ACSI Workers’ ACSI Workers’ Compensation Compensation Group Safety Group Safety

Meeting 2005-06Meeting 2005-06

Five Undeniable Five Undeniable Truths About Truths About

Workers’ Workers’ Compensation & Compensation &

Safety At Your Job Safety At Your Job In MinistryIn Ministry

Presented by:Presented by:

Michael Der Manouel, Jr., Michael Der Manouel, Jr., President, Premier Church President, Premier Church

& School Insurance & School Insurance Services, Fresno, CAServices, Fresno, CA

Premier Church & School Insurance Services 2005

Undeniable Truth #1: Undeniable Truth #1: Safety Is Stewardship – Safety Is Stewardship – Thus Favored By GodThus Favored By God

• Many Employees Don’t Many Employees Don’t Understand ____________ of Understand ____________ of InjuriesInjuries

• Excessive Injuries _____ Up Excessive Injuries _____ Up Costs – For _____Costs – For _____

• Injuries Create __________Injuries Create __________• Most Injuries Are ___________Most Injuries Are ___________• When _____ _________ Are When _____ _________ Are

Spent on Higher Insurance Spent on Higher Insurance Premiums, It’s Almost Premiums, It’s Almost Always Poor ___________!Always Poor ___________!

• Most Of All, We Maintain A Most Of All, We Maintain A ____ Workplace To _______ _______ Workplace To _______ ___

Premier Church & School Insurance Services 2005

Undeniable Truth #2: Undeniable Truth #2: The The Reforms Are The The Reforms Are

WorkingWorking

• SB 899 Made ________ and SB 899 Made ________ and ________ Change To the ________ Change To the System in 2004!System in 2004!

• The Creation of ____The Creation of ____• Reduces ____________ In Reduces ____________ In

Settling Cases Settling Cases • ___________ of ACOEM ___________ of ACOEM

Standards to ClaimsStandards to Claims• Changing The ____ Of Changing The ____ Of

Doctors & ChiropractorsDoctors & Chiropractors• Limits Temporary Limits Temporary

____________________• Rates Are _______ ____ For Rates Are _______ ____ For

Good Employers (25-35%)Good Employers (25-35%)• Interest Groups Are Interest Groups Are

________ The Reforms In ________ The Reforms In Court – and _______Court – and _______

Premier Church & School Insurance Services 2005

Undeniable Truth #3: Undeniable Truth #3: 12 Activities You 12 Activities You Should Never Be Should Never Be

Involved In On the JobInvolved In On the Job• ________________________• ____________• ______________________________________• ________________________________• ____________________________• ________________________• __________________• ______ / ______________ / ________• __________________• __________________• ______ _____________ _______

Premier Church & School Insurance Services 2005

Undeniable Truth #4:Undeniable Truth #4:Age MattersAge Matters

• Most Vulnerable Age Group Most Vulnerable Age Group is ________, Over ___is ________, Over ___

• Young _____, Old _____Young _____, Old _____• Most Common Injury – Most Common Injury –

____________• Most Common Activity – Most Common Activity –

Running or _______Running or _______• Most Common Body Part – Most Common Body Part –

____, Then _________, Then _____• Know ______ Limitations, No Know ______ Limitations, No

Matter How ____ You Are!Matter How ____ You Are!• _______ Before You ___________ Before You ____• ____ Help & _____ Together____ Help & _____ Together• Employers – Think Before Employers – Think Before

You ______You ______

Premier Church & School Insurance Services 2005

Undeniable Truth #5:Undeniable Truth #5:Strategies That Will Strategies That Will

Work For Your MinistryWork For Your Ministry

• Update & Use Your ______ Update & Use Your ______ ProgramProgram

• Keep Quarterly ______ Keep Quarterly ______ _______ – Education _______ – Education Constantly About __________Constantly About __________

• _______ The Issue to Regular _______ The Issue to Regular ______ At Devotion Time (I ______ At Devotion Time (I Thess 5:17)Thess 5:17)

• Keep Your ____ & ____ Open Keep Your ____ & ____ Open For _______For _______

• Set Goals For ______ This Set Goals For ______ This Year!Year!

• Create __________ For Create __________ For SuccessSuccess

• Hire The Right People – Hire The Right People – __________, ___________, __________, ___________, EmotionallyEmotionally

Premier Church & School Insurance Services 2005

What To Do If You Are What To Do If You Are Injured At WorkInjured At Work

• Report Your Injury Report Your Injury ________________________

• If _________, Seek If _________, Seek Immediate Medical CareImmediate Medical Care

• If Non Emergency, Use the If Non Emergency, Use the ___ Facility___ Facility

• Only Seek the ____ You Only Seek the ____ You NeedNeed

• Use The _____ ___ Rules To Use The _____ ___ Rules To Your ___________Your ___________

• Keep All ____________Keep All ____________• Do Not ________ (I Do Not ________ (I

Corinthians, Chapter 6)Corinthians, Chapter 6)• ______ ___ ____ As Soon As ______ ___ ____ As Soon As

You Can (Modified Duty)You Can (Modified Duty)

Premier Church & School Insurance Services 2005

Safety Training Topics Safety Training Topics & Websites of Interest, & Websites of Interest,

Staff ContactsStaff Contacts

• Preventing Back InjuriesPreventing Back Injuries• Preventing Slips Trips & Preventing Slips Trips &

FallsFalls• Blood borne PathogensBlood borne Pathogens• Ladder SafetyLadder Safety• Ergonomics – WorkstationsErgonomics – Workstations

• www.workcomplaw.comwww.workcomplaw.com• www.oshafastfix.comwww.oshafastfix.com• www.fixworkerscompnow.orwww.fixworkerscompnow.or

gg• www.guideonecenter.comwww.guideonecenter.com

• Loss Control Specialist – Loss Control Specialist – Gabe LorenteGabe Lorente

• Claims Specialist – Jami Claims Specialist – Jami AlbertsonAlbertson

• Phone number 888-816-2274Phone number 888-816-2274

Premier Church & School Insurance Services 2005

General General

NotesNotes

QuestionsQuestions

GoalsGoals