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No-Claim Bonus You can reduce your car insurance premiums by
50% for every claim free year. Insurance companies give the benefit of no claim bonus as the record of your good driving year after year.
If you sell your vehicle, this no-claim bonus can be transferred to your next policy for the new vehicle and you can easily avail lower premium payouts.
Voluntary Deductibles Deductibles are the amounts you need to pay
out of the pocket before the coverage kicks in. If you are willing to settle small claims for minor damages from your pocket, then the cost of the premium for motor insurance can be reduced approximately by 30%.
Discount for Security Features Many cars come with
advanced security features such as anti-theft alarms and immobilizers which are pre-integrated. These cars are less likely to get stolen and can be insured for fewer premiums.
However, exclusive Automotive Research Association of India (ARAI) authorized devices will give a 2.5 per cent reduction on your premium.
You Can Reach to Us:-
HDFC ERGO General Insurance Company Ltd.6th Floor, Leela Business Park, Andheri Kurla Road, Andheri (E), Mumbai - 400 059 Visit: https://www.hdfcergo.com/motor-insurance/private-car-insurance.html