GTA New Home Guide - Nov 28, 2015

Come discover a new neighbourhoodof 50 ft. Ravine Lots in Tottenham

INSIDE THIS ISSUE

BUILDING HOMESPEOPLE CAN AFFORD

6 FINANCIALHOMEBUYING TIPS

MAXIMIZING YOUR HOLIDAY DECOR

GTA EDITION

NOV 28 - DEC 12, 2015VOLUME 23, ISSUE 22, FREE

LIVELAUGHEXPLOREDESIGNSTYLESHOPCHATOUR AWARD-WINNING SOURCE FOR IDEAS & ASPIRATIONS HAS GONE ONLINE.Check it out at AspireOnline.ca.

L I V E L A U G H E X P L O R E D E S I G N S T Y L E S H O P C H A T





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NOV 28 - DEC 12, 2015 | NEW HOME GUIDE 3 2 YPNEXTHOME.CA

Geranium Homes Buy now and receive incentives at Mill Street Village

ON THE COVER

property profi les

24 Fieldgate HomesNew release of 38- and 41-ft. homes at Valleylands

38 Madison HomesBest in urban living at Briar Hill City Towns

60 FarSight HomesSingles, towns coming in the new year to Greenfi elds

neighbourhood profi le

40 CabbagetownA small town in the heart of a big city

trending

36 CREACanadian home sales rebound in October

48 Homebuying6 fi nancial homebuying tips

contentsNOV 28 – DEC 12, 2015 | VOLUME 23 ISSUE 22

30+ online

SEARCHHOME

NEIGHBOURHOOD

WITHDYNAMIC

MAPSLOOK FOR THE CIRCLE

+PHOTOS+VIDEOS+ADVICE+INSPIRATION+TRENDING

MORE

38

4242

60

56 HomebuyingIt’s not just about location, location, location

inspiration

52 Designer AdviceUnder-foot adviceby Yanic Simard

advice

14 BILD ReportBuilding homes that people can a� ord by Bryan Tuckey

18 Fundamentally Speaking37 startling facts about Toronto real estate by Wayne Karl

28 Mortgage FinesseCredit and debt managementby Calum Ross

42 Holiday DecorAchieve maximum holiday decor in a small space by Lisa Rogers

46 Legally SpeakingDo your due diligence when buying your fi rst homeby Jayson Schwarz

74 Stat ChatShould you pay attention to housing market studies? by Ben Myers

buyers’ resource section

89 Hot Properties New releases, openings and preview registrations

91 Mortgage Rates

in every issue

4 Editor’s Note

10 Contributors

93 Advertiser Index

52

TNH 11-28-15_master.indd 2 2015-11-24 3:40 PM


Geranium Homes Buy now and receive incentives at Mill Street Village

ON THE COVER

property profi les

24 Fieldgate HomesNew release of 38- and 41-ft. homes at Valleylands

38 Madison HomesBest in urban living at Briar Hill City Towns

60 FarSight HomesSingles, towns coming in the new year to Greenfi elds

neighbourhood profi le

40 CabbagetownA small town in the heart of a big city

trending

36 CREACanadian home sales rebound in October

48 Homebuying6 fi nancial homebuying tips

contentsNOV 28 – DEC 12, 2015 | VOLUME 23 ISSUE 22

30+ online

SEARCHHOME

NEIGHBOURHOOD

WITHDYNAMIC

MAPSLOOK FOR THE CIRCLE

+PHOTOS+VIDEOS+ADVICE+INSPIRATION+TRENDING

MORE

38

4242

60

56 HomebuyingIt’s not just about location, location, location

inspiration

52 Designer AdviceUnder-foot adviceby Yanic Simard

advice

14 BILD ReportBuilding homes that people can a� ord by Bryan Tuckey

18 Fundamentally Speaking37 startling facts about Toronto real estate by Wayne Karl

28 Mortgage FinesseCredit and debt managementby Calum Ross

42 Holiday DecorAchieve maximum holiday decor in a small space by Lisa Rogers

46 Legally SpeakingDo your due diligence when buying your fi rst homeby Jayson Schwarz

74 Stat ChatShould you pay attention to housing market studies? by Ben Myers

buyers’ resource section

89 Hot Properties New releases, openings and preview registrations

91 Mortgage Rates

in every issue

4 Editor’s Note

10 Contributors

93 Advertiser Index

52



Helping you manage life changes

How mobile and tech-savvy are you?

The decision to move is often

triggered by a life event, such as a

new job, a new addition to the family,

or simply because you want a change

of scenery.

Whatever the reason, it’s important

to address what your needs are before

you start hunting for a new place,

rather than during your search. With

all the information available to you

these days, it’s easy to get distracted.

To keep you on track and up to

date on the latest listings available

across Canada, check out this issue

and our new website, ypnexthome.ca.

Not only will you fi nd an easy way to

connect with prospective properties,

you’ll be able to dig deep on details

such as such as costs, neighbourhood

information and much more.

Deciding to move is easy – it’s

fi nding the right place that can often

be challenging. Let us help.

Drop us a line and let us know if

you have any questions or comments.

We’d love to hear from you.

There’s an old joke in some home

building circles that people spend

more time researching a new wireless

device than they do a new home.

All laughter aside, this scenario is

changing. Prices continue to rise, and

even though interest rates currently

make homebuying a comfortable

transaction, more and more buyers

understand the value of thorough,

patient research.

It still involves publications such

as New Home Guide, because

builders can present their new home

communities in a way that shines in

print, and in a medium people can

digest over time and at their leisure.

For many homebuyers, the process

increasingly begins online – when

researching the fi nancial end of the

equation – notably mortgages.

Just how mobile and tech-savvy

are today’s buyers? Check out page

48 for some insight.

+ get social

Editors' Notes

EXPLORE CABBAGETOWN

TAKE A TOUR ONLINEypnexthome.ca/cabbagetown

Interact with us on social media: ypnexthome

SUSAN LEGGEEditor-in-Chief / Director of ContentYellow Pages NextHomeEmail: [email protected]: @SusanLegge

WAYNE KARLSenior EditorYellow Pages NextHomeEmail: [email protected]: @WayneKarl

4 YPNEXTHOME.CA


Prices and specifi cations are subject to change without notice. Renderings are Artist’s concept. E. & O. E.

FREEHOLD TOWNHOMES FROMTHE $600’S

SEMIS FROMTHE $700’S

SINGLES FROM$1 MILLION +

Don’t miss out, final opportunity to be a part of Aurora’s best-selling community.

Sales Offi ce:25 Mavrinac Blvd., Aurora, ON L4G 0E7

AURORA

905-751-1385A U R O R A T R A I L S . C O M

PLEASE, NO GOTHAM.

FINAL LOT RELEASE

905-841-8854

SPECTACULAR FREEHOLD TOWNS, SINGLES & SEMIS IN AURORA

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6 YPNEXTHOME.CA

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NOV 28 - DEC 12, 2015 | NEW HOME GUIDE 7

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FOLLOW US:

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM

SALES CENTRE HOURS: Monday - Thursday 1 pm - 8 pm; Friday 1 pm - 6 pm; Saturday, Sunday and Holidays 11 am - 6 pmMODEL HOME HOURS: Monday - Thursday 1 pm - 7:30 pm; Friday 1 pm - 5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm

A Mattamy Townhome

SALES CENTRE 280 Manse Road

SALES CENTRE

N

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SIDE AVE.

SCA

RB

OR

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RD

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MA

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ELLESMERE RD.

ELLESMERE RD.

NEILSON RD.

LAWRENCE AVE. EAST

KINGST

ON RD.

OLD K

INGST

ON RD.

401

SCARBOROUGHTownhomesFrom $399,990

SCARBOROUGH3 STYLES OF TOWNHOMES

COMING SOON: 3 NEW TOWNHOME DESIGNS IN UPPER SUMMERSIDEChoose from a variety of Townhome Designs in this inviting and established, family-friendly neighbourhood. Shopping, Dining, Entertainment, Recreation and all forms of public transit are just minutes from your front door.

SUPERB CITY LIVING IN SCARBOROUGH: OPEN NOW & COMING SOON

*Price per month is for principal and interest and is based on 20% down, 30 year amortization period, RBC’s 5 year variable mortgage at 2.7%All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.

OWN A 3-BEDROOM TOWNHOME FOR JUST $1298/MONTH*

NOW OPEN: URBAN TOWNS & 3-STOREY TOWNHOMES

MATOTTAWA - Heron Park_Upper Summerside - New Homes And Condos - Magazine Due: 18/11/2015

File Name: MATGTA-CH_HP_NHnC_DPS_Mag Publication: New Homes & Condos

Trim: 7.5” x 10.5” Safety/V.O.: .25” DPI: 300

Bleed: 0.125” Colours: CMYK Built: 16/11/2015 - SH

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FOLLOW US:


SALES CENTRE HOURS: Monday - Thursday 1 pm - 8 pm; Friday 1 pm - 6 pm; Saturday, Sunday and Holidays 11 am - 6 pmMODEL HOME HOURS: Monday - Thursday 1 pm - 7:30 pm; Friday 1 pm - 5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm

A Mattamy Townhome

SALES CENTRE 280 Manse Road

SALES CENTRE

N

MO

RN

ING

SIDE AVE.

SCA

RB

OR

OU

GH

GO

LF CLUB

RD

.

MA

NSE R

D.

ELLESMERE RD.

ELLESMERE RD.

NEILSON RD.

LAWRENCE AVE. EAST

KINGST

ON RD.

OLD K

INGST

ON RD.

401

SCARBOROUGHTownhomesFrom $399,990

SCARBOROUGH3 STYLES OF TOWNHOMES

COMING SOON: 3 NEW TOWNHOME DESIGNS IN UPPER SUMMERSIDEChoose from a variety of Townhome Designs in this inviting and established, family-friendly neighbourhood. Shopping, Dining, Entertainment, Recreation and all forms of public transit are just minutes from your front door.

SUPERB CITY LIVING IN SCARBOROUGH: OPEN NOW & COMING SOON

*Price per month is for principal and interest and is based on 20% down, 30 year amortization period, RBC’s 5 year variable mortgage at 2.7%All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.

OWN A 3-BEDROOM TOWNHOME FOR JUST $1298/MONTH*

NOW OPEN: URBAN TOWNS & 3-STOREY TOWNHOMES

MATOTTAWA - Heron Park_Upper Summerside - New Homes And Condos - Magazine Due: 18/11/2015



Bleed: 0.125” Colours: CMYK Built: 16/11/2015 - SH

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Contributors

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES, NATIONAL

Moe Lalani

SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DECOR & RENOVATIONS

Conni Robinson

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO

Susan Maxwell

EDITOR

Wayne Karl

ART DIRECTOR

Tammy Leung

CONTRIBUTING EDITORS

Sara Duck (on leave), Elisa Krovblit, Lydia McNutt (on leave)

SENIOR ACCOUNT EXECUTIVE

Nina Downs [email protected]

SENIOR ACCOUNT EXECUTIVE

Dionne Fraser [email protected]

SALES & MARKETING CO-ORDINATOR

Antoinette Jackson

DISTRIBUTION & SALES CO-ORDINATOR

Sarah Khan

NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

Bala Gnanapandithan

PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic

GRAPHIC DESIGNERS

Viosa Barileva, Miguel Cea, Mike Terentiev

Published by

#500-401 The West MallEtobicoke, ON M9C 5J5T 416.626.4200 F 416.784.5867ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates and information. CIRCULATION Free distribution in select high-tra� c street boxes, stores, banks, fi nancial institutions and select condominium sales o� ces.COPYRIGHT 2015 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and o� enders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.EDITORIAL SSubmissions from interested parties will be considered. Please submit to the editor [email protected]

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

TARION REPORTHOWARD BOGACHHoward Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or fi nd us on Facebook at facebook.com/TarionWarrantyCorp.

LEGALLY SPEAKINGJAYSON SCHWARZ, Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law fi rm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at [email protected] or phone at 416.486.2040

BILD REPORTBRYAN TUCKEYBryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s o� cial online blog (bildblogs.ca)

DESIGNER ADVICE JANE LOCKHART Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

MORTGAGE FINESSE CALUM ROSS Calum Ross is a mortgage columnist for New Home Guide and New Condo Guide. He holds both a B.Comm and MBA in fi nance from the Schulich School of Business and in 2011 completed the Comprehensive Leadership Program at Harvard Business School. He can be reached at 416.410.9905

MONEY MATTERS GAIL VAZ-OXLADEGail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

more onlineWe have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

MORTGAGE ADVICEALYSSA RICHARDAlyssa Richard is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart fi nancial decisions

DESIGNER ADVICE YANIC SIMARD Yanic Simard is the principal designer of the award-winning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine


SALES OFFICE LOCATED AT

655 Cornell Centre Boulevard (at 16th Avenue)

Open Monday to Thursday from 1 to 8 p.m.Friday by appointment only

Weekends & Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept. Prices and specifi cations are subject to change without notice. See sales representatives for details. E & O.E.

cornellrouge.com 905.472.9556

Markham

FREEHOLD TOWNHOMES

FROM 1,881 SQ FT

FROM 2,175 SQ FT

SINGLE FAMILY HOMES on 30', 36' & 40'

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New Release! New Designs!

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AMAZING AMENITIES AT YOUR DOORSTEP• new cornell community centre & library

• markham stouffville hospital

• new shopping centres & retail shops

• excellent public & private schools

• parks, playgrounds & woodlots

• easy access to 401, 404, 407 & GO transit

tour our

8decoratedmodel homes

from the high

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H O M E S ™ Consider Yourself at Home PrimontHomes.com

Visit Our Presentation Centre Today!

PHASE 3 NOW OPEN!Freehold Luxury Townhomes from $749,000!

Rendering is artist’s concept. E.&O.E.

3890 Major Mackenzie Drive West

Hours of Operation:Monday – Thursday: 1pm – 8pm

Friday & Holidays: Closed

Saturday & Sunday: 11am – 6pm

905.417.3363

Come home to Vaughan’s fi nest family community with beautiful pond and crescent lots, distinctive brick and stone exteriors, 2-car garages and more. Located in the heart of Woodbridge steps from highways, shopping, schools, and recreation.

VAUGHAN’S MOST PRESTIGIOUS ADDRESS

StoryBuilder

As a family-owned homebuilder with over

40 years of experience, Primont Homes

is committed to providing the highest

quality and value to all our homebuyers.

Prime locations, elegant design, superb

craftsmanship and unrivaled customer

service have made Primont a leading

and trusted name in the industry.

See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

SALES OFFICE HOURS: Mon – Thurs 1pm – 8pm • Fri & Hol Closed • Sat & Sun 11am – 6pm

Connect with us on #MyPrimontHome

REGISTER NOW at Primonthomes.com

FREEHOLD TOWNHOMES

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DETACHED HOMES 42’ & 43’

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905.843.8686

SEASONSI N C A L E D O N

FINAL RELEASE OF 36’ LOTS

PHASE 2 OPENING THIS WEEKEND!

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12 YPNEXTHOME.CA

012-013-Primont-Corp 11-28-15.indd 12 2015-11-23 6:43 PM

H O M E S ™ Consider Yourself at Home PrimontHomes.com

Visit Our Presentation Centre Today!

PHASE 3 NOW OPEN!Freehold Luxury Townhomes from $749,000!

Rendering is artist’s concept. E.&O.E.

3890 Major Mackenzie Drive West

Hours of Operation:Monday – Thursday: 1pm – 8pm

Friday & Holidays: Closed

Saturday & Sunday: 11am – 6pm

905.417.3363

Come home to Vaughan’s fi nest family community with beautiful pond and crescent lots, distinctive brick and stone exteriors, 2-car garages and more. Located in the heart of Woodbridge steps from highways, shopping, schools, and recreation.

VAUGHAN’S MOST PRESTIGIOUS ADDRESS

StoryBuilder

As a family-owned homebuilder with over

40 years of experience, Primont Homes

is committed to providing the highest

quality and value to all our homebuyers.

Prime locations, elegant design, superb

craftsmanship and unrivaled customer

service have made Primont a leading

and trusted name in the industry.

See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

SALES OFFICE HOURS: Mon – Thurs 1pm – 8pm • Fri & Hol Closed • Sat & Sun 11am – 6pm

Connect with us on #MyPrimontHome

REGISTER NOW at Primonthomes.com

FREEHOLD TOWNHOMES

CORNELLMARKHAM

A T C O R N E L L

COMING SOON

MOUNT PLEASANTBRAMPTON

FINAL RELEASECOMING SOON

URBANTOWNHOMES

FREEHOLD TOWNHOMES

BAYVIEW & 19TH AVENUERICHMOND HILL

COMING SOON

CALEDON

DETACHED HOMES 42’ & 43’

VISIT US TODAY 12688 Old Kenndy Rd., North of Mayfi eld

905.843.8686

SEASONSI N C A L E D O N

FINAL RELEASE OF 36’ LOTS

PHASE 2 OPENING THIS WEEKEND!

PRIM 43947 NHG Nov18_final.indd All Pages 2015-11-18 12:47 PM


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MORE ADVICE ONLINEypnexthome.ca/news/advice

Advice | BILD REPORT

By Bryan Tuckey

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on

Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s o� cial online blog (bildblogs.ca).

Building homes that people can a� ord

“AFFORDABLE HOUSING” and

“housing a ordability” are not the

same thing but addressing one can

impact the other.

Simply put, a ordable housing

is housing for people in need. This

can include seniors, young families,

low and moderate income workers,

people with special needs and the

homeless. There are many kinds

of a ordable housing and it can

include low-cost market housing as

well as subsidized rental housing.

Housing a ordability is the degree

to which housing is attainable to

anyone, at any income level.

We all recognize that the GTA is

in need of a ordable housing and

that there are challenges in building

more of it. One of the biggest

challenges stems from a lack of

federal and provincial government

funding and incentives. Over the last

few decades, delivering a ordable

housing has largely shifted to

municipalities and social agencies,

who have limited resources and turn

to private developers.

At the same time, we know that

it is becoming harder for many

people in the GTA to fi nd homes

at prices they can a ord. Currently

the average price of a new single-

detached home is more than

$800,000 and the average price of a

new condo is at least $400,000.

The GTA needs both more

a ordable housing and homes that

people of all income levels can

a ord to purchase. We need to

ensure that we increase the amount

of a ordable housing without

impacting the a ordability of

housing for everyone.

Policies and programs that

make housing more expensive for

everyone should be avoided. There

are unintended consequences when

municipalities mandate the inclusion

of a set number of a ordable

housing units within a market

building or project. It’s not cheaper

to build them. The cost to create

a ordable homes is spread across

the other units and is ultimately paid

by the other homebuyers.

So how can we make it happen

without a ecting the ability for

people to still buy homes?

Municipalities can leverage the

land that they own and include the

cost of delivering a ordable housing

units in the asking price. Adding the

cost of providing a ordable housing

units after the land is purchased can

make the project unfeasible.

Other ways include municipalities

working with the development

industry to save time and money,

especially when a project that

includes a ordable housing units is

going through the planning process.

Cities can also encourage the

construction of a ordable housing

by updating their zoning by-laws

and determining from the outset

where this type of housing is

needed. They can o er incentives

to support the business case for an

a ordable housing project or units

within a development.

Incentives could be fi nancial

such as phasing, deferring or

waiving development charges, but

others could be reducing parking

requirements or the parkland

dedication required.

Most importantly, the need for

a ordable housing cannot outweigh

the need to keep all homes in the GTA

a ordable for people to purchase.


Now Open

Saturday, October 17th Register Online to

Receive Your Invitation

Bold. Brilliant. Briar Hill at Dufferin.

Starting from the $400’s

An enclave of one and two-storey urban towns in a well-established, family friendly

community. Stroll along tree-lined walkways to the city park next door and enjoy the

many convenient amenities this mid-town neighbourhood has to offer.

Presentation Centre2 Wingold Ave., Toronto

Rendering is artist`s concept. Prices and specifications are subject to change without notice. Marketed by International Home Marketing Group. Brokers protected. E. & O.E.

MadisonHomes.caJoin the conversation:

first.

647-351-2055

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Prices and specifications subject to change without notice.

Renderings are Artist’s concept. E. & O.E.

LoveMountPleasant.comLearn more at

Or visit-Sales Office at 10585 Mississauga Rd. north of Bovaird, Brampton

Follow us onTwitter

Find us onFacebook

BRAMPTON

A new style of living in Mount PleasantTowndominiums from Rosehaven Homes!

NEW RELEASE - NOW OPEN! 2 bedrooms from the low $300’s

Towndominiums are so stylish and contemporary, they’re for you! Choose from single level and 2-storey designs. Also available, a limited selection of Phase 1 Towndominiums.

Whether you want a spacious townhome or magnificent single family home, come to Mount Pleasant for our huge New Release. Choose from all the designs that make Mount Pleasant the most desirable community in Brampton!

Brampton’s most desirable community has everything at your fingertips

New Release Now Open!Love Mount Pleasant’s Newest Release of Singles & Towns

ROSEHAVEN: 45’, 41’, 38’, 30’ Singles

up to 3,725 sq.ft. from the upper $500’s. Freehold Towns up to 1,906 sq.ft.

from the mid $400’s.

TOWNWOOD: Detached Singles from $726,900.

Freehold Towns from $486,900. Townwood HomesRosehaven Homes

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For directions, maps, hours and community information call our hotline (1-888/416) 410-0175

Visit RosehavenHomes.com

Seek haven from the ordinary

HA•VEN: A PLACE OF SAFETY OR REFUGE

Seek haven from the common, the oh-so-typical, the average, the middle-of-the-road, the good-enough, the run-of-the-mill. At Rosehaven, we will never be satisfied with anything less than the exceptional. Because we know you won’t.

Urban Towndominiums, Mount Pleasant, Brampton

Urban Towndominiums, Mount Pleasant, Brampton

COMMUNITIES

OAKVILLETHE RANDALL RESIDENCESOnly 10 remaining, suites from 1,800 to over 2,900 sq.ft.Move in from $2.0 million.CONSTRUCTION WELL UNDERWAY

KLEINBURGKLEINBURG HERITAGE ESTATESOnly 3 Estate Singles remainingMove in from $1.7 millionMODEL HOME FOR SALE

ROSEHAVENPLATINUM.COMPrices and specifications correct at press time. Renderings are artist concept. Prices quoted are in thousands except for Kleinburg & Randall pricing. E. & O.E.

CHIPPAWA/NIAGARALYON’S CREEK30’ Single, 1,994 sq.ft., $339,9901 HOME LEFT, MOVE IN EARLY 2016!

THOROLDGIBSON HEIGHTSLIMITED HOMES REMAINING!30’ Attached Singlesand Freehold Towns from the upper $200’sMove in Ready Inventory Homes Available

STONEY CREEKON THE RIDGESemi Detached Homes from the upper $300’s

OAKVILLEWOODLAND TRAILSFreehold Towns Starting from the mid $600’s

BRAMPTONNEIGHBOURHOODS OFMOUNT PLEASANT45’, 41’, 38’ & 30’ Singles from the upper $500’sFreehold Towns from the mid $400’s

BRAMPTONURBAN TOWNDOMINIUMSIN MOUNT PLEASANTStarting from $299,990From 838 sq.ft. to 1,230 sq.ft.

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017-Rosehaven-Corp 11-28-15.indd 17 2015-11-23 6:43 PM


FULL DISCLOSURE: there aren’t really

37 startling facts about Toronto real

estate. But there is one very, very

startling number when it comes to

homebuying in Canada’s largest

housing market – 37.

That number is now the average

age for fi rst-time homebuyers in

Toronto.

Yes, you read that right. Thirty-

seven.

Canada Mortgage and Housing

Corp. dropped this little tidbit at its

Housing Outlook Conference in

Toronto recently.

And while it might be an

exaggeration to say the audience

gasped when hearing this new

fact, there was defi nitely an audible

reaction from the crowd of builders,

realtors, lenders and others in the

industry.

“I know, it’s a shock, right?” Dana

Senagama, principal market analyst

for the GTA at CMHC, told New

Home Guide.

She clarifi es that that fi gure applies

to the Toronto CMA, which does not

include Burlington or Oshawa.

“It’s a fairly mature age, but I don’t

think it should come as any great

surprise… mid-30s, by the time you’ve

gone to college, paid o� your debts

and gotten married and thinking

about settling, down… But, yeah, it’s

getting up there.”

Just how much it’s “getting up

there” is even more startling when

you compare it to the national

number – which, according to

various sources, comes in closer to

37 startling facts about Toronto real estate


29. One estimate suggests two-thirds

of fi rst-time buyers in Canada are

younger than 35, and almost half are

between 25 and 34.

What’s responsible for the disparity?

The tremendous price growth in

Toronto real estate.

According to the latest House

Price Survey from Royal LePage, the

average price of a home in Toronto

in the third quarter of 2015 was

$639,970, up 11.2 per cent from

$575,640 in the third quarter of 2014.

(In comparison, and to Senagama’s

point regarding Oshawa, the average

price in that market for the same

period was $364,366, up 9.7 per cent

from $332,151.)

Prices for new homes are even less

welcoming for fi rst-timers in Toronto.

The average price of new

townhomes, semi-detached and

detached homes in the GTA climbed

to a record-setting $811,579,

according to RealNet Canada Inc.

Highrises are clearly more in the

range for fi rst-time buyers. The price

in this housing type in September

2015 was $441,156, o� only slightly

from September 2014 when the

average price was $450,014.

“Just because the prices are high

in Toronto, doesn’t mean that choice

doesn’t exist,” says Senagama. “It

just means that you may have to

compromise in your location and the

type of house you want to purchase.

“If you’re thinking of downtown

Toronto, given the current house

prices, especially in lowrise, even

a town (home), prices may be out

of reach for the typical fi rst-time

buyer. But condos are out there, the

price point is signifi cantly lower than

lowrise. You do have choice.”

First-time buyers intent on buying

a lowrise home may want to look

outside the city, she says.

“Look in Peel region, in areas like

Milton and Halton, or in the Durham

region, particularly Whitby and

Oshawa and those areas.”

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying

property. He can be reached at [email protected] or follow him on Twitter at Twitter.com/WayneKarl

By Wayne Karl

Advice | FUNDAMENTALLY SPEAKING


summerlyn village, bradford

sales office hours: sat. & sun. 11am - 6pm • mon.-Thurs. 1 - 8pm • Closed fri. Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

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created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind.

discerning shoppers will enjoy browsing sophisticated design and editorial, and most importantly, the quality selection of premium,high rise and low rise developments in the GTA.

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Property Profile | FIELDGATE HOMES

WHEN DRIVING ALONG Chinguacousy

Road in southwest Brampton, one

gets the feeling that they’re in the

midst of a very special community.

It’s a place where the valleys of the

Credit River offer a breathtaking

outdoor playground of lush green

parkland. It’s in the heart of this

exquisite neighbourhood that

Fieldgate Homes has created

one of Brampton’s finest family

communities, Valleylands of the

Credit River.

A new collection of 38- and

41-ft. detached homes has just

been released, located near Queen

Street West and Chinguacousy

Road. Also, there are 38-, 41-,

45- and 50-ft. inventory homes,

some with closings available in as

little as 30 days at Valleylands. For

those looking to move in soon,

Valleylands’ current inventory

homes run from 1,954 to 3,470 sq.

ft., have between three and five

bedrooms and start from the mid

$600’s. Some of the new homes for

sale are furnished. It’s never been

easier to come home to Valleylands!

The 3,470-sq.-ft., two-garage,

five-bedroom Hudson Elevation B

A new collection of 38- and 41-ft. homes now released near Queen Street West and Chinguacousy Road at Valleylands

ValleylandsLocationWest Brampton

BuilderFieldgate Homes

DevelopmentValleylands

Home Type38, 41-, 45- and 50-ft. singles

Sales Centre8676 Chinguacousy Rd.

Contact905.457.0445 fieldgatehomes.com

Hudson Elevation B 3,470-sq.-ft. five-bedroom, from the mid $800’s.

…continued on page 26



025-Fieldgate-Corp 11-28-15.indd 25 2015-11-23 6:44 PM


is an exceptional family home that boasts a

wide array of impressive features and finishes.

The front of the home offers a breathtaking

elevation of stone and brick that features

a covered front porch as well as a covered

second floor balcony. The interior of the

home is both stunning and spacious, with

the main floor offering a gourmet kitchen,

a large living room, a family room with gas

fireplace and more. Upstairs, the master

suite includes features such as his and hers

walk-in closets, a soaker tub and a separate

shower. The remaining bedrooms offer an

abundance of space for the whole family. The

second and third bedrooms share an ensuite

bathroom, as do the fourth and the fifth.

There’s also a conveniently located upstairs

laundry room that’s sure to make life easier.

Those looking for even more room have the

option of adding a guest bedroom with a full

bathroom on the main floor. Priced from the

mid $800’s, the Hudson delivers luxury family

living at its finest.

For most families, school is a top priority,

so it’s nice to know that Valleylands is ideally

situated to take advantage of many of

Brampton’s wonderful educational facilities.

Churchville Elementary School – a new

elementary school serving grades K-8 – is

now open right in the Valleylands community,

and Queen Street elementary school and

Brampton Centennial Secondary School are

both close by. There are also a number of

other fine public and Catholic primary and

secondary schools within a short distance.

In addition to excellent proximity to

schools, Valleylands is also in a great location

to take advantage of a whole host of other

lifestyle amenities. The Heartland Town

Centre is only five minutes away, offering

major retailers such as Best Buy, Home Depot

and Costco. Nearby Erin Mills Town Centre,

Trinity Common Mall and Bramalea City

Centre also offer wonderful selections of

shops and restaurants. For those in search of

live entertainment, there’s the Rose Theatre,

offering a year-round calendar of musical and

theatrical performances. Golfing enthusiasts

will be impressed with the great selection of

golf courses within a short driving distance,

and the commute to Toronto is a breeze with

Hwys. 401 and 407 just minutes away.

For more information, call the sales centre at

905.457.0445 or visit fieldgatehomes.com

…continued from page 24

Second floor five-bedroom Elevation B.

Hudson3470 sq. ft.

Elev. A & BSECOND FLOOR PLAN(5 BEDROOM)ELEVATION 'B'

SHOWER

BEDROOM 213'0" X 11'0"

D WT

UPPERS

LAUNDRY

ENSUITE

WIC.

WIC. WIC.

BEDROOM 312'8" X 12'0"

ENSUITE 3

BEDROOM 412'0" X 12'0"

MASTER BEDROOM18'0" X 12'0"

DN

OVAL TUB

LINEN

TRAY CEILING

BEDROOM 512'0" X 12'0"

OPENTO

BELOW

COFFEREDCEILING

CL

CL

RAILING

BASEMENT FLOOR PLAN ELEV. 'B'

UNFINISHEDBASEMENT

COLDCELLAR

OPEN

TO

ABOV

E

FINISHEDFOYER

BSMT. WINDOWLOCATION FOR OPT. FRENCH

DOOR CONDITION

UNEXCAVATED

UNFINISHEDBASEMENT

3-PC.ROUGH-IN

BATH

UP

LOW HEADROOM

UP

LOW HEADROOM

LOWWALL

FRENCHDOOR

LOW

WAL

L

COVEREDBALCONY

SHAREDENSUITE

2

RAISEDCEILING

PORTICO

LOW

WAL

L

(STEPS IF REQ’D)

CL

Includes 99 sq.ft. of finished foyer area in basement

BREA

KFAS

T BA

R

DW

F

S

SERVERY

FAMILY ROOM15'0" X 17'4"(16'0")

LIBRARY11"10" X 11'0"

WALK-INPANTRY

OPEN

TO

BELO

W

KITCHEN12'0" X 12'0"

BREAKFAST12'0" X 10'0"

DN

UP

FOYER

OPENTO

ABOVE

OPEN

TO

BELO

W

OPT. FRENCH DOORS

OPT.

CABI

NET

OPT.

WIN

. SEA

T

FRENCHDOOR

POWDER

CL

DN

SLIDING PATIO DOOR

GAS

FIR

EPLA

CE

COFFERED CEILING

OPT. DOOR& WALL

DOOR WHEREGRADE PERMITS

OPTIONALDOOR IFGRADE

PERMITS

GARAGE18'4" X 19'8"(18'9")

LIVING/DINING ROOM12'0" X 21'0"

GROUND FLOOR PLANELEV. 'B'

CL

CL

DN

OPT.

CABI

NET

DN

(STEPS IF REQ’D)

(STEPS IF REQ’D)

RAILING

Hudson3470 sq. ft.

Elev. A & BSECOND FLOOR PLAN(5 BEDROOM)ELEVATION 'B'

SHOWER

BEDROOM 213'0" X 11'0"

D WT

UPPERS

LAUNDRY

ENSUITE

WIC.

WIC. WIC.

BEDROOM 312'8" X 12'0"

ENSUITE 3

BEDROOM 412'0" X 12'0"

MASTER BEDROOM18'0" X 12'0"

DN

OVAL TUB

LINEN

TRAY CEILING

BEDROOM 512'0" X 12'0"

OPENTO

BELOW

COFFEREDCEILING

CL

CL

RAILING

BASEMENT FLOOR PLAN ELEV. 'B'

UNFINISHEDBASEMENT

COLDCELLAR

OPEN

TO

ABOV

E

FINISHEDFOYER

BSMT. WINDOWLOCATION FOR OPT. FRENCH

DOOR CONDITION

UNEXCAVATED

UNFINISHEDBASEMENT

3-PC.ROUGH-IN

BATH

UP

LOW HEADROOM

UP

LOW HEADROOM

LOWWALL

FRENCHDOOR

LOW

WAL

L

COVEREDBALCONY

SHAREDENSUITE

2

RAISEDCEILING

PORTICO

LOW

WAL

L

(STEPS IF REQ’D)

CL

Includes 99 sq.ft. of finished foyer area in basement

BREA

KFAS

T BA

R

DW

F

S

SERVERY

FAMILY ROOM15'0" X 17'4"(16'0")

LIBRARY11"10" X 11'0"

WALK-INPANTRY

OPEN

TO

BELO

W

KITCHEN12'0" X 12'0"

BREAKFAST12'0" X 10'0"

DN

UP

FOYER

OPENTO

ABOVE

OPEN

TO

BELO

W

OPT. FRENCH DOORS

OPT.

CABI

NET

OPT.

WIN

. SEA

T

FRENCHDOOR

POWDER

CL

DN

SLIDING PATIO DOOR

GAS

FIR

EPLA

CE

COFFERED CEILING

OPT. DOOR& WALL

DOOR WHEREGRADE PERMITS

OPTIONALDOOR IFGRADE

PERMITS

GARAGE18'4" X 19'8"(18'9")

LIVING/DINING ROOM12'0" X 21'0"

GROUND FLOOR PLANELEV. 'B'

CL

CL

DN

OPT.

CABI

NET

DN

(STEPS IF REQ’D)

(STEPS IF REQ’D)

RAILING



027-Brookfield-GrandCentral 11-28-15.indd 27 2015-11-24 12:04 PM


AS THE CREDIT SYSTEM continues

to evolve in Canada, consumers are

getting increasingly confused with

a greater variety of credit products

from a greater variety of fi nancial

institutions. In fact, the average

Canadian gets more correspondence

from fi nancial institutions than they

do from family and friends combined

(what have we come to?). To further

complicate matters, institutions are

granting credit to consumers at a

pace never seen before.

The combination of increasingly

sophisticated marketing techniques

to consumers coupled with more and

more available credit truly becomes

too much temptation for many

people to bear. Consumer debt is a

major issue in North America. The

concept of keeping up with the Jones

has destroyed both people’s fi nancial

health and their personal lives. What

I am here to tell you is that you don’t

need to fall into this trap!

Here are some simple guidelines

that will prevent you from becoming

yet another consumer credit victim:

1. Control spending by knowing exactly where every dollar goes.

Tracking your spending habits in detail

periodically will enlighten you in ways

that you never considered. While

doing this on a monthly basis is not

realistic, try to do this in detail for at

least one month a year.

Helpful tip: If you and your spouse

spend $3 per day on co� ee, this

totals $1,095 per year. Depending on

your tax bracket, this amount could

represent over $2,000 in pre-tax

income. Is the free co� ee at your

o� ce that bad?

Credit & debt managementBy Calum Ross


2. Watch your liquidity closely.

Liquidity refers to your or your family’s

ability to pay its short-term debt

obligations. Watching what available

funds you have to pay upcoming debt

obligations is fundamental to avoiding

credit problems.

Helpful tip: Think carefully before

using purchase programs that require

no payments for a set period. If you

can’t a� ord to pay for it now, should

you buy it?

3. Develop a realistic budget and live by it always.

A good budget must have specifi c

fi nancial goals with a clearly defi ned

time horizon. Be sure to take into

account all of your payments,

including loans, utilities and dry

cleaning. If you pay for it monthly,

it should be allocated in your

budget. You can’t be too detailed.

Most fi nancially successful people

are excellent fi nancial planners.

They have investment plans, loan

repayment plans and a clear idea

of how much time they need

before they can purchase big-ticket

consumer items.

Helpful tip: Also be sure to budget

for some kind of treat on a periodic

basis. All work and no play often

results in failure.

While these rules seem fairly

simple, they are a little like a diet

– easy to start but tough to follow

through. Despite popular opinion,

material items will not bring you

happiness.

While it may not seem like it today,

forgoing that purchase to save for

your child’s education (or your

retirement) may make you feel a lot

better in the long run (despite what the

commercials may lead you to believe).

Until next time – happy home and

mortgage hunting.

Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in

fi nance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.

Advice | MORTGAGE FINESSE


* See Sales Rep. for all the details.Prices and specifi cations are subject to change without notice. All renderings are artist’s concept. E. & O. E.

millstreethomes.com

TOT T E N H A M

Sales Offi ce Hours:Mon. - Thurs. 1pm - 8pm

Friday by appointmentSat. & Sun. 11am - 6pm

Sales Offi ce: 6490 4th Line

Come discover a new neighbourhood of 50 ft. Ravine and Walk-out Lots• Hardwood throughout main fl oor* • Granite kitchens • Walk-out basements • A family-oriented community • Minutes from Highway 27 and 400 • Only 20 minutes from Vaughan.

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cover story

Property Profile | BALLYMORE HOMES & BRIARWOOD HOMES

PHASE THREE AT MILL STREET VILLAGE in Tottenham

has proven a phenomenal success! Ballymore Homes

and Briarwood Homes have zeroed in on just the

right home styles and prices in this popular residential

destination. Now, the builders are offering limited-time

bonus packages that increase the value in these 50-ft.

choices even more.

Purchase a home in the 50-ft. ravine-lot series and

receive a choice of smooth ceilings on the main floor,

six-in. cornice moulding in the living/dining rooms and

a waffle ceiling in the family room; or 3.25-in. stained

oak hardwood flooring on the upper hall and

bedrooms; or central air and $7,500 in decor

dollars. These are in addition to the existing

bonus packages with upgraded features

and finishes such as casement windows

throughout, stained oak hardwood flooring on

the main floor, and stained oak stairs, railings

and spindles. Buyers also receive a two-

year discounted Rogers bundle plan valued

up to $4,000, plus an exclusive discount at

Woodington Lake Golf Course.

Buy now and take advantage of incentives at

Mill Street Village

The striking 50-ft. series all-brick

bungalow and two-storey designs

range from 2,035 to 3,344 sq. ft.,

priced from $639,990. Choose from

seven designs available on extra-deep

lots, some up to 160 ft. in depth,

and many with walkout basements.

Among the design highlights (as per

plan) are second-floor laundry rooms,

gas fireplaces, sunken mudrooms

with garage access and Jack-and-Jill

bathrooms.

Ask about the limited number of

40-ft. homes remaining, beginning in

price from $489,990 and also offering

special incentives.

Mill Street Village is located just

north of Hwy. 9, east of Tottenham

Road, close to parks, trails, Tottenham

Conservation Area, schools, daycare,

shopping, restaurants, recreational

facilities, and Hwys. 400 and 27.

Schomberg, Alliston, Cooksville,

Orangeville, Bradford, Caledon and

Bolton are within a half hour’s drive.

The Mill Street Village Sales

Centre is located at 6490 4th

Line in Tottenham. Hours are

Monday to Thursday 1 to 8 p.m.;

weekends 11 a.m. to 6 p.m.; Friday

by appointment. For more

information, call 855.232.8100 or

visit millstreethomes.com

LocationTottenham

BuildersBallymore Homes & Briarwood Homes

DevelopmentMill Street Village

Home TypeBungalow and two-storey homes on 50-ft. lots, and some 40-ft. designs

Sales Centre6490 4th Line, open Monday to Thursday 1 to 8 p.m., weekends 11 a.m. to 6 p.m., Friday by appointment

Contact855.232.8100millstreethomes.com



cover story

Property Profile | BALLYMORE HOMES & BRIARWOOD HOMES

PHASE THREE AT MILL STREET VILLAGE in Tottenham

has proven a phenomenal success! Ballymore Homes

and Briarwood Homes have zeroed in on just the

right home styles and prices in this popular residential

destination. Now, the builders are offering limited-time

bonus packages that increase the value in these 50-ft.

choices even more.

Purchase a home in the 50-ft. ravine-lot series and

receive a choice of smooth ceilings on the main floor,

six-in. cornice moulding in the living/dining rooms and

a waffle ceiling in the family room; or 3.25-in. stained

oak hardwood flooring on the upper hall and

bedrooms; or central air and $7,500 in decor

dollars. These are in addition to the existing

bonus packages with upgraded features

and finishes such as casement windows

throughout, stained oak hardwood flooring on

the main floor, and stained oak stairs, railings

and spindles. Buyers also receive a two-

year discounted Rogers bundle plan valued

up to $4,000, plus an exclusive discount at

Woodington Lake Golf Course.

Buy now and take advantage of incentives at

Mill Street Village

The striking 50-ft. series all-brick

bungalow and two-storey designs

range from 2,035 to 3,344 sq. ft.,

priced from $639,990. Choose from

seven designs available on extra-deep

lots, some up to 160 ft. in depth,

and many with walkout basements.

Among the design highlights (as per

plan) are second-floor laundry rooms,

gas fireplaces, sunken mudrooms

with garage access and Jack-and-Jill

bathrooms.

Ask about the limited number of

40-ft. homes remaining, beginning in

price from $489,990 and also offering

special incentives.

Mill Street Village is located just

north of Hwy. 9, east of Tottenham

Road, close to parks, trails, Tottenham

Conservation Area, schools, daycare,

shopping, restaurants, recreational

facilities, and Hwys. 400 and 27.

Schomberg, Alliston, Cooksville,

Orangeville, Bradford, Caledon and

Bolton are within a half hour’s drive.

The Mill Street Village Sales

Centre is located at 6490 4th

Line in Tottenham. Hours are

Monday to Thursday 1 to 8 p.m.;

weekends 11 a.m. to 6 p.m.; Friday

by appointment. For more

information, call 855.232.8100 or

visit millstreethomes.com

LocationTottenham

BuildersBallymore Homes & Briarwood Homes

DevelopmentMill Street Village

Home TypeBungalow and two-storey homes on 50-ft. lots, and some 40-ft. designs

Sales Centre6490 4th Line, open Monday to Thursday 1 to 8 p.m., weekends 11 a.m. to 6 p.m., Friday by appointment

Contact855.232.8100millstreethomes.com


Whether you’re renting or buying, finding your next home has never

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Trending

TR Canadian home sales rebound in OctoberCANADIAN HOME sales increased

in October 2015 from the previous

month, according to recent statistics

from the Canadian Real Estate

Association (CREA).

The number of homes trading

hands via MLS systems of Canadian

real estate boards and associations

rose by 1.8 per cent in October

2015 compared to September. As a

result, national activity stood near

the peak recorded earlier this year

and reached the second-highest

monthly level in almost six years.

The national increase was driven

by monthly sales gains in the Lower

Mainland of British Columbia

together with the Greater Toronto

Area (GTA) and surrounding areas,

led by the York Region, Central

Toronto and Hamilton-Burlington.

The national average price

continues to be pulled upward by

sales activity in Vancouver and GTA,

Canada’s most active and expensive

housing markets. If these areas are

excluded from calculations, the

average is a more modest $339,059,

and the year-over-year gain is

2.5 per cent.

“The continuation of low interest

rates is supporting home sales

activity,” CREA President Pauline

Aunger says. “Even so, the strength

of sales activity varies by location

and price segment across Canada.

All real estate is local, and realtors

remain your best source for

information about sales and listings

where you live or might like to in

the future.”

“October extended resale housing

market trends of recent months,”

says Gregory Klump, CREA’s chief

economist. “Single-detached homes

continue to be in short supply while

demand for them remains strong in

a number of active and populous

housing markets in British Columbia

and Ontario. Meanwhile, an ample

supply of condo apartments

remains. The balance between

supply and demand is generally

tighter for single detached homes

than it is for condo apartments and

that’s unlikely to change any time

soon. For that reason, price gains

for single-detached homes should

continue to outstrip those for condo

apartment units for some time.”

Actual (not seasonally adjusted)

sales were up from year-ago levels

in half of all local markets, led by the

Lower Mainland region of BC, the

GTA and Montreal. Gains there were

largely o� set by a drop in activity

in the Calgary region, where sales

were down considerably from the

record set last year for transactions

during the month of October.

Year-over-year price growth

slowed in October for one- and

two-storey single-family homes,

but picked up for townhouse and

condo units.

Two-storey single-family homes

continue to post the biggest

year-over-year price gains (8.7

per cent), followed by one-storey

single-family homes (6.02 per cent),

townhouse units (4.9 per cent) and

condos (4.4 per cent).

Year-over-year price growth

varied among housing markets

tracked by the index. Vancouver

(15.33 per cent) and the GTA (10.33

per cent) continue to post double-

digit year-over-year price increases.

Meanwhile, price gains in the Fraser

Valley have accelerated to

10.5 per cent.

Prices in Calgary edged down

by about one per cent on a year-

over-year basis in October and

slipped lower by about 1.5 per cent

in Saskatoon. Prices also fell by a

slightly more than four per cent

in Regina, extending year-over-year

price declines there that began

in 2013.

Prices in Ottawa remained stable

compared to a year ago, and were

up from October 2014 levels in

Montreal (1.4 per cent) and Moncton

(3.8 per cent).

MORE TRENDING ONLINEypnexthome.ca/news


Sales Offi ce and Site located at 1010 Dundas St. E., WhitbyHours:Mon. - Thurs. 1pm - 8pm, Friday’s by appointment onlySat., Sun. & Hol. 11am - 6pm* See Sales Representative for more information. Prices and specifi cations are subject to change without notice. E. & O.E.

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Property Profile | MADISON HOMES

AFFORDABLE HOMEOWNERSHIP and

the best in urban living have shaped

the success of Madison Homes’

Briar Hill City Towns. With the Grand

Opening earlier this month, the

enclave of one- and two-storey

urban townhomes to be located at

Briar Hill Avenue and Dufferin Street,

has resonated with homebuyers that

seek the conveniences of city living

within an established, family-friendly

neighbourhood.

There are a variety of great open

concept floorplans to suit a range

of living options. One-storey layout

the perfect backdrop while dining al

fresco, entertaining guests or relaxing

in solitude.

Briar Hill City Towns were

carefully designed down to the

last detail. Kitchens will be styled

with sleek cabinets. Bathrooms will

have a modern spa-like look. All

homes offer nine-ft. ceilings and

designer-selected laminate flooring

throughout. The Grand Opening

bonus package includes free granite

or quartz kitchen countertop with

undermount sink, stainless steel

kitchen appliances, and natural oak

Best in urban living –Briar Hill City Towns

provides a continuous flow-through

from living, kitchen and dining areas

to the bedrooms. Each unit has

access to a private outdoor patio for

the perfect setting of being one with

nature. The two-storey townhome

option offers dynamic living spaces

with kitchen, dining and living areas

on the upper level, bedrooms and

bathrooms located on the second

upper level and walk-up to a fabulous

rooftop terrace. Enjoy an exclusive

outdoor living on the spacious

rooftop with unobstructed views of

the surrounding neighbourhood –

stairs throughout in two-storey plans

with a rough-in gas barbecue line on

rooftop terraces. With the assistance

of design consultants at Madison

Homes, you can choose from

contemporary colour palettes and

finishes to reflect your personal style.

Whatever your needs, all can be

found just moments away. Canada’s

premier shopping destinations,

Yorkdale Mall, has an impressive

array of fashion forward retailers

and shops. Big box retailers such as

Costco, Home Depot and Walmart,

including numerous supermarkets

and restaurants are within easy reach.

There is a plethora of schools, parks

and community centres in proximity

to Briar Hill City Towns.

The area is well served by many

transit options including GO transit

and the TTC service along Dufferin

Street, the evolving Eglinton

LocationToronto

BuilderMadison Homes

DevelopmentBriar Hill City Towns

Home TypeOne- and two-storey urban townhomes

Sales Centre2 Wingold Ave., on Dufferin south of Lawrence Avenue

Contactmadisonhomes.ca

Crosstown LRT and access to the

Yonge-University, Spadina subway.

By car, you can easily reach the Allen

Road Expressway to take you to Hwy.

401 and other 400 series highways.

Being close to many amenities in the

city, no wonder Briar Hill City Towns

is the hot ticket to urban living.

For more than 40 years, Madison

Homes has been setting the standard

for value, design and customer

satisfaction with award-winning

residential developments across the

Greater Toronto Area.

To learn more about Briar Hill City

Towns, please visit the presentation

centre at 2 Wingold Ave., Toronto

(on Dufferin south of Lawrence

Avenue) featuring interactive displays

and a model vignette to tour. Visit

online at madisonhomes.ca for more

information.

Model vignette at sales office



Property Profile | MADISON HOMES

AFFORDABLE HOMEOWNERSHIP and

the best in urban living have shaped

the success of Madison Homes’

Briar Hill City Towns. With the Grand

Opening earlier this month, the

enclave of one- and two-storey

urban townhomes to be located at

Briar Hill Avenue and Dufferin Street,

has resonated with homebuyers that

seek the conveniences of city living

within an established, family-friendly

neighbourhood.

There are a variety of great open

concept floorplans to suit a range

of living options. One-storey layout

the perfect backdrop while dining al

fresco, entertaining guests or relaxing

in solitude.

Briar Hill City Towns were

carefully designed down to the

last detail. Kitchens will be styled

with sleek cabinets. Bathrooms will

have a modern spa-like look. All

homes offer nine-ft. ceilings and

designer-selected laminate flooring

throughout. The Grand Opening

bonus package includes free granite

or quartz kitchen countertop with

undermount sink, stainless steel

kitchen appliances, and natural oak

Best in urban living –Briar Hill City Towns

provides a continuous flow-through

from living, kitchen and dining areas

to the bedrooms. Each unit has

access to a private outdoor patio for

the perfect setting of being one with

nature. The two-storey townhome

option offers dynamic living spaces

with kitchen, dining and living areas

on the upper level, bedrooms and

bathrooms located on the second

upper level and walk-up to a fabulous

rooftop terrace. Enjoy an exclusive

outdoor living on the spacious

rooftop with unobstructed views of

the surrounding neighbourhood –

stairs throughout in two-storey plans

with a rough-in gas barbecue line on

rooftop terraces. With the assistance

of design consultants at Madison

Homes, you can choose from

contemporary colour palettes and

finishes to reflect your personal style.

Whatever your needs, all can be

found just moments away. Canada’s

premier shopping destinations,

Yorkdale Mall, has an impressive

array of fashion forward retailers

and shops. Big box retailers such as

Costco, Home Depot and Walmart,

including numerous supermarkets

and restaurants are within easy reach.

There is a plethora of schools, parks

and community centres in proximity

to Briar Hill City Towns.

The area is well served by many

transit options including GO transit

and the TTC service along Dufferin

Street, the evolving Eglinton

LocationToronto

BuilderMadison Homes

DevelopmentBriar Hill City Towns

Home TypeOne- and two-storey urban townhomes

Sales Centre2 Wingold Ave., on Dufferin south of Lawrence Avenue

Contactmadisonhomes.ca

Crosstown LRT and access to the

Yonge-University, Spadina subway.

By car, you can easily reach the Allen

Road Expressway to take you to Hwy.

401 and other 400 series highways.

Being close to many amenities in the

city, no wonder Briar Hill City Towns

is the hot ticket to urban living.

For more than 40 years, Madison

Homes has been setting the standard

for value, design and customer

satisfaction with award-winning

residential developments across the

Greater Toronto Area.

To learn more about Briar Hill City

Towns, please visit the presentation

centre at 2 Wingold Ave., Toronto

(on Dufferin south of Lawrence

Avenue) featuring interactive displays

and a model vignette to tour. Visit

online at madisonhomes.ca for more

information.

Model vignette at sales office



“ Today’s Cabbagetown is all of that and then some, nestled into the heart of downtown Toronto.”

Neighbourhood Profi le

CabbagetownA small town in the heart of a big city

MORE PHOTOS ONLINEypnexthome.ca/cabbagetown

By Kara Kuryllowicz

URBAN, ELEGANT, hard-scrabble,

upscale, sophisticated and working-

class. Today’s Cabbagetown is all of

that and then some, nestled in the

heart of downtown Toronto.

Lifestyle

Cabbagetown is for those who

embrace city living and its inherent

advantages, such as the extraordinary

range of cultural and gastronomic

opportunities just steps from home.

With the rest of the downtown

core within easy reach, this ‘hood

celebrates a pocket where culture

and the arts live, breathe and dance.

Vibe

“A small town in the heart of a big

city.” Funky, artsy, Victorian prim

and proper with a dose of real

urban grit. You can make your life in

Cabbagetown whatever you want it

to be. Perfect for a strolling ramble

with lots of lingering stops in parks,

co� ee shops, boutiques and galleries.

Meet the neighbours

Cabbagetown is home to small

households. There are far more

singles than couples and more

couples than families. More

people live in apartments than

townhomes, semis and single-

detached homes, due primarily to the

fact there are more of them

and they’re more a� ordable.

In the area

Minutes to TTC subway lines and

bus routes, as well as the Don Valley

Parkway, the Gardiner Expressway and

Union Station as well as the Toronto

Island Airport and Pearson International.

Planes, trains & automobiles

Depending on your perspective and

the choices you make, Cabbagetown

is anywhere from highly a� ordable to

suitable only for the a� uent.

Real estate

If you like an intimate, urban

neighbourhood and you’re happy

exploring, Cabbagetown is perfect.

But keep in mind that Toronto’s

ongoing construction, repairs and

maintenance can make getting

beyond the city limits irksome to

road-rage inducing.

Kara Kuryllowicz is a Toronto-based freelance business writer with a long-term interest in real estate on a business and personal level, as both a homeowner and a landlord with investment properties. She loves living in Toronto’s Riverdale area as well as on an island in Pointe au Baril.

SOURCE: ENVIRONICS

Average household income

$99,578Family structure

Own vs. rent

Education levels

Fast facts

OWNERS37%

FAMILIES

17%COUPLES

32%SINGLES

51%

RENTERS63%

HIGH SCHOOL

33%UNIVERSITY

50%COLLEGE

17%


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Saturday & Sunday 11AM - 5 PM

Friday Closed

Opening HoursSales Office

Register Today! www.IdealDevelopments.com

An Enclave of Modern Townhomes in Richmond Hill from 1800-2300 sq.ft.


041-Ideal-Corp 11-28-15.indd 41 2015-11-24 12:04 PM


Advice | HOLIDAY DECOR

By Lisa Rogers

Lisa Rogers is the exclusive interior designer for Dunpar Homes. Lisa has shared her style and design expertise on popular television programs, such as Canadian Living TV, House & Home TV and The Shopping Channel.

MORE ADVICE ONLINEypnexthome.ca/news/inspiration

THE HOLIDAYS ARE such a special

time of year, and one of my

favourite ways to get in the spirit is

by decorating my townhome. Some

people may think that because they

live in a condo or townhome, that

it’s di� cult to fi nd the space – or

storage – to do so. But that’s not

the case. Here are some tips on how

to bring the holidays to your home

with maximum impact, no matter

how small your space.

Let there be light

Lights bring a casual, unadorned

quality to a space that is very

charming. To add an instant burst

of charm, run twinkle lights along a

mantle or around a door or window

frame. Most lights are LED now and

come in warm or cool tones. Some

are very small but give o� a lot of light

because they’re densely packed on

a strand. To up the wow factor, wrap

these around a chandelier.

Condo-sized trees

Whether you prefer real or artifi cial,

trees come in a range of sizes. Where

and how you wish to place them

will determine the size you need.

Place a group of tabletop trees on

a long rectangular table or mantle

or place one single tree on a round

co� ee table. The tree becomes the

centrepiece and you can easily move

it around your home.

Artifi cial trees are great for storage.

Many have bendable arms to create the

shape you want and when the season is

over you can pack them away easily.

Ornaments

To create a fun festive mood, fi ll a

large bowl with a mixture of brightly

coloured round ornaments. This

looks great as a centrepiece for your

dining room table or co� ee table.

The number of ornaments in one

bowl creates impact. I love hanging

ornaments from strings or ribbons at

di� erent lengths from a chandelier;

and let’s not forget about stockings

on the fi replace.

The front door is the fi rst space to

make a statement no matter how large

or small your home. Create the holiday

atmosphere by hanging a wreath,

mistletoe or homemade decorations.

Real greenery

Incorporating real greenery into your

decor is so simple and charming. Put

pine branches in a vase with water

and leave them as is or add a few

pinecones. Nothing says the holidays

like the smell of pine. Laurels in real

cedar or pine are lovely when draped

over a mantle, around a door frame

or along a staircase.

Here’s to creating a beautiful space in

your home this holiday season!

“ To create a fun festive mood, fi ll a large bowl with a mixture of brightly coloured round ornaments.”

Achieve maximum holiday decor in a small space


SALES CENTRE

Located on Lillykin Street (access from River Oaks Blvd E and Namron Gate) 905.464.0754 I dunparhomes.com

Oakville Living, Luxury Feeling.Discover an exclusive community of luxury, three bedroom townhomes

STARTING FROM THE MID $600’S

At Trafalgar Ridge, Dunpar Homes combines its award-winning luxury town designs with Oakville’s urban prestige. The exclusive community boasts three bedroom, spacious townhome designs, each featuring two-car garages, unmatched landscaping and a plethora of luxury finishes.

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A SPECTACULAR COLLECTION OF LUXURY SEMI-DETACHED FAMILY HOMES

Heathwood.comPrices and specifications are subject to change without notice. E. & O. E. Renderings are artist’s concept.

* Does not apply to all Townhome Models, please see sales representative for more details.

$600’sStarting fromthe mid

Sales Office Location and Hours:10 Rising Hill Ridge.Brampton, ON L6Y 0C3

647-287-7042Monday to Thursday: 1pm - 8pm. Friday: CLOSED.

Saturday, Sunday & Holiday: 11am - 6pmThe Violet C+D.

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Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law fi rm Schwarz Law LLP. Visit schwarzlaw.ca or email [email protected] and give us your questions, concerns, critiques and quandaries.

Advice | LEGALLY SPEAKING

By Jayson Schwarz

PURCHASING A HOME will likely be

the largest investment you ever make.

The most important advice I can give

is this: research everything ahead of

time and don’t allow yourself to be

pressured by anyone.

What can you a� ord?

Review your available cash for

deposit, and annual income to pay a

mortgage and expenses. Then speak

to the mortgage specialists at the

bank you deal with and speak to a

reputable mortgage broker. Find out

how much money you can borrow

and how much of a deposit you’ll

need to put down. This will allow you

to focus on homes you can a� ord.

Do you want a condo or a freehold?

Condo living provides a carefree

lifestyle, but you pay additional

monthly common expenses and

sometimes others determine how

the amenities, if not your unit itself,

can be used. Freehold provides the

freedom to do what you want, but

When buying your fi rst home do your due diligence


maintenance and upkeep fall on

your shoulders.

Once you determine what kind

of home you want, you need to

decide new or resale. If new, the

o� ers are long and fi lled with clauses

that could cost you money or result in

long delays.

Find the right lawyer

A lawyer must guide you in

understanding the o� er (Agreement

of Purchase and Sale). The right

lawyer will explain how real estate

agents work, what documents you

will sign and what is to be included in

the o� er.

Your lawyer must explain all the

potential costs you will face and

what you may encounter. Arrange a

pre-agreed fee with the solicitor. Get

the fees locked in. Also, make sure

you get a free o� er review. Then have

your lawyer provide you with a list of

disbursements. This is where some

lawyers may try to charge large fax,

mail and photocopy fees. Make your

lawyer justify all expenditures that

don’t make sense.

Miscellaneous

Do you have an updated will? A will

prevents sibling disputes, clarifi es

who will look after children, keeps the

government out of your a� airs, allows

for an orderly disposition of your

assets and will help guide your funeral

arrangements.

You will also need house insurance.

This is the right time to look at life and

disability insurance, to determine if

you should be insuring your mortgage

in case something happens to the

major wage-earner.

As you can see, there is a lot to

consider when buying your fi rst

home. Being prepared will help you

enjoy the experience and fi nd that

dream home.


*Certain Terms and Conditions shall apply. Full disbursement disclosure.

TORONTO OFFICE1984 Yonge St.,Toronto

Ontario M4S 1Z7

416.486.2040 Toll Free: 1.888.609.8888

Fax 416.486.3325

BRAMPTON BRANCH OFFICE10 Wilkinson Rd. Unit 22.,

Brampton, Ontario L6T 5B1

905.455.5777Toll Free: 1.888.609.8888

Fax 905.452.8135

Quality legal services at the right price*

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BUYING, SELLING OR REFINANCING A HOME?YOU NEED A LAWYER!

Helping YOU make your home buying dream a reality.

www.schwarzlaw.ca

For Free Offer ReviewCall

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Trending

6 financial homebuying tips

PLANNING TO BUY a home and not

sure where to begin? Maybe it’s your

first home, or it’s been a while and

you’re ready to move up to a larger

property. Here are six homebuying

tips to help you prepare.

1. GET WITH THE PROGRAMS

There are various government

programs available to help you

buy a home.

Home Buyers’ Plan (HBP): The HBP

allows first-time buyers to withdraw

up to $25,000 from their RRSP to

put toward a down payment on a

home. You have up to 15 years to

repay the funds.

Prime Minister Justin Trudeau has

promised to modernize the program

to allow Canadians to dip into their

RRSPs to buy a home more than

once, including when impacted by life

changes such as job relocation, death

of a spouse or marital breakdown.

First-Time Home Buyers’ Tax Credit

(HBTC): Eligible first-time buyers can

apply for the FTHB to help offset the

costs associated with purchasing

a home, such as legal fees,

disbursements and land transfer taxes.

The credit can provide up to $750 in

federal tax relief.

More information on these

programs is available at cra.gc.ca

2. SAVE YOUR A-- OFF

First-time buyers require a minimum

five per cent of the purchase price

as a down payment. Using the 2014

figure for the average house price

in Canada, $451,000, that would

amount to $22,500. To put down 20

per cent and thus avoid high-ratio

By Wayne Karl

“ The HBP allows fi rst-time buyers to withdraw up to $25,000 from their RRSP to put toward a down payment on a home.”

mortgage insurance, you’d have to

save $90,200. Ouch. Oh, it gets better

– er, worse. In Toronto, 20 per cent of

the average price would be $130,000;

in Vancouver, $181,000.

3. PLEAD WITH THE BANK OF MOM AND DAD

If your parents are baby boomers who

have had the good fortune of building

equity over the years as they paid

down their mortgage while the value

of their property multiplied, well…

they may be in a position to help.

Any many buyers are hitting up the

bank of mom and dad. In the last two

years, 28 per cent of fi rst-time buyers

hit the bank of mom and dad to help

fi nance their purchase; from 2010 to

2014, only 17 per cent did.

4. BECOME TECH SAVVY

Mortgage consumers are becoming

very tech savvy. In Canada

Mortgage and Housing Corp.’s 2015

Mortgage Consumer Survey, 78 per

cent of respondents researched

online, with 70 per cent using

an mortgage calculator to help

determine their payments. And

social media is playing a more

important role – 20 per cent used

sites such as Facebook to learn

more, 17 per cent used a mobile

device, and of those, 22 per cent

used a mortgage related app. And

all of these figures are growing.

5. BEFRIEND A BROKER OR BANKER

Like many things in life, it’s all about

relationships. And whether you

use broker or a banker to secure

a mortgage, you’ll likely come to

value the relationship. In the

same CMHC survey, consumer

loyalty strengthened the

longer people stayed with

their lender. But since we’re

talking about money, people

are willing to switch lenders

to get a better rate and save – a

fact which is much more prevalent

for bankers than brokers. And

because brokers are able to offer

products from multiple lenders, as

opposed to bankers which offer

only the products of their own

institution, the market share held

by brokers is growing notably,

particularly among repeat buyers.


6. RESEARCH, RESEARCH, RESEARCH

These days, with prices rising as

they are and uncertainty in some

markets, thorough research is an

absolute must. Everything from

your target area, desired housing

type, builder or realtor, finances,

how much you can afford, who you

borrow from and the structure of

your mortgage – take your time.

Take months. Don’t rush anything.

Anything.



Trending

6 financial homebuying tips

PLANNING TO BUY a home and not

sure where to begin? Maybe it’s your

first home, or it’s been a while and

you’re ready to move up to a larger

property. Here are six homebuying

tips to help you prepare.

1. GET WITH THE PROGRAMS

There are various government

programs available to help you

buy a home.

Home Buyers’ Plan (HBP): The HBP

allows first-time buyers to withdraw

up to $25,000 from their RRSP to

put toward a down payment on a

home. You have up to 15 years to

repay the funds.

Prime Minister Justin Trudeau has

promised to modernize the program

to allow Canadians to dip into their

RRSPs to buy a home more than

once, including when impacted by life

changes such as job relocation, death

of a spouse or marital breakdown.

First-Time Home Buyers’ Tax Credit

(HBTC): Eligible first-time buyers can

apply for the FTHB to help offset the

costs associated with purchasing

a home, such as legal fees,

disbursements and land transfer taxes.

The credit can provide up to $750 in

federal tax relief.

More information on these

programs is available at cra.gc.ca

2. SAVE YOUR A-- OFF

First-time buyers require a minimum

five per cent of the purchase price

as a down payment. Using the 2014

figure for the average house price

in Canada, $451,000, that would

amount to $22,500. To put down 20

per cent and thus avoid high-ratio

By Wayne Karl

“ The HBP allows fi rst-time buyers to withdraw up to $25,000 from their RRSP to put toward a down payment on a home.”

mortgage insurance, you’d have to

save $90,200. Ouch. Oh, it gets better

– er, worse. In Toronto, 20 per cent of

the average price would be $130,000;

in Vancouver, $181,000.

3. PLEAD WITH THE BANK OF MOM AND DAD

If your parents are baby boomers who

have had the good fortune of building

equity over the years as they paid

down their mortgage while the value

of their property multiplied, well…

they may be in a position to help.

Any many buyers are hitting up the

bank of mom and dad. In the last two

years, 28 per cent of fi rst-time buyers

hit the bank of mom and dad to help

fi nance their purchase; from 2010 to

2014, only 17 per cent did.

4. BECOME TECH SAVVY

Mortgage consumers are becoming

very tech savvy. In Canada

Mortgage and Housing Corp.’s 2015

Mortgage Consumer Survey, 78 per

cent of respondents researched

online, with 70 per cent using

an mortgage calculator to help

determine their payments. And

social media is playing a more

important role – 20 per cent used

sites such as Facebook to learn

more, 17 per cent used a mobile

device, and of those, 22 per cent

used a mortgage related app. And

all of these figures are growing.

5. BEFRIEND A BROKER OR BANKER

Like many things in life, it’s all about

relationships. And whether you

use broker or a banker to secure

a mortgage, you’ll likely come to

value the relationship. In the

same CMHC survey, consumer

loyalty strengthened the

longer people stayed with

their lender. But since we’re

talking about money, people

are willing to switch lenders

to get a better rate and save – a

fact which is much more prevalent

for bankers than brokers. And

because brokers are able to offer

products from multiple lenders, as

opposed to bankers which offer

only the products of their own

institution, the market share held

by brokers is growing notably,

particularly among repeat buyers.


6. RESEARCH, RESEARCH, RESEARCH

These days, with prices rising as

they are and uncertainty in some

markets, thorough research is an

absolute must. Everything from

your target area, desired housing

type, builder or realtor, finances,

how much you can afford, who you

borrow from and the structure of

your mortgage – take your time.

Take months. Don’t rush anything.

Anything.


THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOMEFALL ISSUE NOW AVAILABLE

416.626.4889

YOUR FIRSTFALL 2015, FREE

HOW YOU CAN BECOME A FIRST-TIME HOMEBUYER

SPECIAL EDITION

THE APPEAL OFSOUTHWESTERNONTARIO

WHY CONDOS MAKE SUCH A

SMART CHOICE


50 YPNEXTHOME.CA

050-YFH promo.indd 50 2015-11-24 12:04 PM


central north

IN THIS SECTION

» MAPS AND LISTINGS FOR NEW-HOME COMMUNITIES IN THE CENTRAL AND NORTH REGION » BUILDER NEWS AND THE LATEST IN NEW HOMES IN THE CENTRAL AND NORTH REGION

NOV 28 - DEC 12, 2015

SHOWCASING NEW HOMES IN THE GTA’S CENTRAL & NORTH REGIONS



Inspiration | STYLE FILE

By Yanic Simard

UNDER-FOOT

FOCUS

CHOOSING BEAUTIFUL NEW WOOD flooring can

dramatically change the mood of your home’s interior —

brightening, deepening, modernizing or warming up your

decor and more! However, after you’ve decided between

material compositions and tantalizing tones, there is

another huge decision to make — one that can make or

break the impact of your important investment: the layout.

Here’s my guide to choosing the right installation pattern

to suit your space, so that regardless of what material you

choose, you make the most of it!



At Kleinburg Glen, Gold Park proudly presents a collection of Luxury Homes in a stunning natural setting.

Distinguished architecture. Luxurious interiors. Meticulous craftsmanship.

All bearing Gold Park’s signature quality and all minutes from the amenities of the historic village.

With a prestigious address in a picture book setting Kleinburg has everything you are looking for

in a new home. The fi rst choice of homes is yours by registering today.

Now Open

GoldParkHomes.com

An Exclusive Collection of Luxury Homes in a Prime Kleinburg Location

Prices and specifi cations are subject to change without notice. E. & O.E.

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Presentation Centre:9990 Weston Road, Woodbridge

Hours:Mon. - Thurs. 1 - 8pm, Closed Fridays, Weekends & Holidays 11am - 6pm.

905.417.7483from 1,849 to 3,623 sq. ft.

$600’sStarting from

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$900’sto over

GOLD-KLE-A-AD-NHC-NOV17-1.indd 1 11/19/15 12:06 PM053-GoldPark-Kleinburg 11-28-15.indd 53 2015-11-23 6:44 PM


Yanic Simard is New Condo Guide’s design editor, principal designer of award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline. Check out tidg.ca

Straight

The most common layout for fl ooring

planks, a straight pattern is typically

the easiest to do — especially in

standard rectangular or nearly

rectangular spaces. In this format,

installation usually begins aligned

to the longest straight wall, with the

planks (or tiles) laid in parallel rows

running from one end of the room to

the other.

In a straight lay, long lines are

created that can help a room appear

longer. The linear format of the

boards acts like stripes, visually

lengthening that axis of the space.

This layout also typically involves

the fewest cuts (since many boards

will be installed with no cuts at all),

resulting in low material waste

and fewer hours of work — perfect

for DIYers or those sticking to a

strict budget.

Because a straight scheme is

so classic, it will never go out of

style. However, some other options

can create a lot more drama, or

extend the illusion of a vast space

even further.

Try this: If a space is actually too long

or narrow, such as a tight hallway

or kitchen, laying the boards or

tiles perpendicular to the long axis

will help widen the look instead of

lengthening it even further, bringing

proportion to the space.

Diagonal

A variation on a straight layout, a

diagonal layout either follows one

angled wall (if your unit has a less

typical shape) or simply runs from

corner to corner of the largest room,

refusing to be tied down to any wall

at all!

A diagonal layout takes the

lengthening power of a straight lay

and maximizes it, creating the longest

line possible to highlight the full size

of an open plan. Diagonal lines also

naturally create a dynamic energy,

helping the eye move about the

space for a livelier atmosphere.

Because a diagonal layout meets all

or most walls at an angle, more cuts

will need to be made, and the room

for error will be higher, lengthening

the construction time (and making

work tricky for DIY installers).

This look works well in more

complex fl oor plans with no one

“best” wall to start from, and elegantly

connects adjacent spaces.

Try this: Rather than running the

diagonal line directly from corner to

corner, use a simple 45-degree angle

to keep all the cuts consistent

Herringbone

A herringbone pattern is both a

traditional staple and a returned

trend, making it a popular choice

for creating that high-end look. It’s

important though to understand the

diff erences between true herringbone

and its cousin, the “chevron” pattern.

The primary diff erence between

the two variations comes down to

cutting: a herringbone layout places

boards at right angles to each other,

creating repeated zig-zag patterns

that recall the weave of a classic

suiting material. Chevron layouts

create the same zig-zag, but with the

boards cut to meet at a 45-degree

angle, for a more clean and

contemporary eff ect.

Both of these patterns create a bold

statement and a powerful feeling of

motion. The preference for chevron’s

crisp perfection or herringbone’s

more subtle charm comes down to

personal taste.

This installation naturally

requires more time and patience

to achieve than the previous two

options. However, the extra cost

can be balanced by choosing a less

expensive material and letting the

layout deliver the drama.

Try this: Consider a herringbone

treatment for just a key area, such as

an entry vestibule or bathroom tile, to

create a moment of interest without

committing to the look everywhere.

Complex

While it’s often considered safe to

stick to the popular stand-bys,

unique designs can have their place in

your contemporary condo if you keep

an open mind. Here are a few more

ideas to get your creative fl ooring

juices fl owing:

» In a square room, try a square

layout: let the wood start from the

edges and work into the centre

in concentric layers (meeting at a

45-degree angle in the corners.)

Just make sure the installer

plans ahead to achieve a perfect

centrepoint! This look is ideal for a

dining area with a central table.

» An inset tile treatment can make a

perfect visual break in an entryway

or kitchen, and will stand up

to mucky winter boots or the

occasional dropped pot.

» Patterns will read as more

intentional when applied at a larger

scale, so if you’re planning a playful

parquet, consider using a larger

plank to keep the look less busy and

more confi dent.

» If your unit is L-shaped (especially

if the bend is a more unusual

angle), you can change the fl ooring

direction at the intersection — just

don’t change it more than once if

you can help it, so the look stays

mostly consistent.



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Get the full SPICE story now

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Brokers protected. Prices and specifi cations are subject to change without notice. Rendering is artist’s concept. E. & O. E.

*See Sales Representative for more details.

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3194 Danforth Ave

416.932.3443 Sales O� ce Hours: Mon - Thurs 12 - 7pm,

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3194 Danforth Ave





$300’s

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LOVE IT10% DOWN





SpiceOnDanforth.com



Get Social with us:

Danforth & Danforth

3194 Danforth Ave





$300’s

*


OWN IT

LOVE IT10% DOWN





SpiceOnDanforth.com



Get Social with us:

Danforth & Danforth

3194 Danforth Ave





$300’s

*


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LOCATION, LOCATION, location is the

time-tested, oft-repeated first rule

of real estate. But as you set out to

buy your first home, there are other

factors to consider as part of your

selection process.

LocationYes, it is important. No doubt you’d

love a large house on an expansive

property on a quiet cul-de-sac in the

best neighbourhood. But that’s not

possible. So what do you do?

For your own enjoyment while you

By Wayne Karl

Trending | HOMEBUYING TIPS

Buying your first home?It’s not just about location anymore

live in your home as well as for future resale

potential, proximity to transportation, shopping,

schools and other amenities are among the key

determinants that affect the property’s appeal

and ultimately, its value.

InformationAs a first-time homebuyer, education is critical.

And these days, with digital media and mobile

technology, all the information you need is

at your fingertips. The more knowledge you

have, the better equipped you will be to make

informed decisions about buying, maintaining

and eventually selling your home.



For further information contact:

MANCINI Homes Ltd.

452 Nineteenth AvenueRichmond Hill, ON L4E 3P7

FEATURING EXECUTIVE

MANCINIH O M E S LT D .

where tradition and innovation meet

TWO STOREYS & BUNGALOWSStone and Brick Veneer • Hardwood Floors

Oak Stairs • Walkout Lots Walking Distance to Lake Head University

905-773-9997 | mancinihomes.ca | [email protected]

“THE ALPS” MODEL

“THE FUJI“ MODEL

Starting from the $300’s

Lifestyle in OrilliaPhase 4 coming Summer 2016

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057-Mancini 08-29-15.indd 57 2015-11-24 12:04 PM


TimingThough your home is your primary residence, it is also an

investment. Where you buy is usually determined largely by where

you want to live, work and play. But when you buy and when you

sell is also important. Like any financial instrument, real estate can

fluctuate in value, and your timing can determine how good of an

investment it is. There’s no shortage of media reports on the ups,

downs, crashes and surges of the housing market. But if you’ve

done your research, you won’t be spooked – or excited – by big-

picture reports on short-term market performance. You know that

real estate is not national or regional – it’s very specific. You don’t

buy the Canadian market, and you don’t buy a provincial or even

regional market. You buy a specific home, on a specific street in a

specific neighbourhood.

There’s no shortage of media reports on the ups, downs, crashes and surges of the housing market. But if you’ve done your research, you won’t be spooked – or excited – by big-picture reports on short-term market performance.

Is home ownership right for you?Buying your first home is one of the biggest emotional and financial decisions you’ll ever make, so prepare yourself to make a knowledgeable decision.

Although buying a home almost always seems like a great idea, it is important to understand what home ownership involves. Of course, being a homeowner is something to be proud of, but it also means having to invest money, time and energy, and taking on added responsibilities. So, before you decide to buy a home, make sure you’re ready.

Here are some things to considerFinancial security If housing prices rise, your home can provide you with some financial security due to capital appreciation.

Stability You’ll have a place of your own.

Financial stress Coming up with the down payment, meeting regular mortgage payments and other ongoing costs will tie up a lot of your cash and can put considerable stress on your finances.

Maintenance Keeping your home in good shape requires time and money.

Responsibility You alone are responsible for payments, repairs and maintenance.

Flexibility You can decorate or renovate your home to meet your own family’s personal tastes and needs.



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059-FarSight_ModelHome_Nov2015.indd 59 2015-11-24 12:04 PM


Property Profile | FARSIGHT HOMES

Final Phase Singles and townhomes coming in the new year to Greenfields in Alliston

WHEN FARSIGHT HOMES opened the

doors to its Greenfields community

in Alliston just three years ago, the

company knew it would have no

trouble appealing to families who

were looking for a quality built

home in this charming community.

Now, with more than 120 families

having made their move to this

established and quickly maturing

neighbourhood, FarSight Homes is

thrilled to announce its upcoming

Final Phase release.

“We’ve had an incredible

experience bringing Greenfields to

Alliston and watching our vision

of what this neighbourhood could

be quickly take shape,” admits Bob

Schickedanz. “All good things must

come to an end, but for us it’s more

like a new beginning as we prepare

for a new year launch with the

addition of a new single-family home

design plus something we’re really

excited about, a limited offering of all

new freehold townhomes.”

LocationAlliston

BuilderFarSight Homes

DevelopmentGreenfields

Home TypeSingle-family homes and freehold townhomes

Contactfarsight.ca

“ Currently in the design stages a choice of four unique townhome layouts will be available. ”

Currently in the design stages a

choice of four unique townhome

layouts will be available. These

impressive three- and four-bedroom

homes will showcase FarSight’s

award-winning design with fabulous

features and fi nishes that include

maintenance free exteriors of brick

and vinyl siding, sun-fi lled open

concept interiors, gourmet inspired

kitchens with handy breakfast bars

and plenty of cupboard/counter

space, spacious Great Rooms, handy

direct access garages, spacious

master bedrooms with walk-in

closets and so much more.

“We’ve noticed that there have

been a lot of couples and young

families who have been wanting to

make a move to Greenfi elds. They

loved the in-town location that’s

just steps to the adjacent New

Tecumseth Recreation Centre, were

impressed with our model home,

features and fi nishes, but were

looking for a more aff ordable price

point,” says Rick Schickedanz. “By

introducing our all new townhomes,

we’re able to give them the FarSight

quality and value they’re looking

for, and at a much more attractive

starting price.”

FarSight Homes’ Greenfi elds

Final Release will include 71 units

comprised of 44 bungalow plus

lofts, and two-storey single-family

homes and 27 freehold two-storey

townhomes. Single-family homes

are set on 32- and 40-ft. lots.

Freehold townhomes will range from

approximately 1,200 to 1,700 sq. ft.

with prices to be announced early in

the new year.

With a foundation built on 30

years of hands-on home building

experience, FarSight Homes

invites you to discover Greenfields

in Alliston. Located just steps

from schools, shopping, services

and recreational facilities, the

community is only minutes west

of Hwy. 400, allowing for quick

access south to Toronto or north

to cottage country.

More information or to register for

the Final Phase at Greenfi elds visit

farsight.ca

MORE PHOTOS ONLINEypnexthome.ca/farsight-greenfi elds



Property Profile | FARSIGHT HOMES

Final Phase Singles and townhomes coming in the new year to Greenfields in Alliston

WHEN FARSIGHT HOMES opened the

doors to its Greenfields community

in Alliston just three years ago, the

company knew it would have no

trouble appealing to families who

were looking for a quality built

home in this charming community.

Now, with more than 120 families

having made their move to this

established and quickly maturing

neighbourhood, FarSight Homes is

thrilled to announce its upcoming

Final Phase release.

“We’ve had an incredible

experience bringing Greenfields to

Alliston and watching our vision

of what this neighbourhood could

be quickly take shape,” admits Bob

Schickedanz. “All good things must

come to an end, but for us it’s more

like a new beginning as we prepare

for a new year launch with the

addition of a new single-family home

design plus something we’re really

excited about, a limited offering of all

new freehold townhomes.”

LocationAlliston

BuilderFarSight Homes

DevelopmentGreenfields

Home TypeSingle-family homes and freehold townhomes

Contactfarsight.ca

“ Currently in the design stages a choice of four unique townhome layouts will be available. ”

Currently in the design stages a

choice of four unique townhome

layouts will be available. These

impressive three- and four-bedroom

homes will showcase FarSight’s

award-winning design with fabulous

features and fi nishes that include

maintenance free exteriors of brick

and vinyl siding, sun-fi lled open

concept interiors, gourmet inspired

kitchens with handy breakfast bars

and plenty of cupboard/counter

space, spacious Great Rooms, handy

direct access garages, spacious

master bedrooms with walk-in

closets and so much more.

“We’ve noticed that there have

been a lot of couples and young

families who have been wanting to

make a move to Greenfi elds. They

loved the in-town location that’s

just steps to the adjacent New

Tecumseth Recreation Centre, were

impressed with our model home,

features and fi nishes, but were

looking for a more aff ordable price

point,” says Rick Schickedanz. “By

introducing our all new townhomes,

we’re able to give them the FarSight

quality and value they’re looking

for, and at a much more attractive

starting price.”

FarSight Homes’ Greenfi elds

Final Release will include 71 units

comprised of 44 bungalow plus

lofts, and two-storey single-family

homes and 27 freehold two-storey

townhomes. Single-family homes

are set on 32- and 40-ft. lots.

Freehold townhomes will range from

approximately 1,200 to 1,700 sq. ft.

with prices to be announced early in

the new year.

With a foundation built on 30

years of hands-on home building

experience, FarSight Homes

invites you to discover Greenfields

in Alliston. Located just steps

from schools, shopping, services

and recreational facilities, the

community is only minutes west

of Hwy. 400, allowing for quick

access south to Toronto or north

to cottage country.

More information or to register for

the Final Phase at Greenfi elds visit

farsight.ca

MORE PHOTOS ONLINEypnexthome.ca/farsight-greenfi elds


1

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4 5

6 7

8 9

10

11

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13

14

15

16

17

18

19

401

401

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Dufferin St Dufferin St

Dovercourt Rd.Ossington Ave.

Christie St.

Bathurst St.

Spadina

University Ave.

Don Valley Pkwy

Logan Ave.

Pape Ave.

Bay St.Yonge St.

Jarvis St.Sherbourne St

Parliament St

Lansdowne Rd.

Roncesvalles Ave.

Keele St.

Vaug

han

Rd

Black Creek Rd

Scarlett Rd

Wes

ton R

d

Caledonia Rd

Weston Rd

Jane St

Keele St

Wils

on

Ave

York

Mill

s

Signet Dr

Allen Expressway

Dufferin StAlness St

Dre

wry

Rd

Bathurst St

Fin

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Plea

san

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veSt

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s A

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Bayview Ave

Avenue Rd

401

Yonge St

Shep

par

d A

ve E

Law

ren

ce A

ve E

Allen Expressway

Dufferin St

Eglin

ton

Ave

E

Leslie St

Laird Dr

Don Mills Rd

Don Valley Pkwy

Pharmacy Rd

Warden Ave

Elle

smer

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d

Birchmount Rd

Victoria ParkSt

Cla

ir A

ve E

Eglin

ton

Ave

E

King

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RD

Law

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ce A

ve E

Danfo

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dBrimley Rd

Bellamy Rd

Brim

orto

n D

r Markham Rd

McCowan Rd

Scarborough Golf Rd

Orton Park Rd

Sylv

an A

ve

Galloway Rd

East Ave

Centennial

Kings

ton

RD

Manse Rd

Morrish Rd

McL

evin

Ave

Pro

gre

ss A

ve

Miln

er A

veSh

epp

ard

Ave

E

Conlins Rd

Morningside Ave

Beare Rd

Reesor Rd

Sewells Rd

Meadowvale RdPa

ssm

ore

Ave

Neilson Rd

McCowan Rd

Tapscott Rd

Fin

ch A

ve E

McN

ico

ll A

ve

Hu

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wo

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Dr

Shep

par

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Kennedy Rd

Midland Ave

2A

Co

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Ger

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St

Dan

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no

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Woodbine Ave

Main St

Port Union Rd

19 3

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62

062-CentralRegion_Etob_Map.indd 64 2015-11-24 4:53 PM

Site

#

Detac

hed

Sem

i

Tow

nhome

Condo

Builder Site Tel Price RangePageNo.

7 MADISON HOMES Briar Hill madisonhomes.ca • from $400,000 15 6E

21 MATTAMY HOMES Heron Park www.mattamyhomes.com • • from $400,000 8 17E

22 AVERTON HOMES Evolution averton.ca • from $320,000 21 3G

23 MATTAMY HOMES Upper Summerside www.mattamyhomes.com • • 9 12G

86 MENKES Humber Mews 416-259-2525 • from $550,000 7 3I

86 MENKES Dwell City Town 416-259-2525 • from $550,000 7 3I

1 ARISTA HOMES Goddard on the Valley aristahomes.com • • from $1150,000 7B

2 NATIONAL HOMES The Churchill Collection in Forest Hill 416-922-1414 • from $1400,000 7G

3 CONSERVATORY GROUP Weston Village 416-748-7001 • • from $490,000 4C

4 GEORGIAN CORPORATION Lex Towns 416-428-3419 • • • from $495,000 12G

5 TIFFANY PARK HOMES Westhaven 416-792-6655 • from $633,000 3G

5 GRAYWOOD DEVELOPMENTS LTD Westhaven 416-792-6655 • from $633,000 3G

6 COVENTRY HOMES Danforth’s Crossing 416-924-8338 • from $450,000 12G

8 EMSATEC CANADA INC. The Brownstones 5 416-531-7760 • • from $350,000 6G

9 LINDVEST The Brownstones at Westown lindvest.com • • from $330,000 4C

9 LINDVEST Grand Cornell Brownstones in Markham lindvest.com • • from $340,000 4C

9 LINDVEST Corporate lindvest.com • • 4C

10 FIELDGATE HOMES 90 Niagara 416-981-0036 • • from $346,000 7H

11 TRIBUTE COMMUNITIES Canterbury 647-352-2130 • from $767,000 9E

12 NATIONAL HOMES The Townes of Richview 416-746-1234 • from $570,000 3E

13 INSOHO DEVELOPMENTS Highland Creek Collection ownhighlandcreek.com • • from $650,000 17D

14 DUNPAR HOMES The Ossington 416-253-5888 • from $700,000 7G

15 MATTAMY HOMES Downsview Park www.mattamyhomes.com from $270,000 6C

16 CONSERVATORY GROUP Oakdale Village 416-243-0567 • from $429,000 5C

17 FIELDGATE HOMES Zigg 416-545-0223 • • 8F

18 MATTAMY HOMES Lago monarchgroup.net • from $220,000 4I

18 MATTAMY HOMES Riva del Lago monarchgroup.net • from $300,000 4I

19 CONSERVATORY GROUP Upper Beach Villas 416-698-7796 • from $415,000 11G

20 BEAVERBROOK HOMES Evolution 416-747-9691 • from $270,000 2G

24 MATTAMY HOMES Picasso on Richmond monarchgroup.net • from $550,000 8I

28 PEMBERTON GROUP Park Lake Residences 416-769-4343 • from $180,000 5H

34 H&R DEVELOPMENTS Westown hr-newhomes.com • • • from $190,000 5C

43 ASPEN RIDGE HOMES Scenic On Eglinton 416-805-1781 • • from $190,000 10F

49 TRIBUTE COMMUNITIES RCMI 416-363-4800 • from $324,000 8H

77 ASPEN RIDGE HOMES Seventy Seven Charles 416-203-7034 • • from $2100,000 8G

78 YOUR HOME DEVELOPMENTS Nature’s Path 647-340-6972 • from $280,000 17E

83 ARISTA HOMES Lilly Factory Towns 416-792-4872 • • from $395,000 12G

87 MENKES Bloom Park Towns 416-730-1600 • from $690,000 8B

89 DECADE HOMES Yorkdale Village Phase II 416-638-5656 • from $320,000 6D

90 SUNDANCE HOMES Braeburn Lane sundancehomes.ca • from $430,000 15D

Map

Finder

cen

tral

reg

ion

: To

ron

to, E

tob

ico

ke, Y

ork

, No

rth

Yo

rk, E

ast

York

, Sca

rbo

rou

gh

63

063-CentralRegion_Etob_index.indd 73 2015-11-24 4:52 PM

1

2

3 4

5

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9

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13

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17

18

19


City

ofVa

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e

Thor

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Cold Creek Rd

Hwy. 27

Huntington

Lan

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aff

Rd

50

Islington Ave

Stee

les

Ave

W

Clarence St

Kipling Ave

Test

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Rd

Weston Rd

Pine Valley Cr

Maj

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Mac

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Jane StLa

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64

064-Cent North1_Vaughn_Map.indd 66 2015-11-24 4:51 PM

Site

#

Detac

hed

Sem

i

Tow

nhome

Condo

Builder Site Tel Price RangePage No.

3 ARISTA HOMES IMPRESSIONS impressionskleinburg.com • • • from $800,000 23 4E

3 FIELDGATE HOMES IMPRESSIONS impressionskleinburg.com • • • from $840,000 25 & Insert 4E

5 ASPEN RIDGE HOMES Upper West Side uwscommunity.com • from $1099,000 IFC 14D

6 PRIMONT HOMES Renaissance Townes 905-417-3363 • from $750,000 13 8D

20 ANDRIN HOMES Claridge Gate andrinhomes.com • from $670,000 33 14D

24 ARISTA HOMES Vaughan Valley Estates aristahomes.com • from $1200,000 23 8F

32 ASPEN RIDGE HOMES Chelsea Maple Station aspenridgehomes.com • from $700,000 IFC 11E

1 COUNTRY WIDE HOMES Kleinburg Hills KleinburgHills.com • 4E

1 ASPEN RIDGE HOMES Kleinburg Hills aspenridgehomes.com • 4E

2 TRIBUTE COMMUNITIES Gates of Nobleton 647-633-3500 • from $1000,000 4A

3 PARADISE HOMES IMPRESSIONS impressionskleinburg.com • • • from $690,000 4E

3 TIFFANY PARK HOMES Valleybrooke Estates 905-303-1620 • from $870,000 8E

4 ARISTA HOMES Vellore Woods aristahomes.com • from $750,000 8F

5 CONSERVATORY GROUP Upper West Side 289-553-4156 • from $1099,000 14D

5 COUNTRY WIDE HOMES Upper West Side uwscommunity.com • from $1099,000 14D

5 REGAL CREST HOMES Upper West Side uwscommunity.com • from $1099,000 14D

5 TOWNWOOD HOMES Upper West Side uwscommunity.com • from $1099,000 14D

7 LORMEL HOMES La Viva lavivatowns.com • from $350,000 5J

9 TREASURE HILL HOMES Moda Urban Village treasurehill.com • 8E

10 FOREST HILL HOMES Bridle Path of Thornhill foresthillhomes.ca • from $2000,000 13F

11 TREASURE HILL HOMES Victory Heights treasurehill.com • 13F

12 ROSEBURY HOMES Riverside in Pine Grove 416-746-1234 • from $400,000 6I

15 GREENPARK HOMES Urban Towns of Upper Thornhill Woods greenparkhomes.com • 13G

32 ANDRIN HOMES Chelsea Maple Station 905-553-0288 • from $700,000 11E

42 DUNPAR HOMES Riverside Village 416-253-5888 • from $519,000 5I

44 MADISON HOMES Thornhill Ravines 905-417-1203 • from $1800,000 13G

46 COUNTRY WIDE HOMES The Point at Woodbridge 905-907-1500 • from $700,000 8E

47 COUNTRY WIDE HOMES Upper Thornhill Estates 905-907-1500 • from $900,000 14E

48 BEAVERHALL HOMES Regency Estates 905-265-2634 • from $1301,000 6H

48 GRAYWOOD DEVELOPMENTS LTD Regency Estates 905-265-2634 • from $1250,000 6H

51 ASPEN RIDGE HOMES King Oaks 905-539-0181 • from $1100,000 11B

51 GREAT GULF King Oaks 905-833-6413 • from $1300,000 11B

52 ZANCOR HOMES Royal Collection 905-833-0883 • • from $550,000 12A

53 TREASURE HILL HOMES Thornhill Woods treasurehill.com • from $950,000 13G

55 OSKAR GROUP Le Sedici lesedici.com from $600,000 10E

56 SENATOR HOMES Bathurst 9130 289-597-4381 • • from $720,000 13G

Map

Finder

cen

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reg

ion

: Vau

gh

an, M

aple

, Wo

od

bri

dg

e, T

ho

rnh

ill

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065-Cent North1_Vaugh_index.indd 77 2015-11-24 4:51 PM

404

404

404

King Rd Yon

ge St

Jefferson Sideroad

Bloomington Sideroad

Leslie St

Bayview

Ave

19th Ave.Yo

rkland

St Neal D

r

Leslie St

Elgin Mills Rd

Regent St

Major MacKenzie

Mill St

Gamble Rd

Bath

urst St

Den

ham

Dr

Weldrick Rd W

Strathearn Ave

16th Ave.

8

1

2

93

28

22

141615

10

5

4

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11

6

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27

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1 2 3 4 5 6 7 8 9 10 11 12

Attention Builders - Want to add your

community to our maps? Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions loca-tors are approximate. Please see builder’s ads for exact locations.ce

ntr

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66

066-Cent. Richmond_RH_Map.indd 68 2015-11-24 4:50 PM

Site

#

Detac

hed

Sem

i

Tow

nhome

Condo


Map

Finder

IFC

-In

sid

e fr

on

t co

ver

2 PRIMONT HOMES Uptowns on Bayview primonthomes.com • 12 6I

10 IDEAL DEVELOPMENTS Modern Manors idealdevelopments.com • from $420,000 41 4H

11 IDEAL DEVELOPMENTS Richmond Towns idealdevelopments.com • from $800,000 41 5M

1 HEATHWOOD HOMES Hampshire Mews heathwood.com from $485,000 5I

3 CENTRA HOMES The Mills Collections 416-238-2404 • from $940,000 5J

4 ASPEN RIDGE HOMES Kettle Lakes Club 289-231-2849 • from $550,000 6D

5 ST. REGIS HOMES Mission Hill on Bayview 905-884-8885 from $850,000 6C

7 HIGHMARK HOMES Nuvo 647-206-2276 • from $1100,000 2E

8 TREASURE HILL HOMES Urbantowns on Bayview treasurehill.com from $730,000 7Q

9 MATTAMY HOMES Richmond Green www.mattamyhomes.com • • 9J

14 ARISTA HOMES Jefferson Forest jeffersonforest.ca • • from $586,000 4H

15 MADISON HOMES Jefferson Forest jeffersonforest.ca • • from $586,000 4H

15 FOREST HILL HOMES Jefferson Forest foresthillhomes.ca • • from $800,000 4H

20 NORTH STAR HOMES King’s Crossing 416-291-9666 • from $530,000 2E

22 YORKWOOD HOMES Hillside Manors 905-770-4662 • from $472,000 4I

26 ARTEN DEVELOPMENT GROUP The Manors of Roseview Grand roseviewgrand.com • • from $650,000 4L

27 ACORN HOMES Oak Knoll acornhomes.ca • from $650,000 3C

28 SENATOR HOMES Richvale senatorhomes.com • • from $800,000 2J cen

tral

reg

ion

: R

ich

mo

nd

Hill

67

067-Cent. Richmond_RH_index.indd 81 2015-11-24 4:50 PM

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17

18

19


25

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68

068-Cent. North2_Nmrkt_Map.indd 70 2015-11-24 4:49 PM

Site

#

Detac

hed

Sem

i

Tow

nhome

Condo

Builder Site Tel Price RangePage No.

4 FIELDGATE HOMES BlueSky Stouffville fieldgatehomes.com • from $700,000 25 18F

12 IDEAL DEVELOPMENTS Pinnacle on the 14th Avenue idealdevelopments.com • from $1800,000 41 5I

15 FIELDGATE HOMES Aurora Trails fieldgatehomes.com • • from $600,000 5, 25 & Insert 13F

15 ARISTA HOMES Aurora Trails aristahomes.com • • from $600,000 5 & 23 13F

23 ARISTA HOMES Boxgrove Village Markham aristahomes.com • 23 7H

30 MADISON HOMES Cornell Rouge 905-472-9556 • • from $690,000 11 8G

30 FOREST HILL HOMES Cornell Rouge 905-472-9556 • from $690,000 11 8G

70 MATTAMY HOMES Cornell mattamyhomes.com • • BC 8G

1 MARYDEL HOMES Woodland Hills 905-898-7380 • from $400,000 10B

2 BEAVERBROOK HOMES The Terrace On Rouge Creek 905-640-7360 • • from $390,000 18F

3 MATTAMY HOMES St. John Forest mattamyhomes.com from $650,000 14E

4 GERANIUM HOMES Trails at Cardinal point fieldgatehomes.com • 18F

5 TREASURE HILL HOMES Accolades in Markham 416-798-7705 • from $830,000 6F

6 PRIMONT HOMES Heirloom in Markham 905-201-2804 • • from $510,000 7F

7 LEBOVIC HOMES Bovaird Trail 905-640-7361 • • • from $2597,000 14H

8 COUNTRY WIDE HOMES Wismer Commons 905-907-1500 • • from $450,000 6G

9 BROOKFIELD RESIDENTIAL The Arbors 905-503-0992 • from $650,000 14F

9 COUNTRY WIDE HOMES The Arbors 905-907-1500 • from $720,000 14F

10 BRIARWOOD HOMES Havelock Town Manors 289-301-0077 • from $560,000 6I

11 MADISON HOMES Greensborough 905-201-7700 • • from $1000,000 7G

11 GREENPARK HOMES Markham Meadows greenparkhomes.com • 7G

13 NATIONAL HOMES Stonehaven 416-746-1234 • from $730,000 13D

13 NATIONAL HOMES Stonehaven 416-746-1234 • from $730,000 13D

14 ASPEN RIDGE HOMES Woodland Hills 416-270-9484 • from $450,000 9C

15 PARADISE HOMES Aurora Trails auroratrails.com • • from $620,000 13F

15 OPUS HOMES Aurora Trails auroratrails.com • • from $620,000 13F

16 LINDVEST Auroraglen lindvest.com • • 14E

17 CONSERVATORY GROUP Heritage Estates 905-640-2274 • • from $283,000 18F

18 KYLEMORE COMMUNITIES Angus Glen West Village 905-887-9950 • from $2000,000 4G

19 NEW ERA HOMES Landmark Estates 905-953-9046 from $550,000 11D

20 STARLANE HOME CORPORATION BlueSky Stouffville starlanehomes.com • from $434,000 18F

21 ANDRIN HOMES Glenway andrinhomes.com • 10E

22 CONSERVATORY GROUP Heritage Collection 905-640-2274 • • from $680,000 18F

22 GERANIUM HOMES Pace on Main 905-591-1071 • from $330,000 18F

24 BALLANTRY HOMES Cornell ballantryhomes.com • • from $520,000 8G

25 ANDRIN HOMES Glenway In Newmarket glenwayliving.com • • from $500,000 10C

25 LAKEVIEW HOMES Glenway In Newmarket glenwayliving.com • • from $890,000 10C

26 GERANIUM HOMES Bloomington Woods 905-642-1900 • from $1400,000 18D

28 PRESTON HOMES Copper Hills 905-954-4050 • from $500,000 14E

30 MADISON HOMES Forest Hill cornellrouge.com • from $400,000 8G

41 ASPEN RIDGE HOMES Upper Cornell 905-554-3446 • • from $495,000 7F

42 NATIONAL HOMES Wismer Woods 416-746-1234 • • • from $680,000 6G

50 GERANIUM HOMES Trails at Cardinal Point 905-640-9999 • • from $575,000 7F



50 GERANIUM HOMES Bloomington Woods 905-640-1900 • • from $1.1,000 7F

51 OXFORD HOMES Coventry Valley 905-836-8902 from $600,000 10D

53 H&R DEVELOPMENTS Castle Square hr-newhomes.com • 6G

54 BEAVERBROOK HOMES Victoria Highlands 416-924-0110 • from $450,000 10H

55 COUNTRY WIDE HOMES Woodland Hills 905-907-1500 • 10C

59 PRIMONT HOMES Harmony 905-305-8871 • 5I

62 NORTH STAR HOMES Mill Fair Village NorttStarHomesInc.com • from $500,000 5T

64 STARLANE HOME CORPORATION Upper Unionville 905-534-0493 • • • from $520,000 5G

64 PARADISE HOMES Upper Unionville 905-477-6464 • • from $520,000 5G

66 TREASURE HILL HOMES Aurora Woods on Bayview 905-727-5794 • from $769,000 13H

86 CHERRYWOOD HOMES Glengrove on the Park 905-640-7571 • • from $250,000 19F

Map

Finder

cen

tral

reg

ion

: Mar

kham

, Au

rora

, New

mar

ket,

Wh

itch

urc

h-S

tou

ffvi

lle

69

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070-FurtherNorth Barrie_Map.indd 72 2015-11-24 4:48 PM

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6 MANCINI HOMES West Ridge Place Orillia 905-773-9997 • from $300,000 57 8C

13 AVERTON HOMES Victoria Highlands averton.ca • from $550,000 21 10H

14 ASPEN RIDGE HOMES King Country Estates 905-558-0255 • from $780,000 IFC 7K

15 GOLD PARK HOMES Encore Brampton goldparkhomes.com from $600,000 75 6N

16 GREAT GULF Summerlyn Village 905-775-3461 • from $550,000 19 8I

17 BROOKFIELD RESIDENTIAL Grand Central 905-778-0873 • from $600,000 27 8I

71 BRIARWOOD HOMES Mill Street Village millstreethomes.com • • from $640,000 29 8J

71 BALLYMORE HOMES Mill Street Village millstreethomes.com • • from $640,000 29 8J

1 PACIFIC HOMES LIMITED MarlLake Village 1-877-428-5115 • from $210,000 5F

1 RED BERRY HOMES MarlLake Village 1-877-428-5115 • from $210,000 5F

2 DELPARK HOMES Cedar Ridge 905-722-7210 • • • from $275,000 10G

3 LOSANI HOMES Summit Shores losanihomes.com/readybuilt from $390,000 2E

4 MANCINI HOMES Princeton Woods 705-730-1978 • from $330,000 14E

5 NATIONAL HOMES The Forest 416-746-1234 • from $480,000 7I

6 MARIPOSA HOMES Trailside 705-329-3330 • • from $249,000 8C

7 GRANDVIEW HOMES Mayberry Estates 705-735-0732 • from $460,000 9G

8 FANDOR HOMES Hamptons on Big Bay Point 705-792-6807 • from $250,000 18E

9 GRANDVIEW HOMES Big Bay Point 705-735-0732 • from $355,000 13E

10 SUMMERHILL HOMES West Shore Lakeside Community 705-689-0001 • • from $350,000 9C

11 BALLYMORE HOMES Lakeside Meadows 1-877-455-0201 • • from $290,000 9G

11 BALLYMORE HOMES Lakeside Meadows 1-877-455-0201 • from $293,000 9G

12 PREVIN COURT HOMES Victorian Village 1-855-777-3846 • • from $335,000 6I

13 ROSEHAVEN HOMES Victoria Highlands 905-473-3225 • 9H

14 ROSEHAVEN HOMES King Country Estates 905-558-0098 • from $700,000 7K

14 COUNTRY WIDE HOMES King Country Estates 905-907-1500 • from $750,000 7K

15 MARYDEL HOMES Seven Meadows marydelhomes.com • • from $290,000 11F

18 GRANDVIEW HOMES Cromwell Place 705-735-0732 • 7G

20 OXFORD HOMES The Fairgrounds in Sutton 905-235-7744 • • from $320,000 9G

20 ASPEN RIDGE HOMES Simcoe Landing Keswick 647-921-0381 • from $490,000 9H

22 STERLING HOMES Blue Horizon bluehorizonluxury.com • from $700,000 4E

24 KAITLIN CORPORATION Blue Shores 1-866-625-2583 • from $380,000 3E

28 DEMOCRAT HOMES Maplewood 705-835-0354 • from $430,000 8E

28 GEORGIAN INTERNATIONAL Braestone Horseshoe Valley 705-727-5656 • from $450,000 8E

32 COUNTRY HOMES Alcona by the Lake 1-866-531-3424 • • from $300,000 7H

33 SANDIEGO HOMES Lakeside Living in Innisfil 705-436-5445 • • from $285,000 8G

37 PRISTINE HOMES Pebbleshores 705-436-5547 • from $240,000 7G

39 STONEBRIDGE BUILDING GROUP Stonebridge by The Bay 1-877-420-0880 • from $200,000 5E

40 ROYALPARK HOMES Emerald Forest royalpark.com • • from $200,000 6H

41 DELPARK HOMES Pretty River on Georgian Bay 1-888-257-1999 from $298,000 3E

42 RAYMAC HOMES Brennan Enclave 705-516-0681 • from $252,000 6H

43 BREMONT HOMES Centretown 1-877-855-1122 • from $234,000 5E

44 BROOKFIELD RESIDENTIAL Treetops 1-855-590-3577 • from $370,000 7I

44 SORBARA GROUP OF COMPANIES Treetops 1-855-590-3577 • from $360,000 7I

45 ROSEHAVEN HOMES Dreamfields in Bradford dreamfieldsbradford.com • • from $490,000 8I

45 REGAL CREST HOMES Dreamfields in Bradford dreamfieldsbradford.com • • from $490,000 8I

45 COUNTRY WIDE HOMES Dreamfields in Bradford dreamfieldsbradford.com • • from $490,000 8I

45 ASPEN RIDGE HOMES Dreamfields in Bradford dreamfieldsbradford.com • • from $490,000 8I

46 DEVONLEIGH HOMES INC. Creekside 705-444-0555 • • from $210,000 2E

47 DEVONLEIGH HOMES INC. Parkside by Devonleigh 705-435-9991 • from $275,000 6H

48 DEVONLEIGH HOMES INC. Brownley Meadows 705-423-9662 • • from $225,000 7G

55 BRIARWOOD HOMES Briarwood Estates 705-294-2288 • from $420,000 8G

58 LAKEVIEW HOMES Greenbrook Village 519-306-0665 • from $280,000 4I

59 BROOKFIELD RESIDENTIAL Fieldstone 1-855-379-1495 • from $600,000 5J

59 DELPARK HOMES Fieldstone MyFieldstone.ca • from $570,000 5J

60 BRIARWOOD HOMES Pretty River Collingwood 1-888-257-1999 • from $310,000 3E

65 BROOKFIELD RESIDENTIAL Willow Glen Tottenham 905-406-1044 • from $330,000 7J

70 FAR SIGHT HOMES Greenfields 1-855-299-7929 • from $310,000 7I

Map

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071-FurtherNorth Barrie_index.indd 85 2015-11-24 4:48 PM

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NOV 28 - DEC 12, 2015

west region

IN THIS SECTION

» MAPS AND LISTINGS FOR NEW-HOME COMMUNITIES IN THE WEST REGION » BUILDER NEWS AND THE LATEST IN NEW HOMES IN THE WEST REGION

SHOWCASING NEW HOMES IN THE GTA’S WEST REGION



Another day, another warning: Should you pay attention to these housing market studies?

Advice | STAT CHAT

By Ben Myers

IF YOU ARE A current homeowner

contemplating selling your place,

or a prospective purchaser looking

to jump into the market, you are

probably getting a lot of mixed signals

about the health of the housing

market. One month housing starts are

up and the market is overbuilding, the

next they are down and demand has

plummeted. Prices are up which is

good, but are they up too much?

Over the last month, two new

reports on the health of the Canadian

and Toronto housing markets

were released. The Organization

for Economic Co-operation and

Development (OECD) indicated that

house prices were overvalued in

Canada in comparison to rents, and

Toronto was ripe for a correction due

to oversupply in the highrise condo

market. The Canadian Mortgage and

Housing Corp. (CMHC) mentioned

that 11 of 15 major housing markets in

Canada are overvalued, and Toronto

is showing potentially problematic

symptoms.

Do you pay attention to these

reports? I stopped giving them

credence a long time ago. A survey

I conducted of the top housing

economists in Canada for my bi-

annual Market Manuscript report

indicated that 94 per cent of analysts

felt that these studies have no

power to predict future house price

movements.

CMHC actually forecast in October

that new home prices, resale prices,

and rents will increase in 2016 and

2017 in almost all of the major

markets in Canada. So, it obviously

doesn’t think overvaluation in the

market is going to cause a decline in

values over the next two years.

In November, I had a chance to

speak at The Great Canadian Housing

Conference hosted by Veritas

Investment Research and Globe and

Mail journalist Tamsin McMahon.

Speakers from Diamondcorp and

Mattamy Homes suggested that the

introduction of the Greenbelt in the

GTA has driven up lowrise house

prices by removing developable

land, and forced many buyers to

live in highrise apartments due

to a� ordability concerns. Sean

Hildebrand of Urbanation pointed

out that 94 per cent of the units in

condominium apartment buildings

that are occupied and not registered

have already been sold, and 87 per

cent of the units under construction

are sold. I added that there shouldn’t

be widespread concern over the

highrise condo market, as many

developers are leasing out their

completed and unsold supply due to

super high rental demand.

However, the most impactful

presentation in my view was given

by veteran economist Will Dunning.

His analysis showed that Canadian

housing is not overvalued, and may

actually be undervalued. He also

pointed out that if you take the OECD

report where it compares prices to

rents and prices to incomes and

instead compare rents to incomes,

it would show that rents are 36 per

cent undervalued. This clearly shows

faulty reasoning and methodology on

behalf of the OECD.

My advice is to be extremely careful

about what you read regarding the

housing market in Toronto. If you take

a hard look, you’ll see that residential

real estate in the GTA has been on

solid footing for about 17 years. Do

your research, ask a lot of questions,

and buy what you can a� ord.

Happy home hunting.

Fortress Real Developments partners with builders across Canada, and Ben assists in evaluating the market and projects that Fortress engages in. Follow his blog posts and commentary on the Canadian

Housing Market at fortressrealdevelopments.com/news or follow him on twitter at @BenMyers29



BRAMPTON

Sales Office: 750 Bovaird Dr. W.

Hours: Mon. - Thurs. 1 - 8pm, Closed Fridays, Weekends & Holidays 11am - 6pm.

905.970.8236

NOW OPEN IN BRAMPTON

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Rendering is artist’s concept. Prices and specifications are subject to change without notice. E. & O. E.

$600’sStarting from the

up to 4,100 square feet

Single Family Homes in the vibrant community

of Mount Pleasant

goldparkhomes.com

BRAMPTON

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The Bach. Elevation ‘B’. 3,046 sq.ft.

GOLD-ENC-A-AD-NHC-NOV3-1.indd 1 11/4/15 9:31 AM

075-Goldpark-Encore 11-14-15.indd 75 2015-11-23 6:44 PM

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Map

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3 IDEAL DEVELOPMENTS Meadowvale Lane idealdevelopments.com • from $776,000 41 4C

1 VANDYK COMMUNITIES Windows on the Green vandykcommunities.com • from $300,000 5H

2 AMACON The Towns at Parkside Village 705-435-9991 • from $550,000 8F

4 CONSERVATORY GROUP Central Park North 905-890-0195 • • from $465,000 7F

5 DUNPAR HOMES Heritage Gate heritagegate.ca • from $720,000 6F

6 COUNTRY HOMES Lakeshore Village 1-866-746-2999 • • from $550,000 9J

7 GREAT GULF Hot 905-828-4257 • from $420,000 5K

8 DUNSIRE DEVELOPMENTS Crown Collection 1-888-519-2346 x201 • from $1750,000 7B

19 DEZEN HOMES McLaughlin 905-696-7938 • from $544,000 8B

20 FOREST HILL HOMES Derry Village Mississauga foresthillhomes.ca • from $690,000 8B

23 DUNPAR HOMES Park View Trail 416-253-5888 • from $500,000 11G

24 DUNSIRE DEVELOPMENTS Barca Verde barcaverde.ca • from $690,000 10I

24 DUNSIRE DEVELOPMENTS Anchors at lakeview 905-990-1745 • from $420,000 10I

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Orangeville

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Fifth Ave

Second StThird St

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Mississauga Rd

Creditview Rd

Chinguacousy Rd

Heart Lake Rd

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9th Line

10th Line

3rd Line2nd Line

5th Line4th Line

King

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Torbram Rd

Goreway Dr

Dixie Rd

Bramalea Rd

McVean Dr

Clarkway Dr

Gore Rd

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7 ASPEN RIDGE HOMES Mayfield Village 905-230-2592 • • • from $360,000 IFC 11L

11 FIELDGATE HOMES Lotus Pointe Caledon 905-838-2806 • • from $724,000 25 & Insert 6M

12 GREAT GULF Westfield 905-866-6876 • from $510,000 19 10K

16 ROSEHAVEN HOMES Urban Towndominiums at Mount Pleasant rosehavenurban.com • • from $320,000 16 6O

16 TOWNWOOD HOMES Urban Towndominiums at Mount Pleasant rosehavenurban.com • • from $320,000 16 6O

23 HEATHWOOD HOMES Meadow Green 647-287-7042 • • from $650,000 45 8R

55 ROSEHAVEN HOMES The Neighbourhoods of Mount Pleasant 416-410-0175 • • from $450,000 16 6P

55 TOWNWOOD HOMES The Neighbourhoods of Mount Pleasant lovemountpleasant.com • • from $487,000 16 6P

55 PRIMONT HOMES Newtowns at Mount Pleasant www.primonthomes.com • 12 6P

62 FIELDGATE HOMES Valley Lands 905-457-0445 • • • from $420,000 25 & Insert 8P

67 PRIMONT HOMES Seasons in Caledon www.primonthomes.com • • from $715,000 12 7M

1 LIV COMMUNITIES The Classics [email protected] • from $600,000 6O

2 COSCORP INC. The Village of Southfields thevillageofsouthfields.ca • • • from $490,000 6L

2 MONARCH CORPORATION The Village of Southfields 905-843-0707 • • • from $690,000 6L

2 MATTAMY HOMES The Village of Southfields 905-843-0707 • • • from $414,000 6L

3 EMPIRE COMMUNITIES Lakeside empirelakeside.com • • from $350,000 7N

4 VANMAR HOMES Credit Ridge Estates 416-746-1234 • from $550,000 8P

5 TIFFANY PARK HOMES The Estates of Spring Valley 905-216-5620 • from $583,000 6P

6 REGAL CREST HOMES Countryside Meadows countrysidemeadows.ca • from $346,000 8M

7 GREENPARK HOMES Mayfield Village 905-230-2592 • • • from $360,000 11L

8 TREASURE HILL HOMES Vales of the Humber Estates valesofthehumber.com • from $780,000 11L

8 STARLANE HOME CORPORATION Vales of the Humber Estates valesofthehumber.com • from $946,000 11L

8 GREENPARK HOMES Vales of the Humber Estates valesofthehumber.com • from $780,000 11L

8 QUEENSGATE HOMES Vales of the Humber queensgateavalee.com • from $640,000 11L

8 AVALEE Vales of the Humber queensgateavalee.com • from $640,000 11L

9 MATTAMY HOMES Mount Pleasant North mattamyhomes.com • • from $496,000 7O

9 MATTAMY HOMES Mount Pleasant Village mattamyhomes.com • • • from $255,000 7O

10 STARLANE HOME CORPORATION Mount Pleasant Meadows meadowsbrampton.com • from $464,000 6O

10 VALERY HOMES Mount Pleasant Meadows meadowsbrampton.com • from $464,000 6O

11 STARLANE HOME CORPORATION Lotus Pointe Caledon LotusPointeCaledon.ca • from $636,000 6M

11 ROSEHAVEN HOMES Lotus Pointe Caledon LotusPointeCaledon.ca • from $450,000 6M

13 STANFORD HOMES The Ravines of Credit Woods 905-453-4200 • from $570,000 6P

14 TREASURE HILL HOMES Southfield Meadows treasurehill.com • from $420,000 6M

17 PEMBERTON GROUP Rosedale Village Golf & Country Club 905-799-5000 • • • • from $190,000 8M

18 SABERWOOD HOMES Heart Lake Village 905-773-6549 • from $300,000 8N

19 LINDVEST Spring Valley Junction lindvest.com/svj • from $620,000 7P

20 LIV COMMUNITIES Casablanca 905-915-5227 • from $700,000 9J

21 PRIMONT HOMES Centretown 905-495-5067 • • • from $410,000 6P

24 CONSERVATORY GROUP Trinity Village 905-846-2930 • • from $440,000 7N

25 HEATHWOOD HOMES Terracotta Village at The Credit Valley 905-874-4741 • from $430,000 9Q

32 FOREST HILL HOMES Ravines of Castlemore 905-794-8875 • from $650,000 8K

37 OXFORD HOMES Adena Ridge 905-584-6444 from $600,000 37O

38 ANDRIN HOMES Turnberry Townhomes AndrinTowns.com • from $350,000 9M

45 BROOKFIELD RESIDENTIAL Pathways 905-584-2225 • from $490,000 8K

48 ASPEN RIDGE HOMES Credit Manor Heights yourkingdom.ca • • from $1100,000 8Q

48 REGAL CREST HOMES Credit Manor Heights yourkingdom.ca • • from $1100,000 8Q

48 COUNTRY WIDE HOMES Credit Manor Heights yourkingdom.ca • from $1100,000 8Q

51 ACORN HOMES Castlegate acornhomes.ca • from $575,000 11K

55 TOWNWOOD HOMES The Neigbourhoods of Mount Pleasant LoveMountPleasant.com • • from $270,000 6P

55 PARADISE HOMES Upper Mount Pleasent paradisedevelopments.com • • from $400,000 6P

58 DEVONLEIGH HOMES INC. Meadowlands 519-942-3312 • • from $339,000 3C

60 PRIMONT HOMES Castlemore 905-856-5777 • • from $430,000 9K

62 FIELDGATE HOMES City Towns Valley Lands in Brampton mycitytowns.ca • • • from $400,000 8P

62 PARADISE HOMES City Towns Valley Lands in Brampton mycitytowns.ca • • • from $400,000 8P

64 MERIDIAN HOMES Credit Valley Manors 905-216-5186 • • from $400,000 8P

65 GREAT GULF Mount Pleasant 905-459-5772 • from $640,000 6P

66 BALLANTRY HOMES Spring Valley Village ballantryhomes.com • from $420,000 9M

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Bronte Rd 3 Line Rd

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Jerseyville Rd.Governor©s Rd

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Coles Court 4 Line Rd

Churchill Rd

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43

15




* Due to scale restrictions loca-tors are approximate. Please see builder’s ads for exact locations.

wes

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ills,

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on

, Bu

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ater

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39

80

080-West Acton-Halton_Map.indd 90 2015-11-24 4:45 PM

Site

#

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Sem

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Condo


8 MATTAMY HOMES Cranberry Hill www.mattamyhomes.com from $490,000 104 & IBC 8M

14 AVERTON HOMES Averton Square avertonsquare.com • from $650,000 21 9H

33 MENKES The Enclaves of Upper Canada 289-891-9103 • • from $490,000 7 9C

1 SCHUIT HOMES Perth Park 905-628-9559 • 2Q

2 GREAT GULF Edgewood 905-356-9408 • from $305,000 11Q

3 SPALLACCI HOMES Simona Place spallaccihomes.com • 2Q

4 SPALLACCI HOMES Eden Park 905-381-4280 • from $320,000 2Q

4 SPALLACCI HOMES Eden Park spallaccihomes.com • from $320,000 2Q

5 STARLANE HOME CORPORATION Mountainview Heights Waterdown starlanehomes.com • 8M

6 COUNTRY GREEN HOMES The Uptowns of waterdown 905-690-7600 • • from $250,000 10K

7 LAKEVIEW HOMES Cannery Park 1800-565-5150 • from $320,000 9G

9 BEAVERHALL HOMES Forestwood 905-636-1365 • • from $518,000 9G

10 GREAT GULF Rolling Meadows 905-680-0841 • from $300,000 12R

11 BRANTHAVEN HOMES Jazz Condos jazzcondos.ca • from $200,000 9N

12 TOBYN PARK HOMES Park City parkliving.ca • from $180,000 10L

13 HEATHWOOD HOMES The Village at Traditions 905-876-3140 • • from $441,000 8H

15 HOMES BY DESANTIS Aquablu Lakeshore Condos 289-235-8541 • • from $220,000 5R

17 MATTAMY HOMES Hawthorne South Village mattamyhomes.com • from $380,000 9G

19 CONSERVATORY GROUP Jasper Village 905-636-1942 • • from $520,000 10G

20 PARKBRIDGE LIFESTYLE COMMUNITIES INC. Cherry Hill at Vineland 1-800-479-9777 • from $194,000 12R

22 COUNTRY GREEN HOMES Park Place Village 905-690-7600 • • • from $250,000 8M

26 EDEN OAK Weaver’s Mill weaversmill.com/nh • from $336,000 6B

35 PHELPS HOMES Jordan Village phelpshomes.com • from $345,000 8R

36 PHELPS HOMES Brookside phelpshomes.com • from $236,000 7R

37 PHELPS HOMES Streamside phelpshomes.com • from $316,000 6R

38 LOSANI HOMES Ancaster Glen 289-239-7629 from $370,000 2Q

39 LOSANI HOMES The Fairgrounds 289-286-0928 from $250,000 2Q

40 LOSANI HOMES Greenhill Glen 905-538-8752 from $270,000 4Q

41 LOSANI HOMES Sherman Oaks 905-574-0828 from $290,000 3R

42 LOSANI HOMES Paramount 905-560-2061 from $230,000 3R

43 LOSANI HOMES Orchard Park 905-930-9943 from $390,000 5Q

44 LOSANI HOMES Discovery 905-563-0666 from $330,000 8R

45 ROSEHAVEN HOMES On the Ridge liveontheridge.ca • • from $390,000 3R

45 HOMES BY DESANTIS On the Ridge liveontheridge.ca • • from $390,000 3R

out of range HOMES BY DESANTIS Lyon’s Creek lyonscreekchippawa.com • • • from $280,000

out of range ROSEHAVEN HOMES Lyon’s Creek lyonscreekchippawa.com • • • from $280,000

Map

Finder

IBC

-In

sid

e b

ack

cove

r

wes

t re

gio

n:

Act

on

, Hal

ton

Hill

s, M

ilto

n, B

url

ing

ton

, Wat

erd

ow

n

81

081-West Acton_Halton_index.indd 65 2015-11-24 4:44 PM

A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

P

Q

R

1 2 3 4 5 6 7 8 9 10 11 12

Oakville 403

25

QEW

QEW

4 Line Rd

Burn

ham

thor

pe R

d W

Bronte Rd

6 Line RdBurn

ham

thor

pe R

d E

Dunda

s St W

Upper

Mid

dle

Rd

Tremaine Rd

Nottinghill Gate

Maple Grove Dr

9 Line Rd

Morrison Rd

Lake

shor

e Rd

E

Upper

Mid

dle

Rd W

3 Line Rd4 Line Rd

Spee

rs Rd

Rebe

cca

St

Lake

shor

e Rd

W

Burloak Rd

Mac

Donal

d Rd

Kerr St

Reynolds St

Trafalgar Rd

8 Line Rd

Chartwell Rd

Ford Dr

Devon Rd

Roya

l Win

dsor

Dr

Corn

wal

l Rd

Watson Ave

Brid

ge R

d

4

2

6

5

15

3

2

1

Cambridge

401

8

24

24

Middle Block Rd Co

ncessio

n R

d

Fountain St

Gu

elph

Ave

Beaverd

ale Rd

Langs Dr

Coronation Blvd

Pinebush Rd

Hesp

eler Rd

Franklin

Blvd

Avenue Rd

Clyde Rd

Blenheim Rd

Myers RdSt. A

ndre

ws S

t

Main St

Elgin

wes

t re

gio

n: O

akvi

lle, C

amb

rid

ge

* Due to scale restrictions locators are approximate. Please see builder’s

ads for exact locations.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

82

082-West Oakville Map.indd 92 2015-11-24 4:44 PM

Site

#

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Sem

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Condo


Map

Finder

wes

t re

gio

n: O

akvi

lle, C

amb

rid

ge

5 DUNPAR HOMES Trafalgar Ridge 905-464-0754 • from $650,000 43 6D

1 MATTAMY HOMES The Preserve mattamyhomes.com • • from $589,000 4E

2 STARLANE HOME CORPORATION Woodland Trails liveonoakville.ca • from $590,000 5D

2 ROSEHAVEN HOMES Woodland Trails liveonoakville.ca • from $590,000 5D

3 MARKAY HOMES Bronte Park Town Manors 416-746-1234 • from $590,000 3H

4 GREAT GULF Trafalgar Landing 905-844-1605 • from $580,000 5C

6 BRANTHAVEN HOMES Oakvillage oakvillage.ca • from $410,000 5C

6 MINTO Oakvillage oakvillage.ca • from $410,000 5C

6 EMSHIH DEVELOPMENTS INC Oakvillage 905-639-9006 • from $410,000 5C

15 MENKES Millstone On The Park 905-825-3619 • from $420,000 3G

SEARCH ONLINEypnexthome.ca

83

083-West Oakville_index.indd 67 2015-11-24 4:44 PM

1

2 3

4 5

6 7

8 9

10

11

12

13

14

15

16

17

18

19

City

ofPickering

City

ofOs

hawa

401

401

401

4 Sideline R

9 C

on

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12 Sideline

8 C

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6 Sideline

4 Sideline

Lake Ridge R

Bra

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d

Myr

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W Cochrane

Co

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bu

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Ashburn Rd

Halls Rd N

Country Lane

7 C

on

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4 Sideline R

6 C

on

cess

ion

20 Sideline

16 Sideline

Central St Brock Rd

16 Sideline

Paddock Rd

7

Brock Rd

28 Sideline

30 Sideline

9 C

on

cess

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24 Sideline

North Rd

7 C

on

nce

ssio

n

32 Sideline

Wh

itev

ale

Rd

32 Sideline

North Rd

5 C

on

cess

ion

16 Sideline

Brock Rd

Greenwood Rd

Church St N

Fift

h C

on

ces

Lakeridge Rd

Salem Rd

Audley Rd

Westney Rd N

Coronation R

Country Lane

Salem Rd Tau

nto

n R

d E

Rosebank Rd

Altona Rd

Whites Rd

4 C

on

cess

ion

4 C

on

cess

ion

Altona Rd

3 C

on

cess

ion

Fairport Rd

Dixie Rd

Liverpool Rd

Major Oaks R

Valley Farm

Brock RdRo

ssla

nd

Rd

Riverside Dr Notion Rd

Brock Rd

Squires Beach Rd

Sandy Beach

Mo

ntg

om

ery

F

Hig

hvi

ew R

d

Appleview Rd

Stro

ud

'sG

len

ann

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Liverpool Rd

Bayly

Gra

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ou

rt

Whites Rd

Roug

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nt D

Lake Drivewa

Harwood Ave

Wes

tney

Rd

S

Finley Ave

Del

aney

Dr

Mag

ill D

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Kin

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on

Rd

Ravenscroft

Bay

ly S

t ETownline Rd

Du

nd

as S

t E

Audley Rd

Ajax-Whitby

Tau

nto

n R

d W

McQuay BvRo

ssla

nd

Rd

Garden St

Baldwin St S

Thornton Rd

Thickson Rd

Co

nlin

Rd

Stevenson Rd

Tau

nto

n R

d W

Co

nlin

Rd

Ritson Rd N

Townline Rd.

Mary St N

Bea

tric

e St

Central Park

Grandeview S

Ad

elai

de

Ave

Kin

g S

t E

Harmony Rd S

Grandeview S

Wen

two

rth

St

Park Rd S

Ad

elai

de

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Bo

nd

St

W Centre St.

Oliv

eA

ve

Blo

or

St.

Garrard Rd

Kin

g S

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Ro

ssla

nd

Rd

Kendalwood R

Gib

b S

t

Man

nin

g R

d

Anderson St

Garden St

Hopkins St

Phill

ip M

urr

Stevenson Rd

Park Rd S

Blo

or

St

Simcoe St S

Wilson Rd S

Brock St S

Wen

two

rth

St

Blair St

Thornton Rd

Henry StBrock St N

Blair StCedarbrook T

Baldwin St NDuffs Rd

12

Garrard Rd

Harmony Rd N

Wilson Rd N

Stevenson Rd

Garrard Rd

Grandeview S

8 C

on

cess

ion

Ro

ssla

nd

/Win

ches

ter

R

Ch

urc

h S

t E

7

Fin

chA

ve

Gordon St

Shoal Point Rd

Pickering Beach Rd

Church St S

Kin

gsto

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Shep

par

dA

ve

Ritson Rd S

Dry

den

Bv

Simcoe St N

Cochrane St

54

14

211

16

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10

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: P

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jax,

Wh

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84

084-East_Ajax.Map.indd 78 2015-11-24 4:42 PM

Site

#

Detac

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Sem

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Condo


2 ARISTA HOMES Whitby Meadows aristahomes.com • • 23 9F

2 FIELDGATE HOMES Whitby Meadows fieldgatehomes.com • • 25 9F

12 AVERTON HOMES Main Street Seaton averton.ca from $280,000 21 4F

14 HEATHWOOD HOMES Country Lane in Whitby Heathwood.com • • • 45 9G

15 KANTIUM DEVELOPMENT & CONSTRUCTION Trafalgar Green 905-493-8820 • from $320,000 37 11I

1 TRIBUTE COMMUNITIES Charing Cross 905-571-1011 • from $390,000 14E

3 GREAT GULF Stonecrest greatgulf.com • • from $298,000 14G

4 MENKES Somerset 905-428-0500 • from $690,000 7G

5 TRIBUTE COMMUNITIES The Village of Brooklin West 905-425-0539 • from $400,000 11D

6 EMERY HOMES Town Central 1-877-953-6379 • from $350,000 4J

7 HIGHMARK HOMES Triumph whitbytriumph.ca • from $390,000 10G

8 LAKEVIEW HOMES The Forest of Lyndebrook 416-746-1234 • from $490,000 10F

9 STAFFORD HOMES Elements Townhomes elementsajax.com from $390,000 7H

10 FERNBROOK HOMES Altona Woods fernbrookhomes.com • from $450,000 1I

11 MATTAMY HOMES Seaton www.mattamyhomes.com • • 5G

13 LIFETIME HOMES Folkstone 1-877-365-9555 • • from $335,000 10G

16 TRIBUTE COMMUNITIES U.C. Towns 905-571-0222 • from $350,000 13F

21 GREAT GULF Grandview Oshawa 1-888-579-7235 • from $334,000 14F

31 PRESTON HOMES Prestonvale Heights 905-432-2800 • • from $350,000 15J

34 TRIBUTE COMMUNITIES The Neighbourhoods of Park Ridge 905-723-2344 • from $339,000 15G

34 DELPARK HOMES The Brook thebrookhomes.com • from $400,000 15G

45 SUNDIAL HOMES LIMITED Mulberry Meadows 905-427-8255 • from $500,000 6J

47 SENATOR HOMES Harbourside Condominiums 905-493-3823 • • from $270,000 9J

48 SENATOR HOMES Whitby by the Lake senatorhomes.com • • from $250,000 10J

54 BAYCLIFFE HOMES The Gates of Whitby 905-668-9828 • • from $250,000 9G

60 GREYCREST HOMES the fields of conlin 905-725-4539 • from $310,000 15G

67 MIDHAVEN HOMES Breeze 1-877-773-6888 • • from $300,000 15F

68 STORYBOOK HOMES Brookstone Estates 905-438-9516 • from $1050,000 11C

90 LEBOVIC HOMES Old Taunton in Pickering 905-428-3434 • • • 5H

91 SUNDANCE HOMES The Towns of Nichol Green Phase 2 905-441-3312 • from $350,000 11J

92 GLEN ROUGE HOMES The Cornerstone 905-415-2710 • from $796,000 6I

Map

Finder

east

reg

ion

: P

icke

rin

g, A

jax,

Wh

itb

y, O

shaw

a

85

085-East_Ajax.index_index.indd 115 2015-11-24 4:41 PM

1

2

3 4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


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86

086-FurtherEast_Uxb_Map.indd 80 2015-11-24 4:41 PM

Site

#

Detac

hed

Sem

i

Tow

nhome

Condo

Builder Site Tel. Price RangePage No.

Map

Finder

5 AVERTON HOMES Beacon Hill Bowmanville averton.ca • from $450,000 21 13B

1 MASON HOMES Port Hope Lakeside Village 905-885-6565 • from $229,000 15J

2 FAR SIGHT HOMES King’s Bay Golf & Country Club Estates 905-642-8383 • from $460,000 16B

3 FAR SIGHT HOMES The Estates at Sunset Ridge 905-642-9015 • from $930,000 2E

4 PARKVIEW HOMES Jackson Creek Meadows 705-748-4663 • 2I

4 PARKVIEW HOMES Jackson Creek Meadows Townhomes 705-748-4663 • 2I

7 BROOKFIELD RESIDENTIAL Foxtrail foxtraillife.ca • from $470,000 5C

8 KAITLIN GROUP LTD. Port of Newcastle 1-800-305-6849 • • • from $260,000 14E

8 KYLEMORE COMMUNITIES Port of Newcastle 905-987-5146 • from $479,000 14E

8 STORYBOOK HOMES Bond Head Estates 905-438-9516 • from $850,000 14E

9 PARKVIEW HOMES Harmony Condominiums 705-748-4663 • from $189,000 2I

14 RICE DEVELOPMENTS Willmot Creek On The Lake 905-697-5806 • from $225,000 11D

18 B.G. SCHICKEDANZ Lake Scugog Estates 1-888-894-9888 • from $330,000 18B

20 GERANIUM HOMES Verandas Port Hope 905-885-0555 • from $327,000 10I

26 KAITLIN GROUP LTD. Aspen Heights 905-697-0513 • from $165,000 10C

26 KAITLIN GROUP LTD. Condominiums at Clarington Centre 905-697-4513 • from $210,000 10C

26 KAITLIN GROUP LTD. Country Classics 1-866-514-3573 • • from $300,000 10C

30 EMPIRE COMMUNITIES Estates of Wyndance 905-649-8197 • from $900,000 3E

34 CARRINGTON HOMES Woodlands of Upper Courtice 905-787-0963 • from $260,000 9I

35 MASON HOMES Parklands 1-866-443-7900 • from $269,000 3H

39 H&R DEVELOPMENTS Gracefields hr-newhomes.com • from $322,000 4C

39 THORNRIDGE HOMES Gracefields 1-877-361-4226 • from $320,000 4C

39 LINDVEST Gracefields 1-877-361-4226 • from $320,000 4C

45 HIGHCASTLE HOMES Northglen northglen.ca • • from $221,000 11B

45 DELPARK HOMES Northglen 905-419-7222 • • • from $221,000 11B

45 ESQUIRE HOMES Northglen northglen.ca from $245,000 11B

48 JEFFERY HOMES BrookHill 905-697-0765 • • • from $300,000 10B

72 VANDYK COMMUNITIES West Park Village vandykcommunities.com • • • from $210,000 3I east

reg

ion

: U

xbri

dg

e, L

ind

say,

Bo

wm

anvi

lle/N

ewca

stle

, Co

urt

ice,

Pet

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oro

ug

h, P

ort

Ho

pe,

Co

bo

urg

, Po

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erry

87

087-FurtherEast_index.indd 105 2015-11-24 4:40 PM

CHINESE HOME & CONDO GUIDE

八月二十九日至十月三日 / Aug 29 - Oct 3, 2015 Volume 4 Issue 7

各式電子工具都可瀏覧網上參閱 ChineseHomeGuide.com

本期內容2015年萬錦市

中秋節慶祝活動共管柏文住客的權益和責任

設計專題: 廚櫃底抽屜

001-GTA Chinse Front Cover_082915.indd 1

2015-08-13 10:38 AM

Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.

Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area.

Pick Up Your Copy Today or call us for a free copy at 416.626.4889!

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96 YPNEXTHOME.CA

088-GTA Chinese New Home.indd 96 2015-11-24 5:05 PM


Hot Properties

LATEST LISTINGS Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca

new openings

GLENWAY NEWMARKET By: Andrin Homes

City: Newmarket

Housing type: Two- and three-bedroom

townomes from the $500’s, detached homes

and bungalows on 50-ft. lots homes from

the $800’s

glenwayliving.com

GATES OF NOBLETON By: Tribute Communities

City: Nobleton

Housing type: Collection of 50-, 60-. 70-

and 80-ft. detached homes.

mytribute.ca

BRIAR HILL CITY TOWNS By: Madison Homes

City: Toronto

Housing type: One- and two-storey urban

towns at Dufferin Street and Briar Hill Avenue.

madisonhomes.ca

TRAFALGAR RIDGE By: Dunpar Homes

City: Oakville

Housing type: Luxury, three-bedroom

townhomes from the mid $600’s

dunparhomes.com

SPICE URBAN TOWNS By: Hi Rise (West) Inc.

City: Toronto

Housing type: Bungalow and two-storey

urban towns with rooftop terraces from mid

$300’s

spiceondanforth.com

THE FAIRGROUNDS By: Oxford Homes

City: Sutton

Housing type: Freehold towns from the low

$300’s; detached singles from the low $400’s

oxfordhomescanada.com

HOLLAND LANDING By: Andrin Homes

City: Hillsborough

Housing type: Detached homes on 38-,

40- and 45-ft. lots from $629,990

andrinhomes.com

SEASONS By: Primont Homes

City: Caledon

Housing type: 42- and 43-ft.

detached homes from $714,900

primonthomes.com

LOTUS POINTE By: Rosehaven Homes

City: Caledon

Housing type: Freehold towns from

$459,990 and 36-ft. singles from $614,990

moveuptocaledon.ca

BRIAR HILL CITY TOWNS

MAPLE STATION By: Andrin Homes

City: Vaughan

Housing type: Modern freehold townhomes

from the low $600’s

andrinhomes.com

FOXTRAIL By: Brookfield Residential

City: Uxbridge

Housing type: Bungalow townhomes from

$469,990

brookfieldhomes.ca

new releases

RENAISSANCE TOWNES By: Primont Homes

City: Woodbridge

Housing type: Final release of luxury freehold

townhomes

primonthomes.com

DREAMFIELDS By: Rosehaven Homes

City: Bradford

Housing type: 36- and 45-ft. singles from

$519,990

rosehavenhomes.com

HUMBER MEWS By: Menkes

City: Etobicoke

Housing type: Townhomes with basement

and garage access from $559,990

menkes.com

preview registration

KLEINBURG GLEN By: Gold Park Homes

City: Kleinburg

Housing type: An exclusive collection of

luxury homes from the upper $600’s

goldparkhomes.com




SEATON TAUNTON By: Mattamy Homes

City: Pickering

Housing type: Affordable townhomes

alongside greenspaces and other amenities.

mattamyhomes.com

THE LOGGIAS IN RICHDALE By: Senator Homes

City: Richmond Hill

Housing type: Luxurious 40-, 50- and 60-ft.

detached homes on deep lots

senatorhomes.com

ST. JOHN’S FOREST By: Mattamy Homes

City: Aurora

Housing type: 45- and 50-ft. lots in a

wooded enclave

mattamyhomes.com

TRAILS AT CARDINAL POINT By: Geranium Homes

City: Stouffville

Housing type: Limited collection of freehold

towns and single-family ravine homes

geraniumhomes.com

WHITBY CENTRAL By: Brookfield Residential

City: Whitby

Housing type: Single-detached homes in an

established family neighbourhod.

brookfieldhomes.ca

THE BROOK By: Delpark Homes

City: Oshawa

Housing type: Single-family homes on

30-, 36- and 40-ft. lots

thebrookhomes.com

NEW SEATON By: Brookfield Residential

City: Pickering

Housing type: Coming in 2016 – register

to be among the first to learn about this

new community

brookfieldhomes.ca

HERON PARK By: Mattamy Homes

City: Scarborough

Housing type: Townhomes and semi-

detached homes

mattamyhomes.com

9130 BATHURST By: Senator Homes

City: Richmond Hill

Housing type: Modern two-car garage

townhomes

senatorhomes.com

SPRING VALLEY JUNCTION By: Lindvest

City: Brampton

Housing type: 38- and 41-ft. detached homes

lindvest.com

MEADOWGREEN By: Heathwood Homes

City: Brampton

Housing type: Townhomes, semis and singles

on Mississauga Road

heathwood.com

CREDIT RIVER GOLF ESTATES By: Bremont Homes

City: Brampton

Housing type: Estate homes on Creditview

Road from more than $1 million

mybremont.ca

GREEN VALLEY ESTATES By: Bayview-Wellington Homes

City: Bradford

Housing type: Townhomes, semis

and singles

greenvalleyestates.com

THE ARBOURS By: CountryWide Homes

City: Aurora

Housing type: Single-detached homes

countrywidehomes.ca

DREAMFIELDS By: CountryWide Homes

City: Bradford

Housing type: Single-detached homes and

townhomes

countrywidehomes.ca

OAK PARK By: Ballantry Homes

City: Oakville

Housing type: Urban townhomes and midrise

condominiums

ballantryhomes.com

HAWTHORNE VILLAGE ON THE ESCARPMENT By: Mattamy Homes

City: Milton

Housing type: Exclusive townhomes

mattamyhomes.com

MOUNT PLEASANT By: Great Gulf

City: Brampton

Housing type: Full-depth lots with unique

standard features

greatgulf.com

WOODLAND HILLS By: CountryWide Homes

City: Newmarket

Housing type: Townhomes and singles, some

with court, ravine and pie-shaped lots

countrywidehomes.ca

UPTOWNS AT BAYVIEW By: Treasure Hill Homes

City: Richmond Hill

Housing type: Freehold townhomes at

Bayview and Hwy. 7

treasurehill.com

BuildersIf you would like to include your preview

registration, new release or site opening

in this feature, just email the details to

[email protected]

continued from page 89

TRAILS AT CARDINAL POINT

LATEST LISTINGS Find your next home! Find more properties at ypnexthome.caCompare mortgage rates for your best dealCHARTERED BANKS variable 6 months 1 year 2 years 3 years 4 years 5 years

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE

November 16, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700

OTHER FINANCIAL INSTITUTIONS

TRUST COMPANIES

ATB Financial 2.45 4 2.94 2.64 2.64 2.74 2.94 4.00op 4.00op 4.00op Alterna Svgs/Alterna Bk 2.55 4 2.85 2.85 2.59 2.94 2.68 6.30op 5.30op Bank of Montreal 2.7 4 2.89 2.84 3.39 3.89 2.79 6.30op 6.30op Bank of Nova Scotia 2.7 4.55 3.29 3.09 3.39 3.89 2.84 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.74 6.45op 6.30op CFF Bank 2.69 2.24 2.39 2.59 2.69CIBC 2.7 2.84 2.79 2.39 2.74 4.79 6.70op 6.35op ICICI Bank Canada 2.75 3.15 3.65 3.64 3.69 3.69Manulife Bank 2.4 4.45 3 2.94 2.84 2.79 2.69 3.20op National Bank n/a 4.4 3.14 3.04 3.39 2.69 2.79 6.70op 6.70op President’s Choice Finan 2.7 2.79 3.34 3.99 4.44Royal Bank 2.45 3.14 2.29 2.64 2.74 2.94 6.30op 6.30op TD Canada Trust 2.45 2.89 2.84 3.39 2.64 4.64 6.30op Tangerine 2.7 3.19 3.24 3.49 3.69 3.79

Community Trust n/a 6.5 3.14 3.25 3.95 4.39 4.64Concentra Financial n/a 5 2.89 2.59 3.39 3.89 4.64 6.70op 6.30op Effort Trust n/a 4.45 3.35 3.5 3.7 4.3 4.35 6.30op 6.30op Home Trust Company 2.2 3.95 2.69 2.24 2.39 2.59 2.69Investors Group Trust n/a 4.2 3.14 3.09 3.39 3.89 2.59 6.50op 6.30op MTCC 2.7 4.55 3.29 3.09 3.39 3.89 2.84 6.45op 6.50op

Comtech Credit Union 2.45 6.2 2.79 2.89 2.95 2.99 2.69 6.40op 6.30op First National Fin. LP 3.1 2.29 2.24 2.44 2.64 2.74IC Savings 2.7 6.15 2.89 2.35 2.89 2.79 2.79 6.50op 6.50op London Life n/a 4.2 3.14 3.09 3.39 3.89 4.74 6.50op 6.30op Luminus Financial 3.25 3.25 3.2 3.65 4 4.5 6.25op Meridian Credit Union 2.5 4 3.09 3.09 3.55 2.49 2.54 6.30op Parama Credit Union 2.65 2.8 2.85 2.95 3.05 3.15 2.95op Steinbach Credit Union 2.25 2.45 2.55 2.55 2.65 2.65

ONLINE CALCULATORypnexthome.ca/mortgage-calculator

Homebuyers’ Help



Compare mortgage rates for your best dealCHARTERED BANKS variable 6 months 1 year 2 years 3 years 4 years 5 years

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE

November 16, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700

OTHER FINANCIAL INSTITUTIONS

TRUST COMPANIES

ATB Financial 2.45 4 2.94 2.64 2.64 2.74 2.94 4.00op 4.00op 4.00op Alterna Svgs/Alterna Bk 2.55 4 2.85 2.85 2.59 2.94 2.68 6.30op 5.30op Bank of Montreal 2.7 4 2.89 2.84 3.39 3.89 2.79 6.30op 6.30op Bank of Nova Scotia 2.7 4.55 3.29 3.09 3.39 3.89 2.84 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.74 6.45op 6.30op CFF Bank 2.69 2.24 2.39 2.59 2.69CIBC 2.7 2.84 2.79 2.39 2.74 4.79 6.70op 6.35op ICICI Bank Canada 2.75 3.15 3.65 3.64 3.69 3.69Manulife Bank 2.4 4.45 3 2.94 2.84 2.79 2.69 3.20op National Bank n/a 4.4 3.14 3.04 3.39 2.69 2.79 6.70op 6.70op President’s Choice Finan 2.7 2.79 3.34 3.99 4.44Royal Bank 2.45 3.14 2.29 2.64 2.74 2.94 6.30op 6.30op TD Canada Trust 2.45 2.89 2.84 3.39 2.64 4.64 6.30op Tangerine 2.7 3.19 3.24 3.49 3.69 3.79

Community Trust n/a 6.5 3.14 3.25 3.95 4.39 4.64Concentra Financial n/a 5 2.89 2.59 3.39 3.89 4.64 6.70op 6.30op Effort Trust n/a 4.45 3.35 3.5 3.7 4.3 4.35 6.30op 6.30op Home Trust Company 2.2 3.95 2.69 2.24 2.39 2.59 2.69Investors Group Trust n/a 4.2 3.14 3.09 3.39 3.89 2.59 6.50op 6.30op MTCC 2.7 4.55 3.29 3.09 3.39 3.89 2.84 6.45op 6.50op

Comtech Credit Union 2.45 6.2 2.79 2.89 2.95 2.99 2.69 6.40op 6.30op First National Fin. LP 3.1 2.29 2.24 2.44 2.64 2.74IC Savings 2.7 6.15 2.89 2.35 2.89 2.79 2.79 6.50op 6.50op London Life n/a 4.2 3.14 3.09 3.39 3.89 4.74 6.50op 6.30op Luminus Financial 3.25 3.25 3.2 3.65 4 4.5 6.25op Meridian Credit Union 2.5 4 3.09 3.09 3.55 2.49 2.54 6.30op Parama Credit Union 2.65 2.8 2.85 2.95 3.05 3.15 2.95op Steinbach Credit Union 2.25 2.45 2.55 2.55 2.65 2.65

ONLINE CALCULATORypnexthome.ca/mortgage-calculator

Homebuyers’ Help


The Urban Townhome Collection, TorontoThe Victoria Model Home, 2,628 sq.ft. + 622 sq.ft. Terrace

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ANDRIN HOMES - Claridge Gate 33

ANDRIN HOMES - Hillsborough Holland Landing 33

ARISTA HOMES - Aurora Trails 5 & 23

ARISTA HOMES - Boxgrove Village Markham 23

ARISTA HOMES - IMPRESSIONS 23

ARISTA HOMES - Vaughan Valley Estates 23

ARISTA HOMES - Whitby Meadows 23

ASPEN RIDGE HOMES - Chelsea Maple Station IFC

ASPEN RIDGE HOMES - Corporate IFC & 1

ASPEN RIDGE HOMES - King Country Estates IFC

ASPEN RIDGE HOMES - Mayfield Village IFC

ASPEN RIDGE HOMES - Upper West Side IFC

AVERTON HOMES - Averton Common 21

AVERTON HOMES - Averton Square 21

AVERTON HOMES - Beacon Hill Bowmanville 21

AVERTON HOMES - Corporate 20

AVERTON HOMES - Evolution 21

AVERTON HOMES - Main Street Seaton 21

AVERTON HOMES - Victoria Highlands 21

BALLYMORE HOMES - Mill Street Village 29

BRIARWOOD HOMES - Mill Street Village 29

BROOKFIELD RESIDENTIAL - Grand Central 27

CHINESE HOME & CONDO GUIDE - Promo 88

COUNTRY WIDE HOMES - Corporate 34-35

DUNPAR HOMES - Trafalgar Ridge 43

FAMILY OF MAGAZINES - Promo 92

FAR SIGHT HOMES - Model Home of the Month 59

FIELDGATE HOMES - Aurora Trails 5, 25 & Insert

FIELDGATE HOMES - BlueSky Stouffville 25

FIELDGATE HOMES - IMPRESSIONS 25 & Insert

FIELDGATE HOMES - Lotus Pointe Caledon 25 & Insert

FIELDGATE HOMES - Valley Lands 25 & Insert

FIELDGATE HOMES - Whitby Meadows 25

FOREST HILL HOMES - Cornell Rouge 11

GOLD PARK HOMES - Encore Brampton 75

GOLD PARK HOMES - Kleinburg Glen 53

GREAT GULF - Hillsborough Holland Landing 19

GREAT GULF - Summerlyn Village 19

ADVERTISERINDEX


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GREAT GULF - Westfield 19

HEATHWOOD HOMES - Country Lane in Whitby 45

HEATHWOOD HOMES - Meadow Green 45

HI RISE (WEST) INC. - Spice Urban Towns on Danforth Rd 55

IDEAL DEVELOPMENTS - Meadowvale Lane 41

IDEAL DEVELOPMENTS - Modern Manors 41

IDEAL DEVELOPMENTS - Pinnacle on the 14th Avenue 41

IDEAL DEVELOPMENTS - Richmond Towns 41

KANTIUM DEVELOPMENT & CONSTRUCTION - Trafalgar Green 37

LUXURY LIVING MAGAZINE - Promo 22

MADISON HOMES - Briar Hill 15

MADISON HOMES - Cornell Rouge 11

MANCINI HOMES - West Ridge Place Orillia 57

MATTAMY HOMES - Cornell BC

MATTAMY HOMES - Cranberry Hill 96 & IBC

MATTAMY HOMES - Heron Park 8

MATTAMY HOMES - Upper Summerside 9

MENKES - Corporate 6

MENKES - Dwell City Town 7

MENKES - Hometown Sharon Village 7

MENKES - Humber Mews 7

MENKES - The Enclaves of Upper Canada 7

PRIMONT HOMES - JadeGarden at Cornell 12

PRIMONT HOMES - Newtowns at Mount Pleasant 12

PRIMONT HOMES - Renaissance Townes 13

PRIMONT HOMES - Seasons in Caledon 12

PRIMONT HOMES - Uptowns on Bayview 12

ROSEHAVEN HOMES - Corporate 17

ROSEHAVEN HOMES - The Neighbourhoods of Mount Pleasant 16

ROSEHAVEN HOMES - Urban Towndominiums at Mount Pleasant 16

SCHWARZ LAW LLP - Barristers & Solicitors 47

TOWNWOOD HOMES - The Neighbourhoods of Mount Pleasant 16

TOWNWOOD HOMES - Urban Towndominiums at Mount Pleasant 16

WHAT’S ONLINE - Promo 94

YOUR FIRST HOME - Promo 50

YP NEXT HOME - Promo 32, 44 & 72


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FOLLOW US:


SALES CENTRE HOURS: Monday - Thursday 1 pm - 8 pm; Friday 1 pm - 6 pm; Saturday, Sunday and Holidays 11 am - 6 pm

Indigo Model Homesin Wildflowers, Kitchener

VILLAGE HOME, THE ERIN ‘COLONIAL’ 1,283 SQ.FT.

‘COLONIAL’

REAR LANE TOWNHOME, THE BRANTFORD ‘GEORGIAN’ 1,736 SQ.FT.

‘GEORGIAN’

TOWNHOME, THE SPRINGVALE ‘TUDOR’ 1,764 SQ.FT.

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NOW OPENSTYLISH & AFFORDABLE NEW TOWNHOME DESIGNS IN CRANBERRY HILLTAKE YOUR CHOICE FROM VILLAGE HOMES,TOWNHOMES & 2-STOREY TOWNS

CEDAR SPRINGS RD.

SPRING CREEK DR.

EVANS RD.

BRAN

T ST.

DUNDAS ST.

PARKSIDE DR.

SALESCENTRE

N

QEW

407

403

401

6

WATERDOWN

SALES CENTRE485 Dundas Street East

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.

MATOTTAWA - Cranberry Hill - New Homes And Condos - Magazine Due: 18/11/2015



Bleed: 0.125” Colours: CMYK Built: 16/11/2015 - JND

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FOLLOW US:


SALES CENTRE HOURS: Monday - Thursday 1 pm - 8 pm; Friday 1 pm - 6 pm; Saturday, Sunday and Holidays 11 am - 6 pm

Indigo Model Homesin Wildflowers, Kitchener

VILLAGE HOME, THE ERIN ‘COLONIAL’ 1,283 SQ.FT.

‘COLONIAL’

REAR LANE TOWNHOME, THE BRANTFORD ‘GEORGIAN’ 1,736 SQ.FT.

‘GEORGIAN’

TOWNHOME, THE SPRINGVALE ‘TUDOR’ 1,764 SQ.FT.

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NOW OPENSTYLISH & AFFORDABLE NEW TOWNHOME DESIGNS IN CRANBERRY HILLTAKE YOUR CHOICE FROM VILLAGE HOMES,TOWNHOMES & 2-STOREY TOWNS

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N

QEW

407

403

401

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SALES CENTRE485 Dundas Street East


MATOTTAWA - Cranberry Hill - New Homes And Condos - Magazine Due: 18/11/2015




MATGTA-CH_HP_NHnC_DPS_Mag.indd 2-3 2015-11-18 12:42 PM

FOR MORE INFORMATION ON CORNELL REGISTER AT MATTAMYHOMES.COM


FOLLOW US:

A Mattamy Townhome

COMING SOON: MATTAMY’S STYLISH RETURN TO MARKHAM

Mattamy Homes is soon returning to our flagship community

in Markham. We’re offering an impressive selection of Rear Lane

Townhomes. Of course, all the architecture will blend stylishly and

seamlessly into that of our original, and well-established community.

Surrounded by parks, a state-of-the-art recreation centre, shopping,

dining and entertainment, plus great schools and the Markham

Stouffville Hospital, we invite you to be part of the good life in Cornell.

MATOTTAWA - Cornell - New Homes And Condos - Magazine Due: 18/11/2015

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Documents

GTA New Home Guide - Nov 28, 2015