77
80760; 38<;<:6 >356<;09 =><B6;?6 8096:0;@0; 10>0@ @>6CA90; 666 (&’( 80;@<> =3>C08690; 10;8 6;2<;3?60 =><B6;?6 8096:0;@0; 10>0@

KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

  • Upload
    buinga

  • View
    222

  • Download
    0

Embed Size (px)

Citation preview

Page 1: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

80760; 38<;<:6 >356<;09=><B6;?6 8096:0;@0; 10>0@

@>6CA90; 666 (&’(

80;@<> =3>C08690; 10;8 6;2<;3?60=><B6;?6 8096:0;@0; 10>0@

Page 2: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

=IRERKKXRK 7EZEF/

ARMW 8ENMER# ?WEWMVWMO HER ?XUYI\ !A8??"8ERWSU =IUZEOMPER 1ERO 6RHSRIVME=USYMRVM 8EPMQERWER 1EUEW7P% 0LQEH DERM ;S%(# =SRWMEREO@IPT / &+,’ $ -)*’)* I[W .(&-# .(&)# .().4EOV / &+,’ ] -)(&))

BIUVM VSJWGST\ FXOX MRM HETEW HMXRHXL QIPEPXM ZZZ%FM%KS%MH

Page 3: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

E

0=O= 5AJC=JO=M

0=FE=J -GKJKIE 6ACEKJ=H 5MKQEJNE 0=HEI=JO=J +=M=O 8MERPH=J /// ’%&’

)$ <

0=FE=J -GKJKIE 6ACEKJ=H 0=HEI=JO=J +=M=O 8MERPH=J /// ’%&’ IAMPL=G=J

C=I>=M=J OAJO=JC GKJ@ENE LAMAGKJKIE=J @=J LAM>=JG=J 5MKQEJNE 0=HEI=JO=J +=M=O

L=@= OMERPH=J /// ’%&’$ 0=FE=J EJE IAHELPOE LAMGAI>=JC=J AGKJKIE# EJBH=NE# LAM>=JG=J#

GAOAJ=C=GAMF==J# NENOAI LAI>=S=M=J# GAP=JC=J @=AM=D @=J LMKNLAG LAMAGKJKIE=J

@=AM=D @E OMERPH=J IAJ@=O=JC$

0=IE N=@=M LAI>P=O=J G=FE=J EJE I=NED >AHPI NAILPMJ=# @=J IAJF=@E OAG=@

G=IE PJOPG OAMPN >AMPL=S= IAILAM>=EGEJS=# OAMPO=I= NENE GP=HEO=NJS=$ 4HAD G=MAJ= EOP#

NAC=H= I=NPG=J# NPI>=JC=J LAIEGEM=J# @=J GKMAGNE @=ME LAI>=?= IAMPL=G=J NA>P=D

NPI>=JC=J S=JC >AN=M >=CE G=IE @E I=N= IAJ@=O=JC$ 0AL=@= EJNO=JNE S=JC OAH=D

IAI>=JOP @=H=I LAJSA@E==J @=O=# NALAMOE +=@=J 5PN=O 7O=OENOEG# ,EJ=N 5AMEJ@PNOME=J

@=J 5AM@=C=JC=J# ,EJ=N 5AMO=JE=J# ,EJ=N 5AMGA>PJ=J# ,EJ=N 5AJ@=L=O=J ,=AM=D# ,EJ=N

8AJ=C= 0AMF=# 58$ *JCG=N= 5PM= // !5AMNAMK"# 58$ 5AMO=IEJ= !5AMNAMK"# +=@=J 0KLAM=NE

902 0AMF=N=I= 5MKIKNE @=J /JQANO=NE !+*042*5/3"# +5(80/# 5AIAMEJO=D ,=AM=D

5MKQEJNE 0=HEI=JO=J +=M=O# NAMO= LED=G H=EJ S=JC OE@=G @=L=O G=IE NA>POG=J @ENEJE# G=IE

IAJCP?=LG=J OAMEI= G=NED$

7AH=I=O IAI>=?= @=J NAIKC= >AMI=JB==O$

5KJOE=J=G# 3KQAI>AM ’%&’

0-5*1* 5-6;*0/1*3 +*30 /3,43-7/*564:/37/ 0*1/2*38*3 +*6*8

.EHI=J 8ENJ=R=J

$!(! &"%#!%(!’

Page 4: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

0=FE=J -GKJKIE 6ACEKJ=H 5MKQEJNE 0=HEI=JO=J +=M=O 8MERPH=J /// ’%&’EE

0=O= 5AJC=JO=M

.=H=I=J EJE NAJC=F= @EGKNKJCG=J

Page 5: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

iii

&-/:-8 (91

)-21-6 ’376751 +.0176-4 *87<1691 )-415-6:-6 %-8-: ,81=;4-6 (((! $"#$

*$ F

:0B0 ?4=60=B0@ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ O

305B0@ 8A8 $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ OO

305B0@ B014; $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ OOO

305B0@ 6@058: $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ O[

@8=6:0A0= 4:A4:CB85 $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ &

?KWQKSHGTMGT 4QUTUSO <GQWU @KMOUTGR $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ &

?KWQKSHGTMGT 8TLRGXO 3GKWGN $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ &

?KWQKSHGTMGT ?KWHGTQGT 3GKWGN JGT AOXYKS ?KSHG]GWGT $$$$$$$$$$$$$$$$$$$$$$$$$$ ’

?KWQKSHGTMGT :KZGTMGT 3GKWGN $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ (

?KWQKSHGTMGT :KYKTGMGQKWPGGT 3GKWGN JGT :KXKPGNYKWGGT <GX]GWGQGY $$$$$$$ )

?KWQOWGGT 4QUTUSO JGT 8TLRGXO 3GKWGN $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ )

101 8 ?4@:4<10=60= 4:>=><8$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ,

&$& :GPOGT CSZS $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ,

&$’ ?3@1 <KTZWZY ?KTMMZTGGT $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ,

0$ :UTXZSXO $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ -

1$ 8T[KXYGXO $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ .

2$ 4QXVUW 8SVUW $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ &%

&$( ?3@1 AKQYUWGR $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ &&

0$ AKQYUW ?KWYGTOGT $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ &’

1$ AKQYUW ?KWJGMGTMGT# 7UYKR JGT @KXYUWGT $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ &)

2$ AKQYUW 0TMQZYGT 3GT :USZTOQGXO $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ &*

3$ AKQYUW 8TJZXYWO $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ &+

4$ AKQYUW ;GOTT]G $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ &,

101 88 ?4@:4<10=60= 8=5;0A8 $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ’&

’$& 6GSHGWGT CSZS $ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ’&

’$’ 8TLRGXO BGNZTGT $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ’’

’$( 8TLRGXO BWO\ZRGTGT $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ’(

’$($& :KRUSVUQ 1GNGT <GQGTGT $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ’)

’$($’ :KRUSVUQ ?KWZSGNGT# 0OW# ;OXYWOQ JGT 1GNGT 1GQGW$$$$$$$$$$$$$$$$$$ ’*

’$($( :KRUSVUQ BWGTXVUW# :USZTOQGXO JGT 9GXG :KZGTMGT $$$$$$$$$$$$$$ ’+

"!#’!% $&$

Page 6: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

)-21-6 ’376751 +.0176-4 *87<1691 )-415-6:-6 %-8-: ,81=;4-6 (((! $"#$iv

&-/:-8 (91

’$) 3OXGMWKMGXO 8TLRGXO $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ’,

’$)$& 5GQYUW 5ZTJGSKTYGR $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ’,

’$)$’ 5GQYUW =UT 5ZTJGSKTYGR $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ’.

1>:A / 0TJOR 8TLRGXO >TMQUX 0TMQZYGT CJGWG YKWNGJGV 8TLRGXO :GROSGTYGT

1GWGY $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ (&

101 888 ?4@:4<10=60= ?4@10=:0= 30= A8AB4< ?4<10E0@0= $$$$$$$$$$$$$$$$$$$$$$$$$ ((

($& ?KWQKSHGTMGT ?KWHGTQGT 3GKWGN $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ((

F ($&$& AYWZQYZW ?KWHGTQGT JO :GROSGTYGT 1GWGY $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ((

($&$’ 1GTQ CSZS$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ()

($&$’$& ?KWQKSHGTMGT 8TJOQGYUW 1GTQ CSZS$$$$$$$$$$$$$$ $$ ()

($&$’$’ ?KTMNOSVZTGT 3GTG ?ONGQ :KYOMG !3?:"$$$$$$$$$$$$$ (*

($&$’$( ?KWQKSHGTMGT ?KT]GRZWGT :WKJOY$$$$$$$$$$$$$$ $$$$$$$$$ (-

($&$’$) :WKJOY CXGNG <OQWU# :KIOR JGT <KTKTMGN$$$$$$$$$$ $ )&

($&$’$* @OXOQU :WKJOY$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ )’

($&$’$+ ?WULOYGHOROYGX ?KWHGTQGT$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$ )*

($&$( ?KWQKSHGTMGT ?KWHGTQGT A]GWOGN $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ )+

($&$) ?KWQKSHGTMGT 1GTQ ?KWQWKJOYGT @GQ]GY !1?@" $$$$$$$$$$$$$$$$$$$$$$$ )-

($’ ?KWQKSHGTMGT AOXYKS ?KSHG]GWGT $ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ *%

($’$& AOXYKS ?KSHG]GWGT BZTGO$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ *%

($’$&$& ?KWVZYGWGT CGTM BZTGO$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$ *%

($’$&$’ ?KTZQGWGT CGTM$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ *’

($’$&$( ?KSHKWOGT BGTJG BOJGQ 1KWNGWMG !?BB1"$$$$$$$$$$$$$$ $ *(

($’$’ AOXYKS ?KSHG]GWGT =UT BZTGO $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ *)

($’$’$& BWGTXGQXO :ROWOTM$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ *)

($’$’$’ BWGTXGQXO @KGR BOSK 6WUXX AKYYRKSKTY !@B6A" $$$$$$$ **

101 8D ?4@:4<10=60= :4C0=60= 304@07 $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ *,

)$& @KGROXGXO ?KTJGVGYGT 0?13 B0 ’%&’ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ *-

)$’ @KGROXGXO 1KRGTPG 0?13 B0 ’%&’ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ +&

101 D ?4@:4<10=60= :4B4=060:4@900= 304@07 30= :4A4907B4@00=

<0AE0@0:0B $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ +*

*$& :KYKTGMGQKWPGGT$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ +*

*$& :KXKPGNYKWGGT$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ +,

*$’$& ?KWMKWGQGT =B? 1ZRGT AKVYKSHKW ’%&’ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ +-

Page 7: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

v

&-/:-8 (91

)-21-6 ’376751 +.0176-4 *87<1691 )-415-6:-6 %-8-: ,81=;4-6 (((! $"#$

*$’$’ ?KWHGTJOTMGT 3KTMGT ?WU[OTXO ;GOT 3O :GROSGTYGT $$$$$$$$$$$$$$$$$$ ,%

101 D8 ?4@:8@00= 4:>=><8 30= 8=5;0A8 304@07 $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ,&

+$& ?KWQOWGGT ?KWYZSHZNGT 4QUTUSO$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ,&

+$’ ?WU]KQXO 8TLRGXO 3GKWGN$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ,(

;0<?8@0= $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ,*

305B0@ 8AB8;07 $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ,,

Page 8: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

)-32-7 ’487862 +/1287-5 *98=27:2 )-526-7;-7 %-9-; ,92><5-7 (((! $"#$vi

&-0;-9 ,-./5

+$ B

@CDFM ’$’ =FRTUNDUICO =2>1 =FOHHUOCCO 9CMJNCOTCO 1CRCT$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ -

@CDFM ’$( >FCMJSCSJ 7OVFSTCSJ EJ 9CMJNCOTCO 1CRCT$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ /

@CDFM ’$) 3LSQPR 9CMJNCOTCO 1CRCT ;FOURUT 6(?$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ’’

@CDFM ’$* =FRTUNDUICO =2>1 ?FLTPRCM$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ’’

@CDFM ’$+ =FRTUNDUICO ?UD ?FLTPR =FRTCOJCO$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ’(

@CDFM ($’ 7OGMCSJ @RJWUMCOCO EJ 9CMJNCOTCO 1CRCT ;FOURUT 9FMPNQPL 1CRCOH ECO

8CSC $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ()

@CDFM ($( 7OGMCSJ @RJWUMCOCO EJ 9CMJNCOTCO 1CRCT ;FOURUT 4CLTPR =FOXFDCDOXC $$$$$$ (-

@CDFM )$’ =FRLFNDCOHCO 7OEJLCTPR 1COL ANUN EJ 9CMJNCOTCO 1CRCT $$$$$$$$$$$$$$$$$$$$$ )*

@CDFM )$( 8UNMCI 9RFEJT ECO =COHSC 9RFEJT 1COL ANUN ;FOURUT 9CDUQCTFO%9PTC

EJ 9CMJNCOTCO 1CRCT $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ *&

@CDFM )$) 8UNMCI 9RFEJT ECO <=: 5RPSS 1COL ANUN ;FOURUT 9CDUQCTFO%9PTC EJ

9CMJNCOTCO 1CRCT $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ **

@CDFM )$* =FRLFNDCOHCO 7OEJLCTPR =RPGJTCDJMJTCS =FRDCOLCO 9CMJNCOTCO 1CRCT $ $$$$$$ *,

@CDFM )$+ =FRLFNDCOHCO 7OEJLCTPR 9JOFRKC 1=> 9CMJNCOTCO 1CRCT $ $$$$$$$$$$$$$$$$$$$$$$$$ */

@CDFM )$, 9FHJCTCO =FOULCRCO ACOH ;FMCMUJ :PLFT !ACOH ;CSUL"$$$$$ $$$$$$$$$$$$$$$$$$$$$ +(

@CDFM )$- 9FHJCTCO 9CS 9FMJMJOH $$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ +)

@CDFM )$. @RCOSCLSJ ;FMCMUJ 9MJRJOH $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ++

@CDFM )$/ @RCOSCLSJ ;FMCMUJ >FCM @JNF 5RPSS ?FTTMFNFOT !>@5?" $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ +,

@CDFM *$’ >FCMJSCSJ 0=12 =RPVJOSJ 9CMJNCOTCO 1CRCT ?FNFSTFR 7#(&’( $$$$$$$$$$$$$$$$$$$$$$ +-

@CDFM *$( >FCMJSCSJ 0=12 9CDUQCTFO%9PTC EJ 9CMJNCOTCO 1CRCT ?FNFSTFR 7#(&’( $$$$$ ,&

@CDFM *$) >FCMJSCSJ 1FMCOKC 1FRECSCRLCO 9CDUQCTFO%9PTC$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ,)

@CDFM +$’ <@= =FR ?UD ?FLTPR $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ,.

@CDFM +$( =FRDCOEJOHCO 2FOHCO <@= =RPVJOSJ EJ 9CMJNCOTCO $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ -&

#!%(!’ (!"$&

Page 9: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

vii

&.0;.9 (9.024

*.32.7 ’487862 ,/1287.5 +98=27:2 *.526.7;.7 %.9.; -92><5.7 )))! $"#$

,% G

7WHLOQ (%( @4A2 @WU[OTXO ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% .

7WHLOQ (%) 9TJKQX @KTMNHXORHT BHHY 9TO 4HT @KSIKROHT 2HWHTM CHNHT <HSH %%%%%%%%%%%%%% /

7WHLOQ (%* ;UTXZSXO @WKSOZS ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% /

7WHLOQ (%+ ;WKJOY ;UTXZSXO %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% /

7WHLOQ (%, 8HWMH 9TYKWTHXOUTHR ;HWKY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (’

7WHLOQ (%- EURZSK 5QXVUW 2HZQXOY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (’

7WHLOQ (%. EURZSK 5QXVUW ;HWKY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (’

7WHLOQ (%/ ;UTYWOIZXO CKWNHJHV @KWYZSIZNHT %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% ()

7WHLOQ (%0 @HTMXH COHV BKQYUW CKWNHJHV @4A2 %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% ()

7WHLOQ (%(’ <ZHX @HTKT @HJO %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (*

7WHLOQ (%(( @WUJZQXO CHTJHT 2ZHN BKMHW%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (*

7WHLOQ (%() 3ZWHN 8ZPHT 2ZRHTHT %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (*

7WHLOQ (%(* EURZSK 2UTMQHW 2HWHTM %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (,

7WHLOQ (%(+ EURZSK 2UTMQHW @KYOQKSHX %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (,

7WHLOQ (%(, AHYH$AHYH COTMQHY 8ZTOHT 8UYKR %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (,

7WHLOQ (%(- @KTKWOSHHT @HPHQ AKXYUWHT %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (,

7WHLOQ (%(. @KTZSVHTM 1TMQZYHT DJHWH JHT ;HVHR%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (-

7WHLOQ (%(/ ;ZTPZTMHT FOXSHT ;K ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (-

7WHLOQ (%(0 @KWYZSIZNHT 92B JHT 9=; CWO\ZRHT 999 )’() %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (-

7WHLOQ (%)’ @WUJZQXO 3@? ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (.

7WHLOQ (%)( @WUJZQXO ;HWKY ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (.

7WHLOQ (%)) @KTMHJHHT BKSKT JO ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (/

7WHLOQ (%)* ;WKJOY ;UTXYWZQXO @KWZSHNHT BKJKWNHTH %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (/

7WHLOQ (%)+ 1XKY @KWIHTQHT JO ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% (/

7WHLOQ (%), @KTKWOSHHT @HPHQ AKQRHSK JHT 8OIZWHT JO ;UYH @UTYOHTHQ %%%%%%%%%%%%%%%%%%%%% (0

7WHLOQ )%( 9TLRHXO CHNZTHT ;HROSHTYHT 2HWHY JHT >HXOUTHR%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% )(

7WHLOQ )%) 9TLRHXO CWO\ZRHTHT ;HROSHTYHT 2HWHY JHT >HXOUTHR %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% )(

7WHLOQ )%* 9TLRHXO 2ZRHTHT ;HROSHTYHT 2HWHY JHT >HXOUTHR%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% )(

7WHLOQ )%+ 9TLRHXO CHNZTHT JHT 1TJOR 9TLRHXO ;HROSHTYHT 2HWHY ;KRUSVUQ 2HWHTM JHT

:HXH %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% ))

"!#(!’ $’!#%&

Page 10: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

*.32.7 ’487862 ,/1287.5 +98=27:2 *.526.7;.7 %.9.; -92><5.7 )))! $"#$viii

&.0;.9 (9.024

7WHLOQ )%, 9TLRHXO CWO\ZRHT JHT 1TJOR 9TLRHXO ;HROSHTYHT 2HWHY ;KRUSVUQ 2HWHTM

JHT :HXH %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% )*

7WHLOQ )%- 9TLRHXO JHT 1TJOR 9TLRHXO ;HROSHTYHT 2HWHY CWO\ZRHT 999$)’() =KTZWZY

;KRUSVUQ 2HNHT =HQHTHT%%% %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% )+

7WHLOQ )%. 9TLRHXO CWO\ZRHTHT ;KRUSVUQ 2HNHT =HQHTHT ;UYH @UTYOHTHQ JHT

BOTMQH\HTM %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% ),

7WHLOQ )%/ 9TLRHXO JHT 1TJOR 9TLRHXO ;HROSHTYHT 2HWHY CWO\ZRHT 999$)’() =KTZWZY

;KRUSVUQ @KWZSHNHT %%%% %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% ),

7WHLOQ )%0 9TLRHXO CWO\ZRHTHT ;KRUSVUQ @KWZSHNHT ;UYH @UTYOHTHQ JHT

BOTMQH\HTM %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% )-

7WHLOQ )%(’ 9TLRHXO JHT 1TJOR 9TLRHXO ;HROSHTYHT 2HWHY CWO\ZRHT 999$)’() =KTZWZY

;KRUSVUQ CWHTXVUW %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% )-

7WHLOQ )%(( 9TLRHXO CWO\ZRHTHT ;KRUSVUQ CWHTXVUW ;UYH @UTYOHTHQ JHT BOTMQH\HTM %% )-

7WHLOQ )%() @KWQKSIHTMHT 9TLRHXO JHT 5QXVKQYHXO 8HWMH =KTZWZY @KRHQZ DXHNH JO

;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% )/

7WHLOQ )%(* @KWQKSIHTMHT 9TLRHXO JHT 5QXVKQYHXO 8HWMH =KTZWZY ;UTXZSKT JO

;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% )/

7WHLOQ )%(+ @KWQKSIHTMHT COTMQHY ;KYKWOXOHT @KTKWIHTMHT 4HRHS >KMKWO JHWO

2HTJHWH BZVHJOU %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% )/

7WHLOQ )%(, @KWQKSIHTMHT 8HWMH ;USUJOYHX 7ZRH JHT 5SHX 9TYKWTHXOUTHR %%%%%%%%%%%%%%% )/

7WHLOQ )%(- @KWQKSIHTMHT AHYH$AHYH 8HWMH 2KWHX 9A$-+ JHT @HTJHT FHTMO JO ;UYH

@UTYOHTHQ%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% )0

7WHLOQ )%(. @KWQKSIHTMHT AHYH$AHYH 8HWMH 4HMOTM 1]HS AHX JHT 7ZRH @HXOW JO

;UYH @UTYOHTHQ%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% )0

7WHLOQ )%(/ @KWQKSIHTMHT 8HWMH =OT]HQ 4ZTOH FC9 %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% *’

7WHLOQ )%(0 @KWQKSIHTMHT ;UTXZSXO @WKSOZS JHT BURHW ;HROSHTYHT 2HWHY %%%%%%%%%%%%%% *’

7WHLOQ *%( BYWZQYZW 1XKY @KWIHTQHT JO ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% **

7WHLOQ *%) @KWQKSIHTMHT 1XKY 2HTQ DSZS =KTZWZY ;KRUSVUQ 2HTQ JO

;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% *,

7WHLOQ *%* @KWQKSIHTMHT :KTOX 4@; 2HTQ DSZS JO ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%% *-

7WHLOQ *%+ @KWQKSIHTMHT BZQZ 2ZTMH 4@; =KTZWZY :KTOX BOSVHTHT 2HTQ JO

;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% *-

7WHLOQ *%, @KWQKSIHTMHT :KTOX 4@; 2HTQ DSZS =KTZWZY ;KRUSVUQ 2HTQ JO

;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% *-

7WHLOQ *%- @KWQKSIHTMHT 4@; 2HTQ DSZS =KTZWZY 7URUTMHT @KSOROQ JO

;HROSHTYHT 2HWHY%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% *.

Page 11: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

ix

&.0;.9 (9.024

*.32.7 ’487862 ,/1287.5 +98=27:2 *.526.7;.7 %.9.; -92><5.7 )))! $"#$

7WHLOQ *%. BYWZQYZW 4@; 2HTQ DSZS =KTZWZY 7URUTMHT @KSOROQ JO ;HROSHTYHT

2HWHY%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% *.

7WHLOQ *%/ @KWQKSIHTMHT :KTOX ;WKJOY 2HTQ DSZS =KTZWZY ;KRUSVUQ 2HTQ

JO ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% */

7WHLOQ *%0 @KWQKSIHTMHT ;WKJOY 2HTQ DSZS =KTZWZY :KTOX @KTMMZTHHT JO

;HROSHTYHT 2HWHY *0

7WHLOQ *%(’ @KWQKSIHTMHT @KWYZSIZNHT CWO\ZRHTHT ;WKJOY 2HTQ DSZS =KTZWZY

:KTOX @KTMMZTHHT JO ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% *0

7WHLOQ *%(( @HTMXH ;WKJOY 2HTQ DSZS =KTZWZY ;HYKMUWO JO ;HROSHTYHT 2HWHY %%%%%%%%%% *0

7WHLOQ *%() @KWQKSIHTMHT ;WKJOY 2HTQ DSZS =KTZWZY <UQHXO @WU]KQ JHT <UQHXO

;HTYUW JO ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% +’

7WHLOQ *%(* @KWQKSIHTMHT ;WKJOY D=;= 2HTQ DSZS JO ;HROSHTYHT 2HWHY %%%%%%%%%%%%%% +(

7WHLOQ *%(+ @KWQKSIHTMHT ;WKJOY D=;= 2HTQ DSZS =KTZWZY :KTOX @KTMMZTHHT

JO ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% +)

7WHLOQ *%(, @KWQKSIHTMHT >@< 7WUXX ;WKJOY 2HTQ DSZS JO ;HROSHTYHT 2HWHY %%%%%%%%%% +)

7WHLOQ *%(- @KWQKSIHTMHT AHXOU >@< 7WUXX ;WKJOY 2HTQ DSZS JO ;HROSHTYHT 2HWHY

=KTZWZY :KTOX @KTMMZTHHT%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% +*

7WHLOQ *%(. @KWQKSIHTMHT AHXOU >@<X 7WUXX ;WKJOY 2HTQ DSZS JO ;HROSHTYHT 2HWHY

=KTZWZY BKQYUW 5QUTUSO %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% +*

7WHLOQ *%(/ @KWQKSIHTMHT AHXOU >@< 7WUXX ;WKJOY D=;= 2HTQ DSZS JO

;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% ++

7WHLOQ *%(0 ;USVUXOXO @KTJHVHYHT 2ZTMH @KWIHTQHT ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%% +,

7WHLOQ *%)’ @KWQKSIHTMHT AHXOU A?1 JHT 2?@? @KWIHTQHT ;HROSHTYHT 2HWHY %%%%%%%%% +,

7WHLOQ *%)( @KWQKSIHTMHT 2HTQ B]HWOHN JO ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% +-

7WHLOQ *%)) @KWQKSIHTMHT >@6 2HTQ B]HWOHN JO ;HROSHTYHT 2HWHY%%%%%%%%%%%%%%%%%%%%%%%%%%%%% +.

7WHLOQ *%)* @KWQKSIHTMHT 2@A JO ;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% +/

7WHLOQ *%)+ @KWQKSIHTMHT AHXOU >@< 7WUXX JHT CUYHR ;WKJOY 2@A JO ;HROSHTYHT

2HWHY%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% +/

7WHLOQ *%), @KWQKSIHTMHT @HTMXH ;WKJOY 2@A =KTZWZY :KTOX @KTMMZTHHT JO

;HROSHTYHT 2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% +/

7WHLOQ *%)- @KWQKSIHTMHT 9TLRU\ ?ZYLRU\ %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% ,(

7WHLOQ *%). @KWQKSIHTMHT 9TLRU\# @CC2 JHT AHXOU @CC2 CKWNHJHV 9TLRU\ %%%%%%%%%%%%%%%%% ,+

7WHLOQ +%( AKHROXHXO 2KRHTPH 4HT @KTJHVHYHT BKSKXYKW 9 )’() %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% ,.

7WHLOQ +%) AKHROXHXO @KTJHVHYHT 4HKWHN%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% ,/

7WHLOQ +%* @KTPZHRHT ;KTJHWHHT 2KWSUYUW %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% ,0

7WHLOQ +%+ ;UTXZSXO 22= %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% ,0

Page 12: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

*.32.7 ’487862 ,/1287.5 +98=27:2 *.526.7;.7 %.9.; -92><5.7 )))! $"#$x

&.0;.9 (9.024

7WHLOQ +%, AKHROXHXO @KTJHVHYHT ;HIZVHYKT&;UYH BKSKXYKW 9 )’() %%%%%%%%%%%%%%%%%%%%%%%%%%% ,0

7WHLOQ +%- @KTKWOSHHT @HPHQ 8UYKR JHT AKXYUWHT ;UYH @UTYOHTHQ %%%%%%%%%%%%%%%%%%%%%%%%%%%% -’

7WHLOQ +%. @HTMXH AKHROXHXO ;USVUTKT 2KRHTPH COJHQ <HTMXZTM 1@24 @WU[OTXO

;HROSHTYHT 2HWHY BKSKXYKW 9 )’()%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% -(

7WHLOQ +%/ AKHROXHXO ;USVUTKT 2KRHTPH COJHQ <HTMXZTM 1@24 @WU[OTXO ;HROSHTYHT

2HWHY BKSKXYKW 9 )’() %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% -(

7WHLOQ +%0 @HTMXH AKHROXHXO ;USVUTKT 2KRHTPH <HTMXZTM 1@24 @WU[OTXO ;HROSHTYHT

2HWHY BKSKXYKW 9 )’() %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% -)

7WHLOQ +%(’ AKHROXHXO ;USVUTKT 2KRHTPH <HTMXZTM 1@24 @WU[OTXO ;HROSHTYHT 2HWHY

BKSKXYKW 9 )’()%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% -)

7WHLOQ +%(( AKHROXHXO 2KRHTPH =UJHR JHT 2KRHTPH @KMH\HO %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% -*

7WHLOQ ,%( :ZSRHN 1TMQHYHT ;KWPH JHT COTMQHY @KTMHTMMZWHT CKWIZQH ;HROSHTYHT

2HWHY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% -,

7WHLOQ ,%) CKTHMH ;KWPH ;HROSHTYHT 2HWHY =KTZWZY <HVHTMHT @KQKWPHHT DYHSH %%%%%%%%%%%%%%% -,

7WHLOQ ,%* BHRJU 2KWXON CKWYOSIHTM !B2C" @KTMMZTHHT CKTHMH ;KWPH C\ 999 )’() %%%%%%%%%%%%%%% --

7WHLOQ ,%+ B2C @KWQOWHHT @KTMMZTHHT CKTHMH ;KWPH C\ 9E )’() %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% --

7WHLOQ ,%, >C@ @KYHTO ;HROSHTYHT 2HWHY%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% -/

7WHLOQ ,%- 9TJKQX 4OIH]HW JHT 9TJKQX 4OYKWOSH @KYHTO %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% -/

7WHLOQ -%( @KWQOWHHT 4HT AKHROXHXO 9TJKQX CKTJKTXO ;UTXZSKT% %%%%%%%%%%%%%%%%%%%%%%%%%%%%%% % .(

7WHLOQ -%) 5QXVKQYHXO ;UTJOXO 5QUTUSO %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% %% .(

7WHLOQ -%* AKHROXHXO ;KMOHYHT 4ZTOH DXHNH %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% .)

7WHLOQ -%+ 8HWMH 9TYKWTHXOUTHR ;HWKY %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% .)

7WHLOQ -%, 8HWMH 9TYKWTHXOUTHR 3@? %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% .)

7WHLOQ -%- @KWQKSIHTMHT 5QXVKQYHXO 8HWMH =KTZWZY ;UTXZSKT JO ;HROSHTYHT

2HWHY% %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% % .*

Page 13: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

*

CRWPTJ\JW 8T\NT^]RO

>JSRJW 8TXWXVR CNPRXWJU B[X_RW\R >JURVJW]JW 5J[J] E[R‘^UJW <<< +)*+

.’ I

BN[TNVKJWPJW 8TXWXVR @JT[X CNPRXWJU

BJMJ ][R‘^UJW <<< +)*+ YN[NTXWXVRJW >JURVJW]JW 5J[J] ]^VK^Q /%))! #aXa$

UNKRQ UJVKJ] MRKJWMRWPTJW ][R‘^UJW <<< +)** \NKN\J[ /%.)! #aXa$% VN\TRY^W UNKRQ

KJRT MRKJWMRWPTJW MNWPJW ][R‘^UJW << +)*+ MNWPJW JWPTJ YN[]^VK^QJW \NKN\J[ .%0,!

#aXa$’ BJMJ \R\R YN[VRW]JJW% YN[UJVKJ]JW TRWN[SJ YN[NTXWXVRJW B[X_RW\R >JURVJW]JW

5J[J] YJMJ ][R‘^UJW <<< +)*+ ]N[^]JVJ MRYNWPJ[^QR XUNQ YN[UJVKJ]JW TRWN[SJ NT\YX[ MJW

YN[UJVKJ]JW TXW\^V\R [^VJQ ]JWPPJ’

DNLJ[J \NT]X[JU% TRWN[SJ YN[NTXWXVRJW B[X_RW\R >JURVJW]JW 5J[J] YJMJ ][R‘^UJW

<<< +)*+ MR]JWMJR MNWPJW YN[UJVKJ]JW YJMJ KNKN[JYJ \NT]X[ ^]JVJ \NYN[]R

\NT]X[ RWM^\][R YNWPXUJQJW% YN[]JVKJWPJW% JWPT^]JW% MJW SJ\J&SJ\J’ BJMJ \R\R

UJRW% TRWN[SJ \NT]X[ YN[]JWRJW MJW \NT]X[ B;C VJ\RQ VNWSJMR YNWMX[XWP

YN[NTXWXVRJW >JURVJW]JW 5J[J] MRVJWJ TXW][RK^\R TNM^J \NT]X[ ]N[\NK^] ]N[QJMJY

YN[]^VK^QJW NTXWXVR ][R‘^UJW <<< +)*+ VNWLJYJR ,%)! MJ[R JWPTJ YN[]^VK^QJW

\NLJ[J TN\NU^[^QJW \NKN\J[ /%)) ! #aXa$’ DNUJWS^]WaJ% \][^T]^[ NTXWXVR B[X_RW\R

>JURVJW]JW 5J[J] VJ\RQ MRMXVRWJ\R XUNQ \NT]X[ YN[]JWRJW% YN[MJPJWPJW% QX]NU MJW

[N\]X[JW% \N[]J \NT]X[ RWM^\][R YNWPXUJQJW’ >N]RPJ \NT]X[ ]N[\NK^] VNVKNW]^T \NTR]J[

/+! ]N[QJMJY ]X]JU B7C5 \NMJWPTJW ,1! MRKNW]^T XUNQ NWJV \NT]X[ UJRWWaJ’

BN[TNVKJWPJW <WOUJ\R 7JN[JQ

<WOUJ\R ]JQ^WJW >JURVJW]JW 5J[J]* YJMJ ][R‘^UJW <<< +)*+ \NKN\J[ .%-1! #aXa$%

UNKRQ [NWMJQ MRKJWMRWPTJW RWOUJ\R ][R‘^UJW \NKNU^VWaJ aJWP VNWLJYJR 0%))!’

>XWMR\R ]N[\NK^] \NSJUJW MNWPJW ][NW MR ]RWPTJ] WJ\RXWJU WJV^W MNWPJW UN_NU RWOUJ\R aJWP

UNKRQ [NWMJQ MRKJWMRWPTJW RWOUJ\R >JURVJW]JW 5J[J]% aJR]^ \NKN\J[ -%,*!’ 5N[KNMJ

MNWPJW ][NW RWOUJ\R ]JQ^WJW% \NLJ[J ][R‘^UJWJW RWOUJ\R >JURVJW]JW 5J[J] VNWRWPTJ]

VNWSJMR \NKN\J[ +%)0! #Z]Z$% \N[^YJ MNWPJW RWOUJ\R ][R‘^UJWJW WJ\RXWJU aJWP S^PJ

VNWRWPTJ] VNWSJMR \NKN\J[ *%/1!’ D^VKN[ RWOUJ\R YJMJ ][R‘^UJW <<< +)*+ KN[J\JU MJ[R

\^K TNUXVYXT ][JW\YX[% KRJaJ ]NVYJ] ]RWPPJU% MJW YJMR&YJMRJW’ DNVNW]J[J XWPTX\

JWPT^]JW ^MJ[J TNVKJUR VNWPJUJVR RWOUJ\R KN[\JVJJW MNWPJW J[^\ V^MRT MJW KJURT <M^U

9R][R MJW J[^\ KJURT DNVKJQaJWP >^K^[ TNM^J #6^WP H^JW$ MR VRWPP^ YN[]JVJ

DNY]NVKN[ +)*+’

" #&’60+&0 (&3- -0*/&4- (6& .15& 8&-56 $105-&0&. (&0 %-0+.&7&0+ ()0+&0 ’1’15 8&0+ (-4)46&-.&0 5)3,&(&2-0*/&4- 0&4-10&/!

(%’$&!)!’ "&)"&+*%#

Page 14: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

>JSRJW 8TXWXVR CNPRXWJU B[X_RW\R >JURVJW]JW 5J[J] E[R‘^UJW <<< +)*++

CRWPTJ\JW 8T\NT^]RO

<WOUJ\R aJWP KN[\^VKN[ MJ[R TNUXVYXT TXVXMR]J\ aJWP QJ[PJWaJ MRJ]^[ XUNQ

YNVN[RW]JQ #JMVRWR\]N[NM Y[RLN\$ VNWRWPTJ] \RPWRORTJW’ E[NW YNWRWPTJ]JW S^PJ

MRJUJVR XUNQ RWOUJ\R RW] R’ BNWRWPTJ]JW YJMJ TNUXVYXT RWOUJ\R RW]R MRYNWPJ[^QR XUNQ

VNWRWPTJ]WaJ RWOUJ\R TNUXVYXT YN[^VJQJW ]N[^]JVJ TXVXMR]J\ SJ\J ]^TJWP K^TJW

VJWMX[ MJW TXW][JT [^VJQ’ DNVNW]J[J TXVXMR]J\ KJQJW VJTJWJW aJWP QJ[PJWaJ

KN[PNSXUJT #_XUJ]RUN OXXM\$ TNVKJUR VNUNVJQ \NR[RWP MNWPJW TX[NT\R QJ[PJ aJWP L^T^Y

\RPWRORTJW ]N[QJMJY KJQJW YJWPJW YJ\LJ QJ[R [JaJ <M^U 9R][R’’

BN[TNVKJWPJW BN[KJWTJW 7JN[JQ MJW DR\]NV BNVKJaJ[JW

DNLJ[J ][R‘^UJWJW% J\N] YN[KJWTJW PJK^WPJW >JURVJW]JW 5J[J] YJMJ ][R‘^UJW

<<< +)*+ ]^VK^Q ,%*.! #Z]Z$ VNWSJMR \NKN\J[ CY,0%0, E[RUR^W% UNKRQ UJVKJ]

MRKJWMRWPTJW ][R‘^UJW << +)*+ aJWP ]^VK^Q \NKN\J[ 0%*)! #Z]Z$’ ;JU ]N[\NK^]

MRYNWPJ[^QR XUNQ VNUJVKJ]WaJ YN[]^VK^QJW J\N] KJWT ^V^V TXW_NW\RXWJU MJW KJWT

^V^V \aJ[RJQ MRKJWMRWPTJW ][R‘^UJW \NKNU^VWaJ% VJ\RWP&VJ\RWP \NKN\J[ ,%*2! #Z]Z$

MJW *%-*! #Z]Z$ VNWSJMR \NKN\J[ CY,-%/* E[RUR^W MJW CY+%*- E[RUR^W’ 7R \R\R UJRW% J\N]

TNUXVYXT 5BC ]^VK^Q UNKRQ LNYJ] MRKJWMRWPTJW ][R‘^UJW \NKNU^VWaJ% aJR]^ .%-*!

#Z]Z$ VNWSJMR \NKN\J[ CY20-%)- @RURJ[’

=^VUJQ MJWJ YRQJT TN]RPJ #7B>$ aJWP KN[QJ\RU MRQRVY^W KJWT ^V^V

>JURVJW]JW 5J[J] QRWPPJ ][R‘^UJW <<< +)*+ VNWLJYJR CY,*%)/ E[RUR^W’ DNLJ[J

][R‘^UJWJW% TXVYXWNW ]JK^WPJW VNWPJUJVR YN[]^VK^QJW ]N[]RWPPR aJR]^ \NKN\J[

+%-.! #Z]Z$ VNWSJMR \NKN\J[ CY*0%-2 E[RUR^W% VNUJVKJ] MRKJWMRWPTJW ][R‘^UJW

\NKNU^VWaJ aJWP \NKN\J[ /%**! #Z]Z$’ BN[UJVKJ]JW ]N[\NK^] \NSJUJW MNWPJW ]RWPPRWaJ

]RWPTJ] TXW\^V\R VJ\aJ[JTJ] YJMJ ][R‘^UJW <<< +)*+ \NR[RWP MNWPJW YN[JaJJW <M^U 9R][R%

MRV^UJRWaJ ]JQ^W JSJ[JW KJ[^% YN[JaJJW DNVKJQaJWP >^K^[ TNM^J \N[]J YNUJT\JWJJW

BNVRURQJW >NYJUJ 7JN[JQ B[X_RW\R >JURVJW]JW 5J[J] +)*+’ DNVNW]J[J R]^% TXVYXWNW

PR[X VNWPJUJVR YN[]^VK^QJW WNPJ]RO J]J^ TXW][JT\R \NKN\J[ +%*2! #Z]Z$ VNWSJMR

\NKN\J[ CY/%+* E[RUR^W’ ;JU RWR \NSJUJW MNWPJW [NJUR\J\R KNUJWSJ Y[XaNT YNVN[RW]JQ’

BNWaJU^[JW T[NMR] XUNQ YN[KJWTJW >JURVJW]JW 5J[J] ]^VK^Q UNKRQ UJVKJ]

MRKJWMRWPTJW ][R‘^UJW \NKNU^VWaJ \NKN\J[ -%**! #Z]Z$ VNWSJMR \NKN\J[

CY++%1+ E[RUR^W’ ERWPTJ] [R\RTX T[NMR] aJWP MR\JU^[TJW XUNQ YN[KJWTJW >JURVJW]JW 5J[J]

]N[KRUJWP [NUJ]RO ]N[TNWMJUR’ ;JU RWR ]N[LN[VRW MJ[R VNVKJRTWaJ T^JUR]J\ T[NMR] aJWP

MR\JU^[TJW aJWP MRRWMRTJ\RTJW XUNQ VNW^[^WWaJ [J\RX T[NMR] WXW UJWLJ[ ]N[QJMJY ]X]JU

T[NMR] aJWP MR\JU^[TJW #AXW BN[OX[VRWP ?XJW\(AB?\$ YJMJ ][R‘^UJW <<< +)*+% VNWSJMR

\NKN\J[ )%2-!’

Page 15: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

,

CRWPTJ\JW 8T\NT^]RO

>JSRJW 8TXWXVR CNPRXWJU B[X_RW\R >JURVJW]JW 5J[J] E[R‘^UJW <<< +)*+

BJMJ ][R‘^UJW <<< +)*+% ][JW\JT\R \R\]NV YNVKJaJ[JW ]^WJR MR >JURVJW]JW 5J[J]

VNWPJUJVR YNWRWPTJ]JW MRKJWMRWPTJW MNWPJW ][R‘^UJW << +)*+% KJRT MJ[R \R\ R

S^VUJQ ^JWP VJ\^T #RWOUX‘$ VJ^Y^W S^VUJQ ^JWP aJWP MRNMJ[TJW #X^]OUX‘$’

=^VUJQ ^JWP VJ\^T VNWPJUJVR YNWRWPTJ]JW aJWP [NUJ]RO \RPWRORTJW \NKN\J[ /.%1-!

#Z]Z$% \N]NUJQ YJMJ ][R‘^UJW \NKNU^VWaJ VNWPJUJVR TXW][JT\R aJWP L^T^Y KN\J[ \NKN\J[

-/%).! #Z]Z$’ DNVNW]J[J R]^% S^VUJQ ^JWP aJWP MRNMJ[TJW XUNQ >JW]X[ BN[‘JTRUJW 5JWT

<WMXWN\RJ B[X_RW\R >JURVJW]JW 5J[J] VNWRWPTJ] *)%)+! #Z]Z$’ BN[TNVKJWPJW JUR[JW

^JWP TJ[]JU ]N[\NK^] VNW^WS^TTJW YX\R\R WN] X^]OUX‘% MRVJWJ S^VUJQ ^JWP aJWP

MRNMJ[TJW UNKRQ KN\J[ MRKJWMRWPTJW S^VUJQ ^JWP aJWP VJ\^T’ =RTJ MR]RWSJ^ \NLJ[J

]JQ^WJW% ][JW\JT\R \R\]NV YNVKJaJ[JW ]^WJR MR >JURVJW]JW 5J[J] VNWPJUJVR TXW][JT\R%

KJRT MJ[R \R\R RWOUX‘ VJ^Y^W X^]OUX‘% VJ\RWP&VJ\RWP \NKN\J[ *)%))! #aXa$ MJW 2%11!

#aXa$’

DNVNW]J[J R]^% MJ[R \R\R \R\]NV YNVKJaJ[JW WXW ]^WJR% \NUJVJ ][R‘^UJW <<< +)*+%

]N[SJMR YNWRWPTJ]JW KJRT MJ[R \R\R _XU^VN VJ^Y^W WXVRWJU YJMJ ][JW\JT\R

TUR[ RWP’ EX]JU WRUJR ][JW\JT\R TUR[RWP MR >JURVJW]JW 5J[J] ]N[LJ]J] \NKN\J[ CY**%,* E[RUR^W

J]J^ VNWRWPTJ] +2%)/! #Z]Z$’ DNR[RWP MNWPJW QJU ]N[\NK^]% MJ[R \R\R S^VUJQ ‘J[TJ]%

]N[SJMR YNWRWPTJ]JW \NKN\J[ *,%),! #Z]Z$ VNWSJMR \NS^VUJQ +2/’+,1 UNVKJ[ ‘J[TJ]’ 7R

UJRW YRQJT% \NUJVJ ][R‘^UJW <<< +)*+% ][JW\JT\R CE:D VNW^WS^TTJW \NMRTR] TXW][JT\R

MRKJWMRWPTJW ][R‘^UJW \NKNU^VWaJ% \NKN\J[ *%0*! #Z]Z$ VNWSJMR \NKN\J[ CY/2%.0

E[RUR^W% VN\TRY^W MJ[R \R\R _XU^VN ][JW\JT\R VNWPJUJVR YNWRWPTJ]JW \NKN\J[ -%)2! #Z]Z$

VNWSJMR \NKN\J[ .2’+*0 ][JW\JT\R’

BN[TNVKJWPJW >N^JWPJW 7JN[JQ

DNLJ[J ^V^V% TRWN[SJ TN^JWPJW MJN[JQ B[X_RW\R >JURVJW]JW 5J[J] YJMJ

DNVN\]N[ < +)*+ ]N[LJ]J] L^T^Y KJRT VN\TRY^W MR \R\R KNUJWSJ VJ\RQ KNU^V

XY]RVJU’ CNJUR\J\R YNWMJYJ]JW B[X_RW\R >JURVJW]JW 5J[J] \NVN\]N[ < +)*+ ]N[LJ]J]

\NKN\J[ CY*%./ E[RUR^W J]J^ VNWLJYJR ..%)/! MJ[R ]J[PN] E4 +)*+ \NKN\J[ CY+%1-

E[RUR^W’ DNVNW]J[J [NJUR\J\R KNUJWSJ ]N[LJ]J] \NKN\J[ CY*%)1 E[RUR^W J]J^ KJ[^ VNWLJYJR

,0%+0! MJ[R JWPPJ[JW E4 +)*+ \NKN\J[ CY+%2) E[RUR^W’

5N[MJ\J[TJW \^VKN[ YNWMJYJ]JWWaJ% MJWJ YN[RVKJWPJW VJ\RQ VNWMXVRWJ\R

YNWMJYJ]JW B[X_RW\R >JURVJW]JW 5J[J] MNWPJW YJWP\J \NKN\J[ --! J]J^

Page 16: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

>JSRJW 8TXWXVR CNPRXWJU B[X_RW\R >JURVJW]JW 5J[J] E[R‘^UJW <<< +)*+-

CRWPTJ\JW 8T\NT^]RO

\NKN\J[ CY/12%*1 @RURJ[’ AJV^W MNVRTRJW% YN[JW BNWMJYJ]JW 4\UR 7JN[JQ B[X_RW\R

#B47$ >JURVJW]JW 5J[J] VNW^WS^TTJW TNLNWMN[^WPJW aJWP \NVJTRW KJRT \NKJPJRVJWJ

]N[LN[VRW MJ[R YJWP\J B47 ]N[QJMJY ]X]JU YNWMJYJ]JW \NKN\J[ ,2! MNWPJW [NJUR\J\R

\NVN\]N[ < +)*+ \NKN\J[ CY/*-%)- @RURJ[’ DNVNW]J[J% [NJUR\J\R YNWMJYJ]JW MJ[R ?JRW&?JRW

BNWMJYJ]JW 7JN[JQ HJWP DJQ ]N[LJ]J] \NKN\J[ CY+.2%)+ @RURJ[ J]J^ QJWaJ *0! MJ[R

]X]JU YNWMJYJ]JW’

5N[KNMJ MNWPJW [NJUR\J\R YNWMJYJ]JW aJWP [NUJ]RO KJRT% [NJUR\J\R KNUJWSJ

BNVN[RW]JQ B[X_RW\R >JURVJW]JW 5J[J] YJMJ \NVN\]N[ < +)*+ VJ\RQ KNU^V

XY]RVJU QJWaJ \NKN\J[ ,0%+0! MJ[R [NWLJWJ KNUJWSJ 4B57 B[X_RW\R >JURVJW]JW

5J[J] E4 +)*+’ 5N[MJ\J[TJW SNWR\WaJ% KNUJWSJ UJWP\^WP VJ\RQ VNWMXVRWJ\R [NJUR\J\R

KNUJWSJ MNWPJW YJWP\J \NKN\J[ 0+%*)!’ DNVNW]J[J% YJWP\J KNUJWSJ UJWP\^WP QJWaJ

\NKN\J[ +0%2)!’

BN[TNVKJWPJW >N]NWJPJTN[SJJW 7JN[JQ MJW >N\NSJQ]N[JJW @J\aJ[JTJ]

5N[MJ\J[TJW D^[_NR 4WPTJ]JW >N[SJ AJ\RXWJU #DJTN[WJ\$ aJWP MRUJT^TJW XUNQ

5BD K^UJW 4P^\]^\ +)*+% S^VUJQ JWPTJ]JW TN[SJ B[X_RW\R >JURVJW]JW 5J[J]

JMJUJQ +’*1, [RK^ X[JWP J]J^ VNWPJUJVR YNW^[^WJW ,%,+! SRTJ MRKJWMRWPTJW

YN[RXMN \^[_NR \NKNU^VWaJ YJMJ 9NK[^J[R +)**’ =^VUJQ JWPTJ]JW TN[SJ aJWP

KNTN[SJ S^PJ VNWPJUJVR YNW^[^WJW \NKN\J[ ,%--! MRKJWMRWPTJW K^UJW 9NK[^J[R +)*+

VNWSJMR \NS^VUJQ +’*)0 X[JWP’ DNVNW]J[J R]^% S^VUJQ JWPTJ]JW TN[SJ aJWP VNWPJWPP^[

VNWPJUJVR YNWRWPTJ]JW \NKN\J[ *%,,! VNWSJMR \NS^VUJQ 0/ [RK^ X[JWP’ ;JU ]N[\NK^]

KN[MJVYJT YJMJ TNWJRTJW ERWPTJ] BNWPJWPP^[JW EN[K^TJ #EBE$ B[X_RW\R >JURVJW]JW

5J[J] \NKN\J[ )%*+! VNWSJMR \NKN\J[ ,%-1!’

5N[MJ\J[TJW YNVJW]J^JW QJ[PJ MR YNMN\JJW YJMJ JTQR[ ][R‘^UJW <<< +)*+% J]J^

K^UJW DNY]NVKN[ +)*+% AEB :JK^WPJW B[X_RW\R >JURVJW]JW 5J[J] ]N[LJ]J]

\NKN\J[ *))%,* YXRW’ ARUJR ]N[\NK^] VNWPJUJVR YNW^[^WJW \NKN\J[ )%..!

MRKJWMRWPTJW AEB PJK^WPJW K^UJW =^WR +)*+ aJWP ]N[LJ]J] \NKN\J[ *))%1/ #P[JORT .’.$’

BNW^[^WJW AEB YJMJ YN[RXMN UJYX[JW MRYNWPJ[^QR XUNQ JMJWaJ YNWRWPTJ]JW RWMNT\

YJMJ QJ[PJ aJWP MRKJaJ[ YN]JWR aJWP UNKRQ KN\J[ MRKJWMRWPTJW YNWRWPTJ]JW RWMNT\

YJMJ QJ[PJ aJWP MR]N[RVJ YN]JWR% VJ\RWP&VJ\RWP \NKN\J[ +%)1 MJW *%,.’ DNLJ[J ^V^V%

YN[PN[JTJW AEB PJK^WPJW MR >JURVJW]JW 5J[J] VNW^WS^TTJW TNLNWMN[^WPJW aJWP

VNW^[^W MRKJWMRWPTJW ]JQ^W +)**’ AEB K^UJW DNY]NVKN[ +)*+ VNWPJUJVR YNW^[^WJW

\NKN\J[ +%+-! MRKJWMRWPTJW AEB K^UJW 7N\NVKN[ +)** aJWP ]N[LJ]J] \NKN\J[ *)+%..’

Page 17: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

.

CRWPTJ\JW 8T\NT^]RO

>JSRJW 8TXWXVR CNPRXWJU B[X_RW\R >JURVJW]JW 5J[J] E[R‘^UJW <<< +)*+

BN[TR[JJW 8TXWXVR MJW <WOUJ\R 7JN[JQ

BN[NTXWXVRJW >JURVJW]JW 5J[J] YJMJ ][R‘^UJW <G +)*+ MRYN[TR[JTJW ]^VK^Q

YJMJ TR\J[JW .%.! & .%2! #aXa$ UNKRQ UJVKJ] MRKJWMRWPTJW ][R‘^UJW <<< +)*+

aJWP ]^VK^Q \NKN\J[ /%) #aXa$’ BN[UJVKJ]JW TXW\^V\R MJW NT\YX[ MRYN[TR[JTJW

VJ\RQ JTJW KN[UJWS^] YJMJ ][R‘^UJW <G +)*+ \NQRWPPJ KN[MJVYJT ]N[QJMJY TRWN[SJ

YN[NTXWXVRJW >JURVJW]JW 5J[J] \NLJ[J TN\NU^[^QJW’ BJMJ \R\R YNWMJYJ]JW% YN[UJVKJ]JW

TXW\^V\R [^VJQ ]JWPPJ MRYN[TR[JTJW MRYNWPJ[^QR XUNQ QJ[PJ TXVXMR]J\ YN[TNK^WJW

TQ^\^\WaJ TJ[N] MJW E5D aJWP LNWMN[^WP VJ\RQ VNWPJUJVR YNUNVJQJW’ 5N[UJWS^]WaJ

YN[UJVKJ]JW TXW\^V\R [^VJQ ]JWPPJ JW]J[J UJRW MRRWMRTJ\RTJW MNWPJW YN[TR[JJW RWMNT\

]NWMNW\R TXW\^VNW YJMJ ][R‘^UJW <G +)*+ \NKN\J[ *)2% VN\TRY^W VJ\RQ L^T^Y KJRT

WJV^W XY]RVR\VN VJ\aJ[JTJ] VNW^WS^TTJW TNLNWMN[^WPJW aJWP VNUNVJQ

MRKJWMRWPTJW MNWPJW ][R‘^UJW <<< +)*+ MRVJWJ <WMNT\ ENWMNW\R >XW\^VNW ]N[LJ]J]

\NKN\J[ **+’

BNW^[^WJW RWOUJ\R MRYN[TR[JTJW VJ\RQ JTJW KN[UJWP\^WP QRWPPJ ][R‘^UJW <G

+)*+’ 7J[R TXVXMR]J\ _XUJ]RUN OXXM\% KN[MJ\J[TJW YXUJ QR\]X[R\WaJ YNW^[^WJW

MRYN[TR[JTJW KN[J\JU MJ[R TXVXMR]J\ K^VK^&K^VK^JW% RTJW \NPJ[ MJW MJPRWP’ DNUJRW R]^%

YJMJ TNUXVYXT JMVRWR\]N[NM Y[RLN\ \NSJ^Q RWR ]RMJT JMJ [NWLJWJ YNWN[JYJW TNKRSJTJW

aJWP \][J]NPR\ QRWPPJ JTQR[ ]JQ^W +)*+% TNL^JUR [NWLJWJ TNWJRTJW QJ[PJ ?B: *+ TP

aJWP MRYN[TR[JTJW JTJW KN[MJVYJT VRWRVJU YJMJ RWOUJ\R <;>’

Page 18: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

>JSRJW 8TXWXVR CNPRXWJU B[X_RW\R >JURVJW]JW 5J[J] E[R‘^UJW <<< +)*+/

CRWPTJ\JW 8T\NT^]RO

E‘ < E‘ << E‘ <<< E‘ <G E‘ < E‘ << E‘ <<< E‘ <G E‘ < E‘ << E‘ <<<

8TXWXVR @JT[X CNPRXWJU

B[XM^T 7XVN\]RT CNPRXWJU 5[^]X #!% aXa$ .’+) -’/0 /’*- .’-+ .’*, .’2. /’.) /’*/ .’2+ .’0, /’))

5N[MJ\J[TJW DNT]X[ #@RURJ[ CY$ 3 0%-*0 0%+,- 0%/.) 0%221 0%021 0%//- 1%*-1 1%-2* 1%+/) 1%*), 1%/,0

& BN[]JWRJW +%**2 *%0++ *%1-0 *%11+ +%+). *%0,- *%2-2 +%)+, +%+00 *%01+ +%)0-

& BN[]JVKJWPJW " BNWPPJURJW *,) *,+ *,/ *-* *,0 *,2 *-. *.. *-/ *-/ *.+

& <WM^\][R BNWPXUJQJW *%+,/ *%+.+ *%+2) *%,+) *%++1 *%+1/ *%,-, *%,0+ *%+0* *%,+* *%,2.

& ?R\][RT% :J\ " 4R[ 5N[\RQ ,+ ,, ,- ,- ,- ,- ,- ,- ,. ,. ,.

& 5JWP^WJW .11 /+, /./ /2) /+. /0+ 0*2 01* /1) 0)2 0/)

& BN[MJPJWPJW% ;X]NU " CN\]X[JW *%.-) *%.-0 *%/-. *%//, *%/,0 *%/1* *%0,* *%0/+ *%0,* *%021 *%1.*

& BNWPJWPT^]JW " >XV^WRTJ\R /./ //- 0*2 00* 0,. 0.+ 02/ 1+1 01+ 1+, 1-*

& >N^JWPJW% BN[\N‘JJW " =J\J -)- -*- -+- --) -+0 --* -.) -// -.0 -0. -1,

& =J\J 0*, 1-0 2)) *%).0 00) 2+. 21) *%)0* 11+ *%)*/ *%)-/

5N[MJ\J[TJW BN[VRW]JJW #@RURJ[ CY$ 3 0%-*0 0%+,- 0%/.) 0%221 0%021 0%//- 1%*-1 1%-2* 1%+/) 1%*), 1%/,0& >XW\^V\R C^VJQ EJWPPJ ,%2-/ -%)+1 -%)/, -%+*) -%+,- -%+/- -%,-) -%,1- -%-,1 -%-2- -%.10& >XW\^V\R ?NVKJPJ D‘J\]J AR[UJKJ /1 /2 0, 0- 0- 0. 00 01 02 1) 1,& >XW\^V\R BNVN[RW]JQ 1.0 12+ 222 *%*0+ 10- 2+, *%)*) *%*2+ 222 *%),2 *%*,/& B@E5 *%202 *%212 +%)*+ +%*,2 +%*-2 +%*.+ +%*21 +%+,* +%+0) +%,*. +%-,/& BN[^KJQJW D]XT *,2 +* +*/ **1 *-2 ,, +*/ 1. *2- -/ +0/& 8T\YX[ +%+12 +%+0/ +%.)) +%./, +%/)) +%/+- +%/01 ,%).- +%/1+ +%//2 +%/.0& <VYX[ *%1/* +%)-+ +%+*+ +%+01 +%+1+ +%-)0 +%,0+ +%.,, +%-)* +%.-) +%.,1

8T\YX[& ARUJR 8T\YX[ AXW @RPJ\ #FD7 =^]J$ *0+ +/) +*- +,/ ,)1 -0- --/ ./) ,,/ ,0) +.2& GXU^VN 8T\YX[ AXW @RPJ\ #[RK^ ]XW$ +%.0, +%1.) ,%/0* ,%)10 ,%0)/ -%,2* ,%0/* ,%12. ,%,*, +%0+. +%*..

<VYX[& ARUJR 8T\YX[ AXW @RPJ\ #FD7 =^]J$ ++ ++ +, -* ,, -. .. /, -- 2/ 1)& GXU^VN 8T\YX[ AXW @RPJ\ #[RK^ ]XW$ *0 +/ *2 ,- +0 -0 ,/ -* ,+ /) -0

<WMNT\ ;J[PJ >XW\^VNW& >X]J BXW]RJWJT *+,’./ *+,’/) *+2’-0 *,)’1* *,+’/0 *,,’*2 *,0’/* *,0’+, *-)’+. *-+’+2 *-.’/+& >X]J DRWPTJ‘JWP *++’)1 *++’+) *+0’1. *+/’+/ *+2’*1 *+2’*+ *,.’)) *,-’0- *,0’,0 *,2’*. *-)’+/

?JS^ <WOUJ\R EJQ^WJW #!%aXa$& >X]J BXW]RJWJT .’0* .’+* /’-/ 1’.+ 0’,0 0’0/ /’+2 -’2* .’0+ /’1, .’1+& >X]J DRWPTJ‘JWP -’,. .’-) 0’/. 0’*) .’1+ .’/. .’.2 /’0+ /’,- 0’00 ,’2)

BN[KJWTJW

7JWJ BRQJT >N]RPJ #CY @RURJ[$ *2%.+- +)%1// +*%..0 +,%)0* +-%+/- +.%.+* +/%+*, +0%1.0 +1%1./ ,)%,.+ ,*%)/)& EJK^WPJW 2%0., *)%.*1 **%+,2 *,%,/1 *,%*0+ *,%/.1 *-%*+0 */%+++ *.%0)2 */%//2 *0%-2+& :R[X ,%2/- -%-/- -%-,+ ,%-,+ -%/1/ .%+0. .%*1) -%.,) .%//, /%,-. /%+)/& 7NYX\R]X .%1)/ .%11- .%11. /%+0* /%-)/ /%.11 /%2)0 0%*). 0%-1. 0%,,0 0%,/+

>[NMR] #CY @RURJ[$ & 5N[MJ\J[TJW ?XTJ\R B[XaNT **%-0/ *+%.1) *,%**1 *,%/-) *-%/)- */%++2 *0%,*0 *1%/1. *2%+*0 +*%)0* +*%2*1& @XMJU >N[SJ ,%/** -%*2* -%+2+ -%/)1 -%222 .%/** /%)*/ /%.21 /%0)- 0%/+) 0%/22& <W_N\]J\R +%/-- +%/2. +%111 ,%*0/ +%2+/ ,%,/, ,%/1, -%+)- -%++* -%.,/ -%/-/& >XW\^V\R .%++* .%/2, .%2,0 .%1.. /%/02 0%+.- 0%/*1 0%11- 1%+2+ 1%2*. 2%.0+

>[NMR] F@>@ #CY @RURJ[$ ,%,/. -%+2) ,%/0+ ,%20/ -%-/+ -%2)0 .%,+1 .%2.* /%*)1 /%/+2 /%0.2& @XMJU >N[SJ +%+0- +%.,+ +%0)- +%12, ,%*)) ,%-*, ,%/.- -%).- -%*)/ -%.2. -%1/*& <W_N\]J\R 1+/ 2-2 2/1 *%)1) *%,.. *%-10 *%//1 *%101 *%20) +%))* *%10)& >XW\^V\R +/. 1)2 * - / 0 0 *2 ,+ ,- +1

?XJW ]X 7NYX\R] CJ]RX #!$ /)’.) /+’1* /,’20 //’+0 /-’-- /0’.1 /2’++ /2’02 /2’-+ 0+’+, 0,’-1AB? :[X\\ #!$ +’-0 *’/- *’0, *’** *’,* *’+1 *’++ )’2) )’21 )’2/ )’2-

DR\]NV BNVKJaJ[JW

E[JW\JT\R CE:D& CJ]J&[J]J ;J[RJW AXVRWJU E[JW\JT\R #CY @RURJ[$ *%.,2 2+/ 01+ 11* /21 0-+ 11- *%)0+ 120 *%*-+ *%*/)& CJ]J&[J]J ;J[RJW GXU^VN E[JW\JT\R #?NVKJ[$ 0+1 020 02- 2-- 1)0 1-- 2)0 2+. 02) 2*1 210E[JW\JT\R >UR[RWP& CJ]J&[J]J ;J[RJW AXVRWJU E[JW\JT\R #CY @RURJ[$ 01 1- 0) **. **. *+) *,1 *+0 *++ *-* *11& CJ]J&[J]J ;J[RJW GXU^VN E[JW\JT\R #?NVKJ[$ ,%+2) ,%*.2 +%0.2 ,%12. .%-*) ,%01, -%,00 -%.), ,%0-. -%++0 -%2,0

D^VKN[ 7J]J 3 5JMJW B^\J] D]J]R\]RT MJW 5JWT <WMXWN\RJ

+)*++)*) +)**<WMRTJ]X[

Page 19: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

+*

CO\UOWLKXQKX <XPVK]S

>KTSKX 8UYXYWS DOQSYXKV C\Y‘SX]S >KVSWKX^KX 5K\K^ F\Sa_VKX <<< +)*+

.’

+’*’ :KWLK\KX GW_W

<XPVK]S ^KR_XKX >KVSWKX^KX 5K\K^* ZKNK ^\Sa_VKX <<< +)*+ ]OLO]K\ .%-1! "cYc#%

VOLSR \OXNKR NSLKXNSXQUKX SXPVK]S ^\Sa_VKX ]OLOV_WXcK cKXQ WOXMKZKS 0%))!’

>YXNS]S ^O\]OL_^ ]OTKVKX NOXQKX ^\OX NS ^SXQUK^ XK]SYXKV XKW_X NOXQKX VO‘OV SXPVK]S cKXQ

VOLSR \OXNKR NSLKXNSXQUKX SXPVK]S >KVSWKX^KX 5K\K^% cKS^_ ]OLO]K\ -%,*! ":\KPSU +’*#’

5O\LONK NOXQKX ^\OX SXPVK]S ^KR_XKX% ]OMK\K ^\Sa_VKXKX SXPVK]S >KVSWKX^KX 5K\K^

WOXSXQUK^ WOXTKNS ]OLO]K\ +%)0! "[^[#% ]O\_ZK NOXQKX SXPVK]S ^\Sa_VKXKX XK]SYXKV cKXQ

T_QK WOXSXQUK^ WOXTKNS ]OLO]K\ *%/1! ":\KPSU +’+#’

E_WLO\3 5CE >KVLK\% NSYVKR

:\KPSU +’*’ <XPVK]S FKR_XKX>KVSWKX^KX 5K\K^ NKX AK]SYXKV

E_WLO\3 5CE >KVLK\% NSYVKR

:\KPSU +’+’ <XPVK]S F\Sa_VKXKX>KVSWKX^KX 5K\K^ NKX AK]SYXKV

DK^K&\K^K SXPVK]S L_VKXKX

>KVSWKX^KX 5K\K^ ]OVKWK

^\Sa_VKX <<< +)*+ VOLSR ^SXQQS

NSLKXNSXQUKX \K^K&\K^K SXPVK] S

L_VKXKX ^\Sa_VKX ]OLOV_WXcK

":\KPSU +’,#’ CKNK L_VKX =_VS NKX

4Q_]^_] SXPVK]S L_VKXKX

>KVSWKX^KX 5K\K^ WK]SXQ&WK]SXQ

]OLO]K\ *%-)! NKX *%,/!

"W^W# cKXQ WO\_ZKUKX Z_XMKU

SXPVK]S L_VKXKX ]OVKWK ^\Sa_VKX <<< +)*+’ FSXQQSXcK SXPVK]S ZKNK L_VKX ^O\]OL_^

( 5DEXQJDQ GDUL LQIODVL GXD NRWD ZDLWX >RQWLDQDN GDQ @LQJNDYDQJ GHQJDQ ERERW ZDQJ GLVHVXDLNDQ WHUKDGDSLQIODVL QDVLRQDO&

,&/’

-&0- -&-,

,&,++&-(

*&.0 *&0.+&,* +&*(

-&-.

/&).

.&(’ .&*0

-&(-,&))

,&/*

.&’’

,&+/

AY 777 AY 7C AY 7 AY 77 AY 777 AY 7C AY 7 AY 77 AY 777

)’(’ )’(( )’()

! "ZRZ#

<DVLRQDO 9DOEDU

)&.0

(&,0

’&.’’&*-

(&/0

’&.0 ’&// ’&0’

(&-/

+&.*

’&-*

(&,/

’&*)

*&,*

%’&)-

)&(-

(&+)

)&’.

AY 777 AY 7C AY 7 AY 77 AY 777 AY 7C AY 7 AY 77 AY 777

)’(’ )’(( )’()

! "TWT#

<DVLRQDO 9DOEDU

E_WLO\3 5CE >KVLK\% NSYVKR

:\KPSU +’,’ <XPVK]S 5_VKXKX >KVSWKX^KX 5K\K^ NKX AK]SYXKV

0 1 2 *) ** *+ * + , - . / 0 1 2

+)** +)*+

AK]SYXKV )’/0)’2,)’+0 &)’* )’,-)’.0)’0/)’).)’)0)’+*)’)0)’/+)’0))’2.)’)*>KVLK\ )’00*’0,)’22 &*’. )’+,*’)/*’)+*’.0 &)’- )’--)’0+)’+/ *’- *’,/ &)’0

&+’))

&*’))

)’))

*’))

+’))

! "W^W#

BABII

+#,’#)"!*%!* &*$(!-&

Page 20: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

>KTSKX 8UYXYWS DOQSYXKV C\Y‘SX]S >KVSWKX^KX 5K\K^ F\Sa_VKX <<< +)*+++

CO\UOWLKXQKX <XPVK]S

NSZOXQK\_RS YVOR SXPVK]S UOVYWZYU ^\KX]ZY\ "YXQUY] KXQU_^KX _NK\K#’ <XPVK]S UOVYWZYU

^\KX]ZY\ NS]OLKLUKX YVOR WOXSXQUK^XcK RK\QK ^SUO^ KXQU_^KX _NK\K WOXTOVKXQ <N_V 9S^\S

_WK^ W_]VSW NKX K\_] LKVSU EOWLKRcKXQ >_L_\ UON_K WK]cK\KUK^ FSYXQRYK NS KURS\

L_VKX 4Q_]^_] +)*+’ EOWOX^K\K NS ZOXQR_T_XQ ^\Sa_VKX <<< +)*+% ^O\TKNS NOPVK]S cKXQ

]KXQK^ ]SQXSPSUKX RSXQQK &)%0,!’ 7OPVK]S NS L_VKX EOZ^OWLO\ +)*+ NS]OLKLUKX UY\OU]S

RK\QK UYWYNS^K] ZK]MK <N_V 9S^\S NKX EOWLKRcKXQ >_L_\ UON_K "6_XQ J_KX#’

EOMK\K ^\Sa_VKXKX% SXPVK]S ^\Sa_VKX <<< +)*+ VOLSR ^SXQQS NSLKXNSXQUKX ^\Sa_VKX

]OLOV_WXcK’ E_WLO\ SXPVK]S ZKNK ^\Sa_VKX <<< +)*+ LO\K]KV NK\S ]_L UOVYWZYU ^\KX]ZY\%

LSKcK ^OWZK^ ^SXQQKV% NKX ZKNS&ZKNSKX’ EOWOX^K\K YXQUY] KXQU_^KX _NK\K UOWLKVS

WOXQKVKWS SXPVK]S LO\]KWKKX NOXQKX K\_] W_NSU NKX LKVSU <N_V 9S^\S NKX K\_] LKVSU

EOWLKRcKXQ >_L_\ UON_K "6_XQ J_KX# NS WSXQQ_ ZO\^KWK EOZ^OWLO\ +)*+’

+’+’ <XPVK]S FKR_XKX

<XPVK]S ^KR_XKX UOVYWZYU

LKRKX WKUKXKX WOXQKVKWS

ZOX_\_XKX WOXTKNS ]OLO]K\

0%2)! "cYc#’ @O]US ^_\_X% KXNSV

SXPVK]S UOVYWZYU LKRKX

WKUKXKX ^O^KZ cKXQ ^O\LO]K\

cKS^_ ]OLO]K\ +%*1!’ <XPVK]S

^KR_XKX UOVYWZYU LKRKX

WKUKXKX LO\]_WLO\ NK\S ]_L

UOVYWZYU ZKNS&ZKNSKX% ]Kc_\&

]Kc_\KX% NKX SUKX ]OQK\’ FY^KV

]_WLKXQKX UO^SQK ]_L UOVYWZYU

^O\]OL_^ ]OLO]K\ *%0*! ^O\RKNKZ

SXPVK]S _W_W’ >OVYWZYU cKXQ T_QK

WOWLO\SUKX KXNSV SXPVK]S ^KR_XKX

LO]K\ KNKVKR UOVYWZYU ZO\_WKRKX "*%/)!#% cKXQ LO\]_WLO\ NK\S UOXKSUKX ^K\SP ^_UKXQ

L_UKX WKXNY\ NKX UYX^\KU \_WKR’ 4XNSV SXPVK]S UOVYWZYU ^\KX]ZY\ ")%01!# WK]SR

WO\_ZKUKX ^SQK LO]K\ ZOXc_WLKXQ SXPVK]S ^O\^SXQQS WO]USZ_X WOXQKVKWS ZOX_\_XKX

NSLKXNSXQUKX ^\Sa_VKX ]OLOV_WXcK’ >YXNS]S ^O\]OL_^ ]OVKSX NS]OLKLUKX SXNOU] cKXQ

]_NKR ^SXQQS ZKNK L_VKX EOZ^OWLO\ +)** "LK]O&OPPOM^#% T_QK UK\OXK KNKXcK UY\OU]S

RK\QK YXQUY] KXQU_^KX _NK\K LOLO\KZK UKVS ]OVKWK ]O^KR_X ^O\KURS\’

E_WLO\3 5CE >KVLK\% NSYVKR

:\KPSU +’-’ <XPVK]S FKR_XKX NKX 4XNSV <XPVK]S>KVSWKX^KX 5K\K^ >OVYWZYU 5K\KXQ NKX =K]K

)&(/

’&-+

(&-’

’&’0

’&(-

’&((

’&./

,&+/

.&0’

*&,+

-&/0

(&.(

*&/.

)&’+

+&0)

,&+/

’&’’ )&’’ +&’’ -&’’ /&’’ (’&’’ ()&’’

2DKDQ ;DNDQDQ

;DNDQDQ 8DGL

>HUXPDKDQ

@DQGDQJ

9HVHKDWDQ

>HQGLGLNDQ

AUDQVSRU

BPXP

! "Z%R%Z#

LQIODVL

DQGLO

Page 21: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

+,

CO\UOWLKXQKX <XPVK]S

>KTSKX 8UYXYWS DOQSYXKV C\Y‘SX]S >KVSWKX^KX 5K\K^ F\Sa_VKX <<< +)*+

+’,’ <XPVK]S F\Sa_VKXKX

FSQK UOVYWZYU NOXQKX KXNSV SXPVK]S

^\Sa_VKXKX ^O\^SXQQS ZKNK ^\Sa_VKX < <<

+)*+ KNKVKR UOVYWZYU LKRKX

WKUKXKX% UOVYWZYU ZO\_WKRKX% NKX

UOVYWZYU ^\KX]ZY\’ <XPVK]S ^O\^SXQQS

ZKNK ^\Sa_VKX <<< +)*+ LO\K]KV NK\S

UOVYWZYU ^\KX]ZY\ cKXQ WOXQKVKWS

SXPVK]S ]OLO]K\ 0%0*! "[^[#’ EOTKVKX

NOXQKX SXPVK]SXcK% KXNSV cKXQ NSLO\SUKX

UOVYWZYU ^\KX]ZY\ T_QK cKXQ ^O\^SXQQS

cKS^_ ]OLO]K\ *%++!’ >OVYWZYU LKRKX

WKUKXKX ^O\_] WOXQKVKWS ZOX_\_XKX

SXPVK]S RSXQQK WOXTKNS ]OLO]K\ *%)*!

"[^[#’ @O]USZ_X ^O\_] WOXQKVKWS

ZOX_\_XKX SXPVK]S ]OTKU ^\Sa_VKX < +)*+% KXNSV cKXQ NSLO\SUKX WK]SR WO\_ZKUKX ^SQK

cKXQ ^O\^SXQQS ]OVKWK ^\Sa_VKX <<< +)*+% cKS^_ ]OLO]K\ )%+1!’ E_WLO\ SXPVK]S UOVYWZYU

LKRKX WKUKXKX KNKVKR UOXKSUKX RK\QK LO\K]% TO\_U NKX NKQSXQ ]KZS’ >OVYWZYU cKXQ

T_QK WOXQKVKWS SXPVK]S M_U_Z ^SXQQS KNKVKR UOVYWZYU ZO\_WKRKX "*%1,!# cKXQ

LO\]_WLO\ NK\S ]_L UOVYWZYU LSKcK ^OWZK^ ^SXQQKV’

FKLOV +’* <XPVK]S F\Sa_VKXKX NS >KVSWKX^KX 5K\K^@OX_\_^ >OVYWZYU 5K\KXQ NKX =K]K "!&[^[#

E_WLO\3 5CE >KVLK\% NSYVKR

7K\S UO^SQK UOVYWZYU NOXQKX KXNSV SXPVK]S ^O\LO]K\% UOVYWZYU ^\KX]ZY\

WOXQKVKWS ZOXSXQUK^KX ZKVSXQ ]SQXSPSUKX NSLKXNSXQUKX ^\Sa_VKX ]OLOV_WXcK’

>OVYWZYU VKSXXcK cKXQ T_QK WOXQKVKWS ZOXSXQUK^KX KNKVKR UOVYWZYU ZO\_WKRKX’

EOWOX^K\K UOVYWZYU LKRKX WKUKXKX WOXQKVKWS SXPVK]S cKXQ VOLSR \OXNKR

NSLKXNSXQUKX ^\Sa_VKX ]OLOV_WXcK’ EOMK\K KQ\OQK^% KXNSV UO^SQK UOVYWZYU ^O\]OL_^

^O\RKNKZ SXPVK]S ^\Sa_VKXKX ]OLO]K\ *%2,!’

5KRKX @KUKXKX 0’-0 )’2- +’/. &*’.0 -’+, )’)) -’/+ +’*) *’)* #"(+ #"%+

@KUKXKX TKNS% WSX_WKX% \YUYU NKX ^OWLKUK_ *’2) )’2, *’,1 *’0, +’1- *’-0 )’1. *’)) )’*2 #"$+ #"#&

CO\_WKRKX% KS\% VS]^\SU% QK] NKX LKRKX LKUK\ +’1- )’1. *’.2 )’2, *’)2 *’1/ *’/2 *’,- *’1, #"&$ #"’%

EKXNKXQ +’,+ *’0) )’0. &)’)1 +’2. &)’-, )’10 )’.) )’00 #"#& #"#’

>O]ORK^KX *’)) &)’+- +’*, )’/2 *’.2 )’+- )’/. *’-) *’., #"#) #"#)

COXNSNSUKX% \OU\OK]S NKX YVKR\KQK *’/+ )’*, )’11 )’)) *’/. )’,0 )’,) &)’)- *’-) #"## #"#+

F\KX]ZY\% UYW_XSUK]S NKX TK]K UO_KXQKX 2’2+ &)’./ )’-* *’*) 1’.+ &.’1/ *’// *’02 0’0* #"%+ $"%%

GW_W -’0, )’/, *’.1 )’,+ ,’., &)’+/ +’*/ *’-, +’)0 $"’& %"#*

>OVYWZYUFa <Fa <<< Fa <H Fa << Fa <<< Fa <H

+)**+)*) +)*+

Fa <<<Fa <

,2/01

Fa <<.3 ---!%#$%

.3 --!%#$%

E_WLO\3 5CE >KVLK\% NSYVKR

:\KPSU +’.’ <XPVK]S F\Sa_VKXKX NKX 4XNSV <XPVK]S>KVSWKX^KX 5K\K^ >OVYWZYU 5K\KXQ NKX =K]K

’&)/

’&’*

’&+)

’&’+

’&’-

’&’/

(&))

)&’.

(&’(

’&(0

(&/*

’&..

(&,*

(&+’

.&.(

)&’.

’&’’ ,&’’ (’&’’

2DKDQ;DNDQDQ

;DNDQDQ8DGL

>HUXPDKDQ

@DQGDQJ

9HVHKDWDQ

>HQGLGLNDQ

AUDQVSRU

BPXP

! "T%W%T#

LQIODVLDQGLO

Page 22: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

>KTSKX 8UYXYWS DOQSYXKV C\Y‘SX]S >KVSWKX^KX 5K\K^ F\Sa_VKX <<< +)*++-

CO\UOWLKXQKX <XPVK]S

+’,’*’ >OVYWZYU 5KRKX @KUKXKX

<XPVK]S UOVYWZYU LKRKX

WKUKXKX UOWLKVS WOVOWKR ZKNK

^\Sa_VKX <<< +)*+’ <XPVK]S ^O\LO]K\

NSKVKWS YVOR ]_L UOVYWZYU L_KR&

L_KRKX cKXQ WOXQKVKWS SXPVK]S

RSXQQK **%,/! "[^[# NOXQKX KXNSV

]OLO]K\ )%*1!’ <XPVK]S ]_L

UOVYWZYU L_KR&L_KRKX NSZSM_ YVOR

UOXKSUKX RK\QK L_KR TO\_U NKX

XKXK] cKXQ WOXQKVKWS VYXTKUKX

ZO\WSX^KKX ]OZKXTKXQ ^\Sa_VKX <<<

+)*+ UK\OXK ZO\KcKKX RK\S LO]K\’

4XNSV SXPVK]S ^O\LO]K\ NSLO\SUKX YVOR

]_L UOVYWZYU ZKNS&ZKNSKX cKXQ

WOXQKVKWS SXPVK]S -%-*!% XKW_X

WOXc_WLKXQ KXNSV ^O\LO]K\ cKS^_

]OLO]K\ )%,*!’ E_L UOVYWZYU VKSX cKXQ WOXQKVKWS SXPVK]S NS K^K] *! LO\K]KV NK\S ]_L

UOVYWZYU ]Kc_\&]Kc_\KX ",%/+!#% ]_L UOVYWZYU SUKX NSKaO^UKX "*%+.!#’ FY^KV KXNSV

NOVKZKX ]_L UOVYWZYU cKXQ WOXQKVKWS SXPVK]S ZKNK ^\Sa_VKX <<< +)*+ KNKVKR ]OLO]K\

)%/+!’

GX^_U ZO\^KWK UKVSXcK NKVKW ]O^KR_X ^O\KURS\% ]_L UOVYWZYU NKQSXQ NKX RK]SV&

RK]SVXcK WOXQKVKWS NOPVK]S ]OLO]K\ +%+*! "[^[#’ COX_\_XKX RK\QK NKQSXQ KcKW \K]

NS]OLKLUKX YVOR UY\OU]S RK\QK ZK]MK RK\S \KcK <N_V 9S^\S cKXQ VOLSR ^SXQQS NSLKXNSXQUKX

UOXKSUKX RK\QK WOXTOVKXQ RK\S \KcK <N_V 9S^\S’ 4]Y]SK]S CO\_XQQK]KX >KVLK\ T_QK

WOXQKU_S RK\QK NKQSXQ KcKW \K] ^_\_X KUSLK^ WOVSWZKRXcK ZK]YUKX ]OWOX^K\K

ZO\WSX^KKX ZK]MK RK\S \KcK MOXNO\_XQ ]^KQXKX LKRUKX WOX_\_X’ E_L UOVYWZYU VKSXXcK

cKXQ WOXQKVKWS NOPVK]S KNKVKR L_WL_&L_WL_KX "&0%2+!# NKX SUKX ]OQK\ "&+%,+!#’

FY^KV KXNSV NOPVK]S UO^SQK ]_L UOVYWZYU ^O\]OL_^ ]OLO]K\ &)%,-!’ 7OPVK]S ]_L UOVYWZYU

L_WL_&L_WL_KX LO\K]KV UY\OU]S RK\QK LO\LKQKS TOXS] MKLKS NKX LKaKXQ NS ZK]K\

^\KNS]SYXKV ZK]MK <N_V 9S^\S cKXQ VOLSR LO]K\ NSLKXNSXQUKX UOXKSUKXXcK ZKNK ]KK^ L_VKX

\KWKNRKX’ CK]YUKX cKXQ WOVSWZKR NK\S ZO\NKQKXQKX KX^K\ Z_VK_ "NK\S Z_VK_ =KaK#

WK_Z_X Z\YN_U]S VYUKV >KVLK\ "_X^_U MKLKS# T_QK SU_^ WOWZOXQK\_RS ^_\_XXcK RK\QK

MKLKS NKX LKaKXQ’

E_WLO\3 5CE >KVLK\% NSYVKR

:\KPSU +’/’ <XPVK]S NKX 4XNSV <XPVK]S >KVSWKX^KX 5K\K^F\Sa_VKX <<< +)*+ WOX_\_^ >OVYWZYU 5KRKX @KUKXKX

’&)/

’&*(

%’&’0

%’&((

’&’(

’&’(

’&’0

’&’’

’&(/

%’&()

’&’(

’&’’

(&’(

+&+(

%)&)(

%)&*)

(&),

’&,(

*&-)

’&*/

((&*-

%.&0)

’&.’

%’&,,

%(’&’’ %,&’’ ’&’’ ,&’’ (’&’’ (,&’’

2161< ;191<1<

>DGL%SDGLDQ$ BPEL%XPELDQGDQ 6DVLOQZD

3DJLQJ GDQ 6DVLO%KDVLOQZD

7NDQ @HJDU

7NDQ 3LDYHWNDQ

AHOXU$ @XVX GDQ 6DVLO%KDVLOQZD

@DZXU%VDZXUDQ

9DFDQJ % NDFDQJDQ

2XDK % EXDKDQ

2XPEX % EXPEXDQ

:HPDN GDQ ;LQZDN

2DKDQ ;DNDQDQ :DLQQZD

! "T%W%T#

LQIODVLDQGLO

Page 23: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

+.

CO\UOWLKXQKX <XPVK]S

>KTSKX 8UYXYWS DOQSYXKV C\Y‘SX]S >KVSWKX^KX 5K\K^ F\Sa_VKX <<< +)*+

COX_\_XKX VKT_ SXPVK]S UOVYWZYU LKRKX

WKUKXKX NS >Y^K CYX^SKXKU VOLSR VKXNKS

NSLKXNSXQUKX NOXQKX >Y^K ESXQUKaKXQ’

<XPVK]S ^\Sa_VKXKX UOVYWZYU LKRKX WKUKXKX NS

>Y^K CYX^SKXKU ]OLO]K\ *%-/! "[^[#% VOLSR

^SXQQS NSLKXNSXQUKX UOVYWZYU LKRKX

WKUKXKX NS >Y^K ESXQUKaKXQ cKXQ WOXQKVKWS

NOPVK]S ]OLO]K\ *%*2!’ 7S >Y^K CYX^SKXKU%

]OLKXcKU ^_T_R ]_L UOVYWZYU cKXQ WOXQKVKWS

SXPVK]S NOXQKX N_K ]_L UOVYWZYU WOXQKVKWS

SXPVK]S VOLSR NK\S .!% cKS^_ ]_L UOVYWZYU

L_KR&L_KRKX "*+%--!# NKX ]_L UOVYWZYU ZKNS&ZKNSKX ".%+/!#’ 7OPVK]S NS >Y^K

CYX^SKXKU LO\K]KV NK\S OWZK^ ]_L UOVYWZYU NOXQKX NOPVK]S ^O\LO]K\ NSKVKWS ]_L

UOVYWZYU L_WL_&L_WL_KX "&1%.0!#’ EOWOX^K\K NS UY^K ESXQUKaKXQ ^O\NKZK^ OXKW

]_L UOVYWZYU cKXQ WOXQKVKWS SXPVK]S% NSWKXK RKXcK ]K^_ cKXQ WOXQKVKWS SXPVK]S NS

K^K] .! cKS^_ ]_L UOVYWZYU L_KR&L_KRKX "/%/)!#’ FO\NKZK^ N_K ]_L UOVYWZYU cKXQ

WOXQKVKWS NOPVK]S VOLSR UOMSV NK\S &-!% cKS^_ ]_L UOVYWZYU L_WL_&L_WL_KX "&-%0.!#

NKX ]_L UOVYWZYU SUKX ]OQK\ "&-%,)!#’

+’,’+’ >OVYWZYU CO\_WKRKX% 4S\% ?S]^\SU NKX 5KRKX 5KUK\

<XPVK]S UOVYWZYU ZO\_WKRKX ZKNK

^\Sa_VKX <<< +)*+ WOXSXQUK^

NSLKXNSXQUKX ^\Sa_VKX

]OLOV_WXcK WOXTKNS ]OLO]K\

*%1,! "[^[#’ E_L UOVYWZYU LSKcK

^OWZK^ ^SXQQKV WOXQKVKWS SXPVK]S

^O\^SXQQS NSLKXNSXQUKX ]_L UOVYWZYU

VKSXXcK cKS^_ ]OLO]K\ +%2*!’

COXSXQUK^KX SXPVK]S ]_L UOVYWZYU

LSKcK \_WKR ^KXQQK LO\K]KV NK\S UYWYNS^K] TK]K ^_UKXQ L_UKX WKXNY\ NKX UYX^\KU

\_WKR’ EOTKVKX NOXQKX SXPVK]SXcK% KXNSV cKXQ NSLO\SUKX ]_L UOVYWZYU LSKcK ^OWZK^

^SXQQKV T_QK cKXQ ^O\^SXQQS cKS^_ )%,0!’ <XPVK]S UOVYWZYU ZO\_WKRKX NS^OXQK\KS ]OLKQKS

SXNSUK]S WOXSXQUK^XcK SXPVK]S SX^S’

E_WLO\3 5CE >KVLK\% NSYVKR

:\KPSU +’0’ <XPVK]S F\Sa_VKXKX >OVYWZYU5KRKX @KUKXKX >Y^K CYX^SKXKU NKX

ESXQUKaKXQ

E_WLO\3 5CE >KVLK\% NSYVKR

:\KPSU +’1’ <XPVK]S NKX 4XNSV <XPVK]S >KVSWKX^KX 5K\K^F\Sa_VKX <<< +)*+ WOX_\_^ >OVYWZYU CO\_WKRKX

)&+-

%(&,/

+&+,

’&’.

+&)0

)&(. (&+-

*&,,

%(&,(

*&(0

%’&**

-&)-

(&.+

%(&(0

AY 7 AY 77 AY 777 AY 7C AY 7 AY 77 AY 777

)’(( )’()

>RQWLDQDN @LQJNDYDQJ

’&+)

’&*.

’&’(

’&’)

’&’)

(&/*

)&0(

’&(’

(&)’

’&/-

’&’’ )&’’ +&’’

>HUXPDKDQ$ DLU$ OLVWULN$ JDVGDQ EDKDQ EDNDU

2LDZD WHPSDW WLQJJDO

2DKDQ EDNDU$ SHQHUDQJDQ GDQDLU

>HUOHQJNDSDQ UXPDK WDQJJD

>HQZHOHQJJDUDDQ UXPDKWDQJJD

!%TWT

LQIODVLDQGLO

Page 24: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

>KTSKX 8UYXYWS DOQSYXKV C\Y‘SX]S >KVSWKX^KX 5K\K^ F\Sa_VKX <<< +)*++/

CO\UOWLKXQKX <XPVK]S

<XPVK]S UOVYWZYU ZO\_WKRKX NS >Y^K

CYX^SKXKU NKX >Y^K ESXQUKaKXQ

WOX_XT_UUKX ^\OX cKXQ LO\VKaKXKX’

7S >Y^K CYX^SKXKU% ZOWSM_ WOXSXQUK^XcK

SXPVK]S UOVYWZYU ZO\_WKRKX KNKVKR

WOXSXQUK^XcK RK\QK UYX^\KU \_WKR NKX

YXQUY] ^_UKXQ L_UKX WKXNY\’ EOWOX^K\K

SXPVK]S UOVYWZYU ZO\_WKRKX NS >Y^K

ESXQUKaKXQ NS]OLKLUKX SXPVK]S ]_L ]OU^Y\

LSKcK ^OWZK^ ^SXQQKV ^O\_^KWK LKRKX

WK^O\SKV LKXQ_XKX% ]OZO\^S ]OWOX% ZKZKX%

NKX UKc_ VKZS]’

+’,’,’ >OVYWZYU F\KX]ZY\% >YW_XSUK]S NKX =K]K >O_KXQKX

7_K ZO\KcKKX LO]K\ WK]cK\KUK^ >KVSWKX^KX 5K\K^ ZKNK ^\Sa_VKX <<< +)*+ ]KXQK^

LO\ZOXQK\_R ]SQXSPSUKX ^O\RKNKZ ^SXQQSXcK SXPVK]S UOVYWZYU ^\KX]ZY\%

UYW_XSUK]S NKX TK]K UO_KXQKX "NY_LVO RS^ OPPOM^#’ 4\_] W_NSU NKX NKX K\_] LKVSU

RK\S \KcK <N_V 9S^\S ZKNK ZO\^OXQKRKX L_VKX 4Q_]^_] +)*+% ]O\^K K\_] LKVSU EOWLKRcKXQ

>_L_\ UON_K ^KXQQKV *&*. NS L_VKX UO^_T_R <WVOU "6_XQ J_KX# cKXQ TK^_R NS KURS\

4Q_]^_] +)*+ ]OMK\K LO\^_\_^&^_\_^ WOXSXQUK^UKX ZO\WSX^KKX WK]cK\KUK^ ^O\RKNKZ

TK]K ZOXO\LKXQKX’ >YXNS]S ^O\]OL_^ ^O\MO\WSX NK\S SXPVK]S ]_L UOVYWZYU ^\KX]ZY\ cKXQ

WOXSXQUK^ ]SQXSPSUKX NSLKXNSXQUKX ^\Sa_VKX ]OLOV_WXcK% WOXTKNS ]OLO]K\ **%++!’ =SUK

NS^SXTK_ ]OMK\K L_VKXKX% ^OUKXKX SXPVK]S ]_L UOVYWZYU ^\KX]ZY\ ^O\TKNS ZKNK L_VKX =_VS

NKX 4Q_]^_]’ EOWOX^K\K ZKNK L_VKX EOZ^OWLO\ ^O\TKNS UY\OU]S WO]USZ_X ^SNKU ]SQXSPSUKX

NOXQKX UOXKSUKX N_K L_VKX ]OLOV_WXcK’

E_WLO\3 5CE >KVLK\% NSYVKR

:\KPSU +’2’ <XPVK]S F\Sa_VKXKX >OVYWZYUCO\_WKRKX >Y^K CYX^SKXKU NKX ESXQUKaKXQ

E_WLO\3 5CE >KVLK\% NSYVKR

:\KPSU +’*)’ <XPVK]S NKX 4XNSV <XPVK]S >KVSWKX^KX 5K\K^F\Sa_VKX <<< +)*+ WOX_\_^ >OVYWZYU F\KX]ZY\

E_WLO\3 5CE >KVLK\% NSYVKR

:\KPSU +’**’ <XPVK]S F\Sa_VKXKX >OVYWZYUF\KX]ZY\ >Y^K CYX^SKXKU NKX ESXQUKaKXQ

(&,’

’&+*

’&/*

)&’/(&/+

(&+-

)&(/(&00

*&*+

)&)0

’&// (&’*’&..

’&(/

AY 7 AY 77 AY 777 AY 7C AY 7 AY 77 AY 777

)’(( )’()

>RQWLDQDN @LQJNDYDQJ

(&))

(&(/

’&’(

’&’’

’&’’

.&.(

((&))

’&))

’&’-

’&0+

’&’’ ,&’’ (’&’’ (,&’’

A?1<@>=?$ 9=;B<791@731< 81@1 94B1<51<

AUDQVSRU

9RPXQLNDVL GDQSHQJLULPDQ

@DUDQD GDQ SHQXQMDQJWUDQVSRU

8DVD NHXDQJDQ

!%TWT

LQIODVLDQGLO ’&’/

)&*.

/&+.

%,&0.

)&)- (&,(

/&*’

(&./

%+&’*

/&..

%,&+(

%’&//

)&0/,&(+

AY 7 AY 77 AY 777 AY 7C AY 7 AY 77 AY 777

)’(( )’()

>RQWLDQDN @LQJNDYDQJ

Page 25: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

+0

CO\UOWLKXQKX <XPVK]S

>KTSKX 8UYXYWS DOQSYXKV C\Y‘SX]S >KVSWKX^KX 5K\K^ F\Sa_VKX <<< +)*+

<XPVK]S UOVYWZYU ^\KX]ZY\ WOXMKZKS Z_XMKUXcK ZKNK ^\Sa_VKX <<< +)*+

WOXQSU_^S ]SUV_] ^KR_XKX ZO\KcKKX RK\S \KcK’ <XPVK]S UOVYWZYU ^\KX]ZY\ NS >Y^K

CYX^SKXKU ]OLO]K\ 1%,)!% WOXSXQUK^ VOLSR ^KTKW NSLKXNSXQUKX NS >Y^K ESXQUKaKXQ

cKXQ ]OLO]K\ .%*-!’ EO]_KS NOXQKX LYLY^XcK cKXQ WO\_ZKUKX UYWYNS^K] NOXQKX

LYLY^ ^O\^SXQQS% YXQUY] KXQU_^KX _NK\K WO\_ZKUKX UYWYNS^K] cKXQ ]KXQK^

WOWZOXQK\_RS SXPVK]S NS >Y^K CYX^SKXKU WK_Z_X ESXQUKaKXQ’ 7S UY^K CYX^SKXKU SXPVK]S

YXQUY] KXQU_^KX _NK\K WOX_XT_UUKX KXQUK cKXQ VOLSR ^SXQQS "*%*.!# NSLKXNSXQUKX

^\Sa_VKX ]OLOV_WXcK ")%+)!#’ EOLKVSUXcK NS >Y^K ESXQUKaKXQ SXPVK]S YXQUY] KXQU_^KX

_NK\K WOXSXQUK^ ]SQXSPSUKX NK\S )%-/! WOXTKNS )%/-!’ >YXNS]S SXPVK]S ^O\]OL_^ ]OTKVKX

NOXQKX ZOXSXQUK^KX T_WVKR ZOX_WZKXQ KXQU_^KX _NK\K cKXQ LO\KXQUK^ "OWLK\U]S#

NK\S 5KXNK\K E_ZKNSY CYX^SKXKU ]OVKWK ^\Sa_VKX <<< +)*+ cKS^_ ]OLO]K\ +%)0!

NSLKXNSXQUKX ^\Sa_VKX ]OLOV_WXcK K^K_ WOXMKZKS +0/’,.. ZOX_WZKXQ’

+’-’ 7S]KQ\OQK]S <XPVK]S

<XPVK]S cKXQ LO\]_WLO\ NK\S UOVYWZYU UYWYNS^K] cKXQ RK\QKXcK NSK^_\ YVOR

ZOWO\SX^KR "KNWSXS]^O\ON Z\SMO]# WOXSXQUK^ ]SQXSPSUKX’ F\OX ZOXSXQUK^KX T_QK

NSKVKWS YVOR SXPVK]S SX^ S’ COXSXQUK^KX ZKNK UOVYWZYU SXPVK]S SX^S NSZOXQK\_RS YVOR

WOXSXQUK^XcK SXPVK]S UOVYWZYU ZO\_WKRKX ^O\_^KWK UYWYNS^K] TK]K ^_UKXQ L_UKX

WKXNY\ NKX UYX^\KU \_WKR’ EOWOX^K\K UYWYNS^K] LKRKX WKUKXKX cKXQ RK\QKXcK

LO\QOTYVKU "‘YVK^SVO PYYN]# UOWLKVS WOVOWKR ]OS\SXQ NOXQKX UY\OU]S RK\QK cKXQ M_U_Z

]SQXSPSUKX ^O\RKNKZ LKRKX ZKXQKX ZK]MK RK\S \KcK <N_V 9S^\S’

FKLOV +’+ <XPVK]S F\Sa_VKXKX NS >KVSWKX^KX 5K\K^@OX_\_^ 9KU^Y\ COXcOLKLXcK "!&[^[#

E_WLO\3 5CE >KVLK\% NSYVKR

+’-’*’ 9KU^Y\ 9_XNKWOX^KV

7K\S ]S]S ZOXKaK\KX% RK]SV E_\‘OS >OQSK^KX 7_XSK G]KRK "E>7G# WOX_XT_UUKX

OU]ZOU^K]S SXNSUK^Y\ RK\QK T_KV ^KR_XKX NS ^SXQUK^ ZOXQ_]KRK WOXSXQUK^’ COXSXQUK^KX

^O\LO]K\ LO\K]KV NK\S ]OU^Y\ ZO\NKQKXQKX RY^OV NKX \O]^Y\KX "C;D# LO\]KWKKX NOXQKX

ZO\KcKKX RK\S \KcK <N_V 9S^\S NOXQKX XSVKS EKVNY 5O\]SR FO\^SWLKXQ "E5F# WOXMKZKS

0%.2!’ EOWOX^K\K ]OU^Y\ ZO\^KXSKX cKXQ WO\_ZKUKX ]OU^Y\ _^KWK WOXQKVKWS

Fa <<< Fa <H Fa < Fa << Fa <<< Fa <H Fa < Fa << Fa <<<

#.*,&1+ #.2+ *’21 )’0, *’-, )’.* *’1, *’,, *’,- )’20 *’+.

%/,&2+,) "//(1 0’0, *’*) +’0+ &*’11 -’-/ )’*/ -’1, *’2- *’*.

!(-+.+12)0)( $0+’)1 1’21 )’)2 )’1) +’.- /’11 &-’)1 *’+* *’1. .’/-

G W _ W -’0, )’/, *’.1 )’,+ ,’., &)’+/ +’*/ *’-, +’)0

+)*++)**+)*)>OVYWZYU

Page 26: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

>KTSKX 8UYXYWS DOQSYXKV C\Y‘SX]S >KVSWKX^KX 5K\K^ F\Sa_VKX <<< +)*++1

CO\UOWLKXQKX <XPVK]S

ZOVOWKRKX \OKVS]K]S _]KRK cKXQ NSSXNSUK]SUKX NOXQKX XSVKS E5F cKXQ LO\XSVKS XOQK^SP "&

*%10!#’

EOWOX^K\K RK]SV E_\‘OS >YX]_WOX "E># ^O\RKNKZ +)) \O]ZYXNOX NS >Y^K

CYX^SKXKU WOX_XT_UUKX ^\OX ZOVOWKRKX OU]ZOU^K]S UOXKSUKX RK\QK NS ^SXQUK^

UYX]_WOX’ @O]USZ_X SXNOU] RK]SV ]_\‘OS UYX]_WOX "E># ^O\]OL_^ WOX_XT_UUKX KXQUK

5KVKXMO EMY\O "5E# NS K^K] *))% cKXQ K\^SXcK \O]ZYXNOX WK]SR LO\KNK ZKNK VO‘OV YZ^SWS]

^O\RKNKZ UOXKSUKX RK\QK NKVKW U_\_X , NKX / L_VKX WOXNK^KXQ% XKW_X VO‘OVXcK

WOX_\_X NSLKXNSXQUKX ^\Sa_VKX ]OLOV_WXcK’

@O]USZ_X VYXTKUKX T_WVKR ZOX_WZKXQ KXQU_^KX _NK\K WOXTOVKXQ RK\S \KcK

<N_V 9S^\S NKX EOWLKRcKXQ >_L_\ UON_K "6_XQ J_KX# NS\O]ZYX NOXQKX

ZOXSXQUK^KX T_WVKR ZOXO\LKXQKX YVOR LOLO\KZK WK]UKZKS% XKW_X NOWSUSKX

\K]SY ZOXKWLKRKX ZOXO\LKXQKX ^SNKU ]OLKXNSXQ NOXQKX ZOXKWLKRKX

ZOX_WZKXQ’ >YXNS]S ^O\]OL_^ ^O\MO\WSX NK\S ^SXQUK^ UO^O\S]SKX ZOXO\LKXQKX NKVKW

E_WLO\3 E>7G 5<% NSYVKR

:\KPSU +’*+’ CO\UOWLKXQKX <XPVK]S NKX8U]ZOU^K]S ;K\QK WOX_\_^ COVKU_ G]KRK NS

>KVSWKX^KX 5K\K^

E_WLO\3 E_\‘OS >YX]_WOX 5<% NSYVKR

:\KPSU +’*,’ CO\UOWLKXQKX <XPVK]S NKX8U]ZOU^K]S ;K\QK WOX_\_^ >YX]_WOX NS

>KVSWKX^KX 5K\K^

E_WLO\3 CF 4XQUK]K C_\K <<% NSYVKR

:\KPSU +’*-’ CO\UOWLKXQKX FSXQUK^ >O^O\S]SKXCOXO\LKXQKX 7KVKW AOQO\S NK\S 5KXNK\K E_ZKNSY

E_WLO\3 5VYYWLO\Q

:\KPSU +’*.’ CO\UOWLKXQKX ;K\QK >YWYNS^K] :_VKNKX 8WK] <X^O\XK]SYXKV

+’))

,’))-’))

.’))/’))

0’))1’))

2’))*)’))

**’))

*+’))

)’))

*)’))

+)’))

,)’))

Fa << Fa <<< Fa<H

Fa < Fa << Fa <<< Fa<H

Fa < Fa << Fa <<< Fa<H

Fa < Fa << Fa <<<

+)*) +)** +)*+

! "E5F# ! "cYc#

CO\]OZ]S <XPVK]S E>7GSXPVK]S >KVLK\ "KU]S] UKXKX#

)’))

+’))

-’))

/’))

1’))

*)’))

*+)

*,)

*-)

*.)

*/)

*0)

*1)

*2)

+))

Fa <<&+

))2

Fa <<<&+

))2

Fa <H

&+))

2

Fa <&+

)*)

Fa <<&+

)*)

Fa <<<&+

)*)

Fa <H

&+)*

)

Fa <&+

)**

Fa <<&+

)**

Fa <<<&+

)**

Fa <H

&+)*

*

Fa <&+

)*+

Fa <<&+

)*+

Fa <<<&+

)*+

EKVNY 5O\]SR !"c&Y&c#8U]ZOU^K]S ;K\QK >YX]_WOX , L_VKX cKN "@4&,#8U]ZOU^K]S ;K\QK >YX]_WOX / L_VKX cKN "@4&/#<XPVK]S 4U^_KV "KU]S] UKXKX#

107.14108.89

104.52

108.09

115.70 116.16

Tw II Tw III Tw IV Tw I Tw II Tw III

2011 2012

(Penumpang/Penerbangan))’)

*)’)

+)’)

,)’)

-)’)

&

-))

1))

*%+))

*%/))

+%)))

< << <<< <H < << <<< <H < << <<< <H < << <<< <H < << <<<

+))1 +))2 +)*) +)** +)*+

;K\QK 8WK]

;K\QK :_VK "KU]S] UKXKX#

USD/PoundsUSD/Oz

Page 27: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

+2

CO\UOWLKXQKX <XPVK]S

>KTSKX 8UYXYWS DOQSYXKV C\Y‘SX]S >KVSWKX^KX 5K\K^ F\Sa_VKX <<< +)*+

XOQO\S cKXQ WOXSXQUK^ ]SQXSPSUKX NSLKXNSXQUKX ZO\SYNO cKXQ ]KWK ^KR_X +)** ":\KPSU

+’*-#’ <WZVSUK]SXcK RK\QK YXQUY] KXQU_^KX _NK\K ZKNK ^\Sa_VKX <<< +)*+ WOXSXQUK^

RSXQQK -+%,! "[^[# UK\OXK ZO\WSX^KKX cKXQ WOXSXQUK^ ^SNKU NS\O]ZYX NOXQKX

ZOXKaK\KX NKVKW VO‘OV cKXQ Z\YZY\]SYXKV’

EOWOX^K\K NK\S PKU^Y\ OU]^O\XKV% ^\OX RK\QK OWK] NKX RK\QK Q_VK N_XSK MOXNO\_XQ

]^KLSV’ EOMK\K ^\Sa_VKXKX% RK\QK OWK] N_XSK WOXQKVKWS ZOXSXQUK^KX ^SZS] ]OLO]K\

+%0)!% ]OWOX^K\K NKVKW U_\_X aKU^_ cKXQ ]KWK RK\QK Q_VK WOXQKVKWS ZO\_LKRKX’

5O\LONK NOXQKX UYXNS]S OU]^O\XKV ^O\]OL_^% RK\QK Q_VK NS >Y^K CYX^SKXKU cKXQ UOWLKVS

WOXQKVKWS UOXKSUKX ]OLO]K\ ,%0-! NSLKXNSXQUKX ^\Sa_VKX ]OLOV_WXcK’ @OXSXQUK^XcK

ZO\WSX^KKX ZKNK ]KK^ RK\S \KcK NKX ^O\LK^K]XcK ZK]YUKX KUSLK^ ZOXO\^SLKX Q_VK SVOQKV

NK\S @KVKc]SK WOXcOLKLUKX RK\QK Q_VK NS >Y^K CYX^SKXKU WOVYXTKU’

+’-’+’ 9KU^Y\ AYX 9_XNKWOX^KV

E_WLO\ SXPVK]S UOVYWZYU LKRKX WKUKXKX cKXQ RK\QKXcK LO\QOTYVKU "‘YVK^SVO

PYYN]# ZKNK ^\Sa_VKX <<< +)*+ LO\K]KV NK\S UYWYNS^K] LO\K] ^O\_^KWK TOXS] <D&/-

NKX CKXNKX IKXQS’ ;K]SV ZOWKX^K_KX RK\QK NS OWZK^ ZK]K\ _^KWK NS >Y^K CYX^SKXKU

WOX_XT_UUKX ZOXSXQUK^KX RK\QK UON_K TOXS] LO\K] ^O\]OL_^ WK]SXQ&WK]SXQ )%++! NKX

*%-1!’ >OXKSUKX ^O\]OL_^ \OVK^SP UOMSV% XKW_X WOXQSXQK^ LYLY^ UYWYNS^K] LO\K]

]KXQK^ ]SQXSPSUKX WKUK ZOXSXQUK^KX RK\QK UON_K TOXS] LO\K] ^O\]OL_^ WOXTKNS ]_WLO\

SXPVK]S UOVYWZYU ‘YVK^SVO PYYN’ 4NKZ_X RK\QK NKQSXQ KcKW \K] WOXQKVKWS SXPVK]S

WOXTOVKXQ RK\S \KcK <N_V 9S^\S cKXQ UOW_NSKX NSSU_ S YVOR UY\OU]S M_U_Z ]SQXSPSUKX ZKNK

N_K L_VKX LO\SU_^XcK’

>YX]_W]S ]YVK\ LO\]_L]SNS NS >KVSWKX^KX 5K\K^ ]OVKWK ^\Sa_VKX <<< +)*+

WOX_\_X% ]OLKVSUXcK UYX]_W]S ]YVK\ SXN_]^\S WOXSXQUK^’ >YX]_W]S ]YVK\

E_WLO\3 7S]ZO\SXNKQ C\Y‘’ >KVSWKX^KX 5K\K^

:\KPSU +’*/’ CO\UOWLKXQKX DK^K&\K^K;K\QK 5O\K] <D&/- NKX CKXNKX IKXQS

NS >Y^K CYX^SKXKU

E_WLO\3 7S]ZO\SXNKQ C\Y‘’ >KVSWKX^KX 5K\K^

:\KPSU +’*0’ CO\UOWLKXQKX DK^K&\K^K;K\QK 7KQSXQ 4cKW DK] NKX :_VK CK]S\

NS >Y^K CYX^SKXKU

1%))) 1%).)

1%--2 1%--,

1%110

2%,)- 2%,+.

1%.))

1%*//

1%.//1%02)

2%/-2 2%0,*2%10.

0%)))

0%.))

1%)))

1%.))

2%)))

2%.))

*)%)))

*)%.))

Fa < Fa << Fa <<< Fa <H Fa < Fa << Fa <<<

+)** +)*+

D_ZS

KR(>

Q

5O\K] "<D /-#5O\K] CKXNKX IKXQS

*1%/11

+,%//0+.%0)/

+*%1,,+,%)0- +,%+2-

+.%+,0

+*%-0/

+.%22.

+*%)12

+,%/0+

*)%00.2%0,- *)%))1 2%20* *)%,,, 2%02+ 2%10* *)%+)1 *)%/00 **%**, **%.+1

Fa < Fa << Fa <<< Fa <H Fa < Fa << Fa <<< Fa <H Fa < Fa << Fa <<<

+)*) +)** +)*+

"D_ZSKR(UQ#

;K\QK 7KQSXQ 4cKW DK] :_VK CK]S\

Page 28: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

>KTSKX 8UYXYWS DOQSYXKV C\Y‘SX]S >KVSWKX^KX 5K\K^ F\Sa_VKX <<< +)*+,)

CO\UOWLKXQKX <XPVK]S

LO\]_L]SNS ^_\_X ]OLO]K\ *%0+!% ]OWOX^K\K ZKNK ]KK^ LO\]KWKKX UYX]_W]S ]YVK\

SXN_]^\S WOXSXQUK^ ]OLO]K\ +%,1!’ G]KRK ZOXO\^SLKX cKXQ NSVKU_UKX YVOR ^SW CF’

CO\^KWSXK NKX CYVNK >KVSWKX^KX 5K\K^ ^O\RKNKZ Z\KU^OU ZOXcOVOaOXQKX ]YVK\

LO\]_L]SNS _X^_U UOZO\V_KX SXN_]^\S ^OVKR WOXKWZKUUKX RK]SV cKXQ M_U_Z LKSU’

EOWOX^K\K \K^K&\K^K RK\QK WSXcKU N_XSK UOWLKVS WOXQKVKWS ZOX_\_XKX’ EOMK\K

^\Sa_VKXKX RK\QK WSXcKU N_XSK IO]^ FObK] <X^O\WONSK^O "IF<# ^_\_X ]OLO]K\ *%,/!

"[^[# WOXTKNS GE7 2+%* ZO\ LK\\OV’ COX_\_XKX RK\QK WSXcKU N_XSK WK]SR ^O\ZOXQK\_R

VO]_XcK ZO\WSX^KKX KUSLK^ LOV_W ^_X^K]XcK ZOXcOVO]KSKX U\S]S] dYXK 8_\Y’ EOWOX^K\K

ZK\K SX‘O]^Y\ WOVSRK^ ZY^OX]S UYXPVSU 6RSXK&=OZKXQ K^K] Z_VK_ NS ?K_^ 6RSXK FSW_\ KUKX

SU_^ WOWZOXQK\_RS ZO\WSX^KKX WSXcKU UON_K XOQK\K’ 7S NKVKW XOQO\S% UYXNS]S ^O\]OL_^

WO\SXQKXUKX LOLKX ]_L]SNS ZOWO\SX^KR% ]ORSXQQK RSXQQK KURS\ ^KR_X NSZO\US\KUKX

RK\QK LKRKX LKUK\ KUKX ^O^KZ’

E_WLO\3 5VYYWLO\Q

:\KPSU +’*1’ CO\UOWLKXQKX ;K\QK @SXcKU 7_XSKIF<

E_WLO\3 CO\^KWSXK DG H 5KVSUZKZKX

:\KPSU +’*2’ CO\UOWLKXQKX >YX]_W]S C\OWS_W NKXEYVK\ >KVSWKX^KX 5K\K^

01’* 0/’)1.’*

2,’2*)+’.

12’02-’)

*)+’12,’- 2+’*

&*.&*)&.).*)*.+)+.,),.

,)-).)/)0)1)2)

*))**)

<< <<< <H < << <<< <H < << <<<

+)** +)*+

IF<

Q;K\QK @SXcKU "D;E#

GE7 (W^

E_WLO\ 3 5VYYWLO\Q

! cYc

*s.d. 21 Mar '12

Premium,133,704

Solar subsidi,80,669

Solar Industri,72,729

20,000

40,000

60,000

80,000

100,000

120,000

140,000

TwI

TwII

TwIII

TwIV

TwI

TwII

TwIII

TwIV

TwI

TwII

TwIII

TwIV

TwI

TwII

TwIII

2009 2010 2011 2012

Kilo

Lite

r

Page 29: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

,*

CO\UOWLKXQKX <XPVK]S

>KTSKX 8UYXYWS DOQSYXKV C\Y‘SX]S >KVSWKX^KX 5K\K^ F\Sa_VKX <<< +)*+

5YU]34XNSV <XPVK]S BXQUY] 4XQU_^KX GNK\K ^O\RKNKZ <XPVK]S >KVSWKX^KX 5K\K^

7KVKW ZO\SYNO VSWK ^KR_X ^O\KURS\% T_WVKR WK]cK\KUK^ ZOXQQ_XK TK]K KXQU_^KX _NK\K ^O\_]

WOXQKVKWS ZOXSXQUK^KX’ CKNK ^KR_X +)**% CF 4XQUK]K C_\K << "CO\]O\Y# ]OLKQKS ZOXQOVYVK

LKXNK\K E_ZKNSY LKRUKX WOXMK^K^ T_WVKR ZOXQQ_XK TK]K cKXQ LO\KXQUK^ WOVKV_S LKXNK\K

E_ZKNSY NOXQKX ^_T_KX NKVKW XOQO\S "OWLK\UK]S 7A# WOXMKZKS *%), T_^K Y\KXQ% cKXQ

WO\_ZKUKX KXQUK ^O\^SXQQS NKVKW VSWK ^KR_X ^O\KURS\’ GX^_U ^KR_X +)*+% RSXQQK ^\Sa_VKX

<<< +)*+ T_WVKR ZOXQQ_XK TK]K ^O\MK^K^ WOXMKZKS 1*, \SL_ Y\KXQ% K^K_ WOXSXQUK^ 0%/-!

NSLKXNSXQUKX ZO\SYNO cKXQ ]KWK ZKNK ^KR_X +)**’ 7SZO\US\KUKX RSXQQK KURS\ ^KR_X +)*+%

T_WVKR ZOX_WZKXQ ^O\]OL_^ KUKX WOXMKZKS *%*) T_^K Y\KXQ% K^K_ WOXSXQUK^ /%/!

NSLKXNSXQUKX ^KR_X +)** ":\KPSU *#’

E_WLO\3 CF’4XQUK]K C_\K << E_ZKNSY% NSYVKR

:\KPSU *’ CO\UOWLKXQKX =_WVKR COX_WZKXQ8WLK\UK]S 5KXNK\K E_ZKNSY CYX^SKXKU

E_WLO\3 CF’4XQUK]K C_\K << E_ZKNSY NKX 5CE >KVLK\% NSYVKR

:\KPSU +’ CO\UOWLKXQKX DK]SY =_WVKR COX_WZKXQ ^SKZCOXO\LKXQKX NKX <XPVK]S >OVYWZYU F\KX]ZY\

D_^O ZOXO\LKXQKX NKVKW XOQO\S cKXQ ZKVSXQ LKXcKU NSVKcKXS YVOR OWZK^ WK]UKZKS

ZOXO\LKXQKX LO]K\ NS <XNYXO]SK WOVKV_S LKXNK\K E_ZKNSY KNKVKR \_^O =KUK\^K&CYX^SKXKU%

cKXQ NKVKW ]K^_ RK\S NKZK^ WOXMKZKS *1&+) UKVS ZOXO\LKXQKX’ AKW_X NOWSUSKX% ^SXQQSXcK

P\OU_OX]S ZOXO\LKXQKX ^O\]OL_^ LOV_W NSSU_^S YVOR NKcK N_U_XQ LKXNK\K% UR_]_]XcK

VKXNK]KX ZKM_% cKXQ WOWKNKS% ]ORSXQQK \_^O ZOXO\LKXQKX ^O\]OL_^ LOV_W NKZK^ NSVKcKXS

YVOR ZO]KaK^ LO\LKNKX VOLK\’ 7KWZKU NK\S ZO\WK]KVKRKX NKcK N_U_XQ ^O\]OL_^ WOXTKNS

]KXQK^ ]SQXSPSUKX ZKNK WYWOX&WYWOX ^O\^OX^_% UR_]_]XcK RK\S \KcK UOKQKWKKX NKX

EOWLKRcKXQ >_L_\% WOXQSXQK^ NKcK KXQU_^ ZKNK ]O^SKZ ZOXO\LKXQKX ^O\LK^K]’ ;KV

^O\]OL_^ NS]SUKZS YVOR LOLO\KZK WK]UKZKS NOXQKX WOVKU_UKX ZOXKWLKRKX P\OU_OX]S

ZOXO\LKXQKX’

5O\NK]K\UKX KXKVS]S] ^O\RKNKZ NK^K ]^K^S]^SU CF’ 4XQUK]K C_\K << "CO\]O\Y#% WOXSXQUK^XcK

P\OU_OX]S ZOXO\LKXQKX ^O\]OL_^ ^O\XcK^K ^SNKU ]OLKXNSXQ NOXQKX ZOXSXQUK^KX T_WVKR

ZOX_WZKXQ’ >YXNS]S ^O\]OL_^ ^O\VSRK^ NK\S \K]SY T_WVKR ZOX_WZKXQ ^SKZ ZOXO\LKXQKX cKXQ

^O\_] WOXQKVKWS ZOXSXQUK^KX’ CKNK ^\Sa_VKX <<< +)*+% \K]SY T_WVKR ZOX_WZKXQ ^SKZ

ZOXO\LKXQKX WOXMKZKS **/ ZOX_WZKXQ% TK_R VOLSR ^SXQQS NSLKXNSXQUKX ^\Sa_VKX <<< +)**

)’))

-’))

1’))

*+’))

*/’))

+)’))

)

+))%)))

-))%)))

/))%)))

1))%)))

*%)))%)))

*%+))%)))

+))0 +))1 +))2 +)*) +)** +)*+$

COX_WZKXQCO\^_WL_RKX&KU]S] UKXKXCO\^_WL_RKX F\Sa_VKX <<<&KU]S] UKXKX

orang %-qtq

2/

*))

*)-

*)1

**+

**/

*+)

&1’))

&-’))

)’))

-’))

1’))

*+’))

Fa << Fa <<< Fa <H Fa < Fa << Fa <<<

+)** +)*+

<XPVK]S >OVYWZYU F\KX]ZY\DK]SY >O^O\S]SKX COX_WZKXQ ZO\ COXO\LKXQKX & KU]S] UKXKX

%-qtq orang

Page 30: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

>KTSKX 8UYXYWS DOQSYXKV C\Y‘SX]S >KVSWKX^KX 5K\K^ F\Sa_VKX <<< +)*+,+

CO\UOWLKXQKX <XPVK]S

cKXQ RKXcK ]OLO]K\ *)2 ZOX_WZKXQ’ COXSXQUK^KX \K]SY ^O\]OL_^ NSN_QK LO\ZOXQK\_R

^O\RKNKZ ZOWLOX^_UKX RK\QK YXQUY] KXQU_^KX _NK\K cKXQ ^O\VSRK^ NK\S ^\OX cKXQ ]OK\KR

NOXQKX SXPVK]S UOVYWZYU ^\KX]ZY\ ":\KPSU +#’

4XNSV YXQUY] KXQU_^KX _NK\K NKVKW

ZO\RS^_XQKX SXPVK]S >KVSWKX^KX 5K\K^

WOXSXQUK^ NK\S RKXcK )%+0! ZKNK ^KR_X

NK]K\ +))+% WOXTKNS ]OUS^K\ *%*)! ZKNK

ZO\RS^_XQKX SXPVK]S ^KR_X NK]K\ +))0’

;SXQQK ^\Sa_VKX <<< +)*+% YXQUY]

KXQU_^KX _NK\K WOXTKNS UYWYNS^K] cKXQ

WOWSVSUS KXNSV ^O\LO]K\ UOOWZK^ ^O\RKNKZ

SXPVK]S >KVSWKX^KX 5K\K^% cKS^_ WOXMKZKS

)%.)! "c^N#’ 7OXQKX ZOXSXQUK^KX LYLY^ cKXQ M_U_Z ]SQXSPSUKX NS]O\^KS NOXQKX ‘YVK^SVS^K]

cKXQ ^SXQQS% ZOXQOXNKVSKX ^O\RKNKZ UYWYNS^K] YXQUY] KXQU_^KX _NK\K WOWSVSUS ZO\KX cKXQ

]KXQK^ ZOX^SXQ NKVKW _ZKcK ZOXQOXNKVSKX SXPVK]S >KVSWKX^KX 5K\K^’

5OLO\KZK ]YV_]S ^OVKR NS^OWZ_R YVOR ZSRKU&ZSRKU ^O\UKS^% NSKX^K\KXcK NOXQKX WOVKU_UKX

ZOXKWLKRKX TKW YZO\K]SYXKV LKXNK\K’ EOWOX^K\K S^_% NKVKW TKXQUK ZKXTKXQ% _ZKcK

ZOXSXQUK^KX NKcK N_U_XQ 5KXNK\K E_ZKNSY% UR_]_]XcK VKXNK]KX ZKM_ NKX ^O\WSXKV

ZOX_WZKXQ% ]_NKR W_VKS NSVKU_UKX’ C\YcOU ZOWLKXQ_XKX 5KXNK\K E_ZKNSY CYX^SKXKU

]OXNS\S T_QK WK]_U NKVKW Z\YcOU @K]^O\ZVKX CO\MOZK^KX NKX CO\V_K]KX COWLKXQ_XKX

8UYXYWS <XNYXO]SK "@C,8<# NKVKW LSNKXQ SXP\K]^\_U^_\ cKS^_ _X^_U WOXN_U_XQ UYXOU^S‘S^K]

KX^K\ NKO\KR’ FY^KV LSKcK cKXQ NSKXQQK\UKX KNKVKR ]OLO]K\ DZ+- @SVcK\ _X^_U ^O\WSXKV

UK\QY "]_NKR ]OVO]KS NKX LO\YZO\K]S# NKX DZ/. @SVcK\ _X^_U ^O\WSXKV ZOX_WZKXQ

"NSZO\US\KUKX KUKX ]OVO]KS ZKNK ^KR_X +)*,#’

4NKZ_X NKVKW TKXQUK ZOXNOU% _ZKcK cKXQ RK\_] NSVKU_UKX KNKVKR ZOWLO\KX^K]KX Z\KU^SU

ZO\MKVYKX cKXQ aKTSL WOVSLK^UKX ZSRKU ZOXOQKU R_U_W’ <XNSUK]S ZO\MKVYKX ^O\VSRK^ ZKNK

POXYWOXK ZKNK ^\Sa_VKX <<< +)*+% NSWKXK \K]SY T_WVKR ZOX_WZKXQ _X^_U ^SKZ ZOXO\LKXQKX

RKXcK ]OLO]K\ *)2% XKW_X SXPVK]S UOVYWZYU ^\KX]ZY\ WOXSXQUK^ RSXQQK 1%.+! "[^[#’

@K]cK\KUK^ ZOXQQ_XK TK]K NKVKW RKV SXS NS^OWZK^UKX ]OLKQKS Z\SMO ^KUO\ cKXQ ^SNKU

WOXNKZK^ SXPY\WK]S cKXQ M_U_Z% ]ORSXQQK ^SNKU Z_XcK ZSVSRKX _X^_U WOWLOVS NOXQKX RK\QK

WKRKV’ EOLKQKS ZO\LKXNSXQKX% \K^K&\K^K YXQUY] KXQU_^KX _NK\K =KUK\^K&CYX^SKXKU ^O\XcK^K

VOLSR WKRKV NSLKXNSXQUKX WOX_T_ UY^K VKSX NOXQKX aKU^_ ^OWZ_R cKXQ ]KWK% ]OZO\^S

=KUK\^K&CKVOWLKXQ NKX =KUK\^K&EOWK\KXQ’ ?OLSR TK_R VKQS% LKRUKX VOLSR WKRKV

NSLKXNSXQUKX UY^K VKSX NOXQKX aKU^_ ^OWZ_R NK\S cKXQ VOLSR VKWK% ]OZO\^S =KUK\^K&

5KXTK\WK]SX NKX =KUK\^K&E_\KLKcK

:\KPSU ,’ 4XNSV <XPVK]S FKR_X 5O\TKVKX>KVSWKX^KX 5K\K^

Beras, 0.99

Kontrak Rumah,0.65

Tukang BukanMandor, 0.52

Angkutan Udara,0.50

Sawi Hijau, 0.25

Rokok KretekFilter, 0.17

Minyak Goreng,0.14Gula Pasir, 0.13

Angkutan Sungai,0.13

Udang Basah,0.12

Andil KomoditasLainnya, 2.17

Inflasi KalimantanBarat hinggatriwulan III 20125,76% (ytd)

N=352 Komoditas

Page 31: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

,,

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&

+&)& ALYRLTIHUNHU ALYIHURHU 5HLYHO

+&)&)& C[Y\R[\Y ALYIHURHU KP <HSPTHU[HU 3HYH[

CLJHYH [YP^\SHUHU$ HZL[ WLYIHURHU

NHI\UNHU <HSPTHU[HU 3HYH[ WHKH

[YP^\SHU ::: *()* [\TI\O +$)-! "X[X#

TLUQHKP ZLILZHY BW+/$/+ DYPSP\U$ SLIPO

SHTIH[ KPIHUKPUNRHU [YP^\SHU :: *()*

_HUN [\TI\O ZLILZHY /$)(! "X[X#& <LW

_P]^PM‘_ OT[PYRL]‘ST ZWPS XPWLXML_YcL

[P]_‘XM‘SLY L^P_ MLYV ‘X‘X

VZYaPY^TZYLW OLY MLYV ‘X‘X ^cL]TLS

OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL%

XL^TYR&XL^TYR ^PMP^L] ,%*2! #\_\$ OLY *%-*! #\_\$ XPYULOT ^PMP^L] E[,-%/* G]TWT‘Y

OLY E[+%*- G]TWT‘Y’ BLX‘Y OPXTVTLY% OL]T ^T^T [Z]^T L^P_% VPWZX[ZV MLYV ‘X‘X

VZYaPY^TZYLW XL^TS XPYOZXTYL^T L^P_ [P]MLYVLY ?LWTXLY_LY 6L]L_ ^PMP^L] 2*%0-!’

FPXPY_L]L [Z]^T L^P_ MLYV ‘X‘X ^cL]TLS ^PMP^L] .%/1!’ 8T ^T^T WLTY% L^P_ VPWZX[ZV 6DE

_‘XM‘S WPMTS NP[L_ OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL% cLT_‘ .%-*! #\_\$ XPYULOT

^PMP^L] E[20-%)- ATWTL]’ ?PYLTVLY L^P_ _P]^PM‘_ XPYOZ]ZYR VPYLTVLY [Z]^T L^P_ 6DE

_P]SLOL[ [P]MLYVLY ?LWTXLY_LY 6L]L_ XPYULOT ^PMP^L] +%.1!’

CLJHYH [HO\UHU$ HZL[ WLYIHURHU NHI\UNHU "IHUR \T\T KHU 3AB# <HSPTHU[HU

3HYH[ Q\NH [\TI\O SLIPO SHTIH[ KPIHUKPUNRHU [YP^\SHU ZLILS\TU_H ZLILZHY

)1$.)! "_V_#& 8L]T ^T^T LV_TaL% [P]_‘XM‘SLY L^P_ _P]^PM‘_ OTOZ]ZYR ZWPS XPYTYRVL_YcL

U‘XWLS V]POT_ cLYR OT^LW‘]VLY cLYR _‘XM‘S ^PMP^L] +.%01! #cZc$% ^PXPY_L]L [LOL ^T^T

[L^TaL% [P]_‘XM‘SLY OTOZ]ZYR ZWPS XPYTYRVL_YcL U‘XWLS OLYL [TSLV VP_TRL #8D?$ cLYR

MP]SL^TW OTSTX[‘Y MLYV ^PMP^L] *1%-2! #cZc$’ :LV_Z] WLTY cLYR _‘]‘_ XPYOZ]ZYR

[PYTYRVL_LY L^P_ LOLWLS [P]VPXMLYRLY UL]TYRLY VLY_Z] [P]MLYVLY OT ?LWTXLY_LY 6L]L_

^PSTYRRL [LOL _]Tb‘WLY === +)*+ _P]NL_L_ _P]OL[L_ +) VLY_Z] [‘^L_ #6DE OLY DG’ 6D8

?LWTXLY_LY 6L]L_$% 0. VLY_Z] NLMLYR #6DE OLY MLYV ‘X‘X$% *1) VLY_Z] NLMLYR

[PXMLY_‘% 1* VLY_Z] VL^ ^P]_L *,+ ‘YT_’

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

8YHMPR +&)& C[Y\R[\Y 2ZL[ ALYIHURHU KP<HSPTHU[HU 3HYH[

">PSPHY B\WPHO#

6LYV HX‘X?ZYaPY^TZYLW

2*’0-!

6LYV HX‘XFcL]TLS.’/1!

6DE+’.1!

BABIII

+%,(%)#"*&"* +%,#"*("* $"*-’-.%) +%)#"/","*

Page 32: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&,-

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

+&)&*& 3HUR ET\T

+&)&*&)& ALYRLTIHUNHU :UKPRH[VY 3HUR ET\T

:UKPRH[VY IHUR \T\T TLU\UQ\RRHU WLY[\TI\OHU _HUN SLIPO SHTIH[

KPIHUKPUNRHU [YP^\SHU :: *()*& FPNL]L _]Tb‘WLYLY% _Z_LW L^P_ MLYV ‘X‘X _‘XM‘S

^PMP^L] ,%)2! #\_\$% WPMTS WLXML_ OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL cLYR _‘XM‘S

^PMP^L] 0%*)! #\_\$’ <LW _P]^PM‘_ OTOZ]ZYR ZWPS [P]_‘XM‘SLY [PYcLW‘]LY V]POT_ OLY

[PYRSTX[‘YLY 8LYL DTSLV ?P_TRL #8D?$ MLYV% XL^TYR&XL^TYR ^PMP^L] -%**! #\_\$ OLY

+%,,! #\_\$ cLYR WPMTS WLXML_ OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL% OTXLYL XL^TYR&

XL^TYR _P]NL_L_ ^PMP^L] 2%--! #\_\$ OLY .%*1! #\_\$’ DP]_‘XM‘SLY 8D? cLYR WPMTS

WLXML_ OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL OT[PYRL]‘ST ZWPS _‘]‘YYcL U‘XWLS 8D?

MP]‘[L RT]Z ^PMP^L] +%*2! #\_\$ XPYULOT ^PMP^L] E[/%+* G]TWT‘Y’ DPY‘]‘YLY _P]^PM‘_

OT[P]VT]LVLY _P]ULOT ^PT]TYR OPYRLY ]PLWT^L^T MPWLYUL []ZcPV [PXP]TY_LS’ FPWLTY T_‘% UPYT^

^TX[LYLY WLTY MP]‘[L _LM‘YRLY U‘RL XPYRLWLXT [P]WLXML_LY ^PMP^L] -%2-! #\_\$

XPYULOT ^PMP^L] E[*0%-2 G]TWT‘Y’ <LW TYT OT[P]VT]LVLY OT[PYRL]‘ST ZWPS _TYRRTYcL

VZY^‘X^T XL^cL]LVL_ [LOL _]Tb‘WLY === +)*+ ^PT]TYR OPYRLY ELXLOSLY OLY [P]LcLLY

=O‘W :T_]T% OTX‘WLTYcL _LS‘Y LUL]LY ML]‘% [P]LcLLY FPXMLScLYR ?‘M‘] VPO‘L #7S‘YR

K‘LY$ ^P]_L [PWLV^LYLLY DPXTWTSLY ?P[LWL 8LP]LS D]ZaTY^T ?LWTXLY_LY 6L]L_ #DTWVLOL

?LWML]$’ FPXPY_L]L T_‘% OP[Z^T_Z XPYRLWLXT [P]_‘XM‘SLY cLYR [Z^T_TQ ^PMP^L] )%,,!

#\_\$% ^P_PWLS [LOL _]Tb‘WLY ^PMPW‘XYcL XPYRLWLXT [PY‘]‘YLY *%21! #\_\$’

DHILS +&)& ALYRLTIHUNHU :UKPRH[VY 3HUR ET\T KP <HSPTHU[HU 3HYH[">PSPHY B\WPHO#

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

GHSH\W\U TLUNHSHTP WLYSHTIH[HU KHYP ZPZP 5A< KHU RYLKP[$ [PUNRH[

PU[LYTLKPHZP WLYIHURHU TLU\UQ\RRHU RPULYQH _HUN TLTIHPR$ [LYJLYTPU KHYP

WLUPUNRH[HU WLYZLU[HZL WLU_HS\YHU RYLKP[ [LYOHKHW WLUNOPTW\UHU 5A< ")8.7

<8 %198;4< +.<48# =5B# ZLILZHY )$*.! "X[X# TLUQHKP ZLILZHY /+$,0!& 5YRVL

_P]^PM‘_ XPY‘YU‘VVLY MLSbL OL]T E[,*%)/ G]TWT‘Y OLYL XL^cL]LVL_ cLYR OTSTX[‘Y ZWPS

MLYV ‘X‘X% ^PMLYcLV E[++%1+ G]TWT‘Y OT^LW‘]VLY OLWLX MPY_‘V V]POT_’ DPYTYRVL_LY

[P]^PY_L^P @8E OT[PYRL]‘ST ZWPS [P]_‘XM‘SLY [PYcLW‘]LY V]POT_ cLYR WPMTS _TYRRT

OTMLYOTYRVLY [P]_‘XM‘SLY [PYRSTX[‘YLY OLYL [TSLV VP_TRL% XL^TYR&XL^TYR ^PMP^L]

Gb === Gb =I Gb = Gb == Gb === Gb =I Gb = Gb == Gb === \&_&\ c&Z&c*’ GZ_LW 5^^P_ +.%)/+ +0%+-. +0%,), +2%,)* ,)%0,) ,+%*+, ,,%+2) ,.%/.- ,/%0.. ,’)2 *2’/*+’ 8D? +*%..0 +,%)0* +-%+/- +.%.+* +/%+*, +0%1.0 +1%1./ ,)%,.+ ,*%)/) +’,, *1’-2 & ;T]Z -%-,+ ,%-,+ -%/1/ .%+0. .%*1) -%.,) .%//, /%,-. /%+)/ #+’*2$ *2’1+ & 8P[Z^T_Z .%11. /%+0* /%-)/ /%.11 /%2)0 0%*). 0%-1. 0%,,0 0%,/+ )’,, /’.2 & GLM‘YRLY **%+,2 *,%,/1 *,%*0+ *,%/.1 *-%*+0 */%+++ *.%0)2 */%//2 *0%-2+ -’2- +,’1+

,’ ?]POT_ #@ZVL^T ?LY_Z]$ *,%02) *.%+12 *.%/,- *0%+-1 *1%*-/ *2%--, +)%),* +*%2++ ++%1+- -’** +.’01-’ @8E #!$ /,’20 //’+0 /-’-- /0’.1 /2’++ /2’02 /2’-+ 0+’+, 0,’-1 *’+/ -’+/.’ BD@^ #!$ *’0, *’** *’,* *’+1 *’++ )’2) )’21 )’2/ )’2- &)’)+ &)’+1

DP]_‘XM‘SLY #!$+)*)=B8=?5GCE

+)*++)**

Page 33: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

,.

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&

-%**! #\_\$ OLY +%,,! #\_\$’ DPYTYRVL_LY [PYcLW‘]LY V]POT_ _P]^PM‘_ U‘RL OT^P]_LT

OPYRLY [PYRPWZWLLY V]POT_ cLYR WPMTS MLTV OL]T [P]MLYVLY cLYR _P]NP]XTY OL]T _‘]‘YYcL

]L^TZ V]POT_ _TOLV WLYNL] #2FE 3<I=FID@E> 1F8EJ#BD@$ [P]MLYVLY ?LWTXLY_LY 6L]L_ OL]T

)%2/! XPYULOT ^PMP^L] )%2-!’

2ZL[ RLSVTWVR IHUR \T\T

_HUN [\TI\O WHSPUN [PUNNP

KHU SLIPO JLWH[

KPIHUKPUNRHU [YP^\SHU

ZLILS\TU_H HKHSHO IHUR

\T\T _HUN KPTPSPR Z^HZ[H&

5^P_ MLYV ‘X‘X ^bL^_L YLTV

.%21! #\_\$ XPYULOT ^PMP^L]

E[*,%2+ G]TWT‘Y’ DPYTYRVL_LY

L^P_ _P]^PM‘_ OTOZ]ZYR ZWPS

[PYTYRVL_LY U‘XWLS V]POT_

cLYR OT^LW‘]VLY ZWPS VPWZX[ZV MLYV ‘X‘X ^bL^_L ^PMP^L] /%+2! #\_\$’ DPYTYRVL_LY

L^P_ MLYV ‘X‘X ^bL^_L _P]^PM‘_ XPYOZ]ZYR [PYTYRVL_LY [Z]^T L^P_ MLYV ‘X‘X

^bL^_L _P]SLOL[ _Z_LW L^P_ MLYV ‘X‘X ?LWTXLY_LY 6L]L_ XPYULOT ^PMP^L] ,0%10!’

FPXPY_L]L T_‘% XP^VT[‘Y L^P_ VPWZX[ZV MLYV ‘X‘X XTWTV [PXP]TY_LS YLTV *%.)! #\_\$

XPYULOT ^PMP^L] E[++%-1 G]TWT‘Y% [Z]^T L^P_YcL _P]SLOL[ [P]MLYVLY ?LWTXLY_LY 6L]L_

_‘]‘Y )%2/! XPYULOT ^PMP^L] /*%*0!’ 8T WLTY [TSLV% _Z_LW L^P_ MLYV XTWTV L^TYR OLY

NLX[‘]LY _‘XM‘S YPRL_TQ ^PMP^L] -%/,! #\_\$ OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL

XPYULOT ^PMP^L] E[,.. ATWTL]’

+&)&*&*& ALUNOPTW\UHU 5HUH APOHR <L[PNH "5A<#

;\TSHO KHUH WPOHR RL[PNH _HUN ILYOHZPS KPOPTW\U IHUR \T\T <HSPTHU[HU

3HYH[ OPUNNH [YP^\SHU ::: *()* TLUJHWHP BW+)$(. DYPSP\U& 8D? [P]MLYVLY

?LWTXLY_LY 6L]L_ XL^TS OTOZXTYL^T ZWPS OLYL X‘]LS% MP]‘[L _LM‘YRLY OLY RT]Z%

OPYRLY [Z]^T XL^TYR&XL^TYR ^PMP^L] .-%)*! OLY +/%,,!’ FPNL]L _]Tb‘WLYLY%

VZX[ZYPY _LM‘YRLY XPYRLWLXT [P]_‘XM‘SLY _P]_TYRRT cLT_‘ ^PMP^L] +%-.! #\_\$

XPYULOT ^PMP^L] E[*0%-2 G]TWT‘Y% XPWLXML_ OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL cLYR

^PMP^L] /%**! #\_\$’ DP]WLXML_LY _P]^PM‘_ ^PULWLY OPYRLY _TYRRTYcL _TYRVL_ VZY^‘X^T

XL^cL]LVL_ [LOL _]Tb‘WLY === +)*+ ^PT]TYR OPYRLY [P]LcLLY =O‘W :T_]T% OTX‘WLTYcL _LS‘Y

LUL]LY ML]‘% [P]LcLLY FPXMLScLYR ?‘M‘] VPO‘L ^P]_L [PWLV^LYLLY DTWVLOL ?LWML]

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

8YHMPR +&*& ALYRLTIHUNHU 2ZL[ 3HUR ET\T TLU\Y\[<LSVTWVR 3HUR KP <HSPTHU[HU 3HYH[

">PSPHY B\WPHO#

AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999

+)*) +)** +)*+

4DQN >HPHULQWDK *,&-// *,&12* *-&-22 *.&2.+ */&*-1 *0&-*+ *1&,1. *2&,,. +)&+/. ++&*-2 ++&-1*

4DQN 3VLQJ " 5DPSXUDQ *02 ,)0 ,-, -20 +*. +.1 ,*) ,2- ,0. ,0+ ,..

4DQN @ZDVWD 1&2/2 2&22* *)&++) *)&02/ *)&2-) **&/,+ *+&),. *+&,2. *+&/.) *,&*,, *,&2*2

.&)))

*)&)))

*.&)))

+)&)))

+.&)))

,)&)))

,.&)))

-)&)))

<LOL

DU ?

XS

LDK

Page 34: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&,/

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

+)*+’ FPXPY_L]L T_‘% VZX[ZYPY RT]Z XPYRLWLXT [P]_‘XM‘SLY YPRL_TQ L_L‘ VZY_]LV^T

^PMP^L] +%*2! #\_\$ XPYULOT ^PMP^L] E[/%+* G]TWT‘Y’ <LW TYT ^PULWLY OPYRLY ]PLWT^L^T

MPWLYUL []ZcPV [PXP]TY_LS’

8T ^T^T WLTY% OP[Z^T_Z cLYR MP]SL^TW OTSTX[‘Y ZWPS MLYV ‘X‘X OT ?LWTXLY_LY 6L]L_

XPYRLWLXT [P]_‘XM‘SLY cLYR WPMTS MLTV ^PMP^L] )%,,! #\_\$ XPYULOT ^PMP^L] E[0%,/

G]TWT‘Y% ^P_PWLS [LOL _]Tb‘WLY ^PMPW‘XYcL XPYRLWLXT VZY_]LV^T ^PMP^L] *%20! #\_\$’

DPY‘]‘YLY ^PWT^TS ^‘V‘ M‘YRL OP[Z^T_Z OPYRLY _TYRVL_ TYQWL^T LV_‘LW OT[P]VT]LVLY

XP]‘[LVLY ^LWLS ^L_‘ QLV_Z] cLYR XPX[PYRL]‘ST [P]_‘XM‘SLY _P]^PM‘_’ F‘V‘ M‘YRL

_P]_TXMLYR OP[Z^T_Z MLYV ‘X‘X ^PWLXL _]Tb‘WLY === +)*+ _‘]‘Y XPYULOT ^PMP^L]

.%,*!% OLY [PY‘]‘YLY U‘RL _P]ULOT [LOL TYQWL^T LV_‘LW ?LWTXLY_LY 6L]L_ _]Tb‘WLY ===

+)*+ XPYULOT ^PMP^L] .%-1!’ F‘V‘ M‘YRL _P]_TXMLYR OP[Z^T_Z XPYRLWLXT _]PYO

[PY‘]‘YLY OL]T _LS‘Y +)**% ^PT]TYR OPYRLY [PY‘]‘YLY ^‘V‘ M‘YRL LN‘LY #6= I8K<$ cLYR

^LL_ TYT MP]LOL OT WPaPW .%0.!% _TOLV MP]‘MLS _P]SLOL[ _]Tb‘WLY ^PMPW‘XYcL’

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

8YHMPR +&+& ALYRLTIHUNHU ;LUPZ 5A< 3HURET\T KP <HSPTHU[HU 3HYH[

">PSPHY B\WPHO$

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

8YHMPR +&,& ALYRLTIHUNHU C\R\ 3\UNH 5A<TLU\Y\[ ;LUPZ CPTWHUHU 3HUR KP<HSPTHU[HU 3HYH[ ">PSPHY B\WPHO#

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

8YHMPR +&-& ALYRLTIHUNHU ;LUPZ 5A< 3HUR ET\T

,&2/- -&-/- -&-,+,&-,+

-&/1/ .&+0. .&*1) -&.,).&//,

/&,-. /&+)/.&1)/ .&11- .&11. /&+0* /&-)/ /&.11 /&2)0 0&*). 0&-1. 0&,,0 0&,/+

2&0.,*)&.*1

**&+,2

*,&,/1 *,&*0+ *,&/.1 *-&*+0

*/&+++ *.&0)2*/&//2

*0&-2+

AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999

+)*) +)** +)*+

8LUR 6HSRVLWR ADEXQJDQ

)

*

+

,

-

.

/

0

1

2

AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999

+)*) +)** +)*+

! 6HSRVLWR8LURADEXQJDQ9QIODVL :DOEDU

*))

+))

,))

-))

.))

/))

+&)))

-&)))

/&)))

1&)))

*)&)))

*+&)))

*-&)))

*/&)))

*1&)))

+)&)))

AZ 9 AZ 99 AZ 999AZ 9B AZ 9 AZ 99 AZ 999AZ 9B AZ 9 AZ 99 AZ 999

+)*) +)** +)*+

)23

205

,6

420

1 )23205 ,

64

201

4DQN >HPHULQWDK4DQN @ZDVWD4DQN 3VLQJ " 5DPSXUDQ #DNVLV NDQDQ$

Page 35: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

,0

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&

AP^VT[‘Y VPWZX[ZV MLYV XTWTV

[PXP]TY_LS XL^TS XPYOZXTYL^T

[PYRSTX[‘YLY 8D? OPYRLY [Z]^T

^PMP^L] .1%-/! OL]T _Z_LW 8D?

[P]MLYVLY ?LWTXLY_LY 6L]L_% L_L‘

^PMP^L] E[*1%*/ G]TWT‘Y% YLX‘Y

RLSVTWVR IHUR _HUN WHSPUN

HNYLZPM KHSHT TLUNOPTW\U

5A< ZLSHTH [YP^\SHU ::: *()*

HKHSHO RLSVTWVR IHUR TPSPR

Z^HZ[H _HUN [\TI\O ZLILZHY

-$0*! "X[X# H[H\ ZLILZHY BW..0 >PSPHY TLUQHKP ZLILZHY BW)*$., DYPSP\U’

DP]_‘XM‘SLY cLYR WPMTS NP[L_ U‘RL OTLWLXT ZWPS VPWZX[ZV MLYV XTWTV L^TYR OLY

NLX[‘]LY cLYR _‘XM‘S ^PMP^L] *)%+1! #\_\$ XPYULOT ^PMP^L] E[+/* ATWTL]’ FPXPY_L]L

T_‘% VZY_]LV^T OTLWLXT ZWPS VPWZX[ZV MLYV XTWTV [PXP]TY_LS ^PMP^L] )%)/! #\_\$

XPYULOT ^PMP^L] E[*1%*/ G]TWT‘Y’ ?ZY_]LV^T _P]^PM‘_ OT^PMLMVLY ZWPS [PY‘]‘YLY U‘XWLS

RT]Z ^PMP^L] .%-)! #\_\$ OL]T ^PMP^L] E[.%). G]TWT‘Y XPYULOT ^PMP^L] E[-%01 G]TWT‘Y

^PT]TYR OPYRLY [PXMLcL]LY []ZcPV&[]ZcPV [PXP]TY_LS cLYR OLYLYcL OT^TX[LY OT MLYV

XTWTV [PXP]TY_LS’

3LYKHZHYRHU NVSVUNHU WLTPSPRU_H$ Q\TSHO 5A< _HUN KPKVTPUHZP VSLO UHZHIHO

WLYVYHUNHU TLUPUNRH[ ZLILZHY +$/(! "X[X# TLUQHKP ZLILZHY BW*+$)1 DYPSP\U&

FPT]TYR OPYRLY SLW _P]^PM‘_% [Z]^T YL^LMLS [P]Z]LYRLY XPYTYRVL_ OL]T _]Tb‘WLY

^PMPW‘XYcL ^PMP^L] *%)! #\_\$ XPYULOT 0-%//!’ 8T WLTY [TSLV% [PY‘]‘YLY 8D? _P]ULOT

[LOL YL^LMLS [PXP]TY_LS OLP]LS cLYR _‘]‘Y ^PMP^L] *%/0! #\_\$ XPYULOT ^PMP^L]

E[,%/0 G]TWT‘Y% OLY ^PV_Z] ^bL^_L cLYR _‘]‘Y ,%+2! #\_\$ XPYULOT ^PMP^L] E[+%2.

G]TWT‘Y’ <LW TYT OT[P]VT]LVLY _P]ULOT ^PT]TYR OPYRLY ^TVW‘^ [PXMLcL]LY []ZcPV [LOL

_]Tb‘WLY === +)*+’

TLU\Y\[ <LSVTWVR 3HUR KP <HSPTHU[HU 3HYH[">PSPHY B\WPHO#

Page 36: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&,1

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

5HYP ZPZP SPR\PKP[HZ$ ZLIHNHPTHUH Z\KHO KPWHWHYRHU ZLILS\TU_H$ [LYQHKP

WLUPUNRH[HU WLYZLU[HZL WLU_HS\YHU RYLKP[ [LYOHKHW 5A< _HUN ILYOHZPS

KPOPTW\U VSLO WLYIHURHU ")8.7 <8 %198;4< +.<48’=5B# ZLILZHY )$*.! "X[X#

TLUQHKP ZLILZHY /+$,0!& DPYTYRVL_LY _P]^PM‘_ OT[PYRL]‘ST ZWPS [P]_‘XM‘SLY

[PYcLW‘]LY V]POT_ cLYR WPMTS _TYRRT OTMLYOTYRVLY [PYRSTX[‘YLY OLYL XL^cL]LVL_%

XL^TYR&XL^TYR ^PMP^L] -%**! #\_\$ OLY +%,,! #\_\$’ 8LYL cLYR OTSTX[‘Y ZWPS MLYV

‘X‘X ?LWTXLY_LY 6L]L_ OTOZXTYL^T ZWPS OLYL X‘]LS _LY[L ULYRVL bLV_‘ L_L‘

MP]ULYRVL bLV_‘ [PYOPV #OT MLbLS *+ M‘WLY$% ^PXPY_L]L V]POT_ cLYR OT^LW‘]VLY

OTOZXTYL^T ZWPS [PYcLW‘]LY V]POT_ cLYR MP]ULYRVL [LYULYR #OT L_L^ ,/ M‘WLY$ cLYR

XPYNL[LT 0+%0/! OL]T _Z_LW V]POT_ cLYR OT^LW‘]VLY ZWPS MLYV ‘X‘X OT ?LWTXLY_LY

6L]L_’ <LW TYT XPY‘YU‘VVLY LOLYcL [Z_PY^T D@JD8K:? WTV‘TOT_L^ OLWLX ULYRVL [PYOPV’

BLX‘Y OPXTVTLY OPYRLY XLYLUPXPY WTV‘TOT_L^ cLYR MLTV% [P]MLYVLY ‘X‘X OT

?LWTXLY_LY 6L]L_ OL[L_ XPYRPYOLWTVLY ]T^TVZ WTV‘TOT_L^ _P]^PM‘_’

+&)&*&+& ALYRLTIHUNHU ALU_HS\YHU <YLKP[

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

8YHMPR +&.& ALYRLTIHUNHU 5A< 3HUR ET\T TLU\Y\[8VSVUNHU ALTPSPR KP <HSPTHU[HU 3HYH[

">PSPHY B\WPHO#

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

8YHMPR +&/& C[Y\R[\Y 5A< 3HUR ET\T>LU\Y\[ 8VSVUNHU ALTPSPR

KP <HSPTHU[HU 3HYH[ ">PSPHY B\WPHO#

*)’)

*+’)

*-’)

*/’)

*1’)

+)’)

++’)

+-’)

&

)’.

*’)

*’.

+’)

+’.

,’)

,’.

-’)

Gb = Gb == Gb === Gb =I Gb = Gb == Gb === Gb =I Gb = Gb == Gb ===

+)*) +)** +)*+

G]TWT

‘Y E

‘[TL

S

G]TWT

‘Y E

‘[TL

SDPXP]TY_LS 8LP]LSFPV_Z] FbL _L@LTYYcLDP]^PZ]LYRLY #LV^T VLYLY$

DPXP]TY_LS8LP]LS%**’1!

DP] PZ]LYRLY% 0-’0! FPV_Z]

FbL^_L%2’.!

@LTYYcL%-’)!

Page 37: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

,2

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&

ALU_HS\YHU RYLKP[ VSLO

WLYIHURHU <HSPTHU[HU 3HYH[

[\TI\O SLIPO SHTIH[

KPIHUKPUNRHU [YP^\SHU

ZLILS\TU_H ZLILZHY ,$))!

"X[X# TLUQHKP ZLILZHY BW**$0*

DYPSP\U& 8L]T ^T^T MLYV [PYcLW‘]%

MLYV [PXP]TY_LS XL^TS XPYULOT

VPWZX[ZV cLYR [LWTYR LR]P^TQ

OLWLX XPYcLW‘]VLY V]POT_ OPYRLY

FLKJK8E;@E> XPYNL[LT E[*-%11 G]TWT‘Y L_L‘ _‘XM‘S ^PMP^L] ,%*-! #\_\$’ DPYcLW‘]LY

V]POT_ ZWPS VPWZX[ZV MLYV XTWTV ^bL^_L _‘XM‘S /%+2! #\_\$ XPYULOT ^PMP^L] E[0%/1

G]TWT‘Y’ FPXPY_L]L% V]POT_ cLYR OT^LW‘]VLY ZWPS VPWZX[ZV MLYV L^TYR OLY NLX[‘]LY

XPYRLWLXT VZY_]LV^T ^PMP^L] +%*)! XPYULOT ^PMP^L] E[+// ATWTL]’

AVYZP RYLKP[ \U[\R [\Q\HU WYVK\R[PM "TVKHS RLYQH KHU PU]LZ[HZP# TLUNHSHTP

WLU\Y\UHU TLUQHKP ZLILZHY -/$.0! H[H\ ZLJHYH UVTPUHS TLUJHWHP ZLILZHY

BW)+$). DYPSP\U& DPY‘]‘YLY [Z]^T _P]^PM‘_ OT[PYRL]‘ST ZWPS WPMTS WLXML_YcL

[P]_‘XM‘SLY V]POT_ XZOLW VP]UL OLY V]POT_ TYaP^_L^T OTMLYOTYRVLY _]Tb‘WLY

^PMPW‘XYcL% XL^TYR&XL^TYR ^PMP^L] *%1/! #\_\$ OLY *%1*! #\_\$’ AL^TS _TYRRTYcL

FLKJK8E;@E> V]POT_ OPYRLY _‘U‘LY []ZO‘V_TQ OTSL]L[VLY OL[L_ XPXMP]TVLY XLYQLL_

cLYR WPMTS MP^L] VP[LOL ^PV_Z] ]TTW OLY XPXMP]TVLY ^‘XMLYRLY cLYR WPMTS MP^L] [LOL

[P]_‘XM‘SLY PVZYZXT OT bTWLcLS ?LWTXLY_LY 6L]L_’ ?]POT_ OPYRLY _‘U‘LY VZY^‘X^T

U‘RL XPYNL_L_ [P]_‘XM‘SLY cLYR WPMTS WLXML_ OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL%

YLX‘Y WPMTS _TYRRT OTMLYOTYRVLY [P]_‘XM‘SLY V]POT_ []ZO‘V_TQ% cLT_‘ ^PMP^L] 0%,2!

#\_\$ XPYULOT ^PMP^L] E[2%// G]TWT‘Y’ <LW _P]^PM‘_ XPYOZ]ZYR XPYTYRVL_YcL [Z]^T

V]POT_ VZY^‘X^T _P]SLOL[ _Z_LW V]POT_ cLT_‘ ^PMP^L] -+%,+!’ DPYcLW‘]LY V]POT_ ‘Y_‘V

_‘U‘LY VZY^‘X_TQ OTOZXTYL^T ZWPS V]POT_ ‘Y_‘V VP[P]W‘LY X‘W_TR‘YL #//%/.! OL]T _Z_LW

[Z]^T V]POT_$ OLY VP[PXTWTVLY ]‘XLS #?DE$ cLYR XPYNL[LT +-%,+! OL]T _Z_LW [Z]^T

V]POT_’ DPYTYRVL_LY V]POT_ ‘Y_‘V _‘U‘LY VZY^‘X_TQ cLYR WPMTS _TYRRT OTMLYOTYRVLY V]POT_

[]ZO‘V_TQ OT[P]VT]LVLY OTOZ]ZYR ZWPS _TYRRTYcL VPM‘_‘SLY XL^cL]LVL_ [LOL _]Tb‘WLY

WL[Z]LY ^PT]TYR OPYRLY [P]LcLLY =O‘W :T_]T% OTX‘WLTYcL _LS‘Y LUL]LY ML]‘% [P]LcLLY

FPXMLScLYR ?‘M‘] VPO‘L OLY [PWLV^LYLLY DTWVLOL ?LWML]’

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

8YHMPR +&0& ALYRLTIHUNHU ;LUPZ <YLKP[ 3HUR ET\T>LU\Y\[ <LSVTWVR 3HUR KP <HSPTHU[HU 3HYH[

">PSPHY B\WPHO#

AZ 9 AZ 99 AZ 999AZ9B

AZ 9 AZ 99 AZ 999AZ9B

AC 9 AZ 99 AZ 999

+)*) +)** +)*+

4DQN >HPHULQWDK 1&-*0 2&*11 2&/-) *)&.1.**&)*/**&2,**+&-12*,&*..*,&,20*-&-+,*-&10/

4DQN @ZDVWD ,&,-. ,&0)* ,&2). -&+2, -&.)* .&*/* .&-/* /&))- /&,/+ 0&++/ 0&/1*

4DQN 3VLQJ " 5DPSXUDQ .) +*1 +-/ -*) **0 *./ *2/ +1- +0* +0+ +//

.&)))

*)&)))

*.&)))

+)&)))

+.&)))

<LO

LDU ?

XS

LDK

Page 38: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&-)

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

5HYP ZPZP ZLR[VYHS$ WLU_HS\YHU

RYLKP[ VSLO IHUR \T\T

<HSPTHU[HU 3HYH[ THZPO

KPKVTPUHZP VSLO LTWH[ ZLR[VY

LRVUVTP \[HTH& CLR[VY

ALYKHNHUNHU 3LZHY KHU 6JLYHU

"AKN36# TLY\WHRHU RH[LNVYP

\ZHOH _HUN WHSPUN IHU_HR

TLU_LYHW WLU_HS\YHU RYLKP[

IHUR \T\T _HP[\ ZLILZHY

**$//!& ?L_PRZ]T ‘^LSL WLTY cLYR

[PYcP]L[LY V]POT_YcL ]PWL_TQ _TYRRT

LOLWLS ^PV_Z] DP]_LYTLY% DP]M‘]‘LY OLY ?PS‘_LYLY #DD?$ ^PMP^L] *-%+1!% G]LY^[Z]_L^T%

DP]R‘OLYRLY OLY ?ZX‘YTVL^T #GD?ZX$ ^PMP^L] -%.,! ^P]_L VL_PRZ]T EPLW 9^_L_P% H^LSL

DP]^PbLLY OLY >L^L DP]‘^LSLLY #EP9^_$ ^PMP^L] -%*,!’ FPXPY_L]L [LYR^L VL_PRZ]T YZY

‘^LSL #V]POT_ M‘VLY WL[LYRLY ‘^LSL(VZY^‘X^T$ XL^TS N‘V‘[ OZXTYLY cLT_‘ ^PMP^L]

-+%,+!’

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

8YHMPR +&1& ALYRLTIHUNHU <YLKP[ 3HUR ET\T>LU\Y\[ ;LUPZ ALUNN\UHHU KP <HSPTHU[HU 3HYH[

">PSPHY B\WPHO#

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

8YHMPR +&)(& ALYRLTIHUNHU ALY[\TI\OHUDYP^\SHUHU <YLKP[ 3HUR ET\T >LU\Y\[ ;LUPZ

ALUNN\UHHU KP <HSPTHU[HU 3HYH[">PSPHY B\WPHO#

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

8YHMPR +&))& AHUNZH <YLKP[ 3HUR ET\T TLU\Y\[<H[LNVYP KP <HSPTHU[HU 3HYH[

">PSPHY B\WPHO#

+&1)2 ,&)./ ,&+,- ,&..) ,&/+*-&)./ -&,,-

-&021 -&1+- .&*+0 .&++)

,&0.*-&,)- -&-2+

.&,+- .&+/*.&1-+ /&*+/

/&0)* /&1.*

0&1)) 0&2-.

.&+.+.&0-. /&)/- /&-*-

/&0.+0&,.) 0&/1/ 0&2--

1&,./1&22.

2&/.2

AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999 AZ 9B AC 9 AZ 99 AZ 999

+)*) +)** +)*+

9QYHVWDVL <RGDO :HUMD :RQVXPVL

<RGDO :HUMD&*(1/

9QYHVWDVL&*(1*

:RQVXPVL&0(,2

#.())$

.())

*)())

*.())

+)())

AZ 9 AZ 99 AZ 999AZ 9B AZ 9 AZ 99 AZ 999AZ 9B AC 9 AZ 99 AZ 999

+)*) +)** +)*+

! #T’W’T$

DD?% *-’+1!

=D% +’02!

?ZY% ,’*-!

DOR69% ++’00!

GD?ZX% -’.,!

EP9^_% -’*,!

?6>% *’-1!

?]6@% -+’,+!

DD? DTV

D_X =D

@;5 ?ZY

DOR69 D5AA

GD?ZX D?P‘

EP9^_ 5ODPX

>^[PY >^VP^

>^?PX >^C]R

6=Y_ ?6>

?]6@

Page 39: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

-*

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&

*=<;<.70473 RYLKP[ _HUN

KPZHS\YRHU KP <HSPTHU[HU 3HYH[

VSLO WLYIHURHU "SVRHZP WYV_LR#

WHKH [YP^\SHU ::: *()* TLUJHWHP

BW*)$1* DYPSP\U H[H\ [\TI\O

ZLILZHY ,$(*! "X[X#$ SLIPO SHTIH[

KPIHUKPUNRHU [YP^\SHU

ZLILS\TU_H _HUN [\TI\O ZLILZHY

1$.-! "X[X#& 5YRVL _P]^PM‘_ XL^TS

WPMTS ]PYOLS OTMLYOTYRVLY OPYRLY

V]POT_ cLYR OT^LW‘]VLY ZWPS

[P]MLYVLY cLYR MP]VLY_Z] OT bTWLcLS

?LWTXLY_LY 6L]L_ #WZVL^T VLY_Z]$ cLYR XPYNL[LT E[++%1+ G]TWT‘Y’ <LW TYT XPY‘YU‘VVLY

^PMLRTLY V]POT_ MLYV ‘X‘X cLYR MP]VLY_Z] OT ?LWTXLY_LY 6L]L_ OT^LW‘]VLY OT WZVL^T WLTY

OT W‘L] ?LWTXLY_LY 6L]L_’ 8T_TYUL‘ OL]T VL_PRZ]T ‘^LSLYcL% ^PV_Z] PVZYZXT OT ?LWTXLY_LY

6L]L_ cLYR [LWTYR MLYcLV XPYcP]L[ V]POT_ LOLWLS ^PV_Z] DP]OLRLYRLY 6P^L] OLY 9NP]LY%

^PV_Z] DP]_LYTLY% DP]M‘]‘LY OLY ?PS‘_LYLY ^P]_L ^PV_Z] G]LY^[Z]_L^T% DP]R‘OLYRLY OLY

?ZX‘YTVL^T% XL^TYR&XL^TYR ^PMP^L] +,%+.!% *,%*.! OLY -%+*!’

DHILS +&*& ;\TSHO <YLKP[ KHU AHUNZH <YLKP[ 3HUR ET\TTLU\Y\[ <HI\WH[LU’<V[H KP <HSPTHU[HU 3HYH[ ";\[H B\WPHO#

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

3LYKHZHYRHU ZLIHYHUU_H$ [PUNRH[ RLTHQ\HU <V[H AVU[PHUHR _HUN SLIPO \UNN\S

KPIHUKPUNRHU RV[H’RHI\WH[LU SHPUU_H ILYKHTWHR WHKH [PUNNPU_H WLU_LYHWHU

RYLKP[ _HUN KPZHS\YRHU IHUR \T\T KP <V[H AVU[PHUHR$ _HP[\ ZLILZHY .*$00!

H[H\ ZLILZHY BW),$+- DYPSP\U& ?LM‘[L_PY(VZ_L WLTYYcL OT ?LWTXLY_LY 6L]L_ cLYR

_TYRVL_ [PYcP]L[LY V]POT_YcL WPMTS _TYRRT OL]T .! LOLWLS ?Z_L FTYRVLbLYR% ?LM’

?]POT_ DLYR^L#E[ U‘_L$ #!$

?LM’ 6PYRVLcLYR +1.%2-, *’+.?LM’ ?L[‘L^ <‘W‘ /.,%121 +’1/?LM’ ?P_L[LYR 20+%,-) -’+/?LM’ @LYOLV ,.1%02. *’.0?LM’ DZY_TLYLV *%)02%*)- -’0,?LM’ FLXML^ /-0%1,/ +’1-?LM’ FLYRRL‘ " FPVLOL‘ *%+/,%2./ .’.-?LM’ FTY_LYR " APWLbT #BLYRL DTYZS$ *%-11%.01 /’.+?LM’?LcZYR H_L]L & )’))?Z_L DZY_TLYLV *-%,.*%... /+’11?Z_L FTYRVLbLYR *%0+*%2+1 0’.-

GCG5@ ++%1+,%2,- *))’))

?LM‘[L_PY

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

8YHMPR +&)*& ALYRLTIHUNHU <YLKP[ 3HUR ET\TTLU\Y\[ =VRHZP AYV_LR KHU =VRHZP <HU[VY KP

<HSPTHU[HU 3HYH[ ">PSPHY B\WPHO#

**&1*+*,&*)/*,&02)

*.&+12*.&/,-*0&+-1

*1&*-/*2&--,+)&),*

+*&2++++&1+-

**&-0/

*+&.1) *,&**1*,&/-)*-&/)-*/&++2

*0&,*0*1&/1.*2&+*0 +*&)0*

+*&2*1

AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ999%

AZ 9B AZ 9 AZ 99 AZ 999

;RNDVL :DQWRU

;RNDVL >UR[HN

Page 40: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&-+

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

FLYRRL‘ " FPVLOL‘% ^P]_L ?LM’ FTY_LYR " APWLbT #BLYRL DTYZS$% XL^TYR&XL^TYR

^PMP^L] 0%.-!% /%.+! OLY .%.-!’

+&)&*&,& <YLKP[ EZHOH >PRYV$ <LJPS KHU >LULUNHO

CLPYPUN KLUNHU WLYSHTIH[HU

WLY[\TI\OHU RYLKP[$ RYLKP[

\U[\R EZHOH >PRYV$ <LJPS KHU

>LULUNHO "E><># WHKH

[YP^\SHU ::: *()* Q\NH [\TI\O

SLIPO SHTIH[ ZLILZHY )$1-!

"X[X#$ KPIHUKPUNRHU [YP^\SHU

ZLILS\TU_H _HUN [LYJH[H[

ZLILZHY 0$-,! "X[X#& DLYR^L

[PYcLW‘]LY V]POT_ HA?A [‘Y

XPYRLWLXT [PY‘]‘YLY XPYULOT

^PMP^L] +2%/*! OL]T _Z_LW V]POT_ cLYR OT^LW‘]VLY MLYV ‘X‘X OT ?LWTXLY_LY 6L]L_% L_L‘

^PNL]L YZXTYLW XPYNL[LT E[/%0/ G]TWT‘Y% ^PT]TYR OPYRLY [P]_‘XM‘SLY V]POT_ [P]MLYVLY

cLYR WPMTS _TYRRT OTMLYOTYRVLY [P]_‘XM‘SLY V]POT_ HA?A’ AP^VT[‘Y [Z]^T _P]MP^L]

V]POT_ HA?A XP]‘[LVLY V]POT_ XPYPYRLS #YZXTYLW LY_L]L E[.)) U‘_L ^’O E[. ATWTL]$

OPYRLY [LYR^L ^PMP^L] --%).!% FLKJK8E;@E> V]POT_ XPYPYRLS XPYRLWLXT VZY_]LV^T

^PMP^L] ,%)0! #\_\$ XPYULOT ^PMP^L] E[+%21 G]TWT‘Y’ ?ZY_]LV^T U‘RL OTLWLXT ZWPS V]POT_

XTV]Z ^PMP^L] )%.2! #\_\$ XPYULOT ^PMP^L] E[*%)* G]TWT‘Y’ <LW TYT XPYcPMLMVLY [Z]^T

V]POT_ XTV]Z #YZXTYLW V‘]LYR OL]T E[.) U‘_L$ [‘Y XPYRLWLXT [PY‘]‘YLY XPYULOT

^PMP^L] *-%2.! OL]T _Z_LW V]POT_ HA?A cLYR OT^LW‘]VLY [P]MLYVLY ?LWTXLY_LY 6L]L_’

5OL[‘Y V]POT_ VPNTW #YZXTYLW LY_L]L E[.) U‘_L ^’O E[.)) U‘_L$ XPYRLWLXT [P]_‘XM‘SLY

cLYR [Z^T_TQ XP^VT[‘Y XPWLXML_ OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL% cLT_‘ ^PMP^L]

2%)-! #\_\$ XPYULOT ^PMP^L] E[+%01 G]TWT‘Y’ FPT]TYR OPYRLY SLW _P]^PM‘_% [Z]^T V]POT_

VPNTW [‘Y XPYTYRVL_ XPYULOT ^PMP^L] -*%))!’ AP^VT[‘Y XPWLXML_% [PYTYRVL_LY

FLKJK8E;@E> [PXMTLcLLY HA?A XPYRTYOTVL^TVLY _P_L[ _TYRRTYcL VZXT_XPY MLYV

‘X‘X ‘Y_‘V XPXMTLcLT HA?A OT ?LWTXLY_LY 6L]L_’ <LW TYT [P]W‘ OTO‘V‘YR OPYRLY

[PYR‘L_LY HA?A OL]T ^T^T 98EB89@C@KO ^P]_L [P]NP[L_LY [PXMPY_‘VLY DP]‘^LSLLY

DPYULXTYLY ?]POT_ 8LP]LS #DD?8$ ^PSTYRRL LV^P^ HA?A _P]SLOL[ [PXMTLcLLY

[P]MLYVLY OL[L_ XPYTYRVL_’

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

8YHMPR +&)+& ALYRLTIHUNHU <YLKP[ E><> 3HUR ET\TKP <HSPTHU[HU 3HYH[ ">PSPHY B\WPHO#

.*/1.-

.2) /)0 0,- 0/2 1*/ 1., 12+ *&)*0 *&)**

*&0-2+&)2) *&0++

*&0.2*&2,-

+&*,0

*&1-.+&)1, +&*+*

+&.-*+&00*

*&*)) *&,-0 *&,/)

*&/***&02-

+&))*

+&//0,&)*. ,&)2. ,&)0* +&200

AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999

+)*) +)** +)*+

:UHGLW <LNUR:UHGLW :HFLO:UHGLW <HQHQJDK

Page 41: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

-,

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&

5P[PUQH\ KHYP QLUPZ WLUNN\UHHUU_H$

WHUNZH [LYILZHY RYLKP[ E><>

KPTHUMHH[RHU \U[\R [\Q\HU

WYVK\R[PM$ _HP[\ RYLKP[ TVKHS RLYQH

"/)$1*!# KHU PU]LZ[HZP "*/$./!#&

DPYcLW‘]LY V]POT_ HA?A ‘Y_‘V XZOLW

VP]UL _‘XM‘S .%02! #\_\$ XPYULOT

^PMP^L] E[-%1/ G]TWT‘Y’ FPXPY_L]L V]POT_

HA?A ‘Y_‘V _‘U‘LY TYaP^_L^T

XPYRLWLXT VZY_]LV^T ^PMP^L] /%.,!

XPYULOT ^PMP^L] E[*%10 G]TWT‘Y’ FT^LYcL%

OPYRLY [Z]^T cLYR ^LYRL_ VPNTW% cLT_‘

^PMP^L] )%-*!% LOLWLS V]POT_ HA?A ‘Y_‘V _‘U‘LY VZY^‘X^T cLYR U‘RL XPYRLWLXT

VZY_]LV^T N‘V‘[ MP^L] *0%1,! OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL% XPYULOT ^PMP^L]

E[+1 ATWTL]’

+&)&*&-& BPZPRV <YLKP[

DPUNRH[ YPZPRV RYLKP[ _HUN

KPZHS\YRHU VSLO WLYIHURHU

<HSPTHU[HU 3HYH[ [LYIPSHUN YLSH[PM

[LYRLUKHSP& <LW TYT _P]NP]XTY OL]T

XPXMLTVYcL V‘LWT_L^ V]POT_ cLYR

OT^LW‘]VLY cLYR OTTYOTVL^TVLY ZWPS

XPY‘]‘YYcL ]L^TZ V]POT_ YZY WLYNL]

_P]SLOL[ _Z_LW V]POT_ cLYR OT^LW‘]VLY

#2FE 3<I=FID@E> 1F8EJ(BD@^$ [LOL

_]Tb‘WLY === +)*+% XPYULOT ^PMP^L]

)%2-!’ FPWLTY T_‘% _TYRVL_ BD@^ _P]^PM‘_ XL^TS _P]ULRL UL‘S OT MLbLS .!’ BLX‘Y

OPXTVTLY% ^PNL]L YZXTYLW% BD@^ XPYRLWLXT [PYTYRVL_LY ^PMP^L] +%++! #\_\$ XPYULOT

^PMP^L] E[+*.%,/ ATWTL]% ^PSTYRRL [P]MLYVLY XL^TS [P]W‘ _P_L[ XPYTYRVL_VLY VPSL_T&

SL_TLY OLWLX XPYcLW‘]VLY V]POT_ OLY XPWLV‘VLY [PXLY_L‘LY cLYR WPMTS TY_PY^TQ

_P]SLOL[ [PYRR‘YLLY OLYL V]POT_ cLYR OT^LW‘]VLY _P]^PM‘_’ DPYTYRVL_LY YZXTYLW V]POT_

MP]V‘LWT_L^ ]PYOLS _P]^PM‘_ OT[P]VT]LVLY _P]ULOT ^PT]TYR OPYRLY XPWLXML_YcL VTYP]UL

^PV_Z] PVZYZXT ‘_LXL OT ?LWTXLY_LY 6L]L_% cLT_‘ VL]P_ OLY ^LbT_ [LOL _]Tb‘WLY WL[Z]LY’

F‘XMP]3 @6H 6LYV =YOZYP^TL% OTZWLS

8YHMPR +&),& ALYRLTIHUNHU <YLKP[ E><> 3HURET\T TLU\Y\[ ;LUPZ ALUNN\UHHU KP <HSPTHU[HU

3HYH[ ">PSPHY B\WPHO#

5LD9<I’ 1)7 )8EB /E;FE<J@8" ;@FC8?

8YHMPR +&)-& ALYRLTIHUNHU ?A= 8YVZZ <YLKP[3HUR ET\T KP <HSPTHU[HU 3HYH[

">PSPHY B\WPHO#

+&+0-+&.,++&0)-+&12,,&*)),&-*,,&/.--&).--&*)/-&.2.-&1/*1+/2-2 2/1 *&)1)

*&,..*&-10

*&//1*&101*&20)

+&))**&10)

+/.

1)2*

-/

00

*2,+

,- +1

AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999

+)*) +)** +)*+

<RGDO :HUMD9QYHVWDVL:RQVXPVL

)(.)

*())

*(.)

+())

+(.)

,())

*))())

*+)())

*-)())

*/)())

*1)())

+))())

++)())

+-)())

+/)())

+1)())

,))())

AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999

+)*) +)** +)*+

<LOL

DU ?

XS

LDK

=>;

#!

$

=>; =RPLQDO=>;V #!$

Page 42: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&--

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

3LYKHZHYRHU QLUPZ WLUNN\UHHU$ WLU\Y\UHU WLYZLU[HZL ?A=Z [LYQHKP WHKH RYLKP[

KLUNHU [\Q\HU TVKHS RLYQH ZLILZHY ($(1! "X[X# TLUQHKP )$*+! KHU RYLKP[

KLUNHU [\Q\HU RVUZ\TZP ZLILZHY ($(0! "X[X# TLUQHKP ZLILZHY ($.+!& <LW

_P]^PM‘_ ^PT]TYR OPYRLY XPY‘]‘YYcL YZXTYLW V]POT_ MP]V‘LWT_L^ ]PYOLS ‘Y_‘V V]POT_

OPYRLY O‘L _‘U‘LY _P]^PM‘_% XL^TYR&XL^TYR XPYULOT ^PMP^L] E[21%)- ATWTL] OLY

E[/*%+* ATWTL]’ FPXPY_L]L T_‘% [P]^PY_L^P BD@^ ‘Y_‘V V]POT_ OPYRLY _‘U‘LY TYaP^_L^T

XPYRLWLXT [PYTYRVL_LY ^PMP^L] )%+,! #\_\$ XPYULOT ^PMP^L] *%)1! ^PT]TYR OPYRLY

[PYTYRVL_LY U‘XWLS V]POT_ cLYR MP]V‘LWT_L^ ]PYOLS cLYR N‘V‘[ MP^L]% cLT_‘ ,)%*)!

#\_\$ XPYULOT ^PMP^L] E[./%*. ATWTL]’ APX[P]_TXMLYRVLY ULYRVL bLV_‘ cLYR WPMTS

[LYULYR OTMLYOTYRVLY UPYT^ V]POT_ WLTYYcL% V]POT_ TYaP^_L^T XPXLYR XPXTWTVT ]T^TVZ V]POT_

cLYR ]PWL_TQ _TYRRT’ BLX‘Y L[LMTWL [PYcLW‘]LYYcL _P_L[ OTTV‘_T OPYRLY []TY^T[ VPSL_T&

SL_TLY% ]T^TVZ V]POT_ TYaP^_L^T VP OP[LYYcL OT[P]VT]LVLY _P_L[ _P]VPYOLWT’

>LU\Y\UU_H YPZPRV RYLKP[ _HUN KP[HUKHP KLUNHU TLU\Y\UU_H WLYZLU[HZL ?A=Z

Q\NH KPHSHTP VSLO ZLR[VY \[HTH _HUN TLU_LYHW RYLKP[ [LYILZHY KP <HSPTHU[HU

3HYH[$ cLT_‘ ^PV_Z] DP]OLRLYRLY 6P^L] OLY 9NP]LY #DOR69$ cLYR _‘]‘Y ^PMP^L] )%++!

#\_\$ XPYULOT ^PMP^L] *%,,!’ FPXPY_L]L% , ^PV_Z] ‘^LSL WLTYYcL cLYR XPYcP]L[ V]POT_

N‘V‘[ MP^L]% cLT_‘ ^PV_Z] DP]_LYTLY% DP]M‘]‘LY OLY ?PS‘_LYLY #DD?$% ^PV_Z] EPLW 9^_L_P%

H^LSL DP]^PbLLY OLY >L^L DP]‘^LSLLY #EP9^_$ ^P]_L ^PV_Z] ‘^LSL G]LY^[Z]_L^T%

DP]R‘OLYRLY OLY ?ZX‘YTVL^T #GD?ZX$% XPYRLWLXT [PYTYRVL_LY [P]^PY_L^P BD@^%

XL^TYR&XL^TYR ^PMP^L] )%-*! #\_\$% )%*0! #\_\$ OLY )%)+! #\_\$ XPYULOT ^PMP^L]

XL^TYR&XL^TYR )%1/!% *%*-! OLY )%,*!’ DPYTYRVL_LY BD@^ [LOL ^PV_Z] DD? _P]‘_LXL

_P]ULOT [LOL ^‘M ^PV_Z] [P]_LYTLY [LOT% [P]VPM‘YLY VL]P_ OLY [PYRSL^TW RP_LS WLTYYcL

^P]_L ^‘M ^PV_Z] [P]VPM‘YLY VPWL[L ^LbT_’ DPYTYRVL_LY BD@^ [LOL ^‘M ^PV_Z]

[P]VPM‘YLY VL]P_ _P]ULOT LVTML_ XPY‘]‘YYcL []ZO‘V^T VL]P_ OLY _TOLV V‘YU‘YR YLTVYcL

5LD9<I’ 1)7 )8EB /E;FE<J@8" ;@FC8?

8YHMPR +&).& ALYRLTIHUNHU BHZPV ?A= 8YVZZ<YLKP[ 3HUR ET\T KP <HSPTHU[HU 3HYH[

TLU\Y\[ ;LUPZ ALUNN\UHHU ">PSPHY B\WPHO#

5LD9<I’ 1)7 )8EB /E;FE<J@8" ;@FC8?

8YHMPR +&)/& ALYRLTIHUNHU BHZPV ?A= 8YVZZ<YLKP[ 3HUR ET\T KP <HSPTHU[HU 3HYH[>LU\Y\[ CLR[VY 6RVUVTP ">PSPHY B\WPHO#

9QYHVWDVL&*()1

:RQVXPVL &)(/,

<RGDO :HUMD&*(+,

*())

+())

,())

-())

.())

/())

AZ 9 AZ99

AZ999

AZ9B

AZ 9 AZ99

AZ999

AZ9B

AZ 9 AZ99

AZ999

+)*) +)** +)*+

=>

; #!

$

)’,)

)’-)

)’.)

)’/)

)’0)

)’1)

)’2)

*’))

&

*’))

+’))

,’))

-’))

.’))

/’))

0’))

1’))

2’))

*)’))

Gb = Gb == Gb === Gb=I

Gb = Gb == Gb === Gb=I

Gb = Gb == Gb ===

+)*) +)** +)*+

BD@ #!$ BD@ #!$DOR69EP9^_DD? #LV^T^ VLYLY$?]6@ #LV T^ VLYLY$GD?ZX #LV^T VLYLY$

Page 43: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

-.

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&

SL]RL VL]P_ ^PULV _]Tb‘WLY == +)*+’ FPNL]L YZXTYLW% [PYTYRVL_LY BD@ [LOL ^‘M ^PV_Z]

_P]^PM‘_ XPYNL[LT XL^TYR&XL^TYR E[0.+%/+ ATWTL]% E[,-/%)+ ATWTL] OLY E[*+%.0

ATWTL]’

DHILS +&+& ;\TSHO <YLKP[ KHU ?A= 8YVZZ 3HUR ET\TTLU\Y\[ <HI\WH[LU’<V[H KP <HSPTHU[HU 3HYH[ ";\[H B\WPHO#

5LD9<I’ 1)7 )8EB /E;FE<J@8" ;@FC8?

3LYKHZHYRHU ZLIHYHU ^PSH_HOU_H$ WLYZLU[HZL RYLKP[ UVU SHUJHY "?A=Z# [LY[PUNNP

KPHSHTP VSLO <V[H CPUNRH^HUN$ _HP[\ ZLILZHY *$),!& <LW TYT _P]‘_LXL OT[PYRL]‘ST

ZWPS [PYTYRVL_LY BD@ [LOL ^PV_Z] [P]PVZYZXTLY ‘_LXL OT OLP]LS _P]^PM‘_% cLT_‘ ^PV_Z]

[P]_LYTLY% [P]M‘]‘LY OLY VPS‘_LYLY’ 5OL[‘Y O‘L VZ_L WLTY cLYR XPXTWTVT [P]^PY_L^T

BD@ R]Z^^ _TYRRT LOLWLS ?LM‘[L_PY ?L[‘L^ <‘W‘ #*%,)!$ OLY ?LM‘[L_PY FTY_LYR OLY

APWLbT #BLYRL DTYZS$ ^PMP^L] *%)+!’

CLQHSHU KLUNHU TLU\Y\UU_H YPZPRV

RYLKP[ WLYIHURHU ZLJHYH RLZLS\Y\OHU

_HUN [LYJLYTPU KHYP TLU\Y\UU_H

WLYZLU[HZL ?A=Z$ ?A=Z RYLKP[ E><>

WHKH [YP^\SHU ::: *()* Q\NH TLUNHSHTP

WLU\Y\UHU WLYZLU[HZL ($(.! "X[X#

TLUQHKP )$/(!& APXMLTVYcL [P]^PY_L^P

BD@^ _P]MP^L] OTLWLXT ZWPS V]POT_

XPYPYRLS ^PMP^L] )%-/! #\_\$ XPYULOT

^PMP^L] )%/,!’ FPXPY_L]L T_‘% V]POT_ XTV]Z OLY VPNTW XPYRLWLXT [PYTYRVL_LY BD@^

XL^TYR&XL^TYR ^PMP^L] )%*)! #\_\$ OLY )%+,! #\_\$ XPYULOT ^PMP^L] +%,*! OLY

+%/*!’

BZX #E[$ !?LM’ 6PYRVLcLYR +1.%2-, *1* )’)/!?LM’ ?L[‘L^ <‘W‘ /.,%121 1%.+* *’,)!?LM’ ?P_L[LYR 20+%,-) /%.+, )’/0!?LM’ @LYOLV ,.1%02. -1/ )’*-!?LM’ DZY_TLYLV *%)02%*)- -%*1- )’,2!?LM’ FLXML^ /-0%1,/ ,%,12 )’.+!?LM’ FLYRRL‘ " FPVLOL‘ *%+/,%2./ 2%).1 )’0+!?LM’ FTY_LYR " APWLbT #BLYRL DTYZS$ *%-11%.01 *.%+,- *’)+!?LM’?LcZYR H_L]L & & &?Z_L DZY_TLYLV *-%,.*%... *,)%2+* )’2*!?Z_L FTYRVLbLYR *%0+*%2+1 ,/%1/1 +’*-!

)’2-!

BD@^?]POT_

GCG5@ ++%1+,%2,-

?LM‘[L_PY

+*.%,/-

5LD9<I’ 1)7 )8EB /E;FE<J@8" ;@FC8?

8YHMPR +&)0& ALYRLTIHUNHU BHZPV ?A= 8YVZZ<YLKP[ E><> 3HUR ET\T KP <HSPTHU[HU

3HYH[ ">PSPHY B\WPHO#

<LNUR& +(,*

:HFLO& +(/*

<HQHQJDK&)(/,)())

*())

+()),())

-()).())

/())0())

1())

AZ 9 AZ99

AZ999

AZ9B

AZ 9 AZ99

AZ999

AZ9B

AZ 9 AZ99

AZ999

+)*) +)** +)*+

=>;

#!$

Page 44: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&-/

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

+&)&*&.& AYVMP[HIPSP[HZ ALYIHURHU

<PULYQH WYVMP[HIPSP[HZ WLYIHURHU <HSPTHU[HU 3HYH[ WHKH [YP^\SHU ::: *()* ZLJHYH

UVTPUHS TLU\UQ\RRHU WLUPUNRH[HU KPIHUKPUNRHU [YP^\SHU ZLILS\TU_H& DLOL

_]Tb‘WLY WL[Z]LY% [P]MLYVLY ?LWTXLY_LY 6L]L_ MP]SL^TW XPXM‘V‘VLY WLML MP]^TS

^PMP^L] E[*%)0 G]TWT‘Y% WPMTS _TYRRT OTMLYOTYRVLY WLML MP]^TS cLYR OT[P]ZWPS [LOL

[P]TZOP cLYR ^LXL OT _LS‘Y ^PMPW‘XYcL% cLT_‘ _]Tb‘WLY === +)**% OTXLYL OTM‘V‘VLY WLML

MP]^TS ^PMP^L] E[2,/%*2 ATWTL]’ BLX‘Y OPXTVTLY% UTVL OT_TYUL‘ OL]T ]L_L&]L_L M‘WLYLYYcL%

^PNL]L _]Tb‘WLYLY WLML MP]^TS ]L_L&]L_L M‘WLYLY cLYR OTM‘V‘VLY ^PMP^L] E[**2%)* ATWTL]

L_L‘ ^POTVT_ XPY‘]‘Y OTMLYOTYRVLY ]L_L&]L_L M‘WLYLY OT _]Tb‘WLY ^PMPW‘XYcL cLYR

XPYNL[LT E[**2%), ATWTL]’ DPY‘]‘YLY _P]^PM‘_ OT^PMLMVLY ZWPS [PY‘]‘YLY [PYOL[L_LY

Z[P]L^TZYLW YZY M‘YRL’ FPXPY_L]L T_‘% [PYOL[L_LY M‘YRL XPYRLWLXT [PYTYRVL_LY

OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL% OLY XL^TS OTOZXTYL^T ZWPS [PYOL[L_LY M‘YRL

V]POT_ OPYRLY VZY_]TM‘^T ^PMP^L] 1/%-1!’ DPYOL[L_LY M‘YRL V]POT_ XPYTYRVL_ *)%.-!

#cZc$ ^PT]TYR OPYRLY [PYTYRVL_LY V]POT_ cLYR OT^LW‘]VLY [P]MLYVLY ?LWTXLY_LY 6L]L_

^PMP^L] +.%01! #cZc$’ >TVL OT_TYUL‘ OL]T TYOTVL_Z] VTYP]UL ]PY_LMTWT_L^% ]L^TZ 4<KLIE FE

(JJ<KJ #EC5$ [P]MLYVLY ?LWTXLY_LY 6L]L_ XPYRLWLXT [PYTYRVL_LY OTMLYOTYRVLY

_]Tb‘WLY ^PMPW‘XYcL XPYULOT ^PMP^L] ,%+,!’ <LW TYT OTOZ]ZYR ZWPS XPXMLTVYcL _TYRVL_

PQT^TPY^T LV_TaT_L^ Z[P]L^TZYLW MLYV cLYR OTTYOTVL^TVLY ZWPS [PY‘]‘YLY ]L^TZ 6TLcL

C[P]L^TZYLW _P]SLOL[ DPYOL[L_LY C[P]L^TZYLW #6CDC$ OL]T /+%-/! XPYULOT ^PMP^L]

/*%+/!’

FLX[LT OPYRLY [P]TZOP WL[Z]LY% ^_]‘V_‘] WLML [P]MLYVLY XL^TS OTOZXTYL^T ZWPS WLML

Z[P]L^TZYLW’ DLOL _]Tb‘WLY === +)*+% WLML Z[P]L^TZYLW _P]NL_L_ ^PMP^L] E[*%)2 G]TWT‘Y L_L‘

XPYNL[LT 20%)*! OL]T _Z_LW WLML [P]MLYVLY ?LWTXLY_LY 6L]L_’ DLYR^L WLML Z[P]L^TZYLW

cLYR N‘V‘[ OZXTYLY _P]^PM‘_ MP]^‘XMP] OL]T [PYOL[L_LY M‘YRL MP]^TS L_L‘ 2<K

/EK<I<JK /E:FD< #B==$ cLYR [LOL _]Tb‘WLY WL[Z]LY XPYNL[LT E[*%/, G]TWT‘Y’ EL_L&]L_L B==

5LD9<I’ 1)7 )8EB /E;FE<J@8" ;@FC8?

8YHMPR +&)1& <VTWVZPZP ALUKHWH[HU 3\UNHALYIHURHU <HSPTHU[HU 3HYH[ "!#

5LD9<I’ 1)7 )8EB /E;FE<J@8" ;@FC8?

8YHMPR +&*(& ALYRLTIHUNHU BHZPV B@2 KHU3@A@ ALYIHURHU <HSPTHU[HU 3HYH[ "!#

0.00%

20.00%

40.00%

60.00%

80.00%

100.00%

Tw I Tw II TwIII

TwIV

Tw I Tw II TwIII

TwIV

Tw I Tw II TwIII

2010 2011 2012

Penempatan pd BI Antar Bank Kredit SSB Lainnya

56.00%

58.00%

60.00%

62.00%

64.00%

66.00%

68.00%

70.00%

72.00%

0.00%

0.50%

1.00%

1.50%

2.00%

2.50%

3.00%

3.50%

Tw I Tw II Tw III Tw IV Tw I Tw II Tw III Tw IV Tw I Tw II Tw III

2010 2011 2012

ROA

Rasio BOPO Perbankan (RHS)

Page 45: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

-0

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&

M‘WLYLY [P]MLYVLY ^LX[LT OPYRLY _]Tb‘WLY === +)*+ _P]NL_L_ ^PMP^L] E[*1)%/2 ATWTL]

XPYTYRVL_ OL]T _]Tb‘WLY ^PMPW‘XYcL cLYR _P]NL_L_ ^PMP^L] E[*0+%2) ATWTL]’

5GI<8; ^‘V‘ M‘YRL [LOL _]Tb‘WLY === +)*+ XPY‘YU‘VVLY [PYTYRVL_LY OTMLYOTYRVLY

_]Tb‘WLY ^PMPW‘XYcL% ^PT]TYR _P]ULOTYcL [PY‘]‘YLY [LOL ^‘V‘ M‘YRL _P]_TXMLYR

OP[Z^T_Z cLYR WPMTS MP^L] OTMLYOTYRVLY [PY‘]‘YLY [LOL ^‘V‘ M‘YRL _P]_TXMLYR V]POT_

cLYR OT^LW‘]VLY [P]MLYVLY ?LWTXLY_LY 6L]L_’ <LW TYT XPYNP]XTYVLY MLSbL OLWLX

‘[LcL XPYTYRVL_VLY [PYOL[L_LY% ^PWLTY XPYTYRVL_VLY U‘XWLS LV_TaL []ZO‘V_TQYcL%

MLYV U‘RL XPWPML]VLY JGI<8; ^‘V‘ M‘YRL’

DHILS +&,& ALYRLTIHUNHU :UKPRH[VY AYVMP[HIPSP[HZ ALYIHURHU <HSPTHU[HU 3HYH[ ">PSPHY BW#

5LD9<I’ 1)7 )8EB /E;FE<J@8" ;@FC8?

+&)&+& ALYRLTIHUNHU ALYIHURHU C_HYPHO

CLJHYH \T\T$ PUKPRH[VY

WLYIHURHU Z_HYPHO WHKH [YP^\SHU

:: *()* [\TI\O TLSHTIH[

KPIHUKPUNRHU [YP^\SHU

ZLILS\TU_H& >‘XWLS L^P_ MLYV

^cL]TLS _‘XM‘S XPWLXML_ ^PMP^L]

*%-*! #\_\$ XPYULOT ^PMP^L] E[+%*-

G]TWT‘Y’ <LW TYT OT[PYRL]‘ST ZWPS

XPWLXML_YcL [P]_‘XM‘SLY

[PXMTLcLLY ^cL]TLS ^PMP^L] 1%2+!

#\_\$ XPYULOT ^PMP^L] E[*%.2 G]TWT‘Y’

FPXPY_L]L T_‘% OLYL [TSLV VP_TRL

cLYR MP]SL^TW OTSTX[‘Y [P]MLYVLY

^cL]TLS OT ?LWTXLY_LY 6L]L_ _‘XM‘S [Z^T_TQ ^PMP^L] *%1+! #\_\$% ^P_PWLS ^PMPW‘XYcL

XPYRLWLXT VZY_]LV^T ^PMP^L] ,%02! #\_\$% XPYULOT ^PMP^L] E[*%++ G]TWT‘Y’

DP]_‘XM‘SLY 8D? OTOZ]ZYR ZWPS [P]_‘XM‘SLY _LM‘YRLY% VS‘^‘^YcL _LM‘YRLY

MP]ULYRVL cLYR _‘XM‘S ^PMP^L] **%2.! #\_\$ XPYULOT ^PMP^L] E[-11%0+ ATWTL]’

DP]_‘XM‘SLY _LM‘YRLY MP]ULYRVL _P]^PM‘_ XP]‘[LVLY _LM‘YRLY MP]ULYRVL ‘Y_‘V SLUT

Gb === Gb =I Gb = Gb == Gb === Gb =I Gb = Gb == Gb ===DPYOL[L_LY 6‘YRL 6P]^TS 21.%22. *%,.,%.-0 ,1.%)1, 2*1%2)+ *%-))%02+ *%1.2%)20 -12%--, *%),0%-), *%/+/%*2,DPYOL[L_LY C[P]L^TZYLW +%**.%-,0 +%2-,%+), 1)0%*1. *%0.0%+*/ +%0--%1*2 ,%/1)%1,+ 12/%11) *%1,-%,/- +%1)2%*2*

6PMLY C[P]L^TZYLW *%-0-%.00 +%)),%0+) .*1%/.+ *%*/-%),. *%1-0%001 +%-/-%)0- ..0%*)- *%*-.%1*. *%0+)%11+@LML C[P]L^TZYLW /-)%1/) 2,2%-1, +11%.,, .2,%*1) 120%)-* *%+*/%0.1 ,,2%00/ /11%.-2 *%)11%,)2

@LML 6P]^TS /1,%-+* /))%).2 ,),%.-- /-,%0*2 2,/%*1/ 1-.%.2/ ,./%/1/ 0*-%+)* *%)0*%)1+EC5 +’/)! +’02! ,’*-! ,’+,! ,’)2! ,’)2! ,’++! ,’*-! ,’+,!

6CDC /2’0*! /1’)1! /-’+.! //’+-! /0’,+! //’2-! /+’*+! /+’-/! /*’+/!

+)*++)**+)*)=B8=?5GCE

5LD9<I’ 1)7 )8EB /E;FE<J@8" ;@FC8?

8YHMPR +&*)& ALYRLTIHUNHU 3HUR C_HYPHOKP <HSPTHU[HU 3HYH[ ">PSPHY B\WPHO#

22.*&*). *&*/*

*&,)0 *&,)- *&,)-*&-0,

*&/0*

*&2*2

+&**+ +&*-+

.-+/+. /*0

0*0 0-/ 01/11/

*&)// *&+-) *&*2, *&+*.

/*)//, /1- 0+) 1)) 1/,

2,0*&)01

*&+++

*&-/+*&.2,

AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999

+)*) +)** +)*+

ARWDO 3VHWARWDO 6>:ARWDO >HPELD[DDQ

Page 46: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&-1

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

OLY ‘X]LS cLYR ‘X‘XYcL XPYTYRVL_ XPYUPWLYR X‘^TX SLUT% ^PT]TYR OPYRLY M‘OLcL

^PWLXL_LY SLUT cLYR XPYTYRVL_VLY XTYL_ XL^cL]LVL_ ‘Y_‘V [P]RT SLUT L_L‘ ‘X]LS’

ALY[\TI\OHU WLTIPH_HHU _HUN

SLIPO JLWH[ KPIHUKPUNRHU

WLY[\TI\OHU 5A< _HUN

KPOPTW\U TLUKVYVUN

WLUPUNRH[HU YHZPV WLTIPH_HHU

IHUR [LYOHKHW WLUNOPTW\UHU

KHUH "&47.7/473 <8 %198;4<

+.<48’75B# TLUQHKP ZLILZHY

)+)$)+!& GTYRRTYcL :8E [P]MLYVLY

^cL]TLS OT ?LWTXLY_LY 6L]L_

XPY‘YU‘VVLY LR]P^TQYcL [P]MLYVLY OLWLX XPWLV‘VLY PV^[LY^T [PYcLW‘]LY

[PXMTLcLLYYcL’ GTYRVL_ :8E cLYR XPWPMTST *))! XPYNP]XTYVLY MLSbL OLYL cLYR

OT^LW‘]VLY ‘Y_‘V [PXMTLcLLY _TOLV SLYcL MP]L^LW OL]T OLYL ^TX[LYLY XL^cL]LVL_%

_P_L[T U‘RL XPXLYQLL_VLY ^PMLRTLY XZOLW MLYV’

BPZPRV WLU_HS\YHU WLTIPH_HHU IHUR Z_HYPHO ZLKPRP[ TLTI\Y\R$ [LYJLYTPU KHYP

WLUPUNRH[HU YHZPV WLTIPH_HHU Z_HYPHO _HUN [LYPUKPRHZP [PKHR SHUJHY #2FE

3<I=FID@E> -@E8E:@E>#BD:$ ^PMP^L] )%*-! #\_\$ XPYULOT )%./! [LOL _]Tb‘WLY === +)*+’

DPYTYRVL_LY BD: _P]_TYRRT _P]ULOT [LOL [PXMTLcLLY MP]^TQL_ VZY^‘X_TQ% VS‘^‘^YcL

[PXMTLcLLY ‘Y_‘V VP[PXTWTVLY ]‘XLS _TYRRLW #?DE$’ FPWLTY T_‘ ‘Y_‘V [PXMTLcLLY cLYR

MP]^TQL_ []ZO‘V_TQ% BD: _P]_TYRRT _P]ULOT [LOL ^PV_Z] ‘^LSL [P]OLRLYRLY MP^L] OLY

PNP]LY ^P]_L ^PV_Z] ]PLW P^_L_P% ‘^LSL [P]^PbLLY OLY UL^L [P]‘^LSLLY’

5LD9<I’ 1)7 )8EB /E;FE<J@8" ;@FC8?

8YHMPR +&**& ALYRLTIHUNHU ?A7 3HUR C_HYPHO KP<HSPTHU[HU 3HYH[ ">PSPHY B\WPHO#

)(+)

)(-)

)(/)

)(1)

*())

*(+)

*(-)

+))

-))

/))

1))

*&)))

*&+))

*&-))

*&/))

*&1))

AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999

+)*) +)** +)*+

<LOLDU ?XSLDK =>7 #!$

ARWDO >HPELD[DDQ=>7 #!$

Page 47: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

-2

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&

+&)&,& ALYRLTIHUNHU 3HUR ALYRYLKP[HU BHR_H[ "3AB#

:UKPRH[VY \[HTH 3HUR ALYRYLKP[HU

BHR_H[ "3AB# WHKH [YP^\SHU :::

*()* [\TI\O WVZP[PM ^HSH\W\U

YLSH[PM TLSHTIH[ KPIHUKPUNRHU

[YP^\SHU ZLILS\TU_H& GZ_LW L^P_ *2

6DE cLYR MP]WZVL^T OT ?LWTXLY_LY

6L]L_ XPYRLWLXT [P]_‘XM‘SLY cLYR

WPMTS WLXML_ .%-*! #\_\$ XPYULOT

^PMP^L] E[20-%)- ATWTL]’ DP]WLXML_LY

_P]^PM‘_ OT[P]VT]LVLY _P]ULOT LVTML_

VZY_]LV^T cLYR _P]ULOT [LOL U‘XWLS

V]POT_ cLYR OT^LW‘]VLY ^PMP^L] )%++!

XPYULOT ^PMP^L] E[.0)%,) ATWTL]’ FPXPY_L]L [LOL ^T^T [L^TaL% _P]ULOT [P]_‘XM‘SLY 8D?

cLYR WPMTS NP[L_ OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL% cLT_‘ ^PMP^L] .%12! #\_\$ XPYULOT

^PMP^L] E[01)%*/ ATWTL]’ <LW TYT OT[PYRL]‘ST ZWPS VPNPYOP]‘YRLY ^PMLRTLY XL^cL]LVL_

cLYR XPXTWTS 6DE ‘Y_‘V XPYcTX[LY OLYLYcL XPYRTYRL_ ^‘V‘ M‘YRL cLYR OT_LbL]VLY

WPMTS XPYL]TV OTMLYOTYRVLY MLYV ‘X‘X’ DP]_‘XM‘SLY 8D? 6DE ?LWTXLY_LY 6L]L_ cLYR

[Z^T_TQ MP]OLX[LV [LOL _P]ULOTYcL [PY‘]‘YLY _TYRVL_ @8E #1F8E KF +<GFJ@K 48K@F$ 6DE

?LWTXLY_LY 6L]L_ OL]T 00%.1! [LOL _]Tb‘WLY ^PMPW‘XYcL XPYULOT ^PMP^L] 0,%*)!

[LOL _]Tb‘WLY WL[Z]LY’

5HYP ZPZP WLU_HS\YHU RYLKP[$ RVU[YHRZP [LYQHKP [LY\[HTH WHKH RYLKP[ \U[\R [\Q\HU

PU]LZ[HZP KHU RVUZ\TZP$ THZPUN%THZPUN ZLILZHY *$..! "X[X# KHU ($)0! "X[X#

TLUQHKP ZLILZHY BW./$,/ >PSPHY KHU BW+++$00 >PSPHY& 8T WLTY [TSLV% V]POT_ ‘Y_‘V

_‘U‘LY XZOLW VP]UL XPYRLWLXT [P]_‘XM‘SLY cLYR [Z^T_TQ XP^VT[‘Y ]PWL_TQ VPNTW% cLT_‘

5LD9<I’ 1))34 )8EB /E;FE<J@8" ;@FC8?

8YHMPR +&*+& ALYRLTIHUNHU 3ABKP <HSPTHU[HU 3HYH[ ">PSPHY B\WPHO#

5LD9<I’ 1))34 )8EB /E;FE<J@8" ;@FC8?

8YHMPR +&*,& ALYRLTIHUNHU BHZPV ?A= 8YVZZKHU DV[HS <YLKP[ 3AB KP <HSPTHU[HU 3HYH[

">PSPHY B\WPHO#

5LD9<I’ 1))34 )8EB /E;FE<J@8" ;@FC8?

8YHMPR +&*-& ALYRLTIHUNHU AHUNZH <YLKP[ 3ABTLU\Y\[ ;LUPZ ALUNN\UHHU KP <HSPTHU[HU 3HYH[

">PSPHY B\WPHO#

.0+ .2./0. /0)

0-* 0+,0.2

1+)1/.

2+-20-

-0+ -1...2 .-0

/*2 .1. /)-/.*

0))0,0

01)

,). ,+* ,,. ,-0 ,/2-+,

-0..** .-- .0+ .0)

AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999

+)*) +)** +)*+

ARWDO 3VVHWARWDO 6>:ARWDO :UHGLW

,())

,(.)

-())

-(.)

.())

.(.)

/())

/(.)

0())

+))

+.)

,))

,.)

-))

-.)

.))

..)

/))

AZ 9 AZ 99 AZ999

AZ9B

AZ 9 AZ 99 AZ999

AZ9B

AZ 9 AZ 99 AZ999

+)*) +)** +)*+

<LO

LDU

?X

SLD

K

=>;V #!$ARWDO :UHGLW=>; #DNVLV NDQDQ$

,.&-+- -)&/., -+&/+2 -.&2,- .)&1.. ..&/), .1&.). /*&0// /+&+.2 /2&,*+ /0&-/2

*),&21***,&*)2**2&)/***2&*)-*+.&22+*,2&+/**-*&+/2*--&0*/*-2&1,/*/0&02/*/1&2./*/.&+,)*/0&**2*0,&-)2*1+&+)2*2+&-./

++1&)2-

+0-&0.1,)-&/*+

,,+&,*),,-&-/+,,,&100

AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999 AZ 9B AZ 9 AZ 99 AZ 999

+)*) +)** +)*+

9QYHVWDVL<RGDO :HUMD:RQVXPVL

Page 48: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&.)

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

^PMP^L] )%/2! #\_\$ XPYULOT ^PMP^L] E[*/1%2/ ATWTL]’ 8T_TYUL‘ OL]T ^T^T ^PV_Z]LW%

[PYcLW‘]LY V]POT_ XL^TS OTOZXTYL^T ZWPS ^PV_Z] ‘^LSL DPYcPOTLLY 5VZXZOL^T OLY

ALVLY ATY‘X ^PMP^L] E[22%,, ATWTL] OLY ^PV_Z] ‘^LSL DP]_LYTLY% DP]M‘]‘LY OLY

?PS‘_LYLY ^PMP^L] E[/.%)2 ATWTL]’

5HYP ZPZP YPZPRV RYLKP[$ RVU[YHRZP Q\TSHO WLU_HS\YHU RYLKP[ WHKH [YP^\SHU SHWVYHU

ZLY[H TLUPUNRH[U_H Q\TSHO RYLKP[ KLUNHU R\HSP[HZ YLUKHO TLU_LIHIRHU

[LYQHKPU_H WLUPUNRH[HU YPZPRV RYLKP[ 3AB <HSPTHU[HU 3HYH[& <LW TYT _P]NP]XTY OL]T

XPYTYRVL_YcL ]L^TZ V]POT_ MP]XL^LWLS #2FE 3<I=FID@E> 1F8EJ#BD@^$ OTMLYOTYRVLY

_]Tb‘WLY ^PMPW‘XYcL XPYULOT ^PMP^L] -%1+!’ ?PYLTVLY BD@^ _P]_TYRRT _P]ULOT [LOL

V]POT_ ‘Y_‘V _‘U‘LY VZY^‘X^T% OTTV‘_T OPYRLY V]POT_ OT ^PV_Z] ‘^LSL VZY^_]‘V^T ^P]_L

^PV_Z] ‘^LSL [P]OLRLYRLY’ EL^TZ V]POT_ MP]XL^LWLS [LOL _]Tb‘WLY WL[Z]LY ^‘OLS

XPYOPVL_T WPaPW ML_L^ VPbLUL]LY ^PMP^L] .!% ^PSTYRRL 6DE [P]W‘ XPYTYRVL_VLY

LV_TaT_L^ XZYT_Z]TYR V]POT_ LRL] OL[L_ XPXTYTXLWVLY ]T^TVZ RLRLW MLcL] OT VPX‘OTLY

SL]T’

<PULYQH YLU[HIPSP[HZ 3AB <HSPTHU[HU 3HYH[ ZLKPRP[ TLU\Y\U KPIHUKPUNRHU

[YP^\SHU ZLILS\TU_H$ [LYJLYTPU KHYP [PUNRH[ B@2 "+1<=:7 *7 $;;1<;" _HUN [\Y\U

($(.! "X[X# TLUQHKP ZLILZHY )$/(!& BLX‘Y OPXTVTLY% _TYRVL_ PQT^TPY^T LV_TaT_L^

Z[P]L^TZYLW 6DE XPXMLTV OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL% cLYR OTTYOTVL^TVLY ZWPS

[PY‘]‘YLY ]L^TZ MPMLY Z[P]L^TZYLW _P]SLOL[ [PYOL[L_LY Z[P]L^TZYLW(6CDC XPYULOT

^PMP^L] 1+%-1!’ FPWLTY OT[PYRL]‘ST ZWPS XPYTYRVL_YcL U‘XWLS V]POT_ OPYRLY V‘LWT_L^

]PYOLS% [PY‘]‘YLY _TYRVL_ EC5 OLY 6CDC _P]^PM‘_ OT[P]VT]LVLY U‘RL OT^PMLMVLY ZWPS

VPMTULVLY [PY‘]‘YLY ^‘V‘ M‘YRL ^TX[LYLY [LOL MPMP]L[L 6DE’ 8L]T ^T^T [P]XZOLWLY%

OLWLX XPYRSLOL[T ]T^TVZ 6DE ?LWTXLY_LY 6L]L_ XPXTWTVT VP_LSLYLY [P]XZOLWLY cLYR

]PWL_TQ MLTV% ^PMLRLTXLYL OTTYOTVL^TVLY ZWPS _TYRVL_ VPN‘V‘[LY XZOLW L_L‘ 75E #*8G@K8C

(;<HL8:O 48K@F$ cLYR MP]LOL OT L_L^ VP_PY_‘LY XTYTXLW 1!% cLT_‘ ^PMP^L] *2%+1!’

GTYRVL_ VPN‘V‘[LY XZOLW 6DE _P]^PM‘_ XPYRLWLXT [PYTYRVL_LY ^PMP^L] )%,.!

OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL’

DHILS +&-& ALYRLTIHUNHU :UKPRH[VY <PULYQH 3AB <HSPTHU[HU 3HYH[

5LD9<I’ 1))34 )8EB /E;FE<J@8" ;@FC8?

#OLWLX [P]^PY_L^P$

Gb = Gb == Gb === Gb =I Gb = Gb == Gb === Gb =I Gb = Gb == Gb ===@8E /-’., //’** .2’2, /,’-1 .2’/1 0+’,* 01’., 01’.- 00’02 00’.1 0,’*)BD@ /’.. /’*- .’,- -’11 -’02 -’+) ,’/) ,’*- ,’.. ,’1, -’1+

6CDC 2+’,+ 1-’,2 1.’*. 1-’0. 1*’,- 02’)) 02’)- 1)’/1 1/’*) 1+’20 1+’-1EC5 )’1* *’12 *’/) *’/. +’*. +’/- +’.. +’** *’.) *’0/ *’0)75E +,’0+ +,’+1 +*’-/ +*’0* +*’*, +)’+/ *1’,, *2’,- *1’,+ *1’2, *2’+1

+)*) +)**E5F=C?9H5B;5B

+)*+

Page 49: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

.*

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&

+&*& ALYRLTIHUNHU CPZ[LT ALTIH_HYHU

AHKH [YP^\SHU ::: *()*$ [YHUZHRZP ZPZ[LT WLTIH_HYHU [\UHP KP <HSPTHU[HU 3HYH[

TLUNHSHTP WLUPUNRH[HU KPIHUKPUNRHU KLUNHU [YP^\SHU :: *()*$ IHPR KHYP ZPZP

Q\TSHO \HUN THZ\R "47258>" TH\W\U Q\TSHO \HUN _HUN KPLKHYRHU "8=<258>"&

>‘XWLS ‘LYR XL^‘V XPYRLWLXT [PYTYRVL_LY cLYR ]PWL_TQ ^TRYTQTVLY ^PMP^L] /.%1-!

#\_\$% ^P_PWLS [LOL _]Tb‘WLY ^PMPW‘XYcL XPYRLWLXT VZY_]LV^T cLYR N‘V‘[ MP^L] ^PMP^L]

-/%).! #\_\$’ FPXPY_L]L T_‘% U‘XWLS ‘LYR cLYR OTPOL]VLY ZWPS ?LY_Z] DP]bLVTWLY 6LYV

=YOZYP^TL D]ZaTY^T ?LWTXLY_LY 6L]L_ XPYTYRVL_ *)%)+! #\_\$’ DP]VPXMLYRLY LWT]LY

‘LYR VL]_LW _P]^PM‘_ XPY‘YU‘VVLY [Z^T^T E<K FLK=CFN% OTXLYL U‘XWLS ‘LYR cLYR

OTPOL]VLY WPMTS MP^L] OTMLYOTYRVLY U‘XWLS ‘LYR cLYR XL^‘V’ >TVL OT_TYUL‘ ^PNL]L

_LS‘YLY% _]LY^LV^T ^T^_PX [PXMLcL]LY _‘YLT OT ?LWTXLY_LY 6L]L_ XPYRLWLXT VZY_]LV^T%

MLTV OL]T ^T^T @E=CFN XL‘[‘Y FLK=CFN% XL^TYR&XL^TYR ^PMP^L] *)%))! #cZc$ OLY 2%11!

#cZc$’ FPXPY_L]L OL]T ^T^T ^T^_PX [PXMLcL]LY YZY _‘YLT% ^PWLXL _]Tb‘WLY === +)*+% _P]ULOT

[PYTYRVL_LY MLTV OL]T ^T^T aZW‘XP XL‘[‘Y YZXTYLW [LOL _]LY^LV^T VWT]TYR’ FPXPY_L]L

_]LY^LV^T 4<8C 6@D< .IFJJ 5<KKC<D<EK !EG;F$ XPYRLWLXT ^POTVT_ VZY_]LV^T OL]T ^T^T

YZXTYLW% YLX‘Y XPY‘YU‘VVLY [PYTYRVL_LY [LOL U‘XWLS _]LY^LV^T cLYR OTWLV‘VLY’

+&*&)& CPZ[LT ALTIH_HYHU D\UHP

+&*&)&)& ALYW\[HYHU EHUN D\UHP

CLSHTH [YP^\SHU ::: *()*$ Q\TSHO \HUN _HUN KPLKHYRHU "8=<258>" VSLO <A^3:

AYV]PUZP <HSPTHU[HU 3HYH[ TLUJHWHP BW)$,. DYPSP\U H[H\ TLUNHSHTP

WLUPUNRH[HU ZLILZHY )($(*! "X[X# KPIHUKPUNRHU KLUNHU [YP^\SHU :: *()* _HUN

[LYJH[H[ ZLILZHY BW)$++ DYPSP\U& BLX‘Y OPXTVTLY% ^PNL]L _LS‘YLY% U‘XWLS ‘LYR cLYR

OTPOL]VLY _P]^PM‘_ XPYRLWLXT VZY_]LV^T ^PMP^L] 2%11! #cZc$ OTMLYOTYRVLY OPYRLY

_]Tb‘WLY === +)** cLYR _P]NL_L_ ^PMP^L] E[*%/+ G]TWT‘Y’ <LW TYT OT[PYRL]‘ST ZWPS []PQP]PY^T

XL^cL]LVL_ ‘Y_‘V XPWLV‘VLY _]LY^LV^T ^PNL]L YZY _‘YLT% cLYR _P]NP]XTY OL]T

[P]_‘XM‘SLY [Z^T_TQ _]LY^LV^T ^T^_PX [PXMLcL]LY YZY _‘YLT ^PNL]L _LS‘YLY cLYR OL]T

^T^T YZXTYLWYcL MP]VT^L] OT LYRVL ,)!’ 6P]OL^L]VLY OPYZXTYL^TYcL% ‘LYR cLYR

OTPOL]VLY ^PWLXL _]Tb‘WLY === +)*+ XL^TS OTOZXTYL^T ZWPS [PNLSLY E[.)’)))%)) cLYR

XPYNL[LT ^PMP^L] E[.-)%+0 ATWTL] L_L‘ *)%1* U‘_L WPXML] #+1%,2! OL]T _Z_LW ‘LYR

VP]_L^ cLYR OTPOL]VLY$% OTTV‘_T ZWPS [PNLSLY E[*))’)))%)) cLYR XPYNL[LT E[02/%)1

ATWTL] L_L‘ 0%2/ U‘_L WPXML] ^P]_L [PNLSLY E[+’)))%)) ^PMLYcLV E[*,%-2 ATWTL] L_L‘

/%0- U‘_L WPXML]’

Page 50: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&.+

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

CLTLU[HYH P[\$ Q\TSHO \HUN _HUN THZ\R !47258>" RL ROHZHUHO <A^3: AYV]PUZP

<HSPTHU[HU 3HYH[ ZLSHTH [YP^\SHU ::: *()* [LYJH[H[ ZLILZHY BW)$(0 DYPSP\U$

TLUPUNRH[ ZPNUPMPRHU KPIHUKPUNRHU [YP^\SHU ZLILS\TU_H _HUN TLUNHSHTP

RVU[YHRZP$ _HP[\ ZLILZHY .-$0,! "X[X#& BLX‘Y OPXTVTLY% ^PNL]L _LS‘YLY% U‘XWLS

@E=CFN _P]^PM‘_ XPYRLWLXT VZY_]LV^T *)%))! OTMLYOTYRVLY _]Tb‘WLY === +)** cLYR

_P]NL_L_ ^PMP^L] E[*%+) G]TWT‘Y’ 6P]OL^L]VLY OPYZXTYL^TYcL% ‘LYR XL^‘V ^PWLXL

_]Tb‘WLY === +)*+ OTOZXTYL^T ZWPS ‘LYR VP]_L^ OPYRLY [PNLSLY E[.)’)))%)) cLYR

XPYNL[LT E[-,*%/2 ATWTL] L_L‘ XPYNL[LT 1%/, U‘_L WPXML] #-)%-*! OL]T _Z_LW ‘LYR

VP]_L^ cLYR XL^‘V$% OTTV‘_T OPYRLY [PNLSLY E[*))’)))%)) OLY E[.’)))%)) cLYR

_P]NL_L_ ^PMLYcLV /%)* U‘_L WPXML] OLY *%/, U‘_L WPXML]’

>‘XWLS LWT]LY ‘LYR VPW‘L] cLYR WPMTS MP^L] OL]T LWT]LY ‘LYR XL^‘V VP ?Db6= D]ZaTY^T

?LWTXLY_LY 6L]L_ XPYRLVTML_VLY [Z^T^T YP_ FLK=CFN ^PMP^L] E[,1)%,, ATWTL]’ <LW TYT

XPY‘YU‘VVLY LOLYcL [PYTYRVL_LY VPM‘_‘SLY ‘LYR VL]_LW XL^cL]LVL_ [LOL _]Tb‘WLY ===

+)*+ OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL% cLYR LY_L]L WLTY OTOZ]ZYR ZWPS ]PLWT^L^T

[]ZcPV [PXP]TY_LS% OLY _TYRRTYcL VPM‘_‘SLY ‘LYR ^PT]TYR OPYRLY [P]LcLLY =O‘W :T_]T%

OTX‘WLTYcL _LS‘Y LUL]LY ML]‘% [P]LcLLY FPXMLScLYR ?‘M‘] VPO‘L #7S‘YR K‘LY$ ^P]_L

[PWLV^LYLLY DTWVLOL ?LWML] +)*+’

5LD9<I’ 08EKFI 3<IN8B@C8E )8EB /E;FE<J@8 3IFM@EJ@ 08C@D8EK8E )8I8K

8YHMPR +&*.&ALYRLTIHUNHU (7258> *=<258>

&.))

&

.))

*’)))

*’.))

+’)))

&+))-))/))1))

*’)))*’+))*’-))*’/))*’1))+’)))

Gb = Gb == Gb === Gb=I

Gb = Gb == Gb === Gb=I

Gb = Gb == Gb ===

+)*) +)** +)*+

>PS

PHY

BW

=YQWZb C‘_QWZb BP_ C‘_QWZb #E<F$

Page 51: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

.,

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&

+&*&)&*& ALU\RHYHU EHUN

5HSHT YHUNRH WLSHRZHUHHU 7/51.7 6871? 9854/?8$ <A^3: AYV]PUZP <HSPTHU[HU

3HYH[ ZLJHYH Y\[PU TLSHR\RHU WLUKPZ[YPI\ZPHU \HUN OHZPS JL[HR ZLTW\YUH "94C#

_HUN SH_HR LKHY \U[\R TLUNNHU[PRHU \HUN S\Z\O KHU Z\KHO [PKHR SH_HR LKHY

XPWLW‘T ^L]LYL3 #*$ [PYL]TVLY [P]MLYVLY4 #+$ [PY‘VL]LY ‘LYR OT WZVP_ ?Db6= D]ZaTY^T

?LWTXLY_LY 6L]L_4 OLY #,$ VPRTL_LY VL^ VPWTWTYR’ FPWLTY T_‘% ?Db6= D]ZaTY^T ?LWTXLY_LY

6L]L_ U‘RL XPWLV‘VLY VP]UL^LXL OPYRLY [P]MLYVLY OT ?LWTXLY_LY 6L]L_% MLTV MLYV

‘X‘X XL‘[‘Y 6DE% ‘Y_‘V XPWLcLYT [PY‘VL]LY ‘LYR E‘[TLS MLRT XL^cL]LVL_’

?P]UL^LXL TYT OTSL]L[VLY OL[L_ XPXPY‘ST VPM‘_‘SLY XL^cL]LVL_ LVLY ‘LYR WLcLV POL]

OPYRLY ULYRVL‘LY cLYR WPMTS W‘L^’

?PRTL_LY [PY‘VL]LY ‘LYR XPWLW‘T WZVP_ [PY‘VL]LY ?Db6= D]ZaTY^T ?LWTXLY_LY 6L]L_

^PWLXL _]Tb‘WLY === +)*+ XPYNL[LT E[+1%0, ATWTL]% L_L‘ XPYRLWLXT [PYTYRVL_LY cLYR

^TRYTQTVLY ^PMP^L] ,2%.*! #\_\$ OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL cLYR _P]NL_L_

XPYRLWLXT VZY_]LV^T ^PMP^L] .%*+!’ <LW TYT _P]ULOT ^PT]TYR OPYRLY [P]LcLLY @PML]LY

OTXLYL _]LOT^T E8E>>FB XL^TS XPXM‘OLcL% ^PSTYRRL VPM‘_‘SLY XL^cL]LVL_ LVLY ‘LYR

E‘[TLS [PNLSLY VPNTW ^PXLVTY XPYTYRVL_’ 6P]OL^L]VLY OPYZXTYL^TYcL% ^PMLRLTLY MP^L]

‘LYR cLYR OT_‘VL]VLY LOLWLS ‘LYR VP]_L^ OPYRLY OPYZXTYL^T E[.)’)))%)) cLYR

XPYNL[LT E[**%)+ ATWTL] L_L‘ ^PU‘XWLS ++)%,2 ]TM‘ WPXML] ^P]_L [PNLSLY

E[*))’)))%)) cLYR XPYNL[LT E[*/%21 ATWTL] L_L‘ ^PU‘XWLS */2%1+ ]TM‘ WPXML]’

6P]OL^L]VLY OL_L [PY‘VL]LY ‘LYR VPW‘L]% ‘LYR [PNLSLY VPNTW cLYR [LWTYR OTXTYL_T

XL^cL]LVL_ LOLWLS [PNLSLY E[+’)))%)) OPYRLY YZXTYLW XPYNL[LT E[-%.. ATWTL] L_L‘

^PMLYcLV +%+1 U‘_L WPXML] ^P]_L [PNLSLY ‘LYR WZRLX E[*’)))%)) OPYRLY YZXTYLW

XPYNL[LT E[*%*0 ATWTL] L_L‘ ^PMLYcLV *%*0 U‘_L WPXML]’

DHILS +&.& <LNPH[HU ALU\RHYHU EHUN >LSHS\P =VRL[ "EHUN >HZ\R#

5LD9<I’ 08EKFI 3<IN8B@C8E )8EB /E;FE<J@8 3IFM@EJ@ 08C@D8EK8E )8I8K

D ::: D :F D^ : D :: D ::: D :F D^ : D :: D :::EHUN <LY[HZ +($.+/$-1, )/$11($/,, *)$))-$+01 )-$,-,$1/, **$+)-$1.- *($/.)$1+0 *)$.0*$1++ *($-/1$,/1 *0$/*-$,0*

*))%))) *+%1*,%,)) 2%),1%2)) **%*+/%))) 0%..)%))) **%-)2%0)) *+%)*)%/)) **%-.,%,)) *)%/2/%*)) */%21+%,)).)%))) */%1*1%).) 0%2/*%1)) 2%*--%*)) 0%,/)%,.) *)%*.*%..) 1%)0/%,.) 2%-+,%2)) 2%+,)%0.) **%)*0%2))+)%))) ,,.%--) ,2)%))) ,/)%)1) *2-%--) +/)%01) ++1%.+) ++*%2/) *1,%/1) +)+%,1)*)%))) +20%21) +/2%02) +*-%0-) **1%)0) +*.%0+) *0-%1.) +-,%*-) *.1%/-) +),%--)

.%))) +,,%)). *02%*,) *,/%00. **)%//. **0%,1. 2,%*2) **1%),. 21%1,) **.%2..+%))) -%*)1 0%.++ 0%20/ *.%2,) -)%+0) ,.%,-+ .*%1*/ .2%-11 0+%)*-*%))) *,+%)21 *,2%+., *+-%+-2 *),%122 **2%1,) *-*%.2, */2%2// *.*%,00 *,)%20*

.)) +%1/. ,%)2. *%*00 12- .+1 102 /02 -). ,.**)) 0-1 *%+.- +2+ 0+/ +)+ /*- *,0 +)2 *0*

EHUN =VNHT *($,1. *,$/,0 )($+*( ))$)01 *,$,01 *,$)+) *($.)( )+$.0+ ,$(+**%))) +*. *%+)1 12. 2++ ,%),2 /%0)2 .%-22 -%0-2 *2.

.)) *0%-./ *-%/*- /%,)+ /%,+, *+%0,, **%+0, 2%+0- .%-0) +%,1*+)) 1*- -%*02 *%*1) *%/,+ -%1-+ ,%))+ +%,/1 *%... /+1*)) *%02* ,%2*+ *%*.1 *%/// +%.0. +%.1+ +%**2 *%-11 /.-.) +)- 01/ 00* /+) *%+)) .+2 *%),0 ,/+ */0+. *0 .) *, +0 *)) ,/ ,*- .2 0

ALJHOHU*()( *()) *()*

ETM‘ E[

Page 52: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&.-

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

CLSHPU TLSH_HUP WLU\RHYHU KP SVRL[ WLSH_HUHU <A^3: AYV]PUZP <HSPTHU[HU 3HYH[$

ZLJHYH Y\[PU 3HUR :UKVULZPH Q\NH TLSHR\RHU RLNPH[HU RHZ RLSPSPUN& ?PRTL_LY VL^

VPWTWTYR MP]_‘U‘LY ‘Y_‘V XPYcPOTLVLY ‘LYR E‘[TLS cLYR WLcLV POL] OPYRLY XPVLYT^XP

dUPX[‘_ MZWLd WLYR^‘YR VP[LOL XL^cL]LVL_ VS‘^‘^YcL OT bTWLcLS VLM‘[L_PY OLY VZ_L

^PWLTY ?Z_L DZY_TLYLV’ ?PRTL_LY VL^ VPWTWTYR U‘RL MP]_‘U‘LY ‘Y_‘V XPXPY‘ST VPM‘_‘SLY

‘LYR E‘[TLS OT bTWLcLS [P]ML_L^LY% cLYR OLWLX [PWLV^LYLLYYcL ?Db6= D]ZaTY^T

?LWTXLY_LY 6L]L_ U‘RL MPVP]UL ^LXL OPYRLY DG’ 6D8 ?LWTXLY_LY 6L]L_ ‘Y_‘V

XPYULYRVL‘ ^PU‘XWLS OLP]LS OT [P]ML_L^LY ?LWTXLY_LY 6L]L_ OPYRLY bTWLcLS FL]LbLV%

ALWLc^TL’ FPWLXL _]Tb‘WLY === +)*+% U‘XWLS ‘LYR cLYR OT_‘VL]VLY ZWPS XL^cL]LVL_

XPWLW‘T VPRTL_LY VL^ VPWTWTYR XPYNL[LT E[*-%.0 ATWTL]% L_L‘ XPYTYRVL_ ^PMP^L] +.%/+!

#\_\$ OTMLYOTYRVLY _]Tb‘WLY ^PMPW‘XYcL’ FPWLXL _]Tb‘WLY === +)*+% VPRTL_LY VL^ VPWTWTYR

OTWLV‘VLY ^PMLYcLV 0 #_‘U‘S$ VLWT% , #_TRL$ VLWT OT OLWLX VZ_L DZY_TLYLV OLY - #PX[L_$

VLWT OT VLM‘[L_PY WLTYYcL% cLT_‘ ?LM’ FLXML^% ?LM’ FLYRRL‘% ?LM’ ?P_L[LYR% OLY ?LM’

FTY_LYR’

DHILS +&/& <LNPH[HU <HZ <LSPSPUN

5LD9<I ’ 08EKFI 3<IN8B@C8E )8EB /E;FE<J@8 3IFM@EJ@ 08C@D8EK8E )8I8K

+&*&)&+& ALTILYPHU DHUKH DPKHR 3LYOHYNH "ADD3#

8L]T SL^TW [PY‘VL]LY ‘LYR OT WZVP_ ?Db6= D]ZaTY^T ?LWTXLY_LY 6L]L_% VPRTL_LY VL^

VPWTWTYR% OLY ^P_Z]LY ‘LYR OL]T [P]MLYVLY% ^PNL]L ]‘_TY OTWLV‘VLY [PX‘^YLSLY _P]SLOL[

‘LYR W‘^‘S OLY ^‘OLS _TOLV WLcLV POL] OPYRLY NL]L DPXMP]TLY GLYOL GTOLV 6P]SL]RL

#DGG6$ XPWLW‘T [P]LNTVLY OPYRLY AP^TY ELNTV HLYR ?P]_L^ #AEH?$’

CLSHTH [YP^\SHU ::: *()*$ Q\TSHO \HUN RHY[HS [PKHR SH_HR LKHY _HUN

KPT\ZUHORHU TLUJHWHP BW*)-$/, >PSPHY H[H\ TLUPUNRH[ ZPNUPMPRHU

KPIHUKPUNRHU [YP^\SHU ZLILS\TU_H ZLILZHY -+$-+! KPTHUH [LYJH[H[ ZLILZHY

BW,-$,, >PSPHY& FLWLS ^L_‘ QLV_Z] cLYR MP][PYRL]‘S _P]SLOL[ SLW _P]^PM‘_ LOLWLS

D^ ::: D^ :F D : D :: D^ ::: D^ :F D^ : D^ :: D :::EHUN <LY[HZ +$/-($((( +$/+,$00( .$.*,$-/* /$1)0$,), )+$*(($0(( +$,+.$.*- ).$//($,.+ ))$-11$1(( ),$-/*$(/1

*))%))) 2.+%/)) *%)2-%))) *%.-,%.)) +%,),%-)) -%*01%.)) *%./*%+)) .%)0/%2)) ,%+-*%0)) /%*,1%*22.)%))) *%*-*%0.) 0-.%/)) *%2+,%1.) +%-/0%/.) .%*,/%))) 0)/%1.) -%222%+)) ,%,2)%/.) ,%/-.%.))+)%))) .-.%+/) 0*0%0/) 1-+%1)) *%+*2%-+) *%*/-%+-) --+%*-) +%,+1%,1) *%,*0%1+) *%1)+%-1)*)%))) .,0%*0) ../%.2) 2),%*)) 2)2%/-) *%+))%)0) ,1/%-0) +%+)1%/+) *%-01%)1) *%.2.%/))

.%))) -/.%.-. ,2-%2.. 2.+%,1. 0+,%02. *%)-,%1+. +*2%01. *%,20%0/. *%+*.%).. 10.%...+%))) *%1)/ *%1*- *-%2)1 +0%-+) *+)%,,/ ,,%-)1 +/.%/0) -0*%021 *00%0*+*%))) *).%./) ++,%+1- --,%)+) +//%.-, ,..%21. 1/%0). -2,%-/, -1-%*,0 ,,0%),)

.)) +// /,) 1+2 .)/ *%--/ ,2 ,+0 /2 ,*)) -- +-1 *1) -* ,22 +2 *,1 .2* )

EHUN =VNHT ( )-$)*( ,*0 )*( ( ( ,(/ )(( +)(*%))) ) *%))) ) ) ) ) *00 ) *))

.)) ) *,%2+) +) ) ) ) ) ) *.)+)) ) ) ,) ) ) ) ) ) )*)) ) .) +00 *)) ) ) */. *)) .)

.) ) 0. 0) +) ) ) /. ) *)+. ) 0. ,* ) ) ) ) ) )

*()( *())<HZ <LSPSPUN

*()*#ETM‘ E[$

Page 53: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

..

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&

LOLYcL VPMTULVLY OL]T 8P[L]_PXPY DPYRPOL]LY HLYR #8DH$ ?LY_Z] D‘^L_ 6LYV

=YOZYP^TL >LVL]_L ‘Y_‘V XPX[P]VP_L_ VPRTL_LY [PX‘^YLSLY ‘LYR ‘Y_‘V XPYRLY_T^T[L^T

VP_P]^POTLLY ^_ZV ‘LYR _‘YLT YL^TZYLW XPYUPWLYR =O‘W :T_]T% ^PSTYRRL [LOL [P]TZOP

_]Tb‘WLY == +)*+ ^LX[LT >‘WT +)*+ U‘XWLS DGG6 ]PWL_TQ ^LYRL_ VPNTW’ 6P]OL^L]VLY

OPYZXTYL^TYcL% [PNLSLY cLYR [LWTYR MLYcLV OTX‘^YLSVLY LOLWLS [PNLSLY

E[.)’)))%)) cLYR XPYNL[LT +%.0 U‘_L WPXML]% E[+)’)))%)) XPYNL[LT *%/* U‘_L WPXML]

OLY E[*)’)))%)) XPYNL[LT *%.) U‘_L WPXML]’ FPT]TYR OPYRLY XPY‘]‘YYcL LWT]LY ‘LYR

XL^‘V #:8J? @E=CFN$ OLY U‘XWLS DGG6% ]L_TZ DGG6 _P]SLOL[ LWT]LY ‘LYR XL^‘V XPYTYRVL_

OL]T SLYcL /%20! [LOL _]Tb‘WLY == +)*+ XPYULOT ^PMP^L] *2%2/! [LOL _]Tb‘WLY

WL[Z]LY’

5LD9<I’ 08EKFI 3<IN8B@C8E )8EB /E;FE<J@8 3IFM@EJ@ 08C@D8EK8E )8I8K

8YHMPR +&*/& ALYRLTIHUNHU (7258>$ ADD3 KHU BHZPV ADD3 DLYOHKHW (7258>

+&*&*&CPZ[LT ALTIH_HYHU ?VU D\UHP

+&*&*&)& DYHUZHRZP <SPYPUN

DYHUZHRZP RSPYPUN ZLSHTH [YP^\SHU ::: *()* TLU\UQ\RRHU WLUPUNRH[HU _HUN

YLSH[PM ZPNUPMPRHU KPIHUKPUNRHU [YP^\SHU ZLILS\TU_H& GZ_LW YTWLT _]LY^LV^T VWT]TYR OT

?LWTXLY_LY 6L]L_ _P]NL_L_ ^PMP^L] E[**%,* G]TWT‘Y L_L‘ XPYTYRVL_ +2%)/! #\_\$’ FPT]TYR

OPYRLY SLW _P]^PM‘_% OL]T ^T^T U‘XWLS bL]VL_% _P]ULOT [PYTYRVL_LY ^PMP^L] *,%),! #\_\$

XPYULOT ^PU‘XWLS +2/’+,1 WPXML] bL]VL_’ FPXPY_L]L T_‘% OL]T ^T^T YZXTYLW% _]LY^LV^T

VWT]TYR [PYRPXMLWTLY L_L‘ [PYZWLVLY XPYRLWLXT [PY‘]‘YLY ^PMP^L] +/%)+! #\_\$

XPYULOT ^PMP^L] E[*-. ATWTL]% bLWL‘[‘Y OL]T ^T^T U‘XWLS bL]VL_ XPYRLWLXT [PYTYRVL_LY

^PMP^L] ,.%/-! #\_\$ XPYULOT ^PU‘XWLS ,’+.1 WPXML] bL]VL_’ DPYTYRVL_LY _]LY^LV^T

VWT]TYR _P]^PM‘_ _P]ULOT ^PT]TYR OPYRLY OTX‘WLTYcL ]PLWT^L^T []ZcPV [PXP]TY_LS% [P]LcLLY

)!

*)!

+)!

,)!

-)!

.)!

/)!

0)!

1)!

2)!

*))!

&

+))

-))

/))

1))

*’)))

*’+))

*’-))

Gb = Gb == Gb === Gb =I Gb = Gb == Gb === Gb =I Gb = Gb == Gb ===

+)*) +)** +)*+

>PS

PHY

BW

=YQWZb DGG6 EL^TZ DGG6 _SO =YQWZb #E<F$

Page 54: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&./

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

=O‘W :T_]T% OTX‘WLTYcL _LS‘Y LUL]LY ML]‘% [P]LcLLY FPXMLScLYR ?‘M‘] VPO‘L #7S‘YR

K‘LY$ ^P]_L [PWLV^LYLLY DTWVLOL ?LWML] +)*+’

DHILS +&0& DYHUZHRZP >LSHS\P <SPYPUN

5LD9<I’ 08EKFI 3<IN8B@C8E )8EB /E;FE<J@8 3IFM@EJ@ 08C@D8EK8E )8I8K

+&*&*&*& DYHUZHRZP +1.5 -461 ’:8;; ,1<<51617< "BD8C#

CLSHTH [YP^\SHU ::: *()*$ [YHUZHRZP BD8C TLU\UQ\RRHU ZLKPRP[ RVU[YHRZP

KPIHUKPUNRHU [YP^\SHU ZLILS\TU_H$ ZLILZHY )$/)! "X[X# TLUQHKP ZLILZHY

BW.1$-/ DYPSP\U$ TLZRPW\U KHYP ZPZP ]VS\TL [YHUZHRZP TLUNHSHTP WLUPUNRH[HU

ZLILZHY ,$(1! "X[X# TLUQHKP ZLILZHY -1&*)/ [YHUZHRZP& DPY‘]‘YLY YZXTYLW

_]LY^LV^T EG;F _P]ULOT [LOL _]LY^LV^T EG;F VPW‘L] OLY _]LY^LV^T EG;F WZVLW ?LWTXLY_LY

6L]L_% XL^TYR&XL^TYR ^PMP^L] +%/,! OLY ,%01!% XPYULOT ^PMP^L] E[+.%1. G]TWT‘Y OLY

E[*,%-* G]TWT‘Y’ FPXPY_L]L YTWLT _]LY^LV^T EG;F XL^‘V VP ?LWTXLY_LY 6L]L_ XPYRLWLXT

[PYTYRVL_LY XP^VT[‘Y ]PWL_TQ VPNTW% cLT_‘ ^PMP^L] )%).! #\_\$ XPYULOT ^PMP^L] E[,)%,*

G]TWT‘Y’ 8L]T ^T^T aZW‘XP _]LY^LV^T% _P]ULOT [PYTYRVL_LY% MLTV [LOL _]LY^LV^T EG;F VPW‘L]%

XL^‘V XL‘[‘Y WZVLW ?LWTXLY_LY 6L]L_% XL^TYR&XL^TYR ^PMP^L] -%.)! #\_\$% *%02!

#\_\$ OLY 2%++! #\_\$’ AP^VT[‘Y ^PNL]L _]Tb‘WLYLY XPYRLWLXT VZY_]LV^T% YTWLT _]LY^LV^T

EG;F OT ?LWTXLY_LY 6L]L_ XPYRLWLXT [PYTYRVL_LY cLYR N‘V‘[ ^TRYTQTVLY UTVL

OTMLYOTYRVLY _]Tb‘WLY === +)**’ GZ_LW YTWLT _]LY^LV^T EG;F XPYTYRVL_ +/%1/! #cZc$ OL]T

^PMPW‘XYcL cLYR _P]NL_L_ ^PMP^L] E[.-%1- G]TWT‘Y’ DP]_‘XM‘SLY _]LY^LV^T [PXMLcL]LY

YZY _‘YLT cLYR [Z^T_TQ% MLTV VWT]TYR XL‘[‘Y EG;F% cLYR OTML]PYRT OPYRLY LOLYcL

VZY_]LV^T [LOL _]LY^LV^T [PXMLcL]LY _‘YLT% XPY‘YU‘VVLY [PYTYRVL_LY []PQP]PY^T

XL^cL]LVL_ ‘Y_‘V XPWLV‘VLY _]LY^LV^T ^PNL]L YZY _‘YLT OTMLYOTYRVLY MP]_]LY^LV^T

OPYRLY XPYRR‘YLVLY ‘LYR _‘YLT’

D^ ::: D^ :F D^ : D^ :: D^ ::: D^ :F D^ : D^ :: D^ :::<SPYPUN ALU_LYHOHU& >‘XWLS JL]VL_ #WM]$ *0*%2,+ *2.%/2, ,,,%.0/ ++1%2)+ +/2%+.2 +2)%+.1 +,-%)+1 +.2%/1. +2+%21)& BZXTYLW -%,1* .%.-/ 0%)./ 0%+/1 1%-00 0%2.) 0%/+2 1%.// **%*/,& EL_L&EL_L JL]VL_(<L]T #WM]$ +%00, ,%,0- .%0.* ,%0.+ -%-*- -%.,. ,%0*. -%*11 -%11,& EL_L&EL_L BZXTYLW(<L]T 0* 2/ *++ **2 *,2 *+- *+* *,1 *1/

<SPYPUN ALUNLTIHSPHU& >‘XWLS JL]VL_ #WM]$ *%2*+ -.%*12 *%1+* *%10/ +%*)/ +%-)2 *%2*) +%-)+ ,%+.1& BZXTYLW .+ *%..+ .. .. /. +0/ 1/ *2/ *-.& EL_L&EL_L JL]VL_(<L]T #WM]$ ,* 002 ,* ,* ,. ,1 ,) ,2 .-& EL_L&EL_L BZXTYLW(<L]T )’1 +/’1 )’2 )’2 *’* -’, *’- ,’+ +’-

D@D2=% ;\TSHO GHYRH[ "SIY# )/+$0,, *,($00* ++-$+1/ *+($//0 */)$+.- *1*$../ *+-$1+0 *.*$(0/ *1.$*+0% ?VTPUHS ,$,++ /$(10 /$))) /$+*+ 0$-,* 0$**. /$/)- 0$/.* ))$+(0

<L[LYHUNHU*()( *()) *()*

#ATWTL] E[$

Page 55: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

.0

3<IB<D98E>8E 3<I98EB8E ;8E 5@JK<D 3<D98O8I8E

08A@8E ,BFEFD@ 4<>@FE8C 3IFM@EJ@ 08C@D8EK8E )8I8K 6I@NLC8E /// &$%&

DHILS +&1& DYHUZHRZP >LSHS\P +1.5 -461 ’:8;; ,1<<51617< "BD8C#

5LD9<I’ 08EKFI 3<IN8B@C8E )8EB /E;FE<J@8 3IFM@EJ@ 08C@D8EK8E )8I8K

D^ ::: D^ :F D^ : D^ :: D^ ::: D^ :F D^ : D^ :: D^ :::BD8C <LS\HY& >‘XWLS G]LY^LV^T *0%-0. *2%)2/ +)%0-, +*%.). +-%-22 +/%1// ++%+21 +/%+-+ +0%-++& BZXTYLW *-%**, */%.+2 *1%.11 */%1,- ++%,1/ +/%20, +*%.*, +/%.-, +.%1-/

BD8C >HZ\R& >‘XWLS G]LY^LV^T */%+1* 2%+,, +*%20, ++%+*, +,%,11 +-%,.+ +)%,1* ++%/*) +,%)*-& BZXTYLW *1%*.+ +*%)01 *0%1*0 *2%*02 ++%)/* +0%220 +,%1,1 ,)%+2. ,)%,**

BD8C =VRHS& >‘XWLS G]LY^LV^T *)%)2- *)%).) 0%,+* 0%0.+ 1%,-/ 1%10/ 0%*)+ 1%)-) 1%01*& BZXTYLW /%0// 1%*+2 /%10) 2%+,- *)%,2* *-%0+/ **%*1. *,%2-* *,%-*-

D@D2=% ;\TSHO DYHUZHRZP ,+$0-( +0$+/1 -($(+/ -)$,/( -.$*++ .($(1, ,1$/0) -.$01* -1$*)/% ?VTPUHS +1$(+) ,-$/+. ,+$*/- ,-$*,/ -,$0+0 .1$.1. -.$-+. /($//1 .1$-/(

*()*#ATWTL] E[$

<L[LYHUNHU*()( *())

Page 56: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

.0

).83.5-,6/,6 (.;,6/,6 %,.8,0

(,21,6 &376751 *./176,4 )87<1691 (,415,6:,6 $,8,: +81=;4,6 ’’’ #!"#

-

:LQHTMD NHWDQJDQ GDHTDK >TRXLQUL :DOLPDQVDQ 5DTDV SDGD @HPHUVHT 8 +)*+ VHTFDVDV FWNWS

EDLN PHUNLSWQ GL ULUL EHODQMD PDULK EHOWP RSVLPDO’ ?HDOLUDUL SHQGDSDVDQ >TRXLQUL :DOLPDQVDQ

5DTDV UHPHUVHT 8 +)*+ VHTFDVDV UHEHUDT ?S*%./ ATLOLWQ DVDW PHQFDSDL ..%)/! GDTL VDTJHV A4

+)*+ UHEHUDT ?S+%1- ATLOLWQ’ @HPHQVDTD THDOLUDUL EHODQMD VHTFDVDV UHEHUDT ?S*%)1 ATLOLWQ DVDW

EDTW PHQFDSDL ,0%+0! GDTL DQJJDTDQ A4 +)*+ UHEHUDT ?S+%2) ATLOLWQ’

=>?AH +%( ;A>HEN>NE 1:23 :MKQEJNE 7>HEI>JO>J 2>M>O <AIANOAM 6 $ )’()

@WPEHT3 5DGDQ >HQJHOROD :HWDQJDQ GDQ 4UHV >TRX’ :DOLPDQVDQ 5DTDV

<HUNLSWQ THDOLUDUL EHODQMD UHPHUVHT 8

+)*+ EHOWP RSVLPDO% DQJND VHTUHEWV

PHQJDODPL SHQLQJNDVDQ MLND

GLEDQGLQJNDQ THDOLUDUL EHODQMD

UHPHUVHT 8 +)** ZDQJ KDQZD VHTFDVDV

UHEHUDT ?S-.,%)- <LOLDT’ @HMDODQ

GHQJDQ KDO VHTUHEWV% THDOLUDUL

SHQGDSDVDQ SDGD SHTLRGH ODSRTDQ MWJD

VHTFDVDV OHELK VLQJJL GLEDQGLQJNDQ

UHPHUVHT 8 +)** UHEHUDT ?S*%). ATLOLWQ’

@HODQMWVQZD% EHTGDUDTNDQ ODSRTDQ 0

NDEWSDVHQ(NRVD* VHQVDQJ THDOLUDUL 4>56 @HPHUVHT 8 +)*+% UHEDJLDQ EHUDT PHPLOLNL THDOLUDUL

SHQGDSDVDQ ZDQJ EDLN GLPDQD VRVDO SHQGDSDVDQ PHQFDSDL ?S,%++ ATLOLWQ DVDW ..%)*! GDTL

VDTJHV A4 +)*+’ =DPWQ% UHSHTVL KDOQZD GLVLQJNDV STRXLQUL% THDOLUDUL EHODQMD NDEWSDVHQ(NRVD

GLPDNUWG PDULK EHOWP RSVLPDO GLPDQD VRVDO THDOLUDUL EHODQMD UHEHUDT +%)/ ATLOLWQ DVDW EDTW

PHQFDSDL ,+%12! GDTL VDTJHV’

* :DE’ :DSWDU 7WOW% :DE’ :HVDSDQJ% :DE’ @DPEDU% :DE’ @DQJJDW% :DE’ @LQVDQJ% :DE’ <HODYL% :RVD >RQVLDQDN

"9WVDDQ ?S#

:HVHTDQJDQ 4QJJDTDQ +)*+ ?HDOLUDUL @HPHUVHT 8 +)*+ ! ?HDOLUDUL

>HQGDSDVDQ +%1,0%-)1’1. *%./+%+,0’*2 ..’)/!5HODQMD +%2)+%-)1’1. *%)1*%021’2, ,0’+0!

BABIV

*$+’$("!)%!) ’$,!)%!) #!$+!&

0200400600800

1,0001,2001,4001,6001,800

Pendapatan Belanja

Miliar Rp

2011

2012

4M>BEG +%( ;A>HEN>NE 2AH>JF> 3>J:AJ@>L>O>J <AIANOAM 6 )’()

@WPEHT 3 YYY’GMSN’GHSNHW’JR’LG GDQ 5DGDQ >HQJHOROD:HWDQJDQ GDQ 4UHV >TRX’ :DOLPDQVDQ 5DTDV

Page 57: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

.1

).83.5-,6/,6 (.;,6/,6 %,.8,0

(,21,6 &376751 *./176,4 )87<1691 (,415,6:,6 $,8,: +81=;4,6 ’’’ #!"#

+%( ;A>HEN>NE :AJ@>L>O>J 1:23 :MKQEJNE 7>HEI>JO>J 2>M>O =1 )’())

5HTGDUDTNDQ UWPEHT SHQGDSDVDQQZD% GDQD SHTLPEDQJDQ PDULK PHQGRPLQDUL SHQGDSDVDQ

>TRXLQUL :DOLPDQVDQ 5DTDV GHQJDQ SDQJUD UHEHUDT --! DVDW UHEHUDT ?S/12%*1 <LOLDT’

=DPWQ GHPLNLDQ% SHTDQ >HQGDSDVDQ 4UOL 6DHTDK >TRXLQUL ">46# :DOLPDQVDQ 5DTDV

PHQWQMWNNDQ NHFHQGHTWQJDQ ZDQJ UHPDNLQ EDLN UHEDJDLPDQD VHTFHTPLQ GDTL SDQJUD >46

VHTKDGDS VRVDO SHQGDSDVDQ UHEHUDT

,2! GHQJDQ THDOLUDUL UHPHUVHT 8

+)*+ UHEHUDT ?S/*-%)- <LOLDT’

@HPHQVDTD% THDOLUDUL SHQGDSDVDQ GDTL

;DLQ&;DLQ >HQGDSDVDQ 6DHTDK CDQJ

@DK VHTFDVDV UHEHUDT ?S+.2%)+ <LOLDT

DVDW KDQZD *0! GDTL VRVDO

SHQGDSDVDQ’

?HDOLUDUL >46 >TRXLQUL :DOLPDQVDQ

5DTDV SDGD UHPHUVHT 8 +)*+ VHTUHEWV

VHTWVDPD GLVRSDQJ ROHK THDOLUDUL

SHQGDSDVDQ ZDQJ EHTUWPEHT GDTL

SDMDN UHEHUDT ?S-20%,0 <LOLDT DVDW PHQFDSDL 1*! GDTL VRVDO >46’ ?HODVLI VLQJJLQZD

SHQHTLPDDQ SDMDN >TRXLQUL :DOLPDQVDQ 5DTDV VHTUHEWV DQVDTD ODLQ UHLTLQJ GHQJDQ UHPDNLQ

VLQJJLQZD SHPEHOLDQ NHQGDTDDQ EHTPRVRT GDQ PHQLQJNDVQZD PRELOLVDU PDUZDTDNDV

SHQJJWQD NHQGDTDDQ’ >DGD UHPHUVHT 8 +)*+ SHPEHOLDQ NHQGDTDDQ EHTPRVRT PHQFDSDL

**2%2+ WQLV NHQGDTDDQ UHKLQJJD PHQGRTRQJ SHQLQJNDVDQ SHQHTLPDDQ >46 ZDQJ EHTUWPEHT

GDTL >DMDN :HQGDTDDQ 5HTPRVRT GDQ 5HD 5DOLN =DPD :HQGDTDDQ 5HTPRVRT’ @HPHQVDTD%

NRQUWPUL 55< ZDQJ PHQFDSDL -,+%*/ TLEW NLOR OLVHT SDGD UHPHUVHT 8 +)*+ DVDW PHQLQJNDV

*/%-0! "ZRZ# MWJD PHPEHTLNDQ SHQJDTWK VHTKDGDS SHQHTLPDDQ ZDQJ EHTDUDO GDTL >DMDN

5DKDQ 5DNDT :HQGDTDDQ 5HTPRVRT’ @HODQMWVQZD% >HQHTLPDDQ >46 ZDQJ EHTUWPEHT GDTL

THVTLEWUL GDQ 7DULO >HQJHORODDQ :HNDZDDQ 6DHTDK ZDQJ 6LSLUDKNDQ PDULQJ&PDULQJ UHEHUDT

?S-+%/2 <LOLDT GDQ ?S-0%)+ <LOLDT PDULK THODVLI NHFLO GLEDQGLQJNDQ SHQHTLPDDQ ZDQJ

EHTUWPEHT GDTL SDMDN’

+ @DPSDL GHQJDQ UHPHUVHT 8 +)*+

@WPEHT 3 5DGDQ >HQJHOROD :HWDQJDQ GDQ 4UHV >TRX’ :DOLPDQVDQ5DTDV

4M>BEG +%) ;A>HEN>NE :AJ@>L>O>J 3>AM>D

*0!

++!

(.!

>HQGDSDVDQ 4UOL6DHTDK

6DQD>HTLPEDQJDQ

;DLQ&;DLQ>HQGDSDVDQ6DHTDK CDQJ@DK

Page 58: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

.2

).83.5-,6/,6 (.;,6/,6 %,.8,0

(,21,6 &376751 *./176,4 )87<1691 (,415,6:,6 $,8,: +81=;4,6 ’’’ #!"#

&

+)%)))

-)%)))

/)%)))

1)%)))

*))%)))

*+)%)))

*-)%)))

*/)%)))

@PV 8 @PV 88 @PV 8

+)** +)*+

BQLV

5DTW

5WNDQ 5DTW

@WPEHT3 6LUSHQGD >TRX’ :DOEDT

4M>BEG +%* :AJFP>H>J 7AJ@>M>>J 2AMIKOKM

@WPEHT3 GDVD >HTVDPLQD GLRODK

4M>BEG +%+ 7KJNPINE 229

@HPHQVDTD% THDOLUDUL SHQHTLPDDQ 6DQD >HTLPEDQJDQ >TRXLQUL :DOLPDQVDQ 5DTDV VHTWVDPD

EHTUWPEHT GDTL 6DQD 4ORNDUL BPWP UHEHUDT ?S.2/%11 <LOLDT DVDW PHQFDSDL 10! GDTL VRVDO

6DQD >HTLPEDQJDQ’ 4SDELOD GLEDQGLQJNDQ GHQJDQ THDOLUDUL EHODQMD 45>6 >TRXLQUL

:DOLPDQVDQ 5DTDV A4 +)*+ UHEHUDT ?S*%)1 ATLOLWQ PDND TDULR 64B VHTKDGDS EHODQMD SDGD

UHPHUVHT 8 +)*+ VHTFDVDV UHEHUDT ..%*1!’ 7DO LQL PHQJLQGLNDULNDQ EDKYD 64B PDULK

PHQMDGL SHQRSDQJ WVDPD 4>56’ @HODQMWVQZD% THDOLUDUL SHQHTLPDDQ ZDQJ EHTUWPEHT GDTL

;DLQ&;DLQ >HQGDSDVDQ 6DHTDK CDQJ @DK VHTFDVDV UHEHUDT ?S+.2%)+ <LOLDT’

5HTGDUDTNDQ 0 :DEWSDVHQ(:RVD%

:DEWSDVHQ @DPEDU VHTFDVDV PHPLOLNL

THDOLUDUL SHQGDSDVDQ VHTVLQJJL

GLPDQD GDTL VDTJHV SHQGDSDVDQ

UHEHUDT ?S.)2%*/ <LOLDT VHODK

VHTHDOLUDUL UHEHUDT 2-%.,! DVDW

?S-1*%,, <LOLDT’ 4SDELOD GLOLKDV

NRPSRQHQQZD% 6DQD

SHTLPEDQJDQ(VTDQUIHT NKWUWUQZD

6DQD 4ORNDUL BPWP PHQMDGL UWPEHT

SHQGDSDVDQ ZDQJ WVDPD GLPDQD

SDGD UHPHUVHT 8 +)*+ VHTFDVDV

UHEHUDT ?S,/,%*2 <LOLDT’ @HGDQJNDQ THDOLUDUL >46 :DEWSDVHQ @DPEDU @HPHUVHT 8 +)*+

VHTFDVDV UHEHUDT ?S+)%,1 <LOLDT’ @HODLQ :DEWSDVHQ @DPEDU% VHTGDSDV , NDEWSDVHQ(NRVD ZDQJ

SHQFDSDLDQ THDOLUDUL SHQGDSDVDQQZD PHOHELKL .)! GDTL VDTJHV ZDQJ GLVHVDSNDQ ZDLVW

:DEWSDVHQ :DSWDU 7WOW% :DEWSDVHQ :HVDSDQJ GDQ :RVD >RQVLDQDN’ <HUNLSWQ GHPLNLDQ%

SHQGDSDVDQ ZDQJ EHTUWPEHT GDTL GDQD SHTLPEDQJDQ PDULK PHQGRPLQDUL THDOLUDUL

@WPEHT3 YYY’GMSN’GHSNHW’JR’LG

4M>BEG +%, ;A>HEN>NE :AJ@>L>O>J 7>?PL>OAJ&7KO><AIANOAM 6 )’()

&

*))%)))

+))%)))

,))%)))

-))%)))

.))%)))

@PV 8 @PV 88 @PV 8 @PV 88 @PV 8

+)*) +)** +)*+

7EHK

8EO

AM

- 500 1,000 1,500

Kab. Kapuas Hulu

Kab. Ketapang

Kab. Sambas

Kab. Sanggau

Kab. Sintang

Kab. Melawi

Kota Pontianak

Miliar Rp

Realisasi

Target

Page 59: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

/)

).83.5-,6/,6 (.;,6/,6 %,.8,0

(,21,6 &376751 *./176,4 )87<1691 (,415,6:,6 $,8,: +81=;4,6 ’’’ #!"#

SHQGDSDVDQ UHGDQJNDQ SHTUHQVDUH >46 VHTKDGDS VRVDO SHQGDSDVDQ PDULK THODVLI NHFLO’

:RQGLUL LQL DQVDTD ODLQ PHQFHTPLQNDQ VLQJNDV NHPDQGLTLDQ ILUNDO ZDQJ PDULK SHTOW

GLVLQJNDVNDQ’ :HPDQGLTLDQ ILUNDO PHTWSDNDQ LQGLNDVRT WVDPD GDODP PHQJWNWT NHPDPSWDQ

SHPHTLQVDK GDHTDK WQVWN PHPELDZDL UHQGLTL NHJLDVDQ SHPHTLQVDKDQ GDHTDK ZDQJ

GLMDODQNDQQZD% VDQSD VHTJDQVWQJ EDQVWDQ GDTL OWDT% VHTPDUWN GDTL SHPHTLQVDK SWUDV’ :LQHTMD

NHPDQGLTLDQ ILUNDO UWDVW GDHTDK GDSDV GLWNWT GDTL LQGLNDVRT&LQGLNDVRT% GLDQVDTDQZD SDQJUD

>46 VHTKDGDS ARVDO >HQHTLPDDQ 6DHTDK "A>6#% GDQD EDJL KDULO SDMDN(EWNDQ SDMDN "57>5>#

VHTKDGDS A>6 GDQ UWPEDQJDQ GDTL SHPHTLQVDK SWUDV "GDQD MWPODK GDQD SHTLPEDQJDQ#

VHTKDGDS A>6’

=>?AH +%) ;A>HEN>NE 1:23 7>?PL>OAJ&7KO> @E 7>HEI>JO>J 2>M>O <AIANOAM 6 S )’() "9EHE>M ;L#

@WPEHT3 YYY’GMSN’GHSNHW’JR’LG

5HTGDUDTNDQ GDVD VHTUHEWV% :RVD

>RQVLDQDN VHTFDVDV UHEDJDL GDHTDK GL

:DOLPDQVDQ 5DTDV ZDQJ PHPLOLNL

NHPDQGLTLDQ ILUNDO FWNWS EDLN

GLPDQD *2%*,! GDTL VRVDO

SHQHTLPDDQ SDGD UHPHUVHT 8 +)*+

EHTDUDO GDTL >HQGDSDVDQ 4UOL 6DHTDK’

4SDELOD GL EDQGLQJNDQ GHQJDQ

EHODQMD% PDND ,)! GDTL VRVDO EHODQMD

:RVD >RQVLDQDN UHPHUVHT 8 +)*+

GLELDZDL ROHK >46’ ?HODVLI VLQJJLQZD

>46 :RVD >RQVLDQDN DQVDTD ODLQ

GLSHQJDTWKL ROHK SHQHTLPDDQ SDMDN GDHTDK ZDQJ PHQFDSDL 0/! GDTL VRVDO SHQGDSDVDQ’

:RQGLUL VHTUHEWV GLDQVDTDQZD GLSHQJDTWKL ROHK SHQHTLPDDQ SDMDN EWPL GDQ EDQJWQDQ% SDMDN

KRVHO% UHTVD SDMDN THUVRTDQ’ >HQLQJNDVDQ SHQHTLPDDQ SDMDN VHTUHEWV UHODLQ GLSHQJDTWKL

NLQHTMD SHTHNRQRPLDQ MWJD GLGRTRQJ PHQLQJNDVQZD SHPEDQJWDQDQ STRSHTVL GL :RVD

>RQVLDQDN% UHTVD PHPEDLNQZD NHVDDVDQ YDMLE SDMDN GL :RVD >RQVLDQDN’

@WPEHT3 6LUSHQGD :RVD >RQVLDQDN

4M>BEG +%- :AJAMEI>>J :>F>G 5KOAH @>J ;ANOKM>J 7KO>:KJOE>J>G

-2,0004,0006,0008,000

10,00012,00014,000

SmtI

SmtII

SmtI

SmtII

SmtI

SmtII

SmtI

SmtII

SmtI

SmtII

SmtI

2007 2008 2009 2010 2011 2012

Jutaan Rp

Pajak…Pajak…

Kabupaten/Kota PAD DanaPerimbangan

Dana Bagi HasilPajak/bukan Pajak

TotalPenerimaan

DaerahPAD/TPD BHPBP/TPD

DanaPerimbangan/

TPDKab. Kapuas Hulu 19.13 449.83 25.92 501.06 3.82% 5.17% 89.78%Kab. Ketapang 37.29 509.86 31.67 582.34 6.40% 5.44% 87.55%Kab. Sambas 20.38 406.74 16.82 481.33 4.23% 3.49% 84.50%Kab. Sanggau 17.83 391.92 21.53 433.59 4.11% 4.97% 90.39%Kab. Sintang 16.18 360.35 13.75 409.84 3.95% 3.35% 87.93%Kab. Melawi 5.34 255.88 14.76 289.13 1.85% 5.11% 88.50%Kota Pontianak 100.71 355.88 21.84 526.48 19.13% 4.15% 67.60%

Page 60: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

/*

).83.5-,6/,6 (.;,6/,6 %,.8,0

(,21,6 &376751 *./176,4 )87<1691 (,415,6:,6 $,8,: +81=;4,6 ’’’ #!"#

+%) ;A>HEN>NE 2AH>JF> 1:23 =1 )’()*

5HTEHGD GHQJDQ THDOLUDUL SHQGDSDVDQ ZDQJ THODVLI EDLN% THDOLUDUL EHODQMD >HPHTLQVDK >TRXLQUL

:DOLPDQVDQ 5DTDV SDGD UHPHUVHT 8 +)*+ PDULK EHOWP RSVLPDO KDQZD UHEHUDT ,0%+0! GDTL

THQFDQD EHODQMD 4>56 >TRXLQUL :DOLPDQVDQ 5DTDV A4 +)*+’ 5HTGDUDTNDQ MHQLUQZD% EHODQMD

ODQJUWQJ PDULK PHQGRPLQDUL THDOLUDUL EHODQMD GHQJDQ SDQJUD UHEHUDT 0+%*)!’ @HPHQVDTD%

SDQJUD EHODQMD ODQJUWQJ KDQZD UHEHUDT +0%2)!’ 5HODQMD VLGDN ODQJUWQJ PHTWSDNDQ EHODQMD

ZDQJ GLDQJJDTNDQ VLGDN VHTNDLV ODQJUWQJ GHQJDQ SHODNUDQDDQ STRJTDP GDQ NHJLDVDQ’

5HODQMD ODQJUWQJ DGDODK EHODQMD ZDQJ GLDQJJDTNDQ VHTNDLV UHFDTD ODQJUWQJ GHQJDQ

SHODNUDQDDQ STRJTDP GDQ NHJLDVDQ’

@WPEHT 3 5DGDQ >HQJHOROD :HWDQJDQ GDQ 4UHV >TRX’ :DOLPDQVDQ

5DTDV

4M>BEG +%. :>JCN> ;A>HEN>NE 7KILKJAJ 2AH>JF>

=E@>G 8>JCNPJC 1:23 :MKQEJNE 7>HEI>JO>J 2>M>O

<AIANOAM 6 )’()

@WPEHT 3 5DGDQ >HQJHOROD :HWDQJDQ GDQ 4UHV >TRX’

:DOLPDQVDQ 5DTDV

4M>BEG +%/ ;A>HEN>NE 7KILKJAJ 2AH>JF>

=E@>G 8>JCNPJC 1:23 :MKQEJNE 7>HEI>JO>J

2>M>O <AIANOAM 6 )’()

5HTGDUDTNDQ NRPSRQHQQZD% EHODQMD KLEDK >TRXLQUL :DOLPDQVDQ 5DTDV SDGD UHPHUVHT 8 +)*+

VHTFDVDV VHTEHUDT GLEDQGLQJNDQ NRPSRQHQ ODLQQZD GHQJDQ THDOLUDUL PHQFDSDL -0%)0! GDTL

VRVDO EHODQMD VLGDN ODQJUWQJ GDQ PHQFDSDL -1%./! GDTL ZDQJ GLTHQFDQDNDQ’ @HSHTVL KDOQZD

EHODQMD KLEDK% THDOLUDUL EHODQMD EDQVWDQ NHWDQJDQ MWJD FWNWS VLQJJL UHEHUDT 22%+.! GDTL

DQJJDTDQ EHODQMD EDQVWDQ NHWDQJDQ’ ALQJJLQZD THDOLUDUL EHODQMD EDQVWDQ VHTUHEWV DQVDTD

ODLQ GLSHQJDTWKL ROHK DGDZD SHQZHOHQJJDTDDQ SLONDGD :DOLPDQVDQ 5DTDV +)*+’ @HODQMWVQZD%

THDOLUDUL EHODQMD SHJDYDL VHTFDVDV UHEHUDT --%*)! GDTL DQJJDTDQ EHODQMD SHJDYDL GHQJDQ

SDQJUD +/%.*! GDTL VRVDO THDOLUDUL EHODQMD’ ?HDOLUDUL EHODQMD SHJDYDL VHTUHEWV DQVDTD ODLQ

GLSHTWQVWNNDQ EDJL SHPEDZDTDQ JDML SHJDYDL GDQ VWQMDQJDQ’

3 @DPSDL GHQJDQ @HPHUVHT 8 +)*+

26.51%

47.07% 8.43%

17.73%

0.25%8.69%

Belanja Pegawai Belanja Hibah

Belanja Bantuan Sosial Belanja Bagi Hasil

Belanja Bantuan Keuangan Belanja Tidak Terduga )! .)! *))!

5HODQMD >HJDYDL

5HODQMD 7LEDK

5HODQMD 5DJL 7DULO

5HODQMD 5DQVWDQ:HWDQJDQ

5HODQMD ALGDNAHTGWJD

Page 61: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

/+

).83.5-,6/,6 (.;,6/,6 %,.8,0

(,21,6 &376751 *./176,4 )87<1691 (,415,6:,6 $,8,: +81=;4,6 ’’’ #!"#

?HDOLUDUL EHODQMD ODQJUWQJ VHTFDVDV ?S,)*%02 <LOLDT DVDW KDQZD +.%)1! GDTL DQJJDTDQ

EHODQMD ODQJUWQJ VDKWQ +)*+ GHQJDQ SDQJUD UHEHUDT +0%2)! VHTKDGDS VRVDO THDOLUDUL

EHODQMD’ 5HTGDUDTNDQ NRPSRQHQQZD% THDOLUDUL VHTHQGDK VHTMDGL SDGD EHODQMD PRGDO UHEHUDT

*/%/+! GDTL DQJJDTDQ +)*+ GHQJDQ SDQJUD UHEHUDT +)%2+! GDTL VRVDO THDOLUDUL EHODQMD

ODQJUWQJ’ 5HOWP RSVLPDOQZD THDOLUDUL EHODQMD VHTUHEWV DQVDTD ODLQ GLSHQJDTWKL ROHK PDULK

GRPLQDQQZD NHJLDVDQ SHTULDSDQ NHJLDVDQ KLQJJD STRUHU OHODQJ SHNHTMDDQ ZDQJ EHTODQJUWQJ

SDGD UHPHUVHT 8 +)*+’ @HPHQVDTD% THDOLUDUL EHODQMD EDTDQJ GDQ MDUD VHTFDVDV +1%-)! GDTL

DQJJDTDQ GDQ PDULK PHQGRPLQDUL THDOLUDUL EHODQMD ODQJUWQJ GHQJDQ SDQJUD UHEHUDT

/2%,/!’

@WPEHT 3 5DGDQ >HQJHOROD :HWDQJDQ GDQ 4UHV >TRX’

:DOLPDQVDQ 5DTDV

4M>BEG +%0 :>JCN> ;A>HEN>NE 7KILKJAJ

2AH>JF> 8>JCNPJC 1:23 :MKQEJNE 7>HEI>JO>J

2>M>O <AIANOAM 6 )’()

@WPEHT 3 5DGDQ >HQJHOROD :HWDQJDQ GDQ 4UHV >TRX’

:DOLPDQVDQ 5DTDV

4M>BEG +%(’ ;A>HEN>NE 7KILKJAJ 2AH>JF>

8>JCNPJC 1:23 :MKQEJNE 7>HEI>JO>J 2>M>O

<AIANOAM 6 )’()

5HTGDUDTNDQ NDEWSDVHQ(NRVD% :DEWSDVHQ @DPEDU VHTFDVDV UHEDJDL GDHTDK ZHQJ PHPLOLNL

SHTUHQVDUH THDOLUDUL EHODQMD VHTVLQJJL PHQFDSDL ..! GDTL VRVDO DQJJDTDQ VDKWQ +)*+’

?HDOLUDUL EHODQMD :DEWSDVHQ @DPEDU VHTFDVDV UHEHUDT ?S+22%+2 <LOLDT’ 4SDELOD GLTLQFL OHELK

GDODP% THDOLUDUL EHODQMD 4>56 :DE’ @DPEDU A4 +)*+ VHTWVDPD GDODP TDQJND EHODQMD

SHJDYDL UHEHUDT ?S+-,%-2 <LOLDT DVDW PHQFDSDL 1*%,/! GDTL VRVDO THDOLUDUL EHODQMD

UHPHUVHT 8 +)*+’ @HODQMWVQZD% THDOLUDUL EHODQMD PRGDO :DEWSDVHQ @DPEDU VHTFDVDV UHEHUDT

?S*0%.+ <LOLDT DVDW .%1.! GDTL VRVDO THDOLDUDL EHODQMD’ ?HDOLUDUL EHODQMD PRGDO :DEWSDVHQ

2’0+!

/2’,/!

+)’2+!

5HODQMD >HJDYDL

5HODQMD 5DTDQJ GDQ 9DUD

5HODQMD <RGDO

)! *)! +)! ,)! -)!

5HODQMD >HJDYDL

5HODQMD 5DTDQJGDQ 9DUD

5HODQMD <RGDO

Page 62: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

/,

).83.5-,6/,6 (.;,6/,6 %,.8,0

(,21,6 &376751 *./176,4 )87<1691 (,415,6:,6 $,8,: +81=;4,6 ’’’ #!"#

@DPEDU VHTUHEWV DQVDTD ODLQ GLSHQJDTWKL ROHK DGDQZD DNVLILVDU SHPEDQJWQDQ LQITDUVTWNVWT

>RU ;LQVDU 5DVDU 4TWN&5LDYDN GDQ THKDELOLVDUL $ +)) TWPDK GL 6HUD AHPDMWN :HFDPDVDQ

>DORK ZDQJ PHTWSDNDQ NHFDPDVDQ SHTEDVDUDQ 8QGRQHULD GHQJDQ <DODZULD’

=>?AH +%* ;A>HEN>NE 2AH>JF> 2AM@>N>MG>J 7>?PL>OAJ&7KO>

@WPEHT3 YYY’GMSN’GHSNHW’JR’LG

@HSHTVL KDOQZD :DEWSDVHQ @DPEDU%

THDOLUDUL EHODQMD SHJDYDL GL

NDEWSDVHQ(NRVD PDULK MDWK GL DVDU

THDOLUDUL EHODQMD PRGDO’ @HFDTD TDVD&

TDVD THDOLUDUL EHODQMD PRGDO KDQZD

1%10! GDTL VRVDO THDOLUDUL EHODQMD

DVDW TDVD&TDVD KDQZD **! GDTL

DQJJDTDQ EHODQMD PRGDO A4 +)*+’

?HODVLI EHOWP RSVLPDOQZD THDOLUDUL

EHODQMD PRGDO VHTUHEWV DQVDTD ODLQ

GLSHQJDTWKL ROHK STRUHU SHODNUDQDDQ

SHNHTMDDQ ZDQJ THODVLI ODPD PWODL

GDTL SHTULDSDQ DGPLQLUVTDUL KLQJJD

STRUHU OHODQJ SHNHTMDDQ UHKLQJJD

SHODNUDQDDQ STRZHN EDTW GLPWODL SDGD DNKLT UHPHUVHT 8 +)*+’ 6L UDPSLQJ LVW% NHVHTEDVDUDQ

@6< UHTVD DGDQZD DJHQGD NHJLDVDQ SHPHTLQVDK GDHTDK MWJD PHPEHTLNDQ SHQJDTWK

VHTKDGDS EHOWP RSVLPDOQZD THDOLUDUL EHODQMD PRGDO SDGD UHPHUVHT 8 +)*+’

@WPEHT3 YYY’GMSN’GHSNHW’JR’LG

4M>BEG +%(( ;A>HEN>NE 2AH>JF> 9K@>H @>J 2AH>JF>:AC>R>E

:HVHTDQJDQ:DE’ :DSWDU

7WOW:DE’

:HVDSDQJ:DE’

@DPEDU:DE’

@DQJJDW:DE’

@LQVDQJ:DE’ <HODYL

:RVD>RQVLDQDN

?HDOLUDUL 5HODQMD +21’.) ,/0’1) +22’+2 +/,’/- +1)’1, *21’*+ ,,0’/1! ?HDOLUDUL 5HODQMD ,,’+/! ,.’1,! ..’))! +1’1)! ,*’.2! +*’+/! ,,’+.!

- 100 200 300

Kab. KapuasHulu

Kab. Ketapang

Kab. Sambas

Kab. Sanggau

Kab. Sintang

Kab. Melawi

Kota Pontianak

Belanja Modal

Belanja Pegawai

Page 63: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

/-

).83.5-,6/,6 (.;,6/,6 %,.8,0

(,21,6 &376751 *./176,4 )87<1691 (,415,6:,6 $,8,: +81=;4,6 ’’’ #!"#

5>H>I>J 6JE <AJC>F> @E 7KNKJCG>J

Page 64: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

/.

+3=83:10;40; )3?3;04083=700; &03=05 20; )3>3705?3=00; *0>C0=080?

)0760; ’8<;<:6 ,346<;09 +=<A6;>6 )096:0;?0; %0=0? .=6B@90; ((( #!"#

0

+%’% 7DRDM@F@JDPI@@M

1DPC@Q@PJ@M <SPTDH 0MFJ@R@M

7DPI@ :@QHNM@K "<@JDPM@Q# V@MF

CHK@JSJ@M NKDG 1;< ASK@M

0FSQRSQ (&’($ ISLK@G @MFJ@R@M

JDPI@ ;PNTHMQH 7@KHL@MR@M 1@P@R

@C@K@G (%’.) PHAS NP@MF @R@S

LDMF@K@LH ODMSPSM@M )$)(!

IHJ@ CHA@MCHMFJ@M ODPHNCD QSPTDH

QDADKSLMV@ O@C@ 3DAPS@PH (&’’%

;YRQFM FSLPFXFS PJVOF \FSL GJPJVOF

OYLF RJSLFQFRN UJSYVYSFS WJGJWFV

,%--! INGFSINSLPFS GYQFS 7JGVYFVN

+)*+ RJSOFIN WJOYRQFM +’*)0 TVFSL’ BJRJSXFVF NXY% OYRQFM FSLPFXFS PJVOF \FSL

RJSLFSLLYV RJSLFQFRN UJSNSLPFXFS WJGJWFV *%,,! RJSOFIN WJOYRQFM 0/ VNGY TVFSL’ 9FQ

XJVWJGYX GJVIFRUFP UFIF PJSFNPFS CNSLPFX @JSLFSLLYVFS CJVGYPF #C@C$ @VTZNSWN

<FQNRFSXFS 5FVFX WJGJWFV )%*+! RJSOFIN WJGJWFV ,%-1!’

1DPC@Q@PJ@M K@O@MF@M ODJDPI@@M

SR@L@MV@$ QDA@FH@M ADQ@P RDM@F@

JDPI@ CH 7@KHL@MR@M 1@P@R ADJDPI@

CH QDJRNP ODPR@MH@M$ V@MF RDPB@R@R

LDMB@O@H ’$) ISR@ NP@MF$ @R@S

LDMB@O@H +/$-*! C@PH RNR@K

@MFJ@R@M JDPI@ V@MF ADJDPI@ CH

7@KHL@MR@M 1@P@R% BJRJSXFVF NXY%

OYRQFM XJSFLF PJVOF UFIF WJPXTV

UJSLTQFMFS IFS WJPXTV OFWF RFWNSL&

RFWNSL RJSHFUFN WJOYRQFM +0/ VNGY

IFS .00 VNGY ON[F’ CNSLLNS\F UJS\JVFUFS XJSFLF PJVOF UFIF WJPXTV UJVXFSNFS XJVWJGYX

WJOFQFS IJSLFS WXVYPXYV UJVJPTSTRNFS IN <FQNRFSXFS 5FVFX \FSL RFWNM INXTUFSL TQJM WJPXTV

UJVXFSNFS% INRFSF WJPXTV XJVWJGYX RJRGJSXYP +-! @6A5 <FQNRFSXFS 5FVFX XVN[YQFS :::

4P@EHJ +%’ 6SLK@G 0MFJ@R@M 7DPI@ C@M =HMFJ@R;DMF@MFFSP@M =DPASJ@ 7@KHL@MR@M 1@P@R

4P@EHJ +%( =DM@F@ 7DPI@ 7@KHL@MR@M 1@P@R 9DMSPSR8@O@MF@M ;DJDPI@@M >R@L@

0.0%

1.0%

2.0%

3.0%

4.0%

5.0%

6.0%

2,120

2,160

2,200

2,240

2,280

2,320

Februari Agustus Februari Agustus Februari Agustus

2010 2011 2012

Angkatan Kerja TPT

@JVXFSNFS.2’-0!

@JSLTQFMFS*,’*.!

;FWF+0’,1!

BABV

+$,($)"!*%!* ($.$*!%!($,’!!* #!$,!&#!* ($-$’!&.$,!!* )!-/!,!(!.

Page 65: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

//

+3=83:10;40; )3?3;04083=700; &03=05 20; )3>3705?3=00; *0>C0=080?

)0760; ’8<;<:6 ,346<;09 +=<A6;>6 )096:0;?0; %0=0? .=6B@90; ((( #!"#

+)*+’ 6FVN WNWN WXFXYW UJPJVOFFSS\F% WJGFLNFS GJWFV GJPJVOF WJGFLFN GYVYM(PFV\F[FS% UJPJVOF

PJQYFVLF IFS GJVYWFMF WJSINVN INGFSXY GYVYM XNIFP XJXFU% RFWNSL&RFWNSL IJSLFS UJVWJSXFWJ

WJGJWFV +2%0*!% +/%2/! IFS +*%*0! IFVN XTXFQ FSLPFXFS PJVOF \FSL GJPJVOF’

;DL@ME@@R@M RDM@F@ JDPI@ ;PNTHMQH 7@KHL@MR@M 1@P@R O@C@ RPHUSK@M 555 (&’( PDK@RHE

RHC@J LDMSMISJJ@M ODPSA@G@M CHA@MCHMFJ@M RPHUSK@M QDADKSLMV@% 5JVIFWFVPFS

MFWNQ BYVZJN <JLNFXFS 6YSNF DWFMF 5FSP :SITSJWNF CVN[YQFS ::: +)*+% UJSLYSFFS XJSFLF

PJVOF IN GJVGFLFN WJPXTV JPTSTRN YXFRF IN <FQNRFSXFS 5FVFX% \FNXY WJPXTV UJVXFSNFS%

UJXJVSFPFS% PJMYXFSFS IFS UJVNPFSFS% WJPXTV UJVXFRGFSLFS IFS UJSLLFQNFS% WJPXTV

UJVIFLFSLFS% MTXJQ IFS VJWXTVFS% WJVXF WJPXTV PJYFSLFS XNIFP GJVYGFM INGFSINSLPFS

XVN[YQFS WJGJQYRS\F’ >FRYS IJRNPNFS% UJWNRNWRJ INXYSOYPPFS TQJM UJQFPY YWFMF UFIF

GJGJVFUF WJPXTV JPTSTRN% WJUJVXN WJPXTV NSIYWXVN UJSLTQFMFS% WJPXTV GFSLYSFS IFS WJPXTV

OFWF’ @FIF WNWN QFNS% XJVOFLFS\F PNSJVOF WJPXTV UJSLFSLPYXFS IFS PTRYSNPFWN WJNVNSL IJSLFS

XNSLLNS\F RTGNQNXFW UFIF XVN[YQFS ::: +)*+ PFVJSF FIFS\F UJVF\FFS :IYQ 7NXVN% QNGYVFS WJPTQFM%

BJRGFM\FSL <YGYV PJIYF WJVXF UJQFPWFSFFS @JRNQNMFS <JUFQF 6FJVFM @VTZNSWN <FQNRFSXFS

5FVFX% RJRGJVNPFS IFRUFP UTWNXNK XJVMFIFU UJSLLYSFFS XJSFLF PJVOF IN WJPXTV XJVWJGYX

UFIF UJVNTIJ QFUTVFS’

-@:13= $ -)&/ )096:0;?0; %0=0? .=6B@90; (( #!"#

4P@EHJ +%) <@KCN 1DPQHG =DPRHLA@MF "<1=#;DMFFSM@@M =DM@F@ 7DPI@ =U 555 (&’(

4P@EHJ +%* <1= ;DPJHP@@M ;DMFFSM@@M =DM@F@7DPI@ =U 5? (&’(

-2 0 2

J a s a - j a s a

Keuangan, Persewaan dan Jasa Perusahaan

Pengangkutan dan Komunikasi

Perdagangan, Hotel dan Restoran

Bangunan

Listrik, Gas dan Air Bersih

Industri Pengolahan

Pertambangan dan Penggalian

Pertanian, Peternakan, Kehutanan danPerikanan

Pesimis Optimis

-2 0 2 4

J a s a - j a s a

Keuangan, Persewaan dan Jasa Perusahaan

Pengangkutan dan Komunikasi

Perdagangan, Hotel dan Restoran

Bangunan

Listrik, Gas dan Air Bersih

Industri Pengolahan

Pertambangan dan Penggalian

Pertanian, Peternakan, Kehutanan danPerikanan

Pesimis Optimis

Page 66: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

/0

+3=83:10;40; )3?3;04083=700; &03=05 20; )3>3705?3=00; *0>C0=080?

)0760; ’8<;<:6 ,346<;09 +=<A6;>6 )096:0;?0; %0=0? .=6B@90; ((( #!"#

;@C@ RPHUSK@M 5? (&’($ ODL@ME@@R@M RDM@F@ JDPI@ CH 7@KHL@MR@M 1@P@R CHODPJHP@J@M

@J@M LDMF@K@LH ODMHMFJ@R@M QDHPHMF CDMF@M @JRHTHR@Q ODPDJNMNLH@M V@MF

LDMHMFJ@R% 9FQ NSN XJVHJVRNS IFVN TUXNRNWRJ UJQFPY YWFMF \FSL QJGNM GFNP XJVMFIFU

UJSLLYSFFS XJSFLF PJVOF’ =JWPNUYS IJRNPNFS% UJWNRNWRJ INXYSOYPPFS TQJM UJQFPY YWFMF IN

WJPXTV NSIYWXVN UJSLTQFMFS’ 6N WNWN QFNS% UJSLLYSFFS XJSFLF PJVOF INUJVPNVFPFS XNIFP FPFS

GJVYGFM UFIF WJPXTV UJVXFSNFS% UJXJVSFPFS% PJMYXFSFS IFS UJVNPFSFS% WJPXTV

UJVXFRGFSLFS IFS UJSLLFQNFS WJVXF WJPXTV OFWF’

+%(% 7DQDI@GRDP@@M

BFQFM WFXY NSINPFXTV PJWJOFMXJVFFS FIFQFM >NQFN CYPFV @JXFSN #>C@$ \FSL RJSLLFRGFVPFS

NSINPFXTV VJQFXNK XNSLPFX PJWJOFMXJVFFS UJXFSN’ >NQFN XYPFV UJXFSN INUJVTQJM IJSLFS HFVF

RJRGFSINSLPFS NSIJPW MFVLF \FSL INXJVNRF UJXFSN XJVMFIFU NSIJPW MFVLF \FSL INGF\FV

UJXFSN’ >C@ OYLF RJSLYPYV IF\F XYPFV UVTIYP UJVXFSNFS XJVMFIFU GFVFSL IFS OFWF \FSL

INPTSWYRWN RFYUYS YSXYP GNF\F UVTIYPWN’ 6JSLFS IJRNPNFS% WJRFPNS XNSLLN >C@

RJSYSOYPPFS WJRFPNS XNSLLN XNSLPFX PJWJOFMXJVFFS UJXFSN’

1DPC@Q@PJ@M ODL@MR@S@M G@PF@ CH ODCDQ@@M O@C@ @JGHP RPHUSK@M 555 (&’($ @R@S

ASK@M <DORDLADP (&’($ :=; 4@ASMF@M ;PNTHMQH 7@KHL@MR@M 1@P@R RDPB@R@R QDADQ@P

’&&$)’ ONHM% >NQFN XJVWJGYX RJSLFQFRN UJSYVYSFS WJGJWFV )%..! INGFSINSLPFS >C@

LFGYSLFS GYQFS ;YSN +)*+ \FSL XJVHFXFX WJGJWFV *))%1/ #LVFKNP .’.$’ @JSYVYSFS >C@ UFIF

UJVNTIJ QFUTVFS INUJSLFVYMN TQJM FIFS\F UJSNSLPFXFS NSIJPW UFIF MFVLF \FSL INGF\FV

UJXFSN \FSL QJGNM GJWFV INGFSINSLPFS UJSNSLPFXFS NSIJPW UFIF MFVLF \FSL INXJVNRF UJXFSN%

RFWNSL&RFWNSL WJGJWFV +%)1 IFS *%,.’

<DB@P@ SLSL$ ODPFDP@J@M :=; F@ASMF@M CH 7@KHL@MR@M 1@P@R LDMSMISJJ@M

JDBDMCDPSMF@M V@MF LDMSPSM CHA@MCHMFJ@M R@GSM (&’’% >C@ GYQFS BJUXJRGJV +)*+

RJSLFQFRN UJSYVYSFS WJGJWFV +%+-! INGFSINSLPFS >C@ GYQFS 6JWJRGJV +)** \FSL

XJVHFXFX WJGJWFV *)+%..’

2@PH QHQH ODMC@O@R@M$ JDQDI@GRDP@@M ODR@MH CH 7@KHL@MR@M 1@P@R LDMF@K@LH

ODMHMFJ@R@M V@MF RDPBDPLHM C@PH HMCDJQ V@MF CHRDPHL@ ODR@MH O@C@ ASK@M

<DORDLADP (&’( QDADQ@P ’).$,.$ KDAHG RHMFFH CHA@MCHMFJ@M ASK@M 2DQDLADP (&’’

V@MF RDPB@R@R QDADQ@P ’)+$,)% >FRYS IJRNPNFS% UJSNSLPFXFS NSIJPW \FSL INXJVNRF

UJXFSN XJVWJGYX INNPYXN TQJM UJSNSLPFXFS \FSL QJGNM XNSLLN UFIF NSIJPW \FSL INGF\FV UJXFSN’

@FIF GYQFS BJUXJRGJV +)*+% NSIJPW \FSL INGF\FV UJXFSN XJVHFXFX WJGJWFV *,1%+.% QJGNM

XNSLLN INGFSINSLPFS IJSLFS NSIJPW \FSL INGF\FV UJXFSN UFIF UJVNTIJ 6JWJRGJV +)**

WJGJWFV *,+%+/’ BJGFLFNRFSF XJVQNMFX UFIF LVFKNP .’/% PYVZF UJVLJVFPFS NSIJPW \FSL

Page 67: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

/1

+3=83:10;40; )3?3;04083=700; &03=05 20; )3>3705?3=00; *0>C0=080?

)0760; ’8<;<:6 ,346<;09 +=<A6;>6 )096:0;?0; %0=0? .=6B@90; ((( #!"#

INXJVNRF TQJM UJXFSN \FSL WJGJQYRS\F GJVFIF IN FXFW PYVZF UJVLJVFPFS NSIJPW \FSL INGF\FV

TQJM UJXFSN% WFFX NSN RJSYSOYPPFS PYVZF \FSL PTSZJVLJS’ 9FQ NSN RJSHJVRNSPFS GFM[F

UJSLMFWNQFS \FSL INXJVNRF TQJM UJXFSN MFRUNV MFGNW INLYSFPFS YSXYP PTSWYRWN IFS

UJRGJQNFS GFVFSL RTIFQ% WJMNSLLF XNIFP XJVIFUFX IFSF \FSL IFUFX INWNWNMPFS YSXYP

RJSFGYSL #>0A6;4>$’

BYRGJV3 5@B @VTZ’ <FQGFV% INTQFM

4P@EHJ +%+ :=; ;DR@MH 7@KHL@MR@M 1@P@R

BYRGJV3 5@B @VTZ’ <FQGFV% INTQFM

4P@EHJ +%, 5MCDJQ 2HA@V@P C@M 5MCDJQ 2HRDPHL@;DR@MH

+%(%’% ;DPFDP@J@M :=; 1SK@M <DORDLADP (&’(

<DA@F@HL@M@ RDK@G CHO@O@PJ@M O@C@ A@FH@M QDADKSLMV@$ :=; F@ASMF@M OPNTHMQH

7@KHL@MR@M 1@P@R O@C@ ASK@M <DORDLADP (&’( RDPB@R@R LDMF@K@LH ODMSPSM@M

CHA@MCHMFJ@M CDMF@M RPHUSK@M 55 (&’($ @R@S ASK@M 6SMH (&’(% @FIF WNWN UJSIFUFXFS%

WJRYF WYG WJPXTV \FSL RJSLFQFRN UJSYVYSFS% PJHYFQN UFIF WYG WJPXTV UJVNPFSFS \FSL

RJSLFQFRN UJVXYRGYMFS UTWNXNK’ 5JVIFWFVPFS UJSLLYSFFS% UJSNSLPFXFS NSIJPW \FSL

INGF\FV UJXFSN XJVOFIN GFNP UFIF NSIJPW PTSWYRWN VYRFM XFSLLF WJGJWFV +%./! RFYUYS

NSIJPW GNF\F UVTIYPWN IFS UJSFRGFMFS GFVFSL RTIFQ #5@@5=$ WJGJWFV )%.0!’

=@ADK +%’ :=; ;DP <SA <DJRNP

BYRGJV3 IFXF 5@B @VTZ’ <FQGFV INTQFM

21

22

*))

*)*

*)+

*),

*)-

*+)

*++

*+-

*+/

*+1

*,)

*,+

*,-

*,/

*,1

*-)

;FS

7JG

=FV

4UV

=JN

;YS

;YQ

4LY

WX

BJU

?PX

>TU 6JW ;FS

7JG

=FV

4UV

=JN

;YS

;YQN

4LW

BJU

+)** +)*+>C@ :SIJPW 6NXJVNRF >C@ :SIJPW 6NGF\FV >C@

*,)’++

*,*’2)*,*’-/

*,+’2**,+’1**,+’2)*,,’*+

*,-’.,*,-’-**,.’)-*,.’,+*,.’/,*,-’2/*,.’..

*,0’00*,1’,.*,0’1-*,0’,,*,0’)2*,1’-/*,1’/1

*+0’***+1’*.

*+1’1**+1’-.*+1’21*+2’.,*,)’*-*,*’-**,*’+1*,*’,-*,*’00*,+’+/

*,,’..*,-’*2

*,-’11*,.’+1*,.’1,*,/’*0*,/’20

*,1’*,*,1’+.

;FS

7JG

=FV

4U

V

=JN

;YS

;YQ

4LY

WX

BJU

?PX

>T

U

6JW ;FS

7JG

=FV

4U

V

=JN

;YS

;YQN

4LW BJU

>C@ :SIJPW 6NXJVNRF >C@ :SIJPW 6NGF\FV

6JW ;FS 7JG =FV 4UV =JN ;YS ;YQN 4LW BJU ;YS"*+ 6JW"***’ :SIJPW 9FVLF EFSL 6NXJVNRF @JXFSN *,.’/, *,-’2/ *,.’.. *,0’00 *,1’,. *,0’1- *,0’,, *,0’)2 *,1’-/ *,1’/1 *’,. ,’).*’*’ @FIN @FQF[NOF *+1’0- *+1’0, *+2’/0 *,+’+0 *,,’*- *,+’02 *,+’-0 *,+’01 *,-’,) *,-’*/ *’/2 .’-+*’+’ 9TVXNPYQXYVF *,1’,* *,1’.+ *-)’*+ *-+’0+ *-+’2, *--’** *-.’+- *-.’2- *-/’,2 *-/’.1 *’,- 1’+0*’,’ @JVPJGYSFS AFP\FX *.1’2+ *./’)2 *./’)+ *.1’.- *.2’*- *.0’)2 *..’,0 *.,’,1 *..’+* *./’,) )’2, &+’/+*’-’ @JXJVSFPFS *).’-, *).’., *).’-- *).’/, *).’.2 *).’/- *).’/) *).’0- *).’2+ *).’2* )’,* )’-1*’.’ @JVNPFSFS *,-’.2 *,.’*1 *,.’-2 *,/’*2 *,/’)* *,0’*- *,/’0+ *,0’.+ *,2’,+ *,1’2* +’*2 -’,++’ :SIJPW 9FVLF EFSL 6NGF\FV @JXFSN *,+’+/ *,,’.. *,-’*2 *,-’11 *,.’+1 *,.’1, *,/’*0 *,/’20 *,1’*, *,1’+. +’)1 .’22*’*’ @FIN @FQF[NOF *,,’** *,-’-0 *,.’*1 *,.’01 *,/’+, *,/’0, *,0’*) *,1’)* *,2’,, *,2’,- +’+- /’+,*’+’ 9TVXNPYQXYVF *,-’,, *,.’0* *,/’,0 *,0’*. *,0’., *,1’*- *,1’-0 *,2’,+ *-)’/2 *-)’1. +’,1 /’.+*’,’ @JVPJGYSFS AFP\FX *,+’/1 *,,’2+ *,-’-1 *,.’-. *,.’0/ *,/’-* *,/’0, *,0’,1 *,1’,/ *,1’/, *’2) .’2.*’-’ @JXJVSFPFS *+0’00 *+1’1. *+2’,* *+2’0) *,)’*. *,)’.1 *,)’11 *,*’/- *,+’.+ *,+’.0 *’/2 -’1)*’.’ @JVNPFSFS *+0’1) *+1’2/ *+2’/1 *,)’*1 *,)’./ *,*’)- *,*’,. *,+’)0 *,+’1* *,,’)1 *’0, .’+1,’ >NQFN CYPFV @JXFSN *)+’.. *)*’). *)*’)* *)+’*- *)+’+/ *)*’-1 *))’1/ *))’)2 *))’+- *))’,* &)’.. &+’+-*’*’ @FIN @FQF[NOF #>C@@$ 2/’0+ 2.’0- 2.’2+ 20’-* 20’0- 20’*+ 2/’/+ 2/’+* 2/’,2 2/’+1 &)’,- &)’--*’+’ 9TVXNPYQXYVF #>C@9$ *)+’2/ *)+’)0 *)+’0. *)-’)/ *),’2+ *)-’,+ *)-’12 *)-’0. *)-’). *)-’)0 &)’1+ *’***’,’ @JVPJGYSFS AFP\FX #>C@A$ **2’00 **/’./ **/’)* **0’). **0’++ **.’*/ **,’/, ***’/. **+’*1 **+’0. &)’11 &0’)+*’-’ @JXJVSFPFS #>C@C$ 1+’.+ 1*’2) 1*’.- 1*’-- 1*’*, 1)’2) 1)’/1 1)’,+ 02’2, 02’12 &)’02 &+’/,*’.’ @JVNPFSFS #>C@>$ *).’,+ *)-’1+ *)-’-1 *)-’/* *)-’*0 *)-’/. *)-’)2 *)-’*+ *)-’2) *)-’,1 )’+2 &)’2-

! 8VT[XM>T DVFNFS

+)*++)**

Page 68: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

/2

+3=83:10;40; )3?3;04083=700; &03=05 20; )3>3705?3=00; *0>C0=080?

)0760; ’8<;<:6 ,346<;09 +=<A6;>6 )096:0;?0; %0=0? .=6B@90; ((( #!"#

:=; QSA QDJRNP R@M@L@M O@CH C@M O@K@UHI@ O@C@ RPHUSK@M 555 (&’( LDMF@K@LH

ODMSPSM@M QDADQ@P &$)*! CHA@MCHMFJ@M RPHUSK@M 55 (&’( LDMI@CH QDADQ@P /,$(.% 9FQ

NSN INUJSLFVYMN TQJM UJSNSLPFXFS NSIJPW MFVLF \FSL INGF\FV UJXFSN XFSFRFS UFIN IFS

UFQF[NOF \FSL QJGNM GJWFV INGFSINSLPFS UJSNSLPFXFS UFIF NSIJPW MFVLF \FSL INXJVNRF

UJXFSN XJVWJGYX’ :SIJPW MFVLF \FSL INXJVNRF UJXFSN UFIN UFQF[NOF RJSNSLPFX *%,.!

INGFSINSLPFS XVN[YQFS :: +)*+ RJSOFIN WJGJWFV *,-%*/!’@JSNSLPFXFS XJVWJGYX INITVTSL

TQJM RJSNSLPFXS\F NSIJPW UFIN IFS NSIJPW UFQF[NOF% RFWNSL&RFWNSL WJGJWFV +%0.! IFS

)%++!’ BJRJSXFVF NSIJPW MFVLF \FSL INGF\FV UJXFSN UFIN UFQF[NOF RJSNSLPFX +%+-!

RJSOFIN WJGJWFV *,2%,-% \FSL INUJSLFVYMN TQJM RJSNSLPFXS\F NSIJPW PTSWYRWN VYRFM

XFSLLF UJXFSN WJGJWFV *%1.! IFS GNF\F UVTIYPWN WJVXF UJSFRGFMFS GFVFSL RTIFQ

UJVXFSNFS WJGJWFV )%0.!’

<DHPHMF CDMF@M LDMSPSMMV@ :=; F@ASMF@M$ :=; QSA QDJRNP GNPRHJSKRSP@ O@C@

RPHUSK@M 555 (&’( LDMF@K@LH ODMSPSM@M QDADQ@P &$.(! LDMI@CH QDADQ@P ’&*$&-% 6FVN

WNWN UJSIFUFXFS% NSIJPW MFVLF \FSL INXJVNRF UJXFSN MTQXNPYQXYVF RJSLFQFRN PJSFNPFS WJGJWFV

*%,-! INGFSINSLPFS XVN[YQFS WJGJQYRS\F RJSOFIN WJGJWFV *-/%.1 UTNS UFIF GYQFS

BJUXJRGJV +)*+’ @JSNSLPFXFS XJVWJGYX INUJSLFVYMN TQJM SFNPS\F NSIJPW WF\YV&WF\YVFS IFS

NSIJPW GYFM&GYFMFS RFWNSL&RFWNSL WJGJWFV )%++! IFS *%,)!’ 6FVN WNWN NSIJPW MFVLF \FSL

INGF\FV UJXFSN MTVXNPYQXYVF% UJSNSLPFXFS XJVHFXFX QJGNM GJWFV% \FNXY WJGJWFV +%,1! RJSOFIN

WJGJWFV *-)%1.% \FSL INITVTSL TQJM PJSFNPFS UFIF NSIJPW PTSWYRWN VYRFM XFSLLF IFS

NSIJPW 5@@5= RFWNSL&RFWNSL WJGJWFV *%12! IFS )%/*!’

:=; QSA QDJRNP ODPJDASM@M P@JV@R O@C@ ASK@M <DORDLADP (&’( LDMF@K@LH

ODMSPSM@M O@KHMF ADQ@P CHA@MCHMFJ@M QSA QDJRNP K@HMMV@$ V@JMH QDADQ@P &$..!

CHA@MCHMFJ@M ASK@M 6SMH (&’( LDMI@CH QDADQ@P ’’($-+% 6FVN WNWN NSIJPW MFVLF \FSL

INXJVNRF UJXFSN UJVPJGYSFS VFP\FX% XJVOFIN UJSNSLPFXFS WJGJWFV )%2,! RJSOFIN WJGJWFV

*./%,)’ @JSNSLPFXFS XJVWJGYX XJVYXFRF INITVTSL TQJM RJSNSLPFXS\F UVTIYPWN C5B PJQFUF

WF[NX UFIF XVN[YQFS ::: +)*+’ BJRJSXFVF NXY% NSIJPW MFVLF \FSL INGF\FV UJXFSN WYG WJPXTV

UJVPJGYSFS VFP\FX SFNP *%2)! RJSOFIN WJGJWFV *,1%/,% \FSL INUJSLFVYMN TQJM PJSFNPFS

NSIJPW PTSWYRWN VYRFM XFSLLF WJGJWFV *%0)! IFS NSIJPW 5@@5= WJGJWFV )%)1!’

;@C@ QSA QDJRNP ODRDPM@J@M$ :=; O@C@ ASK@M <DORDLADP (&’( RDPB@R@R LDMF@K@LH

ODMSPSM@M QDADQ@P &$-/! LDMI@CH QDADQ@P -/$./% 9FQ NSN INUJSLFVYMN TQJM UJSNSLPFXFS

NSIJPW MFVLF \FSL INGF\FV UJXJVSFP \FSL QJGNM GJWFV INGFSINSLPFS UJSNSLPFXFS UFIF

NSIJPW MFVLF \FSL INXJVNRF’ 6FVN WNWN NSIJPW MFVLF \FSL INXJVNRF UJXJVSFP% XJVOFIN

UJSNSLPFXFS WJGJWFV )%,*! RJSOFIN WJGJWFV *).%2* UTNS’ @JSNSLPFXFS XJVWJGYX INITVTSL

TQJM RJSNSLPFXS\F NSIJPW YSLLFW WJGJWFV *%*+!% NSIJPW MFWNQ XJVSFP WJGJWFV *%+/!%

Page 69: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

0)

+3=83:10;40; )3?3;04083=700; &03=05 20; )3>3705?3=00; *0>C0=080?

)0760; ’8<;<:6 ,346<;09 +=<A6;>6 )096:0;?0; %0=0? .=6B@90; ((( #!"#

WJRJSXFVF NSIJPW XJVSFP PJHNQ IFS XJVSFP GJWFV XNIFP RJSLFQFRN UJVYGFMFS’ 6FVN WNWN NSIJPW

MFVLF \FSL INGF\FV UJXFSN% PJSFNPFS WJGJWFV *%/2! RJSOFIN WJGJWFV *,+%.0 INUJSLFVYMN

TQJM SFNPS\F NSIJPW PTSWYRWN VYRFM XFSLLF’

2H QHQH K@HM$ :=; QSA QDJRNP ODPHJ@M@M O@C@ ASK@M <DORDLADP (&’( LDMF@K@LH

ODMHMFJ@R@M QDADQ@P &$(/! LDMI@CH ’&*$). IHJ@ CHA@MCHMFJ@M ODPHNCD RPHUSK@M 55

(&’(% 9FQ NSN INUJSLFVYMN TQJM QJGNM XNSLLNS\F UJSNSLPFXFS UFIF NSIJPW MFVLF \FSL INXJVNRF

UJXFSN UJVNPFSFS ONPF INGFSINSLPFS UJSNSLPFXFS UFIF NSIJPW MFVLF \FSL INGF\FV TQJM

UJXFSN’ @JSNSLPFXFS UFIF NSIJPW MFVLF \FSL INXJVNRF UJXFSN WJGJWFV +%*2! RJSOFIN *,1%2*

INUJSLFVYMN TQJM RJSNSLPFXS\F NSIJPW UJSFSLPFUFS IFS NSIJPW GYINIF\F% RFWNSL&RFWNSL

WJGJWFV *%0+! IFS )%.2!’ BJRJSXFVF IFVN WNWN NSIJPW MFVLF \FSL INGF\FV UJXFSN%

UJSNSLPFXFS WJGJWFV *%0,! RJSOFIN WJGJWFV *,,%)1 INUJSLFVYMN TQJM PJSFNPFS NSIJPW

PTSWYRWN VYRFM XFSLLF WJGJWFV *%/1! IFS NSIJPW 5@@5= WJGJWFV )%-*! INGFSINSLPFS

XVN[YQFS :: +)*+’

+%(%(% ;DPA@MCHMF@M 2DMF@M ;PNTHMQH 8@HM CH 7@KHL@MR@M

;@C@ ASK@M <DORDLADP (&’($ QDKSPSG OPNTHMQH CH UHK@V@G 7@KHL@MR@M LDMF@K@LH

ODMSPSM@M :=; F@ASMF@M CHA@MCHMFJ@M CDMF@M ONQHQH 6SMH (&’(% @JSYVYSFS

XJVGJWFV INFQFRN TQJM <FQNRFSXFS 5FVFX IJSLFS UJSYVYSFS >C@ WJGJWFV )%..!% INNPYXN TQJM

<FQNRFSXFS CJSLFM WJGJWFV )%,*!’ 6JRNPNFS MFQS\F ONPF INGFSINSLPFS IJSLFS GYQFS

6JWJRGJV +)**% WJQYVYM UVTZNSWN IN <FQNRFSXFS OYLF RJSLFQFRN UJSYVYSFS >C@’ @VTZNSWN

<FQNRFSXFS 5FVFX RJSLFQFRN UJSYVYSFS >C@ XJVGJWFV \FPSN +%+-!% INNPYXN <FQNRFSXFS

BJQFXFS WJGJWFV *%22!’

0O@AHK@ CHA@MCHMFJ@M CDMF@M OPNTHMQH K@HMMV@$ :=; F@ASMF@M ;PNTHMQH 7@KHL@MR@M

1@P@R G@MV@ QDCHJHR ADP@C@ CH @R@Q @MFJ@ C@Q@P HMCDJQ "’&&# V@HRS QDADQ@P ’&&$)’$

KDAHG JDBHK CHA@MCHMFJ@M ;PNTHMQH 7@KHL@MR@M <DK@R@M V@MF RDPB@R@R QDADQ@P ’&-$+-%

BJRJSXFVF NXY% NSIJPW >C@ @VTZNSWN <FQNRFSXFS CJSLFM IFS <FQNRFSXFS CNRYV GJVFIF IN

GF[FM FSLPF IFWFV NSIJPW \FNXY RFWNSL&RFWNSL WJGJWFV 21%2. IFS 21%)+’ <TSINWN XJVWJGYX

RJSHJVRNSPFS GFM[F PJWJOFMXJVFFS UJXFSN IN @VTZNSWN <FQNRFSXFS 5FVFX RFWNM GJVFIF IN

GF[FM <FQNRFSXFS BJQFXFS% SFRYS GJVFIF IN FXFW <FQNRFSXFS CJSLFM IFS <FQNRFSXFS

CNRYV’

=@ADK +%( ;DPA@MCHMF@M 2DMF@M :=; ;PNTHMQH CH 7@KHL@MR@M

BYRGJV3 IFXF 5@B @VTZ’ <FQGFV INTQFM

6JW ;FS 7JG =FV 4UV =JN ;YS ;YQN 4LW BJU ;YS"*+ 6JW"*** *)+’.. *)*’). *)*’)* *)+’*- *)+’+/ *)*’-1 *))’1/ *))’)2 *))’+- *))’,* &)’.. &+’+-+ 22’/* 22’-- 22’0. 22’1. 22’0- 22’.1 22’+/ 22’)- 21’// 21’2. &)’,* &)’//, *)2’./ *)1’2) *)1’+/ *)1’+- *)1’+0 *)1’+2 *)0’01 *)0’/0 *)0’, *)0’.0 &)’+* &*’22- 21’/+ 21’,- 21’)- 21’., 21’-/ 21’+) 21’+* 21’*- 21’)2 21’)+ &)’*2 &)’/)

DVFNFS! 8VT[XM+)*+

<FQNRFSXFS 5FVFX<FQNRFSXFS CJSLFM

+)**>T

<FQNRFSXFS BJQFXFS<FQNRFSXFS CNRYV

Page 70: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

/)

)/;53;,,8 &598973 .,8 ’806,<3 %,/;,2

(,43,8 &598973 */1398,6 );9?38<3 (,637,8=,8 $,;,= +;3@>6,8 ’’’ #!"#

,

*"%" 5?KECK;;H 5?KMNG<NB;H .EIHIGC

ALXLRVUVTPHU <HSPTHUZHU 4HXHZ WHKH ZXP][SHU :G *()* KPWLXRPXHRHU Z[TI[O WHKH RPYHXHU

-$-! % -$1! "^V^# SLIPO SHTIHZ KPIHUKPUNRHU ZXP][SHU ::: *()* ^HUN Z[TI[O YLILYHX .$(

"^V^#& ALXSHTIHZHU RVUY[TYP KHU LRYWVX KPWLXRPXHRHU THYPO HRHU ILXSHUQ[Z WHKH ZXP][SHU :G

*()* YLOPUNNH ILXKHTWHR ZLXOHKHW RPULXQH WLXLRVUVTPHU <HSPTHUZHU 4HXHZ YLJHXH

RLYLS[X[OHU& AHKH YPYP WLUKHWHZHU$ WLXSHTIHZHU RVUY[TYP X[THO ZHUNNH KPWLXRPXHRHU

KPWLUNHX[OP VSLO OHXNH RVTVKPZHY WLXRLI[UHU RO[Y[YU^H RHXLZ KHU E4D ^HUN JLUKLX[UN

THYPO TLUNHSHTP WLSLTHOHU& 4LXSHUQ[ZU^H WLXSHTIHZHU RVUY[TYP X[THO ZHUNNH HUZHXH SHPU

KPPUKPRHYPRHU KLUNHU WLXRPXHHU PUKLRY ZLUKLUYP RVUY[TLU WHKH ZXP][SHU :G *()* YLILYHX

)(1$ TLYRPW[U THYPO J[R[W IHPR UHT[U VWZPTPYTL THY^HXHRHZ TLU[UQ[RRHU

RLJLUKLX[UNHU ^HUN TLSLTHO KPIHUKPUNRHU KLUNHU ZXP][SHU ::: *()* KPTHUH :UKLRY

ELUKLUYP <VUY[TLU ZLXJHZHZ YLILYHX ))*&

<VUKPYP ZLXYLI[Z$ Q[NH YLQHSHU KLUNHU OHYPS D[X\LP <VUY[TLU ^HUN KPSHR[RHU VSLO 4HUR

:UKVULYPH& @WZPTPYTL THY^HXHRHZ ZLXOHKHW LRYWLRZHYP WLUNOHYPSHU . I[SHU ^HUN HRHU

KHZHUN TLU[UQ[RRHU WLU[X[UHU KPTHUH PUKLRY LRYWLRZHYP WHKH I[SHU VRZVILX ZLXJHZHZ

YLILYHX )-* KLUNHU =;/8. ^HUN TLU[X[U& <VUKPYP ZLXYLI[Z KPWLUNHX[OP VSLO LRYWLRZHYP

THY^HXHRHZ ZLXOHKHW RLZLXYLKPHHU SHWHUNHU WLRLXQHHU ^HUN JLUKLX[UN TLUNHSHTP

WLU[X[UHU YLQHSHU KLUNHU TLU[X[UU^H LRYWLRZHYP RLNPHZHU [YHOH KPTHUH HUNRH PUKLRY

LRYWLRZHYP SHWHUNHU WLRLXQHHU KHU PUKLRY LRYWLRZHYP RLNPHZHU K[UPH [YHOH ZLXJHZHZ YLILYHX

D[TILX2 4AD <HSIHX$ KPVSHO

/K;@CE *"% 5?KECK;;H >;H 6?;FCL;LC 1H>?EL 8?H>?HLC 2IHLNG?H

D[TILX2 D[X\LP <VUY[TLU 4:

/K;@CE *"& .ELJ?EM;LC 2IH>CLC .EIHIGC

BABVI

*#+&%+!!( *#+#&)()’%!( "!#+!$

)()

)(.

)(-

)(0

))+

)))

))(

)(1

)(/

))(

))(

))*

))*

)(1

1- )(( )(- ))( ))-

CLHSPYHYP

ALXRPXHHU

CLHSPYHYP

ALXRPXHHU

CLHSPYHYP

ALXRPXHHU

CLHSPYHYP

ALXRPXHHU

CLHSPYHYP

ALXRPXHHU

CLHSPYHYP

ALXRPXHHU

CLHSPYHYP

ALXRPXHHU

B)

B*

B+

B,

B)

B*

B+

B,

*(

))

*(

)*

)-*

))+)+*

(

-(

)((

)-(

*((

;HU 7LI >HX 3WX >H^ ;[U ;[S 3[N DLW @JZ

*()*

:UKLRY ALUNOHYPSHU <VUY[TLU

:UKLRY <LZLXYLKPHHU SHWHUNHU RLXQH

:UKLRY <LNPHZHU FYHOH

Page 71: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

(,43,8 &598973 */1398,6 );9?38<3 (,637,8=,8 $,;,= +;3@>6,8 ’’’ #!"#/*

)/;53;,,8 &598973 .,8 ’806,<3 %,/;,2

)+* KHU ))+ KLUNHU RLJLUKLX[UNHU

TLU[X[U& +;/8. WLXSHTIHZHU RLNPHZHU

[YHOH ZLXYLI[Z Q[NH KPPUKPRHYPRHU KLUNHU

YPRHW WLSHR[ [YHOH ^HUN JLUKLX[UN WLYPTPY

ZLXOHKHW RVUKPYP RLNPHZHU K[UPH [YHOH

"NXHMPR .&+#& ?HT[U KLTPRPHU$ WLXSHTIHZHU

RVUY[TYP HRHU YLKPRPZ ZLXLKHT VSLO HKHU^H

ALXH^HHU ?HZHS KHU EHO[U 4HX[ *()+&

AHKH YPYP SHPU$ TLUPUNRHZU^H ILSHUQH

WLTLXPUZHO YLPXPUN KLUNHU WLUPUNRHZHU RLNPHZHU KHU WXV^LR WLTLXPUZHO WHKH ZXP][SHU :G

*()* HRHU TLTILXPRHU KHTWHR WVYPZPM ZLXOHKHW YLRZVX RVUY[TYP RO[Y[YU^H RVUY[TYP

WLTLXPUZHO& DLJHXH [T[T$ XLHSPYHYP WXV^LR WLTLXPUZHO HRHU TLUNHSHTP WLUPUNRHZHU WHKH

HROPX ZHO[U&

D[TILX2 4SVVTILXN

/K;@CE *"( 0;KA; 1HM?KH;LCIH;F 2;K?M

D[TILX2 4SVVTILXN

/K;@CE *") 0;KA; 1HM?KH;LCIH;F ,54

AHKH YPYP LRYWVX$ WLXSHTIHZHU LRYWVX <HSPTHUZHU 4HXHZ KPWLXRPXHRHU THYPO HRHU ILXSHUQ[Z

WHKH ZXP][SHU :G *()*& 4LXKHYHXRHU RVTVKPZPU^H$ WLXSHTIHZHU LRYWVX KPWLXRPXHRHU HRHU

ZLXQHKP WHKH WLXZHTIHUNHU IH[RYPZ$ RHXLZ$ KHU 5A@& ALXSHTIHZHU LRYWVX IH[RYPZ HUZHXH SHPU

THYPO KPWLUNHX[OP VSLO WLU[X[UHU WXVK[RYP YLPXPUN KLUNHU ILS[T YPHWU^H OPSPXPYHYP&

DLTLUZHXH$ WLXSHTIHZHU LRYWVX RHXLZ KHU 5A@ HUZHXH SHPU KPWLUNHX[OP VSLO THYPO

SLTHOU^H WLXTPUZHHU K[UPH YLXZH OHXNH RHXLZ KHU 5A@ ^HUN THYPO TLU[UQ[RRHU

RLJLUKLX[UNHU TLSLTHO& ?HT[U KLTPRPHU$ WLU[X[UHU WXVK[RYP RHXLZ <HSPTHUZHU 4HXHZ

HRHU YLKPRPZ ZLXLKHT VSLO WLXRPXHHU TLUPUNRHZU^H WLUQ[HSHU HUZHX W[SH[ YLPXPUN KLUNHU

ZLXQHNHU^H RPULXQH PUK[YZXP WLUNVSHOHU RHXLZ WLUK[R[UN PUK[YZXP VZVTVZPM KPRHXLUHRHU

THYPO ZPUNNPU^H WLUQ[HSHU TVIPS) KP :UKVULYPH YLILYHX 0).$+* XPI[ [UPZ YHTWHP KLUNHU

HROPX DLWZLTILX *()* HZH[ TLUPUNRHZ *+$/! "^V^#&

) D[TILX2 OZZW2’’VZVTVZPM&RVTWHY&JVT’XLHK’*()*’)(’)0’,0,,’*()*&ALUQ[HSHU&>VIPS&KP&:UKVULYPH&D[KHO&>LUJHWHP&0).&+**&[UPZ

%*(

%)-

%)(

%-

(

-

)(

)-

*(

B) B* B+ B, B) B* B+

*()) *()*

D[TILX2 D<6F 4HUR :UKVULYPH$ KPVSHO

/K;@CE *"’ 6?;FCL;LC2?AC;M;H -NHC; 9L;B;

%

)((&((

*((&((

+((&((

,((&((

-((&((

.((&((

/((&((

;HU >HX >H^ ;[S DLW ?V\ ;HU >HX >H^ ;[S DLW

*()) *()*

97- ,?HM#2A

%

*((&((

,((&((

.((&((

0((&((

)$(((&((

)$*((&((

)$,((&((

;HU >HX>H^ ;[S DLW ?V\ ;HU >HX>H^ ;[S DLW

*()) *()*

97-#3?MKC=8IH

Page 72: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

/+

)/;53;,,8 &598973 .,8 ’806,<3 %,/;,2

(,43,8 &598973 */1398,6 );9?38<3 (,637,8=,8 $,;,= +;3@>6,8 ’’’ #!"#

*"&" 5?KECK;;H 1H@F;LC -;?K;B

5?HNKNH;H CH@F;LC >CJ?KECK;E;H

G;LCB ;E;H <?KF;HALNHA BCHAA;

MKCONF;H 1: &$%&" 6HXP RVTVKPZHY ?96,=36/

099.<$ ILXKHYHXRHU WVSH OPYZVXPYU^H

WLU[X[UHU KPWLXRPXHRHU ILXHYHS KHXP

RVTVKPZHY I[TI[%I[TI[HU$ PRHU YLNHX

KHU KHNPUN& DLSHPU PZ[$ WHKH RLSVTWVR

,.7383<=/;/. :;3-/< YLQH[O PUP ZPKHR HKH

XLUJHUH WLULXHWHU RLIPQHRHU ^HUN

YZXHZLNPY OPUNNH HROPX ZHO[U *()*$ RLJ[HSP

XLUJHUH RLUHPRHU OHXNH =A8 )* RN ^HUN

KPWLXRPXHRHU HRHU ILXKHTWHR TPUPTHS

WHKH PUMSHYP :9<&

-;KC E?FIGJIE HIH J;HA;H! IHAEIL ;HAENM;H N>;K; >CJ?KECK;E;H ;E;H G?HA;F;GC

E?H;CE;H L?CKCHA >?HA;H G?HCHAE;MHP; J?KGCHM;;H G?HD?F;HA FC<NK;H ;EBCK M;BNH

!($#% )$#)’&"" 6LUNHU TLTWLXZPTIHUNRHU OHS ZLXYLI[Z KHU WLXRPXHHU PUMSHYP [UZ[R K[H

I[SHU ZLXHROPX YLJHXH R[T[SHZPM YLRPZHX )$-!$ THRH PUMSHYP <VZH AVUZPHUHR WHKH HROPX ZHO[U

*()* KPWLXRPXHRHU ILXHKH KP RPYHXHU -$1!%.$,! "^V^# HZH[ SLIPO XLUKHO KPIHUKPUNRHU

ZHXNLZ ZHO[U *()* YLILYHX /$((!&

D[TILX2 D[X\LP <VUY[TLU 4:$ KPVSHO

/K;@CE *"*" 5?KE?G<;HA;H .ELJ?EM;LC 0;KA;G?HNKNM 2IHLNG?H >C 2;FCG;HM;H +;K;M

0

1

120

130

140

150

160

170

180

190

200

Tw

IV-2008

Tw

I-2009

Tw

II-2009

Tw

III-2009

Tw

IV-2009

Tw

I-2010

Tw

II-2010

Tw

III-2010

Tw

IV-2010

Tw

I-2011

Tw

II-2011

Tw

III-2011

Tw

IV-2011

Tw

I-2012

Tw

II-2012

Tw

III-2012

Tw

IV-2012

Saldo Bersih Ekspektasi Harga Konsumen 3 bulan yad (MA-3)Ekspektasi Harga Konsumen 6 bulan yad (MA-6)

Page 73: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

(,43,8 &598973 */1398,6 );9?38<3 (,637,8=,8 $,;,= +;3@>6,8 ’’’ #!"#/,

)/;53;,,8 &598973 .,8 ’806,<3 %,/;,2

0;F;G;H 1HC 7?HA;D; >C 2ILIHAE;H

Page 74: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

,*

(,36/7,4

’,0/,4 %15453/ *-./54,2 )75;/48/ ’,2/3,49,4 $,7,9 +7/<:2,4 &&& #!"#

#" 2

(>7<3B: 1A:ED<3>3> ,6>DADC *?C3

=SLBEP/ 1ADAM ;SQAR =RARHQRHJ

(>7<3B: 1A:ED<3>3> *?C3 .?>C:3>3; &3> *?C3 0:>8;3E3>8 ,6>DADC *6<?=@?;%393> ,3;3>3>

=SLBEP/ 1ADAM ;SQAR =RARHQRHJ

(>7<3B: 1A:ED<3>3> *?C3 .?>C:3>3; &3> *?C3 0:>8;3E3>8 ,6>DADC *6<?=@?;,3;3>3> )35:! ,:>D=3>! /?;?; 53> 16=43;3D

=SLBEP/ 1ADAM ;SQAR =RARHQRHJ

(>7<3B: 1A:ED<3>3> *?C3 .?>C:3>3; &3> *?C3 0:>8;3E3>8 ,6>DADC *6<?=@?;.6AD=393>! $:A! +:BCA:;! ’3B 53> %393> %3;3A

=SLBEP/ 1ADAM ;SQAR =RARHQRHJ

;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT

1AGAM 9AJAMAM -#’. (#+) &#%& %#+* ’#)+ (#** "&#*- "&#*& )#)* (#&. %#%, "%#(( )#’. +#’+ ’#&, &#,) &#)+ "&#&.

9AJAMAM IADH! LHMSLAM! PNJNJ DAM RELBAJAS ’#&’ %#.& &#%* %#(% &#%* ’#.- &#.’ %#-) ’#() *#&. %#.- (#,& &#%+ "%#%. &#%+ %#,& %#&* %#((

;EPSLAGAM! AHP! KHQRPHJ! FAQ DAM BAGAM BAJAP ’#-% (#%) %#.) %#(, &#*% &#.. %#)( (#() %#-( ’#’. ’#%- %#-- &#-) &#%( &#)+ %#,, ’#&- %#&-

=AMDAMF ’#,% %#)) &#,+ &#(- %#-- %#%- "%#’. &#%) ’#’( +#+& "%#), "%#’) %#.% %#,( %#+- "%#(. %#+( &#)*

7EQEGARAM &#&+ %#() "%#’% "%#(. ’#** %#’( %#), &#,’ &#(+ ’#+) %#(( "%#&- %#,- %#%+ &#)’ &#(( ’#%+ "%#-)

;EMDHDHJAM! PEJPEAQH DAM NKAGPAFA &#+* &#)- "%#&, &#-( &#%& %#’& "%#%, %#)& %#*( ,#.+ %#)’ %#&( %#’& %#,. %#%. "%#,) %#,+ )#,,

>PAMQONP! JNLSMHJAQH DAM IAQA JESAMFAM -#*& &*#)* &#,- ".#&, %#%- &#,- ’#(, ")#%( -#), -#,, "*#., "*#)& ’#’+ "%#-- &#*& ’#.- -#(% *#&)

?LSL )#,* )#+& &#%( "&#’) &#)’ ’#(& %#(. "%#%* (#(’ )#** "%#’, "%#&. ’#’% &#.* &#)* &#(% ’#() %#-%

>T 555

’%&’

>T 55>T 5>T 5@

’%&&

>T 555>T 5 >T 55 >T 5@>T 555

’%&%

7EKNLONJ

;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT

1AGAM 9AJAMAM -#’. (#+) &#%& %#+* ’#)+ (#** "&#*- "&#*& )#)* (#&. %#%, "%#(( )#’. +#’+ ’#&, &#,) &#)+ "&#&.

" ;ADH"OADHAM! ?LBH"SLBHAM DAM 4AQHKMUA -#’- +#)& ’#.% -#(. ’#,( &#** "&#++ %#%- &#++ ’#,& *#)’ %#.- (#,* )#+% %#%( %#%& *#’+ %#’+

" 2AFHMF DAM 4AQHK"GAQHKMUA (#’. "’#*, "’#,, "*#&( "&#,* ,#*+ ’#.’ %#). ’#%& .#*% "%#’, %#)% &’#&% *#-- ".#)- ",#’. "&#.. "(#’%

" 5JAM =EFAP -#%* (#.( "(#(( "&%#*’ "%#)+ +#’’ (#+. "(#,) &)#.) )#(- "+#+, "%#(. ’#’’ .#(( &%#.% &+#-’ "&#., ")#(%

" 5JAM 2HATERJAM ,#&. "%#’. "%#-% "&#,- (#)& %#-* ’#,% %#+) "’#() %#(* "(#-* "&#&+ (#&. "%#&’ %#.* &%#., &#&( &#.&

" >EKSP! =SQS DAM 4AQHK"GAQHKMUA ,#&* ’#(( "’#() %#(’ ’#.% "%#’+ (#)’ &#,’ &#,% "%#%, "&#(% %#%’ ’#%% &#’+ %#&* "&#%) %#,& "%#*(

" =AUSP"QAUSPAM ’.#)( .#(, (#’, (#+- "%#+) ")#%% ",#)* ",#-( &&#(& +#%% &#)( %#)) +#.- &)#)- *#(( %#’) )#(+ %#&+

" 7ACAMF " JACAMFAM )#,) &#&% %#&+ ’#.’ *#.+ "%#+. "&#&% ’#(- *#(, "&#&& %#). "&#%- "%#’) ’#.* %#&. &#.& %#%) &#+’

" 1SAG " BSAGAM (#+& ’#*& +#+, "%#+% &&#() ((#&* "*#)) "%#(* +#%( %#’& ")#’, "&&#(. )#-’ (#&’ )#.& "%#(& &’#)) +#+%

" 1SLBS " BSLBSAM -#() ,#(+ &%#,% &#,- ,#)% &#&% "&.#(& ")#+- ",#’& "*#*. -#,& (#*’ "&#+’ &#++ &’#.) *#+. "-#*, ")#,*

" 8ELAJ DAM 9HMUAJ *#’- &#++ *#., ,#*, ,#-- &#)) "*#+& "(#)) "&#+( &#’+ ’#(, "&#,% )#’’ &&#(, "%#(* "&#.’ &#+’ "(#)(

" 1AGAM 9AJAMAM 8AHMMUA ’#.+ &#’) ’#)’ %#+( &#’, ’#’+ ’#-( &-#(& %#&+ %#+, &#+, (#), %#** %#%% ’#,+ %#%% "%#,, %#)&

>T 5 >T 555

’%&&

>T 5@>T 555

’%&% ’%&’

>T 55>T 5@>T 555>T 5 >T 557EKNLONJ

;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT

9AJAMAM IADH! LHMSLAM! PNJNJ DAM RELBAJAS ’#&’ %#.& &#%* %#(% &#%* ’#.- &#.’ %#-) ’#() *#&. %#.- (#,& &#%+ "%#%. &#%+ %#,& %#&* %#((

" 9AJAMAM IADH ’#%) %#+) %#*( %#&& %#(- (#+, %#,* &#+( ’#,* ,#&) %#’% (#-% %#+& %#%% %#%% %#’( %#%* %#&(

" 9HMSLAM RHDAJ BEPAKJNGNK %#’& &#(& %#-. &#’, ’#)+ "%#&- &#&, "%#), %#*& "%#%’ ’#+’ .#%, ’#-+ "(#%& ’#%’ &#(- %#&+ "&#%%

" >ELBAJAS DAM LHMSLAM BEPAKJNGNK )#&) &#&( ’#+. %#%% &#++ (#-) *#,* %#’% ’#-+ )#.& &#+& %#’, %#+. &#+* ’#.+ &#’& %#(. &#*)

>T 555 >T 5@>T 5@

’%&&

>T 5 >T 557EKNLONJ

’%&’

>T 5>T 555 >T 55 >T 555

’%&%

;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT

;EPSLAGAM! 0HP! 8HQRPHJ! 3AQ DAM 1AGAM 1AJAP ’#-% (#%) %#.) %#(, &#*% &#.. %#)( (#() %#-( ’#’. ’#%- %#-- &#-) &#%( &#)+ %#,, ’#&- %#&-

" 1HAUA RELOAR RHMFFAK ’#,* %#() %#.+ %#*% ’#%& ’#’* %#(- "%#&% %#.( (#’. (#%’ &#** (#%, &#’, &#+) &#’) (#)& %#’,

" 1AGAM BAJAP! OEMEPAMFAM DAM AHP (#.* .#,& %#&) %#&. %#&* ’#&- "%#%& &&#+, %#%+ %#&) %#%( "%#%& "%#&& %#%- %#%, %#%( %#&( %#%&

" ;EPKEMFJAOAM PSLAG RAMFFA %#-’ ’#++ (#&’ %#’% ’#%) %#-& &#)) "%#%+ ’#’* )#’+ ’#)’ %#)( &#-( ’#*. &#,* %#+& &#), %#%&

;EMUEKEMFFAPAAM PSLAG RAMFFA ’#%& %#&% &#%- %#&. &#+* %#)’ %#.& %#*. %#.+ &#,. &#,, %#%( %#&& &#*% (#%+ %#’, %#.( %#)&

>T 555

’%&’

>T 55>T 555 >T 5@

’%&&

>T 55 >T 5>T 555 >T 5@

’%&%

7EKNLONJ >T 5

" #%!& $

Page 75: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

’,0/,4 %15453/ *-./54,2 )75;/48/ ’,2/3,49,4 $,7,9 +7/<:2,4 &&& #!"#,+

(,36/7,4

(>7<3B: 1A:ED<3>3> *?C3 .?>C:3>3; &3> *?C3 0:>8;3E3>8 ,6>DADC *6<?=@?;03>53>8

=SLBEP/ 1ADAM ;SQAR =RARHQRHJ

(>7<3B: 1A:ED<3>3> *?C3 .?>C:3>3; &3> *?C3 0:>8;3E3>8 ,6>DADC *6<?=@?;*6B693C3>

=SLBEP/ 1ADAM ;SQAR =RARHQRHJ

(>7<3B: 1A:ED<3>3> *?C3 .?>C:3>3; &3> *?C3 0:>8;3E3>8 ,6>DADC *6<?=@?;.6>5:5:;3>! /6;A63B: 53> -<39A383

=SLBEP/ 1ADAM ;SQAR =RARHQRHJ

(>7<3B: 1A:ED<3>3> *?C3 .?>C:3>3; &3> *?C3 0:>8;3E3>8 ,6>DADC *6<?=@?;1A3>B@?A! *?=D>:;3B: 53> )3B3 *6D3>83>

=SLBEP/ 1ADAM ;SQAR =RARHQRHJ

;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT

=AMDAMF ’#,% %#)) &#,+ &#(- %#-- %#%- "%#’. &#%) ’#’( +#+& "%#), "%#’) %#.% %#,( %#+- "%#(. %#+( &#)*

" =AMDAMF KAJH"KAJH *#)) %#(, %#-. %#++ &#’+ %#%% %#*% %#%% "%#(* ’#,) "%#+% %#%% &#’* %#., &#+% "%#+& %#’* %#&%

" =AMDAMF TAMHRA ’#,’ %#-- "%#’% "%#&( %#+* %#%% "%#+) %#%) "&#-) *#%. "%#++ %#&& &#’) %#’( %#*& %#&& &#%+ %#)+

" =AMDAMF AMAJ"AMAJ "+#%* %#%% ’#-) %#%% "%#(* "%#&’ %#’) ’#&( ’#’* *#(, "%#++ %#%( %#%) %#%% %#*& "%#&. %#(( %#*’

" 1APAMF OPHBADH DAM QAMDAMF KAHM +#&’ %#*& (#*, +#.* &#)+ %#+* "&#%* ’#+. ,#-, &+#(. "%#&% "&#(+ %#-’ &#.) %#&) "&#%’ %#-’ *#,%

>T 555>T 5@

’%&’

>T 5 >T 557EKNLONJ >T 555

’%&&

>T 5@>T 555 >T 5 >T 55

’%&%

;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT

7EQEGARAM &#&+ %#() "%#’% "%#(. ’#** %#’( %#), &#,’ &#(+ ’#+) %#(( "%#&- %#,- %#%+ &#)’ &#(( ’#%+ "%#-)

" 6AQA JEQEGARAM &#’+ %#%% %#.* %#%% %#&+ %#%% %#&’ %#%% %#() (#’. %#.) %#%% %#%* %#%% %#%% %#%) *#(- %#%%

" :BAR"NBARAM %#*& %#%) %#,% "&#+& %#-- "%#&* %#’, *#.- %#,, %#)+ %#,% %#%* "%#&’ %#(- &#)* %#&( %#’, "*#&(

" 6AQA OEPATARAM IAQLAMH %#)’ %#%% &#)) %#%% (#,. %#%% %#,& %#%% ’#,* %#%% %#%% %#%% (#,) %#%% %#%% %#%% %#-. *#’*

" ;EPATARAM IAQLAMH DAM JNQLERHJ &#)- %#.+ "&#+, %#%( )#+& %#,* %#,) %#+. &#., )#%’ "%#&) "%#*) %#.- "%#&& ’#+’ (#+’ %#.& %#)&

>T 555

’%&’

>T 555 >T 5 >T 55

’%&%

7EKNLONJ >T 555

’%&&

>T 5@>T 5 >T 55>T 5@

;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT

;EMDHDHJAM! PEJPEAQH DAM NKAGPAFA &#+* &#)- "%#&, &#-( &#%& %#’& "%#%, %#)& %#*( ,#.+ %#)’ %#&( %#’& %#,. %#%. "%#,) %#,+ )#,,

" 6AQA OEMDHDHJAM &#’& %#+, %#%% (#+’ %#%% %#%& %#%% %#.) %#%% &’#*+ %#%% %#%% %#%% %#(, %#%% %#%% %#)- %#%%

" 7SPQSQ"JSPQSQ$OEKARHGAM %#)+ %#%% %#,( %#%% %#%% %#%% %#%% %#%% ’#&. &*#)% (#,+ %#%% %#-( %#%% %#%% %#%% %#%% %#%%

" ;EPKEMFJAOAM$OEPAKARAM OEMDHDHJAM ’#*% *#-. "%#-( "%#%, &#&- %#%% %#%* %#%% &#.’ ,#%* &#+. %#%% %#%. %#(& "&#&* "(#** "%#*( ’#&’

" <EJPEAQH (#’) %#&* "%#+- %#)& )#+( %#,+ "%#)) "%#&. %#-% %#&’ "%#.) %#*’ %#+, &#*% &#’+ "%#’, ’#-( &,#&)

" :KAGPAFA %#%% %#%% %#%% %#%% &#)+ %#%% %#(+ %#%% %#)’ %#%. ,#+) %#%% %#-. -#’’ %#%( %#%% %#%% &#’,

’%&%

>T 55 >T 5557EKNLONJ >T 555 >T 5@ >T 5 >T 55 >T 5@

’%&&

>T 5>T 555

’%&’

;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT ;RJ =JT

>PAMQONP! JNLSMHJAQH DAM IAQA JESAMFAM -#*& &*#)* &#,- ".#&, %#%- &#,- ’#(, ")#%( -#), -#,, "*#., "*#)& ’#’+ "%#-- &#*& ’#.- -#(% *#&)

" >PAMQONP &’#&- ’’#*% ’#** "&(#.& "%#&* ’#-’ (#)- "+#() &’#*, &)#%- "-#,- "-#(’ ’#.( "&#)% ’#%’ )#,* &&#.% ,#.,

" 7NLSMHJAQH DAM OEMFHPHLAM %#%% %#%% %#%) %#%% %#%, %#%% "%#&. %#%% "%#)) %#%% "%#)- %#%% %#%( %#%% %#%% %#%% %#’. %#%%

" =APAMA DAM OEMSMIAMF RPAMQONP +#&. &&#.* %#+& %#*+ &#,% "%#%& %#+) %#%( %#’) %#’% (#’* %#%, ’#)* %#%% &#’’ %#%( %#%- %#%%

" 6AQA JESAMFAM %#%% %#%% %#%% %#%% %#%% %#%% %#%% %#%% %#%% %#%% %#%% %#%% %#%% %#%% %#%% %#%% %#,- &#*-

’%&%

>T 5 >T 55

’%&&

>T 555 >T 5557EKNLONJ

’%&’

>T 5>T 555 >T 5@>T 5@ >T 55

Page 76: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

’’

+69F6D .EF<?6;

/6=<6A ,>BAB@< 48:<BA6? 3DBH<AE< /6?<@6AF6A )6D6F 5D<IG?6A ... ’%&’

! "

+$#! +$-# 2HE:KA ,EC;IJ?A +HKJE 7:7B7> I;8K7> 7D7B?I?I F;H>?JKD=7D

F;HJKC8K>7D ;AEDEC? :;D=7D C;D=>?JKD= I;BKHK> D?B7?

J7C87> M7D= J;H@7:? :? I;8K7> L?B7M7> J;HJ;DJK F7:7 L7AJK

J;HJ;DJK% 6DJKA IA7B7 D7I?ED7B :?I;8KJ 2,+ :7D KDJKA IA7B7

:7;H7> :?I;8KJ 2,3+ !2HE:KA ,EC;IJ?A 3;=?ED7B +HKJE"%

&7250;4 *:7B7> F;D?D=A7J7D >7H=7 87H7D= :7D @7I7 I;97H7 KCKC

:7B7C I7JK F;H?E:;% 6CKCDM7 ?D<B7I? :?KAKH :;D=7D

F;HK87>7D >7H=7 I;A;BECFEA 87H7D= :7D @7I7 M7D=

:?AEDIKCI? EB;> I;87=?7D 8;I7H C7IM7H7A7J# I;F;HJ?

J;H9;HC?D F7:7 F;HA;C87D=7D /D:;AI .7H=7 0EDIKC;D

!/.0"%

&7250;4 687<3 <8 687<3 7:7B7> F;H87D:?D=7D >7H=7 !D?I87>" F;HK87>7D >7H=7 /D:;AI

.7H=7 0EDIKC;D 8KB7D 8;HI7D=AKJ7D :?87D:?D=A7D /.0

8KB7D I;8;BKCDM7% *J7K I;H?D= :?I?D=A7J !CJC"%

&7250;4 /10: <8 $0<1 7J7K I;H?D= :?I;8KJ ?D<B7I? AKCKB7J?<# 7:7B7> ?D<B7I? M7D=

C;D=KAKH F;H87D:?D=7D >7H=7 !D?I87>" F;HK87>7D /D:;AI

.7H=7 0EDIKC;D 8KB7D 8;HI7D=AKJ7D :?87D:?D=A7D /.0

8KB7D ,;I;C8;H J7>KD I;8;BKCDM7% *J7K I;H?D= :?I?D=A7J

!MJ:"%

&7250;4 /10: 8>1: /10: 7J7K I;H?D= :?I;8KJ ?D<B7I? J7>KD7D# 7:7B7> ?D<B7I? M7D=

C;D=KAKH F;H87D:?D=7D >7H=7 !D?I87>" F;HK87>7D /D:;AI

.7H=7 0EDIKC;D 8KB7D 8;HI7D=AKJ7D :?87D:?D=A7D /.0

8KB7D M7D= I7C7 J7>KD I;8;BKCDM7% *J7K I;H?D= :?I?D=A7J

!MEM"

&7250;4 ,=0:<1: <8 9=0:<1: 7J7K I;H?D= :?I;8KJ ?D<B7I? I;97H7 JH?LKB7D7D# 7:7B7> ?D<B7I?

M7D= C;D=KAKH F;H87D:?D=7D >7H=7 !D?I87>"&F;HK87>7D

/D:;AI .7H=7 0EDIKC;D F7:7 7A>?H 8KB7D JH?LKB7D

8;HI7D=AKJ7D :?87D:?D=A7D /.0 7A>?H 8KB7D JH?LKB7D

I;8;BKCDM7% *J7K I;H?D= :?I?D=A7J !GJG"%

#& -0<1 7:7B7> IKAK 8KD=7 M7D= :?KCKCA7D EB;> +7DA /D:ED;I?7

I;97H7 F;H?E:?A KDJKA @7D=A7 L7AJK J;HJ;DJK M7D= 8;H<KD=I?

I;87=7? I?DM7B !EF6A78" A;8?@7A7D CED;J;H% +/ 37J;

C;HKF7A7D J?D=A7J IKAK 8KD=7 ?D:?A7J?< M7D= >7DM7

"!#)!’ %()%&!$

Page 77: KAJIAN EKONOMI REGIONAL - bi.go.id · Grafik 2.19 Perkembangan Konsumsi Premium dan Solar Kalimantan Barat ..... 30 Grafik 3.1 Struktur Aset Perbankan di Kalimantan Barat ..... 33

/6=<6A ,>BAB@< 48:<BA6? 3DBH<AE< /6?<@6AF6A )6D6F 5D<IG?6A ... ’%&’’(

+69F6D .EF<?6;

C;HKF7A7D D898D8A78 D6F8 I;87=7? I?DM7B H;IFED A;8?@7A7D

CED;J;H +7DA /D:ED;I?7%

#*+* 37I?E ;<?I?;DI? 87DA M7D= C;D=KAKH 8;87D EF;H7I?ED7B

J;H>7:7F F;D:7F7J7D EF;H7I?ED7B% 4;C7A?D J?D==? D?B7? +121

C7A7 I;C7A?D J?:7A ;<?I?;D EF;H7I? 87DA%

)&( 4?D=A7J7D :7H? 28F .AF8D8EF 16D:<A# 7:7B7> I;B?I?> DEC?D7B

7DJ7H7 F;D:7F7J7D 8KD=7 :;D=7D 8?7M7 8KD=7 :?87=?

:;D=7D H7J7$H7J7 @KCB7> 7II;J :7B7C I7JK F;H?E:;%

)&& 4?D=A7J7D :7H? 28F .AF8D8EF .A7B@8# 7:7B7> I;B?I?> DEC?D7B

7DJ7H7 F;D:7F7J7D 8KD=7 :;D=7D 8?7M7 8KD=7 M7D= >7HKI

:?A;BK7HA7D EB;> 87DA%

)+’; 4?D=A7J7D :7H?) 2BA 38D9BD@<A: 0B6AE# 7:7B7> AH;:?J$AH;:?J :?

F;H87DA7D M7D= J;H=EBED= AEB;AJ?8?B?J7I DED B7D97H# M7?JK

AKH7D= B7D97H# :?H7=KA7D :7D C79;J 8;H:7I7HA7D A;J;DJK7D

+7DA /D:ED;I?7%

’$- 4?D=A7J7D :7H?) 0B6A FB +8CBE<F 46F<B# 7:7B7> F;H87D:?D=7D

7DJ7H7 @KCB7> AH;:?J M7D= :?I7BKHA7D :;D=7D @KCB7> :7D7

M7D= :?AKCFKBA7D 87DA%

-*" 4?D=A7J7D :7H? 48FGDA BA (EE8FE# 7:7B7> F;H87D:?D=7D B787

8;HI?> :;D=7D H7J7$H7J7 @KCB7> 7II;J :7B7C I7JK F;H?E:;

&7258? 7:7B7> K7D= A7HJ7B M7D= C7IKA A; +7DA /D:ED;I?7# C?I7BDM7

C;B7BK? A;=?7J7D I;JEH7D M7D= :?B7AKA7D EB;> 87DA KCKC%

*=<258? 7:7B7> K7D= A7HJ7B M7D= A;BK7H :7H? +7DA /D:ED;I?7 C;B7BK?

FHEI;I F;D7H?A7D JKD7? 87DA KCKC :7H? -?HE :? +7DA

/D:ED;I?7 7J7K F;C87M7H7D JKD7? C;B7BK? +7DA /D:ED;I?7%

)1< %58? *:7B7> I;B?I?> 7DJ7H7 <A9?BI :7D BGF9?BI$

+..# 2;C8;H?7D 57D:7 57A +;H>7H=7# 7:7B7> A;=?7J7D

F;CKID7>7D K7D=# I;87=7? KF7M7 +7DA /D:ED;I?7 KDJKA

C;DM;:?7A7D K7D= A7HJ7B M7D= -<F -BD *<D7G?6F<BA KDJKA

8;HJH7DI7AI?%