7/24/2019 Lalicon v NHA

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Lalicon v. National Housing AuthorityCitation: G.R. 185440Year: July 13, 2011

Doctrine:

The action to claim rescission must e commence! "ithin #our years #rom the time o# the commission o# the cause#or it. $ut the rescission contem%late! in this %art o# the co!e is not the rescission contem%late! in &rticle 12'1, #or 

the rescission in 12'1 s%ea(s o# a reach o# #aith an! that the a%%licale %rescri%ti)e %erio! is that %ro)i!e! in &rticle 1144 "hich is 10 years #rom the time the ri*ht o# action accrues.

Facts:

  The +ational ousin* &uthority e-ecute! a ee! o# /ale "ith ort*a*e o)er a ueon City lot in #a)or o# 

the /%ouses &l#aro.

   & TCT "as later on issue! y the Re*istry o# ee!s.

 

The ee! o# /ale in %art, %ro)i!e! that:  Alfaros could sell the land within five years from the date of 

release of the mortgage without NHA’s prior written consent.

• +ine years later mort*a*e not release! yet the /%ouses &l#aros sol! the lot to their son, ictor, "ho ha!

a common6la" "i#e Cecilia "ho ha! the means an! %ai! o## the mort*a*e in or!er #or it to e release!.

•  &out #our an! a hal# years later, ictor sol! the %ro%erty to Chua.

• RTC ren!ere! a !ecision in the case #ile! y +&, an! rule! that &l#aros clearly )iolate! the #i)e6year 

%rohiition ut +& coul! no lon*er rescin! since the %erio! #or rin*in* the action ha! alrea!y%rescrie!.

Issue:

1 7hether +&s ri*ht to rescin! alrea!y %rescrie!92 &re the Thir! arty $uyers in *oo! #aith9

Held:

1 +o, the rescission in 12'1 s%ea(s o# a reach o# #aith an! that the a%%licale %rescri%ti)e %erio! is that%ro)i!e! in &rticle 1144 "hich is 10 years #rom the time the ri*ht o# action accrues.2 +o, they coul! ha)e )erily sa" the mort*a*e lien annotate! on the Trans#er Certi#icate o# Title o# the lot.

Ratio:

• &l#aros "ere #ori!!en #rom sellin* the %ro%erty "ithin the #i)e6 year %erio! %rescrie! y the +&.

• o"e)er, the &l#aros sol! the lot to their son "hen the mort*a*e "as not yet release! an! therey

committin* a sustantial reach o# the oli*ation #or #ailure to secure +&s consent to sellin* the lot"hile the mort*a*e %ayments "ere not yet com%lete!.

• ;alicons claim that un!er &rticle 138' o# the Ci)il Co!e, the action to claim rescission must e

commence! "ithin #our years #rom the time o# the commission o# the cause #or it. $ut the rescissioncontem%late! in this %art o# the co!e is not the rescission contem%late! in &rticle 12'1, #or the rescissionin 12'1 s%ea(s o# a reach o# #aith an! that the a%%licale %rescri%ti)e %erio! is that %ro)i!e! in &rticle1144 "hich is 10 years #rom the time the ri*ht o# action accrues.

• ;alicons as "ell as Chua are not uyers in *oo! #aith, #or they coul! ha)e )erily sa" the mort*a*e lien

annotate! on the Trans#er Certi#icate o# Title o# the lot.