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Key Indices 31-Aug-12 31-Jul-12 % Change
Nifty 5258.50 5229.00 0.56%
Sensex 17429.56 17236.18 1.12%
BSE 100 5251.07 5229.16 0.42%
Dow Jones 13090.84 13008.68 0.63%
Nikkei 8839.91 8695.06 1.67%
Hang Seng 19482.57 19796.81 -1.59%
Nasdaq 3066.97 2939.52 4.34%
KOSPI 1905.12 1881.99 1.23%
Market Outlook
The feel good factor has returned to the markets. The first half of September saw the government take a series of economicallycrucial decisions, signaling its intent to kick start growth. Following 2 years of policy paralysis the government announced a series ofmuch awaited reforms including a hike in the price of diesel, opening up FDI limits in many sectors and disinvestment in four PSUcompanies.
The Rs. 5 per litre increase in diesel prices and capping the number of LPG cylinders per household to 6, sends a strong signal thatthe government is willing to act to not only bring down subsidies but also direct subsidies to those who actually need it. Thegovernment announced that it would allow Foreign Direct Investments (FDI) to the extent of 51% in multi brand retail, 49% in theairline sector, 74% in the broadcasting sector and 26% in power exchanges. These steps signal the government’s intent toreinvigorate the investment cycle and catalyze overseas investment in some of the key sectors. The government also cleared thestake sale in four public sector undertaking – MMTC, Oil India Limited, NALCO and Hindustan Copper. The stake sale is expectedto bring in Rs. 15000 Crores against the budgeted target of Rs. 30000 Crores and will help moderate the fiscal deficit.
4500
5500
FII MF
56.00
58.00
Rs v/s USD
4000
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5000
5500
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14000
16000
18000
20000
22000Ju
n-11
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1
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12
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2
Sensex Nifty
In line with the government reforms push, the Reserve Bank India, in its third mid-quarter Monetary Policy Review for September2012, reduced the Cash Reserve Ratio (CRR) by 25 basis points. This is expected to inject liquidity to the extent of Rs. 17000Crores into the banking sector, giving further impetus to the growth momentum.
On the macro front, there continues to be cause for concern. Headline Inflation has remained persistently high at 7.6% on accountof an increase in prices of agricultural commodities, a sharp upward revision in electricity tariffs and a rise in manufactured productinflation. The recent hike in diesel prices is also expected to push up fuel and manufacturing inflation.
GDP growth remained sluggish, though the Q1FY13 growth at 5.5% was marginally better than the previous quarter growth of5.3%. The growth slowdown is particularly sharp in the industrial sector. Industrial production for July increased by a mere 0.1%after a big decline of 1.8% in June. Manufacturing growth declined by 0.2%, with the Capital goods sector recording a 5% year onyear fall. Manufacturing PMI is at the lowest level and this is the fifth consecutive month in which capital goods growth has fallen.
Declining exports and high oil prices have pushed the trade deficit to an unsustainable level of US$15.5 billion in August. The tradedeficit is expected to deteriorate further as exports will remain under pressure on account of weak external demand. While themacro situation remains worrisome, both, the Prime Minister and the Finance Minister have indicated that there will be steps tofollow in the areas of fiscal consolidation, inflation management and growth stimulus.
(2500)
(1500)
(500)
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1500
2500
3500
4500
Jun
e 11
Ju
ly 1
1
Au
g 1
1
Sep
t 11
Oct
11
No
v 11
Dec
11
Jan
12
Feb
12
Mar
12
Ap
r 12
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12
Ju
n 1
2
Jul 12
In U
S $
MN
42.00
44.00
46.00
48.00
50.00
52.00
54.00
56.00
Jun-
11
Jul-1
1
Aug
-11
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-11
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-11
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-12
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-12
Jun-
12
Jul-1
2
Key Indices 31-Aug-12 31-Jul-12 % Change
10 year G-Sec 8.24% 8.25% -0.12%
5 Year G-Sec 8.23% 8.19% 0.49%
91 Day T Bill 8.21% 8.18% 0.37%
364 day T-Bill 8.09% 8.00% 1.13%
MIBOR 8.66% 8.88% -2.48%
Call Rates 7.94% 8.02% -1.00%
Inflation NA NA NA
Market Outlook
While the positive development on the domestic front lifted sentiment, the monetary stimulus by the US Federal Reserve and the ECB
provide further fuel to the market rally. Both, the Fed and the ECB have made open-ended commitments to infuse liquidity through asset
purchases.
The QE3 program announced by the Fed is likely to put downward pressure on long term interest rates, support mortgage markets and
give a boost to the asset markets in US. It is expected to result in an improvement in labour market conditions and stimulate growth. The
ECBs bond buying program has been able to correct short term distortion in the European bond market. This is expected to help the
distressed European countries reduce their debt burden and improve the investment climate.
The combined action of the Fed and the ECB has triggered a global ‘risk on’ rally that will benefit the Indian markets by increasing FII
flows. FIIs have invested, to date, over US$12 billion in the Indian equity market. Equity market rallied smartly to levels of close to 18500, a
16% up move from the June 2012 low of 16000.
The Sensex currently trades at a 14.5xFY13E one year forward earnings and valuations are quite attractive. Continued action from the
25
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75
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150
5.0
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-11
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-11
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12
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-12
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-12
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10 Yr G-Sec yield 5 year AAA Corporate Bond Spread
bps
perc
enta
ge (%
)
The Sensex currently trades at a 14.5xFY13E one year forward earnings and valuations are quite attractive. Continued action from the
government and monetary easing from RBI could result in equity markets breaking out in an upward direction.
Debt markets are expected to be range bound, with a positive bias.
As liquidity is comfortable and concerns of the fiscal front have reduced, any positive action from the RBI in terms of a rate cut could lead
to yields dropping. Corporate bonds are expected to trade with reduced spreads as issuances have not kept pace with the demand.
�
Learning Curve
Importance of staying invested over long-term
The key to wealth creation is to begin early and invest regularly. Regular investments, however small, can result in a significant wealth creation over a period of time. The longer you stay invested, better the effect of compounding. To illustrate, consider two individuals, A (20 years old) and B (30 years old), who start investing Rs. 1000 & Rs. 1500 respectively every year till they reach the age of 50. Both of them would have invested the same amount, i.e. Rs 30000. However, assuming a 10% return on investments, A would have accumulated around Rs. 181000 while B would have accumulated only Rs. 95000, nearly half the amount. This is the magic of compounding. B would have to invest Rs. 2850 p.a., 2.8 times that of A, to get Rs.180000 at the age of 50. Different asset classes have different degrees of risk & return associated with them. Equities have the potential to deliver higher return than fixed-income instruments but also carry high risk. One should invest in asset classes that have the potential to generate returns which are adequate to meet ones’ financial goals at the desired level of risk. Investments should be made with a long-term perspective as markets can be very volatile in short-term. However, over a longer period of time market volatility drops significantly. Despite witnessing periods of negative returns, the Sensex has delivered a CAGR of 19.14% over the last 10 years. Following a long-term disciplined investment approach and remaining invested even during uncertain times will ensure that investors reap the benefit from their financial investments. An analysis of the rolling returns for equity over a 5 year, 10 year and a 20 year period shows that equity returns have been positive over all time horizons. The 20 year rolling return, for all the years, has never fallen below 15.9%. Long -term investments in equity thus yields handsome returns.
Terminal Year of
Investment
Rolling Return
5 Year 10 Year 20 Year
1999 7.3% 23.1% 23.7%
2000 7.3% 17.7% 21.4%
2001 4.1% 7.7% 17.8%
2002 2.4% 4.8% 17.9%
2003 20.3% 9.2% 21.1%
2004 9.9% 8.6% 21.3%
2005 22.5% 14.9% 18.7%
2006 35.4% 19.7% 21.1%
2007 44.0% 23.2% 24.2%
2008 19.1% 19.7% 19.1%
2009 32.0% 21.0% 22.0%
2010 27.0% 24.8% 21.2%
2011 12.8% 24.1% 15.9%
*Rolling Return for N (number of years) = (Return for 1st Period + Return for 2nd period and so on… + Return for Nth Period)/ N (number of years)
It has been proved that investment in equity, over the medium to long term, delivers a better CAGR return than investment in either debt or gold.
19
.14
%
15
.70
%18
.17
%
5.3
0%
9.6
2%
10
.78
%
0.0%
2.0%
4.0%
6.0%
8.0%
10.0%
12.0%
14.0%
16.0%
18.0%
20.0%
Last 10 years Last 30 years
Sensex Gold Gsec
CAGR
ReturnCAGR Return of Sensex and other asset classes
* As on 31st July 2012
Arpita Nanoti
Head – Investment Communication & Advisory
FUND PERFORMANCE AS ON 31st AUGUST 2012
INDIVIDUAL
Inception Date
Fund Return BM Fund Return BM Fund Return BM Fund Return BM
Last 1 year 9.50% 7.59% 9.98% 7.46% 8.28% 7.16% 8.16% 6.83%
Last 2 years 8.44% 6.55% 8.36% 6.05% 6.19% 5.23% 5.29% 4.40%
Last 3 years 8.14% 5.64% 8.54% 5.55% 6.71% 5.37% 6.87% 5.16%
Last 4 years 10.55% 6.55% 12.08% - 9.34% 6.34% 10.10% 6.31%
Last 5 years 10.76% - - - 8.59% 5.38% 9.18% 5.31%
Since Inception 9.35% 12.00% 8.27% 10.16%
Asset Held (Rs. In
Crores)130 319 406 269
INDIVIDUAL
Inception Date
Fund Return BM Fund Return BM Fund Return BM Fund Return BM
Last 1 year 7.98% 6.39% 7.38% 6.21% 6.62% 5.41% 4.51% 3.38%
Last 2 years 5.17% 3.71% 3.87% 3.28% 1.88% 1.51% -2.93% -2.21%
Last 3 years 6.64% 4.78% 5.99% 4.66% 5.79% 4.11% 4.12% 2.58%
Last 4 years 10.96% 6.06% 9.02% 5.43% 11.78% 5.58% 5.34% 3.89%
Last 5 years 10.02% - 7.62% 4.57% 10.83% 4.72% 3.85% -
Since Inception 9.68% - 11.77% - 12.38% - 12.64% -
Asset Held (Rs. In
Crores)32 6448 301 1043
INDIVIDUAL
Inception Date
Fund Return BM Fund Return BM Fund Return BM
Last 1 year 1.63% 2.83% 4.12% -3.33% 7.65% 3.53%
Income Advantage Protector Builder
12-Jun-07 30-Oct-07 6-Jul-09
Balancer Enhancer Creator Magnifier
12-Sep-05 22-Aug-08 22-Mar-01 22-Mar-01
Assure
Maximiser Multipler Super 20
18-Jul-05 22-Mar-01 23-Feb-04 12-Aug-04
Last 2 years -5.90% -3.27% -5.99% -9.35% 0.34% -1.91%
Last 3 years 1.18% 2.18% 5.64% 3.64% 6.04% 2.53%
Last 4 years 6.24% 3.43% 11.05% 4.27% - -
Last 5 years 4.10% 2.15% - - - -
Since Inception 5.29% 3.47% 2.52% -1.50% 8.62% 5.60%
Asset Held (Rs. In
Crores)2300 410 189
Fund Name
Assure -
Income Advantage -
Protector BSE 100
Builder BSE 100
Balancer BSE 100
Enhancer BSE 100
Creator BSE 100
Magnifier BSE 100
Maximiser BSE 100
Multiplier CNX Midcap
Super 20 Sensex
Crisil Short Term Bond Index ULIF01008/07/05BSLIASSURE109
Crisil Composite Bond Index ULIF01507/08/08BSLIINCADV109
Benchmark Composition SFIN
Crisil Composite Bond Index ULIF00313/03/01BSLPROTECT109
Crisil Composite Bond Index ULIF00113/03/01BSLBUILDER109
Crisil Composite Bond Index ULIF00931/05/05BSLBALANCE109
Crisil Composite Bond Index ULIF00213/03/01BSLENHANCE109
Crisil Composite Bond Index ULIF00704/02/04BSLCREATOR109
Crisil Liquid Fund Index ULIF00826/06/04BSLIIMAGNI109
Crisil Liquid Fund Index ULIF01101/06/07BSLIINMAXI109
Crisil Liquid Fund Index ULIF01217/10/07BSLINMULTI109
Crisil Liquid Fund Index ULIF01723/06/09BSLSUPER20109
Disclaimer:
This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for any opinion expressed herein. This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into any transaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of future performance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannot be guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are advised to make your own independent judgment with respect to any matter
FUND PERFORMANCE AS ON 31st AUGUST 2012
INDIVIDUAL
Inception Date
Fund Return BM Fund Return BM Fund Return BM Fund Return BM
Last 1 year 3.50% - 2.21% - 2.24% - 1.72% -
Last 2 years -1.63% - -1.56% - -1.38% - -1.27% -
Last 3 years 3.84% - 4.17% - 3.64% - - -
Last 4 years 4.14% - - - - - - -
Since Inception 2.39% - 12.02% - 5.72% - 2.38% -
Asset Held (Rs. In Crores) 395 673 800 594
INDIVIDUAL
Inception Date
Fund Return BM Fund Return BM Fund Return BM Fund Return BM
Last 1 year 1.62% - 4.96% - 4.88% - 5.19% -
Last 2 years -1.99% - - - - - - -
Since Inception 2.11% - -5.23% - -2.36% - -2.04% -
Asset Held (Rs. In Crores) 731 454 524 58
INDIVIDUAL
Inception Date
Fund Return BM Fund Return BM Fund Return BM
Last 1 year 3.39% - 3.85% - 4.96% -
Last 2 years 0.14% - 0.41% - -1.22% -
Since Inception 2.62% - 2.13% - -0.70% -
Asset Held (Rs. In Crores) 54 23 6
PENSION
Inception Date
Fund Return BM Fund Return BM Fund Return BM
Last 1 year 8.02% 7.16% 7.68% 6.83% 7.28% 6.02%Last 2 years 5.97% 5.23% 5.07% 4.40% 3.51% 2.84%Last 3 years 6.49% 5.37% 6.60% 5.16% 6.16% 4.53%Last 4 years 9.85% 6.34% 11.55% 6.31% 10.87% 5.93%
17-Mar-08 8-Sep-08 15-May-09 15-Sep-09
Platinum Plus I Platinum Plus II Platinum Plus III Platinum Plus IV
Platinum Premier Platinum Advantage Foresight 5 Pay Foresight Single Pay
15-Feb-10 20-Sep-10 22-Feb-11 22-Feb-11
16-Dec-09 16-Mar-10 16-Jun-10
Titanium I Titanium II Titanium III
12-Mar-03 18-Mar-03 12-Mar-03
Nourish Growth Enrich
Last 4 years 9.85% 6.34% 11.55% 6.31% 10.87% 5.93%Last 5 years 9.04% 5.38% 10.41% 5.31% 9.59% 4.97%Since Inception 7.98% - 10.13% - 11.76% -
Asset Held (Rs. In Crores) 14 37 166
Fund NamePlatinum Plus I -Platinum Plus II -Platinum Plus III -Platinum Plus IV -Platinum Premier -Platinum Advantage -Titanium I -Titanium II -Titanium III -Pension Nourish BSE 100Pension Growth BSE 100Pension Enrich BSE 100
Benchmark Composition SFIN
- ULIF01325/02/08BSLIIPLAT1109- ULIF01425/02/08BSLIIPLAT2109- ULIF01628/04/09BSLIIPLAT3109- ULIF01816/09/09BSLIIPLAT4109- ULIF02203/02/10BSLPLATPR1109- ULIF02408/09/10BSLPLATADV109- ULIF01911/12/09BSLITITAN1109- ULIF02011/12/09BSLITITAN2109
Crisil Composite Bond Index ULIF00404/03/03BSLIENRICH109
- ULIF02111/12/09BSLITITAN3109Crisil Composite Bond Index ULIF00604/03/03BSLNOURISH109Crisil Composite Bond Index ULIF00504/03/03BSLIGROWTH109
Disclaimer:
This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for any opinion expressed herein. This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into any transaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of future performance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannot be guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are advised to make your own independent judgment with respect to any matter contained herein.
Disclaimer:
This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for any opinion expressed herein. This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into any transaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of future performance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannot be guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are advised to make your own independent judgment with respect to any matter contained herein.
SECURITIES HOLDING
GOVERNMENT SECURITIES 0.00%
CORPORATE DEBT 61.98%
9.62% L I C HOUSING FINANCE LTD. 2015 6.05%9.8% NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20125.76%10.8% EXPORT IMPORT BANK OF INDIA 2013 4.67%10.9% RURAL ELECTRIFICATION CORPN. LTD. 2013 3.91%9.5% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2017 3.88%9.95% TUBE INVESTMENTS OF INDIA LTD. 2018 3.87%9.72% IDFC LTD 2013 3.86%11.3% A C C LTD. 2013 3.14%8% MAHINDRA VEHICLE MANUFACTURERS LIMITED 2015 3.14%10.4% I C I C I SECURITIES PRIMARY DEALERSHIP LTD. 2013 3.10%OTHER CORPORATE DEBT 20.59%
SECURITISED DEBT 0.00%
MMI 38.02% Rating Profile
Assure Fund ULIF01008/07/05BSLIASSURE109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To provide Capital Protection, at a high level of safety and liquiditythrough judicious investments in high quality short-term debt.
Strategy: Generate better return with low level of risk throughinvestment into fixed interest securities having short-termmaturity profile.
MMI38.02%
NCD61.98%
AA+2.34% AA
9.64%
Maturity Profile
75.27%
23.49%
1.23%
Less than 2 years 2 to 7years 7years & above
P1+/A1+14.73%
AAA73.29%
Aug
-08
Oct-
08
Dec-0
8
Mar-
09
May-0
9
Jul-09
Sep
-09
No
v-0
9
Jan-1
0
Mar-
10
May-1
0
Jul-10
Sep
-10
No
v-1
0
Jan-1
1
Mar-
11
May-1
1
Jul-11
Sep
-11
No
v-1
1
Jan-1
2
Mar-
12
May-1
2
Jul-12
Assure BM
SECURITIES HOLDING
GOVERNMENT SECURITIES 30.51%
7.8% GOVERNMENT OF INDIA 2021 4.51%8.2% GOVERNMENT OF INDIA 2022 4.49%8.79% GOVERNMENT OF INDIA 2021 4.00%9.15% GOVERNMENT OF INDIA 2024 3.31%8.15% GOVERNMENT OF INDIA 2022 3.04%8.08% GOVERNMENT OF INDIA 2022 2.50%
8.28% GOVERNMENT OF INDIA 2032 1.98%
6.05% GOVERNMENT OF INDIA 2019 1.92%7.99% GOVERNMENT OF INDIA 2017 1.55%7.8% GOVERNMENT OF INDIA 2020 1.21%OTHER GOVERNMENT SECURITIES 1.99%
CORPORATE DEBT 37.20%
9.75% TATA MOTORS LTD. 2020 2.60%9.75% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2016 2.16%
9.6% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2016 1.77%9.65% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2016 1.68%10.25% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2017 1.62%9.62% POWER FINANCE CORPN. LTD. 2016 1.58%
9.4% NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20161.58%
8.9% POWER GRID CORPN. OF INDIA LTD. 2014 1.56%8.9% STEEL AUTHORITY OF INDIA LTD. 2019 1.54%11.5% RURAL ELECTRIFICATION CORPN. LTD. 2013 1.45%OTHER CORPORATE DEBT 19.65%
Asset Allocation
Rating Profile
Income Advantage Fund ULIF01507/08/08BSLIINCADV109
Portfolio as on 31st August 2012
About the FundObjective: To provide capital preservation and regular income, at a high levelof safety over a medium term horizon by investing in high quality debtinstruments
Strategy: To actively manage the fund by building a portfolio of fixed incomeinstruments with medium term duration. The fund will invest in governmentsecurities, high rated corporate bonds, high quality money market instrumentsand other fixed income securities. The quality of the assets purchased wouldaim to minimize the credit risk and liquidity risk of the portfolio. The fundwill maintain reasonable level of liquidity.
MMI32.29%
G-Secs30.51%
NCD37.20%
OTHER CORPORATE DEBT 19.65%
MMI 32.29%
Maturity Profile
AA2.27%
AA+3.10%
P1+/A1+4.25%
AA-4.55%
AAA42.69%
Sovereign43.14%
35.21%
24.43%
40.36%
Less than 2 years 2 to 7years 7years & aboveAug
-09
Oct-
09
Dec-0
9
Mar-
10
May-1
0
Jul-10
Sep
-10
No
v-1
0
Jan-1
1
Mar-
11
May-1
1
Jul-11
Sep
-11
No
v-1
1
Jan-1
2
Mar-
12
May-1
2
Jul-12
Income Advantage BM
SECURITIES HOLDING
GOVERNMENT SECURITIES 28.58%
7.8% GOVERNMENT OF INDIA 2021 3.63%7.99% GOVERNMENT OF INDIA 2017 2.44%7.5% GOVERNMENT OF INDIA 2034 2.25%11.5% GOVERNMENT OF INDIA 2015 2.13%
8.13% GOVERNMENT OF INDIA 2022 2.04%
8.15% GOVERNMENT OF INDIA 2022 1.84%
8.24% GOVERNMENT OF INDIA 2027 1.77%8.79% GOVERNMENT OF INDIA 2021 1.64%6.9% GOVERNMENT OF INDIA 2019 1.60%7.95% GOVERNMENT OF INDIA 2032 1.49%OTHER GOVERNMENT SECURITIES 7.75%
CORPORATE DEBT 47.98%
8.6% POWER FINANCE CORPN. LTD. 2014 3.17%10.85% RURAL ELECTRIFICATION CORPN. LTD. 2018 2.90%
8.75% INDIAN RAILWAY FINANCE CORPN. LTD. 2013 2.46%8.64% POWER GRID CORPN. OF INDIA LTD. 2014 1.95%
8.9% STEEL AUTHORITY OF INDIA LTD. 2019 1.93%
8.8% POWER GRID CORPN. OF INDIA LTD. 2013 1.84%
9.45% RURAL ELECTRIFICATION CORPN. LTD. 2013 1.80%11.4% POWER FINANCE CORPN. LTD. 2013 1.51%11.25% POWER FINANCE CORPN. LTD. 2018 1.48%8.85% TATA SONS LTD. 2016 1.47%OTHER CORPORATE DEBT 27.46%
EQUITY 9.12%
RELIANCE INDUSTRIES LTD. 0.62%
Protector Fund ULIF00313/03/01BSLPROTECT109
Portfolio as on 31st August 2012
Asset Allocation
Rating Profile
About the FundObjective: To generate persistent return through active management of fixed income portfolio andfocus on creating long-term equity portfolio, which will enhance yield of composite portfolio withminimum risk appetite.
Strategy: To invest in fixed income securities with marginal exposure to equity up to 10% at lowlevel of risk. This fund is suitable for those who want to protect their capital and earn steady returnon investment through higher exposure to debt securities.
AA-1.21%
AA2.80%
P1+/A1+5.13%
AA+5.44%
AAA50.01%
Equities9.12%
MMI14.32%
G-Secs28.58%
NCD47.98%
I T C LTD. 0.59%I C I C I BANK LTD. 0.57%INFOSYS LTD. 0.54%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 0.49%H D F C BANK LTD. 0.36%LARSEN AND TOUBRO LTD. 0.32%BHARTI AIRTEL LTD. 0.28%OIL AND NATURAL GAS CORPN. LTD. 0.28%STATE BANK OF INDIA 0.26%OTHER EQUITY 4.81%
MMI 14.32%
Sectoral Allocation
Maturity Profile
1.16%
1.52%
1.97%
2.74%
3.04%
3.77%
4.75%
4.87%
5.39%
6.61%
9.02%
11.66%
11.77%
12.55%
19.19%
CEMENT
OTHERS
DIVERSIFIED
AUTO ANCILLIARY
TELECOM
PHARMA
AUTOMOBILE
CAPITAL GOODS
POWER
METAL
FINANCIAL SERVICES
OIL AND GAS
SOFTWARE / IT
FMCG
BANKING
46.14%
28.28% 25.57%
Less than 2 years 2 to 7years 7years & above
Sovereign35.41%
50.01%
Aug-0
4
Dec-0
4
Apr-
05
Aug-0
5
Dec-0
5
Apr-
06
Aug-0
6
Dec-0
6
Apr-
07
Aug-0
7
Dec-0
7
Apr-
08
Aug-0
8
Dec-0
8
Apr-
09
Aug-0
9
Dec-0
9
Apr-
10
Aug-1
0
Dec-1
0
Apr-
11
Aug-1
1
Dec-1
1
Apr-
12
Aug-1
2
Protector BM
SECURITIES HOLDING
GOVERNMENT SECURITIES 25.51%
8.2% GOVERNMENT OF INDIA 2022 5.86%7.8% GOVERNMENT OF INDIA 2021 4.48%8.15% GOVERNMENT OF INDIA 2022 2.95%8.28% GOVERNMENT OF INDIA 2027 1.74%
8.32% GOVERNMENT OF INDIA 2032 1.72%
8.79% GOVERNMENT OF INDIA 2021 1.71%
7.95% GOVERNMENT OF INDIA 2032 1.48%8.3% GOVERNMENT OF INDIA 2040 1.17%7.59% GOVERNMENT OF INDIA 2015 1.10%8.08% GOVERNMENT OF INDIA 2022 0.91%OTHER GOVERNMENT SECURITIES 2.38%
CORPORATE DEBT 46.19%
8.65% RURAL ELECTRIFICATION CORPN. LTD. 2019 3.96%11.45% RELIANCE INDUSTRIES LTD. 2013 3.50%
8.6% POWER FINANCE CORPN. LTD. 2014 2.94%8.75% INDIAN RAILWAY FINANCE CORPN. LTD. 2013 2.85%
8.85% TATA SONS LTD. 2016 2.41%
10.25% TECH MAHINDRA LTD. 2014 2.26%8.5% INDIAN RAILWAY FINANCE CORPN. LTD. 2020 1.91%9.35% RURAL ELECTRIFICATION CORPN. LTD. 2022 1.87%9.47% POWER GRID CORPN. OF INDIA LTD. 2014 1.86%7.55% NATIONAL HOUSING BANK 2013 1.47%OTHER CORPORATE DEBT 21.17%
EQUITY 18.79%
I T C LTD. 1.32%
Rating Profile
Builder Fund ULIF00113/03/01BSLBUILDER109
Portfolio as on 31st August 2012
Asset Allocation
AA-1.54%
AA2.63%
AA+4.18%
AAA56.08%
MMI9.51%
Equities18.79%
G-Secs25.51%
NCD46.19%
About the FundObjective: To build your capital and generate better returns at moderate level of risk, overa medium or long-term period through a balance of investment in equity and debt.
Strategy: Generate better return with moderate level of risk through active management offixed income portfolio and focus on creating long term equity portfolio which will enhanceyield of composite portfolio with low level of risk appetite.
I T C LTD. 1.32%I C I C I BANK LTD. 1.15%INFOSYS LTD. 1.11%RELIANCE INDUSTRIES LTD. 1.06%H D F C BANK LTD. 0.97%LARSEN AND TOUBRO LTD. 0.96%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 0.93%STATE BANK OF INDIA 0.54%MCLEOD RUSSEL INDIA LTD. 0.52%HINDUSTAN UNILEVER LTD. 0.47%OTHER EQUITY 9.78%
MMI 9.51%
Maturity Profile
Sectoral Allocation
0.67%
1.20%
2.15%
2.90%
4.55%
4.75%
5.38%
6.18%
8.34%
9.18%
10.39%
10.99%
13.81%
19.50%
OTHERS
CEMENT
TELECOM
DIVERSIFIED
PHARMA
AUTO ANCILLIARY
AUTOMOBILE
CAPITAL GOODS
FINANCIAL SERVICES
METAL
SOFTWARE / IT
OIL AND GAS
FMCG
BANKING
36.28%
25.20%
38.52%
Less than 2 years 2 to 7years 7years & above
Sovereign35.57%
Aug-0
4
Dec-0
4
Apr-
05
Aug-0
5
Dec-0
5
Apr-
06
Aug-0
6
Dec-0
6
Apr-
07
Aug-0
7
Dec-0
7
Apr-
08
Aug-0
8
Dec-0
8
Apr-
09
Aug-0
9
Dec-0
9
Apr-
10
Aug-1
0
Dec-1
0
Apr-
11
Aug-1
1
Dec-1
1
Apr-
12
Aug-1
2
Builder BM
Less than 2 years 2 to 7years 7years & above
SECURITIES HOLDING
GOVERNMENT SECURITIES 22.25%
8.2% GOVERNMENT OF INDIA 2022 5.20%7.8% GOVERNMENT OF INDIA 2021 2.82%7.95% GOVERNMENT OF INDIA 2032 2.61%
5.64% GOVERNMENT OF INDIA 2019 2.52%7.46% GOVERNMENT OF INDIA 2017 2.24%8.79% GOVERNMENT OF INDIA 2021 1.59%6.9% GOVERNMENT OF INDIA 2019 1.44%7% GOVERNMENT OF INDIA 2022 1.38%7.99% GOVERNMENT OF INDIA 2017 1.23%8.08% GOVERNMENT OF INDIA 2022 1.22%
CORPORATE DEBT 38.44%
9% EXPORT IMPORT BANK OF INDIA 2019 7.72%9.43% RURAL ELECTRIFICATION CORPN. LTD. 2014 3.73%
10.05% NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20143.13%
9.4% NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20163.11%
7.05% CANARA BANK 2014 2.99%
9.47% POWER GRID CORPN. OF INDIA LTD. 2022 2.35%11.45% RELIANCE INDUSTRIES LTD. 2013 1.59%11.4% POWER FINANCE CORPN. LTD. 2013 1.59%11.3% A C C LTD. 2013 1.58%9.35% POWER GRID CORPN. OF INDIA LTD. 2021 1.56%OTHER CORPORATE DEBT 9.09%
EQUITY 23.83%
Rating Profile
Balancer Fund ULIF00931/05/05BSLBALANCE109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To achieve value creation of the policyholder at an average risk level overmedium to long-term period.
Strategy: To invest predominantly in debt securities with an additional exposure toequity, maintaining medium term duration profile of the portfolio.
P1+/A1+12.74%
AAA
MMI15.48%
G-Secs22.25%
Equities23.83%
NCD38.44%
I C I C I BANK LTD. 1.49%INFOSYS LTD. 1.41%RELIANCE INDUSTRIES LTD. 1.31%
H D F C BANK LTD. 1.06%
I T C LTD. 1.02%LARSEN AND TOUBRO LTD. 1.01%STATE BANK OF INDIA 0.98%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 0.82%HINDUSTAN UNILEVER LTD. 0.76%BHARTI AIRTEL LTD. 0.75%
OTHER EQUITY 13.21%
MMI 15.48%
Maturity Profile
Sectoral Allocation
1.36%
2.43%
2.60%
3.16%
3.84%
4.74%
6.13%
6.25%
6.60%
7.18%
10.22%
11.44%
11.48%
22.57%
OTHERS
DIVERSIFIED
PHARMA
TELECOM
AUTO ANCILLIARY
POWER
AUTOMOBILE
CAPITAL GOODS
METAL
FINANCIAL SERVICES
OIL AND GAS
SOFTWARE / IT
FMCG
BANKING
44.35%
29.66%25.99%
Less than 2 years 2 to 7years 7years & above
Sovereign31.98%
AAA55.27%
Aug-0
8
Oct-08
Dec-0
8
Feb-0
9
Apr-09
Jun-0
9
Aug-0
9
Oct-09
Dec-0
9
Feb-1
0
Apr-10
Jun-1
0
Aug-1
0
Oct-10
Dec-1
0
Feb-1
1
Apr-11
Jun-1
1
Aug-1
1
Oct-11
Dec-1
1
Feb-1
2
Apr-12
Jun-1
2
Aug-1
2
Balancer BM
Less than 2 years 2 to 7years 7years & above
SECURITIES HOLDING
GOVERNMENT SECURITIES 20.53%
6.9% GOVERNMENT OF INDIA 2019 3.23%6.35% GOVERNMENT OF INDIA 2020 2.24%7.8% GOVERNMENT OF INDIA 2021 1.43%8.15% GOVERNMENT OF INDIA 2022 1.36%8.2% GOVERNMENT OF INDIA 2022 1.18%7.95% GOVERNMENT OF INDIA 2032 1.15%8.79% GOVERNMENT OF INDIA 2021 1.06%7.8% GOVERNMENT OF INDIA 2020 1.01%8.26% GOVERNMENT OF INDIA 2027 0.92%8.08% GOVERNMENT OF INDIA 2022 0.79%OTHER GOVERNMENT SECURITIES 6.17%
CORPORATE DEBT 39.79%
10.75% RELIANCE INDUSTRIES LTD. 2018 0.90%
10.2% TATA STEEL LTD. 2015 0.78%9.05% STATE BANK OF INDIA 2020 0.72%10.25% TECH MAHINDRA LTD. 2014 0.61%9.25% DR. REDDYS LABORATORIES LTD. 2014 0.61%9.8% L I C HOUSING FINANCE LTD. 2017 0.51%2% INDIAN HOTELS CO. LTD. 2014 0.50%8.55% INDIAN RAILWAY FINANCE CORPN. LTD. 2019 0.48%9.1% STATE BANK OF MYSORE 2019 0.46%9.61% POWER FINANCE CORPN. LTD. 2021 0.45%OTHER CORPORATE DEBT 33.75%
SECURITISED DEBT 0.40%
Rating Profile
Enhancer Fund ULIF00213/03/01BSLENHANCE109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To grow your capital through enhanced returns over a medium to long term periodthrough investments in equity and debt instruments, thereby providing a good balance between riskand return.
Strategy: To earn capital appreciation by maintaining diversified equity portfolio and seek to earnregular return on fixed income portfolio by active management resulting in wealth creation forpolicyholders.
SECURITISED DEBT0.40%
MMI12.99%
GOVERNMENT SECURITIES
20.53%
EQUITY26.29%
CORPORATE DEBT
39.80%
Sovereign30.69%
AA2.36%
AA-3.51%
AAA46.71%
India Structured Asset Trust-Series XII Class A11 PTC (MD 15/04/2015)0.40%
EQUITY 26.28%
I T C LTD. 2.03%RELIANCE INDUSTRIES LTD. 1.94%I C I C I BANK LTD. 1.78%INFOSYS LTD. 1.59%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 1.35%H D F C BANK LTD. 1.31%LARSEN AND TOUBRO LTD. 1.13%TATA CONSULTANCY SERVICES LTD. 0.94%STATE BANK OF INDIA 0.90%HINDUSTAN UNILEVER LTD. 0.86%OTHER EQUITY 12.45%
MMI 12.99%
Maturity Profile
Sectoral Allocation
0.93%
1.15%
1.54%
2.26%
2.46%
3.49%
4.50%
5.06%
5.16%
5.82%
8.87%
11.84%
12.94%
14.19%
19.78%
OTHERS
CEMENT
DIVERSIFIED
TELECOMMUNICATION
AUTO ANCILLIARY
PHARMACEUTICALS
POWER GENERATION AND SUPPLY
AUTOMOBILE
CAPITAL GOODS
METAL
FINANCIAL SERVICES
OIL AND GAS
SOFTWARE / IT
FMCG
BANKING
35.35%
31.45%
33.20%
Less than 2 years 2 to 7years 7years & above
3.51%
AA+7.02%
P1+/A1+9.70%
Aug-0
4
Dec-0
4
Apr-05
Aug-0
5
Dec-0
5
Apr-06
Aug-0
6
Dec-0
6
Apr-07
Aug-0
7
Dec-0
7
Apr-08
Aug-0
8
Dec-0
8
Apr-09
Aug-0
9
Dec-0
9
Apr-10
Aug-1
0
Dec-1
0
Apr-11
Aug-1
1
Dec-1
1
Apr-12
Aug-1
2
Enhancer BM
SECURITIES HOLDING
GOVERNMENT SECURITIES 16.46%
8.15% GOVERNMENT OF INDIA 2022 3.79%
7.8% GOVERNMENT OF INDIA 2021 2.08%
8.28% GOVERNMENT OF INDIA 2027 1.63%
8.24% GOVERNMENT OF INDIA 2027 1.34%
7.99% GOVERNMENT OF INDIA 2017 1.09%
8.28% GOVERNMENT OF INDIA 2032 0.97%
5.64% GOVERNMENT OF INDIA 2019 0.88%
8.83% GOVERNMENT OF INDIA 2041 0.85%
8.32% GOVERNMENT OF INDIA 2032 0.65%
7.46% GOVERNMENT OF INDIA 2017 0.64%
OTHER GOVERNMENT SECURITIES 2.53%
CORPORATE DEBT 28.04%
8.6% POWER FINANCE CORPN. LTD. 2014 3.61%
10.1% POWER GRID CORPN. OF INDIA LTD. 2013 1.67%
11.45% RELIANCE INDUSTRIES LTD. 2013 1.67%
9.47% POWER GRID CORPN. OF INDIA LTD. 2013 1.66%
9.5% NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20121.66%
9.18% POWER FINANCE CORPN. LTD. 2021 1.65%
8.45% INDIAN RAILWAY FINANCE CORPN. LTD. 2018 1.61%
8.9% STEEL AUTHORITY OF INDIA LTD. 2019 1.47%
11.4% POWER FINANCE CORPN. LTD. 2013 1.19%
8.75% INDIAN RAILWAY FINANCE CORPN. LTD. 2013 1.16%
OTHER CORPORATE DEBT 10.70%
EQUITY 44.88%
RELIANCE INDUSTRIES LTD. 3.04%
I C I C I BANK LTD. 2.73%
Rating Profile
Creator Fund ULIF00704/02/04BSLCREATOR109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To achieve optimum balance between growth and stability to provide long-termcapital appreciation with balanced level of risk by investing in fixed income securities andhigh quality equity security.
Strategy: To ensure capital appreciation by simultaneously investing into fixed incomesecurities and maintaining diversified equity portfolio. Active fund management is carriedout to enhance policyholder’s wealth in long run.
AA2.16%
P1+/A1+3.52%
AA+4.36%
AA-4.74%
AAA49.53%
MMI10.62% G-Secs
16.46%
NCD28.04%
Equities44.88%
I C I C I BANK LTD. 2.73%
I T C LTD. 2.64%
INFOSYS LTD. 2.61%
HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2.41%
H D F C BANK LTD. 1.78%
LARSEN AND TOUBRO LTD. 1.58%
BHARTI AIRTEL LTD. 1.45%
OIL AND NATURAL GAS CORPN. LTD. 1.31%
STATE BANK OF INDIA 1.27%
OTHER EQUITY 24.06%
MMI 10.62%
Sectoral Allocation
Maturity Profile
1.55%
1.96%
2.75%
3.23%
3.87%
4.81%
4.87%
5.65%
6.70%
9.10%
11.32%
11.54%
12.76%
18.75%
OTHERS
DIVERSIFIED
AUTO ANCILLIARY
TELECOM
PHARMA
AUTOMOBILE
POWER
CAPITAL GOODS
METAL
FINANCIAL SERVICES
FMCG
OIL AND GAS
SOFTWARE / IT
BANKING
48.62%
19.40%
31.99%
Sovereign35.68%
Aug-0
4
Dec-0
4
Apr-05
Aug-0
5
Dec-0
5
Apr-06
Aug-0
6
Dec-0
6
Apr-07
Aug-0
7
Dec-0
7
Apr-08
Aug-0
8
Dec-0
8
Apr-09
Aug-0
9
Dec-0
9
Apr-10
Aug-1
0
Dec-1
0
Apr-11
Aug-1
1
Dec-1
1
Apr-12
Aug-1
2
Creator BM
1.13%CEMENTLess than 2 years 2 to 7years 7years & above
SECURITIES HOLDING
GOVERNMENT SECURITIES 0.00%
CORPORATE DEBT 3.74%
HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2013 0.54%10.48% ULTRATECH CEMENT LTD. 2013 0.52%9.8% NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20120.48%7.35% HINDUSTAN PETROLEUM CORPN. LTD. 2012 0.48%MAHINDRA AND MAHINDRA FINANCIAL SERVICES LTD. 20120.34%8.2% ASHOK LEYLAND LTD. 2014 0.28%10.3% I D B I BANK LTD. 2012 0.24%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2013 0.22%10.4% I C I C I SECURITIES PRIMARY DEALERSHIP LTD. 2013 0.19%9.45% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 20130.19%OTHER CORPORATE DEBT 0.26%
EQUITY 83.52%
I T C LTD. 6.25%
RELIANCE INDUSTRIES LTD. 5.90%
I C I C I BANK LTD. 5.44%INFOSYS LTD. 4.93%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 4.13%H D F C BANK LTD. 3.88%LARSEN AND TOUBRO LTD. 3.51%TATA CONSULTANCY SERVICES LTD. 2.87%STATE BANK OF INDIA 2.73%HINDUSTAN UNILEVER LTD. 2.58%OTHER EQUITY 41.31%
Rating Profile
Magnifier Fund ULIF00826/06/04BSLIIMAGNI109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To maximize wealth by actively managing a diversified equity portfolio.
Strategy: To invest in high quality equity security to provide long-term capital appreciation withhigh level of risk. This fund is suitable for those who want to have wealth maximization over long-term period with equity market dynamics.
NCD3.74%
MMI12.75%
Equities83.52%
AA-16.85%
Sovereign48.45%
AA-2.41%
AA+4.97%
Sovereign6.94%
P1+/A1+MMI 12.75%
Maturity Profile
Sectoral Allocation
1.07%
1.84%
1.84%
2.18%
2.35%
3.32%
4.47%
4.83%
5.76%
6.65%
8.06%
11.33%
12.07%
14.42%
19.80%
CEMENT
OTHERS
DIVERSIFIED
TELECOM
AUTO ANCILLIARY
PHARMA
POWER
AUTOMOBILE
METAL
CAPITAL GOODS
FINANCIAL SERVICES
OIL AND GAS
SOFTWARE / IT
FMCG
BANKING
AA+34.70%
AAA24.85%
P1+/A1+60.83%
100.00%
Less than 2 years
Aug-0
8
Oct-
08
Dec-0
8
Feb-0
9
Apr-
09
Jun-0
9
Aug-0
9
Oct-
09
Dec-0
9
Feb-1
0
Apr-
10
Jun-1
0
Aug-1
0
Oct-
10
Dec-1
0
Feb-1
1
Apr-
11
Jun-1
1
Aug-1
1
Oct-
11
Dec-1
1
Feb-1
2
Apr-
12
Jun-1
2
Aug-1
2
Magnifier BM
SECURITIES HOLDING
GOVERNMENT SECURITIES 0.00%
CORPORATE DEBT 0.00%
EQUITY 99.10%
RELIANCE INDUSTRIES LTD. 6.79%I T C LTD. 6.71%
I C I C I BANK LTD. 6.20%INFOSYS LTD. 4.97%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 4.90%H D F C BANK LTD. 4.36%LARSEN AND TOUBRO LTD. 4.25%STATE BANK OF INDIA 3.26%TATA CONSULTANCY SERVICES LTD. 2.98%OIL AND NATURAL GAS CORPN. LTD. 2.77%OTHER EQUITY 51.93%
MMI 0.90%
Rating Profile
Maximiser Fund ULIF01101/06/07BSLIINMAXI109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To Provide long-term capital appreciation by actively managing a well diversifiedequity portfolio of fundamentally strong blue chip companies and provide a cushion againstthe volatility in the equities through investment in money market instruments.Strategy: Active Fund Management with potentially 100% equity exposure. MaintainingHigh Quality Diversified Portfolio with Dynamic blend of Growth and Value Stocks- so thatportfolio doesnot suffer from style bias. Focus on large-caps and quality mid-caps to ensureliquidity and reduce risk.
MMI0.90%
Equities99.10%
P1+/A1+100.00%
Maturity Profile
Sectoral Allocation
1.67%
1.76%
1.77%
2.22%
2.24%
2.78%
3.11%
5.18%
6.61%
8.55%
9.32%
10.51%
11.74%
12.85%
19.67%
TELECOM
DIVERSIFIED
CEMENT
OTHERS
AUTO ANCILLIARY
POWER
PHARMA
AUTOMOBILE
CAPITAL GOODS
METAL
FINANCIAL SERVICES
SOFTWARE / IT
OIL AND GAS
FMCG
BANKING
100.00%
Less than 2 years
Aug-0
7
Nov-0
7
Feb-0
8
May-0
8
Aug-0
8
Nov-0
8
Feb-0
9
May-0
9
Aug-0
9
Nov-0
9
Feb-1
0
May-1
0
Aug-1
0
Nov-1
0
Feb-1
1
May-1
1
Aug-1
1
Nov-1
1
Feb-1
2
May-1
2
Aug-1
2
Maximiser BM
SECURITIES HOLDING
GOVERNMENT SECURITIES 0.00%
CORPORATE DEBT 0.00%
EQUITY 94.33%
RELIANCE INDUSTRIES LTD. 9.43%
I T C LTD. 8.55%I C I C I BANK LTD. 7.86%INFOSYS LTD. 7.60%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 5.65%LARSEN AND TOUBRO LTD. 5.49%H D F C BANK LTD. 5.32%TATA CONSULTANCY SERVICES LTD. 4.73%HINDUSTAN UNILEVER LTD. 4.36%STATE BANK OF INDIA 4.33%
OTHER EQUITY 31.01%
MMI 5.67%
Super 20 Fund ULIF01723/06/09BSLSUPER20109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To generate long-term capital appreciation for policyholders by making investments in fundamentally strong and liquid large cap companies.Strategy: To build and manage a concentrated equity portfolio of 20 fundamentally strong large cap stocks in terms of market capitalization by following an in-depth research-focused investment approach. The fund will attempt diversify across sectors and will invest in companies having financial strength, robust, efficient & visionary management & adequate market liquidity. It will adopt a disciplined and flexible approach towards investing with a focus on generating long-term capital appreciation. The non-equity portion of the fund will be invested in highly rated money market instruments and fixed deposits.
MMI5.67%
Equities94.33%
Maturity Profile
Sectoral Allocation
94.33%
2.36%
3.46%
3.78%
5.82%
9.54%
12.39%
13.08%
13.49%
13.69%
22.40%
TELECOM
AUTOMOBILE
DIVERSIFIED
CAPITAL GOODS
METAL
FINANCIAL SERVICES
SOFTWARE / IT
OIL AND GAS
FMCG
BANKING
1
Less than 2 years
Oct-
09
Dec-0
9
Feb
-10
Ap
r-10
Jun-1
0
Aug
-10
Oct-
10
Dec-1
0
Feb
-11
Ap
r-11
Jun-1
1
Aug
-11
Oct-
11
Dec-1
1
Feb
-12
Ap
r-12
Jun-1
2
Aug
-12
Super 20 BM
Less than 2 years
SECURITIES HOLDING
GOVERNMENT SECURITIES 0.00%
CORPORATE DEBT 0.00%
Asset AllocationEQUITY 82.66%
GLAXOSMITHKLINE CONSUMER HEALTHCARE LTD. 5.12%CIPLA LTD. 4.23%HINDUSTAN PETROLEUM CORPN. LTD. 3.57%
APOLLO TYRES LTD. 3.21%EXIDE INDUSTRIES LTD. 2.89%TECH MAHINDRA LTD. 2.86%
VOLTAS LTD. 2.61%
CADILA HEALTHCARE LTD. 2.58%COLGATE-PALMOLIVE (INDIA) LTD. 2.24%
HINDUSTAN ZINC LTD. 2.06%OTHER EQUITY 51.26%
MMI 17.34%
Asset Allocation
Sectoral Allocation
Multiplier Fund ULIF01217/10/07BSLINMULTI109
Portfolio as on 31st August 2012About the FundObjective: To provide long-term wealth maximisation by actively managing a well-diversified equityportfolio, predominantly comprising of companies whose market capitalization is between Rs. 10 billion toRs.250 billion. Further, the fund would also seek to provide a cushion against the sudden volatility in theequities through some investments in short-term money market instruments
Strategy: Active Fund Management with potentially 100% equity Exposure Research based investmentapproach with a dedicated & experienced in-house research team. Identify undervalued Stocks in thegrowth phase. Focus on niche players with competitive advantage, in the sunrise industry & potential ofbeing tomorrow’s large cap. Emphasis on early identification of stocks.
MMI17.34%
Equities82.66%
14.99%FMCG
Multiplier BM
Rating Profile
Maturity Profile
1.01%
1.13%
1.14%
1.28%
1.52%
1.65%
1.82%
2.19%
2.47%
3.05%
3.06%
8.02%
8.36%
8.50%
8.55%
9.20%
10.08%
11.94%
14.99%
AUTOMOBILE
DIVERSIFIED
ALCOHOL BEVERAGES
AGRI RELATED
TELECOM
CEMENT
SUGAR
HOTELS
FERTILISERS
POWER
FINANCIAL SERVICES
BANKING
METAL
AUTO ANCILLIARY
SOFTWARE / IT
CAPITAL GOODS
OIL AND GAS
PHARMA
FMCG
Sovereign10.90%
P1+/A1+89.10%
1
Less than 2 years
Feb
-08
May-0
8
Aug
-08
No
v-0
8
Feb
-09
May-0
9
Aug
-09
No
v-0
9
Feb
-10
May-1
0
Aug
-10
No
v-1
0
Feb
-11
May-1
1
Aug
-11
No
v-1
1
Feb
-12
May-1
2
Aug
-12
SECURITIES HOLDING
GOVERNMENT SECURITIES 11.89%
7.83% GOVERNMENT OF INDIA 2018 5.09%5.69% GOVERNMENT OF INDIA 2018 3.34%8.24% GOVERNMENT OF INDIA 2018 3.04%7.46% GOVERNMENT OF INDIA 2017 0.43%
CORPORATE DEBT 22.48%
NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20174.73%10.85% RURAL ELECTRIFICATION CORPN. LTD. 2018 3.25%11.25% POWER FINANCE CORPN. LTD. 2018 2.76%10.6% INDIAN RAILWAY FINANCE CORPN. LTD. 2018 2.71%9.25% POWER GRID CORPN. OF INDIA LTD. 2017 2.53%9.64% POWER GRID CORPN. OF INDIA LTD. 2018 1.28%9.35% POWER GRID CORPN. OF INDIA LTD. 2018 1.27%9.3% POWER GRID CORPN. OF INDIA LTD. 2018 1.27%8.84% POWER GRID CORPN. OF INDIA LTD. 2017 1.24%
NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20181.07%OTHER CORPORATE DEBT 0.37%
EQUITY 57.21%
I T C LTD. 4.38%RELIANCE INDUSTRIES LTD. 4.14%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 3.88%
Platinum Plus Fund - 1 ULIF01325/02/08BSLIIPLAT1109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To optimize the participation in an actively managed welldiversified equity portfolio of fundamentally strong blue chip companies whileusing debt instruments & derivatives to lock-in capital appreciations
Strategy: To have an optimum mix of equities & fixed incomeinstruments, with up to 100% exposure in both equities & fixed income assets& up to 40% in Money Market
GOVERNMENT SECURITIES
11.89%
MMI8.42%
CORPORATE DEBT
22.48%
EQUITY57.21%
I C I C I BANK LTD. 3.74%
INFOSYS LTD. 3.74%H D F C BANK LTD. 2.67%LARSEN AND TOUBRO LTD. 2.64%BHARTI AIRTEL LTD. 2.25%OIL AND NATURAL GAS CORPN. LTD. 2.02%STATE BANK OF INDIA 1.95%OTHER EQUITY 25.80%
MMI 8.42%
Maturity Profile
Sectoral Allocation
Rating Profile
11.23%
88.16%
0.61%
Less than 2 years 2 to 7years 7years & above
1.02%
1.87%
2.28%
3.93%
4.09%
4.61%
6.32%
6.71%
10.52%
10.93%
13.09%
13.18%
21.46%
AUTO ANCILLIARY
CEMENT
PHARMA
TELECOM
POWER
CAPITAL GOODS
METAL
AUTOMOBILE
FMCG
FINANCIAL SERVICES
SOFTWARE / IT
OIL AND GAS
BANKING
P1+/A1+9.83%
Sovereign31.19%
AAA58.98%
Less than 2 years 2 to 7years 7years & above
SECURITIES HOLDING
GOVERNMENT SECURITIES 9.03%
7.83% GOVERNMENT OF INDIA 2018 4.30%5.69% GOVERNMENT OF INDIA 2018 1.96%6.05% GOVERNMENT OF INDIA 2019 1.30%8.24% GOVERNMENT OF INDIA 2018 0.74%
7.46% GOVERNMENT OF INDIA 2017 0.72%
CORPORATE DEBT 19.93%
9.25% POWER GRID CORPN. OF INDIA LTD. 2018 2.97%9% EXPORT IMPORT BANK OF INDIA 2019 2.96%11.25% POWER FINANCE CORPN. LTD. 2018 2.43%9.7% POWER FINANCE CORPN. LTD. 2018 2.35%9.64% POWER GRID CORPN. OF INDIA LTD. 2019 1.82%10.6% INDIAN RAILWAY FINANCE CORPN. LTD. 2018 1.59%9.44% POWER FINANCE CORPN. LTD. 2021 1.50%8.84% POWER GRID CORPN. OF INDIA LTD. 2018 1.46%
9.5% NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20120.95%9.68% POWER FINANCE CORPN. LTD. 2018 0.76%OTHER CORPORATE DEBT 1.15%
EQUITY 64.24%
I T C LTD. 5.00%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 4.32%
Sectoral Allocation
Platinum Plus Fund - 2 ULIF01425/02/08BSLIIPLAT2109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To optimize the participation in an actively managed welldiversified equity portfolio of fundamentally strong blue chip companies whileusing debt instruments & derivatives to lock-in capital appreciations:
Strategy: To have an optimum mix of equities & fixed incomeinstruments, with up to 100% exposure in both equities & fixed income assets& up to 40% in Money Market
MMI6.80%
Equities64.24%
NCD19.93%
G-Secs9.03%
RELIANCE INDUSTRIES LTD. 4.31%
I C I C I BANK LTD. 4.23%INFOSYS LTD. 4.19%H D F C BANK LTD. 3.01%LARSEN AND TOUBRO LTD. 2.98%BHARTI AIRTEL LTD. 2.61%OIL AND NATURAL GAS CORPN. LTD. 2.35%STATE BANK OF INDIA 2.14%OTHER EQUITY 29.09%
MMI 6.80%
Rating ProfileMaturity Profile
15.70%
79.91%
4.39%
1.00%
1.88%
2.30%
4.07%
4.07%
4.64%
6.31%
6.54%
10.67%
11.08%
12.81%
13.05%
21.58%
AUTO ANCILLIARY
CEMENT
PHARMA
TELECOM
POWER
CAPITAL GOODS
METAL
AUTOMOBILE
FMCG
FINANCIAL SERVICES
OIL AND GAS
SOFTWARE / IT
BANKING
P1+/A1+6.22%
Sovereign29.23%
AAA64.55%
Less than 2 years 2 to 7years 7years & above
SECURITIES HOLDING
GOVERNMENT SECURITIES 7.05%
6.9% GOVERNMENT OF INDIA 2019 5.05%6.05% GOVERNMENT OF INDIA 2019 1.28%6.05% GOVERNMENT OF INDIA 2019 0.52%5.64% GOVERNMENT OF INDIA 2019 0.20%
CORPORATE DEBT 12.04%
9% EXPORT IMPORT BANK OF INDIA 2019 4.05%9.7% POWER FINANCE CORPN. LTD. 2018 1.91%9.35% POWER GRID CORPN. OF INDIA LTD. 2019 1.26%9.25% POWER GRID CORPN. OF INDIA LTD. 2019 1.25%NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20180.78%9.39% RURAL ELECTRIFICATION CORPN. LTD. 2019 0.63%9.3% POWER GRID CORPN. OF INDIA LTD. 2019 0.63%9.25% POWER GRID CORPN. OF INDIA LTD. 2018 0.62%NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20180.38%7.35% HINDUSTAN PETROLEUM CORPN. LTD. 2012 0.37%
OTHER CORPORATE DEBT 0.16%
EQUITY 71.23%
I T C LTD. 5.36%
RELIANCE INDUSTRIES LTD. 5.10%INFOSYS LTD. 5.02% Sectoral Allocation
Platinum Plus Fund - 3 ULIF01628/04/09BSLIIPLAT3109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To optimize the participation in an actively managed welldiversified equity portfolio of fundamentally strong blue chip companies whileusing debt instruments & derivatives to lock-in capital appreciations:
Strategy: To have an optimum mix of equities & fixed incomeinstruments, with up to 100% exposure in both equities & fixed income assets& up to 40% in Money Market
MMI9.67%
Equities71.23%
NCD12.04%
G-Secs7.05%
5.02%I C I C I BANK LTD. 4.91%
HOUSING DEVELOPMENT FINANCE CORPN. LTD. 3.67%
H D F C BANK LTD. 3.39%LARSEN AND TOUBRO LTD. 3.23%TATA CONSULTANCY SERVICES LTD. 3.11%HINDUSTAN UNILEVER LTD. 2.74%STATE BANK OF INDIA 2.47%OTHER EQUITY 32.22%
MMI 9.67%
Rating Profile Maturity Profile
Sectoral Allocation
23.65%
70.90%
5.45%
0.87%
2.30%
2.64%
3.30%
4.32%
4.53%
5.68%
7.09%
9.45%
11.37%
12.06%
14.97%
21.43%
OTHERS
PHARMA
TELECOM
CEMENT
POWER
CAPITAL GOODS
METAL
AUTOMOBILE
FINANCIAL SERVICES
FMCG
OIL AND GAS
SOFTWARE / IT
BANKING
P1+/A1+19.90%
Sovereign
AAA50.53%
Less than 2 years 2 to 7years 7years & above
29.57%
SECURITIES HOLDING
GOVERNMENT SECURITIES 6.79%
6.9% GOVERNMENT OF INDIA 2019 6.02%6.05% GOVERNMENT OF INDIA 2019 0.74%6.05% GOVERNMENT OF INDIA 2019 0.03%
CORPORATE DEBT 6.15%
NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20191.92%9.25% POWER GRID CORPN. OF INDIA LTD. 2019 1.68%NATIONAL HOUSING BANK 2019 1.41%9.39% RURAL ELECTRIFICATION CORPN. LTD. 2019 0.85%RURAL ELECTRIFICATION CORPN. LTD. 2020 0.29%
EQUITY 72.40%
I T C LTD. 5.49%RELIANCE INDUSTRIES LTD. 5.21%
INFOSYS LTD. 5.20%I C I C I BANK LTD. 5.05%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 3.72%H D F C BANK LTD. 3.52%
LARSEN AND TOUBRO LTD. 3.28%
TATA CONSULTANCY SERVICES LTD. 3.21%HINDUSTAN UNILEVER LTD. 2.73%STATE BANK OF INDIA 2.57%
Sectoral Allocation
Platinum Plus Fund - 4 ULIF01816/09/09BSLIIPLAT4109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To optimize the participation in an actively managed welldiversified equity portfolio of fundamentally strong blue chip companies whileusing debt instruments & derivatives to lock-in capital appreciations:
Strategy: To have an optimum mix of equities & fixed incomeinstruments, with up to 100% exposure in both equities & fixed income assets& up to 40% in Money Market
NCD6.15% G-Secs
6.79%
MMI14.66%
Equities72.40%
OTHER EQUITY 32.43%
MMI 14.66%
Rating ProfileMaturity Profile
47.57%40.79%
11.64%
0.89%
2.35%
2.58%
3.22%
4.32%
4.53%
5.82%
6.56%
9.47%
11.35%
12.11%
15.14%
21.65%
OTHERS
PHARMA
TELECOM
CEMENT
POWER
CAPITAL GOODS
METAL
AUTOMOBILE
FINANCIAL SERVICES
FMCG
OIL AND GAS
SOFTWARE / IT
BANKING
AAA27.55%
Sovereign
P1+/A1+42.02%
Less than 2 years 2 to 7years 7years & aboveSovereign
30.43%
SECURITIES HOLDING
GOVERNMENT SECURITIES 4.71%
8.19% GOVERNMENT OF INDIA 2020 4.07%6.35% GOVERNMENT OF INDIA 2020 0.63%
CORPORATE DEBT 8.33%
9.35% POWER GRID CORPN. OF INDIA LTD. 2020 2.75%9.3% POWER GRID CORPN. OF INDIA LTD. 2020 1.37%9.25% POWER GRID CORPN. OF INDIA LTD. 2020 1.23%9.75% RURAL ELECTRIFICATION CORPN. LTD. 2021 1.13%RURAL ELECTRIFICATION CORPN. LTD. 2020 0.69%9.2% POWER GRID CORPN. OF INDIA LTD. 2020 0.68%9.48% RURAL ELECTRIFICATION CORPN. LTD. 2021 0.48%
EQUITY 74.23%
I T C LTD. 5.66%
INFOSYS LTD. 5.50%RELIANCE INDUSTRIES LTD. 5.28%I C I C I BANK LTD. 5.23%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 3.90%
H D F C BANK LTD. 3.44%
TATA CONSULTANCY SERVICES LTD. 3.41%LARSEN AND TOUBRO LTD. 3.16%HINDUSTAN UNILEVER LTD. 2.84%
Sectoral Allocation
Platinum Premier Fund ULIF02203/02/10BSLPLATPR1109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companies while using debt instruments & derivatives to lock-in capital appreciations.
Strategy: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessary and for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong blue chip companies by following a research-focused investment approach. On the fixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.
G-Secs4.71% NCD
8.33%
MMI12.73%
Equities74.23%
STATE BANK OF INDIA 2.69%
OTHER EQUITY 33.11%
MMI 12.73%
Rating Profile Maturity Profile
Sectoral Allocation
45.44%54.56%
0.91%
2.42%
2.63%
2.97%
4.25%
4.26%
5.85%
6.92%
9.56%
11.45%
12.01%
15.32%
21.45%
OTHERS
PHARMA
TELECOM
CEMENT
POWER
CAPITAL GOODS
METAL
AUTOMOBILE
FINANCIAL SERVICES
FMCG
OIL AND GAS
SOFTWARE / IT
BANKING
Sovereign26.96%
P1+/A1+28.10%
AAA44.94%
Less than 2 years 7years & above
SECURITIES HOLDING
GOVERNMENT SECURITIES 0.00%
CORPORATE DEBT 6.64%
9.48% RURAL ELECTRIFICATION CORPN. LTD. 2021 2.63%NATIONAL HOUSING BANK 2019 2.10%
RURAL ELECTRIFICATION CORPN. LTD. 2020 1.91%
EQUITY 82.61%
HOUSING DEVELOPMENT FINANCE CORPN. LTD. 6.21%RELIANCE INDUSTRIES LTD. 5.95%I T C LTD. 5.92%I C I C I BANK LTD. 5.57%INFOSYS LTD. 5.21%H D F C BANK LTD. 4.10%LARSEN AND TOUBRO LTD. 3.69%STATE BANK OF INDIA 2.88%
BHARTI AIRTEL LTD. 2.67%OIL AND NATURAL GAS CORPN. LTD. 2.56%OTHER EQUITY 37.86%
MMI 10.75%
Asset Allocation
Sectoral Allocation
Platinum Advantage Fund ULIF02408/09/10BSLPLATADV109
Portfolio as on 31st August 2012 About the FundObjective: To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies whileusing debt instruments and derivatives to lock-in capital appreciations. The useof derivatives will be for hedging purposes only and as approved by the IRDA.
Strategy: To dynamically manage the allocation between equities and fixedincome instruments, while using derivatives when necessary and for hedgingpurposes only. The equity investment strategy will revolve around building andactively managing a well-diversified equity portfolio of value & growth drivenfundamentally strong blue-chip companies by following a research-focusedinvestment approach. On the fixed income side, investments will be made ingovernment securities, high rated corporate bonds and money marketinstruments.
NCD6.64%
MMI10.75%
Equities82.61%
Rating Profile Maturity Profile
Sectoral Allocation
62.60%
11.84%
25.55%
1.10%
1.24%
1.52%
3.23%
3.26%
4.07%
4.46%
6.16%
6.31%
10.26%
11.57%
12.65%
12.65%
21.52%
AUTO ANCILLIARY
DIVERSIFIED
CEMENT
TELECOM
PHARMA
POWER
CAPITAL GOODS
METAL
AUTOMOBILE
FMCG
FINANCIAL SERVICES
OIL AND GAS
SOFTWARE / IT
BANKING
P1+/A1+22.35%
AAA77.65%
Less than 2 years 2 to 7years 7years & above
SECURITIES HOLDING
GOVERNMENT SECURITIES 8.75%
7.61% GOVERNMENT OF INDIA 2015 4.53%7.17% GOVERNMENT OF INDIA 2015 2.88%6.49% GOVERNMENT OF INDIA 2015 1.34%
CORPORATE DEBT 32.91%
9.85% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2015 5.58%10.05% NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20145.39%9.37% NATIONAL HOUSING BANK 2015 5.15%8.8% POWER GRID CORPN. OF INDIA LTD. 2014 5.01%8.95% POWER FINANCE CORPN. LTD. 2015 2.74%8.6% POWER FINANCE CORPN. LTD. 2014 2.72%8.64% POWER GRID CORPN. OF INDIA LTD. 2015 2.26%9.46% NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20152.21%9.43% RURAL ELECTRIFICATION CORPN. LTD. 2014 1.84%
EQUITY 56.22%
I T C LTD. 3.88%RELIANCE INDUSTRIES LTD. 3.70%INFOSYS LTD. 3.62%
HOUSING DEVELOPMENT FINANCE CORPN. LTD. 3.16%
I C I C I BANK LTD. 2.93%H D F C BANK LTD. 2.79% Sectoral Allocation
Titanium Fund - 1 ULIF01911/12/09BSLITITAN1109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies while using debt instruments and derivatives to ensure capital protection after five years.
Strategy: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessary and for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On the fixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.
G-Secs8.75% MMI
2.12%
NCD32.91%
Equities56.22%
2.79%HINDUSTAN UNILEVER LTD. 2.16%
STATE BANK OF INDIA 2.16%
LARSEN AND TOUBRO LTD. 2.03%TATA MOTORS LTD. 2.02%OTHER EQUITY 27.77%
MMI 2.12%
Maturity ProfileRating Profile
Sectoral Allocation
25.21%
74.79%
2.18%
2.34%
2.62%
2.90%
3.36%
3.61%
5.90%
8.88%
10.16%
10.74%
11.77%
13.50%
22.03%
CEMENT
POWER
DIVERSIFIED
TELECOM
PHARMA
CAPITAL GOODS
METAL
FINANCIAL SERVICES
AUTOMOBILE
FMCG
OIL AND GAS
SOFTWARE / IT
BANKING
Sovereign21.01%
AAA78.99%
Less than 2 years 2 to 7years
78.99%
SECURITIES HOLDING
GOVERNMENT SECURITIES 9.04%
7.17% GOVERNMENT OF INDIA 2015 4.87%7.61% GOVERNMENT OF INDIA 2015 2.26%6.49% GOVERNMENT OF INDIA 2015 1.91%
CORPORATE DEBT 33.74%
9.37% NATIONAL HOUSING BANK 2015 7.79%8.64% POWER GRID CORPN. OF INDIA LTD. 2015 6.92%9.85% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2015 5.69%9.46% NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20153.47%8.95% POWER FINANCE CORPN. LTD. 2015 3.00%9.15% EXPORT IMPORT BANK OF INDIA 2015 2.59%9.43% RURAL ELECTRIFICATION CORPN. LTD. 2014 2.17%8.28% L I C HOUSING FINANCE LTD. 2015 2.11%
EQUITY 54.08%
I T C LTD. 3.82%RELIANCE INDUSTRIES LTD. 3.55%INFOSYS LTD. 3.44%
HOUSING DEVELOPMENT FINANCE CORPN. LTD. 3.02%
I C I C I BANK LTD. 2.80%H D F C BANK LTD. 2.63% Sectoral Allocation
Titanium Fund - 2 ULIF02011/12/09BSLITITAN2109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies while using debt instruments and derivatives to ensure capital protection after five years.
Strategy: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessary and for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On the fixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.
G-Secs9.04% MMI
3.14%
NCD33.74%
Equities54.08%
2.63%HINDUSTAN UNILEVER LTD. 2.15%
STATE BANK OF INDIA 2.07%
TATA MOTORS LTD. 1.97%LARSEN AND TOUBRO LTD. 1.93%OTHER EQUITY 26.71%
MMI 3.14%
Maturity ProfileRating Profile
Sectoral Allocation
9.50%
90.50%
Less than 2 years 2 to 7years
2.26%
2.45%
2.58%
2.74%
3.44%
3.57%
5.99%
8.79%
10.11%
11.03%
11.62%
13.52%
21.90%
CEMENT
POWER
DIVERSIFIED
TELECOM
PHARMA
CAPITAL GOODS
METAL
FINANCIAL SERVICES
AUTOMOBILE
FMCG
OIL AND GAS
SOFTWARE / IT
BANKING
Sovereign21.13%
AAA78.87%
Less than 2 years 2 to 7years
SECURITIES HOLDING
GOVERNMENT SECURITIES 13.14%
6.49% GOVERNMENT OF INDIA 2015 12.33%7.17% GOVERNMENT OF INDIA 2015 0.80%
CORPORATE DEBT 37.21%
9.37% NATIONAL HOUSING BANK 2015 6.58%
9.15% EXPORT IMPORT BANK OF INDIA 2015 6.56%8.64% POWER GRID CORPN. OF INDIA LTD. 2015 6.07%9.85% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2015 4.99%8.95% POWER FINANCE CORPN. LTD. 2015 4.89%8.8% STATE BANK OF HYDERABAD 2016 4.86%9.46% NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20151.65%8.28% L I C HOUSING FINANCE LTD. 2015 1.60%
EQUITY 40.74%
I T C LTD. 2.89%
RELIANCE INDUSTRIES LTD. 2.69%INFOSYS LTD. 2.58%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2.25%I C I C I BANK LTD. 2.11%
H D F C BANK LTD. 2.01%
HINDUSTAN UNILEVER LTD. 1.59%TATA MOTORS LTD. 1.50% Sectoral Allocation
Titanium Fund - 3 ULIF02111/12/09BSLITITAN3109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies while using debt instruments and derivatives to ensure capital protection after five years.
Strategy: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessary and for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On the fixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.
G-Secs13.14%
MMI8.92%
NCD37.21%
Equities40.74%
1.50%STATE BANK OF INDIA 1.49%
LARSEN AND TOUBRO LTD. 1.43%
OTHER EQUITY 20.19%
MMI 8.92%
Maturity ProfileRating Profile
Sectoral Allocation
13.34%
86.66%
2.16%
2.53%
2.63%
2.74%
3.52%
3.58%
5.58%
8.70%
10.55%
11.00%
11.84%
13.35%
21.83%
CEMENT
DIVERSIFIED
POWER
TELECOM
CAPITAL GOODS
PHARMA
METAL
FINANCIAL SERVICES
AUTOMOBILE
FMCG
OIL AND GAS
SOFTWARE / IT
BANKING
Sovereign26.09%
AAA73.91%
Less than 2 years 2 to 7years
73.91%
SECURITIES HOLDING
GOVERNMENT SECURITIES 0.42%
7.8% GOVERNMENT OF INDIA 2021 0.42%
CORPORATE DEBT 1.73%
9.3% POWER GRID CORPN. OF INDIA LTD. 2021 1.73%
SECURITISED DEBT 0.00%
EQUITY 89.67%
I T C LTD. 6.35%RELIANCE INDUSTRIES LTD. 6.29%INFOSYS LTD. 6.21%I C I C I BANK LTD. 6.01%H D F C BANK LTD. 5.43%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 4.92%LARSEN AND TOUBRO LTD. 3.96%HINDUSTAN UNILEVER LTD. 3.62%
TATA CONSULTANCY SERVICES LTD. 3.45%STATE BANK OF INDIA 3.04%OTHER EQUITY 40.40%
MMI 8.18%
FORESIGHT - SINGLE PAY ULIF02610/02/11BSLFSITSP1109
Portfolio as on 31st August 2012
About the Fund
Objective: To optimize the participation in an actively managed well-diversified equity portfolio of
fundamentally strong blue chip companies while using debt instruments and derivatives to lock-in capital
appreciations. The use of derivatives will be for hedging purposes only and as approved by the IRDA.
Strategy: To dynamically manage the allocation between equities and fixed income instruments, while using
derivatives when necessary and for hedging purposes only. The equity investment strategy will revolve around
building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong
blue-chip companies by following a research-focused investment approach. On the fixed income side, investments
will be made in government securities, high rated corporate bonds and money market instruments.
G-Secs0.42%
NCD1.73% MMI
8.18%
Equities89.67%
Asset Allocation
Sectoral Allocation
Rating Profile
0.83%
1.74%
2.25%
2.61%
2.72%
4.41%
6.99%
7.08%
9.79%
11.12%
12.21%
15.56%
22.69%
OTHERS
CEMENT
POWER
TELECOM
PHARMA
CAPITAL GOODS
METAL
AUTOMOBILE
FINANCIAL SERVICES
FMCG
OIL AND GAS
SOFTWARE / IT
BANKING
76.78%
23.22%
Less than 2 years 7years & above
Sectoral Allocation
Maturity Profile
Sovereign19.41%
AAA80.59%
SECURITIES HOLDING
GOVERNMENT SECURITIES 3.61%
7.94% GOVERNMENT OF INDIA 2021 2.78%7.8% GOVERNMENT OF INDIA 2021 0.83%
CORPORATE DEBT 4.60%
9.64% POWER GRID CORPN. OF INDIA LTD. 2021 1.95%
9.3% POWER GRID CORPN. OF INDIA LTD. 2021 1.72%
9.9% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2021 0.49%9.61% POWER FINANCE CORPN. LTD. 2021 0.35%RURAL ELECTRIFICATION CORPN. LTD. 2020 0.09%
SECURITISED DEBT 0.00%
EQUITY 75.27%
I T C LTD. 5.17%
INFOSYS LTD. 5.16%RELIANCE INDUSTRIES LTD. 5.06%I C I C I BANK LTD. 4.62%
H D F C BANK LTD. 4.14%
HOUSING DEVELOPMENT FINANCE CORPN. LTD. 3.84%
TATA CONSULTANCY SERVICES LTD. 3.14%
LARSEN AND TOUBRO LTD. 3.12%
HINDUSTAN UNILEVER LTD. 2.80%STATE BANK OF INDIA 2.57%OTHER EQUITY 35.66%
MMI 16.52%
FORESIGHT - 5 PAY ULIF02510/02/11BSLFSIT5P1109
Portfolio as on 31st August 2012
About the Fund
Objective: To optimize the participation in an actively managed well-diversified equity portfolio of
fundamentally strong blue chip companies while using debt instruments and derivatives to lock-in capital
appreciations. The use of derivatives will be for hedging purposes only and as approved by the IRDA.
Strategy: To dynamically manage the allocation between equities and fixed income instruments, while using
derivatives when necessary and for hedging purposes only. The equity investment strategy will revolve around
building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong
blue-chip companies by following a research-focused investment approach. On the fixed income side, investments
will be made in government securities, high rated corporate bonds and money market instruments.
NCD4.60%
MMI16.52%
Equities75.27%
G-Secs3.61%
Asset Allocation
Sectoral Allocation
Rating Profile
Maturity Profile
0.84%
1.78%
2.15%
2.76%
2.89%
4.14%
7.43%
7.58%
9.60%
10.59%
11.84%
16.16%
22.23%
OTHERS
CEMENT
POWER
TELECOM
PHARMA
CAPITAL GOODS
AUTOMOBILE
METAL
FINANCIAL SERVICES
FMCG
OIL AND GAS
SOFTWARE / IT
BANKING
65.65%
34.35%
Less than 2 years 7years & above
Sectoral Allocation
Sovereign40.39%
P1+/A1+28.11%
AAA31.50%
SECURITIES HOLDING
GOVERNMENT SECURITIES 30.39%
8.2% GOVERNMENT OF INDIA 2022 5.75%8.79% GOVERNMENT OF INDIA 2021 5.60%9.15% GOVERNMENT OF INDIA 2024 5.38%8.15% GOVERNMENT OF INDIA 2022 4.70%
7.59% GOVERNMENT OF INDIA 2016 4.12%
7.95% GOVERNMENT OF INDIA 2032 2.73%
7.46% GOVERNMENT OF INDIA 2017 2.10%
CORPORATE DEBT 50.20%
9.4% POWER FINANCE CORPN. LTD. 2013 5.10%7.6% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2017 4.10%11.5% RURAL ELECTRIFICATION CORPN. LTD. 2013 3.73%10.48% ULTRATECH CEMENT LTD. 2013 3.69%
9.25% EXPORT IMPORT BANK OF INDIA 2012 3.63%8.8% POWER GRID CORPN. OF INDIA LTD. 2013 3.63%
7.55% NATIONAL HOUSING BANK 2013 3.59%
11.95% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2018 2.45%
10.7% INDIAN RAILWAY FINANCE CORPN. LTD. 2023 2.43%11.45% RELIANCE INDUSTRIES LTD. 2013 2.24%OTHER CORPORATE DEBT 15.61%
EQUITY 9.00%
RELIANCE INDUSTRIES LTD. 0.58%I C I C I BANK LTD. 0.55%I T C LTD. 0.54%
Pension Nourish Fund ULIF00604/03/03BSLNOURISH109
Portfolio as on 31st August 2012
Asset Allocation
Rating Profile
About the FundObjective: To generate persistent return through active management of fixed incomeportfolio and focus on creating long-term equity portfolio, which will enhance yield ofcomposite portfolio with minimum risk appetite.
Strategy: To invest in fixed income securities with marginal exposure to equity up to 10% atlow level of risk. This fund is suitable for those who want to protect their capital and earnsteady return on investment through higher exposure to debt securities.
AA-1.83%
AA+3.64% P1+/A1+
4.24%
Sovereign
MMI10.41% Equities
9.00%
G-Secs30.39%
NCD50.20%
I T C LTD. 0.54%INFOSYS LTD. 0.52%
HOUSING DEVELOPMENT FINANCE CORPN. LTD. 0.50%
H D F C BANK LTD. 0.36%
LARSEN AND TOUBRO LTD. 0.33%BHARTI AIRTEL LTD. 0.28%OIL AND NATURAL GAS CORPN. LTD. 0.27%STATE BANK OF INDIA 0.26%OTHER EQUITY 4.80%
MMI 10.41%
Maturity Profile
Sectoral Allocation
1.20%
1.51%
1.99%
2.76%
3.08%
3.28%
4.27%
4.97%
5.44%
6.84%
9.18%
11.28%
12.07%
12.81%
19.31%
CEMENT
OTHERS
DIVERSIFIED
AUTO ANCILLIARY
TELECOM
PHARMA
CAPITAL GOODS
AUTOMOBILE
POWER
METAL
FINANCIAL SERVICES
OIL AND GAS
FMCG
SOFTWARE / IT
BANKING
46.67%
21.47%
31.86%
Less than 2 years 2 to 7years 7years & above
Sovereign36.11%
AAA54.19%
Aug-0
4
Dec-0
4
Apr-05
Aug-0
5
Dec-0
5
Apr-06
Aug-0
6
Dec-0
6
Apr-07
Aug-0
7
Dec-0
7
Apr-08
Aug-0
8
Dec-0
8
Apr-09
Aug-0
9
Dec-0
9
Apr-10
Aug-1
0
Dec-1
0
Apr-11
Aug-1
1
Dec-1
1
Apr-12
Aug-1
2
Nourish BM
5
SECURITIES HOLDING
GOVERNMENT SECURITIES 24.71%
8.79% GOVERNMENT OF INDIA 2021 8.40%
8.15% GOVERNMENT OF INDIA 2022 3.66%
7.95% GOVERNMENT OF INDIA 2032 2.94%
7.8% GOVERNMENT OF INDIA 2021 2.77%
7.59% GOVERNMENT OF INDIA 2016 2.02%
7.46% GOVERNMENT OF INDIA 2017 1.84%
8.08% GOVERNMENT OF INDIA 2022 1.08%
5.64% GOVERNMENT OF INDIA 2019 1.05%
8.2% GOVERNMENT OF INDIA 2022 0.94%
CORPORATE DEBT 47.82%
10.48% ULTRATECH CEMENT LTD. 2013 5.53%
8.8% POWER GRID CORPN. OF INDIA LTD. 2013 5.44%
7.75% RURAL ELECTRIFICATION CORPN. LTD. 2012 4.89%
11.5% RURAL ELECTRIFICATION CORPN. LTD. 2013 4.20%
11.95% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2018 3.06%
10.05% NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20142.76%
9.4% NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 2016 2.74%
9.3% STATE BANK OF INDIA 2021 2.73%
10.75% RELIANCE INDUSTRIES LTD. 2018 2.62%
8.6% POWER FINANCE CORPN. LTD. 2014 2.16%
OTHER CORPORATE DEBT 11.66%
EQUITY 18.21%
RELIANCE INDUSTRIES LTD. 1.22%
I C I C I BANK LTD. 1.13%
I T C LTD. 1.12%
INFOSYS LTD. 1.07%
HOUSING DEVELOPMENT FINANCE CORPN. LTD. 0.98%
Rating Profile
Pension Growth Fund ULIF00504/03/03BSLIGROWTH109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To build your capital and generate better returns at moderate level of risk, over amedium or long-term period through a balance of investment in equity and debt.
Strategy: Generate better return with moderate level of risk through active management of fixedincome portfolio and focus on creating long term equity portfolio which will enhance yield ofcomposite portfolio with low level of risk appetite.
AA+2.28%
Sovereign34.07%
AAA63.66%
MMI9.26%
G-Secs24.71%
Equities18.21%
NCD47.82%
HOUSING DEVELOPMENT FINANCE CORPN. LTD. 0.98%
H D F C BANK LTD. 0.72%
LARSEN AND TOUBRO LTD. 0.64%
BHARTI AIRTEL LTD. 0.55%
OIL AND NATURAL GAS CORPN. LTD. 0.55%
STATE BANK OF INDIA 0.52%
OTHER EQUITY 9.71%
MMI 9.26%
Maturity Profile
Sectoral Allocation
1.52%
1.97%
2.32%
2.72%
3.00%
3.21%
4.13%
4.78%
5.07%
6.64%
9.03%
11.52%
12.16%
12.78%
19.15%
OTHERS
DIVERSIFIED
CEMENT
AUTO ANCILLIARY
TELECOM
PHARMA
CAPITAL GOODS
AUTOMOBILE
POWER
METAL
FINANCIAL SERVICES
OIL AND GAS
FMCG
SOFTWARE / IT
BANKING
46.05%
23.52%30.43%
Less than 2 years 2 to 7years 7years & above
SECURITIES HOLDING
GOVERNMENT SECURITIES 17.55%
8.2% GOVERNMENT OF INDIA 2022 3.58%8.79% GOVERNMENT OF INDIA 2021 3.25%9.15% GOVERNMENT OF INDIA 2024 2.74%7.46% GOVERNMENT OF INDIA 2017 2.09%
8.15% GOVERNMENT OF INDIA 2022 1.80%7.95% GOVERNMENT OF INDIA 2032 1.42%7.99% GOVERNMENT OF INDIA 2017 0.75%7.8% GOVERNMENT OF INDIA 2021 0.59%8.32% GOVERNMENT OF INDIA 2032 0.59%8.35% GOVERNMENT OF INDIA 2022 0.45%OTHER GOVERNMENT SECURITIES 0.30%
CORPORATE DEBT 35.06%
9.45% RURAL ELECTRIFICATION CORPN. LTD. 2013 6.05%9.47% POWER GRID CORPN. OF INDIA LTD. 2013 4.23%
7.55% NATIONAL HOUSING BANK 2013 2.98%8.9% STEEL AUTHORITY OF INDIA LTD. 2019 2.96%11.5% RURAL ELECTRIFICATION CORPN. LTD. 2013 2.47%8.6% POWER FINANCE CORPN. LTD. 2014 1.91%10.25% TECH MAHINDRA LTD. 2014 1.84%8.49% INDIAN RAILWAY FINANCE CORPN. LTD. 2014 1.80%9.22% POWER FINANCE CORPN. LTD. 2012 1.75%10.05% MARICO LTD. 2013 1.21%OTHER CORPORATE DEBT 7.86%
EQUITY 32.35%
RELIANCE INDUSTRIES LTD. 2.16%I C I C I BANK LTD. 1.99%
Rating Profile
Pension Enrich Fund ULIF00404/03/03BSLIENRICH109
Portfolio as on 31st August 2012
Asset Allocation
About the FundObjective: To grow your capital through enhanced returns over a medium to long term periodthrough investments in equity and debt instruments, thereby providing a good balance between riskand return.
Strategy: To earn capital appreciation by maintaining diversified equity portfolio and seek to earnregular return on fixed income portfolio by active management resulting in wealth creation forpolicyholders.
AA+1.54%
AA2.05%
P1+/A1+11.09%
Sovereign29.66%
AAA55.65%
G Secs17.55%
MMI15.04%
NCD35.06%
EQUITY32.35%
I C I C I BANK LTD. 1.99%I T C LTD. 1.99%INFOSYS LTD. 1.90%HOUSING DEVELOPMENT FINANCE CORPN. LTD. 1.72%H D F C BANK LTD. 1.27%LARSEN AND TOUBRO LTD. 1.14%OIL AND NATURAL GAS CORPN. LTD. 0.96%BHARTI AIRTEL LTD. 0.95%STATE BANK OF INDIA 0.91%OTHER EQUITY 17.36%
MMI 15.04%
Maturity Profile
Sectoral Allocation
1.13%
1.50%
1.96%
2.68%
2.95%
3.76%
4.75%
5.16%
5.36%
6.56%
8.98%
11.43%
12.06%
12.73%
18.98%
CEMENT
OTHERS
DIVERSIFIED
AUTO ANCILLIARY
TELECOM
PHARMA
AUTOMOBILE
POWER
CAPITAL GOODS
METAL
FINANCIAL SERVICES
OIL AND GAS
FMCG
SOFTWARE / IT
BANKING
64.75%
10.18%
25.07%
Less than 2 years 2 to 7years 7years & above