GTA New Home Guide - Nov 14, 2015

A LIMITED COLLECTION OF DETACHED HOMES ON 38 & 42 LOTS COMING SOON TO STOUFFVILLE

AB-0000 NHG Cover_Nov14_2015.indd 1 15-11-09 12:38 PM

INSIDE THIS ISSUE

THE IMPORTANCE OF SUSTAINABLE COMMUNITIES

2016 HOUSING MARKET OUTLOOK

5 STEPS TO THE PERFECTFINISHED BASEMENT

NOV 14 - 28, 2015VOLUME 23, ISSUE 21, FREE

GTA EDITION

LIVELAUGHEXPLOREDESIGNSTYLESHOPCHATOUR AWARD-WINNING SOURCE FOR IDEAS & ASPIRATIONS HAS GONE ONLINE.Check it out at AspireOnline.ca.

L I V E L A U G H E X P L O R E D E S I G N S T Y L E S H O P C H A T





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NOVEMBER 14 - 28, 2015 | NEW HOME GUIDE 3 2 YPNEXTHOME.CA

Geranium Homes New two-storey designs coming soon to Stou villeON THE COVER

property profi les

24 Fieldgate HomesNew release of 38- and 44-ft. homes at Impressions

38 ImpressionsNew lots released at Impressions in Kleinburg

58 Mancini HomesBuilding homes to suit your lifestyle in GTA and beyond

neighbourhood profi le

90 LeslievilleA friendly neighbourhood

trending

22 Averton HomesNew townhome collection at Beacon Hill, Bowmanville

32 CMHC2016 housing market outlook from CMHC

contentsNOV 14 28, 2015 | VOLUME 23 ISSUE 21

30+online

SEARCHHOME

NEIGHBOURHOOD

WITHDYNAMIC

MAPSLOOK FOR THE CIRCLE

+PHOTOS+VIDEOS+ADVICE+INSPIRATION+TRENDING

MORE

50

28

22

44 Tarion Warranty Corp.New-home buyers Tarion wants to hear from you

54 DevelopmentWe shoot, we score! New arenas boost real estate

78 Hats on for AwarenessGala raises more than $115,000 for the cause

inspiration

42 Design SecretsHow to create the perfect entrance to your new homeby Jane Lockhart

50 Style FileFive steps to a fi nished family basementby Lisa Canning

advice

14 BILD ReportThe importance of building sustainable communities by Bryan Tuckey

18 Fundamentally SpeakingIf Toronto takes a breather, it could be a good thing by Wayne Karl

28 Mortgage AdviceIs the lowest mortgage rate always the best?by Alyssa Richard

48 Legally SpeakingWhy you need a real estate lawyerby Jayson Schwarz

62 Money MattersYour guide to building a proper budget by Gail Vaz-Oxlade

buyers resource section

97 Hot Properties New releases, openings and preview registrations

98 Mortgage Rates

in every issue

4 Editors Note

10 Contributors

101 Advertiser Index

30 24

TNH 11-14-15_master.indd 2 2015-11-10 3:22 PM


Geranium Homes New two-storey designs coming soon to Stou villeON THE COVER

property profi les

24 Fieldgate HomesNew release of 38- and 44-ft. homes at Impressions

38 ImpressionsNew lots released at Impressions in Kleinburg

58 Mancini HomesBuilding homes to suit your lifestyle in GTA and beyond

neighbourhood profi le

90 LeslievilleA friendly neighbourhood

trending

22 Averton HomesNew townhome collection at Beacon Hill, Bowmanville

32 CMHC2016 housing market outlook from CMHC

contentsNOV 14 28, 2015 | VOLUME 23 ISSUE 21

30+online

SEARCHHOME

NEIGHBOURHOOD

WITHDYNAMIC

MAPSLOOK FOR THE CIRCLE

+PHOTOS+VIDEOS+ADVICE+INSPIRATION+TRENDING

MORE

50

28

22

44 Tarion Warranty Corp.New-home buyers Tarion wants to hear from you

54 DevelopmentWe shoot, we score! New arenas boost real estate

78 Hats on for AwarenessGala raises more than $115,000 for the cause

inspiration

42 Design SecretsHow to create the perfect entrance to your new homeby Jane Lockhart

50 Style FileFive steps to a fi nished family basementby Lisa Canning

advice

14 BILD ReportThe importance of building sustainable communities by Bryan Tuckey

18 Fundamentally SpeakingIf Toronto takes a breather, it could be a good thing by Wayne Karl

28 Mortgage AdviceIs the lowest mortgage rate always the best?by Alyssa Richard

48 Legally SpeakingWhy you need a real estate lawyerby Jayson Schwarz

62 Money MattersYour guide to building a proper budget by Gail Vaz-Oxlade

buyers resource section

97 Hot Properties New releases, openings and preview registrations

98 Mortgage Rates

in every issue

4 Editors Note

10 Contributors

101 Advertiser Index

30 24



Neighbourhood facts, before you buy

Good news, Ontario

If the number one rule in real estate

is location, location, location,

then making sure your next place

is in the right neighbourhood,

neighbourhood, neighbourhood is

where we come in.

At YPNextHome.ca we have taken

neighbourhood to the next level.

Finding a home is about more than

just location, its about the micro

details of the neighbourhood. To that

end, weve collected data from across

the country, right down to details of

who lives there.

We invite you to explore the more

than 2,700 neighbourhoods we

have on our new website to fi nd out

not only lives there, but what their

favourite activities and hobbies are,

and even how they commute to work.

Essentially, your neighbourhood is

an extension of your home. Get the

facts before you decide.

This issue features a neighbourhood

that weve explored and defi ned

ourselves. Its a small sample of whats

available online. I invite you to check it

out and let us know what you think!

Its been a long time a decade,

at least since Ontario was one of

the top three provinces in Canada in

terms of job growth.

Until now. Yes, good news, Ontario

our economy is outperforming

much of Canada. As recently as a

couple years ago, the phrase Go west,

go west was personifi ed in the fl ood

of inter-provincial migration in that

direction, particularly to Alberta, when

the oil and gas industry was at its peak.

Were not bleeding as much

now, says Ted Tsiakopoulos,

Ontario regional economist, Canada

Mortgage and Housing Corp.

At its 2016 outlook conference

recently, while cautioning about

conditions in Toronto in particular,

CMHC also highlighted the positive

trend emerging for the province.

The migration and employment

stories are both positive, for sure,

Tsiakopoulos says.

+ get social

Editors' Notes

EXPLORE LESLIEVILLE

TAKE A TOUR ONLINEypnexthome.ca/leslieville-neighbourhood

Interact with us on social media: ypnexthome

SUSAN LEGGEEditor-in-Chief / Director of ContentYellow Pages NextHomeEmail: [email protected]: @SusanLegge

WAYNE KARLSenior EditorYellow Pages NextHomeEmail: [email protected]: @WayneKarl

4 YPNEXTHOME.CA


Prices and specifi cations are subject to change without notice. Renderings are Artists concept. E. & O. E.

FREEHOLD TOWNHOMES FROMTHE $600S

SEMIS FROMTHE $700S

SINGLES FROM$1 MILLION +

Dont miss out, final opportunity to be a part of Auroras best-selling community.

Sales Offi ce:25 Mavrinac Blvd., Aurora, ON L4G 0E7

AURORA

905-751-1385A U R O R A T R A I L S . C O M

BUY ONE OF OUR 2 DESIGNER, FULLY LOADED

MODEL HOMES AND MOVE IN NOW!

PLEASE, NO GOTHAM.

FINAL LOT RELEASE

SINGLES ALSO AVAILABLE

905-841-8854

SPECTACULAR FREEHOLD TOWNS & SEMIS IN AURORA

ARIS-AUR-A-AD-NHC-NOV5-1.indd 1 11/9/15 9:37 AM005-Arista-Aurora 11-14-15.indd 5 2015-11-09 6:16 PM

Start your day with

the perfect cup

Life Storeymenkes.com

A family dinner that

is simply delicious

Take the kids

grocery shopping

How will you keep

the family entertained

and inspired?

Make sure the kids

brush their teeth before

they go to bed!

Home to all lifes sweetest moments From the first notes of

birdsong outside your

bedroom window to

nights filled with sweet

dreams, home is where

we enjoy so many of lifes

finest moments.

Make every minute count

with open-concept

interiors that bring the

family closer together,

and perfectly situated

communities that put

everything you need just

outside your front door.

Dwell Etobicoke

New ReleaseBurnhamthorpe Rd. & West Mall416.259.2525Starting from the mid $500s

Humber Mews Etobicoke

Under ConstructionBrowns Line & Evans Ave.416.259.2525Starting from the mid $500s

The Enclaves of Upper Canada Georgetown

New ReleaseGuelph St. & MacFarlane Dr.289.891.9103Starting from the high $400s

Hometown Sharon Village East Gwillimbury

Coming SoonLeslie St. & Green LaneRegister now at menkes.com

A lifetime of happinessFor over 60 years, Menkes has focused on growing smart and

successful communities perfectly suited to the ways modern

families, singles and couples want to live. Come home to

Menkes today, where every day in your Life Storey begins and

ends with total customer satisfaction.

Todays

Facebook.com/MenkesLife @MenkesLife

Prices and specifications are subject to change. E.&O.E. September 2015.

Trips to the local library,

swimming pools,

skating rinks and more

6

006-007-Menkes-Corp 09-05-15.indd 6 2015-11-09 6:16 PM

Start your day with

the perfect cup

Life Storeymenkes.com

A family dinner that

is simply delicious

Take the kids

grocery shopping

How will you keep

the family entertained

and inspired?

Make sure the kids

brush their teeth before

they go to bed!

Home to all lifes sweetest moments From the first notes of

birdsong outside your

bedroom window to

nights filled with sweet

dreams, home is where

we enjoy so many of lifes

finest moments.

Make every minute count

with open-concept

interiors that bring the

family closer together,

and perfectly situated

communities that put

everything you need just

outside your front door.

Dwell Etobicoke

New ReleaseBurnhamthorpe Rd. & West Mall416.259.2525Starting from the mid $500s

Humber Mews Etobicoke

Under ConstructionBrowns Line & Evans Ave.416.259.2525Starting from the mid $500s

The Enclaves of Upper Canada Georgetown

New ReleaseGuelph St. & MacFarlane Dr.289.891.9103Starting from the high $400s

Hometown Sharon Village East Gwillimbury

Coming SoonLeslie St. & Green LaneRegister now at menkes.com

A lifetime of happinessFor over 60 years, Menkes has focused on growing smart and

successful communities perfectly suited to the ways modern

families, singles and couples want to live. Come home to

Menkes today, where every day in your Life Storey begins and

ends with total customer satisfaction.

Todays

Facebook.com/MenkesLife @MenkesLife

Prices and specifications are subject to change. E.&O.E. September 2015.

Trips to the local library,

swimming pools,

skating rinks and more

7

006-007-Menkes-Corp 09-05-15.indd 7 2015-11-09 6:16 PM

COMING SOON AFFORDABLE, NATURALLY BEAUTIFUL LIVING CAN BE YOURS

Taunton Taunton

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM

Follow us: All illustrations are artists concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.

Well soon be back in Pickering with a higher level of inviting affordable living. Your community offers plenty of rejuvenating green spaces including family-friendly parks, plus walking & biking paths. And youll still be near great choices for city shopping, dining, recreation and, of course, access anywhere via the 401 & 407 highways.

FOR INFORMATION & UPDATES WE INVITE YOU TO REGISTER TODAY.

MATTAMY RETURNING SOON TO PICKERING IN SEATON TAUNTON

36' HOME, THE PELHAM TUDOR 2,356 SQ.FT. TOWNHOME, THE NORMANDALE CRAFTSMAN 1,675 SQ.FT.

CRAFTSMAN

Wintergreen Model Homein Wildflowers, Kitchener

MATGTA - Seaton - New Homes and Condos - Magazine DPS Due: 04/11/15

File Name: MATGTA-Seaton_HP_USS_NHnC_DPS Publication: New Homes and Condos

Trim: 7.5" x 10.5" Safety/V.O.: .25 DPI: 300

Bleed: .125 Colours: CMYK Built: 02/11/2015 JND

MATGTA-Seaton_HP_USS_NHnC_DPS.indd 1-2 2015-11-03 3:43 PM008-009-Mattamy-Seaton 11-14-15.indd 8 2015-11-09 6:16 PM

COMING SOON AFFORDABLE, NATURALLY BEAUTIFUL LIVING CAN BE YOURS

Taunton Taunton

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM

Follow us: All illustrations are artists concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.

Well soon be back in Pickering with a higher level of inviting affordable living. Your community offers plenty of rejuvenating green spaces including family-friendly parks, plus walking & biking paths. And youll still be near great choices for city shopping, dining, recreation and, of course, access anywhere via the 401 & 407 highways.

FOR INFORMATION & UPDATES WE INVITE YOU TO REGISTER TODAY.

MATTAMY RETURNING SOON TO PICKERING IN SEATON TAUNTON

36' HOME, THE PELHAM TUDOR 2,356 SQ.FT. TOWNHOME, THE NORMANDALE CRAFTSMAN 1,675 SQ.FT.

CRAFTSMAN

Wintergreen Model Homein Wildflowers, Kitchener

MATGTA - Seaton - New Homes and Condos - Magazine DPS Due: 04/11/15

File Name: MATGTA-Seaton_HP_USS_NHnC_DPS Publication: New Homes and Condos

Trim: 7.5" x 10.5" Safety/V.O.: .25 DPI: 300

Bleed: .125 Colours: CMYK Built: 02/11/2015 JND

MATGTA-Seaton_HP_USS_NHnC_DPS.indd 1-2 2015-11-03 3:43 PM008-009-Mattamy-Seaton 11-14-15.indd 9 2015-11-09 6:16 PM


Contributors

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES, NATIONAL

Moe Lalani

SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DECOR & RENOVATIONS

Conni Robinson

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO

Susan Maxwell

EDITOR

Wayne Karl

ART DIRECTOR

Tammy Leung

CONTRIBUTING EDITORS

Sara Duck (on leave), Marlene Eisner, Elisa Krovblit, Lydia McNutt (on leave)

SENIOR ACCOUNT EXECUTIVE

Nina Downs [email protected]

SENIOR ACCOUNT EXECUTIVE

Dionne Fraser [email protected]

SALES & MARKETING CO-ORDINATOR

Antoinette Jackson

DISTRIBUTION & SALES CO-ORDINATOR

Sarah Khan

NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

Bala Gnanapandithan

PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic

GRAPHIC DESIGNERS

Viosa Barileva, Mike Terentiev

Published by

#500-401 The West MallEtobicoke, ON M9C 5J5T 416.626.4200 F 416.784.5867ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates and information. CIRCULATION Free distribution in select high-tra c street boxes, stores, banks, fi nancial institutions and select condominium sales o ces.COPYRIGHT 2015 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and o enders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.EDITORIAL SSubmissions from interested parties will be considered. Please submit to the editor [email protected]

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

TARION REPORTHOWARD BOGACHHoward Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or fi nd us on Facebook at facebook.com/TarionWarrantyCorp.

LEGALLY SPEAKINGJAYSON SCHWARZ, Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law fi rm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at [email protected] or phone at 416.486.2040

BILD REPORTBRYAN TUCKEYBryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILDs o cial online blog (bildblogs.ca)

DESIGNER ADVICE JANE LOCKHART Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

MONEY MATTERS GAIL VAZ-OXLADEGail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

more onlineWe have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

MORTGAGE ADVICEALYSSA RICHARDAlyssa Richard is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart fi nancial decisions.

DESIGNER ADVICE YANIC SIMARD Yanic Simard is the principal designer of the award-winning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytvs CityLine. Check out Yanics accessory line, Yanic Simard Selected, online at ysselectd.com


SALES OFFICE LOCATED AT

655 Cornell Centre Boulevard (at 16th Avenue)

Open Monday to Thursday from 1 to 8 p.m.Friday by appointment only

Weekends & Holidays from 11 a.m. to 6 p.m.

Renderings are artists concept. Prices and specifi cations are subject to change without notice. See sales representatives for details. E & O.E.

cornellrouge.com 905.472.9556

Markham

FREEHOLD TOWNHOMES

FROM 1,881 SQ FT

FROM 2,175 SQ FT

SINGLE FAMILY HOMES on 30', 36' & 40'

$600's $800'sfrom the high

New Release! New Designs!

M A R K H A M

AMAZING AMENITIES AT YOUR DOORSTEP new cornell community centre & library

markham stouffville hospital

new shopping centres & retail shops

excellent public & private schools

parks, playgrounds & woodlots

easy access to 401, 404, 407 & GO transit

tour our

8decoratedmodel homes

from the high

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H O M E S Consider Yourself at Home PrimontHomes.com

Come home to Vaughans fi nest family community with beautiful pond and crescent lots,

distinctive brick and stone exteriors, 2-car garages and more. Located in the heart of

Woodbridge steps from highways, shopping, schools, and recreation.

Visit Our Presentation Centre Today!

Limited Time Offer$5000 Dcor Dollars, Granite Kitchen Countertops

+ 2 1/4 Natural hardwood fl ooring*

POND LOTS | CRESCENT LOTS | 2-CAR GARAGES

PRICES STARTING FROM: $749,900

See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

Rendering is artists concept. E.&O.E.

Connect with us on #MyPrimontHome3890 Major Mackenzie Drive West

Hours of Operation:Monday Thursday: 1pm 8pm

Friday & Holidays: Closed

Saturday & Sunday: 11am 6pm

905.417.3363

NOW OPEN PHASE 3FINAL RELEASE OF LUXURY FREEHOLD TOWNHOMES

VAUGHANS MOST PRESTIGIOUS ADDRESS

PRIM 43544 NHG Nov4 v4.indd All Pages 15-10-30 4:43 PM

12 YPNEXTHOME.CA

012-013-Primont-Corp 11-14-15.indd 12 2015-11-09 6:16 PM

H O M E S Consider Yourself at Home PrimontHomes.com

Come home to Vaughans fi nest family community with beautiful pond and crescent lots,

distinctive brick and stone exteriors, 2-car garages and more. Located in the heart of

Woodbridge steps from highways, shopping, schools, and recreation.

Visit Our Presentation Centre Today!

Limited Time Offer$5000 Dcor Dollars, Granite Kitchen Countertops

+ 2 1/4 Natural hardwood fl ooring*

POND LOTS | CRESCENT LOTS | 2-CAR GARAGES

PRICES STARTING FROM: $749,900

See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

Rendering is artists concept. E.&O.E.

Connect with us on #MyPrimontHome3890 Major Mackenzie Drive West

Hours of Operation:Monday Thursday: 1pm 8pm

Friday & Holidays: Closed

Saturday & Sunday: 11am 6pm

905.417.3363

NOW OPEN PHASE 3FINAL RELEASE OF LUXURY FREEHOLD TOWNHOMES

VAUGHANS MOST PRESTIGIOUS ADDRESS

PRIM 43544 NHG Nov4 v4.indd All Pages 15-10-30 4:43 PM

NOVEMBER 14 - 28, 2015 | NEW HOME GUIDE 13

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MORE ADVICE ONLINEypnexthome.ca/news/advice

Advice | BILD REPORT

By Bryan Tuckey

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on

Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILDs o cial online blog (bildblogs.ca).

The importance of building sustainable communities

BUILDERS ARE RAISING the bar

on the overall environmental

performance and sustainability of

new homes and businesses by using

innovative design and construction

practices across the GTA.

Sustainability is a term that is used

often and it can mean many things.

Broadly, sustainability means meeting

our needs without compromising

the ability of future generations to

meet their needs. Its not always

easy to accomplish because it takes

a balancing act of economic, social

and environmental priorities. But as

this region grows and evolves, it is

becoming more important to create

communities that will endure for

future generations.

All builders must meet the strict

standards set out in the Ontario

Building Code, which was recently

amended to include more energy

e ciency requirements. Some

builders are even going a step further.

BILD member TAS Design Build

has a proven track record in green

building and creating sustainable

initiatives that engage the community.

BILDs Green Builder of the Year

in 2014, TAS took an innovative

approach to designing and building

DUKE Condos, an eight-storey

development now under construction

on Dundas Street West in Torontos

popular Junction neighbourhood.

Designed by fellow BILD member

Quadrangle Architects, every suite

will have an innovative system

that reduces energy demand and

enhances air quality. There will

also be planters to harvest herbs

and vegetables on all south-facing

terraces and a green roof.

All TAS buildings, including the

DUKE Condos, will have a 40/60 ratio

of window to solid surfaces on the

exterior in an e ort to increase the

buildings energy performance.

On the commercial side, land

developers and builders are also

introducing innovative ways to

construct sustainable buildings.

Hullmark Developments restored a

117-year-old brick warehouse with

the help of Quadrangle Architects at

60 Atlantic Ave. in the citys Liberty

Village neighbourhood.

Re-use of the building is an

important sustainable aspect of the

project. The site was excavated,

exposing the basement to a new

outdoor courtyard and turning the

lower level into a bright, open space

that now houses a brewpub with

outdoor beer garden. The buildings

original brick walls and heavy timber

beams were restored, high ceilings

were re-instated and generous

windows were installed with a new

heating, cooling and air quality system.

The project recently received

three awards from three di erent

organizations including a Toronto

Urban Design Award.

In Peel Region, BILD member

Orlando Corporation just installed

24 electric vehicle chargers at

Heartland Town Centre. It is the single

largest installation of electric vehicle

charging stations in Canada.

This forward-thinking installation at

one of Mississaugas biggest outdoor

shopping malls is one way to minimize

drivers environmental footprint while

encouraging sustainable travel.

The strides builders and

developers are making in sustainable

construction benefi t new

homeowners, tenants and everyone

living in the GTA.


Now Open

Saturday, October 17th Register Online to

Receive Your Invitation

Bold. Brilliant. Briar Hill at Dufferin.

Starting from the high $300s

An enclave of one and two-storey urban towns in a well-established, family friendly

community. Stroll along tree-lined walkways to the city park next door and enjoy the

many convenient amenities this mid-town neighbourhood has to offer.

Presentation Centre2 Wingold Ave., Toronto

Rendering is artist`s concept. Prices and specifications are subject to change without notice. Marketed by International Home Marketing Group. Brokers protected. E. & O.E.

MadisonHomes.caJoin the conversation:

first.

647-351-2055

MADI-BRI-A-AD-NHC-NOV5-1.indd 1 11/5/15 11:50 AM015-Madison-BriarHill 11-14-15.indd 15 2015-11-09 6:16 PM

For directions, maps, hours and community information call our hotline (1-888/416) 410-0175

Visit RosehavenHomes.com

Its Moving Days!In Thorold, Caledon, and Brampton, Rosehaven has inventory savings on Ready-Soon Homes including a choice of move-in dates! Choose from a selection of stunning singles and towns with immediate occupancy or a home thats ready next spring or summer. Its up to you. Visit today then get packing!

**The rendering depicted is of an individual home. Lot 25R, however, will have the garage side wall attached to the adjoining home on Lot 25L. *Unit 10 - Includes finished lower level. Prices and specifications correct at press time. Renderings are artist concept. Actual usable floor space may vary from the stated floor area. Closing dates for Caledon & Mt. Pleasant may vary depending on time of Purchase. E. & O.E.

GIBSON HEIGHTS IN THOROLDSales Centre: 13 White Ash Rd. Thorold, ON 905-680-7239

KINGFISHER ELEV AFreehold Townhome1,331 sq. ft. / Unit 3 WAS $292,495 NOW $284,990 Move In Ready!

HUMMINGBIRD ELEV B30 Attached Single** 1,572 sq.ft. / Lot 25RWAS $453,397 NOW $429,990 Move In Ready!

MT. PLEASANT IN BRAMPTONSales Centre: 10585 Mississauga Rd. Brampton ON 647-261-1416

THE DONNELLY ELEV A Freehold 20 Town1,327 sq. ft. / Unit 21 & 65 $463,990 Move in by Summer 2016

THE RIVERSTONE ELEV BFreehold 20 Townhome1,727 sq. ft. / Units 37 & 56 $484,990 Move in by Summer 2016

LOTUS POINTE IN CALEDON Sales Centre: 3035 Old School Road Caledon, ON 905-838-1301

ABRACADABRA ELEV B Freehold 2-Storey Town1,951* sq. ft. / Unit 10 WAS $496,212 NOW $486,990 Move In Spring/Summer 2016

BIG BEN B2 Freehold 3-Storey Town2,031 sq. ft. / Unit 21 WAS $524,359 NOW $518,990 Move In Spring/Summer 2016

GREAT SAVINGS FROM WEST TO EAST

016-Rosehaven-MovingDays 11-14-15.indd 16 2015-11-09 6:16 PM

For directions, maps, hours and community information call our hotline (1-888/416) 410-0175

Visit RosehavenHomes.com

Seek haven from the ordinary

HAVEN: A PLACE OF SAFETY OR REFUGE

Seek haven from the common, the oh-so-typical, the average, the middle-of-the-road, the good-enough, the run-of-the-mill. At Rosehaven, we will never be satisfied with anything less than the exceptional. Because we know you wont.

Urban Towndominiums, Mount Pleasant, Brampton

Urban Towndominiums, Mount Pleasant, Brampton

COMMUNITIES

CHIPPAWA/NIAGARALYONS CREEK30 Single $339,9901 HOME LEFT, MOVE IN THIS YEAR!

THOROLDGIBSON HEIGHTSLIMITED HOMES REMAINING!30 Attached Singlesand Freehold Towns from the upper $200sMove in Ready Inventory Homes Available

STONEY CREEKON THE RIDGE40 and 35 Singles from the upper $400sSemi Detached Homes from the upper $300s

OAKVILLEWOODLAND TRAILSFreehold Towns starting from the mid $600s

BRAMPTONNEIGHBOURHOODS OFMOUNT PLEASANT45, 41, 38 & 30 Singles from the mid $500sFreehold Towns from the mid $400sNEW RELEASE - NOW OPEN!

BRAMPTONURBAN TOWNDOMINIUMS IN MOUNT PLEASANTStarting from $299,990From 838 sq.ft to over 1,230 sq.ft.NEW RELEASE - NOW OPEN!

CALEDONLOTUS POINTE36 Singles from the low $600s2 & 3 Storey Freehold Towns from the mid $400s

OAKVILLETHE RANDALL RESIDENCESOnly 11 remaining, suites from 1,800 to over 3,000 sq.ft.Move in from $2.0 million.CONSTRUCTION WELL UNDERWAY

KLEINBURGKLEINBURG HERITAGE ESTATESOnly 3 Estate Singles remainingMove in from $1.7 millionMODEL HOME FOR SALE

ROSEHAVENPLATINUM.COMPrices and specifications correct at press time. Renderings are artist concept. Prices quoted are in thousands except for Kleinburg & Randall pricing. E. & O.E.

COMING EARLY 2016AFFINITY CONDOMINIUMS Two Contemporary six storey buildingsALDERSHOT IN BURLINGTONRegister today at Affinitycondo.com

017-Rosehaven-Corp 11-14-15.indd 17 2015-11-09 6:16 PM


WELL, IT WAS BOUND to happen. The

Toronto housing market has been

so hot for so long, a bit of a breather

shouldnt come as a great surprise.

Nor is it as alarming news.

Unless, of course, Canada

Mortgage and Housing Corp.s more

likely forecast scenario of a soft

landing gives way to something a little

more serious.

At the recent Toronto kick-o

of its series of Housing Outlook

Conferences across the country,

CMHC actually used the term

potential correction in its

commentary on the Toronto and GTA

markets. As in, its a possibility. This in

itself is noteworthy, even though the

national housing agency stresses it is

making only a very cautionary point.

If Toronto takes a breather, it could be a good thing

MORE ADVICE ONLINEypnexthome.ca/waynekarl

A soft landing in the GTA housing

market is the most likely scenario, but

near record-high house prices and

debt levels relative to income leave

households vulnerable to a potential

correction, CMHC says. Should a

disorderly unwinding of household

sector imbalances materialize, it

could have sizable negative e ects on

the local economy.

Its more a case of us highlighting

some problematic conditions that

could potentially lead to prices

adjusting, Dana Senagama, principal

market analyst for the GTA, told

New Home Guide. As part of

our framework, this really entails

looking at aspects of overvaluation,

overbuilding and price acceleration,

and pointing the housing industry

developer or realtor that there

are certain aspects that need

close monitoring. Its a beacon to

guide you in your business and

decision-making.

Housing starts in Toronto are

to edge lower by fi ve per cent to

35,950 units in 2016, and decline

further to 32,500 units in 2017,

CMHC says. Condos, meanwhile,

will dominate construction.

Low inventory and price growth

leading to declining a ordability

mean housing activity is expected to

slow over the next year. Price growth

signifi cantly outpacing income

growth with continue, though at a

more moderate pace.

So, a bit of a breather in Toronto

is not necessarily a bad thing.

Indeed, the overriding message at

the Toronto CMHC event was that

the housing industry realtors,

builders, developers, and of course

buyers and sellers should take

note of market conditions.

We dont want to put out the

warning of overvaluation when its

too late, when the market is bound

for a strong correction, Bob Dugan,

chief economist, CHMC, told New

Home Guide. We want to get that

message out early. We want to get

the information out to potential

homebuyers, lenders, builders, to

give them the tools to make better

decisions.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics such as economic fundamentals you need to examine when buying

property. He can be reached at [email protected] or follow him on Twitter at Twitter.com/WayneKarl

By Wayne Karl

Advice | FUNDAMENTALLY SPEAKING


summerlyn village, bradford

sales office hours: sat. & sun. 11am - 6pm mon.-Thurs. 1 - 8pm Closed fri. Prices and specifications subject to change without notice. E. & O.E. Illustrations are artists concept. All square footages are approximate. Actual usable space varies from stated floor area.

New phase of 36 and 40 detached homesup to $300,000 less than GTA prices

SALES OFFICE22 Downy Emerald Drive, Bradford(905) 775-3461

36 and 40 Ft. Detached1,475 - 3,270 sq. ft. from

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36, 40 and 45 Ft. Detached1,815 - 3,600 sq. ft. from

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SALES OFFICE: 8540 Mississauga Road, Brampton (905) 866-6876

Townhomes2,100 - 2,336 sq. ft. from

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d.

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3, 4 and 5 Bedroom Townhomes at Mississauga Rd. and Steeles

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0

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$600s

019-GreatGulf-Corp 11-14-15.indd 19 2015-11-09 6:16 PM

From Bowmanville to Niagara-on-the Lake, every detail of every

Averton home is created with the highest regard for design integrity

and value. Offering inspired townhomes from the high $200s to

breathtaking suites over $1 million, Averton has a home designed for you.

AVER-MUL-A-AD-NHC-NOV5-2.indd 1 11/10/15 1:33 PM

Averton.caLearn more @Follow us onPrices and specifications are subject to change without notice. E. & O.E. Renderings are artists concept. *Limited time only, conditions apply, see sales rep for details.

An incredible new selection of Brownstone Townhomes including Coach Towns, Garden Towns, and Urban Towns.From the high 200s

Pickering

Signature quality and design

Three luxurious condominium villas offering suites ranging from 890 sq.ft to 1,560 sq.ft in historic Kleinburg village.From the low $700s to over $1 million

Kleinburg

A uniquely appealing collection of incredible detached homes on 33 and 40 lots in a spectacular Mount Albert setting.From the mid $500s

Mount Albert

TOUR OUR MODEL HOMES TODAY!INVENTORY SALE

Just 20 detached bungalows in this beautiful and exclusive new residential enclave, set in the very heart of Canadas prettiest town.

From the mid $600s. Construction has started!

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Niagara-on-the-Lake

Bowmanville

Charming detached homes and bungalows with easy access to miles of trails winding down to the waterfront.From the mid $400s

Superb selection of quick move-in ready suites in this spectacular completed boutique condominium. From the low $300s

Etobicoke

NEW RELEASE OF TOWNHOMES!


20

020-021-Averton-Corp 11-14-15.indd 20 2015-11-10 5:03 PM

From Bowmanville to Niagara-on-the Lake, every detail of every

Averton home is created with the highest regard for design integrity

and value. Offering inspired townhomes from the high $200s to

breathtaking suites over $1 million, Averton has a home designed for you.


Averton.caLearn more @Follow us onPrices and specifications are subject to change without notice. E. & O.E. Renderings are artists concept. *Limited time only, conditions apply, see sales rep for details.

An incredible new selection of Brownstone Townhomes including Coach Towns, Garden Towns, and Urban Towns.From the high 200s

Pickering

Signature quality and design

Three luxurious condominium villas offering suites ranging from 890 sq.ft to 1,560 sq.ft in historic Kleinburg village.From the low $700s to over $1 million

Kleinburg

A uniquely appealing collection of incredible detached homes on 33 and 40 lots in a spectacular Mount Albert setting.From the mid $500s

Mount Albert

TOUR OUR MODEL HOMES TODAY!INVENTORY SALE

Just 20 detached bungalows in this beautiful and exclusive new residential enclave, set in the very heart of Canadas prettiest town.

From the mid $600s. Construction has started!

TOUR OUR MODEL HOMES TODAY!

Niagara-on-the-Lake

Bowmanville

Charming detached homes and bungalows with easy access to miles of trails winding down to the waterfront.From the mid $400s

Superb selection of quick move-in ready suites in this spectacular completed boutique condominium. From the low $300s

Etobicoke

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21

020-021-Averton-Corp 11-14-15.indd 21 2015-11-10 5:03 PM


Trending

Averton homes to launch new townhome collection at Beacon HillBowmanvilles best-selling community

OFFERING DISCERNING homebuyers

the best in quality, location and value,

Averton Homes is set to launch a

fabulous new collection of freehold

towns at Beacon Hill.

On Saturday, Nov. 14, homebuyers

will be given an exclusive opportunity

to own a fabulous new townhome

right in the heart of historic

Bowmanville. The Grand Opening

celebration will be held at the Beacon

Hill sales office with doors opening at

11 a.m. sharp.

Already a community of single-

detached homes (with only 21 singles

left), the towns at Beacon Hill will

start in the mid $300s and will feature

three- and four-bedroom layouts.

The new residences will also include

a variety of different designs and

configurations, spacious floorplans

and luxurious features and finishes.

Nestled within a quiet, pedestrian-

friendly community, streetscapes

at Beacon Hill unfold naturally.

A combination of winding drives

and cul-de-sacs come together,

complementing the already established and growing neighbourhood. With

parks, conservation areas, shops and schools all nearby, Beacon Hill will feature

your dream home in your dream location.

With easy connections to GO Transit and with Hwy. 2 just to the north and

Hwy. 401 just to the south, traveling across the GTA is made easy.

The Beacon Hill Grand Opening celebration will take place on Saturday, Nov.

14 at the Beacon Hill sales office. Doors will open at 11 a.m. sharp.

For more information on Beacon Hills new townhome collection, register

today at averton.ca

The Beacon Hill Sales Office is located at 300 Mearns Ave. in Bowmanville.

Hours are Monday to Thursday from 1 to 7 p.m., Saturday, Sunday and

holidays from 11 a.m. to 6 p.m.; closed Friday. For more information call

905.674.6166 or visit averton.ca


WhitbyTaunton Road and Coronation Road. Towns, Semis and Singles. Register Now

Richmond HillLeslie Street and Elgin Mills Road.

Towns, Semis and Singles. Register Now

ARISTA HOMES 2015 Energy Star Builder of the Year

*Prices, plans and specifi cations are subject to change without notice. See sales representative for details and for participating Energy Star communities. E. & O.E.

WWW.ARISTAHOMES.COM

Vaughan Valley EstatesVaughanSelect

Homes Remain from $1.2 millionFinal Opportunity.

Vellore Woods Vaughan Detached

family homes from the mid $700s

Move in 60 days!

Aurora Trails Aurora

Towns, Semis, and Singles are still available. from the $600sFinal Lot Release.Model Home Sale.

Boxgrove | Markham REGISTER NOW. Live/work towns and freehold townhomes in an established master planned community in Markham located at Hwy 407 & 9th Line. Coming Early 2016 Register Now

ImpressionsKleinburg

38 and 44 Singles in Charming Kleinburg.

from the $800s Model Home.

New Lot Release.

Goddard on the Valley

Central TorontoLocated

at Sheppard and Bathurst. SOLD OUT.

ARIS-MUL-A-AD-NHC-NOV4-2.indd 1 11/6/15 12:07 PM

WhitbyTaunton Road and Coronation Road. Towns, Semis and Singles. Register Now

Richmond HillLeslie Street and Elgin Mills Road.

Towns, Semis and Singles. Register Now

ARISTA HOMES 2015 Energy Star Builder of the Year

*Prices, plans and specifi cations are subject to change without notice. See sales representative for details and for participating Energy Star communities. E. & O.E.

WWW.ARISTAHOMES.COM

Vaughan Valley EstatesVaughanSelect

Homes Remain from $1.2 millionFinal Opportunity.

Vellore Woods Vaughan Detached

family homes from the mid $700s

Move in 60 days!

Aurora Trails Aurora

Towns, Semis, and Singles are still available. from the $600sFinal Lot Release.Model Home Sale.

Boxgrove | Markham REGISTER NOW. Live/work towns and freehold townhomes in an established master planned community in Markham located at Hwy 407 & 9th Line. Coming Early 2016 Register Now

ImpressionsKleinburg

38 and 44 Singles in Charming Kleinburg.

from the $800s Model Home.

New Lot Release.

Goddard on the Valley

Central TorontoLocated

at Sheppard and Bathurst. SOLD OUT.

ARIS-MUL-A-AD-NHC-NOV4-2.indd 1 11/6/15 12:07 PM023-Arista-Corp 11-14-15.indd 23 2015-11-09 6:16 PM


Property Profile | FIELDGATE HOMES

FIELDGATE HOMES just released a collection of new lots at

Impressions. There is a long list of reasons why Impressions

winner of BILDs prestigious 2014 Peoples Choice Award for

Community of the Year is among the GTAs most popular family

communities. This breathtaking master-planned community

features more than 70 acres of greenspace, community parks,

ponds and two proposed community schools. Featuring stunning

homes in an ideal location minutes from the heart of the historic

village of Kleinburg.

The current release features 38-ft. detached homes from

the mid $800s and 44-ft. from the low $900s. Theres such

an abundance of selection that homebuyers are sure to find

something that matches their families lifestyle and needs. With

construction already underway, Impressions is certainly taking

Visit Impressions this weekend to see what is new from Fieldgate Homes

A new release of 38- and 44-ft. lots at Impressions in Kleinburg

continued on page 26

ABOVE

The 30-ft. three-bedroom, 1,836-sq.-ft. Berman has many in-demand features, such as a second floor laundry room, lavish master suite and more.

LocationKleinburg

Housing TypeTownhomes from the mid $600sDetached homes 30-ft. from the low $700s, 38-ft. from the mid $800s, 44-ft. from the low $900s

Contact905.893.9500 fieldgatehomes.com



025-Fieldgate-Corp 11-14-15.indd 25 2015-11-09 6:16 PM


shape, and you wont have to wait

long to start enjoying life in this

exquisite family home community.

One of the many fine designs that

homebuyers can have the pleasure of

discovering Impressions this weekend

is the 30-ft. single-detached Berman

Elevation B. With 1,836 sq. ft. of stylish

interior living space, three bedrooms,

2.5 baths and a single-car garage,

this home offers an abundance of

todays most in-demand features.

The exterior of the home is of

distinguished brick construction, with

a large covered porch welcoming

you into a world of beauty and

comfort. Inside, the highly functional

contemporary floorplan creates an

attractive and highly convenient living

environment for the whole family.

The main floor boasts a free flowing,

open concept design that includes a

large formal room, gourmet kitchen

and inviting family room with gas

fireplace. Upstairs, homebuyers will

be pleased to discover a second floor

laundry room, a lavish master suite

with walk-in closet and an ensuite

bathroom that includes an oval

soaker tub and separate glass shower,

two additional large bedrooms and a

spacious main bathroom. The Berman

is priced in the low $700s.

Throughout all of the GTA, theres no

place quite like the Village of Kleinburg.

Perfectly nestled between the east and

west branches of the Humber River,

Kleinburg offers all the pleasures of

small town life just minutes from the

big city conveniences of Vaughan and

the surrounding area. This is a place

where the old and the new are weaved

together to create a vibrant tapestry

of inspired community living a place

that celebrates arts and culture; a place

that celebrates family and friends.

Kleinburgs main street is the

perfect setting for a leisurely

afternoon stroll past charming

boutiques, cafes and restaurants. This

is also a community that celebrates

our nations rich cultural heritage

ABOVE

The 30-ft. three-bedroom, 1,836-sq.-ft. Berman has many in-demand features, such as a second floor laundry room, lavish master suite and more.

Perfectly nestled between the east and west branches of the Humber River, Kleinburg offers all the pleasures of small town life just minutes from the big city conveniences of Vaughan and the surrounding area.

the village is famously home to The

McMichael Canadian Art Collection,

an exclusive showcase for Canadian

art. For nature lovers, the Kortright

Centre for Conservation renown

for its hiking, bird watching and

outdoor education programs is just

minutes away, along with Bindertwine

Parks breathtaking walking trails,

and Copper Creek, one of the GTAs

premier golf clubs.

The impressive selection of

nearby amenities extends well

beyond Kleinburgs quaint village

setting. Vaughans many other

charming neighbourhoods also offer

convenient shopping destinations

such as Vaughan Mills boasting a

host of major retailers and top name

brands. Commuting is made easy with

Hwys. 27, 400, 427 and 407 all just

minutes away.

To learn more about Impressions,

visit fieldgatehomes.com today or

call 905.893.9500 to speak with a

sales representative.

continued from page 24



027-Brookfield-GrandCentral 11-14-15.indd 27 2015-11-10 5:03 PM


WHILE AT RATEHUB.CA were in the

business of comparing mortgage

rates, we know theres more to

consider than simply how the interest

rate will a ect your mortgage

payment. Throughout the year, big

banks and even smaller lenders will

o er incredible promotional rates

to bring in new clients, but many

of those o ers come with serious

restrictions and penalties.

Before you jump at the chance to

snag the lowest rate, read the fi ne

print in your agreement to see if your

new mortgage product comes with

any of the following:

Is the lowest rate always best?

MORE ADVICE ONLINEypnexthome.ca/news/advice

Advice | MORTGAGE ADVICE

By Alyssa Richard

Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart fi nancial decisions.

Of course, if your mortgage product comes with the lowest rate on the

market and has few restrictions, you should jump at the chance to get

it! But if you have any concerns about whats included in the mortgage

agreement, dont be scared to shop around and fi nd the right mortgage

for you even if it doesnt come with the absolute lowest rate.

Most products give mortgage

holders the option to increase

their monthly mortgage payment

amount once per year and/

or make lump-sum payments

throughout the year. While many

lenders o er 20 per cent/20

per cent prepayment privileges

(meaning you could increase

your payment by 20 per cent

each year and/or make a lump-

sum payment of 20 per cent of

your original mortgage), some

promotional rates only o er 10

per cent/10 per cent. If your goal

is to become mortgage debt-

free fast, this may not be the

right product for you.

Low prepayment privileges

If the lowest rate ends up being

for a collateral mortgage, youll

want to carefully consider how

taking one on could a ect your

fi nances in the future. Collateral

mortgages are readvanceable

mortgage products that allow

you to borrow money from your

home at anytime, without having

to refi nance (and pay the legal

fees to do so). Sounds great, right?

Unfortunately, they also lock you

into staying with that particular

lender, even when your mortgage

comes up for renewal. To get

out of a collateral mortgage, you

would need to hire a real estate

lawyer (and pay legal fees).

Collateral charge

While most mortgages in Canada

are closed, some mortgage

products restrictions are tougher

than others. For example,

the 1.99 per cent fi xed-rate

mortgage product one lender

o ered recently didnt allow

borrowers to prepay, negotiate

or refi nance their mortgage

throughout the three-year term.

The only way to break your

mortgage in that agreement was

to sell your home. Again, if you

are someone who wants to pay

down your mortgage debt fast or

may need to borrow from your

home in the future, this may not

be the best product for you.

Closed mortgage


Specifications are subject to change without notice. Brokers protected. E.&O.E. November 2015

BILD 2014 P2G COMMUNITY OF THE YEARBILD 2012 HOME BUILDER OF THE YEARCHBA 2011 GRAND SAM AWARD WINNER

STOUFFVILLES ULTIMATE NEW ADDRESS REGISTER TODAY AT GERANIUMHOMES.COM/TRAILS

A LIMITED COLLECTION OF SINGLE FAMILY RAVINE HOMES

IS COMING SOON TO STOUFFVILLEWeekend trailblazing with the family. The joyful laughter

of children playing. Dogs chasing Frisbees in the park.

This is life in Trails at Cardinal Point.

Our award-winning Cardinal Point community is growing again!

Coming to the highly sought-after Stouffville area, is a collection

of family-sized detached homes on 38 and 42 foot lots, many

backing onto the preserved natural ravine and trail system.

These brand new home designs will feature open-concept

living spaces with 10 ceilings and expansive windows

to bring the outside in!

AB-1311 NHG FPFC Trails Nov 14_2015.indd 1 11/2/15 6:14:30 PM029-Geranium-Trails 11-14-15.indd 29 2015-11-09 6:16 PM


cover story

Property Profile | GERANIUM HOMES

Exciting new two-storey designs

coming soon to StouffvilleTRAILS AT CARDINAL Point is a

brand new neighbourhood that

will delight families seeking a one-

of-a-kind setting, close to all of

lifes desired amenities. Geraniums

latest phase in its award-winning

community Neighbourhoods of

Cardinal Point in Stouffville will

cradle a preserved natural ravine

that stretches almost 30 acres. With

a collection of brand new detached

layouts on 38- and 42-ft. lots, some

with walkout basements, Trails has the

location and architectural hallmarks

to become a highly sought-after

lifestyle destination.

Geranium is ready to dazzle buyers

with brand new design concepts for

two-storey homes in sizes which

range from slightly more than 2,100

up to 3,500 sq. ft.

Stephanie Lane, marketing and

sales manager explains, Weve

focused on how people will want to

live in these homes with some very

exciting results. These new layouts

offer useable spaces that make

everyday living simpler.

Expansive open concept Great

Rooms adjoin kitchens that have a

large multi-purpose island. Parents

will particularly appreciate this area as

theyll be able to keep young children

within sight while preparing snacks

and meals, Lane says. In every

model, the kitchen is the heart of

the home, with amazing opportunities

for entertaining and relaxing as

well, she adds. The inclusion of

10-ft. ceiling heights and large

windows will add volume and light

to interiors, affording views of the

beautiful ravine setting and bringing

the outdoors inside.

Second floors are equally

imaginative. Each home has four

spacious family bedrooms including

a generous master retreat complete

with spacious ensuite bathroom.

All have a convenient second floor

laundry room. Second floors feature

convenient laundry rooms and some

plans offer optional media lofts.

The companys own Geranium

Green Plus exacting construction

standards and materials result in

homes of high energy efficiency.

Geranium also includes a number

of highly desirable interior finishes

providing even more built-in value.

The Neighbourhoods of Cardinal

Point won the home building

industrys 2014 Best Places to Grow

Community of the Year Award.

Cardinal Point is an established

residential area that is home to

more than 800 families. As with

earlier phases, Trails is ideally

located close to Stouffvilles vibrant

Main Street with a variety of shops,

dining establishments, services,

recreation and many annual events.

LocationStouffvile

BuilderGeranium Homes

DevelopmentTrails at Cardinal Point

Home TypeDetached layouts on 38- and 42-ft. lots

Contactgeraniumhomes.com/trails

Frequent weekday morning and late

afternoon GO Train service from

Main Street into Union Station takes

approximately one hour and the GO

bus operates throughout the day.

Trails is also close to Hwys. 404 and

407, and Markham Stouffville Hospital

is a 10-minute drive.

Register now to be among the

first to view Geranium Homes final

release of single-detached homes in

Trails at Cardinal Point.

To register visit

geraniumhomes.com/trails

LEFT

Attractive urban heritage architecture.

RIGHT

Natural ravine in the community.

BOTTOM

Trails homes will overlook ravine.



Trending

By Wayne Karl

2016 housing market outlook

ATTENTION HOMEOWNERS and

prospective homebuyers: the housing

market outlook is okay now, but there

is a lot of uncertainty in the economy.

Make your decisions carefully.

This doesnt necessarily mean

consumers should take cover, but

the overriding message at Canada

Mortgage and Housing Corp.s kick-off

Housing Market Outlook Conference

series in Toronto on Nov. 3 was that the

housing industry realtors, builders,

developers, and of course buyers and

sellers should certainly take note.

In language not usually used by

CMHC at its outlook conferences,

terms such as overvaluation were

common, including the situation

unfolding in Toronto, Canadas largest

housing market.

CMHC issued similar warnings in

late October, when it released its latest

Housing Market Assessment, which

highlighted that as of October, 11 of

the 15 Canadian centres it monitors

show at least moderate evidence of

overvaluation, up from eight in August.

Five of Canadas largest markets are

showing moderate to strong evidence

of overvaluation.

We dont want to put out the

warning of overvaluation when its

too late, when the market is bound

for a strong correction, says Bob

Dugan, chief economist, CMHC. We

want to get that message out early.

We want to get the information out

to potential homebuyers, lenders,

builders, to give them the tools to

make better decisions.

Looking at the national picture,

where there is modest evidence of

overvaluation, CMHC says:

Mortgage rates will begin to rise gradually in late 2016.

Canadas economy is expected to continue to attract a high level

of immigrants. The level of net

migration will remain above its

historical average and help support

Canadas housing market.

Income is expected to increase modestly as economic conditions

in Canada improve. Income growth

will remain supportive of housing

demand over the forecast horizon.

However, there is a lot of

uncertainty in the economy, says

Dugan.

Downside risks to the national

outlook include:

Future path of oil prices remains the most significant domestic risk

that could limit growth through

decreasing exports

Broader slowdown in Chinas economic growth will negatively

affect the Canadian economy

through weaker demand for exports

Household debt levels remaining elevated represent a vulnerability that

could amplify an economic shock

Under these conditions, CMHC

forecasts that GDP growth could range

between 1.4 and 2.3 per cent next year,

and 1.7 and 2.8 per cent in 2017.

Home price growth is expected to

slow; the average MLS price will grow

to $443,300 in 2016 from $437,700 this

year, and to $449,600 in 2017.

Economic developments that

can serve to dissipate some of

the overvaluation include rising

disposable incomes, job and income

growth and increasing migration.

The other way it can dissipate is if

house price growth slows, allowing

fundamentals to catch up, says

Dugan. These are some of the ways

in which these overvaluations can

be resolved.



033-Tribute-Nobleton 10-31-15.indd 33 2015-11-10 12:43 PM

OOAK_X15_CondoGuide_FP_Caitlin_v1_out.indd 1 15-11-03 3:16 PM

34

034-OneOfKind 11-14-15.indd 34 2015-11-09 6:16 PM

Sales Offi ce and Site located at 1010 Dundas St. E., WhitbyHours:Mon. - Thurs. 1pm - 8pm, Fridays by appointment onlySat., Sun. & Hol. 11am - 6pm* See Sales Representative for more information. Prices and specifi cations are subject to change without notice. E. & O.E.

1.905.493.8820trafalgargreen.com

FINAL RELEASE

GARDEN AND VILLAGE TOWNS IN WHITBY

BONUS INCENTIVEUP TO$10,000IN VALUELimited Time Offer

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DONT DELAY with new home values like this, these townhomes will sell out quickly!

Sales Offi ce and Site located at

Hours:Mon. - Thurs. 1pm - 8pm, Fridays by appointment onlySat., Sun. & Hol. 11am - 6pm* See Sales Representative for more information. Prices and specifi cations are subject to change without notice. E. & O.E.

GA

RDEN

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CONSUMERS DR.

ANDE

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CRAWFORTH ST. TH

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DUNDAS ST. E.

401

WHITBY

$300sSTARTING FROM THE LOW

TO THE $400S

WHITBYS HOTTEST PROJECT OF THE YEAR!

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Get your copy now!416.626.4889

FALL ISSUE NOW AVAILABLE

luxury homes and condos to life

created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind.

discerning shoppers will enjoy browsing sophisticated design and editorial, and most importantly, the quality selection of premium,high rise and low rise developments in the GTA.

homes

LuxuryCover-SPRING 2015.indd 1

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ON PAR: LIFE IN

GOLF COMMUNITIESHIGH-END LIVING: THE

LUX

CONDO EVOLUTION

A LIFE OF COLOUR:

JONATHAN ADLER ON DECOR

Sitting pretty:Sitting pretty:living the high life in the GT

As

most luxurious homes and condos

FALL 2015 | GTA EDITION

Cover photo courtesy of

The Randall Residences

BY ROSEHAVEN HOMES

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ANDRINHOMES.COM

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Property Profile | ARISTA HOMES, FIELDGATE HOMES, PARADISE DEVELOPMENTS

LocationKleinburg

BuilderArista Homes, Fieldgate Homes, Paradise Developments

DevelopmentImpressions

Home Type30-, 38- and 44-ft. detached homes from the mid $700s

Sales CentreNortheast corner of Hwy. 27 and Major Mackenzie West

Contact905.893.9500 impressionskleinburg.com

New lots released At one of Kleinburgs most prominent residential sites

FOLLOWING THE tremendous

success of the first two phases,

three of the GTAs top real estate

developers are pleased to announce

the release of expansive new lots

at Impressions of Kleinburg,

Kleinburgs most popular

residential development.

A master-planned community

from Arista Homes, Fieldgate Homes

and Paradise Homes, Impressions of

Kleinburg now includes a fabulous

new collection of single-detached

homes, offering homebuyers three

incredible new lots to choose from.

Starting from the mid $700s, homes

at Impressions are now available

on spacious crescent, court and

ravine lots.

With an abundance of

selection, including townhomes,

semi-detached and singles,

Impressions of Kleinburg has

something to meet every familys

lifestyle and needs.

Featuring a range of walking/

biking trails, neighbourhood parks

and roundabouts, the Impressions

community will blend seamlessly

into the natural landscape of

the Kleinburg village. From the

gourmet kitchens to the spa-

inspired ensuites, Impressions

offers sophisticated, modern

living at its best, showcasing their

maximum livability and potential.

Nestled between the east and


Homes at Impressions are now available on spacious crescent, court and ravine lots.


Kleinburgs unique setting off ers

residents an experience unlike any

other in the City of Vaughan. Rich

in Victoria Era character and old-

world charm, the villages main street

contains a mix of heritage buildings

and commercial spaces including

an array of local shops, cafes and

restaurants. With easy access to

Hwys. 7, 400 and the 407, residents

at Impressions will have every city

amenity right at their fi ngertips.

For more information on this fabulous

community, visit the Impressions

of Kleinburg sales o ce located on

the Northeast corner of Hwy. 27 and

Major MacKenzie West, open Monday

to Thursday from 1 to 8 p.m., Saturday

and Sunday from 11 a.m. to 6 p.m.;

closed Friday. Call 905.893.9500 or

visit impressionskleinburg.com

MORE PHOTOS ONLINEypnexthome.ca/impressions-kleinburg



Property Profile | ARISTA HOMES, FIELDGATE HOMES, PARADISE DEVELOPMENTS

LocationKleinburg

BuilderArista Homes, Fieldgate Homes, Paradise Developments

DevelopmentImpressions

Home Type30-, 38- and 44-ft. detached homes from the mid $700s

Sales CentreNortheast corner of Hwy. 27 and Major Mackenzie West

Contact905.893.9500 impressionskleinburg.com


FOLLOWING THE tremendous

success of the first two phases,

three of the GTAs top real estate

developers are pleased to announce

the release of expansive new lots

at Impressions of Kleinburg,

Kleinburgs most popular

residential development.

A master-planned community

from Arista Homes, Fieldgate Homes

and Paradise Homes, Impressions of

Kleinburg now includes a fabulous

new collection of single-detached

homes, offering homebuyers three

incredible new lots to choose from.

Starting from the mid $700s, homes

at Impressions are now available

on spacious crescent, court and

ravine lots.

With an abundance of

selection, including townhomes,

semi-detached and singles,

Impressions of Kleinburg has

something to meet every familys

lifestyle and needs.

Featuring a range of walking/

biking trails, neighbourhood parks

and roundabouts, the Impressions

community will blend seamlessly

into the natural landscape of

the Kleinburg village. From the

gourmet kitchens to the spa-

inspired ensuites, Impressions

offers sophisticated, modern

living at its best, showcasing their

maximum livability and potential.

Nestled between the east and


Homes at Impressions are now available on spacious crescent, court and ravine lots.


Kleinburgs unique setting off ers

residents an experience unlike any

other in the City of Vaughan. Rich

in Victoria Era character and old-

world charm, the villages main street

contains a mix of heritage buildings

and commercial spaces including

an array of local shops, cafes and

restaurants. With easy access to

Hwys. 7, 400 and the 407, residents

at Impressions will have every city

amenity right at their fi ngertips.

For more information on this fabulous

community, visit the Impressions

of Kleinburg sales o ce located on

the Northeast corner of Hwy. 27 and

Major MacKenzie West, open Monday

to Thursday from 1 to 8 p.m., Saturday

and Sunday from 11 a.m. to 6 p.m.;

closed Friday. Call 905.893.9500 or

visit impressionskleinburg.com

MORE PHOTOS ONLINEypnexthome.ca/impressions-kleinburg


START SEARCHING NOW!

DOWNLOAD THE APP

Find the perfect new home or condo in the neighbourhood that fi ts your lifestyle.

Its only a tap away.

looking for anew home?

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SALES CENTRE

Located on Lillykin Street (access from River Oaks Blvd E and Namron Gate) 905.464.0754 I dunparhomes.com

Oakville Living, Luxury Feeling.Discover an exclusive community of luxury, three bedroom townhomes

STARTING FROM THE MID $600S

At Trafalgar Ridge, Dunpar Homes combines its award-winning luxury town designs with Oakvilles urban prestige. The exclusive community boasts three bedroom, spacious townhome designs, each featuring two-car garages, unmatched landscaping and a plethora of luxury finishes.

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How to create the perfect entrance to your new homeBy Jane Lockhart

Inspiration | DESIGN SECRETS

The front entrance of your home is

the fi rst chance you have to really

convey your personality through

design to your houseguests. Use this

opportunity to create a space that

speaks to your guests, while making

them feel comfortable and invited.

De-clutter!

The fi rst step to enhancing your

entrance is to remove all clutter.

For me, clutter is my arch nemesis!

Take this opportunity to remove

everything from the area. Remove

all shoes, shoe racks, benches,

tables, umbrella holders, magazine

racks and wall mounted hooks.

This is not to say they wont be re-

introduced to the area, but when

starting over in a new area of your

home, it is important to start with a

fresh palette.

Hide the shoes

Once the area is free of clutter,

determine what your needs are for

this space. If you are lucky, you will

have a front hall closet that you will

be able to outfi t with built-ins or

closet accessories so it will meet

all of your needs. There are several

closet kits making storing shoes,

umbrellas, hats and mitts easy,

e ective and out of sight. For your

seasonal accessories, remove these

out of the area completely until they

are needed for the season. A great

option is to fi ll a space bag with

your seasonal ware and then store it

in another area of your home.

Multi-purpose furniture

If you are living in a smaller space

or without large front door closets

MORE INSPIRATION ONLINEypnexthome.ca/news/inspiration

The fi rst step to enhancing your entrance is to remove all clutter. For me, clutter is my arch nemesis! Take this opportunity to remove everything from the area.

Jane Lockhart is founder and principal designer of Jane Lockhart Interior Design. She was creative director and host of W Networks top-ranked show, Colour Confi dential, and has a Canadian-built

furniture collection, Jane by Jane Lockhart, by Statum Designs. Visit online at janelockhart.com

dont lose hope! There are so many

products on the market that will

hold everything and keep it all out of

sight. Whatever you buy, make sure

it has a lot of hidden storage. There

are front door benches that either

open up to baskets for storage, or

have baskets underneath; these

are perfect as they also provide

a place to sit when putting on

shoes. If there is not enough room

for a bench, you can also install

a hanging shelf with hooks and

hidden baskets. These are great as

they provide a lot of storage without

taking up any fl oor space.

Add colour

Once you have brought back what

you need to the area, it is time to add

colour and accessories! No matter

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memory, and when someone enters

your home, it is the perfect time to

arouse their senses. Add a soft and

welcoming scent through candles

or oils at or near the front entrance.

Next, add textiles in a variety of

textures, starting with a carpet at the

entrance. Lastly, marvel their sight

with the beauty of your new space.

No matter what you choose,

follow these simple rules and the

front entrance of your new space

will leave your guests wanting more!

what the style of you home, it should

start at the front door and continue

through, creating unity. Add pops of

your accent colour throughout your

front entrance in the form of candles,

a throw pillow on the bench, and art

on the walls. Choose something that

will speak to your visitors, as this is

the fi rst impression they will have of

your home.

Arouse the senses

Scent is the strongest sense tied to



Trending

New-home owners Tarion wants to hear from you

ITS THAT TIME of year again

when Tarion Warranty Corp. sends

out surveys to new-home owners

in Ontario to fi nd out if builders,

and Tarion itself, are meeting their

customer service needs.

During November, more than

55,000 new-home buyers in the

province who have taken possession

of a new home or condo between

Oct. 1 2014 and Sept. 30 2015 will

receive a survey. Participation from

new-home owners is essential to

improving the new home buying

experience in Ontario.

The new-home building industry

has a signifi cant impact on our

economy, our communities and

our re

Documents

GTA New Home Guide - Nov 14, 2015