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Project report

on

Comparative Analysis of HDFC Mutual Fund with other Mutual Funds

A Report submitted in partial fulfillment of the requirements for the award

of

Post Graduate Diploma in Banking, Insurance and Finance

By

G Alekhya

0911pgdbif001

Institute Of Public Enterprise

Osmania Campus

Hyderabad


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DECLARATION

I hereby declare that this Project Report titled Comparative study of HDFC

Mutual Fund with other Mutual Funds submitted by me to the Institute of Public

Enterprise is a bonafide work undertaken by me and it is not submitted to any other

University or Institutions for the award of any degree/diploma/certificate.

G.Alekhya

PGDBIF 09-11-01

Institute of Public Enterprise

Hyderabad.

June 10,2010. Signature


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CERTIFICATE

This is to certify that the Project Report titled Comparative Analysis of HDFC

Mutual Fund with other Mutual Funds submitted in partial fulfillment for the

award of Post Graduate Diploma in Banking, Insurance and Finance was carried out

by Ms. G.Alekhya under my guidance. This has not been submitted to any other

University or Institution for the award any degree/diploma/certificate.

Mrs.Kiranmai

Assistant Professor

Institute of Public Enterprise, Hyderabad

Signature

June 10th,2010.


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ACKNOWLEDGMENT

At the outset, I would like to thank the Manager of HDFC Mutual Funds, Somajiguda,

Hyderabad Mr. Rajesh for giving me the opportunity to do my summer internship in

his esteemed organization. His valuable suggestions and opinions on mutual funds

enabled me to think in a bigger perspective.

I would also like to thank my Project Guide Mrs. Namratha Jain , Sales Manager from

the bottom of my heart for having welcomed me into the organization as if I were an

employee and having posed the confidence in me to make me deal with the

transaction or business of the company to a certain extent. Thank you Madam for all

the exposure you have given me, that never made me feel that I am a fresher.

I would like to thank Mrs.Priya, Regional head of Operations and Client Services,

HDFC Mutual Fund, Hyderabd, who has been a constant support and guide

throughout the project. Thank you Madam for ever patiently teaching me the

fundamentals of Mutual Funds and for having always made the time to clear away

my doubts.

Mrs.Kiranmai, Assistant Professor , Institute of Public Enterprise, Hyderabad who is

also my college Guide is another person to whom I will be forever grateful to. In

spite of her busy schedule, he ensured that she gave me all the necessary

information and guidance in order to make this project a successful one.

I am greatly impressed with all the staffs of the HDFC Mutual Fund at Hyderabad,

Somajiguda, for following a great work culture working efficiently and in unison.

Each and every employee at HDFC Mutual Fund have been very accommodative of

me, providing me all the information as and when needed and treating me as one of

the employee there. I take this opportunity to thank each and every employee at

HDFC Mutual Fund , Somajiguda, Hyderabad.

To conclude, I would like to say that, I had begun this project as a novice to the

Mutual Fund industry. But working on the project gave me immense knowledge on

the Mutual Fund industry. It enabled me to know in detail about the various Mutual

Fund players in the industry, their Asset Under Management, performance of aselected schemes and in general, the workings and operations of Mutual Fund

industry. It has indeed been a great learning experience.


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Abstract

Establishing realistic financial goals is the first essential step towards

successful investing. Understanding the kind of investment best suited to an

individual to help one achieve his goal is even more important. Financial Planning

cultivates a positive attitude towards saving and investment.

A Mutual Fund provides an option of investing without any major

complexities. In order to understand the logic behind the huge returns, which an

investor gets, we need to understand the performance parameters, which lead to

these returns.

The main objective of the study is to evaluate the performance of HDFC

Mutual Fund with DSP black Rock and Birla sun life Mutual Fund and this evaluation

can be done on the basis of parameters like NAV, AUM, Beta, Standard deviation,

Sharpe ratio, P/E Ratio, P/B Ratio, Portfolio Turnover, R-Squared, Alpha and Expense

Ratio.

For analysis, four categories of funds have been used, which are Equity funds,

Equity linked savings schemes, Balanced funds, Debt funds.

In each type of category, some schemes have been selected and then compared

with each other in order to know which Fund is performing better.


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Table of contents

Chapters Page numbers

1. Introduction 01

2. Methodology 04

3. Industry overview 09

4. Company profile 39

5. Data analysis 43

6. Findings and conclusion 79

7. Bibliography 82

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