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one2protect is designed for the occupations that are set out in this guide. These can generally be described as non- manual workers. We assess each occupation and charge a premium rate that is dependent on each occupation. For those occupations shown as individual consideration (IC) please contact underwriting who will be happy to clarify if the duties will be acceptable to us. However, some occupations can only be accepted with a restriction to the Plan termination age and those are detailed in the notes section.
Occupation Page
A 3
B 3
C 4
D 6
E 7
F 7
G 8
H 8
I 9
J 9
K 9
L 9
M 9
N 10
O 10
P 11
Q 12
R 12
S 12
T 13
U 14
V 14
W 14
X 14
Y 14
Z 14
Occupation Guide
2
Occupation Occupation Class Notes
Abattoir Inspector 2
Account Executive 1B
Accountant 1A
Accounts Administrator/Assistant
1B
Actuary 1A
Acupuncturist 2
Administration Manager 1B
Administrator – Office 1B
Advertising Manager 1B
Advertising Executive 1B
Agent 1B
Agronomist 1B
Air Traffic Control Assistant 1B
Air Traffic Controller 2 Max R/A 55
Air Traffic Planner 1B
Aircraft Inspector 2
Airport Manager 1B
Airport Superintendent 1B
Alternative Therapist/ Complimentary Therapist
2
Ambassador 1B
Anaesthetist 1B
Analyst – Business 1B
Analyst – City 1B
Analyst – Investment 1B
Analyst – Systems 1B
Analyst – Other 1B
Analytical Chemist 1B
Ancient Monuments Inspector 2
Animal Welfare Officer 2
Animator 1B
Announcer – Radio/TV – Entertainment
2 Max R/A 55
Occupation Occupation Class Notes
Announcer – Station Personnel – Railways
2
Antique Dealer 2
Archaeologist 2
Architect 1B
Architect – Office 1A
Archivist 1B
Aromatherapist 2
Arranger 2
Art Director 1B
Art Gallery Attendant 2
Art Gallery Curator 1B
Art Gallery Guide 1B
Art Gallery Manager – Commercial
1B
Artist Commercial 2
Assembly Inspector 2
Assessor – Claims/Insurance 1B
Assistant Cameraman 2
Assistant Director 1B
Assistant Editor 1B
Associate Producer 1B
Assumed Non-Hazardous (for quotation only)
2
Astrologer 1B
Astronomer 1B
Auctioneer 1B
Audiometrician 1B
Auditor 1A
Author 2
B
Baggage Manager 2
Baggage Master 2
Bailiff - court based 2
Occupation list
3
Occupation Occupation Class Notes
Bakery Shop Manager 2
Bank Staff 1B
Barber – Shop Manager/Proprietor
2
Barrister 1A
Barrister, Advocate 1A
Beautician 2
Beautician – Shop Manager/Proprietor
2
Betting Shop Manager (shop-based)
2
Bingo Hall Manager 2
Biochemist 1B
Biochemist – Lecturing and Research
2
Biological Scientist 1B
Biologist (no travel/underwater)
1B
Biologist (overseas travel) 1C
Book Illustrator 2
Book Seller 2
Book-Keeper 1B
Bookmaker – Shop Manager 2
Bookmaker – Shop Owner 2
Bookmaker – Shop Staff 2
Boom Operator 2
Botanist (no overseas field work)
1B
Box Office Cashier 2
Box Office Clerk 2
Box Office Manager 1B
Brewery Manager 2
Broker – Insurance IFA 1A
Broker – Insurance Non IFA 1A
Broker – Money/Investments 2
Broker – Oil 2
Broker – Other 2
Building Inspector 2
Building Society Worker 1B
Building Surveyor 2
Occupation Occupation Class Notes
Business Consultant 1A
Buyer – Retail 1B
Buyer – Stocks and Shares 2
C
CAD Designer 1B
Cafe Cashier 2
Cafe Manager 2
Cafe Proprietor (unlicensed) 2
Calibrator 2
Call Centre Manager 1B
Call Centre Worker 1B
Caller 2
Calligrapher 2
Cameraman - studio 2
Canteen Manager 2
Car Hire Company Proprietor (admin. and driving)
2
Car Rental Company Manager 1B
Car Salesman (self-employed or commission)
2
Car Salesman (salaried) 2
Caravan Site Manager 2
Careers Adviser 1B
Cargo Clerk 1B
Cargo Superintendent 1B
Carpet Company Director (office-based admin. only)
1B
Carpet Designer 2
Carpet Salesman 2
Carpet Shop Assistant 2
Carpet Shop Manager (admin.)
1B
Carpet Shop Owner (no manual duties)
1B
Cartographer 1B
Cartoonist 2
Cashier – Bank, Building Society
1B
Cashier – Shop, Cafe, Supermarket, Bingo
2
Casting Director 1B
4
Occupation Occupation Class Notes
Catering Manager 2
Charity Worker (admin. only) 1B
Charity Worker – UK 2
Chartered Engineer (some site duties)
2
Chartered Engineered (admin. only)
1B
Chartered Surveyor (admin.only)
1B
Chartered Surveyor (some site duties)
2
Chemical Engineer (admin. only)
1B
Chemical Engineer (research/testing)
2
Chemical Engineer – UK 2
Chemist – Industrial 2
Chemist – Retail 2
Child Protection Co-Ordinator 1B
Child Support Agency (CSA) Worker
1B
Child Welfare Officer 1B
Children’s Inspector 1B
Children’s Nursery Proprietor 2
Children’s Play-Group Leader 2
Chip/Money Changer 2
Chiropodist 2
Chiropracter 2
Cinema Manager 1B
Cinema Projectionist 2
Cinema Worker 2
Civil Engineer 1B
Civil Servant 1B
Claims Adjuster 1B
Claims Assessor 1B
Clergy 1B
Clerical Staff 1B
Clerical Worker 1B
Clerk of Works 2
Clothing Designer (75% office) 1B
Clothing Designer 2
Occupation Occupation Class Notes
Coal Merchant (admin. only) 1B
Coastguard (office-based) 1B
Colour Calculator 2
Colour Matcher 2
Colour Mixer 2
Columnist 2
Commentator (no overseas travel)
2 Max R/A 55
Commercial Manager (office sales)
1B
Commissionaire 2
Company Director (admin. duties only)
1A
Company Director (light manual)
2
Company Secretary 1B
Compass Adjuster 2
Compliance Manager 1B
Computer Analyst 1A
Computer Company Technical Support Manager
1B
Computer Engineer (admin./design only)
1B
Computer Operator 1B
Computer Programmer 1B
Computer Programmer/Analyst
1B
Computer Salesman (office-based)
1B
Computer Software Engineer 1B
Computer Software Manager 1B
Computer Software Salesman (includes travelling)
2
Computer Systems Installer 2
Computer Workshop Technical Engineer
2
Concert Promoter 2
Conductor – Music Industry – Entertainment
2
Confectioner 2
Conference Organising Assistant
1B
Conference Organising Manager
1B
Continuity Clerk 1B
5
Occupation Occupation Class Notes
Control Engineer 2
Control Room Operator 2
Conveyancer 1A
Copyholder 1B
Copyholder (Newspapers etc) 1B
Copytaster 1B
Copywriter 1B
Coroner 1B
Correspondent – Journalism (no overseas travel)
2
Correspondent – Radio/TV – Entertainment (no overseas travel)
2
Costume Designer 2
Costumier 2
Counsellor 2
Counter Staff – Dry Cleaning 2
Counter Staff – Laundry 2
Counter Staff – Post Office/ Telecommunications
2
Court Bailiff 2
Court Usher 2
Credit Agent 1B
Credit Controller 1B
Critic 2
Curator – Museum 1B
Curator – Zoo 1B
Customer Care Officer 1B
Customer Service Administrator
1B
Customer Services Assistant 1B
Customer Services Manager 1B
Customer Service Staff 1B
Customs and Excise 2
D
Data Controller 1B
Data Inputter 1B
Dealer – Money/Shares/Investment
2
Debt Collector (Office based) 2
Occupation Occupation Class Notes
Demonstrator 2
Dental Assistant 2
Dental Auxiliary 2
Dental Consultant 2
Dental Hygienist 2
Dental Nurse 2
Dental Practitioner 2
Dental Receptionist 1B
Dental Technician 2
Dental Therapist 2
Dentist 2
Department Store Manager 1B
Department Store Worker 2
Dermatologist 2
Designer 2
Dietician 2
Director – Company (admin. only)
1A
Director – Company (light manual)
2
Director – Company (other) 2
Director – Managing (admin. only)
1A
Director – Managing (other) 2
Director – Managing (light manual)
2
Director – Musical 1B
Director – Other 2
Director – Sales (management only)
1B
Director – Sales (some selling) 1B
Director – TV/Film 1B
Director and Medical Consultant
1B
Dispatcher 2
Distillery Manager 1B
Dock Master 1B
Dock Superintendent 2
Doctor – Health 2
Doctor – Surgeon 2
6
Occupation Occupation Class Notes
Dog Breeder 2
Domestic Supervisor – Hospital
2
Double Glazing Surveyor 2
Draper 2
Draughtsman 1B
Dresser 2
Dressmaker 2
E
Ecological Consultant – UK 1B
Economist 1A
Editor 1B
Editorial Assistant 1B
Educational Advisor 1B
Effluent Inspector 2
Embassy Employee 2
Employment Agency Owner (admin. only)
1B
Employment Agency Worker 1B
Engineer (admin. and site visits only)
2
Engineer (admin. only) 1B
Engineer (chartered - admin. only)
1B
Engineer (chartered - some site visits
2
Engineer (chemical - admin only)
1B
Engineer – (chemical - research/testing)
2
Engineer (civil, construction) 2
Engineer (computer admin/design only)
1B
Engineer (computer software) 1B
Engineer (electrical - professional/admin only)
1B
Engineer - electronic - design and admin
1B
Engineer - mechanical - admin/design
1B
Engineer - mining - admin - office only
1B
Engineer - nuclear - no testing 1B
Engineer - planning 1B
Engineer- quality control 2
Occupation Occupation Class Notes
Engineer - sales 2
Engineer - Structural - office based
1B
Engineer - Structural - site visits
2
Engineering Inspector - office based
1B
Engineering Technical Director 1B
Entertainment Agent - Entertainment industry
2
Entertainment Manager - Entertainment industry
2
Entertainments Officer 2
Environmental Health Officer 1B
Estate Agent 1B
Estate Manager – All Aspects (no manual work)
1B
Estimator 1B
Estimator (mainly office duties)
1B
Examiner – Process 2
Exhibition Space Sales Manager
2
Export Agent 1B
F
Fabric Designer 2
Facilities Assistant 1B
Facilities Procurement Officer 1B
Factory Inspector 2
Factory Manager (mainly admin.)
1B
Farm Manager (no manual duties)
2
Farm Owner (no manual duties)
2
Fashion Photographer 2
Fashion Stylist 2
Fast Food Restaurant Manager (admin. only)
2
Film Developer 2
Film Producer 1B
Film Joiner 2
Film Processor 2
Filmsetting Machine Operator 2
Finance Director 1B
7
Occupation Occupation Class Notes
Financial Consultant 1B
Financial Controller 1B
Financial Manager 1B
Financial Officer 1B
Financial Advisor 1B
Financial Planner/Paraplanner 1B
Fire Prevention Officer 2
Fishery Officer/Warden 2
Flight Dispatcher 1B
Flight Operations Manager 1B
Flight Planner 1B
Floor Manager 1B
Florist 2
Flower Arranger 2
Food Technologist 1B
Foreman (no manual) 2
Forestry Officer 2
Freight Clerk 1B
Freight Manager – Airport 1B
Freight Manager – Docks 2
Fuel Technologist 2
Funeral Director 1B
Funeral Director’s Assistant 2
Furniture Designer 2
Furniture Retailer 2
G
GP – General Practitioner – Doctor
2
Gallery Owner (admin. only) 1B
Gallery Owner (including manual work)
2
Garage Proprietor (admin. only)
1B
Geologist – Mining 2
Geologist (no aerial/offshore etc)
1B
Geophysicist – Mining 2
Governor 1B
Grain Merchant (office-based) 1B
Occupation Occupation Class Notes
Graphic Designer 1B
Grocer 2
Ground Hostess/Steward 2
Ground Movement Controller 1B
Guest House Proprietor (admin. only)
1B
H
Haberdasher 2
Hairdresser Shop Manager (admin. only)
1B
Hairdresser Shop Proprietor 2
Harbour Master 1B
Hardware Shop Retailer 2
Haulier (no driving) 2
Head Keeper – Zoo 2
Health and Safety Officer 1B
Health Counsellor 2
Health and Fitness Club Manager (admin. only)
1B
Historic Building Guide 1B
Homeless Centre Manager (admin. only)
1B
Homeopath 2
Hostel Warden 2
Hotel Manager (office-based) 1B
Hotel Proprietor 2
Hotel Receptionist 1B
Housing Association Development Manager (including site visits)
1B
Housing Inspector 2
Housing Manager 1B
Human Resources Advisor 1B
Human Resources Analyst 1B
Human Resources Assistant 1B
Human Resources Consultant 1B
Human Resources Officer 1B
Hygienist 2
Hypnotherapist 2
8
Occupation Occupation Class Notes
I
IT Analyst 1A
IT Consultant 1B
IT Developer 1B
IT Manager (admin. only) 1B
IT Programmer 1B
IT Technician 1B
IT Test Analyst 1A
Illustrator 2
Immigration Officer (admin. only)
1B
Immigration Officer (otherwise)
2
Importer 1B
Independent Financial Advisor – IFA
1B
Industrial Chemist 2
Industrial Designer 2
Industrial Relations Officer 1B
Industrial Trainer 2
Insurance Agent 1B
Insurance Assessor 1B
Insurance Broker 1B
Insurance Inspector 1B
Interior Designer 2
Internal Auditor 1B
Internet Designer 1B
Internet Programmer 1B
Interpreter 1B
Investment Analyst 1B
J
Journalist (no overseas travel etc)
2
Judge 1A
Judge’s Clerk 1B
Justice of the Peace 1A
K
Keyboard Operator (type setting)
1B
Occupation Occupation Class Notes
L
Laboratory Manager (supervisory and some testing)
2
Laboratory Technician 2
Land Agent 1B
Land Surveyor 2
Landlord – Property (no manual work)
2
Lawyer 1A
Leather Technologist 2
Legal Advisor 1A
Legal Executive 1A
Legal Practice Manager 1B
Legal Secretary 1B
Letting Agent – Holiday Homes
1B
Librarian 1B
Library Assistant 1B
Life Coach 2
Lighting Manager 1B
Liquidator 1B
Literary Agent 1B
Local Government Officer 1B
Local Newspaper Editor 1B
Loss Adjuster 1B
M
Magazine Editor 1B
Magazine Illustrator 2
Magazine Writer 1B
Magistrate – Stipendiary 1A
Maintenance Manager 2
Maitre d’Hotel 2
Make-up Artist 2
Management Consultant – Usually
1A
Manager – Retail 2
Manager – Sales 1B
Manager (admin. only) 1B
Manager – Other IC
9
Occupation Occupation Class Notes
Manager – Off Site 2
Managing Director – Other 2
Managing Director – Retail 1B
Managing Director – Sales Management
1A
Managing Director – Selling 1B
Managing Director (admin. and office-based only)
1A
Managing Director – (light manual duties)
2
Manicurist 2
Marine Biologist - no travel/ underwater work
1B
Marine Biologist - overseas IC
Marine Surveyor 2
Market Research Analyst 1B
Market Research Interviewer 2
Market Researcher (office-based)
1B
Marketing Consultant – International
2
Marketing Manager 1B
Marketing Research Manager (office-based)
1B
Marriage Guidance Counsellor 2
Masseur 2
Masseuse 2
Mathematician 1A
Meat Inspector 2
Mechanical Engineer - admin/design
1B
Medical Practitioner 2
Medical Receptionist 1B
Medical Secretary 1B
Member of Parliament, Politician
1B
Metallographer 2
Metallurgist 2
Meteorologist 1B
Meter Collector 2
Meter Reader 2
Microfilm Operator 2
Occupation Occupation Class Notes
Mineralogist 1B
Mining Engineer IC
Mining Engineer - admin/office only
2
Mining Officer 2
Minister of Religion 1B
Money Broker 2
Motor Fleet Manager 1B
Motor Service Manager (admin. only)
1B
Museum Attendant 2
Museum Curator 1B
Museum Guide 1B
N
NHS Manager 1B
Nail Technician/Beautician 2
News Photographer (no overseas travel etc)
2
Newsagent (not delivering papers)
2
Newspaper Reporter – Freelance
2
Newsreader 2 Max R/A 55
Nuclear Engineer - no testing 1B
Nuclear Scientist 1B
Nuclear Physicist 1B
Nuclear Engineering Technician - no testing or maintenance
2
Nursing Home Proprietor (admin. only)
1B
O
Obstetrician 2
Occupational Therapist 2
Oceanographer 2
Office Clerk 1B
Office Messenger 2
Office Receptionist 1B
Old People’s Home Warden 2
Operations Manager – Light Engineering Company
1B
Operations Officer 1B
10
Occupation Occupation Class Notes
Optician 1B
Optician’s Assistant 1B
Orchestrator 2
Orthodontic Technician 2
Orthodontist 2
Orthopaedic Surgeon 2
Orthoptist 2
Osteopath 2
P
PR Executive 1B
Paper Merchant 2
Parks Superintendent 1B
Parliamentary Agent 1B
Party Organiser 2
Passenger Officer 2
Patent Agent 1B
Pathologist 2
Pawnbroker 2
Pedicurist 2
Personal Assistant (PA) 1B
Pest Control Manager 1B
Pharmacist 1B
Pharmacologist 1B
Pharmacy Assistant 2
Phlebotomist 2
Photocopying Machine Operator
2
Photographer IC
Photographic Finisher 2
Photographic Mounter 2
Physician 2
Physicist 1B
Physiotherapist 2
Piano/Organ Tuner 2
Pier Master 2
Planning Engineer 1B
Occupation Occupation Class Notes
Planning Inspector 1B
Plant Hire Proprietor (admin. only)
1B
Playschool/Group Worker/Leader
2
Police - non uniform/office only
1B
Politician 1B
Pollution Inspector 2
Port Control Signalman 1B
Port Health Inspector 1B
Portrait Photographer 2
Postal Courier Manager 1B
Power Station Charge Engineer
2
Power Station Manager 2
Power Station Superintendent 2
Practice Manager 1B
Press Officer 1B
Priest 1B
Printing Director (admin. only) 1B
Probation Officer 2
Producer – TV/Film/Theatre 1B
Production Manager 1B
Project Co-Ordinator 1B
Project Manager/Programme Manager
1B
Projectionist 2
Prompter 1B
Property and Estate Manager 1B
Property Developer (no manual work)
1B
Property Manager 1B
Proprietor IC
Psychiatrist 2
Psychologist 2
Psychotherapist 2
Public Hall Bookings Office Manager
1B
Public Health Inspector 2
Public Relations Officer 1B
11
Occupation Occupation Class Notes
Publisher 1B
Purchasing Officer/Manager (not retail)
1B
Q
Quality Control Engineer 2
Quality Control Inspector 2
Quantity Surveyor 1B
Quarry Manager 2
Queen’s Counsel 1A
R
RSPCA Inspector 2
Rabbi 1B
Radar Controller/Operator 2
Radar Observer 1B
Radio Station Manager 1B
Radio/Radar Operator 2
Radio/TV Director/Producer 1B
Radiographer – Health 2
Radiologist 2
Radiotherapist 2
Railway Signalman 2
Receptionist 1B
Record Producer – Entertainment Industry
2
Recording Engineer 2
Recruitment Consultant 1B
Rector 1B
Reflexologist 2
Registrar 1B
Reinsurance Broker 1B
Relationship Manager 1B
Reporter/Writer (no overseas travel)
2
Research Chemist (managerial)
1B
Research Information Officer (office-based)
1B
Research Survey Clerk 1B
Researcher – Journalism 1B
Occupation Occupation Class Notes
Researcher – Radio/TV – Entertainment
1B
Reservations Clerk 1B
Residential Home Proprietor (admin. only)
1B
Restaurant Proprietor (no cooking)
2
Restaurant Manager 2
Restorer Paintings 2
Retail Chemist 2
Retail Shop Manager 2
Retail Shop Manager (admin. only)
1B
Road Safety Officer 1B
Rubber Technologist 2
S
Safety Inspector 2
Safety Officer 1B
Salary Administrator 1B
Sales and Marketing Manager 1B
Sales Assistant – Retail 2
Sales Executive 2
Sales Manager 1B
Sales Support Administrator 1B
School Bursar 1B
School Inspector 1B
Script Writer 2
Secretary 1B
Security Consultant 2
Security Manager 2
Seismologist 2
Set Designer 2
Sewage Works Manager 2
Ship’s Broker 1B
Shipping Clerk 1B
Shop Assistant 2
Signalman 2
Site Agent 2
Slaughterhouse Manager 2
12
Occupation Occupation Class Notes
Sleeve Designer 2
Social Worker 2
Sociologist 1B
Solicitor 1A
Software Consultant 1B
Software Developer 1B
Software Engineer 1B
Sound Balancer 2
Sound Mixer 2
Sound Recordist 2
Sound Technician 2
Special Effects Technician 2
Speech Therapist 2
Stage Manager 2
Stage Technician 2
Station Manager 1B
Stationer 2
Statistician 1A
Stenographer 1B
Stockbroker 1B
Stock Taker 2
Structural Engineer 2
Structural Engineer - office based
1B
Supermarket Cashier 2
Supermarket Manager 2
Surgeon 2
Surgery Receptionist 1B
Surveyor – Ship Building, Ship 2
Switchboard Operator 1B
Systems Programmer 1B
T
Tailor 2
Takeaway Food Shop Manager (no serving)
2
Tax Consultant 1A
Tax Inspector 1A
Occupation Occupation Class Notes
Taxi Business Administrator 1B
Taxi Business Proprietor (no driving)
1B
Taxidermist 2
Technician (admin. and site visits)
2
Technician (admin. only) 1B
Technician - Laboratory 2
Technician - Medical 2
Telecommunication Technical Officer
2
Telegraphist 1B
Telephone Customer Advisor 1B
Telephone Exchange Superintendent
1B
Telephone Operator 1B
Telephone Supervisor 1B
Telephone Systems Sales Director
1B
Telephonist 1B
Telesales Caller 2
Telesales Manager 1B
Theatre Sound Engineer 2
Ticket Inspector 2
Timber Merchant (no manual work)
2
Tobacconist 2
Tour Guide 2
Tour Manager 2
Town Planner 1B
Toxicologist 1B
Trade Union Official (full-time) 1B
Train Crew Inspector 2
Train Crew Supervisor 2
Trainer – Education (office-based)
1B
Translator 1B
Transport Company Operations Manager - office based
1B
Transport Manager 1B
Travel Agent (office-based) 1B
13
Occupation Occupation Class Notes
Turf Accountant – Shop 2
Typesetter 2
Typographical Designer 1B
U
Under Secretary 1B
Undertaker 1B
Undertaker’s Director’s Assistant
2
Underwriter 1A
Usher/Usherette 2
V
Valuer 1B
Verger 2
Veterinarian 2
Veterinary Assistant 2
Vicar 1B
Video Conference Engineer 2
Video Recorder Operator 2
Vision Mixer 2
Vocational Training Instructor 2
W
Wages Clerk 1B
Wages Inspector 1B
Warden 2
Warehouse Manager 2
Water Meter Reader 2
Waterworks Manager 2
Website/Webpage Designer 1B
Website Programmer 1B
Wedding Photographer 2
Weighbridge Clerk 1B
Weighbridgeman 2
Weights and Measures Inspector
1B
Welfare Officer 1B
Welfare Worker 2
Window Dresser 2
Occupation Occupation Class Notes
Works Manager 1B
X
X-Ray Technician – Radiologist 2
Y
Youth Hostel Manager (some manual work)
2
Youth Leader (full-time) 2
Youth Worker (full-time) 2
Z
Zoo Curator 1B
Zoo Director 1B
Zoological Research Associate 1B
Zoological Researcher 1B
Zoologist 1B
Zoologist (no overseas field work)
1B
14
Contact us.
Address Holloway House 71 Eastgate Street Gloucester GL1 1PW
01452 782 760 [email protected]
holloway.co.ukWe’re here Monday - Friday 9.00am to 5.00pm
We’re here to help.
Ref:180712-O2P-occupation-guide-v1.0
Holloway Friendly is the trading name of The Original Holloway Friendly Society Ltd.
Holloway Friendly is registered and incorporated under the Friendly Societies Act 1992, registered No. 145F. Registered office: Holloway Friendly, Holloway House, 71 Eastgate Street, Gloucester, GL1 1PW. O
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FRN 109986.