mv¤úªwZK

AvBwmwe mgvPvi

A_©bxwZ ch©v‡jvPbv

cuywRevRvi ch©v‡jvPbv

gy`ªvevRvi ch©v‡jvPbv

cvVkvjv

Awfe¨w³

msL¨v 05 gvP© 2015, dvêyb 1421 ˆÎgvwmK wbDR †jUvi

www.icb.gov.bd

cyuwRevRv‡ii `ª“Z MwZkxjZviRb¨ AvBwmwei fvebv

WIP c`K AR©b Kij evsjv‡`k

mnmªvã Dbœqb j¶¨gvÎv AR©‡bevsjv‡`‡ki mdjZv

AvBwmGgGwe KZ…©K †e÷ K‡c©v‡iU A¨vIqvW©

gv‡P©›U e¨vsK I †eªvKvi nvDm GicÖwZwbwa‡`i mv‡_ gZwewbgq mfv

GK bR‡i evsjv‡`‡ki †kqvievRviRvbyqvwi-gvP©, 2015

AvBwmwe I Gi mvewmwWqvwi †Kv¤úvwbmg~‡ni cY¨ I †mevmg~n

cyuwRevRvi welqK

• BKz¨BwU, cÖvB‡fU BKz¨BwU Ges †cøm‡g›U †kqvi-Gi wecix‡Z AwMÖg/wewb‡qvM;• †kqvi cybtµ‡qi wecix‡Z AwMÖg;• BDwbU mvwU©wd‡KU, wgDPy¨qvj dvÛ mvwU©wd‡KU, GGgwmGj BDwbU Ges evsjv‡`k dvÛ BDwbU mvwU©wd‡K‡Ui wecix‡Z AwMÖg;• gv‡P©ÛvBwRs Kvh©µg;• m¤ú` e¨e¯’vcbv;• Bmy¨ g¨v‡bR‡g›U;• AvÛviivBwUs;• †eªvKv‡iR †mevmg~n;• wWwc (dzj mvwf©m) †mevmg~n;• gvR©vi Ges GKz¨BwRkb;• U«vw÷ I Kv‡÷vwWqvb;• †cvU©‡dvwjI e¨e¯’vcbv;• †cÖdv‡i›m †kqvi wewb‡qvM;• ÷K gv‡K©U †jb‡`b;• wW‡eÂvi dvBb¨vw›ms;• wjR dvBb¨vw›ms;• †fÂvi K¨vwcUvj dvBb¨vw›ms|

gy`ªvevRvi welqK

• mveAwW©‡b‡UW eÛ, wR‡iv Kzcb eÛ, Uvg© wW‡cvwRU wiwmU;• e¨vsK M¨vivw›U;• K‡c©v‡iU dvBb¨vw›mqvj A¨vWfvBm|

miKv‡ii G‡R›U wn‡m‡e `vwqZ¡ cvjb

• BKz¨BwU GÛ G›U«v‡cÖbiwkc dvÛ;• ivóª gvwjKvbvaxb cÖwZôv‡bi †kqvi Ad‡jvwWs;• ¶wZMÖ¯— ¶z`ª wewb‡qvMKvix‡`i Rb¨ we‡kl cÖ‡Yv`bv w¯‹g|

cÖKvkbvq :cøvwbs GÛ wimvP© wWcvU©‡g›U

AvBwmwe cÖavb Kvh©vjq, XvKv 1000I‡qemvBU : www.icb.gov.bd

B-†gBj : info@icb.gov.bd, icb@agni.com

Dc‡`óv cwil`

Dc‡`óvgÊjxi mfvcwZ

cÖ‡dmi W. gwRe DwÏb Avn‡g`†Pqvig¨vb, AvBwmwe cwiPvjbv †evW©

Dc‡`óvgÊjx

KvRx kwdKzj AvhgcwiPvjK, AvBwmwe cwiPvjbv †evW©

MKzj Puv` `vmcwiPvjK, AvBwmwe cwiPvjbv †evW©

Gm, Gg, gwbi“¾vgvbcwiPvjK, AvBwmwe cwiPvjbv †evW©

W. †gvt wRjøyi ingvbcwiPvjK, AvBwmwe cwiPvjbv †evW©

cÖ`xc Kzgvi `ËcwiPvjK, AvBwmwe cwiPvjbv †evW©

ˆmq` Ave`yj nvwg`cwiPvjK, AvBwmwe cwiPvjbv †evW©

†gvt Ave`ym mvjvgcwiPvjK, AvBwmwe cwiPvjbv †evW©

†gvt †iRvDj KwigcwiPvjK, AvBwmwe cwiPvjbv †evW©

m¤úv`bv cwil`

cÖavb m¤úv`K

†gvt dv‡qKz¾vgvbe¨e¯’vcbv cwiPvjK

m¤úv`KgÊjx

†gvt BdwZLvi-DR-RvgvbDc-e¨e¯’vcbv cwiPvjK

†gvt Aveyj †nv‡mbgnve¨e¯’vcK

bvwmi DwÏb Avn¤§`gnve¨e¯’vcK

†gvnv¤§` BmgvBj †nv‡mbgnve¨e¯’vcK

bvmwib myjZvbvDc-gnve¨e¯’vcK

gv‡R`v LvZzbmnKvix gnve¨e¯’vcK

m¤úv`bv cwil`

Dc‡`óv cwil`

m~wPm¤úv`Kxq 3cyuwRevRv‡ii `ª“Z MwZkxjZvi Rb¨ AvBwmwei fvebv 3mv¤úÖwZK ¸i“Z¡c~Y© mgvPvi 4

WIP c`K AR©b Kij evsjv‡`k 4mnmªvã Dbœqb j¶¨gvÎv AR©‡b evsjv‡`‡ki mdjZv 4

AvBwmwe mgvPvi 5AvBwmwei AvBwmGgGwe KZ„©K †e÷ K‡c©v‡iU A¨vIqvW© 5gyw³hy×wfwËK MÖš’ cÖKvkbvq AvBwmwei mnvqZv 5AvBwmwei evwl©K wgjv` gvn&wdj 6BDwbU gvwjK‡`i we‡kl mfv 6gv‡P©›U e¨vsK I †eªvKvi nvD‡mi cÖwZwbwa‡`i mv‡_ gZwewbgq mfv 6BBGd welqK Kg©kvjv 6AvBwmwe Kg©KZ©vM‡Yi cÖwk¶Y 7¶wZMÖ¯— ¶z`ª wewb‡qvMKvix‡`i Rb¨ we‡kl cÖ‡Yv`bv w¯‹g 7AvBwmwei †kqv‡ii evRvi`i (wWGmB): Rvbyqvwi-gvP©, 2015 7AvBwmwe KZ„©K cÖ`Ë FY I AwMÖ‡gi my‡`i nvi 7AvBwmwe I Gi mvewmwWqvwi †Kv¤úvwb cwiPvwjZ †e-†gqvw` dvÛmg~‡ni mvwU©wd‡K‡Ui weµq I cybtµqg~j¨ 8AvBwmwe cwiPvwjZ wgDPz¨qvj dvÛmg~‡ni wbU m¤ú`g~j¨ I evRvig~j¨ 8AvBwmwe A¨v‡mU g¨v‡bR‡g›U †Kv¤úvwb wjwg‡UW cwiPvwjZ †gqvw` wgDPz¨qvj dvÛmg~‡ni Avw_©K we‡kølY 8

Aemi MÖnY 9K‡c©v‡ik‡bi Kg©KZ©vM‡bi Aemi MÖnY 9

AvMgb 9K‡c©v‡ik‡b Dc-e¨e¯’vcbv cwiPvj‡Ki †hvM`vb 9K‡c©v‡ik‡b bZzb gnve¨e¯’vc‡Ki †hvM`vb 9K‡c©v‡ik‡b bZzb Kg©KZ©vM‡Yi wb‡qvM 9

wWwgDPz¨qvjvB‡Rkb 10

A_©bxwZ ch©v‡jvPbv 11

cyuwRevRvi ch©v‡jvPbv 13GK bR‡i evsjv‡`‡ki †kqvievRvi: Rvbyqvwi-gvP©, 2015 13evRvi g~ja‡bi wfwˇZ kxl© 5 †Kv¤úvwb 13†jb‡`‡bi wfwˇZ kxl© 5 †Kv¤úvwb 14m‡e©v”P BwcGm-Gi wfwˇZ ÷K G·‡PÄ-G ZvwjKvfz³ kxl© 5 †Kv¤úvwb 14m‡e©v”P BwcGm-Gi wfwˇZ kxl© 5wU e¨vsK I Avw_©K cÖwZôvb 14me©wbgœ wc/B-Gi wfwˇZ ÷K G·‡PÄ-G ZvwjKvfz³ kxl© 5 †Kv¤úvwb 14GbGwf-Gi wfwˇZ kxl© 10 wgDPz¨qvj dvÛ 14ZvwjKvfz³ †Kv¤úvwbi Avw_©K we‡kølY 15we‡k¦i wKQy †kqvi m~PK 15wWGmB‡Z bZzb eyK wewìs mdU&Iq¨vi Ges cvewjK Bmy¨ A¨vwcø‡Kkb WvUv U«v›mwgkb mdU&Iq¨vi cÖ`k©b 15wWGmB Ges kxl©¯’vbxq †eªvKv‡iR nvDm¸‡jvi cÖwZwbwa‡`i Av‡jvPbv 16

gy`ªvevRvi ch©v‡jvPbv 16†LuvR-Lei 16

AvBwcI-i †LuvR 16cvVkvjv 17

gy`ªvevRvi I cyuwRevRvi 17Awfe¨w³ 18

cÖK…wZi mv‡_ AvZ¥xqZv 18ïKwiqvÑmdj nIqvi cÖ_g avc 18evsjv‡`‡k A_©bxwZi D`vixKiY I GKwU Avkvev` 19

Bqvs÷vim 20Journey of Life 20Ramadan Musings 20

AvBwmwe cwiµgv gvP© 2015 03

cÖwZôvi ElvjMœ n‡Z AvBwmwe †`‡k `ª“Z wkívqb Ges †UKmB Dbœq‡bi j‡¶¨ †`‡ki A_©‰bwZK m¤ú‡`i Kvh©Ki e¨env‡ii gva¨‡g kw³kvjx I MwZkxj cuywRevRvi wewbg©v‡Y KvR K‡i P‡j‡Q| AvBwmwe me©`v mgq I hy‡Mi Pvwn`v Abyhvqx †`‡ki wewb‡qvM‡¶Î m¤úÖmvi‡Yi hy‡Mvc‡hvMx aviYvmg~‡ni ev¯—e iƒc`v‡bi cÖ‡Póv Ae¨vnZ †i‡L P‡j‡Q| GB avivevwnK cÖ‡Póv‡K A¶zYœ ivLvi ZvwM‡` cyuwRevRv‡ii `ª“Z MwZkxjZv Z_v wewb‡qvM‡¶Î m¤úÖmviY I Dbœq‡bi Rb¨ AvBwmwe miKv‡ii wbKU †ck K‡i‡Q KwZcq mycvwik I fwel¨r cwiKíbv: ● cybtA_©vqb w¯‹g: †kqvi evRv‡ii wech©‡qi Kvi‡Y gv‡P©›U e¨vsK, †eªvKv‡iR

nvDmmn cyuwRevRv‡ii mswkøó cÖwZôvb I wewb‡qvMKvix‡`i cybe©vm‡bi Rb¨ miKvi Aby‡gvw`Z 900.00 †KvwU UvKvi GKwU we‡kl w¯‹g eZ©gv‡b AvBwmwei e¨e¯’vcbvq cwiPvwjZ n‡”Q| DwjøwLZ w¯‹gwU AvBwmwei e¨e¯’vcbvq †i‡L ¶wZMÖ¯— cÖwZôvb/ wewb‡qvMKvix‡`i cybtA_©vq‡bi wfwˇZ FY AvKv‡i cÖ‡hvR¨ k‡Z© Ae¨vnZ ivLv †h‡Z cv‡i|

● gv‡K©U †gwKs dvÛ: cyuwRevRv‡ii w¯’wZkxjZvi ¯^v‡_© mswkøó cÖwZôvbmg~‡ni cyuwRevRv‡i gv‡K©U †gwKs f~wgKv e„w× Kivi j‡¶¨ AvBwmwei cÖ‡qvRbxq KvwiMwi Ávb AR©b I gv‡K©U †gwKs dvÛ MV‡bi j‡¶¨ AvBwmwei wbR¯^ cÖ‡Póvi cvkvcvwk miKvi/GwWwe G‡¶‡Î cÖ‡qvRbxq mnvqZv cÖ`vb Ki‡Z cv‡i| K‡c©v‡ikbmn GKvwaK cÖwZôvb KZ©…K gv‡K©U †gwKs f~wgKv cvj‡bi D‡`¨vM MÖnY Kiv †h‡Z cv‡i|

● ÷¨v¤ú wWDwU (wgDPz¨qvj dvÛ): wgDPz¨qvj dv‡Û wewb‡qvM DrmvwnZ Kivi j‡¶¨ wgDPz¨qvj dv‡Û †gvU mvB‡Ri Dci 2% ÷¨v¤ú wWDwU avh© Kivi wecix‡Z wgDPz¨qvj dv‡Ûi U«v÷ WxW †iwR‡÷«k‡b c~‡e©i gZ bv‡g gvÎ wd avh© Kiv †h‡Z cv‡i|

● `xN© †gqv‡` wgDwbwmcvwjwU eÛ, K‡c©v‡iU eÛ, wR‡iv Kzcb eÛmn cvewjKwj †U«‡WW wewfbœ cÖKvi e‡Û Ki AeKvk ev Ki n«vm myweav cÖ`vb Kiv †h‡Z cv‡i|

● eZ©gvb myweav Ae¨vnZ †i‡L `xN© †gqv‡` (5 eQi I Zvi E‡aŸ©i) wewb‡qvM‡K DrmvwnZ Kivi Rb¨ `xN©‡gqvw` wewb‡qvM n‡Z AwR©Z g~jab jvf (capital gain) Ki gy³ Kiv †h‡Z cv‡i|

● cyuwRevRv‡ii †h mKj cÖwZôvb cÖ`Ë FY g›` nIqvi Kvi‡Y AjvfRbK Ae¯’vq i‡q‡Q Zv‡`i DËi‡Yi Rb¨ K‡c©v‡iU U¨v· n«vm Kiv †h‡Z cv‡i|

● eZ©gvb †kqvi evRvi cwiw¯’wZ †_‡K DËi‡Yi j‡¶¨ †kqvievRv‡i evwYwR¨K e¨vsK¸‡jvi AvBwb mxgvi AwZwi³ wewb‡qvM mgš^‡qi mgq AviI ewa©Z Kiv †h‡Z cv‡i|

● evsjv‡`k dvÛ: BDwbU dv‡Ûi b¨vq evsjv‡`k dv‡Ûi BDwb‡U wewb‡qvM cyuwRevRvi G·‡cvRvi †_‡K ev` †`qv †h‡Z cv‡i|

● B‡Zvc~‡e© wewfbœ e¨vsK I Avw_©K cÖwZôv‡bi mgš^‡q MwVZ AvBwmwe Kb‡mvwU©qvg‡K cybi“¾xweZ K‡i AeKvVv‡gv I AMÖvwaKvi cÖK‡í A_©vqb K‡i †`‡ki A_©‰bwZK DbœwZ‡K Z¡ivwš^Z Kiv †h‡Z cv‡i|

● AvBwmwe I mswkøó †÷K‡nvìvi‡`i D‡`¨v‡M weKí wewb‡qvM evRvi ev GmGgB ÷K G·‡PÄ cÖwZôv I cwiPvjbvi gva¨‡g A_©‰bwZK Dbœqb‡K Z¡ivwš^Z Kiv †h‡Z cv‡i|

● wewfbœ e¨vsK I Avw_©K cÖwZôvb A_©vwqZ cÖKímg~‡ni wbKU cvIbv †jv‡bi g‡a¨ bb-cvidiwgs †jvb/m¤ú` cybM©Vb msµvš— Kvh©µg cwiPvjbvi Rb¨ AvBwmwe I Ab¨vb¨ †÷K‡nvìvi‡`i D‡`¨v‡M GKwU A¨v‡mU wiKÝU«vKkb †Kv¤úvwb MVb I cwiPvjbv Kiv †h‡Z cv‡i|

● AvBwmwei Aax‡b GKwU †fÂvi K¨vwcUvj †Kv¤úvwb MVb Kiv †h‡Z cv‡i|● wWwRUvjvB‡Rk‡bi Ask wn‡m‡e AvBwmwe Ges e¨vsK I Avw_©K cÖwZôv‡bi D‡`¨v‡M

GKwU wbivc`, AvaywbK I wbf©i‡hvM¨ wWAviGm ¯’vc‡bi †ckK…Z cÖ¯—ve Aby‡gv`b Kiv †h‡Z cv‡i|

● BBGd-Gi b¨vq †QvU I ga¨g g~jab AvKv‡ii †Kv¤úvwb‡K wewfbœ cÖKvi wd I Ki AeKvk/Ki n«vm mnvqZv cÖ`vb Kiv †h‡Z cv‡i|

● jvfRbK I cvewjK Bmy¨‡hvM¨ wcwcwc cÖK‡í AvBwmwei AskMÖn‡Yi my‡hvM cÖ`vb Kiv †h‡Z cv‡i|

● †`‡ki wekvj mgy`ª m¤ú` AvniY, g~j¨ ms‡hvR‡bi j‡¶¨ bZzb m¤¢vebvgq cÖKí A_©vq‡b AskMÖnY| G‡¶‡Î miKv‡ii D‡`¨v‡M Exclusive Economic Zone Author-

ity m„wó Kiv †h‡Z cv‡i|

m¤úv`Kxq

26 gvP© 2014 evsjv‡`‡ki gnvb ¯^vaxbZv I RvZxq w`e‡m ïi“ n‡qwQj AvBwmwe cwiµgvi c_Pjv| cyuwRevRvi mswkøó wel‡q Aeva Z_¨cÖevn I Revew`wnZv wbwðZ Kiv Ges wewb‡qvMKvixM‡Yi Kv‡Q AvBwmwei bxwZ I Ae¯’vb Zz‡j aiv wQj AvBwmwe cwiµgv cÖKv‡ki Ab¨Zg j¶¨| m¤úÖmvi‡Yi ZvwM‡` gy`ªvevRvi I cyuwRevRvi m¤úwK©Z †gŠwjK welqvewji MwZ-cÖK…wZ we‡kølY Ges RvZxq A_©bxwZi nvjbvMv` Z_¨vw` m¤ú„³KiY, K‡c©v‡ik‡bi me©¯—‡ii Kg©KZ©v-Kg©Pvix‡`i mvgwMÖK ¸YMZ gv‡bvbœqb m‡ev©cwi eyw×`xß I wPš—vkxj cvVK †dvivg I †jLK‡Mvôx MV‡bi cÖqvm Ae¨vnZ †i‡L PviwU mg„× cÖKvkbvi gva¨‡g AvBwmwei fveg~wZ© mgybœZ †i‡L GKwU mdj eQi cvi Kij AvBwmwe cwiµgv|

mvgvwRK A_©‰bwZK gyw³i †h Zxeª AvKv•¶v wb‡q ¯^vaxb evsjv‡`‡ki Afz¨`q N‡UwQj, eZ©gvb A_©‰bwZK cwiw¯’wZ we‡kølY Ki‡j †evSv hvq Zv mdjZv AR©‡bi c‡_ i‡q‡Q| DbœZ we‡k¦i Kv‡Q evsjv‡`k GLb Dbœq‡bi GKUv g‡Wj e‡j we‡ewPZ| A_©‰bwZK gyw³i G c_hvÎvq kw³kvjx Ges w¯’wZkxj cyuywRevRv‡ii f~wgKv Ab¯^xKvh©| K‡c©v‡ik‡bi ElvjMœ †_‡K M„nxZ wewfbœ mymgwš^Z, m¤úÖmviYg~jK Ges AskMÖnYg~jK D‡`¨vM †`‡ki cyuwRevRvi‡K kw³kvjxKiY, cyuwRevRv‡ii bZzb bZzb c×wZ I Dcvq cÖeZ©‡b D‡jøL‡hvM¨ f~wgKv cvjb K‡i Avm‡Q|

†`‡ki Rbmvavi‡Yi Rxebgvb Dbœq‡b, `vwi`ª¨ we‡gvP‡b miKvi "Dbœqb iƒcKí-2021" Ges "wfkb-2041" bv‡g †h `xN©‡gqvw` cwiKíbv MÖnY K‡i‡Q Zv Z¡ivwš^Z Kivi j‡¶¨ K‡c©v‡ikb cÂevwl©Kx cwiKíbv MÖnY K‡i‡Q| cÖ¯—vweZ cwiKíbvq ev¯—eZvi †cÖ¶vc‡U wZbwU mvewmwWqvwi †Kv¤úvwbi (A¨v‡mU wiKÝUªvKkb †Kv¤úvwb, wWRv÷vi wiKfvwi mvBU †Kv¤úvwb I †fÂvi K¨vwcUvj †Kv¤úvwb) MVb, eÛ evRvi Dbœqb I GmGgB evRvi MV‡bi D‡`¨v‡Mi g‡Zv hy‡Mvc‡hvMx cwiKíbv MÖnY Kiv n‡q‡Q| mvgvwRK `vqe×Zv n‡Z AvBwmwe Zvi e¨e¯’vcbvq cwiPvwjZ BKz¨BwU GÛ G›U«v‡cÖbiwkc dvÛ (BBGd) Kg©m~wPi AvIZvq K…wl, grm¨, `y», cïm¤ú` I †cvwëª wk‡íi Dbœq‡bi gva¨‡g †`‡k Kg©ms¯’vb m„wó, cjøx A_©‰bwZK I AeKvVv‡gvMZ Dbœqb Ges Lv`¨ I Avwgl Drcv`‡b ¯^q¤¢iZv Avbq‡b we‡kl f~wgKv ivL‡Q|

ÔAvBwmwe cwiµgvÕi cÂg msL¨v cÖKvwkZ n‡”Q| cwiµgv cÖKv‡k AvBwmwei mKj Kg©KZ©v-Kg©Pvixi Drmvn, Aby‡cÖiYv, cyuwRevRvi, A_©evRvi, mvgvwRK wewfbœ mgm¨v Ges mvdj¨ wb‡q †jLv Avgv‡`i‡K mvg‡b AMÖmi nevi cwiKíbvi c_ myMg K‡i| †h D‡Ïk¨ I j¶¨ wb‡q AvBwmwe cwiµgvi cÖKvk †m D‡Ïk¨ I j¶¨ mg„× I mdj Kivi Rb¨ mswkøó mK‡ji mn‡hvwMZv Ae¨vnZ _vK‡e e‡j Avkv KiwQ|

cyuwRevRv‡ii `ª“Z MwZkxjZvi Rb¨ AvBwmwei fvebv:

AvBwmwe cwiµgv gvP© 201504

mv¤úÖwZK ¸iæZ¡c~Y© mgvPvi

bvixi ¶gZvqb I †RÛvi ˆelg¨ n«vmKi‡Y hyMvš—Kvix f~wgKv ivLvi Rb¨ MZ 22 gvP© 2015 Zvwi‡L myBRvij¨vÛwfwËK “Women in Parliaments Global Forum” KZ„©K WIP (Women

in Parliaments) c`‡K f~wlZ n‡q‡Q evsjv‡`k| World

Economic Forum-Gi ˆewk¦K †RÛvi ˆelg¨ cÖwZ‡e`‡bi Dci wfwË K‡i †Møvevj †dviv‡gi kxl© m‡¤§j‡b G cyi¯‹vi †NvlYv Kiv nq| ivR‰bwZK †¶‡Î †RÛvi ˆelg¨ wbim‡b kxl© `kwU †`‡ki g‡a¨ evsjv‡`k Zvi Ae¯’vb wbwðZ K‡i‡Q| ciivó« gš¿Yvj‡qi m~Î Abyhvqx evsjv‡`k `w¶Y I `w¶Y-c~e© Gwkqv K¨vUvMwi‡Z c`K jvf K‡i‡Q| evsjv‡`k n‡jv GKgvÎ †`k, †hLv‡b cÖavbgš¿x, RvZxq msm‡`i w¯úKvi, we‡ivax`jxq †bZv, msm` Dc‡bZv mK‡jB bvix| evsjv‡`k miKvi GB AR©b‡K 1971 mv‡ji gnvb gyw³hy‡× knx` I wbh©vwZZ bvix‡`i cÖwZ DrmM© K‡i‡Q| cyi¯‹vi MÖn‡Yi Rb¨ evsjv‡`‡ki gvbbxq cÖavbgš¿x‡K WIP-Gi cÖwZôvZv Silvana Koch Mehrin Avgš¿Y Rvwb‡qwQ‡jb| wKš‘ cyi¯‹vi weZiYx I mgvcbx Abyôv‡b Dcw¯’Z _vK‡Z bv cvivq cÖavbgš¿x wfwWI †g‡mR †cÖiY K‡ib| MZ 24 gvP© Bw_Iwcqvi ivRavbx AvwÏm Avevevq cÖavbgš¿xi c‡¶ ciivóª cÖwZgš¿x †gvt kvnwiqvi Avjg GB cyi¯‹vi MÖnY K‡ib| wZwb Zvi e³‡e¨ bvixi cÖwZ mwnsmZv eÜ K‡i †RÛvi ˆelg¨ wbim‡bi gva¨‡g bvixi AwaKvi cÖwZôvi A½xKvi e¨³ K‡ib|

mnmªvã Dbœqb j¶¨gvÎv 6 Ñ GBPAvBwf/GBWm, g¨v‡jwiqv Ges Ab¨vb¨ msµvgK †ivM cÖwZ‡iva

msµvgK †ivM cÖwZ‡iv‡ai m~P‡K evsjv‡`k B‡Zvg‡a¨ myi¶v †eóbxi g‡a¨ Ae¯’vb Ki‡Q| cÖvß Z_¨ Abymv‡i, evsjv‡`‡k GBPAvBwf/GBWm †ivMxi msL¨v 0.1 kZvs‡kiI wb‡P| ZvB evsjv‡`k GB †iv‡Mi gnvgvix ¯—‡ii (Epidemic Level) A‡bK wb‡P| National AIDS/STD Programmes (NASP) Abyhvqx 2013 mv‡j 15-24 eQ‡ii eq‡mi RbmsL¨vi g‡a¨ GBPAvBwf/GBWm m¤ú‡K© mg¨K aviYv Av‡Q 17.70 kZvs‡ki| ¯^v¯’¨ gš¿Yvj‡qi Z_¨ Abymv‡i 2005 mv‡j cÖwZ 1 j¶ †jv‡Ki g‡a¨ †hLv‡b g¨v‡jwiqv Avµv‡š—i msL¨v wQj 442 Rb Zv 2013 mv‡j †b‡g

2013 mv‡ji †m‡Þ¤¦i gv‡m RvwZms‡Ni we‡kl `~Z d«vw›mm j‡iÄ gvbbxq cÖavbgš¿x †kL nvwmbvi nv‡Z ÔÔmvD_ mvD_ A¨vIqvW©ÕÕ cyi¯‹vi Zz‡j †`b

2014 mv‡ji b‡f¤¦i gv‡m RvwZms‡Ni we‡kl `~Z B-wcs-Sz gvbbxq cÖavbgš¿x †kL nvwmbvi Z_¨ I †hvMv‡hvM cÖhyw³ Dc‡`óv mRxe Iqv‡R` R‡qi nv‡Z ÔÔmvD_ mvD_ †Kv-Acv‡ikb wfkbvwi A¨vIqvW©ÕÕ cyi¯‹vi Zz‡j †`b

`uvovq 202 R‡b| 2008 mv‡j g¨v‡jwiqv Avµvš— †ivMxi g‡a¨ 80 kZvsk cÖwZ‡laK MÖnY K‡i‡Q| 2013 mv‡j GB cÖwZ‡laK MÖnYKvixi msL¨v `uvovq 89.50 kZvsk| 1990 mv‡j cÖwZ 1 j‡¶ 61 Rb h¶¥v †iv‡M Avµvš— wQj| 2013 mv‡ji cwimsL¨vb Abymv‡i Zv †b‡g `uvovq 45 R‡b|

mnmªvã j¶¨gvÎv 7 Ñ cwi‡e‡ki †UKmB Dbœqb wbwðZKiY

1991 mv‡ji ci †_‡K Kve©b WvB A·vBW wbtmi‡Yi cwigvY fqvbKfv‡e e„w× †c‡q‡Q| 2012 mv‡j gv_vwcQy Kve©b wbtmi‡Yi cwigvY wQj 0.32 Ub| eZ©gv‡b ¯’j I Rjmxgvq 1.83 kZvsk myiw¶Z hw`I G‡¶‡Î wba©vwiZ j¶¨gvÎv 5 kZvsk| cwi‡ek gš¿Yvj‡qi Z_¨ Abymv‡i 97.90 kZvsk †jvKRb Av‡m©wbKgy³ wbivc` cvwb e¨envi Ki‡Q| 55.90 kZvsk RbMY DbœZ cqtwb®‹vkb c×wZ e¨envi Ki‡Q| G‡¶‡Î Rjevqy cwieZ©b I jeYv³Zv e„w× cÖwZ‡iva evsjv‡`‡ki Rb¨ GKwU eo P¨v‡jÄ|

mnmªvã j¶¨gvÎv 8 Ñ Avš—R©vwZK Askx`vwi‡Z¡i gva¨‡g Dbœqb wbwðZKiY

MZ `yB `k‡K evsjv‡`k M‡o cÖwZeQi 1672 wewjqb gvwK©b Wjvi Overseas Development Assistance †c‡q‡Q| evsjv‡`k G‡¶‡Î 663 wgwjqb gvwK©b Wjvi A_© mvnvh¨ Ges 1045 wgwjqb gvwK©b Wjvi FY mn‡hvwMZv †c‡q‡Q| OECD-Gi 34wU †`‡ki g‡a¨ gvÎ 8wU †`k evsjv‡`k‡K 624.90 wgwjqb gvwK©b Wjvi A_© mieivn K‡i‡Q|

MYcÖRvZš¿x evsjv‡`k miKvi mve©Rbxb mylg Dbœq‡bi Rb¨ †UwjKwgDwb‡Kkb †bUIqvK© I AeKvVv‡gv Dbœq‡bi Rb¨ Ôwfkb 2021Õ ev¯—evq‡bi Rb¨ KvR K‡i hv‡”Q| †`‡k †gvevBj †dvb †mev MÖvn‡Ki msL¨v †gvU RbmsL¨vi 75.81 kZvsk| 2014 mv‡j B›Uvi‡bU †mev MÖnYKvixi msL¨v 24.37 kZvsk|

j¶¨¸‡jvi cy‡ivcywi ev¯—evqb I wcwQ‡q _vKv AMÖMwZi †¶‡Î A_©‰bwZK mgm¨v‡K cÖavb Aš—ivq wn‡m‡e wPwýZ K‡i‡Qb we‡klÁiv| Zuviv e‡j‡Qb, m¤ú‡`i mxgve×Zvi Kvi‡Y Kvw•¶Z nv‡i A_© wewb‡qvM Ki‡Z cvi‡Q bv miKvi| †emiKvwi cÖwZôvbmg~nI e¨emvi evB‡i G‡m mvgvwRK Dbœq‡b A_© wewb‡qvM Ki‡Z Pvq bv| wewfbœ `vZv †`k Ges Dbœqb ms¯’vI evsjv‡`‡ki GgwWwR AR©‡b cÖwZkª“Z nv‡i Avw_©K mnvqZv

mnmªvã Dbœqb j¶¨gvÎv AR©‡b evsjv‡`‡ki mdjZv

WIP c`K AR©b Kij evsjv‡`k

AvBwmwe cwiµgv gvP© 2015 05

†`qwb| Gi d‡j c~e©wba©vwiZ 2015 mv‡ji g‡a¨ †ekwKQy m~P‡K GgwWwR AR©b AwbwðZ n‡q c‡o‡Q| G cÖm‡½ cwiKíbv Kwgk‡bi mvaviY A_©bxwZ wefv‡Mi m`m¨ W. kvgmyj Avjg e‡jb, ÔDbœZ †`k¸‡jv G j¶¨ AR©‡b ¯^‡ívbœZ †`k¸‡jv‡K Zv‡`i RvZxq Av‡qi 0.7 kZvsk nv‡i Dbœqb mnvqZv cÖ`v‡bi cÖwZkª“wZ w`‡qwQj| wKš‘ †m cÖwZkª“wZ Zviv i¶v K‡iwb| d‡j evsjv‡`k GgwWwR AR©‡b †h mvdj¨ AR©b K‡i‡Q Zv wbR¯^ m¤ú` I A‡_©B K‡i‡Q|Õ wZwb e‡jb, ÔDbœZ †`k¸‡jv Zv‡`i cÖwZkª“wZ Abyhvqx A_© mnvqZv w`‡j Avgiv wbw`©ó mg‡qi g‡a¨B mKj m~P‡K GgwWwR AR©‡b mdj nZvg|Õ evsjv‡`‡ki GgwWwR AR©‡b BDGbwWwci ch©‡e¶Y Kx Rvb‡Z PvB‡j ms¯’vwUi evsjv‡`‡ki AvevwmK cÖwZwbwa †bBj IqvKvi e‡jb, Ôevsjv‡`k GgwWwRi A‡bK j¶¨ AR©‡b mvdj¨ †`wL‡q‡Q| evwK j¶¨¸‡jv AR©‡b cy‡ivgvÎvq cÖ‡Póv Pvjv‡Z n‡e| we‡kl K‡i ebvqb I cwi‡ek Ges cywói wbðqZvi Ici we‡kl †Rvi w`‡Z n‡e|Õ Z‡e B‡Zvg‡a¨ evsjv‡`k `vwi`ª¨ we‡gvP‡b GgwWwR j¶¨gvÎv AwZµg Ki‡Z m¶g n‡q‡Q| 2012 mv‡ji Lvbv Rwic (Household Income Expenditure Survey) Abyhvqx, 1991-92 mvj †_‡K 2010 mvj ch©š— cÖwZeQ‡i `vwi`ª¨ K‡g‡Q 2.47 kZvsk nv‡i| GB cÖwµqv Ae¨vnZ _vKvq evsjv‡`k 2012 mv‡jB `vwi‡`ª¨i nvi A‡a©‡K bvwg‡q Avbvi j¶¨ AR©b Ki‡Z m¶g nq| eZ©gvb miKvi `vwi‡`ª¨i nvi 26 kZvs‡k bvwg‡q G‡b‡Q hv evsjv‡`‡ki AR©‡bi †¶‡Î GKwU gvBjdjK| miKv‡ii GB Ae¨vnZ Avš—wiK cÖ‡Póv GKwU mvdj¨RbK AR©‡bi gva¨‡g Ab¨vb¨ ¯^‡ívbœZ †`‡ki Rb¨ AbymiYxq n‡q _vK‡e|

GgwWwRi j¶¨gvÎv ev¯—evqb I AMÖMwZi †¶‡Î A_©‰bwZK mgm¨vi mgvav‡b miKv‡ii mgqve× cwiKíbv ev¯—evq‡b AvBwmwe ¸i“Z¡c~Y© f~wgKv ivLvi cÖqvm Ae¨vnZ †i‡L‡Q| G j‡¶¨ `vwi`ª¨ `~ixKiY, †eKvi mgm¨v mgvav‡b weKí Kg©ms¯’vb m„wó‡Z Ges Zi“Y D‡`¨v³v m„wó‡Z AvBwmwei BBGd mnvqZvi f~wgKv Abe`¨| jvL jvL wkw¶Z Zi“Y D‡`¨v³v BBGd mnvqZv MÖnY K‡i AvBwmwU I K…wl Lv‡Zi Dbœq‡bi gva¨‡g MÖvgxY I kn‡ii Av_©-mvgvwRK Dbœq‡b we‡kl f~wgKv cvjb Ki‡Q| BBGd †m±‡ii Aaxb wewfbœ cÖKí †hgb wgkª mvi Drcv`b, gvsm cÖwµqvKiY, wUmy¨ KvjPvi, `y» cÖwµqvRvZKiY, A‡Uv ivBm wgj BZ¨vw` cÖKí †eKviZ¡ `~ixKi‡Y we‡kl f~wgKv cvjb Ki‡Q| AvBwmwe 2013-14 A_©eQ‡i K…wl Lv‡Z 121wU Ges AvBwmwU Lv‡Z 16wU mn me©‡gvU 167.26 †KvwU UvKv weZiY K‡i‡Q hv evsjv‡`‡ki A_©‰bwZK Dbœqb c`hvÎvq Abb¨ f~wgKv ivL‡Q| AvBwmwei e¨e¯’vcbvq cwiPvwjZ BBGd mnvqZvi AvIZvq cÖvq 36,651 Rb †jv‡Ki Kg©ms¯’v‡bi my‡hvM m„wó n‡q‡Q hv GgwWwRi cÖv_wgK j¶¨ c~i‡Y D‡jøL‡hvM¨ f~wgKv cvjb Ki‡Q|

miKv‡ii GB avivevwnK mdjZv‡K A¶zYœ ivLvi j‡¶¨ AvBwmwe Zvi A`g¨ AMÖhvÎv Ges Adziš— m¤¢vebv‡K AviI MwZgq K‡i miKv‡ii M„nxZ Dbœqb msµvš— bxwZgvjv ev¯—evq‡b wbR¯^ D™¢vebx I Kvh©Ki c`‡¶‡ci gva¨‡g mKj msKU KvwU‡q ˆewPΨgq I Cl©Yxq wewb‡qvMKvix cÖwZôvb wn‡m‡e `„p AvZ¥wek¦vm Ges wek¦¯—Zvi mv‡_ GwM‡q hv‡e|

AvBwmGgGwe KZ©„K †e÷ K‡c©v‡iU A¨vIqvW©

gyw³hy×wfwËK MÖš’ cÖKvkbvq AvBwmwei mnvqZv

AvBwmwe mgvPvi

w` Bbw÷wUDU Ae K÷ A¨vÛ g¨v‡bR‡g›U GKvbU¨v›Um& Ae evsjv‡`k (AvBwmGgGwe) AvBwmweÕi 2012-13 A_©eQ‡ii evwl©K cÖwZ‡e`b g~j¨vqb K‡i †e÷ K‡c©v‡iU A¨vIqvW©-2014 Gi AvIZvq bb-e¨vsK wdb¨vwÝqvj Bbw÷wUDkbm&&& K¨vUvMwi‡Z Bb‡f÷‡g›U K‡c©v‡ikb Ae evsjv‡`k (AvBwmwe)-†K cÖ_g cyi¯‹vi cÖ`vb K‡i‡Q| 20 Rvbyqvwi, 2015 Zvwi‡L c¨vb c¨vwmwdK †mvbviMuvI †nv‡U‡j MYcÖRvZš¿x evsjv‡`k miKv‡ii gvbbxq A_©gš¿x Rbve Aveyj gvj Ave`yj gywnZ cÖavb AwZw_ wn‡m‡e Dcw¯’Z †_‡K Bb‡f÷‡g›U K‡c©v‡ikb Ae evsjv‡`k (AvBwmwe)-Gi cwiPvjK †ev‡W©i †Pqvig¨vb W. gwRe DwÏb Avn‡g` Ges e¨e¯’vcbv cwiPvjK †gvt dv‡qKz¾vgv‡bi nv‡Z D³ ¯^xK…wZi c`K Zz‡j †`b| G AR©b AvBwmwei `xN©w`b mvd‡j¨i mv‡_ c_ Pjvi ¯^xK…wZ¯^iƒc|

MYcÖRvZš¿x evsjv‡`k miKv‡ii gvbbxq A_©gš¿x Rbve Aveyj gvj Ave`yj gywn‡Zi KvQ †_‡K ÔAvBwmGgGwe †e÷ K‡c©v‡iU A¨vIqvW©-2014Õ MÖnY Ki‡Qb AvBwmwei †Pqvig¨vb cÖ‡dmi W. gwRe DwÏb Avn‡g` Ges e¨e¯’vcbv cwiPvjK Rbve †gvt dv‡qKz¾vgvb

MZ 23.01.2015 Zvwi‡L AbywôZ gyw³‡hv×v ex‡ib †mvg iwPZ gyw³hy×wfwËK MÖš’ Ôevsjv‡`‡ki ¯^vaxbZv msMÖv‡g wkíxmgvRÕ cÖKvkbv Drm‡e AvBwmwei c¶ †_‡K GKK ¯úÝi wn‡m‡e K‡c©v‡ik‡bi e¨emv Dbœqb LvZ n‡Z Avw_©K mnvqZv cÖ`vb Kiv nq| D³ Abyôv‡b cÖavb AwZw_ wn‡m‡e Dcw¯’Z wQ‡jb MYcÖRvZš¿x evsjv‡`k miKv‡ii gvbbxq A_©gš¿x Rbve Aveyj gvj Ave`yj gywnZ, mfvcwZ wn‡m‡e Dcw¯’Z wQ‡jb cÖL¨vZ K_vmvwnwZ¨K GwgwiUvm Aa¨vcK W. Avwbmy¾vgvb Ges we‡kl AwZw_ wn‡m‡e Dcw¯’Z wQ‡jb L¨vwZgvb wPÎwkíx Rbve gy¯—vdv g‡bvqvi, L¨vwZgvb wPÎwkíx Rbve iwdKzb bex, K‡c©v‡ik‡bi cwiPvjbv †ev‡W©i †Pqvig¨vb W. gwRe DwÏb Avn‡g` I e¨e¯’vcbv cwiPvjK Rbve †gvt dv‡qKz¾vgvb|

AvBwmwe cwiµgv gvP© 201506

AvBwmwei evwl©K wgjv` gvn&wdj

gv‡P©›U e¨vs‡Ki cÖwZwbwa‡`i mv‡_ AbywôZ mfvq mfvcwZZ¡ Ki‡Qb AvBwmwei e¨e¯’vcbv cwiPvjK Rbve †gvt dv‡qKz¾vgvb

AvBwmwei evwl©K wgjv` gvn&wdj Abyôv‡b Dcw¯’Z e¨e¯’vcbv cwiPvjK Rbve †gvt dv‡qKz¾vgvb, Dce¨e¯’vcbv cwiPvjK, gnve¨e¯’vcKMY, evqZzj †gvKvi&ig gmwR‡`i cÖavb LwZe Ges AvBwmwei me©¯Í‡ii Kg©KZ©v I Kg©PvixMY

22 gvP©, 2015 Zvwi‡L Bb‡f÷‡g›U K‡c©v‡ikb Ae evsjv‡`k (AvBwmwe)-Gi e¨e¯’vcbv cwiPvjK Rbve †gvt dv‡qKz¾vgv‡bi mfvcwZ‡Z¡ K‡c©v‡ik‡bi †evW© i“‡g gv‡P©›U e¨vsK I †eªvKvi nvD‡mi cÖwZwbwa‡`i m‡½ cyuwRevRv‡ii eZ©gvb cwiw¯’wZ‡Z KiYxq wel‡q gZwewbgq mfv AbywôZ nq| mfvq mfvcwZ gv‡P©›U e¨vsK Ges ÷K †eªvKvi‡`i Rb¨ mnR k‡Z© I ¯^í my‡` FY cÖ`v‡bi Rb¨ wi-dvBb¨vwÝs w¯‹g cÖeZ©b, cyuwRevRvi Dbœq‡bi Rb¨ Avjv`vfv‡e GKwU eÛ MV‡bi wel‡q ¸i“Z¡ Av‡ivc K‡ib| mfvq evsjv‡`k wmwKDwiwUR A¨vÛ G·‡PÄ Kwgk‡bi wbe©vnx cwiPvjK Ges Ab¨vb¨ gv‡P©›U e¨vsK I †eªvKvi nvD‡mi cÖwZwbwaMY e³e¨ cÖ`vb K‡ib| gv‡P©›U e¨vsKviMY Zv‡`i e³‡e¨ K‡c©v‡iU U¨v· Kgv‡bv, Bmy¨qvi †Kv¤úvwb KZ©„K †kqvi evB-e¨vK AvB‡bi cÖPjb, ¶z`ª wewb‡qvMKvixM‡Yi b¨vq eo wewb‡qvMKvixM‡Yi Rb¨I cÖ‡Yv`bv myweav PvjyKiYmn cyuwRevRvi Dbœq‡bi Rb¨ Ab¨vb¨ KiYxq wel‡qi Dci ¸i“Z¡v‡ivc K‡ib| mfvq AvBwmwei Dc-e¨e¯’vcbv cwiPvjK Rbve †gvt BdwZLvi-DR-Rvgvb Ges gnve¨e¯’vcKMY Dcw¯’Z wQ‡jb|

BBGd mnvqZvcÖvß cÖK‡í AvBwmwe KZ„©K wb‡qvMK…Z cwiPvjKe„‡›`i mv‡_ mfvq e³e¨ ivL‡Qb AvBwmwei e¨e¯’vcbv cwiPvjK Rbve †gvt dv‡qKz¾vgvb

AvBwmwei e¨e¯’vcbvq cwiPvwjZ BKz¨BwU A¨vÛ G›Uªv‡cÖbiwkc dvÛ (BBGd) n‡Z A_©vwqZ cÖK‡í gÄywi, A_© weZiY, Av`vq/wb®úwË msµvš— wewfbœ wel‡q Av‡jvPbvi Rb¨ 22 gvP©, 2015 Zvwi‡L AvBwmwei cÖavb Kvh©vj‡q GK Kg©kvjv AbywôZ nq| D³ Abyôv‡b mfvcwZZ¡ K‡ib AvBwmwei e¨e¯’vcbv cwiPvjK Rbve †gvt dv‡qKz¾vgvb| Abyôv‡b AvBwmwei Dc-e¨e¯’vcbv cwiPvjK Rbve †gvt BdwZLvi-DR-Rvgvb, gnve¨e¯’vcK Rbve †gvt Aveyj †nv‡mb, Rbve bvwmi DwÏb Avn¤§`, Rbve †gvnv¤§` BmgvBj †nv‡mb I BBGd DBs‡qi Dc-gnve¨e¯’vcK, mnKvix gnve¨e¯’vcKMYmn BBGd A_©vwqZ cÖKímg~‡n AvBwmwe KZ„©K wb‡qvMK…Z cwiPvjKe„›` Dcw¯’Z wQ‡jb|

AvBwmweÕi A¨v‡mU g¨v‡bR‡g›U †Kv¤úvwb wjt (AvBGGgwmGj) KZ©„K cwiPvwjZ 10 eQi †gqvw` ÔÔAvBwmwe GGgwmGj BmjvwgK wgDPz¨qvj dvÛÕÕ-Gi †gqv` 28 wW‡m¤¦i, 2014 Zvwi‡L c~Y© nq| evsjv‡`k wmwKDwiwUR A¨vÛ G·‡PÄ Kwgkb (weGmBwm)-Gi RvwiK…Z wewagvjv Abyhvqx w¯‹gwU †gqvw` †_‡K †e-†gqvw` w¯‹‡g iƒcvš—‡ii wel‡q gZvgZ MÖn‡Yi D‡Ï‡k¨ 06 Rvbyqvwi, 2015 Zvwi‡L BDwbU gvwjK‡`i GK we‡kl Av‡jvPbv mfv AbyywôZ nq| mfvq cÖavb AwZw_i Avmb AjsK…Z K‡ib AvBwmwei cwiPvjbv †ev‡W©i m¤§vwbZ †Pqvig¨vb cÖ‡dmi W. gwRe DwÏb Avn‡g`| AvBwmwei gvbbxq e¨e¯’vcbv cwiPvjK Rbve †gvt dv‡qKz¾vgvb mfvq mfvcwZZ¡ K‡ib| U«vw÷ KwgwUi m`m¨e„›`mn BDwbU gvwjKMY gZwewbgq mfvq Dcw¯’Z wQ‡jb| Dcw¯’Z BDwbU gvwjK‡`i D‡Ï‡k e³e¨ iv‡Lb mfvi m¤§vwbZ †Pqvig¨vb I mfvcwZ g‡nv`q| mfvq Dcw¯’Z BDwbU gvwjK‡`i wZb-PZz_©vs‡ki AwaK BDwbU †nvìvi w¯‹gwU‡K †gqvw` †_‡K †e-†gqvw` w¯‹‡g iƒcvš—‡ii cÖ¯—ve mg_©b K‡ib| †Pqvig¨vb I e¨e¯’vcbv cwiPvjK AvBwmwei cÖwZ BDwbU gvwjK‡`i AwePj Av¯’v I wek¦vm ivLv we‡klZ Av‡jvP¨ dv‡Ûi iƒcvš—i cÖwµqvq AKzÉ mg_©b I mn‡hvwMZvi Rb¨ evsjv‡`k wmwKDwiwUR A¨vÛ G·‡PÄ Kwgkb (weGmBwm), Dfq ÷K G·‡PÄ Ges mswkøó †÷K‡nvìvi‡`i cÖwZ K…ZÁZv cÖKvk K‡ib|

BDwbU gvwjK‡`i we‡kl mfv

BBGd welqK Kg©kvjv

AvBwmwe GGgwmGj BmjvwgK wgDPz¨qvj dvÛ‡K †e-†gqvw` w¯‹‡g iƒcvš—i Kivi D‡Ï‡k¨ Av‡qvwRZ mfvq Dcw¯’Z †Pqvig¨vb cÖ‡dmi W. gwRe DwÏb Avn‡g` Ges e¨e¯’vcbv cwiPvjK Rbve †gvt dv‡qKz¾vgvb

gv‡P©›U e¨vsK I †eªvKvi nvD‡micÖwZwbwa‡`i mv‡_ gZwewbgq mfv

AvBwmwe cwiµgv gvP© 2015 07

cÖwZôvi ElvjMœ n‡Z AvBwmwe †`‡k `ª“Z wkívqb Ges †UKmB Dbœq‡bi j‡¶¨ †`‡ki A_©‰bwZK m¤ú‡`i Kvh©Ki e¨env‡ii gva¨‡g kw³kvjx I MwZkxj cuywRevRvi wewbg©v‡Y KvR K‡i P‡j‡Q| AvBwmwe me©`v mgq I hy‡Mi Pvwn`v Abyhvqx †`‡ki wewb‡qvM‡¶Î m¤úÖmvi‡Yi hy‡Mvc‡hvMx aviYvmg~‡ni ev¯—e iƒc`v‡bi cÖ‡Póv Ae¨vnZ †i‡L P‡j‡Q| GB avivevwnK cÖ‡Póv‡K A¶zYœ ivLvi ZvwM‡` cyuwRevRv‡ii `ª“Z MwZkxjZv Z_v wewb‡qvM‡¶Î m¤úÖmviY I Dbœq‡bi Rb¨ AvBwmwe miKv‡ii wbKU †ck K‡i‡Q KwZcq mycvwik I fwel¨r cwiKíbv: ● cybtA_©vqb w¯‹g: †kqvi evRv‡ii wech©‡qi Kvi‡Y gv‡P©›U e¨vsK, †eªvKv‡iR

nvDmmn cyuwRevRv‡ii mswkøó cÖwZôvb I wewb‡qvMKvix‡`i cybe©vm‡bi Rb¨ miKvi Aby‡gvw`Z 900.00 †KvwU UvKvi GKwU we‡kl w¯‹g eZ©gv‡b AvBwmwei e¨e¯’vcbvq cwiPvwjZ n‡”Q| DwjøwLZ w¯‹gwU AvBwmwei e¨e¯’vcbvq †i‡L ¶wZMÖ¯— cÖwZôvb/ wewb‡qvMKvix‡`i cybtA_©vq‡bi wfwˇZ FY AvKv‡i cÖ‡hvR¨ k‡Z© Ae¨vnZ ivLv †h‡Z cv‡i|

● gv‡K©U †gwKs dvÛ: cyuwRevRv‡ii w¯’wZkxjZvi ¯^v‡_© mswkøó cÖwZôvbmg~‡ni cyuwRevRv‡i gv‡K©U †gwKs f~wgKv e„w× Kivi j‡¶¨ AvBwmwei cÖ‡qvRbxq KvwiMwi Ávb AR©b I gv‡K©U †gwKs dvÛ MV‡bi j‡¶¨ AvBwmwei wbR¯^ cÖ‡Póvi cvkvcvwk miKvi/GwWwe G‡¶‡Î cÖ‡qvRbxq mnvqZv cÖ`vb Ki‡Z cv‡i| K‡c©v‡ikbmn GKvwaK cÖwZôvb KZ©…K gv‡K©U †gwKs f~wgKv cvj‡bi D‡`¨vM MÖnY Kiv †h‡Z cv‡i|

● ÷¨v¤ú wWDwU (wgDPz¨qvj dvÛ): wgDPz¨qvj dv‡Û wewb‡qvM DrmvwnZ Kivi j‡¶¨ wgDPz¨qvj dv‡Û †gvU mvB‡Ri Dci 2% ÷¨v¤ú wWDwU avh© Kivi wecix‡Z wgDPz¨qvj dv‡Ûi U«v÷ WxW †iwR‡÷«k‡b c~‡e©i gZ bv‡g gvÎ wd avh© Kiv †h‡Z cv‡i|

● `xN© †gqv‡` wgDwbwmcvwjwU eÛ, K‡c©v‡iU eÛ, wR‡iv Kzcb eÛmn cvewjKwj †U«‡WW wewfbœ cÖKvi e‡Û Ki AeKvk ev Ki n«vm myweav cÖ`vb Kiv †h‡Z cv‡i|

● eZ©gvb myweav Ae¨vnZ †i‡L `xN© †gqv‡` (5 eQi I Zvi E‡aŸ©i) wewb‡qvM‡K DrmvwnZ Kivi Rb¨ `xN©‡gqvw` wewb‡qvM n‡Z AwR©Z g~jab jvf (capital gain) Ki gy³ Kiv †h‡Z cv‡i|

● cyuwRevRv‡ii †h mKj cÖwZôvb cÖ`Ë FY g›` nIqvi Kvi‡Y AjvfRbK Ae¯’vq i‡q‡Q Zv‡`i DËi‡Yi Rb¨ K‡c©v‡iU U¨v· n«vm Kiv †h‡Z cv‡i|

● eZ©gvb †kqvi evRvi cwiw¯’wZ †_‡K DËi‡Yi j‡¶¨ †kqvievRv‡i evwYwR¨K e¨vsK¸‡jvi AvBwb mxgvi AwZwi³ wewb‡qvM mgš^‡qi mgq AviI ewa©Z Kiv †h‡Z cv‡i|

● evsjv‡`k dvÛ: BDwbU dv‡Ûi b¨vq evsjv‡`k dv‡Ûi BDwb‡U wewb‡qvM cyuwRevRvi G·‡cvRvi †_‡K ev` †`qv †h‡Z cv‡i|

● B‡Zvc~‡e© wewfbœ e¨vsK I Avw_©K cÖwZôv‡bi mgš^‡q MwVZ AvBwmwe Kb‡mvwU©qvg‡K cybi“¾xweZ K‡i AeKvVv‡gv I AMÖvwaKvi cÖK‡í A_©vqb K‡i †`‡ki A_©‰bwZK DbœwZ‡K Z¡ivwš^Z Kiv †h‡Z cv‡i|

● AvBwmwe I mswkøó †÷K‡nvìvi‡`i D‡`¨v‡M weKí wewb‡qvM evRvi ev GmGgB ÷K G·‡PÄ cÖwZôv I cwiPvjbvi gva¨‡g A_©‰bwZK Dbœqb‡K Z¡ivwš^Z Kiv †h‡Z cv‡i|

● wewfbœ e¨vsK I Avw_©K cÖwZôvb A_©vwqZ cÖKímg~‡ni wbKU cvIbv †jv‡bi g‡a¨ bb-cvidiwgs †jvb/m¤ú` cybM©Vb msµvš— Kvh©µg cwiPvjbvi Rb¨ AvBwmwe I Ab¨vb¨ †÷K‡nvìvi‡`i D‡`¨v‡M GKwU A¨v‡mU wiKÝU«vKkb †Kv¤úvwb MVb I cwiPvjbv Kiv †h‡Z cv‡i|

● AvBwmwei Aax‡b GKwU †fÂvi K¨vwcUvj †Kv¤úvwb MVb Kiv †h‡Z cv‡i|● wWwRUvjvB‡Rk‡bi Ask wn‡m‡e AvBwmwe Ges e¨vsK I Avw_©K cÖwZôv‡bi D‡`¨v‡M

GKwU wbivc`, AvaywbK I wbf©i‡hvM¨ wWAviGm ¯’vc‡bi †ckK…Z cÖ¯—ve Aby‡gv`b Kiv †h‡Z cv‡i|

● BBGd-Gi b¨vq †QvU I ga¨g g~jab AvKv‡ii †Kv¤úvwb‡K wewfbœ cÖKvi wd I Ki AeKvk/Ki n«vm mnvqZv cÖ`vb Kiv †h‡Z cv‡i|

● jvfRbK I cvewjK Bmy¨‡hvM¨ wcwcwc cÖK‡í AvBwmwei AskMÖn‡Yi my‡hvM cÖ`vb Kiv †h‡Z cv‡i|

● †`‡ki wekvj mgy`ª m¤ú` AvniY, g~j¨ ms‡hvR‡bi j‡¶¨ bZzb m¤¢vebvgq cÖKí A_©vq‡b AskMÖnY| G‡¶‡Î miKv‡ii D‡`¨v‡M Exclusive Economic Zone Author-

ity m„wó Kiv †h‡Z cv‡i|

AvBwmwei Kg©KZ©vM‡Yi cÖwk¶Y

¶wZMÖ¯— ¶z`ª wewb‡qvMKvix‡`i Rb¨ we‡kl cÖ‡Yv`bv w¯‹g

AvBwmwe Zvi Kg©KZ©v-Kg©Pvix‡`i Kg©`¶Zv e„w×i j‡¶¨ wbR¯^ cÖwk¶Y †K›`ªmn †`‡ki wewfbœ ¯^bvgab¨ cÖwk¶Y cÖ`vbKvix cÖwZôv‡bi gva¨‡g cÖwk¶Y cÖ`vb K‡i _v‡K| GB Kvh©µ‡gi Ask wn‡m‡e 2015 mv‡ji Rvbyqvwi-gvP© cÖvwš—‡Ki wewfbœ mg‡q †`‡ki L¨vZbvgv cÖwk¶Y cÖ`vbKvix cÖwZôvb †hgbÑ BB, BIBM, NAPD, SICM, BPATC Ges ICB Gi wbR¯^ cÖwk¶Y †K‡›`ª cÖwk¶Y cÖ`vb K‡i‡Q| GB cÖwk¶Y Kvh©µ‡gi g‡a¨ AvBwmwei AvBb I wewaweavb; People Management Skill for Professionals; Factoring, Leasing, Venture Financing; Investment Banking; Transparency, Accountability and Good

governance BZ¨vw` kxl©K cÖwk¶Y Ab¨Zg|

AvBwmwei AvBb I wewaweavb msµvš— cÖwk¶Y Kg©kvjvq cÖwk¶YiZ K‡c©v‡ik‡bi Dc-gnve¨e¯’vcK I mnKvix gnve¨e¯’vcKe„›`

cyuwRevRv‡i ¶wZMÖ¯— ¶z`ª wewb‡qvMKvix‡`i Rb¨ miKvi †NvwlZ cÖ‡Yv`bv w¯‹g ev¯—evq‡bi j‡¶¨ A_© gš¿Yvj‡qi e¨vsK I Avw_©K cÖwZôvb wefv‡Mi 04 RyjvB 2013 Zvwi‡Li c‡Îi gva¨‡g cyuwRevRv‡i ¶wZMÖ¯— ¶z`ª wewb‡qvMKvix‡`i mnvqZv Znwej bv‡g 900 †KvwU UvKvi GKwU c„_K Znwej MVb Kiv n‡q‡Q| Av‡jvP¨ Znwe‡ji e¨e¯’vcbvi ̀ vwqZ¡ AvBwmwe-†K cÖ`vb Kiv n‡q‡Q| †m j‡¶¨ wewb‡qvMKvix‡`i mnvqZv Znwej e¨e¯’vcbvi Rb¨ cwiPvjK cl©‡`i Aby‡gv`bµ‡g we‡kl Znwej e¨e¯’vcbv BDwbU MVb Kiv n‡q‡Q| mywbw`©ó bxwZgvjvi wfwˇZ ïaygvÎ cÖ‡Yv`bv c¨v‡KR cÖYqb KwgwU KZ©…K wba©vwiZ ¶wZMÖ¯— ¶z`ª wewb‡qvMKvix‡`i g‡a¨ FY cybtZdwmwjKiY A_ev bZzb FY weZiY A_ev Dfq Gi D‡Ï‡k¨ gv‡P©›U e¨vsK I ÷K †eªvKv‡ii g‡a¨ AvBwmwe D³ Znwej n‡Z FY weZiY K‡i| 31 gvP© 2015 ZvwiL ch©š— gv‡P©›U e¨vsK I †eªvKv‡iR nvDm n‡Z M„nxZ Av‡e`b, FY gÄywi Ges weZi‡Yi weeiY wbgœiƒc:

Av‡e`b gÄywi weZiY Av`vq

msL¨v cwigvY (†KvwU UvKvq) msL¨v cwigvY

(†KvwU UvKvq) msL¨v cwigvY (†KvwU UvKvq) msL¨v cwigvY

(†KvwU UvKvq)

gv‡P©›U e¨vsK 21 386.47 20 380.01 15 347.48 11 75.31

†eªvKv‡iR nvDm 25 186.41 21 146.98 13 114.06 4 16.89

†gvU 46 572.88 41 526.99 28 461.54 15 92.20

AvBwmwe †kqv‡ii evRvi`i (wWGmB): Rvbyqvwi-gvP©, 2015(UvKvq)

cÖviw¤¢K m‡e©v”P me©wbgœ mgvcbxRvbyqvwi 1365.00 1415.00 1221.00 1349.50

†deª“qvwi 135.00 145.10 130.20 137.90gvP© 137.10 139.50 125.00 130.20

* Rvbyqvwi gv‡mi AvBwmwe †kqv‡ii evRvi`i 100 UvKv †dmf¨vjyi wfwˇZ Ges †deª“qvwi I gvP© gv‡mi AvBwmwe †kqv‡ii evRvi`i 10 UvKv †dmf¨vjyi wfwˇZ|

AvBwmwe KZ©…K cÖ`Ë FY I AwMÖ‡gi my‡`i nvi

FY I AwMÖ‡gi aib cwiewZ©Z my‡`i nvi (%) (Kvh©Ki nIqvi ZvwiL 01 RyjvB 2014)wewb‡qvM wnmv‡e cÖ`Ë FY(ˆÎgvwmK wfwˇZ Pµe„w× nv‡i)

weªwRs †jvb, wW‡eÂvi µq, AMÖvwaKvi †kqviwjR A_©vqb Ges KbRy¨gvi †µwWU w¯‹g

AvBwmwe BDwbU/GGgwmGj BDwbU/ AvBwmwewgDPz¨qvj dvÛ mvwU©wd‡K‡Ui wecix‡Z AwMÖg

12.00

14.50

14.00

AvBwmwe cwiµgv gvP© 201508

* Rvbyqvwi 2015-gvP©Ñ2015 m~Ît www.dsebd.org

AvBwmwe A¨v‡mU g¨v‡bR‡g›U †Kv¤úvwb wjt cwiPvwjZ †gqvw` wgDPz¨qvj dvÛmg~‡ni 2013 I 2014 mv‡ji †kqvicÖwZ wbU m¤ú`g~j¨, evRvig~j¨ Ges wbU m¤ú`g~‡j¨i Zzjbvq evRvig~‡j¨i Zzjbvg~jK we‡kølY wb‡gœ cÖ`wk©Z n‡jv :

AvBwmwe A¨v‡mU g¨v‡bR‡g›U †Kv¤úvwb wjt cwiPvwjZ †gqvw` wgDPz¨qvj dvÛmg~‡ni Avw_©K we‡kølY

cÖvBg e¨vsK 1g AvBwmweGGgwmGj wgDPz¨qvj dvÛAvBwmwe GgcøwqR cÖwf‡W›UwgDPz¨qvj dvÛ-1

AvBwmwe GGgwmGj 2qwgDPz¨qvj dvÛAvBwmwe GGgwmGj 3qGbAviwe wgDPz¨qvj dvÛ

wdwb· dvBb¨vÝ 1g wgDPz¨qvj dvÛ

AvBGdAvBGj BmjvwgKwgDPz¨qvj dvÛ-1AvBwmwe GGgwmGj †mvbvjx e¨vsK1g wgDPz¨qvj dvÛAvBwmwe GGgwmGj 2qGbAviwe wgDPz¨qvj dvÛ

AvBwmwe GGgwmGj 1gGbAviwe wgDPz¨qvj dvÛ

cÖvBg dvBb¨vÝ 1g wgDPz¨qvj dvÛ

dv‡Ûi bvg evRvig~‡j¨

µqg~‡j¨

evRvig~‡j¨

µqg~‡j¨

†kqvicÖwZ wbUm¤ú`g~j¨ (UvKv)(31 gvP© 2015)

†kqvicÖwZ wbUm¤ú`g~j¨ (UvKv)(31 gvP© 2014)

evRvig~j¨

wbU m¤ú`g~‡j¨i Zzjbvq evRvig~j¨

(%)

me©‡klBwcGm

31 gvP©2015

31 gvP©2014

gvP©2015

gvP©2014

RyjvB2014 - gvP©

2015

7.92 11.70 7.81 11.41 4.20 5.40 53.03 69.14 0.56

7.67 11.74 7.78 11.52 4.20 5.70 54.76 73.26 0.46

8.02 13.11 8.45 12.88 4.60 6.00 57.36 71.01 0.53

7.13 11.34 7.70 11.23 4.10 5.10 57.50 66.23 0.36

7.41 11.51 7.51 11.31 4.40 5.30 59.38 70.57 0.49

9.41 11.41 10.01 11.33 5.60 6.70 59.51 66.93 0.71

9.45 11.12 10.54 11.18 5.90 8.40 62.43 79.70 0.73

10.29 14.92 11.27 14.99 6.70 10.20 65.11 90.51 0.65

22.70 34.12 25.59 34.68 17.80 27.20 78.41 106.29 1.96

9.35 15.88 10.86 15.99 12.60 18.50 134.76 170.35 0.10*

AvBwmwe cwiPvwjZ wgDPz¨qvj dvÛmg~‡ni wbU m¤ú`g~j¨ I evRvig~j¨

AvBwmwe cwiPvwjZ 8wU †gqvw` wgDPz¨qvj dvÛ-Gi wbU m¤ú` g~j¨ wbgœiƒc:

dv‡Ûi bvgdvÛ mvBR

(†KvwU UvKv)ïiæ nIqvi

ZvwiL

†kqvicÖwZ wbU m¤ú`g~j¨ (UvKv)(24 gvP© 2015) evRvi`i (UvKv)

(31 gvP© 2015)evRvig~‡j¨ µqg~‡j¨

1g AvBwmwe wgDPz¨qvj dvÛ 0.75 25 GwcÖj 1980 1707.81 231.51 1075.002q AvBwmwe wgDPz¨qvj dvÛ 0.50 17 Ryb 1984 294.52 103.98 265.003q AvBwmwe wgDPz¨qvj dvÛ 1.00 19 †g 1985 355.28 72.47 225.904_© AvBwmwe wgDPz¨qvj dvÛ 1.00 6 Ryb 1986 279.09 80.68 197.005g AvBwmwe wgDPz¨qvj dvÛ 1.50 8 Ryb 1987 239.43 62.66 180.006ô AvBwmwe wgDPz¨qvj dvÛ 5.00 16 †g 1988 57.87 27.90 58.307g AvBwmwe wgDPz¨qvj dvÛ 3.00 30 Ryb 1995 103.77 39.88 81.608g AvBwmwe wgDPz¨qvj dvÛ 5.00 23 RyjvB 1996 69.25 34.65 63.70

AvBwmwe I Gi mvewmwWqvwi †Kv¤úvwb cwiPvwjZ †e-†gqvw` dvÛ mvwU©wd‡KUmg~‡ni weµq I cybtµqg~j¨

dv‡Ûi bvg ïiæ nIqvi AwfwnZ g~j¨ weµq g~j¨ cybtµqg~j¨ Kvh©Ki nIqvi ZvwiL (UvKv) (UvKv) (UvKv) ZvwiL

AvBwmwe BDwbU dvÛ

AvBwmwe GGgwmGj BDwbU dvÛ

AvBwmwe GGgwmGj †cbkb †nvìvim& BDwbU dvÛ

evsjv‡`k dvÛ

AvBwmwe GGgwmGj Kbfv‡U©W dv÷© BDwbU dvÛ

10 GwcÖj 1981 100.00 - 240.00 05 GwcÖj 2015

21 Ryb 2003 100.00 261.00 256.00 07 wW‡m¤¦i 2014

18 A‡±vei 2004 100.00 195.00 190.00 22 gvP© 2015

10 A‡±vei 2011 100.00 111.00 108.00 07 wW‡m¤¦i 2014

23 †deª“qvwi 2014 10.00 11.00 10.70 22 gvP© 2015

AvBwmwe cwiµgv gvP© 2015 09

MYcÖRvZš¿x evsjv‡`k miKv‡ii A_© gš¿Yvjq, e¨vsK I Avw_©K cÖwZôvb wefvM, cÖwZôvb e¨e¯’vcbv kvLv-Gi 13.01.2015 Zvwi‡Li 53.00.0000.312.12.002.15-08bs cÖÁvc‡bi gva¨‡g Rbve †gvt BdwZLvi-DR-Rvgvb‡K Bb‡f÷‡g›U K‡c©v‡ikb Ae evsjv‡`k (AvBwmwe)-Gi cÖ_g Dc-e¨e¯’vcbv cwiPvjK c‡` c`vqb Kiv n‡q‡Q| †m †cÖw¶‡Z Rbve †gvt BdwZLvi-DR-Rvgvb 15.01.2015 ZvwiL Aciv‡nè K‡c©v‡ik‡b †hvM`vb K‡i‡Qb| wZwb 1983 mv‡j wmwbqi Awdmvi wn‡m‡e Bb‡f÷‡g›U K‡c©v‡ikb Ae evsjv‡`k-G †hvM`vb K‡ib| wZwb cwimsL¨vb wel‡q Abvm© I gv÷vm© wWwMÖcÖvß| wZwb K‡c©v‡ik‡bi wewfbœ ¸i“Z¡c~Y© wWcvU©‡g‡›U `vwqZ¡ cvjb K‡ib Ges 27 b‡f¤¦i 2008 n‡Z 27 AvM÷ 2012 ZvwiL ch©š— AvBwmwei gnve¨e¯’vcK c‡` ̀ vwqZ¡ cvjb K‡ib| cieZ©x‡Z RbZv e¨vsK wjwg‡U‡W Dc-e¨e¯’vcbv cwiPvjK c‡` 28-08-2012 ZvwiL n‡Z 15-01-2015 ZvwiL ch©šÍ `vwqZ¡ cvjb K‡ib|

Aemi MÖnY

AvMgb

MZ 3 gv‡m (Rvbyqvwi-gvP©) K‡c©v‡ik‡bi PviRb Kg©KZ©v Aemi MÖnY K‡i‡Qb| AemicÖvß Kg©KZ©vMY n‡jb mnKvix gnve¨e¯’vcK Rbve †gvt BDbyQ †PŠayix, wmwbqi wcÖwÝcvj Awdmvi wgR& bvmwib Aviv, wmwbqi wcÖwÝcvj Awdmvi Rbve GBP. Gg. wMqvm DwÏb Avn¤§` Ges wcÖwÝcvj Awdmvi Rbve †gvnv¤§` Kwigyj nK| Zuv‡`i AwZevwnZ Kg©Rxe‡b K‡c©v‡ik‡bi cÖwZ Zuviv †h `vwqZ¡ I fv‡jvevmvi cwiPq w`‡q‡Qb K‡c©v‡ikb Zvi Rb¨ wPiK…ZÁ _vK‡e| K‡c©v‡ikb Zuv‡`i myLx, mg„× I my¯’ Rxeb Kvgbv K‡i| MZ 02 gvP© 2015 Zvwi‡L AemicÖvß Kg©KZ©v mnKvix gnve¨e¯’vcK Rbve †gvt BDbyQ †PŠayixi we`vq msea©bv Abyôv‡bi Av‡qvRb Kiv nq| we`vq msea©bv ¯§„wZgq Ki‡Z we`v‡qi GB gyn~Z©‡K †d«gew›` Kiv n‡q‡Q|

K‡c©v‡ik‡bi Kg©KZ©vM‡Yi Aemi MÖnY

K‡c©v‡ik‡b Dc-e¨e¯’vcbv cwiPvj‡Ki †hvM`vb

K‡c©v‡ik‡b gnve¨e¯’vc‡Ki †hvM`vb

K‡c©v‡ik‡b bZzb Kg©KZ©vM‡Yi wb‡qvM

we`vq Abyôv‡b Dcw¯’Z K‡c©v‡ik‡bi e¨e¯’vcbv cwiPvjK, Dc-e¨e¯’vcbv cwiPvjK, gnve¨e¯’vcK (A¨vWwgwb‡÷«kb I A¨vKvD›Um& GÛ dvBb¨vÝ) Ges AvBwmwei DaŸ©Zb Kg©KZ©vMY

miKvwi wb‡`©k Abyhvqx Rbve †gvnv¤§` BmgvBj †nv‡mb MZ 09.02.2015 Zvwi‡L AvBwmwei gnve¨e¯’vcK wn‡m‡e †hvM`vb K‡i‡Qb| wZwb 2011 mv‡j gnve¨e¯’vcK c‡` miKvi KZ„©K c‡`vbœwZ †c‡q iƒcvjx e¨vsK wjwg‡U‡W †hvM`vb K‡ib| cieZ©x‡Z wZwb Avbmvi-wfwWwc Dbœqb e¨vs‡K gnve¨e¯’vcK wn‡m‡e KvR K‡ib| wZwb 1983 mv‡j AvBwmwei PvKwi‡Z wmwbqi Awdmvi/wdb¨vwÝqvj Gbvwj÷ wn‡m‡e †hvM`vb K‡ib| wZwb AvBwmwei wm‡jU, Lyjbv I ivRkvnx kvLvi e¨e¯’vcK Ges AvBwmwei ewikvj kvLv I †jvKvj Awdm, XvKv-Gi cÖwZôvZv e¨e¯’vcK wn‡m‡e `vwqZ¡ cvjb K‡ib| AvBwmwe‡Z Zuvi `xN© PvKwiKv‡j wewfbœ †¶‡Î wZwb we‡kl Ae`vb †i‡L‡Qb| wZwb XvKv wek¦we`¨vjq †_‡K wdb¨v‡Ý Abvm©mn mœvZK I mœvZ‡KvËi wWwMÖ AR©b K‡ib|

AvBwmwe wek¦vm K‡i, cÖwZôv‡bi mvgwMÖK mvsMVwbK wfkb, j¶¨ Ges D‡Ïk¨ mdjZvi mv‡_ `ª“Z ev¯—evq‡bi Rb¨ cÖ‡qvRb Dchy³ I `¶ gvbem¤ú`| KviY †hvM¨ I `¶ gvbem¤ú` cÖwZôv‡bi cÖavb Kvh©Ki m¤ú`| gvbem¤ú‡`i µgweKvkgvb Dbœqb mvgwMÖK mvsMVwbK ̀ ¶Zv e„wׇZ ̧ i“Z¡c~Y© f~wgKv cvjb K‡i| GiB avivevwnKZvq m¤ú~Y© ¯^”Q I AvaywbK wb‡qvM c×wZ‡Z †gav‡K m‡e©v”P AMÖvwaKvi w`‡q MZ 05 Rvbyqvwi 2015 AvBwmwe 42 Rb wmwbqi Awdmvi Ges 8 Rb Awdmvi‡K wb‡qvM cÖ`vb K‡i| K‡c©v‡ikb bewbhy³ Kg©xevwnbxi Ávb, Kg©`¶Zv I †ckvMZ `¶Zv e„w× I Dbœq‡bi j‡¶¨ 07 Rvbyqvwi 2015 †_‡K 27 Rvbyqvwi 2015 ZvwiL ch©š— Iwi‡q‡›Ukb †cÖvMÖv‡gi Av‡qvRb K‡i| GB Iwi‡q‡›Ukb †cÖvMÖv‡gi gva¨‡g bewbhy³ Kg©KZ©v‡`i‡K K‡c©v‡ik‡bi mKj wWcvU©‡g‡›Ui mvgwMÖK Kvh©µg m¤¦‡Ü Z_v AvBwmwei mvwe©K Kvh©µ‡gi Dci mg¨K aviYv cÖ`vb Kiv nq, hv K‡c©v‡ik‡b wbR wbR `vwqZ¡ myPvi“iƒ‡c cvj‡bi †¶‡Î mnvqK n‡e| Iwi‡q‡›Ukb †cÖvMÖv‡gi †d«gew›` ¯§„wZ

AvBwmwe cwiµgv gvP© 201510

wWwgDPz¨qvjvB‡Rkb

GKwU †`‡ki wk‡ívbœqb, A_©‰bwZK cÖe„w× Ges Kg©ms¯’vb m„wó‡Z cyuwRevRvi AMÖYx f~wgKv cvjb K‡i| ZvB †`‡ki A_©‰bwZK Dbœq‡bi Rb¨ GKwU MwZkxj I kw³kvjx cyuwRevRv‡ii Dcw¯’wZ Acwinvh©| Avi cyuwRevRv‡ii gybvdv AR©b, w¯’wZkxjZv Avbqb, ¯^”QZv I Revew`wnZv wbwðZKi‡Yi Rb¨ mv¤úÖwZK mg‡q wek¦Ry‡o ÷K G·‡PÄ wWwgDPz¨qvjvB‡Rkb aviYv weKvk jvf Ki‡Q| MZ kZ‡Ki beŸB‡qi `k‡K BD‡iv‡ci cyuwRevRv‡i wWwgDPz¨qvjvB‡Rkb aviYvi Avwef©ve N‡U| 1993 mv‡j myB‡W‡bi Ô÷K‡nvg ÷K G·‡PÄÕÑme©cÖ_g GB aviYvi cÖeZ©b K‡i| AwP‡iB mgMÖ BD‡ivc Ry‡o Gi e¨vcK RbwcÖqZv Qwo‡q c‡o| GiB avivevwnKZvq 1995 mv‡j †njwmswK ÷K G·‡PÄ, 1996 mv‡j Avg÷viWvg ÷K G·‡PÄ, 1997 mv‡j A‡÷«wjqv ÷K G·‡PÄ, 1998 mv‡j U‡i‡›Uv I nsKs ÷K G·‡PÄ Ges 2000 mv‡j jÛb ÷K G·‡P‡Ä GB ixwZi cÖPjb Kiv nq|

wWwgDPz¨qvjvB‡Rkb Kx?mvaviY A‡_© wWwgDPz¨qvjvB‡Rkb ej‡Z †Kv‡bv AjvfRbK cÖwZôvb‡K jvfRbK cÖwZôv‡b iƒcvš—‡ii c×wZ‡K †evSvq| wKš‘ cyuwRevRv‡ii fvlvq †Kv‡bv wgDPz¨qvj cÖwZôvb‡K Zvi †kqvi‡nvìvi‡`i g‡a¨ gvwjKvbvi ¯^Z¡ Ac©Y K‡i †Kv¤úvwb‡Z iƒcvš—wiZ Kivi cÖwµqvB wWwgDPz¨qvjvB‡Rkb| GB cÖwµqvi gva¨‡g †Kv¤úvwbi m`m¨‡`i AwaKvi‡K gvwjKvbv ¯^Z¡ (Ownership Rights) I †jb‡`‡bi ¯^Z¡ (Trading Rights) GB `ywU fv‡M we‡K›`ªxKiY Kiv nq| A_©vr Aby‡gvw`Z w¯‹g Abyhvqx wWwgDPz¨qvjvB‡Rkb ej‡Z †evSvq †h †Kv‡bv G·‡PÄ-Gi wmwKDwiwUR †jb‡`‡bi AwaKvi (Trading Rights) n‡Z gvwjKvbv (Ownership) I e¨e¯’vcbv (Management)-†K c„_KxKiY|

wWwgDPz¨qvjvB‡Rk‡bi mydjmg~n:1. ÷K G·‡P‡Ä K‡c©v‡iU mykvmb wbwðZ K‡i;

2. †jb‡`‡bi AwaKvi n‡Z gvwjKvbv I e¨e¯’vcbv‡K c„_KxKiY Ges Z`viwK e„w× Kivi d‡j cyuwRevRv‡i ¯^”QZv e„w× cvq;

3. †kqvi‡nvìvi‡`i ¯^v_© iw¶Z nq weavq wewb‡qvMevÜe cyuwRevRvi ˆZwi I †kqvievRv‡ii KvimvwRi SzuwK n«vm cvq;

4. cyuwRevRv‡i k„•Ljv Avbqb K‡i Ges cÖwZ‡hvwMZvc~Y© evRvi cwi‡ek ˆZwi K‡i|

evsjv‡`‡k cÖeZ©b cÖwµqvwek¦ cyuwRevRv‡i µgweKvkgvb wWwgDPz¨qvjvB‡Rkb ixwZi RbwcÖqZv I mdjZvi Av‡jv‡K XvKv ÷K G·‡P‡Ä GB ixwZi cÖPjb eûw`‡bi cÖZ¨vwkZ wQj| †mB cÖZ¨vkv ev¯—evq‡bi j‡¶¨ 2011 mv‡ji †deª“qvwi gv‡m AvBwmwe (ICB)-Gi e¨e¯’vcbv cwiPvjK Ges wWGmBi g‡bvbxZ cwiPvjK Rbve †gvt dv‡qKz¾vgv‡bi †bZ„‡Z¡ wWwgDPz¨qvjvB‡Rkb ev¯—evqb KwgwU MVb Kiv nq| wWGmBi cwiPvjbv cl©` 2011 mv‡ji wW‡m¤¦i gv‡m evsjv‡`‡ki A_©bxwZ I cyuwRevRv‡ii †cÖ¶vc‡U D³ KwgwU KZ„©K cÖYqbK…Z wWwgDPz¨qvjvB‡Rkb aviYvcÎ weGmBwm I A_© gš¿Yvj‡q Rgv †`q| cieZ©x‡Z 2012 mv‡ji RyjvB gv‡m wWGmBi cwiPvjbv cl©` Lmov wWwgDPz¨qvjvB‡Rkb AvBb ˆZwi K‡i Ges Zv weGmBwm I A_© gš¿Yvj‡q Rgv †`q| 18 A‡±vei 2012 Zvwi‡L Lmov G·‡P‡Äm wWwgDPz¨qvjvB‡Rkb AvBb gwš¿mfvq Ges 29 GwcÖj 2013 Zvwi‡L G·‡P‡Äm wWwgDPz¨qvjvB‡Rkb wej gnvb RvZxq msm‡` cvm nq| cieZ©x‡Z 02 †g 2013 Zvwi‡L G·‡P‡Äm wWwgDPz¨qvjvB‡Rkb AvBb †M‡RU AvKv‡i cÖKvwkZ nq|

evsjv‡`‡ki cyuwRevRvi‡K MwZkxj cÖwZ‡hvwMZvc~Y© I gybvdvevÜe cÖwZôvb wn‡m‡e M‡o †Zvjvi e¨vcK AvMÖn wb‡q wWwgDPz¨qvjvB‡Rkb ixwZi c`hvÎv Avi¤¢ nq| b¨vqvbyM, ¯^”Q wewb‡qvMevÜe cwi‡ek m„wó‡Z cwiPvjbv cl©` m‡e©v”P †ckv`vwiZ¡ I †hŠw³KZv cÖwZôvi Rb¨ `„pcÖwZÁ _vK‡eb| G‡¶‡Î Zv‡`i AbymiYxq g~jbxwZ n‡e:

• G·‡PÄ Ges wewb‡qvMKvix‡`i gv‡S m¤úwK©Z mKj Kg©Kv‡Ê c~Y© ¯^”QZv wbwðZ Kiv;

• weGmBwm Ges G·‡PÄ cÖYxZ mKj bxwZgvjv/AvBb/cÖweavb †g‡b Pjv;

• cwiPvjbv cl©‡`i e¨w³MZ ¯^v‡_©i mv‡_ G·‡PÄ Ges wewb‡qvMKvix‡`i ¯^v_©mswkøó Ø›Ø Gwo‡q Pjv|

Diagram-1

Demutualization

Trading Rights

Ownership Rights

Management

AvBwmwe cwiµgv gvP© 2015 11

A_©bxwZ ch©v‡jvPbv

A_©eQi 2009-G †hLv‡b †gvU †`kR Drcv`‡b (wRwWwc) cÖe„w× n‡qwQj 5.05 kZvsk, †mLv‡b A_©eQi 2015-G 6.12 kZvskmn MZ cuvP A_©eQ‡i M‡o cÖe„w× n‡q‡Q 6.14 kZvsk| ivR‰bwZK cwiw¯’wZ w¯’wZkxj Ges g~j¨ùxwZ mnbxq gvÎvq _vK‡j 2015 A_©eQ‡i wRwWwc cÖe„w× 6 kZvs‡ki †ek Ic‡i _vK‡e e‡j Avkv Kiv hvq| g~j¨ùxwZi nvi avivevwnKfv‡e Kg‡Q| wW‡m¤^i 2013 †k‡l Mo evwl©K g~j¨ùxwZ 7.53 kZvsk, †mLv‡b Ryb 2014 †k‡l Zv K‡g ̀ uvovq 7.35 kZvs‡k| Avi wW‡m¤^i 2014 †k‡l AviI K‡g `uvwo‡q‡Q 6.99 kZvsk| A_©eQi 2009 G †gvU Avg`vwb e¨q n‡qwQj cÖvq 23 wewjqb Wjvi| †mLv‡b MZ A_©eQ‡i Avg`vwb e¨q n‡q‡Q cÖvq 37 wewjqb Wjvi| PjwZ A_©eQ‡i Avg`vwb e„w×i nvi `k fv‡Mi Ici _vK‡e e‡j aviYv Kiv hvq| eQ‡ii †klfv‡M g~jabx hš¿cvwZ I Drcv`b DcKiYvw` Avg`vwbi EaŸ©gyLx aviv mvg‡bi gvm¸‡jv‡Z Drcv`b cÖe„w× †Rvi`vi Kivi k³ wfwË ˆZwi Ki‡Q| MZ A_©eQ‡i idZvwb Avq n‡q‡Q 30 wewjqb Wjv‡ii Ic‡i| Z‡e idZvwb e„w×i nvi PjwZ A_©eQ‡i LvwbKUv g„`y n‡e e‡j Abygvb Kiv hvq| g›`v cieZ©x BD‡ivc I Av‡gwiKvi `ye©j Pvwn`v Gi g~j KviY| cÖevmx‡`i cvVv‡bv †iwgU¨vÝ cÖe„w×I †ek j¶Yxq| MZ A_©eQ‡i †iwg‡UÝ G‡m‡Q 14 wewjqb Wjv‡iiI Ic‡i| 2014-15 A_©eQ‡ii GKB mg‡q †iwgU¨vÝ Avq †e‡o‡Q cÖvq †`o¸Y| 2014-15 A_©eQ‡i †iwgU¨v‡Ýi cÖe„w×I 10 kZvs‡ki Ici _vK‡e e‡j aviYv Kiv n‡”Q| idZvwb Avq I †iwgU¨vÝ evovi cÖfv‡eB ˆe‡`wkK gy`ªvi gRy` †e‡o P‡j‡Q| †`‡ki 43 eQ‡ii me †iKW© f½ K‡i G gRy` 22 wewjqb Wjvi AwZµg K‡iÑhv w`‡q mvZ gv‡mi Avg`vwb e¨q †gUv‡bv m¤¢e|

miKvi I evsjv‡`k e¨vsK wewb‡qvMKvix‡`i Rb¨ ¯’vbxq I ˆe‡`wkK A_©vqb myjf ivLvi e¨e¯’v wb‡q‡Q| Gw`‡K e¨vsK F‡Yi my`nviI ax‡i ax‡i K‡g Avm‡Q| wW‡m¤^i 2014 †k‡l F‡Yi Mo my`nvi wQj 12.46 kZvsk, hv Av‡Mi eQ‡ii GKB mg‡qi Zzjbvq cÖvq 1 kZvsk Kg| F‡Yi my`nv‡ii †P‡q Avgvb‡Zi my`nvi AwaKgvÎvq AvgvbZ I F‡Yi my`nv‡ii e¨eavb ev †¯úÖW †e‡o wW‡m¤^i 2014 †k‡l `uvovq cÖvq 5.2 kZvskxq c‡q›U| b‡f¤^i 2014 †k‡l †emiKvwi Lv‡Z cÖK…Z FY cÖevn †e‡o‡Q 12.7 kZvsk, hv Av‡Mi eQ‡ii GKB mg‡q wQj

12.1 kZvsk| 2009 †_‡K 2014 ch©š— ˆe‡`wkK Drm †_‡K Avmv †emiKvwi Lv‡Z F‡Yi cwigvY `uvwo‡q‡Q 6.2 wewjqb Wjvi, hvi g‡a¨ 2014 †Z ˆe‡`wkK FY Aby‡gv`b Kiv nq cÖvq 2 wewjqb Wjvi| GwU Av‡Mi eQ‡ii Zzjbvq 65 kZvsk †ewk| wW‡m¤^i 2014 †k‡l e¨vswKs Lv‡Z AwZwi³ Zvij¨ (†U«Rvwi wej, e‡Û wewb‡qvMmn) wQj cÖvq 1 jvL 14 nvRvi †KvwU UvKv| Gi g‡a¨ Ajm Zvij¨ wQj gvÎ 3 nvRvi 589 †KvwU UvKv| g~jabx hš¿cvwZ Avg`vwb I wkí Lv‡Z FY weZiY evovq Avš—te¨vsK gy`ªvevRv‡i Zvij¨ Pvc wKQyUv †e‡o‡Q| d‡j cy‡iv eQi Kjgvwb my‡`i nvi Kg _vK‡jI eQ‡ii †klw`‡K Kjgvwb my‡`i nvi wKQyUv †e‡o‡Q| 30 wW‡m¤^i 2014 Zvwi‡L Kjgvwb my‡`i fvwiZ Mo nvi wQj 9.22 kZvsk| wW‡m¤^i (11 wW‡m¤^i) 2014 †k‡l AvgvbZ 13 kZvsk †e‡o 6 jvL 94 nvRvi †KvwU UvKvq `uvovq, hv wRwWwci cÖvq 60 fvM| GwU e¨vswKs Lv‡Zi Ici gvby‡li Av¯’vi cwiPvqK| miKvi GLb e¨vsK †_‡K Av‡Mi †P‡q Kg nv‡i FY wb‡”Q hv ivR¯^ ¶gZvq‡bi cÖwZdjK| wW‡m¤^i 2014 †k‡l e¨vsK e¨e¯’v †_‡K miKvwi Lv‡Z cÖK…Z FY †e‡o‡Q 1 kZvs‡kiI Kg| A_©eQi 2009-G K…wlFY weZiY Kiv n‡qwQj 9 nvRvi 300 †KvwU UvKv| MZ A_©eQ‡i Gi cwigvY wQj 16 nvRvi †KvwU UvKv| A_©vr K…wlFY eQ‡i M‡o cÖvq 12 fvM cÖe„w× AR©b K‡i‡Q| MZ cuvP eQ‡i 9 jvL 38 nvRvi eM©vPvwl‡K †`o nvRvi †KvwU UvKv A_©vqb Kiv n‡q‡Q| GQvovI bZzb D‡`¨v³v ˆZwi, Kg©ms¯’vb m„wó Ges bvixi ¶gZvq‡bi j‡¶¨ evsjv‡`k e¨vsK GmGgB Lv‡Z A_©vq‡bi Ici ¸i“Z¡ cÖ`vb Ae¨vnZ †i‡L‡Q| 2010 mvj †_‡K ïi“ K‡i e¨vsK¸‡jv †m‡Þ¤^i 2014 ch©š— evBk jvL D‡`¨v³v‡K 3 jvL 34 nvRvi †KvwU UvKv GmGgB FY w`‡q‡QÑhvi g‡a¨ bvix D‡`¨v³v 5 kZvsk| bZzb D‡`¨v³v ˆZwii j‡¶¨ G eQi 100 †KvwU UvKvi GKwU we‡kl Znwej MVb Kiv n‡q‡Q| GmGgB Lv‡Zi cybtA_©vqb Znwe‡ji 15 kZvsk eivÏ †i‡L evbv‡bv n‡q‡Q Ôbvix D‡`¨v³v ZnwejÕ| GQvovI D‡jøL¨ †h, Avgv‡`i g‡Zv e„nr m¤¢vebvgq Rb‡Mvôxi †`‡k ¶z`ª I gvSvwi D‡`¨v³vivB †`‡ki `vwi`ª¨ `~ixKiY Z_v Avq cÖe„wׇZ wekvj f~wgKv ivL‡Z cv‡i| Zi“Y I ¶z`ª D‡`¨v³v‡`i AvZ¥wek¦vm I g‡bvej e„w×i Rb¨ civgk© mn‡hvwMZv cÖ`v‡bi j‡¶¨ miKvwi D‡`¨v‡M `¶ civgk©K wb‡qv‡Mi cvkvcvwk mnR A_©vqb AZ¨š— Zvrch©c~Y©|

G‡¶‡Î e¨vsKF‡Yi cvkvcvwk BKz¨BwU dvBb¨vwÝs AZ¨š— ¸i“Z¡c~Y© f~wgKv cvjb Ki‡Z cv‡i| GQvovI Gme †QvU I ga¨g

AvBwmwe cwiµgv gvP© 201512

AvKv‡ii †Kv¤úvwbmg~‡ni Rb¨ GKUv c„_K wewb‡qvM evRvi ev GmGgB G·‡PÄ MV‡bi gva¨‡g †Kv¤úvwb¸‡jv b~¨bZg g~ja‡b, bgbxq k‡Z© I Kg Li‡P mn‡R Znwej D‡Ëvjb, †kqvi µq-weµq, wewb‡qv‡Mi wfwË we¯—vi, gvR©vi, GKz¨BwRkb BZ¨vw` KvR Ki‡Z cvi‡e| G‡¶‡Î †Kv¤úvwbi cÖPvi I cÖmvi e„w×i cvkvcvwk `ª“Z A_©‰bwZK cÖe„w× AR©b m¤¢e n‡e hvi d‡j A‡bK ¶z`ª I gvSvwi wkí D‡`¨v³viv DrmvwnZ n‡eb| D‡jøL¨ †h, GKwU †QvU wk‡íi m‡½ AviI A‡bK cvwicvwk¦©K eo wk‡íi mswkøóZv _v‡K| miKvwi cÖ‡Yv`bvi gva¨‡g eo eo wkí cÖwZôvb‡K mnvqZvq †QvU wkí¸‡jv‡K mn‡hvwMZv I DrmvwnZ Kiv n‡j ¶z`ª wkí D‡`¨v³v‡`i Kvh©µg A‡bK mnR n‡e|

evsjv‡`‡ki Rjevqy cwieZ©bRwbZ SzuwK †gvKvwejv I cwi‡e‡ki fvimvg¨ i¶vq evsjv‡`k e¨vsK 2010 mv‡j cÖ_g wMÖb e¨vswKs aviYv Ges bevqb‡hvM¨ R¡vjvwb I cwi‡ekevÜe A_©vqb‡hvM¨ Lv‡Z 200 †KvwU UvKvi GKwU Znwej Pvjy K‡i| G Znwej †_‡K b‡f¤^i 2014 ch©š— 164 †KvwU UvKv cybtA_©vqb Kiv n‡q‡Q|

2014-Gi †kl c‡e© Af¨š—ixY Pvwn`vi †h bZzb cÖ‡Yv`bv m„wó n‡q‡Q Zv Ae¨vnZ _vK‡j 2015 A_©eQ‡i 6.5 kZvsk ev Z`yaŸ© cÖe„w× AR©b Kiv KwVb n‡e bv| Z‡e g~j¨ùxwZi †¶‡Î wKQy SzuwK _vK‡e| †hgb: miKvwi bZzb †eZb KvVv‡gv, ga¨cÖv‡P¨ ivR‰bwZK Aw¯’iZvq †Z‡ji g~j¨e„w×i AvksKv I Pvwn`vZvwoZ EaŸ© Pvc|

weMZ eQ‡i AeKvVv‡gv I ivR¯^ Avni‡Yi MwZ AviI evov‡bvi my‡hvM wQj| G `ywU †¶‡Î 2015-†Z †Rvi bRi w`‡Z n‡e| †Z‡ji `vg K‡g hvIqvi d‡j wewfbœ gš¿Yvj‡qi Rb¨ eivÏ ivR‡¯^i NvUwZ wKQyUv Kg‡e| miKvwi wewb‡qvM e„w×i Rb¨

ivR¯^ Avni‡Yi MwZ I cwiwa AviI evov‡Z n‡e| cvkvcvwk †`‡ki AeKvVv‡gv LvZ‡K `ª“ZZvi mv‡_ hy‡Mvc‡hvMx Kiv Ges g¨vbyd¨vKPvwis Lv‡Zi Dbœqb‡K AviI m¤úÖmvi‡Yi j‡¶¨ AvBwmwe Ges Ab¨vb¨ mn‡hvMx cÖwZôv‡bi mgš^‡q cyuwRevRvi BÝU«y‡g›U evRviRvZKi‡Yi D‡`¨vM MÖnY Kiv †h‡Z cv‡i|

GQvov evsjv‡`k GKwU e„nr Rb‡Mvôxi †`k nIqvi d‡j mvgwMÖK we‡ePbvq cwienb, R¡vjvwb, †UwjKwgDwb‡Kkb Lv‡Zi Dbœq‡bi cvkvcvwk GKwU AvaywbK I mg„× †ij cwienb e¨e¯’v Dbœqb/AvaywbKvq‡bi Rb¨ cyuwRevRv‡ii gva¨‡g A_©vq‡bi welqwU AZ¨š— ¸i“‡Z¡i mv‡_ MÖnY Kiv †h‡Z cv‡i| D‡jøL¨ †h, wWwRUvj evsjv‡`k wewbg©v‡Y, `vwi`ª¨ we‡gvPb I AwaK Kg©ms¯’vb m„wói j‡¶¨ wkíbxwZ‡Z ¶z`ª I gvSvwi wkí‡K (GmGgB) AMÖvwaKvi LvZ wn‡m‡e MY¨ Kiv n‡q‡Q| GmGgB

Lv‡Zi myôy weKvk I Dbœqb Ges kªgNb wk‡íi cwiKwíZ I fvimvg¨c~Y© Dbœqb‡K wkívq‡bi PvwjKvkw³ wn‡m‡e MÖnY Kiv n‡q‡Q| †K›`ªxK…Z Kg©ms¯’vb‡K we‡K›`ªxKiY I AwaK msL¨K bvix wk‡ív‡`¨v³v m„wó Ges `vwi`ª¨ `~ixKi‡Y wkíLv‡Zi GKwU Abyl½iƒ‡c GmGgB LvZ ¸i“Z¡c~Y© f~wgKv ivL‡e e‡j Avkv Kiv n‡”Q| GQvovI eZ©gv‡b evsjv‡`‡k D‡jøL‡hvM¨ msL¨K ¶z`ª I KzwUi wkí i‡q‡Q †h¸‡jv‡Z h_vh_ wewb‡qvM, Z`viwK I my‡hvM cÖ`vb m¤¢e n‡j Ab¨vb¨ †`‡ki b¨vq evsjv‡`‡ki GmGgBmg~nI A_©‰bwZK cÖe„wׇZ AZ¨š—

Zvrch©c~Y© Ae`vb ivL‡Z m¶g n‡e e‡jI Avkv Kiv hv‡”Q| hv evsjv‡`‡ki mvgwMÖK A_©bxwZ‡K AviI GwM‡q †bIqvi †¶‡Î GKwU BwZevPK `„óvš— wn‡m‡e cÖZxqgvb n‡e e‡jI Avkv Kiv n‡”Q|

m~Î: http://www.bangladesh-bank.orgm~Î: http://www.tradingeconomics.com

AvBwmwe cwiµgv gvP© 2015 13

GK bR‡i evsjv‡`‡ki †kqvievRvi: Rvbyqvwi-gvP©, 2015

wmGmB

†gvU†jb‡`b(msL¨v)

ZvwiL †gvU †jb‡`b(†kqvi)

†gvU †jb‡`b(wgwjqb UvKv)

evRvi g~jab(wgwjqb UvKv)

wWGmBG·Bb‡W·

†gvU†jb‡`b(msL¨v)

†gvU †jb‡`b(†kqvi)

†gvU†jb‡`b(wgwjqbUvKv)

evRvi g~jab(wgwjqb UvKv)

wmGmwmG·Bb‡W·

wWGmB

01-01-2015 66983 56390929 2275.409 3293566.387 4941.5150 11429 6202595 211.747 2644837 9165.6835

08-01-2015 77836 72424346 2942.929 3310818.084 4968.7103 12844 7371306 279.458 2667459 9224.2494

15-01-2015 85326 86799671 3310.784 3300809.218 4956.0912 12820 7089764 220.526 2663325 9200.6568

22-01-2015 74407 63944454 2230.68 3221142.573 4797.9551 13756 8376208 264.163 2591497 8924.8447

29-01-2015 68995 58045175 2065.74 3177697.796 4724.0493 11240 6252539 179.310 2533325 8736.0301

05-02-2015 109005 60451169 2614.64 3177216.678 4685.0391 24158 7707041 318.845 2542876 8707.3318

12-02-2015 96370 94523353 3259.80 3248281.783 4841.7210 16733 9805200 286.258 2609723 8979.1626

19-02-2015 71894 65188519 2668.504 3210423.541 4788.2315 10581 5428744 181.251 2575092 8898.4898

26-02-2015 81549 62428324 2961.03 3217182.209 4763.2171 11539 5820147 231.425 2571464 8854.4151

05-03-2015 105236 67944326 2663.057 3173527.813 4664.91 22888 8442690 311.892 2529797 8666.8806

12-03-2015 79902 60743453 3280.561 3138155.567 4556.9424 11632 5546581 192.354 2496307 8435.6978

19-02-2015 52143 40066737 1666.14 3108982.076 4468.0217 7636 4515788 149.949 2466453 8300.0871

25-03-2015 95309 68152252 3507.971 3141747.703 4509.3025 15983 8834648 611.517 2488522 8338.3529

31-03-2015 95309 87837044 4527.227 3172290.315 4530.4831 16232 18923658 449.986 2523102 8434.3349

81363.46 67923367.93 2798.26ˆ`wbK Mo(Rvbyqvwi-gvP©), 15

13344.74 7421973.64 252.39

1 MÖvgxY‡dvb wj. 483677.47 18.47 MÖvgxY‡dvb wj. 484757.70 19.252 weGwUwewm 189402.00 7.23 weGwUwewm 186000.00 7.393 ¯‹qvi dvg©vwmDwUK¨vjm& wj. 145836.11 5.57 ¯‹qvi dvg©vwmDwUK¨vjm& wj. 145725.20 5.794 jvdvR© myigv wm‡g›U wjwg‡UW 132977.27 5.08 jvdvR© myigv wm‡g›U wjwg‡UW 132861.10 5.285 AvBwmwe 82392.19 3.15 AvBwmwe 82075.80 3.26

evRvi g~ja‡bi wfwˇZ kxl© 5 †Kv¤úvwb: 31 gvP©, 2015

µ. bs

wWGmB wmGmBevRvi g~jab

(wgwjqb UvKv)†Kv¤úvwbi bvgevRvi g~jab

(wgwjqb UvKv)evRvi

g~ja‡bi % †Kv¤úvwbi bvgevRvi

g~ja‡bi %

Rvbyqvwi-gvP©, 2015 cÖvwš—‡Ki ïi“‡Z wWGmB-Gi eªW Bb‡W· wQj 4941.56 †hLv‡b evRvi g~jabvqb I ̂ `wbK †jb‡`b wQj h_vµ‡g 3293566.39 I 2275.41 wgwjqb UvKv| cieZ©x‡Z 31 gvP© 2015 Zvwi‡L wWGmB-Gi eªW Bb‡W· `uvovq 4530.48-†Z Ges evRvi g~jabvqb I ˆ`wbK †jb‡`b `uvovq h_vµ‡g 3172290.32 I 4527.23 wgwjqb UvKvq| c¶vš—‡i, cÖvwš—‡Ki ïi“‡Z wmGmwmG· Bb‡W· wQj 9165.68 †hLv‡b evRvi g~jabvqb I ˆ`wbK †jb‡`b wQj h_vµ‡g 2644837 I 211.747 wgwjqb UvKv| cieZx©‡Z 31 gvP© 2015 Zvwi‡L wmGmwmG· Bb‡W· `uvovq 8434.3349-†Z Ges evRvi g~jabvqb I ˆ`wbK †jb‡`b `uvovq h_vµ‡g 2523102 I 449.986 wgwjqb UvKvq|

cyuwRevRvi ch©v‡jvPbv

AvBwmwe cwiµgv gvP© 201514

†jb‡`‡bi wfwˇZ kxl© 5 †Kv¤úvwb: 31 gvP©, 2015wWGmB wmGmB

†jb‡`b(wgwjqb UvKv)

µ. bs †Kv¤úvwbi bvg†jb‡`b

(wgwjqb UvKv)†gvU

†jb‡`‡bi %†Kv¤úvwbi bvg

†gvU†jb‡`‡bi %

1 gwej hgybv 439.51 9.71 kvkv †Wwbgm& 419.86 7.302 MÖvgxY‡dvb 295.28 6.52 †nB‡WjevM© wm‡g›U evsjv‡`k 384.98 6.693 GwmAvB wj. 203.01 4.48 jvdvR© myigv wm‡g›U wj. 299.99 5.224 Lyjbv cvIqvi †Kv¤úvwb wj. 197.82 4.37 evsjv‡`k mve‡gwib K¨vej †Kv¤úvwb 267.49 4.655 jvdvR© myigv wm‡g›U wj. 191.66 4.23 mvnRxevRvi cvIqvi †Kv¤úvwb 242.09 4.21

m‡ev©”P BwcGm-Gi wfwˇZ ÷K G·‡PÄ-G ZvwjKvfz³ kxl© 5 †Kv¤úvwb (wgDPz¨qvj dvÛ e¨ZxZ) gvP©, 2015µ. bs †Kv¤úvwbi bvg cÖK…Z BwcGm (UvKv) wc/B

1 weGwUwewm 81.14 38.902 evUv my 59.44 22.803 wjb‡W evsjv‡`k 48.55 18.764 Møv‡·vwm¥_K¬vBb 45.35 41.015 gvwi‡Kv evsjv‡`k 43.99 32.55

m‡ev©”P BwcGm-Gi wfwˇZ kxl© 5wU e¨vsK I Avw_©K cÖwZôvbµ. bs †Kv¤úvwbi bvg cÖK…Z BwcGm (UvKv, me©‡kl wbixwÿZ) wbU jvf (†KvwU UvKvq)

1 WvP&-evsjv e¨vsK wj. 11.03 218.882 AvBwmwe 8.55 360.583 AvBwWGjwm dvBb¨vÝ 6.19 124.554 †WjUv eª¨vK nvDwRs 5.15 60.735 AvBGdAvBwm e¨vsK wj. 4.71 206.11

1 mvD_B÷ e¨vsK wj. 3.87 4.18 mvD_B÷ e¨vsK wj. 3.87 4.182 gv‡K©›UvBj e¨vsK wj. 4.64 2.67 d¨vwgwj‡U· (wewW) wj. 4.44 3.633 U«v÷ e¨vsK wj. 4.84 2.77 gv‡K©›UvBj e¨vsK wj. 4.52 2.72

4 †mvm¨vj Bmjvgx e¨vsK wj. 4.85 2.74 U«v÷ e¨vsK wj. 4.80 2.775 d¨vwgwj‡U· (wewW) wj. 4.86 3.31 †mvm¨vj Bmjvgx e¨vsK wj. 4.85 2.74

me©wbgœ wc/B-Gi wfwˇZ ZvwjKvfz³ kxl© 5 †Kv¤úvwb (wgDPz¨qvj dvÛ e¨ZxZ) gvP©, 2015

wWGmB

†Kv¤úvwbi bvg wc/BBwcGm(UvKv)

†Kv¤úvwbi bvg wc/BBwcGm(UvKv)

µ. bs

wmGmB

1 1g AvBwmwe wgDPz¨qvj dvÛ 1707.81 231.51 24.03.15 1075.002 3q AvBwmwe wgDPz¨qvj dvÛ 355.28 72.47 24.03.15 265.003 2q AvBwmwe wgDPz¨qvj dvÛ 294.52 103.98 24.03.15 225.904 4_© AvBwmwe wgDPz¨qvj dvÛ 279.09 80.68 24.03.15 197.005 5g AvBwmwe wgDPz¨qvj dvÛ 239.43 62.66 24.03.15 180.006 7g AvBwmwe wgDPz¨qvj dvÛ 103.77 39.88 24.03.15 81.607 8g AvBwmwe wgDPz¨qvj dvÛ 69.25 34.65 24.03.15 63.708 6ô AvBwmwe wgDPz¨qvj dvÛ 57.87 27.90 24.03.15 58.309 GBgm& 1g wgDPz¨qvj dvÛ 36.00 13.53 24.03.15 27.0010 MÖvgxY Iqvb wg. dvÛ 29.66 11.74 24.03.15 21.50

GbGwf-Gi wfwˇZ kxl© 10 wgDPz¨qvj dvÛ

evRvig~‡j¨µ. bs †Kv¤úvwbi bvg

wbU m¤ú`g~j¨ (UvKv)ZvwiL mgvcbx g~j¨ (UvKv)

31 gvP© 2015µqg~‡j¨

m~Î: www.dsebd.org

AvBwmwe cwiµgv gvP© 2015 15

ZvwjKvfz³ †Kv¤úvwbi Avw_©K we‡kølY

dvg©vwmDwUK¨vjm& GÛ †KwgK¨vjm& Lv‡Zi K‡qKwU †Kv¤úvwb

eyK wewìs wm‡÷g‡K AvaywbKvqb Ges mg‡qvc‡hvMx Kivi j‡¶¨ XvKv ÷K G·‡P‡Äi AvBwmwU wWwfkb bZzb mdU&Iq¨vi D™¢veb Ges cÖ`k©b K‡i‡Q †hwU `yevBwfwËK mdU&Iq¨vi wbg©vZv Bb‡dv‡UK-Gi cÖhyw³‡K cÖwZ¯’vcb K‡i wbR ¯’vb K‡i †b‡e| GB bZzb D™¢vweZ mdU&Iq¨vi e¨enviKvix‡`i Rb¨ wKQy AZ¨vaywbK ˆewk‡ó¨i ms‡hvRb Kiv n‡q‡Q hv †i¸‡jUwi

†Kv¤úvwbi bvgZvwjKv-fzw³ieQi

cwi‡kvwaZg~jab

(wgwjqb)

wbU m¤ú` g~j¨(†kqvicÖwZ)

cÖK…ZBwcGm

wbU jvf(wbixw¶Z)(wgwjqb)

jf¨vsk %mgvcbx g~j¨(31.03.15)

÷KbM`

¯‹qvi dvg©vwmDwUK¨vjm& wj. 1995 5543.00 48.24 8.92 4944.55 30 15 263.10 29.49

†ew·g‡Kv dvg©v 1986 3679.00 53.76 3.82 1404.76 10 5 56.30 14.74

†i‡bUv wjwg‡UW 1979 441.00 148.16 31.66 1397.02 75 25 1150.30 36.33

g¨vwi‡Kv evsjv‡`k wjwg‡UW 2009 315.00 54.16 43.99 1385.61 900 - 1431.70 32.55

Iwiqb dvg©v wjwg‡UW 2013 2340.00 65.23 4.06 908.86 15 - 42.00 10.34

wc/B†iwkI

we‡k¦i wKQy †kqvi m~PK

31 gvP© 2015 cwieZ©b (%)31 wW‡m¤¦i2014

evsjv‡`k wWGmBG· 4530.48 4864.96 (6.88) wmGmwmG· 8434.33 9058.35 (6.89)

Gwkqv†UvwKI wbw° 225 19206.99 17450.77 10.06 nsKs n¨vs †ms 24900.89 23605.04 5.49 †ev‡¤¦ Gm A¨vÛ wc weGmB †mb‡m· 27957.49 27499.42 1.67

mvsnvB GmGmB K‡¤úvwRU Bb‡W· 3747.90 3234.68 15.87 wdwjcvBbm& wcGmBAvB 7940.49 7230.57 9.82 _vBj¨vÛ GmBwU 1505.94 1497.67 0.55 wm½vcyi `¨ †÷«BU UvBg Bb‡W· (GmwUAvB) 3447.01 3274.25 5.28 kªxjsKv Kj‡¤¦v ÷K G·‡PÄ Aj †kqvi Bb‡W· 6820.34 7298.95 (6.56)BD‡ivcjÛb GdwUGmB 100 6773.04 6566.09 3.15 Wq‡P †evm© wWGG· 11966.17 9805.55 22.03 BD‡iv †b·U c¨vwim wmGwm-40 5033.64 4272.75 17.81 Av‡gwiKv bvmWvK K‡¤úvwRU 4900.88 4736.05 3.48 wW‡RAvBG 17776.12 17823.07 (0.26) Gm A¨vÛ wc-500 2067.89 2058.90 0.44

eªvwRj †ev‡fmcv 51150.16 50007.00 2.29

BDGmG

m~Î: http://finance.yahoo.com/; http://www.set.or.th/en/market/market_statistics.html; http://www.pse.com.ph/stockMarket/marketInfo-marketActivity.html

wWGmB‡Z bZzb eyK wewìs mdU&Iq¨vi Ges cvewjK Bmy¨ A¨vwcø‡KkbWvUv U«vÝwgkb mdU&&Iq¨vi cÖ`k©b

Kvh©µ‡gi ms‡hvRb Ges we‡qvRb Ki‡Z m¶g n‡e|

12 gvP© 2015 mv‡ji GB cÖ`k©b Abyôv‡b weGmBwmi wW‡i±i Rbve Kvgi“j Avbvg Lvb, wWGmBi wPd †i¸‡jUwi Awdmvi Rbve G †K Gg wRqvDj nvmvb Lvb Ges gnve¨e¯’vcK (gv‡K©U †W‡fjc‡g›U) Rbve mvwgDj Bmjvg Dcw¯’Z wQ‡jb| GB D‡Øvabx Abyôv‡b wWGmBi wjw÷s Ges AvBwmwU wWwfkb GKwU

AvBwmwe cwiµgv gvP© 201516

gy`ªvevRvi ch©v‡jvPbv

wWGmB Ges kxl©¯’vbxq †eªvKv‡iR nvDm¸‡jvi cÖwZwbwa‡`iAv‡jvPbv

gvwëwgwWqv †cÖ‡Rb‡Ukb Av‡qvRb K‡i Ges AskMÖnYKvix‡`i‡K GB mdU&Iq¨v‡ii Kvh©cÖYvjx m¤ú‡K© we¯—vwiZ Ávb cÖ`vb K‡ib| GB mdU&&Iq¨v‡ii gva¨‡g †eªvKv‡iR nvDm¸‡jv Ges gv‡P©›U e¨vsKmg~n AvBwcI m¤úwK©Z †mev mnRfv‡e cÖ`vb Ki‡Z cvi‡e|

eûgyLx cyuwRevRvi MV‡b cÖvwZôvwbK wewb‡qvMKvix‡`i cvkvcvwk †eªvKv‡iR nvDm¸‡jviI ̀ vwqZ¡ Acwi‡gq| G j‡¶¨ MZ 23 gvP© 2015 Zvwi‡L wWGmBi †Pqvig¨vb, wePvicwZ wmwÏKzi ingvb wgqvi Avnev‡b cÖvq 50wU kxl© †eªvKv‡iR nvD‡Ri e¨e¯’vcbv cwiPvjK Ges cÖavb wbe©vnx Kg©KZ©vMY cyuwRevRv‡ii DbœqbK‡í gZwewbgq mfvq AskMÖnY K‡ib| gZwewbgq mfvq wWGmBi e¨e¯’vcbv cwiPvjK 2014 Ges 2015 mv‡ji cÖ_g wZb gv‡mi evRvi cwiw¯’wZi GKwU Zzjbvg~jK we‡kølY Dc¯’vcb K‡ib| GB mfvq †eªvKv‡iR nvDmmg~‡ni mswkøó Kg©KZ©ve„›` wdb¨vwÝqvj wi‡cvwUs A¨v± (Financial Reporting Act) cÖYqb Ges Gi `ª“Z ev¯—evqb, cyuwRevRv‡ii Rb¨ †eBjAvDU dvÛ (Bailout Fund) MVb, evRv‡i mykvmb wbwðZKi‡Yi Rb¨ evB-e¨vK AvBb (Buy-back Law) cÖYqb, †m›U«vj wW‡cvwR‡Uvwi evsjv‡`k wjwg‡U‡Wi AwaKZi DrKl©mvab Ges wWGmBi eøK GKvD‡›U iw¶Z 60% †kqvi weµq BZ¨vw` cÖ¯—ve K‡ib| wWGmBi †Pqvig¨vb welq¸‡jv ev¯—evq‡bi Avk¦vm cÖ`vb K‡ib| GB mfvq wWGmBi wW‡i±iMY Dcw¯’Z wQ‡jb|

eZ©gv‡b †`‡k g~j¨ùxwZ GK A‡¼i gvÎvq w¯’wZkxj I wbgœMvgx i‡q‡Q| evwl©K Mo g~j¨ùxwZ A_©eQi ïi“i 7.35 kZvsk †_‡K Ryb 2015 †k‡l 6.50 kZvs‡k bvwg‡q Avbvi j‡¶¨ AMÖMwZ †gvUvgywU m‡š—vlRbK Ae¯’v‡b i‡q‡Q| evwl©K Mo g~j¨ùxwZ w¯’wZkxjfv‡e wbgœMvgx †_‡K wW‡m¤¦i 2014 †k‡l wQj 6.99 kZvs‡k hv gvP© 2015 †k‡l G‡m `uvwo‡q‡Q 6.66 kZvs‡k| 2015 A_©eQ‡ii wØZxqv‡a©i gvP© †k‡l Mo fvwiZ¡ my`nvi 11.93 kZvs‡k `uvwo‡q‡Q hv MZ wW‡m¤¦i 2014 †k‡l wQj 12.46 kZvsk| g~j¨ùxwZ wbgœMvgx nIqvi mv‡_ m½wZc~Y©fv‡e e¨vsK I Avw_©K cÖwZôvb¸‡jvi AvgvbZ I F‡Yi my`nviI

wbgœMvgx n‡q‡Q| gvP© 2015 †k‡l mvgwqKfv‡e e¨vsK Lv‡Z †¯úÖW `uvwo‡q‡Q 4.87 kZvs‡k hv Gi Av‡M wW‡m¤¦i 2014 †k‡l wQj 5.21 kZvsk| G †_‡K cÖgvwYZ †h Avgvb‡Zi my`nvi Ges F‡Yi my`nvi LyeB m‡š—vlRbK MwZ‡Z n«vm cv‡”Q| G cwiw¯’wZ weivRgvb _vK‡j my`nvi Kvw•¶Z ch©v‡q †cuŠQv‡e e‡j Avkv Kiv hvq| 2014-Gi GwcÖj gv‡m c‡q›U Uy c‡q›U I Pjgvb M‡o g~j¨ùxwZ wQj h_vµ‡g 7.46 I 7.47 kZvsk hv 2015-Gi gvP© †k‡l `uvwo‡q‡Q h_vµ‡g 6.27 kZvs‡k I 6.66 kZvs‡k| G mg‡q ißvwb Avq Av‡Mi eQ‡ii GKB mg‡qi †P‡q 2.99 kZvsk †e‡o‡Q| Avi A_©eQ‡ii cÖ_g bq gvm wnmv‡e †iwgU¨vÝ 7.19 kZvsk †e‡o 1 nvRvi 125 †KvwU Wjvi `uvwo‡q‡Q hv 2014-15 A_©eQ‡ii gvP© †k‡l n‡q‡Q 1 nvRvi 333 †KvwU Wjvi| GQvov ˆe‡`wkK gy`ªvi wiRvf© MZ b‡f¤¦i 2014 †k‡l wQj 21.60 wewjqb Wjvi hv gvP© 2015 †k‡l G‡m `uvwo‡q‡Q 24.71 wewjqb Wjvi †hwU wbtm‡›`‡n wiRv‡f©i DˇivËi e„w× wb‡`©k K‡i| ˆe‡`wkK gy`ªvi G wiRvf© Øviv e¨vcK cwigvY Avg`vwb `vq †gUv‡bv m¤¢e n‡e| D‡jøL¨ †h, wRwWwc‡Z wewb‡qv‡Mi Askx`vwiZ¡ EaŸ©gyLx i‡q‡Q| PjwZ A_©eQ‡ii wRwWwc‡Z wewb‡qv‡Mi Ask 28.90 kZvsk| MZ A_©eQ‡i hv wQj 28.58 kZvsk| †`‡ki gvby‡li eZ©gvb gv_vwcQy evwl©K Avq 1 nvRvi 314 Wjvi hv 2013-14 A_©eQ‡i wQj 1 nvRvi 190 Wjvi| evwl©K Mo g~j¨ùxwZ wba©vwiZ j¶¨gvÎvi (6.50 kZvsk) Ic‡i _vKv, †Kvi g~j¨ùxwZi EaŸ©gyLx cÖeYZv Ges Pjgvb ivR‰bwZK Aw¯’iZvRwbZ ˆeix cÖfv‡ei †cÖ¶vc‡U A_©eQ‡ii wØZxqv‡a© gy`ªvbxwZ‡Z bZzb †Kv‡bv wkw_jZv ev K‡VviZv bv G‡b c~‡e©i b¨vq avivevwnKZv eRvq ivLv n‡”Q| G †gvZv‡eK cÖYxZ gy`ªvùxwZ †cÖvMÖv‡g e¨vcK gy`ªv †hvMv‡bi cÖe„w× mgMÖ A_©eQ‡i 16.5 kZvs‡k cwiwgZ ivLv n‡e cÖavbZ evsjv‡`k e¨vs‡Ki wiRvf© gy`ªv †hvMvb wbqš¿Y K‡i| †emiKvwi Lv‡Z FY †hvMv‡bi cÖe„w×i gvÎv aiv n‡q‡Q 15.5 kZvskÑhv b‡f¤¦i 2014 †k‡l 12.7 kZvsk cÖe„w×i †P‡q A‡bKUvB †ewk| cvkvcvwk †emiKvwi Lv‡Zi Drcv`bgyLx cÖwZôvb¸‡jvi Rb¨ ¯^í I `xN©‡gqvw` ˆe‡`wkK A_©vqb e¨env‡ii my‡hvMI Db¥y³ ivLv n‡q‡Q|

m~Î: Monetary Policy Statement, January-June, 2015, Bangladesh Bank.

†Kv¤úvwbi bvg

Awjw¤úK G‡·mwim wjwg‡UW†Zvmwidv BÛvw÷ªR wjwg‡UWAvgvb wdW wjwg‡UW

AvBwcI†kqvi msL¨v

(†KvwU)

†dmf¨vjy

(UvKv)

mvew¯Œckbg~j¨

(UvKv)

jUmvBR

†kqvi cÖwZwbU m¤ú`g~j¨ (UvKv)

BwcGm(UvKv)

mvew¯Œck‡bi ZvwiLïiæ †kl †kl

(GbAviwe)2.00 10.00 10.00 500 16.34 1.43 19.04.2015 23.04.2015 02.05.2015

2.46 10.00 26.00 200 34.41 2.49 24.03.2015 31.03.2015 09.04.20152.00 10.00 36.00 200 30.77 4.97 25.05.2014 04.06.2015 04.06.2015

†LuvR-Lei

AvBwcI-i †LuvR

AvBwmwe cwiµgv gvP© 2015 17

1 Definition

2 Type of instrument

3 Time Frame

4 Interest rate control

5 Dealers

6 Risk Level

A financial market that works as a conduit for demand and supply of debt and equity capital. It channels the money provided by savers and depository institutions (banks, credit unions, insurance companies, etc.) to borrowers and investees through a variety of financial instruments (bonds, notes, shares, futures, options and swaps) called securities. A capital market is not a compact unit, but a highly decentralized financial system.

Stocks, Bonds, Debentures, Derivatives etc.

Capital market, loans are given for more than one year and sometimes it is 5 to 20 years. But investors have right to sell their shares to other investors if they need the money.

Interest and dividend rate in Capital market depends on demand and supply of securities and regulations of Securities & Exchange Commission of any country.

Main dealers are all the public and private ltd. Co. and the investors.

Because of the longer time frame in the capital market, investments tend to have a higher level of risks.

Money market is a place where banks deal in short term loans in the form of commercial bills and treasury bills.

Treasury bills, commercial paper, Repurchase Agreement (Repo), Reverse Repo, Bankers Acceptance and certificates of deposit etc.

Money market maturity date usually less than one year.

Rate of interest in money market is controlled by the central bank of any country.

Main dealer of money markets are commercial banks.

Lower level of risks.

Money MarketCapital MarketSl. No. Particulars

In order to understand the differences between the Capital Market and the Money Market we first need to understand what each of the item is. Once we understand the two items, it will be easier to see what the difference or differences are between the two markets.Markets exist to facilitate the purchase and sale of goods and services. The financial market exists to facilitate sale and purchase of financial instruments and comprises of two major markets, namely the capital market and the money market. The distinction between capital market and money market is that capital market mainly deals in medium and long-term investments (maturity more than a year) while the money market deals in short term investments (maturity up to a year).

Money Market:Basically the money market is the global financial market for short-term borrowing and lending and provides short term liquid funding for the global financial system. The average amount of time that companies borrow money in a money market is about one year or less. Some of the more common types of things which are used in the money market are certificates of deposits, bankers' acceptance, repurchase agreements and commercial paper etc.

Capital Market:The capital market is a type of financial market, that includes the stocks and bonds market as well. But in general the capital market is the market for securities where either companies or the government can raise long term funds.Capital market can be divided into two segments viz. primary and secondary. The primary market is mainly used

cvVkvjv

by issuers for raising fresh capital from the investors by making initial public offers or rights issues or offers for sale of equity or debt. The secondary market provides liquidity to these instruments, through trading and settlement on the stock exchanges.Capital market is, thus, important for raising funds for capital formation and investments and forms a very vital link for economic development of any country. The capital market provides a means for issuers to raise capital from investors (who has surplus money available from savings for investment). Thus, the savings normally flow from household sector to business or Government sector, which normally invest more than they save. A vibrant and efficient capital market is the most important parameter for evaluating health of any economy.

The major objectives of capital market are:• To mobilize resources for investments.• To facilitate buying and selling of securities.• To facilitate the process of efficient price discovery.• To facilitate settlement of transactions in accordance with the predetermined time schedules.

The Differences between money market and capital market

Figure: Financial Market Structure

AvBwmwe cwiµgv gvP© 201518

Awfe¨w³

†gvnvt mvgQyj Avjg AvK›`mnKvix gnve¨e¯’vcK, AvBwmwe

ˆPZvjx iv‡Zi iƒcvjx Puv` KxZ©b‡Lvjv b`xi g„`y-g›` †mªv‡Zi †`vjvq †h GK Aciƒc `„‡k¨i m„wó K‡i‡Q †h Avwg Awff~Z n‡q m`¨ †Q‡o Avmv XvKv, Avgvi cwiev‡ii K_v †egvjyg fz‡j wM‡q †mB ˆkke Rxe‡b †Mjvg| mw¤^r wd‡i †cjvg hLb †e cv‡K©i wbqwgZ Mv‡W©iv ivZ 12Uvi ms‡KZ kã K‡i Rvbvb w`j|

ewikvj kn‡ii `w¶Y cvk w`‡q engvb KxZ©b‡Lvjv b`xi Zx‡i Aew¯’Z †e cvK©| GB †e cvK©B n‡jv Avgvi mܨv †ejvi mv_x| Puv`bx iv‡Z KxZ©b‡Lvjv b`xi iƒcvjx cvwb‡Z c~wY©gvi Puv‡`i `yjywb‡Z Avgvi gvbmc‡U KZ K_v, KZ e¨_v, ¯§„wZMv_v, K_vi gvjv, Pzwc Pzwc †mB ˆkk‡e AvL PzwiÑ

ÒwK‡i Avi KZ `~i AvL‡¶Z! `uvov‡i evev `uvov, mveavb gvwjK G‡m co‡j Avi i¶v †bB, Nvo †_‡K gv_v bvwg‡q †`‡e|

f‡q KÉ KvV/†ei n‡Z Pvq bv k¦vm-cÖk¦vm/`yB ¯‹yjeÜyi bvwfk¦vm/GB eywS cwo aiv,/Zey _v‡g bv c_Pjv,/Ae‡k‡l †mB AvL‡¶Z/2-3Uv AvL KvUv †kl,/wdievi cvjv,/Av‡Li aviv‡jv cvZvq Mv‡qi R¡vjv/Gjvg wbR©b †Z-gv_vi eo iv¯—vi †gv‡o,/iƒcvjx Puv`bxi ga¨iv‡Z/g‡bi my‡L cig Z…w߇Z/`uvZ w`‡q AvL KZ©‡b/gy‡L im ficyi/eyK ayKayK,/†Ui †c‡q gvwjK e¨vUv G‡jv e‡j g‡b mskq,/bv †Zgb wKQy bq,/Wyey Wyey Puv` wb‡q/wbR M„‡n `yB eÜzi AvMgb/Ae‡k‡l kqb|/Mfxi Ny‡g A‡PZb |

gv e‡jb, wK‡i IV, ¯‹z‡j hvwe bv, mKvj †h evRj 9Uv| AZxZ imgq ¤§„wZ gMœ fvO‡jv hLb †e cv‡K©i †mB Mv‡W©i ivZ 12Uvi ms‡KZ †e‡R DVj|

Rxeb †_‡K †bqv ewikvj Kvh©vj‡q Avgvi 7 gv‡mi Ae¯’v‡bi ev¯—eZv| 2013 mv‡ji AvM÷ gv‡mi 28 Zvwi‡L ewikvj Kvh©vj‡q †hvM`v‡bi ci ev¯—eZvi mv‡_ Lvc LvIqvi Rb¨ wb‡Ri g‡a¨ Drmvn DÏxcbv m„wói j‡¶¨ †fv‡i D‡V bvgvR c‡o e½eÜz cv‡K© gwb©sIqvK, mܨv‡ejvq b`xi Zx‡i †e cv‡K© e‡m mgq KvUv‡bv Avgvi g‡a¨ GK †bkvq cwiYZ n‡qwQj|

Icv‡i KvDqvi P‡i w`b †k‡l †bŠKvq K‡i K¬vš— cwikªvš— gvbyl‡`i N‡i †divi e¨¯—Zv, w÷gv‡ii †fuv †fuv AvIqvR, †Kvjvnj, gvby‡li AvMgb, cÖ¯’vb, mKvj‡ejvq Nv‡U UvUKv Bwjk gv‡Qi ¯—‚c, wbjvg WvK, cwi”Qbœ hvbRUgy³ kni, we.Gg K‡jR PZ¡i, Rjfiv wewei cy®‹wb, †bŠe›`‡i j w÷gv‡ii Avmv-hvIqv, QywUi w`‡b †fvjv, †g‡n›`xMÄ, cvZvinvU, gRy †PŠayixi NvU j ågY Avwg wb‡R‡K Avk¦¯— Kijvg Aš—Z 1 eQi kvLvq Ae¯’vb, Ae‡k‡l fvM¨evb, 7 gv‡m XvKvq AvMgb, ewikvj cÖ¯’vb|

bxj Puv`bx iv‡Z jÂNv‡U, KxZ©b‡Lvjv-7 j‡Âi †`vZjvi 207bs †Kwe‡b Zíx-Zívmn XvKvi D‡Ï‡k iIqvbv nIqvi cÖv°v‡j j‡Âi †`vZjvq `uvwo‡q gvbmc‡U aiv w`j Rjfiv wewei cyKzi, e½eÜz cvK©, †e cvK©, mvwK©U nvDm, wWwm, GwWwm, cywjk mycv‡ii evmfeb, Kwe Rxebvb›` `vk QvÎvevm, wMR©v gnj, †PvLfiv Rj wb‡q Nv‡U `uvwo‡q _vKv wmwKDwiwU MvW© iv‡mj gvneye‡K nvZ †b‡o we`vq w`‡q †Kwe‡b G‡m wb‡Ri †Pv‡Li Rj gy‡Q †dwj, ̄ §„wZ¸‡jv eo Kuv`vq, gy‡Q †djv hvq bv| Nyg †_‡K D‡V †`wL †fvi 5Uv, m`iNv‡U j `uvwo‡q|

cÖK…wZi mv‡_ AvZ¥xqZv

KxZ©b‡Lvjvi Zxi, Icv‡i KvDqvi P‡ii wgwUwgwU Av‡jv, `~‡i b`xi gv‡S w÷gv‡ii Av‡jvi SjKvwb, b`xi R‡j Puv‡`i `yjywb, †R¨vrmœv iv‡Zi Aciƒc `„k¨ GL‡bv g‡b nq...

Zzwg wK †KejB Qwe/ïay c‡U wjLv/H †h my`~i bxnvwiKv|/hviv K‡i Av‡Q wfo/AvKv‡kiI bxo/H hviv w`b ivwÎ/Av‡jv nv‡Z Pwjqv‡Q/Auvav‡iiI hvÎx|/Zzwg wK Zv‡`i gZ mZ¨ bI|

wet `ªt AvL Pzwii NUbvq Avgvi evj¨eÜzwU wQj 15B b‡f¤^i 2014 Zvwi‡L `ye„©Ë‡`i nv‡Z b„ksmfv‡e Lyb n‡q hvIqv ivRkvnx wek¦we`¨vj‡qi Aa¨vcK W. †gvt kwdDj Bmjvg wjjb|

Avqkv myjZvbvwmwbqi wcÖwÝcvj Awdmvi, AvBwmwe

Ô†kvKiÕ A_©vr K…ZÁ nIqv| †QvÆ GB kãwU GK weivU Abyf~wZgq m‡PZbZv hv D”PviY Ki‡j ev g‡b g‡b fve‡j gyn~‡Z© GK ¯^M©xq Av‡ek ˆZwi nq kix‡i I g‡b|

†Kb, Kvi cÖwZ GB K…ZÁZv! GKRb gvbyl cÖwZw`b nvRvi nvRvi evi wbk¦vm †bIqv I

Qvovi KvR K‡i| A‡PZb Ae‡PZb Ag‡bv‡hvM ev msÁvnxb _vK‡jI wbk¦vm Z¨vM I MÖn‡Yi KvR Pj‡Z _v‡K| †eu‡P _vKvi Rb¨ m‡PZbfv‡e g‡bv‡hvM mnKv‡i `g Qvov-†bIqvi KvR Ki‡Z n‡j Avgv‡`i c‡¶ Ab¨ †Kv‡bv KvRB Kiv m¤¢e n‡Zv bv|

Gici G‡K G‡K Abyfe Ki‡Z cvwi Avgv‡`i †`n‡mŠôe wb‡q| Kx PgrKvi MVb! gv_vi Zvjy †_‡K cv‡qi cvZv ch©š—ÑG GK Awfbe m„wó gnvb m„wóKZ©vi| †`‡ni A½-cÖZ¨½¸‡jv wbw`©ó RvqMvq Ae¯’vb K‡i Ggbfv‡e i“wUbgvwdK Kvh© cwiPvjbv Ki‡Q hv mwZ¨B we¯§qKi| Gme wKQyi wcQ‡bB Avjøvni Acvi Ki“Yv| ZvB‡Zv Zuvi cÖwZ Aš—‡ii Aš—t¯’j †_‡K K…ZÁZvq weMwjZ nB|

`ywU Kvi‡Y †kvKi‡Mvhvi nIqv AZ¨š— cÖ‡qvRb| GK. †h wbqvgZ †c‡q †MwQ Zv ¯’vqxfv‡e jvf Kivi Rb¨| `yB. AviI wbqvgZ cvIqvi Rb¨| ZvB Avgv‡`i hv Ki‡Z n‡e Zv n‡jv, nv- ûZvk bv K‡i Aw¯’i bv n‡q eZ©gv‡b hv Av‡Q Zvi Rb¨ Aš—i †_‡K mªóvi wbKU K…ZÁZv Ávcb| Gici Kx †bB, Avi PvIqv Kxцm j¶¨ wba©viY K‡i cwikªg I †gav LvwU‡q cÖvß †bqvgZ‡K m‡e©vËgfv‡e Kv‡R jvMv‡bvi †Póv Kiv|

bv-†kvKi gvbyl KLbI wb‡Ri wK †bqvgZ Av‡Q Zvi w`‡K g‡bv‡hvMx bq| d‡j, †m cÖvß †bqvgZ‡KI mdjZvi c‡_ GwM‡q hvIqvi Kv‡R jvMv‡Z e¨_© nq| †m ZvwK‡q _v‡K A‡b¨i cÖwZ| A‡b¨i Kx Av‡Q Zv †`‡L| Avi mªóv‡K †`vlv‡ivc K‡i, Kcvj Pvcovq, Cl©vwš^Z nq| †h `wi`ª †h e¨_© †h wb‡R‡K Amnvq ewÂZ g‡b K‡iцm Avm‡j †bqvg‡Zi mبenvi K‡i bv| †m †kvKi‡Mvhvi bq e‡jB `wi`ª, Akvš—, Aw¯’i, e¨_©| Giv Lye mn‡RB wek¦vm nvwi‡q †d‡j, Rxe‡bi j¶¨ w¯’i Ki‡Z cv‡i bv| mywbw`©ó j¶¨ bv _vKvi Kvi‡Y e¨_© nq Zvi Rxeb| Giv wb‡Ri w`‡K GKUy g‡bv‡hvM w`‡q `„wó w`‡jB †`L‡Z cv‡e A‡b¨i †_‡K †Kv‡bv wKQyi KgwZ †bB Zvi| mªóv Ggb GKwU Ac~e© MV‡bi †`n I gw¯—®‹ w`‡q‡Qb m„wói †miv GB Rxe‡K hv mZ¨B AZzjbxq| G welqUv eyS‡j †mB gvbyl †kvKi‡Mvhvi nqцm `wi`ª _v‡K bv, AÁvb _v‡K bv, nZvkvMÖ¯— nq bv|

ïKwiqv Aw¯’iZv‡K `~i K‡i| gb‡K cÖkvš— K‡i| g‡bi wfZ‡ii wekvj m¤¢vebvi mv‡_ cwiwPwZ jvf K‡i| eyS‡Z cv‡i KiYxq eR©bxq m¤ú‡K©| mshy³ n‡q hvq kw³i g~j Dr‡mi mv‡_|

msKU, wec`vc`, ¶wZÑGme †¶‡ÎI wK †kvKi Kie? DËi GUvBцbqvg‡Zi h_vh_ e¨env‡ii ciI hw` djvdj Lvivc nq Zvn‡j m„wóKZ©v fv‡jvi Rb¨ K‡i‡QbÑGi †P‡q mwVK

ïKwiqvÑmdj nIqvi cÖ_g avc

AvBwmwe cwiµgv gvP© 2015 19

Avi wKQy †bB| KviY †kvKi‡Mvhvix‡`i Rb¨ Ggb msKU I wec`vc` †bB hv‡Z cÖfzi †bqvgZ Rwo‡q bv _v‡K| mwVK wbq‡Z cwikªg Kivi ci, cÖvß †bqvgZ Kv‡R jvMv‡bvi ci Zvr¶wYK djvdj bv †c‡jI g‡b Kivi KviY †bB †h KvRwU e„_v †M‡Q| ZvB Avgiv wec‡` mgm¨vq iveŸyj Avjvgx‡bi †mB iƒ‡cB †kvKi Av`vq Kie, †hiƒc ¯^v”Q›`¨ I ¯^vfvweK Ae¯’vq K‡i _vwK|

gnvZ¥v †n‡jb †Kjvi ewai I AÜ wQ‡jb| mvsevw`K Zuv‡K cÖkœ Ki‡jb, Ck¦‡ii weiæ‡× Avcbvi †Kv‡bv Awf‡hvM †bB? wZwb †n‡m ej‡jb, ÔCk¦i Avgv‡K hv wKQy w`‡q‡Qb †mUvi Rb¨B †Zv K…ZÁZv cÖKvk K‡i †kl Ki‡Z cviwQ bv| hv †`bwb Zv wb‡q Awf‡hvM Kie KLb?Õ GKRb cÖwZeÜx hw` Ggb †kvKi‡Mvhvi n‡Z cv‡ib Z‡e Avgv‡`i wK cwigvY †kvKi‡Mvhvi nIqv DwPZ!

¯§iY ivL‡Z n‡e, gnvcÖfzi cÖwZ K…ZÁZv cÖKv‡ki GB Abyf~wZÑhv †eªb, wRnev, Aš—i †_‡K DrmvwiZÑZvI gnvcÖfziB m„wó| meB Zuvi Ki“Yv| ZvB cÖfzi Kv‡Q ej‡Z PvB, Ô†n cÖfz, †Zvgvi †bqvgZ‡K †hb me©`v Abyfe Ki‡Z cvwi Avi †Zvgvi cÖwZ K…ZÁ n‡Z cvwi| Avgvi Rxe‡bi mKj AR©b †hb †Zvgv‡ZB mgwc©Z Ki‡Z cvwi|Õ

cig Ki“Yvgq Avgv‡`i †kvKi‡Mvhvi nIqvi †ZŠwdK w`b|

Avqkv wmwÏKvAwdmvi, AvBwmwe

A_©‰bwZK D`vixKiY †`‡ki A_©bxwZi mv¤cÖwZK ms¯‹vi cÖwµqv‡K wb‡`©k K‡i| evRvi A_©bxwZ‡K `¶Zvi m‡½ KvR Ki‡Z mnvqZv Kivi j‡¶¨ miKv‡ii n¯—‡¶c Kwg‡q D`vi A_©bxwZ‡K GwM‡q †bqvi bxwZB mvaviYZ A_©‰bwZK D`vixKiY| e¨w³gvwjKvbv wbqš¿Ygy³KiYI Gi Aš—f©y³| 1947 mv‡j ¯^vaxbZvi ci fviZ mgvRZvwš¿K bxwZ MÖnY Ki‡j GB e¨e¯’vq Pvjy e¨vcK wbqš¿Y cÖ_v‡K Dcnvm K‡i ejv n‡Zv ÔjvB‡mÝ ivRÕ I axi e„w×i nviwUi bvg wQj Ôwn›`y e„w×nviÕ| cieZ©x‡Z cvwK¯—vb kvmbvg‡j Gi cÖfve bv _vK‡jI evsjv‡`k ¯^vaxb nIqvi ci GB bxwZ cÖwµqvKiY ïi“ nq| Z‡e ch©vqµ‡g A_©‰bwZK Dbœq‡bi cÖ‡qvR‡b wbqš¿Y D`vixKiY I e¨w³ D‡`¨vM‡K ¸iæZ¡ †`qv nq| eZ©gvb miKvi A_©bxwZ‡Z D`vixKi‡Yi Ici †Rvi w`‡q‡Qb I ˆe‡`wkK LvZ D`vixKiY e¨e¯’vcbv †Kgb n‡e, Zv wba©vi‡Yi †Póv Kivi cvkvcvwk Avš—R©vwZK evwYR¨ I wewb‡qv‡Mi evRvi‡K Db¥y³ K‡i †`Iqv, wbqš¿Ygy³KiY, †emiKvwiKiY Pvjy Kiv, Ki e¨e¯’vq ms¯‹vi, gy`ªvùxwZ wbqš¿Yg~jK c`‡¶c wb‡”Qb| GB wel‡q Ôˆe‡`wkK LvZ D`vixKiY e¨e¯’vcbv: `w¶Y Gkxq †`k¸‡jvi AwfÁZvÕ kxl©K †mwgbv‡i evsjv‡`k e¨vs‡Ki Mfb©i W. AvwZDi ingvb ˆe‡`wkK LvZ Db¥y³Ki‡Yi SzuwK †gvKvwejvq `w¶Y Gwkqvi †`k¸‡jvi g‡a¨ mgwš^Z c`‡¶c MÖnY Ges wb‡R‡`i g‡a¨ G wel‡q †evSvcov evov‡bvi Ici ¸i“Z¡v‡ivc K‡i e‡jb, eZ©gvb ˆewk¦K ev¯—eZvi †cÖ¶vc‡U A_©‰bwZK cÖe„w×i Rb¨ g~jab ewntcÖevn Ri“wi n‡q c‡o‡Q| wKš‘ †Kv‡bv GK †`‡ki g~jab-Avg`vwb-ißvwb evwYR¨, wewb‡qvM ev †h KvVv‡gv‡Z ewntcÖevn †nvK bv †Kb, G‡¶‡Î †ek wKQy SzuwK i‡q‡Q| Gme SzuwK †Kv‡bv GKK †`‡ki c‡¶ †gvKvwejv m¤¢e bq| Gi Rb¨ G A‡ji †`kmg~‡ni g‡a¨ mgwš^Z c`‡¶c _vKv †hgb Ri“wi, †Zgwbfv‡e wb‡R‡`i g‡a¨ †evSvcovUvI evov‡bv Ri“wi| mv‡eK ZË¡veavqK miKv‡ii Dc‡`óv W. G we wg¾©v AvwRRyj Bmjvg e‡jb, wek¦ A_©bxwZi m‡½ mvK©fz³ †`k¸‡jvi A_©bxwZi mgš^q Kiv †M‡j GB A‡ji †`k¸‡jvi g‡a¨ Avg`vwb-ißvwb evwYR¨ I cY¨ Drcv`b evo‡e| wZwb AviI e‡jb, ˆe‡`wkK LvZ Db¥y³ Kiv n‡j wKQy myweav cvIqv hv‡e wVKB| Z‡e

wKQy AmyweavI i‡q‡Q| myweav-Amyweavi g‡a¨ ïf-e܇bi wfwˇZ GKwU Kvh©Ki bxwZ MÖnY Kiv †M‡j Zv GB †`k¸‡jvi Rb¨ mydj e‡q Avb‡e| Gwkqvi A_©bxwZmg~‡ni Db¥y³Zv I g~jab cÖev‡ni DÌvb-cZb m¤úwK©Z Aw¯’wZkxjZvRwbZ SzuwK we‡ePbvq wb‡q mvK© †`kmg~n I Ab¨vb¨ †`‡ki mv‡_ Pjgvb wewb‡qvM I cÖe„w×i MwZaviv‡K Gme SzuwKi weiæ‡× myiw¶Z †i‡L mvgwóK A_©‰bwZK I Avw_©K Lv‡Zi Rb¨ m¤¢ve¨ bxwZ AbymÜvb D`vixKi‡Yi g~j D‡Ïk¨|

d‡j Gwkqv I Avwd«Kv gnv‡`‡ki Dbœqbkxj †`k¸‡jv‡Z AvMvgx Pvi `kK e¨vcK gvÎvq cÖe„w× evo‡e| Gi gva¨‡g cwðg BD‡ivc I DËi Av‡gwiKvi cwie‡Z© 2050 mv‡j wek¦ A_©bxwZi wbqš¿Y‡K‡›`ª cwiYZ n‡e Gwkqv| G‡Z AMÖYx f~wgKv ivL‡e 11wU †`k| G ZvwjKvq i‡q‡Q evsjv‡`‡ki bvg| hy³ivóªwfwËK wmwU MÖ“‡ci mn‡hvMx cÖwZôvb wmwU Bb‡f÷‡g›U wimv‡P©i GK M‡elYv cÖwZ‡e`‡b Gme Z_¨ cÖKvk Kiv nq|

wek¦ A_©bxwZ I Gi cÖmvi wb‡q wmwU Bb‡f÷‡g›U wimvP© IB M‡elYv cÖwZ‡e`b cÖKvk K‡i| G‡Z 2050 mvj ch©š— wek¦ A_©bxwZi ¯^iƒc †Kgb n‡Z cv‡i, Zv wb‡q Av‡jvPbv Kiv n‡q‡Q| cÖwZ‡e`bwUi wk‡ivbvg n‡”Q, ÔD`xqgvb evRvi I weªKm& (eªvwRj, ivwkqv, Pxb I fviZ) Qvwo‡q hv‡e ˆewk¦K cÖe„w×i mnvqK †`k¸‡jvÕ (Global Growth Generators : Moving beyond ‘Emerging Merkets and ‘BRIC’)| cÖwZ‡e`‡b ejv nq, AvMvgx 40 eQi wek¦ A_©bxwZi kw³kvjx cÖe„w× Ae¨vnZ _vK‡e| 2030 mvj ch©š— wek¦ wRwWwci (†gvU †`kR Drcv`b) evwl©K cÖe„w× 4 `kwgK 6 kZvsk nv‡i evo‡Z cv‡i| Gi ci 2050 mvj ch©š— wek¦ wRwWwci evwl©K Mo cÖe„w× evo‡Z cv‡i 3 `kwgK 8 kZvsk nv‡i| aviYv Kiv n‡”Q, 2050 mv‡j wek¦ wRwWwci AsK `uvov‡e 380 wU«wjqb Wjv‡i| GLb wek¦ wRwWwc n‡”Q 72 wU«wjqb Wjvi|

GB cÖwZ‡e`‡b †Møvevj †MÖv_ †Rbv‡iUim&‡K w_ª-wR wn‡m‡e AvL¨vwqZ Kiv n‡q‡Q| G‡Z Aš—f©y³ 11wU †`‡ki ZvwjKvq GK b¤^‡i Av‡Q evsjv‡`k| Ab¨ iv󪸇jv n‡”QÑPxb, wgmi, fviZ, B‡›`v‡bwkqv, BivK, g‡½vwjqv, bvB‡Rwiqv, wdwjcvBb, kªxj¼v I wf‡qZbvg| mv¤cÖwZK wRwWwci cÖeYZv, ˆe‡`wkK wewb‡qv‡Mi m~PK, gv_vwcQy wRwWwci nvi, Avg`vwb-ißvwbi aibmn wewfbœ welq we‡køl‡Yi gva¨‡g IB †`k¸‡jv‡K w_ª-wR‡Z hy³ Kiv n‡q‡Q|

Dch©y³ fwel¨ØvYx hw` d‡j hvq, Zvn‡j wek¦ A_©bxwZ‡Z e¨vcK cwieZ©b †`Lv w`‡Z cv‡i| cwieZ©b n‡Z cv‡i wek¦ A_©bxwZi g~j‡K‡›`ªI| G e¨vcv‡i jÛb ¯‹zj Ae B‡Kvbwg‡·i Aa¨vcK Wvwbœ Kzqvi we‡kølY GLv‡b wb‡q Avmv †h‡Z cv‡i| m¤cÖwZ GK wbe‡Ü wZwb e‡j‡Qb, Ô1980 AvUjvw›U‡Ki ga¨ AÂj wQj wek¦ evwY‡R¨i wbqš¿Y‡K›`ª wKš‘ 2008 mvj †_‡K Zv Pxb I c~e© Gwkqvi w`‡K Szu‡K‡Q| G Ae¯’v Ae¨vnZ _vK‡j 2050 mv‡j Pxb I fviZ n‡e Avš—R©vwZK A_©evRv‡ii g~j †K›`ª|

2009 mv‡j Pxbv wRwWwci 46 kZvsk Ry‡o wQj wewb‡qvM| fvi‡Zi †¶‡Î GB nvi n‡”Q 32 kZvsk| Ab¨w`‡K hy³ivóª I weª‡U‡bi †¶‡Î †`Lv hvq, IB `yB †`‡ki wRwWwci 15 kZvsk wQj wewb‡qv‡M| GKB eQi ïaygvÎ Gwkqvi A_©‰bwZK ea©bkxj †`k¸‡jvi wewb‡qvM e¨q, hy³ivóª I BD‡ivcxq †`k¸‡jv‡K AwZµg K‡i‡Q| †fv³v cwiw¯’wZi w`‡KI Gwkqv GwM‡q hv‡”Q| AvMvgx `yB eQ‡ii g‡a¨ BD‡iv‡ci †fv³v‡`i †cQ‡b †d‡j w`‡Z cv‡i Gwkqvi †fv³viv| AvMvgx `y-GK `k‡Ki g‡a¨ hy³ivóªI G A‡ji †cQ‡b c‡o †h‡Z cv‡i| Gwkqvi wewfbœ †`‡k ga¨weË †kªYxi msL¨v evovi Kvi‡Y G Ae¯’vi m~ÎcvZ e‡j M‡elYv cÖwZ‡e`‡b D‡jøL Kiv nq| Pxb I fvi‡Z evwl©K 10 nvRvi Wjvi ev cÖvq mvZ j¶ UvKv Avq Ki‡Z cv‡i Ggb cwiev‡ii msL¨v cÖPzi †e‡o‡Q| G `yB †`‡k G ai‡bi cwiev‡ii msL¨v 10 †KvwU Qvwo‡q †M‡Q A‡bK Av‡MB| G w`K w`‡q hy³ivóª‡K PjwZ eQi †`k¸‡jv Qvwo‡q †h‡Z cv‡i| AvMvgx K‡qK eQ‡ii g‡a¨ cwðg BD‡ivcI G †¶‡Î `yÕ‡`‡ki †cQ‡b c‡o †h‡Z cv‡i| Gwkqvi A_©‰bwZK ea©bkxj †`k¸‡jvi c‡_ evsjv‡`kI bvbvb SzuwKi g‡a¨I wewb‡qv‡M DˇivËi e„w× I D`vixKi‡Yi d‡j wewb‡qvM I cÖe„w×i MwZaviv‡K mgybœZ ivL‡e e‡j Avkv Kiv hv‡”Q|

evsjv‡`‡k A_©bxwZi D`vixKiY I GKwU Avkvev`

AvBwmwe cwiµgv gvP© 201520

Journey of Life

Bqvs÷vim

Mashiat MubasshiraS.S.C CandidateIdeal School & College Motijheel, Dhaka.

One night, I noticed the moon hidingBehind the silken fleece of clouds, creating a serene, calm and wonderful atmosphere.Sometimes, I feel liking hiding somewhere, So that problems cannot find me there. But, the more I get afraid to face-The complexities of this race, The more I fell like I’ve lost to myself.Because, it’s fighting the problems that mattersIn this journey of life, someone winsWhile someone shelters.

* †jLK: K‡c©v‡ik‡bi mnKvix gnve¨e¯’vcK wg‡mm gvngy`v Av³vi Gi mš—vb

Ramadan Musings

Hasan MarufThe propohet's own city persecuted himHonoured by his nativity, it sought to slay himYet he loved it and purged it all that was wrongWhat toil and struggle did it not involve?Indeed Man is made for toil and struggleLet him not boast of ease and wealthHe'll be called to account for his doingsLet him use his God given wits and treadThe steep path that leads to heaven's heightThe steps thereto are love, unselfish loveGiven freely to God's creature- all thoseIn need and faith in God, and patienceJoined with self-restraint and kindnessThus only we can reach the ranksOf the blessed comapnions of the Right Hand.

* †jLK: GKRb Zi“Y Kwe Ges MYgva¨gKg©x

AvBwmwei AMÖhvÎvq ¯^xK…wZ AR©b...AvBwmwei AMÖhvÎvq ¯^xK…wZ AR©b...

AvBwmGgGwe †e÷ K‡c©v‡iU A¨vIqvW©-2014AvBwmGgGwe †e÷ K‡c©v‡iU A¨vIqvW©-2014

†hŠZyK GKwUmvgvwRK e¨vwa,†hŠZyK wbg~©‡j

Avcbvi mn‡hvwMZvcÖ‡qvRb|

†hŠZyK GKwUmvgvwRK e¨vwa,†hŠZyK wbg~©‡j

Avcbvi mn‡hvwMZvcÖ‡qvRb|

• AvBwmwe‡Z BDwbU dvÛ I wgDPy¨qvj dvÛ mvwU©wd‡KU wj‡qb †i‡L AwMÖg cÖ`vb Kiv nq|

• AvBwmwe wW‡eÂvi wn‡m‡e A_©vqb K‡i|

• BKz¨BwUi wecix‡Z AwMÖg cÖ`vb Kiv nq|

• wjwRs-G AvBwmwe w`‡”Q m‡e©vËg †mevi cÖwZkª“wZ|

• evsjv‡`k dv‡Û wewb‡qvM Ki“b|

• AvBwmwe‡Z BDwbU dvÛ I wgDPy¨qvj dvÛ mvwU©wd‡KU wj‡qb †i‡L AwMÖg cÖ`vb Kiv nq|

• AvBwmwe wW‡eÂvi wn‡m‡e A_©vqb K‡i|

• BKz¨BwUi wecix‡Z AwMÖg cÖ`vb Kiv nq|

• wjwRs-G AvBwmwe w`‡”Q m‡e©vËg †mevi cÖwZkª“wZ|

• evsjv‡`k dv‡Û wewb‡qvM Ki“b|

msL¨v 05, gvP© 2015, dvêyb 1421

myôz I w¯’wZkxj cuywRevRvi MV‡b AvBwmwe GwM‡q...