OFFICIAL NEWSLETTER OF THE FILIPINO AMERICAN ASSOCIATION OF WISCONSIN July 2014

A Recap: MacArthur Memorial Week June 3-7, 2014 By Patrick Sommer

F ilipino-Americans in Milwaukee and surrounding areas celebrated

MacArthur Memorial Week (MMW) on June 3-7 under the leadership of VCRT through the War Memorial Center. MMW was a significant event involving international and national speakers, prominent guests and official representa-tives from the Philippines, South Korea, Japan, and Australia. Filipino-Americans from different organizations attended the events throughout the week and were also ac-tive participants and collaborators in making the celebration a success. High-lights included: A presentation by James Zobel and Cream Pepito on "Behind Enemy Lines" operations in the Philippines before MacArthur's return from Australia. Also featured was a special appearance by Milwaukee area resident Louis Crisostomo, a spy and member of the Allied Intelligence Bureau who gathered intelligence instrumental to the rescue of POWs from the University of Santo Tomas Internment Camp. A presentation by Deputy Consul Victor Romulo Israel on the Evolving Relationship between the Philippines and the United States.

Eric Wertheim presenting an eye-popping comparative analysis of naval forces in the Pacific including the Philippines in relation to China. A careful account by Vice-Consul Ricarte Abejuela of the Impact of MacArthur in the Philippines in a panel discussion with consuls from Australia, South Korea and Japan.

A standing-ovation rendition of “America the Beautiful" by Sheila Jackson and the FAAWIS dancers performing the Carinosa and Tinikling. These performers entertained a packed pavilion in the Milwaukee Art Museum with the Australian Ambassador in the au-dience. Speeches by various community leaders in honor and remem-

brance of Jean Faircloth MacArthur, her impact on General Douglas MacArthur and her influence in preserving the Mac-Arthur Legacy. The "PCCCF Munting Tinig Choir" in a heart warming presentation and a special performance of "Old Soldiers Never Die" with Calvin Sommer performing as General Douglas MacArthur under the direction of Jojo Ramos and Dr. Violeta Singson. The MacArthur statue move to the lakefront, rededication ceremony and a solemn wreath laying by consular representa-tives from the Philippines, South Korea, Australia and Japan. Guests in the above programs were touched by the sincerity in the partnership between the Filipino-American community and the organizers of MMW. Eric Wertheim, a defense con-sultant in Washington, D.C., asked if a similarly organized Filipino representation exists in the D.C., area. Members of the VCRT also marveled at the Filipino passion to explore the role of MacArthur in our history. There were several logistical issues encountered during the week that created some inconveniences. Such things made Chas Mulcahy, MMW leader, even more grateful of the Fili-

pino-American community's contribution and support of MacArthur Memorial Week. This event, as a whole, opens up opportunities for more collabo-ration in the future. The Filipino-American community is rightfully proud of its history and should even be more proud of the legacy of relationships and opportunities it's able to build for future generations.

The PCCCF Munting Tinig Children's Choir in their colorful costumes at the MacArthur Memorial

Week Celebration June 7th. The children sang: "Ako'y Munting Tinig" I Am But A Small Voice; To-

morrow; God Bless America and Old Soldiers Never Die.

Filipino community members with the relocated MacArthur statue as a back drop

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President’s Corner I can’t believe sum-mer is almost over and school is right around the corner! How time flies! I hope you had a wonderful summer despite the on and off cold days. I know our children did, especially the twins, Mark and Mike, who finally

conquered their fear and are having fun swimming. To make sure Mom and Dad keep up, Kelly and Gavin had a summer full of basketball and baseball games. Although it’s a lot of driving around, I am very happy to see them enjoy and excel in their activities. But what is summer without the FAAWIS Picnic? Through the coordinated efforts of Dr. Marie Rebancos-Abraham, Leo Vitangcol, and the hardworking picnic committee FAAWIS hosted its annual Fiesta Picnic at Wirth Park. Thank you to the over 300 peo-ple who attended the event. What a marvel-ous turnout on a beautiful day! A big shout out goes to PMA-W, UPAA-W, USTAAW, PNA-WI and PCCCF for organizing the booths and to the Filipino Catholic Ministry for hosting the Mass. We thank you and hope you had fun!

Our next big event -- the 42nd Annual Din-ner Dance Gala! Happening September 20th 5:30pm at the Milwaukee Art Museum. We are now taking reservations and you should be receiving the invitation in the mail. The silent auction will start at 5:30pm so please come early. There will be an art display, music, raffles, good food, Filipino desserts and dancing. I’m look-ing forward to seeing everyone in their best formal attire. Please mail your RSVP as soon as possible, remember walk-ins will not be permitted. For advertising options and dona-tions please contact faawis@gmail.com. I would like to invite you to other events that honor and recognize fellow Filipinos who have excelled in their fields. First, meet Melissa de la Cruz, one of the most popular Filipino-American writers to-day who will be appearing at the Oak Creek Library on Wednesday, September 10, 6:30pm for the book, “Vampires of Manhat-tan: The New Blue Bloods Coven.” Melissa de la Cruz was born in Manila and grew up in Manila and San Francisco. Melissa used her immigrant childhood to inspire a novel, “Fresh Off the Boat.” The Lifetime cable series “The Witches of East End” was inspired by de la Cruz’s novel of the same title. Both her “Bluebloods” se-ries and the new “Heart of Dread” books, which she wrote with her husband, Michael Johnston, are national bestsellers. Now the

characters from “Bluebloods” are all grown up, fighting evil forces in “Vampires of Man-hattan,” a sexy supernatural thriller for adults. The Oak Creek Library is located at 8620 S. Howell Avenue, just off Drexel Ave-nue. For more information, contact Boswell Books at (414) 332-1181. Additionally, my favorite band, Journey, will be coming to Milwaukee! The lead singer is Filipino born, Arnel Pineda. Arnel was born in Sampaloc, Manila. His mother nurtured his love for singing at an early age, encouraging him to sing along to songs from his favorite singers like Karen Carpenter and Barbra Streisand. He came to prominence in the Philippines during the 1980s and internationally in 2007 as the lead singer of the American rock band Journey. Journey will be performing at the BMO Har-ris Pavilion on Wednesday, September 3rd. Doors open at 6:30pm and the show will start at 8:00pm. Let’s support our fellow Kababayans by attending one, if not all, of these events. It would really be wonderful to see a good crowd cheering for them. That’s it for now. I hope to see you guys at our Dinner Dance event! Yours truly, Joyce W. Coury President

PEDIATRIC & ADULT

MEDICINE ASSOCIATES, SC

535 N 27th Street

Milwaukee, WI 53208

Telephone: (414) 345-3000

FAX: (414) 345-3001

Violeta A. Singson, MD

Joyce Coury

Are you an Artist?Are you an Artist?Are you an Artist?Are you an Artist?

Would you like to display your work at the

Milwaukee Art Museum?

FAAWIS is looking for Accomplished Artists

to Showcase their best at the

Milwaukee Art Museum!

One evening only, during the FAAWIS Dinner Dance,

September 20, 2014 Filipino-American community artists of all ages are welcome (minors with adult accompaniment) to present their finest works at this one-evening only event. Held before and during the FAAWIS Dinner Dance, the FAAWIS Art Exhibit is perhaps a once in a life-time opportunity to showcase your finest work in the Milwaukee Art Museum.

We love our talented community! Be recognized for your talents! Display your finest, completed, presentation ready drawings, paint-ings, sculptures, photography or mixed media artwork before and during the FAAWIS Dinner Dance this September 20, 2014 in the beautiful lakeside Baumgartner Galleria, immediately adjacent to the dinner venue.

Please contact: faawis@gmail.com by August 15th for details, with

Subject Line: “FAAWIS Dinner Dance Art Exhibit“

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2014 FAAWIS Picnic By Tom Hey – FAAWIS President-Elect

T he FAAWIS Annual Picnic on June 14, 2014 at beautiful Wirth Park in Brookfield was a huge success! In perfect weather, and

in the shade of decades old sugar maple and red oak trees picnickers enjoyed delectable food, great entertainment, games, activities galore, and the wonder-ful community of friends and family (new and old). An early volleyball competition and mid-morning mass drew many faithful. At noon (with the grounds full) the cele-bration continued in a most traditional way – with food! Everyone enjoyed plenty of food, with a spread of Filipino favorites and American standbys. Many picnickers found time to visit sponsoring event tents to create wonderful art, ac-cept a literacy challenge, or even get their blood pressure checked. And after what could only be called a great feast the youth performers brought the energy level up several notches with traditional Filipino and modern dance. The live band then kicked the games and

competitions into high gear throughout the afternoon, and pulled in picnickers of all ages. Who knew musical chairs could almost be conquered by a septua-genarian? Occasional shouts of delight were heard as raffle win-ners were called and prizes col-lected. By mid-afternoon the shelter had cleared of musical chairs and other competitions and the band

kicked into overdrive. Before it seemed possi-ble however it was time to go. So as pic-nic baskets, coolers and tired picnickers left the park, a few hardy celebrants took one last opportunity to kick up their heels on the dance floor as the band played a few last favor-ites. Thank you to all who came, and espe-cially to those who helped make it happen! Hope to see you again next year!

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University of Santo Tomas Alumni Association of Wisconsin

THE FORUM

THE UST SINGERS IN WISCONSIN They were featured in the Tap section of the Milwaukee Journal Sentinel: The UST Singers plays Brookfield Sunday, June 29, 2014. In 2010 they sang Queen’s Bohemian Rhapsody at the Cork International Choral Festival in Cork, Ireland where they were awarded the Peace Trophy. They won the hearts of Europeans who consider them a treasure. The UST singers was founded by Professor Fidel Gener Calalang, Jr., in 1992. Since then it has grown into a choir that received

accolades and numerous prizes including the Choir in the World Grand Prize – Luciano Pavarotti Trophy, twice, in 1995 and 2010. This was awarded at the oldest choral competition in the world, the Llangollen International Musical Eisteddfod, in Wales, the United Kingdom where they met with Pavarotti himself. Their musicality is impeccable, their discipline palpable; they sang their pieces to perfection. On June 29th, guests filled St. John Vianney Church in Brookfield. Their repertoire included sacred songs, Filipino folk songs and Broadway numbers. With Independence Day just five days away, the choir sang “God Bless America" which struck a chord at everyone's heartstrings. The day after the Brookfield concert, the choir performed at Elizabeth Residence in Bayside and San Camillo Residence on Bluemound Road. The group has completed twenty-six international tours that took them to Germany, Poland, Slovenia, the Czech Republic, Hun-gary, Monaco, Austria, the Netherlands, Belgium, Latvia, Sweden, Denmark, Ireland, Switzerland, England, Wales, Scotland, Northern Ireland, Spain, France, Andorra, Bulgaria, Mexico, Canada, the United States, and many countries in Southeast Asia. On the final night, at their Brookfield motel, there was power failure brought on by a rainstorm that hit parts of Southeastern Wis-consin. A Brookfield couple heard them sing after dinner. He was recovering from surgery but he and his wife joined the group. Some of the singers had already retired to their rooms but they returned, all thirty one of them, and with their conductor, sang a fare-well song for the couple. He was touched by the gesture and in the candlelight one could see tears in his wife’s eyes. What an act of kindness by the sing-ers! They are truly ambassadors of goodwill as they fulfill their mission to promote Philippine cultural heritage overseas. From Milwaukee they travelled to Denver and on to the West Coast where “UST to USA 2014 Tour” was completed. The concert at St. John Vianney, the largest to date in Wisconsin by the UST Singers, was sponsored by the University of Santo Tomas Alumni Association of Wisconsin to benefit a scholarship program at the College of Education of the university.

Submitted by: Jazmin D. Parcon-Sandoval, M.D. UST Medicine, Class 1965

Nathan Alquinto Anonuevo

The USTAAW held their yearly picnic at Mitchell Park in Brookfield July 20, 2014. The highlight in the afternoon was the awarding of the USTAAW merit scholarship. Our recipi-ent is Nathan Alquinto Anonuevo son of Renato Anonuevo Jr., and Dr. Aileen Alquinto-Anonuevo, both UST alumni. Nathan graduated salutatorian from Marquette University High School. He will be in the six years BS-MD program at Northeast Ohio Medical University. To our friends and fellow alumni. Thank you for your generosity and support in our fundraising activities to fund our program.

Committee members USTAAW merit scholarship:

Dr. Caridad Asiddao Dr. Leticia Cueto

Dr. Maria Gregorio Dr. Jazmin Parcon-Sandoval

Dr. Lucio Siy

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PNA-WI Happenings By Gem Cubos

Cost: $65/Adult; $20/Children 10 years and under. There will be Silent Auction, Art Exhibit, Music,

Filipino Desserts and Lots of Dancing For Advertising Opportunities in our Souvenir Book

and For Silent Auction Item Donations please contact: faawis@gmail.com or

Joyce Coury at (414) 526-7201

PNA Greater K a n s a s C i t y hosted the 14th North Central Regional conven-tion at the Westin Hotel Crown Cen-ter in Kansas City on April 25-27, 2014. PNA-WI was represented by Gem Cubos and Rosedita Parolanan. The annual Leader-ship awards from each chapter were also presented. Rose Parolanan garnered the 2014 Leadership Award for PNA-WI. On June 24 – 29, 2014, the 35th Philippine Nurses Association of America National Convention was held at Caesar’s Palace, Las Vegas hosted by PNA Nevada chapter. The Gala night was highlighted by the Induction of the PNAA officers for 2014-2016 led by Leticia Hermosa, Esq. This year’s keynote speaker was Jose Cuisia, Jr., Ambassador of the Philippines to the United States. On the home front, PNA WI has been very active with community outreach at the Philippine Center Free Medical Clinic. The Organization is also actively engaged in fundraising activities and had recently wrapped up the annual rummage sale fundraiser. We extend our appre-ciation and thanks to all the donors who contributed and made this event a success. On August 20, there will be a Brewer game fundraiser. Con-tact Minnie Parbs for details at parbsfamily@sbcglobal.net. Everyone is invited to the friends and family of PNA-WI picnic in Lake Geneva, WI on August 16, 2014.

Philippine Ambassador, Jose Cuisia Jr., surrounded

by Philippine Nurse leaders from around the country.

PNA-WI’s Gem Cubos 2nd from right.

Ninette Santos

Outstanding Community

Service Award

FAAWIS members can propose nomi-nees to the award. The criteria of the propose nominees are:

2014 paid FAAWIS member At least 18 years of age Had demonstrated a significant and

valuable contribution to the FAAWIS community

The nomination must be put in writing describing the services/contribution of the nominee and its impact to our com-munity. In addition, at least two (2) testimonials are required for each nomination. Testimonials can come from any paid and active FAAWIS member.

Nomination should be submitted via email to ellen_bdm@yahoo.com

no later than August 20, 2014.

Qualified nominees will then be submitted to the Board for selection and will be awarded during the FAAWIS Dinner Dance on the September 20, 2014. Any questions or concerns, please contact Ellen Gresen, 2014 Ninette Santos Out-standing Community Service Award Facili-tator at (414) 364-4503 or via email to ellen_bdm@yahoo.com.

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Rebecca M. Abraham Ferdinand Abraham Pureza Agor Thomas & Ruby Ahmann Chad & Nicole Albano Frank & Nimfa Albano Conrad & Linda Almario Richard & Nina Anderson Dr. Caridad Asiddao Jun & Sarah Austria Edgar & Rehmie Azcueta Dr. Ester Azcueta May Azcueta & Michael Yabut Drs. Renato & Annette Az-cueta Dr. Raymond & Emily Ballecer Mario and Mimi Ballesteros Drs. Joselito & Remedios Baylon Louis & Dominga Bea Young Nimilyn Bellart Donald & Cynthia Bishop Chris & Susan Blaske Robert & Merla Borth Tom & Margie Bruce Robert Buan HC Cabingao Abe & Mila Caceres Dino & Jo Anne Capitan Joann Campo Maylani Cash Leonardo & Ofelia Carreon Dr. Nena E. Castillo Edgar & Myla Catacutan Dr. Thomas Chua Paul & Elsa Clemente Ted Conde Richard & Joyce Coury Joselito & Dr. Carol Conti Jerry & Reignche Cook Frank & Ada Cruda Rodolfo & Angelita Cruz Rommel & Lannie Cruz Sarah Mae Cruz Nelson & Mary Gem Cubos David & Rosalyn Daniels Sherick & Virna Daquioag Peter Deligero Anwer & Maria Teresa Dhala Thomas & Rhoda Dickhut Ferdinand & Delilah Dijamco Romeo M. De Luna

Aldoracion L. De Luna Anna Dolny Dr. Joseph & Mila Domble-sky Kurt & Arlene Draejer Jake & Zen Edralin Patrick & Mae Elliott Edgardo & Nieva Escall Rosita Fosberg Dr. Manuel & Gloria Galang Augusto & Fema Garay Gary & Alma Gardner Erik and Shen Garrett Marivic Gilbert Shane & Meriam Gillis Preciano & Emerita Gimenez Modesto & Magdalena Gonzales, Jr. Maria Clara Gonzales Robert & Sonia Griesbach Alvin Gutierrez Phillip & Patricia Hanger Ruby Hanley Robb & Cecile Harrison Tom & Christine Crisostomo-Hey Alexandria & Michael Criss Ygan David Apolo & Lorna Guzman Jsaon & Riza Hood Henry & Dr. Margery How-ard Domingo & Evelyn Hong John, Jody & Reign Huebner Dr. Alfredo & Mary Ignacio Ernesto & Arlene Isip Don & Michelle Janowski Alvin & Sheila Jackson Jeff & Robin Johnson Sophia Jones Jeff & Monina Kanderski James & Marlou Kelly Mark & Anne Kinzer P. Emraida Kiram Rosalyn Knoth Atty. Mila Lamerand Remy Lanzaderas Reino & Edna Lesada Michael & Dr. Maria Men-doza Lemes Mary Ann Lindsey Ernesto & Estrelita Lizarondo Ivy Lopez Dr. Enrique W. Luy Dr. Neil & Joy Luy

Jaime & Daisy Magracia Marilyn G. Mallari Richard & Anna Liza Ma-loney Patrick & Annalie Moloney Maribel Mandella Peter & Emy McCall Dr. Ernesto & Cheling Med-alle Frank & Blossom Medina Ann & Jonathan Mejias Rolando & Thelma Mendiola Roger & Ning Mendoza Emmanuel & Angie Mendoza Jun & Abby Mira Donald & Renee Mondano Dr. Artemio & Evelyn Mon-tes Dr. Mario & Marjorie Montalbo Manny & Sandy Moraleda Jerry Mullins Ablert & Beverly Nelson Fr. Agustin R. Orosa Jr. Apolonio & Florina Ortiguera Allan Pacada Francisco & Lourdes Palomo Rosedita J. Parolanan Romulo & Lucy Pascual Darlene Pasniak Dr. Celestino & Roseneni Perez Nora Peterson Eliza & Isabel Maria Piana Sr. M. Erlinda Pimo Delia Plaga Gary Poe & Dr. Remedios Alcera Poe Aurelio Ponce Mareta & Robert Prill Perlacita Prime Estella Prust Dr. Elma Y. Racadio Erlinda Ramos

Gerry Ramos & Jojo Ramos Ferdinand & Gloria Ramos Manuel & Yvonne Ramos Radolfo Ramos Dr. Henry & Linda Ravelo Dr. Dexter & Maritoni Abra-ham Rebancos Calvin & Rose Ricks Aida Refuerzo Dino Roldan Vedel & Hilda Rubio Peter & Lourdes Ruta Evelyn M. Rufo Kevin Sablay Hermi Sampe Charles & Susan San Agustin Edgardo & Dr. Jazmin Par-con Sandoval Miriam Santos-Amador Mark Sansait Teresita V. Santos Stephanie Santos Brian & Amy Schemenauer Jim & Pilar Schubert Orlando & Marina Serna Angeles T. Sinense Drs. Juanito & Violeta Singson Arsenio & Justina Siy Jr. Drs. Lucio & Conchita Siy Cream Pepito Sommer

Jaime & Yvette Soriano Daisy Steeves Dale & Irene Stewart Dr. Rosalio C. Sun Drs. Wilson & Aileen Tan Daniel Clark & Aurora Tayo Charlie & Imelda Theurer Stephen & Maria Tilistyak Belinda Refuerzo-Tenorio & Family Tita Valerio Edgar Varilla Drs. Chris & Maria Fe Visaya Lourdes Visaya Leo & Dr. Mina Vitangcol Eric & Janet Weiss Divinia Wells Charity Wickman Dale & Shirley Wilkum Dr. Walter & Anna Wong Richard & Nena Wojciechowski Dr. Jaime & Ofelia Yamat Jay & Sol Atienza Yoder Arturo Ysmael, SDS Roderick & Maria Salomon-Yumang Aurora Yumang Dave & Delicia Zilles Mark & Zeny Zinski

The Philippine Medical Association of Wisconsin

The Philippine Medical Association of Wisconsin celebrated its 25th Anniversary on May 17, 2014 at The Crowne Plaza Hotel in Wau-watosa. It was a rousing success with most of the leaders of other Fil-Am community organizations in attendance. PMA-W past presi-dents were honored during the celebration for their dedication and service to the Association. Submitted by Maria Fe Visaya, M.D. President, PMA-W 2014

Taylor Berens Marries Emil Stewart

Taylor and Emil

FAAWIS Members 2014

Taylor Berens and Emil Stewart were married on June 29th, 2014 at The Barn at Harvest Moon Pond in Poynette, Wis-consin. Pastor Anthony Sorrel of Port Orange, Florida offici-ated the wedding with Pastor Paul Clemente of All Nations Bible Church and Pastor Dave Ford of WeatherStone Church. Pastor Sorrel is Taylor’s cousin. Taylor is the daughter of Jim and Carly Berens of New Ber-lin, Wisconsin. Taylor is a graduate of Wisconsin Lutheran College with a Bachelor’s De-gree in Nursing. Emil is the son of Dale and Irene Stewart of Mequon, Wisconsin. Emil graduated with High Honors from Milwaukee School of Engineering in May, 2014 with a Bachelor’s Degree in Software Engineering. Emil is cur-rently working as a Software Developer and Engineer at Zeon Solutions, Inc. in Milwaukee, Wisconsin. Taylor and Emil started dating towards the end of their senior year in high school. They currently reside in New Berlin, Wis-consin. Congratulations, Taylor and Emil! God’s blessings to both of you!

Taylor and Emil

Congratulations

Dr. Serafin and Siony Montalbo on recently cele-brating your 50th

Wedding Anniversary

to the Membership Committee

for a job well done!!!

Congratulations

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Maridex Eunice Abraham was admitted to the Minnesota

State Bar this May. She is currently working as a Compliance Enforce-ment Officer at the Minnesota De-partment of Human Rights, ensuring that contractors who receive state funding are in compliance with the Minnesota Human Rights Act. Maridex graduated law from the Universtiy of Saint Thomas in Min-nesota. She is the daughter of Drs. Marie Abraham-Rebancos and Dexter Re-bancos.

Michael Thomas Crisostomo Hey recently graduated

from the five-year degree program at the Juilliard School where he received both his Bachelor of Music and Master of Music degrees in Organ Perform-ance. Congratulations Michael! Mi-chael recently performed as the fea-tured organ soloist in the New York City Ballet’s premier of Acheron, where he “vividly played” (The New York Times) Poulenc’s Organ Con-certo. Described as “flashy” and “exciting” (The American Organist), he has been captivating audiences across

the country. Most recently, Michael has been enlisted for concert management by Phillip Truckenbrod Con-cert Artists. A native of Waukesha, Wisconsin Michael enjoys his Filipino-American community, and recently returned to perform benefit piano concerts for the UPAA-W and USTAA-W scholarship funds. Not exclusively a classical organist, Michael enjoys playing solo piano, chamber music, improvising, transcribing and collaborat-ing with other musicians and artists. He also currently serves as the Assistant Organist at Fifth Avenue Presbyterian Church in Manhat-tan. Continued joy and success Michael!

Mark Soriano is the youngest son of Jimmy & Yvette Soriano.

He graduated from Greendale High School last June 15, 2014. His parents were ex-tremely proud of his achievements. He was consistently in the honor roll and a Member of the National Honors Society. He is also the recipient of 2013-2014 Mario LoDuca Jazz Award from Greendale Jazz Band. Mark will be pursuing higher education at Marquette University this fall.

Congratulations Graduates 2014

Justin Abraham graduated last May from Marquette Univer-sity with a Bachelor of Arts, ma-jor in Psychology minor in Biol-ogy.

Justin is the son of Drs. Marie Abraham-Rebancos and Dexter Rebancos.

I am a fully-professed member of the US Province of the Society of the Divine Savior otherwise known as the Salvatorians, which is an apostolic religious society that has an international missionary charac-ter. On the 22nd of June this year, I was ordained a transitional deacon at Mother of Good Counsel Parish in Milwaukee, where I get most of my training on sacramentals and to exercise, whenever called for, some of my faculties. As transitional

deacon I assist the presiding priest at mass by reading the Gospel and delivering the homily. I can do baptism, hold a funeral service, give Viaticum (that is, “food for the journey”) to a dying person, and preside at a wedding (outside the Mass) with the proper delegation from the pastor. I can also do blessings of homes and other things. After thirty years being an Interior Designer, having lived and worked in Manila, five years in Riyadh, KSA, travelled most of Asia to purchase stuff for clients, and worked at the Merchandise Mart in Chicago, IL, among other things, I took a big leap of change from materialism and consumerism into where I am now. The journey is froth with challenges, but I relish the joy of fulfill-ment at ministering to the People of God. I have found the pearl of great prize.

Maridex

Justin

Michael

Mark

Arturo

Ramon A. Agor M.D., was born to erter-

nal life on May 14, 2014. Dr. Agor was married for 42 years to his beloved wife, Pureza (nee Villa). Dr. Agor practiced family medicine with specialty in Obstetrics for over 26 years at Aurora Sinai, St. Mary's, St. Francis and most recently St. Joseph Hospital from which he re-

tired in 2013. Dr. Ramon

Arturo Chua Ysmael

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T erm life insurance may be used to accomplish cer-tain business and personal objectives. That is what

some business owners have done. As an example, let’s say “John” is expanding his prac-tice. He has constructed a larger office and is bringing a new partner, “William,” on board who is also putting some equity into the business. The expansion of the business activities, along with the ongoing desire to fi-nancially protect his family, resulted in the need for ad-ditional life insurance. John had three needs. First, the bank required John to obtain life insurance as collateral to qualify for the con-struction loan. Second, John and William agreed to use life insurance to fund a buy-sell agreement in case either of them died. And third, John wanted to add life insur-ance as a benefit for his family to ensure his wife, Penny, and the children would be financially secure. In order to address these needs, John purchases three sepa-rate term life insurance policies, totaling $2 million in coverage. Three Policies for 3 objectives. Q1. John is the owner and insured of a life insurance policy for $250,000. This life insurance is assigned to John’s bank as collateral for the construction loan, and his wife Penny is the beneficiary. If John dies before the construction loan is paid off, the bank would have first right to the proceeds to pay off the balance of the loan. Any amount remaining after paying off the loan would go to Penny. 2. As part of a buy-sell agreement, John is the owner and beneficiary of a second policy for $1,000,000, insur-ing the life of John’s new partner, William. William is also the owner and beneficiary of a policy on John for an equal amount. The buy-sell agreement stipulates that if either partner dies, the remaining partner will use the life insurance proceeds to buy the property and business from his partner’s estate. The living partner would then have complete ownership of the business. This would be considered a funded buy-sell because it gives the living partner the cash needed to buy out the other partner. Without the funding, the living partner may have to take an additional loan on the business to pay off the estate of his partner. This could create additional stress and pres-sure for the on-going business partner. 3. For the third policy, John is the owner and insured with his wife Penny as the beneficiary. The purpose of the $750,000 is so that Penny could comfortably continue on with her and the children’s lives. Also, this money would be used to re-place some of John’s lost income. The money would bridge the gap until financial affairs are in order and the business is sold to its suc-cessor, William.

Conclusion Business owners who wish to explore options for purchasing life insurance need to start by identifying what possible needs they may have. Sharing those ideas with a competent professional is a good place to start so he/she can explain different arrangements that would be helpful to your business and your family. A tax advisor should also be consulted, as certain ownership arrangements have estate and/or gift tax consequences. This type of planning is what can help you face the future with anticipation and not apprehension.

Life insurance policies contain exclusions, limitations, reductions in benefits and terms for keeping them in force. A financial profes-

sional can provide you with costs and complete details.

Life insurance is issued by The Prudential Insurance Company of America and its affiliates, Newark, New Jersey. Each is solely re-sponsible for its own financial condition and contractual obligations. Prudential Financial, its affiliates, and their licensed financial profes-sionals do not render tax or legal advice. Be sure to consult with your tax and legal advisors regarding your personal circumstances.

0190658-00001-00, Ed 03/13/2013, Exp 08/09/2014

Provided courtesy of The Prudential Insurance Company of Amer-

ica Newark, NJ). For more information, contact Delilah Dijamco,

MBA , a Financial Professional with The Prudential Insurance

Company of America's Greater Wisconsin Financial Group agency

located in Wauwatosa, WI. Delilah Dijamco's private office is lo-

cated in Belgium, WI. She can be reached at deli-

lah.dijamco@prudential.com and (262)476-5084.

USING LIFE INSURANCE TO SOLVE THREE NEEDS

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Frank Medina, President 4406 S. 68th St, Unit 104 Greenfield, WI 5322 P-414-877-0777 F-866-317-2934 E-frank@fmiai.com www.fmiai.com

FAAWIS

6340 N. Green Bay Avenue

Glendale, WI 53209