2. We, at UniCredit Luxembourg, are fully committed to deliver
financial services in a comprehensibleand understandable way.At
UniCredit Luxembourg, you can find confidentiality and a reliable
partner who is easy to deal with.Every day we strive to create
value with comprehensive advice and high quality services.Our
Client Advisors and Specialists dedicate their time in identifying
individual needs and translating them intopersonalized solutions.We
feel accountable for our independent view on the markets and the
selection of best-in-class solutions.According to personal
preferences and risk attitude, we suggest the best applicable
investment approach for eachof your goals. By doing so, we provide
a transparent framework for your individual decisions to protect
and optimizeyour overall wealth through generations.UniCredit
Luxembourgs commitments guarantee a high quality customer
experience.Competence leading to clarity is our promise to you.And
our welcome. Angelo Brizi CEO of UniCredit Luxembourg
3. A COLLECTION OFINTEGRATED SKILLS OUR MASTERPIECE: COMPLEXITY
AT HAND Here, at UniCredit Luxembourg, simplicity is built on It is
our task to listen and possibly anticipate your the integration of
selected excellences. needs and to set up the best-suited solution,
relying on highly qualified professionals, either internal or When
you wish to hear music you just put a record external to the bank.
on player without any need of knowing the complex job behind this
simple gesture. In UniCredit Luxembourg you can find the
competencies to manage in the easiest way Similarly with our Bank
you just ask and enjoy the the evolution of your financial demands
result. through out your life. We want you to benefit from the
best-in-market We provide concrete answers, day-by-day, need-
products and services with a minimum effort. by-need. Just as for
enjoying music, you have to do one simple action: to open a
relationship with us.
4. FIVE CENTURIES A HISTORY BUILT ON EXPERIENCE AND TRADITION
The groups origins date back over five centuries Our business is
conducted through a network that ago, when a public institute,
Monte Piet, was operates in multiple markets via country-based
created in Italy. banks that have a significant local presence.
UniCredit is the result of the merger of several This
organizational structure allows us to allocate banking
institutions, in Italy, Germany and Austria resources in the best
possible way to meet Customers and acquisitions in CEE. needs. It
also enables us to leverage our capabilities in all aspects of
banking and to rely on an unparalleled UniCredit is today a major
international financial branch network that connects us with
thousands of institution with strong roots in 22 European countries
local communities and millions of Customers. and an overall
international network present in approximately 50 markets.
Likewise, we, as UniCredit Luxembourg, have a long UniCredit
benefits from a unique European tradition in the Grand Duchy of
Luxembourg as we identity, extensive international presence and
were one of the first foreign banks to be established broad
customer base. Its strategic position in here in the early 1970s.
Western and Eastern Europe gives the group one of From the
beginning, we have shown a strong the regions highest market
shares. commitment to Luxembourg, actively supporting the
development of its Financial Centre. Our group has adopted a
divisional business model We can leverage on this unique mix of
deep that provides us with both flexibility and strength.
knowledge, excellent reputation, tradition and first-class
consultancy experience to offer you the best available banking
services.
5. ABASED ONACCORDANCE FULFILLING OUR MISSION We are committed
to generating value for our We have chosen a partnership approach,
Customers. working with the highest standards of privacy Focusing
on you is a key pillar of our strategies and and discretion to
prove our expertise and ability, all our projects and initiatives
are designed to bring it thus build your long-term trust and
loyalty. into action. Therefore you are our starting and arrival
point and every action linked to you is guided by: Partnership also
means to have a true knowledge of the Client: only by understanding
your objectives Commitment, understanding your views, needs
clearly, we are better equipped to enhance and and expectations and
responding coherently and innovate the services we provide,
developing a transparently; foundation which allows us to become a
valued partner. Open communication to resolve any issue and agree
on how to develop your financial strategies; Flexible attitude to
keep the pace with your changing needs and apply the best ways to
protect and enhance your wealth.
6. IN THE INTERNATIONALMARKETS IN THE HEART OF BUSINESS The
Grand Duchy of Luxembourg, despite its small Investment vehicles
such as Specialized Investment geographical size, is recognized as
a key market in Funds SIF or Investment Company in Risk Capital the
very heart of Europe. SICAR are examples of continuous improvement
in the flexibility of investments offered to institutional It has
always had a fundamental role in European and qualified investors.
There is also the possibility to Union, NATO, OECD, UN and many
European access various forms of life insurance encompassing
institutions are based here such as: European diversified asset
classes. Court of Justice, European Investment Bank (EIB), the
Secretariat of the European Parliament. For international
companies, an attractive regulatory environment allows to locate
and develop in Luxembourg is a country with high political
stability Luxembourg corporate banking activities, with and a
strong economy. According to the Quality particular reference to:
cash management, transaction of Living Survey made by MERCER
Consulting, services, financing solutions. Luxembourg is the city
with the highest level of personal security and internal stability.
Due to its strategic geographical position, excellent
infrastructure, stable tax system and high quality of The rating
assigned to Luxembourg is AAA and life, Luxembourg is one of the
best places to its public debt is below 20% of the GDP. live and
develop business. The financial sector, which contributes over 30%
of the GDP of Luxembourg, is characterized by a strong Luxembourg
also stands out for its openness to the culture of investor
protection and strict anti-money world and its multilingual and
multicultural workforce, laundering rules. which has extensive
experience in dealing with Luxembourg is a leader in financial
services: international clients. Furthermore, even if the financial
sector plays a key First place in the Euro area for private banking
role in the overall economic system in Luxembourg, services; some
of the biggest corporations in the world are established here, such
as steel, e-commerce Second largest home services for Asset and
food companies. Management in the world, behind United States.
7. WITHINTERNATIONALMINDSET UNIQUENESS AND EXCLUSIVITY Clients
who constantly operate with a worldwide approach need a bank that
is able to respond to their international needs. Whenever you need
it, we leverage on our international network and know- how to
facilitate your access to markets and assets abroad. Our experience
and expertise in offering quality and complex wealth management
solutions make UniCredit Luxembourg the ideal partner for
sophisticated individuals willing to optimise the protection and
transmission of their personal wealth. We understand your
individual needs and translate them into personalized solutions.
Our strategy and research teams continuously assess the investment
universe to safely guide you through complexity. We do everything
to deliver you a pleasant and positive overall banking experience
and we offer excellent services in an exclusive and individual
environment.
8. OF PRODUCTSAND SERVICES
9. A BROAD CHOICEWe aim to provide you with the best services
in themarket by using a product factory approach.We concentrate
exclusively on fully transparentinternational activities aimed at
offering the fullspectrum of high level services, in which we
havedeveloped a specific expertise and a competitiveadvantage.Each
single solution is fully aligned with the localrequirements as well
as the regulations of your owncountry of residence.One of the most
important advantages atUniCredit Luxembourg is not only the
availabilityto access to a single product or service but to
theglobal and integrated offer of these based onour 360 holistic
approach.
10. INVESTING N ASSET MANAGEMENT FINANCIAL ANALYSIS N Nominal
and Numbered Accounts Discretionary Mandates Asset Optimisation
Multi Currency Account Fund Management Portfolio Analysis
Bonds-Equities-Derivatives-Gold Management of Insurance Liquidity
Planning Policies Direct Access to Dealing Room Risk Protection
Performance Analysis* Funds, ETF and Certificates Inheritance
Planning Open Architecture Asset Management FINANCING** SPECIAL
VEHICLES ADDITIONAL SERVICES O C Overdraft Facilities (Lombard) SIF
Precious Metals Collateralized Loans SPF Credit Cards SICAR
Personalized Solutions Safe Box Deposits SICAV Pledge Agreement
Over Collateral SOPARFI* TRUST Real Estate Loans
SECURITIZATION*Indicative list subject to change without prior
notice.*Subject to specific conditions** Services and Financing
based on specific credit assessment and subject to specific
conditions/limitations
11. TO ACHIEVE THEBEST QUALITY LOOKING BEYOND In order to
provide you with the best-in-class solution, we have adopted a
global open architecture approach. This structure allows to benefit
not only from products and services developed within our bank and
UniCredit, but also to have access to external asset managers,
service providers and other professionals. We offer flexible
financial alternatives by choosing investment products from a
selection of banks and asset managers from all over the world to
find the best quality solutions. More in particular, if you seek
diversification we give access to third-party fund management,
encompassing the full range of asset classes and addressing complex
needs using a global integrated model that profits by every
resource to carry out the most appropriate investment strategy or
combination of strategies.
12. TAILOR MADESOLUTIONS CRAFTED EXCELLENCE UniCredit
Luxembourg is focused on serving an elite group of Clients,
providing a truly personalized service and the highest level of
quality offer. We craft tailor-made solutions that are not
standardized but built to fit your personal and business needs. We
provide a partnership to develop specific wealth and investment
management strategies with the purpose to define a balanced
risk/return ratio according to your goals, risk tolerance and
investment horizon. We aim to preserve wealth and ensure future
growth in each phase of Clients lifecycle.
13. FOR SPECIFICTARGETS THE ATTITUDE TO CHOOSE ONLY THE BEST
FOR YOU Our ambition is to ensure wealth optimization Thanks to a
reliable legal environment, Luxembourg and protection, offering a
wide range of solutions has been recognised for many years as a to
assist you in planning and implementing pre-eminent jurisdiction
for structuring private wealth protection plans. equity funds and
private equity deals. We have focused on the set-up of specific
Luxembourg vehicles (SIF, Sicar, SPF, Securitisation, Today we are
able to offer a whole platform of such Soparfi), characterized by
great flexibility in terms of customised services and we can be
considered as operation. a one-stop-shop for internationally
exposed clients with multi-jurisdictional interests. We can also
offer the experience of UniCredit in the field of Trust and
Insurance activities.
14. TO MEET THEHIGHEST LEVELSOF EXPECTATIONS ADAPTING IS OUR
ADDED VALUE Your needs change over time and become more There is
also the opportunity to set up physical and more complex and
globally oriented: we are precious metal custody accounts for Gold,
Silver, always ready to support you in every moment. Platinum and
Palladium which is a good way for wealth preservation during times
of stock market We aim to guarantee a total financial flexibility
so volatility and uncertain trends. that you can exploit every
investment opportunity taking into account the needed liquidity to
face any Supported by your Relationship Manager, the particular
situation. primary contact point with UniCredit Luxembourg bank and
its wide network, you can relax and just For example you can access
forex operations* take advantage of our expertise in finance and in
all major freely tradable currencies, as well as capital markets.
leverage on your existing assets to obtain additional financing*.
You could also be involved in every step and have direct access to
the dealing room*, with the possibility to directly follow trading
actions whilst having constant information on quotes and depth of
the market. * Based on specific credit approval.
15. IS OUR PRIDE
16. AT A GLANCE GENERATING VALUE FOR OUR CUSTOMERS UniCredit is
distinguished by a strong European Identity, an extensive
international presence and a wide and diversified client base. It
is a multinational enterprise, who benefits from the collective
expertise of the banks that have progressively joined it, following
a number of mergers and acquisitions. UniCredit operates across a
range of strategic business lines and Client segments, daily
building on its diversity to take full advantage of what can be
accomplished when all its individual components act together with a
common purpose. Focused on creating sustainable value for all the
stakeholders, UniCredit serves its Clients involving and supporting
the communities where their business takes place.
17. UniCredit Luxembourg S.A.Core marketsCountries where the
Group operates via its own branches, subsidiaries,representative
offices, consultants or delegates
18. UniCredit Luxembourg S.A. Private Banking 8-10, rue Jean
Monnet L - 2180 Luxembourg LUXEMBOURG T +352 4272-1
www.unicreditbank.lu