CONG TY CO PHAN BAO MEM CONG HOA XA HOI CHU NGHIA VIV,T NAM NGAN HANG NONG NGHItP Dc 14p - Tu. do —114nh phtic

So': (1 Ci /2019/ABIC-BC-HDQT Ha ATOi, ngay.9 thang —nam 2019

BA.0 CAO KET QUA HO ,AT DQNG KINN DOANH NAM 2018 VA PHVONG HVONG NHItM VIJ KINH DOANH NAM 2019

Kinh trinh: D41 HO DOING CO DONG

- Can ct• Dieu le to chtir va how. Ong cüa Cong ty CO phein Bao hiem Ngan hang Nang nghiep (ABIC);

- Can cir vao Nghi guy& Di hai dong cO clang thtrong nien nam 2018 ctia ABIC;

- Can cti. Bap cat) tai chinh nan2 2018 caa ABIC da dtcpc tocin.

HOi dong quan tri (HDQT) kinh bao cao Dai hi d6ng c6 dong k6t qua kinh doanh nam 2018, phtrang huang mic tieu kinh doanh nam 2019 ctia ABIC vai nhang nOi dung sau:

I. TINH HiNH CHUNG

Nam 2018, Chinh phu, ThU Wang Chinh phn dà ranh dao, chi dao quyet lit cac

bO, nganh va dja phuang tp trung thtrc hien dOng bO, hieu qua cac rnic tieu, nhiem vu,

giai phap tai cac Nghi guy& ctia Dang, Qu6c hi, Chinh phU, tivng tarn la Nghi quy6t

01/NQ-CP ngdy 1/1/2018 ve nhiem vp, giai phap chi yeu thuc hien K6 hoach phat trien

kinh t - xã hOi va dir toan ngan sach Nha ntrac nam 2018. Chinh phil chi ciao cac 1)0,

nganh, dia phtrang tip tic csAt giam thuc chit dieu kin kinh doanh, tao moi truemg thu4n

lgi cho thanh 1p va hog dOng cUa doanh nghiep. Trin khai thuy hien cac hip dinh

thtrang mai nh'am tim ki6m thi trtrang, thuc ddy san xuAt trong nuo.c,n8 luc phAn du cao

nhAt hoan thanh muc tieu ke' hoach d ra. NhO• do, tinh hinh kinh tê - xã hi quY IV va cã

nam 2018 tip tic chuye'n bin tich cuc, dat nhieu ket qua nOi bt. TOng san phâm trong

nuov (GDP) cá nam 2018 tang 7,08%, la mdc tang cao nhAt ke ts.r nam 2008 trer ve

day, kh:ang dinh tinh kip theri va hieu qua dm cac giai phap dugc Chinh phU ban hanh, chi

dao quye't lit cac cAp, cac nganh, cac dia phuang cimg n hyc thqc hien

Va thi truang bao him Phi nhan th9: Theo bao cao t6ng ket nam 2018 cUa Cuc

Quail 1' Giam sat bao hiem - BO Tai chinh, doanh thu phi bao him lTnh v‘rc bao hiem phi

nhan th9 trov dat 45.654 tY di5ng, tang 10,0% so voi nam 2017, tAng tru'ang doanh thu phi

dtrgc (long gap tich cuc tr kenh ban cheo bao him qua ngan hang (bancassurance). Trong

do: BH xe dat 14.142 tST chiLl 31% doanh thu phi; BH sire khoe dat 14.044 tST chie'm

30,77% doanh thu phi, BH tai san dat 6.233 tST chie'm 13,64% doanh thu, con lai la cac

nghiep vu khac. TOng sOtin thuc bOi throng va tra tien bao hiem g6c cüa cac DNBH phi

nhan dip trov la 19.476 tST (long, CST 1 aux boi thuong trotc 42,62% doanh thu (nam 2017 la 7-d?

38,64%).

1

Agribank dã hoan thanh toan din cac chi tieu k hoach kinh doanh duvc Ngan hang Nha nuoc \fa B6 Tai chinh giao. T6c d6 tang truing tin ding dat 14,6% so vOi 2017 Du ng cho vay nong nghiep, nong th6n chiem 70,5% t6ng di.r ng cho vay cüa Agribank, thu phi san phAm dich vi (bao gm thu v phi bao hi6m ABIC) dat 4.424 tS, d6ng tang tmong 11,5% so voi 2017.

II/ BAO CAO KET QUA THVC HIEN Kt H04.CH NAM 2018 1. Ktt qua thkrc hin chi tieu kt ho#ch theo ugh! guy& HDQT, DHDCD

Dun vi: Trieu d'dng

TT Chi lieu KH 2018 Th trc ii i en ,,en • • 2018

n, 'loan thanh KH

Tang trifling

Gia tri t571'

I/ Doanh thu ban hang 1.476.600 1.509.960 102,3% 194.305 14,8% 1 Doanh thu phi BH g6c 1.388.000 1.413.431 101,8% 178.321 14,4% 2 Doanh thu Au tix tai chinh 88.600 96.529 108,9% 15.984 19,8%

II/ Lgi nhu'On truck thu6 176.600 214.806 121,6% 54.293 33,8% III/ C6 tire 12% 12% 100,0%

( bao cao dã duvc kiém tam)

2. Kt qua ty (Minh gia va x6p 1o4i: A

2.1 Kt qua tug chain diem Ara xep 1o#1. Cong ty theo TT 195 ciia B TA1 chinh:

T6ng diem dat 1.000 dim, x6p nhom 1A, cv th6: - Nhom chi tieu danh gia v" kha nang thanh toan, chi phong nghiep vi va hi"eu qua

hoat dOng kinh doanh bao h iem, dat yeu cu (khong tinh diem). - Nhorn chi tieu danh gia v hoat d6ng nghiep vii bao hiem ducc danh gid tren ca só

bien do, di6m t6i da va di6m ti--6• (lieu co) dm tung chi tieu. 1\1116m chi tieu nay ddt sO diem ti da la 300 dim, x6p mac A.

- Nhom chi tieu danh gia v van, chAt hxgng tai san va ddu tftr tai chinh dugc clanh giá tren cci sa bien dO, dim ti da Va die'sm trir (n6u co) dm ti.rng chi tieu. Nhom chi tieu nay ddt s6 dim t6i da la 500 dim, xep mire A.

- NhOm chi tieu danh gia ye quail trj doanh nghiep va minh bach thong tin dugc danh gia tren co si bien d6, diem ti da va dim trir (nu co) cila tirng chi tieu. Nhom chi tieu nay dat st) diem la 200 diem, xe'p mirc A.

3. Dinh gia chung v ktt qua th tyc hi;en nhi01 vit kinh doanh flan] 2018

3.1 Kt qua dat dtro.c:

a) Cong tac quAn tri:

- HDQT, Chu tich HDQT thix hin trach nhiem chi dao, giam sat TOng giam dc va nguoi quan 1S, khac trong di'eu hanh th6ng qua trao di, thaolu4n Odd HDQT, Chu tich HDQT và T6ng Giam dc. Tren ca sâ cac bdo cao chi tile v ti6n d6 tWe hin, nhiing khó

khan vuong m'ac phat sinh, phan tich nguyen nhan \fa dua ra cac giai phap xix1S7, cl6ng thei chü d6ng ph6i hgp,11.8 trg TO'ng Giam d6c tri6n khai hoat cl6ng kinh doanh tren toan qu6c.

- T6s chirc thanh cong DHDCD thuong nien nam 2018 \fa cac phien h9p HDQT th&mg kST phe duyet Dinh h&mg xay dung k hoach kinh doanh, phe duyet va trinh Dai hi 6ng cc; d6ng phe chudn cac chi tieu hoat d6ng kinh doanh trong nam 2018

2

- Kip thai ban hanh cac Nghi quyet, cac van ban, quy che, chi Ciao trong quan tri quan 19 he thong: nhu. ban Huth sda dôi bo sung Quy cheto chdc \TA hoat dOng dm Ban guar' 19 rui ro, Phong bao hiem Hang hai, bao hiem Phi hang hai, bao hiem Tài san thuat; Nghi guy& phe duyet du tr trang bi de img dung Cong nghe thong tin cho giam dinh vien; Nghi guy& thanh lap, chuyen dia diem mOt so phong kinh doanh khu vgc (Thai Binh, Kinh B'ac, Tra Vinh, Ha Giang), Quyet dinh s6 09/2018 ve viec ban hanh quy dinh vekim tra cheo tai Cong ty cO' phAn bac. hiem Ngan hang Nong nghiep, D an thi diem bao hiem bo tai Lam D6rig, De an till di6'm BH tau, bo thit; trâu, be) giOng tai Dak Lak, Phuang an nang cao nang lgc canh tranh cüa ABIC...

- Chi dao Ban T6ng giam dc va Phong ban, dan vi lien quan hoan thanh cu9c kiem toan Kiem toan Nha ntrac nam 2018.

- Cac thanh vien HDQT thuang xuyen h trg Ban Dieu hanh \TA cac Dan vi trong rni quan h vói cac Tong DO 19 trien khai tot hoat dOng kinh doanh tren t-dng dia ban tr9ng diem, chi dao cac Ban trtrc thu9c HDQT tang ctrang giam sat, kiem tra, kiem soat cac mat hoat dOng cüa Cong ty, tang ctramg cong tac quail tri di° ro, gop phan nang cao hieu qua kinh doanh.

b) Cong tac eel] hanh:

- Tren ca sa cac Nghi guy& cUa HDQT, To'ng Giam (lac dã chi ciao, diu hanh cac hoat dOng trong toan cong ty theo ding dinh hu.amg cüa Hi ang quail tri thong qua viec tri& khai cac Nghi quye't cüa Hi d'C3ng quan tri, Thong bao k6t luan giao ban hang thang, cong van hang ngay...Trong do tap trung vao cac giai phap quan tr9ng nhu: Giao hoach kinh doanh cho cac Dan vj, ca ch6 khoan va quye't toan kinh doanh, cac quy clinh NT quail 1' nghiep vu, quail 19 tai chinh.

- Ban hanh cac quy dinh, quy trinh, hung clan: Trong nam 2018, ding ty dã ban hanh 15 van ban ve cong tac xay dung, chi dao, thgc hien ice hoach kinh doanh, 17 van ban quy dinh ve quan 19 nghiep vu, 41 van ban huang clan nghiep vu, 24 van ban quy dinh lien quan d6n quan 19 tai chinh, 16 van ban chi dao v giam dinh b6i thuomg... \TA cac van ban chi ciao cac mat boat dOng khac cüa cong ty.

- Chi dao tri .6n khai cac dg an Au tu Cong nghe thong tin, thgc hien drig dung chit trong viec cAp GCNBH Ba.o an Tin dung toan h th6ng tir 01/01/2018 va nghien cdu

dng dung chir kST s cho cac nghiep vu khac, thgc hien dng dijng phe duyet phtrang an cAp dan BH hang boa, nghien cdu giai phap giam dinh online cl6i vâi nghiep vu Bao an \TA. Xe 0 to.

- To chdc thanh cong phong trao thi dua " ABIC ding Agribank chung tay xay dgrig nong thon mai 2018" di vai h tho'ng 165 TOng Di 19 tn,rc thu9c Agribank.

. - Chi ciao cac phong pan 19 nghiep vu tai Trti sâ chinh tang cuorng cong tac kiem tra giam sat nghiep vu \TA giam sat boat dOng doi \Teri cac chi nhanh d timg btrac nang cao hieu qua trong hoat dOng kinh doanh

3

- Phi hgp chat the vi nha Tai bao hiem qu6c t (Swiss Re) va. VINARE khao sat

danh gia rii ro, thiet ke sari pham bao hiem vat nuoi, cay trang doi vói cac ha sari xuat vâ

cá nhan có quan he tin dung voi Agribank theo Nghi quyet 01/2018 cila HDTV Ngan

hang Nang nghiep. Trong nam 2018 dã trien khai ban. BH bO süa tai Lam D&g, dang

hoan thin ban hanh san pham BH trau thit, bo thit va BH bo süa tai cdc dia ban Tay

nguyen va khu vue d'Ong bang Nam ba de trien khai thi diem trong natal 2019.

c) Kêt qua kinh doanh

Nam 2018 ABIC da hoan thanh tAt cã cac chi lieu 1(6' hoach do DHDCD thirong nien

2018 giao. Cu the:

- Doanh thu phi bao him gac dat 1.413.431 trieu clang, tang truang 14,4% so vi

nam 2017, hoan thanh 101,8% ke hoach; Doanh thu (tau tir tai chinh thuc hien 96.529

trieu 6ng, tang tn.-rang 19,8% so \Jai nam 2017, hoan thanh 108,9% kê hoach nam

- Lgi nhuan tuft thu 6 thuc hien 214.806 trieu d'Ong tang truang 33,8% so yeti nam

2017 hoan thanh 121,6% ke' hoach nam.

- Nguyen nhan tang truang lgi nhuan cao (tang 33,8% so voi dam 2017): + Nam 2018 Cong ty dugc hoan nhap du phong phi dätrich lap tir cdc, Elam tithe (sa

tang trich lp dc phong nani 2018 la 135.626 tritt ct Ong, giam so voi so trich lp nam. 2017 sotin 61.352 tri :011 do ng).

+ Cong ty cid tich cuc phong ch6ng truc lgi bao him, chi tra b6I thuang day dü cho khdch hang theo cac dieu khoan bao hiem cam ket vói khach hang. TY le boi thuang dugc kiem soat a mix phu hp vói thgc tin kinh doanh;

+ Mat s6 chi phi dirge cat giam trong nam 2018.

3.2 MOt so eon tai - Luc lugng nhan sir tai cdc dia ban con mong, trinh da can ba chua (long du, tai

mat sa dia ban gap kho khan khi darn phan, tir vAn dich vu cho khach hang, nhAt là nghiep vu dOi hOi trinh da cao nhu TSKT, Hang Hai.

- Cac doanh nghiep bao him tren dia ban con áp dung nhi'eu hinh thdc canh tranh phi ley thuat nhir: Giam phi, giam mirc min thirang, tang chi phi ban hang...

III/ DINH HITONG VA MIK TIEU KINH DOANH NAM 2019

Nam 2019, qua th6ng ke cfia Cuc Quan lY va Giam sat .Bao hiem,, toan thi truang bao him dat muc tieu nam 2019 tang truang 25% doanh thu ,phi bao him, trong do du kin 1mb vuc bao him nhan tho tang 35%, linh v‘rc bao hiem phi nhan tho tang 10% (bang mirc tang truang nam 2018). Nam 2019, ,Ngan hang N6ng nghiep va Phat trien nong than Viet Nam (Agribank) dat muc tieu ke hoach tang truOng du ng cho vay nn kinh tetir 11%-14%, trong do du ng cho vay nong nghiep, nong than chiem 60-70% tang du ng nn kinh te, thu ve sari pham dich vg (trong do có thu nhap boa hong bao him) tang truang tir 15% -17%.

Trong b6i canh nn kinh t có nhi&r chuyen bin tich cuc, Thu tuang Chinh Phñ dã ban hanh Quye't dinh 242/2018/Qd-TTg v ca cAu lai thi truang bao hiem den 2020 va 2025, Agribank dang trong qua trinh chuyen giao lich sir tir Ngan hang thuang mai 100% van Nha mxac sang NHTM co phan va dã dat nhieu ket qua quan tong trong thuc hien chi

4

thi 0 !/CT-NHNN ctia Thong doc NI-INN ve cac nhidm trong tarn ctia Agribank giai dop 2016 -2020. Clang ty CP Bao hidm Ngan hang Nong nghidp doan kdt nhat in dat ra cac muc tieu, nhidm vu vã giâi phap trong hot d6ng kinh doanh nam 2019 voi cac n6i dung cu thd sau:

1. Mttc tieu kê ho4ch kinh doanh n5m 2019 Dan vi: Trieu (tan

TT Chi tieu Thkrc hi0 2018 KB 2019

Tang trtr&ng

tS, le Gia tri II Doanh thu ban hang 1.509.960 1.691.155 181.195 12,00% 1 Doanh thu phi BH g6c 1.413.431 1.583.043 169.612 12,00% 2 Doanh thu du ill. tai chinh 96.529 108.112 11.583 12,00% II/ Lgi nhuan truck thud 214.806 229.566 14.760 6,87% HU C6 tdc 12% 12%

(Nam 2019 Cóng1y xay dyngkê hogch lçxinhuan 229.566 triO4dOng pha hop vai thyr tien hogt Ong caa ABIC, neu logi tra. yeu , hoan nhap c4c ph6ng phi nain 2018 thi ke hogch tang tricang lçxi nhuan aim 2019 caa ABIC ó mar cao).

2. Giai phap thtyc hin k hoqch kinh doanh 2019 2.1 Cting ca va phat tri'dn hoyt tiring kinh doanh bao - Ma rOng mgng ltrai kenh phan phoi bao hiem qua Ngein hang: Thdo-ng xuyen barn

sat cac Tong Dai 1' Agribank day mph doanh thu phi BH, d:ac bit la Bao an Tin dung. Cap nhat theo dOi thong tin cac dkx an d'Au , khach hang thong qua hd th6ng Agribank, chd d6ng xay dkrng cac phuong an cap don linh hoat mang tinh cph tranh.

- Gong tac tai tyc hop (long bao hiem: T5p trung theo doi va thkrc hidn tai tuc kip theyi cac hop ang bao hiem den hp, nang cao 1d tai tic hop dong BH di vói tat cá cac nghidp vu. ,

- Phat trien cac san pham trong tam ye Bao hiem sirc khoe, bao hiem xe ca giài va bao hiLn Tai san, chay nO. Danh ngu&I lkrc hgp 1' phat tridn cac san pham rnâi, dc bit cac san pham bao hiem vat nuoi, cay trong danh cho cac h6 san xuat vay von qua Agribank.

- Ca/ thin chat luong cOng tac giam dfnh b"di thmang: Tang cuong kidm soat, tuan thd nghiem tdc danh giá rni no trtrac khi cap dun, trong va sau khi cap dun, chU trong cong tac giam dinh hidn trueng, nang cao chat lugng bien ban giam dinh, bien ban xac minh hien tnrerng giam thieu ton that phat sinh trong giai quyet ben tinrong. Cac phOng nghiep vi có chile nang quan giam dinh boi thu&ng phai có trach nhidm huang dn, 1-18 trg cac clan vi cap duoi toan b6 cac khau trong qua trinh giài quyet khieu n4i tir khau giam dinh hidn truomg, khac phuc hall qua ton that, thu alai) ho so. boi thue.ng hoc trkrc tip tham gia giam dinh ding can b0 dia ban.

- Cong tric quan I); no. phi BH: Tich cgc giâi quyet ;dr 1' cong no vai khach hang, Kir lY t6t cong nha D'ong BH, nha Tai bao hidm nhni tranh gia tang t6n that tai chinh cho Cong ty. Phan dau thu no. phi BH goc dat rniic tieu sau: Thu 100% cac khoan nç dtroi 01 nam, 50% cac mon ii tren 01 nam va duoi 02 nam, 30% cac mon no. tren 02 nam.

- Ong dyng cong ngh thong tin nang cao nang lkrc cph tranh va nang suAt lao d6ng: Tap trung nghien cdu va, dua vao thir nghidm cac dng dung c6ng nghd ve phe duydt phugng an cap dun bao him, dng dung giam dinh hidn truong online, phat trien dmg dung

TM HO! BONG QUAN TRI tJ TICH

giam dinh tren din thoai thong minh cho phep khach hang \fa, cong ty ket noi, Mang tac

trong qua trinh giam dinh bOi thuang, irng dung cap dan bao hiem sd dung chit so...

- Xdy thing danh 111UC khach hang intic thiet 14p danh sach khach hang tren co.

tS, le tOn thAt va thanh wan phi BH nhAm phan loai \fa tap trung nguon luc hgp khai thac CO hieu qua. 2.2 Cong tfic to chtiv b0 may va nhan

- Cong tac tuyen dung nhan uu den thi tuyen de lva chon can b6 co n'Ang trinh d6, am hieu dia ban dap dng dugc cac yeu c'au d:ac thd cña boat.d6ng kinh doanh.

- Cong tic 'lac) tao: Tp trung dao tao cac chuang trinh có tinh chuyen sau ye nghiep yu nhu. TSKT, giam dinh bM thuang. Cac lap t4p huan nghiep yu cho can b6 nen dugc den hanh ngay tai Chi nhanh, tit kiem chi ,phi sdi lai cho Chi nhanh ding nhu cho toan C6ng ty. ChU trong cong tac dao tao, tap huan ye san pham, quy trinh tac nghiep, cac quy dinh quail kinh doanh theo timg thai diem, darn bao mi can b6 khi tiep thi khach hang CO the chi' d6ng Man then hOso khai thac, xay di,mg linh hoat cac phuang an bao hie'm cho khach hang va tham muu 118 trg cho cac dai \Tien.

- Tien luang va thd lao theo hieu qua kinh doanh: Hoan thin cac chi tieu do luang, giam sat phan loai ket qua hoat d6ng kinh doanh theo nhom \fa nguai lao d6ng. Dinh kS, danh gia, xep loai, phan hang cac don yi tru.c thu6c lam co sa phan ph6i den luang va thd lao theo hieu qua kinh doanh.

2.3 Cong tac ki;Ain tra, giant sat: - Cong tac giam sat nghiep vi: Yeu c'au phong Quan 1' nghiep yu thut hien giam

sat, doi chieu gida h6 so \fa thong tin dir lieu tren phan mem quail ngay tir khi Oat sinh nghiep vu. Tuan thd nghiem dic quy dinh ye luan chuy&1 va luu trill-DS' so d6n cac b6 ph;an lien quail.

- Cong tac tr kiem tra: Yeu cau cac Chi nhanh, cac ph6ng Quan 1S7nghiep vu TSC thuang xuyen thgc hien c6ng tac flr ki6m tra chuyen d tang cuang cong tac quan 1S, riii ro trong hoat d6ng kinh doanh.

- COng tac kiem tra, giam sat dm Ban Kim sok, Ban Kim tra KSNB: Tlwc hien cong tac kiem tra giam sat boat d6ng cña cac chi nhanh theo ke' hoach va among trinh cra dugc HDQT phe duyet.

Tren day la Bac, cdo danh gia ke't qua hog d6ng kinh doanh nam 2018, phuang huang nhiem vu kinh doanh nam 2019, Hi 'long quail tri kinh bao cao Dai hi Tong co (long.

Nol nhan: - Nhir tren; - Luu:HDQT, DTV, TK ABIC, TCHC.

CONG TY CO PHAN BAO HIM CONG HOA XA HOI CHU NGHTA VII' NAM NGAN HANG NONG NGHIt. P DO Ip - Ty do - Hynh phac

S: 62_ /2019/TT- ABIC-1-1DQT Ha Ne31, ngciyV9 thang Kim 2019

TRiNH \qv thong qua bao cao hoyt dOng Wain 2018 Va kehoich hoV di)ng aim 2019 ciia

110i dOng quail tri Cong ty C phAn Bac) hitin Ngiin hing Yong ng1110

Kinh trinh: DAI HQI DONG CO DONG

I. Hoyt dOng cüa HDQT nam 2018:

1. Thanh vien HDQT:

STT Thanh viten HDQT Chat danh Ghi cha

1 Dinh Viet Dong cha tich HDQT Chuyen trach

2 BA Hoang Thi Tinh Pho Ch'il tich HDQT/TGD

Dieu hanh

3 Ong Le Hong Quan Thanh vien Chuyen trach

4 Ong Dtrang Van Thanh Thanh vien Khong dieu hanh

5 Ong Dlang Van Lieu Thanh vien Khong dieu hanh

2. Kt qua hoyt Ong caa HDQT Liam 2018:

Theo quy dinh cüa Luat Doanh nghiep nam 2014, can cr theo Dieu 1e tO cht:rc hot dOng cüa ABICsva Nghi,quyet Dai hi dOng Tong (DHDCD) thuang nien nam 2018, teen ca yeu cau thgc te trong boat Ong quan tri dieu hanh kinh doanh cüa ABIC, trong nam 2018, HDQT cid tti eh& cac hoat Ong và dat dtrgc ket qua sau day:

a. Cac cueic h9p chinh thew cita HDQT:

STT Thai gian ICJ, h9p/NOi dung chinh Kt qua

1 Ngay 11/05/2018 KS, h9p thir 45 Ban hanh Nghi quyet

2 NO), 30/06/2018 KS/ h9p thir 46 Ban hanh Nghi quyet

3 Ngay 02/11/2018 KS, h9p thir 47 Ban hanh Nghi guy&

4 Ngay 28/12/2018 KS/ h9p thir 48 Ban hanh Nghi quyat

b. T4 ban hanh quy ch4 co- ch quan tri kinh doanh:

Brio coo hoot dorm; 1-11907. tai DI-IDCD nien 2019 Trar y 1/6

- Thong qua Bao cao ktt qud hog Ong kinh doanh nam 2017; dinh huang, myc tieu vã giãi phap kinh doanh ndm 2018 a trinh DFIDCD thong qua.

- Trinh DHDCD thuong nien ndm 2018 cdc n6i dung an cluac thong qua vn phe duyet theo quy dinh cüa Phap luat va Dieu le ABIC.

- Thong qua bao cao tinh hinh thkrc hien guy luang nam 2017 va phuang an phan ph6i tin luang nam 2018;

- Phe duyet quy tin luang toan Cong ty nam 2018 \id mac Itrang cho cac chirc danh thu6c HDQT phe duy'tt mire luang;

- Phe duyet ke hoach kinh doanh, ke hoach tai chlith va dint) mdc chi phi kinh doanh ndm 2018;

- Phe duyet ktt qua danh gia, xtp 1oti don vi nhan phan cdp nam 2018;

- Thong qua kt hoach kitm tra, kitm soat n6i b6 nam 2018;

- Phe duyet viec sCra di phuang an trich lap dkr phong tai ABIC ndm 2018;

- Thong qua Quy cht phan 1:16 doanh thu, chi phi hog d6ng kinh doanh tai ABIC;

- Phe duyet ktt qud thkrc hien chucmg trinh tai bao hitm nam 2018 va d xuAt chuang trinh tai bdo hiem nam 2019;

- Thong qua Quy cht t6 chirc hog Ong cila Ban Quan ly Rid ro thay the' Quy ch6 &tit va hog d6ng oh Ban Quan 1 Rüi ro A' ban hanh theo Quyet dinh so 114/2014/QD-ABIC-HDQT ngay 30/10/2014;

Thong qua dkr thao Quy cht T6 ado va hoat dOng cüa ba phong quan 1Y nghiep vy: Bdo him Phi hang hai, Bdo hiem Hang hài, Bdo hiem Tai san k thuat tai Try sa chinh C6ng ty c6 phdn bdo him Ngan hang Nong nghiep.

c. V t'd dirk b0 may - phat triern he thong:

- Phe duyet viec thanh lap Ph6ng kinh doanh 2 va di ten Phong kinh doanh ABIC Phá Th9;

Phe duyet viec thanh lap Phong kinh doanh khu \To Tay Ngll An tilt* ABIC Chi nhanh Nghe An;

- Phe duyet chuye'n dia dim Phong kinh doanh khu vkrc Kinh Bac thuOc ABIC Chi nhanh Ha Ni;

Phe duyet thanh lap Phong kinh doanh khu vkrc Thai Binh thu6c ABIC Chi nhanh Hai Phang;

- Phe duyet viec thanh lap Phang KDKV Tra Vinh true thu6c ABIC Chi nhanh C:An Thor va Phang KDKV Ha Giang trkrc thu6c ABIC Chi nhanh PH Th9.

d. V cong tac nhan str:

- Phe duyet chi tieu kt hoach nhan sr ndm 2018;

Bo ecio how clang HDOT tai DHDCD thtrem nien 2019 Traruz 2/6

Keo dai th6i gian chirc vi Giam dc ABIC Chi nhanh Nghe An d6i vt'yi ong Trail Quang Hien;

B6' nhiem lai Ong Dang Van Lieu gi& chic vi ABIC Chi nhanh Dak Lk;

- 136 nhiem lai ong Iran Manh Quyet gift chirc vi Pho Truing ph6ng Tai bao him;

B6 nhiem lai ong Pham Tr9ng Chung gift chft vy Pho Trtrong phong Gam dinh bei -among;

Cho thoi gift cht:rc vi Giarn d6c A.13IC Chi nhailh Plii ['ho d6i vol ong Nguyen Van Quyet;

- Dieu dOng, b6 nhiem va giao nhiem vt ph y trach ABIC Chi nhanh Plua Th9 d6i ong Le Dinh Huy;

136'nhiem lai ong Pham Minh Tri gift chirc vi TrisOng phong Tai chinh ke toan;

- Bo nhtem lai eng Hoang Dinh Phtrong giCi chic vii Trtrong ban Mem tra kiiin soat nOi b0;

B6 nhiem lai ong Nguye'n Chien Thng giU chirc vi Truang phong Giam dinh bai thuong;

BO nhiem ong Trail Ng9c Tr gill chic vy Ph6 Trtrong phong Tai san ky, thuat;

B6 nhiem 6ng Ngo Tai Nhan gicr chirc vi Ph6 Trtrong phong Kinh doanh;

136 nhiem ba Nguyen Thi Thu Hang gitt. chtk vy Pho Trtremg phong T6 chirc hanh ,chinh;

Dieu dOng ong Dao Vinh Giang dn nhan c6ng tac tai Ban Kim tra kiem soat n6i b9;

- B6 nhiem lai ong Nguyen Tien Hieu gii chirc vi Pho trtfang phang Cong nghe th6ng tin;

B6 nhiem ong Tran Trung Dung girt. chirc vy Truong phong Tai san k thot.

e. Ve' du tic mua sjm co so vat Chat:

- Phe duyet ket qua dau tir mua sam tai san 2017 va k hoach mua sam tai san 2018;

- Phe duyet mua b6 sung 01 xe ô to tai Try so. chinh;

- Phe duyet kinh phi sira chita xe Toyota Camry 30K 2595;

- Phe duyet b6 sung ngoai k hoach 2018 kinh phi sia chila cai tao phong lam viec tai ABIC Chi nhanh Ha Ni;

- Phe duyet kinh phi trang bi TSCD i.rng ding de xdy dyng de xay dkrng irng dung tren mobile cho giam dinh yien;

- Phe duyet kinh phi sira chira, cai tao try so. lam viec dm Chi nhanh Da Nang.

f V mat sa nal dung khcic:

Ban cao hoat dein HDOT tal DHDCD linre5-ng nien 2019 Traipa 3/6

Chat danh sach ca clang d thkrc hien quyen tham clu DH-DCD 2018 va nhan Co tirc 2017; Mire tam irng va thod diem than c6 tire 2017;

Tai cdc kS11-19p chinhthirc \fa thong qua hinh,thuc rAy kin bang van ban, trong nam 2018, HDQT da quyet nghi ve mat so van de khdc nhu.: Lua ch9n Cong ty kiem todn bac cao tai chinh ban nien va ca nam 2018; Kiem diem cong tac oh Ban Tong Giam dc d4 xem xet thi dua khen thuOng; thong qua Quy dinh ve kiem tra cheo tai AB1C; dieu chinh tang he s6 ltrang quyet tog! 2017 cho can ba; phe duyet h trg kinh phi cho nguesi lao clang bi benh nan y; ha trg mat so can ba Cong ty bi mac benh him ngheo.

3. Dinh gia chung -s4hot dOng cüa HDQT:

a. Danh gici chung ye' hoat cleing czia HDQT:

- Trong nam 2018 hog clang dm HDQT da barn sat cdc yeti cu va nhang vdn d Oat sinh trong thkrc tin kinh doanh de ,kip thoi ban hanh cdc Nghi quyet, quyet clinh dieu chinh phi h9p. Trinh tkr, thtl tkic to chirc cac kY h9p cüa HDQT du clugc dick hien (hang theo quy dinh cüa Phap lug va Dieu recUa ABIC. Cac thanh vien HDQT tham gia hoat Ong tich ckrc vai tinh than trach nhiem cao theo nhiem vv dugc phan cong.

- Hoat clang cüa HDQT trong nam 2018 da c6 nhang buck tin tich ckrc,,dat dugc mvc tieu tao nen tang de có six tang truang cao \fa on dinh, ma rang he thOng mpg luti kinh doanh, Içri nhuan hoat clang kinh doanh bao him goc tip tvc tang trusang so voi nam 2017, clay ttx xay dkrng ca sâ vat chat cho Try so. chinh va mat so chi nhanh, mua sarn phuung tin cho cac dan vi; nhuan sau thue vugt ke hoach de ra, dai song cilia ngtroi lao clang 6n dinh va tirng buck dtrgc nang cao....

b. Hogt Ong gicim sat dta HDQT:

HDQT thkrc hien hog Tang giam sat cüa HDQT di vai Tang Giam sclac dieu hanh \fa cac can ba quan 1 khac theo ding cac quy clinh cüa Phdp luat va Dieu I t chirc hog clang , ckt the nhu:

- Cac cuac h9p cüa HDQT du trieu tap thanh vien Ban Tang Gam dc tham dkr, va có bac) cdo ket qua cong viec bang van ban, hoc giai trinh trkrc tip kin chat van cua thanh vien HDQT tai cuac hop;

Cac van ban do Ban Tang Giam dc ban hanh lien quan den nhan sir, ca che kinh doanh, quan 1 rüi ro hog clang....deu duck giri den cac thanh vien HDQT va BKS .

Hang thang cdc thanh vien Ban Tang Giam dc trkrc tip bao cao ket qua cong viec tich HDQT tai Hai nghi giao ban.

- Cac thanh vien HDQT chY clang thuc hien hog clang kiem tra, giam sat trong phm vi dirge phan ding, thuc hien cac hog clang h trg cac dan vi chi nhanh. Kt qua hog clang cüa cac thanh vien HDQT dugc bao cao vâi HDQT tai cdc ky hop.

c. Haat Ong c act cac Ban thuk HDQT:

Boo ecio how don. 1/DOT tai DIIDCD thuriwg nien 2019

4/6

- Cac Ban trkrc thuac HDQT thyc hien , ch(rc nang tham mutt, giiip viec cho 1-1-DQT trong cong viec quart tri, giam sat va kiem tra cac hoat clang cua A BIC.

- Ban Kiem tra kiem soat n8i ba dd tang cueng cong tac kiem tra giam sat moi mat hog clang dia ,cac don vi, bao gam quail 1, kinh doanh, ke toan ,tai chinh, ,giam dinh boi thuang, to chdc can b - tier' luang, quart 1 di phan cap üy quyen, che cla bao cao...va cac mat cong tac Idlac. Thong qua ding tac kiem tra gian tip ciao to, nang cao trinh da cho, can ba nhan vien. Trong de cuang kiem tra 1)6 sung them nai dung theo dOi, t6ng ket clanh gia viec thkrc hien cac quy dinh cOa Cang ty, clac bit la quy dinh ve tai tyc bao him.

- Ban Quan 1)"/ rui ro tham gia h tra trong cac doan kiem tra dm Ban kiern tra kiem soat nai ba.

- Thu' k' Cong ty tham muu, giUp viec theo ding quy dinh dm Dieu re Cong ty.

II. K6' hoqich hot "(Ring cila HDQT Ham 2019:

Hoat clang cüa HDQT trong nam 2019 se' tap trung vao mat so linh vyc sau:

- Nam 2019, HDQT trinh DFIDCD thuang nien nam 2019 cac nai dung can duoc thong qua \fa phe duyet theo quy clinh cUa Phap luat va Dieu le .

Duy tri nghiem tfic hog clang cita HDQT theo quy clinh cUa Phap luat va Dieu le , nang cao nang lyc, hieu qua giam sat dm HDQT di vai cac hoat clang dieu hanh kinh doanh thuOng xuyen cüa ABIC .

- Phat buy tinh chU clang cua cac thanh vien HDQT trong viec quail giam sat va tro cac doll v trong hog clang kinh doanh theo nhiem vii clugc phan cong.

- Tap trung ra soat, chinh sfra, ba sung he thang cac ca che, quy che, quy clinh ve quart tri dieu hanh hog clang kinh doanh cüa ABIC, phat huy vai tro cac ba may giUp viec HDQT.

- Kin toan ba may 6' chirc tai Try sâ chinh va cac chi nhanh theo Wong tinh gon va hieu qua. Xay dkrng ca che Oat trien nguon nhan sr c6 trinh cla chuyen mon dap Ung yeu cau thyc tin kinh doanh.

- Tip tic chi do Ban Tang giam d6c hoan thin va trinh HDQT cac quy trinh quail tri, quan nai , ba nham thilc day hog clang kinh doanh \fa quan 1/ rni ro snhu: Quy che ve phan phi den luang, quy clinh ve clang 1c)', du an, quy che nai b ve quail tri dieu hanh...

Tang cueing cong tac kiem tra kiem soat nal ba cac don vi tren toan he th6ng.

Phat trien them cac san pham m6i, dc bit la cac san pham lien ket v6i ngan hang.

Tip tic chi dao thkrc hien hog clang kinh doanh theo myc tieu giai clop 2017-2022 cüa HDQT.

Boo coo how (long IIDOT iai DlIDCD iinT6p,g nien 2019

5'6

01 BONG QUAN TR' HU 'ETCH

IGTY

I*0\

/ h Vit thing

Chi do Ban Ring giam dc tie') tvc clAy manh viec irng dyng cong nghe thong tin vao kinh doanh, cap giay chirng nhan bao him cha 14 so, d Ong th&i xay dt..mg a an va,chuan bi cac dieu kin can thiet de trien khai sir dvng hoa dun din tir trong toan he thong ABIC dap img cac yeu cu ve quail tri, diu hanh, hach wan ke toan... nham tiet kiem thoi gian, chi phi, nhanh gon - chinh xac trong boat dOng ke wan.

- Thkrc hien cac quyen va nghia vv khac cita HDQT theo Dieu le C8ng ty va phap luat quy dinh.

Kinh trinh Di hi deng cO &Ong xem xet va guy& nghi./.

Noi

- Mar tren;

- Luu: HDQT, TK ABIC,TCHC.

Bcio cáu hood irong HDOT tai DHDCD tiaraluz niet? 2019 Trailu 6/6

cONG rY CO P1-JAN BAO MEM CQNG 110A XA 'HA CH1J NGLEIA V EU NAM NGAN HANG NONG NGIHti WO kip - Ty. do - Hf.mh pink

SO e)1 /2019/TT-ABIC-HDQT Ha NOl, ngby N1)1) thangrnam 2019

TRiNH V/v Thong qua ke't qua kinh doanh niim 2018 phe chuan

Bao cao tai chinh nam 2018 dä !dem twin

Kinh trinh: HOT BONG CO BONG

- Can ca Diu l'e T6 chirc va hog dOng Cong ty C6' phAn Ban him Ngan hang Nang nghiep;

- Can cir Nghi quy6t si 65/2018/NQ-ABIC-DHDCD ngay 01/06/2018 cila Di hi ding ci d6ng thuang nien nam 2018;

- Can cir vao 1:6t qua kiem toan Bao cao tai chinh 2018 Cong ty C phAn Bao hiem Ngan hang Nong nghiep dä dirge kiem toan bOi Cong ty TNE1H ERNST & YOUNG Viet Nam,

Hi ding quan tri trinh Di hi ding ci (long thong qua bao,cao ,k6t qua kinh doanh nam 2018 va phe chuan Bao cao tai chinh nam 2018 dm Ging ty CO phan Bao hiem Ngan hang Nong nghiep duvc kiem toan nam bOi Cong ty TNHH ERNST & YOUNG Viet Nam (tai lieu clinh kern). Mt so chi tieu chinh tht..rc hien nam 2018:

TT chi Wet] Ke howl] 2018

(VND) MIT hen 2018

(VND) TI-1/K!-!

2018 (%)

Ting trtro.ng

(0/0)

I Doanh thu ban h?ing 1,476,600,000,000 1,510,399,065,023 102.29 14.51

1 Phi Bao hi6rn go'c 1,388,000,000,000 1,413,430,663,845 101.83 14.44

2 Phi nhAn tai bao hiern Khong giao (3,690,896)

3 Doanh thu clAu tu. tai chinh 88,600,000,000 96,529,386,360 108.95 19.85

4 Thu nhAp khac Khong giao 442,705,714

H Lqi 1111411 till& th‘A 176,600,000,000 214,805,598,903 121.63 33.82

Ghi chti: Bao cao tai chinh nam 2018 a kie'm toan ccia Cong ty da &roc cong b6 theo guy dinh, 'long thoi dang tai tren Websites dia cong ty (http://abic.com.vn) bao gom: Bao cao cia ban Tong giam doc; Bdo cao kiem toan dc 1ap; Bang can doi kê toans tai ngay 31/12/2018; Bao cao ket qua hoat cling kinh doanh nam 2018; Bao cao chuyen tien t nam 2018.

Kinh trinh Dai hi ding ci &Ong xem xet va quye't

T/M - NG QUAN TIZT Nal nhtin:

CH

- NI-ar tren; - Ltru HDQT.

Ermi & Yr.q.ing ViritnamYi le!: +5424 3831 5100 8th Fioc,r, CornerStone tItiI F3X: +84 24 3621 16 Phan Chu itiii 51;o:A ey.coin tioan Kiem District Hanoi, S.R. of Vietnam Building a better

working world

SO tham chieu: 60804559/20278473

BAO CAO KIEM TOAN DOC L .11:)

Kinh gepi: Cac cO dong Gong ty C6 phAn Bao him Nigan hang Nang nghie'p

Ching toi cla km toan bao cao tai chinh kern theo cua Cong ty CO phan Bao hiem Ngan hang NOng nghiep (Cong ty") duvc lap ngay 8 thang 3 narn 2019 va duvc trinh bay tO, trang 6 den trang 55, bao gam bang can doi ice toan tai ngay 31 thang 12 nam 2018, bao cao ket qua haat d6ng kinh doanh va bao cao

chuyen den te cho nam tai chfnh ket thOc cOng ngay va cac thuyet minh bao cao tai chinh kern theo.

Trach nhiOm ctia Ban Ring Giam crOc

Ban 1-Ong Clam d6c Cong ty chiu trach nhiem ye viec lap va trinh bay trung thcrc va hop ly bao cao tai chinh cOa C6ng ty theo cac Chuan my'c ke toan Viet Nam, Che d6 ke toan doanh nghiep Viet Nam, cac huteng clan ke toan áp dyng dal veyi doanh nghiep bao hiem va cac quy clinh phap ly c6 lien quan den viec lap va trinh bay bac cao tai chInh va chiu tech nhiem ye kiem scat n0i b6 ma Ban Tong Gam d6c xac dinh la can thiet de darn bac cho viec lap va trinh bay bac, cao tai chinh [thong c6 sal sOt trong yeu do gian Ian hoc nham In.

Trach nhiOm cela Ki6m toan vien

Trach nhiem cOa chOng t6i la dua ra kien ve bac) cao tai chinh dy'a tren ket qua cOa cu6c kiern toan. ChOng tOi cla tien hanh kiem toan theo cac Chuan mcpc kiem toan Viet Nam. Cac chuan muic nay yeu ceu chOng tOi tuan th0 chuan rntyc va cac quy dinh ye dao dipc nghe nghiep, lp ke hoach va thvc hien cu6c kiem toan de dat duioc su, dam bao hop ly ye viec lieu bao cao tai chfnh cOa COng ty c6 con sal s6t trong yeu hay khOng.

C6ng viec kiem toan bao gOm thvc hien cac th0 tuc nhAm thu thap cac bAng chumg kiem toan ye cac sO lieu va thuyet minh ten bac) cao tai chinh. Cac th0 tyc kiem toan ducec chon dva tren xet doan ca kiern toan vien, bao gorn clanh gia rOi ro co sai sot trong yeu trong bac cao tai chInh do gian Ian hoac nharn Ian. Khi thuic hien clanh gia cac rui ro nay, kiem toan vien cla xem xet kiem scat nOi bc) cOa COng ty lien quan den viec lap va trinh bay bao cao tai chinh trung thy,c, hop ly nham thiet ke cac thu tyc kiem toan phO hop voei tinh hInh thvc te, tuy nhien khOng nharn myc dfch clua ra kien ye hieu qua cOa kiern soat nOi b6 cOa C6ng ty. COng viec kiem toan cOng bao gOm danh gia tinh thfch hop cila cac chinh sach ké toan duvc áp dyng va tinh hop ly cOa cac u,O'c tint] ke toan cOa Ban TOng Clam d6c cOng nhu) danh gia viec trinh bay tong the bao cao tai chfnh.

ChOng t6i tin tithng reng cac bang chOng kiem toan ma chOng toi (la thu th 'ap duvc la clay du va thich hgp cle lam cho kien kiem toan cOa chOng t6i.

4 A member firm of Ermq 8 Young Global Limite0

CAng:trT 'oh nhim 1-livu han Ernst & Young Vi§'t Nam "C

ERNS" V CHI yr.ti!,,V

Vi A N 01

ETA .1 g

Building a better working world

kin cia Kiem toan vien

Theo 9 kin cOa chOng t6i, bao cao tài chfnh de' phan anh trung thki,c va hop f9, tren cac khfa canh trong yeu, tinh hinh tai chfnh cOa COng ty tai ngay 31 thang 12 narn 2018, cang nhu, kat qua hot dOng kinh doanh va firth hinh lu,u chuyen tien te' cho nam tai chinh 1(61 thtic cOng ngay phO hop vol cac Chun mcpc ke toan Viet Nam, Che d6 ke toan doanh nghiep Viet Nam, cac hu,Ong dgn ke toan áp dung d61 vOl doanh nghiep bac hiem va cac quy dinh phap l9 c6 lien quan den viec lap va trinh bay bao cao tai chinh.

SamanWijaya Bandara Pho TOng Giam d6c S6 Gigy CNDKHN kiem toan: 2036-2018-004-1

Tren Thi Thu Hien Kiem toan vier, S6 Gigy CNDKHN kiem toan: 2487-2018-004-1

Ha Ni, Viet Nam

Ngay 8 thang 3 narn 2019

5

1.1

A memDer S;rm 1)f Ems: & Y9ung Gtobal Limited

Cong ty CO phan Bao him Ngan hang Nong nghilep B01 - DNPNT

BANG CAN 801 KE TOAN ngay 31 thang 12 nam 2018

Ma só TA! SAN Thuya't minh

s6 cu6i ()am VND

s6 du nam VND ,

100 A. TAI SAN NGAN HAN 1.939.606.115.524 1.629.245.044.479

110 I. Tien va cac khoan tvang riwang ., lien 4 210.879.933.269 139.834.923.154 111 1. Tien 58.607.933.269 41.334.923.154 112 2. Cac khoan tuncyng duvng ti6n 152.272.000.000 98.500.000.000

120 II. Ddu tu, tai chInh ngdn hpn 5 1.418.345.291.700 1.212.845.291,700 123 1. Deu tv nem giCr den ngay

5áo hpn 1.418.345.291.700 1.212.845.291.700

130 III. Cdc khohn phai thu ngdn hpn 6 79.649.101.861 87.701.238.181 131 1. Phei thu ngen Flan dm khach

hang 33.528.544.315 49.203.453.270 131.1 1.1. Phai thu vd. hop (Yong bac) hidm 33.528.544.315 49.203.453.270 132 2. Tr a truifYc cho nguitei ban

ng6n hpn 1.649.546.637 2.631.306.646 136 3. Phai thu ngen hpn khac 50.813.862.592 42.095.864.176 137 4. Dv phang phai thu ngen hpn

khdi dial (6.342.851.683) (6.229.385.911)

140 IV. Hang Con kho 3.461.175.901 3.287.901.939 141 1. Hang ten kho 3.461.175.901 3.287.901.939

150 V. Tai san ngasn hpn khac 150.562.095.208 128.141.413.843 151 . 1. Chi phi tra tuft ngAn hpn 150.562.095.208 128.141.413.843

151.1 1.1. Chi ph! boa h6ng chva phan b6 7 150.562.095.208 128.141.413.843

190 VI. Tai sat) MI bao hiem 16.3 76.708.517.585 57.434.275.662 191 1. Dv phang phi nhuvng tai

bao hiern 38.120.964.499 30.018.677.975 192 2. Dv phongz boi thvitmg nhuvng

tai bao him 38.587.553.086 27.415.597.687

6

ii

1.1

• 1

C6ng ty C6 ph'an Bo hiem Ngan hang Nang nghi0 B01 - DNPNT

BANG CAN DC)I KE TOAN (tip theo) ngay 31 thang 12 nem 2018

ma seS TAI SAN Tbuydt minh

S6 cuoi nam VND

SO du nam VND

200 B. TAI SAN DAI HAN 200.501.122.067 162.470.739.520

210 1. Cac khoan ph& thu dal hpn 7.004.432.629 6.497.282.630 216 1. Phai thu dai han khac 7.004.432.629 6.497.282.630

216.1 1.1. Ky guy btho hien] 8 6.000.000.000 6.000.000.000 216.2 1.2. Phai thu dai hpn khac 1.004.432.629 497.282.630

220 11. Tai san c6 crinh 129.320.715.300 127.624.300.253 221 1. Tai seri CO dinh him hinh 9 68.652,860.891 66.384.848.791 222 - Nguyen gie 119.233.106.764 110.033.348.582 223 - Gia tri hao m6n luk kg (50.580.245.873) (43.648.499.791) 227 2. Tai earl co dinh vd hinh 10 60.667.854.409 61.239.451.462 228 - Nguyen gie 65.634.778.877 65.448.744.887 229 - GO tri bao men lu.p ice (4.966.924.468) (4.209.293.425)

250 N. Du tu, tai chinh dai hpn 60.000.058.302 22.500.058.302

255 1. Du tu, nhm giO, den ngay deo hen 5 60.000.058.302 22.500.058.302

260 IV. MI san dai hp? khac 4.175.915.836 5.849.098.335 261 1. Chi phl tra tuft dai han 11 4.175.915.836 5.849.098.335

270 TONG CONG TAI SAN 2.140.107.237.591 1.791.715.783.999

7

C6ng ty CO phAn Bao hi6m Ngan hang N6ng nghi0

BANG CAN DOI KE TOAN (tip theo) ngay 31 thang 12 nam 2018

B01 - DNPNT

ma s6 NGUON VON Thuyet minh

se5 cuoi nim VND

56 cdu nam VND

300 C. Ng pHAI TRA 1.391.427.506.851 1.133.944.033.796

310 I. Nv nggn Ivri 1.391.427.506.851 1.133.944.033.796 311 1. Phai tra nguti ban ngen han 12 63.314.674.539 62.362.561.711

311.1 1.1. Phei tra ye hop ci6ng bac) 1116M 62.205.879.327 60.964.781.934

311.2 1.2. Phdi tra khac cho ngutoi ban 1.108.795.212 1.397.779.777 313 2. Thue va cac khan phai nOp

Nha nutec 13 17.462.788.121 566.681.415 314 3. Phai tra ngutoi lao dOng 98.992.012.849 57.954.675.346

318.1 4. Doanh thu chva thkro hien ngen hpn 11.661.563.486 6.906.634.314

318.2 5. Doanh thu hoa hang chlya &roc hip&ng 14 10.625.186.519 8.271.523.130

319 6. Phai tra ngAn han khec 15 12.786.385.837 13.725.283.585 322 7. Qu9 khan thithrig. philc lqi 37.142.924.990 38.114.646.711 329 8. Di, phOng nghiep Vt,1 16.1 1.139.441.970.510 946.042.027.584

329.1 8.1. Dv pi-long phi bao hiem g6c vá nhan tai bac) hidm 16.3.1 877.482.672.877 741.856.809.804

329.2 8.2. Du, phOng bdi thuong bao him g6c va nhdn tai bao him 16.3.2 173.504.918.920 129.147.233.274

329.3 8.3. Dv phong dao Ong I6n 16.4 88.454.378.713 75.037.984.506

400 D. VON CHO SO' HO'U 748.679.730.740 657.771.750.203

410 'I. Vtin &di s& hiku 17 748.679.730.740 657.771.750.203 411 1. Von c6 phen 380.000.000.000 380.000.000.000

411a 1.1. C6 phidu ph6 th6ng c6 quy4n .2 bteu guy& 380.000.000.000 380.000.000.000 412 2. Thang du, von c6 phAn 12.000.000.000 12.000.000.000 415 3. CO phieu cit.q (13.898.400.000) (13.898.400.000) 417 4. Qu9 du fir phat tri6n 124.633.188.964 86.133.188.964 419 5. Qu'y du, trO, bet buOc 38.000.000.000 33.448.652.880 421 6. Loi nhuan sau thue chin

phan phai 207.944.941.776 160.088.308.359 421a 6.1. LQ'i nhuan sau thud chtra

phan ph6i10y k6 cldn cu6i nam trv6c 36.146.591.844 31.730.130.233

421b 6.2. Loi nhuan sau thud chva phan ph6i nam nay 171.798.349.932

„.. . tt-, 128.358.178.126

440 TONG CONG NGUON VON ,40-r. . 2.140.107237,:5a1- c-4,",' :: ---.1.791.715.783.999

/7,.., •,,-....0... , -.,N. rA

Ong Dao Duy Trung Ing Phpm Minh Tr1 Ba Hogfigltif Tinh Pho Phong Ke toan Tai chinh Tnthng Phong K toan Tai chiral Tong Gam dem

Ha N0i, Viet Nam

Ngay 8 thang 3 nam 2019

8

Cong ty CO phAn Bao him Ngan hang Nang nghi0 B02 - DNPNT

BAo CAO KT QUA HOT °ONG KINH DOANH

PHAN I — BAO CAO KET QUA HOAT DOG KINH DOANH TONG HP cho nam tai chinh ket thuc ngay 31 thang 12 nam 2018

Ma sd CHI TIEU

Nam nay VND

Nam truck VND

10 1. Doanh thu thuk hoat dOng kinh doanh bao him 1.230.766.275.335 1.003.494.506.054

12 2. Doanh thu hoat clOng tai chfnh 96.529.386.360 80.544.560.642

13 3. Thu nhap khac 442.705.714 405.743.636

20 4. Tong chi phf hopt cTOng kinh doanh bao him (703.941.180.032) (574.486.886.061)

22 5. Chi phi hoot dOng tai chfnh (43.870.940) (42.994.152)

23 6. Chi phi quail Ijr doanh nghiap (408.897.068.564) (349.265.011.639)

24 7. Chi phi khac (50.648.970) (136.620.645)

50 8. Tong Igi nhuan k6 toan trux;Pc thus 214.805.598.903 160.513.297.835

51 9. Chi phi thus TNDN hian hanh (43.007.248.971) (32.155.119.709)

60 11. Lo,i nhuan sau thus thu nhap doanh nghiap 171.798.349.932 128.358.178.126

70 12. Lai cos ban trail c6 phiau 2.499 1.651

9

Gong ty CO phAn 136o hiem Ngan hang Nong nghi0 B02 - DNPNT

BAO CAO KET QUA HOAT DQNG KINN DOANH (tip theo)

PHAN II- BAO CAO KT QUA HOAT DONG KINN DOANH THEO HOAT DQNG cho nam tai chfnh ket thOc ngay 31 thang 12 nam 2018

r-

Ma s6 CH( T1EU

ThuyOt minh

Nam nay VND

Nam talex VND

01 1. Doanh thu phi bao him (01 = 01.1 + 01.2 + 01.3) 18 1.277.801.109.876 1.041.130.454.110 Trong MS:

01.1 - Phi bac hiem g6c 18 1.413.430.663.845 1.235.110.539.920 01.2 - Phi nhan tai bao hiem 18.2 (3.690.896) 2.998.323.716 01.3 - - Tang dty phong phi bdo hi6m g6c

va nhdn tai bao hiem 16.1 (135.625.863.073) (196.978.409.526)

02 2. Phi nhuNyng tai bdo Warn (02 = 02.1 + 02.2) 19 (63.685.265.685) (52.746.099.777) Trong (16:

02.1 - TOng phi nhuvng tai bao hi6m 19.1 (71.787.552.209) (58.657.988.669) 02.2 - Tang du, phong phi nhuvng tai

bao hi6rn 16.1 8.102.286.524 5.911.888.892

03 • 3. Doanh thu phi bdo him thuan (03 = 01 + 02) 1.214.115.844.191 988.384.354.333

04 4. Hoa hang nhuvng tat bdo him va doanh thu khac hot clang kinh doanh bao hiam (04 = 04.1 + 04.2) 16.650.431.144 15.110.151.721 Trong do:

04.1 - Hoa hOng nhuvng tai bdo hiern 20.1 15.760.392.106 12.695.453.478 04.2 - Doanh thu khac hoet Ong kinh

doanh bac hiern 890.039.038 2.414.698.243

10 -5. Doanh thu thuan hoat clang kinh doanh bdo him (10 = 03 + 04) 1.230.766.275.335 1.003.494.506.054

11 6. Chi bai thwevng (11 = 11.1 + 11.2) (340.449.792.559) (335.207.890.042) Trong do:

11.1 - Tang chi bOi thuiyng 21 (340.837.300.544) (336.552.127.053) 11.2 - Cac khoan Om trip 387.507.985 1.344.237.011

12 7. Thu bill thiperng nhuvng tai bao him 21.3 7.151.334.143 26.219.545.117

13 8. (Tang)/giam dy, phang boi thu*ng bao hiern g6c va nhan tai bao him 16.2 (44.357.685.646) 33.810.476.769

14 9. Tang/(giam) dy, phong bai thu3tyng nhuvng tai bao Warn 16.2 11.171.965.399 (27.736.448.804)

15 10. Tong chi bai thu*ng bao hiam (15 = 11 + 12 + 13 + 14) 21 (366.484.188.663) (302.914.316.960)

16 -11. Tang du, phong dao clang lam 16.4 (13.416.394.207) (11.794.508.755)

10

Cong ty Ce) phAn Bao him Nga'n hang Nong nghiOp B02 - DNPNT

BAO CAO KET QUA HOT DUNG KINH DOANH (tier) theo)

PHAN II— BAO CAO KET QUA HOAT DUNG KINN DOANH THEO HOT BONG (tip theo) cho nam tai chlnh ket th0c ngay 31 thong 12 nOrn 2018

Ma s6 CHI TIEU

Thuy4t minh

Nam nay VND

Nam Intik VND

17 12. Chi phi khac hoat Ong kinh doanh bao hiern (17 = 17.1 + 17.2) 22 (324.040.597.162) (259.778.060.346) Trong °TO:

17.1 - Chi hoa hong bao hi6rn (204.234.036.239) (159.276.970.033) 17.2 - Chi phi khac hot dOng kinh

doanh bao hiern (119.806.560.923) (100.501.090.313)

18 13. T6ng chi phi hoat dOng kinh doanh bao hiSrn (18 = 15 + 16 + 17) (703.941.180.032) (574.486.886.061)

19 14. Loq nhuan Op hog Ong kinh doanh bao hiSm (19 = 10 + 18) 526.825.095.303 429.007.619.993

23 15. Doanh thu hot dOng tal chinh 23 96.529.386.360 80.544.560.642

24 16. Chi phi hot dOng tai chfnh 24 (43.870.940) (42.994.152)

25 17. Lcyl nhu4n hoat Ong tal chinh (25 = 23 + 24) 96.485.515.420 80.501.566.490

26 18. Chl phi quan 15( doanh nghiOp 25 (408.897.068.564) (349.265.011.639)

30 19. Lcyl nhu0 thuAn tiv hoat dOng kinh doanh (30 = 19 + 25 + 26) 214.413.542.159 160.244.174.844

31 20. Thu nhap khac 26 442.705.714 405.743.636

32 21. Chi phi khac 26 (50.648.970) (136.620.645)

40 22. Lol nhu4n khac (40 = 31 + 32) 392.056.744 269.122.991

50 23. T6ng 191 nhuOn k6 toan trwevc thu6 (50 = 30 + 40) 214.805.598.903 160.513.297.835

51 24. Chi phi thus TNDN hiOn hanh 27.1 (43.007.248.971) (32.155.119.709)

60 25. Lqi nhuan sau thus TNDN (60 = 50 + 51) 171.798.349.932 128.358.178.126

70 26. Lai co. ban Vert c6 phi6u 29 2.499 1.651 ....002t—b. is • C .."';‘,

C;12.,N G TsY GU PH's

Ong Dao Duy Trung Ong Pham Minh Tri BA T-16- tig•Thi Tfnh PhO Phong Ke toan Tai chfnh Trireyng Phong Ke toan Tai chinh TOng Giam dc

Ha NQi, ViOt Nam

Ngay 8 thang 3 nam 2019

11

Co PHAP " BAD

, •\/ /Av -

Gong ty C6 phAn Bao him Ngan hang Wong nghi'Op B03 - DNPNT

BAO CAO LU'U CHUYEN TIEN -re cho nam tai chinh ket thifc ngay 31 thang 12 nam 2018

ma s6 CHI TIEU

Thuye't minh

Nam nay VND

Nam trutYc VND

. LU'U CHUYEN TIEN TO' HOig DONG KINN DOANH

01 1. Tien thu ter ban hang, cung ch dich vy va doanh thu khac 1.407.868.039.670 1.232.150.026.954

02 2. Tien chi tra cho ngirol cung ck hang h6a va dich vu (851.404.055.883) (782.482.617.362)

' 03 3. Tien chi tra cho ngutei lao Ong (175.327.027.212) (173.449.065.111) . 05 4. Thue thu nhap doanh nghiap dã n6p 13 (26.989.404.784) (41.831.516.262) 06 5. Tien thu khac ti.r hoat dlong kinh doanh 5.158.478.538 5.574.884.209 07 6. Tien chi khac cho hopt Ong kinh doanh (80.129.401.197) (64.917.896.596)

20 'Lli'll chuyen tien than teP [mat Ong kinh doanh 279.176.629.132 175.043.815.832 II. LU'U CHUYEN TIEN Ti.P Hag DONG pAu TU'

, 21 1. Tien chi mua s6rn tai ski c6 dinh (9.915.159.445) (2.867.866.000) 22 2. Tien thu tiy thanh Iji, nhucyng ban tai

san c6 dinh va cac tai san dai han khac 241.500.000 - 23 3. Tien chi cho vay, mua cac c6ng cc] nce

, cua Ilan vi khac (534.272.000.000) (446.500.000.000) 24 4. Tien thu h6i cho vay, ban !pi cac cOng

cy nce cifa dun vi khac 291.272.000.000 269.711.250.000 27 5. Tien thu lai cho vay, c6 tin va Igi

nhuan duvc chia 88.317.680.428 74.118.380.375 30 Lull chuyen ti6n thuAn SCP dyng vao

hoat dOng deu ti.p (164.355.979.017) (105.538.235.625)

III. LU'U CHUYEN TIEN TCY HOAT DONG TAI CHINH

36 1. CO tin, loi nhu'an da tra cho chCi seY hOu (43.775.640.000) (43.985.040.000)

40 Lull chuyen ti6n thuAn siv dyng Oo hog Ong tal chinh (43.775.640.000) (43.985.040.000)

50 Wu chuyen ti6n than trong am (50 = 20 + 30 + 40) 71.045.010.115 25.520.540.207

60 Tien va twang cluvng ti6n deu am 4 139.834.923.154 114.314.382.947

70 Tien va twang cltrang ti'an cu6i nam (70 = 50 + 60) 4 210.879.933. 6 . bt...1.3-9.834.923.154

- • :---------:/.\,

Ong Dao Duy Trung Ong Pham Minh Trf Ba Hoang Thi Tfnh Ph6 Phong Ke toan Tài chInh Truang Phong Ke toan Tai chinh Tong Gam dOc

Ha N01, Vi'et Nam

Ngay 8 thang 3 nam 2019

12

CONG TY CO PHAN BAO HIE1V1 GONG H6A XA H91 CHO NGH1A VIT NAM NGAN HANG NONG NGH1P Dc Ip— Ty, do — 1-1?rth phitc

He Ni, ngay thang /111 +lam 2019

DiNH CHINH

BAO CAO TAI Cl-liNH NAM 2018 DA BlYcYC KIEM TOAN

Gong ty CO pt.& Bao hiern Ngan hang Nang nghiep (ABIC) xin dinh chinh bac) cao tai chinh dä &roc kiem toan phat hanh ngay 08 thang 03 nam 2019 cho nam tai chinh ket tht.ic ngay 31 thang 12 nam 2018, nhy. sau:

- Chi tieu 1: Lai co ban tren cO phieu (MS 70 Bao cao Kt qua kinh doanh va Thuyet minh s6 29 Tren thuyet minh bao cao tai chinh) tai Bao cao tai chinh nam 2018 da duvc kiem toan can cu r phu'ung an phan ph6ilosi nhuan nam 2017 theo Nghi quyet k9 hop Di hQi d6ng CO dOng thu'Ong nien nam 2018 so 65/2018/NQ-ABIC-DHDCD.

- Chi tieu 2: S6 lieu chi tit dtr phong bOi thu'Ong Von thuyet minh sO 16. Cac khoan dy' phOng nghiep vy do iOi soar) thao van ban va in An sal s8 liOu.

Cu the nhu, saw

1. NOI dung tren Bao car) ke't qua hog dOng kinh doanh, trang s6 11:

• • a. Ni dung dã trtnh bay:

STT Chi flat.' Ma so

Nam nay (VND) Nam truck (yNDJ .

1

Lai co ban tren cO phieu 70

2.499 1.651

b. Ni dung dinh chinh:

STT Chi tieu ma sO Nam nay (VND) Nam tru,ac (VNO)H1 1 Lai co' ban tren CO phi& 70 4.663 2.4881

•

2. Ni dung tren Thuyet t minh bao cdo tai chinh s6 29: Lai co' ban tren CO phi6u, trang s6 42:

a. Ni dung dã trinh bay:

Li nhuan than sau thue, phan b6 chb cO dOng so' hCru c6 phieu'phO thong

Nam nay VND

171.798.349.932

Nam trvin VND

128.358.178.126 Dieu chiral Om do trich cac qu9 (79.731.556.515) (67.545.278.947) Lod nhuen than sau thue phan be) cho c6 clang set hCru c6 phieu phO thong de linh lai co' ban tren-c6 phieu 92.066.793.417 60.812.899.179 Binh quan gia quyen cua to c6 phieu ph6 thong (khong bao gOm c6 phieu qu9) de tinh lai co' ban tren cO phieu 36.841.800 36.841.800 Lai co' ban Von c6 phieu 2.499 1.651

1

2. Ni dung tren Thuyet minh bac) cao tai chinh s6 29: Lai co, ban tren c6 phieu, trang s6 42 (tip theo):

b. Ni dung dinh chinh:

Nam taterc Nam nay Trinh hay

VND

VND LQ'i nhuan thudn sau thug phan be) cho cO citing so• hCru có phieu ph e) thOng Dieu chinh Om do inch cac qu9 (e) Lgi nhuan thudn sau thus phan bó cho CO dong hiyu c6 phi& phO thong de tinh lai co • ban tren cO phieu Binh quart gia quyen cua so q6 phidu phO thbrig (khong bao gOrn cO phieu qu9) de tinh lal cry ban tren c6 phieu Lai co' ban Von c6 phieu

171.798.349.932 128.358.178.126 - (36.680.209.395)

171.798.349.932 91.677.968.731

36.841.800

36.841.800

4.663

2.488

(*) Lgi nhuan dOng de tinh lal tren c6 phieu cho nam 2017 dä duvc clieu chinh lai so voi sO lidu da trinh bay trong bao cdo tai chinh nam 2017 de phan anh khaki thtyc trich qu9 khen thu.o'ng, phOc 19.1 nhuan de li nam 2017.

(')Lgi nhuan ang de tinh lai trOn cO phieu cho nam 2018 chuia duvc dieu chinh giàm cho khoan trfch qu9 khen thuoing, phOc 191 nhuan narn 2018 do chud CO Nghl quyet Di hi cc?) dOng de trich lap qu9 tU nguOn .10 nhuan sau thue cho nam hidn tai. Lai co' ban Vert CO phiau nam 2018 se duvc dieu chinh lai khi

nhudn ding de tinh lai Vert cO phieu cho nam 2018 cluvc didu chinh giarn cho khan inch qu9 khen thuo'ng phuc 191 tix lo'i nhuan nam 2018 theo phe duyOt trong Nghl quyet Dai hOi dcing cO dong.

3. NO( dung tren Thuyet minh bac, cao tai chinh s6 16. Cac khoan dy, phOng nghie:p vy, trang s6 29:

a. Ni dung da trinh bay:

Dys phOng b6i thuiarng Dv phOng bOi thu&ng chud giai quyet

SO cu6i rOrn (VND) Dcr phOng bap him

gcic va nhOn tai

93.075.274.242

Du, phOng oturcyng lei bao hic5rn

23.959.979.323

Dcr pricing b4o hi6ni

69.115.294.919 phOng bOi thu*ng chu'a thong bac) ("IBNR") 80.429.644.678 14.627.573.763 65.802.070.915

Tong Ong 173.504.918.920 38.587.553.86 134.917.365.834

'

2

3. Ni dung tren Thuyec t minh bao cao tai chinh s6 16. Cac khohn du, phong nghlOp vu, (rang s6 29.

b. Ni:)i dung dinh chinh:

S6 cu6i n6rn (VND) .

phong bOi thwityng Dv phang bOi thveyng chva giai quyet

phOng b6o hiorn g6c va nhOn tei

131.102.109.734

phOng nhugng táí btho him

36.433.926.525

Du pluing bao hiern thuiin

94.668.183.209 Du, phang bOi thublig chua thong bao ("IBNR") 42.402.809.186 2.153.626.561 40.249.182.625

Toting Ong 173.504.918.920 38.587.553.086 134.917.365.834

Tren day la dinh chInh cOa Cong ty CO phen Bac him Ngan hang Nong nghiep cho Bac) cao kiern toan pat hanh ngay 08 thang 03 nam 2019 cho nam tai chinh ket thiic ngay 31 thang 12 nam 2018. Van ban nay phei duvc dpc ding bao cao tai chinh d5 dupe km toan neu tren.

Cong ty CO ph5n Bao him Ngan hang Nong nghiep xin cam ket nOi dung dinh chinh tren day la dung sV th5t va hoah toan chiu trach nhi8m trutec phap luat ye cac nOi dung dinh chinh nay

CONG TV CO PHAN GAO HIEM NGAN HA G NONG NGHIEP/0/

Hoang Thi Tinh TOng Giarn dOc

Xac nh'an cria Dan vi kiem toan lien quan den vi§c dinh chinh cCia Doanh nghi§p cho BCTC da kiem toan nam 2018: Ni dung dinh chinh nen tr8n ct'ia C6ng ty khOng anh hue:mg den Y kin kiem toan cOa chung t6i Oat. hanh ngay 08 thang 03 n5m 2019, dOng th6ii phi] hop vol cac bang cht:rng kiern Wan chung toi d5 thd 0\

hu'O'ng d5n ke Loan áp dung dOi doanh nghiep bao him va cac quy dinh phapl co lien quan de*G *11 th5p va phO hop vai cac Chan mt,Pc ke. toan Viet Nam, Ch d0 ke toan doanh nghiep Viet Nam, cat

viec lap va trinh bay bao cao tai chinh. •

Cong ty Trach n Ilan Ernst & Young Viet NarrO-t. j":„, ,p0ES1180,

CONG TY TAACHNHINHU1J4N ER NST & llIh

VIT N • /

Amiaii*Vya Bandara Giam dOc

3

CONG TY CO PHAN BA.0 MCAT CONG HOA XA. HQ] CHU NGHIA V1U NAM NGAN HANG NONG NGHIV Nc 14p - Tty do - 1-4nh phtic

S&L 9 /2019/TT-ABIC—HDQT Ha Ni. ngay 0(.) thang_ri-lam 2019

TO TR!NH V/v Thong qua bao co quyet twin ngfin sach ctia Hi dilng qua'n tr

NiA Ban kiem soft [Om 2018

Kinh DA1 HOT DONG CO DONG

- Can cd Thong tu so 78/2014/TT-BTC cua BO truang B Tai chinh ban hanh ngay 18/06/2014 huang clan thi hanh Nghi djnli so 218/2013/ND-CP ngay 26/12/2013

Chinh ph.0 quy dinh vã huang cran Lu'at Thue thu nhap doanh nghiep N/A cc van ban twang dan sda doi, ho sung thong tu 78/2014/TT-BTC;

- Can cd Dieu le to chdc va hot dOng Cong ty Co phan Bao hiem Ngan hang Nong nghiep;

- Can cd Nghi quyet so 65/2018/NQ-ABIC-D1-TDCD ngay 01/06/2018 ctla Dai hi dOng cO (Jong thi;rang nien nam 2018;

- Can cd vao ket qua hot Ong kinh doanh va BA° cao tai chinh nam 2018 cua Cong ty Co phan Bao hiem Ngan hang Yong nghiep;

Hi cl6rig quart tri Cong ty kinh trinh Di hi dOng c (long quyet toan ngan sach cilia HOi dong quan tri va Ban kiem soat nam 2018 nhu sau:

1. Chi tra tir quj, tin thit lao hieu qua cong viec cilia HDQT chuyen trach, Ban kiem soat chuyen trach, Ban Tong Giam dc va Tru*ng/Pho cac ban tryc thuOc HDQT.

1.1. Mire chi tra tir qu5, tien ltro-ng doanh thu, thit lao theo hieu qua cong viec narn 2018 di volt ngifiyi quan 1 cong ty chuyen trach duvc DI-1DC-D va HDQT phe duyet:

Thkxc hien Nghi quyet s6 41A/2018/NQ-HDQT kY hop thd 45 ngay 11/5/2018, HDQT dã phe duyet mdc chi tra td quy luang cho cho nguai quan Cong ty chuyen trach (HDQT chuyen trach, Ban Tong Giam dc, Ban kiem soat chuyen trach) nhtx sau

+ ChU tich HDQT chuyen trach = 5 Can (tin luang, thu lao theo hieu qua cong viec) binh quan CBNV Cong ty.

+ Thanh vien HDQT chuyen trach = 3,3 1An (tien luang, tha lao theo hieu qua cong viec) binh quan CBNV Cong ty.

+ Tong Giarn dc = 4,2 lAn (tin Luang, thu lao theo hieu qua cong viec) binh quan CBNV Cong ty.

+ Pho tOng Giam dc co theyi gian duvc b nhiem tix 05 nam trO, len = 3,31An (tien luang, thñ lao theo hieu qua cong viec) binh quan CBNV Cong ty.

+ Pho TO'ng Giam dc co thbi gian duac b nhiem ar 03 nam den dual 05 nam = 3,2 lan (tin luang, thit lao theo hi'eu qua cong viec) binh quan CBNV Cong ty.

1

13116 Tong Giam dOc có thai gian dtryc bo nhiem citrai 03 ini = 3,1 Ian (tien

Luang, thit lao the° hieu qua cong viec) binh quan CBNV Clang ty.

+ KO ton truang = 3 ran (tin ltrang, thit Lao theo hieu qua cong viec) binh quart CBNV Cong ty.

+ Twang BKS chuyen trach = 3,3 lan (tien luang, tilt) lao then hieu qua Ong viec) binh quail CBNV Cong ty.

+ Thanh vien BKS chuyen trach — 2,8 1:in (tin luang, thi lao thou hi4 qua Ong viec) binh quart CBNV Cong ty.

Truang hop Thanh vien HDQT kiern nhiem cac chdc danh diet( hanh khac [hi Thanh vien HDQT hung ltrang; thit lao then chirc danh do Ong (+) 0,5 lan

lao binh quart Wan Cong ty.

Luang, 1116 lao cita. Thanh vien Hi dOng Quan tri kiem Giam dc Chi nhanh \fa Pho TOng Giam doe kiern Giam dc Chi nhanh dugc huang mdc 1trcyng, thtl! lao theo chdc danh Giam doe Chi nhanh, ngoai ra sé ddyc be) sung 10 trieu dong/thang nhung dam bao khang vuort qua. 3,3 lan (tien luang, th6 lao theo hieu qua Ong viec) binh quan CBNV Cong ty.

1.2. Mtk tin Itrung, thii lao theo Iti41 quii c8ng viec 'Ulm 2018 oh Thu ky Cling

ty vfi Trtro•ng/Pho cfic ban, nhfin vien thu8c HDQT qufin ly:

Thuv hien Nghl quy6t so 41A/2018/NQ-HDQT ky hop thd 45 ngay 11/5/2018.

Thu. k)" Cong ty va Truang/Pho cac ban, nhan vien thuOc HDQT quart ly, HDQT c15

ph'e duyet mO.c chi tra tin luang, thit lao theo hieu qua cong viec nam 2018 nhu. sau:

+ Truemg ban thuOc HDQT quan ly = 3 l'an (tien Idang. th6 lao theo hien qua

Ong viec) binh quan CBNV toan Cong ty.

+ Thd k Cong ty = 2,5 (Ian tien luoiig, th0 lao theo hieu qua

cong viec) birth quan CBNV toan Cang ty.

+ Pho ban thuOc HDQT quail 1y = 70% mdc luang„ thit lao cOa Truang ban

Hang thang, Thu. kY Cong ty va Tarang/Pho cac ban thuOc HDQT quail ly &roc

tam Ong theo ltrang chdc danh hien hung.

Di nhan vien cac ban ct:ta HDQT sO thtrc hien tam Ung, quyet toan Luang

nlilr luang chac danh cOa cac CBNV tai 'Fru sey chinh.

1.2. Thkrc hi4 chi trii:

Cong ty d tlwc hien chi tra tin luang, th0 lao theo hieu qua Ong viec, tin

lam them gia, cac khoan chi ngay l tht, khen thuang Ban quart lY dieu hanh Ong ty

trong nam 2018 cho cac chdc danh tren dung theo Nghi quyt so 41A/2018/NQ-

HDQT hop thd 45 ngay 11/05/2018.

2. Thu lao cho Hi diing quail tri vA Ban !dem sok kh 'Ong chuyên trAch.

2.1. chi ird tha lao flan? 2018 clot. DIMCD phe daye?..t:

- Chu tich HDQT (khOng chuyen trach): 17.000.000 d°ng/thang - Thanh vien HDQT (khong chuyen tracla): 15.000.000 ciOng/thang

- Thanh vien Ban kiem soat (khong chuyen trach): 5.000.000 dong/thang

2

2.2 Thyv hien chi tra:

Cong ty C phAn Bao him Ngan hang Nang nghiep chi tra th6 lao cho thanh vien Hi d6ng quan trj \fa Ban kiem soat khOng chuyen trach nam 2018 nhu. sau:

STT Chfrc danh Tien thii lao/thAng

((long) ,,,.

nguoi

SO thingSo So

hithng au) lao

tien ((long)

1 Chii tich I-11)QT khong chuyen trach 17.000.000 0

2 Thanh vien HDQT lchong chuyen trach 15.000.000 01 12 180.000.000

3 Thanh vien BKS ldiong chuyen trach 5.000.000 01 12 60.000.000

TOng Ong 240.000.000

(Bang chir: Hai tram bon 1721rni triett dong chin./.) Ghi chn: - Thanh vien hi d'Ong quan tri khong chuyen trach la Ong Duang Van Thanh. - Thanh vien ban kiem soat khong chuyen trach la BA hru Thi Viet Hoa. 3. Chi phi khac: 3.1- la hogch nglin scich del thtvc DIIDCD phe duyet:

Thvc hien theo Nghi quyet di hi dong co (long thueeng nien 2018, dä thong qua, cho phep ngan sach cCia FIDQT va BKS la 0,5% * Doanh thu phi bao hiem goc va doanh thu nh4n tai. Do do Ngan sach nam 2017 dm HDQT va BKS cong ty la:

0.413.430.663.845 + (-3.690.896)) * 0,5% = 7.067.134.865 ding. (Bay tj'ikhong tram sau nneol bay trieu mOt tram ba intrai bon ngan lain tram sau mugi

lam cio;ng). 3.2- Thtyc hiP chi trong 2018:

FFOi (long quail tri da to chirc cac bu'Oi h9p chi dao, trien khai tlwc hien cac chi tieu hoat dOng kinh doanh do DO hi d6ng co (-long giao, d'Ong thoi di cong tac 118 tr9. Cong ty trong viec tip c'an, lam viec vai mOt so khach hang lan,va cac Tong dai

Ban KTKSNB, Ban kiem sok da to daft cac cuOc kiem tra hot dOng kinh doanh cua Cong ty (bao gam Try sa chinh va cac chi nhanh).

Chi phi cho cac hot dOng nay la: 721.807.277 dong, cu the gam cac khoan sau:

STT Noi dun_ So tier' (long) •1 Chi phi cho hoat Ong cila Hi (long gain tri 605.116.366

1.1 Ilcii &rig quan tri di cong tac, hi thao, h9c tap khdo sat (Ve may bay+tien Phong nghi)

497.600.000

. 1 2 Ban KTKSNB di cong tac (Ve may bay+tien phong nghi)

73.547.275

1.3 Ban KTKSNB di khao sat, lice t4p tai nut(c ngodi 20.900.000

1.4 Ban Quan1)ririii ro di ding tac (ve may bay) 13.069.091

2 Chi phi cho hoat dOng cua Ban kiLn soft 116.690.911

2.1 Chi phi di cong tac (ye may bay + Phong nghi) 95.790.911

2.2 Chi phi di h9c tap, Mid° sat tai nu& ngoai 20.900.000 3 TOng cong (3=1+2) 721.807.277

3

S6 kinh phi chua sCi ding la: 6.345.327.588 tiling (Scizt ti ha tram ban 1121f0i lam 0-01 ba tram hai muvi bay ngan nam, tram tarn muvi tam Jong) khong chuyen tip nam sau ma thvc hi'en hoan nhap vao ket qua kinh doanh nam 2018.

Kinh trinh Di hi d6ng c6 dong xem xet quy6t

nhan: - Nhu Wen; - Luu HDQT.

T/M 1101 BONG QUAN TR

4

CONG TY CO P1-IAN 13A.0 HIEM CQNG XA T-IQI CITU NGI-11A VII!..T NAM NGAN HANG NONG NGHTtP Doe Iflp - Tkr do - Hkinh phtic

, SO (9 /2019/TT-ABIC-HDQT Ha NOi, ngay 09 thang C-nam 2019

TRiNIT Ph'e dtlyt k hoqch ngiin sach, tin lurang, din lao vã ich khac

ctia 118i dOng qu5n tri vi Ban lkiLn sok niim 2019

Kinh trinh: DiJ HOT DONG CO BONG

- Can cd Nghi clinh 218/2013/ND-CP ngay 26/12/2013 cila Chinh phu v viec

quy dinh chi tit va huang d'an thi hanh Luldt Thu6 thu nhasp doanh nghiep;

- Can cir Thong tu s6 78/2014/TT-BTC cua BO truerng B Tai chinh ban hard-)

ngay 18/06/2014 hugng an thi hanh Nghi dinh s6 218/2013/ND-CP ngay 26/12/2013

cüa Chinh phü quy dinh va hueing an Luat Thu 6 thu nhap doanh nghiep va cac van

ban huang clan sira d6i, 1)6 sung thong tu 78/2014/TT-BTC;

- Can cd Diu 1e T6 chirc va hot dOng hien hanh cia Cong ty;

- Can dr Nghi quy6t 65/2018/NQ-DHDCD cia Di hi dOng ce) (tong thugng

nien 2018 ngay 01 thang 06 nam 2018;

- Can dr i(6t qua kinh doanh nam 2018 \fa k hoach kinh doanh nam 2019 cua

Cong ty C6 phAn Bao him Ngan hang Nong nghiep;

I-10i cl6ng quan tri Cong ty Kinh trinh Dai hi dOng c6 clang phe duyetk hoach ngan sach, tien luang, thi lao theo hieu qua cong viec va lgi ich khac nam 2019 cho Hi 'Jong quan tri va Ban kiem soat Cong ty nhu saw

1. Mire tin ltrong, thit lao theo hiu qua c8ng ich Ichfic cila vä Ban lkiLn soat:

STT Chirc danh NUT thi lao (d6ng/thang) 4

1 Thanh vien HDQT

1.1 Ch tich HDQT chuyen trach Hugng Wong va Igi ich khac theo

qui clinh cua cong ty

1.2 Chu tich HDQT kh6ng chuyen trach (nu co) 17.000.000

1.3 Pho Chu tich HDQT chuyen trach Huang luang N/A Igi ich khac theo

qui dinh cua cong ty

1.4 Thanh vien HDQT chuyen trach utng luang va Igi Ich khac theo

H

qui clinh dm cong ty

1.5 Thanh vien HDQT khong chuyen trach 15.000.000

1

ari;

2 Thanh via Ban ki .il.m sok

2.1 Twang Ban Kiem soat chuyen trach 1-1u&ng lirong va 1gi Ich khac theo

qui clinh dm cong ty

2.2 Tradng BKS khOng chuyen trach 15.000.000

2.3 Thanh vien BKS chuyen trach luan HuOng g va 1gi Ich khac theo

qui clinh ciia cong ty

2.4 Thanh vien BKS khong chuyen trach 5.000.000

Dôi vai chic danh (MU tich FIDQT chuyen trach, Ph6 Chu tich FIDQT chuyen trach, Thanh vien HDQT chuyen trach, Twang Ban Kiem soat chuyen trach, Thanh vien Ban Kim soat chuyen trach huong luong, tha lao theo hieu qua cang viec va cac lçii Ich khac theo quy clinh ciia Cong ty. Mi_rc cki the de nghi DI-FDCD uy quyen cho HDQT quyet dinh.

2. Chi phi khac:

1)6 too dieu kin t6t nhAt cho Cong ty hoan thanh k6 hooch kinh doanh nam 2019, d6ng tiled dam bao kinh phi cho HDQT, Ban ki&ri soat va cac Ban thu()c HDQT thuc hien cong tdc quan tri tang cuang cong tac giam sat va 1-18 tra hoot dOng kinh doanh, Hi d6ng quan tri kinh trinh DHDCD phe duyet ngan sach cho HDQT va Ban kiern soat de' chi tieu mOt s6 khoan nhu: Dien thooi, cong tac phi, chi phi giao dich... Can cd vao chuang trinh, Ice hooch hoot dOng thgc te, HDQT giao Chd tich HDQT phe duyet chi truang a T6ng Giam dc thgc hien hoch toan vao chi phi hoot Ong kinh doanh.

Mirc chi: 0,5% /Doanh thu phi bao him g6c va doanh thu phi nhan tai.

Kinh trinh Doi 11i d'Ong c6 ciong xem xet quyet nghi./.

TI •BONG QUAN TR! Nal idiom

- Nhu tren; - Luu HDQT.

2 tti/

TM. HOI DONG QUAN TR1 TiCH

CONG TY Co P1-IAN BAO HIgM NGAN HANG NONG NGHO

S6: b /2019/TT-ABIC-DTV

C()NG HOA XA. HOE CHU NGHLA VitT NAM Dc 14p -14 do - Hgth phtic

Ha n'Oi, ngdy0.). thang5.--nain 2019

TRiNH VAT: Phe chuAn chi tieu kinh doanh nam 2019

Kinh trinh: D4i hi (long Co (long

- Can cir Dieu 1 t chirc va hog dng hien hanh cña °Ong ty;

- Can clr k6t qua kinh doanh nam 2018 \fa cac du bac) NT‘ muc tieu ke' hoach kinh doanh nam 2019 aim HDQT Cong ty C phan Bao him Ngan hang Nang nghiep.

flOi dOng Quail tri Cong ty kinh trinh Dai hi dOng cO +long phe duyet ké hoach kinh doanh nam 2019 ten mOt so chi tieu co ban nhu. sau:

1. Tang doanh thu bAn hang: D4t 1.691.155 trieu dOng, tang tnxOng 12,0% so vi nam 2018, trong do:

- Doanh thu Phi bao Dat 1.583.043 trieu dOng, tang tivong 12,0% so voi nam 2018;

- Doanh thu du tu tai chinh: Phan du dg 108.112 trieu dOng, tang twang 12,0% so vai thuc hien nam 2018.

2. 1,91 nhu4n trulfec thu: Dat 229.566 trieu dOng, tang throng 6,87% so vai dam 2018.

3. CO ttic: 12%/1 c phan.

4. Thu nhlap ciia nguiti lao Ong: Gan voi nang suat va hieu qua kinh doanh, darn bao thu nhap, dôi stmg cüa nguoi lao clOng.

Kinh trinh Di hi dOng cc') dong xem xet va quy6t

Noti nhan: - Nhtr tren; - Ltru: HDQT, DTV, TCHC.

1

CONG TY CO PHAN BAO MEM CONG HOA XA HOT CtifJ NGHIA V11T NAM NGAN HANG NONG NGHTEP D'cic !lap - Tn. do - Han h phtic

S6 (j- /2019/TT-ABIC-HDQT Ha Nói, ngay 09 dicing Inam 2019

TRiNH

V/v Thong qua bao ea° Ictt qua thtic hin phmn ph6i nhuan nam 2017 va pluro-ng an sir ding, phan phoi lçi nhuan niim 2018

Kinh trinh: PAl HO BONG CO BONG

Can cir Nghi dinh s6 91/2015/ND-CP ban hanh ngay 13/10/2015 cUa Chinh phü ve dau tu von nha nuot vao doanh nghiep va quan 1, sir dking von, tai san tai doanh nghiep;

- Can cir Nghi dinh s6 73/2016/ND-CP ban hanh ngay 01/07/2016 cita Chinh phit quy dinh chi tit thi hanh Luat kinh doanh bao hiem va Luat sira di, b6 sung m6t s6 dieu cüa Luat kinh doanh bao him;

- Can cir Dieu Fe T6 chirc va boat cl6ng Cong ty C6 phAn Bao hiem Ngan hang Ming nghiep;

- Can cir Quy che Tai chinh ban hanh kern theo quyet clinh s6 67/2008/QD-HDQT ngay 14/11/2008 cna I-1i dng van tri Cong ty C6 phAn Bao hiem Ngan hang Nang nghiep;

- Can cir Nghi guy& 65/2018/NQ-ABIC-DHDCD cua Dai h6i d6ng Co dOng thue.ng nien 2018 ngay 01 thang 06 nam 2018;

- Can cir vao ket qua kinh doanh nam 2018 sau kiem toan ccia Cong ty Co phan Bao hiem Ngan hang Nong nghiep,

I-ii d6ng quan tri Cong ty Kinh trinh Dai hi d6ng c6 Tong thong qua bao cao ket qua thuc hien phan phoi lgi nhuan nam 2017 va phuang an sir dung phan phoi lgi nhuAn nam 2018 nhu. sau:

1. Bac) cao Ich qua thtyc hin phan phi Içi nhOn nam 2017:

STT Chi tieu S6 tin (dong)

1 Lgi nhui)n chum phan phi nam 2017 160.088.308.359

2 Cac khoan chi dä trong nam 2018 (2=2.1 +2.2 + 2.3+2.4) 119.390.369.395

2.1 Chi tra c6 tirc bang tin m4.t voi tY re 12%/01 c6 phAn 44.210.160.000

2.2 Trich guy DAu tu phat trien 38.500.000.000

2.3 Trich quy khen thuong, phitc lgi 35.400.000.000

2.4 Trich quy thuo.ng quan 1Y dieu hanh 1.280.209.395

3 Lol nliOn con 1#i chtra phan ph6i 40.697.938.964

ft

2. Bao cao ket guii 191 nhui;th nam 2018 dä thkrc hien:

STT CM tieu Se; tin (ding)

A Lgi iihuan kS toan 214.805.598.903

B Chi phi thus doanh nghiep 43.007.248.971

1 Lgi nhuan sau thuS nam 2018 (1)=(A)-(B) 171.798.349.932

2 Cac khoan TA' hach toan trong nam 2018 theo guy dinh 4.551.347.120

- Trich guy Du trix bat b0c nam 2018 (5%/LNST) 4.551.347.120

3 Lgi nh4n chin phan phi con lai tarot 2018 chuyen sang 40.697.938.964

4 Lgi nhuan dm 1ai chua phan phi (4=1-2+3) 207.944.941.776

3. Du kin phuvng an phfin phtii 191 nhOn con 1ai

TT Not dung So tien ((long) Ciin cfr phan

phtii

1 TOng Lgi nhuan con lai chua phan phi 207.944.941.776

2 Du kie'n phan ph6i 151.600.434.732

/. 1 Tra c6 tut bang tin mt voi ti) 1E 12%/01co phan 44.210.160.000

So CP h*-i hiru 36.841.800 CP

2.2 Trich guy au tu phat trien 51.500.000.000

Diu 31 ND 91/2015/ND-CP trich ti da 30%, de xuat trich 30%

2.3 Trich guy khen thuang, phiac lgi 54.400.000.000 Dieu 31 ND 91/2015/ND-CP trich 3 thang luang thuc hien, de xuat trich 3 thang

- Trich guy phiic lgi 5.440.000.000

- Trich guy khen thuang 48.960.000.000

2.4 Trich guy thuang guan 1)', dieu hanh 1.490.274.732

Dieu 31 ND 91/2015/ND-CP trich 1,5 thing Luang thuc hien dm ngueri guan 17, dieu hanh.

3 Dr kin lcii nhu4n de' 14i chum phan phi 56.344.507.044

/1/ 2

tiTY

TIM HOT DONG QUAN TRJ TIcH/4A/

Ghi do de lai lgi nhuan chua phan phoi - Quy nio van chili sc .). clia ANC hi01 nay con thap (dgt 748,68 ti) cla'ng tgi thal

clie'in 31/12/2018). Do ve.iy phZin igi nhiOn d Igi sê1àm tang ming Arc tai chinh ctia ABIC

cl'J tang phZin phi ha o hiJm dal voi cac dich vykinh doanh boo him có kit qua tat. - Dam bao an toan tai chinh cho cac nàrn sau khi co rñi ro hat throng A-6y ra.

2. Ngay ch6t danh sach c6 (long dé tf.im lung c6 ttirc niim 2018: - Ngay cheit danh sach c6 &Ong: Ngay 15/03/2019. - Ngdy tarn img c tire: BAt dAu tir ngay 10/04/2019.

Kinh trinh Dai hi d6ng ct) dong xem xet quye't

Nal nhan:

- Nhis tren;

- Diu HDQT.

CONG TY CO PHAN BAO HIEM NGAN HANG NONG NGHItP

BAN KltIVI SOAT

CONG HOA XA I-TT CHO NGHTA VIETNAM D6c lIp — Ty. do —Honh phiic

<><><>

S6:6 C-/20 1 9/ABIC - BKS

Ha NOi, ngay09 thang J nam 2019

BAO CA.0 CiJA BAN KIEM SOAT CONG TY CO PHAN BAO HIEM NGAN HANG NONG NGHIEP

(TAT DI HQI DONG CO DONG TWANG NIEN NAM 2019)

Can - Luijt doanh nghiep so 68/2014/01113 ctugc Quoc hOi nwor COng hoci .1-(1 11(5i clni iighla Viet

Nam thong qua ngdy 26/11/2014. - Dieu le to chirc va hogt dOng Cling ty có phan fkio Nem Ngan hang Along nghiep ban hanh

theo Nght quyk s 66/2014/NQ-ABIC-DHDCD crict Dgi hi dang c °tong thu.ang Wen nam 2014. - Quy ch"Jto chic va hogt dOng ctia Ban Kiern soat cong ty co phan Bao Nem Ngcin hang Along

nghiep. Ban kiem soat bao cao Di hi dOng Co (tong Cong ty co phan Bao hiern Ngan hang Nong

nghi'ep ve ket qua hoat d6ng cila Ban kieni

1. HOAT DONG CUA BAN KIEM SOAT 1. Man sy. va Co' cAu Ban !dem sok 2018

Ban kiem sok cong ty cO phan Bao him Ngan hang Nang nghiep gony 1. Ong Twang Dinh Canh Tnrokig Ban 2. Ong Nguien Ng9c Kien Thanh vien 3. Ba thj Viet Hoa Thanh vier'

2. Thtyc hin cac nhiOn vi giam sat cac hoot d§ng cüa ABIC: Vâi vai tro thay mat ca Tong giarn sat tinh hinh hoat d'Ong cüa COng ty c6 phan Bao him

Ngan hang Nong nghiep, trong nam 2018 Ban kiem soat dã thuc hien day dü chirc trach, nhiem vu clugc DHDCD giao: theo doi, kiem tra, giam sat hog Ong quail tri, clieu hanh va m9i mat boat d6ng cüa ABIC, cu the:

- Ban Kiem soat d t chirc ba (03) cuOc h9p djnh kS/ trong nam 2018 de' trie'n khai hoat Ong kiem tra giam sat cua Ban, (fang thai thuong xuyen trao cloi,,thao luan thong qua cac, nOi dung thu6c chirc nang nhiem vu duvc giao, nham trien khai hieu qua ke hoach cong tac nam, to chire danh gia ket qua thvc hien djnh tham dy dAy dU cac cuOc h9p HDQT ABIC to chirc

- Giam sat cong tac quan tn dieu hanh ciia HDQT \la Ban Tong giam dc. - Giam sat viec tlwc hien cac Nghj quyet, Quyet djnh DHDCD, HDQT dm Ban Tong giam dc. - ThAm djnh bao cao tinh hinh kinh doanh, bao cao tai chinh hang nam vá ban nien cüa ABIC. - Kiem tra, giam sat, danh gia tinh hgp Fp:7p phap, trung thgc va mitc d6 can, tr9ng trong cong

tac diu hanh hoot Ong kinh doanh, quan tai chinh, du cong tac ke toan, thong Ice vã lap bao

1

cáo tai chinh, dam báo hoat dOng cfla HDQT, T6ng Giarn dOc tunn I-11U day du coo guy chnh ca Phnp

11* và dieu lé ABIC. Thvc hien clay di cac nhiem vii khac theo quy dinh cfia Luat Doanh nghiep, Dieu I ABIC,

Quy che' hoat Ong cUa Ban ki'Ll soat va Quy'k Nghi cüa DHDCD. 3. Danh gia ho4t dOng ciia Ban kie4m soat:,

- Ban kiem soat hoat Ong theo Quy che boat dOng dm Ban kiem sok. Ban kiem sok lam viec theo che' d'9 tap the' kk hop vOi che' d6 trach nhiem cüa timg thanh vien du.gc chu Ong kiem tra, giam sat theo nhiem vi dã cluvc Tnrang ban kiem sok phan ding.

- Ban kiem sok thvc,hien vã hoan thanh nhiem viii ilam 2018 nit cach nghiem tñc, trung thp.c, darn bac) Ecu ich hop phap ti da cüa cong ty va cac co clang ciia cong ty.

- Hoat Ong dm Ban kiem sok trong nam 2018 tuan thu clung phap luat, luat doanh nghiep va clieu l cüa cong ty. Thc hien climg chuc nang, nhiem vii va quyen han theo quy dinh cüa Dai hi Ong- c6 (Ring.

4. Thii lao, chi phi hot d(Ing cila Ban ki .6m soat Thi Lao dm Ban kiem sok, chi phi hoat Ong WI cht d6lien quan: Duvc chi tra theo ch dO va

phe duyet cüa DHDCD. ,Cac thanh vien BKS thrgcl-nrolig lao gan vi tri cong vi m ec va ac d6 hoan thanh nhiem vv, tong thu lao nam trong han inirc duvc DHDCD phe duyet. Ngan sach hog d6ng cüa BKS thu6c Ngan sach chung ciia HDQT va BKS &rot Dai hi Ong Co Ong phe duyet, thgc hien theo che d6 thu chi tai chinh cüa ABIC. ( Cii the trong Bao cao quyet toan ridn sach cüa HDQT va BKS trinh DHDCD).

II. DANH GIA CfJA BAN MEM SOAT VE HOAT DONG Cf.JA ABIC NAM 2018 Qua kikn tra giam sat hoat Ong kinh doanh nam 2018 Ban kikn sok danh gia boat d6ng kinh

doanh cua cong ty CO phan bac. him Ngan hang Nong nghiep nhu. sau: 1. Danh giá viec thtrc hien che si() chinh sach cila Nha nu.6c, Dieu le to chic v hoat ding

cila ABIC. Can cir Luat Doanh nghiep; Luat kinh doanh bac, him; cac quy dinh ye ding ty niem ye't;

Diu le to chirc va hog dOng cüa Cong ty co phan Bac, him Ngan hang N6ng nghiep, Ban kiem sok clanh gia trong nam 2018 Hi d6ng quãn tit Ban dieu hanh dã chi dao, dieu hanh Cong ty theo dimg chirc nàng, nhiem vii quyen han dã duvc phap luat quy djnh, Dai hi (long c6 (long quyet nghi. Qua trinh hoat Ong kinh doanh dã tuan thu nghiem chinh cac che d6 chinh sach cüa nha mak, quy dinh cüa phap luat.

2. Dinh gia hot Ong quail tri diêu hanh ciia ABIC 2.1 Hoyt d'Ong acct. H5i (tong quail trt Cong ty. Hi Ong quan tri dã to ark day dü cac cu6c hop dinh kY theo quy dinh va thu.eyng xuyen to

chitc xin kin thanh vien HDQT bang van ban. Cac cu6c h9p cüa HDQT (IL có n6i dung cii the, throe ghi nhan vao bien ban va ban hanh Nghi quyet chi dao T6ng Giam dc trien khai flux hien.

- To chirc thanh ding DHDCD thlrong Men nam 2018 vao ngay 01/06/2018 N/A cac phien hop HDQT dinh kY. Nam 2018, HDQT dã hop 04 lcS/, 26 lan lay kin cac thanh vien HDQT Ws-mg van ban, ban hanh 31 Nghi quy6t, 34 Quye't dinh (1é tlwc hin vai trO clinh huang, t clirc bO may, chi ciao m9i m:at hoat Ong kinh doanh cüa Cong ty.

- Hoat Ong dm Hi d6ng quan tri c6ng ty cid barn sat cac yeu cu va nhang van de phat sinh trong thgc tin kinh doanh de kip thoi ban hanh cac Nghi quyet, quyet dinh dieu chinh phu hgp. Cac thanh vien Hi Ong quan tri tham gia hoat clOng tich ctyc vói tinh than trach nhim cao theo nhiem vij cluvc phan cong.

2

- Float Ong ctia Hi d6ng ,quan .tri dam bao Wan tilt) theo quy d'inh ctia Phap ludt, Dieu 1e hogt d9ng vã Nghj quyet Ddi 1i6i (tong CO d'Ong ABIC, darn bao tinh cong khai minh bach tdp trung vao chien ltrot kinh doanh hisang den muc tieu di &pc Di hi clang co &rig phe duyet.

2.2 Hoyt dOng cfia Ban , Tong gitim chic Cong ty. Trong nam 2018 Ban Tong giam dc dã barn sat muc tieu, djnh hu.o.ng v thuc hiSn dAy du

nhiem vii du.ac DHDCD vet HDQT giao:, - Ban Tong Giam d6c cong ty gOm 5 thanh vien (T6ng Giam d6c va 4 Pho Tang Giam dc

trong do có 01 Pho Tong giam (Mc php trach khu vut phia nam) dã thvc hien tot viec phan cong cong viec, 'than cAp uy' quyen dam bdo dieu hanh tot mgi hog dng kinh doanh cüa cong ty, bao quat toan bç hodt Ong cna cac chi nhanh trut thu6c.,

- Ban Tong, Giam cloc d chi ddo Cong ty to chirc thix hiii t6t cac Nghj quySt, quyeSt dinh hi (long c6 (Tong \fa cria Hi (long quan trj cong ty.

- Ban Tong giam dc d thtyc hien hoan thanh tot chi tieu ke hodch, darn bao muc tieu djnh htto.ng nam 2018 cia ABIC.

- Da cu the boa muc tieu, djnh hirang bang cc giai phap, Nen phap: trien khai don dc thut hien kA hodch kinh doanh, quail tai chinh, quan tn nii ro, kiem sok boi thisemg, danh gia rUi ro... htrang sden muc tieu dinh 1111.6ng cüa HDQT de ra; aux hien tang trutmg an toan, hieu qud va Oat trien ben

2.3 Gong bo thong tin: - ABIC dã thuc hien .chIng quy djnh ve congbo thong tin tren thj trizong chirng khoan di vói

cong ty ddi chung, thong tin cong b6 dAy dü, chinh xac, minh bach diing quy djnh cna Phap ludt. 3. Kt qua thtic hi0 Nghi quyet DIIDCD Ket qua thut hien cac chi tieu kê ho4ch Dai hi dO‘ng cO clang giao the° Ngh guy& se"):

65/2018/NQ-ABIC-DHDCD ngay 01/06/2018 nhu. sau:

Cift TIEU (Dan vi: tri'Ott VND,)

Thu.c hien Ke Ho#ch 2018

% Thtyc hien

2017 2018 So voi 2017

So vOi Ke hoach

Doanh thu phi bao hiem goc 1.235.110 1.413.430 1.388.000 114.43% 101,83% Doanh thu phi nhdn tai 2.998 -3 - -101,1% - Doanh thu dau W. Tai chinh 80.544 96.529 88.600 119.84% 108.95% Lai nhudn truck thu'e 160.513 214.805 176.000 133.82% 121,63% C6 tirc chi trd c6 (long 12% 12% 12% 100.00% 100,00% Lai ca ban ten c6 phieu (VND) 1.651 2.499

- Doanh thu phi BH g6c: dat 1,413,430 6ng bAng 101,83 % kS hoach kinh doanh du.qc giao, tang trizang 14,43 % so vai 2017

- Nam 2018 ABIC tip tuc khong giao chi tieu nhdn tai bao hiem trong k hodch kinh doanh tdp trungh8 trg hog d6ng kinh doanh bdo him g6c.

- H9at dng tai chinh: Doanh thu du tu• tai chinh ddt 96,529 emg, bAng 108,95 % RS. hodch; tang truang 19,84 % so vai nam 2017.

- Lgi nhudn truck thus: ddt 214,805 tY. dong bang 121,63 % RS hoach, tang trubmg.33,82 % so nam 2017.

- Lai ca ban ten CO phieu: 2.499 d'Ong (VND). - Co tut chi trã ca clang: 12%

3

4. Kt qua thisim djnh ban can tai chinh Bao ca.° tai chinh nam 2018 ket thitc ngay 31/12/2018 dã duoc cong ty TNII1-1 Ernst &

Young Via Nam thvc hien kiem toan bao gOm: - Bang Can d6i ké toan ti ngay 31/12/2018 - Bao cao Kt qua hog Ong kinh doanh cho nam tai chinh 2018. - Bao cao Ltru chuye'n tin te cho nam tai chinh 2018. - Thuyet minh bao cao tai chinh

Ban Mem soat dä thtrc hien tham dinh. Bao ca.() tai chinh cüa Cong ty Co phan Bao hiem Ngan hang Nong nghiep da duvc kiem toan befi cong ty TNHH Ernst & Young Viet Nam va th6ng nhAt voi kin kiem toan "Bac) cao tai chinh dä phan anh trung thvc va hgp tren cac khia canh

tr9ng yeti, tinh hinh tai chinh ciia,Cong ty Co phan Bao hie'm Ngan hang Nong nghiep tai ngay 31 thang 12 nam 2018, cling nhtr ket qua kinh doanh va tinh hinh ltru chuyen tin te cho nam tai chinh ket thuc ding ngay, phi hop vai cac Chuan anyc ke toan Viet Nam, cac htrang dan kê toan áp dung vói cac doanh nghiep bao hiem va cac guy dinh phap 1' có lien guan den viec lap \fa trinh bay bao cao tâi chinh".

MOT SO CHI TICX CO BAN DOW 1,1: VIVD

TT NO! DUNG Se; cutii n5m s6 du n5m

A Tai sin nein 4n 1.939.606.115.524 1.629.245.044.479

B TM san dai han 200.501.122.067 162.470.739.520

TONG CONG TAI SAN 2.140.107.237.591 1.791.715.783.999

A No' 'Alai tra 1.391.427.506.851 1.133.944.033.796

II Ngu'on v6n chti so. hil.0 748.679.730.740 657.771.750.203

TONG CONG NGUON VON 2.140.107.237.591 1.791.715.783.999

KET QUA KINH DOANH Dan VND

TT Chi tieu Nam 2018 Na'm 2017

I Trig doanh thu 1.327.738.367.409 1.084.444.810.332

2 T(ing chi phi 1.112.932.768.506 923.931.512.497

3 L91 nhuan truck tithe' 214.805.598.903 160.513.267.835

4 Lcii 11i1011 san time 171.798.349.932 128.358.178.126

5 L5i co ban tren c6 phieu 2.499 1.651

Cac chi tieu thinh gia thkrc tning t?ti chinh ciia con ty

TT Chi tieu . DV Cuoi nant Dan niim 1 Co' eau Tai sari va co' cau ngtion von /./ Co. cau tal san

- TSCD va Dau tu dai han/Tong tai sari % 9.37 9.07 - TSLD \fa Dau tu ngan han/Tong tai san % 90.63 90.93

1.2 Co cau nguon von

- No. phai tra/Tong nguon von % 65.02 63.29 - Nguon von chn sO. hthi/Tong nguan vOn % 34.98 36.71

2 MIA nang thanh taw 2.1 Klia nang thanh toan nhanh Lan 1.17 1.193 2.2 Kha nil ng thanh toan tong quat Lan 1.54 1.58 2.3 Khci 'long thanh loan my ngan On Lan 1.39 1.44 3 TS, suat sinh loi

3.1 ijj suat lcri nhuan/Doanh thu - TS/ suat lai nhuan till& thue/Doanh thu % 16.18 14.80 - TY suat lai nhuAn sau thue/Doanh thu % 12.89 11.84

3.2 TY, sucit 10 nhuan/Tong tai san - TS' sat lai nhuan truac thue/Tong tai san 'A 10.04 8.96 - TY suat loi nhuan sau thu/Tong tai san % 8.03 7.16

3.3 I I

7)) suat 19.i nhuan sau thud/Von chii sd. him % 22.95 19.51

4.1. Dinh gia Tinh hinh Tai chinh doanh nghiep:

- Kest qua kinh doanh phan anh day di doanh thu, chi phi Oat sinh. KSt qua hoot dOng kinh

doanh cho nam tai chinh ket thUc cUng ngay 31/12/2018 phi hop voi cac chuan muc ke toan \fa che

dt k toan Viet Nam Ai) dung cho doanh nghiep bao hiSm.

- TOng tai san cna ABIC tai then diSm 31/12/2018: 2.140.107 tS/ dOng so voi thoi diSm 31/12/2017: 1.791.715 tS/ dOng tang 348.392 tY dOng, tang truang 19,44 %.

Ve ca cau tai san dSn 31/12/2018 Tai san ngan han chiSm 90,63 %, Tai san dai han chiSm 9,37 %.

Ve ca cAu nguOn vOn den 31/12/2018 NguOn vOn chil so. him chiSm 34,98 %, 1\19. phai tra chiSm 65,02 %.

Kha nang thanh toan COI-1g quat la 1,54 ran; Kha nang thanh toan ngAn han la 1,39 Ian; KU nang thanh toan nhanh la 1,17 lan.

- Lai nhuan tilt& thue 214,805 tS/ dOng - Lai nhuan sau thus 171,798 tY dOng - TY suat sinh TS/ suat hi nhuan sau thue/doanh thu 12,89 %

TY suat Ipi nhuan sau thue/tong tai san 8,03% TS/ suat lai nhuan sau thue/von chn s hiru 22,95 %

Cac chi tieu tai chinh ca ban dm ABIC nam 2018 nhu: TOng tai san, vOn chu so. hitu, qu-y du. phong nghiep vu, doanh thu dac bit la lai nhuan du tang tru.Ong kha tot so nam 2017.

4.2. Ho4t Ong kinh doanh Bao hi'em va quart IS, chi phi

5

- Doanh thu phi Bo hiem goc nam 2018 that 1.413,430 tidông tang 14,43% so nam 2017. hAu het cac san pham dich vu du c(5 toc a tang truang doanh thu Icha, nghiep vu bao hi -em strc khOC

tang 14,1% so 2017 chiem ty tr9ng 71,6% doanh thu phi bao hiem goc. - Tong chi boi thtrang nam 2018 tang 20,98% so nam 2017; ty le boi throng giám 1111 tir

30,65% nam 2017 xuOng 30,18% nam 2018. - TS, l chi phi cho hoat ci(ing kinh doanh bac) hiem nam 2018 giam tir 60,09% nam 2017 xuOng

59,00% cho nam nay; TS/ le k6t hop nam 2018 la 89,18% giam hon 1% so 2017 (nam 2017 la 90,74

%). 4.3. float Ong d'au tu. tai chinh

Co cau danh muc dfiu tu• tal chinh TOng danh muc du tu cüa ABIC tai thei diem 31/12/2018 1,478 tY d-Chlg; toan bO danh muc (thi

tu cüa ABIC là tin gdi tai To chirc tin diving (Agribank) vi co cau nhu• sau: Don vi: cidng

TT Chi tieu 31/12/2017 31/12/2018

S6 ti'll TS, tnang SO tien TS, trong

Diu tu ngan han 1.212 98,1 % 1.418 95,94%

--Diti tu. dai hp 22,5 i ,'-i t , 0/ I o 60 4,06%

Tong cOng 1.235 100 Vo 1.478 100 %

Hi0 qua hoyt di)ng thii ttr tai chinh Nam 2018 Igi nhuAn hoat dOng tai chinh la 96,485 ty (long tang 19,86% so 2017 ty suit sinh lOi

ldioang 7,1%. 4.4 Dinh gia chung

Can cir ket qua th5m cljnh bao cao tai chinh, bac) cao nghiep vu, Ban Kiem soat danh gia nl-ur sau:

- Tinh hinh tai chinh ABIC lanh manh, danh imic d'au tu an toan, mdc sinh leyi chip nhan duck-% Quail cong ng chat che.

- N/16 hinh kenh phán phi Banca Oat tri& ca ve chieu r(mg va chi'eu sau ngay cang khAng dinh IA kenh chu h:fc trong dinh htrang hoat dOng kinh doanh cita ABIC

- Mt so san pham mâi nhu. Bao an chii the, Bao hiem nha ttr dã dtrac trien khai thgc hien dat duvc k6t qua tuang d6i kha quan.

- MCA so' san phAm bao hie'm vlat nuoi, cay tr6ng dang &roc tri& khai thi diem thgc hien trong nam 2019 voi tiem 'fang lOn va mdc c10 kha thi Wong doi cao.

- Kha rang thanh toan va tY suAt sinh lai cüa Cong ty dtrac duy tri tuang d(fii t6t.

Qua cac chi tieu phan tich danh gia hoat d'Ong cda cong ty cho thay hoat Ong kinh doanh cUa cong ty darn bao kha nang sinh 1&i di vi vOn cüa cac c6,dong, dam bao kha nang thanh toan trong qua trinh boat d'Ong kinh doanh. Cong ty dã chap hanh tot nglfia vu vi ngan sach nha ntro.c; dux hien kinh doanh co lai, dam bao chi tra co tdc cho cac co Tong; thu nhAp cda ngtroi lao Ong &roc dam bao.

5.1(t qua thanh, kiem tra cüa cac co quan quail 13", nha nu.ot Trong nam 2018 ca quan Kiem toan nha nuac dã thkrc hien kiem toan tai Cang ty ( Tai Tru sd.

chinh va 03 chi nhanh trgc thuOc thai gian tir 04/07/2018 den 10/08/2018. Ket luan cüa kiem toan

6

nha nu& chi ro: Cong ty thiyc hien titan thu nghiem , dic va day dü cac guy dinh cua nha mere va pi* luat, khong có nhang vi pham mang tinh trcing

6. Kien ,nghl cua Ban Kim sok - Khan traang hoan thin viec thlyc hien phtrang an ca CaU AB IC, kien toan b6 may t6 chdc theo

htrang tang tinh chu thing cho cac don vj tnyc thu6c, kip thOi be) sung va kin tan nhan sty chit ch6t tai m(it SO chi nhanh ding vói hoan thin co chê phan cAp, üy quyen darn Mc) hieu suAt cao trong hoat d6ng kirth doanh.

- Xay, diyng ke,hoach phat trien r6ng he th6ng mang nang,cao nang ltyc canh tranh, dap irng yeu cau thtrc te, phi] hap voi trinh d6 guan 19 va chien lu.gc phat trien ciLia Cong ty.

- Xem xet,dau tu. xay dung till sâ boat d6ng cho m6t s clan vj trvc thu6c nham nang cao vj the tao dieu,kien tot nhat cho chi nhanh hoat,d6ng kinh doanh hieu qua.

- Day nhanh tien d6 thlyc hien va trien khai Ai) dpng boa dan din xay du.ng 16 trinh thgc hien darn bao dap irrig yeu cau ctia Nghj dinh s6: 119/2018/ND-CP ngay 12/09/2018.

7. Phi hop hot dOng gifra BKS., HDQT, Ban di&I hanh va can hi) quan 19 khac Vic phi hp gifla Ban kiem sok HDQT, Ban dieu hanh vã can b6 quart 19 khac ciLia

AMC luon dam bao nguyen tac tuan thit cac guy dint) ciLia phap luat, cUa ABTC va vi 19i ich chung cUa ABIC. H6i thing guan trj, Ban dieu hanh tao dieu kien thuan 19i cho BKS thiyc hien day du chdc nang, nhietn,vv.

- Hi clang quart tri, Ban Tong Giam dc va Ban kiem soat luon có sir trao doi th6ng tin tong cac van de có lien quan den dinh hu.o.ng hoat d6ng ciLia AB1C, cting nhu. cong tac quart tr diu hanh doanh nghi"0.

Mil tan trgng cam on./.

T/M BAN KIEM SOAT TRCONG BAN

Nai nhan:

- Cac c Tong; - HDQT; BKS; - Dm: TCHC; BKS;

7

T/M BAN KlEM SOAT TRUbING BAN

CONG TY CO PHAN BAO HIEM

CONG FTOA XA HEY CI-E0 NGHTA V1 -:1' NAM

NGA.N HANG NONG NGHIti P

Doe hup — Ty. do — Harih ph tic

S6:0 /2019/ AMC - BKS <><><>

Ha Ni)i, ngay 05 thang _C.—lain? 2019

TO TRiNH DE XUAT LIJA CT-TON CONG TY MEM TOAN DOC LAP DE KIEM TOAN

BAO CAO TAI CH1NH NAM 2019

Kinh &ink. Dgi Iiói (tong cô ctong

- Can cir Ltit doarth nghi0 sO 68/2014/QH13 &roc Quo'c 110 khoa 13 mroc C6ng boa Xã höi chii nefla Vit Nam thong ,qua ngay 26/1,1/2014;

- Can dr Dieu 1 COng ty c6 -phan Bao hiem Ngan hang Nang nghic.."'p dã dtrqc ci?i 110 clang co Tong thong qua.

- ChAp hanh Van ban sO 11669/NHNo-DT cüa Ngan hang N6ng nghip & PTNT VN ngay 31/12/2015 v vic Iva chon t chirc kiêni toan dc lp thvc hin ki6m toan bao cao tai chinh nam 2015.

De thvc hin vic kiem toan bao cao tai chinh nam 2019 dm cong ty Co phan bao hiem Ngan hang N6ng nghip theo quy clinh cüa phap Iut, diêu 1 cong ty va van ban chi do cua Ngan hang Yong nghi0 & PTNT, VN, Ban kiem sok kinh trinh Dai hi clang co (long vic lva chon dan vi kiem toan de kiem toan bao cao tai chinh nam 2019 dm cong ty nhtr sau:

1. Tieu chi lt.ra,chon dun vi kiem than: - La cong ty kiem toan d6c rap, &roc pile') hog dOng, tai Vie‘t Nam, duvc t'Jy ban chung

Ichoan Nha nu& chap thu4n thvc hi4ikiem toan cho cac to chirc Oat hanh, to chuc niem yet va. to chirc kinh doanh chung lchodn;

- La dan vj kiem toan có uy tin, di ngii kiem toan vien có trinh d6 \fa có nhie'u kinh nghim ki&T) toan bao cao tai chinh trong 1mb vvc bao hiêm, tai chinh, ngan hang va chirng khoan theo cac quy dinh va cac chuan mvc ke toan, Ile' thong ke toan Vit Nam;

- Khong xung d6t ye lgi ich khi thvc hin kiem toan bao cao tai chinh cho Cong ty; - Co mire phi kiem toan hop phil hop voi n6i dung, pham vi va tien d6 kiem toan do

Cong ty yeu cau. • 2. Ban kiem sok trinh Dai hi thing co thing thong qua:

2.1 Tieu chi de lva chon dan vi kiem toan neu tai mijc 1 tren day de Ban kiem soat lam can dr la chon, dê xuat,dan vj kiem toan cung cap cac dich vi kiem toan bao cao tai chinh nam 2019 cho Cong ty co phan Bao hiem Ngan hang Ming nghi0;

2.2 I:1y quyL cho HOi dOng quan tri quy& dinh vic lva ch9n don vi kie'm toan theo yeti c'au dm Ban kiem sok C6ng ty.

Kinh trinh Dai hi dOng c citing xem xet va quye't

Noi nhan: - Nhtr tren;

HDQT; BKS - Um: TCHC; BKS;

CONG TV CO PHAN BAO 1-HEM CONG HOA. XA HOI CHU NGHIA VJT NAA1 NCAN HANG NONG NGH4P Dc 1p - Tkr do - littnh phue

S8:0/20 I 9/77-1-1DQT-TCHC

Ha Ni, ngay 09 thang 05 narn 2019

TO TRiNH V/v phe chtlein nhan sly cap cao ti ABIC

Kinli trinh: Dai 1161 diing c8 (long thu*ng nien nam 2019

Can dr Luat Doanh nghiep s8 68/2014/QH13 dtrolc Qu8c hi nu& COng h6a hi Chü nghia Viet Nam thong qua ngay 26 thang 11 nam 2014;

Can dr Luat kinh doanh bao hiem nam 2000 va Luat kinh doanh bao 14in sfra di am 2010;

Can dr Nghi dinh sO 73/2016/ND-CP ngay 01/7/2016 ve viec quy dinh chi tit liii hanh Luat kinh doanh bao him va Luat sira di, b6 sung m6t s8 dieu cUa Luat kinh doanh bao Mem;

Can dr Dieu 1e t6 chile và hoat d'Ong cüa Cong ty Co phAn Bao hiem Ngan hang Wing nghiep (ABIC) ban hanh theo Nghi quy6t sO 66/2014/NQ-DHDCD cüa Di hi d8ng c8 (long thutng nien nam 2014;

Can dr Quyet dinh s6 165/QD-HDTV-UBNS ngay 19/3/2019 dia. Hi d'Ong ThAnh vien Agribank v/v cr nguti di din v6n cua Agribank tai ABIC;

Can dr van ban s6 5211/BTC-QLBH ngay 07/05/2019 caa B6 tai chinh viec phe chuAn thay d8i T8ng Giam d6c ABIC.

Hien tai Hi ding quan tri ABIC c6 5 thanh vien, trong do co 3 thanh vien là d4i din von cna Agribank (di din cho t8ng s6 51,32% v8n Dieu lecia Agribank tai ABIC — Ong Dinh Viet DOng IA Chü tich HDQT, ba Hoang Thi Tinh — Phó chi tich HDQT kiem T8ng Giam d8c, Ong Le 118ng Quan — Thanh vien HDQT chuyen trach), 1 thanh vien kiem nhiem Giam d8c ABIC Chi nhanh-Daklak va 1 thanh vien la dai dit7,11 cho nhOrn c8 (long C6ng ty C8 phAn D'au tu. va Phat trio& Cong nghe Viet Nam,

Ban dieu hanh Om 5 thAnh vien, g6m Tiing Giam doc hien kiem chirc danh Pho Chit tich HDQT va 4 Pho Tring Giam d8c.

BA Hoang Thi Tinh, sinh mini 1964, hien dang gift chirc vu Phó ChU tich HDQT kiem T8ng Giam d8c, dai din 10,13% vOn cn'a Agribank tai ABIC, den het ngay 31/5/2019 da tu8i d nghi theo quy dinh dia Lulat Lao d6ng. Ngay 14/12/2018 146i diing thanh vien Agribank dal CO van ban s6 3496/1-ITV-UDNS thong bao nghi him id& voi BA Hoang Thi Tinh T8ng Giam d6c ABIC k tir ngay 01/06/2019.

Nhu vay, k tr ngay 01/6/2019, nhan si,r cAp cao cüa ABIC se khuyet 01 thanh vier' HDQT va 01 chirc danh T8ng Giam d8c. Ve phia Agribank se chi con 02 dai din v8n. lA Chit tich HDQT vA. 01 thanh vien HDQT chuyen trach.

Nint vay, de darn bao yeu au dm Lot Doanh nghie'p, Luat kinh doanh, bao him va Dieu le cila C8ng ty, viec kin toan nhan sir HDQT \fa Tong Om dc la rat can thiet.

Tren ca sâ d xuat cua cac Dai din yen Agribank tai ABIC ugh)/ 19/03/2018 ChU tich HDTV Agribank da guy& dinh s6 165/QD-HDTV-UBNS ngay 19/03/2019 ve viec cu dai din yen ciXa Agribank tai Cong ty Co phan Bao hiem Ngan hang Nang nghiep theo do Agribank cfr Ong Nguygn Tien Hai, Ph6 Teng Giarn d6c ABIC lam nguai dai din v6n thfr 2 dia. Agribank tai ABIC vOi s6 yen Wong throng tS, le 10,13% v6n dieu 1 ABIC k tir ngay 01/06/2019, tham gia frng cfr chfrc danh Thanh vien HDQT kiem T6ng Giam d6c ABIC tkri gian cOn lai cia nhiem kS, Iit.)QT 2017 - 2022 thay bã Hoang Thi Tinh nghi hum

1. V thU tvc be nhiem chfrc danh T6ng Giam d6c, ngay 17/04/2019 1-18i dOng quan tri da co Nghi quy6t si 46/NQ-HDQT v visc b6 nhi4n 'Ong Nguy8n Tin Hai - Pho Tang giam d6c gia eh& vii fOng giarn dc k tr ngay 1/6/2019 thay ba Hoang Thi Tinh nghi him theo che dO. Teen co st'r do Cong ty dã hoàn thin thiX tic trinh BO Tai chinh phe chuan chirc danh tOng Giam dc Cong ty di vai Ong Nguygn Tien Hai ngay 07/05/2019 BO Tai chinh c6 van ban s6 5211/BTC-QLBH chap thuan ye' viec thay di T6ng Giam dc theo d nghi cua Citing ty ngay 01/06/2019.

2. Di vai viec th6i gift chfrc \iv Pho chfi tich d6i vâi ba Hoang Thi 'Tinh va 1)&1136 sung chirc danh Thanh vien HOi ang quan tri di vài Ong Nguygn Tin Hai:

Can eir Luat doanh nghip so' 68/2014/QH13co hieu 'go thi hanh k tir ngay 01/07/2015; LuSt kinh doanh bao him nam 2000 va Lust kinh doanh bao him sfra di nam 2010; Can dr khan 2 va khoan 6 dieu 27 Dieu 1 t6 chirc N/A hot dOng ABIC ban hanh kern theo Nghi quy6t s 66/2014/NQ-ABIC-DHDCD cfra Dai hl clOng c6 Tong thlrong nien nam 2014 quy dinh ve tieu chuan \fa thO tic be nhiem Thanh vien HOi dOng quan trj, sau khi xem xet 116 so (cdc van ban, guy& clinh clia Agribank, ye(u ij lich, van biing chirng chi kern theo) cUa Ong Nguy-en Tien Hai dap fing.cac dieu kin theo guy dinh cUa Phap luat va Dieu I tO chirc va hot dOng ABIC de tham gia frng cfr chfrc danh Thanh vien HOi dong quail tri C6ng ty.

Ngay 08/05/2019 HOi ang quail tri Cong ty da hop kS, hop thfr 50 guy& nglii cac nOi dung sau:

- Th8i gia chfrc vv Phó Chit tich HDQT d6i vài ba Floang Thi "[Intl kj ni ngay 1/6/2019 d nghi huu theo ched.

- Bu be sung Ong Nguy6n Tin Hai - di din von thfr 2 dm. Agribank tai ABIC gia chfrc danh Thanh vien HOi ang tri Cong ty voi thad gian cOn Ii cUa nhiem k HDQT 2017 - 2022 thay BA Hoang Thi Tinh nghi htru k'e tir ngay 01/6/2019 vai ket qua 5/5 thanh vien HINT nhat tri (dat tS, le 100%).

HOi d6ng (Nan tri ABIC kinh trinh Dai hi dOng CO dong thirong nien narn 2019 xem xet, phe chuan die nOi dung sau:

1. Phe chuan cho thoi giu chirc vii Pho Chu tich HDQT dei vâi Ba Hoang Thi Tinh ke tir ngay 01/6/2019 de nghi hun theo are do.

TM HQI BONG WAN TRI TfCH

2. Phe chuAn viec bAu 1716 sung Thanh vien EIDQT di v6i Ong NguyL Tien dai din vii thir 2 dm Agribank tai ABIC gift chfrc danh thanh vien HDQT vi

thyi gian cOn 1ai ctla nhiem kS, HDOT 2017 - 2022 thay bã Hoang Thi Tinh ugh' him theo e1-16 d6 ke'tu ngay 01/06/2019.

3. Phe chu'An viec b6 nhiern Ong Nguy'L Tin Hai Ph6 T6ng Giam dc gift chive danh T6ng (Ham dc ABIC k tfr ngay. 01/06/2019 thay ba Hoang Thi Tinh nghi htru theo ch6 d6.

trinh./.

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BQ TAI CHNII CONG 110k XA HQI CHU' NGHTA 'MT NAM DOc14 - Tv do - I-14nh pink

Tra 16i Dcm de nghi; thay di TOng giam c-16c 6 ngay 22/4/2019 cila Cong ty CO phan Bao hiem Ngan hang Nong nghiep (Cong ty), BO Tai chInh có kien nhu sau:

1. Chap thuan Ong Nguygn Tien Hai, sinh ngay 12/8/1975, Giay chiang mirth nh.an dan sO 011789070 do Cong an thanh pho Ha Ni scap .ngay 25/9/2012, gift el-lire T6ng Giam d6c thay ba Hoang Thi Tinh theo de nghi ciaa COng ty ke tr ngay 01/6/2019.

2. Cong ty phai thvc hien clang bao v nOi dung thay dôi theo quy dinh ti Khoan 5 Dieu 16 Nghi dinh sO 73/2016/ND-CP ngay 01/7/2016 cila Chinh phi quy dinh chi tiet thi hanh mOt sO dieu cüa Luat Kinh doanh bao hiem va Lua.'t saa dOi, b6 sung mOt sO dieu cUa Luat Kinh doanh bao hiem.

BO Tai chinh thang bao & Cong ty biet và thgc hien theo quy dinh phap

Noi nli(in:- -1\11lir teen; - Lanh ciao Be (c1" b/c); - Vy Phap ch6; - Lau: VT, QLBH,