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APRIL UK Corporate Services Employee Benefit Specialists

APRIL UK Corporate Services Employee Benefit Specialists

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Page 1: APRIL UK Corporate Services Employee Benefit Specialists

APRIL UK Corporate Services

Employee Benefit Specialists

Page 2: APRIL UK Corporate Services Employee Benefit Specialists

Strength behind the name We are part of the APRIL Group who operate in 30 countries and

look after some 3 million policyholders worldwide The APRIL Group are valued in excess of £859 million In 2009 they paid out claims totalling £174 million APRIL UK is regulated by the Financial Services Authority

Worldwide CredibilityWe are part of an international organisation.

The APRIL Group operates in the following countries: Germany, Argentina, Belgium, Belarus, Brazil, Bulgaria, Canada,

Colombia, Croatia, Spain, Ecuador, United States, France, Hungary, Republic of Ireland, Italy, Lithuania, Mexico, Poland, Portugal, Romania, United Kingdom, Russia, Serbia, Slovenia, Switzerland, Tunisia, Turkey, Ukraine, Uruguay

About APRIL UK

Page 3: APRIL UK Corporate Services Employee Benefit Specialists

Why Use APRIL UK

Established in 1997, our Management Team have over 50 years of experience in the insurance and financial services industry

One of the fastest growing providers in the UK with significant presence in Ireland

Working with major blue chip UK companies

Outstanding levels of customer service provided by UK based Head Office

About APRIL UK

Page 4: APRIL UK Corporate Services Employee Benefit Specialists

Statistics More than 2.2 million people in the UK have been off work for at

least 6 months due to sickness and disability

Over 1.6 million people are claiming Job Seekers Allowance

23.4 million days were lost due to ill health and 5.1 million days lost due to work place injuries

There are over 233,000 reported injuries at work every year

Over 2.5 million people are claiming state benefits due to incapacity

The average cost of raising a child from birth to the age of 21 - is over £184 a week

Source: Department of Work and Pensions, Liverpool Victoria 2010, Health & Safety Executive 2009.

Statistics

Page 5: APRIL UK Corporate Services Employee Benefit Specialists

Benefits to YOU – the Employer

Be seen to look after your employee’s welfare

Happy staff = better morale and productivity = MORE PROFIT!

Perceived high value benefit

Attract and retain high quality staff

NO cost to YOU to provide – we do all the hard work!

Why Offer Employee Benefits

Page 6: APRIL UK Corporate Services Employee Benefit Specialists

Protecting yourself should be a priority

But why do so many not do it?

Lack of access

Lack of knowledge

Lack of time

Confusing market place

So many products and providers – who to trust?

Why Offer Employee Benefits

Page 7: APRIL UK Corporate Services Employee Benefit Specialists

Our Market Leading Income Assistance Plan

4 Cash Benefits:

Monthly Income Benefit – up to £2,500

Hospitalisation Benefit – up to £250 a day

Serious Injury Benefit – up to £125,000

Accidental Death Benefit – up to £125,000

Introducing Sovereign

Page 8: APRIL UK Corporate Services Employee Benefit Specialists

Benefits to YOUR Employees

Peace of mind against Accidents and Sickness

Policy has Immediate Acceptance

NO medical questionnaires or medical underwriting

All premiums the same regardless of:

- Pre-existing health conditions

- Age

- Occupation

- Hobbies / Sports

- Smoker status

Introducing Sovereign

Page 9: APRIL UK Corporate Services Employee Benefit Specialists

Cover starts from just 20p a day

Example BenefitsBased on Accident and Sickness cover, 14 day deferred period, 1 year benefit period

Introducing Sovereign

Monthly Benefit

Daily Hospitalisation

Benefit

Serious Injury/Death

Benefit

Weekly Equivalent Premium

£300 £30 £15,000 £2.80

£600 £60 £30,000 £5.61

£900 £90 £45,000 £8.41

£1,200 £120 £60,000 £11.21 Payments must be made by Direct Debit. Please read the Terms and Conditions of the

policy for more information.

Page 10: APRIL UK Corporate Services Employee Benefit Specialists

The KEY Benefits summarised

Increase staff morale, loyalty, retention

Establish image as caring employer

Ultimately - More profits for YOU!

Financial security for employees

Hassle FREE - we do all the administration

LASTLY – OUR SERVICE IS COMPLETELY FREE

Employee Benefits that WORK

Page 11: APRIL UK Corporate Services Employee Benefit Specialists

As part of our Corporate Package your employees get FREE Membership to Best Doctors:

A market leading ‘Expert Medical Opinion Service’

Access to expertise and knowledge of some of the leading medical specialists around the world

Peace of mind that your medical diagnosis and prescribed treatment is correct

Best Doctors – FREE of Charge!

Page 12: APRIL UK Corporate Services Employee Benefit Specialists

APRIL UK (Insurance Services) Ltd is authorised and regulated by the Financial Services Authority, registration number 308655.

PRCOMP 04/10