11
November 2, 2011 [CLASSFIEDS] STYLE WEEKLY 36 THE HR DEPARTMENT BY ED HARRINGTON Complete the cartoon. Send your caption to [email protected]. Prizes: Your choice of a framed copy of the cartoon, a guest appearance in a future “HR Department” or an “HR Department” tattoo by the artist. Deadline is Nov 18, 2011. Caption Contest Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement. www.styleweekly.com For more information Please call (804) 2706566 Virginia Home for Boys and Girls the community resource for foster care CARE TEACH TRANSFORM Sign on Bonus 24/7 admissions & support www.boysandgirlshome.org fyi FOR YOUR INFORMATION feedmore.org Hunger Relief Starts Here Visit our new website today to learn more! READ Blog - A Holiday DinnerMeltdown Avoided … at www.DanceofBalance.com dating DATING It Takes 2...We’ll help you meet just the right one. We are the largest and oldest personalized introduction service catering to professionals in the Richmond area. Call 804-967-9911 for a no-cost consultation. www.ittakes2online.com pets PET CARE www.mypreciouspets.biz Call/Text (804) 305-6331, [email protected] beauty & fashion ELECTROLYSIS Electrolysis by R.N. Permanent hair removal. Mary now in Carytown 337-9160. real estate REAL ESTATE “Price & Market Value Experts” 804-337-7515 or 804-337-8317 www.mandmkellerteam.com Register for a $200 gift card at www.cabellchildressgroup. com 804.420.2145 LOTS WILL TRADE Single Family lot at: 3610 Rosanell Lane Richmond, VA 804-240-9177 for rent CHURCH HILL Large Room, private bath. 2 closets, utilities included. Nov. 15, $385/mo. 434-882-1034. employment HELP WANTED Senior Business Analyst Capital One Services, LLC in Richmond, VA: Collect & process economic & statistical data to develop & shape business strategies, analyze business problems, & conduct research based on new & existing econometric data. Requires Master’s in Business Admin/ Econ/Ops Research/Engineering/ related analytical field, and: quant & qual analysis; finance; Excel; PowerPoint; SAS; & SQL. Must pass company’s analytical assessment. To apply, visit www. capitalone.com/careers, then search keyword “Sr. Business Analyst” or requisition ID 706865. Senior Process Manager – Capital One Services, LLC in Richmond, VA: Oversee processes, collect data, measure & report process performance to senior leadership & executives. Requires Master’s in Engineering/BusAdmin/related analytical field, 1 yr mgmt exp in financial industry, and: MS Excel; MS PowerPoint; MS Word; process management tools, including statistical process control tools or Six Sigma methodologies; and preparation & presentation of reports to senior management. Must pass co’s analytical assessment. To apply, visit www.capitalone.com/ careers, then search keyword “Sr. Process Manager” or requisition ID 706837. Statistical Analysis Manager – Capital One Services, LLC in Richmond, VA: Manage & lead statistical modeling & analyses for risk management. Requires Master’s in Economics/ Statistics/Math/related analytical field, 2 yrs experience performing Statistical Analysis, and: Statistical Modeling; Linear Regression; Logistic Regression; Survival Analysis; Programming in SAS; Panel data analysis; discrete choice modeling; & hypothesis testing. Must pass co’s analytical assessment. Capital One Services, LLC job location: Richmond, VA. To apply, visit www.capitalone.com/ careers, then search keyword “Statistical Analysis Manager” or requisition ID 706860. SALONS Shake It Up - Go SOLO! Become a Salon Owner overnight! 3 weeks Free Rent! Studios available at W. Broad & Midlothian. Call about our 2 NEW LOCATIONS at White Oak Village & Chesterfield Towne Center 804-422-9338 www.salonplaza.com Stylist - Boutique salon.Exp. stylist w/ clientele. $600/ mo. booth rental. 804-337-9160 mind body spirit SALON/SPA TRAINING Now Enrolling Students to dream, create, inspire. 723 W. Cary St. 804.225.9725 MASSAGE Would you Enjoy a Weekly Massage at a Deep Discount? Visit cheryljohnsoncmt.com or call 804-541-1619 for details. Corporate Chair/ Mobile Massage - www.stephaniecole massageplanet.com 921-2636 YOGA InLight Yoga Shop Yoga & meditation supplies Best selection, quality & price 598-0700 InLightYoga.com RichmondPrivateYoga.com Robbie Norris 928-6677 Satisfaction Guaranteed Richmond’s Premiere Yoga Studio in Cary Court, 3122 W. Cary St. (804) 359-9642 www.yogarichmond.com home & garden MASONRY CARPENTRY Small job specialist. Free estimates, references. Licensed/ Insured. Hobbie Carpentry, 264-4910 business services FINANCIAL SERVICES The New Wealth Trend Is Here! Every Tuesday at 7pm I show people in the Richmond/ Williamsburg area how to save money, as well as how to make money. Please join me at 1315 Jamestown Road suite 104 for a one hour briefing on the next wealth opportunity. For more information call 757-544-4797 This number is open 24hrs Style Classified rates as low as $12 a week with big discounts on frequency! Call today to advertise just about anything! 804-358-2100 or email us at [email protected] RECYCLE THIS PAPER Masonry Restoration Specialist - Specializing in re-pointing of walls, stoops & steps. Repairing and rebuilding of chimneys. Concrete restoration, patios, brick work. All waterproofing needs. Call Mike, 804 674- 0273 or 901-2475. Licensed & Insured. Pet Care in your Home • Pets vacation in their own home. • Bonded & insured adult pet sitters providing TLC since 1985. 320-4395 email: [email protected] www.pet-pleasers.com Pet Care in your Home

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Page 1: Style Weekly Classifieds Week of 11/2/11

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the hr department by ed harrington

Complete the cartoon. Send your caption to [email protected].

prizes: Your choice of a framed copy of the cartoon, a guest appearance in a future “HR Department” or an “HR Department” tattoo by the artist.

deadline is nov 18, 2011.

Caption Contest

Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

www.styleweekly.com

For more information Please call 

(804) 270‐6566  

V irginia Home for Boys and Girls       the community resource for foster care 

CARE          TEACH     TRANSFORM 

Sign on Bonus  

24/7 admissions  & support 

www.boysandgirlshome.org

fyi

FOR YOUR INFORMATION

feedmore.org

Hunger Relief Starts HereVisit our new website today to learn more!

READ Blog - A Holiday DinnerMeltdown Avoided … at www.DanceofBalance.com

dating

DATINGIt Takes 2...We’ll help you meet just the right one. We are the largest and oldest personalized introduction service catering to professionals in the Richmond area. Call 804-967-9911 for a no-cost consultation.

www.ittakes2online.com

pets

PET CARE

www.mypreciouspets.biz Call/Text (804) 305-6331, [email protected]

beauty & fashion

ELECTROLYSISElectrolysis by R.N.

Permanent hair removal. Mary now in Carytown 337-9160.

real estate

REAL ESTATE

“Price & Market Value Experts”

804-337-7515 or 804-337-8317www.mandmkellerteam.com

Register for a $200 gift card at www.cabellchildressgroup.com 804.420.2145

LOTSWILL TRADE

Single Family lot at:

3610 Rosanell Lane

Richmond, VA

804-240-9177

for rent

CHURCH HILLLarge Room, private bath. 2 closets, utilities included. Nov. 15, $385/mo. 434-882-1034.

employment

HELP WANTEDSenior Business Analyst – Capital One Services, LLC in Richmond, VA: Collect & process economic & statistical data to develop & shape business strategies, analyze business problems, & conduct research based on new & existing econometric data. Requires Master’s in Business Admin/Econ/Ops Research/Engineering/related analytical field, and: quant & qual analysis; finance; Excel; PowerPoint; SAS; & SQL. Must pass company’s analytical assessment. To apply, visit www.capitalone.com/careers, then search keyword “Sr. Business Analyst” or requisition ID 706865.

Senior Process Manager – Capital One Services, LLC in Richmond, VA: Oversee processes, collect data, measure & report process performance to senior leadership & executives. Requires Master’s in Engineering/BusAdmin/related analytical field, 1 yr mgmt exp in financial industry, and: MS Excel; MS PowerPoint; MS Word; process management tools, including statistical process control tools or Six Sigma methodologies; and preparation & presentation of reports to senior management. Must pass co’s analytical assessment. To apply, visit www.capitalone.com/careers, then search keyword “Sr. Process Manager” or requisition ID 706837.

Statistical Analysis Manager – Capital One Services, LLC in Richmond, VA: Manage & lead statistical modeling & analyses for risk management. Requires Master’s in Economics/ Statistics/Math/related analytical field, 2 yrs experience performing Statistical Analysis, and: Statistical Modeling; Linear Regression; Logistic Regression; Survival Analysis; Programming in SAS; Panel data analysis; discrete choice modeling; & hypothesis testing. Must pass co’s analytical assessment. Capital One Services, LLC job location: Richmond, VA. To apply, visit www.capitalone.com/careers, then search keyword “Statistical Analysis Manager” or requisition ID 706860.

SALONS

Shake It Up - Go SOLO! Become a Salon Owner overnight! 3 weeks Free Rent! Studios available at W. Broad & Midlothian. Call about our 2 NEW LOCATIONS at White Oak Village & Chesterfield Towne Center 804-422-9338www.salonplaza.com

Stylist - Boutique salon.Exp. stylist w/ clientele. $600/ mo. booth rental. 804-337-9160

mind body spirit

SALON/SPA TRAINING

Now Enrolling Students to dream, create, inspire.

723 W. Cary St. 804.225.9725

MASSAGEWould you Enjoy a Weekly Massage at a Deep Discount? Visit cheryljohnsoncmt.com or call 804-541-1619 for details.

Corporate Chair/ Mobile Massage - www.stephaniecole massageplanet.com 921-2636

YOGAInLight Yoga ShopYoga & meditation supplies

Best selection, quality & price

598-0700 InLightYoga.com

RichmondPrivateYoga.comRobbie Norris 928-6677

Satisfaction Guaranteed

Richmond’s Premiere Yoga Studio in Cary Court, 3122 W. Cary St. (804) 359-9642www.yogarichmond.com

home & garden

MASONRY

CARPENTRYSmall job specialist. Free estimates, references. Licensed/Insured. Hobbie Carpentry, 264-4910

business services

FINANCIAL SERVICESThe New Wealth Trend Is Here! Every Tuesday at 7pm I show people in the Richmond/Williamsburg area how to save money, as well as how to make money. Please join me at 1315 Jamestown Road suite 104 for a one hour briefing on the next wealth opportunity. For more information call 757-544-4797

This number is open 24hrs

Style Classified rates as low as $12 a week with big discounts on frequency! Call today to advertise just about anything! 804-358-2100 or email us at [email protected]

RECYCLETHIS PAPER

Masonry Restoration Specialist - Specializing in re-pointing of walls, stoops & steps. Repairing and rebuilding of chimneys. Concrete restoration, patios, brick work. All waterproofing needs. Call Mike, 804 674-0273 or 901-2475. Licensed & Insured.

Pet Care in your Home• Pets vacation in their own home.

• Bonded & insured adult pet sittersproviding TLC since 1985.

320-4395email: [email protected]

www.pet-pleasers.com

Pet Care in your Home• Pets vacation in their own home.

• Bonded & insured adult pet sitters providing TLC since 1985.

320-4395

email: [email protected]

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t o a d v e r t i s e c a l l ( 8 0 4 ) 3 5 8 - 2 1 0 0 o r e m a i l c l a s s a d @ s t y l e w e e k ly. c o m

legal notices

TRUSTEE’S SALE OF 4612 Shop Street, Chester, VA 23831. In execution of a certain deed of trust dated February 23, 2006, in the original principal amount of $168,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6972 Page 652, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 18, 2011, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, LYING AND BEING IN BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTHERN LINE OF SHOP STREET; WHICH POINT OF BEGINNING IS DISTANT THEREON IN A WESTERLY DIRECTION 150 FEET FROM THE INTERSECTION OF SAID NORTHERN LINE OF SHOP STREET WITH THE WESTERN LINE BUCKINGHAM STREET; THENCE FROM THIS SAID POINT OF BEGINNING IN A WESTERLY DIRECTION ALONG THE SAID NORHERN LINE OF SHOP STREET 170 FEET TO A POINT; THENCE IN A EASTERLY DIRECTION ALONG A LINE PARALLEL WITH THE NORTHERN LINE OF SHOP STREET150 FEET TO A POINT; THENCE IN A SOUTHERLY DIRECTION ALONG A LINE PARALLEL WITH THE WESTERN LINE OF BUCKINGHAM STREET 170 FEET TO A POINT, THE POINT AND PLACE OF BEGINNING. REFERENCE IS MADE TO A CERTAIN PLAT OF SURVEY PREPARED BY W.W. LAPARDE AND BROS., DATED NOVENMBER 22, 1927, A COPY OF WHICH IS ATTACHED TO A DEED RECORDED IN DEED BOOK 317, PAGE 126, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 39064 ASAP# 4117186 10/26/2011, 11/02/2011

TRUSTEE’S SALE OF 15 ROCK GARDEN LANE,

Richmond, VA 23228In execution of a Deed of Trust in the original principal amount of $120,000.00, with an annual interest rate of 6.3750% from CHRISTOPHER A. TOMASEK dated February 29, 2008, recorded among the land records of the Circuit Court for the COUNTY OF HENRICO as Deed Book/Instrument # 4479 AT PAGE 2383, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Henrico located at 4301 E. Parham Road, Richmond, Virginia on November 10, 2011 at 3:30 PM, the property with improvements to wit:CONDOMINIUM UNIT NO. 15, BUILDING 7, SECTION I, OF THE HAMLET CONDOMINIUM , KNOWN AS 15 ROCK GARDEN LANE, HENRICO COUNTY, VIRGINIA, AS SHOWN ON A PLAT ENTITLED “HAMLET CONDOMINIUMS, BROOKLAND DISTRICT, HENRICO CO., VIRGINIA”, RECORDED IN THE CLERK’S OFFICE, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 63, PAGES 49-51; LESS AND EXCEPT THAT PORTION ACQUIRED BY THE COMMONWEALTH OF VIRGINIA BY CERTIFICATE RECORDED IN DEED BOOK 1803, PAGE 343; ALSO SEE ORDER RECORDED IN DEED BOOK 1852, PAGE 509.AND further described in the above Deed of Trust. (Tax Map No. 774-744-3490.138)THIS COMMUNICATION IS FROM A DEBT COLLECTOR.TERMS OF SALE: ALL CASH. A bidder’s deposit of $12,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 11-222025D.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE OF324 WADSWORTH DRIVE, Richmond,

VA 23236

In execution of a Deed of Trust in the original principal amount of $110,452.00, with an annual interest rate of 6.0000% from KEVIN D. RACKLEY dated September 25, 2003, recorded among the land records of the Circuit Court for the COUNTY OF CHESTERFIELD as Deed Book/Instrument # 5405 AT PAGE 108, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Chesterfield located at 9500 Court House Road, Chesterfield, Virginia on December 1, 2011 at 1:00 PM, the property with improvements to wit:

LOT 2, BLOCK A, SECTION 2, WHITESTONE, ON SUBDIVISION PLAT OF WHITESTONE, RECORDED JUNE 6, 1985, IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 49, PAGE 60. AND further described in the above Deed of Trust. (Tax Map No. 755704761100000)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder’s deposit of $11,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: VA. Trustee’s File No. 11-212620V.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE OF 509 CHIMBORAZO BOULEVARD,

Richmond, VA 23223

In execution of a Deed of Trust in the original principal amount of $227,500.00, with an annual interest rate of 6.1250% from CHRISTIAN R. COMEAU dated January 31, 2008, recorded among the land records of the Circuit Court for the CITY OF RICHMOND as Deed Book/ Instrument #080002997, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the City of Richmond located at 400 North 9th Street, Richmond, Virginia on November 17, 2011 at 2:15 PM, the property with improvements to wit:

BEING PART OF LOTS 1,2,3, AND 4 IN SECTION 1, ON PLAT RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 6, PAGE 36.

AND further described in the above Deed of Trust. (Tax Map No. E000-0972-026)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 10-209154D.

PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE OF 3804 GOODELL ROAD,

Richmond, VA 23223

In execution of a Deed of Trust in the original principal amount of $157,200.00, with an annual interest rate of 4.9000% from RUTH BROWN CARTER dated February 9, 2007, recorded among the land records of the Circuit Court for the COUNTY OF HENRICO as Deed Book/ Instrument #4287 AT PAGE 1473, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Henrico located at 4301 E. Parham Road, Richmond, Virginia on November 17, 2011 at 3:30 PM, the property with improvements to wit:

LOT 9, BLOCK B, SECTION 3, ON SUBDIVISION PLAT OF OAK GLEN, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 101, PAGE 30.

AND further described in the above Deed of Trust. (Tax Map No. 807-735-4047)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 11-214838V.

PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

Across 1. “Modern Family” network

4. Outback critter

7. Suffix after kitchen

11. By way of

12. Home of the Azadi Tower

16. Big Apple?

17. With 21-, 26-, 29- and

42-Across, a true piece of trivia

about 45-, 48- and 58-Across (so

to speak)

19. Cold, to Conchita

20. A couple of bucks?

21. See 17-Across

23. Many a Monopoly sq.

25. Singer Fitzgerald and others

26. See 17-Across

29. See 17-Across

32. It’s a plus

33. Time’s 1977 Man of the Year

34. Influence

35. Thwarts

36. Ingrid’s “Casablanca” role

40. Martini garnish

41. Nestful

42. See 17-Across

45. With 48- and 58-Across,

subject of this puzzle’s piece

of trivia

46. Dressy neckwear

47. Caterer’s vessel

48. See 45-Across

53. Pound of poetry

57. Poor, as an excuse

58. See 45-Across

60. “The quickest way of ending

____ is to lose it”: Orwell

61. Sailor’s lungful

62. “Don’t wanna”

63. Form 1040 IDs

64. ____ Moines

65. Suffix with propyl

Down 1. Zealous

2. Orthodontist’s concern

3. It’s built for a trial

4. Horn of Afr. nation

5. Airport limo driver, say

6. “Here comes trouble!”

7. ____ Ball

8. Taxing times?

9. Chew out

10. Red-coated cheeses

13. Time off, in mil. slang

14. Bitter brew

15. TV’s “Science Guy”

18. Journey

22. It’s not good when it’s

outstanding

24. Lab inspector?

26. Dance genre

27. Big Ten sch.

28. Subj. for immigrants

29. Relinquish

30. Like many rumors

31. “N.Y. State of Mind” rapper

33. Yves’ eve

35. H1N1 virus, e.g.

36. Did a laundry chore

37. Musical Reed

38. Henry VIII’s desire

39. Put two and two together

40. Kevin’s role in “A Fish Called

Wanda”

41. “Turn up the heat!”

42. Scornful dismissals

43. O’Neill title character

44. Isn’t bold

45. Em, to Dorothy

46. Country album?

49. Hi-____ monitor

50. Falsity

51. Org. that includes Martin

Scorsese and Steven Spielberg

among its members

52. “____ no idea!”

54. Author Grey

55. TV host Seacrest

56. 1968 U.S. Open champ

59. Mos. and mos.

BRAIN CALISTHENICSClassifiedsby: David Levinson Wilk © 2011 David Levinson Wilk

“Three D”

Last

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k’s

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swer

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Trustee’s Sale11311 Wonder Lane, Glen Allen, Virginia

23060(Tax ID No. 746-765-0309)

Default having been made in the terms of a certain Deed of Trust dated April 25, 2003, in the original principal amount of $39,500.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3440, at Page 1328, the undersigned Substitute Trustees, will sell at public auction on November 16, 2011, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Parcel B containing 2.13 acres, more or less, and Parcel B-1 Overlap Area containing 0.14 acres, more or less, all as shown on that certain plat entitled Survey For … Showing Parcel B And B-1 (A Portion Of Lot 5, P.B. 21, Pg 32) Three Chopt District Henrico County, Virginia, dated January 31, 1991.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $3,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 93563, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Page 3: Style Weekly Classifieds Week of 11/2/11

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Trustee’s Sale4917 Park Avenue,

Richmond, Virginia 23226(Tax ID No. W0190197002)

Default having been made in the terms of a certain Deed of Trust dated December 14, 2004, in the original principal amount of $235,800.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 050000780, the undersigned Substitute Trustees, will sell at public auction on November 9, 2011, at 11:15 a.m., in front of the building housing the Circuit Court of the City of Richmond, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lots Nos. 3 and 4 in Block B, on the map of the Patterson Property, which is of record in the Clerk’s Office, Circuit Court of Henrico County, Virginia, in Plat Book 12, page 37, and as more particularly described in the afore-said Deed of Trust. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $23,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bid-ders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glas-serlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 87820, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale20821 Beaver Dam Road, Beaverdam,

Virginia 23015(Tax ID No. 7817-36-0822)

Default having been made in the terms of a certain Deed of Trust dated July 5, 2006, in the original principal amount of $197,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia in Deed Book 2733, at Page 427, the undersigned Substitute Trustees, will sell at public auction on November 9, 2011, at 8:45 a.m., in front of the building housing the Hanover County Circuit Court, Hanover Courthouse, 7507 Library Drive, Hanover, VA, the property designated as Lot Three (3), on that certain subdivision plat dated September 23, 1992, entitled, “TYLER STATION SUBDIVISION SECTION THREE BEAVERDAM DISTRICT, HANOVER COUNTY, VIRGINIA,” which was recorded in the aforesaid Clerk’s Office in Plat Book 7, Page 186. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $19,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 93494, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale2519 Kenwood Avenue,

Richmond, Virginia 23228(Tax ID No. 779-747-3973)

Default having been made in the terms of a certain Deed of Trust dated October 26, 2006, in the original principal amount of $109,549.33 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4241, Page 2030, the undersigned Substitute Trustees, will sell at public auction on No-vember 9, 2011, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated Lot 4, in Block 9 in the plan of Hermit-age Park, as shown on plat recorded in the aforesaid Clerk’s Office in Plat Book 12, Pages 43 and 44.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $10,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclo-sure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be pre-pared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Build-ing, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 88917, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale2704 Chariot Street,

Glen Allen, Virginia 23060(Tax ID No. 771-763-4455)

Default having been made in the terms of a certain Deed of Trust dated July 30, 2005, in the original principal amount of $116,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3966, at Page 0503, the undersigned Substitute Trustees, will sell at public auction on November 9, 2011, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated Lot 6, Block B, Section A, Shepherd’s Run, as shown on a plat of Survey dated September 13, 1985, recorded in the aforesaid Clerk’s Office in Plat Book 81, Page 100.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $11,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 93496, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale9162 Cudlipp Avenue, Mechanicsville,

Virginia 23116(Tax ID No. 7796-82-1837)

Default having been made in the terms of a certain Deed of Trust dated May 25, 2005, in the original principal amount of $285,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia in Deed Book 2516, Page 287, the undersigned Substitute Trustees, will sell at public auction on November 9, 2011, at 8:45 a.m., in front of the building housing the Hanover County Circuit Court, Hanover Courthouse, 7507 Library Drive, Hanover, VA, the property designated as Lot 8, Block F, Section 1, on Subdivision Plat of Craney Island Farms, recorded in the aforesaid Clerk’s Office in Subdivision Plat Book 6, page 7.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $28,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 91844, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale7141 Sydnor Lane, Mechanicsville,

Virginia 23111(Tax ID No. 8714-93-3628)

Default having been made in the terms of a certain Deed of Trust dated April 21, 2005, in the original principal amount of $292,550.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia in Deed Book 2499, at Page 315, the undersigned Substitute Trustees, will sell at public auction on November 9, 2011, at 8:45 a.m., in front of the building housing the Hanover County Circuit Court, Hanover Courthouse, 7507 Library Drive, Hanover, VA, the property designated as Lot 10, Block A, on plat of “Oakley Hill, Section B”, dated February 5, 2003, and recorded in the aforesaid Clerk’s Office in Plat Book 36, Page 665.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $29,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 93461, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale2247 Ives Lane, Richmond, Virginia

23235(Tax ID No. 763696939400000)

Default having been made in the terms of a certain Deed of Trust dated April 17, 2006, in the original principal amount of $143,800.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7066 at page 510, the undersigned Substitute Trustees, will sell at public auction on November 9, 2011, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 7, Block B, Section 5, of Pocoshock Hills, on plat of subdivision recorded in the aforesaid Clerk’s Office, in Plat Book 47, page 33.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92533, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 3200 LOCKPORT WAY,

Richmond, VA 23233In execution of a Deed of Trust in the original principal amount of $399,000.00, with an annual interest rate of 4.0000% from KAROL GAJDA AND TAMARA GAJDA dated October 30, 2006, recorded among the land records of the Circuit Court for the COUNTY OF HENRICO as Deed Book/Instrument # 4227, PAGE 1397 AND MODIFIED AT DEED BOOK 4710, PAGE 1379, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Henrico located at 4301 E. Parham Road, Richmond, Virginia on November 17, 2011 at 3:30 PM, the property with improvements to wit:LOT 28, BLOCK A, ON SUBDIVISION PLAT OF LOCKPORT AT WELLESLEY, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 87, AT PAGE 22.AND further described in the above Deed of Trust. (Tax Map No. 737-759-1036)THIS COMMUNICATION IS FROM A DEBT COLLECTOR.TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 11-213510V.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

Trustee’s Sale5100 Midlothian Turnpike, Richmond,

Virginia, 23225(Tax ID No. C0051045016)

Default having been made in the terms of a certain Deed of Trust dated September 27, 2002, in the original principal amount of $195,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 020030745, the undersigned Substitute Trustees, will sell at public auction on, November 23, 2011, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated according to plat dated June 23, 1955, recorded in the Clerk’s Office, Chesterfield Circuit Court, in Deed Book 473, page 443, and described as follows: beginning at a point on the north line of U. S. Route 60, distance 150 ft. east of the east line of Covington Road; thence N. 8º degrees 02’ 50” West 85.49 ft. to a point; thence N. 80º 55’ 31” E. 127.50 ft. to the west line of a 25 ft. private road; thence S. 08 º 56’ E. 89.39 ft. to the north line of U. S. Route 60 as shown on said plat 128.86 ft. to the point and place of beginning. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $19,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 90082, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale19219 Taylors Creek Road, Montpelier,

Virginia 23192(Tax ID No. 6891-64-6869)

Default having been made in the terms of a certain Deed of Trust dated April 3, 2008, in the original principal amount of $130,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia in Deed Book 2912, at page 778, the undersigned Substitute Trustees, will sell at public auction on November 16, 2011, at 8:45 a.m., in front of the building housing the Hanover County Circuit Court, Hanover Courthouse,7507 Library Drive, Hanover, VA, the property designated as containing 6.951 acres, more or less, more particularly described on a plat of survey dated October 17, 1985 and recorded in Deed Book 603, page 167, and as further described in the aforesaid Deed of Trust.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $13,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 91540, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 416 N 33RD STREET, Richmond, VA 23223

In execution of a Deed of Trust in the original principal amount of $158,760.00, with an annual interest rate of 12.0000% from REO-ASSETS MGMT LLC dated January 5, 2007, recorded among the land records of the Circuit Court for the CITY OF RICHMOND as Deed Book/ Instrument #070000553, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the City of Richmond located at 400 North 9th Street, Richmond, Virginia on November 10, 2011 at 2:15 PM, the property with improvements to wit:ALL THAT CERTAIN LOT OF LAND IN THE CITY OF RICHMOND, VIRGINIA, WITH ALL IMPROVEMENTS THEREON KNOWN AS NO. 416 NORTH 33RD STREET AND BOUNDED AND DESCRIBED AS FOLLOWS: COMMENCING AT A POINT OF THE WEST LINE OF 33RD STREET 102 10/12 FEET SOUTH OF CLAY STREET, THENCE RUNNING SOUTHWARDLY AND FRONTING ON THE WEST LINE OF 33RD STREET 30 FEET, THENCE BACK WESTWARDLY BETWEEN PARALLEL LINES 124 FEET TO AN ALLEY 16 FEET WIDE.AND further described in the above Deed of Trust. (Tax Map No. E000-0810/005)THIS COMMUNICATION IS FROM A DEBT COLLECTOR.TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 11-210600V.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE OF 4001 CHIPSTEAD COURT,

Chester, VA 23831In execution of a Deed of Trust in the original principal amount of $406,410.00, with an annual interest rate of 6.7500% from RONALD W. ERB JR. AND HEATHER S. ERB dated September 24, 2007, recorded among the land records of the Circuit Court for the COUNTY OF CHESTERFIELD as Deed Book/Instrument # 8011 AT PAGE 0621, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Chesterfield located at 9500 Court House Road, Chesterfield, Virginia on November 17, 2011 at 1:00 PM, the property with improvements to wit:LOT 41, SECTION 6, HIDDEN VALLEY ESTATES SUBDIVISION, PLAT OF WHICH MADE BY HARVEY L. PARKS, INC., SURVEYOR, DATED OCTOBER 5, 1988, WAS RECORDED APRIL 18, 1989 (ERRONEOUSLY STATED 1979), IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 66, PAGE 11.AND further described in the above Deed of Trust. (Tax Map No. 793649347100000)THIS COMMUNICATION IS FROM A DEBT COLLECTOR.TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 10-207753D.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

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Trustee’s Sale2500 Drammen Place,

Richmond, Virginia 23233(Tax ID No. 728-757-8906)

Default having been made in the terms of a certain Deed of Trust dated April 25, 2006, in the original principal amount of $200,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4116 at Page 1470, the undersigned Substitute Trustees, will sell at public auction on November 16, 2011, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as LOT 17, BLOCK J, SECTION D, of THE COLONIES AT WILDE LAKE, as shown on a certain plat entitled “The Colonies at Wilde Lake, Section D, Tuckahoe District, Henrico County, Virginia”, dated April 18, 1988, and recorded in the aforesaid Clerk’s Office in Plat Book 87 pages 101 and 102. Sale is subject to all prior liens (including the lien of a prior Deed of Trust), easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $20,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92646, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale13460 Lower Lakes Place, Ashland, Virginia 23005

(Tax ID No. 7850-34-4420)

Default having been made in the terms of a certain Deed of Trust dated November 2, 2005, in the original principal amount of $592,534.50 and recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia in Deed Book 2615, at Page 271, the undersigned Substitute Trustees, will sell at public auction on November 16, 2011, at 8:45 a.m., in front of the building housing the Hanover County Circuit Court, Hanover Courthouse, 7507 Library Drive, Hanover, VA, the property designated as Lot 3, Section 2 of Lakeview Estates, as shown on the subdivision Plat dated September 7, 1999, last revised February 3, 2000, and entitled “Lakeview Estates, Section 2”, which plat was recorded March 31, 2000, in the aforesaid Clerk’s Office in Subdivision Plat Book 8, Pages 414-419. TOGETHER WITH a non-exclusive right to use the 50’ Private Access Easement for ingress and egress to and from Lot 5 and State Route 657 - Greenwood Church Road, all as shown on those certain Subdivision Plats recorded in the aforesaid Clerk’s Office in Subdivision Plat Book 8, Pages 353-353a and Plat Book 8, Pages 414-419. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $59,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 93007, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale4907 Snowshoe Court,

Glen Allen, Virginia 23060(Tax ID No. 756-763-0972)

Default having been made in the terms of a certain Deed of Trust dated January 5, 2004, in the modified principal amount of $50,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3605 at page 2154 and modified in Loan Modification Agreement dated September 12, 2007 and recorded on April 30, 2008 in Deed Book 4507 at page 0470, the undersigned Substitute Trustees, will sell at public auction on November 9, 2011, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 42, Block E, Section B, Meredith Woods, as shown on a plat of subdivision entitled “Meredith Woods, Section ‘B’”, dated April 24, 1979, recorded in the aforesaid Clerk’s Office in Plat Book 70, page 39. Sale is subject to all prior liens, (including the lien of a prior Deed of Trust) easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $5,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 91934, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale810 Akron Street,

Richmond, Virginia 23222(Tax ID No. N0180478041)

Default having been made in the terms of a certain Deed of Trust dated September 4, 2008, in the original principal amount of $101,250.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 080024330, the undersigned Substitute Trustees, will sell at public auction on November 9, 2011, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as a part of Lots designated as Lots 13 and 14, and the eastern 10 ft. of Lot 12, Block 5, in Omohundro’s Plan Of Oak Park, as shown in Plat Book 9, Page 25, of record in the Clerk’s Office Circuit Court, Henrico County, Virginia, and more particularly described in a plat of survey dated February 11, 1974, a copy of which is recorded in the Clerk’s Office, Circuit Court, City of Richmond, Virginia, Division 1, in Deed Book 689A, Page 624.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $10,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 91194, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 1308 OAKWOOD AVENUE,

Richmond, VA 23223In execution of a Deed of Trust in the original principal amount of $85,000.00, with an annual interest rate of 7.5000% from ANDRE R. TERRY dated August 6, 2007, recorded among the land records of the Circuit Court for the CITY OF RICHMOND as Deed Book/Instrument #070026965, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the City of Richmond located at 400 North 9th Street, Richmond, Virginia on November 10, 2011 at 2:15 PM, the property with improvements to wit:COMMENCING AT A POINT ON THE NORTH LINE OF OAKWOOD AVENUE DISTANT 106 FEET EAST OF R STREET, THENCE RUNNING EASTWARDLY ALONG THE SAID NORTH LINE OF OAKWOOD AVENUE AND FRONTING THEREON 27 FEET AND 6 INCHES AND EXTENDING BACK FROM SAID FRONT NORTHWARDLY AND BETWEEN LINES PARALLEL WITH R STREET, 145 FEET ALLEY IN COMMON 15 FEET WIDE.AND further described in the above Deed of Trust. (Tax Map No. E000-1104-032)THIS COMMUNICATION IS FROM A DEBT COLLECTOR.TERMS OF SALE: ALL CASH. A bidder’s deposit of $8,500.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 10-203638D.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE104 Scotch Pine Drive, Sandston, VA 23150

Parcel ID 832-715-1031

Pursuant to the terms of a deed of trust dated December 30, 2004, in the original principal amount of $183,552.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia in Deed Book 3802, Page 219, the property briefly described below will be offered for sale at public auction:

Lot 20, Block D, Pine Creek South, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 119, Pages 8-10, and as more particularly described in the referenced deed of trust.

The sale will take place on NOVEMBER 9, 2011 at 2:00 P.M., at the front entrance to the building housing the Circuit Court of Henrico County, Virginia, located at 4301 East Parham Road, Henrico, VA.

The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.

Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $16,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1127155).

TRUSTEE’S SALE 3802 Fenwick Street, Richmond, VA 23222

Parcel ID 799-736-2945Pursuant to the terms of a deed of trust dated March 16, 2007, in the original principal amount of $139,000.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4306, Page 2274, the property briefly described below will be offered for sale at public auction:Lot 2, Block B, Lynn Grove, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 23, Page 206, and as more particularly described in the referenced deed of trust.The sale will take place on NOVEMBER 9, 2011, at 2:00 p.M., at the front entrance to the building housing the Circuit Court of Henrico County, Virginia, located at 4301 East Parham Road, Henrico, VA.The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: a deposit in the form of CERtIFIED FUNDS in the amount of $13,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute TrusteeFOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1127583).

TRUSTEE’S SALE OF REAL ESTATE located at 2211 Northumberland Avenue,

Richmond, Virginia In execution of the Deed of Trust from CHER’E L. HEWLETT dated February 28, 1997, in the Original Principal Amount of $67,728.00, and recorded in Deed Book Inst. 970004602, Page 270, in the Clerk’s Office of the Circuit Court for the City of Richmond, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the City of Richmond on November 17, 2011, at 11:35 a.m., the property described as Lots 26 and 27, Block 2, Chamberlayne Court Addition, City of Richmond, Virginia, known as 2211 Northumberland Avenue, Richmond, Virginia. Tax ID: N0000587026TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $5,300.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.DATED: October 21, 2011 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s)11‑259BF (72.93)For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608(757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE’S SALE OF REAL ESTATE located at 7705 O’Keith Court, Unit 1812,

Richmond, Virginia In execution of the Deed of Trust from SUSAN M. KOHLER dated August 31, 2006, in the Original Principal Amount of $99,950.00, and recorded in Deed Book 4193, Page 1873, in the Clerk’s Office of the Circuit Court for the County of Henrico, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustee, will sell at public auction at the Front Entrance of the Circuit Court for the County of Henrico on November 17, 2011, at 10:45 a.m., the property described as Unit No. 118‑UL‑4, Shannon Green II Condominium, County of Henrico, Virginia, known as 7705 O’Keith Court, Unit 1812, Richmond, Virginia. Tax ID: 764‑757‑8973‑108TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $9,400.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.DATED: October 21, 2011 CECIL G. MOORE, Substitute Trustee(s)11‑257BF (72.91)For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608(757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE’S SALE OF4251 Shackelford Road

City of Richmond, VirginiaTax Map No. C0090950062

In execution of a certain Purchase Money Deed of Trust in the original principal amount of $49,000.00 to C. Carter Wailes and Richard F. Gonet, Trustees, dated May 9, 2001, recorded in the Clerk’s Office, Circuit Court, City of Richmond, Virginia, as Instrument No. 010012519, default having been made in the payment of the indebtedness secured thereby and being required to do so by the noteholder, the undersigned, Substitute Trustee (appointed Substitute Trustee by noteholder under Instrument Number 110009958 recorded in the aforesaid Clerk’s Office), in accordance with the provisions of the aforesaid Deed of Trust and after having given fourteen (14) days notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale to the highest bidder at public auction on the eastern steps facing Clay Street, John Marshall Courts Building, Richmond Circuit Court, 400 North 9th Street, Richmond, Virginia 23219, on November 17, 2011 at 10:00 a.m., local time, the real estate identified above and as more particularly described in the aforesaid Deed of Trust. TERMS OF SALE: CASH. A deposit of $5,000.00, cash or certified check may be required at the time of sale with settlement within thirty (30) days from the date of sale. Said sale will be expressly subject to all easements, restrictions, and liens, including mechanics’ liens whether filed or unfiled, which may lawfully affect the herein described property or be superior to the lien of the herein referenced deed of trust. Conveyance shall be with special warranty. Purchaser shall assume any unpaid real estate taxes for the current year from the date of sale. The real estate will be sold in bulk, in “AS IS” condition. Neither the Trustee nor the holder of the note secured by the aforesaid Deed of Trust will deliver possession of the real estate to the successful bidder. The Trustee reserves the right to: withdraw the property from sale at any time prior to the termination of bidding; and to keep the bidding open for any length of time. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. FOR INFORMATION CONTACT: Trevor B. Reid or Stephen E. Scarce, Substitute Trustees, Parker, Pollard, Wilton & Peaden, P.C., 6802 Paragon Place, Suite 300, Richmond, Virginia, 23230, (804) 262-3600. Publication dates: October 26, 2011; November 2, 2011; November 9, 2011, and November 16, 2011.

TRUSTEE’S SALE OF801 AZALEA AVENUE, Richmond, VA

23227

In execution of a Deed of Trust in the original principal amount of $150,400.00, with an annual interest rate of 6.5000% from NEAL N. JACKSON AND DIANE JACKSON AKA DIANE D JACKSON dated March 23, 2006, recorded among the land records of the Circuit Court for the COUNTY OF HENRICO as Deed Book/Instrument #4089 AT PAGE 614, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Henrico located at 4301 E. Parham Road, Richmond, Virginia on November 17, 2011 at 3:30 PM, the property with improvements to wit:

CONTAINING 0.66 ACRE, ALL AS SHOWN ON PLAT OF FOSTER AND MILLER, CERTIFIED SURVEYORS, RICHMOND, VIRGINIA, DATED SEPTEMBER 10, 1964, ATTACHED TO AND MADE A PART OF THAT CERTAIN DEED FROM J. L. ELLIS AND SON, INCORPORATED, TO JACK R. REGNER AND DELLA C. REGNER, HUSBAND AND WIFE, DATED SEPTEMBER 11, 1964, RECORDED NOVEMBER 9, 1964, DEED BOOK 1184, PAGE 365, CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA. LESS AND EXCEPT THAT PORTION TAKEN BY CONDEMNATION FOR THE WIDENING OF AZALEA AVENUE, CONTAINING 1,315 SQUARE FEET AND BEING THE FRONT 13.25 FEET, MORE OR LESS, ABUTTING AZALEA AVENUE, AS SET OUT IN THE REPORT OF COMMISSIONERS, RECORDED AUGUST 30, 1967, IN DEED BOOK 1318, PAGE 540, AFORESAID CLERK’S OFFICE, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.

AND further described in the above Deed of Trust. (Tax Map No. 788-744-8844)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 10-209915V.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE2003 Bethany Ridge Terrace, Richmond,

VA 23236Parcel ID 745693030600000

Pursuant to the terms of a deed of trust dated September 28, 2009, in the original principal amount of $118,709.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia in Deed Book 8877, Page 679, the property briefly described below will be offered for sale at public auction:

Lot 15, Block B, Solar II, Sec. C, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 40, Page 64, and as more particularly described in the referenced deed of trust.

The sale will take place on NOVEMBER 9, 2011 at 3:30 P.M., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA.

The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.

Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $11,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1127429).

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TRUSTEE’S SALE OF 1100 South Randolph Street, Richmond, VA 23220. In execution of a certain deed of trust dated August 11, 2008, in the original principal amount of $151,400.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080022252, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 18, 2011, at 11:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, DESIGNATED AS PARCEL 7, BLOCK W-510, UPON THE DISPOSAL PLAT ENTITLED “DISPOSAL PLAT, PARCEL 7, BLOCK W-510, RANDOLPH URBAN RENEWAL PROGRAM, PROJECT NO. VA.R-58, RICHMOND REDEVELOPMENT HOUSING AUTHORITY, RICHMOND, VIRGINIA”, PREPARED BY AUSTIN BROCKENBROUGH AND ASSOCIATES, DATED DECEMBER 1, 1982, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 118763 ASAP# 4116295 10/26/2011, 11/02/2011

TRUSTEE’S SALE OF 5917 Saint Moritz Drive, Richmond, VA 23224. In execution of a certain deed of trust dated August 26, 2005, in the original principal amount of $139,500.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050030349, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 18, 2011, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO, BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, DESIGNATED AS LOT 14, BLOCK F, SECTION E, FAWNBROOK, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY BY DOWNING &ASSOCIATES, DATED APRIL 20, 1992, RECORDED MAY 5, 1992, IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, IN PLAT BOOK 42, PAGES 65 AND 66, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOTS HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 81543 ASAP# 4116287 10/26/2011, 11/02/2011

TRUSTEE’S SALE OF 101 East Leigh Street, Richmond, VA 23219. In execution of a certain deed of trust dated March 24, 2004, in the original principal amount of $125,421.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 040009275, and modified on May 06, 2008, to increase the principal balance to $140,309.88. This modification agreement was recorded in Instrument No. 080022992, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 18, 2011, at 11:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON DESIGNATED AS NO. 101 EAST LEIGH STREET, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, SITUATED AT THE SOUTHEAST CORNER OF FIRST AND LEIGH STREETS, AND BOUNDED AS FOLLOWS: COMMENCING AT THE INTERSECTION OF THE SOUTH LINE OF LEIGH STREET WITH THE EAST LINE OF FIRST STREET AND RUNNING THENCE EASTWARDLY ALONG AND FRONTING ON SAID SOUTH LINE OF LEIGH STREET TWENTY-FIVE FEET (25’), AND THENCE RUNNING SOUTHWARDLY BETWEEN PARALLEL LINES, ONE OF WHICH IS THE SAID EAST LINE OF FIRST STREET, FIFTY-SIX AND 5/10 FEET (56/5’)..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 117821 ASAP# 4116280 10/26/2011, 11/02/2011

TRUSTEE’S SALE OF 2103 Braddock Road, Richmond, VA 23223. In execution of a certain deed of trust dated April 25, 2005, in the original principal amount of $94,500.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3867 Page 0609, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 18, 2011, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OF LAND, LYING AND BEING IN FAIRFIELD MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 7 AND THE WESTERN ONE-HALF OF LOT 8, IN BLOCK G, SECTION C, MONTEZUMA GARDENS, PLAT OF WHICH DATED JULY 7, 1952, MADE BY JOHN H. FOSTER, C.S., IS RECORDED IN THE CLERK’S OFFICE, HENRICO CIRCUIT COURT, IN PLAT BOOK 23, PAGE 32, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE SOUTHERN LINE OF BRADDOCK ROAD WHERE THE WESTERN LINE OF LOT 7 INTERSECTS THE SOUTHERN LINE OF BRADDOCK ROAD: THENCE S. 86 DEGREES 58’ 30” E. 114 FEET TO A POINT: THENCE S. 8 DEGREES 01’ 30” W. 145 FEET TO A POINT; THENCE N. 86 DEGREES 58’ 30” W. 114 FEET; THENCE N. 3 DEGREES 01’ 30” E. 145 FEET TO THE PLACE OF BEGINNING..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 42274 ASAP# 4117165 10/26/2011, 11/02/2011

TRUSTEE’S SALE OF 16 Old Memorial Drive, Sandston, VA 23150. In execution of a certain deed of trust dated November 06, 2006, in the original principal amount of $153,912.01 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4233 Page 0832, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 18, 2011, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 12, BLOCK C, SECTION D, PINE HEIGHTS, ON SUBDIVISION PLAT OF PINE HEIGHTS SECTION D, PREPARED BY ROBERT K. THOMAS & ASSOCIATES, DATED JULY 24, 1989, AND RECORDED AUGUST 22, 1989, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 89, PAGE 91, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 136338 ASAP# 4117179 10/26/2011, 11/02/2011

TRUSTEE’S SALE OF 15410 Rowlett Road, Chesterfield, VA 23838. In execution of a certain deed of trust dated November 07, 2007, in the original principal amount of $223,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8078 Page 0328, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 18, 2011, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THEREUNTO, BELONGING, LYING IN CHESTERFIELD COUNTY, VIRGINIA, BEING PART OF THE WYATT TRACT IN MATOACA DISTRICT, AND DESCRIBED AS LOT 5 ON THAT PLAT OF SURVEY MADE BY LEWIS AND ASSOCIATES, P.C., ENTITLED “PLAT SHOWING 11 PARCELS OF LAND LOCATED WITHIN THE MATOACA DISTRICT OF CHESTERFIELD COUNTY, VIRGINIA”, A COPY OF WHICH PLAT IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 1923, PAGE 358, TO WHICH REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 137288 ASAP# 4124795 11/02/2011, 11/09/2011

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TRUSTEE’S SALE OF 2405 Cleary Road, Richmond, VA 23223. In execution of a certain deed of trust dated August 21, 2006, in the original principal amount of $88,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4197 Page 2565, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 18, 2011, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, LYING AND BEING IN FAIRFIELD MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, BEING LOT 12, BLOCK M, SECTION B, CENTRAL GARDENS, PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY IN PLAT BOOK 26, PAGES 141, 142, AND 143, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR THE METES AND BOUNDS DESCRIPTION OF SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 70287 ASAP# 4117160 10/26/2011, 11/02/2011

Trustee’s Sale2408 N 28 Street, Richmond, Virginia 23223

(Tax ID No. E0120295006)

Default having been made in the terms of a certain Deed of Trust dated August 9, 2005, in the original principal amount of $63,914.99 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 05-028895, the undersigned Substitute Trustees, will sell at public auction on November 9, 2011, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay street (8th and Clay streets), Richmond, VA, the property designated as Lot 6, Block B, on the Plan of Kane Gardens, Section C, plat of which is dated April 15, 1959 and recorded in the Clerk’s Office of the Chancery Court of the City of Richmond, Virginia, in Plat Book 14, page 188.

LESS AND EXCEPT the land needed for the location and construction or other improvements of Interstate Highway Route 64, as shown on a plat of survey on file in the office of the Department of Highways, Richmond, Virginia, identified as Sheet No. 10, Project 0064-043-101-RW-201, all of said land being located in the City of Richmond, Virginia, and being more particularly described in a Deed recorded in the aforesaid Clerk’s Office as Instrument No. 090007179. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $6,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92170, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

NOTICE OF TRUSTEE’S SALE OF PROPERTY

1001 Leicester Road Richmond, VA 23225 (Tax Map No. C0050693002)

In execution of a deed of trust recorded in the Clerk’s Office of the Circuit Court for the City of Richmond, Virginia, as Instrument Number 10-12059, the undersigned, appointed Substitute Trustee, will offer for sale at public auction at the front door of the Courthouse of the City of Richmond, Virginia, 400 North Ninth Street, Richmond, VA, 23219, on the 21st day of November, 2011, at 1:00 PM, certain property described in said deed of trust lying in the City of Richmond, Virginia, known as 1001 Leicester Road, Richmond, VA, 23225, and more particularly described as Lot 110, Plan of Forest View Heights, a plat of which is recorded in the Clerk’s Office, Chesterfield Circuit Court, in Plat Book 8, pages 20 and 21. TOGETHER WITH all of the right, title, and interest of R.O. Dillon, in and to that certain personal property, as described in a certain note dated June 30, 2010. As provided in the deed of trust and pursuant to the provisions of applicable law, the undersigned Substitute Trustee may exercise all of the powers, rights, authority, and duties granted in the deed of trust. TERMS: Cash. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash at the time of the sale. Additional terms and conditions will be announced at the sale. Settlement shall occur within fifteen (15) days of the date of the sale, at which time the balance of the purchase price will be due and payable in cash, otherwise the Trustee may forfeit the deposit. The property will be sold “AS IS” and will be conveyed by special warranty deed, subject to all liens, objections, rights, reservations, leases, covenants, conditions, easements, and restrictions superior to the lien of the deed of trust as they may lawfully affect the property. Neither the Substitute Trustee nor the holder of the note secured by the deed of trust will deliver possession of the property to the successful bidder. The purchaser at the sale will be required to pay all closing costs except the grantor’s tax. Real estate ad valorem taxes will be prorated as of the date of closing. This notice is an attempt to collect on a debt and any information obtained will be used for that purpose. Joe B. Lamb, Jr. Substitute Trustee Joe B. Lamb, Jr., Substitute Trustee 10132 West Broad Street, Glen Allen, VA, 23060, (804) 935-0000

TRUSTEE SALE 20440 DUVAL ROAD, MOSELEY, VA 23120 Chesterfield County VA-260262-C In execution of a Deed of Trust in the original principal amount of $360,000.00, with an annual interest rate of 3.86% from SCHAWMANN L. HOBBS dated 03/16/2005 recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, VA, in Deed Book 6276, at page 653 (or Instrument No. 18569 ), default having occurred in the payment of the Note thereby secured and at the request of DEUTSCHE BANK TRUST COMPANY AMERICAS AS TRUSTEE FOR RALI 2005QA7the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, on 11/18/2011 at 12:00 P.M., the property described in said deed, located at the above address and briefly described as: ALL THAT CERTAIN PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE MIDLOTHIAN DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, CONTAINING 4.00 ACRES, AND DESIGNATED AS PARCEL 2A, ALL AS IS MORE PARTICULARLY SHOWN ON A PLAT OF SURVEY BY VIRGINIA SURVEYS, DATED MAY 3, 2000, ENTITLED, “MAP SHOWING 2 PARCELS OF LAND SITUATED IN CHESTERFIELD COUNTY, VIRGINIA”, A COPY OF WHICH PLAT IS ATTACHED TO AND MADE A PART OF THE DEED OF GIFT RECORDED IN DEED BOOK 3838, PAGE 794. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4104592 10/26/2011, 11/02/2011

Trustee’s Sale9801 Gardenia Drive,

Richmond, Virginia 23228(Tax ID No. 775-761-1949)

Default having been made in the terms of a certain Deed of Trust dated October 12, 2005, in the original principal amount of $120,450.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3989, at Page 0855, the undersigned Substitute Trustees, will sell at public auction on November 9, 2011, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as being situated North of Hungary Road and East of Woodman Road, containing 2.0 acres, more or less, all as shown on a plat dated August 14, 1956, a copy of which is recorded with that certain deed in Deed Book 815, page 394. LESS AND EXCEPT that certain parcel of land containing 1.56 acres, more or less, conveyed by deed dated September 2, 1959 and duly recorded in the aforesaid Clerk’s Office in Deed Book 966, page 163. All as shown on plat dated September 24, 2003 designated as Parcel A containing 0.44 acre, more or less, a copy of which is attached to and recorded with the aforesaid Deed of Trust. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $12,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92425, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale2218 Carrington Street, Richmond,

Virginia 23223(Tax ID No. E0000469015)

Default having been made in the terms of a certain Deed of Trust dated June 1, 2006, in the original principal amount of $144,800.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 060018876, the undersigned Substitute Trustees, will sell at public auction on November 9, 2011, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Beginning at a point on the northern line of Carrington Street distant 74 feet 6 inches, more or less from the point of intersection of the said northern line of Carrington Street with the western line of 23rd Street; thence extending westwardly along and fronting on the said northern line of Carrington Street 34 feet; thence back at right angles between parallel lines 69 feet. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and/or Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 84524, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 8604 Ashbury Hills Terrace, Richmond, VA 23227. In execution of a certain deed of trust dated September 27, 2005, in the original principal amount of $450,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3976 Page 1903, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 18, 2011, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA KNOWN AND DESIGNATED AS LOT 11, BLOCK B, SECTION 1, ASHBURY AT STONELEIGH, ALL AS SHOWN ON RECORDED SUBDIVISION PLAT BY QMT CIVIL ENGINEERS & CONSTRUCTION MANAGERS DATED FEBRUARY 6, 2004 RECORDED JANUARY 20, 2005 IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 121 PAGES 3-6..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 117040 ASAP# 4117175 10/26/2011, 11/02/2011

Trustee’s Sale5714 Nine Mile Road and 2 North Virginia Avenue, Richmond a/k/a Henrico, Virginia

23223(Tax ID Nos. 817-726-1445 & 817-726-

2247)

Default having been made in the terms of a certain Deed of Trust dated October 9, 1998, in the original principal amount of $44,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2857, Page 965, the undersigned Substitute Trustees, will sell at public auction on November 30, 2011, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as PARCEL 1: Lot as shown on plat or map dated August 7, 1945, and recorded with a deed in the aforesaid Clerk’s Office in Deed Book 344, page 95, and as further described in the aforesaid Deed of Trust. PARCEL 2: the northern part of Lot No. 1 as shown on plat dated April 4, 1946, and attached to and recorded with deed recorded in the aforesaid Clerk’s Office in Deed Book 369, page 210, and more particularly described in the aforesaid Deed of Trust. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $4,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and/or Lisa Brook Law, P.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 83855, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale2460 Stembridge Court Unit C,

Richmond, Virginia 23238(Tax ID No. 731-751-0255.503)

Default having been made in the terms of a certain Deed of Trust dated April 15, 2009, in the original principal amount of $122,761.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4628, Page 1656, the undersigned Substitute Trustees, will sell at public auction on November 16, 2011, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Unit Number L-3, in Building 105, in the Palmer Place Condominium, situated in Henrico County, Virginia, as defined and described in Declaration of the Palmer Place Condominium recorded in the aforesaid Clerk’s Office in Deed Book 2053, page 63, any amendments now existing or hereafter recorded among the land records of Henrico County, Virginia, and as further decribed in the aforesaid Deed of Trust; and as shown on the plat therein referenced entitled “Condominium Building Plan Palmer Place”, dated May 25, 1988, recorded in the aforesaid Clerk’s Office in Plat Book 66, page(s) 108 and 109. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $12,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92179, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE SALE 12993 BRIAR WOOD LANE, MONTPELIER, VA 23192 Hanover County VA1100036896 In execution of a Deed of Trust in the original principal amount of $726,040.00, with an annual interest rate of 5.88% from JONG PYO LIM dated 08/12/2005 recorded in the Clerk’s Office of the Circuit Court of Hanover County, VA, in Deed Book 2567, at page 629 (or Instrument No. 050016896), default having occurred in the payment of the Note thereby secured and at the request of GMAC Mortgage, LLC the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Hanover County Circuit Court, 7497 County Complex Road, Hanover, VA, on 11/18/2011 at 09:00 A.M., the property described in said deed, located at the above address and briefly described as: LOT 4, CONTAINING 10.10 ACRES MORE OR LESS, AUBURN MILL SECTION 2, SOUTH ANNA DISTRICT, HANOVER COUNTY, VIRGINIA. TOGETHER WITH AND SUBJECT TO A 50 FOOT WIDE NON-EXCLUSIVE EASEMENT AND PRIVATE ROAD WAY FOR INGRESS AND EGRESS. DESIGNATED AND DESCRIBED AS ‘50 PRIVATE ROAD’, AS SHOWN ON A SUBDIVISION PLAT RECORDED IN SUBDIVISION PLAT BOOK 8, PAGE 538. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4104593 10/26/2011, 11/02/2011

TRUSTEE’S SALE OF 10205 Donegal Place, Chesterfield, VA 23832. In execution of a certain deed of trust dated October 28, 2005, in the original principal amount of $207,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6750 Page 76, and modified on April 01, 2010, to increase the principal balance to $224,730.67. This modification agreement was recorded in Deed Book 9191, Page 734, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 18, 2011, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH IMPROVEMENTS THERON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MATOACA DISTRICT (FORMERLY CLOVER HILL DISTRICT), CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 6, SECTION 1, DONEGAL FOREST, AND BEING MORE PARTICULARLY SHOWN ON THE SUBDIVISION PLAT OF DONEGAL FOREST, SECTION 1, DATED FEBRUARY 10, 1977, MADE BY J. K. TIMMONS AND ASSOCIATES, INC,. CONSULTING ENGINEERS, RICHMOND, VIRGINIA, AND RECORDED FEBRUARY 11, 1977, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNLY, VIRGINIA, IN PLAT BOOK 28, AT PAGES, 20, 21 AND 22. REFERENCE TO AFORESAID PLAT BEING MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 128992 ASAP# 4117185 10/26/2011, 11/02/2011

TRUSTEE’S SALE OF 220 North Juniper Avenue, IRTA 220 North Jupiter Avenue, Highland Springs, VA 23075. In execution of a certain deed of trust dated May 21, 2004, in the original principal amount of $72,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3673 Page 1568, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 18, 2011, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN VARINA DISTRICT, HENRICO COUNTY, VIRGINIA, COMMONLY KNOWN AS 220 N. JUNIPER AVENUE, AND DESIGNATED AS LOT 20, BLOCK J, SECTION 3, HIGHLAND SPRINGS, ON PLAT RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 6, PAGE 103-1/2, AND FURTHER DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTHERN LINE OF N. JUNIPER AVENUE 450 FEET EAST OF THE INTERSECTION OF THE NORTHERN LINE OF N. JUNIPER AVENUE WITH THE EASTERN LINE OF WILLOW STREET; THENCE EXTENDING ALONG AND FRONT ON THE NORTHERN LINE OF N. JUNIPER AVENUE 50 FEET; THENCE EXTENDING BACK NORTHWARDLY FROM SAID FRONT 120 FEET BETWEEN PARALLEL LINES TO AN ALLEY IN REAR..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 87868 ASAP# 4117171 10/26/2011, 11/02/2011

TRUSTEE SALE 4016 DARTON COURT, RICHMOND, VA 23223 Henrico County VA1100035626 In execution of a Deed of Trust in the original principal amount of $215,557.00, with an annual interest rate of 5.50% from ABRAHAM MARTINEZ AND YVONNESTER L. WORRELL-MARTINEZ dated 04/22/2009 recorded in the Clerk’s Office of the Circuit Court of Henrico County, VA, in Deed Book 4633, at page 1320 (or Instrument No. 15123), default having occurred in the payment of the Note thereby secured and at the request of GMAC Mortgage, LLC the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Henrico County Circuit Court, 4301 E Parham Road, Henrico, VA, on 11/18/2011 at 10:00 A.M., the property described in said deed, located at the above address and briefly described as: LOT 15, BLOCK C, SECTION 1, AS SHOWN ON SUBDIVISION PLAT OF ORCHARD GLEN SECTION 1 AND RESUBDIVISION OF A PORTION OF LOT 1, MAPLEWOOD FARM, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 107, PAGE 69. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4097164 11/02/2011, 11/09/2011

TRUSTEE’S SALE OF 103 Federal Street, Sandston, VA 23150. In execution of a certain deed of trust dated June 08, 2009, in the original principal amount of $124,135.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4653 Page 1152, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on December 02, 2011, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, KNOWN BY HOUSE NO. AS NO. 103 FEDERAL STREET, ALSO KNOWN AND DESIGNATED AS LOT NO. 13, BLOCK 1, ON A PLAT ENTITLED REVISED MAP OF A PORTION OF SECTION D, PLAN OF SANDSTON, MADE BY J. TEMPLE WADDILL, CERTIFIED ENGINEER DATED MARCH 25, 1924, AND RECORDED IN PLAT BOOK 12, PAGE 106, CLERK’S OFFICE, HENRICO COUNTY, VIRGINIA, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. BEGINNING AT A POINT ON THE SOUTHERN LINE OF FEDERAL STREET 70 FEET EAST OF THE SOUTHWESTERN INTERSECTION OF FEDERAL STREET AND NAGLEE AVENUE, THENCE EXTENDING EASTWARDLY ALONG THE SOUTHERN LINE OF FEDERAL STREET AND FRONTING THEREON 75 FEET, THENCE BACK SOUTHEASTWARDLY BETWEEN PARALLEL LINES 200 FEET..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 121853 ASAP# 4124587 11/02/2011, 11/09/2011

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VIRGINIA:

IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO

ERNEST AND KELLY NOYCE,Petitioners,In re: step-parent adoption of Nathaniel RJ Gomez, to be known as Nathaniel RJ NoyceCA11-42

ORDER OF PUBLICATIONThe object of this suit is to have Ernest Noyce, step-father of Nathaniel RJ Gomez, adopt said child and have said child’s name changed to Nathaniel RJ Noyce.It appearing from an affidavit that the plaintiff is unable to ascertain the location of the defendant, Robert Gomez, after using due diligence, it is ordered that the defendant appear before this Court on or before December 9, 2011, to protect his interest herein.

Entered: 10/17/2011An Extract Teste:Yvonne G. Smith, Clerk

TRUSTEE SALE 7740 POMEROY COURT, RICHMOND, VA 23228 Henrico County VA1100034148 In execution of a Deed of Trust in the original principal amount of $115,950.00, with an annual interest rate of 6.75% from VIOLA JACKSON & CYNTHIA ANN JACKSON dated 09/29/2005 recorded in the Clerk’s Office of the Circuit Court of Henrico County, VA, in Deed Book 3996, at page 0977 (or Instrument No. 66157), default having occurred in the payment of the Note thereby secured and at the request of DEUTSCHE BANK TRUST COMPANY AMERICAS AS TRUSTEE RALI 2005QS16the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Henrico County Circuit Court, 4301 EParham Road, Henrico, VA, on 11/18/2011 at 10:00 A.M., the property described in said deed, located at the above address and briefly described as: LOT 2, BLOCK L, SECTION 18, SHANNON GREEN, BROOKLAND DISTRICT, HENRICO COUNTY VIRGINIA. ALSO, ALL THE PROPERTY RIGHTS ALLOCABLE TO THE ABOVE PROPERTY AND EASEMENTS OF ENJOYMENT OR OTHERWISE AS PROVIDED IN THE DECLARATION OF COVENATNS, CONDITIONS AND RESTRICTIONS OF SHANNON GREENE TOWNHOUSE ASSOCIATION, AND ITS DECLARATION DATED JULY 1, 1985, RECORDED SEPTEMBER 4, 1985. IN THE AFORESAID CLERK’S OFFICE IN DEED BOOK 1969, PAGE 795, AS AMENDED BY FIRST AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR SHANNON GREEN E TOWNHOUSES, RECORDED IN DEED BOOK 1983, PAGE 143, AND SUPPLEMENTED BY FIRST SUPPLEMENT TO RESTRICTIONS FOR SHANNON GREEN E TOWNHOUSES, RECORDED IN DEED BOOK 1988, PAGE 376, AND A SECOND SUPPLEMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED IN DEED BOOK 2121, PAGE 1566. RIGHTS, EASEMENTS, COVENANTS, RESTRICTIONS RECORDED ON 9/24/1992 IN BOOK 2381 PAGE 1319 & 1320. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 [email protected] ASAP# 4097152 11/02/2011, 11/09/2011

P u b l i c S e r v i c e Announce me nt . The Virginia Fair Housing O f f i c e o f f e r s f r e e i n f o r m a t i v e a n d interactive seminars to consumers and housing providers. Know more about your rights and r e s p o n s i b i l i t i e s b y l e a r n i n g a b o u t T h e Virginia Fair Housing L aws . I f yo u wo u l d like to take part in a s e m i n a r, o r i f y o u would like to organize a seminar for your group or organization, call us at 804 -367- 8530.

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UNITED STATES CUSTOMS AND BORDER PROTECTION- Notice is hereby given as required by 19 USC 1607, and in accordance with 19 CFR 162.45, of the seizure and intent to forfeit and dispose of according to law, the property listed below, seized in Virginia. Any person desiring to claim the property must appear at the Office of the Fines, Penalties and Forfeiture officer, U.S. Customs and Border Protection, 101 East Main Street, Norfolk, Virginia, and file within twenty (20) days from the date of the first publication of the notice, a claim to such property, in default of which the property will be disposed of in accordance with the law.

CASE #2011140400004301; Seized 09/13/2011: DESCRIPTION: $6,425.00 US Currency; LAWS VIOLATED; title 18, United States Code, section 981, 1591 and 1956.

TRUSTEE SALE 1641 FOREST GLENN CIR, CHESTER, VA 23836 Chesterfield County VA1100040889 In execution of a Deed of Trust in the original principal amount of $167,062.00, with an annual interest rate of 6.50% from WILLIE F. FIELDS, JR., dated 08/26/2008 recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, VA, in Deed Book 8459, at page 877 (or Instrument No. 44821), default having occurred in the payment of the Note thereby secured and at the request of GMAC Mortgage, LLC the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, on 11/18/2011 at 12:00 P.M., the property described in said deed, located at the above address and briefly described as: LOT 36, FOREST GLENN, SECTION 1, BERMUDA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4108977 11/02/2011, 11/09/2011

TRUSTEE SALE 4033 DARTON COURT, RICHMOND, VA 23223 Henrico County VA-260372-C In execution of a Deed of Trust in the original principal amount of $163,960.00, with an annual interest rate of 5.63% from KIESHAWN PULLEY, AKA KEISHAWN L. PULLEY dated 03/20/2006 recorded in the Clerk’s Office of the Circuit Court of Henrico County, VA, in Deed Book 4088, at page 0936 (or Instrument No. 200606016319), default having occurred in the payment of the Note thereby secured and at the request of U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR RASC 2006KS4the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Henrico County Circuit Court, 4301 E Parham Road, Henrico, VA, on 11/18/2011 at 10:00 AM., the property described in said deed, located at the above address and briefly described as: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN FAIRFIELD DISTRICT OF HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 9, BLOCK C, SECTION 1. AS SHOWN ON SUBDIVISION PLAT OF ORCHARD GLEN SECTION 1 AND RESUBDIVISION OF A PORTION OF LOT 1, MAPLEWOOD FARM, PREPARED BY E.D. LEWIS & ASSOCIATES’S, P.C.. DATED JUNE 26, 1997, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 107, PAGE 69, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4109643 11/02/2011, 11/09/2011

TRUSTEE’S SALE OF 6409 Golden Rod Court, Richmond, VA 23231. In execution of a certain deed of trust dated November 02, 2006, in the original principal amount of $189,855.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4232 Page 0793, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 18, 2011, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES, THERETO BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, KNOWN AS LOT 48, BLOCK C, SECTION C, DARBYTOWN, MEADOWS, ALL AS SHOWN ON SUBDIVISION PLAT ENTITLED, “DARBYTOWN MEADOWS, SECTION C, PHASE II, VARINA DISTRICT, HENRICO COUNTY, VIRGINIA”, PREPARED BY EDWARDS SURVEYING. INC., DATED SEPTEMBER 7, 1995, A COPY OF WHICH PLAT IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 107 PAGE 30, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 44991 ASAP# 4124505 11/02/2011, 11/09/2011

TRUSTEE’S SALE OF 3433 Eagles Roost Road, Richmond, VA 23223. In execution of a certain deed of trust dated September 30, 2005, in the original principal amount of $205,350.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3981 Page 0426, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 18, 2011, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 33, BLOCK C ON THAT CERTAIN SUBDIVISION PLAT PREPARED BY BAY DESIGN GROUP DATED OCTOBER 2, 2003 ENTITLED “CLERENDON WOODS, SECTION 3” A COPY OF WHICH WAS RECORDED AUGUST 4, 2004 IN PLAT BOOK 118 PAGES 116-122 IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 33662 ASAP# 4124515 11/02/2011, 11/09/2011

VIRGINIA: IN THE CIRCUIT COURT OF HENRICO COUNTYCase No.: CL11-2858

BEATRICE EVANS PRENDEVILLE, Plaintiff,

vs.JOHN VINCENT PRENDEVILLE, JR.,

DefendantORDER OF PUBLICATION

The object of this suit is to obtain a divorce from the bonds of matrimony from the defendant on the grounds of willful desertion and abandonment.It appearing from an affidavit that the Defendant, John Vincent Prendeville, Jr., is not a resident of the Commonwealth of Virginia, it is ordered that the defendant appear before this Court on or before the 19th day of December, 2011, and do what is necessary to protect his interest herein.Entered: 10/19/2011 An Extract Teste: Yvonne G. Smith, Clerk

TRUSTEE’S SALE OF 11104 RED CEDAR TERRACE,

Glen Allen, VA 23060In execution of a Deed of Trust in the original principal amount of $310,200.00, with an annual interest rate of 9.5000% from FREDERICK J. HERRMANN, III AND JACQUELINE N. HERRMANN dated October 25, 2005, recorded among the land records of the Circuit Court for the COUNTY OF HENRICO as Deed Book/Instrument # 4028 AT PAGE 1428, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Henrico located at 4301 E. Parham Road, Richmond, Virginia on November 17, 2011 at 3:30 PM, the property with improvements to wit:LOT 42, BLOCK C, SECTION B, THE CEDARS AT INNSBROOK, AS SHOWN ON THAT CERTAIN PLAN OF SUBDIVISION ENTITLED “THE CEDARS AT INNSBROOK, SECTION B” RECORDED MARCH 20, 1991, IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 93, PAGE 20.AND further described in the above Deed of Trust. (Tax Map No. 749-766-2131)THIS COMMUNICATION IS FROM A DEBT COLLECTOR.TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 11-213944V.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

NOTICE OF TRUSTEE’S SALE

85.1 +/- Acres – Hanover County 14635 Blunts Bridge Rd

Doswell, VA Tax Identification Number 7861-68-7436

In execution of a Deed of Trust in the original principal amount of $480,000 dated March 14, 2008 and recorded at Deed Book 2909, Page 3074 in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia, default having occurred in the payment of the Note thereby secured and at the request of the holder of the Note, the undersigned Substitute Trustee will on November 18, 2011, at 10:10 a.m., offer for sale at public auction to the highest bidder the property described in said Deed of Trust, which property, according to Hanover County records, shares a street address of 14635 Blunts Bridge Rd, Doswell, VA with another property and which property, described in the Deed of Trust:

is described therein as all that certain tract, piece or parcel of land lying in Beaver Dam District of Hanover County, VA, bounded on the north by the lands of the Old Dominion Excelsior Company, on the east by the lands of A.E. Spivey and a branch running between the lands herein conveyed and the remaining lands of the said George Smeeman and on the south and west by the South Anna River, together with a right of way more fully described in such Deed of Trust, such land described in the Deed of Trust as being 75 acres, more or less, but which is shown as 85.1 acres, plus or minus, on a plat dated May 31, 2011 and filed in the Clerk’s Office of the Circuit Court of Hanover County as Instrument No. 20110718000078720 on July 18, 2011 at Plat Book 40, page 297 (Tax Identification Number 7861-68-7436).

The sale will occur at the property at 14635 Blunts Bridge Rd, Doswell, VA 23047.

Terms: A deposit of $15,000 or 10% of purchase price, whichever is lower, by cash, cashier’s check or certified check shall be required of any bidder, other than the Noteholder, prior to the sale. Closing within fifteen (15) days of sale. Time is of the essence. Deposits, without interest, will be applied to the purchase price at settlement or returned to the unsuccessful bidder, as applicable. The balance of the purchase price will be due by certified check or by immediately available funds at settlement. Upon purchaser’s default, the deposit shall be forfeited and the property shall be resold at the risk and costs of the defaulting purchaser. Purchaser to pay all closing costs. Sale subject to Seller confirmation. Additional terms will be announced at the time of the sale. The purchaser shall be required to sign a Memorandum of Sale incorporating all the terms of the sale.

ROBERT F. MOORMAN SUBSTITUTE TRUSTEEFOR INFORMATION CONTACT:Robert F. Moorman, 1427-A West Main Street, Richmond, VA 23220Telephone: (804) 938-5144

Ad Dates:October 26, 2011November 2, 2011November 9, 2011

November 16, 2011

TRUSTEE’S SALE OF4707 MASON WOODS COURT,

Richmond, VA 23234

In execution of a Deed of Trust in the original principal amount of $113,700.00, with an annual interest rate of 4.8750% from DEBORAH A. PALMER dated March 19, 2009, recorded among the land records of the Circuit Court for the COUNTY OF CHESTERFIELD as Deed Book/ Instrument #8642 AT PAGE 0706, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Chesterfield located at 9500 Court House Road, Chesterfield, Virginia on November 10, 2011 at 1:00 PM, the property with improvements to wit:

LOT 1, BLOCK B, SECTION A, MASON WOODS, AS SHOWN ON A PLAT RECORDED OCTOBER 30, 1985, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 51, PAGES 37 AND 38.

AND further described in the above Deed of Trust. (Tax Map No. 778677968400000)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder’s deposit of $11,300.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 11-220484D.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

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TRUSTEE’S SALE OF14635 BLUNTS BRIDGE ROAD

Doswell, Virginia(Containing 12.86 acres, more or less, with improvements)

Tax Identification Number 7861-88-3038

Pursuant to the terms of a deed of trust dated July 9, 2009, in the original principal amount of $662,000.00, recorded in the Clerk’s Office, Circuit Court for the County of Hanover, Virginia, as Instrument Number 20090714000117030, the property briefly described below will be offered for sale at public auction.

Parcel 2 containing 12.86 acres, more or less, on that certain plat entitled “Plat of two parcels of land located on the Northern Side of South Anna River and the Western Line of Blunts Bridge Road in South Anna District”, as the same is duly dedicated, platted and recorded in Plat Book 37 at page 425, among the land records for the County of Hanover, Virginia, as more particularly described in the referenced Deed of Trust, (the “Property”). Tax Identification Number 7861-88-3038 The sale will take place on November 18, 2011 at 10:00 a.m. at the property address, 14635 Blunts Bridge Road, Doswell, Virginia 23047.

Terms: A deposit in the form of cash, cashier’s check or certified check in the amount of $30,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder, other than the Noteholder, at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to Seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.

F & M Services, L.C., Substitute Trustees

FOR INFORMATION CONTACT:Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive, Ste. 125, Richmond, Virginia 23229, Telephone: (804) 288-0088Ref# 231127

Ad dates:October 26, 2011November 2, 2011November 9, 2011November 16, 2011

TRUSTEE SALE 7525 BELMONT ROAD, CHESTERFIELD, VA 23832 Chesterfield County VA-254506-C In execution of a Deed of Trust in the original principal amount of $275,452.50, with an annual interest rate of 9.63% from HAMPTON WHITE III dated 05/23/2006 recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, VA, in Deed Book 7135, at page 456 (or Instrument No. 36841), default having occurred in the payment of the Note thereby secured and at the request of U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR RASC 2006KS6 the holder of said Note, the undersigned Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, on 11/18/2011 at 12:00 P.M., the property described in said deed, located at the above address and briefly described as: LOT 7, BLOCK C, SECTION A, LAND-O-PINES SUBDIVISION, COUNTY OF CHESTERFIELD VIRGINIA. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale. Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold “AS IS”. The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate. The purchaser at the sale will be required to pay all closing costs except the Grantor’s recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder. Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 3900 Westerre Parkway, Ste 300 Richmond, VA 23233 (888)368-3686 ETS. VA@gmacrescap. com ASAP# 4104597 10/26/2011, 11/02/2011

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TRUSTEE’S SALE OF 12100 STRATFORD GLEN DRIVE,

Richmond, VA 23233In execution of a Deed of Trust in the original principal amount of $308,000.00, with an annual interest rate of 5.8750% from LARRY R. COHEN AND NANCY P. COHEN dated April 24, 2003, recorded among the land records of the Circuit Court for the COUNTY OF HENRICO as Deed Book/Instrument # 3437 at page 1738, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Henrico located at 4301 E. Parham Road, Richmond, Virginia on November 10, 2011 at 3:30 PM, the property with improvements to wit:LOT 16, BLOCK A, OF STRATFORD GLEN AT WELLESLEY AS SHOWN AND DESIGNATED ON THE SUBDIVISION PLAT ENTITLED “STRATFORD GLEN AT WELLESLEY” DATED MAY 25, 1988, PREPARED BY YOUNGBLOOD, TYLER & ASSOCIATES, RECORDED IN THE CLERKS OFFICE OF THE CIRCUIT COURT OF THE COUNTY OF HENRICO, VIRGINIA, DATED JULY 27, 1988, IN PLAT BOOK 87, AT PAGE 69.AND further described in the above Deed of Trust. (Tax Map No. 738-759-3377)THIS COMMUNICATION IS FROM A DEBT COLLECTOR.TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 11-215127D.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE OF 10703 KRISERIN CIRCLE,

Chester, VA 23831In execution of a Deed of Trust in the original principal amount of $280,000.00, with an annual interest rate of 2.0000% from LURENE P. ADAMS AND ERROL O. ADAMS dated April 29, 2005, recorded among the land records of the Circuit Court for the COUNTY OF CHESTERFIELD as Deed Book/Instrument # 6361 AT PAGE 720, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Chesterfield located at 9500 Court House Road, Chesterfield, Virginia on November 3, 2011 at 1:00 PM, the property with improvements to wit:LOT #32 PLAT OF “WELLINGTON FARMS”, SECTION “B” DATED JULY 19, 1993 MADE BY BENGSTON, DEBELL & ELKIN, LTD., AND RECORDED DECEMBER 8, 1993 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 82, PAGES 88 THROUGH 90.AND further described in the above Deed of Trust. (Tax Map No. 783658259200000)THIS COMMUNICATION IS FROM A DEBT COLLECTOR.TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 11-220482D.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE1127 N. 33rd Street, Richmond, VA 23223

Parcel ID E0000877034

Pursuant to the terms of a deed of trust dated October 25, 2005, in the original principal amount of $119,050.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 050037699, the property briefly described below will be offered for sale at public auction:

Lot 3, as shown on the plat of Church Hill Partnership, Phase 3, recorded in the aforesaid Clerk’s Office in Plat Book 97, Page 60, and as more particularly described in the referenced deed of trust.

The sale will take place on NOVEMBER 9, 2011 at 2:45 P.M., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA.

The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.

Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1127430).

TRUSTEE’S SALE OF 4930 Claybon Lane, Chester, VA 23831. In execution of a certain deed of trust dated February 05, 2007, in the original principal amount of $360,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7620 Page 0958, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 18, 2011, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CHESTERFIELD, VIRGINIA, SHOWN AND DESIGNATED AS LOT 4, SECTION 3, ON A SUBDIVISION PLAT MADE BY TIMMONS, ENGINEERS, SURVEYORS, LANDSCAPE ARCHITECTS, ETC., SAID PLAT OF STONEY GLEN SOUTH, DATED NOVEMBER 20, 2002, RECORDED APRIL 18, 2003, IN THE CLERK’S OFFICEM CIRUIT COURT OF CHESTERFIELD, VIRGINIA, IN PLAT BOOK 133, PAGE 46, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY CONVEYED HEREIN..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 114054 ASAP# 4117180 10/26/2011, 11/02/2011

TRUSTEE’S SALE OF 7012 ASPEN VIEW DRIVE,

Richmond, VA 23228In execution of a Deed of Trust in the original principal amount of $215,712.00, with an annual interest rate of 6.2500% from JOHN P. CANDO dated September 29, 2006, recorded among the land records of the Circuit Court for the COUNTY OF HENRICO as Deed Book/Instrument #4211 AT PAGE 0782, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Henrico located at 4301 E. Parham Road, Richmond, Virginia on November 10, 2011 at 3:30 PM, the property with improvements to wit:LOT 4, BLOCK B, AS SHOWN ON THE PLAN OF “GLENSIDE WOODS, SECTION 1, BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA”, RECORDED APRIL 24, 2006 IN THE CLERK’S OFFICE , CIRCUIT COURT , HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 122 PAGES 60-66.AND further described in the above Deed of Trust. (Tax Map No. 771-748-6274)THIS COMMUNICATION IS FROM A DEBT COLLECTOR.TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 10-198292D.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE OF 514 PARK AVENUE, Richmond, VA 23223

In execution of a Deed of Trust in the original principal amount of $135,304.00, with an annual interest rate of 6.5000% from TONYA A. WHITLOCK-ROBINSON dated October 31, 2006, recorded among the land records of the Circuit Court for the COUNTY OF HENRICO as Deed Book/Instrument # 4229 PAGE 0624, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Henrico located at 4301 E. Parham Road, Richmond, Virginia on November 17, 2011 at 3:30 PM, the property with improvements to wit:LOT NO. 37 AND LOT NO. 38, OF SECTION “C” ON THE PLAN OF GLEN ECHO, RECORDED IN PLAT BOOK 8, PAGE 76 1/2 AND FRONTING EIGHTY FEET ON THE WESTERN LINE OF PARK AVENUE, AND BEGINNING 280 FEET FROM THE SOUTHERN LINE OF HIGH MEADOW STREET AND EXTENDING SOUTHWARDLY ALONG THE WESTERN LINE OF PARK AVENUE, THENCE EXTENDING BACK, BETWEEN PARALLEL LINES, 140 FEET TO A 20 FOOT ALLEY.AND further described in the above Deed of Trust. (Tax Map No. 805-723-9285)THIS COMMUNICATION IS FROM A DEBT COLLECTOR.TERMS OF SALE: ALL CASH. A bidder’s deposit of $13,500.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 11-216901V.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE OF 1549 Sandgate Road, Midlothian, VA 23113. In execution of a certain deed of trust dated December 16, 2005, in the original principal amount of $160,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6849 Page 360, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 18, 2011, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALLT HAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 10, BLOCK J, SECTION A, OLDE COACH VILLAGE, AS SHOWN ON SUBDIVISION PLAT BY J.K. TIMMONS & ASSOCIATES, DATED DECEMBER 12, 1968, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 16, PAGE 95, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 136891 ASAP# 4124791 11/02/2011, 11/09/2011

TRUSTEE’S SALE OF 4300 Ohl Street, Richmond, VA 23231. In execution of a certain deed of trust dated August 10, 2009, in the original principal amount of $144,993.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4684 Page 0677, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on November 18, 2011, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, KNOWN AS LOT NO. 12, 13, 14, 15, IN BLOCK NO. 14, IN SECTION OF THE PLAN OF LARCHMONT, MADE BY J. TEMPLE WADDILL, AND DATED MAY 16, 1925, WHICH IS DULY RECORDED IN PLAT BOOK 13, PAGE 45, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, TO WHICH PLAT REFERENCE ISHEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 135255 ASAP# 4124586 11/02/2011, 11/09/2011

VIRGINIA:

IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO

ERNEST AND KELLY NOYCE,Petitioners,In re: step-parent adoption of Joshua Logan Gomez, to be known as Joshua Logan NoyceCA11-41

ORDER OF PUBLICATIONThe object of this suit is to have Ernest Noyce, step-father of Joshua Logan Gomez, adopt said child and have said child’s name changed to Joshua Logan Noyce.It appearing from an affidavit that the plaintiff is unable to ascertain the location of the defendant, Robert Gomez, after using due diligence, it is ordered that the defendant appear before this Court on or before December 9, 2011, to protect his interest herein.

Entered: 10/17/2011An Extract Teste:Yvonne G. Smith, Clerk

VIRGINIA:

IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO

ERNEST AND KELLY NOYCE,Petitioners,In re: step-parent adoption of Zachary Aaron Gomez, to be known as Zachary Aaron NoyceCA11-43

ORDER OF PUBLICATIONThe object of this suit is to have Ernest Noyce, step-father of Zachary Aaron Gomez, adopt said child and have said child’s name changed to Zachary Aaron Noyce.It appearing from an affidavit that the plaintiff is unable to ascertain the location of the defendant, Robert Gomez, after using due diligence, it is ordered that the defendant appear before this Court on or before December 9, 2011, to protect his interest herein.

Entered: 10/17/2011An Extract Teste:Yvonne G. Smith, Clerk

SOLE ACTING TRUSTEE’S SALE3124 BARTON AVENUE,

RICHMOND

In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the deed of Trust, Sole Acting Trustee will offer for sale at public auction on November 17, 2011, at 11:00 a.m. front entrance of City of Richmond Circuit Court, 400 North 9th Street, Richmond, Virginia, the property known as 3124 Barton Avenue, Richmond, Va. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.FOR INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804) 784-7182.

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

Public Service Announcement. The Virginia Fair Housing Office offers free informative and interactive seminars to consumers and housing providers. Know more about your rights and responsibilities by learning about The Virginia Fair Housing Laws. If you would like to take part in a seminar, or if you would like to organize a seminar for your group or organization, call us at 804-367-8530.

DiScLAimEr: Style Weekly accepts various forms of adult advertising. We make every effort to ensure all advertisers are legitimate businesses and are not engaging in illegal activities. We follow strict standards of acceptability and we reserve the right to refuse any ad. Questions or comments can be directed to (804) 358-0825 ext 326 or e-mail [email protected]

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TRUSTEE’S SALE OF1707 QUEEN ELIZABETH AVENUE,

Richmond, VA 23236

In execution of a Deed of Trust in the original principal amount of $66,411.00, with an annual interest rate of 5.0000% from THOMAS P. SOLOMON, SR. AND PATRICIA D. SOLOMON dated March 2, 1995, recorded among the land records of the Circuit Court for the COUNTY OF CHESTERFIELD as Deed Book/Instrument #2663 AT PAGE 100, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Chesterfield located at 9500 Court House Road, Chesterfield, Virginia n November 17, 2011 at 1:00 PM, the property with improvements to wit:

LOT 34, IN BLOCK C, AS SHOWN ON THAT CERTAIN PLAT ENTITLED “RUNNYMEDE, SECTION ‘A’, CLOVERHILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DULY OF RECORD IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 20, PAGES 73-76.

AND further described in the above Deed of Trust. (Tax Map No. 747695750500000)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder’s deposit of $6,600.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: FHA. Trustee’s File No. 11-211733V.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE OF 3123 Alvis Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated April 16, 2004, in the original principal amount of $77,100.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 040012625, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 18, 2011, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS 3123 ALVIS AVENUE, RICHMOND, VIRGINIA, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY MADE BY FRANK F. POTTS, JR. AND ASSOCIATES, REGISTERED LAND SURVEYOR, DATED OCTOBER 13, 1981, WHICH WAS RECORDED WITH THE DEED RECORDED IN DEED BOOK 788, PAGE 1125, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL ESTATE HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 115169 ASAP# 4116284 10/26/2011, 11/02/2011

TRUSTEE’S SALE OF 926 Hill Top Drive, Richmond, VA 23225-4416. In execution of a certain deed of trust dated February 05, 2009, in the original principal amount of $119,352.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 090002801, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 18, 2011, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS NOW OR HEREAFTER THEREON AND ALL RIGHTS, PRIVILEGES AND APPURTENANCES THEREUNTO BELONGING LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY IN CHESTERFIELD COUNTY), VIRGINIA, KNOWN AND DESIGNATED AS LOT 1, IN BLOCK D, ON THE PLAT OF SUBDIVISION A OF FOREST VIEW, MADE BY W.W. LAPRADE AND BROS., SURVEYORS, DATED JULY 24, 1925, A MAP OF HICH IS RECORDED IN CLERK’S OFFICE OF THE CIRCUIT COURT FOR CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 4, PAGE 57. KNOWN AND NUMBERED AS 926 HILL TOP DR..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 136160 ASAP# 4124916 11/02/2011, 11/09/2011

TRUSTEE’S SALE OF 701 Rebel Ridge Road, Colonial Heights, VA 23834. In execution of a certain deed of trust dated May 22, 2009, in the original principal amount of $347,964.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8825 Page 0670, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 18, 2011, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATE, LYING AND BEING IN BERMUDA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND BEING KNOWN, NUMBERED AND DESIGNATED AS LOT 18 (ERRONEOUSLY DESCRIBED AS LOT 16 IN DEED RECORDED AS INSTRUMENT # 59679 AND DEED OF TRUST RECORDED AS INSTRUMENT # 037838 IN THE CLERK’S OFFICE OF CHESTERFIELD COUNTY, VIRGINIA), BLOCK J, SECTION 4, WALTHALLMILL, A SUBDIVISION OF SAID COUNTY AS SHOWN ON A PLAT OR PLAN THEREOF DULY OF RECORD IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF SAID COUNTY IN PLAT BOOK 36, PAGES 73, 74 AND 75..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 129178 ASAP# 4124921 11/02/2011, 11/09/2011

TRUSTEE’S SALE OF 609 West Cary Street, Richmond, VA 23220. In execution of a certain deed of trust dated January 17, 2007, in the original principal amount of $484,800.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070002538, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on November 18, 2011, at 11:05 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, WITH IMPROVEMENTS THEREON, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, ON THE SOUTH SIDE OF CARY STREET, BETWEEN BELVIDERE AND PINE STREET, BEGINNING THEREON AT A POINT ABOUT ONE HUNDRED AND FIFTEEN FEET SIX AND 3/4 INCHES WEST OF THE WESTERN LINE OF BELVIDERE STREET AS SHOWN BY A PLAT MADE BY T. CRAWFORD REDD AND BRO. ON THE 15TH DAY OF DECEMBER 1990, AND FILED WITH PAPERS IN THE SUIT OF CHARLES D. GLENN VS W. PERCY GLENN AND ALS (COPY RECORDED IN DEED BOOK 169A, PAGE 445), THENCE SOUTHWARDLY AT RIGHT ANGLES TO CARY STREET ONE HUNDRED AND TWENTY-SEVEN FEET, MORE OR LESS TO THE NORTHERN LINE OF AN ALLEY IN COMMON FIFTEEN FEET WIDE, AND THENCE AT RIGHT ANGLES WESTWARDLY ALONG THE NORTHERN LINE OF THE SAID ALLEY FORTY-SIX FEET THREE AND ONE-HALF INCHES, THENCE AT RIGHT ANGLES SOUTHWARDLY ALONG THE WESTERN LINE OF AN ALLEY ELEVEN AND ONE-HALF FEET WIDE, EIGHTY FEET NINE INCHES, MORE OR LESS, THENCE AT RIGHT ANGLES WESTWARDLY ELEVEN FEET TWO INCHES, THENCE AT RIGHT ANGLE NORTHWARDLY TWO HUNDRED AND NINE FEET INCHES, MORE OR LESS TO THE SOUTHERN LINE OF CARY STREET, THENCE ALONG THE SOUTHERN LINE OF CARY STREET FIFTY SEVEN FEET NINE INCHES, MORE OR LESS, TO THE POINT OF BEGINNING. LESS AND EXCEPT THAT PARCEL OF LAND SHOWN AS “PARCEL B” ON A PLAT OF SURVEY MADE BY A.G. HAROCOPOS & ASSOC, P.C., DATED APRIL 11, 1985 RECORDED IN DEED BOOK 38, PAGE 576, CONVEYED BY DEED BY AND BETWEEN THE SIEWERS FAMILY PARTNERSHIP AND J.W. HARMAN, JR., AND THOMAS M. HINNANT, DATED APRIL 23, 1985 IN DEED BOOK 38, PAGE 574..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 137049 ASAP# 4116274 10/26/2011, 11/02/2011

TRUSTEE’S SALE OF 3101 GARLAND AVENUE,

Richmond, VA 23222

In execution of a Deed of Trust in the original principal amount of $198,200.00, with an annual interest rate of 6.3750% from DIANE S. HADEN AND JOSEPH HADEN, SR. dated October 29, 2007, recorded among the land records of the Circuit Court for the CITY OF RICHMOND as Deed Book/Instrument #070037260, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the City of Richmond located at 400 North 9th Street, Richmond, Virginia on November 17, 2011 at 2:15 PM, the property with improvements to wit:

LOTS 19 AND 20, IN BLOCK 17 ON THE PLAT OF BROOKLAND PARK, PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 6, AT PAGE 87, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE EASTERN LINE OF GARLAND AVENUE WITH THE NORTHERN LINE OF CRAWFORD STREET, THENCE RUNNING NORTHWARDLY ALONG AND FRONTING ON THE EASTERN LINE OF GARLAND AVENUES 70 FEET, AND FROM SUCH FRONT EXTENDING BACK EASTWARDLY BETWEEN THE NORTHERN LINE OF CRAWFORD STREET AND THE LINE PARALLEL THEREWITH, 135 FEET TO AN ALLEY.

AND further described in the above Deed of Trust. (Tax Map No. N000-1039-017)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 10-179024D.

PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

TRUSTEE’S SALE OF REAL ESTATE located at 2724 Griffin Avenue,

Richmond, Virginia In execution of the Deed of Trust from CLEVE L. BONNER dated January 15, 2009, in the Original Principal Amount of $128,303.00, and recorded in Deed Book Inst. 090000818, Page 412, in the Clerk’s Office of the Circuit Court for the City of Richmond, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the City of Richmond on November 17, 2011, at 11:30 a.m., the property described as All that certain lot, piece or parcel of land, as shown on Survey made by Robert K. Thomas and Associates, dated January 16, 1998 and attached to deed recorded as Deed No. 98-2539 in the aforesaid Clerk’s Office, City of Richmond, Virginia, known as 2724 Griffin Avenue, Richmond, Virginia. Tax ID: N0000637001TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $12,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.DATED: October 21, 2011 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s)11-258BF (72.92)For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608(757) 877-0255 between 9:00 - 10:30 a.m. only

Trustee’s Sale8221 Skirmish Lane, Mechanicsville,

Virginia 23111(Tax ID No. 8725-74-0424)

Default having been made in the terms of a certain Deed of Trust dated February 23, 2007, in the original principal amount of $165,600.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia in Deed Book 2848, Page 0125, the undersigned Substitute Trustees, will sell at public auction on November 16, 2011, at 8:45 a.m., in front of the building housing the Hanover County Circuit Court, Hanover Courthouse, 7507 Library Drive, Hanover, VA, the property designated as Lot 1, Block K, Section A-2, of Battlefield Green, as shown on plat entitled “Resubdivision of Lot 66, Block L, Section A-4 and Lot 1, Block K, Section A-2, Battlefield Green” dated September 25, 1991 and recorded November 27, 1991, in the aforesaid Clerk’s Office, in Subdivision Plat Book 7, Page 102.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $16,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92300, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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Trustee’s Sale3808 Brook Road, Richmond, Virginia

23227(Tax ID No. N0001897004)

Default having been made in the terms of a certain Deed of Trust dated June 16, 2006, in the original principal amount of $168,800.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 060020348, the undersigned Substitute Trustees, will sell at public auction on November 16, 2011, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot No. 14, in Block A, on the plat of Brookdale, recorded in Plat Book 9, page 4, in the Clerk’s Office of Henrico County Circuit Court, and as further described in the aforesaid Deed of Trust.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $16,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 93767, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale8419 Den Bark Drive, Richmond, Virginia

23235(Tax ID No. 757695733800000)

Default having been made in the terms of a certain Deed of Trust dated November 9, 2004, in the original principal amount of $147,050.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 6054 at page 962, the undersigned Substitute Trustees, will sell at public auction on November 30, 2011, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 5, BLOCK E, SECTION 1, FOXBERRY, on subdivision plat recorded in the aforesaid Clerk’s Office in Plat Book 45, Pages 47, 48, 49.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 94075, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale4608 East Run Court, Richmond, Virginia

23234(Tax ID No. 780679011400000)

Default having been made in the terms of a certain Deed of Trust dated August 24, 2005, in the original principal amount of $123,301.33 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 6741, Page 217, the undersigned Substitute Trustees, will sell at public auction on November 30, 2011, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated Lot 55, Block D, Section C, Mason Woods Subdivision, as shown on a plat dated April 28, 1986, and recorded July 16, 1986, in Plat Book 53 at page 62.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. The property will be sold subject to the right of redemption of the Internal Revenue Service. TERMS: CASH. A deposit of $12,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 90521, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 4425 Old Fox Trail, Midlothian, VA 23112. In execution of a certain deed of trust dated September 26, 2005, in the original principal amount of $190,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6675 Page 0354, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on November 18, 2011, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 13, BLOCK B, OLD FOX TRAIL, AS SHOWN ON PLAT OF SUBDIVISION ENTITLED” OLD FOX TRAIL”, MADE BY J.K. TIMMONS & ASSOCIATES, INC., CONSULTING ENGINEERS, DATED JULY 24, 1974, RECORDED JULY 29, 1974, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 22, PAGES 65 AND 66, AND REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY. BEING THE SAME REAL ESTATE CONVEYED TO HERBERT S. EPSTEIN AND MARY F. EPSTEIN, HUSBAND AND WIFE, AS TENANTS BY THE ENTIRETY WITH THE RIGHT OF SURVIVORSHIP AS AT COMMON LAW, BY DEED FROM MARY K. RILEY, DATED APRIL 26, 2004, RECORDED MAY 3, 2004, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 5719, PAGE 373..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703)548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 136588 ASAP# 4124788 11/02/2011, 11/09/2011

Trustee’s Sale8247 Bell Creek Road, Mechanicsville,

Virginia 23111(Tax ID No. 8715-34-9905)

Default having been made in the terms of a certain Deed of Trust dated September 21, 2007, in the original principal amount of $137,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia in Deed Book 2893, Page 1021, the undersigned Substitute Trustees, will sell at public auction on November 16, 2011, at 8:45 a.m., in front of the building housing the Hanover County Circuit Court, Hanover Courthouse, 7507 Library Drive, Hanover, VA, the property designated as containing 0.73 acres, more or less, lying and being in Hanover County, Virginia, with improvements thereon, all as shown on plat of survey dated April 8, 1961 and recorded May 31, 1974, in Deed Book 207, Page 542.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $13,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 93438, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

SOLE ACTING TRUSTEE’S SALE2500 WRIGHT AVENUE,

RICHMOND

In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the deed of Trust, Sole Acting Trustee will offer for sale at public auction on November 17, 2011, at 11:05 a.m. front entrance of City of Richmond Circuit Court, 400 North 9th Street, Richmond, Virginia, the property known as 2500 Wright Avenue, Richmond, Va. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.FOR INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804) 784-7182.

TRUSTEE’S SALE OF 8354 ELLERSON DRIVE, Mechanicsville, VA 23111

In execution of a Deed of Trust in the original principal amount of $282,150.00, with an annual interest rate of 6.7500% from CHRISTIAN P. GRIFFITH AND GRETCHEN GRIFFITH dated August 15, 2008, recorded among the land records of the Circuit Court for the COUNTY OF HANOVER as Deed Book/Instrument # 2924 AT PAGE 1252, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Hanover located at 7507 Library Drive, Hanover, Virginia on November 17, 2011 at 4:45 PM, the property with improvements to wit:LOT 1, IN BLOCK A. THOMAS ESTATES ON SUBDIVISION PLAT ENTITLED, THOMAS ESTATES, CHICKAHOMINY DISTRICT, HANOVER COUNTY, VIRGINIA”, RECORDED FEBRUARY 15, 1994, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HANOVER COUNTY, VIRGINIA, IN PLAT BOOK 7, PAGE 290.AND further described in the above Deed of Trust. (Tax Map No. 8704-38-8910)THIS COMMUNICATION IS FROM A DEBT COLLECTOR.TERMS OF SALE: ALL CASH. A bidder’s deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier’s check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee’s File No. 11-220367D.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O Shapiro & Burson, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, VA 23462 (757) 687-8777

SOLE ACTING TRUSTEE’S SALE2905 LAWSON STREET,

RICHMOND

In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the deed of Trust, Sole Acting Trustee will offer for sale at public auction on November 17, 2011, at 11:10 a.m. front entrance of City of Richmond Circuit Court, 400 North 9th Street, Richmond, Virginia, the property known as 2905 Lawson Street, Richmond, Va. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.FOR INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804) 784-7182.