Monetizer Bg- Sberbank

7/24/2019 Monetizer Bg- Sberbank

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< PT. BARIQI PRATAMA >

Jalan. Sukahaji Permai III No. 1 Bandung 40152 - Indonesia

Phone: +62 813 9851 ; +62 22 4214 Fax: +62 22 4214 119

Email : [email protected] ; [email protected]

Date 2ND

September , 2015

DEAR SIR,

CAN YOU MONETIZE BANK GUARANTEE WILL BE ISSUE BY SEBERBANK.

OUR SUMMARY OF THE CLOSING PROCEDURE AS FOLLOWING:

1. SIGNED MONETIZER FUNDING AGAINST BANK GUARANTEE AGREEMENT

2. SBERBANK'S sends PRE ADVICE MT-799 SWIFT

3. FUNDER/LENDER’S Bank sends MT799 PAYMENT UNDERTAKING

4. SBERBANK’S sends SWIFT MT-760.

5. DISBURSEMENT BY FUNDER/LENDER'S BANK VIA MT103 SWIFT

6. DELIVERY HARD COPY BANK TO BANK

NOTE :

1. OUT SIDE CLOSING PROCEDURE ABOVE – REJECTED2. PLEASE KINDLY INFORM US LTV

IF ACCEPTABLE PLEASE SEND US YOUR DRAFT MONETIZER AGREEMENT.

LOOKING FORWARD TO HEAR GOOD NEWS FROM YOU.

BEST RGDS/H.BUDHI SUKMA GARNAMOBILE : +628122389908 – E-mail : [email protected]

-------------------------------------------QUOTE------------------------------------------------------

BANK INSTRUMENT DESCRIPTION Instrument: Bank Guarantee (BG), Fully Cash Backed

Note : If you request SBLC we can accept please send us the draft

Format: ICC 458/758, Latest Revision

Age: Fresh Cut/New Issue

Interest Rate: Zero COUPON

Term: One (1) year and One (1) day

Currency: EURO

Bank Menu: SBERBANK OF RUSSIA

Contract Amount: Five Hundred Million Euro (€500,000,000.00)

First Tranche: One Hundred Million Euro (€100,000,000.00)

2ND

& 3RD

each tranche’s Euro 200mio

LTV: 65% + 2%Delivery: 1) 1

ST SBERBANK’S sends Pre-Advice Swift MT-799,

2) LENDER/FUNDER’S Bank sends Payment guarantee Swift MT-799,

3) SBERBANK’S Bank sends Swift MT-760.

mailto:[email protected]

mailto:[email protected]





Phone: +62 813 9851 ; +62 22 4214 Fax: +62 22 4214 119


4) Hard copy of Instrument will be delivered to FUNDER‘S Bank via

Bank Bonded courier within Seven (7) banking days AFTER receipt of

payment to PTBRQ several DESIGNATED ACCOUNTS as per stated at

the Agreement.

Payment: Within Two (2) banking days after receipt and confirmation of

Swift MT-760, LENDER/FUNDER’S ’S Bank will repurchase payment to

PT.BARIQI PRATAMA’S (PT.BRQ) Bank via Swift MT-103 to several

designated banking account coordinate.

TRANSACTION PROCEDURES

1. LENDER/FUNDER’S submits Letter of Intent /Monetize Agreement along with the following:

a. Signatory’s Passport copy

b. Client Information Sheet

c. Corporate Board Resolution

d. Non-Solicitation Statement

e. Company’s Certificate of Incorporation

f. Irrevocable Master Fee Protection Agreement g. Non Circumvention and Non-Disclosure (NCND)

2. PT.BARIQI PRATAMA (PT.BRQ) will countersign the LOI/Monetize Agreement and return it to the

LENDER/FUNDER’S including PT.BRQ full information, the BG Issuing Bank Coordinates, PT.BRQ ’s

Receiving Bank Coordinates as per provided by PT.BRQ and Signatory‘s Passport copy. Once

signed by both the LENDER/FUNDER’S and the PT.BRQ, this LOI/Monetize Agreement thereby

automatically becomes a full commercial recourse contract which both parties shall immediately

lodge with their respective Banks.

3. Within 24 banking hours the Bank Guarantee Issuing Bank/SBERBANK shall send a Swift MT-

799 Pre-Advice to the LENDER/FUNDER’S ’s Bank. (EXHIBIT A) The Pre-Advice will be valid forfour (4) banking days only.

4. Within one (1) to twelve (12) banking hours the PT.BRQ shall send a copy of the Swift MT-799

Pre-Advice to the LENDER/FUNDER for confirmation via email address to :

………………………………………………..

5. The LENDER/FUNDER’S ’s Bank sends a Swift MT-799 PAYMENT GUARANTEE (EXHIBIT B) to

several designated account as per instruction by the PT.BRQ ’s receiving Bank confirming

readiness, willingness and ability to receive and fund the Bank Guarantee to be sent via Swift

MT-760.

6. Within two (2) banking days the Bank Guarantee Issuing Bank/SBERBANK shall send the BankGuarantee via Swift MT-760 (EXHIBIT C) to the LENDER/FUNDER’S Bank. The LENDER/FUNDER’S

Bank then confirms and verifies the Bank Guarantee sent via Swift MT-760.





Phone: +62 813 9851 ; +62 22 4214 Fax: +62 22 4214 119


7. Within THREE (3) BANKING DAYS, the LENDER/FUNDER’S Bank shall send payment of the XX%

(XXXX Percent) Purchase Invoice Price to several designated account as per instruction by

PT.BRQ ’s receiving Bank via Swift MT-103.

Should the LENDER/FUNDER’S default to repurchase payment to the PT.BRQ and pay

Intermediaries Consultancy fees as agreed on this contract within the allowed number of days

after confirmation of the SWIFT MT-760, the PT.BRQ shall instruct the Bank Guarantee Issuing

Bank to put a claim on the Bank Guarantee thereby forcing the LENDER/FUNDER’S Bank to

return the Bank Guarantee SWIFT MT-760 to the Issuing Bank.

8. Within seven (3) banking days after the PT.BRQ receive payment , the Bank Guarantee Issuing

Bank shall send hard copies of the Bank Guarantee to the LENDER/FUNDER’S Bank via Bank

Bonded Courier.

9. All subsequent tranches will be based on the same procedures until collateral or funds become

exhausted.

>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>





Phone: +62 813 9851 ; +62 22 4214 Fax: +62 22 4214 119


EXHIBIT A

PREADVISE VIA SWIFT MT-799

(LENDER/FUNDER’S MAY REPLACE WITH BANK PREFERED TEXT)

‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐MESSAGE HEADER‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ SWIFT INPUT: MT-799

SENDER:

BANK NAME:

BANK ADDRESS:

SWIFT CODE:

BANK OFFICER:

AMOUNT:

ACCOUNT NAME:

ACCOUNT NUMBER:

RECEIVER:

BANK NAME:

BANK ADDRESS:

SWIFT CODE:

BANK OFFICER:

AMOUNT:

ACCOUNT NAME:

ACCOUNT NUMBER:

IN FAVOR OF:

‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐SWIFT MESSAGE TEXT‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐

ATTENTION: .................. (ACCOUNT BANK OFFICER)

WE -------------(ISSUING BANK AND ADDRESS)----------, HEREBY CONFIRM WITH FULL BANKING RESPONSIBILITY

THAT WE ARE READY TO ISSUE AND DELIVER ONE (1) BANK GUARANTEE (BG)) ICC FORMAT ON BEHALF OF OUR

CLIENT, --------------- (ORDERING CUSTOMER)---------- IN THE TOTAL AMOUNT OF €100,000,000.00 (ONE HUNDRED

MILLION EURO) IN FAVOR OF (COMPANY NAME), ACCOUNT NUMBER:XXXXXXXXXXXXXXX

THIS SWIFT MESSAGE IS VERIFIABLE ON NORMAL BANK-TO-BANK BASIS WITH FULL BANKING RESPONSIBILITY,

UPON RECEIPT OF CLEARANCE FROM OUR CLIENT.

THERE WILL BE NO LIENS AND ENCUMBRANCES ON THIS INSTRUMENT WHICH SHALL BE DELIVERED AND AVAILED

VIA MT760 AND EXACT BANK GUARANTEE (BG).

THIS PRE-ADVISE IS VALID FOR FOUR (4) INTERNATIONAL BANKING DAYS ONLY AS AN OPERATIVE INSTRUMENT,

NO MAIL CONFIRMATION WILL FOLLOW. ALL CHARGES ARE FOR THE ACCOUNT OF APPLICANT.

FOR AND ON BEHALF OF (ISSUING BANK AND ADDRESS)

THANKS AND REGARDS,

______________________ ___________________________

AUTHORIZED BANK OFFICER (1) AUTHORIZED BANK OFFICER (2) NAME NAME

TITLE TITLE

PIN CODE PIN CODE

>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>





Phone: +62 813 9851 ; +62 22 4214 Fax: +62 22 4214 119


EXHIBIT B - 1

SWIFT MT-799 IRREVOCABLE PAYMENT GUARANTEE VERBIAGE

PAYMENT UNDERTAKING BY SWIFT MT799 MAY VARY TO:

BANK NAME :

BANK OFFICER :

PHONE NUMBER : FAX NUMBER :

EMAIL :

S.W.I.F.T. CODE :

ACCOUNT NUMBER :

ACCOUNT HOLDER :

FROM:

BANK :

BANK OFFICER :

PHONE NUMBER :

FAX NUMBER :

S.W.I.F.T. CODE :

ACCOUNT NUMBER :

ACCOUNT HOLDER : BY THE ORDER OF :

TRANSACTION CODE :

LENDER/FUNDER’S ’S CODE :

PT.BARIQI PRATAMA’S CODE :

71A Details of Charges :

72 WE, XXXX ADDRESS AT XXXXXXX HEREBY CONFIRM WITH FULL BANK RESPONSIBILITY THAT WE ARE

READY WILLING AND ABLE TO RECEIVE THE BANK GUARANTEE OF ONE HUNDRED MILLION EURO

(€100,000,000.00) ISSUED BY SBERBANK OF RUSSIA VIA SWIFT MT760 TO OUR CLIENT ACCOUNT.

WE, FURTHER HEREBY CONFIRM THAT OUR CUSTOMER, XXXXXXXXXXXX WITH ACCOUNT

NUMBER XXXXXXXXXXXXXX HAS THE CAPACITY TO FULFIL THEIR OBLIGATION ACCORDING TO THE AGREEMENT. APAYMENT FOR THE BG WITH A FACE VALUE OF ONE HUNDRED MILLION EURO (€100,000,000.00) UPON RECEIPT

AND VERIFICATION AND CONFIRMATION OF THE BG BASED ON CONDITIONS AND TERMS OF CONTRACT

WITH TRANSACTION CODE : XXXXXXXXXXX, ,WE WILL ISSUE OUT THE PAYMENT TO THE ACCOUNTS PROVIDED BY

THE OUR CUSTOMER XXXXXXXXXXXX.

THE INSTRUMENT SHALL BE IRREVOCABLE, UNCONDITIONAL, TRANSFERABLE, ASSIGNABLE, DIVISIBLE AND FULLY

GUARANTEED BY THE ISSUING BANK.

WE HEREBY CONFIRM THAT THE FUNDS FOR PAYMENT ARE GOOD, CLEAN AND CLEAR OF NON-CRIMINAL ORIGIN

AND FROM LEGAL SOURCE.

IN THE EVENT THAT THE SAID BANK INSTRUMENT IS NOT DELIVERED WITHIN THREE (3) BANKING DAYS AFTER

ISSUE DATE OF THIS SWIFT AND OR IT IS ISSUED IN THE FORMAT NOT ACCEPTABLE TO US AND OR IT CANNOT BE

SUCCESSFULLY VERIFIED, AUTHENTICATED AND VALIDATED BY US, THIS IRREVOCABLE CONDITIONAL

UNDERTAKING SHALL BE TERMINATED AND BECOME VOID AND NULL IMMEDIATELY AND WITHOUT PRIOR

NOTIFICATION TO YOU.





Phone: +62 813 9851 ; +62 22 4214 Fax: +62 22 4214 119


THIS CONDITIONAL IRREVOCABLE PAYMENT UNDERTAKING IS VALID FOR THIRTY (30) INTERNATIONAL BANKING

DAYS SINCE ISSUE DATE AND CAN BE CONFIRMED ONLY ON A BANK TO BANK BASIS.

THIS IS AN OPERATIVE BANK INSTRUMENT AND IS SUBJECT TO THE UNIFORM COMMERCIAL CODE AS IT RELATES

TO BANK CREDIT INSTRUMENT.

FOR AND BEHALF OF (LENDER/FUNDER’S ’S BANK)

BANK OFFICER #1 BANK OFFICER #2

------------------------------------------------------------------Message Trailer --------------------------------------------------------------

EXHIBIT B - 2

SWIFT MT-799 IRREVOCABLE PAYMENT GUARANTEE VERBIAGE

PAYMENT UNDERTAKING BY SWIFT MT799 MAY VARY TO:

BANK NAME :

BANK OFFICER : PHONE NUMBER :

FAX NUMBER :

EMAIL :

S.W.I.F.T. CODE :

ACCOUNT NUMBER :

ACCOUNT HOLDER :

FROM:

BANK :

BANK OFFICER :

PHONE NUMBER :

FAX NUMBER :

S.W.I.F.T. CODE :

ACCOUNT NUMBER :

ACCOUNT HOLDER :

BY THE ORDER OF :

TRANSACTION CODE :

LENDER/FUNDER’S ’S CODE :

PT.BARIQI PRATAMA’S CODE :

71A Details of Charges :

72 WE, XXXX ADDRESS AT XXXXXXX HEREBY CONFIRM WITH FULL BANK RESPONSIBILITY THAT WE ARE

READY WILLING AND ABLE TO RECEIVE THE BANK GUARANTEE OF ONE HUNDRED MILLION EURO

(€100,000,000.00) ISSUED BY SBERBANK OF RUSSIA VIA SWIFT MT760 TO OUR CLIENT ACCOUNT.

WE, FURTHER HEREBY CONFIRM THAT OUR CUSTOMER, XXXXXXXXXXXX WITH ACCOUNT

NUMBER XXXXXXXXXXXXXX HAS THE CAPACITY TO FULFIL THEIR OBLIGATION ACCORDING TO THE AGREEMENT. A

PAYMENT FOR THE BG WITH A FACE VALUE OF ONE HUNDRED MILLION EURO (€100,000,000.00) UPON RECEIPT

AND VERIFICATION AND CONFIRMATION OF THE BG BASED ON CONDITIONS AND TERMS OF CONTRACTWITH TRANSACTION CODE : XXXXXXXXXXX, ,WE WILL ISSUE OUT THE PAYMENT TO THE ACCOUNTS PROVIDED BY

THE OUR CUSTOMER XXXXXXXXXXXX.





Phone: +62 813 9851 ; +62 22 4214 Fax: +62 22 4214 119


THE INSTRUMENT SHALL BE IRREVOCABLE, UNCONDITIONAL, TRANSFERABLE, ASSIGNABLE, DIVISIBLE AND FULLY

GUARANTEED BY THE ISSUING BANK.

WE HEREBY CONFIRM THAT THE FUNDS FOR PAYMENT ARE GOOD, CLEAN AND CLEAR OF NON-CRIMINAL ORIGIN

AND FROM LEGAL SOURCE.

IN THE EVENT THAT THE SAID BANK INSTRUMENT IS NOT DELIVERED WITHIN THREE (3) BANKING DAYS AFTER

ISSUE DATE OF THIS SWIFT AND OR IT IS ISSUED IN THE FORMAT NOT ACCEPTABLE TO US AND OR IT CANNOT BE

SUCCESSFULLY VERIFIED, AUTHENTICATED AND VALIDATED BY US, THIS IRREVOCABLE CONDITIONAL

UNDERTAKING SHALL BE TERMINATED AND BECOME VOID AND NULL IMMEDIATELY AND WITHOUT PRIOR

NOTIFICATION TO YOU.

THIS CONDITIONAL IRREVOCABLE PAYMENT UNDERTAKING IS VALID FOR THIRTY (30) INTERNATIONAL BANKING

DAYS SINCE ISSUE DATE AND CAN BE CONFIRMED ONLY ON A BANK TO BANK BASIS.

THIS IS AN OPERATIVE BANK INSTRUMENT AND IS SUBJECT TO THE UNIFORM COMMERCIAL CODE AS IT RELATES

TO BANK CREDIT INSTRUMENT.

FOR AND BEHALF OF (LENDER/FUNDER’S ’S BANK)

BANK OFFICER #1 BANK OFFICER #2

---------------------------------------Message Trailer ------------------------

EXHIBIT C

BANK GUARANTEE FORMAT SWIFT MT-760

(FINAL VERBIAGE PER ISSUING BANK-ICC FORMAT)

BANK GUARANTEE NO. : ISIN CUSIP CURRENCY CODE : DATE OF ISSUE : DATE OF EXPIRY : APPLICANT :

BENEFICIARY :

AMOUNT: EURO € 100,000, 000.00 (EURO ONE HUNDRED MILLION ONLY.)

WE HEREWITH OPEN OUR BANK GUARANTEE NO.__________ AS FOLLOWS:

FOR THE VALUE RECEIVED, WE, THE UNDERSIGNED, SBERBANK OF RUSSIA, HEREBY ISSUE OUR IRREVOCABLE,

UNCONDITIONAL, TRANSFERABLE, DIVISIBLE, AND WITHOUT PROTEST OR NOTIFICATION, PROMISE TO PAY AGAINST THIS

BANK GUARANTEE TO THE ORDER OF ___________________ THE BEARER OR HOLDER THEREOF, AT MATURITY, THE SUM OF

€100,000,000.00 (EURO ONE HUNDRED MILLION) IN THE LAWFUL CURRENCY OF EUROPEAN UNION, UPON PRESENTATION

AND SURRENDER OF THIS BANK GUARANTEE AT ANY OF THE COUNTERS OF SBERBANK OF RUSSIA

SUCH PAYMENT SHALL BE MADE WITHOUT SET-OFF AND FREE AND CLEAR OF ANY DEDUCTIONS, CHARGES, FEES, OR

WITHHOLDING OF ANY NATURE PRESENTLY OR IN THE FUTURE IMPOSED, LEVIED, COLLECTED, WITHHELD OR ASSESSED BY

THE GOVERNMENT OF THE RUSSIAN FEDERATION OR ANY POLITICAL SUBDIVISION OR AUTHORITY AND THEREIN AND

THEREOF. THIS BANK GUARANTEE IS DIVISIBLE, ASSIGNABLE, TRANSFERABLE AND NEGOTIABLE WITHOUT PRESENTATION OF

IT TO US AND WITHOUT THE PAYMENT OF ANY TRANSFER FEE OR CHARGES.

THIS BANK GUARANTEE SHALL BE GOVERNED BY AND SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE

RUSSIAN FEDERATION. THIS BANK GUARANTEE IS AN OPERATIVE INSTRUMENT.





Phone: +62 813 9851 ; +62 22 4214 Fax: +62 22 4214 119


THIS BANK GUARANTEE IS TRANSFERABLE, ASSIGNABLE AND DIVISIBLE WITHOUT PRESENTATION TO US.

THIS BANK GUARANTEE IS GOVERNED BY THE UNIFORM CUSTOMS AND PRACTICE FOR BANK GUARANTEE AS SET FORTH BY

THE INTERNATIONAL CHAMBER OF COMMERCE, UNIFORM RULES FOR DEMAND GUARANTEES, (ICC PUBLICATION NO.

URDG758). FOR AND ON BEHALF OF [ISSUING BANK]

THIS IS AN OPERATIVE INSTRUMENT AND NO MAIL CONFIRMATION WILL FOLLOW.

YOURS FAITHFULLY,

(SIGNATURE OF TWO BANK OFFICERS) (BANK SEAL)

___________________________ __________________________ BANK OFFICER: BANK OFFICER: PRINT NAME/TITLE/PIN PRINT NAME/TITLE/PIN





Phone: +62 813 9851 ; +62 22 4214 Fax: +62 22 4214 119


INFRAGASCO CAPITAL

--------------------------------QUOTE----------------------------------------

1. Sberbank of RussiaBank

2. Sberbank Rossii is a shareholder-owned bank with the Russian government in the majority,headquartered in Moscow. As of 2012 it was the largest bank in Russia and Eastern Europe, and

the third largest in Europe. Wikipedia

3. Stock price: SBER (MCX) RUB73.80 +2.80 (+3.94%) Aug 27, 6:49 PM GMT+3 - Disclaimer

4. CEO: German Gref

5. Customer service: +7 495 500-55-50

6. Founder : Nicholas I of Russia

7. Founded: 1841, Russia

8. Headquarters: MOSCOW, Russia

9. Subsidiaries: Denizbank, Sberbank CIB, Sberbank Srbija

Awards & recognitions

January 2015: Sberbank Slovakia’s term deposits is placed third in the ranking of the Slovak award “Zlatá minca

(Gold Coin)”in the category “best bank products – term deposits”.

September 2014: Sberbank Slovenia is named National champion in The European Business Awards

2014/15category The Employer of The Year.

July 2014: Sberbank is ranked first among banks in Central and Eastern Europe and took 33rd place in theoverall standings in the annual ranking of the "Top 1000 banks" in the world, published by The Banker .

http://en.wikipedia.org/wiki/Sberbank_of_Russia



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Phone: +62 813 9851 ; +62 22 4214 Fax: +62 22 4214 119


April 2014: According to visitors’ votes of the portal posao.ba, Sberbank Bosnia and Herzegovina is the most

attractive and desirable employer in the financial sector in Bosnia and Herzegovina.

April 2014: Sberbank Slovakia is ranked fourth in the category"Mortgage of the year 2014" and third in thecategory"Refinancing mortgage of the year 2014" by the most influential Slovak business weekly Trend together

with Fincentrum.

March 2014: Sberbank Czech Republic ranks first as the best financial institution (“the golden purse”) nominated

by the Czech well-known and respected financial server mesec.cz .

February 2014: Sberbank Europe AG receives the Top Company seal from kununu (one of the largest platforms

for employer reviews in the German-speaking countries).

January 2014: Sberbank Europe AG receives the Open Company seal from kununu (one of the largest platforms

for employer reviews in the German-speaking countries).

December 2013: Sberbank Croatia receives the "Employer Partner" certificate for excellence in human

resources management by Selectio.

http://posao.ba/

http://posao.ba/

http://posao.ba/

http://mesec.cz/

http://mesec.cz/

http://mesec.cz/

http://mesec.cz/

http://posao.ba/





Phone: +62 813 9851 ; +62 22 4214 Fax: +62 22 4214 119


November 2013: The annual award competition Zlatá minca(The Golden Coin) announces Sberbank Slovakia

as Second Most Innovative Bank in Slovakia.

November 2013: Sberbank Czech Republic is named third Most Dynamic Bank 2013 by Fincentrum (one of the

largest financial advisory service providers in the Czech Republic).

September 2013: Achieving success in the Best Bank 2013competition, Sberbank Czech Republic is named Most

Client-Friendly Bank 2013.

July 2013: Euromoney names Sberbank as Best Bank in Russia and Central and Eastern Europe.

July 2013: According to the ranking of Top 1000 World Banks, in terms of capital and published by The

Banker magazine, Sberbank ranks 34th amongst the World’s largest banks.

June 2013: In the SNL Financial ranking of Top 50 European banks, Sberbank manages to be one of the top

climbers, with a gain of 44%, which made it move up a total of nine places.

May 2013: Sberbank gets recognized by HSBC Bank plc, London, for the exceptionally high Straight-Through

Processing Rate of its payments denominated in British Pounds (GBP) in 2012.





Phone: +62 813 9851 ; +62 22 4214 Fax: +62 22 4214 119


February 2013: Euromoney magazine recognizes Sberbank's secondary public offering as the deal of the year for

2012 for Emerging Europe.

February 2013: Sberbank gets rated as Europe’s second most valuable banking brand, following a survey

carried out by The Banker .

In 2012, its brand value rose to a total of USD 14.2 billion, to occupy 13th rank in the global ratings.

Additionally Sberbank was named as "Bank of the Year" by The Banker magazine in 2012.

February 2012: Sberbank places second in a ranking of company stock returns over the past ten years by The

Economist .





Phone: +62 813 9851 ; +62 22 4214 Fax: +62 22 4214 119


Sberbank Europe – a strong partner in Central and EasternEurope, Russia and CISSberbank Europe Group (Sberbank Europe AG), headquartered in Vienna, Austria, is a banking group that is 100%

owned by Sberbank Russia. Sberbank Europe Group is present in 11 markets in Europe: Austria, Bosnia and

Herzegovina (Sarajevo and Banja Luka), Croatia, Czech Republic, Hungary, Slovakia, Slovenia, Serbia, the

Ukraine and Germany. In total the bank operates 294 branches and has 5,158 employees (as at 31.12.2014).

Sberbank is one of the most profitable financial institutions in the world and a leading market player in delivering

innovative products based on excellence and state-of the-art technology. Combined with the local expertise and

customer focus of our employees, Sberbank Europe is building bridges to Eastern business and is a unique banking

partner in the CEE region. Sberbank was rated as Europe’s second most valuable banking brand, following a

survey carried out by The Banker. It was ranked the world’s 13th most valuable banking brand, at USD 14.2

billion, and also remains the most valuable brand in Russia.

Sberbank Russia is Russia’s largest bank and a leading global financial institution. Sberbank holds almost one third

of aggregate Russian banking sector assets, it is the key financial lender to the national economy and the biggest

deposit taker in Russia. The Central Bank of the Russian Federation is the founder and principal shareholder ofSberbank owning 50% of the Bank’s authorized capital plus one voting share, with the remaining shares held by

domestic and international investors. Sberbank has more than 135 million individual customers and 1 million

corporate clients in 22 countries. Sberbank has the largest distribution network in Russia with more than 17,000

branches, and its international operations include UK, US, CIS, Central and Eastern Europe, Turkey and other





Phone: +62 813 9851 ; +62 22 4214 Fax: +62 22 4214 119


countries. The bank holds a general banking license No. 1481 issued by the Bank of Russia.

Sberbank was awarded “Bank of the Year 2012” by The Banker magazine and “Best Bank in CEE and Russia

2013” by the Euromoney magazine.

Website: www.sberbank.ru

http://www.sberbank.ru/




Documents

Monetizer Bg- Sberbank