What Is..?

No Credit CheckIn-House Customer EZ Payment Plan

Platinum One LLC How it works

Platinum One LLC is able to provide this service because of the Check

Clearing Act 21 of 2008.

• Allows post-dated checks to be converted to an ACH payment schedule.

• Mandates bank regulation requiring ACH payment priority vs. traditional checks.

• Mandates bank regulation allowing ACH NSF re-deposits three additional times vs. traditional checks one time only.

Platinum One LLC How it Works

Proof of valid, active checking account

Valid driver’s license, state ID, or military ID

Only Three Requirements To Qualify No Credit Check Required In-House EZ Payment Plan

The Four Easy Steps

1. The customer signs the "no credit required agreement " for the requested products or services.

2. The customer presents the check(s) payable to the merchant for the products or services.

3. Merchant gets customer approval for the transaction.

4. The customers account will be debited for the transaction on specified dates.

Guarantees your customers’ payments

Maximum aggregate: $5,000.00

Maximum time for post dates: 3, 6, 9 or 12 months

Merchant does not deposit a single check

Platinum One LLC collects on customer’s bad checks

Single checks guarantee up to $36,000.00

Merchant cost between 4.95% and 17.95%

Merchant can earn a business/profit builder above the customer’s charged rate

Platinum One LLC provides leased processor, imager, proprietary software and guarantee

Account set up in seven days, which includes application, and delivery of system

Is not designed to replace existing financing, but to enhance existing financing

Piggy backs over and above existing financing

Guarantees layaway programs

Finances soft costs to enhance profitability

Ideal For:

New automotive sales Automotive repairs Wheels and tires Furniture sales (new and

used) Appliance repairs Appliance sales (new and

used) Contractors (All) Funeral homes Criminal defense attorneys

Computer repair Medical services Dental services Cosmetic services Churches / Schools Animal breeders Rent-to-own centers Home restoration /clean up And many more…

Profile Of A Potential Client

Small to medium-sized businesses. “Main Street America.”

Owned and operated by “Mom And Pop” proprietors

Business should have average ticket of $100 or more.

Emergency services or have-to purchases are especially strong.

Platinum One LLC

EZ Payment In House Payment Plan

Four Plan Options

Platinum One LLC

The Platinum Plan:

Platinum One LLC

Platinum Plan:For merchants who need all their money to complete

customer’s invoice.Merchants who have high

material costs or poor cash flow.

Platinum One LLCPlatinum Plan: Customer presents a check for the full amount;

1/3 is due same day, balance is spread out over 3, 6, 9 or 12 months

Merchant receives an approval for the transaction

Customer determines the duration of the loan Merchant receives full amount within 72 hours $124.99 per month lease (4-year lease) Full 4-year warranty included $5.00 statement fee. Platinum Plan: buyout $3,650.00 Lease and Application (11 pages) Merchant has the option to transfer lease after

6 months Single check conversion up to $36,000.00

Platinum One LLC

Platinum Plan: Warranty fee rate: 9.95% - 17.95% Merchant can increase warranty fee for

profit building (example 2% or 3% optional)

Merchant will receive up to $5,000.00 within 24 - 72 hours (based on account balances and credit score)

* Restricted businesses Travel/hospitality, Jewelry, Luggage,

Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen

Platinum One LLCPlatinum One LLC* For merchants who don’t want or

don’t qualify for a lease, there is an option to borrow against their credit card processing.

* Credit Card Processing is available for additional

commission but not required .All funds are guaranteed (No bounced

checks).

Platinum One LLC

The Gold Plan

For merchants that can’t wait for their money, and have lower invoices or client charges

$100.00 to $600.00 paid off in 90 days.

Uses 3-4 checks to process.

Platinum One LLCGold Plan: Customer writes first check for 33%

down. Merchant gets approval for that check. Customer writes up to 3 additional checks

for remaining balance. Merchant receives funding in 24 to 72

hours $109.00 per month lease (4-year lease). Full 4-year warranty included. $5.00 statement fee. Lease and application (11 Pages)

Platinum One LLCGold Plan: Warranty fee rate 11.95% Merchant can increase warranty fee

for profit building (example 2% - 4%) All funds are guaranteed (no

bounced checks) Merchant has the option to transfer

lease after 6 months Single check conversion up to

$36,000.00 Credit Card Processing is available

for additional commission but not required

Platinum One LLC

Gold Plan: buyout $3,200.00* For merchants who don’t want to

or don’t qualify for a lease, there is an option to borrow against their credit card processing.

*Restricted businesses: Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen.

Platinum One LLC The Silver Plan

For merchants with poor credit or

limited budgets

Platinum One LLCSilver Plan: Manual phone system. No special

equipment needed No commitment (month to month) $199.00 acquisition fee No subscription fee No underwriting

Platinum One LLCSilver Plan: Merchants will receive money in 24 -

72 hours after initial pull from their customer’s checking account

Maximum of $1,500.00 total, 45-day duration

All funds are guaranteed (no bounced checks)

Includes single check conversion up to $36,000.00

Platinum One LLCSilver Plan: EZ Payment Program over the phone Merchant receives toll-free number

access

Can be used at multiple locations. Silver Plan: Credit Card Processing

is available for additional commission but not required .

Platinum One LLC

Silver Plan

Restricted businesses, Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen.

Platinum One LLC

Bronze PlanMerchant ServicesCredit Card Processing

Platinum One LLC Merchant Services can be attached

to any of the Platinum One LLC plans or sold as a stand alone.

Improve your sale by offering a more competitive processing company.

Increase your monthly residuals by adding Merchant Services.

Platinum One LLC Adding Merchant Services can save

clients more than their Platinum and Gold lease payments

If Platinum One LLC can’t beat the client’s current processing costs we’ll pay them $250.00

Bundling can save time and money

Platinum One LLC.

Merchant Application / Lease Fax: 888-702-7972

OrEmail: James@PlatinumOneLLC.com

Contact: (800) 330-7221