of the Ins Cmsr Tumwater, WA Baysinger, Kara Dentons Oakland, CA Bayston, Darwin Life Insurance Settlement Association Orlando, FL Beagan, Kevin Massachusetts Div of Ins Boston, MA Beal, Andy NAIC Kansas City, MO Bean, Joshua Transamerica Life Ins. Co. Cedar Rapids, IA Beard, Amy Indiana Dept of Ins Indianapolis, IN Beatty, Donald Virginia Bureau of Ins Richmond, VA


Beavers, Michael Virginia Bureau of Ins Richmond, VA Beck, Jeffrey Selective Insurance Company of America Branchville, NJ Beckner, Stephanie Lynn Maryland Ins Admin Baltimore, MD Belanger-Walkins, Rebecca Examination Resources, LLC Atlanta, GA Belfi, Kathy Connecticut Ins Dept Hartford, CT Bell, Keith The Travelers Companies, Inc. Hartford, CT Bell, Robert Nebraska Dept of Ins Lincoln, NE Belo, Louis North Carolina Dept of Ins Raleigh, NC Benefield, Christine AIG Houston, TX Benger, Eugene Debevoise & Plimpton LLP New York, NY Bengo, Joel New Mexico Ofc of the Superintendent Santa Fe, NM Bennett, Andrea A M Bennett & Company Longboat Key, FL Bennett, Jim UnitedHealthcare Tallahassee, FL Bennett, Mark Cantilo & Bennett LLP Austin, TX Bennett, Nancy American Academy of Actuaries Washington, DC Berendt, Elizabeth Berendt and Associates, LLC Olympia, WA Berenson, Harris The Hanover Insurance Group Worcester, MA Berger, Eric The Gray Insurance Company Metairie, LA

Bergmeier, Barb Mutual of Omaha Omaha, NE Berkowitz, Bryan Deloitte & Touche LLP Parsippany, NY Berkowitz, Jason Insured Retirement Institute (IRI) Washington, DC Berliner, Alan Thompson Hine LLP Columbus, OH Bernard, Susan California Dept of Ins San Francisco, CA Berry, Evan NAIC Kansas City, MO Bialorucki, James USAA San Antonio, TX Bickel, Kia Johnson Lambert LLP Atlanta, GA Biehn, Tracy North Carolina Dept of Ins Raleigh, NC Bieniek, Joe First Consulting & Administration, Inc. Kansas City, MO Bingham, Rona NAIC Kansas City, MO Binnun, Sam Risk & Regulatory Consulting, LLC Palm Harbor, FL Birchler, Liane Westmont Associates, Inc. Cherry Hill, NJ Birnbaum, Birny Center for Economic Justice Austin, TX Birrane, Kathleen DLA Piper LLP (US) Baltimore, MD Bissett, Wes The Bellemore Group Baltimore, MD Blackwell, Richard Oregon Division of Financial Reg Salem, OR Blanchard, Ralph The Travelers Companies, Inc. Hartford, CT

Blaney-Koen, Daniel American Medical Association Chicago, IL Blitenthal, Ronald Old Republic Title Tampa, FL Bloom, John BlueCross BlueShield of South Carolina columbia, SC Bluhm, Kenneth Blue Cross Blue Shield of Michgan Detroit, MI Bock, Ben California Dept of Ins Los Angeles, CA Bodnar, Vincent LTCG Trevose, PA Bodner, Benjamin Hinman Straub Albany, NY Bodner, Fred Hinman Straub Albany, NY Boerner, Mike Texas Dept of Ins Austin, TX Bohn, Kristi Minnesota Dept of Commerce St Paul, MN Boles, Bart Texas Life & Health Insurance Guaranty Association Austin, TX Bond, Tom Greenberg Traurig Austin, TX Bonilla, Susan California State Assembly Sacramento, CA Booker, Patricia MassMutual Life Ins Co Springfield, MA Boren, Jennifer NAIC Kansas City, MO Borja, Charlette Northern Mariana Islands Dept of Commerce Saipan, MP Boston, Angela Burke Iowa Ins Div Des Moines, IA Bottalico, Al Locke Lord LLP Los Angeles, CA


Boven, Jean Michigan Dept of Ins & Financial Svcs Lansing, MI Bowman, Richard New York Life Ins Co Sleepy Hollow, NY Boyd, Nicole Kansas Dept of Ins Topeka, KS Brackemyre, Adam SIIA Washington, DC Bradner, George Connecticut Ins Dept Hartford, CT Bradstreet, Chara NAIC Washington, DC Brady, George Institute of International Finance Washington, DC Brady, Kevin Texas Dept of Ins Austin, TX Brandenburg, Aaron NAIC Kansas City, MO Brangaccio, Anoush Florida Office of Insurance Reg Tallahassee, FL Braseth, Lori Idaho Dept of Ins Boise, ID Braziel, Melvin MetLife Washington, DC Breault, Mary Ellen Connecticut Ins Dept Hartford, CT Breitstadt, Charles Nationwide Mutual Insurance Columbus, OH Bresler, Catherine Trustmark Companies Lake Forest, IL Brickwedde, Peter Minnesota Dept of Commerce St. Paul, MN Bridgeland, Brendan Center for Ins Research Cambridge, MA Bridges, Chad Mississippi Ins Dept Jackson, MS

Briggs, Laurie Rector & Associates, Inc. Columbus, OH Brignac, Denise Louisiana Dept of Ins Baton Rouge, LA Brill, Jennifer Resolution Life Rosemont, IL Brinkman, Alan Mutual of Omaha Omaha, NE Broadbent, Suzanne CapSpecialty Glastonbury, CT Broadie, Steve Property Casualty Insurers Association of America (PCIAA) Chicago, IL Broccoli, Jack Rhode Island Div of Ins Cranston, RI Brock, Caroline Louisiana Dept of Ins Baton Rouge, LA Brogan, Steven Drinker Biddle & Reath LLP Philadelphia, PA Brosnan, Sharon Thrivent Financial for Lutherans Appleton, WI Brouse, Lorriie Tennessee Dept of Commerce & Ins Nashville, TN Brower, Sandy NAIC Kansas City, MO Brown, Brandi RegEd Inc Morrisville, NC Brown, Cassie Texas Dept of Ins Austin, TX Brown, Dan Dentons Oakland, CA Brown, Lisa American Insurance Association Washington, DC Brown, Nathaniel DC Dept of Ins Securities & Banking Washington, DC Brown, Paul S. BlueCross BlueShield Association Washington, DC

Brown, Peg Colorado Div of Ins Denver, CO Brown, Rylynn Delaware Dept of Ins Dover, DE Brown, Tim VOYA Financial Atlanta, GA Browning, David Mississippi Ins Dept Jackson, MS Bruggeman, Dale Ohio Dept of Ins Columbus, OH Bruins, John American Council of Life Insurers Washington, DC Brummond, David DLA Piper LLP (US) Washington, DC Brunette, Kelsey Munich Re America Princeton, NJ Bruning, Larry NAIC Kansas City, MO Brunson-Wheeler, Natalie State Farm Insurance Bloomington, IL Bryant, Darren Biz Flow Falls Church, VA Buchanan, Kendall South Carolina Dept of Ins Columbia, SC Buckley, Mona Professional Ins. Marketing Assoc Chicago, IL Buckner, Marcy National Association of Health Underwriters Washington, DC Bump, Jerry Hawaii Ins Div Honolulu, HI Burger, Sue Humana Port Charlotte, FL Burke, Dennis Reinsurance Association of America Washington, DC Burns, Bonnie California Health Advocates Sacramento, CA


Burns, Joanne American Association of Insurance Services Thousand Oaks, CA Burrows, Steven Eagle Investment Systems Wellesley, MA Burton, Peter NCCI Wayne, PA Burusco, Christophe Sidley Austin LLP Los Angeles, CA Byrd, Warren Louisiana Dept of Ins Baton Rouge, LA Byrne, Elizabeth Voya Windsor, CT Byrne, Michael Drinker Biddle & Reath LLP New York, NY Byrnes, Bruce Berkshire Hathaway Group Stamford, CT (C) Cahill, William The Hanover Insurance Group Worcester, MA Calderon, Ramon NAIC Kansas City, MO Callanan, Susan Northwestern Mutual Milwaukee, WI Calman, Brenda Transamerica Life Ins. Co. Cedar Rapids, IA Camacci, Peter The INS Companies Philadelphia, PA Camerino, Peggy United American Insurance McKinney, TX Cameron, Theresa United Guaranty Corporation Greensboro, NC Camillo, John Kemper Life & Health Group Manhasset, NY Campbell, Emily Faegre Baker Daniels Indianapolis, IN Campbell, Katie IIPRC Juneau, AK

Campbell, Rick Mitchell Williams Little Rock, AR Cancryn, Adam S&P Global Market Intelligence Charlottesville, VA Canelo, Emily ReCon Advisory Services La Jolla, CA Cantilo, Patrick Cantilo & Bennett, L.L.P. Austin, TX Cappiello, Christine Anthem Blue Cross and Blue Shield Wallingford, CT Carbone, Donald INS Companies Philadelphia, PA Carcano, Robert NAIC New York, NY Carden, Stephen Aflac, Inc. Columbus, GA Carl, Marianne Allstate Insurance Company Northbrook, IL Carmello, William New York Dept of Financial Services Albany, NY Carmody, Molly Sanford Health Plan Sioux Falls, SD Carneal, Garry Kennedy Forum Annapolis, MD Carson, Phillip American Insurance Association Washington, DC Carter, Diane Oklahoma Ins Dept OKC, OK Carvajal, Arthur WebCE, Inc. Chicago, IL Case, Andy Mississippi Ins Dept Jackson, MS Castro, David Puerto Rico Ofc of the Ins Cmsr Guaynabo, PR Catron, Cindy NAIC Kansas City, MO

Causey, Kim Mississippi Ins Dept Jackson, MS Cerny, Robert Hinshaw & Culbertson LLP Los Angeles, CA Chamas, Eric NAIC Kansas City, MO Chan, Dennis Resolution Life Rosemont, IL Chaskey, Jack Westmont Associates Inc Cherry Hill, NJ Chellgren, David Conning Asset Management Hartford, CT Chen, Hsiaowen Alison AIG Los Angeles, CA Childers, S. David Kutak Rock LLP Scottsdale, AZ Chin, Julie Guardian Life New York, NY Chipego, Tracey State Street Global Exchange Princeton, NJ Chowdhury, Nadeem USAA Life Insurance Company San Antonio, TX Christhilf, David DC Dept of Ins Securities & Banking Washington, DC Chu, Kyo California Dept of Ins Sacramento, CA Cias, Frank USAA San Antonio, TX Cignarale, Tony California Dept of Ins Los Angeles, CA Claggett, Derrick US Dept of Health & Human Services Baltimore, MD Clark, Bill Kentucky Dept of Ins Frankfort, KY Clark, Norris Locke Lord LLP Los Angeles, CA


Clarke, Stephen ISO Jersey City, NJ Clayburn, Steve American Council of Life Insurers Washington, DC Claypool, Megan Athene USA West Des Moines, IA Cleasby, Don American Family Insurance Madison, WI Clement, Tim Parity Track Philadelphia, PA Clements, Laura California Dept of Ins Los Angeles, CA Clerihue, Randolph MetLife New York, NY Cliett, Charles B Mitchell Williams Little Rock, AR Cline, Jane Spilman Thomas & Battle PLLC Charleston, WV Cloud, Ryan Guggenheim Life and Annuity Company Chicago, IL Clover, Robin Allianz Global Corporate & Specialty Petaluma, CA Coburn, Michael Debevoise & Plimpton New York, NY Cohen, Bobby Barnert Associates, Inc. New York, NY Cohen, Gary Kaiser Permanente Oakland, CA Cohen, Marsha Reinsurance Association of America Washington, DC Cohoon, Kathy MassMutual Financial Group Springfield, MA Colas, Ray LKQ Corporation Chicago, IL Colburn, Michael Connecticut Ins Dept Hartford, CT

Cole, Robert National Risk Brokerage Tampa, FL Collingwood, James Ernst & Young LLP Chicago, IL Combs, Buddy Oklahoma Ins Dept Oklahoma City, OK Conklin, Allison Ohio Dept of Ins Columbus, OH Conley, Kevin North Carolina Dept of Ins Raleigh, NC Conner, Meggan Hartford Financial Services Group, Inc. Hartford, CT Conner, Ted Old Republic National Title Insurance Co Tampa, FL Connolly, Jean PwC Chagrin Falls, OH Conrad, Chris Transamerica Cedar Rapids, IA Consedine, Michael Transamerica Washington, DC Considine, Thomas B NCOIL Manasquan, NJ Conway, Michael Colorado Div of Ins Denver, CO Cook, Jennifer NAIC Washington, DC Cooley, Mark Mississippi Ins Dept Jackson, MS Coon, Jenna NIPR Kansas City, MO Coons, Stephen Guggenheim Insurance Services Indianapolis, IN Cooper, Aaron Brown Smith Wallace Saint Louis, MO Cooper, Leah West Virginia Ofc of the Ins Cmsr Charleston, WV

Cooper, Teresa NAIC Kansas City, MO Cordiano, Benjamin Morgan, Lewis & Bockius, LLP Hartford, CT Corey, Brenda Sedgwick Claims Mgmt Svcs Memphis, TN Corn, Robert Mutual of Omaha Omaha, NE Cotter, Daniel Butler Rubin Saltarelli & Boyd LLP Chicago, IL Couch, Carrie Missouri Dept of Ins Jefferson City, MO Couch, Ryan IPFS Corporation Kansas City, MO Counihan, Kevin Healthcare.gov Washington, DC Countee, Christopher The Guardian Life Insurance Co of America New York, NY Cox, Barb NCIGF Indianapolis, IN Cox, John Virginia Bureau of Ins Richmond, VA Craanen, Diane Deloitte & Touche LLP Chicago, IL Crabtree, Dean JPMorgan New York, NY Cranon, Mary United Service Assn For Health Care Arlington, TX Crate, Cindy NAIC Kansas City, MO Crawford, Lindsay Nebraska Dept of Ins Lincoln, NE Crawford, Melissa Nationwide Insurance Elizabeth, CO Crawford, Robert Bostick/Crawford Consulting Group Plano, TX


Creevy, LeeAnne Risk and Regulatory Consulting, LLC Farmington, CT Crespo, Nancy Insurance Services Office (ISO) Jersey City, NJ Crnkovich, Dick IPFS Corporation Puyallup, WA Cromartie, Bruce Millennium Consulting Raleigh, NC Crosson, Robyn ADP Indianapolis, IN Crow, LeAnn Kansas Dept of Ins Topeka, KS Crucitti, Chelsea Insured Retirement Institute Washington, DC Cude, Brenda University of Georgia Athens, GA Curry, Timothy Connecticut Ins Dept Hartford, CT Curtiss, Maureen Willkie Farr & Gallagher LLP New York, NY Cutler, Eric Oregon Division of Financial Reg Salem, OR Cutright, Austin ReliaMax Sioux Falls, SD Cycholl, Tasha Kutak Rock LLP Scottsdale, AZ Czubko, Chet Jackson National Life Ins. Co. Lansing, MI (D) Dabsys, Tadas PSI Burbank, CA Daharsh, Jeanne IIPRC Washington, DC Dahlquist, Ronald California Dept of Ins San Francisco, CA Daleo, Andy NAIC Kansas City, MO

D'Alessio, James BlueCross BlueShield of South Carolina Columbia, SC Dance, Holly Prometric Baltimore, MD Dantche, Lauren Tennessee Dept of Commerce & Ins Nashville, TN Dantic, Brad ALPS Corporation Missoula, MT Danzeiser, Douglas Texas Dept of Ins Austin, TX Darcy, Deborah American Kidney Fund Rockville, MD Darlington, Amanda American Academy of Actuaries Washington, DC Daskalakis, Dina Hudson Insurance Group Bronxville, NY Daveline, Dan NAIC Kansas City, MO Davenport, Nancy Metlife New York, NY Davis, Cheryl Nationwide Columbus, OH Davis, Will South Carolina Dept of Ins Columbia, SC Davison, Rachel Massachusetts Div of Ins Boston, MA Dawson, Thomas Drinker Biddle & Reath New York, NY Day, Clifton New Jersey Dept of Banking & Ins Trenton, NJ de Haas, Philip Allianz Global Assistance Richmond, VA de Regnaucourt, Francis U.S. Treasury, OFR Washington, DC Decensi, Patricia Medical Mutual of Ohio Cleveland, OH

DeFrain, Kris NAIC Kansas City, MO DeMauro, Joseph AIG New York, NY Detlefsen, Robert NAMIC Indianapolis, IN Devlln, Patrick Liberty Mutual Boston, MA Dexter, Kelly Oklahoma Ins Dept Oklahoma City, OK Diaz, Jill New York Life Ins Co New York, NY DiCarmine, Kristen New York Life Insurance Co. New York, NY Dickerson, Lynn Maryland Ins Admin Baltimore, MD Diehl, Larry Barnert Assoc. Inc. Homestead, FL Dierenfeld, Paula Nyemaster Goode Des Moines, IA DiGiovanni, Joseph American Insurance Association Washington, DC DiMemmo, Joseph Pennsylvania Ins Dept Harrisburg, PA Dinallo, Eric Debevoise & Plimpton LLP New York, NY Dingus, Angela Ohio Dept of Ins Columbus, OH Dinius, Michael Noble Consulting Services, Inc. Indianapolis, IN Dinkel, Ed Rector & Associates, Inc. Overland Park, KS DiUbaldo, Robert Chubb Jersey City, NJ Divine, Steve Safety National Casualty Corporation St. Louis, MO


Dixon, Kathleen Tennessee Dept of Commerce & Ins Nashville, TN Doggett, Debbie Missouri Dept of Ins Jefferson City, MO Domann, Anne Ernst & Young LLP New York, NY Donahue, Ed Aflac Columbus, GA Donaldson, Sean Legislative Research Commission Frankfort, KY Donnell, William NCCI Boca Raton, FL Donnellan, James Metlife New York, NY Donnellan, Susan TIAA New York, NY Donovan, Cynthia Indiana Dept of Ins Indianapolis, IN Donovan, Tom Idaho Dept of Ins Boise, ID Doody, Stephen New York Dept of Financial Services New York, NY Dorr, Donna Oklahoma Ins Dept Oklahoma City, OK Dorsey, Tynesia Ohio Dept of Ins Columbus, OH Doucette, Robert New Mexico Ofc of the Superintendent Santa Fe, NM Dove, Paulette Illinois Dept of Ins Springfield, IL Downs, Mary American Academy of Actuaries Washington, DC Drane, Harding Delaware Dept of Ins Dover, DE Drape, Marian NAIC Kansas City, MO

Dubsky, Sara IIPRC Washington, DC Duchene, Stephanie Dentons US LLP Los Angeles, CA Dugan, Sean NAIC Washington, DC Dughi, Leslie Greenberg Traurig Tallahassee, FL Dunmoyer, Dan Farmers Insurance Group Woodland Hills, CA DuPont, Eric Guardian Life Insurance Company New York, NY Durrance, Justin Georgia Ofc of Ins & Fire Safety Atlanta, GA Dwyer, Brandon New York Life New York, NY Dyke, Kevin Michigan Dept of Ins & Financial Svcs Lansing, MI Dzurec Dunton, Katie CMS/CCIIO Washington, DC (E) Easland, Rebecca Wisconsin Ofc of the Ins Cmsr Madison, WI Eby, Amy Lincoln Financial Group Radnor, PA Eddinger, Jeff NCCI Holdings, Inc Boca Raton, FL Edmiston, Henry Farfax (US) Inc. Lewisville, TX Edwards, Frank The INS Companies Philadelphia, PA Ehlers, Rick CNA Insurance Cos. Chicago, IL Einfalt, Mark Texas Dept of Ins Austin, TX Eirikson, Benjamin South Dakota Div of Ins Pierre, SD

Elayda, Saiza-Jem PhRMA Washington, DC Elias, John New Hampshire Ins Dept Concord, NH Elliott, Nicole Texas Dept of Ins Austin, TX Ellis, Adrienne Mental Health Association of Maryland Lutherville, MD Endler, Brett KPMG LLP New York, NY Engelhard, Joseph Metlife Washington, DC Espeland, Lynn Woodmen of the World Life Ins Society Omaha, NE Estvanic, Sally Westfield Group Westfield Center, OH Evangelista, Laura New York Dept of Financial Services New York, NY Evans, Dianne UnitedHealthcare Hartford, CT Evans, Rachel BlackRock Wilmington, DE Evers, Charles Protective Life Corporation Birmingham, AL Eves, Virginia State Farm Mutual Insurance Company Bloomington, IL Ewing, Ginny NAIC Kansas City, MO (F) Fabian-Marks, Johanna Pennsylvania Ins Dept Harrisburg, PA Fang, Chunyin China Re New York, NY Farahmand, Fariborz Georgia Institute of Technology Atlanta, GA Farsi, Maral CVS Health Sacramento, CA


Feeney, John T. Prudential Financial Newark, NJ Feigenbaum, Joy New York Dept of Financial Services New York, NY Feijoo, George Floridian Partners, LLC Tallahassee, FL Feinen, Charles State Farm Mutual Automobile Insurance Company Bloomington, IL Fekrat, Roshanak Dixon Hughes Goodman High Point, NC Feldvebel, Alex New Hampshire Ins Dept Concord, NH Felice, Louis NAIC New York, NY Ferguson, Bruce American Council of Life Insurers Washington, DC Ferman, Sarah American Bankers Association Washington, DC Fernandez, Bob California Conservation & Liquidation Office Fremont, CA Ferris, Jennifer Florida Dept of Financial Services Tallahassee, FL Festa, Elizabeth S&P Global Market Intelligence Arlington, VA Fidei, Rich Greenberg Traurig Fort Lauderdale, FL Fielder, Farrah NAPEO Alexandria, VA Fielding, John Steptoe & Johnson Washington, DC Finston, John California Dept of Ins San Francisco, CA Fioritto, Christopher New York Life New York, NY Fischer, Scott New York Dept of Financial Services New York, NY

Fitch, Whitney Ohio Dept of Ins Columbus, OH Fitts, John Progressive Casualty Insurance Company Cleveland, OH Fitzgibbon, Michael Slice New York, NY Fiume, Nicholas Deloitte Buffalo, NY Fleischhacker, Martin Minnesota Dept of Commerce St. Paul, MN Fleming, Dave NAIC Kansas City, MO Fliegeman, CFA, Arthur Office of Financial Research New York, NY Fontaine, Alice Consulting Actuary Cedar Park, TX Forbes, Jarrod Rockwood Asset Management St. Louis, MO Ford, Angela North Carolina Dept of Ins Raleigh, NC Ford, Richard Alabama Dept of Ins Montgomery, AL Fortune, Jamaine AIG Houston, TX Fosgate, Tiffany NAIC Kansas City, MO Fossitt, Rhonda Michigan Dept of Ins & Financial Svcs Lansing, MI Foster, Karen Millennium Consulting Raleigh, NC Foster, Stephen Doak Mitchell Williams Little Rock, AR Fowler, Mark Alabama Dept of Ins Montgomery, AL Frank, Katie Ernst & Young New York, NY

Franson, Sara NAIC Kansas City, MO Fraser, Diane Financial Stability Oversight Council Washington, DC Frasher, James Northwestern Mutual Milwaukee, WI Frazier, Mary New Era Life Houston, TX Frederick, Shawn Texas Dept of Ins Austin, TX Freeman, Lana Mitchell Williams Austin, TX Freeman, Paige Munich American Reassurance Company Atlanta, GA Friou, Jack Aflac Columbus, GA Fritsch, Joseph INS Companies Philadelphia, PA Froemling, Maxine Alaska Division of Ins Anchorage, AK Frohman, Ann Frohman Law Office Lincoln, NE Froment, Jillian Ohio Dept of Ins Columbus, OH Fry, Kevin Illinois Dept of Ins Springfield, IL Fuller, Bryan Examination Resources, LLC Kansas City, MO Fullilove, Morag The Fullilove Consulting Group Chicago, IL Furan, Jennifer Blue Cross and Blue Shield of Minnesota Eagan, MN (G) Gabbert, Brian Oklahoma Ins Dept Oklahoma City, OK Gabin, Matthew Mayer Brown LLP New York, NY


Gabriel, Roman Prudential Newark, NJ Gackenbach, Julie Confrere Strategies Washington, DC Gadapee, Ryan Weston Insurance Company Coral Gables, FL Gakundi, Gerald Bermuda Monetary Authority Hamilton, Bermuda Galbraith, Russ Arkansas Ins Dept Little Rock, AR Gallaher, Candy America's Health Insurance Plans Washington, DC Gallanis, Peter NOLHGA Herndon, VA Gallinger, Diana Clearwater Analytics Boise, ID Gandhi, Jigar American Council of Life Insurers Washington, DC Gann, Julie NAIC Kansas City, MO Garber, Julie NAIC Kansas City, MO Garcia, Amy Texas Dept of Ins Austin, TX Garcia, Norma Texas Dept of Ins Austin, TX Gardner, Jennifer NAIC Kansas City, MO Garduno, Scott Taylor-Walker Consulting, LLC Midvale, UT Garman, David Nationwide Columbus, OH Garn, Jake Utah Ins Dept Salt Lake City, UT Garrett, Angel Angel Garrett Consulting Round Rock, TX

Garrett, John Rhode Island Ofc of the Hlth Ins Cmsr Cranston, RI Garrison, Travis Humana Inc Worthington, OH Garsson, Fred Saul Ewing LLP Newark, NJ Gausewitz, William Michelman & Robinson, LLP Sacramento, CA Gavanes, Dino National Alliance for Insurance Education & Research Itasca, IL Gavitt, Barbara A.D. Banker & Company Overland Park, KS Gellermann, AnnaLisa Washington Ofc of the Ins Cmsr Tumwater, WA Gendron, Matthew Rhode Island Div of Ins Cranston, RI Gentry Harney, Tracey USAA Brentwood, TN George, William Frost Brown Todd LLC Lexington, KY Gergen, Pam Minnesota Dept of Commerce St. Paul, MN Gerger, Brett Illinois Dept of Ins Springfield, IL Gerst, Bonnie Transamerica Cedar Rapids, IA Gettridge, Stephanie Aflac Columbus, GA Gibbons, Tom Pacific Life Insurance Company Newport Beach, CA Gibbs, George Gibbs Armstrong Borochoff Mullican & Hart Tulsa, OK Gibson, Jack L. Towers Perrin New York, NY Gilbert, Bruce Nevada Insurance Guaranty Association Las Vegas, NV

Gill, Stacy MIB Braintree, MA Gillespie, Sherry UnitedHealthcare Green Bay, WI Gilliam, Scott The Cincinnati Insurance Company Fairfield, OH Gillum, Leah Texas Dept of Ins Austin, TX Gingrich, Colleen Millennium Consulting Services Shawnee, KS Ginsburg, Nehemiah Starr Indemnity & Liability Co. New York, NY Ginter, Meredith SCOR Global Life Americas Charlotte, NC Givler, Walter Northwestern Mutual Milwaukee, WI Glassic, Thomas PCI Washington, DC Glawe, Caryn Faegre Baker Daniels Indianapolis, IN Gleason, Angela American Insurance Association Washington, DC Glick, Armand Utah Ins Dept Salt Lake City, UT Glover, Joel Lewis Roca Rothgerber Christie LLP Denver, CO Glowacki, Robert Transamerica Life Insurance Company Plano, TX Goad, Alan KPMG LLP New York, NY Goddard, Bill Day Pitney LLP Hartford, CT Goe, Christina Montana Ofc of the Ins Cmsr Helena, MT Goel, Pratibha U.S. Dept of the Treasury Hyattsville, MD


Goff, Cynthia Emblem Health New York, NY Goldberg, Eric American Insurance Association Washington, DC Goldberg, Josh Health Care Service Corporation Washington, DC Goldblatt, Howard Coalition Against Ins Fraud Washington, DC Goldenhersh, Todd Brown Smith Wallace Saint Louis, MO Goldsmith, Therese Hogan Lovells US LLP Baltimore, MD Gomez-Vock, Mariana American Council of Life Insurers Washington, DC Gonzalez, Martin California Dept of Ins Orange, CA Goodman, Brian NAPIA Baltimore, MD Gordon, Bonny GEICO Washington, DC Gordon, Risa Debevoise & Plimpton LLP New York, NY Gorovits, Julia AIG New York, NY Gosselin, Patricia New Hampshire Ins Dept Concord, NH Gould, Michael Iowa Economic Development Authority Des Moines, IA Gould, Michael Delaware Dept of Ins Dover, DE Gowins, Rachelle Examination Resources, LLC Atlanta, GA Graeber, Jan Texas Dept of Ins Austin, TX Graham, Paul American Council of Life Insurers Washington, DC

Grant, Jerry Delaware Dept of Ins Dover, DE Grason, Catherine Maryland Ins Admin Baltimore, MD Graves, Roger NAIC Kansas City, MO Green, Jeannie Genworth Mortgage Insurance Corp Raleigh, NC Green, John BDO USA LLP New York, NY Green-Wright, Suzette Utah Ins Dept Salt Lake City, UT Greer, Douglas Alvarez & Marsal New York, NY Greff, Peter Wyoming Ins Dept Cheyenne, WY Gregg, Randall Michigan Dept of Ins & Financial Svcs Lansing, MI Greiner, Melissa Pennsylvania Ins Dept Harrisburg, PA Grey, Kyle NAIC Kansas City, MO Griffin, Mary Life Insurance Council of New York, Inc. New York, NY Grinsell, Lynne Zurich North America New York, NY Grisham, Melissa Arkansas Ins Dept Little Rock, AR Grissom, Bob Virginia Bureau of Ins Richmond, VA Grodin, Nancy Maryland Ins Admin Baltimore, MD Groebner, Alison Minnesota Dept of Commerce Saint Paul, MN Gronvall, Tamar Minnesota Dept of Commerce Saint Paul, MN

Grooms, Daneen American Speech-Language-Hearing Association Rockville, MD Grossman, Shirley Lincoln Heritage Life Insurance Company Phoenix, AZ Groves, Monica American Family Insurance Madison, WI Guerin, Stewart Louisiana Dept of Ins Baton Rouge, LA Gunn, Jimmy Alabama Dept of Ins Montgomery, AL Gunset, Joseph Lloyd's America, Inc. New York, NY Gupta, Neeraj INS Reglatory Insurance Services. Inc. Philadelphia, PA Gurlik, Greg Northwestern Mutual Milwaukee, WI Gütersloh, Ralf German Insurance Association Berlin, Germany Guth, Bonnie Munich Reinsurance America, Inc. Princeton, NJ Guyant, Shane North Carolina Dept of Ins Raleigh, NC Guzzo, Gary Floridian Partners Tallahassee, FL (H) Haefner, James Excellus BCBS Rochester, NY Haggard, Brenda Arkansas Ins Dept Little Rock, AR Haire, Mark Mississippi Ins Dept Jackson, MS Hall, Adam Assurant Miami, FL Hall, Dale Society of Actuaries Schaumburg, IL


Hall, Nikki NAIC New York, NY Hall Brady, Gwendolyn U.S. Virgin Islands Div of Bnking & Ins St. Thomas, VI Hamano, Takashi Financial Services Agency-Japan Chiyoda-ku, Japan Hamblen, Russ Kentucky Dept of Ins Frankfort, KY Hamby, Ted North Carolina Dept of Ins Raleigh, NC Hamilton, Lawrence Mayer Brown LLP Chicago, IL Hampton, Michael UnitedHealthcare Indianapolis, IN Hampton, Thomas Dentons US LLP Washington, DC Hanna, Craig American Academy of Actuaries Washington, DC Hansen, Kevin Great-West Financial Greenwood Village, CO Hanslep, Rick Manulife Financial Investment Mgmt Toronto, ON Hanson, Laura Allianz Life Minneapolis, MN Hanson, Paul Minnesota Dept of Commerce St. Paul, MN Haralson, Linda South Carolina Dept of Ins Columbia, SC Hardaway, Thomas PhRMA Atlanta, GA Hargrafen, Matt Athene USA West Des Moines, IA Harkins, Chris Jackson National Life Lansing, MI Harlan, Lauren NAIC Kansas City, MO

Harley, Heather INS Regulatory Services Fishers, IN Harman, Tom A.M. Best Washington, DC Harrell, Douglas Illinois Ofc of the Special Deputy Chicago, IL Harrington, William Examination Resources, LLP Medina, OH Harris, Gregory Lewis Roca Phoenix, AZ Harris, Gwendolyn Nevada Health CO-OP Las Vegas, NV Harris, Steven AIG New York, NY Harris, Stuart Community Investment Solutions Atlanta, GA Harrison, James Principal Financial Group Dublin, OH Harrison, Scott Alvarez & Marsal Washington, DC Hartz, Doug Washington Ofc of the Ins Cmsr Olympia, WA Harvey, Korey Louisiana Dept of Ins Baton Rouge, LA Hasham, Alijawad Swiss Re America Holding Corporation Armonk, NY Haskins, Alan NICB Des Plains, IL Hassouri, Parimah Drinker Biddle & Reath New York, NY Hathaway, Kris National Association of Dental Plans Dallas, TX Hattaway, Jim Noble Consulting Services, Inc. Birmingham, AL Hauge, David Michelman & Robinson, LLP Los Angeles, CA

Havick, Ryan Eide Bailly Omaha, NE Hawkins, Carder Arkansas Ins Dept Little Rock, AR Haworth, John Washington Ofc of the Ins Cmsr Olympia, WA Hayes Larrier, India New Jersey Citizen Action Newark, NJ Hazel, Raymond London Life Reinsurance Co. Blue Bell, PA Hazelbaker, Steven Noble Consulting Services, Inc. Indianapolis, IN Heaps, Melvin Arkansas Ins Dept Little Rock, AR Hedde, Carl Munich Re Princeton, NJ Hefel, Randy Eagle Technology Cedar Rapids, IA Heidenreich, Sarah NIPR Kansas City, MO Hein, Kenneth VA Insurance Continuing Education Board Mechanicsville, VA Heinze, Bernd AAMGA King of Prussia, PA Helder, Randy NAIC Kansas City, MO Helsdingen, Thomas Allstate Insurance Group Northbrook, IL Henderson, Ron Louisiana Dept of Ins Baton Rouge, LA Hendler, Gregory MetLife Charlotte, NC Hennelly, Joseph Van Cott & Talamante, PLLC Phoenix, AZ Henning, Gary Zurich Insurance Group New York, NY


Hermes, Cindy Kansas Dept of Ins Topeka, KS Hernandez, Teri HernandezHQ, LLC San Francisco, CA Hickey, Michael MetLife Washington, DC Hill, David UnitedHealthcare Chicago, IL Hill, Lee South Carolina Dept of Ins Columbia, SC Hills, Judi Aetna Hartford, CT Hirano, Lance Hawaii Ins Div Honolulu, HI Hirsch, Gregg Mound Cotton Wollan & Greengrass Garden City, NY Hirschhorn, Emma California Dept of Ins Los Angeles, CA Hishikawa, Maki Aflac International Washington, DC Ho, Gary Stroock & Stroock & Lavan LLP New York, NY Hodges, James NALC Columbia, SC Hoffman, Brian The Travelers Companies Hartford, CT Hoffman, Dexter Debevoise & Plimpton LLP New York, NY Hoge, Debbi NAIC Kansas City, MO Hogeboom, Robert Hinshaw & Culbertson LLP Los Angeles, CA Holdman, Travis Indiana Senate Indianapolis, IN Holeman, Scott NAIC Kansas City, MO

Hollan, Angela Allianz Life Minneapolis, MN Holland, Andrew Sidley Austin LLP New York, NY Holland, Kim BCBSA Washington, DC Holland, Lisa State Farm Ins Cos Bloomington, IL Holliday, Jean North Carolina Dept of Ins Raleigh, NC Holloway, Joseph California Conservation & Liquidation Office San Francisco, CA Holmes, Julie Kansas Dept of Ins Topeka, KS Hooker, Mark West Virginia Ofc of the Ins Cmsr Charleston, WV Hooper, Laura American Occupational Therapy Association (AOTA) Bethesda, MD Hooper, Marti Maine Bureau of Ins Augusta, ME Hope, Robert Surplus Line Association of Washington Seattle, WA Hopkinson, Keith Winstead PC Austin, TX Hopman, John NAIC New York, NY Hopper, Penelope Aon Corporation Los Angeles, CA Hornback, John Mississippi Ins Dept Jackson, MS Hornig, Karen NIPR Kansas City, MO Horwich, Harold Morgan, Lewis & Bockius LLP Hartford, CT Houn, Megan Blue Cross Blue Shield of North Dakota Bismarck, ND

Houston, Tom Wisconsin Ofc of the Ins Cmsr Madison, WI Howard, Anna American Cancer Society Cancer Action Network Washington, DC Howe, Bob American Equity Investment Life Insurance Company West Des Moines, IA Hrdlick, Thomas Foley & Lardner LLP Milwaukee, WI Hudson, Kim California Dept of Ins Los Angeles, CA Hudson, Mary Jo Bailey Cavalieri LLC Columbus, OH Huffman, Kelly Molina Healthcare, Inc. Long Beach, CA Hughes, Damion Colorado Div of Ins Denver, CO Hughes, Don Novartis Phoenix, AZ Hughes, Patrick Faegre Baker Daniels Washington, DC Hummel, Whitney North America Life & Health Overland Park, KS Humphreys, Michael Tennessee Dept of Commerce & Ins Nashville, TN Humphries, John RRC Atlanta, GA Hupfl, Frank GMA Richmond, VA Hurley, John Park Strategies LLC Albany, NY Hutton, Debby Missouri Dept of Ins Jefferson City, MO (I) Ige, Arlene Hawaii Ins Div Honolulu, HI


Imholz, Elizabeth Consumers Union San Francisco, CA Inclan, Javier Rexach & Pico San Juan, PR Inthiran, Ravi Zenefits San Francisco, CA Ireland, Kelly Compliance & Ethics Forum for Life Insurers (CEFLI) Bethesda, MD Isaac, Shantell ACLI Washington, DC Iturbides, Rosa AXA Equitable Life Insurance Company New York, NY Ivey, Diana Marsh New York, NY Iwanicki, John MetLife Tampa, FL (J) Jabourian, Lucy California Dept of Ins Los Angeles, CA Jacobi, Jill California Dept of Ins San Francisco, CA Jacobs, Jason Baker Tilly Virchow Krause, LLP Wyomissing, PA Jaffee, Danielle IWP Methuen, MA Jain, Rajat Nevada Div of Ins Carson City, NV James, Kenneth Ryan Arkansas Ins Dept Little Rock, AR Janke, Tom Wisconsin Ofc of the Ins Cmsr Madison, WI Jaquish, Mark Tennessee Dept of Commerce & Ins Nashville, TN Jarrett, Jana Ohio Dept of Ins Columbus, OH Jasa, Peg Nebraska Dept of Ins Lincoln, NE

Jasper Woodroof, Connie StoneRiver, Inc. De Soto, KS Jeffers, Jenny Jennan Enterprises, LLC Tallahassee, FL Jenkins, Joanne New York Life Ins Co Albany, NY Jensby, Julianne NAIC Washington, DC Jensby, Ross NAIC Kansas City, MO Jensen, Kate Steptoe & Johnson Washington, DC Jenson, Bruce NAIC Kansas City, MO Jermain, Jennifer Zenefits San Francisco, CA Jimenez, Marielba Puerto Rico Ofc of the Ins Cmsr Guaynabo, PR Johns-Brown, Lonnie Washington Ofc of the Ins Cmsr Olympia, WA Johnson, Cory The Doctors Company Napa, CA Johnson, Eric Florida Office of Insurance Reg Tallahassee, FL Johnson, Ernest Virginia Bureau of Ins Richmond, VA Johnson, Jeffrey John Hancock Windsor, CT Johnson, Katina Florida Office of Insurance Reg Tallahassee, FL Johnson, Linda Wyoming Ins Dept Cheyenne, WY Johnson, Steve Stradley Ronon Stevens & Young, LLP Philadelphia, PA Johnson, Stewart North Carolina Dept of Ins Raleigh, NC

Johnson, Wayne Risk & Regulatory Consulting, LLC Farmington, CT Johnston, Jeff NAIC Kansas City, MO Jones, Lindsay Meridian Management Group, LLC San Diego, CA Jones, Meg United Health Care Mercer Island, WA Jones, Richard The Guardian Life Ins Co of America New York, NY Jordan, Mark New Mexico Ofc of the Superintendent Santa Fe, NM Jost, Timothy Virginia Organizing Harrisonburg, VA Judy, Debra Colorado Consumer Health Initiative Denver, CO Junior, Steve Wisconsin Ofc of the Ins Cmsr Madison, WI (K) Kading, Bradley Association of Bermuda Insurers and Reinsurers (ABIR) Hamilton, Bermuda Kaelin, John Centene Corporation Washington, DC Kaiser, Chuck Rockwood Asset Management Clayton, MO Kakuk, Michael Montana Ofc of the Ins Cmsr Helena, MT Kallas, Jay Drinker Biddle & Reath Chicago, IL Kallmeyer, Paul UnitedHealthcare Horsham, PA Kane, Alice Duane Morris LLP New York, NY Kane, Stephen UnitedHealthcare Horsham, PA Karapiperis, Dimitris NAIC New York, NY


Karlinsky, Fred Greenberg Traurig, LLP Fort Lauderdale, FL Karpowich, Len UnitedHealth Group Lake Forest, IL Kasenter, Robert Combined Insurance Glenview, IL Kasinow, Robert KPMG Wall, NJ Kaumann, Rolf Colorado Div of Ins Denver, CO Keairnes, Patricia Mutual of Omaha Insurance Company Omaha, NE Keen, Paula Maryland Ins Admin Baltimore, MD Keen, TK Oregon Division of Financial Reg Salem, OR Keepers, Tom Consumer Credit Industry Association Middleton, WI Keeton, Lorie Southern Farm Bureau Life Ins Co Jackson, MS Keir, Stewart Locke Lord LLP New York, NY Keith, Katie Young Invincibles Washington, DC Keleher, David NAIC Kansas City, MO Keller, Jeannie Montana Ofc of the Ins Cmsr Helena, MT Kelley, Delores Maryland Senate Annapolis, MD Kelley, Edward TransRe New york, NY Kelly, Alison MetLife Washington, DC Kelnberger, Emily Minnesota Dept of Commerce Saint Paul, MN

Kelsey, Mark Professional Insurance Marketing Assn Los Angeles, CA Kelso, Jared Great-West Life & Annuity Greenwood Village, CO Kemp, Timothy Butler Snow LLP Washington, DC Kennedy, Brian Patrick Rhode Island House of Representatives Ashaway, RI Kennedy, Daniel RLI Peoria, IL Kennedy, James Texas Dept of Ins Austin, TX Kennedy, Ted AIG Houston, TX Kenny, Sheila Prudential Financial Newark, NJ Kerner, Steve New Jersey Dept of Banking & Ins Trenton, NJ Kerns, Adam E American Insurance Association Washington, DC Kibbee, Larry Liberty Mutual LaConner, WA Kiernan, Kate American Council of Life Insurers Washington, DC Kilbane, Brian Dixon Hughes Goodman LLP Clearwater, FL Kilgore, Don Mississippi Ins Dept Jackson, MS Killelea, Amy National Alliance of State and Territorial AIDS Directors Washington, DC Kilstein, Saul Merck & Co., Inc. North Wales, PA King, Eric NAIC Kansas City, MO Kinnamon, Holly HJK Strategies Washington, DC

Kipper, Scott PCMA Washington, DC Kirby, Cathy Michigan Dept of Ins & Financial Svcs Lansing, MI Kirby, Jared Iowa Ins Div Des Moines, IA Kirby, Julie State Farm Ins Cos Bloomington, IL Kish, Keri NAPSLO Kansas City, MO Kitt, Karrol The University of Texas Austin, TX Kitzman, Eleanor Eleanor Kitzman, LLC Columbia, SC Klausmeier, Tracy Utah Ins Dept Salt Lake City, UT Klein, Jeffrey BB&T Insurance Services Charlotte, NC Klimchak, Yaryna Missouri Dept of Ins Jefferson City, MO Kline, Steve NAIFA Falls Church, VA Klug, Erin Arizona Dept of Ins Phoenix, AZ Knable, Karl Indiana Dept of Ins Indianapolis, IN Knief, Annette The INS Companies Philadelphia, PA Knief, Bob EMC Insurance Companies Des Moines, IA Knighten, Arlene Louisiana Dept of Ins Baton Rouge, LA Kochenburger, Peter University of Connecticut School of Law Hartford, CT Kodama, David PCI Chicago, IL


Koenig, Timothy UnitedHealthcare Horsham, PA Koenigsman, Jane NAIC Kansas City, MO Koken, Diane MDK Lancaster, PA Kolchinsky, Eric NAIC New York, NY Kollmer-Dorsey, Paul American Academy of Actuaries Washington, DC Koon, Richard Floridian Partners Tallahassee, FL Koonce, Barry American Fidelity Assurance Company Oklahoma City, OK Kopp, Tamara Missouri Dept of Ins Jefferson City, MO Korsh, David Blue Cross Blue Shield Association Washington, DC Korty, Tina Indiana Dept of Ins Indianapolis, IN Korzeniewski, Kevin Office of the Comptroller of the Currency Washington, DC Kosal, Leslie Vertafore East Lansing, MI Koser, Kingston NIPR Kansas City, MO Kosnoff, Scott Faegre Baker Daniels Indianapolis, IN Kotelman, Laura Illinois Dept of Insurance Chicago, IL Kotowski, Ronald Bankers/CNO Financial Group Chicago, IL Kovac, Timothy CUNA Mutual Group Madison, WI Kramer, Randy Nationwide Mutual Insurance Company Des Moines, IA

Kramp, Mark Mark L. Kramp Law Office, LLC Bloomington, IL Krane, Daniel Drinker Biddle & Reath LLP Philadelphia, PA Kraus, Jim Crum & Forster Morristown, NJ Kreger, Brian Kreger Beeghly, PLLC Seattle, WA Kreiter, Michael Life Insurance Settlement Association Orlando, FL Kroll, Elliott Arent Fox New York, NY Kullman, Doris New York Dept of Financial Services Albany, NY Kumar, Nanda New Mexico Ofc of the Superintendent Santa Fe, NM Kupferman, Perry California Dept of Ins Los Angeles, CA Kuzmich, Keith California Dept of Ins Sacramento, CA Kwiatkowski, Sarah Washington Ofc of the Ins Cmsr Olympia, WA (L) Lacy, Bill Arkansas Ins Dept Little Rock, AR LaLonde, Robert LaLonde Consulting Glencoe, IL Lamont, Seth CNA Latham, NY Landgraf, Charles Arnold & Porter LLP Washington, DC Landry, Jonathan J. Landry & Associates, LLC Central, LA Landsman-Smith, Lisbeth California Dept of Ins Sacramento, CA Langer, Judith Anthem Inc. Hales Corners, WI

Langland, Timothy Kansas City Life Insurance Company Kansas City, MO Lankowski, Linda Prudential Financial Hartford, CT Larkin, Courtney Travelers Hartford, CT Larkin-Thorne, Sonja Consumer Advocate Avon, CT Lashford, Sarah CDIA Washington, DC Laswell, Lynn Heritage Life Insurance Company Chicago, IL Latham, Anna Alaska Division of Ins Juneau, AK Lathrop, Greg Oregon Division of Financial Reg Salem, OR Latta, Laura Leigh Protective Life Corporation Birmingham, AL Laucher, Joel California Dept of Ins San Francisco, CA Laughbaum, John Aflac Columbus, GA Laughlin, Tyler Oklahoma Insurance Department Oklahoma City, OK Laurenzano, Vincent Stroock & Stroock & Lavan New York, NY Lauten, Jacob Alaska Division of Ins Juneau, AK Laws, Tracey Reinsurance Association of America Washington, DC Lazzaro, Amy Cigna Hartford, CT Lebar, Dennis FIS Global Greenwood Village, CO Ledet, Ileana Louisiana Dept of Ins Baton Rouge, LA


Ledoux, C. Christopher FDIC Annapolis, MD Ledyard, Robins Bass, Berry & Sims PLC Nashville, TN Lee, Cari Wisconsin Ofc of the Ins Cmsr Madison, WI Lee, David Arizona Dept of Ins Phoenix, AZ Lee, Sang Jin Financial Supervisory Service - Korea Seoul, South Korea Lees, Martha New York Dept of Financial Services New York, NY Legan, Karen American Academy of Actuaries Washington, DC Leifer, David American Council of Life Insurers Washington, DC Leight, Elizabeth Society of Professional Benefit Administrator Chevy Chase, MD Lemoine, John Unum Portland, ME Lemon, Chrys McIntyre & Lemon, PLLC Washington, DC Lenth, Danielle Allstate Insurance Company Rancho Cordova, CA Lentini, Larry The INS Companies Philadelphia, PA Lenz, Ethan Foley & Lardner LLP Milwaukee, WI Leon, Vanessa Maine Bureau of Ins Augusta, ME Leonard, Craig Examination Resources, LLC Kansas City, MO Leopold, Tess Beazley Group Farmington, CT Lerner, Jodi California Dept of Ins San Francisco, CA

Leslie, David Rackemann, Sawyer & Brewster Boston, MA Leslie, Stuart Rackemann Sawyer & Brewster PC Boston, MA Leung, William Missouri Dept of Ins Jefferson City, MO Levine, Jason Combined Insurance Company Glenview, IL Levine, Ken Cozen O'Connor West Palm Beach, FL Levy, Barbara PCMA Washington, DC Leyte-Vidal, Marco Assurant Miami, FL Liebers, Elise NAIC New York, NY Liebers, Howard DC Dept of Insurance, Sec & Banking Washington, DC Lindley-Myers, Chlora Tennessee Dept of Commerce & Ins Nashville, TN Lindsay, Beth Voya Financial Windsor, CT Lindsay, Robert Clearwater Analytics Boise, ID Lininger, Brett Semmes Bowen & Semmes Baltimore, MD Link, David Kaiser Permanente Oakland, CA Linn, David American Academy of Actuaries Washington, DC Little, Joy Tennessee Dept of Commerce & Ins Nashville, TN Little, Sherry The Navigators Group, Inc. Schaumburg, IL Livesay, Milum TIAA Charlotte, NC

Livingston, Julie Swiss Re Overland Park, KS Lockett, Matt Kentucky Dept of Ins Frankfort, KY Lohmann, Tammy Minnesota Dept of Commerce St. Paul, MN Lombardo, Paul Connecticut Ins Dept Hartford, CT Lonchar, Dave Delaware Dept of Ins Dover, DE Long, Debbie Protective Life Corporation Birmingham, AL Loomis, Suzanne Primerica, Inc. Duluth, GA Lotven, Amy Inside Health Policy Arlington, VA Lovell, Kelsey Stateside Associates Arlington, VA Lovendusky, Michael American Council of Life Insurers Washington, DC Lovgren, Lori NCCI Boca Raton, FL Low, J. Michael Lewis, Brisbois, Bisgaard & Smith LLP Phoenix, AZ Lowery, Jake U.S. Dept of Labor Washington, DC Luna, Kristin U.S. Dept of Labor New York, NY Lunt, Aaron The Warranty Group, Inc. Chicago, IL Lybrook, Edward Mag Mutual Insurance Co Atlanta, GA Lyle, George Virginia Bureau of Ins Richmond, VA Lynch, Robert MetLife New York, NY


Lynch, William Liberty Mutual Insurance Boston, MA Lynett, Elena US Dept. of Labor Washington, DC Lysobey, Michael Zenith Insurance Company Woodland Hills, CA (M) Maae, Tunatunaolupelele American Samoa Ofc of the Governor Pago Pago, AS MacGinnitie, Jim American Academy of Actuaries Atlanta, GA Machamer, Karen VUE Software Coconut Creek, FL Mack, Beth Wells Fargo & Company Des Moines, IA MacLauchlan, Daniel UnitedHealthcare Horsham, PA Macullar, Robert Massachusetts Div of Ins Boston, MA Madigan, Katherine Astellas Washington, DC Madonna, Laurie Conning Hartford, CT Magers, Wanda Mississippi Ins Dept Jackson, MS Maher, Daniel Excess Line Association of New York New York, NY Maida, Thomas Foley & Lardner LLP Tallahassee, FL Mais, Andrew Deloitte Wilton, CT Maldonado, Susan NIPR Kansas City, MO Mancini, Keith Great West Financial Greenwood Village, CO Manders, Steve Georgia Ofc of Ins & Fire Safety Atlanta, GA

Mangan, John American Council of Life Insurers Washington, DC Manna, Deirdre Property Casualty Insurers Association of America Chicago, IL Mannix, Annalise Fair Insurance Rates in Monroe Key West, FL Manyem, Sridhar Standard and Poor's New York, NY Maranjian, Emily Rhode Island Ofc of the Hlth Ins Cmsr Cranston, RI Marben, Michael Minnesota Dept of Commerce Saint Paul, MN Marcellus, Jessica Molina Health Care San Diego, CA Marchesi, Diana Transamerica Life Insurance Company Washington, DC Marchman, Michael Georgia Guaranty Associations Duluth, GA Marcotte, Robin NAIC Kansas City, MO Marcoux, William DLA Piper LLP(US) New York, NY Marema, Lenore Surety & Fidelity Association Washington, DC Margolis, Geoffrey California Dept of Ins Sacramento, CA Marini, Catherine National MI Emeryville, CA Markov, Yevgeniy Willkie Farr & Gallagher LLP New York, NY Marks, Germaine The Prudential Insurance Company of America Phoenix, AZ Marro, Fredric Fredric Marro & Associates PC Cherry Hill, NJ Marsh, Kristen Workers' Compensation Insurance Rating Bureau of California Oakland, CA

Marston, Sheri Examination Resources Kansas City, MO Martin, Jeff UnitedHealthcare Land O' Lakes, FL Martinez, Raymod North Carolina Dept of Ins Raleigh, NC Martino, Gregory Aetna Inc Hummelstown, PA Mass, Amy The Hanover Insurance Group Howell, MI Massey, Chris 1972 San Francisco, CA Matheson, James New York Dept of Financial Services New York, NY Mathews, John Allstate Insurance Company Northbrook, IL Mathis, Daniel Iowa Ins Div Des Moines, IA Matonis, Sharon Medical Mutual of Ohio Cleveland, OH Matos, Ignacio Rexach & Pico, CSP San Juan, PR Mattheis, Shane South Dakota Div of Ins Pierre, SD Matthews, Angela Jackson National Life Lansing, MI Matthews, Denise NAIC Kansas City, MO Matthews, Jolie NAIC Washington, DC Matthews, Steve Montana Ofc of the Ins Cmsr Helena, MT Matthiesen, Amanda America's Health Ins Plans Washington, DC Mattoch, Michael USAA El Dorado Hills, CA


Maurer, Kristine New Jersey Dept of Banking & Ins Trenton, NJ May, Eric Steptoe & Johnson LLP Washington, DC Mayorga, Courtney NAIC Kansas City, MO Mays, Thomas Pacific Life Insurance Newport Beach, CA Mazyck, Reginald NAIC Washington, DC McAdam, Jennifer NAIC Kansas City, MO McAdams, Jim Missouri Dept of Ins Jefferson City, MO McAndrew, Claire Families USA Washington, DC McCabe, Nancy WillisTowers Watson New York, NY McCain, Kathleen Michelman & Robinson, LLP Los Angeles, CA McCallister, Mark Guggenheim Partners Chicago, IL McCarthy, Victoria Farmers Insurance Group Woodland Hills, CA McCartney, Jason PSI Services Burbank, CA McCarty, Kevin Tallahassee, FL McCord, Larry American National Property and Casualty Company Springfield, MO McCown, Kate Ameritas Lincoln, NE McCue, Keith Renaissance Reinsurance Pembroke, Bermuda McDaniel, Tom Aflac Columbus, GA

McDermott, Jim A.M. Insurance and Risk Advisory Service, LLC New York, NY McDonnell, Michael New York Life New York, NY McElduff, Becky IIPRC Kansas City, MO McFarland, Becky Wyoming Ins Dept Cheyenne, WY McGee, Cheryl NAIC Kansas City, MO McGee, Max Max McGee Consulting LLC Mt. Pleasant, SC McGowan, Mark Florida Blue Jacksonville, FL McGraw, Casey NAIC Kansas City, MO McHale, Cynthia Ceres Boston, MA McHale, David The Doctors Company Napa, CA McHugh, Charlene Sidley Austin LLP New York, NY McInerny, Thomas Genworth Financial Richmond, VA McIntyre, James McIntyre & Lemon, PLLC Washington, DC McIntyre, Tom Dixon Hughes Goodman High Point, NC McKay, Ben Surplus Line Association of CA San Francisco, CA Mckendell, Fleur Delaware Dept of Ins Dover, DE McKenney, Michael Pennsylvania Ins Dept Harrisburg, PA McKinney, Tyler California Dept of Ins Sacramento, CA

McLaughlin, Lindsay Minnesota Dept of Commerce St. Paul, MN Mcleod, Mark New York Dept of Financial Services New York, NY McNamara, Stephen New York Life New York, NY McNaughton, Patrick Washington Ofc of the Ins Cmsr Seattle, WA McNeil, Debra CNO Financial Carmel Hills, IN McNitt, Roger Blanchard, Krasner & French La Jolla, CA McSpadden, James AARP Washington, DC Mealer, Jim Missouri Dept of Ins Jefferson City, MO Mealer, Mary Missouri Dept of Ins Jefferson City, MO Meetz, John NAPSLO Kansas City, MO Megna, John First American TItle Ins Co Santa Ana, CA Mehlman, Wayne American Council of Life Insurers Washington, DC Melchionni, William AIG Latham, NY Mellinger, Joyce Zurich in North America Owings Mills, MD Meyer, Becky NAIC Kansas City, MO Meyer, Roberta American Council of Life Insurers Washington, DC Meyer, Sam Vertafore Sircon Solutions New Braunfels, TX Miesowitz, Sabrina Lloyd's America, Inc. New York, NY


Mihai, Cristina Insurance Europe Brussels, Belgium Miletti, John Travelers Hartford, CT Miller, Belinda Florida Office of Insurance Reg Tallahassee, FL Miller, Laura Ohio Dept of Ins Columbus, OH Miller, Lowell NCLHGA Raleigh, NC Miller, Neil Alvarez & Marsal Insurance and Risk Advisory Services Baltimore, MD Miller, Paul EquiTrust Life Insurance Company Chicago, IL Miller, Vanessa Mississippi Ins Dept Jackson, MS Milligan, Dave American Equity Investment Life Insurance Company West Des Moines, IA Mills, Howard Deloitte New York, NY Mills, James Oklahoma Ins Dept Tulsa, OK Milner, Morgan Modern Woodmen of America Rock Island, IL Milquet, Randy Wisconsin Ofc of the Ins Cmsr Madison, WI Minogue, Terri The IHC Group New York, NY Mitchell, Greg Frost Brown Todd LLC Lexington, KY Mitchell, Martin AHIP Washington, DC Moenck, Jan Risk & Regulatory Consulting, LLC Minneapolis, MN Mohn, Frosty NAIC Kansas City, MO

Monahan, Michael American Council of Life Insurers Washington, DC Monroe, Steven Marsh New York, NY Montemayor, Jose Black Diamond Capital Partners Austin, TX Moody, Edward North Dakota Ins Dept Bismarck, ND Moore, Cheryl NAIC Kansas City, MO Moore, Mackay Nevada Div of Ins Carson City, NV Morales, Manolo Chubb Sacramento, CA Morales Burke, Barbara Blue Cross and Blue Shield of NC Durham, NC Morante, Teri Michigan Dept of Ins & Financial Svcs Lansing, MI Moreira, Daren Sutherland Asbill & Brennan LLP New York, NY Morell, Karalee Reinsurance Association of America Washington, DC Moriarty, Michael Build America Mutual Assurance Co New York, NY Morris, Lee Ann Blue Cross Blue Shield Chicago, IL Morris, Michael Bressler, Amery & Ross, P.C. Morristown, NJ Morris, Scott NAIC Kansas City, MO Morris, Tim Hanover Stone Solutions Charleston, SC Morrison, Joy NAIC Kansas City, MO Moses, Maybeth Minnesota Dept of Commerce St. Paul, MN

Moss, Benjamin Guggenheim Insurance Indianapolis, IN Muirhead, Michelle Physicians Mutual Ins. Co. Omaha, NE Muldoon, Michael Colorado Div of Ins Denver, CO Mulhern, John Drinker Biddle & Reath LLP New York, NY Mullen, James Delta Dental of California Rancho Cordova, CA Mullen, Tim NAIC Kansas City, MO Murphy, John Noble Consulting Services, Inc. Indianapolis, IN Murphy, Karen Vermont Dept of Financial Reg Montpelier, VT Murphy, Sally Royal Neighbors of America Rock Island, IL Murphy, Stephen Ohio National Cincinnati, OH Murphy, Susanne Florida Office of Insurance Reg Tallahassee, FL Murray, Chris Alaska Division of Ins Juneau, AK Myers, Olivea Tennessee Department of Commerce and Insurance Nashville, TN (N) Nagy, S. Madeleine Title Insurance Rate Service Associates New York, NY Nail, Brad UBER Washington, DC Nails, Patrick Arch Insurance Group Inc. Jersey City, NJ Narcini, Anne Marie IIPRC Washington, DC Nasatir, Iain Pachulski Stang Ziehl & Jones LLP Los Angeles, CA


Nau, James NCCI Boca Raton, FL Neader, Brian Millennium Consulting Services Raleigh, NC Neal, Austin Foley & Lardner LLP Tallahassee, FL Nehring, Leslie Missouri Dept of Ins Jefferson City, MO Nehring, Lincoln Voices for Utah Children Salt Lake City, UT Neighbors, Christine Nebraska Dept of Ins Lincoln, NE Neill, Robert American Council of Life Insurers Washington, DC Nelson, Angela Missouri Dept of Ins Jefferson City, MO Nelson, E Benjamin Heartland Strategy Group Omaha, NE Nelson, James First American Title Insurance Company Santa Ana, CA Nelson, Michael Sutherland Asbill & Brennan LLP New York, NY Nelson, Rick Alvarez & Marsal New York, NY Nemali, Bharath MetLife Tampa, FL Neve, David Global Atlantic Des Moines, IA Newberry, Collin Protective Life Corporation Birmingham, AL Newman, Carol Confie Huntington Beach, CA Nguyen, Cuc Oklahoma Ins Dept Oklahoma City, OK Nicholls, Cheryl U.S. Virgin Islands Div of Bnkng & Ins St. Thomas, VI

Nichols, Rebecca Virginia Bureau of Ins Richmond, VA Nickelson, Johanna South Dakota Div of Ins Pierre, SD Nickens, Win Missouri Dept of Ins Kansas City, MO Nielsen, Matthew RMS, Inc Newark, CA Nieves, Ellie The Guardian Life Insurance Company New York, NY Nigam, Nikhail American Academy of Actuaries Washington, DC Nishimori, Shu Meiji Yasuda America Incorporated New York, NY Niven, Jonathan Texas Dept of Ins Austin, TX Nkojo, Robert DC Dept of Ins Securities & Banking Washington, DC Nollette, Molly Washington Ofc of the Ins Cmsr Olympia, WA Noonan, Kay NAIC Kansas City, MO Norat, Cecilia Prime Strategies New York, NY Nordman, Eric NAIC Kansas City, MO Norman, Reyn Alabama Dept of Ins Montgomery, AL Noronha, David California Dept of Ins Sacramento, CA Norris, Joel Pearson VUE Chicago, IL Northrup, Tanji Utah Ins Dept Salt Lake City, UT (O) Obersteadt, Anne NAIC Kansas City, MO

Obiol, Carla North Carolina Dept of Ins Raleigh, NC O'Brien, Devin The Doctors Company Napa, CA O'Brien, Jesse Ellis Oregon State Public Interest Research Group Portland, OR O'Brien, Margaret Mercer New York, NY O'Connell, Bill Noble Consulting Services, Inc. Indianapolis, IN O'Connell, Pam California Dept of Ins Sacramento, CA O'Connor, Anne Minnesota Dept of Commerce Saint Paul, MN Odiorne, James Washington Ofc of the Ins Cmsr Tumwater, WA Odland, James Thrivent Financial for Lutherans Minneapolis, MN O'Donnell, Sean DC Dept of Ins Securities & Banking Washington, DC O'Donohue, Michael The Doctors Company Napa, CA Oechsner, Troy New York Dept of Financial Services Albany, NY O'Grady, vincent Maryland Ins Admin Baltimore, MD O'Hora, Anita NAIC Kansas City, MO O'Keefe, Stephanie Cigna Bloomfield, CT Okubo, Makoto Nippon Life Insurance Company New York, NY Olivares-Castain, Stacie California Dept of Ins Los Angeles, CA Olson, Kurt Alaska House of Representatives Soldotna, AK


O'Neill, Patrick USHEALTH Group, Inc. Fort Worth, TX O'Neill Macro, Stephanie Locke Lord LLP Chicago, IL Opell, JillAllison Michelman & Robinson, LLP New York, NY Orth, Kathleen Minnesota Dept of Commerce St. Paul, MN Ortiz-Rodríguez, Miriam Puerto Rico Ofc of the Ins Cmsr Guaynabo, PR O'Ryan, Anne Interinsurance Exchange of the Auto Club Austin, TX Osborn, Dave Ernst & Young Chicago, IL Osby, Shirley Transamerica Cedar Rapids, IA Ossi, Mark Georgia Ofc of Ins & Fire Safety Atlanta, GA Ostlund, Steve Alabama Dept of Ins Montgomery, AL O'Sullivan, Bill NOLHGA Herndon, VA Osumi, Holly Hawaii Ins Div Honolulu, HI Otto, Jeffrey Safety National Casualty St. Louis, MO Overstreet, Randy Utah Ins Dept Salt Lake City, UT Owens, Kevin Blue Cross Blue Shield Association Chicago, MD (P) Pachman, Lauren National Association of Professional Insurance Agents Alexandria, VA Pallozzi, Paula Rhode Island Div of Ins Cranston, RI Palmer, Rob WPS Health Madison, WI

Palmieri, Christine Travelers Hartford, CT Pandya, Simit PIAA Rockville, MD Panighetti, Arthur Pacific Life Newport Beach, CA Paolantonio, Dave Rhode Island Div of Ins Cranston, RI Paolucci, Joe NAIC Kansas City, MO Paquette, Nicholas Foley & Lardner LLP Tallahassee, FL Pashko, Paula John Hancock/MFC Boston, MA Patterson, Betty Betty Patterson Consulting LLC Austin, TX Pauley, Andrew West Virginia Ofc of the Ins Cmsr Charleston, WV Pawluczyk, Colleen Regulatory Insurance Services (RIS) Dover, DE Peltonen, Matti Federal Reserve Board Washington, DC Penny, Beth CNA Chicago, IL Perez, Alex Assurant,Inc Miami, FL Perin, Charles Nationwide Insurance Columbus, OH Perkins, Rodney American Council of Life Insurers Washington, DC Perri, Elizabeth American Samoa Ofc of the Governor Pago Pago, AS Persten, Scott Arizona Dept of Ins Phoenix, AZ Petersen, Chris Morris, Manning & Martin, LLP Washington, DC

Pethtel, Nikki Eagle Technology Management Cedar Rapids, IA Petrellis, Luann EY New York, NY Peugh, Lindsey CMS/CCIIO Bethesda, MD Phair, Karren John Hancock USA Toronto, ON Phifer, David Alaska Division of Ins Anchorage, AK Phillips, Otis New Mexico Ofc of the Superintendent Santa Fe, NM Piacentini, Chuck Unum Portland, ME Piazza, Richard Louisiana Dept of Ins Baton Rouge, LA Pieraccini, Alisha Florida Blue Jacksonville, FL Pierre, Yvette Bermuda Monetary Authority Hamilton, Bermuda Pietsch, Brian Ameriprise Financial Services, Inc. Minneapolis, MN Ping, Jennifer Bose Government Strategies Indianapolis, IN Pinkerman Condo, Amy Illinois Dept of Ins Chicago, IL Pipkin, Brian Mitchell Williams Little Rock, AR Pizarro, Camilo California Dept of Ins Sacramento, CA Pleva, Brian Northwestern Mutual Milwaukee, WI Pohler, Wesley Westmont Associates Inc Haddonfield, NJ Poisson, Terry The Hartford Financial Services Hartford, CT


Pollock, Shawn Mutual of Omaha Omaha, NE Pomerantz, Frederick Goldberg Segalla New York, NY Poniatowski, Richard The Travelers Companies, Inc. Hartford, CT Poolman, Jim Jim Poolman Consulting Inc Bismarck, ND Potter, Ellen West Virginia Ofc of the Ins Cmsr Charleston, WV Powell, Dennis Oregon Division of Financial Reg Salem, OR Powell, Sara Faegre Baker Daniels LLC Indianapolis, IN Powell, Sherri AIG New York, NY Powers, Donna NAIC Kansas City, MO Prakash, Joseph JP Consulting Rhinebeck, NY Prezioso, Robert Liberty Mutual Insurance Boston, MA Provost, David Vermont Dept of Financial Reg Montpelier, VT Pruet, Ann Regulatory Insurance Services Dover, DE Pruitt, John Sutherland Asbill & Brennan LLP New York, NY Pugsley, Edwin New Hampshire Ins Dept Concord, NH Pulford, Cathleen Pacific Life Insurance Company Newport Beach, CA Pyle, Frank Delaware Dept of Ins Dover, DE (Q) Querfeld, Kathleen Beazley Group Farmington, CT

Quinonez, Luis Zenefits San Francisco, CA (R) Rabinowitz, Dan AIG New York, NY Radel, Dwight Ohio Dept of Ins Columbus, OH Radwanski, Andrea Pearson VUE Bala Cynwyd, PA Rafeld, Michelle Ohio Dept of Ins Columbus, OH Rahn, Stephen Lincoln Financial Group Fort Wayne, IN Raimondi, Josephine W. R. Berkley Corporation Greenwich, CT Ramirez-Vollmar, Vanessa Allianz Life Insurance Co. of N. America Minneapolis, MN Rapp, William American Academy of Actuaries Washington, DC Raschn, Kevin MassMutual Life Ins Co Springfield, MA Rasmussen, Malis Utah Ins Dept Salt Lake CIty, UT Ray, Sandy Mississippi Ins Dept Jackson, MS Reeder, Patrick Genworth Financial Richmond, VA Regalbuto, James New York Dept of Financial Services New York, NY Regner, Kurt Arizona Dept of Ins Phoenix, AZ Reichel, Randi UnitedHealth Group Baltimore, MD Reid, Lisa New Mexico Ofc of the Superintendent Santa Fe, NM Reis, Michael Northwestern Mutual Milwaukee, WI

Reissig, Cyle Affordable Equity Partners, Inc. Atlanta, GA Reitz, Ronald Quality Claims Management Corporation San Diego, CA Renz, Hilary NAIC New York, NY Reuter, Jill A.M. Best Oldwick, NJ Rice, Peter DLA Piper LLP Boston, MA Richards, Suzette U. S. Virgin Islands Div of Bnking & Ins Christiansted, VI Richardson, Charles T. Faegre Baker Daniels Washington, DC Richardson, Jim RSM US LLP Omaha, NE Ricker, Michael Alaska Division of Ins Juneau, AK Riddell, Joan New York Dept of Financial Svcs New York, NY Riddick, Tony North Carolina Dept of Ins Raleigh, NC Ridenour, Robert Florida Office of Insurance Reg Tallahassee, FL Ridgeway, Bob America's Health Insurance Plans Washington, DC Ridgley, Kenneth Prometric Inc. Baltimore, MD Riley, Shelly NAIC Kansas City, MO Rinaldi, Bob AFLAC Columbus, GA Rinehart, Stacy Kansas Dept of Ins Topeka, KS Rischall, Neal Extremis, LLC Lakeville, MN Riske, James Anthem Thousand Oaks, CA


Robben, John NAIC Kansas City, MO Robben, Sara NAIC Kansas City, MO Roberti, Cliff DLA Piper Washington, DC Roberts, Olga KPMG LLP New York, NY Roberts, Rob Kentucky Dept of Ins Frankfort, KY Robinson, John Minnesota Dept of Commerce St. Paul, MN Robinson, Mark Michelman & Robinson, LLP Los Angeles, CA Robinson, Sandy American Guaranty Fund Group Tallahassee, FL Robleto, Rich Florida Office of Insurance Reg Tallahassee, FL Rocco, Janice California Dept of Ins Sacramento, CA Roche, Marie John Hancock Life Insurance Company (USA) Boston, MA Rodgers, Jonathan NAMIC Indianapolis, IN Rogers, Michelle NAMIC Indianapolis, IN Rohan, Michael Illinois Dept of Ins Chicago, IL Rohwedder, Chandler Aflac Columbus, GA Romano, Robert Locke Lord LLP New York, NY Romero, Miguel NAIC Kansas City, MO Romero, Nestor Regulatory Consultants, Inc. Albuquerque, NM

Roof, Don Examination Resources, LLC Atlanta, GA Rosa-Rovelo, Leyden NAIC Kansas City, MO Rose, Robert Metlife Washington, DC Rosenberg, Eric TransUnion LLC Chicago, IL Rosenberg, Marc American Academy of Actuaries Washington, DC Rourke, Krystal Grant Consulting Group Lansing, MI Routhenstein, Alan Milliman Inc New York, NY Rowen, Hilary Sedgwick LLP San Francisco, CA Rowland, Rachael Anthem, Inc. Washington, DC Ruch, Guenther WPS Health Insurance Madison, WI Ruff, Josh Faegre Baker Daniels Indianapolis, IN Rush, Thomas The Hanover Insurance Group Worcester, MA Rutledge, Preston Senate Finance Committee Washington, DC Ryals, Kevin Dixon Hughes Goodman LLP Charlotte, NC (S) Sabharwal, Niranjan Zenefits San Francisco, CA Saenz, Marisol Gardere Wynne Sewell LLP Austin, TX Sagat, Mark NAIC Washington, DC Salmon, Andy Winstead PC Austin, TX

Salvadori, Arthur Crowe Horwath, LLP Simsbury, CT Salyers, Barbara Texas Dept of Insurance-Division of Workers' Compensation Austin, TX Samsom, Kaj Vermont Dept of Financial Reg Montpelier, VT Sanchez, Rebecca American Family Insurance Phoenix, AZ Sander, Joel Oklahoma Ins Dept Oklahoma City, OK Santana, Charles Delaware Dept of Ins Dover, DE Santillanes, Paul NAIC Kansas City, MO Saraiya, Kashyap Chubb Philadelphia, PA Sarper, Ekrem NAIC Washington, DC Sartain, Bruce Illinois Dept of Ins Springfield, IL Sato, Mitsutaka Tokio Marine & Nichido Fire Insurance Co. Ltd. Washington, DC Saxon, Anne Nationwide Columbus, OH Scheidt, Sarah USAA San Antonio, TX Schelp, Daniel NAIC Kansas City, MO Schiffbauer, William Schiffbauer Law Office Washington, DC Schirripa, Felix New Jersey Dept of Banking & Ins Trenton, NJ Schlesinger, Richard New Jersey Dept of Banking & Ins Trenton, NJ Schlude, Ted Millman Chicago, IL


Schmelzer, Roger NCIGF Indianapolis, IN Schmid, Carl The AIDS Institute Washington, DC Schmidlin, Robert Assurant Miami, FL Schoettger, Trish NAIC Kansas City, MO Schonbrun, David Hiscox White Plains, NY Schott, Timothy Maine Bureau of Ins Augusta, ME Schrader, Justin Nebraska Dept of Ins Lincoln, NE Schumacher, Sara Eide Bailly LLP Phoenix, AZ Schutter, Karen IIPRC Kansas City, MO Schwab, Stephen DLA Piper LLP (US) Chicago, IL Schwantes, Mary Florida Dept of Financial Services Tallahassee, FL Schwartz, Gregory Progressive Casualty Ins Mayfield Village, OH Schwartzman, Martin SBL Solutions LLC Bayside, NY Schwegler, Bill Transamerica Cedar Rapids, IA Scorsone, Michael The Gray Insurance Company Metairie, LA Scott, Nicholas Spinnaker Insurance Company Chester, NJ Seaton, R Foster New Mexico Ofc of the Superintendent Santa Fe, NM Sebastian, Scott Massachusetts Mutual Life Insurance Co. Springfield, MA

Seeley, Alan New Mexico Ofc of the Superintendent Santa Fe, NM Seemann, Lacey NAIC Kansas City, MO Seip, Andria Iowa Ins Div Des Moines, IA Sells, Todd NAIC Kansas City, MO Serbinowski, Tomasz Utah Ins Dept Salt Lake City, UT Shah, Lisa BlackRock Philadelphia, PA Shamburger, Sonny Assurant Brandon, MS Shapo, Nat Katten Muchin Rosenman Chicago, IL Sheiowitz, Michael AXA Equitable Life Insurance Company New York, NY Shemanske, Jan W. R. Berkley Corporation Scottsdale, AZ Shepherd, Malinda Kentucky Dept of Ins Frankfort, KY Sheppard, William Sheppard Consultants Santa Monica, CA Sherman, Tanya Regulatory Insurance Services (RIS) Dover, DE Shi, Qiang China Insurance Regulatory Commission Beijing, China Shigley, Rebecca North Carolina Dept of Ins Raleigh, NC Shintaku, Grant Hawaii Ins Div Honolulu, HI Shipp, Sharon DC Dept of Ins Securities & Banking Washington, DC Shirikian, John Pacific Life Insurance Newport Beach, CA

Shirley, Kathryn Amerisafe, Inc. DeRidder, LA Shirley, Lydia Oklahoma Ins Dept Oklahoma City, OK Shoop, Dennis The INS Companies Philadelphia, PA Shoss, Cynthia Sutherland, Asbill & Brennan LLP New York, NY Shudde, Sheri Arizona Dept of Ins Phoenix, AZ Shull, Michael South Carolina Dept of Ins Columbia, SC Shultz, Clark Kansas Dept of Ins Topeka, KS Sieck, Katherine Automobile Club of Southern California Costa Mesa, CA Siehl, Georgia Idaho Dept of Ins Boise, ID Sieverling, Joseph Reinsurance Assn. of America Washington, DC Sigler, Steven Examination Resources, LLC Atlanta, GA Silberman, Pam NC Get Covered/Care Share Health Alliance Chapel Hill, NC Siliato, Aimee Insurance Data Management Association Jersey City, NJ Silverstein, J.J. Foley & Lardner LLP Milwaukee, WI Simmons, LaChelle Examination Resources, LLC. Atlanta, GA Simon, Elizabeth Unum Chattanooga, TN Sinor, George Brentwood Services Inc Brentwood, TN Sirois, Donald INS Companies South China, ME


Sisneros, Paula Pearson VUE Aurora, CO Skaggs, David Pacific Compensation Insurance Co Thousand Oaks, CA Skolnick, Barry Mitchell Williams Newtown, PA Slape, Doug Texas Dept of Ins Austin, TX Slaymaker, Laura Pennsylvania Ins Dept Harrisburg, PA Sloane, David Genworth Life Ins. Co. of NY New York, NY Small, Carla DLA Piper LLP (US) New York, NY Smith, Andrene Prudential Financial Newark, NJ Smith, Andrew Ohio National Financial Services Cincinnati, OH Smith, Brian Dixon Hughes Goodman Clearwater, FL Smith, Cinda GEICO Washington, DC Smith, Damon NAIC Kansas City, MO Smith, David Virginia Bureau of Ins Richmond, VA Smith, Derrick Mitchell Williams Little Rock, AR Smith, Hillary Zenefits San Francisco, CA Smith, Jeanette Kutak Rock LLP Omaha, NE Smith, Laura HCSC Chicago, IL Smith, Malcolm Aflac Columbus, GA

Smith, Mark ISO Jersey City, NJ Smith, Marvin Aflac Columbus, GA Smith, Roger Ryan Specialty Group Chicago, IL Snell, Deena Zurich Schaumburg, IL Snow, Tracy Ohio Dept of Ins Columbus, OH Snowbarger, Eli Oklahoma Ins Dept Oklahoma City, OK Snyder, David Ethos Group Irving, TX Snyder, David PCIAA Washington, DC Sofian, Pixi PwC Los Angeles,, CA Sommers, Russell BakerTilly Hazlet, NJ Sondag, Craig Allianz Life Insurance Company Minneapolis, MN Sonnichsen, Ethan NAIC Washington, DC Sowell, Thornwell Sowell Gray Stepp & Laffitte, LLC Columbia, SC Spadola, Tracy Verisk Analytics / ISO Jersey City, NJ Spann, Linda Taylor-Walker Consulting, LLC Clarksville, TN Sparks, Steven Pacific Life Insurance Company Newport Beach, CA Spataro, Kevin Allstate Insurance Co Northbrook, IL Spencer, Margaret Risk & Regulatory Consulting LLC Ponte Vedra Beach, FL

Sperling, Andrew National Alliance of Mental Illness Arlington, VA Spriggs, Elise State Auto Insurance Company Columbus, OH Squartsoff, Laurie Nevada Div of Ins Carson City, NV Staley, Nic Nationwide Columbus, OH Stapp, Susan California Dept of Ins San Francisco, CA Stead, Susan Bailey Cavalieri, LLC Columbus, OH Steadman, Zach Mitchell Williams Little Rock, AR Stegall, Jennifer Wisconsin Ofc of the Ins Cmsr Madison, WI Stein, Joshua Zenefits San Francisco, CA Steinwand, Cody NAIC Kansas City, MO Steinwand, CMP, Amy NAIC Kansas City, MO Stepanski, Nancy Westmont Associates Inc Cherry Hill, NJ Stephens, James Illinois Dept of Ins Chicago, IL Stern, Larry FaegreBD Consulting Washington, DC Stern, Michael Chubb Chicago, IL Stewart, Donna Wyoming Ins Dept Cheyenne, WY Stewart, Matthew Louisiana Dept of Ins Baton Rouge, LA Stiefel, Val Confie Huntington Beach, CA


Stillman, Len Stillman Consulting Salt Lake City, UT Stinziano, PhD, Mike Demotech Canal Winchester, OH Stock, Tomoko California Dept of Ins Los Angeles, CA Stokes, Barrie Protective Life Corp Birmingham, AL Stolte, Douglas Virginia Bureau of Ins Richmond, VA Strang, Heather Jackson National Life Lansing, MI Strickland, Stan Texas Dept of Ins Austin, TX Stringer, Brooke NAIC Washington, DC Strong, Mike John Hancock Boston, MA Struk, Chris Florida Office of Insurance Reg Tallahassee, FL Stuenkel, Wayne Protective Life Corp Birmingham, AL Suglia, Robert Amica Mutual Insurance Company Lincoln, RI Sullivan, Kevin Baker Tilly New York, NY Sullivan, Thomas Federal Reserve Board Washington, DC Sundberg, Jaak Utah Ins Dept Salt Lake City, UT Sung, Jane AARP Washington, DC Sutton, Rashmi NAIC Washington, DC Svoboda, John QBE North America New York, NY

Swan, Kurt Connecticut Ins Dept Hartford, CT Swanigan, Liz NAIC Kansas City, MO Swanson, Martin Nebraska Dept of Ins Lincoln, NE Syed, Durriya California Dept of Ins Sacramento, CA (T) Takemoto, Satoshi DLI North America (Dai-ichi Life Group) Washington, DC Tam, Allison Willkie Farr & Gallagher New York, NY Tamplin, Matt Florida Dept of Financial Services Tallahassee, FL Tanhehco, Efren DC Dept of Ins Securities & Banking Washington, DC Taniguchi, Tetsuya The Dai-ichi Life Insurance Company Chiyoda-ku, Japan Tank, Bill Tank Consulting Services LLC Poinciana, FL Tasz, Jill BNY Mellon Pittsburgh, PA Tate, Lisa American Council of Life Insurers Washington, DC Taylor, Jamie West Virginia Ofc of the Ins Cmsr Charleston, WV Taylor, Stephen Bass Berry & Sims, PLC Nashville, TN Taylor, William Pennsylvania Compensation Rating Bureau Philadelphia, PA Teiling, Annabel Samsung Fire & Marine Mgmt Corp Ridgefield Park, NJ Tenorio, Charlene Northern Mariana Islands Dept of Commerce Saipan, MP Ternes, Rebecca North Dakota Ins Dept Bismarck, ND

Tetrault, Paul NAMIC Beverly, MA Tharp, Mark Tharp and Associates, Inc. Phoenix, AZ Theisen, Richard Blue Cross Blue Shield of Michigan Detroit, MI Therriault, Charles NAIC New York, NY Thistle, Margot PCG Human Services Boston, MA Thomas, Alexandra WellCare Health Plans, Inc. Tampa, FL Thomas, Honalee Idaho Dept of Ins Boise, ID Thomas, Jeana Missouri Dept of Ins Jefferson City, MO Thomas, Jeffrey Mitchell Williams Little Rock, AR Thomas, Mark TIAA Charlotte, NC Thompson, Eric NAIC Washington, DC Thompson, Nicholas UnitedHealth Group Little Rock, AR Thompson, Patricia Pacific Life Ins Co Newport Beach, CA Thompson, Vista BlueCross BlueShield of AZ Phoenix, AZ Thornton, Bill Berkley Insurance Company Greenwich, CT Thum, Sharon State Street Kansas City, MO Thurner, Robert USA Managed Care Organization Austin, TX Tiede, Terry Global Atlantic Financial Group Topeka, KS


Tilleman, Morgan Foley & Lardner LLP Milwaukee, WI Tinsley, John Regulatory Insurance Services Dover, DE Tipton, Suzanne Arkansas Ins Dept Little Rock, AR Tittle, John Deloitte & Touche LLP Chicago, IL Tobin, Cheryl Pacific Life Newport Beach, CA Tobin, Michael New York Life Ins Co New York, NY Todd, Matthew NAIC Kansas City, MO Todd, Truitte Tharp and Associates, Inc. Phoenix, AZ Tomasello, Frank The Griffith Insurance Education Foundation Malvern, PA Tomchik, Benjamin American Insurance Association Washington, DC Tomlin, Lincoln AAA-Interinsurance Exchange of the Auto Club Costa Mesa, CA Tompkins, Van Virginia Bureau of Ins Richmond, VA Torgerson, Dan Affordable Equity Partners, Inc. Columbia, MO Torian, David NAIC Washington, DC Torti, Joseph Fairfax (US) Inc. Johnston, RI Toth, Andrea California Dept of Ins Los Angeles, CA Toy, Edward NAIC New York, NY Traum, Alexander Kramer Levin Naftalis & Frankel LLP New York, NY

Travis, Sheila Alabama Dept of Ins Montgomery, AL Travis, Thomas Louisiana Dept of Ins Baton Rouge, LA Trexler, Weston Idaho Dept of Ins Boise, ID Trigonoplos, Darren American International Group Washington, DC Trujillo, Geralyn America's Health Insurance Plans Washington, DC Tsuda, Yuichiro Dai-ichi Life New York, NY Tucker, Tim NCCI Washington, DC Tullier, Kevin Veris Consulting, Inc. Reston, VA Turchi, John Massachusetts Div of Ins Boston, MA Twaddle, Lynn Nevada Surplus Lines Assoc Reno, NV Tyrer, Lori NAIC Kansas City, MO (U) Ubben, Jeff North Dakota Ins Dept Bismarck, ND Ullstrom, Galen Mutual of Omaha Omaha, NE Ulrich, Linda Lincoln Financial Group Fort Wayne, IN Urias, Christina NAIC Washington, DC (V) Vacca, David Vacca Regulatory Consulting, LLC Overland Park, KS Valdes, Gilberto New York Life Ins Co New York, NY

Valinoti, Daniel Samsung Fire & Marine Insurance Co., Ltd. (U.S. Branch) Ridgefield Park, NJ Van Aalst, Craig Kansas Dept of Ins Topeka, KS Van Etten, John New York Life Washington, DC Van Slyke, Connie Nebraska Dept of Ins Lincoln, NE Varland, Joel Ohio National Cincinnati, OH Vedder, Andrew Northwestern Mutual Milwaukee, WI Veed, Mary Cannon Mary Cannon Veed & Associates Hinsdale, IL Venturella, Tony Kansas Dept of Ins Topeka, KS Verne, Maxine SCOR Reinsurance Company New York, NY Vigliaturo, Phil Minnesota Dept of Commerce St. Paul, MN Violette, Marcia Vermont Dept of Financial Reg Montpelier, VT Volk, JoAnn Georgetown University Health Policy Institute Washington, DC von Falkenhayn, York Hannover Rueck SE Hannover, Germany von Quintus, Linda Interinsurance Exchange Austin, TX Voss, Susan American Enterprise Group Des Moines, IA (W) Wagner, Robert Hinshaw Culbertson Springfield, IL Wake, Robert Maine Bureau of Ins Augusta, ME


Walker, Chad Bose McKinney & Evans LLP Indianapolis, IN Walker, Jamie Texas Dept of Ins Austin, TX Walker, Jessica UnitedHealth Group Westerville, OH Wallace, Steve Aflac Columbus, GA Walters, Leah American Council of Life Insurers Washington, DC Waltman, Jessica Forward Health Consulting Wayne, PA Wang, Xuan China Oceanwide Holdings Insurance Group Docheng District, China Ward, Barry Louisiana Dept of Ins Baton Rouge, LA Ward, David Metlife Charlotte, NC Ward, Michael National Life Group Fort Worth, TX Ward, Robert Southern Farm Bureau Life Jackson, MS Warren, Ann Monaco Inglish & Monaco, P.C. Jefferson City, MO Warren, Mark G. R. Inglish & Monaco, P.C. Jefferson City, MO Warrick, Whitney Risk and Insurance Management Society New York, NY Warrum, Lisa Noble Consulting Services, Inc. Indianapolis, IN Wasson, DJ Kentucky Dept of Ins Frankfort, KY Waters, Paige Locke Lord LLP Chicago, IL Watkins, Robert State Farm Ins Cos Bloomington, IL

Watters, Linda John Hancock Boston, MA Watz, Donna Minnesota Dept of Commerce Saint Paul, MN Weaver, Amanda Health Care Service Corporation Washington, DC Weaver, Judy Michigan Dept of Ins & Financial Svcs Lansing, MI Weaver, Mike State Mutual Ins Co Rome, GA Webb, Brian NAIC Washington, DC Weber, Ann Society of Actuaries Schaumburg, IL Weber, Julia State Farm Ins Cos Bloomington, IL Weber, Peter Ohio Dept of Ins Columbus, OH Weine, Ken JVP Partners Evanston, IL Weiskopf, Drew PCG Health Boston, MA Weissman, Barry Leigh Carlton Fields Jordan Burt Los Angeles, CA Welker, Greg NAIC Kansas City, MO Weller, William Omega Squared of Sedona Frederick, MD Wells, John Mississippi Ins Dept Jackson, MS Wells, Vanessa Hogan Lovells US LLP Menlo Park, CA Welsh, Kimberly RGA Washington, DC Welsh, Tom Orrick Herrington Sutcliffe, LLP Sacramento, CA

Werbeckes, Jim Employers Holdings, Inc. Reno, NV Werner, Michelle AIG Investments Houston, TX Wertel, Lawrence New York Dept of Financial Services New York, NY Westcott, Robin AAIS Lisle, IL Westerfield, Shari Blue Cross Blue Shield Association Chicago, IL Westervelt, Helen NCCI Boca Raton, FL Westrick, Glenn The Travelers Companies, Inc. Hartford, CT Wheeler, Aaron SS&C Windsor, CT Wheeler, Douglas New York Life Ins Co New York, NY Wheeler, Ignatius Texas Dept of Ins Austin, TX White, Andrea Lynn Genworth Financial, Inc. Richmond, VA White, Molly Missouri Dept of Ins Jefferson City, MO Whiten, Wayne Beazley Group Farmington, CT Whitman, Lisa Old Surety Life Insurance Company Pauls Valley, OK Whittle, Jack OdysseyRe Stamford, CT Wicka, Richard Wisconsin Ofc of the Ins Cmsr Madison, WI Wieske, JP Wisconsin Ofc of the Ins Cmsr Madison, WI Wiest, Stephen New York Dept of Financial Services New York, NY


Wilkerson, Toma Florida Dept of Financial Services Tallahassee, FL Wilkey, Michael New Hampshire Ins Dept Concord, NH Wilkins, Edward Deloitte & Touche LLP Chicago, IL Wilkinson, Jeremy NAIC Kansas City, MO Williams, Angelo Safety National Casualty Corporation St. Louis, MO Williams, Bob Mississippi Ins Dept Jackson, MS Williams, Donna Lee Novartis Pharmaceuticals Corporation Dover, DE Williams, Jackson Dialysis Patient Citizens Washington, DC Williams, Jay OneAmerica Companies Indianapolis, IN Williams, Jim Eide Bailly LLP Hallowell, ME Williams, Pieter Regulatory Insurance Advisors LLC Freeport, ME Williams, Valeria NIPR Kansas City, MO Willmott, Jesse Spinnaker Insurance Company Chester, NJ Wilson, David California Conservation & Liquidation Office San Francisco, CA Wilson, Dennis NIPR Kansas City, MO Wilson, Donna Oklahoma Receivership Office Oklahoma City, OK Wilson, Michael Kentucky Dept of Ins Frankfort, KY Windsor, Josh NAIC New York, NY

Windsor, Peter IAIS Secretariat Basel, Switzerland Winton, Dakasha BlueCross BlueShield of TN Nashville, TN Witten, Margaret Georgia Insurance Department Atlanta, GA Wofford, Tyece NAIC Kansas City, MO Wolf, Laurie NIPR Kansas City, MO Wolf, Wendy ADP Lambertville, NJ Wolfe, Robert CNA Maitland, FL Woodall, Roy Financial Stability Oversight Council Washington, DC Woods, Dave Physicians Mutual Omaha, NE Woods, James Mayer Brown LLP Palo Alto, CA Woods, Scott PCMA Washington, DC Woodson, Laurie AFLAC Columbus, GA Woody, Jim NAIC Kansas City, MO Woody, Robert PCI Washington, DC Wooley, Derek The Goldwater Taplin Group West Palm Beach, FL Wooley, Robert Adams and Reese LLP Baton Rouge, LA Workman, Ryan NAIC Kansas City, MO Worman, Mark Texas Dept of Ins Austin, TX

Wrynn, James FTI Consulting New York, NY Wulf, Matthew Reinsurance Association of America Washington, DC Wyatt, Robyn Resolution Life Stamford, CT (X) Xiao, Tian Kansas Dept of Ins Topeka, KS (Y) Yakey, Cheryl Kemper Corporation Chicago, IL Yanacheak, Mike Iowa Ins Div Des Moines, IA Yang, Erin NAIC Washington, DC Yass, Robert Hartford Financial Services Group, Inc. Hartford, CT Yates, Daron Allianz Life Minneapolis, MN Yeager, Kirk INS Companies Denver, CO Yee, Silvia Disability Rights Education & Defense Fund Berkeley, CA Yelkin, Kimberly Gardere Wynne Sewell LLP Austin, TX Yen, George California Dept of Ins Los Angeles, CA Young, Pamela American Insurance Association Washington, DC (Z) Zabaneh, Marwan Booke Winston Salem, NC Zayac, Nicole Michelman & Robinson, LLP San Francisco, CA Zdanowicz, Philip IBC Philadelphia, PA


Zeldin, Cindy Georgians for a Healthy Future Atlanta, GA Zeman, Robert Allstate Insurance Company Northbrook, IL Zemp, Jack Allianz Global Assistance Richmond, VA Zeng, Joyce California Dept of Ins Los Angeles, CA Zewe, Jeffrey Louisiana Dept of Ins Baton Rouge, LA Zgraggen, Ken Pearson VUE Ellicott City, MD Zimmerman, Gerald Allstate Northbrook, IL Zyble, David Jackson National Life Ins Co Lansing, MI

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2016 NAIC SUMMER NATIONAL MEETING