Next-Gen Consumerism

Reid Rasmussen

Where We’re Going

•Why Consider Something New?

•What Are Non-Insurance Services?

•3 Key Targets for 2014

•4 Case Studies

Why Consider Something New?

•Ongoing Medical Cost Increases

•Employers Need New Strategies

•Canadian Solution Grew After Reform

What Are Non-Insurance Services?

TeleHealth

How Does TeleHealth Save? 2 out of 3 doctor visits

can be handled by phone

* 70% or more Doctor Office visits are unnecessary, The Wellness Councils of

America (WELCOA), 2008

* 66% or more of all ER visits are non‐emergencies,

National Ambulatory Medical Care Survey, 2006

If they didn’t use Teladoc, where would these people have gone?

** Per Teladoc member reporting.

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8%: Emergency Visit

33%: Urgent Care

44%: Doctor Visit

15%: Do Nothing

What would these visits have cost?

$750/visit

$150/visit

$100/visit

$90/year

Emergency Visit

Urgent Care

Doctor Visit

Tele Health

Discounts TeleHealth

What Are Non-Insurance Services?

How To Judge Networks

•How Wide Is the Network?

•How Deep Is the Discount?

Discounts Lifestyle TeleHealth

What Are Non-Insurance Services?

3 Key Targets for 2014

•Pair Alongside Medical Insurance

•Non-Medical Employees

•29 Hour / Week Employees

Case Study #1

50,000

Jackson Hewitt

Case Study #2

160,000

Association

Channel

Case Study #3

2x12=1,000

Tennessee

Agency

Case Study #4

6,000

Dallas Agency

Next-Gen Consumerism -An Opportunity Found-

Reid Rasmussen