221657_1342793003July 25 2012 Z2_layout LowRez

7/31/2019 221657_1342793003July 25 2012 Z2_layout LowRez

1/24

People rely on fire and

smoke detectors to help

keep them safe in their

homes. Though fire and smoke

alarms are effective, a firm fire

safety plan that will keep every-

one calm should a fire occur

could mean the differencebetween life and death.

The U.S. Fire Administra

tion says that more than 3,500

Americans die each year in fires,

while roughly 18,300 more men,

women, and children are injured

each year. Cooking accounts for

the greatest percentage of resi-

dential fires, followed by arson.

Dryer vent fires are also a big

concern. FEMA says that smoke,

rather than the fire's flames, isresponsible for 75 percent of all

deaths by fire.

In addition to physical

injury and material damage, fires

can cause a host of other prob-

lems. Psychological distress,

monetary damages, and loss of

pets may come with fires. Loss of

irreplaceable personal items is

also a concern. Although fires

can be devastating, they're also

highly preventable, and smoke

alarms and a home fire safety

plan are two precautionary

measures everyone should

take.Creating an evacuation plan

doesn't have to be complicat-

ed. Such a plan can be estab-

lished in a few minutes and

then reinforced through prac-

tice every so often to keep

everyone fresh on what to do.

Begin by assessing the layout of

the home. Figure out the two

best exits from the home.

If your home doesn't have two

doors, invest in a fire ladder sothat one of the windows can be a

point of exit.

Know how to gain access to the

exits, including the best path to

take to avoid injury. It's a good

idea to consider a few different

scenarios. A kitchen adjacent

to the upstairs staircase may

become engulfed in flames and

make exit by way of staircase

impossible. Just because you have

doors to the outside doesn't

mean they'll present the besttype of exit.

Sketch out the layout of the

home and the escape plan.

Smoke can make it difficult to

know up from down. Be sure

everyone can reach the exits

even if vision is obstructed. Try it

with your eyes closed.

Check fire alarms routinely,

and change batteries at least

every year.

Make sure windows can be eas-

ily opened if they are an exitpoint.

Make note of who will be help-

ing children or the elderly out of

the home.

Establish a place where the

family will meet outdoors. This

area should be far enough away

Establish a home fire safety plan

Keeping family members safe from fire involves establishing a fire safety plan.

Proverbs 3:5,6 God Bless AmericaRecycled Paper from 30% Post Consumer Waste

July 25, 2012

Zone 2, Vol. 10, No. 14

PRSRTSTD

U.S.POSTAGE

PAID

PHILAPA

191

PERMIT6752

Life&Leisure,LLC

234MainStreet,2ndFloor

LincolnPark,NJ07035-1787

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continued on page 16

HAVE AHAPPY AND

SAFE SUMMER!


2/24

Note: To have your group's

announcement appear in

Community Happenings,

please e-mail the informationin paragraph format to calen-

[email protected].

July 30

Join Author/Historian Kevin

Woyce for The Great Falls at

Paterson on Monday, July 30 at

7pm. Alexander Hamilton first

suggested harnessing the falls in

1971. Recognized as a natural

wonder in Colonial days, and

recently designated a National

Park, the Great Falls of the

Passaic River powered the fac-

tories of Americas first greatindustrial city. Kevin will

explore their fascinating histo-

ry and the industries that grew

up around them, from locomo-

tives to silk. Please call 973-

835-7460 to sign up.

August 22

Looking for a fun way to

spend a Wednesday? Get over

the hump of the Monday to

Friday weekly grind by joining

the members of the

Pequannock Township Wo-

mens Golf League as they hostthe 38th Annual Womens

Open Golf Tournament.

Arrangements for this day of

the outdoor camaraderie is

hosted by the intrepid women

of the PTWGL Thursday 5pm

Meadows Flight. The golfing

fun and competition will take

place on Wednesday, August

22 at Crystal Springs Country

Club, One Wild Turkey Way,

Hamburg, NJ. The Tour-nament is open to all women

golfers at a cost of $95 per play-

er. PTWGL membership is not

required for registration. The

Callaway scoring system will be

used for determining winners

because golf is never crystal

clear. August 6th is the dead-

line to get your form completed

and mailed in to establish your

4-some or allow time to pair

you with other great ladygolfers. Please direct all your

questions about the

visit our website at www.lifeandleisurenj.com July 25, 2012Page 2, Zone 2

31 Boonton Turnpike Lincoln Park, NJ 07035 (973) 694-0330193 Changebridge Road Montville, NJ 07045 (973) 335-2213

Lincoln Park Savings Bank

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Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2012 Life & Leisure, LLC. Life & Leisure is a trademarks of Life & Leisure, LLC.

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visit our website at www.lifeandleisurenj.comJuly 25, 2012 Zone 2, Page 3

After only three weeks of treatment,

clinical studies have shown

outstanding results in relieving the

debilitating pain that may be caused

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4/24

If you dont have an IRA, I

can only think of a few rea-

sons why you dont. First,

maybe you couldnt afford to

fund one each year. Or theopposite, you made too much

money and you participated in

an employer-based retirement

plan, rendering you ineligible

for an IRA. Perhaps you didnt

want to tie up your money

until age 59 , or you really

didnt need the tax deduction.

A Roth IRA would be a good

alternative if you were to forgo

the deduction, still allowing

you to enjoy the tax-deferred

growth with no mandatory dis-

tribution at age 70. Thereare Spousal IRAs and Spousal

Roth IRAs, and in the past

some people took advantage of

Educational IRAs. Maybe you

rolled-over your 401K plan

into an IRA, aptly named a

Rollover IRA. Maybe some-

one died and left you an inher-

ited IRA? Some self-employed

people and their employees

take part in a SEP (Simplified

Employee Pension) IRA or a

SAR (Salary Reduction) SEP

IRA. The bottom line is thatIRA is an abbreviation for

Individual Retirement

Account and as the headline

asks, if you have one, why not

a JRA?

Id like to examine the

question a little further, assum-

ing that the IRA holder is

married. What happens to

your IRA after you die? If you

leave it to your spouse, he or

she can roll it over into his or

her own IRA if the decedent is

under 70 . If the minimumdistributions were already ini-

tiated, the surviving spouse

would roll it into an Inherited

IRA and continue taking the

minimum required distribu-

tions. If left to a child, then

the term Stretch IRA comes

into effect, allowing taxes to

be postponed while the mini-

mum distributions continue

with the childs life expectan-

cy calculation. Of course, that

child gets to name its own

beneficiary for the IRA and ifit is to its own child, the IRA

can be stretched-out over the

next generation, as well.

However, in my 31 years in

this business, I cant remember

a single child stretching the

IRA to the grandchildren of

the original owner. No, out-

side of the spouses, the kids

usually cash-out the IRA and

pay the taxes because they

have their own bills, car pay-ments, mortgages, or college

tuition for their own children

to pay for.

But, might there be a bet-

ter way to handle your IRA?

Answer: Yes! Why not modify

your IRA into a JRA? Thats

right; modify your Individual

Retirement Account into a

Joint Retirement Account as

soon as possible! Let me

explain Your IRA doesntneed to provide benefits to

only you, the account holder.

Lets think about this for a

moment. What would happen

to you or your spouse if he or

she survived you and your IRA

was exhausted? It appears to

me that you might be out of

income before youve even

died and your spouse would

definitely be out of income

after your death, regardless of

his or her longevity!

But wait. If you could

guarantee that the income

would never run dry or be

diminished in any way for the

rest of your life and your

spouses lifetime, in essence

youve just created a JRA!

Thats right one IRA andtwo incomes guaranteed for

both the husbands and wifes

entire lifetimes! So the hus-

bands IRA could be protected

for the wifes ultimate benefit

and the wifes IRA could be

protected for the husbands

lifetime benefit, simultaneous-

ly! This is particularly attrac-

tive when one spouses IRA is

significantly larger than the

others IRA. Imagine creatinga pension-like income for

joint lives from a single IRA,

while still retaining access to

the principal! Everyone needs

to learn how to do this!

And there is more! Lets

assume that the husband

worked for 40 years, amassing

a $1 million IRA while his

wife worked in the home rais-

Do you have an IRA? If so, why not a JRA? By Mark Charnet


AFTER

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5/24



6/24

Recently a patient

referred me to Dr.

Michael F. Roizen, MD,

who wrote a book called RealAge. The book provides

insight into how to calculate

ones lifespan according to

lifestyle, eating, exercising, etc.

The Centers for Disease

Control conducted a study at

Emory University that showed

that people with gingivitis

(bleeding, swollen, or inflamed

gums) and periodontitis (gum

disease that causes loss of jaw-

bone around teeth) had a 23 to46 percent higher mortality

rate than those who did not

have these problems. These

conditions are linked to

increased rates of cardiovascu-

lar disease, stroke, and infec-tions.

Dr. Roizens book states:

Flossing your teeth can make

your arteries stronger and helps

keep your immune system

young. The same bacteria that

cause gum disease also trigger

the immune response

inflammation that causes

arteries to swell. The swelling

of arteries results in constric-

tion (narrowing) and decreasedblood flow that in turn leads to

cardiovascular disease. Other

studies have shown that gum

disease leads to higher white

blood cell counts, indicating

that the immune system is

under high stress. Poor oral

hygiene and increased tooth

loss are important signs of this

risk. It is calculated that lifes-

pan can increase by over six

years by maintaining oralhygiene!


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Floss to live longerBy Dr. Peter Brusco, DMD



7/24


New Patient

SPECIALExam, Digital X-Rays, and Cleaning

$120.00(Regularly $266) Expires 09-30-12.

Not to be combined with any other offers.

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0% Payment Plan


8/24

Tournament to the Parks &

Rec. Dept. at 973-835-5700.

Your completed Tournament

registration form must be either

hand delivered or mailed with

your check payable to PT Parks

& Recreation no later than

August 6 to : Pequannock

Township Parks & Recreation

Dept., 530 Newark Pompton

Tpke., Pompton Plains, NJ

07444.

August 27

Montville UNICO is spon-

soring a golf outing at the Knoll

West Country Club onMonday, August 27. This all

inclusive event will include 18

holes of golf, 2 beverage carts,

cocktail hour, gourmet buffet

dinner, two-hour full open bar,

tons of prizes. Limited four-

somes available, so make your

reservations now! RSVP by

august 17. Full package

$250/golfer; dinner only $75.

Contact Pete Melillo (973-

263-0176) or Frank Suppa

(973-402-0724) for details and

reservations. Make checks

payable to Montville UNICO

Foundation.

Around theCommunity...

Pompton Reformed Church is

seeking Crafters and Vendorsfor their Autumnfest 2012 tak-

ing place on Saturday, October

20th. For an application please

visit pomptonreformed.org or


Has your child been diagnosed with...

Cerebral Palsy

Autism

Developmental Delay

Balance/Coordination Disorder

Hypertonia (increased muscle tone)

Hypotonia (low muscle tone)

Down Syndrome

Spina Bifida

Metabolic Disorder

Traumatic Brain Injury

18 Newark Pompton Tpke.

Riverdale, NJ 07457

973.616.8300

Physical Therapy

Occupational Therapy

Sensory Integration

Speech Therapy

ChildhoodWeight Loss

...then give us a call 973.616.8300


Community Happenings

continued from page 2


9/24



10/24

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12/24

Xylitol is a sugar alco-

hol that is commonly

used as an artificial

sweetener and is created from

birch, raspberries, plums and

corn. Xylitol is similar in

sweetness to sugar but half

the calories and with-

out the common

effects of sugar such as

dental cavities and

diabetes. Therefore,

this sweetener is

found in many human

sugar free products,

such as gum, candies

or other sweets. In

humans, this additive

has no serious side

effects but in dogs,

ingestion could be

fatal. Xylitol has also

been suspected of

causing toxicity in ferrets.

Xylitol toxicity is one of

the newer culprits for toxic

episodes in our dogs. A com-

mon scenario is finding your

pooch stealing a pack of

sugar free gum. While previ-

ously it was thought that

only large concentrations of

xylitol could result in prob-

lems, this may no longer be

the case. Just a few sticks of

gum ingested by a small dog

could cause severe problems.

The main and initial

toxic event in dogs with xyl-

itol ingestion is hypo-

glycemia (low blood sugar).

What the xylitol does is

cause a rapid release of the

hormone insulin, resulting in

a sudden decrease in blood

glucose. There also appears

to be a strong link between

xylitol ingestions and the

development of liver failure

in dogs, which can develop

after the initial toxic phase.

Signs of toxicity can be

seen as quickly as 30 minutes

after xylitol ingestion. You

may see clinical signs of

hypoglycemia such as: vomit-

ing, weakness, ataxia or

uncoordinated movements,

depression, seizures, coma,

and later, liver dysfunction

and/or failure. Your dog

could also see problems from

ingesting just small amounts

of xylitol. Therefore do not

base toxicity on see-

ing clinical signs in a

half hour. You may

not be in the clear

because with smaller

concentrations of

xylitol, the onset of

clinical signs could

be delayed as much

as 12 hours after

ingestion.

Since these signs can

develop quite rapidly it is

crucial that pet owners

seek veterinary treatment

immediately or contact the

Animal Poison Control

Center. If it is soon after

your pet has eaten a xylitol-

containing sweet or food

and before clinical signs

develop, your veterinarian

may advise inducing vomit-

ing to expel the toxin and

supportive care to monitor

and treat the resultant low

blood glucose and possible

low potassium levels.

Prevention is very

important. Therefore be

especially diligent in keeping

candy, gum or other foods

containing xylitol out of the

reach of pets. As with any

potentially toxic substance,

should accidental exposures

occur, be sure to contact your

veterinarian or Animal

Poison Control for immedi-

ate assistance.

Dr. Matthew Krupnick is the

owner of the Pequannock Ani-

mal Hospital. He grew up in

Kinnelon and is happy to be

home, with his wife, three cats

and two dogs, to provide quali-

ty and compassionate care for

your pets in the community.

The Pequannock Animal Hos-

pital is lo cated at 591 Newark

Pompton Turnpike in Pompton

Plains. You may reach them by

calling (973) 616-0400.

What is Xylitol? By Dr. Matthew KrupnickAn estimated 80 percent

of the U.S. population has

some form of gum disease,

from gingivitis to advanced

periodontal disease. So, one

of the keys to longevity is to

floss more often. In addition,

it is recommended to get a

dental cleaning at least every

six months!

Incidentally, according

to Dr. Roizen, men who have

regular sex, a happy monoga-

mous heterosexual relation-

ship, and who eat plenty (not

overeating) of pizza, marinara

sauce, and spaghetti can add

an additional five years to

their lives. Just floss after eat-

ing and don't smoke after sex.

Dr. Peter Brusco is a 1980

graduate of t he University of

Pennsylvania and has been

practicing in Kinnelon since

1982. Dr. Bruscos practice is

located at 170 Kinnelon Road,

Suite 29A in Kinnelon.

You may reach him by

calling 973-838-5862

or on the web at

www.drbrusco.com.


WHERE YOUR

PET IS FAMILY

Dr. Matthew Krupnick, D.V.M.

Full Service Animal

Hospital, Specializing

in Cats & Dogs

Complete Medical,Dental & Surgical

Services On Premises

Caring & Competent Staff

591 Newark Pompton Tpke.

(near Friendly's)

Pompton Plains, NJ

973.616.0400

Hours: Mon 8-6pm Tues 8-4pm

Wed 8-7pm Thurs 8-6pm

Fri 8-5pm Sat 8-12pm

FREE ExamNEW CLIENTS ONLY.

Limit 1 per pet.

Not combinable w/other offers. Expires 8/22/12

15% OFFExam Fee

ONE TIME ONLY. Limit 1 per pet.Not combinable w/other offers. Expires 8/22/12

OpenSaturdays

www.PequannockVet.com

Floss to live longer



13/24

Between the Health Care

Reform being upheld by

the Supreme Court and

the Bush tax cuts set to expire

on December 31, 2012 we are

looking at higher taxes in 2013.

Here are some significant

changes coming our way.

Nearly all tax brackets will be

increasing. The lowest bracket

from 10% to 15%. The highest

bracket from 35% to 39.6%.

Additional 0.9% Medicare sur-

tax on earned income for taxpay-

ers with income as follows:

Single income over

$200,000

Married Filing Joint - income over

$250,000

Married Filing Separately

income over $125,000

Additional 3.8% Medicare sur-

tax on investment income

for individuals with income above

the same thresholds listed above.

Investment income includes

interest, dividends, capital gains,

rental and royalty income, passive

income, and net gain over

$250,000 for single taxpayers or

$500,000 for married taxpayers

filing jointly of qualified personal

residence. (The IRS will issue

more guidance on specifically

what income is included.)

Preferential tax rates on

Dividends eliminated. In 2012

individuals in the 10 and 15% tax

bracket are taxed at 0%.

Taxpayers in the 25% bracket and

higher are taxed at 15%. Starting

in 2013 taxpayers will pay from

10% to 39.6% on dividends,

whatever tax bracket they are in

that is the tax rate they will pay on

their dividends.

Long Term Capital Gains Tax

Rates will increase to from 15 to

20%.

The floor for deducting Medical

expenses will increase from 7.5%

of your Adjusted Gross Income to

10%. This wont apply to seniors

65 and older until 2017.

The federally subsidized drug

plan costs for retirees will be non

deductible.

Health Spending Accounts will

be capped at $2500.

Starting in 2014 individuals who

do not have health coverage will

owe a penalty tax anywhere from

$95 to $285 in 2014. But in

2016 the penalty increases to as

much as $2085.

Businesses with more than 50

employees will have to provide at

least minimum essential health

coverage beginning after

December 31, 2013 or they will

be subject to an excise tax of

$2000 per employee, and the tax

is not deductible.

Federal Estate Tax is currently

at five million dollars but set to

revert back to one million on

January 1, 2013. Also the Estate

tax Rate will increase from 35%

to 55%.

To prepare for the 2013

income tax increases you might

want to shift expected 2013

income into 2012, so the

money can be taxed at todays

lower rates. For example, if you

were expecting a bonus early

2013, you may ask for it to be

paid a few weeks earlier at the

end of 2012.


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facebook.com/lifeandleisurenj



14/24

Are you satisfied with

the appearance of

the fence that sur-

rounds your home? It's a

question not often asked as

fences tend to be considered

a utility for the protection of

the home or yard. Although

style is generally overshad-

owed by practicality, Anello

Fence has proven time and

again that there is indeed a

happy medium. With dozens

of varieties available made of

the most quality American-

produced material, you are

sure to find what you at look-

ing for at Anello Fence. But

you probably already knew

that. What you may not have

known is that

Anello Fence is

now offering a vari-

ety of outdoor

accents to compli-

ment your fence

and enhance the

appearance of your

property.

From mailbox-

es and mail posts to

archways, Anello

Fence has what you

need to make your

front yard beauti-

ful. Perhaps you've

grown tired of the

out-of-date mail-

box you currently

have. Maybe your fence just

needs some accenting.

Whatever the case, if you are

looking to add value to your

home, don't just stop at a

fence. There are so many

ornamental structures and

fixtures that can truly make

an impression on your home.

The timeless beauty of

maintenance free mail posts

add a touch of charm and

character to any home. In

this day of low valuations the

beautification of homes is

essential to increase its curb

appeal.

With summer nearing

its end, now is the time to

prepare your home for the

home-improvement stand-

still of winter. Stop into

Anello Fence and walk

through their showroom to

explore all the different

styles and varieties available.

Visit them at 50 Route 23

North in Pequannock or go

online at www.anellofence

.com. They can also be

reached at 973-835-4100.


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15/24

Traditionally, taxpayers

are encouraged to maximize

their deductible expenses at the

end of the year. However in

order to reduce their taxable

2013 in might make sense to

hold off on some deductions

this year and save them for

2013. For example many peo-

ple make charitable contribu-

tions at the end of the year or

make their January mortgage

payment in December. It may

make sense not to do this year

so you can use the deductions

for 2012.

It is doubtful that any sig-

nificant tax legislation will get

signed into law until after the

November elections. The cur-

rent administration wants to

extend the tax cuts to taxpayers

with income less than 250,000

and the Republicans want to

extend tax cuts to everyone.

Even if the Republicans win

the White House President

Obama would still be in office

through the end of 2012 and

therefore most likely taxpayers

with incomes over $250,000

will be looking at higher taxes

in 2013.

Everyones tax situation is

unique so make sure to consult

your CPA or tax advisor about

your specific circumstances.

Proper planning could mean

significant tax savings especial-

ly with the major changes hap-

pening now. If you have any

questions please feel free to

contact our office.

Robert P. Sokoloff and Associ-

ates, PC, is a year round full

service CPA firm providing a

wide range of Accounting and

Tax services to both Small Busi-

ness and Individual Clients. We

are QuickBooks Certified Pro

Advisors and provide new busi-

ness set up, training and support.

Our office is located at 166 Main

St. Lincoln Park, NJ 07035.

Our website is www.cpanew

jersey.com and email is

rps@cpanewjer sey.com.

To contact us by phone please call

973-633-1001.

Start planning now for 2013 tax changes


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b lif dl i j J l 25 2012P 16 Z 2


16/24

call the church office at 973-

835-0541.

Thanks to many customers

and employees the food drive

this spring was a success.

Donations collected in the

Lincoln Park branch were

donated to Lincoln Park Food

Pantry located at the

Community Center. The dona-

tions collected at the Montville

office were donated to the

Montville Kiwanis Food Pantry

located in the Montville

United Methodist Church.

Monetary donations were also

collected and were donated to

the food pantries as well. Each

Food Pantry services residents

from their respective town.

During the spring and summer

months there are fewer dona-

tions to the Food Pantries and

with increased requests for

assistance the shelves are

empty. Here is a small sample of

food that was collected during

the food drive. Thank you to

everyone who donated for

making this food drive a suc-

cess, and for helping your

neighbors!

The G.F.W.C Montville

Township Womens Club held

its installation of new officers

Monday, May 21, 2012 at the

Hanover Manor in East

Hanover, NJ. The new officers

from the home so that every-

one will be safe from smoke,

flames and falling debris. Fires

may ignite fuel explosions, so

be sure the meeting spot is a

good deal away.

Children should be instructed

to run to the meeting spot

immediately without waiting

behind for anyone to catch up.

No one should re-enter the

home after arriving at the

meeting spot.

Do a few practice runs so

everyone will be accustomed to

getting out quickly.

While in most cases it is better

to escape and let the fire

department extinguish a fire, in

the event of a small fire, occu-

pants may be able to stanch it

with a personal fire extinguish-

er. Follow the acronym PASS

to properly put out the fire:

PULL the pin in the extin-

guisher.

AIM the nozzle or hose at the

base of the flames.

SQUEEZE the trigger.

SWEEP the foam across the

fire base; do not just aim in one

place.

Fire safety is very impor-

tant. In conjunction with

smoke alarms, a fire safety

plan can help everyone get

out alive.

Establish a home fire safety plan


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i it b it t lif dl i jJuly 25 2012 Zone 2 Page 17


17/24


visit our website at www lifeandleisurenj com July 25, 2012Page 18, Zone 2


18/24

Im always on the lookout

for good food. Sometimes I

can find it right in my

neighborhood, while other

times it requires a bit of travel.

But frankly, as long as the food

is up to par, a few extra miles

means nothing to me. Thats

why when I was contacted by

Brix Tapas Bar & Grill in

Belleville, I had no problem

jumping on the Parkway to

experience its unique style of

dining.

As its name would sug-

gest, Brix Tapas Bar & Grill is

centered around the classical-

ly Spanish method of dining

called tapas. Designed to

encourage conversation, tapas

are small portions of delicious

foods prepared in such a way

that would make it easy for

dinner guests to move around

and fellowship without the

inconvenience of a full plate

of food. Playing on this classic

style, Brix has enhanced the

idea of tapas and created a

menu with both large and

small portioned dishes whose

outstanding flavors encourage

conversation of their own.

Appetizers come in a

similar form to that of classic

tapas and include a wide array

of Italian, Spanish, and

American varieties. Our table

was served a mixture of moz-

zarella in carrozza (essentially

a fried mozzarella sandwich),

stuffed clams oreganata, a

Spanish take on rice balls, and

the ever-popular coconut

shrimp. Each had its own taste

unique to others of its kind.

The rice balls were a delicious

surprise to me, made with

Spanish rice and peppers

rather than the mozzarella and

ground beef Im used to. I

found the consistency of the

yellow rice to be an excellent

replacement for white rice

and very well suited to the

dish. The starters were truly afantastic beginning to our

meal, and frankly, it was all I

could do not to fill up!

As dishes were cleared

they were replaced by larger

entre dishes. The Brix menu

features staples including

pasta, pizza, chicken, and

steak that are like the

appetizers brought into a

unique light. Coming from an

Italian family, we know

Bolognese sauce. We know it

to a degree that we would

almost never order it outside

moms kitchen. Well, I took a

leap of faith that day and was

floored by the integrity of the

sauce. Im not saying mom has

competition necessarily, but

she ought to watch out

because Brix does it right!

What really impressed

me, however, was the fig pizza.

Rather than a tomato based

pizza sauce, Brix uses a home-

made creamy fig paste as

a base sprinkled with

caramelized onions and

Gorgonzola cheese to make apizza more exquisite than I

have ever tasted before. The

fig pizza is truly the champion

of Brix Tapas Bar & Grill and

most certainly worth the

drive! Also offered is full serv-

ice bar with tap and micro

beers, along with fine wine

and cocktails.

Brix Tapas Bar & Grill is

located at 371 Franklin Ave.

in Belleville. Call the restau-rant for more information:

973-751-7001. Come and

experience a warm, friendly

ambiance where the conversa-

tion flows and the food is fab-

ulous.


Cannot combine with any other offers. Coupon must be presented before ordering.Maximum 2 coupons per table. Not valid for parties of 8 or more.NOT VALID ON HOLIDAYS. Excludes tax. Expires 8/31/12.

*

LUNCH SPECIAL6 Choices for

1. Grilled Chicken or Shrimp Caesar Salad

2. Eggplant Parmigiana Platter or Hero

3. Chicken or Shrimp Scampi over Pasta

4. Chicken, Shrimp or Sole Francaise with Vegetable

5. Meatloaf with Mashed Potatoes

6. Fried Shrimp & French Fries

7. Hamburger Platter with French Fries

18% Gratuity will be applied to check prior to discount. Cannot combine with any other offers.Coupon must be presented before ordering. Not valid for parties of 8 or more.NOT VALID ON HOLIDAYS. Excludes tax. Expires 8/31/12. LIMITED TIME OFFER.

With the purchaseof a beverage.

With minimum

Food purchase of

$35.00

$10Off

$599

*

Not to be combinedwith $9.99 or $10.99

coupons.

RESTAURANT

*

MONDAY - SATURDAY

With the purchaseof a beverage.

STEAKSCHICKENSEAFOODPASTAKIDS MENU

710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS973-835-1426 www.gillysrestaurant.com

MONDAY-SATURDAY

ALL DAYMONDAY TO SATURDAY

Cannot combine with any other offers.Coupon must be presented before ordering.Maximum 1 coupon per table. Not valid forparties of 8 or more. NOT VALID ON HOLIDAYS.Excludes tax. Expires 8/31/12.

*

With the purchase of 2 beverages.Buy 1 Entree Get 1 FREE!!!

FREE Delivery to Lincoln Park, Pompton Plains, Pequannock & Neighboring Areas in Wayne$30 Minimum

We Accept All Major Credit Cards

480 Boonton Tpke., Lincoln Park, NJ 07035 (973) 694-0238EBT

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Great Selection ofImported &Domestic Beer & MicroBrews,Large Variety ofWines &Spirits!

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Gourmet HamburgersThumann's and Dietz/Watson ColdcutsBest Sandwiches in Town starting at $4.75Fresh Baked Pies and Muffins Daily

LetUsCater

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Brix Tapas Bar & GrillBy Joseph Pellegrino, Jr.



19/24

Ronald Ronnie Aiosa,

a top real estate agent

in the Morris, Passaic

and Bergen County real estate

markets ever since entering

the profession in 2006, has

brought his expertise to

clients and customers at

Coldwell Banker Residential

Brokerage in Kinnelon. A

27-year Morris County resi-

dent who lives in PomptonPlains, Aiosa offers extensive

knowledge of local commu-

nities to buyers and sellers.

Aiosa will be partnering

with Coldwell Banker sales

associate and Previews luxury

property specialist William

Boswell to provide clients

with the strength of their

combined marketing abili-

ties. Joining Coldwell

Banker was a natural fit,said Aiosa. You have brand

name recognition, a new and

improved Previews luxury

home marketing program,

enhanced listing packages

through realtor.com, and

office managers who truly do

everything in their power to

help you and your clients

succeed.

A broker sales associate,

Aiosa won the New Jersey

visit our website at www.lifeandleisurenj.comy , , g

BOONTON TWP $499,0005 bedroom, 3 bath Center HallColonial on just under an acre.Central A/C, 2 car garage.

MONTVILLE $499,900Historic Van Dyne Estate for sale!Spacious 5BR, 2 bath quaint &appealing farmhouse w/3 fplcs,pumpkin pine & oak flrs, nearNYC trans. Features original barnw/parking for 4 cars w/2nd floorstudio!

MONTVILLE TWP $589,000Colonial on about a 1/2 acre.Towaco Train station nearby! 5bdrm, 3 baths, Great floor plan, FRw/vaulted beam ceilings, fplc. &glass sliders leading to deck! Kingsized MB suite w/ full bath &whirlpool tub! Includes 1 yr AHShome buyer home warranty!

BOONTON $1,250,0004BRs, 4.5 baths, almost 2 acres.Private master wing! Gated! Mediaroom! The best of everything!

BOONTON $239,900Spacious 4 bedroom home onjust under an acre. MountainLakes Schools. Great location!Needs a bit of TLC.

E. HANOVER $549,000Situated on about a 1/2 acre ona cul-de-sac. Colonial w/gener-ous sized rooms, 3 bedrooms, 21/2 baths & 2 car garage. Mas-ter bedroom suite, large familyrm w/sliders to deck!

WANAQUE $285,0004 bedroom, 2 bath bi-level onabout a 1/4 acre. Modern inte-rior, finished ground level &garage.

VERNON $649,000Incredible 4 bedroom colonialon over 1.5 acres w/4 car built

in garage. Stunning gourmetkitchen, huge great room withfireplace, Inground pool!

MONTVILLE $599,000Expanded Bi-level w/2 car gar.in a fine neighborhood! 5BRs, 3

full baths (includes a masterbedroom suite), large FR plus afinished ground level on over a1/4 acre! Numerous upgradesthroughout, deck and centralA/C. Steps to school bus stop.

MOUNT OLIVE $319,900Great move-in ready home on cul-de-sac in desirable Sutton Park subdivi-

sion. 4br, 3 full baths, hardwoodfloors throughout; 2-tier deck builtaround pool.

MONTVILLE $455,900Tudor style 4 bedroom, 2 1/2bath colonial with 3 car garage

on about an acre. Spaciousroom, fireplace and numerousamenities.

MONTVILLE $699,000Incredible 3 bedroom, 3.5 bathcustom home on over an acre.

Huge Kitchen, Fam. Rm w/vaulted ceilings, walk out base-ment. Master suite w/ bath &walk in closets, 2 tier deck, 2 cargarage.

MONTVILLE $395,0003 bedroom, 2 bath brick ranchon approx. 1/2acre, Central air.

Well-kept home in a desirableneighborhood!

VERNON-GREAT GORGE $265,000Partially completed 6,300 sq. ft.home. 5BR, 4 bath over 1 acre lot, 3

car garage. Plans included. Finishyour dream home!

FRANKFORD $474,900Bank owned lakefront 5 br 3bathcolonial on 200 ft. Long lot. Priv.

Dock, 2 story foyer, family room,paver patio, avail. Lake membershipMbr w/priv. Jaccuz zi bath & balconyoverlooking lake.

W. CALDWELL $289,900Move right in to this renovated homefeat. fin walk out bsmnt, 2 possibly

3 brs, new granite kit, new bth, newtile flrs, freshly painted, parklikegrounds, hdwd flrs, 1st fl br, 1 cargar, Owner Lic NJ Realtor.

WANTAGE $140,0003 bedrooms, 3 bath home is set onover a 1/2 acre lot and boasts 1 car

garage a walk out basement & hotwater baseboard heat.

UNDERC

ONTRACT

UNDERC

ONTRACT

WANTAGERENTAL $1,300

3 bedrooms, 3 bath home isset on over a 1/2 acre lot andboasts 1 car garage a walk outbasement & hot water base-board heat.

DENVILLE LAND$299,000

1.18 acres of land for sale,possible 2 or 3 lot subdivision!

Inspect & Make your offer!

UNDERC

ONTRACT

UNDERC

ONTRACT

UNDERC

ONTRACT

UNDERC

ONTRACT

PARSIPPANYTROY HILLS $550,000Newly renovated 4bedroom, 2 bathcolonial on over 1/3 acre lot. C/Aoversz great room, granite kit, ssappl. hdwd flrs, MBR w/ priv. bth,full bsmt, plus lg, unfin, 2nd fl space,2 car gar, laundry on 2nd fl.

UNDERC

ONTRACT

HARDING $485,000Ranchstyle end unit 2bbr, 2 full bth,Townhome w/ 2 car garage in pres-

tigious Shadowbrook, FR w/ cathe-dral ceiling & skylight, fullbasement w/large rear deck & lowHarding taxes!

Ronnie Aiosa brings

real estate marketingexpertise to ColdwellBanker in Kinnelon

MARIA FERRITO

973-986-6914 Cell

!!!""#!&

NJAR MILLION DOLLARSALES CLUB 2001

NJ CIRCLE OF EXCELLENCE2002-2011

ConsistentTOP PRODUCER

in the WAYNE area.

"&%!$&

Townhome SpecialistRelocation Agent

CallMARIA FERRITOfor CURRENT MARKET

VALUE OF YOUR HOME

WAYNE $385,000

Wayne Office #1 Listing Agent

SHORT SALE AGENTOwe more than your

home is worth?




20/24

Association of Realtors(NJAR) Circle of Excellence

Award in 2006 and

20082011 for his sales suc-

cess. Formerly with Weichert

Realtors in Pompton Plains,

Aiosa was the top selling

agent in his office from

20092011 and top listing

agent from 20102011. A

former real estate office man-

ager, Aiosa wanted to devote

himself full-time to hisstrengths in sales.

Ronnie is a marketing

leader, utilizing the latest

technology to maximize

exposure for his clients list-

ings of all price ranges. He

ensures homes are competi-

tive in the marketplace and

works diligently to negotiate

the best possible outcome,

said Jane Trust Ryan, branch

vice president of Cold-well Banker in Kinnelon.

Ronnie excels at building

lasting relationships with

clients, who return to him

again and again when buying

or selling a home.

Aiosa, who formerly

worked in the mortgage

industry, has in-depth knowl-

edge of the mortgage process

and keeps up-to-date with

changes in the field to betterguide buyers. He also special-

izes in new construction and

renovations.

Active in professional

organizations, Aiosa is co-

chairperson of the Passaic

County Board of Realtors

Young Professionals Net-

work. He also belongs to

NJAR, the RealSourc e

Association of Realtors,

National Assoc-ia tion ofRealtors, New Jersey

Multiple Listing Service, and

Garden State Multiple

Listing Service. Aiosa is a

business builder director for

Legacy Minded Men, a local

networking group governed

by the Legacy Minded Men

Corporation.

For more information

about buying or selling a

home, contact Ronnie Aiosawith Coldwell Banker

Residential Brokerage in

Kinnelon at 973-838-9300 or

directly on his cell at 973-

600-3262. The office is locat-

ed at 1450 Route 23 North.

Listings can be viewed at

www.coldwellbankermoves.

com/kinnelon.

v s t ou webs te at j

OAKLAND $620,000Ramapo Reserve 3BR, 3.5 bath young Colonial-story foyer, kit./maple cab., FR with fplc.,MBR/soaking tub/stall shower. 2 gar. WYN0457

Wayne 973-694-8000

KINNELON $1,998,000Smoke Rise-Highest standard of quality/work-manship/ attention to detail. A visual feast. Trulya work of art.KIN2048Kinnelon/Smoke Rise 973-838-8400

WAYNE $379,000Two separate one-family homes on one lot-main house with 3BRs, + 3 fplcs, and the otherhome has 1BR + fplc. Conven. Loc. WYN0031

Wayne 973-694-8000

NORTH CALDWELL $979,900Elegant 4BR, 4.5 bath Custom Colonial withgrand 2-story foyer, Gourmet kit., StunningGreat Rm, Vaulted Ceil, MBR suite, lushgrounds +3 care gar. WYN0541

Wayne 973-694-8000

WAYNE $389,900Fantastic 3BR, 3 bath Ranch with FLR &FDR/fplc., HW flrs., newer kit. & open flr. Plan.Beautiful property! WYN0310

Wayne 973-694-8000

MONTVILLE $599,000Spacious 3BR 2.1BA Split/remodeledKit/C/A/C/Vac/2C Gar/easy access to NYtransp. KIN5967

Kinnelon/Smoke Rise 973-838-9300

WAYNE $499,000Sprawling custom 4BR, 3 bath Ranch with 3 cargar. in pristine cond. Quality updated EIK, LRwith fplc., 3 flat screens + seasonal Pines Lakeviews! WYN0011

Wayne 973-694-8000

WAYNE $575,000Immac. Updated spacious 4BR, 2.5 bath Col.With EIK, maple, Corian, HW flrs. throughout,IG pool, Trex deck + fenced private yard.WYN0437

Wayne 973-694-8000

WOODLAND PARK $269,000Immaculate 2BR, 2 bath, 1st flr. Unit withgarage & elevator, LR with gas fplc., sliders offLR to deck. Bright & airy unit! WYN0334

Wayne 973-694-8000

WAYNE $529,000Completely updated 5BR, 3.5 bath Exp. Ranchwith spectacular kit., LR with fplc., nice privateyard with heated IG pool & garage. WYN0487

Wayne 973-694-8000

WAYNE $519,990Well maintained 4BR, 2.5 bath Colonial withFormal LR & DR, HW flrs., newer kitchen/gran-ite, FR with fplc., pool, hot tub & more!WYN0827

Wayne 973-694-8000

PEQUANNOCK $425,000Pride of ownership-4BR 1.1BA Split, 2C Gar.,underground lawn sprinkler, priced aggress-ively -- so hurry. KIN1255


KINNELON $259,000Triplex Unit-2BRS 3.1 BTHS, 1C Gar. Quietneighborhood/only mins. to transp/shopping.Original owner. Must be 55+. KIN2146


KINNELON $225,000Fab. 55+ TH in Kinnelon Hgts.2BRS/2.1BTHS/priv. Balcony, Jacuzzi tub, 2 as-signed parking spaces. KIN6058


KINNELON $739,900Smoke Rise-Impressive 4BR/3.1BA Cust. TudorRanch/priv. setting on quiet cul-de-sac w/spect.Mtn. views/3C.Gar.KIN6000Kinnelon/Smoke Rise 973-838-8400

KINNELON $850,000Smoke Rise-Fabulous cust. 5BR Est.offers clas-sic elegance/ spacious living space w/extendedliving space on both levels.KIN5931Kinnelon/Smoke Rise 973-838-8400

BLOOMINGDALE $101,900Lowest price unit at Tree Top with LR, DR, up-dated kit. & bath, storage, on-site laundry + as-signed parking. Maint. Incl. heat, HW, sewer.WYN0211

Wayne 973-694-8000

KINNELON $430,000Smoke Rise-Diamond in the rough! Wonderful3BR Ranch needs updating. Flat lot, aboveground oil tank, FP. KIN6026


KINNELON $999,000Smoke Rise: Lakefront luxury-exquisite 6,000SF Georgian Col. on 3Acs. in the prestigiousSmoke Rise Comm. KIN9352Kinnelon/Smoke Rise 973-838-8400

KINNELON $299,000WOW! Great 3BR home in Fayson Lks.Newer

EIK/SS Appl./FP/Deck/Part.Fin.Bsmt.KIN1237


KINNELON $425,000Fayson Lks-3BR 2BA Cust. Exp. Ranch close tobeach, clbhouse/tennis. Many renovations in'09, heated 2C. Gar.KIN5829


KINNELON $489,000Smoke Rise - 3BR 2.1BA Contemp Ranch w/

Old World Charm, double sided FP, 2C Gar., I/G

Pool. KIN6086


PEQUANNOCK $349,000Beautiful 4BR, 3 bath CH Colonial with newcherry kit., granite, center island, lg. 2 car gar.,deck & patio on approx. 100x185 lot. WYN0349

Wayne 973-694-8000

WAYNE $389,999Beautifully totally updated 2BR, 2.5 bath Town-home with 1st flr. MBR, master bath. 2nd fl. Loftw/large deck, private yard & gar. WYN0478

Wayne 973-694-8000

Ronnie Aiosa brings real estate marketing expertise




21/24

ing their children so she neverhad the chance to build a large

IRA for herself. With a stroke

of the pen on the proper docu-

ment, both husband and wife

would be guaranteed a lifetime

of income that would never be

exhausted! Further, one pro-

gram exists in the marketplace

today that states if either

spouse entered a nursing

home, the income that was

guaranteed for life would sim-ply double! Thats right! 4.5

percent for life becomes 9 per-

cent if either party enters a

nursing home. When they

return to their own home, or

unfortunately the funeral

home, the monthly check

reverts back to the 4.5 percent

minimum amount that was

guaranteed for life initially

until, when and if, the surviv-

ing spouse enters a nursinghome and the income jumps

back up to double again!

So you see, if you have an

old style IRA, you need to

examine the features and ben-

efits of upgrading to a JRA! If

you would like to explore this

concept further, please call my

office for a no cost or obliga-

tion appointment and an

opportunity for us to shake

hands. It is my belief thateveryone needs to examine

the possibilities of upgrading

his or her IRA to a JRA before

its too late!

Guarantees based on the

claims-paying ability of the

insurance company selected.

Mark E. Charnet is President

and Founder of American Pros-

perity Group. APG is the pre-

mier retirement and estate-plan-ning franchise in the United

States with 17 offices in eight

states. Mr. Charnet is a certified

annuity specialist and has over

30 years of experience in the re-

tirement and estate-planning

fields. Creator of the Trinity

Method of Investing, Mark en-

courages your inquiries and can

be reached at

877-885-1APG (1274) or

973-831-4424,or via e-mail at markchar-

[email protected]. Check out the

website: www.1apg.com. Inter-

ested in a career in retirement

and estate planning? Check out

this website: www.apgfran-

chise.com. Securities through:

BCG Securities, Inc. Member

SIPC, FINRA and a Registered

Investment Advisor.

j

7$/$117

013)$)'$/,'1

973-200-3262 Direct 973-454-5183 Cell 973-837-9616 Fax

[email protected] a "Family of Clients" with a strong belief in the "Client for Life" Philosophy.

Conventional, FHA, VA & FHA 203k Rehabilitation Mortgage Specialists.Customized Mortgage Programs Available for Self-Employed Borrowers.

!"#!!!8

OWN THESE HOMES FOR...To Qualified Buyers.

.13&&$8,$-32+(23$#!.5$1$!2$#.-/1(-"(/+-#(-3$1$23.-+8-##.$2-.3(-"+4#$37$2(-241-"$.1".-#.#4$2.13&&$8,$-32+(23$#!.5$1$!2$#.-#.6-/8,$-3!2$#.-"1$#(32".1$2.%4+8$1,2%.1.-#.2+(23$#!.5$1$24!)$"33.,$$3(-&--($$4(#$+(-$2'(2(-%.1,3(.-(2-.33.!$".-2(#$1$#".,,(3,$-33.+$-#1.&1,2-#3$1,21$24!)$"33."'-&$6(3'.43-.3("$$-#$12.1/(2("$-2$#.13&&$-*$133$2.%-#-*(-&$/13,$-3204+.42(-&$-#$1

Mortgage Rates Are At RECORD LOWS!Call today for a complimentary mortgage review.

WEST MILFORD $679,000

$2,439 per month30Yr Fixed w/0 points. 3.625 / APR: 3.677

POMPTON PLAINS $159,900

$574 per month30Yr Fixed w/0 points. 3.5 / APR: 3.673


$1,349 per month30Yr Fixed w/0 points. 3.5 / APR: 3.581

KINNELON $635,000

$2,353 per month30Yr Fixed w/0 points. 3.75% / APR: 3.806%

LINCOLN PARK $350,000


FRANKFORD TWP $289,900


LINCOLN PARK $149,000

$535 per month30Yr Fixed w/0 points. 3.5% / APR: 3.684%

PEQUANNOCK $375,000


PEQUANNOCK $349,900


RIVERDALE $254,900


POMPTON LAKES $234,900


POMPTON LAKES $199,000










4/'$-'2'120/0(3*'0/3*01+23+/)2$-'2

$/+'--'+01+/$

+1%-'0(6%'--'/%'+-5'1$23'12.'1$-&4$-+37

'15+%'+//$%-'10&4%'1

Do you have an IRA? If so, why not a JRA?continued from page 4



22/24

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23/24

installed were President-

Alexandria Sarra; 1st Vice

President- Jean Bader; 2nd

Vice President- Linda Peskin;

Treasurer- Nancy Dyak;

Recording Secretaries- KathySullivan and Susan Canonico;

Corresponding Secretary Jane

Klemp; and Federation

Secretary- Alberta Baker.

Montville Township Womens

Club meetings are held the

third Monday of each month.

New member are welcome.

Please telephone Betty

Rosencrantz, Membership

Chair- at 973-405-0088 for

additional or membershipinformation.

Holy Spirit School located

at 330 Newark Pompton

Turnpike, Pequannock will be

conducting Summer Skills

Advancement classes in Math

and Language Arts. Your child

will enjoy reviewing skills and

learning new skills. Both

classes will have two week ses-

sions but you may join us for

only one week of the sessionsrun by certified teachers at

Holy Spirit School. Math will

include addition, subtraction,

multiplication, division, time,

money, and fractions. Stu-

dents in grades 1-4 and 5-8

will have separate workshops.

Language Arts topics for stu-

dents in grades 4-8 include

creative writing and grammarand students in grades 7 and 8

will also be working on writ-

ing research papers. If inter-

ested call 972-694-0938 and

leave your name and phone

number. You will receive a

return phone call. Or email

mrshickeyhss@gmail .com for

Math classes or K.kololyris

@gmail.com for Language Art

classes.

Montville United MethodistNursery School is holding reg-

istration for the 2012-2013

school year. It offers classes

Monday-Friday, plus enrich-

ment programs, for children 2-

1/2 through 6. The kids-care

program is open every day from

8am-5:30pm at an hourly rate.

The school is located at 29

Whitehall Road in Towaco.

Please stop down no appoint-

ment needed or call 973-334-3924 for more information.

You can also check out the

new website: www.mumns.org.

Montville United Methodist

Nursery School is collecting

food for the Kiwanis Food

Pantry. Parents and children

are overwhelmingly supportive

by donating such item as

canned fruit, vegetables, pasta,sauces, and other items. Needy

Montville families are confi-

dentially cared for by food

pantry volunteers from 3-7pm

every Thursday and from

10am-2pm each Saturday at

the church. Montville United

Nursery School believes that

all children should learn about

helping others in need from a

very young age, so we incorpo-

rate compassion and empathyinto our regular curriculum.

The nursery school has been

state-certified and nationally

accredited. The school is cur-

rently registering children ages

2-1/2 through 6. Classes meet

daily from September-May and

care is provided from 8am-

5:30pm. For more information,

call Director Renee Gilbert at

973-334-3924. The Montville

United Methodist Church islocated at 29 Whitehall Road

in Towaco.

%$$,*#&***' /',

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We offer a

wide range ofsizes to help youget just the size

you need.

Pick a size... any size. Whatever your needs,we have the space to match it.

+)+#&!*$'.*()%'&+"#&$,#&!,+#$#+#*

Fully ClimateControlled

Month to MonthRentals

Easy Access24 Hours A Day Many Sizes

Corporate Accounts Welcome!



SERVICE DIRECTORY

!$#

"#&!"

"#$$#(%'#%"

)

""*

Longo Construction

973-838-8693

All Types of Brick, Block,

Concrete, Fireplaces,Foundations etc.

Free Estimate - Fully Insured

Bloomingdale

Zinet MasonryConstruction

973.452.2647Lic#13VHO3920800

Installation & RepairsBRICKS, BLOCK &

CONCRETECAULKING, ETC.

POWER WASHING

Quality

Workmanship

Interior & Exterior Painting Residential Specialists Power Washing Paper Removal & Installation Brush Roll Airless Spray Fully Insured FREE Estimates

Owner Operated

Where Excellence InQuality Is Affordable

973-839-7403

KevinThe PainterA True Professional

Decorative, Faux &Textural Finishes, Glazing,

Sheetrock, Spackle,Repairs & Power Washing

Interior/ExteriorFully Insured

References available20 years Experience

973-979-8043

Stephen FoxPlumbing & Heating

Small Repairs,Alter, Drain Svc.

INSURED BONDED

973-839-1054Lic.#7467

KovachRoofing

Shingles - SlateFlat Roofs - Gutters

973-835-5330Senior Citizen Discount

$300 OFFANY JOB OF

$3,000 MORE

Vinyl SidingReplacement Windows Residential Roofing 35+ Years ExperienceFree Estimates Fully Insured973-696-5699

ROSSROOFING & SIDING

Tree Removal Lot Clearing Stump Grinding Chipper Service

Pruning & Trimming Wood Chips Grading & Excavating

INC.

24-HourEmergency

Service FREE ESTIMATES

FULLY INSURED

Specializing In Dangerous

And Large Tree Removal

973-616-0010 973-583-2844

We will beat anywritten estimate

References availableupon request

TREECARE

973.942.8925Local Long Distance

For Free Estimates Call

MOVING & STORAGE INC.

Wayne

Expert Piano Moving Small Jobs Welcomed

Local Moving Specialists Professional Office Moving

Fully Insured Senior Discounts


24/24

Nobody Sells More Real Estate Than Remax

Each office is independentlyowned and operated.

RE/MAX supports:

NeighborhoodProperties

381 Main Road, Montville, NJ 07045973-334-3341 1-866-334-3050www.NeighborhoodProperties.Remax-NJ.com

Lisa MotisiOwner/Sales Associate

x305

Silvia BonaccorsiBroker/Owner

x266

Sally Vreeland NovakOwner/Sales Associate

x254

Donna NelsonSales Associate

x244

Lynne TraversSales Associate

x555

Janet JulianoSales Associate

x207

Tin TranSales Assoc/Buyers Agent

x272

Maureen ClarkSales Associatex100

Peggy "PJ" StockBroker/Sales Associate

x111

Diane AmoscatoSales Associate

x246

Sandra "Sandi" GrosSales Associatex242

Shorouq MatariSales Associate

x300

Denise LadenSales Assoc/Buyers Agent

x235

Krystyna PlewaSales Associate

x141

Kelly NebesnakSales Associate

x115

Ella RentiersBroker/Sales Associate

x210

Robert De LignyBroker/Sales Associate

x214

Joanne GilrainBroker/Sales Associate

x256

JEFFERSON TWP. $265,000LAKE SWANNANOA!

This Immaculate Ranch offers 2 Bed, 1 Full Bath, 2 Car Garw/ Opener/ Hardwood Floors a nd Full Basement withOffice. Lovely Backyard and Nicely Landscaped. Call Ellax-210!

MONTVILLE TWP. $449,900UNIQUE VICTORIAN HOME!

Lovingly Maintained Victorian Home on Over an Acre ofProperty! Very Private Backyard w/ Inground Pool. OpenPorches, Original Woodwork and Railings, French Doors,Built-Ins, Stained Glass. Call Lynne x-555!

MONTVILLE TWP. $450,000DELIGHTFUL COLONIAL!

With Wrap Around Lemonade Front Porch, nestled onBeautiful 1+ Acre property. Stylish updates & great floor-plan. New HW Flrs, Newly painted, WB Fireplace,Beautiful, Serene & Private. Call PJ x-111!

MONTVILLE TWP. $1,358,000LOCATION! LOCATION!

Exquisite custom colonial w/oversized gourmet kitchen.New cabinets, granite counters, SS appliances and largeeat in area w/sliders to oversized custom deck. H/W floorsthroughout. Call Shorouq x-300!

BOONTON TWP. $525,000BRAE LOCH CONDO

Gorgeous Luxury Condo w/ 3 BR, 2.5 Baths, Loft,Finished Basement, H/W Floors. Only condo in Brae Loch

with HWBB (3 Zones) & 2 Zone AC, Skylights, 2 Car

Garage, New Granite in Kitchen & Baths! Call Bob x-214!

BUTLER BORO $349,900CAMBRIDGE HEIGHTS

Fabulous 3 Level Townhome, totally updated! Largestmodel in Gated Community! Upgraded Kit w/Granitecountertops, add'l cabinets, new tile backsplash, new tilefloor & Stainless Steel Appliances. Call Silvia x-266!

HARDYSTON TWP. $350,000BETTER THEN NEW!

Beautifully maintained custom built Bi-Level, C-air C-Vac,security, multi zone heat, Pella windows, high ceilings.Large deck hot tub on back patio. All fenced back yard,short walk to beach & lake. Call Krystyna x-141!

FREDON TWP. $439,000ON OVER 3 ACRES!

Move Right in to this Beautifully Maintained Colonial! TwoStory Foyer, 9 Ft Ceilings, Kitchen w/ Center Isle Open toFamily Room for Great Flow for Entertaining. PrivateLevel Backyard. Call Lynne x-555!

BOONTON TOWN $389,000UPDATED RANCH!

In desirable Park Section. 3 Bedrms, 1 1/2 Baths,Gorgeous New Kitchen w/Center Island & comfortablelounge area. Slider to NEW Trex Porch Deck that leads toNEW Brick Paver Patio. Full basement. Call PJ x-111!

Jennifer "Jenn" MennellaOffice Adminx200

Kathy WilliamsonOffice Adminx222

ROCKAWAY TWP. $340,000PRETTY AS A PICTURE!

This Split has 3 Bedrooms, Brand New Full Bath, ManyNew Upgrades, Hardwood Floors and So Much More!!Backyard with Patio is Great for Entertaining! Call Ella x-210!

KINNELON BORO. $485,000ACRE WOODED PROPERTY!

Spacious Colonial in sought after Stonybrook Highlandssection offering swim club and its amenities. Newer boil-er and hot water heater. Hardwood floors throughout.

Large center island eat-in kitchen. Call Sally x-254!

PARSIPPANYPARSIPPANY--TROY HILLS TWPTROY HILLS TWP. $489,900. $489,900UNIQUE 3,000 SQ FT. HOME!UNIQUE 3,000 SQ FT. HOME!

For the large family with 3 separate living areas. 5 bed-rooms, 4 full baths, 3 living rooms, 2 kitchens with thepossibility of a 3rd. Great for the large family! First floor

handicap modified. Unique floor plan! Call Bob x-214!

WANAQUE BORO $499,000STONE CREST ESTATES

Center hall Colonial, 4 BR, 3.5 baths, full finished walkout basement, all wood flrs, Large rm sizes, loaded w/upgrades, amazing landscaping incl. a second level yard.

Has all of the bells & whistles! Call Krystyna x-141!

MONTVILLE TWP. $1,090,000COMFORT & ELEGANCE!

Immaculate home you'll want to call yours! SpaciousRemodeled Kitchen w/ Granite countertops, breakfastbar & sunny Morning Rm open to spacious Family Rm.Private level yard w/ in ground pool. Call Silvia x-266!

MONTVILLE TWP. $959,000PRIVATE CUL-DE-SAC!

Gorgeous 5 BR, 2.5 Bath Col! 2 story Entry, Liv Rm, for-mal Dining Rm w/ inlayed wd flr, Conservatory, gourmetEIK w/sep dining area, Great Rm w/ FP, Office, Mstr Suite

w/sit area, private Study & Mstr Bath. Call Lisa x-305!

MONTVILLE TWP. $628,000EXCEPTIONALLY SPACIOUS!

Custom Built home on one of Montville's most desirablestreets in Brittany Park! Custom designed kitchen, exten-sive cabinetry w/ impressive built-ins, 8' center island w/seating. Gorgeous level prop. Call Sally x-254!

MONTVILLE TWP. $749,000PRACTICALLY NEW!

Spacious Colonial on great street near Lake Valhalla yet-convenient to highways & trans! Top Ranked schools &town! Inviting 2 story foyer w/ granite floor, hardwoodflooring and 9' ceilings throughout! Call Sally x-254!

PARSIPPANY-TROY HILLS TWP. $564,900BEAUTIFULLY UPDATED!

Expanded Ranch, Kitchen w/ Granite, Great Floorplan forEntertaining, Dining room w/ Built ins, Master bedroom

was extended when home was built w/ New Bath and

Walls of Closetspace. Call Lynne x-555!

MONTVILLE TWP . $814,900CUSTOM COLONIAL TUDOR!

Tree lined cul-de-sac street! HW floors throughout! Newcustom gourmet kit! Oversized family room w/ fireplace.Beautiful in-ground gunite Anthony pool w/ hot tub! Flat& open yard. Paved driveway! Call Shorouq x-300 !

MONTVILLE TWP. $535,000CHANGEBRIDGE AT MONTVILLE

Interior Townhome. Upgraded Kitchen & Mstr Bathw/granite & cherry, New Carpeting and Hdwd floors, NewW/D, New Trex Deck + walk-out to Brick Patio from

newly refinished gorgeous basement. Call Silvia x-266!

DENVILLE TWP. $250,000BERKSHIRE HILLS CONDO

Stunning Condo w/ 2 BRs, 1 Baths, 1 Attached Garagew/ Brand New Granite Kitchen Counters, Sink & Faucet,New Door Opener, New Laminate Flrs, New Carpet onStairs, New Flr in Pwdr Rm. Call Ella x-21 0!

Documents

221657_1342793003July 25 2012 Z2_layout LowRez