Trust and Custody Services

Tailored solutions to meet your specific needs.

BMO Trust and Custody ServicesAs an integral part of BMO Global Asset Management, BMO Trust and Custody Services is dedicated to exclusively services the unique needs of institutional clients, including corporations, Taft-Hartley funds, employee benefit plans, insurance companies, endowments and foundations and public funds.

“Every single day, our experienced professionals strive to deliver on our promise: providing an unsurpassed commitment to service excellence backed by proven technology.”

The most important thing we deliver is time.

Our trust and custody professionals are devoted to helping you navigate the often-complex demands of safekeeping the assets of your organization. Experience and knowledge allows us to anticipate and quickly respond to your legal, accounting and administrative needs. We focus on the little things so you have time to concentrate on your priorities.

Creating value is the basis of what we do every day. That’s why we are dedicated to service excellence — making a commitment to forge a long-term partnership with you, your team and your entire organization. We deliver on that commitment by:

• Focusing on the quality of our relationship with you, not the size of the engagement.

• Crafting custom-tailored solutions that reflect the unique needs and requirements of both you and your organization.

• Offering a comprehensive suite of value-added products, services and tools — including proven technology — to help you effectively manage and safeguard the assets of your organization.

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10 years of average relationship tenure

Experience Proven technology Service

Quality focused:our client-centric

approach

Our commitment to forming long-term partnerships with our clients is driven by service excellence including accountability and reliability, delivered by a team of experienced professionals.

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Custom-tailored trust and custody solutions

We combine our client-centric approach with proven processing technology — along with a commitment to client service — to provide a full range of trust and custody solutions. We believe in customizing our services to meet your specific needs.

Sophisticated solutions… and an extensive suite of services.

Core trust and custody services

Trustee for held-away assets

Specialized reporting

Securities lending

• Fiduciary and trustee support

• Domestic and global assets

• Benefit payments

• Recordkeeping offered through a collaborative partnership

• Administration of alternative assets, including:- private equity- hedge funds- collective trust

• Shadow accounting

• Daily transaction file processing

• Master trust accounts and unitized accounting

• Performance measurement

• Audit support

• Corporate action processing

• Superior utilization rates

• Customized lending programs

• Financial strength

Trustee• Directed capacity• Master trust• Unitized fund options• Trustee for held-away assets

Custody of assets• Domestic and global• Shadow accounting• Complex assets administration• Intra-day sweep• Proxy services and foreign tax reclamation

Benefit payments• ACH and check preparation• Tax reporting• Online access for maintenance and inquiry

Financial reporting• Certified annual reports• Trade date and settlement date• Accrual and tax accounting• Flexible statement formats• Customized rollups• Government disclosures

Online tools• 24 x 7 access• Real time transaction processing• User-defined viewing parameters• Download capabilities• Access 13 months of financial statements

Compliance• SSAE 16 reports• Custom asset/transaction reports• Trust statements — GAAP• Government reporting forms 500/5330/990-T

Audit support• Dedicated service team• Standard audit package• Custom reports per audit/client requests

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Securities lending

Available to institutional clients with portfolios in excess of $100 million, securities lending provides institutional clients with the potential to enhance market returns on securities held in their portfolios. We will also customize your cash collateral investment guidelines so that they reflect the risk tolerances of your organization.

Tools to add value

When it comes to safekeeping assets, no two clients are alike. There are nuances unique to every situation, making flexibility a key attribute in a trust and custody provider.

BMO Trust and Custody Services offers a wide range of performance-enhancing tools that, when appropriate, can help you secure, manage and grow those assets. These opportunities include:

• Cash management to maximize the working power of all your assets. We have decades of experience managing our clients’ cash exposure with consistently excellent results. Our platform allows daily sweeps into the money market vehicle of your choice.

• Portfolio advisory services that provide active fund management through BMO Asset Management Corp. Additionally, BMO can oversee outside investment managers and monitor their performance while serving as your fund manager.

• Performance measurement reporting, including reliable, auditable market valuations for your account at your required frequency, whether daily, monthly or quarterly. Our customizable performance reporting includes a broad choice of benchmark options, such as asset, sector, industry or security reporting levels, multi-period performance, and various roll-up alternatives.

• Defined contribution recordkeeping through a collaborative partnership. By teaming with a best-in-class recordkeeper, BMO Global Asset Management can offer award-winning retirement plan services to 401(k) plans, including those with Individually Directed Accounts (IDAs). BMO Trust and Custody Services’ professionals will work cooperatively to exceed the expectations of plan administrators and deliver better outcomes to plan participants.

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Believing in the power of partnership

Each relationship management team — led by the relationship manager and relationship coordinator — is built to meet the needs of a specific client. These carefully constructed teams bring together some of BMO Global Asset Management’s most talented and experienced professionals.

This team-driven approach, along with our client-centric service model, provides our clients with the ability to meet their challenges and overcome any regulatory changes.

Who we are

The talented professionals who make up BMO Trust and Custody Services deliver world-class client service from experienced, specialized relationship management teams, each lead by a manager with more than 20 years of industry expertise.

Having offered trust services since 1924, we now oversee more than $85 billion in assets under administration for more than 850 institutional clients. In addition, we serve more than 65 trust outsourcing clients with $72 billion in assets as of December 31, 2015.

Choose a custodian or trustee to help you secure, manage and grow your vital assets

We invite you to examine our products and services, review our track record and credentials, and question our trust and custody professionals.

We’re confident that you’ll be impressed by the experience and expertise of our people, the sophistication of our solutions and the commitment to service we all share at BMO Trust and Custody Services.

We’re here to put world-class custody capabilities at your fingertips.

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ClientRelationship manager

Relationship coordinator

Transition team

Payment specialist

Trade coordinator

Tax analyst

Legal team

Financial reporting specialist

Assets under administration are as of 12/31/2015.BMO Trust and Custody Services is a part of BMO Global Asset Management and a division of the BMO Harris Bank N.A., offering products and services through various affiliates of BMO Financial Group.BMO Global Asset Management is the brand name for various affiliated entities of BMO Financial Group that provide investment management and trust and custody services. Certain of the products and services offered under the brand name BMO Global Asset Management are designed specifically for various categories of investors in a number of different countries and regions and may not be available to all investors. Those products and services are only offered to such investors in those countries and regions in accordance with applicable laws and regulations. BMO Financial Group is a service mark of Bank of Montreal (BMO).Investment products are: NOT FDIC INSURED — NO BANK GUARANTEE — MAY LOSE VALUE.© 2016 BMO Financial Corp. (4954325, 9/16)

855-421-4993

bmotrustandcustodyservices.com

bmo-global-asset-management

trustandcustody.services@bmo.com

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