Style Weekly Classifieds for the Week of 12/14/11

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the hr department by ed harrington

Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

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CARE TEACH TRANSFORM

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recyclethis paper

fyi

FOR YOUR INFORMATION

Style Readers Watch Out For This: “Credit Problems? No problem!” No way. A poor credit history takes time to repair, no matter what anybody claims. The Federal Trade Commission says no company can remove accurate or timely information from your credit report. Learn more about managing credit & debt at ftc.gov/credit. A message from Style Weekly and the FTC.

feedmore.org

Hunger Relief Starts HereCentral VA Food Bank and

Meals on Wheels 521-2500

pets

PET CARE

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dating

DATINGIt Takes 2...We’ll help you meet just the right one. We are the largest and oldest personalized introduction service catering to professionals in the Richmond area. Call 804-967-9911 for a no-cost consultation.

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arts & literature

ARTISTSAdvertise your Openings, Rent a Studio, Sell Supplies & Much More! Style Weekly is THE voice for Arts & Culture in our area, and Style Classifieds are an inexpensive option for getting your message out! Contact us 804-358-2100 or [email protected]

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ELECTROLYSISElectrolysis by R.N.

Permanent hair removal. Mary now in Carytown 337-9160.

real estate

REAL ESTATE

Register for a $200 gift card at www.cabellchildressgroup.com 804.420.2145

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OPEN HOUSERealtors! List your Weekend Open Houses in Style Weekly Classifieds, and reach almost 80,000 area readers! Over 47% of Style readers plan to buy a house & need your help! Prices for Photo Listings start at just $14 per week! Call 804-358-2100 for details.

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FANRent or Buy

Small 1 & 2 bdrm units. 804-516-9138

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employment

SALONS

Shake It Up - Go SOLO! Become a Salon Owner overnight! 3 weeks Free Rent! Studios available at W. Broad & Midlothian. Call about our 2 NEW LOCATIONS at White Oak Village & Chesterfield Towne Center 804-422-9338www.salonplaza.com

DRIVERS

Snappy Delivery is hiring delivery drivers. Good driving record required. No criminal record. Call 1-855-557-6277 or email: [email protected]. Make your own schedule, work in your own zip code. Minorities and women urged to apply.

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CHIROPRACTORSGet Your Advertising in Alignment! Make the most of your budget with a low-cost, highly effective ad in our Mind, Body Spirit Classifieds. Contact us for more info on how you can reach almost 80,000 readers every week, for as little as $6 per week: [email protected] 804.358.2100

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CARPENTRYSmall job specialist. Free estimates, references. Licensed/Insured. Hobbie Carpentry, 264-4910

ACCOUNTEXECUTIVEStyle Weekly, Richmond’s Alternative News Voice for the past 29 years, is seeking an Account Executive for the Richmond Market.

Previous sales experience preferred, but not necessary. Benefits, salary + commission & bonus. Email your resume to [email protected]. No phone calls please.

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t o a d v e r t i s e c a l l ( 8 0 4 ) 3 5 8 - 2 1 0 0 o r e m a i l c l a s s a d @ s t y l e w e e k ly. c o m

Trustee’s Sale2217 Rosewood Avenue,

Richmond, Virginia 23220(Tax ID No. W0000988008)

Default having been made in the terms of a certain Deed of Trust dated April 22, 2009, in the original principal amount of $184,983.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 090008706, the undersigned Substitute Trustees, will sell at public auction on December 21, 2011, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property shown on a certain dated October 13, 1983, entitled “Plat showing Improvements on No. 2217 Rosewood Avenue in the City of Richmond, Virginia”, and recorded in the aforesaid Clerk’s Office in Book 820, Page 858.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $18,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 94994, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 3300 Dorset Road, Richmond, VA 23234. In execution of a certain deed of trust dated June 22, 2007, in the original principal amount of $134,400.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070021806, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on December 30, 2011, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY MANCHESTER DISTRICT, CHESTERFIELD COUNTY), VIRGINIA, AND DESIGNATED AS LOT 48 OF CHESTERFIELD COURT, AS SHOWN ON A CERTAIN PLAT PREPARED BY W.W. LAPRADE & BROS., CIVIL ENGINEERS & SURVEYORS, DATED APRIL 12, 1945, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 8, PAGE 48, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 140377 ASAP# 4147052 12/07/2011, 12/14/2011, 12/21/2011, 12/28/2011

TRUSTEE’S SALE OF 3100 Navarone Avenue, Richmond, VA 23234. In execution of a certain deed of trust dated October 20, 2008, in the original principal amount of $130,494.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080028638, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 13, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY CHESTERFIELD COUNTY), VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 13, BLOCK 5, AMPTHILL HEIGHTS, AS SHOWN ON PLAT OF SURVEY ENTITELD, “SURVEY AND MAP SHOWING LOT 14, BLOCK 5, AND IMPROVEMENTS THEREON OF LOT 13, BLOCK 5, AMPTHILL HEIGHTS, IN THE CITY OF RICHMOND, VIRGINIA,” PREPARED BY AMERICAN ENGINEERS, DATED FEBRUARY 24, 1981, WHICH PLAT IS ATTACHED TO AND RECORDED WITH THE BELOW-MENTIONED DEED, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 124747 ASAP# 4149169 12/07/2011, 12/14/2011

TRUSTEE’S SALE 4704 Brittles Lane, Richmond, VA 23231

Parcel ID 808-715-5577

Pursuant to the terms of a deed of trust dated September 10, 2004, in the original principal amount of $89,244.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia in Deed Book 3737, Page 568, the property briefly described below will be offered for sale at public auction:

That certain parcel of land fronting 200’ on the west line of Brittles Lane, measuring 200’ x 150’ +/-, less and except a 0.28 ac +/- portion conveyed by deed recorded in the aforesaid Clerk’s Office in Deed Book 2388, Page 744, and as more particularly described in the referenced deed of trust.

The sale will take place on DECEMBER 20, 2011 at 1:00 P.M., at the front entrance to the building housing the Circuit Court of Henrico County, Virginia, located at 4301 East Parham Road, Henrico, VA.

The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.

Terms: a deposit in the form of CERtIFIED FUNDS in the amount of $8,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1127598).

Trustee’s Sale4427 Cara Hill Lane, Chester, Virginia

23831(Tax ID No. 791639426000000)

Default having been made in the terms of a certain Deed of Trust dated April 3, 2008, in the original principal amount of $211,200.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 8266, Page 0324, the undersigned Substitute Trustees, will sell at public auction on December 21, 2011, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 2 on a plat entitled “Greenbriar Woods-Section 2” dated May 21, 2004, and recorded June 14, 2004 in the aforesaid Clerk’s Office in Plat Book 154, Page 8 (erroneously referred to as Plat Book 144, Page 71, in prior deeds).


Trustee’s Sale9527 Cottesmore Lane, Richmond,

Virginia 23228(Tax ID No. 768-759-1768)

Default having been made in the terms of a certain Deed of Trust dated May 3, 2005, in the original principal amount of $134,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3870, Page 2273, the undersigned Substitute Trustees, will sell at public auction on December 21, 2011, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as LOT 3, BLOCK AA, on the Plan of LAKELAND TOWNES, SECTION C, Brookland District, Henrico County, Virginia, dated July 18, 2000, a copy of which is recorded in the aforesaid Clerk’s Office, in Plat Book 111, at Page 85.


TRUSTEE’S SALE 616 Howard Street, Sandston, VA 23150

Parcel ID 831-716-0217Pursuant to the terms of a deed of trust dated April 28, 2010, in the original principal amount of $174,775.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia in Deed Book 4759, Page 1770, the property briefly described below will be offered for sale at public auction:Lot 4, Block A, Seven Pines Villa, Sec. C, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 123, Pages 65-66, and as more particularly described in the referenced deed of trust.The sale will take place on DECEMBER 20, 2011 at 1:00 P.M., at the front entrance to the building housing the Circuit Court of Henrico County, Virginia, located at 4301 East Parham Road, Henrico, VA.The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: a deposit in the form of CERtIFIED FUNDS in the amount of $17,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute TrusteeFOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1127637).

Trustee’s Sale2306 Marvin Drive, Richmond a/k/a

Henrico, Virginia 23223(Tax ID No. 799-727-8301)

Default having been made in the terms of a certain Deed of Trust dated September 19, 2006, in the original principal amount of $122,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4202, at page 2595, the undersigned Substitute Trustees, will sell at public auction on December 21, 2011, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 3, Block B, Section A, on subdivision Plat of Cool Lane Court, recorded in the aforesaid Clerk’s Office in Plat Book 33, page 15.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $12,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 94919, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale7 Swannee Court, Ashland, Virginia 23005

(Tax ID No. 7779-98-0058)

Default having been made in the terms of a certain Deed of Trust dated November 10, 2004, in the original principal amount of $119,960.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia in Deed Book 2420, at Page 563 the undersigned Substitute Trustees, will sell at public auction on December 21, 2011, at 8:45 a.m., in front of the building housing the Hanover County Circuit Court, Hanover Courthouse, 7507 Library Drive, Hanover, VA, the property designated as Lot 51, Block E, upon a plan of Section III, Slash Cottage Subdivision, dated June 15, 1988, made by Resource International, Ltd., recorded July 18, 1988, in the Subdivision Plat Book 6, page 152, in the aforesaid Clerks Office.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $11,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and William P. Oberndorfer, III, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 68183, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE 3700 Vawter Avenue, Richmond, VA 23222

Parcel No. 798-736-2924Pursuant to the terms of a deed of trust dated September 15, 2006, in the original principal amount of $142,810.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4201, Page 206, the property briefly described below will be offered for sale at public auction:Lots 15 & 16, Block 6, East Highland Park, as shown on a plat recorded in the aforesaid Clerk’s Office in Map Book 11, Page 76, and as more particularly described in the referenced deed of trust.The sale will take place on DECEMBER 20, 2011 at 1:00 P.M., at the front entrance to the building housing the Circuit Court of Henrico County, Virginia, located at 4301 East Parham Road, Henrico, VA.The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: a deposit in the form of CERtIFIED FUNDS in the amount of $13,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute TrusteeFOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1127649).

THIS WEEK’S CROSSWORD PUZZLE CAN BE FOUND ONLINE AT STYLEWEEKLY.COMWE APOLOGIZE FOR ANY INCONVENIENCE

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TRUSTEE’S SALE OF 4107 Woodys Court, Richmond, VA 23234. In execution of a certain deed of trust dated July 23, 2007, in the original principal amount of $121,500.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070027995, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 06, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, WITH ALL IMPROVEMENTS THEREON LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY MANCHESTER DISTRICT, CHESTERFIELD COUNTY), VIRGINIA, DESIGNATED AS LOT NO. 2, BLOCK A, CROWDER COURT, AS SHOWN ON A CERTAIN PLAT OF SURVEY DATED DECEMBER 7, 1959, MADE BY LAPRADE BROS. CIVIL ENGINEERS, OF RECORD IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 11, PAGE 88, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LAND..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 129566 ASAP# 4154751 12/14/2011, 12/21/2011

TRUSTEE’S SALE OF 1619 Stockton Street, Richmond, VA 23224. In execution of a certain deed of trust dated June 02, 2005, in the original principal amount of $127,906.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050018079, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 06, 2012, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, LYING AND BEING IN THE CITY OF RICHMOND, FORMERLY MANCHESTER, VIRGINIA, DESIGNATED AS NO. 1619 STOCKTON STREET, AND DESCRIBED AS FOLLOWS: COMMENCING AT A POINT DISITANT FIFTY (50’) FEET FROM THE INTERSECTION OF THE NORTHERN LINE OF STOCKTON STREET TO THE EASTERN LINE OF 17TH STREET; THENCE RUNNING AND FRONTING ON THE NORTHERN LINE OF STOCKTON STREET TWENTY-THREE AND ONE-THIRD (23 1/3) FEET TOWARDS 16TH STREET, AND FROM THIS FRONT RUNNING BACK BETWEEN PARALLEL LINES NINETY-NINE (99’) FEET..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 137544 ASAP# 4154750 12/14/2011, 12/21/2011

Trustee’s Sale10945 Keithwood Parkway, Richmond, Virginia 23236

(Tax ID No. 745704056800000)

Default having been made in the terms of a certain Deed of Trust dated March 13, 2007, in the original principal amount of $74,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7711, at page 0554, the undersigned Substitute Trustees, will sell at public auction on, January 4, 2012 at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 3, Block E, Section A, Hylton Park, as shown on a certain plat of Section A, Hylton Park dated January 2, 1959, and recorded March 10, 1959, in the aforesaid Clerk’s Office in Plat Book 11, pages 17 and 18.

Sale is subject to all prior liens, (including the lien of a prior Deed of Trust) easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $7,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 88121, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale7555 Turf Lane,

Richmond, Virginia 23225(Tax ID No. C0040332036)

Default having been made in the terms of a certain Deed of Trust dated June 15, 2006, in the original principal amount of $218,400.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 060020311, the undersigned Substitute Trustees will sell at public auction on December 28, 2011, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 18, Block D on the Plan of Cherokee Estates, Section F, a plat of which is dated April 17, 1959, and recorded in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia in Plat Book 11, Page 23.


Trustee’s Sale3107 Hanes Avenue,

Richmond, Virginia 23222(Tax ID No. N0001038017)

Default having been made in the terms of a certain Deed of Trust dated February 16, 2007, in the original principal amount of $156,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070006152 and re-recorded as Instrument No. 07-7018, the undersigned Substitute Trustees, will sell at public auction on December 28, 2011, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated Beginning at a point on the east line of Hanes Avenue 100 feet north of the northeast corner of Hanes Avenue and Crawford Street; thence running northwardly along said east line of Hanes Avenue and fronting thereon 30 feet; and thence back eastwardly from said front and between parallel lines 135 feet to an alley in the rear 15 feet wide. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $15,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 93388, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale9201 Beach Road,

Chesterfield, Virginia 23838(Tax ID No. 758660073000000)

Default having been made in the terms of a certain Deed of Trust dated November 16, 2007, in the original principal amount of $234,800.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 8091 at page 0705, the undersigned Substitute Trustees, will sell at public auction on December 28, 2011, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as ALL those certain tracts or parcels of land with the improvements thereon and appurtenances thereto, lying and being in Matoaca District, formerly Dale District, Chesterfield County, Virginia, containing 1.00 acres and 9.00 acres, and being shown on a certain plat made by Harvey L. Parks, Inc., Land Surveyors, dated June 8, 2001, entitled “PLAT Of TwO PARCeLS Of LAND SITuATeD ON THe SOuTHeRN LINe Of BeACH ROAD MATOACA DISTRICT CHeSTeRfIeLD COuNTy, VIRgINIA,” a copy of which plat is attached hereto and recorded herewith in Deed Book 4128, Page 176, reference to which is hereby made for a more particular description of the property conveyed herein. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TeRMS: CASH. A deposit of $23,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. glasser and glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 east Main Street, Norfolk, VA 23510, file No. 94871, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 5800 STAPLES MILL RD, RICHMOND, VA 23228 Henrico County VA1100040892 In execution of a Deed of Trust in the original principal amount of $115,000.00, with an annual interest rate of 4.25% from MARK D OGORCHOCK AND DIANA L OGORCHOCK AND GREGORY J ROJAKOVICK dated 05/12/2006 recorded in the Clerk’s Office of the Circuit Court of Henrico County, VA, in Deed Book 4120, at page 1492 (or Instrument No. 26722), default having occurred in the payment of the Note thereby secured and at the request of The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Henrico County Circuit Court, 4301 E Parham Road, Henrico, VA, on 12/30/2011 at 10:00 A.M., the property described in said deed, located at the above address and briefly described as: THAT CERTAIN PARCEL OF LAND IN THE COUNTY OF HENRICO, VIRGINIA, SITUATED ON THE WESTERN LINE OF STAPLES MILL ROAD, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, AND FURTHER DESCRIBED AS FOLLOWS, TO-WIT: BEGINNING AT A POINT IN THE WESTERN LINE OF STAPLES MILL ROAD. DISTANT SOUTHWARDLY 285.71 FEET FROM THE POINT OF ITS INTERSECTION WITH THE SOUTHERN LINE OF DUKE STREET, AND FROM SAID POINT OF BEGINNING EXTENDING ALONG THE SAID LINE OF STAPLES MILL ROAD IN A SOUTHWARDLY DIRECTION AND FRONTING THEREON 65 FEET TO A POINT, AND FROM SAID FRONT EXTENDING BACK WESTWARDLY, BET WEEN PARALLEL LINES, WHICH ARE RIGHT ANGLES WITH THE SAID LINE OF STAPLES MILL ROAD, 240 FEET TO CARRICK STREET, ON WHICH SAID PARCEL ABUTS 65 FEET AS SHOWN ON A CERTAIN MAP OF SURVEY ENTITLED “MAP SHOWING PROPERTY WITH IMPROVEMENTS THEREON, SITUATED ON THE WEST SIDE OF STAPLES MILL ROAD, SOUTH OF DUKE STREET IN HENRICO COUNTY, VIRGINIA”, DATED JUNE 20, 1945, MADE BY WILLIAM M. LEWIS, CERTIFIED SURVEYOR, A BLUE PRINT OF WHICH IS ATTACHED TO AND MADE A PART OF A DEED RECORDED IN DEED BOOK 341, PAGE 557, CLERK’S OFFICE OF HENRICO CIRCUIT COURT. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. V A@gmacrescap. comASAP# 4129419 12/14/2011, 12/21/2011

TRUSTEE SALE 1610 SEWELL STREET, RICHMOND, VA 23222 Richmond City VA1100042612 In execution of a Deed of Trust in the original principal amount of $121,800.00, with an annual interest rate of 6.50% from WANDA Y RITCHIE dated 03/21/2008 recorded in the Clerk’s Office of the Circuit Court of Richmond City, VA, in Deed Book NA, at page NA (or Instrument No. 080010474), default having occurred in the payment of the Note thereby secured and at the request of GMAC MORTGAGE, LLC (SUCCESOR BY MERGER TO GMAC MORTGAGE CORPORATION) the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Richmond Circuit Court, 400 North Ninth Street, John Marshall Courts Building, Richmond, VA, on 12/30/2011 at 11:00 A.M., the property described in said deed, located at the above address and briefly described as: ALL THOSE CERTAIN LOTS, PIECES OR PARCELS OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, KNOWN AS NO. 1610 SEWELLS AVENUE (FORMERLY SUMMIT AVENUE), LYING AND BEING IN THE CITY OF RICHMOND. VIRGINIA, BEING DESIGNATED AS LOTS 17 AND 18, BLOCK 2, BARTON’S VISDUCT SUBDIVISION, OF RECORD IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN DEED BOOK 142-A, PAGE 26. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS of Virginia, Inc., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 [email protected] ASAP# 4141138 12/14/2011, 12/21/2011

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VIRGINIA:

IN THE CIRCUIT COURT FOR THE CITY OF RICHMONDJOHN MARSHALL COURTS BUILDING

MARK B. WILCOX, Administrator of the Estate of Guy Anthony Petralia,Plaintiff,v.WELLS FARGO ADVISORS, LLC, et al.Defendants.Case Number: 11-4817

ORDER OF PUBLICATION

The object of the above styled action is to obtain an Order of Declaratory Judgment determining the rights, if any, of the parties, including possible unknown defendants, to certain accounts currently being held by Wells Fargo Advisors, LLC in the name of Guy A. Petralia, Trustee of the Guy A. Petralia Trust.And it appearing by affidavit filed according to the law of this Commonwealth that there are or may be persons, whose names are unknown, interested in the subject of this action, who have been made defendants to this action by the general description of “parties unknown”,It is hereby ORDERED, ADJUDGED and DECREED that the said parties unknown, namely those persons who may claim to be a beneficiary of, or claim any right, title or interest in or to any assets held by, the Guy A. Petralia Trust dated March 4, 2003 do appear before this Court on or before December 28, 2011, in the Clerk’s Office of this Court and do what is necessary to protect their interests.An Extract,Teste: Bevill M. Dean, Clerk

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT 3100 E.

MARSHALL STREETRICHMOND, VIRGINIA 23223

In execution of a Deed of Trust in the original principal amount of $213,750.00 from Corporate Builders, L.L.C., dated April 5, 2005, recorded April 8, 2005 as Instrument #05011062 among the land records for the City of Richmond, Virginia, as modified by a Mortgage Modification Agreement dated August 1, 2007, recorded September 20, 2007 as Instrument #070031772 among the aforesaid land records, as further modified by a Mortgage Modification Agreement dated May 30, 2008, recorded June 6, 2008 as Instrument #080015524 among the aforesaid land records, and as further modified by a Mortgage Modification Agreement dated August 15, 2008, recorded August 18, 2008 as Instrument #080022403 among the aforesaid land records, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #11-17007 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on January 11, 2012, at 11:30 AM., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 3100 E. Marshall Street, Richmond, Virginia 23223. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE 7089 COLONEL CRUMP DRIVE, MECHANICSVILLE, VA 23111-5217 Hanover County VA1100044496 In execution of a Deed of Trust in the original principal amount of $182,446.00, with an annual interest rate of 5.38% from GERALD A. PALMORE SR. AND REBECCA B. PALMORE dated 03/15/2008 recorded in the Clerk’s Office of the Circuit Court of Hanover County, VA, in Deed Book NA, at page NA (or Instrument No. 20080402000055930), default having occurred in the payment of the Note thereby secured and at the request of GMAC Mortgage, LLC (SUCCESSOR BY MERGER TO GMAC MORTGAGE CORPORATION) the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Hanover County Circuit Court, 7497 County Complex Road, Hanover, VA on 12/30/2011 at 09:00 A.M., the property described in said deed, located at the above address and briefly described as: LOT 6, BLOCK B, SECTION ONE, BRUCE ESTATES SUBDIVISION, HANOVER COUNTY. VIRGINIA. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS of Virginia, Inc., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 [email protected] ASAP# 4141038 12/14/2011, 12/21/2011

TRUSTEE SALE 7511 BELFIELD ROAD, RICHMOND, VA 23237 Chesterfield County VA1100044845 In execution of a Deed of Trust in the original principal amount of $254,150.00, with an annual interest rate of 4.50% from DAVID J. MARTIN AND KATHRYN J. MARTIN dated 05/08/2008 recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, VA, in Deed Book 8363, at page 0212 (or Instrument No. 030400), default having occurred in the payment of the Note thereby secured and at the request of GMAC MORTGAGE, LLC the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA. on 12/30/2011 at 12:00 P.M., the property described in said deed, located at the above address and briefly described as: LOT 17, BLOCK G, SECTION B, BRENTWOOD, CHESTERFIELD COUNTY, VIRGINIA. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS of Virginia, Inc., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 [email protected] ASAP# 4140818 12/14/2011, 12/21/2011

Trustee’s Sale2967 Blendwel Road,

Richmond, Virginia 23224(Tax ID No. C0080853022)

Default having been made in the terms of a certain Deed of Trust dated September 17, 2008, in the original principal amount of $217,210.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 080025027, the undersigned Substitute Trustees will sell at public auction on December 28, 2011, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Parcel B (of Lot 3) as shown on a plat of survey dated January 16, 1989, a copy of which plat was recorded with a certain deed which conveys out Parcel A as recorded in Deed Book 192, page 549 (erroneously referred to in the prior deed as Page 561) in the aforesaid Clerk’s Office.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $21,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and/or Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 87549, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 5307 Warwick Road, Richmond, VA 23224. In execution of a certain deed of trust dated November 30, 2005, in the original principal amount of $120,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050042085, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 06, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, AND DESIGANTED AND DESCRIBED AS PARCEL B, ON THAT CERTAIN PLAT MADE BY BALZER AND ASSOCIATES, INC., DATED JUNE 20, 2005, ENTITLED “PLAT SHOWING THE DIVISION OF 5301 WARWICK ROAD, CITY OF RICHMOND, VIRGINIA”, A COPY OF WHICH PLAT IS ATTACHED TO AND RECORDED WITH THAT CERTAIN DEED RECORDED AS DEED NO. 05-025340..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post- sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 45007 ASAP# 4154752 12/14/2011, 12/21/2011

TRUSTEE’S SALE OF 4500 Seagrave Avenue, Richmond, VA 23234. In execution of a certain deed of trust dated August 09, 2010, in the original principal amount of $169,479.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9160 Page 0125, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 06, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 29, BLOCK B, SECTION E (PREVIOUSLY ERRONEOUSLY REFERRED TO AS SECTION F), GARLAND HEIGHTS, ALL AS MORE PARTICULARLY SHOWN ON PLAT MADE BY M.E. FLOYD, ENTITLED “GRALAND HEIGHTS, SECTION E”, DATED SEPTEMBER 8, 1964, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 14, PAGES 21-23., AND TO WHICH PLAT REFERENCE IS HEREBYMADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL ESTATE HEREIN CONVEYED. BEING THE SAME REL ESTATE CONVEYED TO WAYNE D. MOSES AND GWYN R. MOSES, HUSBAND AND WIFE, BY DEED FROM JAMES G. FLEMING, JR. AND CLEMENTINE F. FLEMING, HUSBAND AND WIFE, DATED APRIL 4, 2000, RECORDED APRL 12, 2000, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD, VIRGINIA, IN DEEB BOOK 3799, PAGE 100..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 136723 ASAP# 4154747 12/14/2011, 12/21/2011

TRUSTEE’S SALE OF3590 RIVER ROAD,

Mechanicsville, VA 23116

In execution of a Deed of Trust in the original principal amount of $350,000.00, with an annual interest rate of 3.5000% from TRACEY S. POLIVKA AND LYNN K. SATTELMAIER dated June 13, 2005, recorded among the land records of the Circuit Court for the COUNTY OF HANOVER as Deed Book/Instrument # 2529 AT PAGE 004, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Hanover located at 7507 Library Drive, Hanover, Virginia on January 5, 2012 at 4:45 PM, the property with improvements to wit:

LOT 1, PAMUNKEY RIDGE, CONTAINING 14.29 ACRES, MORE OR LESS, ON A PLAT OF SUBDIVISION MADE BY WOODROW K. COFER, INC., ENTITLED “PAMUNKEY RIDGE”, DATED SEPTEMBER 25, 2001, RECORDED OCTOBER 5, 2001 IN THE CLERK’S OFFICE, CIRCUIT COURT, HANOVER COUNTY, VIRGINIA IN SUBDIVISION PLAT BOOK 8, PAGE 500.

AND further described in the above Deed of Trust. (Tax Map No. 8757-05-3337)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 11-219416D.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

PUBLIC NOTICEISSUANCE OF AN OPERATING PERMIT

UNDER THE STATE AIR POLLUTION CONTROL LAWPublic Notice Date: December 14, 2011

The Department of Environmental Quality (DEQ) - Piedmont Regional Office has received an application for a Federal Operating Permit pursuant to 9 VAC 5 Chapter 80, Article 1, of the VA Regulations for the Control and Abatement of Air Pollution for the following source: Source Name: Industrial Power Generating Company, LLC – Charles City PlantRegistration No.: 51998Mailing/Location Address: 7960 Chambers Road Providence Forge, VA This draft permit will allow the above source to operate an electrical power generation facility. The DEQ will accept comments for 30 days following the appearance of this notice in the newspaper. Only those comments received within this period will be considered. The DEQ will hold a public hearing if response is significant. Any comments received that request a public hearing must include the following: (1) The name, mailing address and telephone number of the requester. (2) If appropriate the names and addresses of all persons for whom the requester is acting as a representative. (3) The reason why a hearing is requested, including the air quality concern or concerns that forms the basis for the request. (4) A brief, informal statement setting forth the factual nature and the extent of the interest of the requester or of the persons for whom the requester is acting as representative, including information on how the operation of the facility under consideration affects the requester. Information on the proposed permit action and the format for hearing requests may be obtained by contacting Mr. Ashby R. Scott, 804-698-4467, P.O. Box 1105, Richmond, VA 23218 on any business day between the hours of 8:30 a.m. and 4:30 p.m.

Kyle Ivar Winter, P.E. Deputy Regional Director


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NOTICE OF TRUSTEE’S SALE OF211 RUTHERS ROAD,

RICHMOND (CHESTERFIELD COUNTY), VIRGINIA 23235

In execution of a Deed of Trust in the original principal amount of $77,149.00 from Choice Homes, LLC, dated April 27, 2005, recorded April 28, 2005 in Book 6353, page 687 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the Instrument #37538, in Deed Book 9561 at Page 538 recorded among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on December 21, 2011 at 10:00 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: Unit 104, Cloverleaf West Office Park, Tax Map # 761-705-8173-00004 known, numbered and designated as 211 Ruthers Road, Richmond, Virginia 23235. TERMS OF SALE: Cash. The Property will be auctioned as both as an entirety and as individual parcels with the Property to be sold for the highest total; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

Trustee’s Sale4100 Darbytown Road, Richmond a/k/a


Default having been made in the terms of a certain Deed of Trust dated March 14, 2008, in the original principal amount of $20,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4494, at Page 1444, the undersigned Substitute Trustees, will sell at public auction on December 21, 2011, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 1, Brandon Estates, as shown on a plat of subdivision entitled “Brandon Estate, Varina District, Henrico County, Virginia”, dated March 9, 2007, recorded March 26, 2007, in the Clerk’s Office, Circuit Court, Henrico County, Virginia, in Plat Book 123, Page 35, which is formerly known as 6.22 Acres, more or less, per Deed recorded in Deed Book 1237, page 30, less and except the portions deeded out in Deed Book 2966, page 1153, and Deed Book 4320, page 390


TRUSTEE SALE 7920 SOUTHFORD TERRACE, CHESTERFIELD, VA 23832 Chesterfield County VA1100040400 * In execution of a Deed of Trust in the original principal amount of $174,360.00, with an annual interest rate of 5.00% from JERMAINE SHEPPARD dated 04/13/2006 recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, VA, in Deed Book 7069, at page 186 (or Instrument No. 28236), default having occurred in the payment of the Note thereby secured and at the request of U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA. on 12/23/2011 at 12:00 P.M., the property described in said deed, located at the above address and briefly described as: LOT 6, PHASE V, RE-SUB, FIVE FORKS VILLAGE, CHESTERFIELD COUNTY, VIRGINIA. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4124525 12/07/2011, 12/14/2011

TRUSTEE SALE 9219 RAINWOOD ROAD, RICHMOND, VA 23237 Chesterfield County VA1100038874 In execution of a Deed of Trust in the original principal amount of $126,360.00, with an annual interest rate of 6.88% from ANA YANCY GARAY GONZALEZ dated 11/03/2006 recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, VA, in Deed Book 7456, at page 0823 (or Instrument No. 77344), default having occurred in the payment of the Note thereby secured and at the request of DEUTSCHE BANK TRUST COMPANY AMERICAS AS TRUSTEE the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, on 12/23/2011 at 12:00 P.M., the property described in said deed, located at the above address and briefly described as: LOT 5, BLOCK D, SECTION A, CHESSWOOD, CHESTERFIELD COUNTY, VIRGINIA. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 [email protected] ASAP# 4124527 12/07/2011, 12/14/2011

TRUSTEE’S SALE OF 2501 Tanglebrook Road, Midlothian, VA 23112. In execution of a certain deed of trust dated April 18, 2008, in the original principal amount of $250,705.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8289 Page 0326, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 13, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, AND SHOWN AND DESIGNATED AS LOT 5, ON SUBDIVISION PLAT OF TANGLEBROOK, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 41, PAGES 20 AND 21, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 134533 ASAP# 4149171 12/07/2011, 12/14/2011

Trustee’s Sale6610 E. Davista Avenue,

Richmond, Virginia, 23228(Tax ID No. 773-746-2343)

Default having been made in the terms of a certain Deed of Trust dated April 26, 1988, in the original principal amount of $43,690.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2129, at Page 239, the undersigned Substitute Trustees, will sell at public auction on December 28, 2011, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated Lot 37 and part of Lot 38, Davista Park, all as shown on a plat of survey dated April 14, 1970, recorded April 23, 1970, in the aforesaid Clerk’s Office in Deed Book 1425, Pages 264 and 265.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 94892, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

1410, 1412, 1414 McDONOUGH STREETRICHMOND, VIRGINIA 23224

In execution of a Deed of Trust in the original principal amount of $150,000.00 from Church Hill Properties, LC, dated May 2, 2007, recorded May 2, 2007 as Instrument #070015020 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #11-17699 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on January 11, 2012, at 11:45 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 1410, 1412, 1414 McDonough Street, Richmond, Virginia 23224. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3292.

TRUSTEE SALE 7426 CHEROKEE ROAD, RICHMOND, VA 23235 Richmond City VA-257492-C In execution of a Deed of Trust in the original principal amount of $209,000.00, with an annual interest rate of 6.20% from DARRYL J. MCGEE AND SHEILA L. MCGEE dated 01/31/2005 recorded in the Clerk’s Office of the Circuit Court of Richmond City, VA, in Deed Book N, at page A/N/A (or Instrument No. 050005598), default having occurred in the payment of the Note thereby secured and atthe request of U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR RAMP 2005EFC1 the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Richmond Circuit Court, 400 North Ninth Street, John Marshall Courts Building, Richmond, VA, on 12/30/2011 at 11:00 A.M., the property described in said deed, located atthe above address and briefly described as: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, (FORMERLY MANCHESTER DISTRICT, CHESTERFIELD COUNTY), VIRGINIA AND MORE PARTICULARLY SHOWN ON PLAT ENTITLED, “LOT 20 AND PART OF LOT 11, BLOCK A, SECTION A, CHEROKEE ESTATES”, RECORDED WITH A CERTAIN INSTRUMENT IN DEED BOOK 869, PAGE 454. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4140743 12/14/2011, 12/21/2011

TRUSTEE SALE 6928 FOX GREEN E, CHESTERFIELD, VA 23832 Chesterfield County VA-260260-C In execution of a Deed of Trust in the original principal amount of $153,750.00, with an annual interest rate of 7.50% from CYNTHIA L. ORTEGA dated 05/11/2006 recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, VA, in Deed Book 7307, at page 144 (or Instrument No. 58406), default having occurred in the payment of the Note thereby secured and at the request of DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MASTR 2007-01 the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, on 12/30/2011 at 12:00 P.M., the property described in said deed, located at the above address and briefly described as: LOT 1, BLOCK H, PHASE E, BRANCHES TRACE, DALE DISTRICT, CHESTERFIELD COUNTY VIRGINIA. TOGETHER WITH ALL RIGHTS AND OBLIGATIONS AS SET FORTH IN THE “DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS BRANCHES TRACE TOWNHOUSES ASSOCIATION” AND AMENDMENTS THERETO (IF ANY) RECORDED IN DEED BOOK 1680, PAGE 1173, AMENDED IN DEED BOOK 1749, PAGE 1232, AND CORRECTED IN DEED BOOK 1754, PAGE 94. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4129439 12/14/2011, 12/21/2011

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TRUSTEE SALE 2901 3RD AVENUE, RICHMOND, VA 23222 Richmond City VA1100043679 In execution of a Deed of Trust in the original principal amount of $119,059.00, with an annual interest rate of 2.00% from MARK A COLEMAN dated 01/22/2002 recorded in the Clerk’s Office of the Circuit Court of Richmond City, VA, in Deed Book NA, at page NA (or Instrument No. 020002410), default having occurred in the payment of the Note thereby secured and at the request of GMAC Mortgage, LLC the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Richmond Circuit Court, 400 North Ninth Street, John Marshall Courts Building, Richmond, VA, on 12/30/2011 at 11:00 AM., the property described in said deed, located at the above address and briefly described as: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND. VIRGINIA, KNOWN AS NO. 2901 THIRD AVENUE, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE POINT OF INTERSECTION OF THE EAST LINE OF THIRD AVENUE WITH THE NORTH LINE OF CUSTER STREET; THENCE EXTENDING NORTHWARDLY ALONG THE EAST LINE OF THIRD AVENUE AND FRONTING THEREON 50 FEET; THENCE EXTENDING BACK FROM SAID FRONT IN AN EASTWARDLY DIRECTION AND BETWEEN PARALLEL LINES; THE SOUTHERN LINE OF WHICH IS THE NORTHERN LINE OF CUSTER STREET, 140 FEET TO AN ALLEY 20 FEET WIDE. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS of Virginia, Inc., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4134737 12/14/2011, 12/21/2011

TRUSTEE SALE 4217 N. KINSLEY AVENUE, RICHMOND, VA 23224 Richmond City VA-271370-C In execution of a Deed of Trust in the original principal amount of $97,600.00, with an annual interest rate of 6.38% from KELVIN J WILSON dated 01/16/2007 recorded in the Clerk’s Office of the Circuit Court of Richmond City, VA, in Deed Book NA, at page NA (or Instrument No. 070002545), default having occurred in the payment of the Note thereby secured and at the request of U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR RFMSI 2007S2the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Richmond Circuit Court, 400 North Ninth Street, John Marshall Courts Building, Richmond, VA, on 12/30/2011 at 11:00 A.M., the property described in said deed, located at the above address and briefly described as: LOT 4, BLOCK 1, SECTION A, MCGUIRE MANOR, CITY OF RICHMOND, VIRGINIA. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4129335 12/14/2011, 12/21/2011

TRUSTEE SALE 4516 COOKS RD, RICHMOND, VA 23224 Richmond City VA1100036563 In execution of a Deed of Trust in the original principal amount of $108,000.00, with an annual interest rate of 7.38% from BILLY J. VALLADARES AND ELYSSA CARMEN VALLADARES-GONZALEZ dated 11/13/2006 recorded in the Clerk’s Office of the Circuit Court of Richmond City, VA, in Deed Book NA, at page 1092 (or Instrument No. 060039357), default having occurred in the payment of the Note thereby secured and at the request of Deutsche Bank Trust Company Americas as Trustee RALI 2006QS18 the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Richmond Circuit Court, 400 North Ninth Street, John Marshall Courts Building, Richmond, VA, on 12/30/2011 at 11:00 A.M., the property described in said deed, located at the above address and briefly described as: ALL THOSE CERTAIN LOTS OR PARCELS OF LAND WITH ALL IMPROVEMENTS THEREON. LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY MANCHESTER DISTRICT, CHESTERFIELD COUNTY), VIRGINIA, AND BEING DESIGNATED AS LOTS 2 AND 3 IN BLOCK A ON THE PLAN OF CRANFORD HEIGHTS AS MORE PARTICULARLY SHOWN ON A PLAT OF LOTS 2 AND 3, BLOCK A, CRANFORD HEIGHTS, CHESTERFIELD COUNTY, VIRGINIA, DATED MARCH 29, 1965, MADE BY GEO. M. STEPHENS, JR., CERTIFIED LAND SURVEYOR, A COPY OF WHICH IS ATTACHED TO AND RECORDED WITH DEED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 786, PAGE 354, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. comASAP# 4134910 12/14/2011, 12/21/2011

TRUSTEE SALE 5142 FOREST ACRES LANE, RICHMOND, VA 23237 Chesterfield County VA-271292-C In execution of a Deed of Trust in the original principal amount of $118,800.00, with an annual interest rate of 4.20% from SANDY M. WOLFE dated 11/01/2005 recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, VA, in Deed Book 6759 , at page 915 (or Instrument No. 78775 ), default having occurred in the payment of the Note thereby secured and at the request of U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR RAMP 2005EFC7the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, on 12/30/2011 at 12:00 P.M., the property described in said deed, located at the above address and briefly described as: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND SITUATE IN DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING SHOWN AND DESIGNATED AS LOT NO. 6. ON A CERTAIN PLAT ENTITLED “HILLENWOOD (BEING A RESUBDIVISION OF LOTS 18-23 CENTRALLA GARDENS) DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA” DATED JUNE 1, 1984, MADE BY CHARLES C. TOWNES & ASSOCIATES, CIVIL ENGINEERS, PLANNERS, LAND SURVEYORS, A COPY OF WHICH PLAT IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 48, PAGE 5, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY CONVEYED. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. [email protected] ASAP# 4134634 12/14/2011, 12/21/2011

TRUSTEE SALE 1422 W CLAY STREET, RICHMOND, VA 23220 Richmond City VA-279850-F In execution of a Deed of Trust in the original principal amount of $144,266.00, with an annual interest rate of % from VEVERLY Y HOLMES dated 10/19/2009 recorded in the Clerk’s Office of the Circuit Court of Richmond City, VA, in Deed Book NA, at page NA (or Instrument No. 090023775), default having occurred in the payment of the Note thereby secured and at the request of GMAC MORTGAGE, LLC the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Richmond Circuit Court, 400 North Ninth Street, John Marshall Courts Building, Richmond, VA, on 12/30/2011 at 11:00 A.M., the property described in said deed, located at the above address and briefly described as: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON KNOWN AS 1422 WEST CLAY STREET, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, AND BOUND AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTH LINE OF CLAY STREET, 80 FEET EAST OF BOWE STREET, THENCE RUNNING EASTWARDLY AND FRONTING ON SAID NORTH LINE OF CLAY STREET 22.30 FEET (PREVIOUSLY ERRONEOUSLY STATED AS 20 FEET), OR TO THE CENTER OF THE PARTITION WALL DIVIDING THE PROPERTY FROM THE TENEMENT ADJOINING SAME ON THE EAST, THENCE RUNNING BACK PARALLEL LINES 220 FEET TO AN ALLEY, AS SHOWN ON A PLAT OF SURVEY BY R. K. THOMAS AND ASSOCIATES, DATED SEPTEMBER 17, 1998, A COPY OF WHICH IS ATTACHED TO THAT CERTAIN DEED RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, AS INSTRUMENT NUMBER 98-26206, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4129331 12/14/2011, 12/21/2011

TRUSTEE SALE 2403 IRISDALE AVENUE, RICHMOND, VA 23228 Henrico County VA1100038063 In execution of a Deed of Trust in the original principal amount of $144,000.00, with an annual interest rate of 6.50% from WILLIAM C LAMAR AND ELLA SUE LAMAR dated 09/01/2005 recorded in the Clerk’s Office of the Circuit Court of Henrico County, VA, in Deed Book 3961, at page 0226 (or Instrument No. 200505053157), default having occurred in the payment of the Note thereby secured and at the request of U.S. BankNational Association as Trustee for RASC 2006KS1 the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Henrico County Circuit Court, 4301 E Parham Road, Henrico, VA, on 12/30/2011 at 10:00 A.M., the property described in said deed, located at the above address and briefly described as: LOTS 8 AND 9, BLOCK 13, HERMITAGE PARK, HENRICO COUNTY, VIRGINIA. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4129337 12/14/2011, 12/21/2011

TRUSTEE SALE 12501 HARDINGS TRACE PLACE, RICHMOND, VA 23233 Henrico County VA1100042380 In execution of a Deed of Trust in the original principal amount of $342,600.00, with an annual interest rate of 5.50% from MOHAMMAD REZA JAHANGIRI AND SHARAREH BANAKAR dated 04/25/2003 recorded in the Clerk’s Office of the Circuit Court of Henrico County, VA, in Deed Book 3585, at page 2271 (or Instrument No. 094021), default having occurred in the payment of the Note thereby secured and at the request of THE BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION FKA THE BANK OF NEW YORK TRUST COMPANY, N.A. AS SUCCESSOR TO JPMORGAN CHASE BANK N.A. SBM BANK ONE NATIONAL ASSOCIATION AS TRUSTEE FOR RFMSI 2003S8 the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Henrico County Circuit Court, 4301 E Parham Road, Henrico, VA, on 12/30/2011 at 10:00 A.M., the property described in said deed, located at the above address and briefly described as: LOT 4, BLOCK B, HARDING’S TRACE, HENRICO COUNTY, VIRGINIA. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS of Virginia, Inc., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4134632 12/14/2011, 12/21/2011


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TRUSTEE SALE 2002 MANSION AVENUE, RICHMOND, VA 23224 Richmond City VA1100040401 In execution of a Deed of Trust in the original principal amount of $68,000.00, with an annual interest rate of 8.38% from MARK WINN dated 07/06/2006 recorded in the Clerk’s Office of the Circuit Court of Richmond City, VA, in Deed Book NA, at page NA (or Instrument No. 060023094), default having occurred in the payment of the Note thereby secured and at the request of THE BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION FKA THE BANK OF NEW YORK TRUST COMPANY, N.A. AS SUCCESSOR TO JPMORGAN CHASE BANK N.A. AS TRUSTEE the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Richmond Circuit Court, 400 North Ninth Street, John Marshall Courts Building, Richmond, VA, on 12/23/2011 at 11:00 A.M., the property described in said deed, located at the above address and briefly described as: THAT CERTAIN LOT OF LAND WITH IMPROVEMENTS THEREON KNOWN AS NO. 2002 MANSION AVENUE IN THE CITY OF RICHMOND, VIRGINIA, BEING LOT 3, IN BLOCK C, RICHMOND SUMMIT, WHICH IS OF RECORD IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 3, PAGE 67. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4124432 12/07/2011, 12/14/2011

TRUSTEE SALE 14969 PATRICK MEADOWS WAY, MONTPELIER, VA 23192 Hanover County VA1100036388 In execution of a Deed of Trust in the original principal amount of $580,384.00, with an annual interest rate of 7.13% from NELLIE UZZELL AND BENJAMIN UZZELL dated 07/26/2007 recorded in the Clerk’s Office of the Circuit Court of Hanover County, VA, in Deed Book 2887, at page 83 (or Instrument No. 20070727000067760), default having occurred in the payment of the Note thereby secured and at the request of Deutsche Bank Trust Company Americas as Trustee for RALI 2007QS10the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Hanover County Circuit Court, 7497 County Complex Road, Hanover, VA, on 12/23/2011 at 09:00 A.M., the property described in said deed, located at the above address and briefly described as: LOT 21, SECTION 2, OF RED HILL SUBDIVISION, SOUTH ANNA DISTRICT, HANOVER COUNTY. VIRGINIA. TOGETHER WITH A NON-EXCLUSIVE VARIABLE WIDTH EASEMENT OF RIGHT OF WAY FOR INGRESS AND EGRESS AS DESCRIBED IN DEED OF EASEMENT DATED JANUARY 24, 2003 AND RECORDED FEBRUARY 11, 2003 IN THE CLERK’S OFFICE, CIRCUIT COURT. HANOVER COUNTY, IN DEED BOOK 1998 PAGE 5, AS VACATED AND NEW EASEMENT CREATED IN DEED BOOK 2278 PAGE 79. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4130502 12/07/2011, 12/14/2011

TRUSTEE SALE 7364 ROOSEVELT AVENUE, MECHANICSVILLE, VA 23111 Hanover County VA-275641-C In execution of a Deed of Trust in the original principal amount of $79,200.00, with an annual interest rate of 9.50% from CYNTHIA KAST PAYNE A/K/A CYNTHIA A. KAST AND BRIAN L. PAYNE dated 05/25/2004 recorded in the Clerk’s Office of the Circuit Court of Hanover County, VA, in Deed Book 2334, at page 804 (or Instrument No. 040012647), default having occurred in the payment of the Note thereby secured and at the request of THE BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION FKA THE BANK OF NEW YORK TRUST COMPANY, N.A. AS SUCCESSOR TO JPMORGAN CHASE BANK N.A AS TRUSTEE FOR RAMP 2004KR2 the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Hanover County Circuit Court, 7497 County Complex Road, Hanover, VA, on 12/23/2011 at 09:00 A.M., the property described in said deed, located at the above address and briefly described as: LOT 13, BLOCK 4, FULLVIEW MANOR, HANOVER COUNTY, VIRGINIA/ TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4130507 12/07/2011, 12/14/2011

TRUSTEE’S SALE OF 7806 Moss Side Avenue, Richmond, VA 23227. In execution of a certain deed of trust dated May 30, 2003, in the original principal amount of $245,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3465 Page 0337, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on December 23, 2011, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON NO. 7806 MOSS SIDE AVENUE, SITUATED IN HENRICO COUNTY, VIRGINIA, KNOWN AS LOT 4, BLOCK B, SECTION A, IN THE PLAN OF CHIPPLEGATE; A PLAT OF WHICH PLAN MADE BY PHILLIP H. BROOKS AND KENNETTH L BARTON, CERTIFIED LAND SURVEYORS, DATED DECEMBER 28, 1956, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 29, PAGE 20..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 139243 ASAP# 4149168 12/07/2011, 12/14/2011

Trustee’s Sale8109 Diane Lane, Richmond a/k/a


Default having been made in the terms of a certain Deed of Trust dated February 16, 2007, in the modified principal amount of $243,600.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4318, page 1804 and modified by a Loan Modification Agreement recorded on June 2, 2009 in Deed Book 4649, page 1274, the undersigned Substitute Trustees, will sell at public auction on, January 4, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as Lot 3, Block A, Section A, Chickahominy Bluffs Subdivision, on a plat of survey dated October 14, 1967, and recorded June 25, 1968, in the aforesaid Clerk’s Office in Plat Book 39, Pages 34, 35 and 36.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. This property will be sold subject to the right of redemption of the Internal Revenue Service. TERMS: CASH. A deposit of $24,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 90417, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF2005 Rosewood Avenue

Richmond, Virginia 23220 Tax Map: #W000-0892/013

In execution of a certain Deed of Trust (“Deed of Trust”) dated March 30, 2007, recorded June 7, 2007, in the Clerk’s Office, Circuit Court of the City of Richmond, Virginia, in Instrument #07-0019216, securing a loan which was in an original sum of $325,000.00, default having been made under the Deed of Trust, the undersigned Substitute Trustee, appointed such by a Substitution of Trustee recorded in the Clerk’s Office of the Circuit Court of the City of Richmond. Virginia, on October 11, 2011, as Instrument 11-17235, pursuant to the request of the holder of the Note thereby secured, after giving not less than fourteen (14) days prior written notice thereof to the owners of the hereinafter described property, of the date, time, place and terms of the sale, will offer for sale at public auction: All that certain lot of land, lying and being in the City of Richmond., Virginia, commonly known as 2005 Rosewood Avenue, described as follows: Beginning at a point on the southern line of Rosewood Avenue distant 48.44 feet west of the western line of Meadow Street, thence westwardly and fronting on the southern line of Rosewood Avenue 26.69 feet and from said front extending back southwardly at right angles between parallel lines 110 feet to an alley in the rear. Subject to all covenants, easements, restrictions, rights, reservations and conditions of record. This conveyance also is subject to any state of facts that an accurate survey of the property would reveal. Said public auction is to be held at the front steps of the Circuit Court of the City of Richmond, Virginia, located at 400 North Ninth Street, John Marshall Courts Building on Thursday, December 22, 2011, at 9:00 a.m. TERMS OF SALE: ALL CASH A bidder’s deposit of $10,000.00 or 10% of the amount secured, may be required from the successful bidder,in the form of cash, certified or cashier’s check. The Substitute Trustee reserves the right to waive or modify the requirement with respect to bidder’s deposit. The Substitute Trustee reserves the right to reject all bids, extend the time to receive bids or withdraw the property from sale at anytime. In addition, should the Substitute Trustee be unable, for any reason, in its sole discretion, to convey title, the successful bidder’s sole remedy in law or equity shall be the return of the deposit. Upon refund of the deposit, the sale shall be void and of no effect. The successful bidder will be required to close within 15 days from the sale date. The property shall be sold “AS IS” and will be conveyed by Special Warranty Deed, with no representation or warranties of any kind whatsoever including, but not limited to, zoning, topography, soil type or content, environmental, or availability of public utilities, SUBJECT to all easements, rights-of-way, agreements, declarations, reservations, covenants, conditions and restrictions as they may lawfully affect the Property and any information a survey or inspection of the Property would disclose. The purchaser shall pay all costs of closing, recording (excluding Grantor’s Tax) and conveyance, which shall be by Special Warranty Deed. Real estate taxes for the calendar year 2011 will be prorated as of the date of sale. If the purchaser defaults, the Substitute Trustee reserves the right to retain the purchaser’s deposit, re-advertise and sell the Property at the risk and cost of the defaulting purchaser, and the Substitute Trustee may avail himself of any legal or equitable rights against the defaulting purchaser. Neither the Substitute Trustee nor any other party guarantees or covenants to deliver, or in any way, to obtain possession of the Property for any third party purchaser. IRWIN A. HELLER, Substitute Trustee, 2201 Libbie Avenue, Suite 200, Richmond, Virginia 23230 (804) 673-6600.

Trustee’s Sale9307 Wishart Road,

Richmond, Virginia 23229(Tax ID No. 746-738-5424)

Default having been made in the terms of a certain Deed of Trust dated September 27, 2006, in the original principal amount of $81,177.67 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4393, Page 0465, the undersigned Substitute Trustees, will sell at public auction on January 4, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 4, Block C, Section B, on the Plan of Brandon, dated August 7, 1985, and recorded in the aforesaid Clerk’s Office in Plat Book 29, page 62.Sale is subject to all prior liens, (including the lien of a prior Deed of Trust) easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $8,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and/or Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 89475, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HANOVERBRENTON BOYD WATERS, Plaintiff,v.JANETH LENIZO WATERS, Defendant.

Civil Action No. CL11001858-00

ORDER OF PUBLICATIONThe object of the above-suit is to obtain a divorce from the bond of matrimony from the defendant on the grounds that the parties have lived separate and apart, continuously, without cohabitation and without interruption for a period of more than one year.It appearing from an affidavit that the defendant, Janeth Lenizo Waters, is not a resident of this Commonwealth, it is ORDERED that the defendant appear before the Hanover County Circuit Court before January 18th, 2012 at 9:00 a.m. and do whatever is necessary to protect her interests herein.Enter: 11/10/11An Extract, Teste: Frank D. Hargrove, Jr., Clerk

VIRGINIA: IN THE CIRCUIT COURT OF THE CITY OF RICHMOND

In Re: Estate of Phyllis B. Doyle, also known as Phyllis Brown Doyle, deceased

SHOW CAUSE AGAINST DISTRIBUTION

It is ORDERED that the creditors of and all others interested in the above estate show cause, if any they can, on Jan. 5, 2012, at 9:00 o’clock a.m., before this Court at the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia 23219, against the payment and delivery of the estate to the beneficiaries without requiring refunding bonds.

AN EXTRACT,TESTE: BEVILL M. DEAN, CLERK

Buz and Ned’s of Parham and Broad Restaurant, LLCFull name of owner: Bruce D. “Buz” GrossbergTrading as: Buz and Ned’s Real Barbeque8205 W. Broad St.RichmondHenrico, Virginia 23294The above establishment is applying to the VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for a Beer and Wine OFF and ON Premises and Delivery permit, Mixed Beverage on Premises, Mixed Beverage Limited Catering license to sell or manufacture alcoholic beverages.Bruce D. “Buz” Grossberg – Managing MemberNOTE: Objections to the issuance of this license must be submitted to ABC no later than 30 days from the publishing date of the first two required newspaper legal notices. Objections should be registered at www.abc.virginia.gov or 800-552-3200

VIRGINIA:IN THE CIRCUIT COURT OF CHESTERFIELD COUNTYRE: LEONA J. EGAN, Deceased


It is ORDERED that the creditors of, and all others interested in, the above estate show cause, if any they can, on February 3, 2012, at 8:30 a.m., before this Court against the payment and delivery of the estate to the legatees without requiring refunding bonds.

It appearing to the Court that the report of the account of Marylee Marks, Executor of the above estate, and of the debts and demands against the estate have been filed in the Clerk’s Office and that six months have elapsed since the qualification, and upon motion of the personal representative.ENTER: November 21, 2011An extract teste:Judy L. Worthington, Clerk

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TRUSTEE’S SALE OF 6000 Holly Trace Drive, Chesterfield, VA 23832. In execution of a certain deed of trust dated November 24, 2006, in the original principal amount of $174,500.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7598 Page 0103, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 13, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH APPURTENANCES THERETO BELONGING, LYING AND BEING IN DALE DISTRICT, CHESTERFIELD, COUNTY, VIRGINIA, AND DESIGNATED AS LOT 1, SECTION A, HOLLY TRACE AS SHOWN ON PLAT OF SUBDIVISION ENTITLED “HOLLY TRACT, SECTION “A” AT COURTHOUSE WOODS”, MADE BY BALZER AND ASSOCIATES, INCORPORATED DATED JUNE 20, 1988, RECORDED AUGUST 9, 1988, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF CHESTERFIELD, VIRGINIA IN PLAT BOOK 62, PAGE 56, THIS CONVEYANCE IS MADE SUBJECT TO EASEMENT OF RECORD AS THE SAME MAY LAWFULLY APPLY, AND TO THE PROPERTY RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, ON SEPTEMBER 15, 1988, IN DEED BOOK 1973, PAGE 156, SEE ALSO ASSIGNMENT DATED NOVEMBER 15, 1988, RECORDED NOVEMBER 30, 1988, IN THE AFORESAID CLERK’S OFFICE IN DEED BOOK 1988, PAGE 961, THE SAME BEING MADE APPLICABLE HERETO AS IF THEY WERE FULLY SET FORTH HEREIN..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 80689 ASAP# 4154746 12/14/2011, 12/21/2011

TRUSTEE’S SALE OF 8504 Sunnygrove Road, Chesterfield, VA 23832-7547. In execution of a certain deed of trust dated April 20, 2006, in the original principal amount of $332,500.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7081 Page 0594, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 13, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING, SITUATED AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA AND DESIGNATED AS LOT 18, BLOCK E, SECTION A, IN THE ASHLEY GROVE SUBDIVISION AS SHOWN ON THAT CERTAIN SUBDIVISION PLAT, DATED NOVEMBER 15, 1983, RECORDED JANUARY 6, 1984, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 44, AT PAGES 98 AND 99..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 118612 ASAP# 4154744 12/14/2011, 12/21/2011

TRUSTEE’S SALE OF 3165 Chartwood Drive, Sandston, VA 23150. In execution of a certain deed of trust dated February 07, 2005, in the original principal amount of $173,676.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3875 Page 1657, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 06, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN VARINA DISTRICT, HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 55, BLOCK A, SECTION B, CHARTWOOD, AS SHOWN ON PLAT OF SURVERY ENTITLED, “CHARTWOOD SECTION B”, MADE BY FOSTER & MILLER, P.C., DATED JULY 3, 2001, RECORDED AUGUST 12, 2002, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 115, PAGES 116 AND 117, TO WHICH PLAT REFERENCE IS HERE BY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL PROPERTY HEREBY CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 136375 ASAP# 4154549 12/14/2011, 12/21/2011

TRUSTEE’S SALE OF 2506 Haviland Drive, Richmond, VA 23229. In execution of a certain deed of trust dated January 19, 2010, in the original principal amount of $181,425.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4740 Page 0600, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 13, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, TOGETHER WITH ALL THE IMPROVEMENTS THEREON, LYING AND BEING SITUATED IN HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT NO. EIGHTEEN (18), IN BLOCK “F” ON THE PLAN OF WESTBRIAR, SECTION “D”, WHICH PLAN, MADE BY PHILLIP H. BROOKS, CERTIFIED LAND SURVEYOR, DATED MARCH 28, 1960, WAS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 31, PAGES 66 AND 67, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 133968 ASAP# 4154425 12/14/2011, 12/21/2011

TRUSTEE’S SALE OF 6311 Rigsby Road, Richmond, VA 23226. In execution of a certain deed of trust dated January 09, 2008, in the original principal amount of $247,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4458 Page 2087, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 13, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND IN THE COUNTY OF HENRICO, VIRGINIA, KNOWN AS 6311 RIGSBY ROAD, AND DESIGNATED AS LOT 7, BLOCK B, SECTION A, AND ADJOINING WELL LOT, AS SHOWN ON THE PLAT OF SURVEY PREPARED BY FOSTER AND MILLER, P.C., CERTIFIED LAND SURVEYEORS, DATED SEPTEMBEM 14, 1983, AND ENTITLED “PLAT OF LOT WITH IMPROVEMENTS, BEING LOT 7 AND WELL LOT, BLOCK B, SECTION A, PINE ACRES, HENRICO COUNTY, VIRGINIA”, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 135000 ASAP# 4154426 12/14/2011, 12/21/2011, 12/28/2011, 01/04/2012

TRUSTEE’S SALE OF 1724 Almond Creek North Terrace, Richmond, VA 23231. In execution of a certain deed of trust dated July 19, 2006, in the original principal amount of $162,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4166 Page 0183, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on January 13, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: LOCATED IN THE COUNTY OF HENRICO, COMMONWEALTH OF VIRGINIA: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 7, BLOCK A, SECTION 1, ALMOND CREEK NORTH, ON SUBDIVISION PLAT OF ALMOND CREEK NORTH, SECTION 1, PREPARED BY HULCHER & ASSOCIATES, INC., DATED JUNE 28, 1991, AND RECORDED JULY 15, 1991, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 93, PAGE 40, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 137399 ASAP# 4154424 12/14/2011, 12/21/2011


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VIRGINIA: IN THE CIRCUIT COURT OF THE CITY OF RICHMONDWELLS FARGO BANK, N.A. and TRSTE, INC., Trustee Plaintiffs,v.CHIANE N. HICKS, aka CHIANE N. PLEASANTS,VIRGINIA CREDIT UNION, DAVID E. NAGLE, Trustee,KAIJA HILL, Trustee, UNKNOWN HEIRS OR ESTATE OF ALICE J. FULLER, and UNKNOWN HEIRS OR ESTATE OF DOROTHY L. SINGLETON, Defendants

Case: 11004562-00-8

ORDER OF PUBLICATIONThe object of this suit is to quiet title to the property commonly known as 2100 4th Avenue, Richmond, Virginia, and further described as:BEGINNING at the point of intersection of the western line of Fourth Avenue with the northern line of Cypress Street, thence extending northwardly along and fronting on said western line of Fourth Avenue 30 feet, and extending back westwardly from said front between parallel lines, the southern line being the northern line of Cypress Street, 140 feet to an alley in the rear 20 feet wide, being designated as Lot Number 11, Block 20, on the Plan of Chesnut Hill.An affidavit having been filed that due diligence has been used to ascertain the existence, identity, and location of the unknown heirs of Alice J. Fuller and Dorothy L. Singleton, no estate papers or list of heirs having been put to record; and that due diligence has been used in an attempt to serve the last known addresses of Chiane N. Hicks, aka Chiane N. Pleasants, David E. Nagke, Trustee, and Kaija Hill, Trustee; It is ORDERED that this Order be published once a week for four consecutive weeks in Style Weekly, and that the parties named herein appear on 12/21/11 in the Clerk’s Office of the Circuit Court for the City of Richmond, Virginia, and do what may be necessary to protect their interests in this suit.ENTERED this 4th day of November, 2011, C.N. Jenkins, Judge

TRUSTEE’S SALE OF 2607 Dunn Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated April 19, 2006, in the original principal amount of $93,500.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060012812, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on January 13, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, AND KNOWN AS 2607 DUNN AVENUE, AND DESIGNATED AS LOT 8, BLOCK E, SECTION 2, GREEN PARK, PLAT OF WHICH IS DATED FEBRUARY 19, 1951, MADE BY W. W. LAPRADE & BROS., CIVIL ENGINEERS, WAS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, IN PLAT BOOK 12, PAGE 98, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 127798 ASAP# 4154753 12/14/2011, 12/21/2011

VIRGINIA:IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO

In re: Carmen Carlo Picone, deceasedCM11-1550


It is hereby Ordered that the creditors of, and all others interested in, the above estate show cause, if any they can, on the 29th day of December, 2011 at 9:00 a.m., before this Court at its courthouse at Parham and Hungary Springs Road, Richmond, Virginia, against the payment and delivery of the estate without requiring refunding bonds.

Entered: 11/28/11An Extract Teste:Yvonne G. Smith, Clerk

STATE OF SOUTH CAROLINACOUNTY OF CHESTERFIELDIN THE FAMILY COURTCASE # 2011 DR-13207Lee Ann Robinson, Plaintiff,vs.Reginald A. Robinson, Defendant.

NOTICE OF HEARINGTO: THE ABOVE NAMED PLAINTIFF AND DEFENDANTA hearing has been set in the above matter for the 23rd day of February, 2012 at 9:30 o’clock A.M.You are hereby notified to be present in the chambers of the Family Court of the FOURTH Judicial Circuit, located Chesterfield Co. Courthouse, 200 Main St., Chesterfield, S.C. at the aforesaid time.Wanda MilesClerk of CourtDated at Chesterfield, South CarolinaThis 28th day of November, 2011 TRUSTEE’S SALE OF 19500 Varanda Lane, Colonial Heights, VA 23834. In

execution of a certain deed of trust dated December 21, 2007, in the original principal amount of $134,487.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8133 Page 0973, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 06, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN MATOACA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 3, BLOCK G, SECTION D, COLONIAL PINE ESTATES, ON PLAT OF SURVEY MADE BY VA SURVEYS, DATED SEPTEMBER 25, 1980, RECORDED OCTOBER 6, 1980, IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 37, PAGES 40 AND 41, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROEPRTY BEING CONVEYED HEREIN.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 136893 ASAP# 4154749 12/14/2011, 12/21/2011

TRUSTEE’S SALE OF 6025 Deerwater Court, Richmond, VA 23237. In execution of a certain deed of trust dated May 26, 2006, in the original principal amount of $87,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7154 Page 0227, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on January 13, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, SHOWN AND DESIGNATED AS LOT 94, BLOCK A, SECTION D, ON SUBDIVISION PLAT OF HUNTINGCREEK HILLS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 33, PAGES 73 & 74, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 136545 ASAP# 4154733 12/14/2011, 12/21/2011

Trustee’s Sale3712 Liberty Point Drive,

Midlothian, Virginia 23112(Tax ID No. 732684151200000)

Default having been made in the terms of a certain Deed of Trust dated May 17, 2006, in the original principal amount of $242,360.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7143, Page 0286, the undersigned Substitute Trustees will sell at public auction on December 28, 2011, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 39, as shown on the plat entitled “Old Hundred Mill Section A”, dated February 17, 2000, recorded March 22, 2000 in the aforesaid Clerks Office in Plat Book 109, Pages 97 and 98.


TRUSTEE’S SALE OF9413 BRAXTON WAY,

Mechanicsville, VA 23116

In execution of a Deed of Trust in the original principal amount of $308,000.00, with an annual interest rate of 6.7500% from Glenn B. Turner and Sherry T. Turner dated August 10, 2007, recorded among the land records of the Circuit Court for the COUNTY OF HANOVER as Deed Book/Instrument # 2889 , page 120, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Hanover located at 7507 Library Drive, Hanover, Virginia on January 5, 2012 at 4:45 PM, the property with improvements to wit:

LOT 23, BLOCK A, SECTION 1, CROWN COLONY, ALL AS MORE PARTICULARLY SHOWN ON PLAT BY COMTEK ENGINEERING SERVICES, INC., DATED DECEMBER 12, 1988, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HANOVER COUNTY, VIRGINIA, IN SUBDIVISION PLAT BOOK 6, PAGE 227.

AND further described in the above Deed of Trust. (Tax Map No. 8706-88-0086)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 10-202418D.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

VIRGINIA: IN THE CIRCUIT COURT OF HENRICO COUNTYHENRICO MOB, LLC,Plaintiff,vs.JEANNE M. VINSEL, M.D., P.C., ANDJEANNE M. VINSEL, M.D.,INDIVIDUALLY,DefendantsCase No.: CL10-2313

ORDER OF PUBLICATION

The object of this suit is to obtain a judgment against the Defendants pursuant to the default provisions of the lease agreement dated May 5, 2008, between Henrico MOB, LLC, Landlord, and Jeanne M. Vinsel, M.D., P.C., Tenant, and Jeanne M. Vinsel, M.D., guarantor, in the amount of $142,933.52, with interest at the rate of 7.25% from the date of default and reasonable attorney’s fees and costs, all as set forth in Plaintiff ’s amended Complaint for Judgment against the defendants filed in this Court on June 20, 2011.It appearing from an affidavit that the whereabouts of the Defendant, Jeanne M. Vinsel. M.D., are not known, it is ordered that the defendant appear before this Court on or before the 27th day of January, 2012, at 4:30 p.m., and do what is necessary to protect her interest herein.Enter: 11/16/2011An Extract Teste:Yvonne G. Smith, Clerk

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Style Weekly Classifieds for the Week of 12/14/11