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WE PUT THE I CAN IN AMERICAN
New American Funding is a Fannie Mae, Freddie Mac and Ginnie Mae Direct Seller/Servicer, FHA Direct Endorsement and VA Automatic mortgage lender.
We are licensed in multiple states with over 90 branches across the nation. We fund over $900 million per month and have a total servicing portfolio of $9 billion!
ABOUT US
MOBILE APP FOR LOAN OFFICERS
GoGo LO is responsive and intuitive, perfect for the LO on the go! An app designed specifically for our Loan Officers who need quick access to all their office resources.
With the GoGo LO app, you can manage your pipeline with ease. Easily communicate with your prospects, and current clients via text or email with access to our Bankerview email templates. Build your cobranding with your real estate partners. Write notes for each loan and set email action plans.
GoGo LOSAY HELLO TO
PREAPPROVAL DRIP EMAIL CAMPAIGNS
WHAT IS A TRIGGER ALERT? WHY DO WE CARE IF A PAST CLIENT HAS ANOTHER LENDER PULL THEIR CREDIT?
TRIGGER ALERT PROGRAM
New American Funding monitors all past clients for 12 months. If their credit is pulled by a mortgage company, we are notified. This typically means your past client is looking at a Real Estate Loan – A great opportunity for you to call!
You, as the agent, are notified that your past client is shopping for a loan or has made an inquiry with a mortgage company. This gives you the opportunity to reach out to your past client and earn the business back. Also, if a loan pays off early, New American Funding can be subject up to 12 months an Early Pay off Fee (EPO). This means any income to the company when we sold off the loan has to be repaid to the lender that bought the loan.
John Smith, nmls# 555555cell: 555.555.5555
John Smith, nmls# 555555cell: 555.555.5555
RATE PLUG
MILESTONES
Turn time Underwriting approvals can take up to 30 days or more
Non-localized Processing, Underwriting, and Doc Drawing
Non-localized Customer Service Center
24-48 HR TURN TIMEFree up-front credit approval within 24-48 hours
IN-HOUSE TEAMFast and efficient in-house Processing, Underwriting, and Funding
PERSONALIZED CUSTOMER SERVICEA personalized team of customer service members throughout the entire process
NEW AMERICAN FUNDING A MAJOR BANK
US VS. THE COMPETITION
Give me a call today!New American Funding is an all-inclusive
mortgage banker. From origination to funding,
our underwriters, doc drawers and funders all
work under one roof, creating a cohesive team
that enables us to close your loans fast.
Do you have a low FICO score?
NO PROBLEM! We may be able to
qualify you for an FHA* Loan!
BUY THE HOME OF YOUR DREAMS
LOWER YOUR MORTGAGE PAYMENT
CONSOLIDATE DEBT
PHOTOHERE
*This is an FHA program. Please call your local HUD office to verify or visit their web site at http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing. NMLS ID#6606. All products are not available in all
states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding.
New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100,
Tustin CA 92780. Phone (800) 450-2010. 5/2016
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IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu
NICHE PRODUCTS
FHA 580 min FICO
FHA 620 min FICO on High Balance
Flips in the first 90 Days – One Appraisal
Conventional 3% Down No Mortgage Insurance on SFR/PUD/Condo
W2 Borrowers – No Tax Returns
5% Conventional can be a gift
80/10/10
No Overlays
TAKE ADVANTAGE OF YOUR HOME EQUITY!
• Pay off high-interest credit card debt
• Eliminate medical bills
• Buy a car or a vacation home
• Make home improvements
• Pay college tuition
• Pay off student loans
• Pay off taxes
PULL CASH OUT FOR ANY REASON:
Lower Interest RatesInterest rates are typically lower on Cash Out refinance mortgages than on a home equity second mortgage.
Eliminate High Interest DebtMortgage interest rates are often lower than high interest credit cards and revolving debt. Consolidate your debt into one, new low monthly payment.
Tax SavingsYour mortgage interest may be tax deductible, so there can be significant tax benefits when you roll your high interest debt into one new low montly payment.*
Save Hundreds Every Month!
PROGRAM BENEFITS:
Give me a call today!
New American Funding is all-inclusive mortgage banker. From origination to funding, our underwriters, doc drawers and funders all work under one roof, creating a cohesive team that enables us to close your loans fast.
PHOTOHERE
*Consult your tax advisor. NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 5/2016
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[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]][[OfficePhoneNumber]]
[[website]]
IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu
NMLS ID#6606. Veterans Affairs approved Lender. VA Lender ID # 900572-00-00. All products are not available in all states. All options are not available on all programs. All
programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and
New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road,
Suite 100, Tustin CA 92780. Phone (800) 450-2010. 5/2016
PROGRAM ELIGIBILITY
You must be a current holder of a VA mortgage and have
already used your VA eligibility on the property you intend to
refinance. Our mortgage specialists can help you determine
your eligibility and explain the loan process.
The VA Interest Rate Reduction Refinance Loan (IRRRL), often
referred to as the VA Streamline, is part of a federally insured
loan program to help veterans refinance their existing VA
home loan into a lower interest rate loan.
The underwriting process is fast and simplified. You can get
a lower monthly mortgage payment without going through
the pain of submitting bank statements, W2s, paychecks, etc.
VA INTEREST RATE REDUCTION
REFINANCE LOAN BENEFITS OF THE IRRRL:
• No appraisal required
• Up to 100% financing
• Lower your interest rate
• Lower your monthly mortgage payment
• Simplified underwriting process
• No income documentation required
AT T E N T I O N
VETERAN
HOMEOWNERS!
Give me a call today!
PHOTOHERE
[[AgentFullName]]
[[AgentFaxNumber]]
[[AgentPhoneNumber]][[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]][[OfficePhoneNumber]]
[[website]]
IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu
REFINANCE WITH NO EQUITY REQUIRED
With the recent changes to the government’s
Home Affordable Refinance Program, termed
HARP 2.0, New American Funding is helping
responsible homeowners take advantage of
today’s low interest rates!
New American Funding is approved by Fannie
Mae and Freddie Mac to originate HARP 2.0
refinance applications. This program is designed
to assist borrowers who have demonstrated an
acceptable payment history on their existing
Fannie Mae or Freddie Mac mortgage loan, but
may not have been able to refinance to obtain a
lower payment or move to a more stable product
due to not having equity in their home.
NMLS #6606. Full appraisal is required for manufactured homes. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and
conditions are subject to change without notice. Freddie Mac and Fannie Mae have adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If your mortgage is
owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP. You can determine whether your mortgage is owned by either Freddie
Mac or Fannie Mae by checking the following websites: http://fanniemae.com/loanlookup/ or https://ww3. freddiemac.com/corporate/ © New American Funding. New American and New American Funding are registered trademarks of
Broker Solutions, DBA New American Funding. All Rights Reserved. Corporate Office (800) 450-2010. 7/2015
Give me a call today!
PROGRAM ELIGIBILITY
• Mortgage must have been acquired by Fannie
Mae or Freddie Mac on or before May 31, 2009
• Must be current on your mortgage
• No late mortgage payments in the past 12
months
PHOTOHERE
[[AgentFullName]]
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[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]][[OfficePhoneNumber]]
[[website]]
IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu
With the Home is Possible program there has
never been a better time to move into the home
of your dreams!Call today for more information about Home
is Possible ™.
GIVE ME A CALL TODAY FOR MORE INFORMATION ABOUT THE HOME IS POSSIBLE PROGRAM!
Home is Possible™
Nevada Housing Division
• Provides a grant up to 4% of the home loan amount that can be used for down payment assistance or closing costs• Fixed interest rate 30-year loan• No first-time homebuyer requirement• Grant is non-repayable• Homebuyer must live in home as
primary residence• No asset limits for homebuyers
KEY BENEFITS
• Minimum credit score of 640 for government insured loans, 660 for manufactured homes and 680 for most conventional loans• Qualifying income on mortgage
application must be below $95,500• Home price below $400,000• Must meet normal government or conventional loan underwriting requirements
REQUIREMENTS
• Home is Possible™• FHA• Conventional• USDA-RD• VA
OUR PROGRAMS
PHOTOHERE
For more information please visit http://housing.nv.gov/programs/FTH/Home_is_Possible/. NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are
subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of
Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 3/2016
[[AgentFullName]]
[[AgentFaxNumber]]
[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
[[AgentTitle]]
[[CellPhoneNumber]]
[[OfficePhoneNumber]]
[[website]]
Give me a call today!
*This is an FHA program. Please call your local HUD office to verify or visit their web site at http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing. NMLS ID#6606. All products are not available in all
states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding.
New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100,
Tustin CA 92780. Phone (800) 450-2010. 5/2016
BUY THE FIXER UPPER &MAKE IT YOURDREAM HOME!
New American Funding is an all-inclusive mortgage banker. From origination to funding, our underwriters, doc drawers and funders all work under one roof, creating a cohesive team that enables us to close your loans fast.
PHOTOHERE
The FHA* 203K Home Improvement loan from
New American Funding allows homeowners to buy
a home, and finance the repairs to fix it up! Once
escrow closes, a contractor can get to work, complete
the repairs, and you can move into your new home,
customized exactly how you want it.
ELIGIBLE IMPROVEMENTS:• Modernization - roofs, gutters, downspouts, HVAC, plumbing, appliances, painting and remodels
• Septic and well repair or replacement• Finish/weatherproof your basement[[AgentFullName]]
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[[AgentPhoneNumber]]
[[AgentNMLSNumber]]
[[AgentEMail]]
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[[CellPhoneNumber]]
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[[website]]
IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu
MARKETING MATERIALS
COMPANY WEB INTRANET
MARKETING MATERIALS
NEW AMERICAN FUNDING WEBSITES
NewAmericanPartner.com
Dazzle Real Estate Agents with NewAmericanPartner. This site is your tool to show your Real Estate partners all that New American Funding has to offer.
NewAmericanAgent.com
All of our OLA's are equipped with personalized customizable websites at NewAmericanAgent, featuring a direct link to a 1003 form. Loan Officers have the ability to customize and add Testimonials, Blogs, Listings and more!
NEW AMERICAN FUNDING WEBSITES
SmartStartHomebuyer.com
SmartStartHomebuyer is an educational tool you can share with first-time homebuyers in both English and Spanish. It fea-tures flyers, videos, mortgage calculators and more!
TeamNewAmerican.com
TeamNewAmerican is your one stop recruiting tool that dem-onstrates everything New American Funding’s Retail Lending Division has to offer.
OUR ACCOLADES
CANV
OR
UT
AZ
COKS
IA
MNWI
IL IN
KY
TN
GA
FL
NC
VAWV
CT
MD
MA
VT
NM
TX
PAOH
MI
NJ
WA
SC
ID
MO
NE
OK
MT ND
SD
MS
LA
AK
RI
DE
ME
AL
AR
WY
Unlicensed StatesApproved StatesBranch Offices
LICENSED STATES
BRANCH LOCATIONS
ALASKAAnchorage
ARIZONABullheadFountain HillsGoodyearMesaPhoenixTucsonScottsdale
CALIFORNIAAnaheimBakersfieldBonitaBeverly HillsBig Bear Lake
CampbellCerritosCity of IndustryDavisDowneyEncinitasGlendoraHuntington BeachLadera HeightsLong BeachLos GatosManhattan BeachMission ViejoMontecitoMorgan HillNewport BeachOntarioOxnard
PasadenaPlacentiaPleasantonPorter RanchReddingRedlandsRiversideSan ClementeSan DiegoSan FranciscoSan MateoSanta AnaSherman OaksTemeculaTorranceTustin (Corp HQ)TurlockVacavilleVictorvilleWalnut CreekWestlake Village
COLORADOBoulderColorado SpringsDenverFt. CollinsGreenwood VillageHighlands Ranch
FLORIDAKissimmee
ILLINOIS ColumbiaEdwardsvilleGodfreyOak BrookSwanseaIOWABettendorf
KANSASOverland Park
MARYLANDGlen BurnieSeverna Park
MASSACHUSETTSDedham
MICHIGANSouthfield
MISSOURI NixaLee's SummitSt. LouisSt. Robert
NEVADAHendersonLas VegasMindenReno
NORTH CAROLINACharlotteGreensboro
OREGON Lake Oswego
SOUTH CAROLINAMyrtle Beach
TEXASAustinCarrolltonEl PasoMcAllenMidlandOdessaOlmitoSan AntonioSugar Land
UTAHSalt Lake CitySt. George
WASHINGTONBurlingtonChelanEverettGig HarborKirklandPort TownsendPoulsboSilverdaleStanwoodTacomaWenatchee
National Radio Ads
Close-Up TV NewsTV Commercials
Our involvement in national advertising ranges from television commercials to radio spots across the nation.
NATIONAL ADVERTISING
Spanish Ads
Everything from print ads to billboards, our in-house designers help you stay connected with your community of clients.
LOCAL ADVERTISING
Complimentary up-front credit approval!
Realtor Logo
Variety of Home Loan Options
*14 business day guarantee only applies to purchase transactions. This guarantee does not apply to Reverse Mortgages, FHA 203k, loans that require prior approval from an investor, brokered loans, or loans with a 2nd td. The guarantee does not apply if events occur beyond the control of NAF, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 day trigger begins when your initial application package is complete and you have authorized credit card payment for your appraisal. If NAF fails to perform otherwise, a credit of $250 will be applied toward closing costs. Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act License #4131117. NMLS ID#6606. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 11/2014
(949) 400-9131 (714) 401-0183
NMLS - 232157
BRIGITTE ATAYASVP Regional ManagerOrange County & San DiegoNMLS - 230147
SAM ELLSWORTHDivisional ManagerCA & Pacific Northwest
Offer more options.Our loan programs allow us to close loans other lenders can’t. Help more clients get the financing they need for the home of their dreams.
GUCCI SINGH
ANAHEIM
DAN PEREZNMLS - 255550
STEVE HANKLANMLS - 298062 NMLS - 667334
RON BROWNNMLS - 256933
PHIL CHENIERNMLS - 359384
ROB BRIGGSNMLS - 171371
TOM BRIGGSNMLS - 303474
LONG BEACH LONG BEACH LONG BEACH HUNTINGTON BEACH HUNTINGTON BEACH ANAHEIM
Meet Our Orange County Leadership
ALEX PIRRO JEFF MOOREBEAU SHARKEY ALAN MACK MATT MOORE
TUSTIN MISSION VIEJO MISSION VIEJO SAN CLEMENTE SAN CLEMENTE NEWPORT BEACH
APRILE MCKNIGHTNMLS - 1188246NMLS - 324114NMLS - 371046 NMLS - 288329 NMLS - 324123NMLS - 491660
Licensed by Colorado Department of Regulated Agencies. NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 11/2014
With you every step of the way.
PRE-APPROVAL CHECKLIST
W-2 Forms—or business tax return forms if you’re self-employed for the last two or three years for every person signing the loan.
Copies of the two most recent pay stubs for each person applying for the loan.
Copies of two to four months of bank or credit union statements for both checking and savings accounts.
Addresses where you’ve lived for the last two years.
Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, such as a boat, RV, or stocks or bonds not held in a brokerage account.
Copies of your most recent 401(k) or other retirement account statements.
Documentation to verify additional income, such as child support or a person.
Copies of personal tax returns for the last two to three years.
KAMIE RANDALLLoan ConsultantNMLS #501309, LMB #100041830
Cell: 303.483.3565Direct: 303.351.0528Fax: 949.791.3600Email: [email protected]/kamierandall
LARRY LAVERNESenior Loan ConsultantNMLS #692833, LMB #100043289
Cell: 303.818.6198Direct: 877.887.3452 x4616Fax: 949.791.3676Email: [email protected]/larrylaverne
GET PRE-APPROVED TODAY!
The first step to making the dream of homeownership a reality is to find out how much you can afford. Request a pre-approval letter from us, and we will give you the golden number!
Consumer Loan Company License #CL-6606 © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 6/2015
Get Credit Approved Today, Buy your Dream Home Tomorrow!
In today’s competitive buyer market, it is important to have your credit approved before submitting an offer. With a Credit Approval from New American Funding, you will become a Preferred Buyer.
We all know that finding a new home takes time, but your FREE Credit Approval is fast and easy!
Rob HallumBranch Manager, NMLS# 718132707 Colby Ave., Suite #1002 Everett, WA 98201
425.312.7613 Direct206.972.6797 [email protected]
Jason GrayBranch Manager, NMLS# 11835412220 113th Ave. NE, Suite #120Kirkland, WA 98034
425.242.7306 Direct425.260.3482 [email protected]
Tony Blodgett Regional Vice President, WANMLS# 72161
425.628.2149 Direct425.418.8400 [email protected]
EVERETT BRANCHbranch.newamericanfunding.com/everett
KIRKLAND BRANCHbranch.newamericanfunding.com/kirkland
Equal Opportunity Employer, EOE M/V/F/D. Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act License #4131117. NMLS ID#6606. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 1/2015
NICHE LOAN PROGRAMS INNOVATIVE MARKETING TECHNOLOGY
FORWARD-THINKING LEADERSHIPIN-HOUSE SUPPORT TEAM
GROW WITH USWe get it. It’s all about originating loans and building business
partner relationships. We’ve got you covered.
www.TeamNewAmerican.comJOIN TEAM NEW AMERICAN
Rick ArvieloCEO
Patty ArvieloPresident
I’VE MOVED!
TEAMNE WAMERICAN.com
WHEN IT COMES TO NEIGHBORHOOD HOME LOANS, WE REALLY KNOW OUR WAY AROUND THE BLOCK!
NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs
are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without
notice. © New American Funding. New American and New American Funding are registered trademarks of Broker
Solutions, DBA New American Funding. All Rights Reserved. Corporate Office (800) 450-2010. 7/2015
IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu
NMLS ID#6606. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 6/2016
WE PUT THE I CAN IN AMERICAN