Icici Bank Pvt - Copy

8/8/2019 Icici Bank Pvt - Copy

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RETAIL BANKING PRODUCT

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Housing Finance -Eligibility

ICICI SBI

At least21 yearsofagewhenthe loanissanctioned

The loan mustterminatebeforetheageof65

You mustbesalariedor

self-employed with aregularsourceofincome

Minimum ageofco-applicantshouldbe 18years

At least 18 yearsofage

whenthe loanissanctioned

The loan mustterminate

beforetheageof70

You mustbesalariedor

self-employed with a

regularsourceofincome

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Itisrestrictedtoa

maximum of80% ofthe

costofproperty

Itisrestrictedtoa

maximum of80% ofthe

costofproperty

ICICI SBI

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YEARS RATE

2010 8.75% - 9.25%

YEAR RATE

2010 8.50%

ICICI SBI

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` Home Loantenureup to20 years

`

Home Loantenureup to20 years

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ICICI SBI


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Application Form

Photograph

Feecheque

Photo Identity ProofSignature Verification

Proof

Residence Address

ProofPropertydocumentsas

required

Application Form

Photograph

Identity Proof

Residence ProofProofofbusiness

address

Tax paidreceipt

CopyofApproved PlanStatementofBank

Account

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Finance for new vehicles

Finance for used vehicle

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Loandependsonthree

criteria

Age

Income

Stability

` Netannual incomeof

Rs One Lakh

` Individual agebetween

21-65 years

` A permanentemployee

` Agricultureandallied

activitiescanalsoavail

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` The loan Amount

dependsonapplicant's

requirement

` Fundingcanbetothe

extentof100% ofthe

chassisvalue

` A maximum loanamount

of2.5 timesthenet

annual income.

` Loanamountforusedcar

hasthe maximum limitof

Rs 15 lakhs.

ICICI SBI

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Years Rates

2010 16.75%

Years Rates

2010 16%

ICICI SBI

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` Thetenureofthe loanmayvaryfrom 12to 60

months,dependingupon

thenatureofthedeal and

therepaymentcapacity.

` Repayment period ofup to 84 months

ICICI SBI

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StatementofBanka/c(12 months)

2 photographs

Signatureidentification

A copyofpassport...

Proofofresidence

Latestsalary-slip

I.T. Returns

Proofofofficial addressfornon-salariedindividuals

Applicationform

Residence proof

2 photographs

Identity proof

Income proof

PAN card

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Education Finance

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Graduationcourses,

Post Graduationcourses, Professionalcourses, Computercertificatecourses

Othercourses

Courses approvedbyUGC/Government/

AICTE etc

Graduationcourses/

Postgraduation

courses/ Professional

courses

Othercourses

Courses approvedby

UGC/Government/

AICTE etc

ICICI SBI

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Study Abroad Study India

Min. -R

s50000 Min. -R

s50000

Max. - Rs

400000

Max. - Rs

400000

` Forstudiesin India,

maximum Rs. 10 lacks

` Studiesabroad,

maximum Rs. 20 lacks

ICICI SBI

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Years Rates

2010 13.75% - 15.75%

ICICI SBI

Years Abroad India

2010 13% 13.75%

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` Repaymentstarts 1 year

aftercoursecompletion/

6 monthsafterobtaining

employment (whichever

earlier)

` The loanshall berepaidin 5 - 7 yearsafter

commencement

Place ofStudy

LoanAmount

RepaymentPeriod

in Years

Studiesin

India

Rs. 10.0

lakhs

5-7

StudiesAbroad

Rs. 20.0lakhs

5-7

ICICI SBI

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Application Form

Marksheets

Proofofadmission

scholarshipScheduleofexpenses

2 Photographs

Statementsa/c (6 m)

I.T. Returns

ProofofIncome

` Loan Application

Form

` Marksheetsof last

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` Tobuyanew laptop

` Formarriage-relatedexpenses

` Others

Per l

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Personal LoanPersonal Loan -- EligibilityEligibility

Criteria Salaried

Age 25 yrs. - 58 yrs

Net Salary Net monthlyincome -

Rs. 20,000 p.m.

Eligibility Employed

profession 2 Year

Yearsincurrent

residence

1 Year

Salariedindividual ofgoodqualitycorporate

selfemployed

engineer

Etc.

ICICI SBI

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Dependingoneligibility,

incomeandrepayment

capacity

Dependingoneligibility,

incomeandrepayment

capacity

Minimum Rs.50000/-

Maximum Rs.10,00,000/-

Min. Rural Rs.10000/-

Min. Urban Rs.24000/-

Max. Both Rs.10,00,000/-

Personal LoanPersonal Loan -- AmountAmount

ICICI SBI

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Personal LoanPersonal Loan Interest RateInterest Rate

ICICI SBI

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YEAR RATE

2010 14% - 21%

YEAR RATE

2010 13.5% - 20.00%


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Flexiblerepaymentoptionof12-48 months

The loanisrepayablein 48 months

ICICI SBI

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Consumer Durable - Eligibility

Criteria SalariedSelf employed

Age 58yrsor

retirement

65 yrs with

pension proof

65 yrs

Minimum

income

Netsalaryof

Rs. 3,500 pm

Rs. 48,000 pa

Stabilityatresidence

Minimum 1yearorown

house

Minimum 1yearorown

house

Location Must liveinthe

geographical

limits

Must workand

liveinthe

geographical

limits

Employeesofreputedcompaniesand

institutionsconfirmedinservice

Selfemployedprofessionalsandother

individualson merit

Minimum grosssalaryRs. 7,000/- p.m.

ICICI SBI

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Criteria Salaried Self

employed

Min. loan

amount

ForCD product

Rs. 5,000,

Mobile phone

Rs.8,000 and

PC Rs 15,000

ForCD

product Rs.

5,000,Mobile

phone

Rs.8,000 and

PC Rs15,000.

Max.

loan

amount

Rs. 3,00,000/- Rs. 3,00,000/-

Min : Rs. 15,000/-

Max : Rs. 2,00,000/-

ICICI SBI

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SBIICICI

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YEAR RATE

2010 7.00% - 14.5%

YEAR RATE

2010 7.25% - 15.25%


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CDL : Min. 12 months

Max36 months

PC & Laptop Min 12 &

Max24 months

Mobiles : Min 12 &

Maxis 18 months

12 months

24 months

36 months

Customerschoice.Repaymentstartsonemonth afterdisbursal

SBIICICI

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KUSH AGGARWAL (2)

HRIDAY SHARMA (32)

SHALABH MAHESHwARI

CHIRAG GANDHI

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Documents

Icici Bank Pvt - Copy