ADDL. Direct General of Police (Welfare)

WELFARE SCHEMES IN TELANGANA

POLICE WELFARE WING

1. Welfare Fund2. Flag Fund 3. Arogya Bhadratha4. Bhadratha

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INTRODUCTION ON TS WELFARE

In a disciplined force like Police which is on guard 24 hours a day and 365 days a year the welfare of the men and their families has direct bearing on the morale and efficiency of the force. Ever increasing work load, negligible pay and extreme stressful conditions plague the present day Police. To mitigate these sufferings and improve the conditions of the Police personnel, the Telangana State Police has designed a number of welfare measures.

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v A full-fledged Welfare Division at Police Head Quarters, under the direct control of Inspector General of Police, handles and co-ordinates various welfare activities carried out under the auspices of T.S. State Police Welfare Society, for which the DGP is the President.

v The Society initiates and undertakes all social and economic welfare measures aimed at ameliorating the conditions of members of the TS Police and their families, to afford relief in all deserving cases where such help is not forthcoming from other Government and Non-Government agencies.

v The following are the Non-Government funds being maintained under TS Police Welfare

1. Telangana Police Welfare Fund

ü Marriage Loans, Medical Loans2. Telangana Police Education

Fundü Merit Scholarshipü Meritorious Scholarship and ü Education Loans

3. Telangana Police Widow Fund

ü Corpus Amount to the Widow of the deceased.

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Welfare Fund§ Receives Rs.100 lakhs as annual grant from the Government,

rents on shopping complexes and interest on F.Ds

§ The Fund is used for extending interest free loans to non gazetted Police Officers and Ministerial staff for Medical, Marriage, Education and other contingencies

§ Assistance given by way of loan/grant to Units /

Districts/Battalions for construction of Police Guest House /

Kalyanmandapams / Dormitories / LPG Godown / Canteen /

Consumer stores / Tailoring centers / Computer centers / Cable

network / Libraries / Children parks / Gymnasium

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Marriage Loan :

Daughter Rs.3,00, 000/-Son Rs.1,00,000/-

Self for Men Rs.1,50,000/-

for Women Rs.2,00,000/-

Dependent sister Rs.1,00, 000/-

Medical Loan:

The loans on medical grounds are sanctioned to the extent of

Rs.50,000/- and Rs 1,00,000 in case of exceptional cases only if the officer

or his dependent family members suffers from a disease of a grave

nature and reimbursement facilities are not available under the

Government rules.

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Education Fund Contributions – Rs 30/- per month - PC to ASI / ministerial staff

upto Sr.Asst /Class-IV employees

- Rs 50/- per month – SI /CI / Supdts. & equivalent ranks

Rank Graduation Professional Courses

Study in Abroad

Upto Inspector and Supdt ranks 25,000 50,000 1,50,000

Educational Loans :

The interest free Education loan limits are indicated below:

Name of the Course Eligible % of Marks Eligible Amount

SSC75 % - 79 %

80 % - 89 % 90 % - 100 %

4,0005,0006,000

Inter75 % - 79 %80 % - 89 % 90 % - 100 %

5,0006,0007,000

Degree(B.A., B.Com, B.Sc.)PG (MSc.), M.Ed., M.Com, M.A.,

Physiotherapy.

75 % - 79 %80 % - 89 %90 % - 100 %

6,0007,0008,000

Professional courses(BE/BCA/BBA/BBM/B.Tech/

MBA/MCA/M.Tech)/Polytech(after completion of the

course).

60 % - 74 % 75 % - 79 % 80 % - 89 % 90 % - 100 %

7,0009,00012,00014,000

Charted Accountant/Indian Cost Works Accountant /Company

Secretary/Bachelor of Journalism Newly introduced

50 % - 59 %60 % and above

8,00010,000

MBBS/ BHMS/BAMS/BDS/ B.Sc (Agr.)Pharma-D/B.Pharma)/

Physiotherapy

65 % - 79 %80 % and above

8,00012,000

Merit ScholarshipMerit Scholarships are being sanctioned to the children from the rank of PC to Inspector and Class-IV to Supdt level officers who secure highest percentage of Marks as detailed below

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Sl. No. Courses eligible Main course of Exam No. of StudentsScholarship

amount

1. IIT Engineering All the received applications Rs.60,000/-2. NIT (AIEEE ) Engineering 2 Rs.30,000/-3. AIIMS/JIPMER/ PIGMER Medicine All the received applications Rs.60,000/-4. BITS (Engg) Engineering 2 Rs.40,000/-5. GATE (Engg) Engineering 2 Rs.30,000/-6. NEET (Medicine) Medicine 7 Rs.50,000/-7. EAMCET (Engg.) Engineering 2 Rs.30,000/-8. CAT (MBA) MBA 2 Rs.30,000/-9. ICET (MBA) MBA 2 Rs.30,000/-10. ICET (MCA) Computer Engineering 2 Rs.30,000/-11. LAWCET/ ILICAT/LSAT/

CLAT/AILETJudicial 4 Rs.35,000/-

New courses introduced for sanction of Meritorious scholarship

12 NATA: Architecture 1 Rs.25,000/-13 GPAT Pharmacy 1 Rs.22,000/-14 NIFT Fashion 1 Rs.22,000/-15 ICAR AIEEA Agriculture 1 Rs.20,000/-16 AIEED Designing 1 Rs.20,000/-

17 PGCET / TS ECET

Post Graduation 2 Rs.15,000/-

18CA/CS/CWS

Chartered Accountant

2 Rs.15,000/-

§ To promote merit among the children of police personnel upto the level of Inspectors the following scholarship are awarded from Education Fund.

Meritorious Scholarship

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Widow Fund

§ Contribution – Rs 20 - PC to ASI / Class IV to Sr.Asst

- Rs 30 – SI / CI / Supdts

§ Rs.10,000 Lumpsum paid to all categories as widow pension in

case of death while in service.§ Rs.50,000 paid to the widow of the deceased Police Personnel

who died while in service.§ Rs.1,00,000 paid to the widow of the deceased Police Personnel

who died while in service in case of death due to extremists /anti

social elements

v Group Personal Accident Policy:

i) PC to ASI/ARSI … 5 lakhs ii) SIs and Inspectors … 10 lakhs iii) DSsP … 15 lakhs iv) Addl.SsP, all IPS Officers … 25 lakhs in Telangana State and on deputation v) Personnel of Para-military … 5 lakh forces on deployment in T.S. irrespective of ranks.

FLAG FUND To organise various programmes in connection with Police Commemoration Day i.e. to hold parades and conduct commemoration week programmes, to instal hoardings, banners, to conduct competitions, etc.

v To construct Martyrs Memorials and any other similar forms of Police Commemoration.

v To provide artificial limbs, hearing aids etc. to Police personnel injured in accidents, violence in discharge of their duties.

v For reimbursement of tuition fee to the children of Police personnel of the ranks PC/HC/ASI, from Class-I to Post-graduation courses in all recognized institutions(Govt. & private).

v Sanction of marriage grant of Rs. 50,000/- up to two daughters in each family of Police personnel, who had died or was medically invalidated due to the injuries sustained, while on duty and in service.

v Sanction of Rs. 12,000/- per annum to each of the orphan children staying in Police Boys Hostel at Amberpet, Hyderabad towards tuition fee for Class-I to XII (Intermediate)

v Sanction of Rs. 10,000/- towards incidental charges to the family of the deceased Police personnel up to the rank of HC/ASI for any kind of death while in service.

v Sanction of Rs. 5,000/- towards incidental charges to the family of Home Guards for any kind of death while in service.

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Details of benefits for the spouse/family members of the Police personnel killed in violence by

Extremists/Terrorists.Sl.No. Ranks of Police

OfficersExgratia in

case of deathCompensation

in case of permanent

incapacitation.

Compensation in case of

grievous hurt.

1 Police Constables

Rs. 40 lakhs Rs. 25 lakhs Rs. 5 lakhs

2 HCs to SIs Rs. 45 lakhs Rs. 25 lakhs Rs. 5 lakhs3 Insprs.,DSsP,

and Addl.Ss.P. Rs. 50 lakhs Rs. 30 lakhs Rs. 5 lakhs

4 Ss.P. and all IPS Officers.

Rs. 1 Crore Rs. 50 lakhs Rs. 6 lakhs

5 Home Guards Rs. 30 lakhs Rs. 20 lakhs Rs. 3 lakhs

LAST DRAWN PAY:

v Last Drawn Pay of the deceased is paid to the spouse till his superannuation.

v In case of death/remarriage of the spouse, the legal heir will be paid the LDP.

v The LDP will be revised from time to time.

v House Rent allowance will be paid on LDP

Compassionate appointment:

v Compassionate appointment will be provided to the spouse/dependent brother or sister.

v When there is no suitable person for appointment, exgratia of Rs. 1 lakh, in lieu of job will be paid.(Dt.7-7-2007)

House Site:

Gazetted Officers … 500 Sq.yds. Non-gazetted Officers … 300 Sq.yds.

Education:

Free education to the children in TS Residential Schools/ Jr.Colleges.

2% seats reserved in Engineering Courses for children on par with Armed Forces, CRPF and BSF.

0.25% reservation to the children of deceased in MBBS/ BDS courses.

v Medical facilities to the family members on par with serving Govt. employee.

v Arogya Bhadratha coverage to the widow.

v 75% concession to the widow in train fare in second class.

v Free Bus pass facility to the widow/ dependent and one attendant in all types of buses in TSRTC.

v Lumpsum grant of corpus amount of Rs.80,000/- to the widow of the Martyr.

AROGYA BHADRATHATELANGANA STATE POLICE DEPARTMENT

HEALTH & MEDICAL WELFARE TRUST

Policeman works when the rest of the world sleeps. Due to

irregular timings, professional hazards, stressful job, policemen get

into serious health problems. Sometimes they have to undergo major

surgeries and suffer from serious diseases of heart, kidney and cancer.

Many times they are not in a position to get treatment in good

hospitals and clear the bills. They are put to great mental and physical

stress when they get into serious health problems. The re-

imbursement facility given by the Government is cumbersome and

not able to fulfill their needs.

To overcome all these difficulties an innovative scheme called

“AROGYA BHADRATHA” has been designed and introduced.

AROGYA BHADRATHAFlagship Health Programme of Telangana Police

INTRODUCTIONØ Sanctioned on 12/09/2014 by the order of G.O.Ms.No.16,

Health, Medical and Family Welfare (A2) Dept. Ø It is a self-financed scheme managed by a Trust of

11 members with Director General of Police as the permanent Trustee and Ex-officio Chairman. The IGP (Welfare) is the Vice Chairperson for the Scheme. The Chairman appoints a Secretary who is responsible for administration of the Trust.

Ø It provides all in-patient treatments and some out patient treatments as per list of ailments of Arogya Bhadratha approved by the Trust Board.

Ø Total beneficiaries of the scheme nearly 4 Lakhs (including spouse and three dependent children)

Ø Recently, dependent parents are also included in Telanagana Arogya Bhadratha Scheme.

OBJECTIVES

Ø To provide cashless treatment to the Police Personnel.Ø To avoid unnecessary harassment of the Police Personnel to get

medical reimbursement by going round various offices.Ø To arrange the best treatment for the police personnel and their

eligible dependents at corporate and super-specialty hospitals without worrying about heavy medical expenditure.

FEATURES Ø Provides in-patient medical care for all diseases requiring

hospitalization including Oncology, Orthopedics, Cardiology, Nephrology & Urology, Obstetrics & Gynecology, Dental, Neurology, General Surgery, Cardio Thoracic Surgery, Ophthalmology, ENT, Vascular Surgery etc. except plastic surgery for cosmetic purpose and infertility treatment.

Ø Provides some out-patient treatment for cases like chemotherapy, radiotherapy for cancer, regular dialysis for kidney and severe neurological problems.

Ø Treatment can be taken in only empanelled hospitals under Arogya Bhadratha Scheme. At present 167 hospitals are accredited under Arogya Bhadratha Scheme out of which

28 are Super Speciality hospitals 95 Multi Speciality hospitals 32 dental hospitals 12 eye hospitals.

MEMBERSHIPØ All categories of employees working in Police Department

on regular basis. Ø The age limit for male / female children (restricted to 3

only) of the members of the scheme is fixed as 25 years for obtaining medical facilities, but excludes sons gainfully employed and married daughters.

Ø Stipendiary recruits (Induction Trainee PC/SIs) Ø Boarders residing in Police Boys Hostels. Ø Widows of Police Personnel who died in extremist and

terrorist activities.Ø Membership continues under the scheme only till

retirement.

SOURCE OF CORPUS FUND

v Medical reimbursement by Government

v Monthly subscriptions PC to SI Rs. 90 pm Insp to DG Rs.120 pm Around Rs.56 lakhs pm

CEILING LIMITSØ The reimbursement amount for police personnel is

Rs.5.00 Lakh for all ailments and Rs.7.5 Lakhs for major ailments of heart surgery, kidney transplantation, cancer and neuro-surgery as per G.O.Ms.No.101 dated 1-12-2015 of Health, Medical and Family Welfare (A2) Dept.

Ø The Scheme helps members financially up to Rs.8.00 Lakhs in a financial year for family consisting of self, wife and three children (upto 25 years) and parents and upto Rs.15.00 lakhs with the approval of the DGP and beyond Rs.15.00 Lakhs with the approval of Trust Board.

TARIFF

Ø Payment is made to the hospitals as per (G.O.Ms.No.74, HM&FW (K1) Dept Dt.15.03.2005)

CGHS 2002 rates

NIMS rates

CGHS 2014

EHS Tariff from 01-12-2018

Hospital rates

FINANCIAL FLOW CHARTNo of bills under process in DME for Scrutiny488 Medial BillsRs.1.33 Crores

No of bills under process in P&L for approval500 Medial BillsRs.1.23 Crores

No of bills under process in PAO for Reimbursement1050 Medial BillsRs.2.68 Crores

Bills under process in ABS3796 Medical BillsRs.9.45 Crores

AROGYA BHADRATHA

PAODME

P&L

Total 5834 medical bills worth Rs.14.69 Crores are under process

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Persons Treated under Arogya Bhadratha & Expenditure

Incurred since the formation of Telangana State

Amount in Crores

Year No of patients treated Expenditure incurred

2014 5839 13.15

2015 14909 35.92

2016 21365 52.37

2017 21339 53.56

2018 13282 37.75

Total 76734 192.76

STATEMENT SHOWING THE AMOUNT PAID FROM CORPUS FUND OF AB FROM 2-6-2014 TO 13-12-2018

Amount in Crores

YearNo of Bills

Amount claimed by hospitals

Amount disallowed

by ABS

Amount paid to

hospitals

Reimbursement amount received

Amount paid from

corpus fund

2014 5839 15.23 2.08 13.15 11.92 1.23

2015 14909 41.48 5.56 35.92 32.78 3.14

2016 21365 59.08 6.70 52.37 50.94 1.44

2017 21339 60.86 7.30 53.56 51.73 1.83

2018 13282 42.96 5.21 37.75 36.44 1.32

Total 76734 219.61 26.85 192.76 183.80 8.95

Disease Wise Top Expenditure under ABS

Amount in Crores

Sl.No DiseaseNo of Patients

taken treatmentAmount Paid

1 General Medicine 23665 52.98

2 Oncology 6525 34.83

3 Orthopedics 3920 17.61

4 Cardiology 3279 16.68

5 Nephrology&Urology 5015 15.58

6 Obstetrics&Gynecology 9587 11.96

7 Neurology/Neuro Surgery 2651 11.60

Total 54642 161.24

PENDING PROPOSALS

Proposals pending with the Government v for providing OP treatment/ investigations

for police personnel at Wellness Centres.v for bi-annual medical health check-up for

police personnel.v for inclusion of dependant children of

widows of police personnel who died in extremist violence.

The health care schemes especially Arogya Bhadratha of Telangana Police Department have been appreciated by B.P.R & D, New Delhi and the Department of Personnel & Training, Government of India.

Police departments of Maharastra , Odisha, Karnataka , Tamilnadu , Jammu & Kashmir , Chattishgarh, Uttarakhand and Madhya Pradesh states and BSF have sent their officers to study the Welfare Schemes in Telangana to implement in their organisations.

BHADRATHATELANGANA POLICE DEPARTMENT

Bhadratha started to provide social security to all the Police

personnel and their families. After bifurcation of AP Bhadratha which

is one of the Welfare wings of Police Department, Bhadratha of

Telangana Police Department had started on 02-06-2014 duly

registered under the Telangana Public Societies Registration Act. The

scheme functions under the supervision of a Managing Committee

presided over by the Director General of Police. All employees of

Police Department enroll themselves as members of Bhadratha and

contribute monthly subscription of Rs. 800/- (PC to ASI rank) and

Rs.1600/- (SI and above ranks). The subscription amounts contributed

by the members will be returned to them at the time of their

retirement with 5% interest. The membership as on today is 51,592.

Presently, Bhadratha, provides the following loans to its members and also pays Ex-Gratia to the families of members who met with unfortunate death while in service.

1) HBA Loans2) Personal Loans for domestic purposes3) Loans to Daughters Marriage of the

members

4) Educational Loans including Abroad education

5) Computer Loans.

HOUSE BUILDING ADVANCES with 7.5% interest rate

Cadre

Plot Loan Home Loan

Limit Limit

PC to ASI & Equivalent Cadres 12,00,000 30,00,000

SI & CI & Equivalent Cadres 14,00,000 35,00,000

DSP & Equivalent Cadres 16,00,000 40,00,000

Non Cadre SPs & IPS 18,00,000 45,00,000

(Amount in Rs)

EDUCATIONAL LOAN with 8.5% interest rate

Abroad Studies Medical Education

Engineering

Description Limit Limit Limit

PC to CI & Equivalent cadres 15,00,000 10,00,000 4,00,000

DSP & Above Ranks 25,00,000 10,00,000 4,00,000

Cadre

Domestic Purpose Daughters’ Marriage

Limit Limit

For All Cadres 5,00,000 6,00,000

PERSONAL LOAN with 11.00% interest rate (Amount in Rs)

COMPUTER LOAN with 8.5% interest rateCadre Limit

PC to ASI & Equivalent Cadres 40,000

SI & Above & Equivalent Cadres 50,000

Ex-gratia eligibility to the Deceased family

Death Natural Accidental /Violent Death

PC to ASI & equivalent ranks

4,00,000 8,00,000

SI to D.G.P & equivalent ranks

8,00,000 16,00,000

(Amount in Rs)

Disablement Partial Disablement

Permanent Disablement

PC to ASI equivalent ranks 4,00,000 8,00,000

SI to DGP & equivalent ranks 8,00,000 16,00,000

Bhadratha got tie-up with M/s.National Insurance Co. for claiming insurance amounts in case of Accidental deaths. In case of Natural Deaths the Ex-gratia amount will be paid from Bhadratha Funds.

DescriptionNo. of

MembersAmount

(in Crores)

House Building Advances 1927 183.69

Personal Loans 12959 267.54

Educational Loans 567 58.89

Computer Loans 20 0.08

Ex-gratia paid to the deceased families 922 32.82

Retirements settlements 5052 37.95

Write off owing to death of members 262 3.61

Bhadratha at Glance

Ø All the loan applications received during the month are being processed and put up for sanction every end of the month and sanctioned amounts are being credited to the bank accounts of the members/vendors through online.

Ø Bhadratha has started extending the loan benefits to the widows of Martyrs on par with other members to support the family of the bereaved members.

Currently a Website has been developed by the Welfare Wing for

the effective functioning of Welfare Wing, Bhadratha and Arogya

Bhadratha. With the launching of this Website, the members can

do online loan process, view online nominee and family details

and get admitted in hospitals without wastage of time.

In Arogya Bhadratha, the following process is being done online:- • PARs are being cleared. • Hospitals are submitting the medical bills.• Medical Advisors are scrutinizing the bills• Payments are being made to the network hospitals.

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