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Overview of Unibanco

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Overview of Unibanco. Highlights. Shareholders’ Structure. 76.1% of Unibanco's capital are floating shares negotiated in the form of Units + GDS. Units and GDSs. - PowerPoint PPT Presentation

Text of Overview of Unibanco

Slide 1Investor Relations *
Shareholders’ Structure
76.1% of Unibanco's capital are floating shares negotiated in the form of Units + GDS
Investor Relations *
(1) Based on 30-day moving average of trading volume
Liquidity has increased consistently over the last two years leading to the inclusion of the Unit in the Ibovespa index as of May 2005
Additionally, in the Ibovespa’s new portfolio, released on September 1st, the Unit significantly increased its weight in the index, from 0.984% to 1.264% (28% increase)
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Investor Relations *
Over 80 years of history to become one of the leading full service banks in Brazil
Timeline
Unibanco is the bank that grew its assets the most
over the last 15 years.
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…foster cross-selling opportunities across our expanding client base
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Universal Bank
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… maintaining the leadership in the consumer finance segment.
Universal Bank
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Consumer Finance
Fininvest: aggressive growth plan
Cross Selling focus: Credit Cards, Banking Accounts, Capitalization, Insurance and Extended Warranty
Leading Consumer Finance Platform
Link individual variable compensation at branch level to Core Deposits
Focus on cash management services, such as Payroll and Collection
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Cost Reduction
Establishment of a single corporate communication area;
Outsourcing of non-core functions;
motivation rate.
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focused on consumer finance and SMEs
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Client base evolution driven by both acquisitions and organic growth
Client Base
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(Effective Income Tax Rate)
(-) Profit Sharing/ Minority Interest
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Credit Ratios
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Financial Margin
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12%
1,363
1,217
762
593
305
287
2,430
2,097
Technical Reserves
R$ million
Unibanco has paid semi-annual dividends for more than 3 decades
In 2005, it started to pay quarterly dividends
Investor Relations *
Annex III:
Coupon: 8.70% p.a.
Investors: approximately 875 investors, specially from Asia and private banks. Roadshow: Singapore, Hong Kong, Geneva and London.
100% of the investors visited during the road show were part of the book
The issuance of perpetual securities, if consolidated in June, 2005,
would have made the BIS ratio to increase to approximately 18%.
Investor Relations *
Investor Relations *