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OPSU 201 5 ANNU AL ENRO LLME NT

OPSU 2015 ANNUAL ENROLLMENT. ANNUAL BENEFITS ENROLLMENT

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Page 1: OPSU 2015 ANNUAL ENROLLMENT. ANNUAL BENEFITS ENROLLMENT

OPSU 2

015

ANNUAL

ENROLLMENT

Page 2: OPSU 2015 ANNUAL ENROLLMENT. ANNUAL BENEFITS ENROLLMENT

ANNUAL BENEFITS ENROLLMENT

https://prodhosu.okstate.edu/

Page 3: OPSU 2015 ANNUAL ENROLLMENT. ANNUAL BENEFITS ENROLLMENT

NATIONAL HEALTHCARE

2015 average premium rate increase is 7.5%

Source: Health Research Institute

Page 4: OPSU 2015 ANNUAL ENROLLMENT. ANNUAL BENEFITS ENROLLMENT

OSU/A&M CLAIMS EXPERIENCE

OSU A&M 2012 Avg = 75.7%OSU A&M 2013 Avg = 88.5%OSU A&M 2014 Avg = 76.2%BCBS BOB Avg = 96.1%

Page 5: OPSU 2015 ANNUAL ENROLLMENT. ANNUAL BENEFITS ENROLLMENT

2015 HEALTH INSURANCE PREMIUMS

Page 6: OPSU 2015 ANNUAL ENROLLMENT. ANNUAL BENEFITS ENROLLMENT

EMPLOYEE IMPACT

Page 7: OPSU 2015 ANNUAL ENROLLMENT. ANNUAL BENEFITS ENROLLMENT

OTHER BENEFITS

Long-Term Disability No changes to premiums or coverage

Life Insurance ING is rebranding to VOYA Financial The only premium increase will be to OSU/A&M for the basic life

coverage of 8% No supplemental premium increase for employees

Page 8: OPSU 2015 ANNUAL ENROLLMENT. ANNUAL BENEFITS ENROLLMENT

WELLNESS INCENTIVES

$240 premium reduction for tobacco free ($20/month)

$50 cash incentive for participating in Catapult health assessment and biometric screening

$250 deductible credit for expecting mothers who participate in a Special Beginnings program

Condition management programs for chronic health conditions like diabetes, heart disease, etc.

Page 9: OPSU 2015 ANNUAL ENROLLMENT. ANNUAL BENEFITS ENROLLMENT

CATAPULT HEALTH SCREENINGS

• For Members of BlueCross/BlueShield• Lab Accurate Results• Personal Coaching from Medical Professional• Immunizations (flu, dtp)• $50 annual incentive for participation• 30+ opportunities to participate on campus this Fall

www.timeconfirm.com/okstate

Page 10: OPSU 2015 ANNUAL ENROLLMENT. ANNUAL BENEFITS ENROLLMENT

TOBACCO CESSATION

Adding Vapor and Electronic Cigarettes to affidavit

Ask your doctor about programs and/or medication

BlueCross BlueShield of Oklahoma (1.877.258.6781)

The Oklahoma Tobacco Quit Line (1.800.QUIT.NOW)

The American Cancer Society

The American Lung Association

The American Heart Association

Page 11: OPSU 2015 ANNUAL ENROLLMENT. ANNUAL BENEFITS ENROLLMENT

BENEFITS ENROLLMENT ACTION

Tobacco affidavit must be complete for incentive

Add/Dropping Health, Dental, and/or Vision

https://prodhosu.okstate.edu/

Page 12: OPSU 2015 ANNUAL ENROLLMENT. ANNUAL BENEFITS ENROLLMENT

THANK YOU