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• Specialists in employee benefits for 25+ years• On Inc. 5000 list of fastest-growing companies in America—2 years in a row• 6th largest benefits firm in Arizona • Staff of 40+ insurance professionals (average experience 20 years)
• Blend of former insurance company executives and best-in-class veteran benefit consultants
• Traditional brokerage service and support PLUS: – Strategy, engagement, advocacy
– HR and Compliance resources, alerts, webinars, and training
– Cutting edge benefit solutions and benefits administration technology–achieving bottom line savings for clients
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Benefit Commerce Group: Leader in the Industry
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The BCG DifferenceA Team of Internal Subject Matter Experts
The world is changing…no one person can be an expert in all areas.
We have an in-house team of experts in each key area on staff to support our Consultants and Client Managers.
Insurance Products
WellnessCompliance
Communication &
Education
Actuarial, Underwriting & Risk Mgt
Service Team
Benefits Technology
BCG Client Manager
BCG Consultant
HR Services
Process-Project
Management
YOUR ORGANIZATION
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Turning Strategies, Best Practices and Communications… into Results
Strategies• Align economic incentives
between the plan and employees• Reward employees for good
healthcare decisions• Include meaningful preventive and
health improvement programs• Effective employee education,
information, tools & technology
• Lower costs for employer and employees and their families• Health improvement of employees• Reduced medical trend costs on renewal (with proper programs in place)• Greater employee satisfaction which leads to better retention & attraction of productive
employees
RESULTS
Services• Analysis of current benefits• Review budget objectives• Develop long-term strategy• Integrate employee education• Compliance programs & resources• Create wellness programs• HR information management &
payroll solutions• Online admin and benefit portals• Seamless datafeeds
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Value-Added Programs
Financial & Actuarial Services
• ACA Employer Impact Report• Renewal Projection & Evaluation• Mid-Year Renewal Projection• Plan Design Analysis• Stop-Loss Analysis• IBNR Reserve• Self-Insured Feasibility Analysis• Claims Positioning System
• ACA Client Guide & Assessment form
• Health decision support tools
• Wellness programs with incentives
HR Resources
• Live Team – Answers to your questions 11 hours a day, with Certified HR experts
• Comply – Comprehensive resource center, including forms, checklists and tools, Employee Handbook Builder
• 200+ online courses -- Unlimited use, money-saving way to add training for HR staff
• Mobile app -- Access your these HR resources from anywhere
Compliance, Health & Wellness Services
• Proactive planning with open communications
• Onboarding for new clients• Ongoing project management to achieve results Providing certainty about WHO does WHAT, HOW and WHEN
Process, Project
Management
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Service, Experience, Tools & Resources
Principals & Benefit Consultants Employee Benefits Benchmarking
Decades of experience assisting employers in benefit plan development.Average 20+ years of experience.
Benefit Commerce Group brought a statewide, benefits benchmarking survey to Arizona for the first time, developed through its close strategic relationship with the world’s largest and most respected actuarial firm.Participants receive an Individual Custom Report—at no cost—benchmarking their employee benefits against mid-size employers (50-5,000 employees) in Arizona and nationwide.
PLUS:
Vice President-Actuarial on staffCommunications Director on staffDirector of Corporate Wellness on staffClient Managers—ACA-Certified by NAHUClient Services Team
BCG:Inc. 5000 Ranking
BCG & 24 ClientWellness Council
Awards
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BCG Awards & Recognition--Over 100 Client Awards in 3 Years--
13 ClientWellness Council
Awards
December 2015
BCG: Best Places to Work
BCG:Inc. 5000 Ranking
August2015
December 2015
BCG & 7 Clients:Healthiest Employers
Awards
BCG & 9 Clients:Healthiest Employers
Awards
BCG Client & HR Director:
IHCC National Award
BCG: “Industry Innovator” & “Most Innovative Broker”
IHCC National Award
May2015
March 2014
January 2013
January 2012
BCG & Clients:18 Wellness Council
Awards
BCG: Named in “Top Ten Consumer Driven Health Plan Advisors” in Nation
BCG & Clients:18 Wellness Council
Awards
BCG: “Most Innovative Broker”
IHCC National Award
BCG Client:Healthiest Employers
Award
BCG Client & CFO:IHCC National Award
4 BCG Clients:Healthiest Employers
Awards
BCG & 3 Clients:Wellness Council
Awards
December 2014
December 2013
January 2013
2011
December 2014
February2013
October 2012
2010
BCG & 14 Clients:Healthiest Employers
Awards
May2016
September2016
August2016
A sampling of client communication email topics.• Compliance Alerts:
– ACA Audit Prep– BAAs and HIPAA Compliance Training– HSA Brainshark on Mid-Year Changes– ACA Employer Notice Program– EEOC Wellness Final Regulations– Transitional Reinsurance Fee and PCORI Fee Details– Updated ACA Client Guide– Tax Questions You Can Expect from Employees– COBRA Participants May Save Money on the Marketplace
• Annual Arizona Employee Benefits Benchmarking Survey
• Webinars--(live and recorded): – Avoiding Leave of Absence Mistakes– DOL’s New Exemption Rules– Candidate Screening Process– ACA Reporting– What Employers Should Know about HIPAA
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We Keep You Informed
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Why Benefit Commerce Group Should Be Your Employee Benefits Broker
Results Experience
Efficient benefits administration
Proven long-term strategy to improve your benefits and save money
Wellness programs that save money and boost productivity
Strong carrier relationships
Ability to deal directly with underwriting and claims issues
Financial analysis, forecasting and budgeting
Project managementRisk management