Information of Axis Bank

8/2/2019 Information of Axis Bank

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Presented by:

Vaishali shelar


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Information of Axis Bank

Axis Bank was the first of the new private banks to have begun

operations in 1994, after the Government of India allowed new private banks

to be established. The Bank was promoted jointly by the Administrator of the

specified undertaking of the Unit Trust of India (UTI - I), Life Insurance

Corporation of India (LIC) and General Insurance Corporation of India (GIC)and other four PSU insurance companies, i.e. National Insurance Company

Ltd., The New India Assurance Company Ltd., The Oriental Insurance

Company Ltd. and United India Insurance Company Ltd.

The Bank as on 31st December, 2011 is capitalized to the extent of Rs.

412.57 crores with the public holding (other than promoters and GDRs) at

53.63%.

The Bank's Registered Office is at Ahmadabad and its Central Office is

located at Mumbai. The Bank has a very wide network of more than 1281

branches (including 169 Service Branches/CPCs as on 31st March, 2011).

The Bank has a network of over 7591 ATMs (as on 30th September, 2011)

providing 24 hrs a day banking convenience to its customers. This is one of

the largest ATM networks in the country.

The Bank has strengths in both retail and corporate banking and is committed

to adopting the best industry practices internationally in order to achieveexcellence.


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Axis Bank Services Products & Services

Account

Zero Balance Savings AccountA savings account that doesnt require a

minimum balance.

Krishi Savings Account This product has been specially designed forfarmers and others employed in the allied agricultural activities sector. It is

easy to operate and allows you to transact immediately.

Easy Access Savings Account Instant access to your money anywhere,

anytime.

Prime Savings AccountAccess to a wide network of over 1281 branches

and one of the largest ATM networks.

Corporate Salary Account It is is designed to offer payroll solutions

through in a 24 X 7 environment.

Womens Savings Account Manage your money, your life, and instant

access to your money anywhere, anytime.

Demat Account Avail the depository-related services by just opening an

account with NSDL through Axis Bank.

Senior Citizens Account It is designed by keeping an eye on Senior

citizens banking requirements which is totally different and require special

consideration.

Defence salary Account Absolutely free and no minimum balance is

required. Specially designed for defence forces.

Trust/NGO Savings AccountIt is a complete banking solution for Trusts,

Associations, Societies, Government Bodies, Section 25 companies andNGOs.


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Deposits

Fixed Deposits

Recurring Deposits

Encash 24

Tax Saver Fixed Deposit

Loans

Welcome to the wide range of Axis Bank's Loan products. Put an end to

your financial troubles.

Power Homes

Power Drive

Personal Power

Study Power

Asset Power

Two Wheeler Loan

Loan against Security

Consumer Power


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Cards

Apart from Gold & Silver credit cards, Axis Bank provides

Axis Bank Meal Card

Axis Bank Gift Card

LIC co-branded Annuity Card

Capital Markets

Debt Solutions

Equity Solutions

Private Equity, Mergers & Acquisitions

Advisory Services

Trusteeship Services

Depository Services

Capital Market Funding

E-Broking

Credit

Working Capital Finance

Term Loans

Trade Services and Trade

Finance

Structured Finance

Supply Chain Management

Overseas Financing and

Transactions

SME Standard Products

Power Trac


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Board of Directors

Dr. Adarsh Kishore Chairman

Smt. Shikha Sharma Managing Director & CEO

Dr. R.H. Patil Director

Smt. Rama Bijapurkar Director

Shri M.V. Subbiah Director

Shri K. N. Prithviraj Director

Shri V. R. Kaundinya Director

Shri S. B. Mathur Director

Shri Prasad R. Menon Director

Shri R. N. Bhattacharyya Director

Shri Samir K Barua Director

Shri A K Dasgupta Director

Shri Som Mittal Direct


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Promoters

Axis Bank Ltd. has been promoted by the largest and the best Financial

Institution of the country, UTI. The Bank was set up with a capital of Rs. 115

crores, with UTI contributing Rs. 100 crores, LIC - Rs. 7.5 crores and GIC

and its four subsidiaries contributing Rs. 1.5 crores each.

Specified Undertaking of the Unit Trust of India (SUUTI) -Shareholding 23.86%.

SUUTI manages assured return schemes along with6.75% US-64Bonds, 6.60% ARS Bonds with a Unit Capital of over Rs. 14167.59

crores


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Branch Network

At the end of October 2009, The Bank has a very wide network of more than

1000 branches and Extension Counters (as on 31 March 2010).The Bank has

a network of over 4055 ATMs (as on 31 March 2010). The Bank has loans

now (as of June 2007) account for as much as 70 per cent of the banks total

loan book of Rs 2, 00,000 crores


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Risk and Earning Perspective

From a medium-term perspective, it appears that Axis Bank could becharting out a niche for itself in the private bank space. It appears to be

following a business strategy quite different from the high-volume and

commodity-style approach of ICICI Bank and HDFC Bank.

Strategy also has its pluses in terms of the higher margins in somesegments of the retail business and the in-built credit risk

diversification (and mitigation) achieved through a widely dispersed

retail credit portfolio.


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Investment Banking

An investment banking is a financial institution that Assistscorporations and governments in raising capital by underwriting and

acting as the agent in the issuance of security. An investment bank also assists companies involved in mergers and

acquisitions, derivatives, etc. Further it provides ancillary services such

as market making and the trading of derivatives, fixed income

instruments, foreign exchange, commodity, and equity securities.

Unlike commercial banks and retail banks, investment banks do nottake deposits.


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Commercial Banking

A commercial banking is a type of financial intermediary and a type ofbank. Commercial banking is also known as business banking.

It is a bank that provides checking accounts, savings accounts, andmoney market accounts and that accepts time deposits.

Commercial banking may also be seen as distinct from retail banking,which involves the provision of financial services direct to consumers.

Many banks offer both commercial and retail banking services.


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Retail Banking

Retail banking refers to banking in which banking institutions execute

transactions directly with consumers, rather than corporations or other banks.

Services offered include: savings and checking accounts, mortgages, personal

loans, debit cards, credit cards, and so forth.


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Private Banking

Private banking is a term for banking ,investment and other financialServices provided by banks to private individuals investing sizable

assets.

The term "private" refers to the customer service being rendered on amore personal basis than in mass-market retail banking, usually via

dedicated bank advisers. It should not be confused with private bank,

which is simply a non-incorporated banking institution.


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Investment Management

Investment management is the professional management of various securities

(shares, bonds and other securities) and assets (e.g., real estate), to meet

specified investment goals for the benefit of the investors. Investors may beinstitutions (Insurance companies, pension funds,

Corporations etc.) Or private investors (both directly via investment contracts

and more commonly via collective investment schemes e.g. Mutual funds or

exchange-traded funds).


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Credit Card

Credit cards a small plastic card issued to users as a system of payment.It allows its holder to buy goods and services based on the holder's

promise to pay for these goods and services.

The issuer of the card creates are evolving account and grants alien ofcredit to the consumer (or the user) from which the user can borrow

money for payment to a merchant or as a cash advance to the user.

Usage of the term "credit card" to imply a credit card account is ametonym.


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Last Two Year Performance of Axis Bank


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Documents

Information of Axis Bank