Marguerita Cheng Marguerita M. Cheng is the Chief Executive Officer at Blue Ocean Global Wealth. Marguerita is a past spokesperson for the AARP Financial Freedom Campaign and a regular columnist for Investopedia & Kiplinger. She is a member of CNBC Digital Financial Advisor Council. She is a CFP® professional, a Chartered Retirement Planning CounselorSM, a Retirement Income Certified Professional® and a Certified Divorce Financial AnalystTM. As a Certified Financial Planner Board of Standards (CFP Board) Ambassador, Marguerita helps educate the public, policy makers, and media about the benefits of competent, ethical financial planning. She serves as a Women’s Initiative (WIN) Advocate and member of the Diversity Advisory Group (DAG) for CFP Board. She served on the Financial Planning Association (FPA) National Board of Directors from 2013 – 2015 and is a past president of the Financial Planning Association of the National Capital Area (FPA NCA) Rita is a recipient of the prestigious Japanese Monbukagakusho Scholarship. In 2017, she was recognized as a Woman to Watch by InvestmentNews. In 2019, she was named the #5 Most Influential Financial Advisor in the Investopedia Top 100 Marguerita’s mantra is “So many people spend their health to gain wealth, and then have to spend their wealth to regain their health” (A.J. Reb Materi).

Jodi Lyons

Jodi Lyons is an eldercare expert who helps older adults and those with special needs find the

care they need throughout the country. An ardent patient advocate, Ms. Lyons helps people

navigate the complicated and often convoluted system, identify what they need, and learn how to

create an action plan. She is a graduate of Brandeis University and a former president of the

university’s Washington, DC, alumni association. She was on the executive committee of the

Alzheimer’s Association, National Capital Area and was an Alzheimer’s Association

ambassador to Capitol Hill. Ms. Lyons is a writer for and industry advisor to Telemedicine

magazine. She also wrote the award-winning book The Smart Person’s Guide to Eldercare to

empower and educate consumers, make sense of a complex system, and highlight some of the

humor that can be found even in the most challenging times as we grow older.

William Mansbach

Dr. William Mansbach is the founder and Chief Executive Officer of Mansbach Health Tools,

LLC which supports the BCAT® Research Center. He is also the Chief Executive Officer and

President of CounterPoint Health Services, a multi-disciplinary behavioral healthcare company

specializing in geriatrics and dementia care. For many years, he was the Chief Operating Officer

of the largest geriatric behavioral healthcare company in the U.S. specializing in long-term

care. Prior to this, he was co-founder and Chief Executive Officer of Comprehensive Geriatric

Services, a Maryland-based company providing mental health services to residents in long-term

care settings. Dr. Mansbach has an international reputation as a researcher, clinician, and

consultant in the aging field. He was a pioneer in the development of memory clinics and is the

creator of the BCAT® and ENRICH® Systems, which integrate cognitive tests, interventions,

and dementia prevention programs. He is the co-author of the award-winning book, Brain Health

as You Age: A Practical Guide to Maintenance and Prevention. Dr. Mansbach’s most recent

peer-reviewed articles can be found on the BCAT® Research Center page.

Bill Winterberg

Bill Winterberg, CFP® is the founder of FPPad, a technology publication and business

consulting firm to financial services organizations.

Thousands of financial professionals subscribe to the FPPad email newsletter and YouTube

channel, covering technology news and trends across the industry. Previously, Bill has provided

technology commentary for the Journal of Financial Planning and was the monthly technology

columnist for Morningstar Advisor magazine.

InvestmentNews recognized Bill as a 40 Under 40 Honoree for his influence in the industry, and

he was named to the 2013 IA 25 list of the most influential people in the profession. Prior to

entering financial services, Bill was a software engineer for Hewlett Packard and LeapFrog

Toys.

Bill lives in Atlanta, GA and can be frequently found in local pinball arcades outside of business

hours.

Jennifer Porter

Jennifer Porter is a Senior Adviser to the Director of the Division of Investment Management.

Jennifer has focused on policy and regulatory issues related to investment advisers and

investment companies throughout her career. Most recently, she served as a Branch Chief in the

Investment Adviser Regulation Office. She also advised SEC Chair Mary Jo White on

investment management issues and has experience in the Disclosure Review and Accounting

Office and the Office of Legislative and Intergovernmental Affairs. Before joining the SEC,

Jennifer was a senior associate in the Investment Management Practice Group at WilmerHale.

She is a graduate of Middlebury College and the University of Maryland School of Law.

Geeta Dhingra Geeta Dhingra is a Special Counsel in the Office of Chief Counsel, Division of Trading and

Markets, where she focuses on broker-dealer registration status issues. Prior to joining the SEC,

Ms. Dhingra was an Assistant General Counsel and Vice President at Bank of America in New

York, and before that she was an associate at Sidley Austin in New York in the Capital Markets

group. Ms. Dhingra obtained her law degree from American University, Washington College of

Law and her undergraduate degree from Northwestern University.

Janki Patel

In her consultancy role with The Ensemble Practice LLC, Janki Patel works with leaders in the

financial advisory industry on strategic planning, career pathing and compensation strategies.

She also serves as a faculty member and speaker for the G2 Leadership Institute, a two-year

training and development program for budding leaders in the industry.

Janki co-authored Financial Planning Career Paths: Building More Sustainable and Successful

Businesses, a comprehensive workforce development guide from the CFP Board Center for

Financial Planning.

Before joining Ensemble, Janki worked in management consulting at Accenture and recruitment

at Facebook. She studied Economics and Spanish at the Pennsylvania State University.

When not at the office, Janki loves exploring the Pacific Northwest one hike at a time, reading,

traveling, photography and yoga.

CONTACT JANKI

PHONE

(206) 508 -6242

EMAIL

jank i@ensemblepract ice .com

John Tamny

John Tamny is Vice President and Director of the Center for Economic Freedom at

FreedomWorks, editor of RealClearMarkets, and Senior Economic Advisor to Toreador

Research & Trading. He frequently writes about the securities markets, along with tax, trade and

monetary policy issues that impact those markets for a variety of publications including the Wall

Street Journal, Investor's Business Daily, Financial Times, National Review and London’s Daily

Telegraph. Tamny is the author of three books: Popular Economics (Regnery, 2015), Who

Needs the Fed? (Encounter Books, 2016), and The End of Work (Regnery, 2018). His next book,

scheduled for release in 2019, is titled They're Both Wrong: A Policy Guide for America's

Frustrated Independent Thinkers.

Tamny received a BA at the University of Texas at Austin, and his MBA at Vanderbilt.