About EquifaxEquifax Plc is part of Equifax Inc, a global leader

in turning information into intelligence. We

provide information on businesses and

consumers, and offer a range of services to help

businesses effectively target and acquire new

customers, manage and develop their customer

base, maximise revenues and trade profitably.

For consumers, Equifax offers instant access to

their credit information to help them manage

their personal finances.

Credit Risk Assessment

Customer Monitoring

Application Processing & Decisioning

ID Verification & Fraud Prevention

B2B Marketing Data

To learn more about Equifax BusinessInformation Services, call 0845 603 3000 or visit equifax.co.uk/biz

Equifax BusinessInformation Services

Now, you can quickly and easilyanalyse the payment historiesand profiles of customers withinyour particular industry. When making business lending and account opening decisions

it is important to see as much relevant information about your

customers as possible.

However, recent changes in account filing regulations and the

expansion in the number of non-limited businesses and sole

traders, means there is less accounting information readily

available.

The fast, effective way to overcome gaps inaccounting information

Equifax has developed a flexible, dynamic and timely data sharing

tool that will help businesses overcome data gaps by sharing

relevant information quickly and efficiently.

Available online, and as part of our Portfolio Monitoring Service,

we offer members of our Credit Communities the facility to update

and share both negative and positive information on individual

customers. Furthermore, our unique email alert system enables

members to respond immediately to any changes in a customer’s

credit or financial status.

Share and access critical informationabout customers in your industry

■ Increased credit and payment terms.

■ Stopped cheque and bounced cheque presented.

■ Winding-up order and County Court Judgment.

■ County Court Summons and High Court Writ.

■ Bankruptcy, Bailiff instructed, and account on stop.

■ Legal action being taken.

■ Collection agent appointed.

■ Opened account and payment to term.

Shared Data Services

Equifax Shared Data: flexible, dynamic and timely.

A flexible, dynamic and timely, criticalcustomer information sharing tool

Shared Data ServicesWhy use Equifax Shared Data Services?

www.equifax.co.uk/biz

Sharing up-to-the-minute data between peers canmake the difference betweena profitable decision and afinancial mistake

Here’s an example

A customer that has been on your ledger for six months

places an order with you for goods or services that

exceed their normal order value quite considerably.

The credit report shows no detrimental information, and

their payment record with you has been exceptional.

Scenario one

On the basis of the information available to you, you

take the decision to fulfil the order on credit. However,

three months’ later, you have still not received payment

despite numerous calls and letters, and your business

is feeling the pinch of this failed transaction.

Scenario two

Just the day before, you received an email notification

from another supplier who also have the same customer

on their books, and have been dealing with them for

twelve months. However, they have not been so lucky

and a large order they fulfilled on credit remains unpaid.

What decision would you take now?

Shared Data items include:

Payment terms

Bounced cheque presented

Stopped cheque

County Court Summons

County Court Judgment

High Court Writ

Bankruptcy

Bailiff instructed

Legal action being taken

Collection agent appointed

Winding-up order submitted

Account on stop

Payment to term

Opened account

Increased credit

To learn more about Equifax BusinessInformation Services, call 0845 603 3000 or visit equifax.co.uk/biz

Equifax Shared Data: flexible, dynamic and timely.