Volume 151, No. 9www.bankersdigest.com

CommunityBank of Texas Names SirkelEVP and Regional CEO, Corporate Banking

Comeaux and Wright Join Investar Bank

Comeaux

HURRICANE HARVEY: Federal and State Banking Agencies Issue Statement on Supervisory Practices Feature..............................................3

In This Issue...

Published weekly on Mondays except fifth Mondays

September 4, 2017

Sirkel

CommunityBank of Texas, N. A., Beau-mont, has announced that Jason

Sirkel is join-ing the bank as executive vice president and regional CEO of corporate banking. With more than 24 years of man-agement and c o m m e r c i a l lending expe-rience, Sirkel

will be building a lending team fo-cused on the commercial and indus-trial (C&I) segment of the bank’s loan portfolio. “Jason has a proven track record

for success,” said CommunityBank of Texas President Travis Jaggers. “Add-ing him to our team allows us to make an immediate impact on the develop-ment of our corporate banking strat-egy in addition to sustaining the long-term goals of the bank...” According to his Linkedin profile, Sirkel previously served over nine years at Woodforest National Bank in The Woodlands and Houston markets where he managed a team of middle market enterprise lenders. Earlier, he served with Bank of Texas and Amegy Bank of Texas after starting his bank-ing career with Texas Commerce Bank, all in the Houston market. Sirkel earned a BBA degree in fi-nance at The University of Texas at Austin Q

Investar Bank, Baton Rouge, LA, re-cently hired two new team members in

the Lafayette market, said Holly Hidal-go-DeKeyzer, Baton Rouge regional presi-dent.. Stephanie C o m e a u x joined as senior vice president and c o m m e r c i a l

lender and Adam Wright as treasury management sales officer, both for the Acadiana region. Comeaux is responsible for devel-oping new commercial relationships.

She has nearly 40 years of banking ex-perience, 28 years with Chase Bank, and more re-cently with Regions Bank. She is active in community and civic af-fairs in the re-gion.

Wright has 13 years of banking experience and joins Investar from Chase Bank. He holds an MBA degree from the University of New Orleans Q

Wright

Community Bankers of Oklahoma to Meet September 13-15 in Oklahoma CityCommunity Bankers Association of Oklahoma has announced its 2017 convention is set for September 13-15 at the Skirvin Hilton Hotel in down-town Oklahoma City. The theme for this year’s event is “Community Bank-er There’s a Difference.” As in previous years, the CBAO an-nual golf tournament will begin the ac-tivities on Wednesday, September 13, with an afternoon start at the Oak Tree Golf and Country Club in Edmond. An early evening welcome reception with exhibitors is scheduled. The 2017 convention’s business sessions begin on Thursday morn-ing featuring speakers Jim Reber of ICBA Securities, Rob Blackwell of the American Banker, and Preston L. Ken-nedy, ICBA vice chairman and CEO of

Bank of Zachary, Zachary, LA, offering the ICBA Report. Four concurrent education sessions will round out the morning activities. Following lunch, Charles A. McCall III, speaker of the Oklahoma House of Representatives and Atoka banker, will offer remarks. The CBAO annual meeting is set for early afternoon, followed by the CBAO gala celebration, which will include a reception, Horizon Bankers’ fundrais-er, live PAC auction, and dinner and singer/songwriter entertainment. On Friday morning, September 15, Mick Thompson, Oklahoma State Banking Department Commissioner, will offer remarks. Rounding out the convention’s events will be a bank regulator panel discussion Q

Page 2 BANKERS DIGEST September 4, 2017

Long-time Big Spring community banker John A. Currie died peacefully

at his home Au-gust 24 at age 86. The Currie fam-ily were early pio-neers in Howard County and were founding share-holders and direc-tors of First State Bank of Big Spring in 1909. In 1924,

the bank converted to a national char-ter and became The State National Bank of Big Spring. The only bank in Big Spring to survive the Banking Holi-day of 1933, State National’s motto for many years thereafter became “Time tried; Panic tested.” Currie succeeded both his grand-father and father as president of State National, serving in that capacity from 1974 to 1988. He remained active in the bank for over 60 years and served on the board of directors until his death. Currie was a life-long champion of community banking and regulatory

P E O P L E TEXAS

Big Spring 60+Year Banker John A. Currie Dies at 86

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Currie

In This Issue...Hurricane Harvey: Federal and State Banking Agencies Issue Statement on Supervisory Practices Feature..............................................3

GSB at LSU Graduates..................7

Newswatch......................................8

Charter Activity..............................9

Classified.......................................10

relief. In the early 1980’s, he was a founding board member of Texas In-dependent Bank, now TIB-The Inde-pendent Bankers Bank, as well as an organizing director of the Indepen-dent Bankers Association of Texas (IBAT) Bond Trust in Houston. Currie graduated from TCU in 1951 with a business degree and mar-ried Ruth Didlake, a native of MS, on March 20, 1952, in Lovington, NM. He completed the School of Banking Pro-gram from the University of Wiscon-sin in 1957. In addition to his many activities in the banking profession, he served as president of the Colo-rado River Municipal Water District for four years and as a director for 28. He also served as president of the Big Spring Area Chamber of Commerce, United Way, Industrial Foundation of Big Spring, Downtown Inc., and vari-ous other civic organizations over the years. Currie is survived by his wife, Ruth of Big Spring; four children, seven granddaughters, seven great-grand-children, and sister, Ann McComb of Austin Q

IBC Bank-Corpus Christi has promot-ed Curtis Clark to treasury manage-ment bank officer. He will continue to promote the commercial and small business services offered by IBC, in-cluding working as a customer advo-cate for IBC Link, the bank’s online business banking service. Clark has more than 15 years of management experience, with four of those years in banking, A US Navy veteran, he has continued to hone his leadership skills through the lo-cal Leadership Corpus Christi pro-gram (2016 graduate of Class 44), was named one of Corpus Christi’s “40 Un-der 40” in 2016, and is active in many community and civic organizations Q

IBC Corpus Christi Promotes Clark to Treasury Mgmt Off

Griffin, Cannon, Kamara, and Hocker Join Texas Capital BankTexas Capital Bank, N. A., Dallas, has reported recent new hires in Houston and Austin. William Griffin has joined as ex-ecutive vice president and manager of corporate banking in the Houston market. Cody Cannon has joined as senior

vice president and senior relationship manager of commercial banking in Houston. Issa Kamara has joined as associ-ate relationship manager in Houston. Liz Hocker has joined as senior vice president of business development in Austin Q

September 4, 2017 BANKERS DIGEST Page 3

F E A T U R E

B D

FEATURE

HURRICANE HARVEYFederal and State Banking

Agencies Issue Statement on Supervisory Practices

(continued on Page 9)

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Directors and Officers Liability Policy

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H u r r i c a n e H a r v e y s l a m m e d into the Texas Gulf Coast on Friday, Au-gust 25, caus-

ing massive damage to structures and historic flooding in the greater Hous-ton area. As this issue goes to press, the storm has been downgraded to a tropical storm. It has returned to the Gulf of Mexico and is expected to re-turn to land on August 30 near Beau-mont, TX, and hit southern LA with heavy rainfall. On August 26, the federal and state banking agencies issued a statement regarding financial institutions and borrowers affected by Hurricane Har-vey. The agencies encourage institu-tions in the affected areas to meet the financial services needs of their communities. A complete list of the affected disaster areas can be found at www.fema.gov. The Texas Bankers Association posted the statement on its website: http://www.texasbankers.com/Texas_Bank-ers/News/_Agencies_Provide_Relief_in_Wake_of_Hurricane_Harvey.aspx.

• Lending: Bankers should work con-structively with borrowers in commu-nities affected by Hurricane Harvey. The agencies realize that the effects of natural disasters on local businesses and individuals are often transitory, and prudent efforts to adjust or alter terms on existing loans in affected areas should not be subject to exam-iner criticism. In supervising institu-tions affected by the hurricane, the agencies will consider the unusual circumstances they face. The agen-cies recognize that efforts to work with borrowers in communities under stress can be consistent with safe-and-sound banking practices as well as in the public interest.

• Community Reinvestment Act (CRA): Financial institutions may re-

ceive CRA consideration for commu-nity development loans, investments, or services that revitalize or stabilize federally designated disaster areas in their assessment areas or in the states or regions that include their assess-ment areas. For additional informa-tion, institutions should review the Interagency Questions and Answers Regarding Community Reinvestment at https://www.ffiec.gov/cra/qnadoc.htm.

• Investments: Bankers should moni-tor municipal securities and loans af-

fected by the hurricane. The agencies realize local government projects may be negatively affected. Appropriate monitoring and prudent efforts to sta-bilize such investments are encour-aged.

• Regulatory Reporting Require-ments: Institutions affected by Hurri-cane Harvey that expect to encounter difficulty meeting the agencies’ report-ing requirements should contact their primary federal regulatory agency to

September 4, 2017 BANKERS DIGEST Page 4

Texas Bank and Trust Company, Longview, has announced the hiring

of Jannette Erts as senior vice presi-dent and trust of-ficer at the Frisco location, accord-ing to Chairman Rogers Pope. Erts joins Tex-as Bank from Cadence Bank, where she recently

served as a trust manager supervis-ing the Dallas office with assets under management of $190 million. Erts holds a BS degree in econom-ics from The University of Texas at Ar-lington and an MBA degee in financial services from the University of Dallas.She is a CFP certificant and is a mem-ber of the Dallas Estate Planning Council and the Financial Planning Association Q

FirstCapital Bank of Texas (FCB) in Lubbock has announced the appoint-

ment of Berry S. Pigg as the branch president of FCB’s new branch at 7904 Milwaukee Ave., scheduled to open this fall. With more than 30 years of bank-ing experience, Pigg specializes

in real estate and commercial lend-ing and has served in the Lubbock financial industry since 1984. Accord-ing to his Linkedin profile, he most recently served seven years with Aim-Bank as branch president/SVP at the 3004 Slide Rd. location. Previously, he served with Western Bank and over 23 years with American State Bank. Pigg is a graduate of Texas Tech University, where he earned a BBA de-gree in finance. He attended the Texas Tech Banking School and the South-western Graduate School of Banking at SMU. FirstCapital Bank of Texas, head-quartered in Midland, also announced

P E O P L E TEXAS

Pigg Named President, FirstCapital of Texas Lubbock Branch; Bacon and Cosby Join Board

Pigg

Erts Joins Texas Bank Frisco as SVP, Trust

the appointment of two new board members: Chief Operating Officer Tracy Bacon and First Bancshares of Texas President Don E. Cosby. Bacon joined the FCB team in 2010 as the CFO and transitioned into her current role of chief operating officer in 2015. She has more than 28 years of banking experience, having served in multiple areas of the financial in-dustry. She is a currently an advisory council member of the Texas Tech Uni-versity’s Rawls College of Business. FCB recently announced the ad-dition of Cosby as the president of First Bancshares of Texas, the hold-ing company for FCB, as well as EVP, shareholder relations for the bank. In addition, he serves on the board of directors for the holding company. Cosby has more than 30 years of se-nior level leadership at TX financial institutions: co-founder of State Na-tional Bancshares Inc. in Lubbock and most recently co-founder, president and chief operating officer at Carlile Bancshares Inc. He also served with the Ford Bank Group and as CFO at Texas Tech University Q

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Burris

Lone Star State Bank (LSSB), 1004 N. Big Spring St. in the Dinero Plaza, Midland, has named Jacob Burris

vice president of commercial lend-ing. Burris has worked in bank-ing industry for nearly 10 years, according to an a n n o u n c e m e n t by LSSB Midland market President

Mike Davis Burris previously served as vice president at West Texas State Bank in Midland and as a credit analyst at FirstCapital Bank of Texas. He re-ceived a bachelor’s degree in finance from Lubbock Christian University. LSSB was chartered in 2007 and is headquartered in Lubbock. The bank serves Midland, Odessa, Big Spring, Brownfield, and Lubbock Q

Lone Star SB Names Burris VP of Commercial Lending

September 4, 2017 BANKERS DIGEST Page 5

Lisa Riley, formerly NM/Western Border region president for Wells Fargo, has ac-

cepted a region bank president position for cen-tral Arizona. She has worked for the bank for over 30 years. Riley went to New Mexico eight years ago from Arizona where she

worked for a community bank named Great Western Bank, later acquired by Wells Fargo Q

P E O P L E

Four Corners Community Bank (FCCB), Farmington, recently wel-comed two longtime Cortez residents to its team: Marsha Chaffin, formerly of First National Bank, Cortez, and Jackie Cook, formerly of Community Banks of Colorado Cortez branch. President/CEO Sheila Mathews made the announcement. Chaffin has 25 years of banking ex-perience, primarily in operations and compliance. She is a graduate of the Western States School of Banking, a certified BSA professional, and holds bank operations and general banking

diplomas from the American Bankers Association. She has lived in Mont-ezuma County for 40 years; her fam-ily homesteaded in the area over 100 years ago. Cook began her banking career in 1987 in the Dove Creek and Cortez ar-eas. Aside from performing all teller functions, she has experience in new accounts, bookkeeping, and loans. She became a part of the FCCB team when FCCB acquired the Community Banks’ deposit accounts of the Cortez location in May 2017. She offices at the 343 E. Main St. office in Cortez Q

Riley

NEW MEXICOChaffin and Cook Join Four Corners Community Bank Riley to Lead Wells Fargo, AZ

ARIZONA

Page 6 BANKERS DIGEST September 4, 2017

P E O P L E

Arvest Bank has announced the pro-motion of Shandy Belford to commer-

cial loan manager in its Oklahoma City market. Bel-ford will manage the commercial lending team in Edmond from the 1501 W. Edmond Rd. branch. She joined Arvest Bank in Oc-

tober 2016 as senior vice president and commercial banker. She joined Arvest commercial lending experi-ence. She previously served at Banc-First, MidFirst Bank, and Bank of Okla-homa. Arvest Bank has also announced the promotion of Aaron Stepp to business banking manager in Del City. He most recently served as a vice president and commercial banker. He is a 12-year banker and serves at the 4600 SE 29th St. location in Del City. Stepp holds a bachelor’s degree in corporate communications from the University of Central Oklahoma. Arvest Bank has also hired Jake McGuire as a private banking adviser at the 1501 W. Edmond Rd. location in Edmond. McGuire is a native of Skiatook and earned a bachelor's degree in finan-cial economics at Oklahoma Wesley-an University and a law degree from Oklahoma City University Q

Bank SNB has announced the promo-tion of Rob Hoffman to assistant vice president and commercial banker at the Waterford location in Oklahoma City. Hoffman joined Bank SNB in February 2016. Hoffman will be focused on servic-ing commercial banking clients with all business needs. His other job du-ties include: portfolio management, developing new client relationships, and community involvement on be-half of the bank. He has prior experi-ence in commercial credit analysis. He earned an associate of arts de-gree from Coffeyville Community Col-lege in 2012 and a BBA degree in fi-nance from the University of Central Oklahoma in 2014 Q

Valliance Bank, Oklahoma City, has announced three officer promotions. Mary Robinson, former doc prep specialist, is now doc prep banking of-ficer. She joined Valliance in 2008 and has over 40 years of banking experi-ence. She holds a BS degree in educa-tion from the University of Oklahoma. Austin Swickey, former E-Com-merce specialist, is now E-Commerce banking officer. He joined Valliance in 2010 and has over seven years of banking experience. He manages the bank’s website content, online retail bank development, and serves as ad-vanced customer IT support. Trey Warren, former retail opera-tions assistant, is now banking officer of retail operations. He joined Val-liance in 2016 and has over six years of banking experience. He holds a BA degree from the University of Okla-homa. He implements training pro-grams for new and existing staff, de-velops and designs reporting for all bank employees using business ana-lytics, and is responsible for training incoming staff. Established in Oklahoma City in 2004, Valliance Bank has locations in downtown OKC, Norman, and McKin-ney and Fort Worth, TX Q

OKLAHOMA

Arvest Ups Belford and Stepp to Loan Managers

Milligan Joins First Liberty Bank in Ok City as VP/CLO

Robinson, Swickey, Warren Promoted at Valliance Bank

Belford

Hoffman Promoted to AVP, Bank SNB in Oklahoma City

First Liberty Bank in Oklahoma City has hired Noah Milligan as a vice president and commercial loan officer. Milligan joins with experience in managing and developing loan port-folios and credit analysis. He most re-cently served at IBC Bank and earlier at MidFirst Bank and Legacy Bank-Oklahoma He holds bachelor’s, master’s, and MBA degrees from the University of Central Oklahoma and is a graduate of the Graduate School of Banking at Colorado. He serves his community on the board of directors for Creative Oklahoma Q

Smith

Smith, Hogner Promoted at Community Bank, BristowRob Smith has been promoted to se-nior vice president and chief lending

officer at Com-munity Bank, Bristow. He has served eight years at the bank. Prior to joining Community Bank, he served as a lender in Tulsa. He is a graduate of

Oklahoma State University and a 2017 graduate of SWGSB at SMU. Natalie Hogner was promoted to assistant vice president, loan officer. She has served at the bank for 15 years Q

September 4, 2017 BANKERS DIGEST Page 7

P E O P L EBANKING SCHOOL GRADUATES

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CM

MY

CY

CMY

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Davis Kinard Knowlege Ma 14 4C.pdf 1 7/28/14 11:53 AM

On June 2, one hundred sixty four bankers received graduate diplomas from the Graduate School of Bank-ing at Louisiana State University. The banking school is sponsored by 15 southern state bankers associations in cooperation with the Division of Con-tinuing Education at LSU. Students traveled from 18 states and Mexico to participate in the 2017 session. The following are the 2017 gradu-ates from the Bankers Digest coverage area:

Arkansas: Bradford Moore French, Centennial Bank, Conway; James Lyle, McGehee Bank, McGehee;Russel l Wayne Martin Jr., Relyance Bank, Lit-tle Rock; David McBee, Arvest Bank, Mountain Home; Kerry Meythaler, Arvest Bank, Bentonville; Ryan Sand-ers Moore, Centennial Bank, Jones-boro; and Greg Rotter, Centennial Bank, Van Buren.

Louisiana: James “Mic” Baxter, First Guaranty Bank, Dubach; Timothy C. Brennan, Whitney Bank, New Orleans;Paul Edward Clement Jr., Hancock Bank/Whitney Bank, New Orleans; Mike Anthony Clifton, First Feder-al Bank of Louisiana, Lake Charles; Chadler Brent Cornett, R e g i o n s Bank, Baton Rouge; Liza Cuthbert, Hancock Holding Co., New Orleans; Jennifer Otalora Esler, Iberia Bank, Metairie; Christopher S. Ferris, Fidel-ity Bank, Metairie; Kelly Smith Fife, Office of Financial Institutions, Ray-ville; Michael John Gibbs, Gulf Coast Bank & Trust, Harahan; Melanie Toce Gottschalck, First Guaranty Bank, Hammond; Jake M. Guidry, Business First Bank, Lafayette; Kristen House, Gulf Coast Bank & Trust Co., Metairie; Bradley T. Jongbloed, Fidelity Bank, Metairie; Harrison Carter Leak IV, Bank of St. Francisville, St. Francis-ville; Minh Vi Luu, Peoples Bank & Trust Co., New Roads; W.T. McCain III, Sabine State Bank, Alexandria; Regina McNeill, Origin Bank, Rus-ton; Brett M. Means, Synergy Bank, Houma; Amanda M. Moulliet, Whit-ney Bank, Belle Chasse; Brandon T. Nelson, Whitney Bank, New Orleans; Kendra Linder Palmer, Business First Bank, Shreveport; Travis James

Richard, M C Bank, Morgan City; Luke Joseph Sedotal, South Louisi-ana Bank, Houma; Kevin W. Shipp, JD Bank, Ville Platte; Michele W. Thax-ton, Progressive Bank, Monroe; Ryan Douglas Thomas, Community Bank of Louisiana, Mansfield; Matthew Vaughn, Whitney Bank, Baton Rouge; Matt West, Community Trust Bank, West Monroe; and Charlette J. Wil-liams, Iberville Bank, Plaquemine.

Mississippi: Rebecca Butler Barren-tine, Copiah Bank, Hazlehurst; Chad-wick L. Boarman, State Bank & Trust, McComb; Justin M. Bobo, First Com-mercial Bank, Southaven; Thomas Jeremy Bond, Trustmark National Bank, Jackson; Lucius Brock, Re-nasant Bank, Oxford; William T Car-penter III, Trustmark National Bank, Meridian; Benjamin F. Cayson, De-partment of Banking, Jackson; Lee Ed-ward Hardy, BankPlus, Flora; Thomas Lucas Harris, Renasant Bank, Oxford; John Dexter Haynes Jr., Farmers & Merchants Bank, Baldwyn; Ann Eliza-beth Herring, Department of Banking & Consumer, Jackson; Brock W. How-ell, First Southern Bank, Columbia; Steven W. Jackson, BankPlus, Madi-son; James S. Kaigler Jr., Hancock Bank, Gulfport; Robert Aaron Lacey, BankPlus, Madison; Leonard Ryan

Lee, Trustmark National Bank, Vicks-burg; Bridget M. Lowery, Trustmark National Bank, Brandon; Joel T. May Jr., The First Bank, Hattiesburg; Brad-ley K. McDaniel, First Southern Bank, Columbia; Sean Patrick McNichol, Department of Banking & Consumer, Jackson; John Zackary Nordan, Trust-mark National Bank, Jackson; David Brandon Nunley, Farmers and Mer-chants Bank, Booneville; Christina Stuckey Osborne, First Commercial Bank, Jackson; Chris Roberts, BankP-lus, Ridgeland; John Adam Roberts, BancorpSouth, Hattiesburg; Dan-iel Pritchard Russell, Citizens Na-tional Bank, Meridian; Frank DeSha Sory, Guaranty Bank & Trust, Belzoni; Christopher H. Strebeck, Commu-nity Bank of Mississippi, Forest; Col-lin Tackett, Guaranty Bank & Trust, Hernando; and Mark Douglas Taylor, The Citizens Bank, Philadelphia.

New Mexico: Jonathan Ray Madrid, Southwest Capital Bank, Las Vegas.

Oklahoma: Brad D. Ward, RCB Bank, Claremore.

Texas: Nicholas Black, First Commu-nity Bank, Corpus Christi; Stella Chris-tine Petrilla, Trustmark National Bank, Houston; and Yvonne C. Yeoman, City National Bank of Taylor, Bastrop Q

Graduate School of Banking at LSU Awards 164 Diplomas

Page 8 BANKERS DIGEST September 4, 2017

N E W S W A T C H TEXAS

A bankruptcy judge signed off on the sale of Community State Bank of Bradley (Lafayette County), the prime asset of its parent company, Allcorp Inc., reported George Waldon at arkan-sasbusiness.com on August 14. The order okays a proposed sale of Community State Bank by Allcorp’s largest creditor, Heartland Bank, Lit-tle Rock. Allcorp entered bankruptcy a year ago and owes Heartland $1.3 million, a debt secured by the holding company’s ownership of Community State Bank. The proposed $2.35 mil-lion acquisition still must undergo regulatory review. Community State Bank reported total assets of $14.6 million, total de-posits of $12.0 million, and total equi-ty capital of $2.612 million as of June 30, 2017, according to the FDIC. According to Waldon, the pro-spective buyer group is led by Jeff Hobbs, a branch manager for First National Bank of Hughes Springs, TX, and former president/CEO of Bloom-berg State Bank in Atlanta, TX; Taylor Chandler, SVP and commercial loan officer at City Bank in Plano, TX; and Derick Murway, president of Mon-tage Development, an upscale home-builder in Southlake, TX Q

Moss Adams LLP, Seattle, WA, one of the largest accounting, consulting, and wealth management firms in the nation, and Hein & Associates LLP, a top 100 accounting firm, on August 24 announced that they have signed a letter of intent to combine. Following the completion of stan-dard due diligence, the agreement is expected to be effective November 1, 2017. With this combination, Moss Adams will expand its geographic footprint with new office locations in Denver, CO, and Houston, while also deepening resources in Dallas and Or-ange County in CA. Hein also brings a nationally recognized oil and gas practice, a new sector that will round out the existing industry portfolio at Moss Adams. “We’re thrilled to combine with Hein & Associates and solidify our presence in key Western markets,” said Chris Schmidt, Moss Adams chairman/CEO. Founded in 1977 in Denver, CO, Hein & Associates, provides account-ing and advisory services to clients across a number of industries, includ-ing energy, manufacturing and distri-bution, real estate, construction, and technology Q

Home Bancorp Inc., the holding com-pany of the 109-year-old Home Bank, N. A. (“Home Bank”), both of Lafay-ette, and St. Martin Bancshares Inc. (“St. Martin Bancshares”), the holding company of the 83-year-old St. Martin Bank & Trust Company (“St. Martin Bank”), both of St. Martinville, jointly announced on August 23 the signing of a definitive agreement under which Home Bancorp will acquire St. Martin Bancshares in a stock deal. Under the terms of the agreement, St. Martin Bancshares will be merged with and into Home Bancorp (the “Merger”), and St. Martin Bank will be merged with and into Home Bank. Upon consummation of the merger, shareholders of St. Martin Bancshares will receive 9.2839 shares of Home Bancorp common stock (publicly trad-ed on the NASDAQ under HBCP) for each share of St. Martin Bancshares common stock (the “Stock Consid-eration”). In addition, immediately prior to the closing of the merger, St. Martin Bancshares will pay a special cash distribution of $94.00 per share to its shareholders (the “Special Dis-tribution”). Based on the ten (10) day average closing price of Home Ban-corp’s common stock through Au-gust 22, 2017 ($39.15 per share), the Stock Consideration plus the Special Distribution has a combined value of $457.47 per share to holders of St. Martin Bancshares common stock, or $96.1 million in the aggregate. St. Martin Bank has 12 branch lo-cations in Acadia, Jefferson Davis, La-fayette, and St. Martin parishes. As of June 30, 2017, St. Martin Bank report-ed assets of $597.3 million, loans of $455.5 million, and deposits of $508.7 million. After the banks merge, Home Bank will have approximately $2.2 bil-lion in assets, $1.7 billion in loans, and $1.8 billion in deposits. The transaction is expected to close in the later fourth quarter of 2017 or first quarter of 2018. Paul A. Durand, president/CEO of St. Martin Bank, will remain active in the combined company, according to the news release Q

Bankruptcy Judge OKs Sale, Community State of Bradley

Moss Adams, Hein & Assoc. Intend to Combine Firms

Home Bancorp to AcquireSt. Martin Bancshares

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September 4, 2017 BANKERS DIGEST Page 9

R E G U L A T O R S

C h a r t e r

a c t i v i t yArkansasBRANCHES The FEDERAL RESERVE BANK OF ST LOUIS has filed an application by Arvest Bank, Fayetteville, for a branch at 999 E. Heritage Pkwy., Prairie Grove.LouisianaBRANCHES The OFFICE OF FINANCIAL IN-STITUTIONS has approved an appli-cation by Bank of Montgomery, Mont-gomery, for a branch at 8640 Fern Ave., Shreveport. The OFI has approved an applica-tion by Investar Bank, Baton Rouge, for a branch at 3636 Harding Blvd., Baton Rouge. The OFI has filed/approved an ap-plication by Tri-Parish Bank, Eunice, for a branch at 751 Albertson Pkwy., Broussard. The OFI has filed/approved an ap-plication by Progressive Bank, Mon-roe, for a branch at 9405 Ellerbe Rd., Shreveport. The OFI has filed an application by American Bank & Trust Company, Covington, for a branch at 2021 Carol Sue Ave., Terrytown. The OFI has filed an application by The Peoples Bank and Trust Company of Pointe Coupee Parish, New Roads, for a branch at 6323 Mourning Dove Dr., Baton Rouge.MERGERS AND ACQUISITIONS The OFI has reported Premier Bancshares Inc., Fort Worth, TX, has merged with and into First Guaranty Bancshares Inc., Hammond, effective June 16, and immediately thereafter, merged Synergy Bank SSB, McKinney, TX, with and into First Guaranty Bank, Hammond, and established existing offices of Synergy Bank as branches of First Guaranty Bank. The OFI has reported Citizen’s Bank, Ville Platte, has merged with and into Investar Bank, Baton Rouge, effective July 1, and established exist-ing offices of Citizen’s Bank as branch-es of Investar Bank.New MexicoBRANCHES The FEDERAL RESERVE BANK OF KANSAS CITY has received an appli-

cation by NBH Bank, Greenwood Vil-lage, CO, for a de novo branch at 5 Su-permarket Rd., Questa, incident to a merger application filed by NBH Bank, Greenwood Village, CO, to merge with Peoples Bank, Lawrence, KS, and Peo-ples National Bank, Colorado Springs, CO (collectively, target banks).

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discuss their situations. The agencies do not expect to assess penalties or take other supervisory action against institutions that take reasonable and prudent steps to comply with the agencies’ regulatory reporting require-ments if those institutions are unable to fully satisfy those requirements be-cause of the effects of Hurricane Har-vey. The agencies’ staffs stand ready to work with affected institutions that may be experiencing problems fulfill-ing their reporting responsibilities, taking into account each institution’s particular circumstances, including the status of its reporting and record-keeping systems and the condition of its underlying financial records.

• Publishing Requirements: The agencies understand that the damage caused by the hurricane may affect compliance with publishing and oth-er requirements for branch closings, relocations, and temporary facilities under various laws and regulations.

Institutions experiencing disaster-related difficulties in complying with any publishing or other requirements should contact their primary federal regulatory agency.

• Temporary Banking Facilities: The agencies understand that many banks face power, telecommunications, staffing and other challenges in re-opening facilities after the hurricane. In cases in which operational chal-lenges persist, the appropriate prima-ry federal regulator will expedite any request to operate temporary banking facilities to provide more convenient availability of services to those af-fected by the hurricane. In most cas-es, a telephone notice to the primary federal regulator will suffice initially. Necessary written notification can be submitted later.

The Independent Bankers Associ-ation of Texas offered on its website, https://www.ibat.org/news/2017/08/25/hurricane-harvey, a non-exclusive check-list of post-Harvey items for lenders and servicers to remember from Har-vey’s ancestors - Katrina, Rita, and Ike. The checklist, authored by Tom Alle-man, member, Dykema Cox Smith, provides guidance about immediate issues lenders, servicers, and special servicers must address now. It is non-exclusive and is a lesson from prior disasters that have a tendency to gen-erate unforeseen problems Q

F E A T U R EHARVEY (continued from Page 3)

(continued on Page 12)

Page 10 BANKERS DIGEST September 4, 2017

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Mail responses to Box Number c/o Bankers Digest, P. O. Box 743006, Dal-las, TX 75374-3006. Phone: 214/221-4544. E-mail responses to: bankersdigest@bankersdigest.com, Box Number in subject line.

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SENIOR CREDIT OFFICER/LEND-ER. AUSTIN/NORTH AUSTIN. The position is 70% credit analysis and approximately 30% commercial lending. Must have CRE experience

with knowledge of C&I. 7-10 years’ experience preferred. Please call or send resume to: Kevin@Babich.com, 214-515-7606.

COMMERCIAL LENDERS, DALLAS, needed for Regional Bank expand-ing into the DFW market. 5+ years experience and current C&I, CRE, SBA Production. Base Salary DOE plus Generous Bonus Structure. Send resume to Anthony Potenti, apotenti@babich.com or call 214-515-7609.

BANKING OFFICER POSITIONS: LONE STAR SEARCH is a Texas Retained Search Firm specializing in finding strong fit for banks and bankers. Please see lonestarsearch.net for current opportunities. Mark Mitchell, Lone Star Search. 972-335-9009.

COMMERCIAL LENDER, AMA-RILLO: Great opportunity to join strong, local Independent Bank with potential advancement and inherited portfolio. Bank prefers ties to the Amarillo area. Please see lonestarsearch.net for current opportunities. Mark Mitchell, Lone Star Search. 972-335-9009.

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COMMERCIAL LENDER I-35 Corri-dor: Position with strong bank be-tween Waco and Georgetown due to management succession. Inherit portfolio, advance, leave big-city congestion behind. Please see lonestarsearch.net for current op-portunities. Mark Mitchell, Lone Star Search. 972-335-9009.

$230 million dollar independent lo-cally-owned West Texas community bank seeks a GENERAL LENDER to join our management team. The right individual will be involved in the community, have 3-5 years banking experience, and be a team player that would be a part of our executive team, board secretary,

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C L A S S I F I E D and investment committee member. Please respond to bankersdigest@bankersdigest.com, Subject Line Box M-3.

Spirit of Texas Bank, a $1B Commu-nity Bank, is seeking experienced COMMERCIAL AND SBA LENDERS in the Dallas, Fort Worth, San Anto-nio, Austin, Houston, and The Wood-lands areas. Qualified candidates should have: commercial lending ex-perience, college degree, 12+ hours of accounting, 1 YEAR OR MORE of commercial or small business lend-ing experience, and formal credit training or equivalent. Please send your resume to: jobs@sotb.com. To learn more about us, please visit our website at www.sotb.com,

South Texas independent commu-nity bank located near San Antonio has a LOAN OFFICER position avail-able. Loan officer will be expected to manage a portfolio of existing loans and depository accounts, as well as prospect for new custom-ers, and cross sell banking servic-es. Prefer at least 4 to 5 years of experience with a college degree. Lending experience in agricultural, consumer, and/or commercial or real estate a plus. Email resume and salary requirements to bank-ersdigest@bankersdigest.com, sub-ject line Box Y-2.

COMMERCIAL LOAN UNDER-WRITER/CREDIT OFFICER: Ci-tibank (Irving, TX) – jobs.citi.com; req#17057149 – Complete under-writing requests for commercial credit for new/existing clients. Ana-lyze financials and prepare credit memos. Review ratio analysis, de-termine repayment, capacity of cash flow, tax returns, etc. BA preferred. 2-5 years in commercial underwrit-ing reviewing credit transactions up to $1,000,000.

Looking for a change and want to run your own shop? Growing com-munity bank looking for a highly mo-

tivated COMMERCIAL LENDER with a substantial book of business in the Dallas – Fort Worth Metroplex area to start an LPO and eventually a full-service location built around you and your team. Reply in confidence with resume and salary requirements to bankersdigest@bankersdigest.com, subject line Box A-3. Equal Oppor-tunity/Affirmative Action Employer

COMMERCIAL REAL ESTATE LEND-ER – SAN ANGELO, TX: Seeking candidate with business degree with emphasis in accounting or fi-nance with 3-5 years commercial lending experience. The candidate will make and service commer-cial real estate loans through the Loan Production Office based in San Angelo, Texas. Must be will-ing to travel. Texas Financial Bank is a $100 million community bank with offices in Eden, Big Lake, and Rankin, Texas. Please send resume to tomburress@texasfinancialbank.com or contact Tom Burress at 325-655-4600. EOE/AAP.

EXPERIENCED CREDIT ANALYST. If you have commercial credit un-derwriting skills, financial statement analysis experience and the ability to prepare credit memos with de-tailed evaluations, we have a great opportunity to discuss with you to join our team. If you have a mini-mum of 3 years experience, please submit your resume to human.resources@oneworldbank.com.

D/FW Metroplex community bank is seeking qualified candidates for a SENIOR LENDER. Must have ex-perience in commercial, consumer, and/or SBA Loans. Send resume to bankersdigest@bankersdigest.com, subject line Box A-4.

SENIOR VICE PRESIDENT – OPER-ATIONS MANAGER, Groesbeck, TX.Farmers State Bank is seeking an experienced operations manager to supervise 50 employees, oversee preparation of the Call Report, and

streamline for efficiency under new President and CEO. Send resume to employment@fsbtexas.net.

DIRECTOR OF DEPOSIT OPERA-TIONS: Do you have previous expe-rience working with wires and ACH services in a commercial banking environment? Are you detail-ori-ented and do you love helping oth-ers grow? If so, Horizon Bank has an amazing opportunity to join our team as a Director of Deposit Op-erations based out of our Salado location. This role will not only lead the way in the day-to-day operations of Deposit Operations but will grow and develop our Operations team. Interested & qualified candidates please submit your resume tobank-ersdigest@bankersdigest.com. Sub-ject Line Box S-1.

First Texas Bank Georgetown is hiring a LOAN OFFICER. Position manages a portfolio of loan and de-pository accounts, prospects new customers, and cross sells bank-ing services. Prefer college degree. Previous real estate and commercial lending experience needed. Email resume and salary requirements to Human Resources at klong@firsttex-asbank.com. First Texas Bank is an equal opportunity/affirmative action employer.

First State Bank is seeking a FRAUD MANAGER and MORTGAGE LOAN PROCESSOR/CLOSER, both in Gainesville, TX. Please see full job details and apply on-line at https://www.f-s-b.com/about-us/careers.html.

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Bankers DigestP. O. Box 743006Dallas, Texas 75374-3006(USPS 041180)

PERIODICAL

REGULATORS (continued from Page 9)TexasBRANCHES The OFFICE OF THE COMPTROL-LER OF THE CURRENCY has ap-proved an application by JPMorgan Chase Bank, N. A., Columbus, for a branch at NWC of Spring Green Blvd. and FM 1093 Rd., Katy. The OCC has approved an applica-tion by Commercial Bank of Texas, N. A., Nacogdoches, for a branch reloca-tion: from 1873 W. Frank St. to 1523 W. Frank Ave., Lufkin. The OCC has received an applica-tion by Bank of America, N. A., Char-

lotte, NC, for a branch at 1160 N. Pres-ton Rd., Prosper. The TEXAS DEPARTMENT OF BANKING has approved an applica-tion by Vista Bank, Ralls, for branch-es: 1300 Summit Ave., Ste.100, Fort Worth, and 6801 Preston Rd., Dallas. The TXDB has approved an appli-cation by Texas Regional Bank, Harlin-gen, for a branch at 1913 Dutton Dr., Ste. 402, San Marcos. The TXDB has received an applica-tion by Pinnacle Bank, Keene, for a branch at 220 US Hwy. 287, Midlothian. The TXDB has received an applica-

tion by The Community Bank, Bridge-port, for a branch at 600 E. Hwy 199, Springtown.MERGERS AND ACQUISITIONS The TXDB has received an applica-tion by First State Bank Central Texas, Austin, to merge into BancorpSouth Bank, Tupelo, MS. The FEDERAL RESERVE BANK OF DALLAS has received an application by Noble Bancorporation Inc., Spring, to become a bank holding company by acquiring 100% of Falcon Bancor-poration Inc., Memphis, and there-fore indirectly First Bank and Trust of Memphis Q