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CURRENT'INVESTMENT'OFFERINGS'2014'!

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INVESTMENT'NAME:!!!!

Zipcash'Financial'Trust'!

'CONTACT'INFORMATION:'!

Shannon!Pineau!

Exempt!Market!Dealing!Representative!

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P:! 403=872=4010!

TF:! 855=872=4010!

E:! Shannon@wealthup.ca!

W:! www.wealthup.ca!

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Please!see!below!for!a!detailed!brochure!regarding!this!investment.!!If!

you!would!like!more!information,!please!contact!me!at!your!

convenience.!

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PLEASE!NOTE:!These!project!summaries!are!not!a!complete!offering!of!securities!

and!must!not!be!relied!upon!to!make!informed!investment!decisions.!Please!read!the!

applicable!Offering!Memorandums!before!making!your!investment!decisions.!

Interest and Principal paid on a Monthly basis

Disclaimer Certain statements contained herein as they relate to Zipcash Financial Trust, Fedilus Limited Partnerships, Moco Inc. and the General Partner and their respective views or predictions about the possible future events or conditions and their business operations and strategy, are “forward-looking statements“ within the meaning of that phrase under applicable Canadian securities law. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, assumptions or future events or performance (often, but not always, using words or phrases such as “expects“, “does not expect“, “is expected“, “anticipates“, “does not anticipate“, “plans“, “estimates“, “believes“, “does not believe“, or “intends“, or stating that certain actions, events or results “may“, “could“, “would“, “might“, or “will“ be taken, occur or achieved) are not statements of historical fact and may be “forward-looking statements“. Forward-looking statements are based on the current expectations, estimates and projections of the management of Zipcash Financial Trust, Fedilus Limited Partnerships, Moco Inc. and the General Partner at the time the statements are made. They involve a number of known risks and uncertainties which would cause actual results or events to differ materially from those presently anticipated. The forward-looking statements contained in this document are given as of the date hereof. Except as otherwise required by law, Zipcash Financial Trust, Fedilus Limited Partnerships, Moco Inc. and the General Partner does not intend to and assumes no obligation to update or revise these or other forward-looking statements it may provide, whether as a result of new information, plans or events or otherwise. Readers are cautioned not to place undue reliance on these forward-looking statements as there can be no assurance that the condition, events, plans and assumptions on which they were based will occur.

Zipcash Financial Trust

The investment is to purchase “Multi-Functional Financial Kiosks” that are deployed throughout the United States Investors own the Kiosks (this provides security). There is a management contract with a Canadian based company to deploy and operate the Kiosks The Kiosks generate fees for each transaction that occurs as well as they generate revenue through advertisements

The Kiosks are strategically placed in high traffic convenience and grocery stores. The stores must have a proven track record of historical transactions and they enter into a minimum contract of 5 years

Issuer: Zipcash Financial Trust

Issue: Units of the Trust ("Units")

Issue Amount: Up to CDN $19,000,000

Issue Price: $1,000 per Trust Unit

Minimum Order Size: $5,000 in all Provinces

Offering Currency: Canadian Dollars

Closing: Closing may occur at any time on part or all of the Offering hereunder and subsequentclosings may take place at any time thereafter. The initial closing is expected to occur onor about February 28, 2013 and subsequent closings may occur from time to time and atany time on such other dates as the Trustees in their sole discretion determine.

Investment Eligibility: The Trust is eligible for registered plans (RRSP/TFSA/RRIF/LIRA/RESP) and open investment

Term: 78 Months from time of first distribution

Investment Objective: The Trust’s primary purpose and sole business is to loan funds raised by it to Zipcash 99Limited Partnership (the “Partnership”), with the objective of generating returns toUnitholders. Substantially all of the Available Funds from this Offering will be used toprovide the Loan to the Partnership, which will use such proceeds to acquire Kiosks thatwill be located in various retail locations throughout the United States.

Distributions: The Trust intends to make Distributions on or before the last day of each month in theamount of $22.82 per Unit commencing within 180 days of the date of issue of a Unit. a. An annual yield for investors of 12.0% through the payment of monthly distributions b. A portion of principal returned through the payment of monthly distributions (Investment Amount divided by 78 Months)

Finder’s Fee: The Trust has not retained an underwriter in respect of the sale and distribution of theUnits. However, the Trust reserves the right to retain agents to, and/or pay persons(including officers and directors of the General Partner) who effect sales of the Units, inwhich case, subject to applicable securities legislation, such agents and persons mayreceive a fee of up to 8% to be paid from gross proceeds realized from the Units sold bysuch agents.

Redemption: Unitholders may redeem Units, subject to certain restrictions, by providing a duly executedredemption notice to the Trustees. See “Summary of the Declaration of Trust –Redemption of Units”. The Redemption Price shall equal an amount per Unit equal to andnot less than the subscription price per Unit less the sum of $12.82 multiplied by thenumber of months that a Unitholder has received a Distribution from the Trust less 8% ofthe subscription price per Unit. The Trustees may cause the Trust to redeem Units. Incertain circumstances, redemption proceeds may be paid in Redemption Notes. See“Summary of the Declaration of Trust – Redemption of Units”.

Darrell Osadchuk David RankineCEO / Trustee President / Trustee403-813-0401 403-874-9925darrell@d2mgmt.com dave@d2mgmt.com

ZIPCASH FINANCIAL TRUST

Offering Summary

Suite 110 1117 - 1st Street SW Calgary, Alberta T2R 0T9