Never try to modify your vehicle. Additional fittings like massive tyres, spoilers, large exhausts, etc. can increase your premium rates. Moreover, this can lead to denial of claims.
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Avoid making any unnecessary claim for minor scratches or dents. When you make a claim you happen to lose your No Claim Bonus, which is a kind of reward you get from the insurer for not making any claims in your policy period. And this bonus comes to you as a discount on your premium at the time of renewal of your policy.
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Where you park your car is also important. There is a lot of risk involved in parking on roadside. Not only is this dangerous but also costly in terms of premium.
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If possible, include another driver in your motor insurance policy who has an excellent track record as a driver. With this action, you are in a way trying to convince the insurance company that your vehicle is in safe hands. This is not necessary if you yourself have a good track record as a driver
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If you are too much concerned about motor insurance rates and feel like it is useless and mere waste-of-money, then use a car with low insurance premium* or that is affordable for you. So give some thought before deciding on your your mode of transport.*Insurance companies decide the premium of cars based on their accident rates and other factors like theft, etc.
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OIC(Oman Insurance Company) provides a complete range of insurance solutions from Life, Health, Car, Fleet, Travel, Home/Property and Personal Lines to covers for medium to large industrial and commercial enterprises; and Energy, Marine and Construction sectors
8004746(toll free)