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No Credit Required In-House Customer EZ Payment Plan

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Page 1: No Credit Required In-House Customer EZ Payment Plan
Page 2: No Credit Required In-House Customer EZ Payment Plan

What is the PlatinumOne Marquis program?

No Credit RequiredIn-House Customer EZ Payment Plan

Page 3: No Credit Required In-House Customer EZ Payment Plan

PlatinumOne Marquis ProgramHow it works

• Allows post-dated checks to be converted to an ACH ( Automated Clearing House ) payment schedule

Page 4: No Credit Required In-House Customer EZ Payment Plan

Platinum One LLC Marquis Program How it Works

Proof of valid, active checking account

Valid driver’s license, state ID, or military ID

Only Two Requirements To Qualify No Credit Check Required In-House EZ Payment Plan

Page 5: No Credit Required In-House Customer EZ Payment Plan

The Four Easy Steps1. The customer signs the "no credit required agreement "

for the requested products or services.

2. The customer presents the check payable to the merchant for the products or services.

3. Merchant gets customer approval for the transaction.

4. The customer’s account will be debited for the transaction on specified dates.

Page 6: No Credit Required In-House Customer EZ Payment Plan

Guarantees your customers’ payments

Maximum aggregate: $8,000.00

Maximum time for post dates: 3, 6, or 12 months

Merchant does not deposit a single check

Merchant “no risk” of customer’s bad checks

Page 7: No Credit Required In-House Customer EZ Payment Plan

Merchant cost between 9.95% and 30.95%

Merchant can add administrative fee to cover costs

PlatinumOne provides leased processor, imager, proprietary software and guarantee

Account set up in seven days, which includes application, and delivery of system

Page 8: No Credit Required In-House Customer EZ Payment Plan

Is not designed to replace existing financing, but to enhance existing financing

Piggy backs over and above existing financing

Guarantees layaway programs

Finances soft costs to enhance profitability

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Ideal For: New automotive sales Automotive repairs Wheels and tires Furniture sales (new and

used) Appliance repairs Appliance sales (new and

used) Contractors (All) Funeral homes Criminal defense

attorneys

Computer repair Medical services Dental services Cosmetic services Churches / Schools Animal breeders Rent-to-own centers Home restoration /clean up And many more…

Page 10: No Credit Required In-House Customer EZ Payment Plan

Profile Of A Potential Client Small to medium-sized businesses. “Main Street

America.”

Owned and operated by “Mom And Pop” proprietors

Business should have average ticket of $100 or more.

Emergency services or have-to purchases are especially strong.

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Customer presents a check for the down payment;

25% minimum is due same day, balance is spread

out over 3, 6, or 12 months

Warranty fee rate: 9.95% - 30.95%

Merchant receives an approval for the transaction

Customer determines the duration of the loan

Merchant receives full amount within 72 hours of

batch out

Single check conversion up to $36,000.00

Page 12: No Credit Required In-House Customer EZ Payment Plan

• PlatinumOneLLC Marquis Program

• Restricted businesses •

Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen, Bankruptcy attorneys, Any credit restoration services

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For merchants who don’t want or don’t qualify for a lease, there are two options:

Cash purchase - Bank draw / Credit Card

Borrow against their credit card processing(Merchant must process a minimum of $5,000.00 per month to qualify)

Credit Card Processing is available for additional commission but not required.

All funds are guaranteed (no more bounced checks!).

Page 14: No Credit Required In-House Customer EZ Payment Plan

Lease options

2, 3, 4 year lease ( Check with your manager or the home office for details )

Purchase Out right !

$ $ $ $ $ $ ( Check with your Manager or the home office for details )

Cash advance on credit card

LockboxWeekly ACH debits from checking (10% of receipts)

Page 15: No Credit Required In-House Customer EZ Payment Plan

Merchant Application / Lease Fax: (888) 702-7972

or email: [email protected]

Contact: (800) 330-7221 [email protected]