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Open Enrollment Virginia Office of Group Insurance

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  1. 1. Open Enrollment Virginia Office of Group Insurance
  2. 2. Overview Two plan options:Traditional VS PPO Better, cheaper, and morecustomizable insuranceto our employees
  3. 3. What do you need to know? There are two plan options: The Traditional The Preferred Provider Organization (PPO)
  4. 4. New Carrier = Better Insurance forYOUWith the PPO, you get: to choose your own primary care physician see specialists without a referral lower premiums and deductibles higher reimbursement of expenses lowest possible out of pocket expenses a slightly smaller network
  5. 5. Traditional Plan Benefits are unchanged Premiums will increase by 15% Added Wellness and Well BabyNursery Benefits The carrier will pay 80% of theallowable charges and theemployee will pay the remaining20%.
  6. 6. Is the PPO or Traditional plan appropriate for you?Are my providers in the PPO directory?How do I apply?Paper or Digital?Should I enroll in a flexible spending account (FSA)?When is the deadline for Open Enrollment?
  7. 7. PRICE LIST* Persons EnrolledTraditionalPPO Employee Only $18.50$15.00 Employee + Spouse $47.00$38.50Employee + Child $32.50$26.00Employee + Children$43.00$35.50Employee + Spouse +$58.50$48.00 ChildEmployee + Spouse +$65.50$54.50 Children*These are the bimonthly rates for those employed a minimum of 26 hours weekly, andwill be deducted from your first and second paycheck each month
  8. 8. If you have any questions, contact ourInsurance Services Team:Last Names Ending inA-K L-RS-Z Abbey McLean Liana Anderson Trey Summerfield 378-3739378-3170 378-2044 [email protected] [email protected] [email protected]
  9. 9. Images Used [Illustration of stethoscope ]. Retrieved December 5, 2010from http://www.worldbiking.info/staying_healthy.html [Illustration of red question marks]. Retrieved December 5, 2010from http://smartunemployment.com/unemployment/unemployment-eligibility/ [Illustration of male physician]. Retrieved December 5, 2010from http://srxawordonhealth.com/category/primary-care/ [Illustration of caduceus]. Retrieved December 5, 2010from http://www.forbes.com/sites/erikkain/2011/12/09/the-healthcare-market-is-broken-and-needs-to-be-fixed/ [Illustration of magnifying glass]. Retrieved December 5, 2010from http://www.pcworld.com/article/221984/digital_focus.html [FYI logo]. Retrieved December 5, 2010 from http://marc.digitalcitymechanics.com/2010/07/23/new-fyi-logo/ [You Decide image]. Retrieved December 5, 2010from http://blogs.citrix.com/2010/01/21/you-decide-at-citrix-synergy/