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Monthly Spending Planner Jan Feb March April May June July Aug Sept Oct Nov Dec Year INCOME Wages / Pension Secondary income Child tax credit Child care allowance Support payments Interest/dividends Other Other Income totals 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 EXPENSES Savings Savings for seasonal exp. Long–term savings Retirement (RRSP) Investment savings RESP Bonds Income tax (additional) Other Savings totals 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payment Obligations Credit card Credit card Credit card Credit card Loan Loan Vehicle lease Line of credit Child/spousal support Student loans Other Other Payment obligation totals 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Insurance Life insurance Disability insurance Extended health insurance Other Insurance totals 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Housing Mortgage Second mortgage Mortgage insurance Strata fees Pad rent Property taxes Rent Storage locker Home security Home insurance Other Housing totals 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Utilities Hydro Natural gas Alternate heating source Water, sewer, garbage Cable Home telephone Second phone line Cellular telephone Internet Other Utilities totals 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Monthly Gui

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Monthly Spending Tracker

Spending PlannerMonthly Spending PlannerMonthly GuidelineJanFebMarchAprilMayJuneJulyAugSeptOctNovDecYearINCOMEWages / PensionSecondary incomeChild tax creditChild care allowanceSupport paymentsInterest/dividendsOtherOtherIncome totals0.000.000.000.000.000.000.000.000.000.000.000.000.00EXPENSESSavingsSavings for seasonal exp.Longterm savingsRetirement (RRSP)Investment savingsRESPBondsIncome tax (additional)OtherSavings totals0.000.000.000.000.000.000.000.000.000.000.000.000.00Payment ObligationsCredit cardCredit cardCredit cardCredit cardLoanLoanVehicle leaseLine of creditChild/spousal supportStudent loansOtherOtherPayment obligation totals0.000.000.000.000.000.000.000.000.000.000.000.000.00InsuranceLife insuranceDisability insuranceExtended health insuranceOtherInsurance totals0.000.000.000.000.000.000.000.000.000.000.000.000.00HousingMortgageSecond mortgageMortgage insuranceStrata feesPad rentProperty taxesRentStorage lockerHome securityHome insuranceOtherHousing totals0.000.000.000.000.000.000.000.000.000.000.000.000.00UtilitiesHydroNatural gasAlternate heating sourceWater, sewer, garbageCableHome telephoneSecond phone lineCellular telephoneInternetOtherUtilities totals0.000.000.000.000.000.000.000.000.000.000.000.000.00HouseholdHome repairsHome improvementsGardening suppliesLinensHome dcorSeasonal dcorKitchen gadgetsOutdoor home/yard suppliesLandscape/gardening servicesOtherHousing totals0.000.000.000.000.000.000.000.000.000.000.000.000.00Living CostsProvincial medical (MSP)GroceriesLunch & coffee breaksLaundry/dry cleaningWork/professional clothingHousecleaning serviceBank service chargesOtherLiving costs totals0.000.000.000.000.000.000.000.000.000.000.000.000.00HealthMedical treatmentsDentalOrthodonticsOpticalPrescriptionsOver-the-counter drugsDeductibles/out-of-pocketOtherHealth totals0.000.000.000.000.000.000.000.000.000.000.000.000.00TransportationGas/fuel vehicle 1Insurance vehicle 1Gas/fuel vehicle 2Insurance vehicle 2ParkingMaintenanceRepairsCar wash/detailing servicesPublic transportationTaxisBicycle costsOtherTransportation totals0.000.000.000.000.000.000.000.000.000.000.000.000.00ChildrenDaycareBabysittingActivitiesLessonsSportsClothingSchool feesSchool suppliesSchool fundraisersOtherChildren totals0.000.000.000.000.000.000.000.000.000.000.000.000.00PetsPet foodVeterinarians/pet medicinesPet insuranceOtherPet totals0.000.000.000.000.000.000.000.000.000.000.000.000.00PersonalClothing, including shoesTobaccoAlcoholGifts familyGifts friendsGifts hostess/housewarmingHaircutsPersonal groomingCosmeticsSalon servicesOtherPersonal totals0.000.000.000.000.000.000.000.000.000.000.000.000.00EducationTuition feesBooksSupplies (ink/paper/pens/etc)Course materials (calculator)OtherEducation totals0.000.000.000.000.000.000.000.000.000.000.000.000.00EntertainmentDining outLottery tickets/gambling/bingoEntertaining at home/BBQVideo/DVD rentalsMovies/playsBooksMusic (CDs, etc.)Hockey/football/etc. poolsConcerts/clubsHobbies (e.g crafts, baking)OtherEntertainment totals0.000.000.000.000.000.000.000.000.000.000.000.000.00RecreationSports equipmentActivitiesTeam duesLicensesOtherRecreation totals0.000.000.000.000.000.000.000.000.000.000.000.000.00Donations/SubscriptionsMagazinesNewspapersReligious organizationsCharityOtherDonation/subscription totals0.000.000.000.000.000.000.000.000.000.000.000.000.00Vacations/TravelPlane fareAccommodations, e.g. hotelCamping feesFoodRecreation activitiesEntertainmentSouvenirsRental carSpending moneyPet boarding/house sitterOtherVacation totals0.000.000.000.000.000.000.000.000.000.000.000.000.00MiscellaneousProfessional duesAssociation feesGym membershipAnnual family membershipStore membershipOtherMiscellaneous totals0.000.000.000.000.000.000.000.000.000.000.000.000.00Total expenses0.000.000.000.000.000.000.000.000.000.000.000.000.00Cash short/extra0.000.000.000.000.000.000.000.000.000.000.000.000.00For more budgeting help, visit MyMoneyCoach.ca

Monthly GuidelineFor more budgeting help, visit MyMoneyCoach.ca

Budgeting WorksheetBudget WorksheetMonthly AmountIndicate here if Annual ExpenseINCOMEwages / pensionsecond incomecommission / tipschild tax benefitssupport paymentsotherTOTAL INCOME0HOUSING EXPENSESfirst mortgagesecond mortgagerentproperty taxes*strata fee / pad rentalhouse / tenant insurancehydrogasalternate heating sourcewater / sewer / garbage*phone (incl. long distance)cell phone(s)cableinternetstorage lockerhome securityrepairs / maintenance*household items (e.g. dcor, gardening supplies)*otherLIVING EXPENSESgroceriespersonal care (e.g. grooming, cosmetics)baby / infant needs (e.g. diapers, formula)laundry / dry cleaningbus / taxifuel (vehicle 1 / vehicle 2)insurance (vehicle 1 / vehicle 2)*parkingauto maintenance*auto membership*health expensesprovincial medical premiumsspecialists (e.g. massage, chiropractor, physiotherapy)eye care*prescriptions*dental / orthodontist*over-the-counter*deductibles / out-of-pocket*otherinsurancelife insurancedisabilityextended healthother (e.g. critical illness, payment protection)pets / vet bills / insurance*bank fees / safety deposit boxincome tax instalments*other living expensesWORK EXPENSESdaycarelunches / breaks (person 1)lunches / breaks (person 2)special / professional clothing*license fees / professional dues*work supplies (e.g. tools, classroom supplies)*otherPERSONAL EXPENSESclothing & shoes (adults)*tobaccoalcoholrecreation (e.g. sports equipment & fees, activities)fitness membershipseating outentertainment (e.g. movies, event tickets, social activities)lottery / gaming / bingobabysittinghair care*salon services (e.g. tanning, aesthetics)*magazines / newspapers / bookseducation (tuition & supplies)*gifts / special occasions*hobbies*travel / vacations*donations / charity / assisting family*annual memberships (store, online, family, etc.)*otherchildrenclothing & shoes (kids)*allowancelessons / activitiesschool supplies / fees*gifts*otherPAYMENTSchild / spousal supportsecured debtsmoney owed to family / friendscredit cardsloansline of creditstudent loanleaseother debt paymentemergency savingsincome tax (additional)RRSPRESPother savings paymentTOTAL EXPENSES0.*The items identified with an asterisk (*) typically occur irregularly throughout the year.For more budgeting help, visit MyMoneyCoach.ca

For more budgeting help, visit MyMoneyCoach.ca

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