T Tony Charles

tonycharlest@yahoo.co.inNo 212, Srinidhi, Mobile : +91

9789978330 3rd Main, 6th B Cross, Vijaya bank layout +91 7760848344Bannerghatta Road, Bangalore – 560076Karnataka, India OBJECTIVE

Aspiring for a challenging opportunity that enables to utilize my experience, skill to bring out creative and innovative ideas for the development of company and myself.

SSUMMARYUMMARY

8+ years of experience in T24 banking product in development, Temenos. Expertise in Financial Accounting, TDGL Accounting, Financial Reporting,

Arrangement Architecture (AA), Retail Banking, Interest & Charge, Singapore compliance ACUDBU functionality, Integration Framework, Account Statement, Multi Company/Multi Book and Statement Entry related core Enquiries.

One month support to North Shore Credit Union, Canada for outage of AA internal suspense accounts and one month implementation & support for Hypo Group Alpe Adria, Bosnia for Interest suspension of Arrangement Account.

Development a project in London Temenos office for 3 months under the supervision of Strategic team.

EEXPERIENCEXPERIENCE H HIGHLIGHTSIGHLIGHTS

Organization Temenos India Pvt Ltd., Chennai Duration From October 2007 to till dateDesignation Technical Lead – Product Development

TTECHNICALECHNICAL SSKILLSKILLS

Programming Languages

Infobasic

Database JBase 4.0/4.1/5.0Globus Releases G13 – R16

Compiler TAFJ, TAFC

ACHIEVEMENTS

Awarded GEM for Account Statement project for 4th quarter 2009 with following citation

For working together as a team in one of the most difficult changes done in account statement processing. The account statement processing had a lot of issues for value dated systems and about 20-30 issues were found by different banks in this process. Being new to the module and this area, Tony not only fixed the client reported issues but also contributed difficult scenarios to the test plan. The client enhancement was released without any issues to two banks. These scenarios are now being added to the testbase

Awarded GEM for Statement enquiry project for 4th quarter 2011 with following citation

Tony Charles is a person who has been with BFW team for 3+ years. He is a silent performer. Noted amongst his achievements during this quarter are the effort he has taken to drive one of R12's major enhancement, fine tuning of statement entry processing. He has owned up the task of improving the performance of statement enquiry end to end with minimal assistance from the team seniors. He has put extra efforts to work out a solution for the same. His job is commendable and hence he has been awarded the Gem for this quarter

Awarded Team Staff Recognition for Credit Suise project for 4th

Quarter 2015.

TCCP Silver Certification

1. Financial Accounting2. Accounts3. Reporting4. Multi Company mutli book5. Arrangement Architecture – Core 6. Arrangement Architecture – Technical7. Open Financial Service 8. Close of Business9. TAFJ

AREA OF EXPERTISE

Arrangement ArchitectureFinancial AccountingFinancial ReportingInterest and ChargesCore EnquiriesClose of BusinessAccount StatementACUDBU

GLOBUS/T24 Clients worked with

1. HGAA Bosnia. Arrangement Interest suspension – onsite project2. North Shore Credit Union, Vancouver, Canada

Projects Details

Client HGAA, BosniaProject Arrangement Interest suspensionDuration 1 monthRole DeveloperRelease R10Project description

When a AA loan is in delay with repayments of due balances for a certain period of time, all interest and charge balances should be moved off balance sheet (from non-contingent to contingent evidence). As with the client once the AA loan reaches a rating (which bank decides with delayed repayments) all interest and charges which is posted to non-contingent balances types should be settled and thereafter interest and charges are to be posted to contingent balance types

Responsibilities

As a developer, involved in end-to-end design, coding, testing and implementation.

Client North Shore Credit Union, Vancouver, CanadaProject Wash account outagesDuration 1 monthRole DeveloperRelease R09Project description

Internal Suspense accounts should have a zero balance when an Arrangement is processed. This account is referred as wash

accounts which were out of balance equivalent to CAD 27000. Analyzed and supported client to analyze the problem and provided fix at client site.

Responsibilities

As a developer, involved in analyzing, coding, and testing at client site

WORK EXPERIENCE

Company Temenos India Pvt Ltd, ChennaiTool T24-Banking software Duration Oct’2007 – till date Team AccountingTeam Size 25Role Module Lead – Product DevelopmentEnvironment jbase, UnixAbout Company

Temenos is a leading provider of integrated modular core banking systems. The aim of the project is to provide customer oriented services related to Accounts like Account opening and closure, Account Statements, Fund transfer, generation of Accounting entries and Interest and Charges.www.temenos.com

Responsibilities

1. Developer (2007 – 2011)Understood the business involved and related it to the design of different components of the retail banking.

Developed low-level designs (LLD’s) to suit business requirements.

Coded and tested different functionalities. Provided client support including bug fixing during User

Acceptance Testing at client site. Ensuring sustained support for development to all other

modules. Involved in Production Support to the clients

2. Module Lead (2012 – 2013) Leading the client support team in development for

Accounting module. Solution to technical issues to meet development schedules

and delivery. To ensure the delivered solution meet clients’ specification

and requirement. To do root cause analysis for the issues logged by client for

better resolution.

3. Technical Lead (2014 – till date)

Leading the Development team for all the projects in Accounting module.

Mostly involved in developing Technical Specification from Functional Specification.

Holds responsibility from Technical Specification till end of testing.

PROJECT : 1

Project Financial Reporting Models through Data FrameworkRole DeveloperEnvironment TAFJ, Integration FrameworkProject description

Data Framework project where-in Financial Reporting Model will be created by loading financial related details into Operation reporting database(read only database) through defining IF.EXIT.POINTS and IF.INTEGRATION.FLOW.CATALOG.

Responsibilities

As a developer, involved in preparing Technical Specification, contributing to test cases and testing support

PROJECT : 2

Project FT Split CommissionRole DeveloperEnvironment TAFJProject description

Current functionality is when Commission/Charge are raised, system posts as a single consolidated entry, one for Commission and one for Charge. This enhancement provides entries to be raised separately for each commission/charge based on the setup.

Responsibilities

As a developer, involved in preparing Technical specification, contributing to test cases and testing support.

PROJECT : 3

Project Overdue Processing for AA Retail AccountsRole DeveloperEnvironment TAFJProject description

The requirement is to enhance the system to support the generation of notification letters to customers where the Arrangement account goes into overdraft or Arrangement account Limit goes excess. Overdraft status is defined in arrangement and each status is based on number of days the account overdrawn.

Each day, overdraft days are calculated and current Overdraft status is updated. A notification is sent to customer each time the status changes.

Responsibilities

As a developer, involved in preparing Technical specification and testing support.

PROJECT : 4

Project Trade Dated General Ledger AccountingRole DeveloperEnvironment Jbase, UnixProject description

Suspense Account processing may be typically used as temporary account to book an entry which cannot be allocated or until underlying transaction is settled or to book a balancing entry to ensure the system is balanced. Currently in T24, the Suspense processing is posted to an “Internal account” and is reflected under the same reporting properties of the Internal account, and if the suspense entry is related to an underlying account or contract, the reporting properties of the underlying account or contract is lost.Some banks however may want the suspense movement to have the same reporting properties of the contract of the underlying account or contract. Client requirement is that the Suspense movements arising from the actual settlement be reported under the target account (customer/broker)

Responsibilities

As a developer, involved in preparing Technical specification, coding and testing support.

PROJECT : 5

Project ACUDBURole Developer. This requirment was developed in Temenos London. Environment Jbase, UnixProject description

In Singapore the Monetary Authority (MAS) requires the banks to keep separate accounting books in terms of business operations by ACU (Asian Currency Unit) and DBU (Domestic Banking Unit). Accounting Book is used to describe a balanced set of financial reports The MAS requires that all operations and events should be traceable either in ACU or DBU.

Responsibilities

As a developer, involved in Preparing Technical specification, coding and testing support.

PROJECT : 6

Project Direct Accounting in Arrangement ArchitectureRole DeveloperEnvironment Jbase, UnixProject description

Accounting entries to Arrangement accounts is processed through an intermediate suspense accounting entries. This resulted in voluminous entries if there were numerous Arrangements. This project handles the elimination of these intermediate suspense entries and makes it direct accounting entries to AA accounts

Responsibilities

As a developer, involved in preparing Technical specification, coding and testing support

PROJECT : 7

Project Removal of Internal suspense account for Arrangement account

Role DeveloperEnvironment Jbase, UnixProject description

Before the enhancement, any financial transaction to Arrangement account through external application would generate entries to internal suspense account apart from entries to actual debit/credit accounts. This enhancement was to eliminate entries to internal suspense account and generate entries to suspense balance type of the respective arrangement account.

Responsibilities

As a developer, involved in Preparing Technical specification, coding and testing support

PROJECT : 8

Project Account StatementRole DeveloperEnvironment Jbase, UnixProject description

One of the modules in Accounting. This provides the functionality of generation of account statements on the specified frequency. Client faced lot of issues on these statements in Value dated system and Trade dated system which was then sorted out based on various scenarios.

Responsibilities

As a developer, involved in coding, contributing to test cases and supporting client issues.

PROJECT : 9

Project Charges CustomizationRole DeveloperEnvironment Jbase, UnixProject description

Commission and Charges defined at the customer or customer group level. Customize charge based on the customers as the charges can be defined only at the contract level in T24. The charges that were levied on the contract can further be levied based on the customer’s credentials.

Responsibilities

As a developer, involved in coding, testing support.

PROJECT : 10

Project CRF update of Arrangement accountsRole DeveloperEnvironment Jbase, UnixProject description

In Arrangement Architecture the balance type linked to a property is the asset type used in reporting. For accounts in AA it is therefore necessary to be able to use different asset types to represent the account current principal based on the closing balance of the account. The system will need to be able to change this asset type if the account moves from debit to credit or vice versa during processing.

Responsibilities

As a developer, involved in coding, testing support and implementation.

PPROJECT : ROJECT : 1111

Project Arrangement closureRole DeveloperEnvironment Jbase, UnixProject description

Account Closure, one of features of legacy Accounts is introduced in Arrangement Architecture framework for AR accounts. On request for account holder, closure process for AR account is initiated which makes sure that all the dues are paid. Once the closure process is initiated, account balance is moved to account specified by holder.

Responsibilities

As a developer, involved in analyzing, coding and testing support

PPROJECT : ROJECT : 1212

Project Re-activation of closed arrangementRole DeveloperEnvironment Jbase, UnixProject The project is to restore the closed arrangement. The current or

description savings arrangement account may be restored at any time, upon request by the account holder. From AA framework, a mechanism is build to allow restoration of arrangement account. Account restoration mechanism would primarily be a user triggered activity. Restoration of Savings/Current account could take place when a customer request for restoration.

Responsibilities

As a developer, involved in preparing Technical specification, coding and testing support

PPROJECT : ROJECT : 1313

Project Negative Interest ratesRole DeveloperEnvironment Jbase, UnixProject description

Functionality is introduced to allow for negative interest rates in Arrangement Architecture. Generally, negative interest rates are applicable to interest properties which are calculated on credit balances. The purpose of this enhancement is mainly to change AA interest processing to enable negative interest rates.

Responsibilities

As a developer, involved in coding and testing support

PROJECT : 14

Project Rationalizing Existing Statement EnquiriesRole DeveloperEnvironment Jbase, UnixProject description

To build a new statement entry related enquiry which will be used as basis for many other existing statement related enquiry. There are numerous existing enquiries based on statement entry serving different purpose of client. Hence centralized enquiry was build to support the different needs of client and reduce maintainability issues.

Responsibilities

As a developer, involved in Preparing Technical specification and testing support

PROJECT : 15

Project Swiss withholding TaxRole DeveloperEnvironment Jbase, UnixProject description

Interest Statements are required to show the detail of any interest correction to previous periods in the current period statement. The interest amount shown should include adjustments to previous periods. The calculation of tax is required to be calculated at the end of a capitalization on the net debit and

credit interest for the period plus the net adjustment from previous periods

Responsibilities

As a developer, involved in Preparing Technical specification, coding and testing support

PROJECT : 16

Project Improve Swift Statement Handoff PerformanceRole DeveloperEnvironment Jbase, UnixProject description

A mechanism is required to reduce the load for printing of statement outside of the delivery system. The alternate solution is to introduce an intermediate service that will take the output of the statement generating routine. This would pass the statement details to a work file which will in turn be used by the service to generate the Swift statement

Responsibilities

As a developer, involved in Preparing Technical specification, coding and testing support

EEDUCATIONALDUCATIONAL B BACKGROUNDACKGROUND

Year University Program Grade/Percentage

2007 Madurai Kamaraj University MCA 73

2004 Madurai Kamaraj University B.Sc., Mathematics 64

2001 Kendriya Vidyalaya, Madurai XII 57

1999 Kendriya Vidyalaya, Madurai X 57

PASSPORT DETAILS

Passport Number : H2432004Date of Expiry : 22.12.2018

PERSONAL INFORMATION

Father’s Name : T G C ThinagarajGender : MaleAge/D.O.B : 31, 09-07-1983Martial Status : SingleLanguages Known : English, Tamil and Hindi.

Date

Place T Tony Charles