Indo Okanagan Times - December 6, 2014

Volume 2 Issue 7 www.indookanagantimes.com December 6, 2014

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Indo-Okanagan Times Page 2December 6, 2014

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Dear Editor,

There have been a number of highprofile murders in the South Asiancommunity in Surrey over theyears. Even one is too many as faras I am concerned.As a Punjabi male born into a Sikhfamily I am really disgusted bythese acts of violence which goagainst everything I was taught asa Sikh. It is our call of duty to pro-tect the marginalized, oppressed,vulnerable, and weak and advo-cate for equality, humanity, dignity,and respect for all.These acts of violence show a lackof respect and value for life. Thecommunity should rise to protect allvulnerable and relatively powerlesspeople including Punjabi women.This violence, otherwise, tearsapart the life of a friend, neighbour,sister, daughter, wife, and ofcourse mothers.What is even more depressing issometimes the immediate and ex-tended family members supportthis violence to protect their rela-tively privileged male sons. No usedenying the fact that sons arefavoured in our culture, to the pointwhere even the state of Punjab inIndia has one of the highest ratesof female infanticide in the country.In a home where there is domes-tic violence, the home environmentbecomes toxic for the victim espe-cially if there are children involved.The psychological and emotionaldamage can lead to life-longtrauma and developmental difficul-ties for children in later life. Not tomention, what message does vio-lence against women send to ournext generation of daughters andtheir role and place in society? Our

culture is setting them up for a po-tentially unsafe, toxic, and danger-ous life. The violence repeats itselffrom generation to generation. Menand boys learn what they aretaught from their fathers and fami-lies.I would like to clarify that I do notwish to imply that all South Asian,Punjabi, or Sikh households havea problem with domestic violence.It could be argued that all cultureshave a problem with domestic vio-lence. What I am saying is thateven one household or one victimis too many and that I would like tosee a response from our SouthAsian community to resolve theissue before it becomes a socialnorm.There are many factors which con-tribute to violence against womansuch as patriarchy, cultural and so-cial norms, and social attitudes. Ifeel it’s about time to challengethese cultural factors and for theSouth Asian community to takesteps to protect future generationsof South Asian women, children,and families.What can be done? As a socialworker who has lived in Surrey forover 20 years, I would like to putforward the following five ideas fordiscussion in the broader SouthAsian community and context.1. After marriage, the groom cango live with the bride’s family. Idon’t see why this cannot be a pre-ferred option for the newly marriedcouple in our culture?2. If the above is not an option,

the bride and groom can live to-gether in their own independenthome. This will make it easier forthe bride if she is a victim of do-mestic violence to obtain a re-

straining order because she won’tbe pressured by her in-laws to con-tinue being a victim and suffer in si-lence for the sake of the family.3. Family assets and inheritance

can be equally distributed betweenmale and female children insteadof favouring the surviving sons.4. The practice of dowry needs tobe abolished in all South Asian cul-tures.5. The bride’s father should not beexpected to disproportionately payfor the wedding. The cost of thewedding should be paid for by thebride and groom and both sets ofparents. If one parent happens tobe financially well off then it makessense for them to contribute more.There you go! Five very simpleideas that can bring about pro-gressive social change in our com-munity.The ideas try to get to thepartial root source and provide apreventative approach to domesticviolence and women’s inequality.Hopefully, these ideas will lead tomore equality, fairness, and pro-tection for vulnerable women andchildren in the South Asian com-munity.Alex Sangha is a registered socialworker who lives and works in Sur-rey, B.C. A published author, hislatest book “Catalyst” was a Final-ist in the Current Events and SocialChange category of the Next Gen-eration Indie Book Awards for2014. He is also the recipient of theQueen Elizabeth II Diamond Ju-bilee Medal for Social Work andCommunity Service.For more information you can con-tact [email protected] orcheck out his author blog athttp://alexsangha.com

Five step plan to curb domestic violence in theSouth Asian community


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Sect head Ashutosh’s deradoes a Rampal, bars entry to

policemenThe Punjab and Haryana High Courtduring the day ordered the state gov-ernment to perform the last rites of thedera head, Ashutosh, within 15 days.The sect head's body lay in a freezerfor the last 10 months with his sup-porters claiming the “Maharaj was in

deep samadhi and would walk outalive soon”.The barricades had been put up on aroad, which lead to the dera as wellthe entrance to Kotlan village. Onlythe followers and villagers whom theycould identify were allowed entry.The dera's men even tried to pushback the mediapersons, some ofwhom had crossed past the barricade,and threatened to destroy the equip-ment of the photojournalists. Theycontinued to threaten the media and

did not allow entry even to the Nurma-hal Station House Officer (SHO), Gul-shan Lal. The SHO had to call up theNakodar Deputy Superintendent ofPolice, Satish Malhotra, who tried topacify the dera supporters. When allattempts failed, Malhotra issued a

warning: “Do not do a Rampal or youwill have to face stern action.”Dera chief spokesperson Vishalanandchose to send a message to themedia on WhatsApp: "The JagritiSansthan will appeal against the courtorder.”Deputy Commissioner KK Yadav andSSP (Rural) Narinder Bharga refusedto comment. They maintained theywould go by whatever further direc-tions they received from the higher au-thorities.

ÇÂ§â¯-ÕËé¶âÆÁé ÁõìÅð ñÂÆ ÇòÇ×ÁÅêé Ã¶ñ÷ êzåÆÇéèÆ çÆ ñ¯ó ÔËÍÜ°§î¶òÅðÆÁ»:éò¶º ×ÅÔÕ Ã§ì§èÆ ÜÅäÕÅðÆ À°åê§é ÕðéÆ, À°é·» é§È ÇîñäÅ, ìËáäÅ, Áå¶×ÅÔÕ ÁÅèÅð çÅ ÇéðîÅä Õðé ñÂÆ ÇòÇ×ÁÅêé çÆÁ» éòÆÁ» Ã§íÅòéÅò»ê¶ôÕðÇçÁ» Ã½çÅ î°ÕÅÀ°äÅÍ ÃÅð¶ ×ÅÔÕ» é§È òèÆÁÅ Áå¶ òÅÃåòÕ ×ÅÔÕÃ¶òÅ êzçÅé ÕðéÅÍ ÇéïÇîå ðÈê éÅñ Çðê¯ðà» é§È ÇåÁÅð ÕðéÅ Áå¶ ê¶ôÕðéÅ, Áå¶ ñ¯ó Áé°ÃÅð êðÃêð êzíÅòôÅñÆ î°ñÅÕÅå ñÂÆ ÜÅäÅÍï¯×åÅò»:Øµà¯º-Øµà ç¯ ÃÅñ» çÅ Ã¶ñ÷ Áé°íò ñÅ÷îÆÍ î÷ìÈå êÅðÃ êÕó Õ½ôñòÅñÅ, Áµ×¶ òµè Õ¶ ìÅ÷Æ îÅðé òÅñÅ, Ççzó· Ô½ºÃñ¶ òÅñÅ, Ü¯ôÆñÅ Áå¶íð¯Ã¶ï¯× Ô¯ò¶ÍòêÅðÕ Ö¶åð» ç¶ ÇòôÅñ çÅÇÂð¶ å¯º Ã§íÅòÆ ÇòÇ×ÁÅêéÕðåÅò» é§È ñµíä ñÂÆ ÃòË-êz¶Çðå Áå¶ ÔµàÕ¶ Ã¯Úä òÅñÅ Ô¯ò¶Íë°ðåÆñÅÇÃÖ»çðÈ, çð°Ãå Áå¶ Ã°å§åð å½ð Óå¶ êzíÅòôÅñÆ Õ§î Õðé çÆ ï¯×åÅéÅñ Ú§×Æ åð·» Ã§×áå Ô¯ò¶ êð ÇÂÕ àÆî çÅ òÆ ÇÔµÃÅ Ô¯ò¶Íî°ÁÅò÷Å:ÇÂÃ ÁÔ°ç¶ ÇòÚ êzÇåï¯×åÅ îÈñÕ ÁÅèÅð Óå¶ åéõÅÔ, ÕîÆôé, ×ËÃ íµåÅÁå¶ Ô¯ð ñÅí ôÅîñ ÔéÍñÅ÷îÆ å½ð Óå¶ ÁÅòÅÜÅÂÆ çÅ ÇòôòÅÃ-êÈðä ÃÅèé Ô¯ò¶ÍÜ¶ å°ÔÅâ¶ Õ¯ñ ÇÂÔ ÃÅðÆÁ» ï¯×åÅò» Ôé Áå¶ å°ÃÆº ÁÅêé§È ÇÂÃ ÁÔ°ç¶ñÂÆ ã°µÕò» îÇÔÃÈÃ Õðç¶ Ô¯, å» ÁÅêä¶ ìÅð¶ Ã§ÇÖêå ÜÅéÕÅðÆ Õòð ñËàðç¶ éÅñ [email protected] À°µå¶ ÂÆ-î¶ñ Õð¯Í

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B.C. growers are happy with newlong-term replant program

The BC Fruit Growers’ Association is ahappy group of farmers now that theprovincial government has delivered onits promise of a long-term replant pro-gram.Association president Fred Steele saidthe recent announcement of $8.4 million

for a seven-year program is good news.“The program matches the long-term na-ture of growing apples and cherries, aswell as soft fruits, and it is not only ap-preciated, it is essential to our future.”Premier Christy Clark said the replantprogram supports growers’ efforts tomeet consumer demands for high-qual-ity fruit.“It’s about providing certainty for B.C. fruitgrowers, and making sure we continue toshowcase the best tree fruits in theworld,” she said.Beginning April 1, 2015, through to the2021 season, growers will be able toapply for the new program. It is estimatedthat more than 600 hectares (1,500acres) of orchards will be replanted overthe next seven years, providing 2,600jobs each year in the Okanagan.“We are proud of the heritage of B.C.’s

tree fruit industry and we look forward tocontinuing our partnership in promotinghigh-value, high-quality B.C. fruit so ourgrowers can earn more dollars,” saidMinister of Agriculture Norm Letnick.PinderDhaliwal, vice-president of thegrowers’ association, sees the seven-year replant program as very beneficialto farmers.“It will make sure growers have the op-portunity to focus on and plant newer va-rieties to give more value [in what theygrow].”Dhaliwal said the most important benefitof the program is the fact it allows grow-ers to plan ahead.“When you look at your orchard, you canplan for your 2016 replanting and notworry about the funds running out.”Dhaliwal said the program also benefitstree fruit nurseries by allowing them totailor to what growers need.Replant program applications and crite-ria will soon be available on the BC FruitGrowers’ Association website.The new program builds on the recentsuccess of growers who replanted low-value orchards with high-demand vari-eties such as Ambrosia apples andlate-season cherries.British Columbia growers producedCanada’s second-largest tree fruit cropin 2013, generating almost $103 millionin farm cash receipts.In 2013, B.C. growers produced morethan 103,000 tons of tree fruits includingapples, sweet cherries, peaches, pears,plums/prunes, nectarines and apricots.This is almost a quarter of the total Cana-dian production.Last year B.C. exported $41.7 million incherries with the top markets in HongKong, United States, Taiwan and China.Apple exports have increased almost 30per cent in the past two years. Last yearB.C. exported $19.1 million in apples.The B.C. tree fruit packing industry hasjust completed more than $5 million inupgrades to its fruit packing equipmentto help packinghouses modernize.Lyonel DohertyContributorSpecial to the Indo-Okanagan Times

– ByLyonel DohertyContributor

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ÇñÀéñ â¯ÔðåÆñ¶ÖÕ (ÃÇÔï¯×Æ)

MERRYCHRISTMAS

TO

ALL OFYOUFrom:

Indookanagantimes

Pinder Dhaliwal and Fred Steele from the BC Fruit Growers’ Associa-tion see the new seven-year replant program as good news for grow-

ers in the Central Okanagan.

ÇÂ§â¯�Á½ÕéÅ×é àÅÂÆî÷ ñÂÆ õÅÃ � ÇñÀéñ â¯ÔðåÆ òñ¯º

ìÆÃÆ ëñ À°åêÅçÕ Ã§×áé ç¶ Çê§çð èÅñÆòÅñ Áå¶ ëzËµâ ÃàÆñ¶ î°åÅìÕ Õ¶ºçðÆÁ½ÕéÅ×é ÇòÚ éò» Ãµå-ÃÅñÅ ðÆêñ»à êz¯×zÅî À°åêÅçÕ» ñÂÆ ÇÂÕ Ú§×Æ õìð ÔËÍ

ÃÔÆ îÅð× çðôé çÆ ØÅà ÕÅðé ÜòÅéÆ êË ðÔÆ ÔËÕ°ðÅÔ¶-Çòé¶ ò¯ÔðÅ

ì§×Å, (éÇð§çð îÅÔÆ)-é½ÜòÅé òð× ÁæÅÔ À±ðÜÅçÅ Ãð¯å ÔË¢ ÇÂÃ À±ðÜÅ é±§ ÃÔÆ ÇçôÅ êzçÅé ÕðééÅñ ÃîÅÜ Áå¶ ðÅôàð ì°ñ§çÆÁÅº À°êð êÔ°§Ú ÃÕç¶Ôé êð Ü¶Õð ÇÂÃ Ã¯î¶ çÅ ÃÔÆ îÅð×çðôé éÅ Ô¯ò¶åÅº ÇÂÔ ìðìÅçÆ çÅ ÕÅðé ìä ÃÕçÅ ÔË¢ ÇÂÃ ÁÇÔîÇòô¶ ìÅð¶ ÁÅêä¶ îé ç¶ Ü÷ìÅå ê¿ÜÅì ÇÂ§àðàËéîËºàÁËºâ Ãê¯ðàÃ Õñ¾ì ï±.ÁËÃ.Â¶. ç¶ êzèÅé ÃzÆ Çòé¶ò¯ÔðÅ é¶ êz×à ÕÆå¶Í À¹é•» ÇÕÔÅ ÇÕ ÃÅâÅ ÃîÅÜ ÇÂÃêÇÔñ± êzåÆ Áò¶ÃñÅ ÔË¢ ÇÂÃ Áò¶Ãñ¶êä ÕÅðé ÃÅâ¶é½ÜòÅé Õ°ðÅÔ¶ êÂ¶ Ô¯Â¶ Ôé¢ ï¯× îÅð×çðôé çÆÕîÆ ÕÅðé À°Ô éÇôÁÅº Áå¶ Ô¯ð ÁñÅîåÅº çÅ ÇôÕÅðìä ðÔ¶ Ôé¢ À¹é•» ÇÕÔÅ ÇÕ Á¾Ü ê¿ÜÅì Á§çð éÇôÁ»çÅ Ü¯ ÜÅñ ÇòÇÛÁÅ Ô¯ÇÂÁÅ þ, À¹Ã éÅñ Ôð êzòÅÃÆíÅðåÆ ÇÚ§åå þÍ À¹é•» ÇÕÔÅ ÇÕ ñ¯ó þ ÇÂÃ é½ÜòÅéÆù éÇôÁ» òÅñ¶ êÅÃ¶ å¯º ÔàÅ Õ¶ Ö¶â» Áå¶ Ô¯ðÃ¾ÇíÁÅÚÅðÕ ×åÆÇòèÆÁ» ÇòÚ ñÅÀ¹ä çÆÍ ÇÂÃ î½Õ¶À¹é•» éÅñ ÇòÕðî ò¯ÔðÅ, ê¹éÆå Áð¯óÅ, ×ËðÆ ÚÅÔñÁÅÇç òÆ ÔÅ÷ð ÃéÍ


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ë¯à¯ ÇòÚ Úðä Ç×µñ, ×°ðÇò§çð ÇÃ§Ø Çãñ¯º, Áå¶ ÇÂ§çðòÆð ÇÃ§Ø Çãñ¯º, ÁÅêäÆ éÅéÆÁå¶ îÅÃÆ éÅñÍ

Pictured are Charan Gill, Gurvinder Singh Dhillon, andInderveer Singh Dhillon with their grandmother and aunt.

éÅéÆ é§ÈÇîñÆ

Ãê°ðç×Æ

Three orphan children receivelegal status in Canada

Progressive Intercultural Com-munity Services (PICS) Societywas pleased to announce thatafter two and a half years ofstruggle, Canada has givenlegal status to thethree orphanedc h i l d r e n ,Gurpinder KaurDhillon, GurvinderSingh Dhillon, and InderveerSingh Dhillon, whose motherwas killed in the Netherlands.The three children, accompa-

nied by their maternal grand-mother and aunt, visited PICSSociety’s head office to sharethe news with the staff and theCEO that they’ve received legalstatus and their grandmotherhas received custody of the

children. To commemorate thisevent, PICS Society was hon-ouredto present them with a$2,500 cheque for their pursuitin furthering education.

This wasn’t aneasy job given

the nature ofthe case and

the different le-galities between the two coun-tries. However, thegrandmother remained persist-ent to ensure the children re-main here with the family. PICSSociety was pleased to seeeveryone in the community sup-port the family in this struggleand are hopeful the children willbecome great citizens of thiscountry.

Grandmothergranted custody

Ç÷ñÅ ê¹ñÆÃ ò¼ñ¯º ì³×Å æÅä¶ Çò¼Ú¯º ìñÅåÕÅðîÅîñ¶ Çò¼Ú ëðÅð î¹ñ÷î Ç×zøåÅð

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ÕËéÆ ñÅñÆ ñÂÆ î°µÕ¶ìÅ÷Æ çÅ Û¶ò» Õ½îÆ ÇÖåÅì Kenny Lally boxes way to sixth national title

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ÇÂ§â¯-Á¯ÕéÅ×é àÅÂÆî÷ ñÂÆ õÅÃ- ÁËñé òÆôÅðà òñ¯º

Coach Bob Pegues, left, and Kenny Lallyshow how many Canadian champi-onships Lally has won after his triumph inToronto recently. Photo courtesy KennyLally“I fought a guy from Quebec,” Lally saidback home in Prince George, “and in the

first minute of the first round, there was ahead butt and I was cut.”“Lally is quick to say the butt by Marc-Andre Gauthier in their bout on Oct. 29was unintentional, and also came assomewhat of a surprise to him.“There’s notmore headgear, which iswhyI got cut.”While this was Lally’s first time being cutin the ring, he knew how to handle the sit-uation.“It actually tookme to another level, I think.I had seenother guyswhopanickedwhenthey got cut, and I didn’t want to do that.”At the end of the round, he came back tohis corner.“I think Bob (coach Bob Pegues) wasmore freakedout about the cut than Iwas.They managed to stop the bleeding and Iwent back out.”Partway through the second round, therefereebrought Lally to the ringsidedoctor.“He hadme close one of my eyes and tellhim how many fingers I could see. I musthave gotten the answer right, because helet me keep fighting.”And keep fightingLally did, dumpingGau-ther in the second round on the way to aunanimous decision. Lally’s bout was theonly one in the first round form the 56 kgdivision, as theother three fighters all drewbyes into later rounds.

“After the bout, they were going to put inexternal stitches for the cut, but I foundoutthat would have meant I wouldn’t havebeen able to fight in the next round, sowewent to the hospital and got internalstitches put in, and then they glued itclosed.”

In his second fight, againstRodolfo Velasquez of On-tario on Oct. 30, Lally knewwhat to expect.“He came out aiming at thestitches, but he didn’t getanywhere until the lastround.He caughtmewith agood shot and I had ahematoma (a bloodbruise).”Once again, the punish-ment didn’t slow Lallydown, as he racked up an-other unanimous decision.“It workedoutwell, becauseI had the next day off, so Iwas up about every threehours, putting stuff on thehematoma to bring itdown.”His final bout, againstBradley Wilcox of Ontario,alsowent the distance, andagain Lally won a unani-mous decision.“I didn’t lose a round in anyof the fights on any of thescorecards,” he said.The championship is Lally’ssixth national title, andmarked the end of a busycouple of weeks.“Bob and I left PrinceGeorgeOnOct. 18. I had a

bout inNorthVancouver, which Iwon, andthenwe had aTeamBC training camp fora week in Victoria before we went to thenationals.”He was looking to take a little bit of timeoff, but knows he can’t take off much.“TheGoldenGloves are inVancouver,” hesaid. “I’m hoping I’ll get a bout there, be-cause sometimes there’s nobody else inmy weight class.”After that, he’s got a couple of big meetsset for next year.“I still have to go through a camp to pickthe team for the Pan-American Games,but I’m pretty sure my results, especiallythis championship,mean I’mon the team.”Thatwill be inAugust inOshawa, and thena couple of months later, he’s off to theworld boxing championships again.“It’s inQatar inOctober,” he said. “The firsttime I was at the worlds, it was in Liver-pool, England, and then it’s been in somereal different places. I was in Azerbaijanone year and Kazakhstan another time.”He says it’s good to be a national cham-pion again.“I was off Team Canada for a year, so it’sgreat to be back on.”

Special to the Indo-Okanagan Times- ByAllanWishart

ÕËé¶âÆÁé ÁËñÆà î°µÕ¶ìÅ÷Æ î°ÕÅìÇñÁ» ÇòÖ¶ ÕËéÆñÅñÆ çÆ êÇÔñÆ àµÕð ÕðÆì ÕðÆì À°ÃçÆ ÁÅÇÖðÆ ÔÆ ÃÆ

Kenny Lally’s first fight at the Canadian EliteBoxing Championships was almost his last

Õ¯Ú ì½ì êÆöÃ, Öµì¶, Áå¶ ÕËéÆ ñÅñÆ, ñÅñÆ çÆ ÔÅñ ÇòÚ ÔÆ à¯ð§à¯ ÇòÚ ÇÜµå å¯º ìÅÁç À°Ãç¶ ÇÜµå¶ Ô¯Â¶ÕËé¶âÆÁé ÇÖåÅì» é§È ÇçÖÅÀºç¶ Ô¯Â¶Í ë¯à¯ ÕËéÆ ñÅñÆ òñ¯º

Coach Bob Pegues, left, and Kenny Lally show how many Canadian championships Lally haswon after his triumph in Toronto recently. Photo courtesy Kenny Lally


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í°×åÅé çÆ ÁÅÃ éÔÆº ÕÆåÆ ÜÅäÆ ÚÅÔÆçÆÍ ÇòÁÅÔçÅ ÖðÚÅ ñÅóÅ Áå¶ ñÅóÆ ñÂÆ Àé·» òñ¯º Áå¶ ç¯Ô»ç¶ îÅÇêÁ» òñ¯º Ú°µÇÕÁÅ ÜÅäÅ ÚÅÔÆçÅ ÔËÍ Ü¶ ÇÂÕêÅÃ¶ ç¶ îÅê¶ ÇòµåÆ å½ð Óå¶ îÜìÈå Ôé å» À°ÔÇ÷ÁÅçÅ ÇÔµÃÅ êÅ ÃÕç¶ ÔéÍÇÂÔ Ôé À°Ô ê§Ü ÃÅèÅðé ÇòÚÅð ÇÜé·» éÅñ ÁÅêä¶ÃîÅÜ ÇòÚ êz×åÆôÆñ ÃîÅÜÕ åìçÆñÆ ÇñÁÅÂÆÜÅ ÃÕçÆ ÔËÍ ÇÂÔ ÇòÚÅð êµÖêÅåÆ îÈñ Ãð¯å ñµíäÁå¶ Øð¶ñÈ ÇÔ§ÃÅ Áå¶ Á½ðå çÆ ÁÃîÅéåÅ ñÂÆ ÇÂÕð¯ÕæÅî òÅñÅ ÇçzôàÆÕ¯ä êzçÅé Õðé çÅ ïåéÕðç¶ ÔéÍÁÅÃ ÔË ÇÕ ÇÂÔ ÇòÚÅð çµÖäÆ Â¶ÇôÁÅÂÆ ÃîÅÜ ÇòÚÕî÷¯ð Á½ðå» Áå¶ ìµÇÚÁ» ñÂÆ òµè ÃîÅéåÅ,ÇéðêµÖåÅ Áå¶ Ã°ðµÇÖÁÅ çÆ Á×°òÅÂÆ Õðä×¶ÍÁËñ¶ÕÃ Ã»ØÅ ÇÂÕ ê§ÜÆÇÕzå ÃîÅÜ Ã¶òÆ ÔË Ü¯ ÃðÆ,ìÆÃÆ ÇòÚ ðÇÔ§çÅ Áå¶ Õ§î ÕðçÅ ÔËÍ ÇÂÕ êzÕÅôåñ¶ÖÕ, À°ÃçÆ éòÆéåî ÇÕåÅì ÕËàÅÇñÃà B@AD ç¶éËÕÃà Üéð¶ôé ÇÂ§âÆ ì°Õ ÁòÅðâÃ çÆ î½ÜÈçÅêz¯×zÅî Áå¶ ÃîÅÜÕ ìçñÅÁ ôz¶äÆ ÇòÚ ëÅÇÂéñ çÆÀ°îÆçòÅð ÃÆÍ ÃîÅÜ Ã¶òÅ Áå¶ íÅÂÆÚÅð¶ çÆ Ã¶òÅñÂÆ À°Ãé¶ ÕòÆé ÁËñÆ÷ÅìËµæ ÆÆ âÅÇÂî§â Ü°ìñÆîËâñ òÆ êzÅêå ÕÆåÅ ÔËÍòè¶ðÆ ÜÅéÕÅðÆ ñÂÆ å°ÃÆºÀñÂäÃÀé×ÔÀ©×îÀÇñÚ¯î Óå¶ Ã§êðÕ Õð ÃÕç¶Ô¯ Ü» http://alexsangha.com Óå¶ ÇÂÃ ñ¶ÖÕ ç¶ìñÅµ× ç¶Ö ÃÕç¶ Ô¯Í

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Page 10 Indo-Okanagan Times December 6, 2014

î¶Ö:(îÅðÚ BAÁêzËñ AI)ÁÅîçé Øµà å¶ ÖðÚÇÜÁÅçÅ Ô¯ò¶×ÅÍ ëÜÈñ çÆç½ó íµÜ Áå¶ ÖðÚ òèä×¶Í ÇÃÔå Õ°µÞ ÇãµñÆðÔ¶×ÆÍ ìäç¶ Õ§î» ÓÚ ð°ÕÅòà» Ô¯ä×ÆÁ»ÍêÇðòÅð Ãì§èÆ À°ñÞä» Áå¶ êð¶ôÅéÆ òè¶×ÆÍðÅÜÃÆ Õ§î» ÓÚ ÕÅîïÅìÆ Çîñ¶×ÆÍ ÇîÔéå çÅëñ ÜðÈð Çîñ¶×ÅÍ

Aries (March 21-April 19):Spendings to exceed income. Fruitlessrunning about and expenditure. Healthto remain poor. Ongoing works will geta beating. Tension and anxiety con-cerning family may prevail. Will tastesuccess in official works. You will reapbenefits of hard work.

ÇìzÖ: (ÁêzËñ B@-îÂÆ B@)ô°í Áå¶ èÅðÇîÕ Õ§î êÈð¶ Ô¯ä×¶Í êÇðòÅðÕÁå¶ ÇÃÔå Ãì§èÆ À°ñÞä» òèä×ÆÁ»Í ëÜÈñçÆ ïÅåðÅ, è§é çÅ ÖðÚ ÇÜÁÅçÅ Ô¯ò¶×ÅÍ×°µÃÅ Áå¶ å¶ÜÆ éÅñ Õ¯ÂÆ ìÇäÁÅ Ô¯ÇÂÁÅÕ§î Çò×óé ç¶ ï¯× ÔéÍ ÃðÆðÕ êÆóÅ Áå¶ê¶à ÖðÅì Ô¯ä çÅ âð ðÔ¶×ÅÍ

Taurus (April 20-May 20):Religious and auspicious works willbe accompalished. Tension to pre-vail concerning family and health.Useless journey and expenditure tobe there. Chances of spoiling worksbecause of anger. Fear of physicalpain and upset stomach.

Çîæ°é: (îÂÆ BA-ÜÈé B@)è§é ñÅí Áå¶ Çò×ó¶ Õ§î» ÓÚ Ã°èÅð Ô¯ò¶×ÅÍÖÅÃ î½ÇÕÁ» å¶ ÜÅä éÅñ îÅé ÇÂµÜå ÇòµÚòÅèÅ Ô¯ò¶×ÅÍ ñÅí ç¶ ðÃå¶ ÇòµÚ ð°ÕÅòà»ÁÅÀ°ä×ÆÁ»Í ïÅåðÅ Áå¶ ô°í Õ§î» å¶ ÖðÚÔ¯ò¶×ÅÍ êÇÔñ» ÕÆåÆÁ» Õ¯Çôô» ÓÚ ÕÅîïÅìÆÇîñ¶×ÆÍ ç¯Ãå» Áå¶ îÅåÅ ÇêåÅ çÆ îççÇîñ¶×ÆÍ

Gemini (May 21-June 20):Monetary benefits and improvement inspoilt works. Increase in respect oncertain occasions. Obstacles are pos-sible in the way of benefits. You mayspend on journey and auspicious occa-sions. Chances of success in earlier ef-forts put in by you. You will get helpfrom parents and friends.

ÕðÕ: (ÜÈé BA-Ü°ñÅÂÆ BB)òè¶ð¶ ÇîÔéå éÅñ ×°ÜÅð¶ï¯× è§é ñÅí Ô¯ò¶×ÅÍñËä ç¶ä Õðç¶ Ô¯Â¶ ÖÅÃ ÇèÁÅé ðµÖä çÆ ñ¯óÔËÍ ÇÂµÛÅ î°åÅìÕ ÕÅîïÅìÆ Çîñä ÓÚ ð°ÕÅòà»ðÇÔä×ÆÁ»Í îÅéÇÃÕ åäÅÀ° ÕÅðé ì¶ÚËéÆðÔ¶×ÆÍ ÇòÇçÁÅðæÆ òð× éÈ§ À°çÅÃÆ Áå¶åäÅÀ° ÕÅðé êó·ÅÂÆ ÓÚ ð°ÕÅòà» Ô¯ä×ÆÁ»Í

Cancer (June 21-July 22):Fiscal gains after a lot of hard work.Take care in transactions. Obstacles indesired success. Tension may lead torestlessness. Students may face prob-lems in studies because of sadnessand tension.

ÇÃ§Ø: (Ü°ñÅÂÆ BC-Á×Ãå BB)À°ñÞä» ç¶ ìÅòÜÈç ÁÅðÇæÕ ñÅí Ô°§çÅ ðÔ¶×ÅÍÃðÆðÕ ç°µÖ Áå¶ ÇçîÅ×Æ ÕîÜ¯ðÆ ðÔ¶×ÆÍ ÇÕÃ¶À°Ú ÁÇèÕÅðÆ éÅñ Çòð¯è êËçÅ Ô¯ò¶×ÅÍ òêÅðÁå¶ é½ÕðÆ ÇòµÚ åðµÕÆ Áå¶ è§é ñÅí ç¶ ðÃå¶Ö°ñ·ä×¶Í ÇÕÃ¶ Çîµåð ç¶ ÃÇÔï¯× éÅñ Õ¯ÂÆÇò×ÇóÁÅ Õ§î ìä¶×ÅÍ

Leo (July 23-August 22):Monetary gain to continue despite im-pediments. Chances of physical pain

and mental weakness. May face differ-ences with some high official. Will havenew avenues of fiscal gains in businessand employment. Some spoilt work willbe back on rails with the help of somefriend.

Õ§ÇéÁÅ: (Á×Ãå BC-Ãå§ìð BB)ÁÚÅéÕ è§é ñÅí Ô¯ò¶×Å êð îé¯ð§Üé Áå¶ÇòñÅÃ ÁÅÇç ç¶ Õ§î» å¶ ÖðÚ ÇÜÁÅçÅ Ô¯ò¶×ÅÍÜñçÆ ÇòµÚ ÕÆå¶ ëËÃÇñÁ» ÕÅðé é°ÕÃÅé Ô¯ÃÕçÅ ÔËÍ Øð¶ñÈ îÅÔ½ñ ÇòµÚ À°ñÞä»

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Virgo (August 23-September 22):There are chances of sudden monetarybenefits, but will have to spend moreon entertainment and comfort. Hastydecisions may harm you. Domesticproblems to persist. Friends will be-have like foes.

å°ñÅ: (Ãå§ìð BC-ÁÕåÈìð BB)ðÅôÆ Ã°ÁÅîÆ ô°µÕð ÇìzôÚÕ ðÅôÆ ÓÚ ÔÆ ÇòÚðéÕðÕ¶ ÕÅð¯ìÅð ÓÚ è§é ñÅí ç¶ î½Õ¶ Çîñä×¶ÍÕÅð¯ìÅðÆ ð°Þ¶ò¶º òèä×¶, êð ôéÆ ÃÅó·ÃåÆÕÅðé ÁÅêä¶ ÇÕÃ¶ ÖÅÃ òñ¯º ÇéðÅôÅ Çîñ¶×ÆÍïÅåðÅ ÓÚ êÆóÅ Áå¶ ê¶à Ãì§èÆ ð¯× Ô¯ä çÅ âðÔËÍ

Libra (September 23-October 22):Chances of monetary benefits in busi-ness because of the effect of Venusroaming in Scorpio. You will have an in-creased business activity, but will facedisheartment from a particular personbecause of Shani sadesati. Journeymay bring discomfort and stomachproblems.

ÇìzôÚÕ: (ÁÕåÈìð BC-éò§ìð BA)ÇÕÃ¶ éÜçÆÕ ÃÇÔï¯×Æ çÆ îçç éÅñ Õ¯ÂÆÇò×ÇóÁÅ Ô¯ÇÂÁÅ Õ§î ìä¶×ÅÍ èðî Õðî ç¶òµñ ð°ÞÅé òè¶×ÅÍ îÅéÇÃÕ åäÅÁ Áå¶À°ñÞä» òÅñ¶ ÔÅñÅå êËçÅ Ô¯ä×¶Í ÁÅðÇæÕÀ°ñÞä» ç¶ ÕÅðé îé êz¶ôÅé ðÔ¶×ÅÍ ôéÆ çÆÃÅó·ÃåÆ çÅ êzíÅò ÁÜ¶ Úµñ ÇðÔÅ ÔËÍ

Scorpio (October 23-November 21):Some spoilt work will be improved withthe help of some close companion. Youmay engage yourself in religious activ-ity. Chances of conditions of tensionand anxiety. Economic problems to

bring worries. The ef-fect ofShani sadesatiis still there.

èé: (éò§ìð BB-çÃ§ìð BA)ð°ÕÅòà» ç¶ ìÅòÜÈç ×°ÜÅð¶ï¯× è§é çÆ êzÅêåÆÔ¯ò¶×ÆÍ î§×ñÆÕ Õ§î» å¶ ÖðÚ Ô¯ò¶×ÅÍ îÅäÃéîÅé ìäÅÀ°ä ñÂÆ Ã§Øðô ÕðéÅ êò¶×ÅÍÇÃÔå ç¶ îÅîñ¶ ÇòµÚ ÃÅòèÅé ðÔ¯Í ÇÕÃ¶ Õ¯ñ¯ºè¯ÖÅ Çîñä çÅ Ã§Õ¶å ÇîñçÅ ÔËÍ Ã»Þ¶çÅðÆ ç¶Õ§î» ÇòµÚ ÔÅéÆ Ô¯ò¶×ÆÍ

Sagittarius (November22-December21):Will have money for livelihood despiteobstacles. You may spend on auspi-cious activity. Will have to struggle tomaintain self-respect. Be careful abouthealth. Someone may ditch you.Chances of loss in works done in col-laboration with others.

îÕð: (çÃ§ìð BB-ÜéòðÆ AI)ÇÕÃ¶ éò¶º Õ§î çÆ ï¯ÜéÅ ÇòµÚ åìçÆñÆ ç¶ ï¯×ÔéÍ Ã§åÅé Ã°µÖ Áå¶ èÅðÇîÕ Õ§î» å¶ ÖðÚÔ¯ò¶×ÅÍ Çòç¶ôÆ Õ§î» ÓÚ ð°ÕÅòà» å¯º ìÅÁç ÔÆÃëñåÅ Çîñ¶×ÆÍ ç¯Ãå» Áå¶ Ãì§èÆÁ» çÆîçç ñËäÅ ô°í ðÔ¶×ÅÍ òêÅð ÓÚ åðµÕÆ ç¶ðÃå¶ Ö°ñ·ä×¶Í îÅåÅ ÇêåÅ éÈ§ Á½ñÅç çÆ ÇÚ§åÅ

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Capricorn (December 22-January19):Chances of change in the planning of anew venture. You may spend on com-fort of children and religious activities.Foreign ventures may taste successafter some obstacles. It will be benefi-cial to seek help from friends and rela-tives. You will have new avenues inbusiness. Children may bring worry toparents.

Õ°§í: (ÜéòðÆ B@-ëðòðÆ AH)éò¶º Õ§î çÆ ï¯ÜéÅ ìä¶×ÆÍ êÇðòÅð ÓÚ ëÜÈñçÆ êð¶ôÅéÆ ðÔ¶×ÆÍ ÇîÔéå Õðé å¶ ÁÅÃî°åÅìÕ è§é ñÅí ç¶ òÃÆñ¶ ìäé×¶ÍÇòÇçÁÅðæÆ òð× éÈ§ À°åôÅÔ éÅñ Õ§î ÕðéÅô°í ðÔ¶×ÅÍ è§é çÅ ñËä ç¶ä Õðç¶ òÕåÃÅòèÅéÆ òðå¯ Áå¶ òÅÔé ÁÅÇç å¯º Ãµà ñµ×äçÅ íËÁ ðÔ¶×ÅÍ

Aquarius (January 20-February 18):You may plan a new venture. Familywill be in unknown tension. Will get ex-pected success with hard work. It willbe auspicious for students to work withzeal. Exercise care in money matters.Fear of injury from vehicles.

îÆé: (ëðòðÆ AI-îÅðÚ B@)ð°ÕÅòà» ç¶ ìÅòÜÈç è§é ñÅí ç¶ î½Õ¶Çîñä×¶Í Ã§åÅé ç¶ íÇòµÖ Ãì§èÆ ÇÚ§åÅ Áå¶òè¶ð¶ ÖðÚ ðÔ¶×ÅÍ Øð¶ñÈ îÅÔ½ñ éÈ § Ã °ÖçìäÅÀ°ä ñÂÆ ÕÅëÆ ÇîÔéå çÆ ñ¯ó ÔËÍ òêÅðÇòµÚ ìäç¶ Õ§î» ÇòµÚ À°ñÞä» êËçÅÔ¯ä×ÆÁ»Í êÇðòÅð ÇòµÚ ÇÕÃ¶ ÖÅÃ Õ§î ç¶ Ô¯äéÅñ Ö°ôÆ Çîñ¶×ÆÍ

Pisces (February 19-March 20):Chances of fiscal benefits despite ob-stacles. Tension about the future ofchildren and more expenses. You needa lot of efforts to maintain peace infamily. Some disturbances in success-ful activities in business. You will gethappness on the fulfillment of someparticular work in the family. help offriends. Will get money from abroad ac-companied with some good news. Willhave anxiety and unnecessary tension

Pt. Devi Dyal December, 2014 HOROSCOPE/ ðÅôÆëÿ


Buying Property in India as an NRIíÅðå ÇòÚ ÁËéÁÅðÁÅÂÆ òÜ¯º ÷îÆé ÖðÆçäÅIndians immigrate to Canada for many rea-sons, the most prevalent being a better lifein terms of career and financial stability.However, they leave behind a piece ofthemselves in their birthplace and a desireto have some sort of connection to theirmotherland dwells deep inside their hearts.Many NRIs establish themselves financiallyonce they settle in their new home yet wantto invest in India to establish that exact con-nection; a home back home. These de-sires are often suppressed because theNRI believes buying property in India re-quires jumping over many hurdles anddealing with miles of red tape. That is notnecessarily the case.

The regulations for NRIs to pur-chase property in India fall under the For-eign Exchange Management Act (FEMA),thus, an NRI must be defined according toFEMA. A Non-Resident Indian (NRI), as perFEMA, is simply a citizen of India who is re-siding outside of India. Beyond that, thereis no other stipulation in terms of who is oris not permitted to purchase real estate inIndia.All NRI property transactions are gov-erned by the Reserve Bank of India (RBI),but even so, an NRI does not have to seekpermission from RBI to buy land in India.

The actual payment for the land can bemade in one of two ways. First, funds canbe remitted to India from abroad throughregular banking channels. The alternativeis through expelling funds in the accountsmentioned in the previous article on sellingland in India; Non-Resident External(NRE), Non-Resident Ordinary (NRO), orForeign Currency Non-Resident(FCNR)accounts.

The type of land and how muchland an NRI is allowed to acquire in India isnot very restrictive. There is no limit on thenumber of residential or commercial prop-erties that can be bought. The only restric-tion when buying property is that an NRIcannot obtain agricultural land, plantationland or a farmhouse. Furthermore, an NRImay not even receive this type of land as agift from a friend or relative. Fortunately,this restriction is not applicable if agricul-tural land, plantation land or a farmhouse isinherited.

One obvious measure to takeafter having bought land in India is payingtaxes on it. The Indian Income Tax Actstates that if a person, resident or NRI,owns more than one housing property, onlyone may be deemed as self-occupied.There is no tax applied to self-occupiedhouses. This affects NRIs because whenthe Income Tax Act was drafted, it was notenvisioned that Indians would own proper-ties overseas. The Income Tax Act does notspecify if either or both properties must besituated only in India. As a result, the “morethan one property” rule applies to globalproperties. In other words, if an NRI onlyowns one property and it is in India, thenthe NRI is exempt from paying taxes. How-

ever, if the NRI owns property in, for exam-ple, Canada, as well as in India, then theNRI is eligible to pay income tax on theproperty in India. In fact, even if the Indianproperty is not rented out to anyone, taxesstill have to be paid on the property. In thisscenario, based on valuations prescribedby income tax rules, possible rental incomeis calculated and the owner must pay theapplicable tax. This rule rings true even forinherited properties, regardless of whetherthey are rented out or not. As mentioned inthe previous article, Canada and India havea treaty regarding financial crimes so it isalways a good idea to declare Indian in-vestments on Canadian tax returns. Thisway NRIs avoid criminal charges at thetime of sale of Indian property.

A benefit RBI has extended toNRIs is that it has made loans available tothem. NRIs are allowed to borrow homeloans for buying property in India as well asloans for repair and renovations of previ-ously bought homes. NRIs can pay theEquated Monthly Installments (EMIs) in thefollowing ways:i) by transferring money from a foreign ac-count through regular banking channelsii) by issuing post-dated cheques or Elec-tronic Clearance Service (ECS) from NRE,NRO or FCNR accountsiii) taking it out of the rental income that theproperty earnsiv) bycheques issued from a local relative’sbank accountInvolving relatives in land matters has,throughout history, been a sensitive topicfor most South Asians. In order to ease theprocess of purchasing land in India, though,it is highly recommended by experts in thereal estate field. This recommendation per-tains to NRIs assigning a Power of Attorney(POA) to a person residing in India so thathe/she may complete formalities such asnegotiations, possession and execution ofagreement of sale in the absence of theNRI. NRIs may also choose to give theirPOA to a relative in order to execute allcontracts, mortgages, deeds, leasing, sell-ing, renting and any other matters pertain-ing to managing the NRI’s property in India.In addition to relatives, sometimes devel-opers demand a POA in their favour fromNRIs. NRIs can deny the developer’s re-quest, but doing so can lead to delays sinceall documents would have to be deliveredto the NRI at their foreign address, signed,and then sent back to India so that the de-veloper could move forward with whateverwork was needed on the land.There are many concerns regarding fraudwhen an NRI hands over their POA to a rel-ative or a developer. POAs give the holdermany advantages and rights, which, in thehands of dishonest individuals, can spelldisaster and ruin for the NRI. To avoid thissort of trouble and still benefit from giving aPOA to someone residing in India, the NRImust adhere to certain rules. The POAshould be executed on a stamp paper or asper requirement of the country from wherethe POA is originating. It also must be at-tested by an authorized official of the IndianEmbassy/ Consulate/Trade Commissionerin that country. Most importantly, in orderfor the NRI to protect themselves, at anygiven time, the POA should be restricted toa single action and be nullified after thecompletion of that particular action. For ex-ample, a POA should be detailed and re-stricted to only a purchase or only forleasing out the NRI’s land one time. If thedetails of the POA are specific, most fraudsand scams can be avoided, rendering pur-chase of land in India a pleasant experi-ence for an NRI.

By Wajahat Bajwa

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ÁÅêäÆ ìðÅìð îÅÇÃÕ ÇÕôå (ÂÆÁËîÁÅÂÆ) íð ÃÕç¶Ôé:

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Indo Okanagan Times - December 6, 2014