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GIVINGFARM TO FAMILY BUSDonation NeedsPlease donate today to help us promote awareness, educate, empower and fund many things that can help us help others, simply visit http://the-farmbus.com/donate/. If you prefer to donate by check, please mail to:Farm to Family Non-Profit1908 S Battery DriveRichmond, VA 23222We are in need of funds, donated equipment or raw materials to im-prove our Urban Farm. (raised beds, hoop houses, upgrade our green-house, hydroponics, vermiculture, compost units, seeds, tools, irrigation system, aquaponics)Thanks being a part of the national and local slow food movement. Keep supporting your community and the country! We are grateful for your generous support of any amount so we can make these much needed changes that will help so many people. Peace & Love, Mark and Suzi

FEEDMOREFeeding at a Critical TimeFor many children, summer means the loss of free school meals; Feed-More’s Summer Feeding Program strives to fill that gap. Fifty-three metro-area sites will offer free meals to those under 18 and people with disabili-ties—over 5,400 meals each weekday! To keep local residents thriving all season long, we can make summer a time of full schedules and stom-achs. Learn more at feedmore.org.Seasonal events support feeding effortWhether you prefer swimming or baseball or caroling (yes, caroling), summertime offers exciting events to gather much-needed nonperish-able foods for our year-round distribution program. From a local compe-tition between swim clubs to Christmas in July, there’s a fun way to get involved in the fight against hunger. To get the where, when, and how, check out our calendar at feedmore.org.Time off? Time to Give backIn summer, the need for hunger help abounds. Every day this season at the Food Bank, sorting fresh produce takes many hands, and delivering 900 or more meals a day takes more than 160 Meals on Wheels volunteers. If you’re over 16, you can join this massive hunger-relief effort. Get started now with our easy online volunteer application at feedmore.org/volunteer.

VIRGINIA HOME FOR BOYS AND GIRLSVHBG Youth TriathlonRegister your child for the Virginia Home for Boys and Girls Youth Triathlon presented by Endorphin Fitness. The event takes place on Saturday, August 25, 2012 at 8716 West Broad Street, Richmond, VA 23294. Children ages 5-14 may participate. All proceeds benefit the children at VHBG. For more infor-mation and to register, contact Amanda Bazzi at 804-270-6566 x 145.23rd Annual Golf TournamentJoin Virginia Home for Boys and Girls for the 23rd Annual Golf Classic! The event will be held at The Federal Club on Monday, September 17, 2012. Participants will enjoy a round of golf, catered food, great company and raffle prizes. Individuals interested in participating or sponsoring the event should contact Amanda Bazzi at 804-270-6566 x 145.Volunteers needed for Youth TriathlonVirginia Home for Boys and Girls is looking for volunteers to help with our Youth Triathlon presented by Endorphin Fitness on Saturday, August 25, 2012. Volunteers are needed to help set-up the day before, during the event and after the event. If you are interested in volunteering for the Youth Triathlon, please contact David LeFebvre at 804-270-6566 x 146.

The end of the school year is bittersweet

for many kids in Central Virginia because, without

school-provided breakfasts and lunches, it is often

the beginning of missed meals and hunger.

Please help hungry kids get the food they need this

summer by supporting FeedMore’s hunger relief

efforts for children – our Kids Cafe, Summer Food

Service and BackPack Programs. Your contributions

will improve the lives of thousands who are hungry

for a better future.

www.feedmore.org

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BUSFARMFUNDRAISER

BUSFARMFUNDRAISER

Brought to you by Farm to Family

Feeding The Community One Stop At A TimeSUSTAINING GROWTH THROUGH EDUCATION

When & Where?July 14th, 2012, 6pm–9:30pm

Hilton Garden Inn, 501 E Broad St,Richmond VA 23219

Early Bird Tickets: $135 Individual, $250 Couple

After 6/22: $150 and $300

For more info, sponsorship opportunities,to donate or to volunteer, contact:

804-767-8570farmtofamilyinfo@gmail.com

www.thefarmbus.com

SPECIAL GUEST SPEAKERWill Allen, (Guest of Honor)Founder and CEO of Grow-ing Power, named one of Time Magazine’s top 100 most influential people in the world and author of “The Good Food Revolution.”

make a difference; strengthen a family; help a child.

find out more at www.boysandgirlshome.org

For over 165 years, Virginia Home for Boys and Girls has been providing strength and hope to Virginia’s most vulnerable children and families. In partnership with organizations, businesses, and people like YOU, VHBG has become the leading source of strength, empowerment and hope across the Commonwealth and in your community.

foster a child • make a gift • get involved

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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

www.styleweekly.com

The hR DepaRTmenT by ed harrington

fyi

FOR YOUR INFORMATION

feedmore.org

Hunger Relief Starts HereCentral VA Food Bank and

Meals on Wheels 521-2500

SMITH | STRONG, PLC Van Smith, AttorneyFamily Law & Divorce Matters

325-1245 - smithstrong.com

dating

It Takes 2...We’ll help you meet just the right one. We are the largest and oldest personalized introduction service catering to professionals in the Richmond area. Call 804-967-9911 for a no-cost consultation.

www.ittakes2online.com

beauty & fashion

TANNING

GET KISSED! Look Hot and Healthy with Caribbean Kissed Mobile Spray Tanning! Schedule your spray tan session today, remember I come to your preferred location. UV Free Tanning IS the safe alternative. To set your appointment, visit us at www.caribbeankissed.com or call 804-687-3487.

real estate

REAL ESTATE

98% of our business comes from referrals. Register NOW on website to win $75 giftcard!

Scott GarnettResidential. Commercial.

Investment. Relocation.

scott@scottgarnett.com

804.938.3418

employment

FULL TIMEOPERATIONS RESEARCH MANAGER (PROGRAM/PROJECT MANAGEMENT) Manages business analytics to optimize performance of U.S. company that is implementing Israeli-developed & owned technologies in energy efficiency & water conservation fields. Reqs: Bachelor’s degree in management, economics or any field related to program/project mgmt. Specific Reqs: 5 yrs concurrent progressively responsible experience in the specialty of project management. 5 years prior concurrent exp working with engineers or scientists while acting as the manager of one or more Israeli high-technology companies. Must have prior concurrent exp applying advanced communication skills, including lecturing on technologies and demonstrating new equipment & technologies to engineers and scientists. Job at CQM Systems in Richmond, Virginia. Only applicants sending cover letter, CV, salary reqs & references to Charles Dirks, CQM Systems, 1011 East Douglas Avenue, Wichita, KS 67211 will be considered.

Business Manager – Capital One, National Association in Richmond, VA; Multilple positions available: Manage economic research & planning to develop business strategy. Requires Master’s degree or foreign equivalent inEconomics/Finance/Engineering/Math/Science/BusinessAdmin/relavent quantitative analytical field, 2 yrs experience performing business analysis of statistics and economic data & formal education or work experience in: business strategy development; quantitative & qualitative analysis; SAS, MATLAB or similar statistical analysis software; SQL; Teradata or similar relational database tool; statistical modeling; & regression analysis. Must pass company’s analytical assessment. To apply, visit www.capitalone.com/careers, then search keyword “Business Manager” or requisition ID 718962.

Business Manager – Capital One Services, LLC in Richmond, VA; Multiple positions available: Manage economic research & planning to develop business strategy. Requires Master’s degree or foreign equivalent in Economics/Finance/Engineering/Math/Science/BusinessAdministration/relavent quantitative analytical field, 2 yrs experience performing business analysis of statistical and economic data; & formal education or work experience in: business strategy development; quantitative & qualitative analysis; SAS; SQL; Teradata or similar relational database tool; & regression analysis. Must pass company’s analytical assessment. To apply, visit www.capitalone.com/careers, then search keyword “Business Manager” or requisition ID 718961.

Principal Data Analyst – Capital One Services, LLC in Richmond, VA; Multiple positions available: Perform quantitative & qualitative analysis of econometric data, relating constants & variables, restrictions, alternatives, conflicting objectives, & their numerical parameters. Requires Master’s degree or foreign equivalent in Economics/Finance/Engineering/Math/Science/InfoTech/relative quantitative analytical field, & formal education or work experience in: quantitative & qualitative data analysis; data modeling; developing reports; Teradata or similar relational database tool; SQL; Unix programming. Must pass company’s analytical assessment. To apply, visit www.capitalone.com/careers, then search keyword “Principal Data Analyst” or requisition ID718960.

mind body spirit

SALON/SPA TRAINING

Now Enrolling Students to dream, create, inspire.

723 W. Cary St. 804.225.9725

MASSAGEEnjoy a 1 hr Massage PLUS one half hr Reflexology for $70 (30% off!) 804-541-1619 www.cheryljohnsoncmt.com

YOGA

Richmond’s Premiere Yoga Studio in Cary Court, 3122 W. Cary St. (804) 359-9642www.yogarichmond.com

Inlight YogaYoga & meditation classes and workshops, all levels

www.InlightYoga.com

Pet Care in your Home• Pets vacation in their own home.

• Bonded & insured adult pet sittersproviding TLC since 1985.

320-4395email: mypets@comcast.net

www.pet-pleasers.com

Pet Care in your Home• Pets vacation in their own home.

• Bonded & insured adult pet sitters providing TLC since 1985.

320-4395

email: mypets@comcast.netwww.pet-pleasers.com

recyclethis paper

Style Classified rates as low as $6 a week with big discounts on frequency! Call today to advertise just about anything! 804-358-2100

home & garden

BUILDING/REMODELING

Over 40 years of Additions, Carpentry Renovations, Remodeling, Disaster Repair.

CARPENTRYSmall job specialist. Free estimates, references. Licensed/Insured. Hobbie Carpentry, 264-4910

PAINTING/PAPERINGDonahoe’s Details, wallpapering, interior painting. Trish Donahoe, 804-257-9183

All real estate advertising in this magazine is subject to the Federal Fair Housing Ac t of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national or igin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination adver t is ing based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

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NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

200 E. 30th STREETRICHMOND, VIRGINIA

In execution of a Deed of Trust in the original principal amount of $100,000.00 from Commonwealth Investment Properties, LLC, dated December 13, 2007 and recorded January 12, 2010 as Instrument #100000695 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #12-7187 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on June 26, 2012, at 2:40 P.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 200 E. 30th Street, Richmond, Virginia; Tax Map Reference No. S0001473006. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

Across 1. Cookie used in milkshakes

5. Tijuana’s region

9. Wards (off)

14. One of the Castros

15. Brand name that might ring a bell?

16. “Too rich for my blood”

17. With 55-Across, scandal involving a

piece of fruit and pop star Aguilera?

19. Chutzpah

20. Competed

21. “Getting close”

22. They crack the whip at work

25. Scandal involving a shattered vase

and an enthusiastic dog?

27. Its state bird is the cardinal

28. Sound of a hard landing

29. Former U.S. gas brand

30. 2009 Panasonic acquisition

32. Left on a Spanish map

34. Scandal involving a goat and a

rubber ducky?

39. Gush on stage

40. Young and feminine

42. Fail to mention

46. It’s covered in silk

47. Capital on the Tiber

48. Scandal involving a race of people

in “Avatar”?

50. State games

52. Starts to make a scene?

53. BMW rival

54. Occupied, as a lavatory

55. See 17-Across

60. Checkout choice

61. Spa option

62. Actor Corey

63. A blimp may hover over one

64. Avoid flunking

65. Careful phrasing, perhaps

Down 1. Hobbit enemy

2. “Go team!”

3. It borders the Atl.

4. 1980 Shelley Duvall role

5. Maine college

6. Enthusiastic

7. Cryer in a sitcom

8. Ortiz of “Ugly Betty”

9. Last

10. Become clear

11. Film characters Desmond and Rae

12. Down-filled quilts

13. Sound purchase?

18. Polite title

21. Area component

22. How-____ (handy books)

23. Melville’s mariner

24. Prefix with bus

25. “Masterpiece ____”

26. “Northanger Abbey” novelist

28. In addition

31. Bullfight shout

33. Humpty Dumpty, e.g.

35. Some fitness ctrs.

36. Perfect, as an alibi

37. Home run jog

38. Friend of Zoe and Abby

41. “You rang?”

42. New York tribe, city or lake

43. Way

44. ER hookup

45. Is consistent (with)

49. Actress Garbo

50. Calms

51. Lyrical tribute

53. Goons

55. Words With Friends, e.g.

56. Split ____

57. Org. offering motel discounts

58. Personality quirk

59. CPR expert

BRAIN CALISTHENICSClassifiedsby: David Levinson Wilk © 2012 David Levinson Wilk

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TRUSTEE SALE 1001 Ashbrook Landing Ter, Midlothian, VA 23114-3137

Chesterfield CountyIn execution of a Deed of Trust in the original principal amount of $215,200.00, dated November 29, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6090, at page 489, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, onJune 26, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 10, Block B, Ashbrook Landing, with improvements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-011101-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE2806 General Blvd, Richmond, VA 23237-

3544Chesterfield County

In execution of a Deed of Trust in the original principal amount of $58,000.00, datedJanuary 25, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8186, at page 0021, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to theCourthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 5, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as:Lots 10, 11, 12 and 13, Block 4, Central Park, with improvements thereon. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-005238-11/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE11118 Granada Road, North Chesterfield, VA 23235-3530

In execution of a Deed of Trust in the original principal amount of $193,000.00, datedMarch 14, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8239, at page 0103, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 14, Block H, Section J, Greenfield, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-009295-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

Dear Dream Zone,I dreamt that my whole family got together, my brother built a f ire and my mom brought out the body of a dog to roast over the f ire. It was the body of our family pet. I ran of f crying, they all stayed there waiting to eat. – Mallory 40, Cincinnati, OH

Lauri: You’d be surprised how many people dream of cooking up the family pet! What’s been upsetting the most to you lately in real life? The dead dog represents something that has seemingly ended or died of f. It could be a relationship, someone’s loyalty to another or perhaps someone is acting out or rebelling rather than being obedient. Since your mother was the one bringing the dog, it may have something to do with your own role as a mother. Whatever it is, your dream is showing you that this is beginning to really eat away at you since the dog was gonna be dinner.

Mallory replies: I think this has to do with my kids’ blatant opposition to everything they are told to do. Wow, I can usually read my dreams pretty well but I didn’t see that one. It makes a lot of sense to me now. Thank you!

FASCINATING SLEEP FACT: In a recent study at Nor thwestern University Feinberg School of

Medicine in Chicago, researchers randomly selected 439 adults and found that whites slept signif icantly longer than other racial/ethnic

groups. Blacks repor ted the worst sleep quality, and Asians were most likely to repor t daytime sleepiness.

“Dreams, if they’re any good, are always a little bit crazy.” — Ray Charles

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t o a d v e r t i s e c a l l ( 8 0 4 ) 3 5 8 - 2 1 0 0 o r e m a i l c l a s s a d @ s t y l e w e e k ly. c o m

TRUSTEE SALE4824 Kinloch Ln, Henrico, VA 23231-2906

In execution of a Deed of Trust in the original principal amount of $145,078.00, dated November 21, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4718, at page 0135, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on June 28, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lots 35-36, Block E, Virginia Heights Subdivision, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-028298-11/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2404 Lockwood Road,

Richmond, VA 23294-3714Henrico County

In execution of a Deed of Trust in the original principal amount of $185,600.00, dated July 2, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,Virginia, in Deed Book 4374, at page 1026, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on June 26, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 62, Block K, Section A, Whispering Pines, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-020875-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 2025 Upshur Court, Richmond, VA 23236. In execution of a certain deed of trust dated December 15, 2006, in the original principal amount of $236,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7529 Page 0372, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on June 29, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO, LYING, BEING AND SITUATE IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 17, SECTION 2, GATEWOOD, ON SUBDIVISION PLATE ENTITLED “GATEWOOD, SECTION 2 AND RESUBDIVISION OF LOT 18, BLOCK C, SECTION 1”, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 123, PAGE 61, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTIES CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: BWW# 145861 www.bwwsales.com. A-4257509 06/13/2012, 06/20/2012

TRUSTEE’S SALE OF 6104 Sedgefield Terrace, Midlothian, VA 23112-6399. In execution of a certain deed of trust dated August 25, 2006, in the original principal amount of $268,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7322 Page 0105, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on June 29, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 8, SEDGEFIELD, AS SHOWN ON PLAT OF SUBDIVISION ENTITLED “SEDGEFIELD” MADE BY J.K. TIMMONS & ASSOCIATES, P.C., ENGINEERS & SURVEYORS DATED MAY 18, 1990, RECORDED JUNE 20, 1990, IN THE CLERK’S OFFICE, CIRCUIT COURT OF THE CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 71, AT PAGES 59 AND 60, AND REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY. BEING THE SAME REAL ESTATE CONVEYED TO GRANTOR BY DEED RECORDED IMMEDIATELY PRIOR HERETO..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 145171 A-4257511 06/13/2012, 06/20/2012

TRUSTEE SALE 11489 Abbots Cross Ln,

Glen Allen, VA 23059-1102Henrico County

In execution of a Deed of Trust in the original principal amount of $251,552.00, dated July 29, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,Virginia, in Deed Book 3712, at page 2184, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County,Virginia, on June 26, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 1, Block 3, Section B, The Townes at Hunton Park, with improvements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-025619-10/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2402 Parrish Street,

Henrico, VA 23231-1940In execution of a Deed of Trust in the original principal amount of $62,000.00, dated June 28, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,Virginia, in Deed Book 4777, at page 1454, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County,Virginia, on June 28, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 11, Block F, King’s Hill, with improvements thereon. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-009532-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.ne

TRUSTEE SALE 8503 Mark Lawn Drive,

Richmond, VA 23229-3228Henrico County

In execution of a Deed of Trust in the original principal amount of $115,000.00, dated May 20, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,Virginia, in Deed Book 3885, at page 0887, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County,Virginia, on June 26, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 14, Block A, Section A, Mark Lawn, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-026298-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 6294 McClellan Road,

Mechanicsville, VA 23111-6806Hanover County

In execution of a Deed of Trust in the original principal amount of $244,000.00, dated March 9, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2939, at page 2824, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on June 26, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Containing 2.19 acres, “Plat showing the reconfiguration of a parcel of land located in Cold Harbor District, Hanover County, Virginia”, recorded in Deed Book 1046 page 467, with improvements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-009178-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 1505 Lothbury Lane, Richmond, VA 23238. In execution of a certain deed of trust dated May 12, 2009, in the original principal amount of $294,645.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4642 Page 0868, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on June 29, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO LYING AND BEING IN HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 11, BLOCK D, SECTION B, AS SHOWN ON A PLAT OF SURVEY DATED AUGUST 8, 1978, MADE BY RALEIGH E. PHELPS, CERTIFIED LAND SURVEYORS AND ENTITLED “SURVEY AND MAP OF LOT 11, BLOCK D, SECTION B OF PLAN OF GAYTON GREEN, HENRICO COUNTY, VIRGINIA”, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, WITH DEED, IN DEED BOOK 1755, PAGE 1452, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 145914 A-4257501 06/13/2012, 06/20/2012

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TRUSTEE SALE9941 Friend Ave,

North Chestefield, VA 23237-3749Chesterfield County

In execution of a Deed of Trust in the original principal amount of $79,600.00, datedAugust 7, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5387, at page 167, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to theCourthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 9, Subdivision of Property of J.B. Friend, recorded in Plat Book 8, Page 68, with improvements thereon. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-025174-10/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT 1313 CHAMBERS STREET

RICHMOND, VIRGINIA

In execution of a Deed of Trust in the original principal amount of $86,500.00 from Commonwealth Investment Properties, LLC, dated January 7, 2008 and recorded January 12, 2010 as Instrument #100000691 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #12-7185 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on June 26, 2012, at 2:30 P.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 1313 Chambers Street, Richmond, Virginia; Tax Map Reference No. S0071181017. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT 1322 COLUMBIA STREET

RICHMOND, VIRGINIA

In execution of a Deed of Trust in the original principal amount of $99,200.00 from Commonwealth Investment Properties, LLC, dated November 26, 2007 and recorded November 27, 2007 as Instrument #070038681 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #12-7184 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on June 26, 2012, at 3:00 P.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 1322 Columbia Street, Richmond, Virginia; Tax Map Reference No. S0071177015. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

2407 DALE AVENUERICHMOND, VIRGINIA

In execution of a Deed of Trust in the original principal amount of $96,000.00 from Commonwealth Investment Properties, LLC, dated March 11, 2009 and recorded March 12, 2009 as Instrument #090004896 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #12-7182 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on June 26, 2012, at 2:00 P.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 2407 Dale Avenue, Richmond, Virginia; Tax Map Reference No. S0090345017. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

Trustee’s Sale7712 Hudson Drive, Richmond, Virginia

23229(Tax ID No. 759-748-8369)

Default having been made in the terms of a certain Deed of Trust dated September 23, 2005, in the original principal amount of $129,893.75 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Book 3982, Page 1838, the undersigned Substitute Trustees will sell at public auction on June 27, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road. E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as Lot 21, Block F, as shown on plat of Cavalier Park, Section A, which plat was dated August 17, 1954, and was recorded August 27, 1954, in the aforesaid Clerk’s Office in Plat Book 23, Pages 199, 200 and 201.

Sale is subject to all prior liens (including the lien of a prior deed of trust), easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $12,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 89834, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

2500 ROYALL AVE.RICHMOND, VIRGINIA

In execution of a Deed of Trust in the original principal amount of $104,000.00 from Commonwealth Investment Properties, LLC, dated April 25, 2008 and recorded January 12, 2010 as Instrument #100000693 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #12-7188 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on June 26, 2012, at 2:50 P.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 2500 Royall Ave., Richmond, Virginia; Tax Map Reference No. S0071577013. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT 2200 TERMINAL AVENUE

RICHMOND, VIRGINIA

In execution of a Deed of Trust in the original principal amount of $92,800.00 from Commonwealth Investment Properties, LLC, dated February 22, 2008 and recorded January 12, 2010 as Instrument #100000689 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #12-7183 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on June 26, 2012, at 2:10 P.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 2200 Terminal Avenue, Richmond, Virginia; Tax Map Parcel ID No. S0080562007. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE 2512 Thicket Greene,

Richmond, VA 23233-1511Henrico County

In execution of a Deed of Trust in the original principal amount of $150,228.00, dated July 1, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,Virginia, in Deed Book 4664, at page 0230, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County,Virginia, on June 28, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Unit 119, Building 26, Westleyen Condominium Plat, together with an undivided interest in the common elements.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-010486-12/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 907 Bradley Lane,

Richmond, VA 23225-4305In execution of a Deed of Trust in the original principal amount of $101,000.00, dated August 4, 2005 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 050026446, at page 1092, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 3, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 38, Norwood Park, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-000144-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale11419 Briarhurst Road, Richmond aka

North Chesterfield, Virginia 23236(Tax ID No. 742697787800000)

Default having been made in the terms of a certain Deed of Trust dated November 15, 2006, in the original principal amount of $164,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7495, at Page 0158, the undersigned Substitute Trustees will sell at public auction on July 11, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot Twenty-four (24), Block A, Mansfield Crossing, on subdivision plat of Mansfield Crossing, Phases I and II, dated February 13, 1985, recorded March 15, 1985 in the aforesaid Clerk’s Office in Plat Book 48, Pages 90 and 91. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $16,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98636, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE736 Clearlake Rd, Richmond, VA 23236-

2292Chesterfield County

In execution of a Deed of Trust in the original principal amount of $105,000.00, datedDecember 20, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6907, at page 751, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 11, Block C, Section 1, Heatheridge, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012032-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

Trustee’s Sale 11812 Corte Castle

Road, Chesterfield, Virginia 23838

(Tax ID No. 744626547200000)

Default having been made in the terms of a certain Deed of Trust dated April 23, 2007, in the original principal amount of $196,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7757, at page 0133, the undersigned Substitute Trustees will sell at public auction on July 2, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 3, Section C, Rivers Trace, as shown on subdivision plat of Rivers Trace, Section C, dated June 21, 2001, and recorded in the aforesaid Clerk’s Office on July 19, 2001, in Plat Book 119, Pages 38-39.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $19,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98626, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE SALE 2906 Cove Ridge Trace,

Midlothian, VA 23112-4347Chesterfield County

In execution of a Deed of Trust in the original principal amount of $176,250.00, dated December 21, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7543, at page 0338, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on June 28, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 23, Cove Ridge, Section 1, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012029-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 7925 Dunnottar Court,

Chesterfield, Virginia 23838(Tax ID No. 767645732100000)

Default having been made in the terms of a certain Deed of Trust dated January 29, 2007, in the original principal amount of $480,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7621, at page 0259, the undersigned Substitute Trustees will sell at public auction on July 18, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 4, Dunnottar at the Highlands, and more particularly described on a plat entitled Dunnottar at the Highlands, Dale District, Chesterfield County, Virginia, Subdivision ID No. 009-0544-01, dated April 16, 2004, revised July 13, 2004, and recorded November 16, 2004, in the aforesaid Clerks Office in plat book 144, pages 34-37. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. The property will be sold subject to the right of redemption of the Internal Revenue Service. TERMS: CASH. A deposit of $48,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C.., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98480, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale17 E. Broad Rock

Road, Richmond, Virginia 23224(Tax Map No. S0001345023)

Default having been made in the terms of a certain Deed of Trust dated March 10, 2000, in the modified principal amount of $71,351.33 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 000005719 and modified by modification agreements recorded as Instrument Nos. 060008992 and 070019586, the undersigned Substitute Trustees, will sell at public auction on July 2, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 2, on Subdivision Plat of Burfoot Place, recorded in the aforesaid Clerk’s Office in Plat Book 8, page 24.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $7,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 58129, Tel:(757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 3103 Elmbrook Rd.,

Henrico, VA 23228-2600Henrico County

In execution of a Deed of Trust in the original principal amount of $224,852.00, dated June 5, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4684, at page 0495, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 10, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Parcel I:“Plat Showing A Parcel Totaling 0.90 Acres Bordering Wistar Gardens, Block “C” in the Brookland District of Henrico County, Virginia,” recorded in Deed Book 1956, page 1181,Parcel II:Cross-hatched area (south of that boundary line between Parcel 1 and Parcel 2) “Plat Showing Proposed Boundary Line Adjustment Between 2) Parcels of Land Located at the Terminus of Elmbrook Road, Henrico County, Virginia, in Deed Book 4606, page 2669. The result of this conveyance is the boundary line between Parcel 1 and Parcel 2 being as designated on said attached plat: said boundary line being shown on said attached plat as extending 162.36 feet, with improvements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-014933-12/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 8201 Fair Isle Ter,

Chesterfield, VA 23838-5199Chesterfield County

In execution of a Deed of Trust in the original principal amount of $180,000.00, dated August 13, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 5909, at page 133, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 5, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 9, Fair Isle, Section 1 at the Highlands, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-020565-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE4213 Falconway Ln, Richmond, VA 23237-

4300Chesterfield County

In execution of a Deed of Trust in the original principal amount of $163,600.00, dated October 13, 2006 recorded in the Clerk’s Office of the Circuit Court of theCounty Of Chesterfield, Virginia, in Deed Book 7410, at page 0976, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 21, Block M, Section C, Treemont, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-008864-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE 5916 Greenfinch Rd, Richmond, VA 23237

In execution of a Deed of Trust in the original principal amount of $153,000.00, dated December 21, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7550, at page 0629, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot No. 6, Block A, HOLLYBERRY HILLS, Section A, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012701-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 12351 Grove Pl, Chester, VA 23831-5009

Chesterfield CountyIn execution of a Deed of Trust in the original principal amount of $208,000.00, dated July 20, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7910, at page 561, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 32, Ivyridge Section B, with improvements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (49304-08/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 3405 1st Avenue,

Richmond, Virginia 23222(Tax ID No. N0001168016)

Default having been made in the terms of a certain Deed of Trust dated March 23, 2007, in the original principal amount of $140,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070010127, the undersigned Substitute Trustees will sell at public auction on July 2, 2012, at 11:15 a.m., in front of the building housing the Circuit Court of the City of Richmond, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as BEGINNING at a point in the eastern line of First Avenue 92.20 ft. north of the northern line of Milton St. thence from said point of beginning running northwardly along and fronting on the eastern line of First Avenue 47.80 ft., thence said front extending back eastwardly, between parallel line of 140 ft. to an alley in the rear 20 ft. wide.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97959, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 3211 Maury St,

Richmond, VA 23224-5041In execution of a Deed of Trust in the original principal amount of $90,000.00, dated April 9, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond,Virginia, in Instrument 070012546, at page 0097, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on June 26, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Being the easterly 4.5 feet of Lot 22, all of Lot 23, the Westerly 12.50 feet of Lot 24, Block 12, Broad Rock Park, recorded in Chesterfield County in Plat Book 4, page 70. Survey also recorded in Deed Book 188, page 79 in the City of Richmond, with improvements thereon.TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-007899-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE24 N Virginia Ave, Richmond, VA 23223-

3432Henrico County

In execution of a Deed of Trust in the original principal amount of $115,600.00, datedJanuary 21, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3810, at page 2345, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to theCircuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 5, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lots 362, 363, 364, and 365, BungalowCity, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-000292-11/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

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TRUSTEE SALE4810 Mason Hollow

Dr, Richmond, VA 23234-6046Chesterfield County

In execution of a Deed of Trust in the original principal amount of $167,200.00, datedMarch 24, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7023, at page 106, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 14, Block A, Section A, MASON WOODS,, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-012164-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE 4333 Mylan Road,

Henrico, VA 23223-2273In execution of a Deed of Trust in the original principal amount of $320,512.00, dated December 15, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4587, at page 0996, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 3, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 30, Block D, Section 3, Clarendon Farms, with improvements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-010589-10/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF INTENT TO ACQUIRE PROPERTY

Preservation Virginia hereby asserts its intent to acquire title to the following property:

Contents of the outside kitchen and laundry at Appomatox Manor, Hopewell, Virginia plus telescope and a sander. Lent for a period of ten years beginning in February 1972 by Mrs. Ashley P. Cutchin formerly of Franklin, VA, last known address 1600 Westbrook Ave., Richmond, VA 23227.If you claim ownership to this property you must contact Preservation Virginia in writing to make arrangements to collect the property. If you fail to do so within three hundred and sixty five (365) days of this notice, Preservation Virginia shall deem the property to have been donated without restrictions to the organization in accordance with section 55-210.31-38 of the Code of Virginia. If you wish to commence legal proceedings to claim the property, you should consult an attorney. For more information, contact: Louis Malon, Director of Preservation Services, Preservation Virginia, 204 West Franklin St., Richmond, VA 23220, lmalon@preservationvirginia.org, 804-648-1889

TRUSTEE SALE 6545 Hill Road, Richmond, VA 23234-5872

Chesterfield CountyIn execution of a Deed of Trust in the original principal amount of $139,200.00, dated June 26, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8773, at page 0935, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on June 28, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 43, Section No. 2, Ampthill Gardens, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012023-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 1410 Hopkins Road,

Richmond, VA 23224-6512City of Richmond

In execution of a Deed of Trust in the original principal amount of $106,500.00, dated January 30, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070008599, at page 460, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 3, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 48, McGuire Homes, recorded in Chesterfield County in Plat Book 8, Page 54, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-006627-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OF PROPERTY

17514 KATHLEEN COURT PETERSBURG, VIRGINIA 23803

(MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA)

(Tax Map No. 758-618-4847-00000)In execution of two deeds of trust recorded in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, in Deed Book 7119, page 305, and in Deed Book 7972, page 443, the undersigned, Charles W. Hundley, Substitute Trustee, will offer for sale at public auction at the front door of the Courthouse of the County of Chesterfield, Virginia, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, on the 25th day of July, 2012, at 10:00 a.m., certain property described in said deeds of trust lying in the County of Chesterfield, Virginia, known as 17514 Kathleen Court, Petersburg, Virginia 23803, and more particularly described in the aforementioned deeds of trust.As provided in the deeds of trust and pursuant to the provisions of applicable law, the undersigned Substitute Trustee may exercise all of the powers, rights, authority, and duties granted in the deeds of trust.TERMS: Cash. A bidder’s deposit of up to 10 percent of the bid amount may be required in cash or approved bank check at the time of the sale. Additional terms and conditions may be announced at the sale. Closing shall occur at the office of the trustee within 15 days after the date of the sale, at which time the balance of the purchase price will be due and payable in cash or approved bank check. The property will be sold “AS IS” and will be conveyed by special warranty deed, subject to all liens, objections, rights, reservations, leases, covenants, conditions, easements, and restrictions superior to the lien of the deeds of trust as they may affect the property. Neither the Substitute Trustee nor the holder of the notes secured by the deeds of trust will deliver possession of the property to the successful bidder. The purchaser at the sale will be required to pay all closing costs except the grantor’s tax. Real estate taxes will be prorated as of the date of closing. For additional information, contact the Substitute Trustee at 4908 Monument Avenue, Suite 200, Richmond, Virginia 23230 (804-254-4900).Charles W. Hundley, Substitute Trustee

TRUSTEE SALE9946 Loch Banif Rd, North Chesterfield, VA 23236-1613

Chesterfield CountyIn execution of a Deed of Trust in the original principal amount of $220,000.00, datedApril 5, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7725, at page 0530, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 5, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, Block A, Loch Haven Subdivision, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-000564-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE 14120 Harts Lane,

Beaverdam, VA 23015-1427Hanover County

In execution of a Deed of Trust in the original principal amount of $86,000.00, dated March 23, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover,Virginia, in Deed Book 2682, at page 370, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on June 26, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, containing 10.1 acres, more or less, “Hart’s Hill” and recorded in Plat Book 5, Page 28, with improvements thereon. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (41505-08/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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SUBSTITUTE TRUSTEE’S SALE 1217-1219 EAST MAIN STREET

CITY OF RICHMONDTAX MAP NO.: E000-0082/010

In execution of a certain Deed of Trust from Choong H. No and Jeong S. No, his wife, and Sora No to William D. Jones, Trustee, dated October 5, 2006, recorded October 25, 2006, in the Clerk’s Office of the Circuit Court for the City of Richmond, Virginia, as Instrument Number 060036883 at Page 0456, (Edward S. Whitlock, III, and Michael P. Lafayette, having been appointed as Substitute Trustees by instrument duly recorded in the aforesaid Clerk’s Office), default having been made in the payment of the indebtedness secured thereby, and being required so to do by the Noteholder, the undersigned, in accordance with the provisions of the aforesaid Deed of Trust, and after having given at least fourteen (14) days prior written notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale to the highest bidder at public auction on:

June 29, 2012 at 9:00 a.m.at the front steps of the building housing the Circuit Court of the City of Richmond, John Marshall Courts Building, 400 N. 9th Street, Richmond, Virginia 23219, all of the property with any improvements thereon located in City of Richmond, having a Tax Map Designation of E000-0082/010, together with any interest the Substitute Trustee may have in the Personal Property located on or used in the operation of the Real Property. The Real Property and the Personal Property being hereinafter referred to as the Property.TERMS OF SALE: All cash at settlement. A deposit of Five Thousand and 00/100 Dollars ($5,000.00) in cash or certified check shall be required at time of sale from all bidders except the holder of the Note secured by the Deed of Trust. The balance shall be paid at settlement, to be held within thirty (30) days from the date of sale in the offices of the Substitute Trustees. The Substitute Trustees reserve the right to: (i) waive the deposit requirement; (ii) approve the creditworthiness of any bidder and final purchaser; (iii) withdraw the Property from sale at any time prior to the termination of the bidding; (iv) keep the bidding open for any length of time; and (v) reject any and all bids.In the event that the purchaser fails to go to settlement as required, the aforementioned deposit shall be forfeited and the Property shall be resold at the purchaser’s risk and expense.All closing costs, other than the preparation of the deed and the grantor’s tax, shall be borne by the successful bidder. Real estate taxes shall be prorated to the date of sale. Rents and other expenses of the Property shall not be prorated.The Real Property shall be conveyed by special warranty deed and the Personal Property, if any, shall be conveyed by Bill of Sale. All of the Property shall be sold “AS IS” without representation or warranty of any kind, and SUBJECT TO conditions, restrictions, rights-of-way, easements, and reservations, if any, contained in the deeds forming chain of title thereto, and all other matters of record taking priority over the Deed of Trust, if any.Delivery of possession of the Property will not be performed by the Substitute Trustees but will be the responsibility of the Purchaser. The Purchaser will be required to execute a Memorandum of Sale concerning the purchase of the Property, a copy of which will be available immediately before announcing the sale.MICHAEL P. LAFAYETTE EDWARD S. WHITLOCK, III SUBSTITUTE TRUSTEELafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 (804) 545-6250FOR INFORMATION CONTACT: MICHAEL P. LAFAYETTE, ESQ. EDWARD S. WHITLOCK, III, ESQ. Lafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 (804) 545-6250

SUBSTITUTE TRUSTEE’S SALE 1501 CHAMBERLAYNE AVENUE

CITY OF RICHMONDTAX MAP NO.: N000-0361/010

In execution of a certain Deed of Trust from Chamberlayne Development, L.L.C. to Thomas W. Winfree and G. Andrew Nea, Jr., as Trustees, dated May 26, 2010, recorded May 27, 2010, in the Clerk’s Office of the Circuit Court for the City of Richmond, Virginia, as Instrument Number 10-9314 at Page 0185, (Edward S. Whitlock, III, and Michael P. Lafayette, having been appointed as Substitute Trustees by instrument duly recorded in the aforesaid Clerk’s Office), default having been made in the payment of the indebtedness secured thereby, and being required so to do by the Noteholder, the undersigned, in accordance with the provisions of the aforesaid Deed of Trust, and after having given at least fourteen (14) days prior written notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale to the highest bidder at public auction on:

July 10, 2012 at 9:00 a.m.at the front steps of the building housing the Circuit Court of the City of Richmond, John Marshall Courts Building, 400 N. 9th Street, Richmond, Virginia 23219, all of the property with any improvements thereon located in City of Richmond, having a Tax Map Designation of N000-0361/010, together with any interest the Substitute Trustee may have in the Personal Property located on or used in the operation of the Real Property. The Real Property and the Personal Property being hereinafter referred to as the Property.TERMS OF SALE: All cash at settlement. A deposit of Five Thousand and 00/100 Dollars ($5,000.00) in cash or certified check shall be required at time of sale from all bidders except the holder of the Note secured by the Deed of Trust. The balance shall be paid at settlement, to be held within thirty (30) days from the date of sale in the offices of the Substitute Trustees. The Substitute Trustees reserve the right to: (i) waive the deposit requirement; (ii) approve the creditworthiness of any bidder and final purchaser; (iii) withdraw the Property from sale at any time prior to the termination of the bidding; (iv) keep the bidding open for any length of time; and (v) reject any and all bids.In the event that the purchaser fails to go to settlement as required, the aforementioned deposit shall be forfeited and the Property shall be resold at the purchaser’s risk and expense.All closing costs, other than the preparation of the deed and the grantor’s tax, shall be borne by the successful bidder. Real estate taxes shall be prorated to the date of sale. Rents and other expenses of the Property shall not be prorated.The Real Property shall be conveyed by special warranty deed and the Personal Property, if any, shall be conveyed by Bill of Sale. All of the Property shall be sold “AS IS” without representation or warranty of any kind, and SUBJECT TO conditions, restrictions, rights-of-way, easements, and reservations, if any, contained in the deeds forming chain of title thereto, and all other matters of record taking priority over the Deed of Trust, if any.Delivery of possession of the Property will not be performed by the Substitute Trustees but will be the responsibility of the Purchaser. The Purchaser will be required to execute a Memorandum of Sale concerning the purchase of the Property, a copy of which will be available immediately before announcing the sale.MICHAEL P. LAFAYETTE EDWARD S. WHITLOCK, III SUBSTITUTE TRUSTEE Lafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 (804) 545-6250FOR INFORMATION CONTACT: MICHAEL P. LAFAYETTE, ESQ. EDWARD S. WHITLOCK, III, ESQ. Lafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 (804) 545-6250

TRUSTEE SALE 14512 Woodleigh Dr,

Chester, VA 23831-6587Chesterfield County

In execution of a Deed of Trust in the original principal amount of $328,000.00, dated April 25, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield,Virginia, in Deed Book 7936, at page 0754, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on June 28, 2012 at11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 35, Section 6, Stoney Glen South, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012367-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 4110 Bollinger Drive,

Petersburg, VA 23803-2508Chesterfield County

In execution of a Deed of Trust in the original principal amount of $191,250.00, dated July 8, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield,Virginia, in Deed Book 8400, at page 0923, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on June 28, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 36, Bollinger Estates, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-014329-11/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

TRUSTEE’S SALE OF 4018 West Terrace, Chesterfield, VA 23832.

In execution of a certain deed of trust dated April 22, 1994, in the original principal amount of $71,984.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 2514 Page 158, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on June 29, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CLOVERHILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 4, BLOCK L, SECTION 9, OLD CREEK WEST, AS SHOWN ON PLAT OF SURVEY ENTITLED, “OLD CREEK WEST, SECTION 9.” MADE BY BALZER AND ASSOCIATES, INC., DATED MARCH 19, 1987, RECORDED JUNE 19, 1987, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF CHESTERFIELD, VIRGINIA, IN PLAT BOOK 57, PAGES 51 AND 52..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 127968

TRUSTEE’S SALE OF 9717 Needles Way, Glen Allen, VA 23060. In execution of a certain deed of trust dated July 13, 2007, in the original principal amount of $186,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4378 Page 2409, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on June 29, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA, KNOWN AS LOT 3, BLOCK C, SECTION A, BRIDGEWOOD, ON THE PLAT PREPARED BY C. AUBREY FEATHERSRON, II, PROFESSIONAL LAND SURVEYOR, DATED MAY 6, 1982 AND RECORDED JUNE 2, 1982, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF HENRICO, VIRGINIA, IN PLAT BOOK 76, PAGE 13, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 148174

NOTICE OF TRUSTEES’ SALE1109 W. Marshall Street,

Richmond, VA 23220In execution of a Deed of Trust dated July 15, 2005, in the original principal amount of $1,883,000.00 and recorded as Instrument Number 05-023388 in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, the undersigned Substitute Trustees, either of whom may act, will on Thursday, June 28, 2012, at 10:30 a.m., at the main entrance to the courthouse of the City of Richmond, Richmond, Virginia, offer for sale at public auction to the highest bidder the following property with improvements thereon: ALL that certain piece or parcel of land, with the improvements thereon and appurtenances thereto belonging, lying and being in the City of Richmond, Virginia, being known, numbered and designated as 1109 W. Marshall Street, and further shown on plat of survey made by Gene Watson & Associates, P.C., dated December 7, 2001, and entitled “Plat Showing Improvements on No. 1109 West Marshall Street Located in the City of Richmond, Virginia”, attached to Deed of Trust recorded December 14, 2001, in the Clerk’s Office, Circuit Court, City of Richmond, Virginia, as Instrument No. 01-033992, with plat at page 17.Parcel ID No. N000-0465-001 This sale is subject to all restrictions, rights-of-way, conditions, easements, and mechanics’ and materialmen’s liens, if any, whether of record or not of record, to the extent any of the foregoing apply and take priority over the lien of the Deed of Trust. Deposit of $30,000, by certified or cashier’s check shall be required, except from the Noteholder. The deposit, without interest, will be applied to the purchase price at settlement. Settlement will be held on or before 15 days after sale; time is of the essence. Upon purchaser’s default, the deposit shall be forfeited and the property shall be resold at the risk and costs of the defaulting purchaser. The balance of the purchase price shall be paid in cash or its equivalent. Settlement shall be at the offices of the Substitute Trustees or other mutually agreed location. The property and any improvements thereon, if any, shall be sold in “as is” condition without any warranties. The successful bidder shall assume all loss or damage to the property from and after the time of the sale. Purchaser shall be responsible for all costs of the conveyance, which shall be by special warranty, including but not limited to the preparation of the deed and the grantor’s tax. Real estate taxes shall be adjusted as of the sale date. The successful bidder is required to sign a Memorandum of Sale incorporating all the terms of the sale, including terms which are not included in this Notice. A copy of the Memorandum of Sale is available upon request from the Substitute Trustees prior to the sale. Written notice of this Trustees’ Sale has been sent to the owners by certified mail in strict compliance with Section 55-59.1 of the Virginia Code. Bryant C. McGann or Jerrell E. Williams, Substitute Trustees. For information contact: Bryant C. McGann or Jerrell E. Williams, Vandeventer Black LLP, Eighth & Main Building, 717 East Main Street, Suite 1700, Richmond, VA 23218-1598.

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TRUSTEE’S SALE OF311 East Preston Street

Richmond, Virginia 23223Tax Map #N000-0070/008

In execution of a certain Deed of Trust (“Deed of Trust”) dated January 25, 2008, recorded January 28, 2008, in the Clerk’s Office, Circuit Court of the City of Richmond, Virginia, in Instrument# 08-0002360, securing a loan which was in an original sum of $150,500.00, default having been made under the Deed of Trust, the undersigned Substitute Trustee, appointed such by a Substitution of Trustee recorded in the Clerk’s Office of the Circuit Court of the City of Richmond. Virginia, on May 15, 2012, as Instrument 12-0009309, pursuant to the request of the holder of the Note thereby secured, after giving not less than fourteen (14) days prior written notice thereof to the owners of the hereinafter described property, of the date, time, place and terms of the sale, will offer for sale at public auction: ALL that certain lot, piece or parcel of land, with the improvements thereon, lying and being in the City of Richmond, Virginia, known as No. 311 East Preston Street, and more particularly described as follows: BEGINNING at a point on the south line of Preston Street at its intersection with the east line of an alley 10’ feet wide; thence running eastwardly along the south line of Preston Street and fronting thereon 24 feet; thence from said front extending back southwardly at right angles and between parallel lines 80 and ½ feet. Said public auction is to be held at the front steps of the Circuit Court of the City of Richmond, Virginia, located at 400 North Ninth Street, John Marshall Courts Building on Wednesday, June 27, 2012, at 1:00 p.m. TERMS OF SALE: ALL CASH A bidder’s deposit of $10,000.00 or 10% of the amount secured, may be required from the successful bidder, in the form of cash, certified or cashier’s check. The Substitute Trustee reserves the right to waive or modify the requirement with respect to bidder’s deposit. The Substitute Trustee reserves the right to reject all bids, extend the time to receive bids or withdraw the property from sale at anytime. In addition, should the Substitute Trustee be unable, for any reason, in its sole discretion, to convey title, the successful bidder’s sole remedy in law or equity shall be the return of the deposit. Upon refund of the deposit, the sale shall be void and of no effect. The successful bidder will be required to close within 15 days from the sale date. The property shall be sold “AS IS” and will be conveyed by Special Warranty Deed, with no representation or warranties of any kind whatsoever including, but not limited to, zoning, topography, soil type or content, environmental, or availability of public utilities, SUBJECT to all easements, rights-of-way, agreements, declarations, reservations, covenants, conditions and restrictions as they may lawfully affect the Property and any information a survey or inspection of the Property would disclose. The purchaser shall pay all costs of closing, recording (excluding Grantor’s Tax) and conveyance, which shall be by Special Warranty Deed. Real estate taxes for the calendar year 2012 will be prorated as of the date of sale. If the purchaser defaults, the Substitute Trustee reserves the right to retain the purchaser’s deposit, re-advertise and sell the Property at the risk and cost of the defaulting purchaser, and the Substitute Trustee may avail himself of any legal or equitable rights against the defaulting purchaser. Neither the Substitute Trustee nor any other party guarantees or covenants to deliver, or in any way, to obtain possession of the Property for any third party purchaser. IRWIN A. HELLER, Substitute Trustee, 2201 Libbie Avenue, Suite 200, Richmond, Virginia 23230 (804) 673-6600.

TRUSTEE’S SALE OF312 East Preston Street

Richmond, Virginia 23223Tax Map #N000-0088/017

In execution of a certain Deed of Trust (“Deed of Trust”) dated April 3, 2007, recorded April 4, 2007, in the Clerk’s Office, Circuit Court of the City of Richmond, Virginia, in Instrument# 07-0011480, securing a loan which was in an original sum of $136,000.00, default having been made under the Deed of Trust, the undersigned Substitute Trustee, appointed such by a Substitution of Trustee recorded in the Clerk’s Office of the Circuit Court of the City of Richmond. Virginia, on May 15, 2012, as Instrument 12-0009308, pursuant to the request of the holder of the Note thereby secured, after giving not less than fourteen (14) days prior written notice thereof to the owners of the hereinafter described property, of the date, time, place and terms of the sale, will offer for sale at public auction: ALL that certain lot, piece or parcel of land, with the improvements thereon, lying and being in the City of Richmond, Virginia, known as No. 312 East Preston Street, and more particularly described as follows: BEGINNING at a point on the northern line of Preston Street at a point distant thereon 147 feet eastwardly from the eastern line of Third Street; thence running eastwardly along and fronting on the northern line of Preston Street 20 feet and from said front extending back northwardly between parallel lines 72 feet. Said public auction is to be held at the front steps of the Circuit Court of the City of Richmond, Virginia, located at 400 North Ninth Street, John Marshall Courts Building on Wednesday, June 27, 2012, at 1:05 p.m. TERMS OF SALE: ALL CASH A bidder’s deposit of $10,000.00 or 10% of the amount secured, may be required from the successful bidder, in the form of cash, certified or cashier’s check. The Substitute Trustee reserves the right to waive or modify the requirement with respect to bidder’s deposit. The Substitute Trustee reserves the right to reject all bids, extend the time to receive bids or withdraw the property from sale at anytime. In addition, should the Substitute Trustee be unable, for any reason, in its sole discretion, to convey title, the successful bidder’s sole remedy in law or equity shall be the return of the deposit. Upon refund of the deposit, the sale shall be void and of no effect. The successful bidder will be required to close within 15 days from the sale date. The property shall be sold “AS IS” and will be conveyed by Special Warranty Deed, with no representation or warranties of any kind whatsoever including, but not limited to, zoning, topography, soil type or content, environmental, or availability of public utilities, SUBJECT to all easements, rights-of-way, agreements, declarations, reservations, covenants, conditions and restrictions as they may lawfully affect the Property and any information a survey or inspection of the Property would disclose. The purchaser shall pay all costs of closing, recording (excluding Grantor’s Tax) and conveyance, which shall be by Special Warranty Deed. Real estate taxes for the calendar year 2012 will be prorated as of the date of sale. If the purchaser defaults, the Substitute Trustee reserves the right to retain the purchaser’s deposit, re-advertise and sell the Property at the risk and cost of the defaulting purchaser, and the Substitute Trustee may avail himself of any legal or equitable rights against the defaulting purchaser. Neither the Substitute Trustee nor any other party guarantees or covenants to deliver, or in any way, to obtain possession of the Property for any third party purchaser. IRWIN A. HELLER, Substitute Trustee, 2201 Libbie Avenue, Suite 200, Richmond, Virginia 23230 (804) 673-6600.

TRUSTEE’S SALE OF316 East Preston Street

Richmond, Virginia 23223Tax Map #N000-0088/015

In execution of a certain Deed of Trust (“Deed of Trust”) dated July 10, 2007, recorded July 11, 2007, in the Clerk’s Office, Circuit Court of the City of Richmond, Virginia, in Instrument# 07-0023540, securing a loan which was in an original sum of $148,000.00, default having been made under the Deed of Trust, the undersigned Substitute Trustee, appointed such by a Substitution of Trustee recorded in the Clerk’s Office of the Circuit Court of the City of Richmond. Virginia, on May 15, 2012, as Instrument 12-0009310, pursuant to the request of the holder of the Note thereby secured, after giving not less than fourteen (14) days prior written notice thereof to the owners of the hereinafter described property, of the date, time, place and terms of the sale, will offer for sale at public auction: ALL that certain lot, piece or parcel of land, with the improvements thereon, lying and being in the City of Richmond, Virginia, known as No. 316 East Preston Street, all as more particularly shown on plat made by McKnight & Associates, P.C., dated March 29, 2007, attached to a Deed recorded as Instrument No. 07-23539, on Page 396, to which reference is hereby made for a more particular description of the real estate herein conveyed. Said public auction is to be held at the front steps of the Circuit Court of the City of Richmond, Virginia, located at 400 North Ninth Street, John Marshall Courts Building on Wednesday, June 27, 2012, at 1:10 p.m. TERMS OF SALE: ALL CASH A bidder’s deposit of $10,000.00 or 10% of the amount secured, may be required from the successful bidder, in the form of cash, certified or cashier’s check. The Substitute Trustee reserves the right to waive or modify the requirement with respect to bidder’s deposit. The Substitute Trustee reserves the right to reject all bids, extend the time to receive bids or withdraw the property from sale at anytime. In addition, should the Substitute Trustee be unable, for any reason, in its sole discretion, to convey title, the successful bidder’s sole remedy in law or equity shall be the return of the deposit. Upon refund of the deposit, the sale shall be void and of no effect. The successful bidder will be required to close within 15 days from the sale date. The property shall be sold “AS IS” and will be conveyed by Special Warranty Deed, with no representation or warranties of any kind whatsoever including, but not limited to, zoning, topography, soil type or content, environmental, or availability of public utilities, SUBJECT to all easements, rights-of-way, agreements, declarations, reservations, covenants, conditions and restrictions as they may lawfully affect the Property and any information a survey or inspection of the Property would disclose. The purchaser shall pay all costs of closing, recording (excluding Grantor’s Tax) and conveyance, which shall be by Special Warranty Deed. Real estate taxes for the calendar year 2012 will be prorated as of the date of sale. If the purchaser defaults, the Substitute Trustee reserves the right to retain the purchaser’s deposit, re-advertise and sell the Property at the risk and cost of the defaulting purchaser, and the Substitute Trustee may avail himself of any legal or equitable rights against the defaulting purchaser. Neither the Substitute Trustee nor any other party guarantees or covenants to deliver, or in any way, to obtain possession of the Property for any third party purchaser. IRWIN A. HELLER, Substitute Trustee, 2201 Libbie Avenue, Suite 200, Richmond, Virginia 23230 (804) 673-6600.

TRUSTEE’S SALE OF822 West Catherine StreetRichmond, Virginia 23220

Tax Map Reference: 315 H 3 Parcel I.D. #N000-0353/014

In execution of a certain Deed of Trust (“Deed of Trust”) dated February 4, 2009, recorded February 13, 2009, in the Clerk’s Office, Circuit Court of the City of Richmond, Virginia, in Instrument# 09-2902, securing a loan which was in an original sum of $87,900.00, default having been made under the Deed of Trust, the undersigned Substitute Trustee, appointed such by a Substitution of Trustee recorded in the Clerk’s Office of the Circuit Court of the City of Richmond. Virginia, on May 15, 2012, as Instrument 12-0009311, pursuant to the request of the holder of the Note thereby secured, after giving not less than fourteen (14) days prior written notice thereof to the owners of the hereinafter described property, of the date, time, place and terms of the sale, will offer for sale at public auction: ALL that certain lot, piece or parcel of land, with the improvements thereon, lying, situate and being in the City of Richmond, Virginia, and designated as Lot 13, George Washington Carver Estates Subdivision on a subdivision Plat made by Charles H. Fleet & Associates, P.C., dated April 2, 1993, recorded April 23, 1993, in the Clerk’s Office of the Circuit court of the City of Richmond, Virginia in Map Book 43, at Page 36, 37 and 38, to which Plat reference is hereby made for a more particular description of the property. Said public auction is to be held at the front steps of the Circuit Court of the City of Richmond, Virginia, located at 400 North Ninth Street, John Marshall Courts Building on Wednesday, June 27, 2012, at 1:15 p.m. TERMS OF SALE: ALL CASH A bidder’s deposit of $10,000.00 or 10% of the amount secured, may be required from the successful bidder, in the form of cash, certified or cashier’s check. The Substitute Trustee reserves the right to waive or modify the requirement with respect to bidder’s deposit. The Substitute Trustee reserves the right to reject all bids, extend the time to receive bids or withdraw the property from sale at anytime. In addition, should the Substitute Trustee be unable, for any reason, in its sole discretion, to convey title, the successful bidder’s sole remedy in law or equity shall be the return of the deposit. Upon refund of the deposit, the sale shall be void and of no effect. The successful bidder will be required to close within 15 days from the sale date. The property shall be sold “AS IS” and will be conveyed by Special Warranty Deed, with no representation or warranties of any kind whatsoever including, but not limited to, zoning, topography, soil type or content, environmental, or availability of public utilities, SUBJECT to all easements, rights-of-way, agreements, declarations, reservations, covenants, conditions and restrictions as they may lawfully affect the Property and any information a survey or inspection of the Property would disclose. The purchaser shall pay all costs of closing, recording (excluding Grantor’s Tax) and conveyance, which shall be by Special Warranty Deed. Real estate taxes for the calendar year 2012 will be prorated as of the date of sale. If the purchaser defaults, the Substitute Trustee reserves the right to retain the purchaser’s deposit, re-advertise and sell the Property at the risk and cost of the defaulting purchaser, and the Substitute Trustee may avail himself of any legal or equitable rights against the defaulting purchaser. Neither the Substitute Trustee nor any other party guarantees or covenants to deliver, or in any way, to obtain possession of the Property for any third party purchaser. IRWIN A. HELLER, Substitute Trustee, 2201 Libbie Avenue, Suite 200, Richmond, Virginia 23230 (804) 673-6600.

TRUSTEE’S SALE 516 MONTVALE AVENUE

CITY OF RICHMONDTAX MAP NO.: N000-1047/018

In execution of a certain Deed of Trust in the original principal amount of $76,200.00, from Garnett L. Smith to Edward S. Whitlock, III, Trustee, dated August 28, 2008, recorded September 2, 2008, in the Clerk’s Office, City of Richmond, Virginia, as Instrument Number 08-23756, page 0614, default having been made in the payment of the indebtedness secured thereby, and being required so to do by the Noteholder, the undersigned, in accordance with the provisions of the aforesaid Deed of Trust, and after having given at least fourteen (14) days prior written notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale to the highest bidder at public auction on:

June 28, 2012 at 9:00 a.m.at the front steps of the building housing the Circuit Court of the City of Richmond, John Marshall Courts Building, 400 N. 9th Street, Richmond, Virginia 23219 all of the property with any improvements thereon located in City of Richmond, having a Tax Map Designation of N000-1047/018, together with any interest the Trustee may have in the Personal Property located on or used in the operation of the Real Property. The Real Property and the Personal Property being hereinafter referred to as the Property.TERMS OF SALE: All cash at settlement. A deposit of Three Thousand and 00/100 Dollars ($3,000.00) in cash or certified check shall be required at time of sale from all bidders except the holder of the Note secured by the Deed of Trust. The balance shall be paid at settlement, to be held within thirty (30) days from the date of sale in the offices of the Trustee. The Trustee reserves the right to: (i) waive the deposit requirement; (ii) approve the creditworthiness of any bidder and final purchaser; (iii) withdraw the Property from sale at any time prior to the termination of the bidding; (iv) keep the bidding open for any length of time; and (v) reject any and all bids.In the event that the purchaser fails to go to settlement as required, the aforementioned deposit shall be forfeited and the Property shall be resold at the purchaser’s risk and expense.All closing costs, other than the preparation of the deed and the grantor’s tax, shall be borne by the successful bidder. Real estate taxes shall be prorated to the date of sale. Rents and other expenses of the Property shall not be prorated.The Real Property shall be conveyed by special warranty deed and the Personal Property, if any, shall be conveyed by Bill of Sale. All of the Property shall be sold “AS IS” without representation or warranty of any kind, and SUBJECT TO conditions, restrictions, rights-of-way, easements, and reservations, if any, contained in the deeds forming chain of title thereto, and all other matters of record taking priority over the Deed of Trust, if any.Delivery of possession of the Property will not be performed by the Trustee but will be the responsibility of the Purchaser. The Purchaser will be required to execute a Memorandum of Sale concerning the purchase of the Property, a copy of which will be available immediately before announcing the sale.EDWARD S. WHITLOCK, III, TRUSTEE Lafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 (804) 545-6250FOR INFORMATION CONTACT: EDWARD S. WHITLOCK, III Lafayette, Ayers & Whitlock, PLC (804) 545-6250

TRUSTEE’S SALE OF 724 Brookwood Glen Terrace,

Glen Allen, VA 23060. In execution of a certain deed of trust dated April 25, 2001, in the original principal amount of $153,700.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3096 Page 2058, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on June 29, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE FAIRFIELD MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, KNOW AND DESIGNATED AS LOT 5, BLOCK C, SECTION A, AS SHOWN ON THE SUBDIVISION PLAT ENTITLED, “SECTION A, TELEGRAPH WOODS, FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA”, MADE BY BLACKLEY AND COMPANY, DATED OCTOBER 8, 1996 AND RECORDED NOVEMBER 13, 1997, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 105, PAGE 104 AND 105.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555,website: www.bwwsales.com. BWW# 146835

VIRGINIA:IN THE CIRCUIT COURT OF THE COUNTY OF CHESTERFIELD

30th day of May, 2012RE: ESTATE OF SVERRE ULVESTAD,

DECEASEDSHOW CAUSE AGAINST DISTRIBUTIONIT IS ORDERED that the creditors of, and all others interested in, the above Estate show cause, if any they can, at 9:00 o’clock a.m., on the 29th day of June, 2012, before this Court in its courtroom against the payment and delivery of the estate to the beneficiary without requiring refund bonds.ENTER: May 30, 2012An extract teste: JUDY L. WORTHINGTON, ClerkBy: Jill Bryant, Deputy Clerk/Probate

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Department of Environmental Quality Public Notice

An enforcement action has been proposed for Honeywell International, Inc. for alleged violations at the Colonial Heights facility on 15801 Woods Edge Road, Chesterfield County, VA. The action requires changes to hazardous waste management on site and payment of a civil charge. A description of the proposed action is available at the DEQ office named below or online at www.deq.virginia.gov. Frank Lupini will accept comments by e-mail at frank.lupini@deq.virginia.gov, fax 804-527-5093, or postal mail DEQ piedmont regional office, 4949-A Cox Road, Glen Allen, VA, 23060 from June 20, 2012 to July 22, 2012.

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NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

10019 CRYSTAL LAKE AVENUEGLEN ALLEN, VIRGINIA 23060

In execution of a Deed of Trust in the original principal amount of $215,000.00 from Walter S. Minor and Trina E. Minor, dated March 20, 2009, recorded March 20, 2009 in Book 4618, page 1605 among the land records for Henrico County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Book 4990, page 424 among the land records of Henrico County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on July 9, 2012, at 10:10 A.M., local time, at the main entrance of the Circuit Court for Henrico County, 4301 E. Parham Road, Henrico, Virginia 23228, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 10019 Crystal Lake Avenue, Glen Allen, Virginia 23060; Real Property Tax Map Reference No. 782-766-2227. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

212 MONTEZUMA AVENUERICHMOND (HENRICO COUNTY),

VIRGINIA 23223In execution of a Deed of Trust in the original principal amount of $76,800.00 from Gregory Landers Huckabee and Megan Metchick Huckabee, dated March 31, 2010, recorded April 1, 2010 in Book 4752, page 436 among the land records for Henrico County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Book 4990, page 427 among the land records of Henrico County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on July 9, 2012, at 10:00 A.M., local time, at the main entrance of the Circuit Court for Henrico County, 4301 E. Parham Road, Henrico, Virginia 23228, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 212 Montezuma Avenue, Richmond (Henrico County), Virginia 23223; Real Property Tax Map Reference No. 801-728-4261. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

NOTICE OF TRUSTEE’S SALE OF3523 WEST HUNDRED ROAD CHESTER, VIRGINIA 23831

In execution of a Deed of Trust in the original principal amount of $320,000.00 from Hayashi Investments, LLC, dated May 24, 2007, recorded May 25, 2007 as Instrument #32626 in Book 7806, page 438 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the Instrument #20096, in Book 9754, page 48 recorded among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on July 5, 2012 at 2:10 P.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 3523 West Hundred Road, Chester, Virginia 23831; Tax Map # 793656040700000. TERMS OF SALE: Cash. The Property will be auctioned as both as an entirety and as individual parcels with the Property to be sold for the highest total; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

Trustee’s Sale1308 Barnard Drive, Richmond a/k/a

Henrico, Virginia 23229(Tax ID No. 748-744-0181)

Default having been made in the terms of a certain Deed of Trust dated November 1, 2006, in the original principal amount of $163,960.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4229, at page 2387, the undersigned Substitute Trustees will sell at public auction on July 11, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Street (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 9, Block B, as shown on plat of “Farmington-Section A, Tuckahoe District, Henrico County, Virginia”, dated November 8, 1956, which plat is recorded in the aforesaid Clerk’s Office in Plat Book 29, Page 3. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. The property will be sold subject to the right of redemption of the Internal Revenue Service. TERMS: CASH. A deposit of $16,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98422, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale 16031 Searchlight Court, Chester, Virginia 23831

(Tax ID No. 794632490200000)Default having been made in the terms of a certain Deed of Trust dated April 6, 2009, in the original principal amount of $224,100.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 8661, at page 0721, the undersigned Substitute Trustees will sell at public auction on June 27, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 23, Section 3, Harrowgate Place, on subdivision plat of “Harrowgate Place, Section 3,” dated March 21, 2002, recorded May 14, 2002 in the aforesaid Clerk’s Office, in Plat Book 126, Page 17 and 18.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $22,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98006, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale8191 Osborne Turnpike, Richmond a/k/a

Henrico, Virginia 23231(Tax ID No. 804-685-2597)

Default having been made in the terms of a certain Deed of Trust dated January 16, 2008, in the original principal amount of $218,500.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4462, Page 1457, the undersigned Substitute Trustees will sell at public auction on June 27, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as containing 1.04 acres, more or less, lying on the eastern side of Osborne Turnpike, all as more particularly shown on plat of survey, dated September 11, 1967, recorded in the aforesaid Clerk’s Office in Deed Book 1330, Page 61. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $21,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97215, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only

Trustee’s Sale 4105 Walderbrook Court,

Chesterfield, Virginia 23234(Tax ID No. 770691157000000)

Default having been made in the terms of a certain Deed of Trust dated May 19, 2006, in the original principal amount of $146,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7128, Page 0194, the undersigned Substitute Trustees will sell at public auction on June 27, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 15, Block D, Belfair Virginia, on a certain plat prepared by Lewis and Owens, Incorporated, Engineers and Surveyors, dated November 7, 1974, recorded April 4, 1975, in the aforesaid Clerk’s Office in Plat Book 24, Page 1.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97199, Tel: (757) 321-6465,Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 8124 Preakness Ct, Midlothian, VA 23112

Chesterfield CountyIn execution of a Deed of Trust in the original principal amount of $106,000.00, dated November 18, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 4787, at page 663, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on June 21, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 20, Section 9, Deer Run, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-022521-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 8719 Huntingcreek Cir,

Richmond, VA 23237-2344Chesterfield County

In execution of a Deed of Trust in the original principal amount of $107,000.00, dated July 25, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield,Virginia, in Deed Book 8117, at page 0533, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, onJune 21, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 62, Block L, Huntingcreek Hills, Section “E”, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-021425-10/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 10712 MacAndrew

Lane, Chesterfield, VA 23838-5224Chesterfield County

In execution of a Deed of Trust in the original principal amount of $319,937.00, dated May 12, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield,Virginia, in Deed Book 7840, at page 93 and modified in Deed Book 9494, at Page 0094, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on June 21, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 48, MacAndrew Glen, Section 1, Highlands, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-013642-09/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3512 Patrick Ave,

Richmond, VA 23222-2948In execution of a Deed of Trust in the original principal amount of $68,000.00, dated September 8, 2005 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 050031256, at page 0619, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on June 21, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Northern 16 feet of Lot 19, and the southern 32 feet to Lot 20, in Block 9, North Highland Park Park, with improvements thereon. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-001147-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale2008 Wade Court, Richmond a/k/a Henrico, Virginia 23229(Tax ID No. 750-751-3844)

Default having been made in the terms of a certain Deed of Trust dated February 9, 2008, in the original principal amount of $325,600.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4475, at page 0771, the undersigned Substitute Trustees will sell at public auction on July 2, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 8, Block A, Section A, as shown on plat dated August 17, 1999, entitled “Fort King, Section A, Tuckahoe District, Henrico County, Virginia,” a copy of which plat is recorded in the aforesaid Clerk’s Office in Plat Book 109, Pages 82-83.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $32,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite600, 580 East Main Street, Norfolk, VA 23510, File No. 97513, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

115 E. 15th STREETRICHMOND, VIRGINIA

In execution of a Deed of Trust in the original principal amount of $65,000.00 from Investments Only Inc., dated November 30, 2006 and recorded December 1, 2006 as Instrument #060041437 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120003753 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on July 5, 2012, 2012, at 10:10 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 115 E. 15th Street, Richmond, Virginia; Tax Map Reference No. S0000193014. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

Trustee’s Sale 2111 Old Indian Road,

North Chesterfield a/k/a Richmond, Virginia 23235

(Tax ID No. 746713928900000)Default having been made in the terms of a certain Deed of Trust dated June 9, 2006, in the original principal amount of $184,875.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7172, at Page 0583, the undersigned Substitute Trustees will sell at public auction on July 2, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 52, Block J, Section C-3 of Settlers Landing, as shown on a certain plat dated February 18, 1976, recorded in the aforesaid Clerk’ Office, in Plat Book 25, Page 98.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $18,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97169, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 6630 Old Zion Hill Rd,

Richmond, VA 23234-5955Chesterfield County

In execution of a Deed of Trust in the original principal amount of $188,237.00, dated March 20, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8635, at page 269, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 7, Section 12, Kings Forest, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-026197-10/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 4001 Poplar Grove Rd,

Midlothian, VA 23112-4736Chesterfield County

In execution of a Deed of Trust in the original principal amount of $250,000.00, dated January 12, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6896, at page 381, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on June 28, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 1, Block A, Poplar Grove Subdivision, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-009744-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 855 Ruthers Road, Richmond a/k/a North

Chesterfield, Virginia 23235(Tax ID No. 761702908400000)

Default having been made in the terms of a certain Deed of Trust dated December 3, 2009, in the original principal amount of $97,906.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 8955, at Page 0980, the undersigned Substitute Trustees will sell at public auction on July 11, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as containing three acres of land, more or less, as shown on a blue print copy of a map dated September 12, 1941, of record in Deed Book 268, Page 316. LESS AND EXCEPT that portion of land conveyed to the Commonwealth of Virginia in Deed Book 1401, Page 481.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $9,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and Glasser and Glasser, P.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street,Norfolk, VA 23510, File No. 98199, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 221 S Cedar Ave, Highland

Springs, VA 23075-1312Henrico County

In execution of a Deed of Trust in the original principal amount of $108,000.00, dated December 16, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4032, at page 1702, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on June 28, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 11, Block B, Highland Springs, Section 9, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-003501-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale3324 Second Avenue, Richmond, Virginia

23222(Tax ID No. N0001071001)

Default having been made in the terms of a certain Deed of Trust dated February 16, 2006, in the original principal amount of $104,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 06-5929, the undersigned Substitute Trustees will sell at public auction on July 2, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 14, in Square No. 25 in the Plan of Highland Park, beginning as the Southwestern intersection of Second Avenue and Milton Street; thence running Southwardly along and fronting on the Western line of Second Avenue 35 ft., and extending back Westwardly from said front, between parallel lines, the Northern one of which being the Southern line of Milton Street 140 ft. to an alley in common 20 ft. wide. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $10,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C.., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98283, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 11801 Taplow Rd,

Midlothian, VA 23112-3623Chesterfield County

In execution of a Deed of Trust in the original principal amount of $164,000.00, dated February 17, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7017, at page 905, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Containing 4.324 acres, Oak Havens Farms, Section A, recorded in Plat Book 139, Page 22, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012696-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 10731 Timber Run Rd,

Chesterfield, VA 23832-7058Chesterfield County

In execution of a Deed of Trust in the original principal amount of $148,000.00, dated September 18, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7373, at page 0324, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 5, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 14, Block L, Section 6, Great Oaks, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-025519-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3201 Whitehouse Rd, Colonial

Heights, VA 23834-5433Chesterfield County

In execution of a Deed of Trust in the original principal amount of $162,400.00, dated September 24, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6845, at page 654, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on June 28, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as:Parcel 1: containing 1.11 acres, more or less, described in plat of survey datedApril 12, 1963, recorded in Deed Book 708, Page 439Parcel 2: containing 1.00 acres, more or less, described in plat of survey datedFebruary 1, 1995, recorded in Deed Book 2658, Page 930, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-005464-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

221 E. 36th STREETRICHMOND, VIRGINIA

In execution of a Deed of Trust in the original principal amount of $111,000.00 from Commonwealth Investment Properties, LLC, dated February 22, 2008 and recorded January 12, 2010 as Instrument #100000697 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #12-7186 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on June 26, 2012, at 2:20 P.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 221 E. 36th Street, Richmond, Virginia; Tax Map Reference No. S0002606026. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

1854 POWELL ROADRICHMOND, VIRGINIA

In execution of a Deed of Trust in the original principal amount of $46,500.00 from R.M. Marshall, Trustee, dated November 8, 2004 and recorded November 9, 2004 as Instrument #040037523 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120003752 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on July 5, 2012, 2012, at 10:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 1854 Powell Road, Richmond, Virginia; Tax Map Reference No. C008-0176-002. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike 101, Warrenton, Virginia 20187, (540)207-3293.

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TRUSTEE’S SALE OF 3812 Brevard Court,

Colonial Heights, VA 23834. In execution of a certain deed of trust dated September 30, 1999, in the original principal amount of $66,300.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 3681 Page 907, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on July 20, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 4, BLOCK A, SECTION 1, BREVARD, AND SHOWN ONSUBDIVISION PLAT ENTITLED “BREVARD” MADE BY CHARLES C TOWNES & ASSOC., P.C., CERTIFIELD LAND SURVEYOR, DATED JUNE 8, 1984, RECORDED IN PLAT BOOK 46, PAGE 10, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 138057

Trustee’s Sale1305 Willis Street, Richmond, Virginia

23224(Tax ID No. S0071180009)

Default having been made in the terms of a certain Deed of Trust dated December 19, 1988, in the original principal amount of $37,550.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia in Deed Book 188, at Page 1226 and re-recorded on January 25, 1989, in Deed Book 0191, at Page 1465, the undersigned Substitute Trustees will sell at public auction on July 11, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 6, Block A, on the Plan of Center Hill, plat of which is recorded in Plat Book 7, at page 88, in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia, as shown on plat of survey dated November 7, 1988.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $3,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 93228, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

NOTICE OF TRUSTEE’S SALE OF9953 FRIEND AVENUE

RICHMOND (CHESTERFIELD COUNTY), VIRGINIA 23237

In execution of a Deed of Trust in the original principal amount of $81,000.00 from R.M. Marshall, Trustee, dated February 20, 2007, recorded February 21, 2007 in Book 7636, page 822 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the Instrument #7262, in Book 9665, page 157 recorded among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on July 5, 2012 at 2:00 P.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 9953 Friend Avenue, Richmond (Chesterfield County), Virginia 23237; Tax Map # 795667380700000. TERMS OF SALE: Cash. The Property will be auctioned as both as an entirety and as individual parcels with the Property to be sold for the highest total; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

Full name of owner: The Bank Bar, LLCTrading as: BLISS1005 E. Main StreetRichmond, Virginia 23219The above establishment is applying to the VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for a BEER, WINE AND MIXED BEVERAGES license to sell or manufacture alcoholic beverages.LaTonya Taylor, ManagerCharles Tarrer, ManagerNOTE: Objections to the issuance of this license must be submitted to ABC no later than 30 days from the publishing date of the first of two required newspaper legal notices. Objections should be registered at www.abc.virginia.gov or 800-552-3200.

TRUSTEE SALE 3401 Darbytown Road,

Richmond, VA 23231-7218Henrico County

In execution of a Deed of Trust in the original principal amount of $141,500.00, dated July 8, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,Virginia, in Deed Book 3920, at page 0208, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on June 26, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Containing 1.03 acres on the southern side of Darbytown Road, as shown on Plat of Survey dated March 6,1989, recorded in Deed Book 2207, Page 2169, with improvements thereon.Together with easement for ingress/egress across the property of Castleton, Section 1, future development, recorded in Deed Book 4808, Page 2290.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-023241-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 816 Pepper Ave,

Richmond, VA 23226-2707In execution of a Deed of Trust in the original principal amount of $224,477.00, dated May 15, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond,Virginia, in Instrument 070016668, at page 675, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on June 26, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Containing .173 acre, as shown on a plat dated July 17, 1973, recorded in Deed Book 685-B, Page 300, with improvements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-005460-12/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 2105 Dresden Rd,

Richmond, VA 23229-3107Henrico County

In execution of a Deed of Trust in the original principal amount of $175,000.00, dated March 28, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4091, at page 2382, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on June 26, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 4, Block A, Wedgewood Park, Section C, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-004481-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 10818 Belvoir Rd, Chester, VA 23831-1356

Chesterfield CountyIn execution of a Deed of Trust in the original principal amount of $207,739.00, dated December 16, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8959, at page 0523, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, onJune 28, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 39, Block I, Carrisbrook (erroneously shown as Carnsbrook) at Mineola, with improvements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-028280-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 222 Shreveport Road, Richmond a/k/a

Henrico, Virginia 23223(Tax ID No. 814-726-5093)

Default having been made in the terms of a certain Deed of Trust dated January 12, 2006, in the original principal amount of $82,203.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4054 at page 0646, the undersigned Substitute Trustees, will sell at public auction on July 11, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lots 11 and 12, in Block E, SHREVEPORT PARK, a plat of which plan is dated July 11, 1949, and recorded in the aforesaid Clerk’s Office in Plat Book 22 Page 94.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $8,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 88806, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE905 W Clay St, Richmond, VA 23220-3117

City of RichmondIn execution of a Deed of Trust in the original principal amount of $285,832.00, datedJuly 25, 2011 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 110012832, at page 0116, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under-signed Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 3, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Parcel 1: BEGINNING at a point on the southern line of Clay Street 60 feet west of the western line of Graham Street, and from said point running westwardly along and fronting on the southern line of Clay Street 30 feet, and from said front extending back southwardly and within parallel lines 130 feet to an alley 10 feet wide. Less and except the portion of the property conveyed on November 2, 1987 and recorded in Deed Book 146, page 1090. Parcel II: BEGINNING at a point of intersection of the east line of 905 West Clay Street with the northern line of an alley at the rear of 905 West Clay Street; thence in a westwardly direction along the northern line of said alley a distance of thirty (30) feet to the point of intersection of the northern line of said alley with the west line of 905 West Clay Street; thence in a northwardly direction along said west line of 905 West Clay Street as distance of twenty-five (25) feet to a point; thence in an eastwardly direction in a line parallel, with the northern line of the aforementioned alley a distance of thirty (30) feet to a point on the east line of 905West Clay Street; thence in a southwardly direction along the east line of 905 West Clay Street a distance of twenty-five (25) feet to a point and place of beginning, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-011879-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE 9003 Sparrow Drive,

Henrico, VA 23229-5616Henrico County

In execution of a Deed of Trust in the original principal amount of $198,381.00, dated March 13, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4485, at page 0634, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on June 28, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 33, Block H, as shown on revised plan of Greenbriar Hills, Section B, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-018048-11/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 9745 Candace Terrace, Glen Allen, VA 23060. In execution of a certain deed of trust dated April 12, 2007, in the original principal amount of $144,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4324 Page 2271, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on June 29, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO LYING AND BEING IN BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 7, BLOCK G, SECTION A, LAUREL LAKES TOWNHOUSES ON THAT CERTAIN PLAT OF SURVEY MADE BY FOSTER AND MILLER, P.C., DATED NOVEMBER 8, 1983, AND RECORDED IN PLAT BOOK 78, PAGES 17 & 18, REFERENCE TO WHICH PLAT IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 144901 A-4257506 06/13/2012, 06/20/201

TRUSTEE SALE 6307 BonniefieldCt,

Mechanicsville, VA 23111-4337Hanover County

In execution of a Deed of Trust in the original principal amount of $127,220.00, dated June 27, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover,Virginia, in Deed Book 2109, at page 140, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on June 26, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 43, Block H, Section V, Lereve Manor, recorded in Plat Book 5, Page 104, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-000778-12/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE14919 Willow Hill

Ln, Chesterfield, VA 23832-2750 In execution of a Deed of Trust in the original principal amount of $376,815.00, datedMay 9, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7780, at page 0524, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to theCourthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on July 3, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 32, Section 1, Willow Creek Subdivision, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-011234-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE 1013 Willow Lawn Dr,

Richmond, VA 23226-1528In execution of a Deed of Trust in the original principal amount of $115,000.00, dated August 27, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070031156, at page 137, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on July 12, 2012 at10:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 12, Block “C”, Section 1, on the plan of Willow Lawn, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-004081-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE514 Winnetka

Avenue, Richmond, VA 23227-2932Henrico County

In execution of a Deed of Trust in the original principal amount of $93,500.00, datedOctober 26, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4007, at page 430, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on July 3, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 1, Block 2, Chamberlayne Estates, with improvements thereon. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-004073-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

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